Share Price and Basic Stock Data

Last Updated: November 21, 2024, 9:28 pm

Market Cap	742 Cr.
Current Price	705
High / Low	920/379
Stock P/E	22.5
Book Value	2,811
Dividend Yield	0.35 %
ROCE	2.07 %
ROE	1.51 %
Face Value	10.0
PEG Ratio	2.89

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for SIL Investments Ltd

Competitors of SIL Investments Ltd

Stock Name	Market Cap	Current Price	High / Low	Stock P/E	Book Value	Dividend Yield	ROCE	ROE	Face Value
ICDS Ltd	60.9 Cr.	46.5	64.8/27.6	38.3	22.2	0.00 %	9.12 %	7.69 %	10.0
SIL Investments Ltd	742 Cr.	705	920/379	22.5	2,811	0.35 %	2.07 %	1.51 %	10.0
SBI Cards & Payment Services Ltd	64,302 Cr.	675	817/648	29.1	138	0.37 %	12.5 %	22.0 %	10.0
Nalwa Sons Investments Ltd	4,605 Cr.	8,929	9,974/3,005	55.4	33,545	0.00 %	0.73 %	0.55 %	10.0
Motilal Oswal Financial Services Ltd	52,729 Cr.	881	1,064/278	15.6	185	0.40 %	20.7 %	32.6 %	1.00
Industry Average	22,544.33 Cr	1,457.58		29.99	4,633.69	0.49%	11.50%	13.70%	7.88

All Competitor Stocks of SIL Investments Ltd

Quarterly Result

Month	Jun 2021	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024
Sales	3.28	22.75	5.57	17.39	-1.28	20.20	4.80	20.09	3.41	20.75	21.19	5.61	7.15
Expenses	0.91	1.43	1.72	2.75	1.33	1.94	1.71	1.69	1.62	1.83	3.86	3.39	2.15
Operating Profit	2.37	21.32	3.85	14.64	-2.61	18.26	3.09	18.40	1.79	18.92	17.33	2.22	5.00
OPM %	72.26%	93.71%	69.12%	84.19%		90.40%	64.38%	91.59%	52.49%	91.18%	81.78%	39.57%	69.93%
Other Income	0.27	0.25	0.03	0.54	0.25	5.23	0.25	0.13	1.16	0.96	0.36	0.84	0.25
Interest	-0.00	-0.00	0.51	0.85	0.81	0.86	1.05	0.97	0.43	-0.00	0.03	0.01	-0.00
Depreciation	0.11	0.11	0.19	0.43	0.43	0.43	0.43	0.46	0.41	0.41	0.42	0.47	0.64
Profit before tax	2.53	21.46	3.18	13.90	-3.60	22.20	1.86	17.10	2.11	19.47	17.24	2.58	4.61
Tax %	25.69%	17.61%	37.74%	14.82%	12.78%	20.54%	63.98%	16.08%	22.27%	31.84%	34.45%	21.71%	22.34%
Net Profit	1.88	17.68	1.98	11.84	-4.06	17.64	0.67	14.35	1.64	13.27	11.30	2.02	3.58
EPS in Rs	1.74	16.45	1.89	11.09	-3.82	16.66	0.59	13.45	1.49	12.17	10.53	1.89	3.28

Last Updated: October 14, 2024, 11:21 am

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: October 14, 2024, 11:21 am

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Sales	32	29	27	26	32	178	26	39	28	49	44	51	55
Expenses	4	1	2	3	4	5	5	5	6	7	7	11	11
Operating Profit	27	27	25	23	29	174	21	34	22	42	37	40	43
OPM %	86%	95%	94%	89%	89%	97%	81%	87%	78%	86%	85%	79%	79%
Other Income	1	1	2	1	1	1	4	7	5	1	6	3	2
Interest	16	13	10	8	6	4	0	0	0	1	4	0	0
Depreciation	0	0	1	0	0	0	0	0	0	1	2	2	2
Profit before tax	11	15	16	15	23	171	25	40	27	41	38	41	44
Tax %	21%	17%	21%	11%	15%	20%	18%	11%	23%	19%	24%	27%
Net Profit	9	12	12	13	19	136	20	36	21	33	29	30	30
EPS in Rs	8.22	11.22	11.59	12.61	17.97	127.69	18.87	33.22	19.16	31.15	26.50	27.77	27.87
Dividend Payout %	15%	11%	11%	10%	8%	1%	8%	8%	13%	8%	9%	9%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2013-2014	2014-2015	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024
YoY Net Profit Growth (%)	33.33%	0.00%	8.33%	46.15%	615.79%	-85.29%	80.00%	-41.67%	57.14%	-12.12%	3.45%
Change in YoY Net Profit Growth (%)	0.00%	-33.33%	8.33%	37.82%	569.64%	-701.08%	165.29%	-121.67%	98.81%	-69.26%	15.57%

