Share Price and Basic Stock Data
Last Updated: December 31, 2025, 8:50 pm
| PEG Ratio | 0.13 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
AD Manum Finance Ltd, operating in the Non-Banking Financial Company (NBFC) sector, reported a stock price of ₹58.7 and a market capitalization of ₹44.0 Cr. The company has shown varied revenue performance over the last several quarters. Sales rose from ₹2.43 Cr in September 2022 to ₹4.68 Cr in March 2024, reflecting a recovery from a low of ₹0.84 Cr in March 2023. The most recent quarter, September 2023, recorded sales of ₹2.26 Cr, indicating a slight decline from prior quarters but still showcasing resilience. The total revenue for the trailing twelve months (TTM) stood at ₹13 Cr, which is an increase from ₹9 Cr reported in March 2023 and aligns with the trend of gradual revenue growth. This upward trajectory in sales is significant, especially given the challenging economic environment for NBFCs, where competition and regulatory challenges are prevalent.
Profitability and Efficiency Metrics
AD Manum Finance demonstrated robust profitability metrics, with a reported operating profit margin (OPM) of 92.66%. This high margin is indicative of its efficient cost management and pricing strategy, particularly when compared to typical industry ranges. The net profit for the latest quarter was ₹1.36 Cr, with an impressive net profit margin of 66.94% for the fiscal year ending March 2025, showcasing effective operational control. The return on equity (ROE) stood at 11.4%, while the return on capital employed (ROCE) was reported at 14.7%, both reflecting strong returns relative to its equity base. The interest coverage ratio of 10.63x further underscores the company’s ability to meet its interest obligations comfortably, positioning it favorably within the sector.
Balance Sheet Strength and Financial Ratios
AD Manum Finance maintains a solid balance sheet, with total borrowings recorded at ₹8 Cr against total reserves of ₹80 Cr, indicating a low debt-to-equity ratio of 0.09. This conservative leverage strategy enhances financial stability and reduces risk exposure. The company’s current ratio of 11.34x and quick ratio of 11.34x significantly outperform typical sector benchmarks, indicating strong liquidity and short-term financial health. The price-to-book value ratio (P/BV) at 0.56x suggests that the stock may be undervalued relative to its book value, further enhancing its attractiveness to investors. Additionally, the enterprise value of ₹52.21 Cr relative to net operating revenue suggests a prudent valuation, as it stands at 3.93x, which is reasonable compared to industry standards.
Shareholding Pattern and Investor Confidence
The shareholding pattern of AD Manum Finance reveals a significant promoter stake of 74.30%, which highlights strong insider confidence in the company’s future prospects. The public shareholding stands at 25.70%, with a growing number of shareholders increasing from 1,191 in December 2022 to 2,612 by September 2025. This growth in shareholder base reflects rising investor interest and confidence in the company’s performance. Notably, foreign institutional investors (FIIs) and domestic institutional investors (DIIs) are not reported, which may indicate a potential area for future growth if these entities decide to invest. The consistent levels of promoter holding suggest stability and a long-term commitment to enhancing shareholder value.
Outlook, Risks, and Final Insight
Looking ahead, AD Manum Finance has a favorable outlook based on its strong financial metrics and operational efficiency. However, risks remain, including potential regulatory changes impacting the NBFC sector and the economic environment affecting consumer credit demand. Additionally, the company’s reliance on a high operating profit margin may be tested if competitive pressures increase. A focus on maintaining low debt levels and enhancing revenue diversification could mitigate these risks. In scenarios where the company successfully navigates these challenges, it may continue to enhance profitability and shareholder value. Conversely, failure to adapt to market conditions could hinder growth. Overall, AD Manum Finance appears well-positioned to leverage its strengths while remaining vigilant against potential risks.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.7 Cr. | 1.37 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 7.53 Cr. | 0.75 | 8.60/0.71 | 22.2 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 446 Cr. | 62.0 | 126/55.4 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.2 Cr. | 16.6 | 34.0/15.0 | 11.3 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 34.1 Cr. | 75.8 | 157/70.0 | 18.2 | 238 | 1.32 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 28,695.00 Cr | 449.71 | 52.04 | 522.46 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 2.43 | 3.81 | 0.84 | 1.81 | 2.26 | 2.28 | 4.68 | 2.80 | 3.66 | 3.55 | 3.29 | 3.19 | 2.59 |
| Expenses | 0.33 | 0.44 | 0.23 | 0.44 | 0.15 | -0.23 | 0.91 | 0.22 | 0.41 | 0.25 | 0.48 | 0.28 | 0.19 |
| Operating Profit | 2.10 | 3.37 | 0.61 | 1.37 | 2.11 | 2.51 | 3.77 | 2.58 | 3.25 | 3.30 | 2.81 | 2.91 | 2.40 |
| OPM % | 86.42% | 88.45% | 72.62% | 75.69% | 93.36% | 110.09% | 80.56% | 92.14% | 88.80% | 92.96% | 85.41% | 91.22% | 92.66% |
| Other Income | 0.43 | 0.37 | 0.00 | 0.00 | 0.02 | 0.18 | 1.67 | 0.00 | 0.52 | 0.23 | 0.01 | 2.39 | 0.09 |
| Interest | 0.31 | 0.41 | 0.19 | 0.27 | 0.44 | 0.42 | 0.30 | 0.19 | 0.47 | 0.36 | 0.18 | 0.18 | 0.18 |
| Depreciation | 0.04 | 0.04 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 |
| Profit before tax | 2.18 | 3.29 | 0.41 | 1.09 | 1.68 | 2.26 | 5.12 | 2.38 | 3.29 | 3.16 | 2.62 | 5.11 | 2.30 |
| Tax % | 36.24% | 14.89% | 34.15% | 24.77% | 19.05% | 36.28% | 20.31% | 25.21% | 20.36% | 25.32% | 17.56% | 14.29% | 47.83% |
| Net Profit | 1.39 | 2.79 | 0.27 | 0.82 | 1.36 | 1.44 | 4.09 | 1.77 | 2.61 | 2.36 | 2.16 | 4.38 | 1.20 |
| EPS in Rs | 1.85 | 3.72 | 0.36 | 1.09 | 1.81 | 1.92 | 5.45 | 2.36 | 3.48 | 3.15 | 2.88 | 5.84 | 1.60 |
Last Updated: December 28, 2025, 9:33 am
Below is a detailed analysis of the quarterly data for AD Manum Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 2.59 Cr.. The value appears to be declining and may need further review. It has decreased from 3.19 Cr. (Jun 2025) to 2.59 Cr., marking a decrease of 0.60 Cr..
- For Expenses, as of Sep 2025, the value is 0.19 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.28 Cr. (Jun 2025) to 0.19 Cr., marking a decrease of 0.09 Cr..
- For Operating Profit, as of Sep 2025, the value is 2.40 Cr.. The value appears to be declining and may need further review. It has decreased from 2.91 Cr. (Jun 2025) to 2.40 Cr., marking a decrease of 0.51 Cr..
- For OPM %, as of Sep 2025, the value is 92.66%. The value appears strong and on an upward trend. It has increased from 91.22% (Jun 2025) to 92.66%, marking an increase of 1.44%.
- For Other Income, as of Sep 2025, the value is 0.09 Cr.. The value appears to be declining and may need further review. It has decreased from 2.39 Cr. (Jun 2025) to 0.09 Cr., marking a decrease of 2.30 Cr..
- For Interest, as of Sep 2025, the value is 0.18 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.18 Cr..
- For Depreciation, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.01 Cr..
- For Profit before tax, as of Sep 2025, the value is 2.30 Cr.. The value appears to be declining and may need further review. It has decreased from 5.11 Cr. (Jun 2025) to 2.30 Cr., marking a decrease of 2.81 Cr..
- For Tax %, as of Sep 2025, the value is 47.83%. The value appears to be increasing, which may not be favorable. It has increased from 14.29% (Jun 2025) to 47.83%, marking an increase of 33.54%.
