Generic selectors
Exact matches only
Search in title
Search in content
Post Type Selectors
post
Last Updated: March 30, 2026, 3:30 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 538935 | NSE: ABHIFIN

Abhishek Finlease Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹420.91Undervalued by 947.04%vs CMP ₹40.20

P/E (1,852.0) × ROE (2.1%) × BV (₹13.20) × DY (2.00%)

₹97.59Undervalued by 142.76%vs CMP ₹40.20
MoS: +58.8% (Strong)Confidence: 59/100 (Moderate)Models: 1 Under, 7 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹403.8423%Under (+904.6%)
Graham NumberEarnings₹7.7117%Over (-80.8%)
Earnings PowerEarnings₹1.8714%Over (-95.3%)
DCFCash Flow₹1.9714%Over (-95.1%)
Net Asset ValueAssets₹13.197%Over (-67.2%)
EV/EBITDAEnterprise₹0.529%Over (-98.7%)
Earnings YieldEarnings₹2.007%Over (-95%)
ROCE CapitalReturns₹2.847%Over (-92.9%)
Consensus (8 models)₹97.59100%Undervalued
Key Drivers: P/E of 1,852 makes PE-ROE unreliable — asset/earnings models are better benchmarks. | ROE 2.1% is below cost of equity.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: -4.1%

*Investments are subject to market risks

Investment Snapshot

43
Abhishek Finlease Ltd scores 43/100 (Weak)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health58/100 · Moderate
ROCE 3.2% WeakROE 2.1% WeakD/E 0.01 Low debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent
Smart Money50/100 · Moderate
Promoter holding at 72.3% Stable
Earnings Quality40/100 · Moderate
Working capital: 169 days Capital intensive
Quarterly Momentum40/100 · Moderate
Profit (4Q): -108% YoY Declining
Industry Rank20/100 · Weak
P/E 1,852.0 vs industry 98.5 Premium to peersROCE 3.2% vs industry 21.7% Below peersROE 2.1% vs industry 14.2% Below peers

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: March 30, 2026, 3:30 am

Market Cap 18.5 Cr.
Current Price 40.2
Intrinsic Value₹97.59
High / Low 75.6/39.6
Stock P/E1,852
Book Value 13.2
Dividend Yield0.00 %
ROCE3.24 %
ROE2.11 %
Face Value 10.0
PEG Ratio-456.64

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Abhishek Finlease Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Abhishek Finlease Ltd 18.5 Cr. 40.2 75.6/39.61,852 13.20.00 %3.24 %2.11 % 10.0
Goldline International Finvest Ltd 31.8 Cr. 0.61 /289 1.030.00 %0.13 %0.13 % 1.00
Gujarat Lease Financing Ltd 10.4 Cr. 3.85 9.34/3.77261 1.510.00 %1.02 %% 10.0
Fundviser Capital (India) Ltd 229 Cr. 387 401/127177 34.40.00 %3.76 %2.88 % 10.0
Welspun Investments & Commercials Ltd 462 Cr. 1,265 1,598/666146 2,0030.00 %0.83 %0.62 % 10.0
Industry Average6,725.79 Cr1,029.6498.514,364.490.43%21.71%14.20%7.23

All Competitor Stocks of Abhishek Finlease Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue0.170.060.110.350.270.220.200.300.120.050.070.100.26
Interest 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Expenses 0.160.060.090.290.210.210.180.250.100.110.070.110.27
Financing Profit0.010.000.020.060.060.010.020.050.02-0.060.00-0.01-0.01
Financing Margin %5.88%0.00%18.18%17.14%22.22%4.55%10.00%16.67%16.67%-120.00%0.00%-10.00%-3.85%
Other Income 0.020.010.020.030.020.040.030.040.030.010.030.040.05
Depreciation 0.000.020.010.000.010.010.010.010.010.000.000.000.00
Profit before tax 0.03-0.010.030.090.070.040.040.080.04-0.050.030.030.04
Tax % 0.00%300.00%0.00%0.00%0.00%150.00%0.00%37.50%0.00%60.00%0.00%33.33%0.00%
Net Profit 0.03-0.050.030.080.07-0.020.040.060.04-0.080.020.020.03
EPS in Rs 0.07-0.120.070.190.16-0.050.090.140.09-0.170.040.040.07
Gross NPA %
Net NPA %

