Apollo Finvest (India) Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: March 6, 2026, 3:33 am

Market Cap	147 Cr.
Current Price	393
Intrinsic Value	₹333.47
High / Low	878/328
Stock P/E	21.2
Book Value	191
Dividend Yield	0.00 %
ROCE	14.7 %
ROE	11.4 %
Face Value	10.0
PEG Ratio	-1.85

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Apollo Finvest (India) Ltd

Competitors

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Apollo Finvest (India) Ltd	147 Cr.	393	878/328	21.2	191	0.00 %	14.7 %	11.4 %	10.0
Dhruva Capital Services Ltd	149 Cr.	207	242/111		40.6	0.00 %	12.5 %	10.9 %	10.0
Available Finance Ltd	142 Cr.	139	248/134	1.18	1,237	0.00 %	0.03 %	9.15 %	10.0
Assam Entrade Ltd	132 Cr.	918	958/485	29.0	452	0.00 %	7.02 %	4.98 %	10.0
Baid Finserv Ltd	167 Cr.	11.1	13.9/8.95	9.82	12.7	0.90 %	11.2 %	7.75 %	2.00
Industry Average	25,797.53 Cr	378.12		95.88	513.16	0.24%	15.81%	8.84%	8.50

All Competitor Stocks of Apollo Finvest (India) Ltd

Quarterly Result

Metric	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Revenue	8.86	7.02	4.57	3.85	4.61	6.94	7.40	7.08	7.77	8.02	5.21	5.12	4.58
Interest	0.00	0.00	0.00	0.00	0.20	0.00	0.17	0.46	0.63	0.89	0.83	0.70	0.53
Expenses	5.38	4.48	1.72	1.16	1.97	5.67	3.86	3.24	4.77	5.69	3.20	1.73	1.10
Financing Profit	3.48	2.54	2.85	2.69	2.44	1.27	3.37	3.38	2.37	1.44	1.18	2.69	2.95
Financing Margin %	39.28%	36.18%	62.36%	69.87%	52.93%	18.30%	45.54%	47.74%	30.50%	17.96%	22.65%	52.54%	64.41%
Other Income	0.44	0.46	0.93	0.07	0.05	0.06	0.02	0.03	0.02	0.11	1.99	0.04	0.11
Depreciation	0.08	0.08	0.04	0.04	0.04	0.03	0.13	0.33	0.24	0.24	0.23	0.22	0.22
Profit before tax	3.84	2.92	3.74	2.72	2.45	1.30	3.26	3.08	2.15	1.31	2.94	2.51	2.84
Tax %	35.42%	20.55%	25.40%	27.94%	-2.45%	40.77%	27.91%	21.75%	33.95%	20.61%	21.43%	30.68%	35.56%
Net Profit	2.48	2.32	2.79	1.96	2.51	0.76	2.35	2.41	1.41	1.04	2.31	1.74	1.83
EPS in Rs	6.65	6.22	7.48	5.25	6.73	2.04	6.30	6.46	3.78	2.79	6.19	4.66	4.90
Gross NPA %
Net NPA %

Last Updated: March 3, 2026, 12:21 pm

Below is a detailed analysis of the quarterly data for Apollo Finvest (India) Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:

For Interest, as of Dec 2025, the value is 0.53 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.70 Cr. (Sep 2025) to 0.53 Cr., marking a decrease of 0.17 Cr..
For Expenses, as of Dec 2025, the value is 1.10 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 1.73 Cr. (Sep 2025) to 1.10 Cr., marking a decrease of 0.63 Cr..
For Other Income, as of Dec 2025, the value is 0.11 Cr.. The value appears strong and on an upward trend. It has increased from 0.04 Cr. (Sep 2025) to 0.11 Cr., marking an increase of 0.07 Cr..
For Depreciation, as of Dec 2025, the value is 0.22 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.22 Cr..
For Profit before tax, as of Dec 2025, the value is 2.84 Cr.. The value appears strong and on an upward trend. It has increased from 2.51 Cr. (Sep 2025) to 2.84 Cr., marking an increase of 0.33 Cr..
For Tax %, as of Dec 2025, the value is 35.56%. The value appears to be increasing, which may not be favorable. It has increased from 30.68% (Sep 2025) to 35.56%, marking an increase of 4.88%.
For Net Profit, as of Dec 2025, the value is 1.83 Cr.. The value appears strong and on an upward trend. It has increased from 1.74 Cr. (Sep 2025) to 1.83 Cr., marking an increase of 0.09 Cr..
For EPS in Rs, as of Dec 2025, the value is 4.90. The value appears strong and on an upward trend. It has increased from 4.66 (Sep 2025) to 4.90, marking an increase of 0.24.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 26, 2026, 8:46 pm

