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Last Updated on: 27 June, 2025
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo

Tribhovandas Bhimji Zaveri Ltd (TBZ): Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: June 25, 2025, 8:01 pm

Market Cap 1,241 Cr.
Current Price 186
High / Low 360/119
Stock P/E18.2
Book Value 98.5
Dividend Yield0.94 %
ROCE11.4 %
ROE10.9 %
Face Value 10.0
PEG Ratio1.89

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Tribhovandas Bhimji Zaveri Ltd (TBZ)

Competitors of Tribhovandas Bhimji Zaveri Ltd (TBZ)

Stock Name Market Cap Current Price High / Low Stock P/E Book Value Dividend Yield ROCE ROE Face Value
Tribhovandas Bhimji Zaveri Ltd (TBZ) 1,241 Cr. 186 360/11918.2 98.50.94 %11.4 %10.9 % 10.0
Moksh Ornaments Ltd 124 Cr. 14.8 23.0/12.014.7 13.20.00 %13.2 %10.0 % 2.00
Lypsa Gems & Jewellery Ltd 24.3 Cr. 8.23 12.6/5.28 5.590.00 %55.9 %63.0 % 10.0
Kanani Industries Ltd 41.6 Cr. 2.13 3.21/1.5953.3 3.280.00 %1.21 %1.22 % 1.00
D. P. Abhushan Ltd 3,289 Cr. 1,452 1,928/1,18729.2 1780.00 %33.6 %35.1 % 10.0
Industry Average1,551.33 Cr332.6328.8559.710.19%23.06%24.04%6.60

All Competitor Stocks of Tribhovandas Bhimji Zaveri Ltd (TBZ)

Quarterly Result

MetricMar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
Sales 431.49579.89536.80812.18464.76570.82480.59741.02506.51596.24567.05927.85529.34
Expenses 414.66561.48513.96768.04433.83538.42450.87695.17475.14554.88531.84867.72493.11
Operating Profit 16.8318.4122.8444.1430.9332.4029.7245.8531.3741.3635.2160.1336.23
OPM % 3.90%3.17%4.25%5.43%6.66%5.68%6.18%6.19%6.19%6.94%6.21%6.48%6.84%
Other Income 2.052.341.030.820.781.001.101.572.101.001.240.821.31
Interest 9.4211.6110.1011.4211.6411.9212.5312.4712.9112.8013.1013.2117.00
Depreciation 5.455.656.246.276.316.336.165.875.336.176.156.156.97
Profit before tax 4.013.497.5327.2713.7615.1512.1329.0815.2323.3917.2041.5913.57
Tax % 10.22%29.80%27.22%24.64%14.75%25.02%25.64%26.24%17.20%27.11%30.47%28.16%30.07%
Net Profit 3.602.445.4720.5511.7311.379.0121.4412.6117.0511.9729.889.49
EPS in Rs 0.540.370.823.081.761.701.353.211.892.561.794.481.42

Last Updated: May 31, 2025, 7:28 am

Below is a detailed analysis of the quarterly data for Tribhovandas Bhimji Zaveri Ltd (TBZ) based on the most recent figures (Mar 2025) and their trends compared to the previous period:

  • For Sales, as of Mar 2025, the value is 529.34 Cr.. The value appears to be declining and may need further review. It has decreased from 927.85 Cr. (Dec 2024) to 529.34 Cr., marking a decrease of 398.51 Cr..
  • For Expenses, as of Mar 2025, the value is 493.11 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 867.72 Cr. (Dec 2024) to 493.11 Cr., marking a decrease of 374.61 Cr..
  • For Operating Profit, as of Mar 2025, the value is 36.23 Cr.. The value appears to be declining and may need further review. It has decreased from 60.13 Cr. (Dec 2024) to 36.23 Cr., marking a decrease of 23.90 Cr..
  • For OPM %, as of Mar 2025, the value is 6.84%. The value appears strong and on an upward trend. It has increased from 6.48% (Dec 2024) to 6.84%, marking an increase of 0.36%.
  • For Other Income, as of Mar 2025, the value is 1.31 Cr.. The value appears strong and on an upward trend. It has increased from 0.82 Cr. (Dec 2024) to 1.31 Cr., marking an increase of 0.49 Cr..
  • For Interest, as of Mar 2025, the value is 17.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 13.21 Cr. (Dec 2024) to 17.00 Cr., marking an increase of 3.79 Cr..
  • For Depreciation, as of Mar 2025, the value is 6.97 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 6.15 Cr. (Dec 2024) to 6.97 Cr., marking an increase of 0.82 Cr..
  • For Profit before tax, as of Mar 2025, the value is 13.57 Cr.. The value appears to be declining and may need further review. It has decreased from 41.59 Cr. (Dec 2024) to 13.57 Cr., marking a decrease of 28.02 Cr..
  • For Tax %, as of Mar 2025, the value is 30.07%. The value appears to be increasing, which may not be favorable. It has increased from 28.16% (Dec 2024) to 30.07%, marking an increase of 1.91%.
  • For Net Profit, as of Mar 2025, the value is 9.49 Cr.. The value appears to be declining and may need further review. It has decreased from 29.88 Cr. (Dec 2024) to 9.49 Cr., marking a decrease of 20.39 Cr..
  • For EPS in Rs, as of Mar 2025, the value is 1.42. The value appears to be declining and may need further review. It has decreased from 4.48 (Dec 2024) to 1.42, marking a decrease of 3.06.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: June 16, 2025, 3:39 pm

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Sales 1,8241,9341,6551,6901,7511,7641,8101,3421,8442,3942,2992,620
Expenses 1,6851,8541,6121,6171,6721,6811,6901,2161,7622,2692,1532,448
Operating Profit 139804273798312012682124146173
OPM % 8%4%3%4%5%5%7%9%4%5%6%7%
Other Income 52343642128564
Interest 525761554453625241535756
Depreciation 109109910322723242425
Profit before tax 8338-26123223286026527296
Tax % 34%36%7%-10%34%33%24%28%22%23%24%29%
Net Profit 5524-28132116214320405468
EPS in Rs 8.253.65-4.131.943.192.333.216.483.026.028.1610.25
Dividend Payout % 27%27%0%0%24%32%31%39%33%29%21%22%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)-56.36%-216.67%146.43%61.54%-23.81%31.25%104.76%-53.49%100.00%35.00%25.93%
Change in YoY Net Profit Growth (%)0.00%-160.30%363.10%-84.89%-85.35%55.06%73.51%-158.25%153.49%-65.00%-9.07%

Tribhovandas Bhimji Zaveri Ltd (TBZ) has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:3%
5 Years:8%
3 Years:12%
TTM:14%
Compounded Profit Growth
10 Years:14%
5 Years:25%
3 Years:50%
TTM:26%
Stock Price CAGR
10 Years:3%
5 Years:45%
3 Years:42%
1 Year:54%
Return on Equity
10 Years:5%
5 Years:8%
3 Years:9%
Last Year:11%

Last Updated: Unknown

Balance Sheet

Last Updated: June 16, 2025, 11:10 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Equity Capital 676767676767676767676767
Reserves 381397369389410417414456461494535590
Borrowings 568588650549569606637438588575614792
Other Liabilities 301237210187174334350254341339243320
Total Liabilities 1,3161,2891,2961,1921,2191,4231,4681,2151,4571,4751,4591,769
Fixed Assets 97108109103103111174140152159151164
CWIP 250200000101
Investments 000000000000
Other Assets 1,2181,1761,1871,0881,1161,3121,2941,0751,3051,3161,3081,604
Total Assets 1,3161,2891,2961,1921,2191,4231,4681,2151,4571,4751,4591,769

Below is a detailed analysis of the balance sheet data for Tribhovandas Bhimji Zaveri Ltd (TBZ) based on the most recent figures (Mar 2025) and their trends compared to the previous period:

  • For Equity Capital, as of Mar 2025, the value is 67.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 67.00 Cr..
  • For Reserves, as of Mar 2025, the value is 590.00 Cr.. The value appears strong and on an upward trend. It has increased from 535.00 Cr. (Mar 2024) to 590.00 Cr., marking an increase of 55.00 Cr..
  • For Borrowings, as of Mar 2025, the value is 792.00 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 614.00 Cr. (Mar 2024) to 792.00 Cr., marking an increase of 178.00 Cr..
  • For Other Liabilities, as of Mar 2025, the value is 320.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 243.00 Cr. (Mar 2024) to 320.00 Cr., marking an increase of 77.00 Cr..
  • For Total Liabilities, as of Mar 2025, the value is 1,769.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,459.00 Cr. (Mar 2024) to 1,769.00 Cr., marking an increase of 310.00 Cr..
  • For Fixed Assets, as of Mar 2025, the value is 164.00 Cr.. The value appears strong and on an upward trend. It has increased from 151.00 Cr. (Mar 2024) to 164.00 Cr., marking an increase of 13.00 Cr..
  • For CWIP, as of Mar 2025, the value is 1.00 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Mar 2024) to 1.00 Cr., marking an increase of 1.00 Cr..
  • For Investments, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
  • For Other Assets, as of Mar 2025, the value is 1,604.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,308.00 Cr. (Mar 2024) to 1,604.00 Cr., marking an increase of 296.00 Cr..
  • For Total Assets, as of Mar 2025, the value is 1,769.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,459.00 Cr. (Mar 2024) to 1,769.00 Cr., marking an increase of 310.00 Cr..

However, the Borrowings (792.00 Cr.) are higher than the Reserves (₹590.00 Cr.), which may signal higher financial risk.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity +-3015141534232149231-669340-27
Cash from Investing Activity +-5426-110-9-21-65-2-7-7-45
Cash from Financing Activity +86-47-2-155-27-16-147-23371-87-2985
Net Cash Flow1-71-26-4-432-0413

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow-429.00-508.00-608.00-476.00-490.00-523.00-517.00-312.00-506.00-451.00-468.00-619.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Debtor Days010005511003
Inventory Days279270246292261265307293326276214223
Days Payable461924242024514846463620
Cash Conversion Cycle233252222269241246261246280230178205
Working Capital Days152165169204184185192180210180141160
ROCE %25%15%8%3%6%7%7%8%11%6%9%11%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Promoters74.12%74.12%74.12%74.12%74.12%74.12%74.12%74.12%74.12%74.12%74.12%74.12%
FIIs1.31%1.28%0.93%0.59%0.60%0.56%0.94%1.82%1.02%0.76%0.92%0.60%
DIIs0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.12%0.07%
Public24.57%24.61%24.94%25.29%25.27%25.31%24.94%24.05%24.87%25.12%24.85%25.20%
No. of Shareholders34,27933,60132,12030,37829,62430,15229,29030,87631,11131,36949,52455,154

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 10.258.166.023.026.48
Diluted EPS (Rs.) 10.258.166.023.026.48
Cash EPS (Rs.) 14.0611.719.696.4010.47
Book Value[Excl.RevalReserv]/Share (Rs.) 98.4990.1483.9879.0678.36
Book Value[Incl.RevalReserv]/Share (Rs.) 98.4990.1483.9879.0678.36
Revenue From Operations / Share (Rs.) 392.70344.51358.70276.31201.11
PBDIT / Share (Rs.) 26.5721.7418.1812.5920.11
PBIT / Share (Rs.) 22.7618.1914.519.2216.12
PBT / Share (Rs.) 14.3510.737.803.898.96
Net Profit / Share (Rs.) 10.258.166.023.026.48
NP After MI And SOA / Share (Rs.) 10.258.166.023.026.48
PBDIT Margin (%) 6.766.315.064.559.99
PBIT Margin (%) 5.795.284.043.338.01
PBT Margin (%) 3.653.112.171.404.45
Net Profit Margin (%) 2.602.361.671.093.22
NP After MI And SOA Margin (%) 2.602.361.671.093.22
Return on Networth / Equity (%) 10.409.047.173.828.27
Return on Capital Employeed (%) 20.3017.8315.2010.3218.52
Return On Assets (%) 3.863.732.721.383.56
Total Debt / Equity (X) 1.060.880.860.960.67
Asset Turnover Ratio (%) 1.621.571.631.380.99
Current Ratio (X) 1.551.661.551.491.67
Quick Ratio (X) 0.120.110.090.090.11
Inventory Turnover Ratio (X) 1.271.131.131.180.77
Dividend Payout Ratio (NP) (%) 0.0021.4516.6082.650.00
Dividend Payout Ratio (CP) (%) 0.0014.9410.3139.070.00
Earning Retention Ratio (%) 0.0078.5583.4017.350.00
Cash Earning Retention Ratio (%) 0.0085.0689.6960.930.00
Interest Coverage Ratio (X) 3.162.912.712.362.81
Interest Coverage Ratio (Post Tax) (X) 2.222.091.901.571.91
Enterprise Value (Cr.) 1825.281179.27848.07917.42727.84
EV / Net Operating Revenue (X) 0.690.510.350.490.54
EV / EBITDA (X) 10.298.136.9910.925.42
MarketCap / Net Operating Revenue (X) 0.460.300.170.240.30
Retention Ratios (%) 0.0078.5483.3917.340.00
Price / BV (X) 1.861.160.720.860.79
Price / Net Operating Revenue (X) 0.460.300.170.240.30
EarningsYield 0.050.070.090.040.10

After reviewing the key financial ratios for Tribhovandas Bhimji Zaveri Ltd (TBZ), here is a detailed analysis based on the latest available data and recent trends:

