Share Price and Basic Stock Data
Last Updated: March 6, 2026, 3:26 am
| PEG Ratio | 2.10 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Abirami Financial Services (India) Ltd operates in the Non-Banking Financial Company (NBFC) sector. The company reported a share price of ₹35.7 and a market capitalization of ₹19.3 Cr. Notably, the revenue reported from March 2014 through March 2025 remained stagnant at ₹0.00, indicating a complete absence of operational income over this period. The company’s revenue trends reflect a significant challenge in generating sales, with reported revenues consistently at zero from FY 2023 to FY 2025. Other income, however, saw volatility, peaking at ₹19.84 Cr in FY 2023, but subsequently dropping to ₹1.45 Cr by FY 2025. This reliance on non-operational income raises concerns about the sustainability of its financial health, especially when juxtaposed against sectoral norms where consistent revenue generation is critical for growth.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Abirami Financial Services (India) Ltd | 17.8 Cr. | 33.0 | 56.2/33.0 | 36.4 | 35.9 | 4.54 % | 4.05 % | 2.87 % | 10.0 |
| BAMPSL Securities Ltd | 67.9 Cr. | 20.0 | 25.5/15.2 | 34.3 | 11.9 | 0.00 % | 4.69 % | 3.48 % | 10.0 |
| Atharv Enterprises Ltd | 6.80 Cr. | 4.00 | 5.80/2.76 | 34.0 | 11.8 | 0.00 % | 1.22 % | 0.95 % | 10.0 |
| Bajaj Finance Ltd | 5,98,915 Cr. | 962 | 1,102/810 | 32.9 | 166 | 0.46 % | 11.4 % | 19.2 % | 1.00 |
| Abhinav Capital Services Ltd | 79.6 Cr. | 115 | 180/107 | 32.5 | 111 | 0.00 % | 4.58 % | 1.54 % | 10.0 |
| Industry Average | 25,797.53 Cr | 378.12 | 95.88 | 513.16 | 0.24% | 15.81% | 8.84% | 8.50 |
All Competitor Stocks of Abirami Financial Services (India) Ltd
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.15 | 0.26 | 0.14 | 0.24 | 0.17 | 0.17 | 0.14 | 0.19 | 0.16 | 0.15 | 0.15 | 0.15 | 0.19 |
| Financing Profit | -0.15 | -0.26 | -0.14 | -0.24 | -0.18 | -0.17 | -0.14 | -0.19 | -0.16 | -0.15 | -0.15 | -0.15 | -0.19 |
| Financing Margin % | |||||||||||||
| Other Income | 0.43 | 0.31 | 0.32 | 0.45 | 0.48 | 0.58 | 0.44 | 0.36 | 0.34 | 0.31 | 0.34 | 0.34 | 0.34 |
| Depreciation | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.28 | 0.04 | 0.18 | 0.21 | 0.30 | 0.41 | 0.30 | 0.17 | 0.18 | 0.16 | 0.19 | 0.19 | 0.15 |
| Tax % | 0.00% | 0.00% | 5.56% | 42.86% | -203.33% | 36.59% | 23.33% | 17.65% | 27.78% | 31.25% | 31.58% | 21.05% | 26.67% |
| Net Profit | 0.27 | 0.04 | 0.17 | 0.12 | 0.91 | 0.25 | 0.22 | 0.14 | 0.13 | 0.11 | 0.12 | 0.15 | 0.11 |
| EPS in Rs | 0.45 | 0.07 | 0.31 | 0.22 | 1.69 | 0.46 | 0.41 | 0.26 | 0.24 | 0.20 | 0.22 | 0.28 | 0.20 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: March 3, 2026, 1:17 pm
Below is a detailed analysis of the quarterly data for Abirami Financial Services (India) Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Interest, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Expenses, as of Dec 2025, the value is 0.19 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.15 Cr. (Sep 2025) to 0.19 Cr., marking an increase of 0.04 Cr..
- For Other Income, as of Dec 2025, the value is 0.34 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.34 Cr..
- For Depreciation, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Dec 2025, the value is 0.15 Cr.. The value appears to be declining and may need further review. It has decreased from 0.19 Cr. (Sep 2025) to 0.15 Cr., marking a decrease of 0.04 Cr..
- For Tax %, as of Dec 2025, the value is 26.67%. The value appears to be increasing, which may not be favorable. It has increased from 21.05% (Sep 2025) to 26.67%, marking an increase of 5.62%.
- For Net Profit, as of Dec 2025, the value is 0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.15 Cr. (Sep 2025) to 0.11 Cr., marking a decrease of 0.04 Cr..
- For EPS in Rs, as of Dec 2025, the value is 0.20. The value appears to be declining and may need further review. It has decreased from 0.28 (Sep 2025) to 0.20, marking a decrease of 0.08.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: February 26, 2026, 2:16 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.89 | 0.70 | 0.76 | 0.46 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.01 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 |
| Expenses | 0.69 | 0.45 | 0.36 | 0.34 | 0.34 | 0.32 | 0.38 | 0.52 | 0.56 | 1.23 | 0.72 | 0.63 | 0.64 |
| Financing Profit | 0.19 | 0.25 | 0.40 | 0.11 | -0.34 | -0.32 | -0.38 | -0.52 | -0.56 | -1.23 | -0.73 | -0.64 | -0.64 |
| Financing Margin % | 21.35% | 35.71% | 52.63% | 23.91% | |||||||||
| Other Income | 0.34 | 0.41 | 0.12 | 0.10 | 0.69 | 0.47 | 0.69 | 0.51 | 0.46 | 19.84 | 1.83 | 1.45 | 1.33 |
| Depreciation | 0.20 | 0.21 | 0.18 | 0.14 | 0.13 | 0.12 | 0.10 | 0.11 | 0.09 | 0.02 | 0.01 | 0.00 | 0.00 |
| Profit before tax | 0.33 | 0.45 | 0.34 | 0.07 | 0.22 | 0.03 | 0.21 | -0.12 | -0.19 | 18.59 | 1.09 | 0.81 | 0.69 |
| Tax % | 33.33% | 17.78% | 14.71% | 14.29% | 22.73% | 33.33% | 28.57% | 0.00% | 0.00% | 21.52% | -33.03% | 28.40% | |
| Net Profit | 0.23 | 0.37 | 0.30 | 0.06 | 0.17 | 0.02 | 0.16 | -0.12 | -0.19 | 14.60 | 1.45 | 0.58 | 0.49 |
| EPS in Rs | 0.38 | 0.62 | 0.50 | 0.10 | 0.28 | 0.03 | 0.27 | -0.20 | -0.32 | 24.33 | 2.69 | 1.07 | 0.90 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 300.00% | 105.88% | 0.00% | 0.00% | 0.00% | 0.00% | 8.22% | 93.10% | 139.66% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 60.87% | -18.92% | -80.00% | 183.33% | -88.24% | 700.00% | -175.00% | -58.33% | 7784.21% | -90.07% | -60.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | -79.79% | -61.08% | 263.33% | -271.57% | 788.24% | -875.00% | 116.67% | 7842.54% | -7874.28% | 30.07% |
Abirami Financial Services (India) Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | % |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 29% |
| 3 Years: | 72% |
| TTM: | -67% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 12% |
| 5 Years: | 58% |
| 3 Years: | 94% |
| 1 Year: | -15% |
| Return on Equity | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 22% |
| 3 Years: | 29% |
| Last Year: | 3% |
Last Updated: September 5, 2025, 2:01 pm
Balance Sheet
Last Updated: February 1, 2026, 2:13 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 5.40 | 5.40 | 5.40 |
| Reserves | 2.24 | 2.61 | 2.55 | 2.31 | 2.08 | 1.88 | 2.05 | 1.93 | 1.74 | 16.34 | 15.21 | 14.44 | 13.90 |
| Borrowing | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 0.45 | 0.49 | 0.22 | 0.24 | 0.12 | 0.13 | 0.12 | 0.07 | 0.07 | 4.06 | 0.45 | 0.44 | 0.73 |
| Total Liabilities | 8.69 | 9.10 | 8.77 | 8.55 | 8.20 | 8.01 | 8.17 | 8.00 | 7.81 | 26.40 | 21.06 | 20.28 | 20.03 |
| Fixed Assets | 3.19 | 3.01 | 2.85 | 2.59 | 2.50 | 2.36 | 2.26 | 2.16 | 2.08 | 0.02 | 0.01 | 0.01 | 0.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1.87 | 4.84 | 4.98 | 4.90 | 0.21 | 0.67 | 0.89 | 0.47 | 0.41 | 0.65 | 0.89 | 1.05 | 0.92 |
| Other Assets | 3.63 | 1.25 | 0.94 | 1.06 | 5.49 | 4.98 | 5.02 | 5.37 | 5.32 | 25.73 | 20.16 | 19.22 | 19.10 |
| Total Assets | 8.69 | 9.10 | 8.77 | 8.55 | 8.20 | 8.01 | 8.17 | 8.00 | 7.81 | 26.40 | 21.06 | 20.28 | 20.03 |
Below is a detailed analysis of the balance sheet data for Abirami Financial Services (India) Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 5.40 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 5.40 Cr..
- For Reserves, as of Sep 2025, the value is 13.90 Cr.. The value appears to be declining and may need further review. It has decreased from 14.44 Cr. (Mar 2025) to 13.90 Cr., marking a decrease of 0.54 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.73 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.44 Cr. (Mar 2025) to 0.73 Cr., marking an increase of 0.29 Cr..
- For Total Liabilities, as of Sep 2025, the value is 20.03 Cr.. The value appears to be improving (decreasing). It has decreased from 20.28 Cr. (Mar 2025) to 20.03 Cr., marking a decrease of 0.25 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.01 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.92 Cr.. The value appears to be declining and may need further review. It has decreased from 1.05 Cr. (Mar 2025) to 0.92 Cr., marking a decrease of 0.13 Cr..
- For Other Assets, as of Sep 2025, the value is 19.10 Cr.. The value appears to be declining and may need further review. It has decreased from 19.22 Cr. (Mar 2025) to 19.10 Cr., marking a decrease of 0.12 Cr..
- For Total Assets, as of Sep 2025, the value is 20.03 Cr.. The value appears to be declining and may need further review. It has decreased from 20.28 Cr. (Mar 2025) to 20.03 Cr., marking a decrease of 0.25 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.69 | 0.45 | 0.36 | 0.34 | 0.34 | 0.32 | 0.38 | 0.52 | 0.56 | 1.23 | 0.72 | 0.63 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||
| Working Capital Days | 840.73 | -255.50 | -105.66 | 349.13 | ||||||||
| ROCE % | 4.32% | 5.34% | 3.96% | 0.95% | 2.68% | 0.38% | 2.64% | -1.50% | -2.43% | 123.60% | 5.12% | 4.05% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 1.07 | 2.69 | 24.33 | -0.31 | 13.22 |
| Diluted EPS (Rs.) | 1.07 | 2.69 | 24.33 | -0.31 | -0.19 |
| Cash EPS (Rs.) | 1.08 | 2.70 | 24.36 | -0.15 | -0.02 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 36.74 | 38.17 | 37.23 | 12.90 | 13.22 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 36.74 | 38.17 | 37.23 | 12.90 | 13.22 |
| Dividend / Share (Rs.) | 1.50 | 2.50 | 0.00 | 0.00 | 0.00 |
| PBDIT / Share (Rs.) | 1.51 | 2.06 | 31.02 | -0.15 | -0.02 |
| PBIT / Share (Rs.) | 1.50 | 2.04 | 30.99 | -0.31 | -0.19 |
| PBT / Share (Rs.) | 1.49 | 2.02 | 30.99 | -0.31 | -0.19 |
| Net Profit / Share (Rs.) | 1.07 | 2.69 | 24.32 | -0.31 | -0.19 |
| Return on Networth / Equity (%) | 2.90 | 7.04 | 65.33 | -2.41 | -1.50 |
| Return on Capital Employeed (%) | 4.07 | 5.35 | 83.24 | -2.40 | -1.50 |
| Return On Assets (%) | 2.84 | 6.89 | 55.28 | -2.39 | -1.49 |
| Current Ratio (X) | 43.70 | 44.41 | 6.31 | 70.70 | 78.22 |
| Quick Ratio (X) | 43.70 | 44.41 | 6.31 | 70.70 | 78.22 |
| Dividend Payout Ratio (NP) (%) | 234.00 | 74.40 | 0.00 | 0.00 | 0.00 |
| Dividend Payout Ratio (CP) (%) | 232.01 | 74.00 | 0.00 | 0.00 | 0.00 |
| Earning Retention Ratio (%) | -134.00 | 25.60 | 0.00 | 0.00 | 0.00 |
| Cash Earning Retention Ratio (%) | -132.01 | 26.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 157.15 | 89.10 | 47581.43 | -276.56 | -46.18 |
| Interest Coverage Ratio (Post Tax) (X) | 112.33 | 117.29 | 37310.14 | -544.49 | -416.46 |
| Enterprise Value (Cr.) | 7.29 | 2.34 | -9.47 | -1.81 | -2.73 |
| EV / EBITDA (X) | 8.95 | 2.11 | -0.50 | 19.12 | 207.17 |
| Retention Ratios (%) | -134.00 | 25.59 | 0.00 | 0.00 | 0.00 |
| Price / BV (X) | 1.30 | 1.03 | 0.51 | 0.40 | 0.27 |
| EarningsYield | 0.02 | 0.06 | 1.27 | -0.05 | -0.05 |
After reviewing the key financial ratios for Abirami Financial Services (India) Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 1.07. This value is below the healthy minimum of 5. It has decreased from 2.69 (Mar 24) to 1.07, marking a decrease of 1.62.
- For Diluted EPS (Rs.), as of Mar 25, the value is 1.07. This value is below the healthy minimum of 5. It has decreased from 2.69 (Mar 24) to 1.07, marking a decrease of 1.62.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.08. This value is below the healthy minimum of 3. It has decreased from 2.70 (Mar 24) to 1.08, marking a decrease of 1.62.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 36.74. It has decreased from 38.17 (Mar 24) to 36.74, marking a decrease of 1.43.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 36.74. It has decreased from 38.17 (Mar 24) to 36.74, marking a decrease of 1.43.
- For Dividend / Share (Rs.), as of Mar 25, the value is 1.50. This value is within the healthy range. It has decreased from 2.50 (Mar 24) to 1.50, marking a decrease of 1.00.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 1.51. This value is below the healthy minimum of 2. It has decreased from 2.06 (Mar 24) to 1.51, marking a decrease of 0.55.
- For PBIT / Share (Rs.), as of Mar 25, the value is 1.50. This value is within the healthy range. It has decreased from 2.04 (Mar 24) to 1.50, marking a decrease of 0.54.
- For PBT / Share (Rs.), as of Mar 25, the value is 1.49. This value is within the healthy range. It has decreased from 2.02 (Mar 24) to 1.49, marking a decrease of 0.53.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.07. This value is below the healthy minimum of 2. It has decreased from 2.69 (Mar 24) to 1.07, marking a decrease of 1.62.
- For Return on Networth / Equity (%), as of Mar 25, the value is 2.90. This value is below the healthy minimum of 15. It has decreased from 7.04 (Mar 24) to 2.90, marking a decrease of 4.14.
- For Return on Capital Employeed (%), as of Mar 25, the value is 4.07. This value is below the healthy minimum of 10. It has decreased from 5.35 (Mar 24) to 4.07, marking a decrease of 1.28.
- For Return On Assets (%), as of Mar 25, the value is 2.84. This value is below the healthy minimum of 5. It has decreased from 6.89 (Mar 24) to 2.84, marking a decrease of 4.05.
- For Current Ratio (X), as of Mar 25, the value is 43.70. This value exceeds the healthy maximum of 3. It has decreased from 44.41 (Mar 24) to 43.70, marking a decrease of 0.71.
- For Quick Ratio (X), as of Mar 25, the value is 43.70. This value exceeds the healthy maximum of 2. It has decreased from 44.41 (Mar 24) to 43.70, marking a decrease of 0.71.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 234.00. This value exceeds the healthy maximum of 50. It has increased from 74.40 (Mar 24) to 234.00, marking an increase of 159.60.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 232.01. This value exceeds the healthy maximum of 50. It has increased from 74.00 (Mar 24) to 232.01, marking an increase of 158.01.
- For Earning Retention Ratio (%), as of Mar 25, the value is -134.00. This value is below the healthy minimum of 40. It has decreased from 25.60 (Mar 24) to -134.00, marking a decrease of 159.60.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is -132.01. This value is below the healthy minimum of 40. It has decreased from 26.00 (Mar 24) to -132.01, marking a decrease of 158.01.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 157.15. This value is within the healthy range. It has increased from 89.10 (Mar 24) to 157.15, marking an increase of 68.05.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 112.33. This value is within the healthy range. It has decreased from 117.29 (Mar 24) to 112.33, marking a decrease of 4.96.
- For Enterprise Value (Cr.), as of Mar 25, the value is 7.29. It has increased from 2.34 (Mar 24) to 7.29, marking an increase of 4.95.
- For EV / EBITDA (X), as of Mar 25, the value is 8.95. This value is within the healthy range. It has increased from 2.11 (Mar 24) to 8.95, marking an increase of 6.84.
- For Retention Ratios (%), as of Mar 25, the value is -134.00. This value is below the healthy minimum of 30. It has decreased from 25.59 (Mar 24) to -134.00, marking a decrease of 159.59.
- For Price / BV (X), as of Mar 25, the value is 1.30. This value is within the healthy range. It has increased from 1.03 (Mar 24) to 1.30, marking an increase of 0.27.
- For EarningsYield, as of Mar 25, the value is 0.02. This value is below the healthy minimum of 5. It has decreased from 0.06 (Mar 24) to 0.02, marking a decrease of 0.04.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Abirami Financial Services (India) Ltd:
- Net Profit Margin: 0%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 4.07% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 2.9% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 112.33
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 43.7
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 36.4 (Industry average Stock P/E: 95.88)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 0%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Old No.11, New No. 2, Parthasarathy Puram, Chennai (Madras) Tamil Nadu 600017 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. K V Aiyappan | Chairman |
| Mrs. Chitra Sivaramakrishnan | Whole Time Director |
| Mrs. Muthulakshmi Ganesh | Director |
| Dr. M G Bhaskar | Independent Director |
| Mr. Arunachalam Kanaga Sabesan | Independent Director |
| Mrs. Revathi Sureshkumar | Independent Director |
FAQ
What is the intrinsic value of Abirami Financial Services (India) Ltd?
Abirami Financial Services (India) Ltd's intrinsic value (as of 09 March 2026) is ₹36.79 which is 11.48% higher the current market price of ₹33.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹17.8 Cr. market cap, FY2025-2026 high/low of ₹56.2/33.0, reserves of ₹13.90 Cr, and liabilities of ₹20.03 Cr.
What is the Market Cap of Abirami Financial Services (India) Ltd?
The Market Cap of Abirami Financial Services (India) Ltd is 17.8 Cr..
What is the current Stock Price of Abirami Financial Services (India) Ltd as on 09 March 2026?
The current stock price of Abirami Financial Services (India) Ltd as on 09 March 2026 is ₹33.0.
What is the High / Low of Abirami Financial Services (India) Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Abirami Financial Services (India) Ltd stocks is ₹56.2/33.0.
What is the Stock P/E of Abirami Financial Services (India) Ltd?
The Stock P/E of Abirami Financial Services (India) Ltd is 36.4.
What is the Book Value of Abirami Financial Services (India) Ltd?
The Book Value of Abirami Financial Services (India) Ltd is 35.9.
What is the Dividend Yield of Abirami Financial Services (India) Ltd?
The Dividend Yield of Abirami Financial Services (India) Ltd is 4.54 %.
What is the ROCE of Abirami Financial Services (India) Ltd?
The ROCE of Abirami Financial Services (India) Ltd is 4.05 %.
What is the ROE of Abirami Financial Services (India) Ltd?
The ROE of Abirami Financial Services (India) Ltd is 2.87 %.
What is the Face Value of Abirami Financial Services (India) Ltd?
The Face Value of Abirami Financial Services (India) Ltd is 10.0.