Metric	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	1.67	3.30	1.75	1.10	1.78	3.56	28.25	15.17	70.10	44.38	19.97	30.26	22.93
Interest	0.00	0.00	0.00	0.00	0.00	0.23	1.29	0.08	0.15	0.49	0.20	2.16	2.95
Expenses	0.75	0.99	0.91	1.26	0.71	1.60	18.22	10.04	56.58	30.81	10.52	17.45	11.72
Financing Profit	0.92	2.31	0.84	-0.16	1.07	1.73	8.74	5.05	13.37	13.08	9.25	10.65	8.26
Financing Margin %	55.09%	70.00%	48.00%	-14.55%	60.11%	48.60%	30.94%	33.29%	19.07%	29.47%	46.32%	35.19%	36.02%
Other Income	0.06	0.08	0.26	0.14	0.13	0.15	0.57	0.77	3.90	1.77	1.11	0.09	2.25
Depreciation	0.02	0.07	0.07	0.07	0.09	0.14	0.15	0.22	0.23	0.31	0.16	0.95	0.91
Profit before tax	0.96	2.32	1.03	-0.09	1.11	1.74	9.16	5.60	17.04	14.54	10.20	9.79	9.60
Tax %	17.71%	24.57%	16.50%	-233.33%	2.70%	13.22%	27.40%	26.79%	25.29%	30.67%	21.47%	26.35%
Net Profit	0.79	1.76	0.86	0.11	1.09	1.51	6.64	4.10	12.72	10.08	8.01	7.22	6.92
EPS in Rs	2.11	4.70	2.30	0.29	2.92	4.05	17.80	10.99	34.09	27.02	21.47	19.35	18.54
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2014-2015	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024	2024-2025
YoY Net Profit Growth (%)	122.78%	-51.14%	-87.21%	890.91%	38.53%	339.74%	-38.25%	210.24%	-20.75%	-20.54%	-9.86%
Change in YoY Net Profit Growth (%)	0.00%	-173.92%	-36.07%	978.12%	-852.38%	301.20%	-377.99%	248.50%	-231.00%	0.22%	10.67%

Apollo Finvest (India) Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:	25%
5 Years:	1%
3 Years:	-24%
TTM:	23%

Compounded Profit Growth
10 Years:	15%
5 Years:	2%
3 Years:	-17%
TTM:	-5%

Stock Price CAGR
10 Years:	43%
5 Years:	3%
3 Years:	-9%
1 Year:	-43%

Return on Equity
10 Years:	17%
5 Years:	18%
3 Years:	15%
Last Year:	11%

Last Updated: September 5, 2025, 2:21 pm

Balance Sheet

Last Updated: February 1, 2026, 2:20 am

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Sep 2025
Equity Capital	3.74	3.74	3.74	3.73	3.73	3.73	3.73	3.73	3.73	3.73	3.73	3.73	3.73
Reserves	9.05	10.82	11.68	11.80	12.88	14.73	21.31	25.40	38.16	48.27	56.38	63.60	67.66
Borrowing	0.00	0.00	0.00	0.00	0.00	10.54	35.11	24.18	46.23	11.25	6.33	30.18	21.39
Other Liabilities	1.93	1.91	0.24	0.13	0.36	0.59	5.73	6.59	19.53	10.31	6.51	9.73	12.32
Total Liabilities	14.72	16.47	15.66	15.66	16.97	29.59	65.88	59.90	107.65	73.56	72.95	107.24	105.10
Fixed Assets	0.14	1.12	1.05	1.17	1.09	7.25	7.38	4.70	4.83	4.59	3.27	5.41	4.16
CWIP	0.00	0.00	0.20	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	6.11	5.56	4.76	6.26	4.19	2.72	25.61	27.72	30.98	48.70	11.52	8.75	32.09
Other Assets	8.47	9.79	9.65	8.23	11.69	19.62	32.89	27.48	71.84	20.27	58.16	93.08	68.85
Total Assets	14.72	16.47	15.66	15.66	16.97	29.59	65.88	59.90	107.65	73.56	72.95	107.24	105.10