SIL Investments Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:	6%
5 Years:	15%
3 Years:	21%
TTM:	20%

Compounded Profit Growth
10 Years:	9%
5 Years:	8%
3 Years:	13%
TTM:	12%

Stock Price CAGR
10 Years:	25%
5 Years:	37%
3 Years:	32%
1 Year:	70%

Return on Equity
10 Years:	4%
5 Years:	2%
3 Years:	2%
Last Year:	2%

Last Updated: Unknown

Balance Sheet

Last Updated: November 14, 2024, 7:39 pm

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Sep 2024
Equity Capital	11	11	11	11	11	11	11	11	11	11	11	11	11
Reserves	166	176	187	198	217	351	1,004	735	1,259	2,343	1,688	2,187	2,968
Borrowings	111	90	80	67	72	0	0	0	0	49	46	0	0
Other Liabilities	12	11	12	12	11	16	23	15	69	266	145	226	378
Total Liabilities	299	288	289	288	311	377	1,037	761	1,339	2,668	1,889	2,423	3,356
Fixed Assets	17	17	16	16	16	16	16	16	15	97	95	112	111
CWIP	0	0	0	0	0	0	0	0	0	0	4	0	0
Investments	135	139	140	141	143	228	943	646	1,195	2,430	1,716	2,245	3,176
Other Assets	147	132	134	132	152	133	79	99	128	141	74	65	69
Total Assets	299	288	289	288	311	377	1,037	761	1,339	2,668	1,889	2,423	3,356

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Cash from Operating Activity +	-9	-3	-7	-5	-10	-75	68	24	-17	30	100	16
Cash from Investing Activity +	11	4	9	7	13	79	-63	-6	17	-64	-88	14
Cash from Financing Activity +	-2	-2	-2	-2	-2	-2	-2	-2	-3	46	-6	-48
Net Cash Flow	-0	-0	0	0	1	2	3	16	-3	13	6	-18

Free Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Free Cash Flow	-84.00	-63.00	-55.00	-44.00	-43.00	174.00	21.00	34.00	22.00	-7.00	-9.00	40.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Debtor Days	3	0	1	2	0	-0	-0	-0	-0	-0	-0	-0
Inventory Days
Days Payable
Cash Conversion Cycle	3	0	1	2	0	-0	-0	-0	-0	-0	-0	-0
Working Capital Days	1,651	1,638	1,772	1,807	1,665	250	4	46	39	22	17	-3
ROCE %	9%	10%	9%	8%	10%	51%	4%	4%	3%	2%	2%	2%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024
Promoters	62.85%	62.85%	63.79%	63.79%	63.79%	63.79%	63.79%	63.79%	63.79%	63.79%	63.79%	63.79%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.04%	0.10%
DIIs	0.06%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%	0.05%
Public	37.10%	37.10%	36.15%	36.15%	36.15%	36.16%	36.16%	36.15%	36.16%	36.15%	36.10%	36.05%
No. of Shareholders	4,669	4,411	4,480	4,490	4,472	4,342	4,281	4,441	4,418	4,522	6,083	5,732

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 24	Mar 23	Mar 22	Mar 21	Mar 20
FaceValue	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	27.76	26.50	31.16	19.15	33.22
Diluted EPS (Rs.)	27.76	26.50	31.16	19.15	33.22
Cash EPS (Rs.)	29.91	28.63	32.26	19.89	33.98
Book Value[Excl.RevalReserv]/Share (Rs.)	2124.46	1642.20	2277.39	1217.06	713.98
Book Value[Incl.RevalReserv]/Share (Rs.)	2124.46	1642.20	2277.39	1217.06	713.98
Revenue From Operations / Share (Rs.)	48.05	41.29	46.19	26.81	36.59
PBDIT / Share (Rs.)	41.05	40.52	40.80	25.84	38.32
PBIT / Share (Rs.)	39.44	38.87	40.01	25.42	37.86
PBT / Share (Rs.)	39.03	35.39	38.72	25.31	37.83
Net Profit / Share (Rs.)	28.30	26.97	31.47	19.46	33.52
NP After MI And SOA / Share (Rs.)	27.73	26.47	31.13	19.13	33.19
PBDIT Margin (%)	85.44	98.13	88.32	96.39	104.71
PBIT Margin (%)	82.08	94.12	86.61	94.81	103.45
PBT Margin (%)	81.22	85.70	83.83	94.41	103.37
Net Profit Margin (%)	58.90	65.32	68.14	72.60	91.62
NP After MI And SOA Margin (%)	57.72	64.11	67.39	71.37	90.69
Return on Networth / Equity (%)	1.33	1.65	1.40	1.59	4.72
Return on Capital Employeed (%)	1.72	2.23	1.62	2.01	5.27
Return On Assets (%)	1.21	1.48	1.23	1.51	4.62
Total Debt / Equity (X)	0.00	0.02	0.02	0.00	0.00
Asset Turnover Ratio (%)	0.02	0.01	0.02	0.02	0.03
Current Ratio (X)	1543.15	38.16	51.40	2992.44	1628.63
Quick Ratio (X)	1543.15	38.16	51.40	2992.44	1628.63
Dividend Payout Ratio (NP) (%)	9.00	9.43	8.02	13.05	4.51
Dividend Payout Ratio (CP) (%)	8.51	8.87	7.82	12.76	4.45
Earning Retention Ratio (%)	91.00	90.57	91.98	86.95	95.49
Cash Earning Retention Ratio (%)	91.49	91.13	92.18	87.24	95.55
Interest Coverage Ratio (X)	99.59	11.65	31.78	243.63	1209.55
Interest Coverage Ratio (Post Tax) (X)	69.66	8.76	25.52	184.50	1059.30
Enterprise Value (Cr.)	487.23	308.77	371.92	163.51	77.79
EV / Net Operating Revenue (X)	9.56	7.05	7.59	5.75	2.00
EV / EBITDA (X)	11.19	7.18	8.60	5.97	1.91
MarketCap / Net Operating Revenue (X)	9.70	6.61	7.28	7.24	2.29
Retention Ratios (%)	90.99	90.56	91.97	86.94	95.48
Price / BV (X)	0.22	0.17	0.15	0.16	0.11
Price / Net Operating Revenue (X)	9.70	6.62	7.28	7.24	2.29
EarningsYield	0.05	0.09	0.09	0.09	0.39

