Share Price and Basic Stock Data
Last Updated: December 19, 2025, 5:39 pm
| PEG Ratio | 0.13 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
AD Manum Finance Ltd operates in the non-banking financial company (NBFC) space, a sector that has shown resilience and potential for growth in recent years. As of the latest reporting period, the company recorded a market capitalization of ₹45.6 Cr, with its stock price standing at ₹60.8. Revenue trends have been somewhat erratic, with total sales for FY 2025 reported at ₹14 Cr, up from ₹11 Cr in FY 2024. The quarterly sales figures indicate a notable fluctuation, particularly with a dip to ₹0.84 Cr in March 2023, before rebounding to ₹4.68 Cr in March 2024. This volatility raises questions about the underlying demand for its services, suggesting that while the company has potential, it may also face challenges in maintaining consistent revenue streams. The company’s operating profit margin (OPM) stood impressively at 91.22%, indicating that it successfully manages its costs relative to sales, a crucial factor for sustainability in the competitive NBFC landscape.
Profitability and Efficiency Metrics
Profitability metrics for AD Manum Finance Ltd appear robust, with a reported return on equity (ROE) of 11.4% and a return on capital employed (ROCE) of 14.7%. These figures suggest that the company is effectively utilizing its equity and capital to generate returns, which is a positive sign for investors. The net profit for FY 2025 was reported at ₹11 Cr, reflecting a healthy increase from ₹9 Cr in the previous fiscal year. The interest coverage ratio (ICR) stood at an impressive 10.63x, indicating that the company is comfortably positioned to cover its interest obligations. However, the cash conversion cycle (CCC) of 41 days, while not alarming, shows that there is room for improvement in managing receivables and payables. Overall, while profitability indicators are encouraging, the company must address its operational efficiency to ensure sustained growth.
Balance Sheet Strength and Financial Ratios
The balance sheet of AD Manum Finance Ltd exhibits a conservative approach to leverage, with borrowings recorded at ₹8 Cr against reserves of ₹73 Cr. This translates to a debt-to-equity ratio of just 0.09, suggesting a low reliance on external debt, which can be a significant strength in times of economic uncertainty. The book value per share has shown a steady increase, rising to ₹106.69 in FY 2025, which provides a cushion for investors and reflects the company’s solid asset base. The current ratio, an indicator of short-term liquidity, stood at a comfortable 11.34x, highlighting that the company is well-positioned to meet its short-term liabilities. However, the price-to-book value (P/BV) ratio of 0.56x indicates that the stock may be undervalued compared to its intrinsic value, suggesting potential upside for investors if market conditions improve.
Shareholding Pattern and Investor Confidence
Investor confidence in AD Manum Finance Ltd can be gauged from its shareholding pattern, which reveals that promoters hold a substantial 74.30% stake in the company. This strong promoter backing often signals stability and commitment, which can be reassuring for minority shareholders. The public shareholding stands at 25.70%, showing a reasonable level of retail investor interest. The number of shareholders has been steadily increasing, rising to 2,612 as of the latest reporting period, indicating growing interest in the stock. However, the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) raises questions about broader market confidence in the company. While the promoter stake is a positive aspect, a lack of institutional backing may suggest that larger investors are wary of the company’s potential risks.