Below is a detailed analysis of the balance sheet data for Apollo Finvest (India) Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:

For Equity Capital, as of Sep 2025, the value is 3.73 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 3.73 Cr..
For Reserves, as of Sep 2025, the value is 67.66 Cr.. The value appears strong and on an upward trend. It has increased from 63.60 Cr. (Mar 2025) to 67.66 Cr., marking an increase of 4.06 Cr..
For Other Liabilities, as of Sep 2025, the value is 12.32 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 9.73 Cr. (Mar 2025) to 12.32 Cr., marking an increase of 2.59 Cr..
For Total Liabilities, as of Sep 2025, the value is 105.10 Cr.. The value appears to be improving (decreasing). It has decreased from 107.24 Cr. (Mar 2025) to 105.10 Cr., marking a decrease of 2.14 Cr..
For Fixed Assets, as of Sep 2025, the value is 4.16 Cr.. The value appears to be declining and may need further review. It has decreased from 5.41 Cr. (Mar 2025) to 4.16 Cr., marking a decrease of 1.25 Cr..
For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
For Investments, as of Sep 2025, the value is 32.09 Cr.. The value appears strong and on an upward trend. It has increased from 8.75 Cr. (Mar 2025) to 32.09 Cr., marking an increase of 23.34 Cr..
For Other Assets, as of Sep 2025, the value is 68.85 Cr.. The value appears to be declining and may need further review. It has decreased from 93.08 Cr. (Mar 2025) to 68.85 Cr., marking a decrease of 24.23 Cr..
For Total Assets, as of Sep 2025, the value is 105.10 Cr.. The value appears to be declining and may need further review. It has decreased from 107.24 Cr. (Mar 2025) to 105.10 Cr., marking a decrease of 2.14 Cr..

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity +	-0.13	0.03	0.44	0.52	-1.74	-2.41	26.12	6.25	-11.53	24.18	-35.87	-25.41
Cash from Investing Activity +	0.15	0.13	-0.49	-0.58	3.99	-4.21	-23.47	0.22	0.59	-16.20	41.65	1.91
Cash from Financing Activity +	0.00	0.00	0.00	0.00	0.00	5.21	-2.08	-4.09	9.94	-10.43	-0.20	24.94
Net Cash Flow	0.02	0.17	-0.05	-0.06	2.25	-1.41	0.57	2.38	-1.00	-2.45	5.59	1.44

Free Cash Flow

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Free Cash Flow	0.75	0.99	0.91	1.26	0.71	-8.94	-16.89	-14.14	10.35	19.56	4.19	-12.73

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Debtor Days	76.50	134.94	177.29	282.05	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Inventory Days
Days Payable
Cash Conversion Cycle	76.50	134.94	177.29	282.05	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Working Capital Days	-34.97	-49.77	214.83	305.27	403.96	-261.45	-52.46	-124.63	-84.14	-62.51	-33.45	-83.23
ROCE %	7.75%	16.89%	5.94%	-0.90%	6.66%	8.55%	23.44%	10.01%	24.31%	19.86%	16.04%	14.69%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Promoters	70.73%	70.73%	70.73%	70.73%	70.73%	70.71%	70.71%	70.71%	70.71%	70.71%	70.71%	70.70%
FIIs	0.38%	0.38%	0.38%	0.38%	0.38%	0.32%	0.23%	0.23%	0.23%	0.23%	0.31%	0.31%
DIIs	0.04%	0.04%	0.04%	0.04%	0.04%	0.04%	0.04%	0.04%	0.04%	0.04%	0.04%	0.04%
Public	28.85%	28.85%	28.86%	28.85%	28.86%	28.92%	29.03%	29.03%	29.03%	29.02%	28.95%	28.96%
No. of Shareholders	6,100	6,127	6,042	5,627	5,488	5,426	5,419	5,446	5,484	5,493	5,495	5,498