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of SIL Investments Ltd as of November 22, 2024 is: 958.38

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of November 22, 2024, SIL Investments Ltd is Undervalued by 35.94% compared to the current share price 705.00

Intrinsic Value of SIL Investments Ltd as of November 22, 2024 is: 1,032.97

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of November 22, 2024, SIL Investments Ltd is Undervalued by 46.52% compared to the current share price 705.00

Last 5 Year EPS CAGR: 7.78%

*Investments are subject to market risks

Strength and Weakness

Strength	Weakness
The company has higher reserves (1,036.85 cr) compared to borrowings (39.62 cr), indicating strong financial stability. The company has shown consistent growth in sales (47.38 cr) and profit (39.00 cr) over the years.	The stock has a low average ROCE of 9.50%, which may not be favorable. The stock has a high average Working Capital Days of 31.67, which may not be favorable. The stock has a high average Cash Conversion Cycle of 0.50, which may not be favorable.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in SIL Investments Ltd:
1. Net Profit Margin: 58.9%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 1.72% (Industry Average ROCE: 11.5%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 1.33% (Industry Average ROE: 13.7%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 69.66
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 1543.15
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 22.5 (Industry average Stock P/E: 29.99)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

SIL Investments Ltd. is a Public Limited Listed company incorporated on 22/11/1934 and has its registered office in the State of Rajasthan, India. Company’s Corporate Identification Number(CIN) is L17301RJ1934PLC002761 and registration number is 002761. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company’s Total Operating Revenue is Rs. 42.81 Cr. and Equity Capital is Rs. 10.61 Cr. for the Year ended 31/03/2022.

INDUSTRY	ADDRESS	CONTACT
Finance & Investments	Pachpahar Road, Bhawanimandi Rajasthan 326502	investor.grievances@silinvestments.in http://www.silinvestments.in

Management
Name	Position Held
Mr. C S Nopany	Chairman
Mrs. Shalini Nopany	Managing Director
Mr. Abhrajit Dutta	Director
Mr. Shrikant Mantri	Director
Mr. Sanjay Goenka	Director
Mr. Brij Mohan Agarwal	Director-In-Charge

FAQ

What is the latest intrinsic value of SIL Investments Ltd?

The latest intrinsic value of SIL Investments Ltd as on 22 November 2024 is ₹958.38, which is 35.94% higher than the current market price of ₹705.00.

What is the Market Cap of SIL Investments Ltd?

The Market Cap of SIL Investments Ltd is 742 Cr..

What is the current Stock Price of SIL Investments Ltd as on 22 November 2024?

The current stock price of SIL Investments Ltd as on 22 November 2024 is ₹705.

What is the High / Low of SIL Investments Ltd stocks in FY 2024?

In FY 2024, the High / Low of SIL Investments Ltd stocks is 920/379.

What is the Stock P/E of SIL Investments Ltd?

The Stock P/E of SIL Investments Ltd is 22.5.

What is the Book Value of SIL Investments Ltd?

The Book Value of SIL Investments Ltd is 2,811.

What is the Dividend Yield of SIL Investments Ltd?

The Dividend Yield of SIL Investments Ltd is 0.35 %.

What is the ROCE of SIL Investments Ltd?

The ROCE of SIL Investments Ltd is 2.07 %.

What is the ROE of SIL Investments Ltd?

The ROE of SIL Investments Ltd is 1.51 %.

What is the Face Value of SIL Investments Ltd?

The Face Value of SIL Investments Ltd is 10.0.