Outlook, Risks, and Final Insight
Looking forward, AD Manum Finance Ltd faces a mixed outlook. On one hand, its strong profitability metrics and low debt levels bode well for financial health and operational stability. However, the volatility in sales and the absence of institutional investment could pose challenges in attracting new capital and sustaining growth. Additionally, the company must navigate the competitive landscape of the NBFC sector, which is increasingly characterized by regulatory scrutiny and changing consumer preferences. Investors should remain cautious about potential risks, including market fluctuations and operational inefficiencies that could impact profitability. Ultimately, while the company demonstrates several strengths, prospective investors should weigh these against the inherent risks, considering whether AD Manum Finance represents a compelling opportunity or a potential gamble in a turbulent market environment.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.9 Cr. | 1.39 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 7.93 Cr. | 0.79 | 9.13/0.77 | 23.3 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 441 Cr. | 60.5 | 134/60.0 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.8 Cr. | 16.1 | 34.4/15.0 | 11.0 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 36.9 Cr. | 82.0 | 163/74.8 | 19.7 | 238 | 1.22 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,768.90 Cr | 451.54 | 53.96 | 522.46 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 2.07 | 2.43 | 3.81 | 0.84 | 1.81 | 2.26 | 2.28 | 4.68 | 2.80 | 3.66 | 3.55 | 3.29 | 3.19 |
| Expenses | 1.04 | 0.33 | 0.44 | 0.23 | 0.44 | 0.15 | -0.23 | 0.91 | 0.22 | 0.41 | 0.25 | 0.48 | 0.28 |
| Operating Profit | 1.03 | 2.10 | 3.37 | 0.61 | 1.37 | 2.11 | 2.51 | 3.77 | 2.58 | 3.25 | 3.30 | 2.81 | 2.91 |
| OPM % | 49.76% | 86.42% | 88.45% | 72.62% | 75.69% | 93.36% | 110.09% | 80.56% | 92.14% | 88.80% | 92.96% | 85.41% | 91.22% |
| Other Income | 0.01 | 0.43 | 0.37 | 0.00 | 0.00 | 0.02 | 0.18 | 1.67 | 0.00 | 0.52 | 0.23 | 0.01 | 1.79 |
| Interest | 0.21 | 0.31 | 0.41 | 0.19 | 0.27 | 0.44 | 0.42 | 0.30 | 0.19 | 0.47 | 0.36 | 0.18 | 0.18 |
| Depreciation | 0.04 | 0.04 | 0.04 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 |
| Profit before tax | 0.79 | 2.18 | 3.29 | 0.41 | 1.09 | 1.68 | 2.26 | 5.12 | 2.38 | 3.29 | 3.16 | 2.62 | 4.51 |
| Tax % | 27.85% | 36.24% | 14.89% | 34.15% | 24.77% | 19.05% | 36.28% | 20.31% | 25.21% | 20.36% | 25.32% | 17.56% | 16.19% |
| Net Profit | 0.57 | 1.39 | 2.79 | 0.27 | 0.82 | 1.36 | 1.44 | 4.09 | 1.77 | 2.61 | 2.36 | 2.16 | 3.78 |
| EPS in Rs | 0.76 | 1.85 | 3.72 | 0.36 | 1.09 | 1.81 | 1.92 | 5.45 | 2.36 | 3.48 | 3.15 | 2.88 | 5.04 |
Last Updated: August 20, 2025, 12:35 am
Below is a detailed analysis of the quarterly data for AD Manum Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 3.19 Cr.. The value appears to be declining and may need further review. It has decreased from 3.29 Cr. (Mar 2025) to 3.19 Cr., marking a decrease of 0.10 Cr..
- For Expenses, as of Jun 2025, the value is 0.28 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.48 Cr. (Mar 2025) to 0.28 Cr., marking a decrease of 0.20 Cr..
- For Operating Profit, as of Jun 2025, the value is 2.91 Cr.. The value appears strong and on an upward trend. It has increased from 2.81 Cr. (Mar 2025) to 2.91 Cr., marking an increase of 0.10 Cr..
- For OPM %, as of Jun 2025, the value is 91.22%. The value appears strong and on an upward trend. It has increased from 85.41% (Mar 2025) to 91.22%, marking an increase of 5.81%.
- For Other Income, as of Jun 2025, the value is 1.79 Cr.. The value appears strong and on an upward trend. It has increased from 0.01 Cr. (Mar 2025) to 1.79 Cr., marking an increase of 1.78 Cr..
- For Interest, as of Jun 2025, the value is 0.18 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.18 Cr..
- For Depreciation, as of Jun 2025, the value is 0.01 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.02 Cr. (Mar 2025) to 0.01 Cr., marking a decrease of 0.01 Cr..
- For Profit before tax, as of Jun 2025, the value is 4.51 Cr.. The value appears strong and on an upward trend. It has increased from 2.62 Cr. (Mar 2025) to 4.51 Cr., marking an increase of 1.89 Cr..
- For Tax %, as of Jun 2025, the value is 16.19%. The value appears to be improving (decreasing) as expected. It has decreased from 17.56% (Mar 2025) to 16.19%, marking a decrease of 1.37%.