- For Net Profit, as of Sep 2025, the value is 1.20 Cr.. The value appears to be declining and may need further review. It has decreased from 4.38 Cr. (Jun 2025) to 1.20 Cr., marking a decrease of 3.18 Cr..
- For EPS in Rs, as of Sep 2025, the value is 1.60. The value appears to be declining and may need further review. It has decreased from 5.84 (Jun 2025) to 1.60, marking a decrease of 4.24.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:19 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 25 | 18 | 14 | 14 | 15 | 10 | 10 | 9 | 9 | 9 | 11 | 14 | 13 |
| Expenses | 8 | 9 | 8 | 7 | 9 | 4 | 2 | 4 | 6 | 2 | 1 | 1 | 1 |
| Operating Profit | 18 | 9 | 6 | 6 | 6 | 6 | 8 | 5 | 3 | 7 | 10 | 12 | 11 |
| OPM % | 70% | 50% | 45% | 45% | 40% | 62% | 82% | 57% | 35% | 79% | 89% | 90% | 90% |
| Other Income | -1 | -0 | 0 | 0 | 0 | -4 | -4 | -0 | 0 | 1 | 2 | 0 | 3 |
| Interest | 9 | 7 | 6 | 5 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 1 | 1 |
| Depreciation | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 7 | 1 | 0 | 1 | 2 | -0 | 2 | 4 | 2 | 7 | 10 | 11 | 13 |
| Tax % | 29% | 31% | 37% | 26% | 7% | 36% | 15% | 23% | -22% | 25% | 24% | 22% | |
| Net Profit | 5 | 1 | 0 | 1 | 2 | -0 | 2 | 3 | 2 | 5 | 8 | 9 | 10 |
| EPS in Rs | 6.80 | 1.29 | 0.33 | 1.15 | 2.07 | -0.67 | 2.45 | 3.64 | 3.24 | 6.69 | 10.27 | 11.87 | 13.47 |
| Dividend Payout % | 15% | 77% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2017-2018 | 2018-2019 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -80.00% | -100.00% | 100.00% | -100.00% | 50.00% | -33.33% | 150.00% | 60.00% | 12.50% |
| Change in YoY Net Profit Growth (%) | 0.00% | -20.00% | 200.00% | -200.00% | 150.00% | -83.33% | 183.33% | -90.00% | -47.50% |
AD Manum Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -3% |
| 5 Years: | 6% |
| 3 Years: | 15% |
| TTM: | 14% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 23% |
| 5 Years: | 14% |
| 3 Years: | 55% |
| TTM: | 26% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 33% |
| 3 Years: | 19% |
| 1 Year: | -16% |
| Return on Equity | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 9% |
| 3 Years: | 11% |
| Last Year: | 12% |
Last Updated: September 5, 2025, 2:06 pm
Balance Sheet
Last Updated: December 10, 2025, 3:43 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 |
| Reserves | 37 | 37 | 37 | 38 | 40 | 40 | 42 | 47 | 49 | 55 | 63 | 73 | 80 |
| Borrowings | 63 | 49 | 39 | 32 | 23 | 24 | 48 | 12 | 9 | 7 | 8 | 8 | 8 |
| Other Liabilities | 2 | 1 | 0 | 1 | 0 | 1 | 1 | 1 | 0 | 0 | 1 | 1 | 2 |
| Total Liabilities | 109 | 95 | 84 | 79 | 70 | 73 | 98 | 67 | 66 | 70 | 79 | 88 | 97 |
| Fixed Assets | 4 | 4 | 4 | 3 | 3 | 3 | 2 | 2 | 2 | 0 | 0 | 0 | 0 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 1 | 1 | 1 | 1 | 2 | 2 | 4 | 3 | 4 | 5 | 6 | 33 |
| Other Assets | 105 | 90 | 80 | 75 | 67 | 69 | 94 | 61 | 60 | 65 | 73 | 82 | 63 |
| Total Assets | 109 | 95 | 84 | 79 | 70 | 73 | 98 | 67 | 66 | 70 | 79 | 88 | 97 |
Below is a detailed analysis of the balance sheet data for AD Manum Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 8.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 8.00 Cr..
- For Reserves, as of Sep 2025, the value is 80.00 Cr.. The value appears strong and on an upward trend. It has increased from 73.00 Cr. (Mar 2025) to 80.00 Cr., marking an increase of 7.00 Cr..
- For Borrowings, as of Sep 2025, the value is 8.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2025) which recorded 8.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 2.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.00 Cr. (Mar 2025) to 2.00 Cr., marking an increase of 1.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 97.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 88.00 Cr. (Mar 2025) to 97.00 Cr., marking an increase of 9.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 33.00 Cr.. The value appears strong and on an upward trend. It has increased from 6.00 Cr. (Mar 2025) to 33.00 Cr., marking an increase of 27.00 Cr..
- For Other Assets, as of Sep 2025, the value is 63.00 Cr.. The value appears to be declining and may need further review. It has decreased from 82.00 Cr. (Mar 2025) to 63.00 Cr., marking a decrease of 19.00 Cr..
- For Total Assets, as of Sep 2025, the value is 97.00 Cr.. The value appears strong and on an upward trend. It has increased from 88.00 Cr. (Mar 2025) to 97.00 Cr., marking an increase of 9.00 Cr..
Notably, the Reserves (80.00 Cr.) exceed the Borrowings (8.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -45.00 | -40.00 | -33.00 | -26.00 | -17.00 | -18.00 | -40.00 | -7.00 | -6.00 | 0.00 | 2.00 | 4.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 1,480 | 1,794 | 2,056 | 1,948 | 1,588 | 2,236 | 37 | 32 | 30 | 76 | 65 | 41 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 1,480 | 1,794 | 2,056 | 1,948 | 1,588 | 2,236 | 37 | 32 | 30 | 76 | 65 | 41 |
| Working Capital Days | 691 | 965 | 1,268 | 1,275 | 1,099 | 2,455 | 147 | 138 | 153 | 142 | 101 | 52 |
| ROCE % | 15% | 9% | 7% | 7% | 8% | 9% | 9% | 6% | 4% | 11% | 16% | 15% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 11.87 | 10.27 | 6.69 | 3.24 | 3.64 |
| Diluted EPS (Rs.) | 11.87 | 10.27 | 6.69 | 3.24 | 3.64 |
| Cash EPS (Rs.) | 11.94 | 10.34 | 6.87 | 3.46 | 3.88 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 106.69 | 94.48 | 82.81 | 75.55 | 72.44 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 106.69 | 94.48 | 82.81 | 75.55 | 72.44 |
| Revenue From Operations / Share (Rs.) | 17.73 | 14.71 | 12.20 | 11.27 | 12.38 |
| PBDIT / Share (Rs.) | 16.92 | 15.50 | 10.55 | 4.22 | 7.29 |
| PBIT / Share (Rs.) | 16.85 | 15.43 | 10.37 | 4.00 | 7.06 |
| PBT / Share (Rs.) | 15.26 | 13.53 | 8.88 | 2.65 | 4.74 |
| Net Profit / Share (Rs.) | 11.87 | 10.27 | 6.69 | 3.24 | 3.64 |
| PBDIT Margin (%) | 95.43 | 105.39 | 86.47 | 37.46 | 58.91 |
| PBIT Margin (%) | 95.02 | 104.91 | 84.99 | 35.52 | 56.98 |
| PBT Margin (%) | 86.04 | 92.03 | 72.75 | 23.52 | 38.24 |
| Net Profit Margin (%) | 66.94 | 69.82 | 54.84 | 28.76 | 29.36 |
| Return on Networth / Equity (%) | 11.12 | 10.86 | 8.08 | 4.29 | 5.02 |
| Return on Capital Employeed (%) | 15.69 | 16.18 | 12.51 | 5.28 | 9.58 |
| Return On Assets (%) | 10.08 | 9.71 | 7.20 | 3.70 | 4.05 |
| Total Debt / Equity (X) | 0.09 | 0.10 | 0.11 | 0.15 | 0.21 |
| Asset Turnover Ratio (%) | 0.15 | 0.14 | 0.13 | 0.12 | 0.11 |
| Current Ratio (X) | 11.34 | 9.92 | 8.95 | 6.86 | 5.12 |
| Quick Ratio (X) | 11.34 | 9.92 | 8.95 | 6.86 | 5.12 |
| Interest Coverage Ratio (X) | 10.63 | 8.18 | 7.07 | 3.12 | 4.20 |
| Interest Coverage Ratio (Post Tax) (X) | 8.46 | 6.42 | 5.48 | 3.40 | 3.43 |
| Enterprise Value (Cr.) | 52.21 | 48.18 | 43.82 | 33.73 | 15.28 |
| EV / Net Operating Revenue (X) | 3.93 | 4.37 | 4.79 | 3.99 | 1.64 |
| EV / EBITDA (X) | 4.11 | 4.14 | 5.54 | 10.65 | 2.79 |
| MarketCap / Net Operating Revenue (X) | 3.39 | 3.74 | 4.03 | 3.32 | 1.31 |
| Price / BV (X) | 0.56 | 0.58 | 0.59 | 0.49 | 0.22 |
| Price / Net Operating Revenue (X) | 3.39 | 3.74 | 4.03 | 3.32 | 1.31 |
| EarningsYield | 0.19 | 0.18 | 0.13 | 0.08 | 0.22 |
After reviewing the key financial ratios for AD Manum Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 11.87. This value is within the healthy range. It has increased from 10.27 (Mar 24) to 11.87, marking an increase of 1.60.
- For Diluted EPS (Rs.), as of Mar 25, the value is 11.87. This value is within the healthy range. It has increased from 10.27 (Mar 24) to 11.87, marking an increase of 1.60.
- For Cash EPS (Rs.), as of Mar 25, the value is 11.94. This value is within the healthy range. It has increased from 10.34 (Mar 24) to 11.94, marking an increase of 1.60.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 106.69. It has increased from 94.48 (Mar 24) to 106.69, marking an increase of 12.21.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 106.69. It has increased from 94.48 (Mar 24) to 106.69, marking an increase of 12.21.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 17.73. It has increased from 14.71 (Mar 24) to 17.73, marking an increase of 3.02.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 16.92. This value is within the healthy range. It has increased from 15.50 (Mar 24) to 16.92, marking an increase of 1.42.
- For PBIT / Share (Rs.), as of Mar 25, the value is 16.85. This value is within the healthy range. It has increased from 15.43 (Mar 24) to 16.85, marking an increase of 1.42.
- For PBT / Share (Rs.), as of Mar 25, the value is 15.26. This value is within the healthy range. It has increased from 13.53 (Mar 24) to 15.26, marking an increase of 1.73.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 11.87. This value is within the healthy range. It has increased from 10.27 (Mar 24) to 11.87, marking an increase of 1.60.
- For PBDIT Margin (%), as of Mar 25, the value is 95.43. This value is within the healthy range. It has decreased from 105.39 (Mar 24) to 95.43, marking a decrease of 9.96.
- For PBIT Margin (%), as of Mar 25, the value is 95.02. This value exceeds the healthy maximum of 20. It has decreased from 104.91 (Mar 24) to 95.02, marking a decrease of 9.89.
- For PBT Margin (%), as of Mar 25, the value is 86.04. This value is within the healthy range. It has decreased from 92.03 (Mar 24) to 86.04, marking a decrease of 5.99.
- For Net Profit Margin (%), as of Mar 25, the value is 66.94. This value exceeds the healthy maximum of 10. It has decreased from 69.82 (Mar 24) to 66.94, marking a decrease of 2.88.
- For Return on Networth / Equity (%), as of Mar 25, the value is 11.12. This value is below the healthy minimum of 15. It has increased from 10.86 (Mar 24) to 11.12, marking an increase of 0.26.
- For Return on Capital Employeed (%), as of Mar 25, the value is 15.69. This value is within the healthy range. It has decreased from 16.18 (Mar 24) to 15.69, marking a decrease of 0.49.
- For Return On Assets (%), as of Mar 25, the value is 10.08. This value is within the healthy range. It has increased from 9.71 (Mar 24) to 10.08, marking an increase of 0.37.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.09. This value is within the healthy range. It has decreased from 0.10 (Mar 24) to 0.09, marking a decrease of 0.01.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.15. It has increased from 0.14 (Mar 24) to 0.15, marking an increase of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 11.34. This value exceeds the healthy maximum of 3. It has increased from 9.92 (Mar 24) to 11.34, marking an increase of 1.42.
- For Quick Ratio (X), as of Mar 25, the value is 11.34. This value exceeds the healthy maximum of 2. It has increased from 9.92 (Mar 24) to 11.34, marking an increase of 1.42.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 10.63. This value is within the healthy range. It has increased from 8.18 (Mar 24) to 10.63, marking an increase of 2.45.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 8.46. This value is within the healthy range. It has increased from 6.42 (Mar 24) to 8.46, marking an increase of 2.04.
- For Enterprise Value (Cr.), as of Mar 25, the value is 52.21. It has increased from 48.18 (Mar 24) to 52.21, marking an increase of 4.03.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 3.93. This value exceeds the healthy maximum of 3. It has decreased from 4.37 (Mar 24) to 3.93, marking a decrease of 0.44.
- For EV / EBITDA (X), as of Mar 25, the value is 4.11. This value is below the healthy minimum of 5. It has decreased from 4.14 (Mar 24) to 4.11, marking a decrease of 0.03.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 3.39. This value exceeds the healthy maximum of 3. It has decreased from 3.74 (Mar 24) to 3.39, marking a decrease of 0.35.
- For Price / BV (X), as of Mar 25, the value is 0.56. This value is below the healthy minimum of 1. It has decreased from 0.58 (Mar 24) to 0.56, marking a decrease of 0.02.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 3.39. This value exceeds the healthy maximum of 3. It has decreased from 3.74 (Mar 24) to 3.39, marking a decrease of 0.35.
- For EarningsYield, as of Mar 25, the value is 0.19. This value is below the healthy minimum of 5. It has increased from 0.18 (Mar 24) to 0.19, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in AD Manum Finance Ltd:
- Net Profit Margin: 66.94%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 15.69% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 11.12% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 8.46
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 11.34
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 4.36 (Industry average Stock P/E: 52.04)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.09
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 66.94%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 'Agarwal House', Indore Madhya Pradesh 452003 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Dharmendra Agrawal | WholeTime Director & CEO |
| Mr. Sanjeev Sharma | Whole Time Director |
| Mr. Dhawal Bagmar | Independent Director |
| Mr. Pradhumn Pathak | Independent Director |
| Ms. Apoorva Jain | Independent Woman Director |
FAQ
What is the intrinsic value of AD Manum Finance Ltd?
AD Manum Finance Ltd's intrinsic value (as of 01 January 2026) is ₹47.45 which is 19.17% lower the current market price of ₹58.70, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹44.0 Cr. market cap, FY2025-2026 high/low of ₹109/55.3, reserves of ₹80 Cr, and liabilities of ₹97 Cr.
What is the Market Cap of AD Manum Finance Ltd?
The Market Cap of AD Manum Finance Ltd is 44.0 Cr..
What is the current Stock Price of AD Manum Finance Ltd as on 01 January 2026?
The current stock price of AD Manum Finance Ltd as on 01 January 2026 is ₹58.7.
What is the High / Low of AD Manum Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of AD Manum Finance Ltd stocks is ₹109/55.3.
What is the Stock P/E of AD Manum Finance Ltd?
The Stock P/E of AD Manum Finance Ltd is 4.36.
What is the Book Value of AD Manum Finance Ltd?
The Book Value of AD Manum Finance Ltd is 117.
What is the Dividend Yield of AD Manum Finance Ltd?
The Dividend Yield of AD Manum Finance Ltd is 0.00 %.
What is the ROCE of AD Manum Finance Ltd?
The ROCE of AD Manum Finance Ltd is 14.7 %.
What is the ROE of AD Manum Finance Ltd?
The ROE of AD Manum Finance Ltd is 11.4 %.
What is the Face Value of AD Manum Finance Ltd?
The Face Value of AD Manum Finance Ltd is 10.0.