Shareholding Pattern Chart

No. of Shareholders

Apollo Finvest (India) Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 25	Mar 24	Mar 23	Mar 22	Mar 21
FaceValue	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	19.34	21.47	27.01	34.10	10.99
Diluted EPS (Rs.)	19.33	21.47	27.01	34.10	10.99
Cash EPS (Rs.)	21.88	21.90	27.85	34.72	11.58
Book Value[Excl.RevalReserv]/Share (Rs.)	180.44	161.09	139.36	112.26	78.07
Book Value[Incl.RevalReserv]/Share (Rs.)	180.44	161.09	139.36	112.26	78.07
Revenue From Operations / Share (Rs.)	81.09	53.51	118.95	187.88	40.64
PBDIT / Share (Rs.)	34.57	28.29	40.93	46.43	15.65
PBIT / Share (Rs.)	32.02	27.86	40.09	45.81	15.06
PBT / Share (Rs.)	26.24	27.33	38.94	45.66	15.02
Net Profit / Share (Rs.)	19.34	21.47	27.00	34.10	10.99
PBDIT Margin (%)	42.62	52.86	34.41	24.71	38.49
PBIT Margin (%)	39.48	52.06	33.70	24.38	37.04
PBT Margin (%)	32.36	51.06	32.73	24.30	36.95
Net Profit Margin (%)	23.84	40.11	22.70	18.15	27.03
Return on Networth / Equity (%)	10.71	13.32	19.37	30.37	14.07
Return on Capital Employeed (%)	17.44	15.26	22.92	20.88	10.23
Return On Assets (%)	6.72	10.98	13.69	11.82	6.84
Long Term Debt / Equity (X)	0.00	0.10	0.21	0.86	0.83
Total Debt / Equity (X)	0.44	0.10	0.21	1.10	0.83
Asset Turnover Ratio (%)	0.33	0.27	0.48	0.83	0.24
Current Ratio (X)	2.59	13.77	8.20	3.93	10.82
Quick Ratio (X)	2.59	13.77	8.20	3.93	10.82
Interest Coverage Ratio (X)	5.98	53.34	35.70	299.21	445.15
Interest Coverage Ratio (Post Tax) (X)	4.35	41.48	24.55	220.77	313.59
Enterprise Value (Cr.)	250.47	362.25	222.11	341.48	143.08
EV / Net Operating Revenue (X)	8.28	18.14	5.00	4.87	9.43
EV / EBITDA (X)	19.42	34.32	14.54	19.71	24.51
MarketCap / Net Operating Revenue (X)	7.53	18.13	4.76	4.25	8.10
Price / BV (X)	3.38	6.02	4.06	7.12	4.21
Price / Net Operating Revenue (X)	7.53	18.13	4.76	4.25	8.10
EarningsYield	0.03	0.02	0.04	0.04	0.03

After reviewing the key financial ratios for Apollo Finvest (India) Ltd, here is a detailed analysis based on the latest available data and recent trends:

For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
For Basic EPS (Rs.), as of Mar 25, the value is 19.34. This value is within the healthy range. It has decreased from 21.47 (Mar 24) to 19.34, marking a decrease of 2.13.
For Diluted EPS (Rs.), as of Mar 25, the value is 19.33. This value is within the healthy range. It has decreased from 21.47 (Mar 24) to 19.33, marking a decrease of 2.14.
For Cash EPS (Rs.), as of Mar 25, the value is 21.88. This value is within the healthy range. It has decreased from 21.90 (Mar 24) to 21.88, marking a decrease of 0.02.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 180.44. It has increased from 161.09 (Mar 24) to 180.44, marking an increase of 19.35.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 180.44. It has increased from 161.09 (Mar 24) to 180.44, marking an increase of 19.35.
For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 81.09. It has increased from 53.51 (Mar 24) to 81.09, marking an increase of 27.58.
For PBDIT / Share (Rs.), as of Mar 25, the value is 34.57. This value is within the healthy range. It has increased from 28.29 (Mar 24) to 34.57, marking an increase of 6.28.
For PBIT / Share (Rs.), as of Mar 25, the value is 32.02. This value is within the healthy range. It has increased from 27.86 (Mar 24) to 32.02, marking an increase of 4.16.
For PBT / Share (Rs.), as of Mar 25, the value is 26.24. This value is within the healthy range. It has decreased from 27.33 (Mar 24) to 26.24, marking a decrease of 1.09.
For Net Profit / Share (Rs.), as of Mar 25, the value is 19.34. This value is within the healthy range. It has decreased from 21.47 (Mar 24) to 19.34, marking a decrease of 2.13.
For PBDIT Margin (%), as of Mar 25, the value is 42.62. This value is within the healthy range. It has decreased from 52.86 (Mar 24) to 42.62, marking a decrease of 10.24.
For PBIT Margin (%), as of Mar 25, the value is 39.48. This value exceeds the healthy maximum of 20. It has decreased from 52.06 (Mar 24) to 39.48, marking a decrease of 12.58.
For PBT Margin (%), as of Mar 25, the value is 32.36. This value is within the healthy range. It has decreased from 51.06 (Mar 24) to 32.36, marking a decrease of 18.70.
For Net Profit Margin (%), as of Mar 25, the value is 23.84. This value exceeds the healthy maximum of 10. It has decreased from 40.11 (Mar 24) to 23.84, marking a decrease of 16.27.
For Return on Networth / Equity (%), as of Mar 25, the value is 10.71. This value is below the healthy minimum of 15. It has decreased from 13.32 (Mar 24) to 10.71, marking a decrease of 2.61.
For Return on Capital Employeed (%), as of Mar 25, the value is 17.44. This value is within the healthy range. It has increased from 15.26 (Mar 24) to 17.44, marking an increase of 2.18.
For Return On Assets (%), as of Mar 25, the value is 6.72. This value is within the healthy range. It has decreased from 10.98 (Mar 24) to 6.72, marking a decrease of 4.26.
For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. It has decreased from 0.10 (Mar 24) to 0.00, marking a decrease of 0.10.
For Total Debt / Equity (X), as of Mar 25, the value is 0.44. This value is within the healthy range. It has increased from 0.10 (Mar 24) to 0.44, marking an increase of 0.34.
For Asset Turnover Ratio (%), as of Mar 25, the value is 0.33. It has increased from 0.27 (Mar 24) to 0.33, marking an increase of 0.06.
For Current Ratio (X), as of Mar 25, the value is 2.59. This value is within the healthy range. It has decreased from 13.77 (Mar 24) to 2.59, marking a decrease of 11.18.
For Quick Ratio (X), as of Mar 25, the value is 2.59. This value exceeds the healthy maximum of 2. It has decreased from 13.77 (Mar 24) to 2.59, marking a decrease of 11.18.
For Interest Coverage Ratio (X), as of Mar 25, the value is 5.98. This value is within the healthy range. It has decreased from 53.34 (Mar 24) to 5.98, marking a decrease of 47.36.
For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 4.35. This value is within the healthy range. It has decreased from 41.48 (Mar 24) to 4.35, marking a decrease of 37.13.
For Enterprise Value (Cr.), as of Mar 25, the value is 250.47. It has decreased from 362.25 (Mar 24) to 250.47, marking a decrease of 111.78.
For EV / Net Operating Revenue (X), as of Mar 25, the value is 8.28. This value exceeds the healthy maximum of 3. It has decreased from 18.14 (Mar 24) to 8.28, marking a decrease of 9.86.
For EV / EBITDA (X), as of Mar 25, the value is 19.42. This value exceeds the healthy maximum of 15. It has decreased from 34.32 (Mar 24) to 19.42, marking a decrease of 14.90.
For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 7.53. This value exceeds the healthy maximum of 3. It has decreased from 18.13 (Mar 24) to 7.53, marking a decrease of 10.60.
For Price / BV (X), as of Mar 25, the value is 3.38. This value exceeds the healthy maximum of 3. It has decreased from 6.02 (Mar 24) to 3.38, marking a decrease of 2.64.
For Price / Net Operating Revenue (X), as of Mar 25, the value is 7.53. This value exceeds the healthy maximum of 3. It has decreased from 18.13 (Mar 24) to 7.53, marking a decrease of 10.60.
For EarningsYield, as of Mar 25, the value is 0.03. This value is below the healthy minimum of 5. It has increased from 0.02 (Mar 24) to 0.03, marking an increase of 0.01.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Apollo Finvest (India) Ltd as of March 6, 2026 is: ₹376.67

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of March 6, 2026, Apollo Finvest (India) Ltd is Overvalued by 4.16% compared to the current share price ₹393.00

Intrinsic Value of Apollo Finvest (India) Ltd as of March 6, 2026 is: ₹333.47

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of March 6, 2026, Apollo Finvest (India) Ltd is Overvalued by 15.15% compared to the current share price ₹393.00

Last 5 Year EPS CAGR: -11.47%

*Investments are subject to market risks

Strength and Weakness

Strength	Weakness
The stock has a low average Working Capital Days of 11.45, which is a positive sign. The company has higher reserves (30.13 cr) compared to borrowings (14.25 cr), indicating strong financial stability. The company has shown consistent growth in sales (18.79 cr) and profit (6.38 cr) over the years.	The stock has a low average ROCE of 12.77%, which may not be favorable. The stock has a high average Cash Conversion Cycle of 55.90, which may not be favorable.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Apollo Finvest (India) Ltd:
1. Net Profit Margin: 23.84%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 17.44% (Industry Average ROCE: 15.81%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 10.71% (Industry Average ROE: 8.84%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 4.35
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 2.59
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 21.2 (Industry average Stock P/E: 95.88)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0.44
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

Apollo Finvest (India) Ltd. is a Public Limited Listed company incorporated on 29/07/1985 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L51900MH1985PLC036991 and registration number is 036991. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 30.26 Cr. and Equity Capital is Rs. 3.73 Cr. for the Year ended 31/03/2025.

INDUSTRY	ADDRESS	CONTACT
Non-Banking Financial Company (NBFC)	301, Plot No. B-27, Commerce Centre, Off New Link Road, Mumbai Maharashtra 400053	Contact not found

Management
Name	Position Held
Mr. Mikhil R Innani	Managing Director & CEO
Ms. Diksha Nangia	WholeTime Director & CFO
Mr. Paritosh Ram Khatry	Independent Director
Dr. Kruti Khemani	Independent Director
Mr. Akash Saxena	Independent Director
Ms. Priyanka Roy	Independent Director

FAQ

What is the intrinsic value of Apollo Finvest (India) Ltd?

Apollo Finvest (India) Ltd's intrinsic value (as of 06 March 2026) is ₹333.47 which is 15.15% lower the current market price of ₹393.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹147 Cr. market cap, FY2025-2026 high/low of ₹878/328, reserves of ₹67.66 Cr, and liabilities of ₹105.10 Cr.

What is the Market Cap of Apollo Finvest (India) Ltd?

The Market Cap of Apollo Finvest (India) Ltd is 147 Cr..

What is the current Stock Price of Apollo Finvest (India) Ltd as on 06 March 2026?

The current stock price of Apollo Finvest (India) Ltd as on 06 March 2026 is ₹393.

What is the High / Low of Apollo Finvest (India) Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Apollo Finvest (India) Ltd stocks is ₹878/328.

What is the Stock P/E of Apollo Finvest (India) Ltd?

The Stock P/E of Apollo Finvest (India) Ltd is 21.2.

What is the Book Value of Apollo Finvest (India) Ltd?

The Book Value of Apollo Finvest (India) Ltd is 191.

What is the Dividend Yield of Apollo Finvest (India) Ltd?

The Dividend Yield of Apollo Finvest (India) Ltd is 0.00 %.

What is the ROCE of Apollo Finvest (India) Ltd?

The ROCE of Apollo Finvest (India) Ltd is 14.7 %.

What is the ROE of Apollo Finvest (India) Ltd?

The ROE of Apollo Finvest (India) Ltd is 11.4 %.

What is the Face Value of Apollo Finvest (India) Ltd?

The Face Value of Apollo Finvest (India) Ltd is 10.0.