- For Net Profit, as of Jun 2025, the value is 3.78 Cr.. The value appears strong and on an upward trend. It has increased from 2.16 Cr. (Mar 2025) to 3.78 Cr., marking an increase of 1.62 Cr..
- For EPS in Rs, as of Jun 2025, the value is 5.04. The value appears strong and on an upward trend. It has increased from 2.88 (Mar 2025) to 5.04, marking an increase of 2.16.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:19 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 25 | 18 | 14 | 14 | 15 | 10 | 10 | 9 | 9 | 9 | 11 | 14 | 13 |
| Expenses | 8 | 9 | 8 | 7 | 9 | 4 | 2 | 4 | 6 | 2 | 1 | 1 | 1 |
| Operating Profit | 18 | 9 | 6 | 6 | 6 | 6 | 8 | 5 | 3 | 7 | 10 | 12 | 11 |
| OPM % | 70% | 50% | 45% | 45% | 40% | 62% | 82% | 57% | 35% | 79% | 89% | 90% | 90% |
| Other Income | -1 | -0 | 0 | 0 | 0 | -4 | -4 | -0 | 0 | 1 | 2 | 0 | 3 |
| Interest | 9 | 7 | 6 | 5 | 4 | 2 | 2 | 1 | 1 | 1 | 1 | 1 | 1 |
| Depreciation | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 7 | 1 | 0 | 1 | 2 | -0 | 2 | 4 | 2 | 7 | 10 | 11 | 13 |
| Tax % | 29% | 31% | 37% | 26% | 7% | 36% | 15% | 23% | -22% | 25% | 24% | 22% | |
| Net Profit | 5 | 1 | 0 | 1 | 2 | -0 | 2 | 3 | 2 | 5 | 8 | 9 | 10 |
| EPS in Rs | 6.80 | 1.29 | 0.33 | 1.15 | 2.07 | -0.67 | 2.45 | 3.64 | 3.24 | 6.69 | 10.27 | 11.87 | 13.47 |
| Dividend Payout % | 15% | 77% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2017-2018 | 2018-2019 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -80.00% | -100.00% | 100.00% | -100.00% | 50.00% | -33.33% | 150.00% | 60.00% | 12.50% |
| Change in YoY Net Profit Growth (%) | 0.00% | -20.00% | 200.00% | -200.00% | 150.00% | -83.33% | 183.33% | -90.00% | -47.50% |
AD Manum Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -3% |
| 5 Years: | 6% |
| 3 Years: | 15% |
| TTM: | 14% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 23% |
| 5 Years: | 14% |
| 3 Years: | 55% |
| TTM: | 26% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 33% |
| 3 Years: | 19% |
| 1 Year: | -16% |
| Return on Equity | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 9% |
| 3 Years: | 11% |
| Last Year: | 12% |
Last Updated: September 5, 2025, 2:06 pm
Balance Sheet
Last Updated: December 10, 2025, 3:43 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 |
| Reserves | 37 | 37 | 37 | 38 | 40 | 40 | 42 | 47 | 49 | 55 | 63 | 73 | 80 |
| Borrowings | 63 | 49 | 39 | 32 | 23 | 24 | 48 | 12 | 9 | 7 | 8 | 8 | 8 |
| Other Liabilities | 2 | 1 | 0 | 1 | 0 | 1 | 1 | 1 | 0 | 0 | 1 | 1 | 2 |
| Total Liabilities | 109 | 95 | 84 | 79 | 70 | 73 | 98 | 67 | 66 | 70 | 79 | 88 | 97 |
| Fixed Assets | 4 | 4 | 4 | 3 | 3 | 3 | 2 | 2 | 2 | 0 | 0 | 0 | 0 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 1 | 1 | 1 | 1 | 2 | 2 | 4 | 3 | 4 | 5 | 6 | 33 |
| Other Assets | 105 | 90 | 80 | 75 | 67 | 69 | 94 | 61 | 60 | 65 | 73 | 82 | 63 |
| Total Assets | 109 | 95 | 84 | 79 | 70 | 73 | 98 | 67 | 66 | 70 | 79 | 88 | 97 |
Below is a detailed analysis of the balance sheet data for AD Manum Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 8.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 8.00 Cr..
- For Reserves, as of Sep 2025, the value is 80.00 Cr.. The value appears strong and on an upward trend. It has increased from 73.00 Cr. (Mar 2025) to 80.00 Cr., marking an increase of 7.00 Cr..
- For Borrowings, as of Sep 2025, the value is 8.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2025) which recorded 8.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 2.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.00 Cr. (Mar 2025) to 2.00 Cr., marking an increase of 1.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 97.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 88.00 Cr. (Mar 2025) to 97.00 Cr., marking an increase of 9.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 33.00 Cr.. The value appears strong and on an upward trend. It has increased from 6.00 Cr. (Mar 2025) to 33.00 Cr., marking an increase of 27.00 Cr..
- For Other Assets, as of Sep 2025, the value is 63.00 Cr.. The value appears to be declining and may need further review. It has decreased from 82.00 Cr. (Mar 2025) to 63.00 Cr., marking a decrease of 19.00 Cr..
- For Total Assets, as of Sep 2025, the value is 97.00 Cr.. The value appears strong and on an upward trend. It has increased from 88.00 Cr. (Mar 2025) to 97.00 Cr., marking an increase of 9.00 Cr..
Notably, the Reserves (80.00 Cr.) exceed the Borrowings (8.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -45.00 | -40.00 | -33.00 | -26.00 | -17.00 | -18.00 | -40.00 | -7.00 | -6.00 | 0.00 | 2.00 | 4.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 1,480 | 1,794 | 2,056 | 1,948 | 1,588 | 2,236 | 37 | 32 | 30 | 76 | 65 | 41 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 1,480 | 1,794 | 2,056 | 1,948 | 1,588 | 2,236 | 37 | 32 | 30 | 76 | 65 | 41 |
| Working Capital Days | 691 | 965 | 1,268 | 1,275 | 1,099 | 2,455 | 147 | 138 | 153 | 142 | 101 | 52 |
| ROCE % | 15% | 9% | 7% | 7% | 8% | 9% | 9% | 6% | 4% | 11% | 16% | 15% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 11.87 | 10.27 | 6.69 | 3.24 | 3.64 |
| Diluted EPS (Rs.) | 11.87 | 10.27 | 6.69 | 3.24 | 3.64 |
| Cash EPS (Rs.) | 11.94 | 10.34 | 6.87 | 3.46 | 3.88 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 106.69 | 94.48 | 82.81 | 75.55 | 72.44 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 106.69 | 94.48 | 82.81 | 75.55 | 72.44 |
| Revenue From Operations / Share (Rs.) | 17.73 | 14.71 | 12.20 | 11.27 | 12.38 |
| PBDIT / Share (Rs.) | 16.92 | 15.50 | 10.55 | 4.22 | 7.29 |
| PBIT / Share (Rs.) | 16.85 | 15.43 | 10.37 | 4.00 | 7.06 |
| PBT / Share (Rs.) | 15.26 | 13.53 | 8.88 | 2.65 | 4.74 |
| Net Profit / Share (Rs.) | 11.87 | 10.27 | 6.69 | 3.24 | 3.64 |
| PBDIT Margin (%) | 95.43 | 105.39 | 86.47 | 37.46 | 58.91 |
| PBIT Margin (%) | 95.02 | 104.91 | 84.99 | 35.52 | 56.98 |
| PBT Margin (%) | 86.04 | 92.03 | 72.75 | 23.52 | 38.24 |
| Net Profit Margin (%) | 66.94 | 69.82 | 54.84 | 28.76 | 29.36 |
| Return on Networth / Equity (%) | 11.12 | 10.86 | 8.08 | 4.29 | 5.02 |
| Return on Capital Employeed (%) | 15.69 | 16.18 | 12.51 | 5.28 | 9.58 |
| Return On Assets (%) | 10.08 | 9.71 | 7.20 | 3.70 | 4.05 |
| Total Debt / Equity (X) | 0.09 | 0.10 | 0.11 | 0.15 | 0.21 |
| Asset Turnover Ratio (%) | 0.15 | 0.14 | 0.13 | 0.12 | 0.11 |
| Current Ratio (X) | 11.34 | 9.92 | 8.95 | 6.86 | 5.12 |
| Quick Ratio (X) | 11.34 | 9.92 | 8.95 | 6.86 | 5.12 |
| Interest Coverage Ratio (X) | 10.63 | 8.18 | 7.07 | 3.12 | 4.20 |
| Interest Coverage Ratio (Post Tax) (X) | 8.46 | 6.42 | 5.48 | 3.40 | 3.43 |
| Enterprise Value (Cr.) | 52.21 | 48.18 | 43.82 | 33.73 | 15.28 |
| EV / Net Operating Revenue (X) | 3.93 | 4.37 | 4.79 | 3.99 | 1.64 |
| EV / EBITDA (X) | 4.11 | 4.14 | 5.54 | 10.65 | 2.79 |
| MarketCap / Net Operating Revenue (X) | 3.39 | 3.74 | 4.03 | 3.32 | 1.31 |
| Price / BV (X) | 0.56 | 0.58 | 0.59 | 0.49 | 0.22 |
| Price / Net Operating Revenue (X) | 3.39 | 3.74 | 4.03 | 3.32 | 1.31 |
| EarningsYield | 0.19 | 0.18 | 0.13 | 0.08 | 0.22 |
After reviewing the key financial ratios for AD Manum Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 11.87. This value is within the healthy range. It has increased from 10.27 (Mar 24) to 11.87, marking an increase of 1.60.
- For Diluted EPS (Rs.), as of Mar 25, the value is 11.87. This value is within the healthy range. It has increased from 10.27 (Mar 24) to 11.87, marking an increase of 1.60.
- For Cash EPS (Rs.), as of Mar 25, the value is 11.94. This value is within the healthy range. It has increased from 10.34 (Mar 24) to 11.94, marking an increase of 1.60.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 106.69. It has increased from 94.48 (Mar 24) to 106.69, marking an increase of 12.21.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 106.69. It has increased from 94.48 (Mar 24) to 106.69, marking an increase of 12.21.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 17.73. It has increased from 14.71 (Mar 24) to 17.73, marking an increase of 3.02.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 16.92. This value is within the healthy range. It has increased from 15.50 (Mar 24) to 16.92, marking an increase of 1.42.
- For PBIT / Share (Rs.), as of Mar 25, the value is 16.85. This value is within the healthy range. It has increased from 15.43 (Mar 24) to 16.85, marking an increase of 1.42.
- For PBT / Share (Rs.), as of Mar 25, the value is 15.26. This value is within the healthy range. It has increased from 13.53 (Mar 24) to 15.26, marking an increase of 1.73.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 11.87. This value is within the healthy range. It has increased from 10.27 (Mar 24) to 11.87, marking an increase of 1.60.
- For PBDIT Margin (%), as of Mar 25, the value is 95.43. This value is within the healthy range. It has decreased from 105.39 (Mar 24) to 95.43, marking a decrease of 9.96.
- For PBIT Margin (%), as of Mar 25, the value is 95.02. This value exceeds the healthy maximum of 20. It has decreased from 104.91 (Mar 24) to 95.02, marking a decrease of 9.89.
- For PBT Margin (%), as of Mar 25, the value is 86.04. This value is within the healthy range. It has decreased from 92.03 (Mar 24) to 86.04, marking a decrease of 5.99.
- For Net Profit Margin (%), as of Mar 25, the value is 66.94. This value exceeds the healthy maximum of 10. It has decreased from 69.82 (Mar 24) to 66.94, marking a decrease of 2.88.
- For Return on Networth / Equity (%), as of Mar 25, the value is 11.12. This value is below the healthy minimum of 15. It has increased from 10.86 (Mar 24) to 11.12, marking an increase of 0.26.
- For Return on Capital Employeed (%), as of Mar 25, the value is 15.69. This value is within the healthy range. It has decreased from 16.18 (Mar 24) to 15.69, marking a decrease of 0.49.
- For Return On Assets (%), as of Mar 25, the value is 10.08. This value is within the healthy range. It has increased from 9.71 (Mar 24) to 10.08, marking an increase of 0.37.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.09. This value is within the healthy range. It has decreased from 0.10 (Mar 24) to 0.09, marking a decrease of 0.01.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.15. It has increased from 0.14 (Mar 24) to 0.15, marking an increase of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 11.34. This value exceeds the healthy maximum of 3. It has increased from 9.92 (Mar 24) to 11.34, marking an increase of 1.42.
- For Quick Ratio (X), as of Mar 25, the value is 11.34. This value exceeds the healthy maximum of 2. It has increased from 9.92 (Mar 24) to 11.34, marking an increase of 1.42.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 10.63. This value is within the healthy range. It has increased from 8.18 (Mar 24) to 10.63, marking an increase of 2.45.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 8.46. This value is within the healthy range. It has increased from 6.42 (Mar 24) to 8.46, marking an increase of 2.04.
- For Enterprise Value (Cr.), as of Mar 25, the value is 52.21. It has increased from 48.18 (Mar 24) to 52.21, marking an increase of 4.03.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 3.93. This value exceeds the healthy maximum of 3. It has decreased from 4.37 (Mar 24) to 3.93, marking a decrease of 0.44.
- For EV / EBITDA (X), as of Mar 25, the value is 4.11. This value is below the healthy minimum of 5. It has decreased from 4.14 (Mar 24) to 4.11, marking a decrease of 0.03.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 3.39. This value exceeds the healthy maximum of 3. It has decreased from 3.74 (Mar 24) to 3.39, marking a decrease of 0.35.
- For Price / BV (X), as of Mar 25, the value is 0.56. This value is below the healthy minimum of 1. It has decreased from 0.58 (Mar 24) to 0.56, marking a decrease of 0.02.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 3.39. This value exceeds the healthy maximum of 3. It has decreased from 3.74 (Mar 24) to 3.39, marking a decrease of 0.35.
- For EarningsYield, as of Mar 25, the value is 0.19. This value is below the healthy minimum of 5. It has increased from 0.18 (Mar 24) to 0.19, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in AD Manum Finance Ltd:
- Net Profit Margin: 66.94%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 15.69% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 11.12% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 8.46
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 11.34
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 4.23 (Industry average Stock P/E: 53.96)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.09
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 66.94%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 'Agarwal House', Indore Madhya Pradesh 452003 | cs@admanumfinance.com http://www.admanumfinance.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Dharmendra Agrawal | WholeTime Director & CEO |
| Mr. Sanjeev Sharma | Whole Time Director |
| Mr. Dhawal Bagmar | Independent Director |
| Mr. Pradhumn Pathak | Independent Director |
| Ms. Apoorva Jain | Independent Woman Director |
FAQ
What is the intrinsic value of AD Manum Finance Ltd?
AD Manum Finance Ltd's intrinsic value (as of 21 December 2025) is 46.04 which is 19.23% lower the current market price of 57.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 42.8 Cr. market cap, FY2025-2026 high/low of 109/55.3, reserves of ₹80 Cr, and liabilities of 97 Cr.
What is the Market Cap of AD Manum Finance Ltd?
The Market Cap of AD Manum Finance Ltd is 42.8 Cr..
What is the current Stock Price of AD Manum Finance Ltd as on 21 December 2025?
The current stock price of AD Manum Finance Ltd as on 21 December 2025 is 57.0.
What is the High / Low of AD Manum Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of AD Manum Finance Ltd stocks is 109/55.3.
What is the Stock P/E of AD Manum Finance Ltd?
The Stock P/E of AD Manum Finance Ltd is 4.23.
What is the Book Value of AD Manum Finance Ltd?
The Book Value of AD Manum Finance Ltd is 117.
What is the Dividend Yield of AD Manum Finance Ltd?
The Dividend Yield of AD Manum Finance Ltd is 0.00 %.
What is the ROCE of AD Manum Finance Ltd?
The ROCE of AD Manum Finance Ltd is 14.7 %.
What is the ROE of AD Manum Finance Ltd?
The ROE of AD Manum Finance Ltd is 11.4 %.
What is the Face Value of AD Manum Finance Ltd?
The Face Value of AD Manum Finance Ltd is 10.0.