Last Updated: February 3, 2026, 11:46 am

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 26, 2026, 1:46 pm

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue0.280.350.340.513.050.770.410.580.750.451.100.800.48
Interest 0.000.000.000.000.000.000.000.000.000.000.000.010.00
Expenses 0.180.240.250.392.940.720.470.450.570.290.750.610.56
Financing Profit0.100.110.090.120.110.05-0.060.130.180.160.350.18-0.08
Financing Margin %35.71%31.43%26.47%23.53%3.61%6.49%-14.63%22.41%24.00%35.56%31.82%22.50%-16.67%
Other Income -0.01-0.010.00-0.010.000.03-0.01-0.01-0.040.00-0.09-0.040.13
Depreciation 0.020.050.050.040.030.020.020.010.010.040.030.020.00
Profit before tax 0.070.050.040.070.080.06-0.090.110.130.120.230.120.05
Tax % 14.29%20.00%25.00%14.29%25.00%16.67%0.00%0.00%30.77%25.00%26.09%25.00%
Net Profit 0.050.040.030.060.060.04-0.090.100.090.090.170.09-0.01
EPS in Rs 0.120.090.070.140.140.09-0.210.230.210.210.400.20-0.02
Dividend Payout % 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)-20.00%-25.00%100.00%0.00%-33.33%-325.00%211.11%-10.00%0.00%88.89%-47.06%
Change in YoY Net Profit Growth (%)0.00%-5.00%125.00%-100.00%-33.33%-291.67%536.11%-221.11%10.00%88.89%-135.95%

Abhishek Finlease Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:7%
5 Years:10%
3 Years:-4%
TTM:-48%
Compounded Profit Growth
10 Years:8%
5 Years:28%
3 Years:3%
TTM:-71%
Stock Price CAGR
10 Years:29%
5 Years:32%
3 Years:18%
1 Year:37%
Return on Equity
10 Years:2%
5 Years:3%
3 Years:3%
Last Year:2%

Last Updated: September 5, 2025, 2:01 pm

Balance Sheet

Last Updated: February 1, 2026, 4:12 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 4.264.264.264.264.264.264.264.264.264.264.264.614.61
Reserves -0.53-0.49-0.46-0.40-0.33-0.29-0.38-0.27-0.16-0.050.161.421.46
Borrowing0.010.050.000.010.010.010.070.070.020.070.010.020.01
Other Liabilities 0.310.320.320.330.360.350.360.360.420.350.380.310.30
Total Liabilities 4.054.144.124.204.304.334.314.424.544.634.816.366.38
Fixed Assets 0.120.150.140.120.100.070.060.040.040.100.070.050.04
CWIP 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Investments 0.270.270.270.350.350.350.190.190.190.190.140.140.14
Other Assets 3.663.723.713.733.853.914.064.194.314.344.606.176.20
Total Assets 4.054.144.124.204.304.334.314.424.544.634.816.366.38

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + 0.340.14-0.050.34-0.110.29-0.430.160.300.350.42-0.66
Cash from Investing Activity + -0.20-0.07-0.02-0.040.040.070.240.07-0.01-0.09-0.00-0.00
Cash from Financing Activity + 0.010.03-0.04-0.00-0.00-0.000.06-0.00-0.050.04-0.071.49
Net Cash Flow 0.150.10-0.110.30-0.070.37-0.130.230.230.300.360.83
Free Cash Flow 0.280.05-0.090.32-0.120.29-0.430.160.290.260.42-0.66
CFO/OP 340%127%-44%283%-100%600%717%123%167%238%120%-347%

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow0.170.190.250.382.930.710.400.380.550.220.740.59

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 143.39114.71107.3571.5710.7737.9271.2237.7638.9332.449.959.12
Inventory Days 2,555.002,676.671,070.6798.54477.82812.42868.45792.933,493.57564.09878.70
Days Payable 73.000.000.001.390.000.0012.5925.170.000.000.00
Cash Conversion Cycle 143.392,596.712,784.021,142.24107.92515.74883.64893.62806.693,526.02574.05887.83
Working Capital Days 3,819.462,993.003,209.851,925.20341.07213.31373.90239.14146.00316.33116.14168.81
ROCE %2.16%1.59%1.05%2.09%2.05%1.77%-2.02%3.00%4.16%3.33%7.35%3.24%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 72.74%72.74%72.74%72.74%72.74%72.74%72.74%72.74%72.28%72.28%72.28%72.28%
Public 27.26%27.26%27.26%27.26%27.26%27.26%27.25%27.26%27.71%27.72%27.71%27.72%
No. of Shareholders 9429469539519479569631,0571,0471,0491,0321,025

Shareholding Pattern Chart

No. of Shareholders

Abhishek Finlease Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 0.190.400.200.220.20
Diluted EPS (Rs.) 0.190.400.200.220.20
Cash EPS (Rs.) 0.230.460.280.300.22
Book Value[Excl.RevalReserv]/Share (Rs.) 13.0910.389.889.639.36
Book Value[Incl.RevalReserv]/Share (Rs.) 13.0910.389.889.639.36
Revenue From Operations / Share (Rs.) 1.732.471.051.751.36
PBDIT / Share (Rs.) 0.360.710.360.360.29
PBIT / Share (Rs.) 0.320.640.270.330.26
PBT / Share (Rs.) 0.300.630.320.350.24
Net Profit / Share (Rs.) 0.190.390.200.270.19
PBDIT Margin (%) 21.2229.1134.6820.6221.63
PBIT Margin (%) 18.8226.2526.5619.1119.32
PBT Margin (%) 17.8425.9431.2620.3718.02
Net Profit Margin (%) 10.9716.1919.0415.6814.42
Return on Networth / Equity (%) 1.453.842.032.852.09
Return on Capital Employeed (%) 2.375.762.623.172.58
Return On Assets (%) 1.383.541.852.581.89
Total Debt / Equity (X) 0.000.000.010.010.01
Asset Turnover Ratio (%) 0.140.220.090.160.13
Current Ratio (X) 376.48317.2962.64118.0852.60
Quick Ratio (X) 337.80271.9253.32101.4844.36
Inventory Turnover Ratio (X) 1.210.000.000.000.00
Interest Coverage Ratio (X) 21.7695.0366.08258.97118.32
Interest Coverage Ratio (Post Tax) (X) 15.0767.0736.39181.08105.65
Enterprise Value (Cr.) 24.4811.399.5616.784.43
EV / Net Operating Revenue (X) 30.6110.8321.2922.497.63
EV / EBITDA (X) 144.2337.1961.38109.0235.28
MarketCap / Net Operating Revenue (X) 34.1212.7124.7824.269.42
Price / BV (X) 4.523.022.644.411.37
Price / Net Operating Revenue (X) 34.1212.7124.7924.269.42
EarningsYield 0.000.010.010.010.01

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Abhishek Finlease Ltd. is a Public Limited Listed company incorporated on 10/02/1995 and has its registered office in the State of Gujarat, India. Company's Corporate Identification Number(CIN) is L67120GJ1995PLC024566 and registration number is 024566. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 0.80 Cr. and Equity Capital is Rs. 4.61 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Finance & Investments402, Wall Street -1, Ahmedabad Gujarat 380006Contact not found
Management
NamePosition Held
Mr. Mahendrabhai M ShahChairman & Managing Director
Mr. Sanket M ShahNon Executive Director
Mr. Vasantbala M ShahNon Executive Director
Mr. Vipul ThakkarInd. Non-Executive Director
Mr. Krushang KansaraInd. Non-Executive Director

FAQ

What is the intrinsic value of Abhishek Finlease Ltd and is it undervalued?

As of 11 April 2026, Abhishek Finlease Ltd's intrinsic value is ₹97.59, which is 142.76% higher than the current market price of ₹40.20, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (2.11 %), book value (₹13.2), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Abhishek Finlease Ltd?

Abhishek Finlease Ltd is trading at ₹40.20 as of 11 April 2026, with a FY2026-2027 high of ₹75.6 and low of ₹39.6. The stock is currently near its 52-week low. Market cap stands at ₹18.5 Cr..

How does Abhishek Finlease Ltd's P/E ratio compare to its industry?

Abhishek Finlease Ltd has a P/E ratio of 1,852, which is above the industry average of 98.51. This significantly elevated P/E suggests the market expects strong future growth, or the stock may be overpriced relative to current earnings.

Is Abhishek Finlease Ltd financially healthy?

Key indicators for Abhishek Finlease Ltd: ROCE of 3.24 % is on the lower side compared to the industry average of 21.71%; ROE of 2.11 % is below ideal levels (industry average: 14.20%). Dividend yield is 0.00 %.

Is Abhishek Finlease Ltd profitable and how is the profit trend?

Abhishek Finlease Ltd reported a net profit of ₹0 Cr in Mar 2025 on revenue of ₹1 Cr. Compared to ₹0 Cr in Mar 2022, the net profit shows a mixed trend.

Does Abhishek Finlease Ltd pay dividends?

Abhishek Finlease Ltd has a dividend yield of 0.00 % at the current price of ₹40.20. The company is currently not paying meaningful dividends.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Abhishek Finlease Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
Explore Industry-wise Stock Analysis Reports