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Last Updated on: 22 November, 2024
Author: Getaka|Social: Getaka Financial Services X (Earlier Twitter) Profile Getaka Financial Services LinkedIn Logo

Ugro Capital Ltd: Intrinsic Value and Fundamental Analysis

Share Price and Basic Stock Data

Last Updated: November 21, 2024, 9:18 pm

Market Cap 2,097 Cr.
Current Price 226
High / Low317/213
Stock P/E16.0
Book Value 211
Dividend Yield0.00 %
ROCE12.2 %
ROE9.85 %
Face Value 10.0
PEG Ratio0.59

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Ugro Capital Ltd

Competitors of Ugro Capital Ltd

Stock NameMarket CapCurrent PriceHigh / LowStock P/EBook ValueDividend YieldROCEROEFace Value
Nam Securities Ltd 85.7 Cr. 159198/59.3238 21.20.00 %4.16 %3.05 % 10.0
Naperol Investments Ltd 845 Cr. 1,4702,041/801862 3,2040.00 %0.08 %0.05 % 10.0
Inani Securities Ltd 14.1 Cr. 30.842.0/20.59.70 42.20.00 %10.6 %6.92 % 10.0
HCKK Ventures Ltd 41.4 Cr. 112154/77.4230 11.50.00 %8.17 %6.44 % 10.0
HB Portfolio Ltd 107 Cr. 99.5177/54.314.4 2791.01 %3.34 %2.90 % 10.0
Industry Average7,209.63 Cr2,323.7676.615,594.830.29%15.23%17.14%7.45

All Competitor Stocks of Ugro Capital Ltd

Quarterly Result

MonthJun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024
Revenue516282111117149182209213245268322291
Interest222738505369829093105117128136
Expenses24283951576481878299107136113
Financing Profit5751071619323841445843
Financing Margin %10%11%6%9%6%11%11%15%18%17%16%18%15%
Other Income013256885912810
Depreciation333425568991010
Profit before tax2558101822343641465643
Tax %28%28%33%24%29%70%41%58%29%29%30%42%29%
Net Profit23367513142529333330
EPS in Rs0.240.480.480.861.040.751.861.992.733.123.513.523.27
Gross NPA %1.70%1.70%1.70%2.46%1.80%1.90%2.00%2.00%
Net NPA %1.20%1.20%1.10%1.31%1.00%1.10%1.10%1.10%

Last Updated: Unknown

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: Unknown

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024TTM
Revenue462424441051533126841,0821,126
Interest00000011445137293443486
Expenses211000368185142289425455
Financing Profit3523237112433101214185
Financing Margin %61%86%76%92%86%91%16%10%16%10%15%20%16%
Other Income000000-40000039
Depreciation000000271212183538
Profit before tax35232323122084179186
Tax %34%30%7%14%2%8%-155%-488%-137%28%53%33%
Net Profit242323420291540119124
EPS in Rs3.588.053.556.364.196.341.692.774.072.065.6412.8613.42
Dividend Payout %0%0%0%0%0%0%0%0%0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2013-20142014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-2024
YoY Net Profit Growth (%)100.00%-50.00%50.00%-33.33%50.00%33.33%400.00%45.00%-48.28%166.67%197.50%
Change in YoY Net Profit Growth (%)0.00%-150.00%100.00%-83.33%83.33%-16.67%366.67%-355.00%-93.28%214.94%30.83%

Ugro Capital Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:69%
5 Years:90%
3 Years:92%
TTM:43%
Compounded Profit Growth
10 Years:41%
5 Years:96%
3 Years:61%
TTM:61%
Stock Price CAGR
10 Years:27%
5 Years:5%
3 Years:4%
1 Year:-15%
Return on Equity
10 Years:4%
5 Years:5%
3 Years:6%
Last Year:10%

Last Updated: Unknown

Balance Sheet

Last Updated: November 14, 2024, 6:39 pm

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Sep 2024
Equity Capital55555523717171699292
Reserves1923252729327638518828969151,3471,866
Borrowings000000242557661,8023,1494,6535,344
Other Liabilities01000058363786173188207
Total Liabilities2428303234378681,2121,7552,8554,3066,2807,509
Fixed Assets0000002038365685130141
CWIP000000111461400
Investments02615252636107735569605968
Other Assets243148817311,1011,6592,7244,1466,0917,300
Total Assets2428303234378681,2121,7552,8554,3066,2807,509

Reserves and Borrowings Chart

Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Cash from Operating Activity +-224-109-41-86-799-347-1,125-1,220-1,535
Cash from Investing Activity +3-2611-61-1-347179-4643-85-230
Cash from Financing Activity +0000007543085081,0231,2791,814
Net Cash Flow1-203-30321-312115-58-2648

Free Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Free Cash Flow2.001.001.000.000.000.0012.00-174.00-681.00141.00286.00421.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
ROE %7%15%6%10%6%8%1%2%3%2%4%10%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthSep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024
Promoters2.88%2.88%2.87%2.87%2.87%2.87%2.87%2.19%2.24%2.24%2.23%2.23%
FIIs5.31%5.99%7.08%7.76%7.47%6.96%6.95%21.99%19.20%19.77%19.76%20.27%
DIIs4.66%2.03%2.10%2.03%2.02%2.02%2.02%5.46%5.81%4.46%3.76%2.55%
Public87.15%89.11%87.95%87.34%87.63%86.39%86.40%69.02%71.40%72.19%72.91%73.61%
Others0.00%0.00%0.00%0.00%0.00%1.75%1.75%1.34%1.34%1.34%1.33%1.33%
No. of Shareholders4,0378,71410,70310,54011,88711,83912,01014,37619,67722,47828,77340,872

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
FaceValue10.0010.0010.0010.0010.00
Basic EPS (Rs.)13.395.692.064.072.95
Diluted EPS (Rs.)13.205.662.054.072.87
Cash EPS (Rs.)16.898.283.815.743.81
Book Value[Excl.RevalReserv]/Share (Rs.)157.04141.95136.99135.04130.66
Book Value[Incl.RevalReserv]/Share (Rs.)157.04141.95136.99135.04130.66
Revenue From Operations / Share (Rs.)114.4294.7043.5521.2413.71
PBDIT / Share (Rs.)71.7356.9424.089.703.46
PBIT / Share (Rs.)67.8854.4022.338.042.41
PBT / Share (Rs.)19.5212.092.861.720.47
Net Profit / Share (Rs.)13.035.742.064.072.77
PBDIT Margin (%)62.6960.1355.2945.6725.21
PBIT Margin (%)59.3257.4451.2737.8417.57
PBT Margin (%)17.0512.766.568.093.43
Net Profit Margin (%)11.386.054.7319.1720.18
Return on Networth / Equity (%)8.294.041.503.012.11
Return on Capital Employeed (%)20.9617.069.254.501.74
Return On Assets (%)1.900.920.501.641.60
Long Term Debt / Equity (X)0.991.160.720.310.05
Total Debt / Equity (X)3.243.201.860.800.27
Asset Turnover Ratio (%)0.190.180.130.100.09
Current Ratio (X)1.831.972.363.364.82
Quick Ratio (X)1.831.972.363.364.82
Interest Coverage Ratio (X)1.481.351.241.541.78
Interest Coverage Ratio (Post Tax) (X)1.271.141.111.642.43
Enterprise Value (Cr.)6209.263942.282792.181301.28802.41
EV / Net Operating Revenue (X)5.926.019.098.698.30
EV / EBITDA (X)9.459.9916.4319.0232.91
MarketCap / Net Operating Revenue (X)1.921.533.845.687.21
Price / BV (X)1.401.021.220.890.75
Price / Net Operating Revenue (X)1.921.533.845.687.21
EarningsYield0.050.030.010.030.02

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Ugro Capital Ltd as of November 22, 2024 is: 339.19

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of November 22, 2024, Ugro Capital Ltd is Undervalued by 50.08% compared to the current share price 226.00

Intrinsic Value of Ugro Capital Ltd as of November 22, 2024 is: 430.60

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of November 22, 2024, Ugro Capital Ltd is Undervalued by 90.53% compared to the current share price 226.00

Last 5 Year EPS CAGR: 26.95%

*Investments are subject to market risks

Strength and Weakness

Unable to fetch valid data for stock valuation.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Ugro Capital Ltd:
    1. Net Profit Margin: 11.38%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 20.96% (Industry Average ROCE: 15.23%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 8.29% (Industry Average ROE: 17.14%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 1.27
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 1.83
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 16 (Industry average Stock P/E: 76.61)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 3.24
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Ugro Capital Ltd. is a Public Limited Listed company incorporated on 10/02/1993 and has its registered office in the State of Maharashtra, India. Company’s Corporate Identification Number(CIN) is L67120MH1993PLC070739 and registration number is 070739. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company’s Total Operating Revenue is Rs. 307.27 Cr. and Equity Capital is Rs. 70.56 Cr. for the Year ended 31/03/2022.
INDUSTRYADDRESSCONTACT
Non-Banking Financial Company (NBFC)Equinox Business Park, Mumbai Maharashtra 400070cs@ugrocapital.com
http://www.ugrocapital.com
Management
NamePosition Held
Mr. Satyananda MishraNon Exe.Chairman&Ind.Director
Mr. Shachindra NathVice Chairman & Mng.Director
Mr. Karnam SekarIndependent Director
Mr. Hemant BhargavaIndependent Director
Mr. Rajeev K AgarwalIndependent Director
Mr. Karuppasamy SingamIndependent Director
Ms. Tabassum Abdulla InamdarIndependent Director
Mr. Chetan GuptaNon Exe. & Nominee Director
Mr. Manoj Kumar SehrawatNon Exe. & Nominee Director
Mr. Rohit GoyalNon Exe. & Nominee Director

FAQ

What is the latest intrinsic value of Ugro Capital Ltd?

The latest intrinsic value of Ugro Capital Ltd as on 21 November 2024 is ₹339.19, which is 50.08% higher than the current market price of ₹226.00.

What is the Market Cap of Ugro Capital Ltd?

The Market Cap of Ugro Capital Ltd is 2,097 Cr..

What is the current Stock Price of Ugro Capital Ltd as on 21 November 2024?

The current stock price of Ugro Capital Ltd as on 21 November 2024 is ₹226.

What is the High / Low of Ugro Capital Ltd stocks in FY 2024?

In FY 2024, the High / Low of Ugro Capital Ltd stocks is 317/213.

What is the Stock P/E of Ugro Capital Ltd?

The Stock P/E of Ugro Capital Ltd is 16.0.

What is the Book Value of Ugro Capital Ltd?

The Book Value of Ugro Capital Ltd is 211.

What is the Dividend Yield of Ugro Capital Ltd?

The Dividend Yield of Ugro Capital Ltd is 0.00 %.

What is the ROCE of Ugro Capital Ltd?

The ROCE of Ugro Capital Ltd is 12.2 %.

What is the ROE of Ugro Capital Ltd?

The ROE of Ugro Capital Ltd is 9.85 %.

What is the Face Value of Ugro Capital Ltd?

The Face Value of Ugro Capital Ltd is 10.0.

About the Author

Author Avatar
Getaka

Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Ugro Capital Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE