Share Price and Basic Stock Data
Last Updated: February 9, 2026, 9:44 pm
| PEG Ratio | 0.14 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
AD Manum Finance Ltd operates within the non-banking financial company (NBFC) sector, with a current market capitalization of ₹39.2 Cr and a share price of ₹52.3. The company has reported fluctuating revenue trends over recent quarters, with a notable peak of ₹4.68 Cr in March 2024, following a drop to ₹0.84 Cr in March 2023. Revenue for September 2023 stood at ₹2.26 Cr, climbing slightly to ₹2.28 Cr in December 2023. The overall revenue trajectory indicates some volatility, but a recovery is evident as the company recorded ₹3.29 Cr in March 2025. This reflects a TTM revenue of ₹13 Cr, suggesting a gradual rebound, albeit from lower levels. The company’s ability to navigate revenue fluctuations is critical, especially in a competitive sector where consistent performance is expected. AD Manum Finance’s recent quarterly performance indicates a potential for stabilization, which could enhance investor confidence moving forward.
Profitability and Efficiency Metrics
AD Manum Finance has demonstrated a commendable return on equity (ROE) of 11.4% and return on capital employed (ROCE) of 14.7%, indicating efficient use of capital to generate profits. The company reported a net profit of ₹10 Cr for the latest fiscal year, with profit margins reflecting improvements over time. The profit before tax for March 2025 stood at ₹11 Cr, a significant increase from ₹7 Cr reported in March 2023. The interest coverage ratio (ICR) is robust at 10.63x, illustrating the company’s strong ability to cover its interest obligations. Furthermore, the financing margin percentage recorded peaks such as 91.67% in December 2023, which highlights effective management of financing costs. However, the absence of operating profit margin data suggests room for improvement in operational efficiency. Overall, the financial health of AD Manum Finance appears solid, with profitability metrics indicating a positive trend, although operational performance remains an area for scrutiny.
Balance Sheet Strength and Financial Ratios
AD Manum Finance’s balance sheet reflects a conservative financial structure, with total borrowings reported at ₹7.61 Cr in March 2025, against total assets of ₹88.26 Cr. The company’s total debt to equity ratio is low at 0.09, indicating minimal reliance on debt financing, which is favorable in the current economic climate. The book value per share has increased to ₹106.69, up from ₹82.81 in March 2023, reflecting strengthening shareholder equity. The company’s current and quick ratios are significantly high at 11.34, suggesting strong liquidity and the ability to meet short-term obligations. The price-to-book value (P/BV) ratio stands at 0.56x, which is relatively low compared to typical sector ranges, indicating that the stock may be undervalued. Additionally, the interest coverage ratio of 10.63x underscores the company’s capacity to service its debt comfortably. This solid financial foundation is a positive indicator of stability, although the observed low P/BV may attract scrutiny from potential investors regarding growth prospects.
Shareholding Pattern and Investor Confidence
The shareholding pattern of AD Manum Finance Ltd reveals a strong promoter commitment, with promoters holding 74.30% of total shares as of March 2025. This level of ownership typically signals confidence in the company’s future and aligns management interests with those of shareholders. The public shareholding stands at 25.70%, with the number of shareholders increasing from 1,191 in December 2022 to 2,612 by September 2025, indicating growing investor interest. However, the absence of foreign institutional investors (FIIs) in the shareholding structure may limit broader market appeal and liquidity. The declining public shareholding percentage from 29.55% in December 2022 to 25.70% could raise concerns about retail investor confidence. Overall, the high promoter stake is a strength, while the shrinking public participation may warrant attention to ensure a balanced investor base essential for long-term growth.
Outlook, Risks, and Final Insight
Looking ahead, AD Manum Finance Ltd is poised for potential growth, supported by its solid profitability metrics and improving revenue trends. However, risks remain, particularly due to the inherent volatility in the NBFC sector and potential economic headwinds that could impact borrowing and lending activities. The company’s low debt levels provide a buffer against financial strain, yet the lack of operational profit margin data raises concerns about efficiency. Additionally, the declining public shareholding percentage may indicate waning retail interest, which could affect market perception. For AD Manum Finance, focusing on operational efficiency and enhancing investor engagement will be crucial in maintaining momentum. The company must navigate these challenges while capitalizing on its strengths to sustain growth and shareholder value in a competitive landscape.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.3 Cr. | 1.33 | 1.66/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 6.32 Cr. | 0.63 | 4.29/0.58 | 18.6 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 404 Cr. | 61.7 | 125/44.0 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.3 Cr. | 15.6 | 24.7/14.8 | 11.8 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 28.4 Cr. | 63.0 | 141/57.6 | 15.3 | 238 | 1.59 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,160.26 Cr | 398.05 | 69.97 | 514.92 | 0.23% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.81 | 0.84 | 1.81 | 2.26 | 2.28 | 4.68 | 2.80 | 3.66 | 3.55 | 3.29 | 3.19 | 2.59 | 3.38 |
| Interest | 0.41 | 0.19 | 0.27 | 0.44 | 0.42 | 0.30 | 0.19 | 0.47 | 0.36 | 0.18 | 0.18 | 0.18 | 0.19 |
| Expenses | 0.44 | 0.23 | 0.44 | 0.15 | -0.23 | 0.91 | 0.22 | 0.41 | 0.25 | 0.48 | 0.28 | 0.19 | 1.65 |
| Financing Profit | 2.96 | 0.42 | 1.10 | 1.67 | 2.09 | 3.47 | 2.39 | 2.78 | 2.94 | 2.63 | 2.73 | 2.22 | 1.54 |
| Financing Margin % | 77.69% | 50.00% | 60.77% | 73.89% | 91.67% | 74.15% | 85.36% | 75.96% | 82.82% | 79.94% | 85.58% | 85.71% | 45.56% |
| Other Income | 0.37 | 0.00 | 0.00 | 0.02 | 0.18 | 1.67 | 0.00 | 0.52 | 0.23 | 0.01 | 2.39 | 0.09 | 0.36 |
| Depreciation | 0.04 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | -0.01 |
| Profit before tax | 3.29 | 0.41 | 1.09 | 1.68 | 2.26 | 5.12 | 2.38 | 3.29 | 3.16 | 2.62 | 5.11 | 2.30 | 1.91 |
| Tax % | 14.89% | 34.15% | 24.77% | 19.05% | 36.28% | 20.31% | 25.21% | 20.36% | 25.32% | 17.56% | 14.29% | 47.83% | 31.94% |
| Net Profit | 2.79 | 0.27 | 0.82 | 1.36 | 1.44 | 4.09 | 1.77 | 2.61 | 2.36 | 2.16 | 4.38 | 1.20 | 1.31 |
| EPS in Rs | 3.72 | 0.36 | 1.09 | 1.81 | 1.92 | 5.45 | 2.36 | 3.48 | 3.15 | 2.88 | 5.84 | 1.60 | 1.75 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: February 3, 2026, 10:46 am
Below is a detailed analysis of the quarterly data for AD Manum Finance Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Interest, as of Dec 2025, the value is 0.19 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.18 Cr. (Sep 2025) to 0.19 Cr., marking an increase of 0.01 Cr..
- For Expenses, as of Dec 2025, the value is 1.65 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.19 Cr. (Sep 2025) to 1.65 Cr., marking an increase of 1.46 Cr..
- For Other Income, as of Dec 2025, the value is 0.36 Cr.. The value appears strong and on an upward trend. It has increased from 0.09 Cr. (Sep 2025) to 0.36 Cr., marking an increase of 0.27 Cr..
- For Depreciation, as of Dec 2025, the value is -0.01 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.01 Cr. (Sep 2025) to -0.01 Cr., marking a decrease of 0.02 Cr..
- For Profit before tax, as of Dec 2025, the value is 1.91 Cr.. The value appears to be declining and may need further review. It has decreased from 2.30 Cr. (Sep 2025) to 1.91 Cr., marking a decrease of 0.39 Cr..
- For Tax %, as of Dec 2025, the value is 31.94%. The value appears to be improving (decreasing) as expected. It has decreased from 47.83% (Sep 2025) to 31.94%, marking a decrease of 15.89%.
- For Net Profit, as of Dec 2025, the value is 1.31 Cr.. The value appears strong and on an upward trend. It has increased from 1.20 Cr. (Sep 2025) to 1.31 Cr., marking an increase of 0.11 Cr..
- For EPS in Rs, as of Dec 2025, the value is 1.75. The value appears strong and on an upward trend. It has increased from 1.60 (Sep 2025) to 1.75, marking an increase of 0.15.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:19 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 25 | 18 | 14 | 14 | 15 | 10 | 10 | 9 | 9 | 9 | 11 | 14 | 13 |
| Expenses | 8 | 9 | 8 | 7 | 9 | 4 | 2 | 4 | 6 | 2 | 1 | 1 | 1 |
| Operating Profit | 18 | 9 | 6 | 6 | 6 | 6 | 8 | 5 | 3 | 7 | 10 | 12 | 11 |
| OPM % | 70% | 50% | 45% | 45% | 40% | 62% | 82% | 57% | 35% | 79% | 89% | 90% | 90% |
| Other Income | -1 | -0 | 0 | 0 | 0 | -4 | -4 | -0 | 0 | 1 | 2 | 0 | 3 |
| Interest | 9 | 7 | 6 | 5 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 1 | 1 |
| Depreciation | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 7 | 1 | 0 | 1 | 2 | -0 | 2 | 4 | 2 | 7 | 10 | 11 | 13 |
| Tax % | 29% | 31% | 37% | 26% | 7% | 36% | 15% | 23% | -22% | 25% | 24% | 22% | |
| Net Profit | 5 | 1 | 0 | 1 | 2 | -0 | 2 | 3 | 2 | 5 | 8 | 9 | 10 |
| EPS in Rs | 6.80 | 1.29 | 0.33 | 1.15 | 2.07 | -0.67 | 2.45 | 3.64 | 3.24 | 6.69 | 10.27 | 11.87 | 13.47 |
| Dividend Payout % | 15% | 77% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2017-2018 | 2018-2019 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -80.00% | -100.00% | 100.00% | -100.00% | 50.00% | -33.33% | 150.00% | 60.00% | 12.50% |
| Change in YoY Net Profit Growth (%) | 0.00% | -20.00% | 200.00% | -200.00% | 150.00% | -83.33% | 183.33% | -90.00% | -47.50% |
AD Manum Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -3% |
| 5 Years: | 6% |
| 3 Years: | 15% |
| TTM: | 14% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 23% |
| 5 Years: | 14% |
| 3 Years: | 55% |
| TTM: | 26% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 33% |
| 3 Years: | 19% |
| 1 Year: | -16% |
| Return on Equity | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 9% |
| 3 Years: | 11% |
| Last Year: | 12% |
Last Updated: September 5, 2025, 2:06 pm
Balance Sheet
Last Updated: February 1, 2026, 2:14 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 7.50 | 7.50 | 7.50 | 7.50 | 7.50 | 7.50 | 7.50 | 7.50 | 7.50 | 7.50 | 7.50 | 7.50 | 7.50 |
| Reserves | 36.88 | 36.95 | 37.21 | 38.07 | 39.62 | 40.14 | 41.90 | 46.83 | 49.16 | 54.61 | 63.36 | 72.52 | 80.03 |
| Borrowing | 63.37 | 48.83 | 38.52 | 32.34 | 22.93 | 24.31 | 48.03 | 11.54 | 8.54 | 7.19 | 7.50 | 7.61 | 7.67 |
| Other Liabilities | 1.64 | 1.40 | 0.48 | 0.66 | 0.43 | 1.02 | 0.96 | 1.41 | 0.49 | 0.36 | 0.93 | 0.63 | 1.55 |
| Total Liabilities | 109.39 | 94.68 | 83.71 | 78.57 | 70.48 | 72.97 | 98.39 | 67.28 | 65.69 | 69.66 | 79.29 | 88.26 | 96.75 |
| Fixed Assets | 3.95 | 3.83 | 3.51 | 3.24 | 2.90 | 2.51 | 2.32 | 2.05 | 1.89 | 0.40 | 0.36 | 0.24 | 0.22 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.46 | 0.67 | 0.67 | 0.74 | 0.81 | 1.88 | 1.80 | 4.26 | 3.44 | 3.96 | 5.46 | 5.74 | 33.30 |
| Other Assets | 104.98 | 90.18 | 79.53 | 74.59 | 66.77 | 68.58 | 94.27 | 60.97 | 60.36 | 65.30 | 73.47 | 82.28 | 63.23 |
| Total Assets | 109.39 | 94.68 | 83.71 | 78.57 | 70.48 | 72.97 | 98.39 | 67.28 | 65.69 | 69.66 | 79.29 | 88.26 | 96.75 |
Below is a detailed analysis of the balance sheet data for AD Manum Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 7.50 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 7.50 Cr..
- For Reserves, as of Sep 2025, the value is 80.03 Cr.. The value appears strong and on an upward trend. It has increased from 72.52 Cr. (Mar 2025) to 80.03 Cr., marking an increase of 7.51 Cr..
- For Other Liabilities, as of Sep 2025, the value is 1.55 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.63 Cr. (Mar 2025) to 1.55 Cr., marking an increase of 0.92 Cr..
- For Total Liabilities, as of Sep 2025, the value is 96.75 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 88.26 Cr. (Mar 2025) to 96.75 Cr., marking an increase of 8.49 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.22 Cr.. The value appears to be declining and may need further review. It has decreased from 0.24 Cr. (Mar 2025) to 0.22 Cr., marking a decrease of 0.02 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 33.30 Cr.. The value appears strong and on an upward trend. It has increased from 5.74 Cr. (Mar 2025) to 33.30 Cr., marking an increase of 27.56 Cr..
- For Other Assets, as of Sep 2025, the value is 63.23 Cr.. The value appears to be declining and may need further review. It has decreased from 82.28 Cr. (Mar 2025) to 63.23 Cr., marking a decrease of 19.05 Cr..
- For Total Assets, as of Sep 2025, the value is 96.75 Cr.. The value appears strong and on an upward trend. It has increased from 88.26 Cr. (Mar 2025) to 96.75 Cr., marking an increase of 8.49 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -45.00 | -40.00 | -33.00 | -26.00 | -17.00 | -18.00 | -40.00 | -7.00 | -6.00 | 0.00 | 2.00 | 4.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 1,480 | 1,794 | 2,056 | 1,948 | 1,588 | 2,236 | 37 | 32 | 30 | 76 | 65 | 41 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 1,480 | 1,794 | 2,056 | 1,948 | 1,588 | 2,236 | 37 | 32 | 30 | 76 | 65 | 41 |
| Working Capital Days | 691 | 965 | 1,268 | 1,275 | 1,099 | 2,455 | 147 | 138 | 153 | 142 | 101 | 52 |
| ROCE % | 15% | 9% | 7% | 7% | 8% | 9% | 9% | 6% | 4% | 11% | 16% | 15% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 11.87 | 10.27 | 6.69 | 3.24 | 3.64 |
| Diluted EPS (Rs.) | 11.87 | 10.27 | 6.69 | 3.24 | 3.64 |
| Cash EPS (Rs.) | 11.94 | 10.34 | 6.87 | 3.46 | 3.88 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 106.69 | 94.48 | 82.81 | 75.55 | 72.44 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 106.69 | 94.48 | 82.81 | 75.55 | 72.44 |
| Revenue From Operations / Share (Rs.) | 17.73 | 14.71 | 12.20 | 11.27 | 12.38 |
| PBDIT / Share (Rs.) | 16.92 | 15.50 | 10.55 | 4.22 | 7.29 |
| PBIT / Share (Rs.) | 16.85 | 15.43 | 10.37 | 4.00 | 7.06 |
| PBT / Share (Rs.) | 15.26 | 13.53 | 8.88 | 2.65 | 4.74 |
| Net Profit / Share (Rs.) | 11.87 | 10.27 | 6.69 | 3.24 | 3.64 |
| PBDIT Margin (%) | 95.43 | 105.39 | 86.47 | 37.46 | 58.91 |
| PBIT Margin (%) | 95.02 | 104.91 | 84.99 | 35.52 | 56.98 |
| PBT Margin (%) | 86.04 | 92.03 | 72.75 | 23.52 | 38.24 |
| Net Profit Margin (%) | 66.94 | 69.82 | 54.84 | 28.76 | 29.36 |
| Return on Networth / Equity (%) | 11.12 | 10.86 | 8.08 | 4.29 | 5.02 |
| Return on Capital Employeed (%) | 15.69 | 16.18 | 12.51 | 5.28 | 9.58 |
| Return On Assets (%) | 10.08 | 9.71 | 7.20 | 3.70 | 4.05 |
| Total Debt / Equity (X) | 0.09 | 0.10 | 0.11 | 0.15 | 0.21 |
| Asset Turnover Ratio (%) | 0.15 | 0.14 | 0.13 | 0.12 | 0.11 |
| Current Ratio (X) | 11.34 | 9.92 | 8.95 | 6.86 | 5.12 |
| Quick Ratio (X) | 11.34 | 9.92 | 8.95 | 6.86 | 5.12 |
| Interest Coverage Ratio (X) | 10.63 | 8.18 | 7.07 | 3.12 | 4.20 |
| Interest Coverage Ratio (Post Tax) (X) | 8.46 | 6.42 | 5.48 | 3.40 | 3.43 |
| Enterprise Value (Cr.) | 52.21 | 48.18 | 43.82 | 33.73 | 15.28 |
| EV / Net Operating Revenue (X) | 3.93 | 4.37 | 4.79 | 3.99 | 1.64 |
| EV / EBITDA (X) | 4.11 | 4.14 | 5.54 | 10.65 | 2.79 |
| MarketCap / Net Operating Revenue (X) | 3.39 | 3.74 | 4.03 | 3.32 | 1.31 |
| Price / BV (X) | 0.56 | 0.58 | 0.59 | 0.49 | 0.22 |
| Price / Net Operating Revenue (X) | 3.39 | 3.74 | 4.03 | 3.32 | 1.31 |
| EarningsYield | 0.19 | 0.18 | 0.13 | 0.08 | 0.22 |
After reviewing the key financial ratios for AD Manum Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 11.87. This value is within the healthy range. It has increased from 10.27 (Mar 24) to 11.87, marking an increase of 1.60.
- For Diluted EPS (Rs.), as of Mar 25, the value is 11.87. This value is within the healthy range. It has increased from 10.27 (Mar 24) to 11.87, marking an increase of 1.60.
- For Cash EPS (Rs.), as of Mar 25, the value is 11.94. This value is within the healthy range. It has increased from 10.34 (Mar 24) to 11.94, marking an increase of 1.60.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 106.69. It has increased from 94.48 (Mar 24) to 106.69, marking an increase of 12.21.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 106.69. It has increased from 94.48 (Mar 24) to 106.69, marking an increase of 12.21.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 17.73. It has increased from 14.71 (Mar 24) to 17.73, marking an increase of 3.02.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 16.92. This value is within the healthy range. It has increased from 15.50 (Mar 24) to 16.92, marking an increase of 1.42.
- For PBIT / Share (Rs.), as of Mar 25, the value is 16.85. This value is within the healthy range. It has increased from 15.43 (Mar 24) to 16.85, marking an increase of 1.42.
- For PBT / Share (Rs.), as of Mar 25, the value is 15.26. This value is within the healthy range. It has increased from 13.53 (Mar 24) to 15.26, marking an increase of 1.73.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 11.87. This value is within the healthy range. It has increased from 10.27 (Mar 24) to 11.87, marking an increase of 1.60.
- For PBDIT Margin (%), as of Mar 25, the value is 95.43. This value is within the healthy range. It has decreased from 105.39 (Mar 24) to 95.43, marking a decrease of 9.96.
- For PBIT Margin (%), as of Mar 25, the value is 95.02. This value exceeds the healthy maximum of 20. It has decreased from 104.91 (Mar 24) to 95.02, marking a decrease of 9.89.
- For PBT Margin (%), as of Mar 25, the value is 86.04. This value is within the healthy range. It has decreased from 92.03 (Mar 24) to 86.04, marking a decrease of 5.99.
- For Net Profit Margin (%), as of Mar 25, the value is 66.94. This value exceeds the healthy maximum of 10. It has decreased from 69.82 (Mar 24) to 66.94, marking a decrease of 2.88.
- For Return on Networth / Equity (%), as of Mar 25, the value is 11.12. This value is below the healthy minimum of 15. It has increased from 10.86 (Mar 24) to 11.12, marking an increase of 0.26.
- For Return on Capital Employeed (%), as of Mar 25, the value is 15.69. This value is within the healthy range. It has decreased from 16.18 (Mar 24) to 15.69, marking a decrease of 0.49.
- For Return On Assets (%), as of Mar 25, the value is 10.08. This value is within the healthy range. It has increased from 9.71 (Mar 24) to 10.08, marking an increase of 0.37.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.09. This value is within the healthy range. It has decreased from 0.10 (Mar 24) to 0.09, marking a decrease of 0.01.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.15. It has increased from 0.14 (Mar 24) to 0.15, marking an increase of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 11.34. This value exceeds the healthy maximum of 3. It has increased from 9.92 (Mar 24) to 11.34, marking an increase of 1.42.
- For Quick Ratio (X), as of Mar 25, the value is 11.34. This value exceeds the healthy maximum of 2. It has increased from 9.92 (Mar 24) to 11.34, marking an increase of 1.42.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 10.63. This value is within the healthy range. It has increased from 8.18 (Mar 24) to 10.63, marking an increase of 2.45.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 8.46. This value is within the healthy range. It has increased from 6.42 (Mar 24) to 8.46, marking an increase of 2.04.
- For Enterprise Value (Cr.), as of Mar 25, the value is 52.21. It has increased from 48.18 (Mar 24) to 52.21, marking an increase of 4.03.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 3.93. This value exceeds the healthy maximum of 3. It has decreased from 4.37 (Mar 24) to 3.93, marking a decrease of 0.44.
- For EV / EBITDA (X), as of Mar 25, the value is 4.11. This value is below the healthy minimum of 5. It has decreased from 4.14 (Mar 24) to 4.11, marking a decrease of 0.03.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 3.39. This value exceeds the healthy maximum of 3. It has decreased from 3.74 (Mar 24) to 3.39, marking a decrease of 0.35.
- For Price / BV (X), as of Mar 25, the value is 0.56. This value is below the healthy minimum of 1. It has decreased from 0.58 (Mar 24) to 0.56, marking a decrease of 0.02.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 3.39. This value exceeds the healthy maximum of 3. It has decreased from 3.74 (Mar 24) to 3.39, marking a decrease of 0.35.
- For EarningsYield, as of Mar 25, the value is 0.19. This value is below the healthy minimum of 5. It has increased from 0.18 (Mar 24) to 0.19, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in AD Manum Finance Ltd:
- Net Profit Margin: 66.94%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 15.69% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 11.12% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 8.46
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 11.34
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 4.48 (Industry average Stock P/E: 69.97)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.09
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 66.94%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 'Agarwal House', Indore Madhya Pradesh 452003 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Dharmendra Agrawal | WholeTime Director & CEO |
| Mr. Sanjeev Sharma | Whole Time Director |
| Mr. Dhawal Bagmar | Independent Director |
| Mr. Pradhumn Pathak | Independent Director |
| Ms. Apoorva Jain | Independent Woman Director |
FAQ
What is the intrinsic value of AD Manum Finance Ltd?
AD Manum Finance Ltd's intrinsic value (as of 10 February 2026) is ₹64.84 which is 20.07% higher the current market price of ₹54.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹40.5 Cr. market cap, FY2025-2026 high/low of ₹93.7/50.5, reserves of ₹80.03 Cr, and liabilities of ₹96.75 Cr.
What is the Market Cap of AD Manum Finance Ltd?
The Market Cap of AD Manum Finance Ltd is 40.5 Cr..
What is the current Stock Price of AD Manum Finance Ltd as on 10 February 2026?
The current stock price of AD Manum Finance Ltd as on 10 February 2026 is ₹54.0.
What is the High / Low of AD Manum Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of AD Manum Finance Ltd stocks is ₹93.7/50.5.
What is the Stock P/E of AD Manum Finance Ltd?
The Stock P/E of AD Manum Finance Ltd is 4.48.
What is the Book Value of AD Manum Finance Ltd?
The Book Value of AD Manum Finance Ltd is 117.
What is the Dividend Yield of AD Manum Finance Ltd?
The Dividend Yield of AD Manum Finance Ltd is 0.00 %.
What is the ROCE of AD Manum Finance Ltd?
The ROCE of AD Manum Finance Ltd is 14.7 %.
What is the ROE of AD Manum Finance Ltd?
The ROE of AD Manum Finance Ltd is 11.4 %.
What is the Face Value of AD Manum Finance Ltd?
The Face Value of AD Manum Finance Ltd is 10.0.