Share Price and Basic Stock Data
Last Updated: November 6, 2025, 10:52 pm
| PEG Ratio | 2.54 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Abirami Financial Services (India) Ltd operates within the Non-Banking Financial Company (NBFC) sector, focusing on financial services. As of the latest reports, the company’s stock price stood at ₹44.8, with a market capitalization of ₹24.2 Cr. Notably, Abirami Financial has recorded zero sales from June 2022 through March 2025, indicating a stagnation in revenue generation. This lack of sales is concerning, especially when juxtaposed against the company’s historical performance, where sales figures peaked at ₹0.89 Cr in March 2014. The absence of revenue streams raises questions about the firm’s operational viability and ability to compete in a challenging financial landscape. The company’s consistent reporting of zero sales over the recent quarters suggests a need for strategic reassessment to enhance revenue generation capabilities.
Profitability and Efficiency Metrics
Profitability metrics for Abirami Financial indicate significant challenges, with a net profit of ₹0.50 Cr reported for the latest fiscal year. The operating profit margins have consistently been in negative territory, with the latest figure recorded at -₹0.63 Cr for March 2025. The company has an impressive interest coverage ratio (ICR) of 157.15x, demonstrating its ability to meet interest obligations comfortably. However, this is juxtaposed against a low return on equity (ROE) of 2.87% and return on capital employed (ROCE) at 4.05%. These figures reflect inefficiencies in utilizing shareholder equity and overall capital to generate profits. The net profit margin stands at a mere 2.04%, indicating that while the company might be generating some income, it struggles to translate that into meaningful profitability.
Balance Sheet Strength and Financial Ratios
Abirami Financial’s balance sheet shows a robust structure with no reported borrowings, maintaining a conservative leverage position. The total assets amounted to ₹20.28 Cr, with reserves of ₹14.44 Cr, reflecting a solid capital base. The current ratio is exceptionally high at 43.70, indicating strong liquidity and a capacity to cover short-term obligations. However, the price-to-book value (P/BV) ratio of 1.30x suggests that the stock is trading at a premium relative to its book value, which may raise concerns among investors regarding overvaluation. The company’s ability to maintain a healthy cash position is evident, but the lack of operational income raises red flags about its long-term sustainability. Furthermore, with a dividend payout ratio of 234%, the firm seems to distribute more than it earns, which is unsustainable if the trend continues.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Abirami Financial indicates a strong promoter backing, with promoters holding 65.65% of the equity as of March 2025. This significant ownership can instill confidence among investors regarding the alignment of interests. The public shareholding stands at 34.35%, which shows a reasonable distribution of shares among retail investors. The total number of shareholders increased to 2,324, reflecting growing interest and possibly confidence in the company’s potential turnaround. However, the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) may signal a lack of broader market confidence, potentially limiting the stock’s liquidity and support. The concentration of shares among promoters, while positive, may also raise concerns about governance and transparency, particularly in the absence of operational performance.
Outlook, Risks, and Final Insight
The outlook for Abirami Financial Services hinges on its ability to revitalize revenue generation and improve profitability metrics. The absence of sales raises significant operational risks, while the impressive liquidity position offers some buffer against financial distress. The company’s high interest coverage ratio suggests it can manage debt, but the reliance on zero borrowings may limit growth opportunities. Key strengths include a solid capital base and promoter confidence, which can be leveraged for strategic initiatives. Conversely, risks include the sustainability of high dividend payouts and the need for operational restructuring to avoid further declines in profitability. If the company can pivot effectively towards generating income, it may restore investor confidence and enhance its market standing; otherwise, it risks continued stagnation and potential declines in shareholder value.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Abirami Financial Services (India) Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.0 Cr. | 1.30 | 1.91/0.85 | 86.7 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 10.7 Cr. | 1.07 | 14.3/1.03 | 31.6 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 519 Cr. | 155 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 17.3 Cr. | 18.8 | 39.8/17.5 | 12.9 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 43.5 Cr. | 96.7 | 180/90.0 | 23.3 | 238 | 1.03 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 28,845.97 Cr | 471.96 | 94.96 | 515.59 | 0.21% | 15.80% | 8.84% | 8.50 |
All Competitor Stocks of Abirami Financial Services (India) Ltd
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.50 | 0.31 | 0.15 | 0.26 | 0.14 | 0.24 | 0.17 | 0.17 | 0.14 | 0.19 | 0.16 | 0.15 | 0.15 |
| Operating Profit | -0.50 | -0.31 | -0.15 | -0.26 | -0.14 | -0.24 | -0.17 | -0.17 | -0.14 | -0.19 | -0.16 | -0.15 | -0.15 |
| OPM % | |||||||||||||
| Other Income | 18.87 | 0.23 | 0.43 | 0.31 | 0.32 | 0.45 | 0.48 | 0.58 | 0.44 | 0.36 | 0.34 | 0.31 | 0.34 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 18.37 | -0.08 | 0.28 | 0.04 | 0.18 | 0.21 | 0.30 | 0.41 | 0.30 | 0.17 | 0.18 | 0.16 | 0.19 |
| Tax % | 21.77% | 0.00% | 0.00% | 0.00% | 5.56% | 42.86% | -203.33% | 36.59% | 23.33% | 17.65% | 27.78% | 31.25% | 31.58% |
| Net Profit | 14.37 | -0.08 | 0.27 | 0.04 | 0.17 | 0.12 | 0.91 | 0.25 | 0.22 | 0.14 | 0.13 | 0.11 | 0.12 |
| EPS in Rs | 23.95 | -0.13 | 0.45 | 0.07 | 0.31 | 0.22 | 1.69 | 0.46 | 0.41 | 0.26 | 0.24 | 0.20 | 0.22 |
Last Updated: August 1, 2025, 8:40 am
Below is a detailed analysis of the quarterly data for Abirami Financial Services (India) Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Expenses, as of Jun 2025, the value is 0.15 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.15 Cr..
- For Operating Profit, as of Jun 2025, the value is -0.15 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded -0.15 Cr..
- For OPM %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Other Income, as of Jun 2025, the value is 0.34 Cr.. The value appears strong and on an upward trend. It has increased from 0.31 Cr. (Mar 2025) to 0.34 Cr., marking an increase of 0.03 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.19 Cr.. The value appears strong and on an upward trend. It has increased from 0.16 Cr. (Mar 2025) to 0.19 Cr., marking an increase of 0.03 Cr..
- For Tax %, as of Jun 2025, the value is 31.58%. The value appears to be increasing, which may not be favorable. It has increased from 31.25% (Mar 2025) to 31.58%, marking an increase of 0.33%.
- For Net Profit, as of Jun 2025, the value is 0.12 Cr.. The value appears strong and on an upward trend. It has increased from 0.11 Cr. (Mar 2025) to 0.12 Cr., marking an increase of 0.01 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.22. The value appears strong and on an upward trend. It has increased from 0.20 (Mar 2025) to 0.22, marking an increase of 0.02.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 4:04 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.89 | 0.70 | 0.76 | 0.46 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.69 | 0.45 | 0.36 | 0.34 | 0.34 | 0.32 | 0.38 | 0.52 | 0.56 | 1.23 | 0.72 | 0.63 | 0.65 |
| Operating Profit | 0.20 | 0.25 | 0.40 | 0.12 | -0.34 | -0.32 | -0.38 | -0.52 | -0.56 | -1.23 | -0.72 | -0.63 | -0.65 |
| OPM % | 22.47% | 35.71% | 52.63% | 26.09% | |||||||||
| Other Income | 0.34 | 0.41 | 0.12 | 0.10 | 0.69 | 0.47 | 0.69 | 0.51 | 0.46 | 19.84 | 1.83 | 1.45 | 1.35 |
| Interest | 0.01 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 |
| Depreciation | 0.20 | 0.21 | 0.18 | 0.14 | 0.13 | 0.12 | 0.10 | 0.11 | 0.09 | 0.02 | 0.01 | 0.00 | 0.00 |
| Profit before tax | 0.33 | 0.45 | 0.34 | 0.07 | 0.22 | 0.03 | 0.21 | -0.12 | -0.19 | 18.59 | 1.09 | 0.81 | 0.70 |
| Tax % | 33.33% | 17.78% | 14.71% | 14.29% | 22.73% | 33.33% | 28.57% | 0.00% | 0.00% | 21.52% | -33.03% | 28.40% | |
| Net Profit | 0.23 | 0.37 | 0.30 | 0.06 | 0.17 | 0.02 | 0.16 | -0.12 | -0.19 | 14.60 | 1.45 | 0.58 | 0.50 |
| EPS in Rs | 0.38 | 0.62 | 0.50 | 0.10 | 0.28 | 0.03 | 0.27 | -0.20 | -0.32 | 24.33 | 2.69 | 1.07 | 0.92 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 300.00% | 105.88% | 0.00% | 0.00% | 0.00% | 0.00% | 8.22% | 93.10% | 139.66% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 60.87% | -18.92% | -80.00% | 183.33% | -88.24% | 700.00% | -175.00% | -58.33% | 7784.21% | -90.07% | -60.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | -79.79% | -61.08% | 263.33% | -271.57% | 788.24% | -875.00% | 116.67% | 7842.54% | -7874.28% | 30.07% |
Abirami Financial Services (India) Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | % |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 29% |
| 3 Years: | 72% |
| TTM: | -67% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 12% |
| 5 Years: | 58% |
| 3 Years: | 94% |
| 1 Year: | -15% |
| Return on Equity | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 22% |
| 3 Years: | 29% |
| Last Year: | 3% |
Last Updated: September 5, 2025, 2:01 pm
Balance Sheet
Last Updated: July 25, 2025, 2:01 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 | 5.40 | 5.40 |
| Reserves | 2.24 | 2.61 | 2.55 | 2.31 | 2.08 | 1.88 | 2.05 | 1.93 | 1.74 | 16.34 | 15.21 | 14.44 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 0.45 | 0.49 | 0.22 | 0.24 | 0.12 | 0.13 | 0.12 | 0.07 | 0.07 | 4.06 | 0.45 | 0.44 |
| Total Liabilities | 8.69 | 9.10 | 8.77 | 8.55 | 8.20 | 8.01 | 8.17 | 8.00 | 7.81 | 26.40 | 21.06 | 20.28 |
| Fixed Assets | 3.19 | 3.01 | 2.85 | 2.59 | 2.50 | 2.36 | 2.26 | 2.16 | 2.08 | 0.02 | 0.01 | 0.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1.87 | 4.84 | 4.98 | 4.90 | 0.21 | 0.67 | 0.89 | 0.47 | 0.41 | 0.65 | 0.89 | 1.05 |
| Other Assets | 3.63 | 1.25 | 0.94 | 1.06 | 5.49 | 4.98 | 5.02 | 5.37 | 5.32 | 25.73 | 20.16 | 19.22 |
| Total Assets | 8.69 | 9.10 | 8.77 | 8.55 | 8.20 | 8.01 | 8.17 | 8.00 | 7.81 | 26.40 | 21.06 | 20.28 |
Below is a detailed analysis of the balance sheet data for Abirami Financial Services (India) Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 5.40 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 5.40 Cr..
- For Reserves, as of Mar 2025, the value is 14.44 Cr.. The value appears to be declining and may need further review. It has decreased from 15.21 Cr. (Mar 2024) to 14.44 Cr., marking a decrease of 0.77 Cr..
- For Borrowings, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.44 Cr.. The value appears to be improving (decreasing). It has decreased from 0.45 Cr. (Mar 2024) to 0.44 Cr., marking a decrease of 0.01 Cr..
- For Total Liabilities, as of Mar 2025, the value is 20.28 Cr.. The value appears to be improving (decreasing). It has decreased from 21.06 Cr. (Mar 2024) to 20.28 Cr., marking a decrease of 0.78 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.01 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 1.05 Cr.. The value appears strong and on an upward trend. It has increased from 0.89 Cr. (Mar 2024) to 1.05 Cr., marking an increase of 0.16 Cr..
- For Other Assets, as of Mar 2025, the value is 19.22 Cr.. The value appears to be declining and may need further review. It has decreased from 20.16 Cr. (Mar 2024) to 19.22 Cr., marking a decrease of 0.94 Cr..
- For Total Assets, as of Mar 2025, the value is 20.28 Cr.. The value appears to be declining and may need further review. It has decreased from 21.06 Cr. (Mar 2024) to 20.28 Cr., marking a decrease of 0.78 Cr..
Notably, the Reserves (14.44 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.20 | 0.25 | 0.40 | 0.12 | -0.34 | -0.32 | -0.38 | -0.52 | -0.56 | -1.23 | -0.72 | -0.63 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||
| Working Capital Days | 840.73 | -255.50 | -105.66 | 349.13 | ||||||||
| ROCE % | 4.32% | 5.34% | 3.96% | 0.95% | 2.68% | 0.38% | 2.64% | -1.50% | -2.43% | 123.60% | 5.12% | 4.05% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 1.07 | 2.69 | 24.33 | -0.31 | 13.22 |
| Diluted EPS (Rs.) | 1.07 | 2.69 | 24.33 | -0.31 | -0.19 |
| Cash EPS (Rs.) | 1.08 | 2.70 | 24.36 | -0.15 | -0.02 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 36.74 | 38.17 | 37.23 | 12.90 | 13.22 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 36.74 | 38.17 | 37.23 | 12.90 | 13.22 |
| Dividend / Share (Rs.) | 1.50 | 2.50 | 0.00 | 0.00 | 0.00 |
| PBDIT / Share (Rs.) | 1.51 | 2.06 | 31.02 | -0.15 | -0.02 |
| PBIT / Share (Rs.) | 1.50 | 2.04 | 30.99 | -0.31 | -0.19 |
| PBT / Share (Rs.) | 1.49 | 2.02 | 30.99 | -0.31 | -0.19 |
| Net Profit / Share (Rs.) | 1.07 | 2.69 | 24.32 | -0.31 | -0.19 |
| Return on Networth / Equity (%) | 2.90 | 7.04 | 65.33 | -2.41 | -1.50 |
| Return on Capital Employeed (%) | 4.07 | 5.35 | 83.24 | -2.40 | -1.50 |
| Return On Assets (%) | 2.84 | 6.89 | 55.28 | -2.39 | -1.49 |
| Current Ratio (X) | 43.70 | 44.41 | 6.31 | 70.70 | 78.22 |
| Quick Ratio (X) | 43.70 | 44.41 | 6.31 | 70.70 | 78.22 |
| Dividend Payout Ratio (NP) (%) | 234.00 | 74.40 | 0.00 | 0.00 | 0.00 |
| Dividend Payout Ratio (CP) (%) | 232.01 | 74.00 | 0.00 | 0.00 | 0.00 |
| Earning Retention Ratio (%) | -134.00 | 25.60 | 0.00 | 0.00 | 0.00 |
| Cash Earning Retention Ratio (%) | -132.01 | 26.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 157.15 | 89.10 | 47581.43 | -276.56 | -46.18 |
| Interest Coverage Ratio (Post Tax) (X) | 112.33 | 117.29 | 37310.14 | -544.49 | -416.46 |
| Enterprise Value (Cr.) | 7.29 | 2.34 | -9.47 | -1.81 | -2.73 |
| EV / EBITDA (X) | 8.95 | 2.11 | -0.50 | 19.12 | 207.17 |
| Retention Ratios (%) | -134.00 | 25.59 | 0.00 | 0.00 | 0.00 |
| Price / BV (X) | 1.30 | 1.03 | 0.51 | 0.40 | 0.27 |
| EarningsYield | 0.02 | 0.06 | 1.27 | -0.05 | -0.05 |
After reviewing the key financial ratios for Abirami Financial Services (India) Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 1.07. This value is below the healthy minimum of 5. It has decreased from 2.69 (Mar 24) to 1.07, marking a decrease of 1.62.
- For Diluted EPS (Rs.), as of Mar 25, the value is 1.07. This value is below the healthy minimum of 5. It has decreased from 2.69 (Mar 24) to 1.07, marking a decrease of 1.62.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.08. This value is below the healthy minimum of 3. It has decreased from 2.70 (Mar 24) to 1.08, marking a decrease of 1.62.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 36.74. It has decreased from 38.17 (Mar 24) to 36.74, marking a decrease of 1.43.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 36.74. It has decreased from 38.17 (Mar 24) to 36.74, marking a decrease of 1.43.
- For Dividend / Share (Rs.), as of Mar 25, the value is 1.50. This value is within the healthy range. It has decreased from 2.50 (Mar 24) to 1.50, marking a decrease of 1.00.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 1.51. This value is below the healthy minimum of 2. It has decreased from 2.06 (Mar 24) to 1.51, marking a decrease of 0.55.
- For PBIT / Share (Rs.), as of Mar 25, the value is 1.50. This value is within the healthy range. It has decreased from 2.04 (Mar 24) to 1.50, marking a decrease of 0.54.
- For PBT / Share (Rs.), as of Mar 25, the value is 1.49. This value is within the healthy range. It has decreased from 2.02 (Mar 24) to 1.49, marking a decrease of 0.53.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.07. This value is below the healthy minimum of 2. It has decreased from 2.69 (Mar 24) to 1.07, marking a decrease of 1.62.
- For Return on Networth / Equity (%), as of Mar 25, the value is 2.90. This value is below the healthy minimum of 15. It has decreased from 7.04 (Mar 24) to 2.90, marking a decrease of 4.14.
- For Return on Capital Employeed (%), as of Mar 25, the value is 4.07. This value is below the healthy minimum of 10. It has decreased from 5.35 (Mar 24) to 4.07, marking a decrease of 1.28.
- For Return On Assets (%), as of Mar 25, the value is 2.84. This value is below the healthy minimum of 5. It has decreased from 6.89 (Mar 24) to 2.84, marking a decrease of 4.05.
- For Current Ratio (X), as of Mar 25, the value is 43.70. This value exceeds the healthy maximum of 3. It has decreased from 44.41 (Mar 24) to 43.70, marking a decrease of 0.71.
- For Quick Ratio (X), as of Mar 25, the value is 43.70. This value exceeds the healthy maximum of 2. It has decreased from 44.41 (Mar 24) to 43.70, marking a decrease of 0.71.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 234.00. This value exceeds the healthy maximum of 50. It has increased from 74.40 (Mar 24) to 234.00, marking an increase of 159.60.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 232.01. This value exceeds the healthy maximum of 50. It has increased from 74.00 (Mar 24) to 232.01, marking an increase of 158.01.
- For Earning Retention Ratio (%), as of Mar 25, the value is -134.00. This value is below the healthy minimum of 40. It has decreased from 25.60 (Mar 24) to -134.00, marking a decrease of 159.60.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is -132.01. This value is below the healthy minimum of 40. It has decreased from 26.00 (Mar 24) to -132.01, marking a decrease of 158.01.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 157.15. This value is within the healthy range. It has increased from 89.10 (Mar 24) to 157.15, marking an increase of 68.05.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 112.33. This value is within the healthy range. It has decreased from 117.29 (Mar 24) to 112.33, marking a decrease of 4.96.
- For Enterprise Value (Cr.), as of Mar 25, the value is 7.29. It has increased from 2.34 (Mar 24) to 7.29, marking an increase of 4.95.
- For EV / EBITDA (X), as of Mar 25, the value is 8.95. This value is within the healthy range. It has increased from 2.11 (Mar 24) to 8.95, marking an increase of 6.84.
- For Retention Ratios (%), as of Mar 25, the value is -134.00. This value is below the healthy minimum of 30. It has decreased from 25.59 (Mar 24) to -134.00, marking a decrease of 159.59.
- For Price / BV (X), as of Mar 25, the value is 1.30. This value is within the healthy range. It has increased from 1.03 (Mar 24) to 1.30, marking an increase of 0.27.
- For EarningsYield, as of Mar 25, the value is 0.02. This value is below the healthy minimum of 5. It has decreased from 0.06 (Mar 24) to 0.02, marking a decrease of 0.04.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Abirami Financial Services (India) Ltd:
- Net Profit Margin: 0%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 4.07% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 2.9% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 112.33
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 43.7
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 44.5 (Industry average Stock P/E: 94.96)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 0%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Old No.11, New No. 2, Parthasarathy Puram, Chennai (Madras) Tamil Nadu 600017 | abicompliance@afslindia.in www.afslindia.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. K V Aiyappan | Chairman |
| Mrs. Chitra Sivaramakrishnan | Whole Time Director |
| Mrs. Muthulakshmi Ganesh | Director |
| Dr. M G Bhaskar | Independent Director |
| Mr. Arunachalam Kanaga Sabesan | Independent Director |
| Mrs. Revathi Sureshkumar | Independent Director |
FAQ
What is the intrinsic value of Abirami Financial Services (India) Ltd?
Abirami Financial Services (India) Ltd's intrinsic value (as of 07 November 2025) is 37.78 which is 10.05% lower the current market price of 42.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 22.7 Cr. market cap, FY2025-2026 high/low of 74.9/38.5, reserves of ₹14.44 Cr, and liabilities of 20.28 Cr.
What is the Market Cap of Abirami Financial Services (India) Ltd?
The Market Cap of Abirami Financial Services (India) Ltd is 22.7 Cr..
What is the current Stock Price of Abirami Financial Services (India) Ltd as on 07 November 2025?
The current stock price of Abirami Financial Services (India) Ltd as on 07 November 2025 is 42.0.
What is the High / Low of Abirami Financial Services (India) Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Abirami Financial Services (India) Ltd stocks is 74.9/38.5.
What is the Stock P/E of Abirami Financial Services (India) Ltd?
The Stock P/E of Abirami Financial Services (India) Ltd is 44.5.
What is the Book Value of Abirami Financial Services (India) Ltd?
The Book Value of Abirami Financial Services (India) Ltd is 35.7.
What is the Dividend Yield of Abirami Financial Services (India) Ltd?
The Dividend Yield of Abirami Financial Services (India) Ltd is 3.57 %.
What is the ROCE of Abirami Financial Services (India) Ltd?
The ROCE of Abirami Financial Services (India) Ltd is 4.05 %.
What is the ROE of Abirami Financial Services (India) Ltd?
The ROE of Abirami Financial Services (India) Ltd is 2.87 %.
What is the Face Value of Abirami Financial Services (India) Ltd?
The Face Value of Abirami Financial Services (India) Ltd is 10.0.