Monte Carlo Calculator: Illustrative Accumulation Scenarios
What these simulations mean
The tool generates 5,000 random paths under your entered return and volatility assumptions. Only the selected number of sample paths is drawn. It does not load historical market data or forecast any security.
The histogram shows the frequency of ending balances within this simulated sample, not verified probabilities of future outcomes. Changing assumptions or rerunning random simulations can change the results.
The model simulates accumulation until the chosen age. It does not test retirement spending, establish a safe retirement age, select an investment or recommend a portfolio allocation. Fees, taxes, inflation and changing market conditions are not fully modelled. Defaults are hypothetical examples.
Calculators
CAGR Calculator: Annualised Growth Rate
Calculate CAGR from starting value, ending value and years. See a worked example, a growth table and the limits of annualised returns.
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This feature has been withdrawn and is no longer available.
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This feature has been withdrawn and is no longer available.
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This feature has been withdrawn and is no longer available.
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Financial Calculators
Free financial calculators for Indian investors—SIP, CAGR, XIRR, RD, SWP, loans & more. Fast, privacy-first tools that run in your browser.
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GST Calculator: Add or Remove GST
Add GST to a base amount or extract GST from an inclusive total. Enter the applicable rate and see CGST, SGST or UTGST and IGST arithmetic.
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GST Invoice Generator: Calculate & Print a Draft
Prepare a printable GST invoice draft with seller, buyer and item details. Enter verified tax rates, check the totals and review before issu…
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Home Loan Prepayment Calculator: Interest & Tenure
Compare a home loan with and without a one-time or monthly prepayment. Calculate EMI, interest saved and repayment time under a constant rat…
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Present Value Calculator: Future Amount to Today
Convert a future amount to its present value using your own discount rate and period. Includes the formula, a worked example and assumptions…
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RD Calculator: Maturity, Interest & Monthly Deposits
Estimate recurring deposit maturity and interest with monthly or quarterly crediting assumptions. Adjust timing, tax and inflation and inspe…
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Reverse CAGR Calculator: Future Value, Starting Amount or Rate
Find a future value, starting amount or required compound growth rate. Choose the unknown, enter your assumptions and check the formula.
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SIP Calculator with Step-Up & Inflation
Explore monthly contributions, a starting amount, annual step-ups and inflation with editable assumptions and a year-by-year illustration.
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SWP Calculator: Withdrawal & Inflation Scenarios
Model withdrawals from a starting balance with chosen growth and inflation assumptions. Inspect estimated cash flows, tax and remaining bala…
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XIRR Calculator for Dated Cash Flows
Calculate an annualised XIRR from dated investments, withdrawals and a final value. Import CSV, check a worked example and understand the li…
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