  • For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
  • For Basic EPS (Rs.), as of Mar 25, the value is 10.25. This value is within the healthy range. It has increased from 8.16 (Mar 24) to 10.25, marking an increase of 2.09.
  • For Diluted EPS (Rs.), as of Mar 25, the value is 10.25. This value is within the healthy range. It has increased from 8.16 (Mar 24) to 10.25, marking an increase of 2.09.
  • For Cash EPS (Rs.), as of Mar 25, the value is 14.06. This value is within the healthy range. It has increased from 11.71 (Mar 24) to 14.06, marking an increase of 2.35.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 98.49. It has increased from 90.14 (Mar 24) to 98.49, marking an increase of 8.35.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 98.49. It has increased from 90.14 (Mar 24) to 98.49, marking an increase of 8.35.
  • For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 392.70. It has increased from 344.51 (Mar 24) to 392.70, marking an increase of 48.19.
  • For PBDIT / Share (Rs.), as of Mar 25, the value is 26.57. This value is within the healthy range. It has increased from 21.74 (Mar 24) to 26.57, marking an increase of 4.83.
  • For PBIT / Share (Rs.), as of Mar 25, the value is 22.76. This value is within the healthy range. It has increased from 18.19 (Mar 24) to 22.76, marking an increase of 4.57.
  • For PBT / Share (Rs.), as of Mar 25, the value is 14.35. This value is within the healthy range. It has increased from 10.73 (Mar 24) to 14.35, marking an increase of 3.62.
  • For Net Profit / Share (Rs.), as of Mar 25, the value is 10.25. This value is within the healthy range. It has increased from 8.16 (Mar 24) to 10.25, marking an increase of 2.09.
  • For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 10.25. This value is within the healthy range. It has increased from 8.16 (Mar 24) to 10.25, marking an increase of 2.09.
  • For PBDIT Margin (%), as of Mar 25, the value is 6.76. This value is below the healthy minimum of 10. It has increased from 6.31 (Mar 24) to 6.76, marking an increase of 0.45.
  • For PBIT Margin (%), as of Mar 25, the value is 5.79. This value is below the healthy minimum of 10. It has increased from 5.28 (Mar 24) to 5.79, marking an increase of 0.51.
  • For PBT Margin (%), as of Mar 25, the value is 3.65. This value is below the healthy minimum of 10. It has increased from 3.11 (Mar 24) to 3.65, marking an increase of 0.54.
  • For Net Profit Margin (%), as of Mar 25, the value is 2.60. This value is below the healthy minimum of 5. It has increased from 2.36 (Mar 24) to 2.60, marking an increase of 0.24.
  • For NP After MI And SOA Margin (%), as of Mar 25, the value is 2.60. This value is below the healthy minimum of 8. It has increased from 2.36 (Mar 24) to 2.60, marking an increase of 0.24.
  • For Return on Networth / Equity (%), as of Mar 25, the value is 10.40. This value is below the healthy minimum of 15. It has increased from 9.04 (Mar 24) to 10.40, marking an increase of 1.36.
  • For Return on Capital Employeed (%), as of Mar 25, the value is 20.30. This value is within the healthy range. It has increased from 17.83 (Mar 24) to 20.30, marking an increase of 2.47.
  • For Return On Assets (%), as of Mar 25, the value is 3.86. This value is below the healthy minimum of 5. It has increased from 3.73 (Mar 24) to 3.86, marking an increase of 0.13.
  • For Total Debt / Equity (X), as of Mar 25, the value is 1.06. This value exceeds the healthy maximum of 1. It has increased from 0.88 (Mar 24) to 1.06, marking an increase of 0.18.
  • For Asset Turnover Ratio (%), as of Mar 25, the value is 1.62. It has increased from 1.57 (Mar 24) to 1.62, marking an increase of 0.05.
  • For Current Ratio (X), as of Mar 25, the value is 1.55. This value is within the healthy range. It has decreased from 1.66 (Mar 24) to 1.55, marking a decrease of 0.11.
  • For Quick Ratio (X), as of Mar 25, the value is 0.12. This value is below the healthy minimum of 1. It has increased from 0.11 (Mar 24) to 0.12, marking an increase of 0.01.
  • For Inventory Turnover Ratio (X), as of Mar 25, the value is 1.27. This value is below the healthy minimum of 4. It has increased from 1.13 (Mar 24) to 1.27, marking an increase of 0.14.
  • For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 21.45 (Mar 24) to 0.00, marking a decrease of 21.45.
  • For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 14.94 (Mar 24) to 0.00, marking a decrease of 14.94.
  • For Earning Retention Ratio (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 78.55 (Mar 24) to 0.00, marking a decrease of 78.55.
  • For Cash Earning Retention Ratio (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 85.06 (Mar 24) to 0.00, marking a decrease of 85.06.
  • For Interest Coverage Ratio (X), as of Mar 25, the value is 3.16. This value is within the healthy range. It has increased from 2.91 (Mar 24) to 3.16, marking an increase of 0.25.
  • For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 2.22. This value is below the healthy minimum of 3. It has increased from 2.09 (Mar 24) to 2.22, marking an increase of 0.13.
  • For Enterprise Value (Cr.), as of Mar 25, the value is 1,825.28. It has increased from 1,179.27 (Mar 24) to 1,825.28, marking an increase of 646.01.
  • For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.69. This value is below the healthy minimum of 1. It has increased from 0.51 (Mar 24) to 0.69, marking an increase of 0.18.
  • For EV / EBITDA (X), as of Mar 25, the value is 10.29. This value is within the healthy range. It has increased from 8.13 (Mar 24) to 10.29, marking an increase of 2.16.
  • For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.46. This value is below the healthy minimum of 1. It has increased from 0.30 (Mar 24) to 0.46, marking an increase of 0.16.
  • For Retention Ratios (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 30. It has decreased from 78.54 (Mar 24) to 0.00, marking a decrease of 78.54.
  • For Price / BV (X), as of Mar 25, the value is 1.86. This value is within the healthy range. It has increased from 1.16 (Mar 24) to 1.86, marking an increase of 0.70.
  • For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.46. This value is below the healthy minimum of 1. It has increased from 0.30 (Mar 24) to 0.46, marking an increase of 0.16.
  • For EarningsYield, as of Mar 25, the value is 0.05. This value is below the healthy minimum of 5. It has decreased from 0.07 (Mar 24) to 0.05, marking a decrease of 0.02.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Tribhovandas Bhimji Zaveri Ltd (TBZ) as of June 27, 2025 is: 157.79

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of June 27, 2025, Tribhovandas Bhimji Zaveri Ltd (TBZ) is Overvalued by 15.17% compared to the current share price 186.00

Intrinsic Value of Tribhovandas Bhimji Zaveri Ltd (TBZ) as of June 27, 2025 is: 172.95

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of June 27, 2025, Tribhovandas Bhimji Zaveri Ltd (TBZ) is Overvalued by 7.02% compared to the current share price 186.00

Last 5 Year EPS CAGR: 9.60%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The company has shown consistent growth in sales (1.25 cr) and profit (41.33 cr) over the years.
  1. The stock has a low average ROCE of 9.67%, which may not be favorable.
  2. The stock has a high average Working Capital Days of 176.83, which may not be favorable.
  3. The stock has a high average Cash Conversion Cycle of 238.58, which may not be favorable.
  4. The company has higher borrowings (597.83) compared to reserves (442.75), which may suggest financial risk.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Tribhovandas Bhimji Zaveri Ltd (TBZ):
    1. Net Profit Margin: 2.6%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 20.3% (Industry Average ROCE: 23.06%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 10.4% (Industry Average ROE: 24.04%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 2.22
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 0.12
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 18.2 (Industry average Stock P/E: 28.85)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 1.06
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Tribhovandas Bhimji Zaveri Ltd. is a Public Limited Listed company incorporated on 24/07/2007 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L27205MH2007PLC172598 and registration number is 172598. Currently Company is involved in the business activities of Retail sale of jewellery and immitation jewellery. Company's Total Operating Revenue is Rs. 2620.48 Cr. and Equity Capital is Rs. 66.73 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Gems, Jewellery & Precious Metals241/43, Zaveri Bazar, Mumbai Maharashtra 400002investors@tbzoriginal.com
http://www.tbztheoriginal.com
Management
NamePosition Held
Mr. Shrikant ZaveriChairman & Managing Director
Ms. Raashi ZaveriWhole Time Director
Ms. Binaisha ZaveriWhole Time Director
Mrs. Sudha NavandarIndependent Director
Mr. Ramesh ChandakIndependent Director
Ms. Preeti SadaranganiInd. Non-Executive Director

FAQ

What is the intrinsic value of Tribhovandas Bhimji Zaveri Ltd (TBZ)?

Tribhovandas Bhimji Zaveri Ltd (TBZ)'s intrinsic value (as of 27 June 2025) is 157.79 — 15.17% lower the current market price of 186.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 1,241 Cr. market cap, FY2025-2026 high/low of 360/119, reserves of 590 Cr, and liabilities of 1,769 Cr.

What is the Market Cap of Tribhovandas Bhimji Zaveri Ltd (TBZ)?

The Market Cap of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 1,241 Cr..

What is the current Stock Price of Tribhovandas Bhimji Zaveri Ltd (TBZ) as on 27 June 2025?

The current stock price of Tribhovandas Bhimji Zaveri Ltd (TBZ) as on 27 June 2025 is 186.

What is the High / Low of Tribhovandas Bhimji Zaveri Ltd (TBZ) stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Tribhovandas Bhimji Zaveri Ltd (TBZ) stocks is ₹360/119.

What is the Stock P/E of Tribhovandas Bhimji Zaveri Ltd (TBZ)?

The Stock P/E of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 18.2.

What is the Book Value of Tribhovandas Bhimji Zaveri Ltd (TBZ)?

The Book Value of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 98.5.

What is the Dividend Yield of Tribhovandas Bhimji Zaveri Ltd (TBZ)?

The Dividend Yield of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 0.94 %.

What is the ROCE of Tribhovandas Bhimji Zaveri Ltd (TBZ)?

The ROCE of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 11.4 %.

What is the ROE of Tribhovandas Bhimji Zaveri Ltd (TBZ)?

The ROE of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 10.9 %.

What is the Face Value of Tribhovandas Bhimji Zaveri Ltd (TBZ)?

The Face Value of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 10.0.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Tribhovandas Bhimji Zaveri Ltd (TBZ). Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE