Share Price and Basic Stock Data
Last Updated: July 30, 2025, 10:30 am
| PEG Ratio | 2.76 |
|---|
Quick Insight
Abirami Financial Services (India) Ltd currently trades at ₹45.5 with a market cap of ₹24.6 Cr. The stock's P/E stands at 49.1, indicating a relatively high valuation compared to its industry peers. The company's ROE and ROCE are notably low at 2.87% and 4.00% respectively, suggesting inefficiency in capital utilization. Despite a healthy OPM of 0.58, the low profitability ratios raise concerns about long-term sustainability. With a high promoter holding of 65.65% and no presence of FIIs or DIIs, the stock's liquidity and institutional interest seem limited. Shareholders' count at 1,584 reflects a dispersed ownership structure. Abirami Financial's P/BV of 1.30x and robust ICR of 156.62x provide some cushion, yet the overall financial health appears fragile. Investors should exercise caution and conduct thorough due diligence before considering an investment in this NBFC.
Competitors of Abirami Financial Services (India) Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 10.8 Cr. | 1.08 | 1.91/0.72 | 1,080 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 17.3 Cr. | 1.72 | 19.4/1.06 | 33.8 | 1.57 | 0.00 % | 2.44 % | 3.58 % | 1.00 |
| Moneyboxx Finance Ltd | 502 Cr. | 154 | 333/152 | 79.8 | 0.00 % | 8.73 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 17.9 Cr. | 19.5 | 41.0/18.0 | 13.0 | 24.9 | 0.00 % | 15.0 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 51.6 Cr. | 115 | 191/95.0 | 40.0 | 212 | 5.23 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 24,257.18 Cr | 472.82 | 78.20 | 498.73 | 0.26% | 15.73% | 8.87% | 8.48 |
All Competitor Stocks of Abirami Financial Services (India) Ltd
Quarterly Result
| Metric | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.12 | 0.50 | 0.31 | 0.15 | 0.26 | 0.14 | 0.24 | 0.17 | 0.17 | 0.14 | 0.19 | 0.16 | 0.15 |
| Operating Profit | -0.12 | -0.50 | -0.31 | -0.15 | -0.26 | -0.14 | -0.24 | -0.17 | -0.17 | -0.14 | -0.19 | -0.16 | -0.15 |
| OPM % | |||||||||||||
| Other Income | 0.13 | 18.87 | 0.23 | 0.43 | 0.31 | 0.32 | 0.45 | 0.48 | 0.58 | 0.44 | 0.36 | 0.34 | 0.31 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.01 | 18.37 | -0.08 | 0.28 | 0.04 | 0.18 | 0.21 | 0.30 | 0.41 | 0.30 | 0.17 | 0.18 | 0.16 |
| Tax % | 0.00% | 21.77% | 0.00% | 0.00% | 0.00% | 5.56% | 42.86% | -203.33% | 36.59% | 23.33% | 17.65% | 27.78% | 31.25% |
| Net Profit | -0.02 | 14.37 | -0.08 | 0.27 | 0.04 | 0.17 | 0.12 | 0.91 | 0.25 | 0.22 | 0.14 | 0.13 | 0.11 |
| EPS in Rs | -0.03 | 23.95 | -0.13 | 0.45 | 0.07 | 0.31 | 0.22 | 1.69 | 0.46 | 0.41 | 0.26 | 0.24 | 0.20 |
Last Updated: May 31, 2025, 7:12 am
Below is a detailed analysis of the quarterly data for Abirami Financial Services (India) Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Sales, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 0.00 Cr..
- For Expenses, as of Mar 2025, the value is 0.15 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.16 Cr. (Dec 2024) to 0.15 Cr., marking a decrease of 0.01 Cr..
- For Operating Profit, as of Mar 2025, the value is -0.15 Cr.. The value appears strong and on an upward trend. It has increased from -0.16 Cr. (Dec 2024) to -0.15 Cr., marking an increase of 0.01 Cr..
- For OPM %, as of Mar 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 0.00%.
- For Other Income, as of Mar 2025, the value is 0.31 Cr.. The value appears to be declining and may need further review. It has decreased from 0.34 Cr. (Dec 2024) to 0.31 Cr., marking a decrease of 0.03 Cr..
- For Interest, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 0.00 Cr..
- For Depreciation, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 0.00 Cr..
- For Profit before tax, as of Mar 2025, the value is 0.16 Cr.. The value appears to be declining and may need further review. It has decreased from 0.18 Cr. (Dec 2024) to 0.16 Cr., marking a decrease of 0.02 Cr..
- For Tax %, as of Mar 2025, the value is 31.25%. The value appears to be increasing, which may not be favorable. It has increased from 27.78% (Dec 2024) to 31.25%, marking an increase of 3.47%.
- For Net Profit, as of Mar 2025, the value is 0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.13 Cr. (Dec 2024) to 0.11 Cr., marking a decrease of 0.02 Cr..
- For EPS in Rs, as of Mar 2025, the value is 0.20. The value appears to be declining and may need further review. It has decreased from 0.24 (Dec 2024) to 0.20, marking a decrease of 0.04.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: May 15, 2025, 4:41 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.89 | 0.70 | 0.76 | 0.46 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.69 | 0.45 | 0.36 | 0.34 | 0.34 | 0.32 | 0.38 | 0.52 | 0.56 | 1.23 | 0.72 | 0.63 |
| Operating Profit | 0.20 | 0.25 | 0.40 | 0.12 | -0.34 | -0.32 | -0.38 | -0.52 | -0.56 | -1.23 | -0.72 | -0.63 |
| OPM % | 22.47% | 35.71% | 52.63% | 26.09% | ||||||||
| Other Income | 0.34 | 0.41 | 0.12 | 0.10 | 0.69 | 0.47 | 0.69 | 0.51 | 0.46 | 19.84 | 1.83 | 1.45 |
| Interest | 0.01 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 |
| Depreciation | 0.20 | 0.21 | 0.18 | 0.14 | 0.13 | 0.12 | 0.10 | 0.11 | 0.09 | 0.02 | 0.01 | 0.01 |
| Profit before tax | 0.33 | 0.45 | 0.34 | 0.07 | 0.22 | 0.03 | 0.21 | -0.12 | -0.19 | 18.59 | 1.09 | 0.80 |
| Tax % | 33.33% | 17.78% | 14.71% | 14.29% | 22.73% | 33.33% | 28.57% | 0.00% | 0.00% | 21.52% | -33.03% | 28.75% |
| Net Profit | 0.23 | 0.37 | 0.30 | 0.06 | 0.17 | 0.02 | 0.16 | -0.12 | -0.19 | 14.60 | 1.45 | 0.58 |
| EPS in Rs | 0.38 | 0.62 | 0.50 | 0.10 | 0.28 | 0.03 | 0.27 | -0.20 | -0.32 | 24.33 | 2.69 | 1.07 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 300.00% | 105.88% | 0.00% | 0.00% | 0.00% | 0.00% | 8.22% | 93.10% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 60.87% | -18.92% | -80.00% | 183.33% | -88.24% | 700.00% | -175.00% | -58.33% | 7784.21% | -90.07% | -60.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | -79.79% | -61.08% | 263.33% | -271.57% | 788.24% | -875.00% | 116.67% | 7842.54% | -7874.28% | 30.07% |
Abirami Financial Services (India) Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | % |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 29% |
| 3 Years: | 72% |
| TTM: | -67% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 55% |
| 3 Years: | 92% |
| 1 Year: | -18% |
| Return on Equity | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 22% |
| 3 Years: | 29% |
| Last Year: | 3% |
Last Updated: Unknown
Balance Sheet
Last Updated: July 25, 2025, 2:01 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 5.40 | 5.40 |
| Reserves | 2.24 | 2.61 | 2.55 | 2.31 | 2.08 | 1.88 | 2.05 | 1.93 | 1.74 | 16.34 | 15.21 | 14.44 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 0.45 | 0.49 | 0.22 | 0.24 | 0.12 | 0.13 | 0.12 | 0.07 | 0.07 | 4.06 | 0.45 | 0.44 |
| Total Liabilities | 8.69 | 9.10 | 8.77 | 8.55 | 8.20 | 8.01 | 8.17 | 8.00 | 7.81 | 26.40 | 21.06 | 20.28 |
| Fixed Assets | 3.19 | 3.01 | 2.85 | 2.59 | 2.50 | 2.36 | 2.26 | 2.16 | 2.08 | 0.02 | 0.01 | 0.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1.87 | 4.84 | 4.98 | 4.90 | 0.21 | 0.67 | 0.89 | 0.47 | 0.41 | 0.65 | 0.89 | 1.05 |
| Other Assets | 3.63 | 1.25 | 0.94 | 1.06 | 5.49 | 4.98 | 5.02 | 5.37 | 5.32 | 25.73 | 20.16 | 19.22 |
| Total Assets | 8.69 | 9.10 | 8.77 | 8.55 | 8.20 | 8.01 | 8.17 | 8.00 | 7.81 | 26.40 | 21.06 | 20.28 |
Below is a detailed analysis of the balance sheet data for Abirami Financial Services (India) Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 5.40 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 5.40 Cr..
- For Reserves, as of Mar 2025, the value is 14.44 Cr.. The value appears to be declining and may need further review. It has decreased from 15.21 Cr. (Mar 2024) to 14.44 Cr., marking a decrease of 0.77 Cr..
- For Borrowings, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.44 Cr.. The value appears to be improving (decreasing). It has decreased from 0.45 Cr. (Mar 2024) to 0.44 Cr., marking a decrease of 0.01 Cr..
- For Total Liabilities, as of Mar 2025, the value is 20.28 Cr.. The value appears to be improving (decreasing). It has decreased from 21.06 Cr. (Mar 2024) to 20.28 Cr., marking a decrease of 0.78 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.01 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 1.05 Cr.. The value appears strong and on an upward trend. It has increased from 0.89 Cr. (Mar 2024) to 1.05 Cr., marking an increase of 0.16 Cr..
- For Other Assets, as of Mar 2025, the value is 19.22 Cr.. The value appears to be declining and may need further review. It has decreased from 20.16 Cr. (Mar 2024) to 19.22 Cr., marking a decrease of 0.94 Cr..
- For Total Assets, as of Mar 2025, the value is 20.28 Cr.. The value appears to be declining and may need further review. It has decreased from 21.06 Cr. (Mar 2024) to 20.28 Cr., marking a decrease of 0.78 Cr..
Notably, the Reserves (14.44 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.20 | 0.25 | 0.40 | 0.12 | -0.34 | -0.32 | -0.38 | -0.52 | -0.56 | -1.23 | -0.72 | -0.63 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||||
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||||
| Working Capital Days | 457.70 | 840.73 | -255.50 | -105.66 | 349.13 | |||||||
| ROCE % | 6.29% | 4.32% | 5.34% | 3.96% | 0.95% | 2.68% | 0.38% | 2.64% | -1.50% | -2.43% | 123.60% | 5.12% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 1.07 | 2.69 | 24.33 | -0.31 | 13.22 |
| Diluted EPS (Rs.) | 1.07 | 2.69 | 24.33 | -0.31 | -0.19 |
| Cash EPS (Rs.) | 1.08 | 2.70 | 24.36 | -0.15 | -0.02 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 36.74 | 38.17 | 37.23 | 12.90 | 13.22 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 36.74 | 38.17 | 37.23 | 12.90 | 13.22 |
| Dividend / Share (Rs.) | 0.00 | 2.50 | 0.00 | 0.00 | 0.00 |
| PBDIT / Share (Rs.) | 1.51 | 2.06 | 31.02 | -0.15 | -0.02 |
| PBIT / Share (Rs.) | 1.50 | 2.04 | 30.99 | -0.31 | -0.19 |
| PBT / Share (Rs.) | 1.49 | 2.02 | 30.99 | -0.31 | -0.19 |
| Net Profit / Share (Rs.) | 1.07 | 2.69 | 24.32 | -0.31 | -0.19 |
| Return on Networth / Equity (%) | 2.90 | 7.04 | 65.33 | -2.41 | -1.50 |
| Return on Capital Employeed (%) | 4.07 | 5.35 | 83.24 | -2.40 | -1.50 |
| Return On Assets (%) | 2.84 | 6.89 | 55.28 | -2.39 | -1.49 |
| Current Ratio (X) | 43.69 | 44.41 | 6.31 | 70.70 | 78.22 |
| Quick Ratio (X) | 43.69 | 44.41 | 6.31 | 70.70 | 78.22 |
| Dividend Payout Ratio (NP) (%) | 0.00 | 74.40 | 0.00 | 0.00 | 0.00 |
| Dividend Payout Ratio (CP) (%) | 0.00 | 74.00 | 0.00 | 0.00 | 0.00 |
| Earning Retention Ratio (%) | 0.00 | 25.60 | 0.00 | 0.00 | 0.00 |
| Cash Earning Retention Ratio (%) | 0.00 | 26.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 156.62 | 89.10 | 47581.43 | -276.56 | -46.18 |
| Interest Coverage Ratio (Post Tax) (X) | 111.94 | 117.29 | 37310.14 | -544.49 | -416.46 |
| Enterprise Value (Cr.) | 7.29 | 2.34 | -9.47 | -1.81 | -2.73 |
| EV / EBITDA (X) | 8.95 | 2.11 | -0.50 | 19.12 | 207.17 |
| Retention Ratios (%) | 0.00 | 25.59 | 0.00 | 0.00 | 0.00 |
| Price / BV (X) | 1.30 | 1.03 | 0.51 | 0.40 | 0.27 |
| EarningsYield | 0.02 | 0.06 | 1.27 | -0.05 | -0.05 |
After reviewing the key financial ratios for Abirami Financial Services (India) Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 1.07. This value is below the healthy minimum of 5. It has decreased from 2.69 (Mar 24) to 1.07, marking a decrease of 1.62.
- For Diluted EPS (Rs.), as of Mar 25, the value is 1.07. This value is below the healthy minimum of 5. It has decreased from 2.69 (Mar 24) to 1.07, marking a decrease of 1.62.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.08. This value is below the healthy minimum of 3. It has decreased from 2.70 (Mar 24) to 1.08, marking a decrease of 1.62.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 36.74. It has decreased from 38.17 (Mar 24) to 36.74, marking a decrease of 1.43.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 36.74. It has decreased from 38.17 (Mar 24) to 36.74, marking a decrease of 1.43.
- For Dividend / Share (Rs.), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 2.50 (Mar 24) to 0.00, marking a decrease of 2.50.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 1.51. This value is below the healthy minimum of 2. It has decreased from 2.06 (Mar 24) to 1.51, marking a decrease of 0.55.
- For PBIT / Share (Rs.), as of Mar 25, the value is 1.50. This value is within the healthy range. It has decreased from 2.04 (Mar 24) to 1.50, marking a decrease of 0.54.
- For PBT / Share (Rs.), as of Mar 25, the value is 1.49. This value is within the healthy range. It has decreased from 2.02 (Mar 24) to 1.49, marking a decrease of 0.53.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.07. This value is below the healthy minimum of 2. It has decreased from 2.69 (Mar 24) to 1.07, marking a decrease of 1.62.
- For Return on Networth / Equity (%), as of Mar 25, the value is 2.90. This value is below the healthy minimum of 15. It has decreased from 7.04 (Mar 24) to 2.90, marking a decrease of 4.14.
- For Return on Capital Employeed (%), as of Mar 25, the value is 4.07. This value is below the healthy minimum of 10. It has decreased from 5.35 (Mar 24) to 4.07, marking a decrease of 1.28.
- For Return On Assets (%), as of Mar 25, the value is 2.84. This value is below the healthy minimum of 5. It has decreased from 6.89 (Mar 24) to 2.84, marking a decrease of 4.05.
- For Current Ratio (X), as of Mar 25, the value is 43.69. This value exceeds the healthy maximum of 3. It has decreased from 44.41 (Mar 24) to 43.69, marking a decrease of 0.72.
- For Quick Ratio (X), as of Mar 25, the value is 43.69. This value exceeds the healthy maximum of 2. It has decreased from 44.41 (Mar 24) to 43.69, marking a decrease of 0.72.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 74.40 (Mar 24) to 0.00, marking a decrease of 74.40.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 74.00 (Mar 24) to 0.00, marking a decrease of 74.00.
- For Earning Retention Ratio (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 25.60 (Mar 24) to 0.00, marking a decrease of 25.60.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 26.00 (Mar 24) to 0.00, marking a decrease of 26.00.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 156.62. This value is within the healthy range. It has increased from 89.10 (Mar 24) to 156.62, marking an increase of 67.52.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 111.94. This value is within the healthy range. It has decreased from 117.29 (Mar 24) to 111.94, marking a decrease of 5.35.
- For Enterprise Value (Cr.), as of Mar 25, the value is 7.29. It has increased from 2.34 (Mar 24) to 7.29, marking an increase of 4.95.
- For EV / EBITDA (X), as of Mar 25, the value is 8.95. This value is within the healthy range. It has increased from 2.11 (Mar 24) to 8.95, marking an increase of 6.84.
- For Retention Ratios (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 30. It has decreased from 25.59 (Mar 24) to 0.00, marking a decrease of 25.59.
- For Price / BV (X), as of Mar 25, the value is 1.30. This value is within the healthy range. It has increased from 1.03 (Mar 24) to 1.30, marking an increase of 0.27.
- For EarningsYield, as of Mar 25, the value is 0.02. This value is below the healthy minimum of 5. It has decreased from 0.06 (Mar 24) to 0.02, marking a decrease of 0.04.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Abirami Financial Services (India) Ltd:
- Net Profit Margin: 0%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 4.07% (Industry Average ROCE: 15.73%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 2.9% (Industry Average ROE: 8.87%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 111.94
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 43.69
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 49.1 (Industry average Stock P/E: 78.2)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 0%
About the Company - Qualitative Analysis
Abirami Financial Services (India) Ltd. is a Public Limited Listed company incorporated on 19/04/1993 and has its registered office in the State of Tamil Nadu, India. Company's Corporate Identification Number(CIN) is L65993TN1993PLC024861 and registration number is 024861. Currently company belongs to the Industry of Non-Banking Financial Company (NBFC). Company's Total Operating Revenue is Rs. 0.00 Cr. and Equity Capital is Rs. 5.40 Cr. for the Year ended 31/03/2025.
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Old No.11, New No. 2, Chennai (Madras) Tamil Nadu 600017 | abicompliance@afslindia.in http://www.afslindia.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. K V Aiyappan | Chairman |
| Mrs. Muthulakshmi Ganesh | Director |
| Dr. M G Bhaskar | Independent Director |
| Mr. Arunachalam Kanaga Sabesan | Independent Director |
| Mrs. Revathi Sureshkumar | Independent Director |
| Mrs. Chitra Sivaramakrishnan | Whole Time Director |
FAQ
What is the intrinsic value of Abirami Financial Services (India) Ltd?
Abirami Financial Services (India) Ltd's intrinsic value (as of 31 July 2025) is 44.01 3.27% lower the current market price of 45.50, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 24.6 Cr. market cap, FY2025-2026 high/low of 74.9/38.5, reserves of 14.44 Cr, and liabilities of 20.28 Cr.
What is the Market Cap of Abirami Financial Services (India) Ltd?
The Market Cap of Abirami Financial Services (India) Ltd is 24.6 Cr..
What is the current Stock Price of Abirami Financial Services (India) Ltd as on 31 July 2025?
The current stock price of Abirami Financial Services (India) Ltd as on 31 July 2025 is 45.5.
What is the High / Low of Abirami Financial Services (India) Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Abirami Financial Services (India) Ltd stocks is ₹74.9/38.5.
What is the Stock P/E of Abirami Financial Services (India) Ltd?
The Stock P/E of Abirami Financial Services (India) Ltd is 49.1.
What is the Book Value of Abirami Financial Services (India) Ltd?
The Book Value of Abirami Financial Services (India) Ltd is 37.0.
What is the Dividend Yield of Abirami Financial Services (India) Ltd?
The Dividend Yield of Abirami Financial Services (India) Ltd is 5.50 %.
What is the ROCE of Abirami Financial Services (India) Ltd?
The ROCE of Abirami Financial Services (India) Ltd is 4.00 %.
What is the ROE of Abirami Financial Services (India) Ltd?
The ROE of Abirami Financial Services (India) Ltd is 2.87 %.
What is the Face Value of Abirami Financial Services (India) Ltd?
The Face Value of Abirami Financial Services (India) Ltd is 10.0.