Share Price and Basic Stock Data
Last Updated: October 26, 2025, 10:40 am
| PEG Ratio | -2.26 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Apollo Finvest (India) Ltd operates within the Non-Banking Financial Company (NBFC) sector, specializing in providing financial services. The company’s recent financial performance has shown a notable decline in revenue, with sales recorded at ₹44.38 Cr for FY 2023, down from ₹70.10 Cr in FY 2022. The quarterly sales have also reflected a downward trend, peaking at ₹15.30 Cr in June 2022 but declining to ₹3.85 Cr by September 2023. The decrease in sales has been accompanied by fluctuating quarterly performance, with the latest quarter showing a slight recovery to ₹4.61 Cr in December 2023. Despite these challenges, the company has managed to maintain a market capitalization of ₹167 Cr, with a price of ₹447 per share. This performance indicates that while there has been volatility, Apollo Finvest continues to operate within a competitive landscape, albeit with concerns regarding revenue sustainability.
Profitability and Efficiency Metrics
The profitability of Apollo Finvest has experienced fluctuations, with a reported net profit of ₹7.22 Cr for FY 2025, down from ₹10.08 Cr in FY 2023. The operating profit margin (OPM) stood at 38.58%, showcasing a robust ability to manage costs despite declining sales. The interest coverage ratio (ICR) was reported at 5.98x, indicating that the company can comfortably meet its interest obligations. However, the return on equity (ROE) has decreased to 11.4%, and the return on capital employed (ROCE) is at 14.7%, reflecting a need for improved efficiency in utilizing equity and capital. The cash conversion cycle (CCC) remains at 0.00 days, suggesting that there are no delays in cash inflow from operations, which is a positive indicator for liquidity management. Overall, while profitability metrics show resilience, the declining net profit raises concerns about the long-term sustainability of these margins.
Balance Sheet Strength and Financial Ratios
Apollo Finvest’s balance sheet reflects a strong reserve position with total reserves at ₹63.60 Cr against borrowings of ₹30.18 Cr, resulting in a healthy reserve-to-borrowing ratio. This indicates a conservative approach to leverage, as the total debt-to-equity ratio is recorded at 0.44, significantly lower than many peers in the NBFC sector, which often exhibit higher leverage ratios. The company’s current ratio stands at 2.59, suggesting ample liquidity to cover short-term liabilities. Additionally, the price-to-book value (P/BV) ratio is reported at 3.38x, which may seem elevated compared to industry norms, indicating that investors are willing to pay a premium for the company’s shares. The book value per share has increased to ₹180.43, demonstrating a solid equity base. However, the drop in net profit margins to 23.84% from previous levels raises questions about future profitability and market competitiveness.
Shareholding Pattern and Investor Confidence
The shareholding structure of Apollo Finvest reveals a significant promoter holding of 70.71%, reflecting strong control and commitment from the founding team. Foreign institutional investors (FIIs) own a minimal stake of 0.23%, while domestic institutional investors (DIIs) hold just 0.04%. The public shareholding accounts for 29.02%, with a total of 5,493 shareholders, indicating a relatively stable retail investor base. The slight decline in the number of shareholders from 6,067 in September 2022 to 5,493 in June 2025 could point towards a lack of confidence among some investors amid declining financial performance. Despite this, the stable promoter holding suggests that the core management remains confident in the company’s potential. Investor confidence appears mixed, as the low institutional interest may reflect caution regarding the company’s current financial trajectory.
Outlook, Risks, and Final Insight
If Apollo Finvest can stabilize its revenue trajectory and improve profitability metrics, the company may regain investor confidence and attract greater institutional interest. However, risks remain, particularly the declining sales trend and profitability pressures that could affect long-term sustainability. The company’s ability to manage costs effectively will be critical in maintaining its operating profit margins. Additionally, while the strong liquidity position and low leverage provide a solid foundation, any adverse changes in market conditions or regulatory environments could pose significant challenges. If margins sustain, and the company can leverage its reserves effectively to drive growth initiatives, there is potential for a turnaround that could enhance shareholder value and market perception in the coming years.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Apollo Finvest (India) Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 15.1 Cr. | 1.51 | 1.91/0.85 | 101 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 11.7 Cr. | 1.17 | 14.3/1.06 | 18.3 | 1.31 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 516 Cr. | 158 | 285/130 | 79.8 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 17.1 Cr. | 18.7 | 39.8/17.5 | 12.8 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 44.7 Cr. | 99.4 | 181/90.0 | 23.9 | 238 | 1.01 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 30,053.42 Cr | 486.42 | 103.03 | 494.63 | 0.21% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 15.30 | 13.20 | 8.86 | 7.02 | 4.57 | 3.85 | 4.61 | 6.94 | 7.40 | 7.08 | 7.77 | 8.02 | 5.21 |
| Expenses | 12.48 | 8.53 | 5.38 | 4.48 | 1.72 | 1.16 | 1.97 | 5.67 | 3.86 | 3.24 | 4.77 | 5.69 | 3.20 |
| Operating Profit | 2.82 | 4.67 | 3.48 | 2.54 | 2.85 | 2.69 | 2.64 | 1.27 | 3.54 | 3.84 | 3.00 | 2.33 | 2.01 |
| OPM % | 18.43% | 35.38% | 39.28% | 36.18% | 62.36% | 69.87% | 57.27% | 18.30% | 47.84% | 54.24% | 38.61% | 29.05% | 38.58% |
| Other Income | 0.46 | 0.41 | 0.44 | 0.46 | 0.93 | 0.07 | 0.05 | 0.06 | 0.02 | 0.03 | 0.02 | 0.11 | 1.99 |
| Interest | 0.25 | 0.18 | 0.00 | 0.00 | 0.00 | 0.00 | 0.20 | 0.00 | 0.17 | 0.46 | 0.63 | 0.89 | 0.83 |
| Depreciation | 0.07 | 0.08 | 0.08 | 0.08 | 0.04 | 0.04 | 0.04 | 0.03 | 0.13 | 0.33 | 0.24 | 0.24 | 0.23 |
| Profit before tax | 2.96 | 4.82 | 3.84 | 2.92 | 3.74 | 2.72 | 2.45 | 1.30 | 3.26 | 3.08 | 2.15 | 1.31 | 2.94 |
| Tax % | 29.05% | 34.02% | 35.42% | 20.55% | 25.40% | 27.94% | -2.45% | 40.77% | 27.91% | 21.75% | 33.95% | 20.61% | 21.43% |
| Net Profit | 2.10 | 3.18 | 2.48 | 2.32 | 2.79 | 1.96 | 2.51 | 0.76 | 2.35 | 2.41 | 1.41 | 1.04 | 2.31 |
| EPS in Rs | 5.63 | 8.52 | 6.65 | 6.22 | 7.48 | 5.25 | 6.73 | 2.04 | 6.30 | 6.46 | 3.78 | 2.79 | 6.19 |
Last Updated: August 19, 2025, 11:35 pm
Below is a detailed analysis of the quarterly data for Apollo Finvest (India) Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 5.21 Cr.. The value appears to be declining and may need further review. It has decreased from 8.02 Cr. (Mar 2025) to 5.21 Cr., marking a decrease of 2.81 Cr..
- For Expenses, as of Jun 2025, the value is 3.20 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 5.69 Cr. (Mar 2025) to 3.20 Cr., marking a decrease of 2.49 Cr..
- For Operating Profit, as of Jun 2025, the value is 2.01 Cr.. The value appears to be declining and may need further review. It has decreased from 2.33 Cr. (Mar 2025) to 2.01 Cr., marking a decrease of 0.32 Cr..
- For OPM %, as of Jun 2025, the value is 38.58%. The value appears strong and on an upward trend. It has increased from 29.05% (Mar 2025) to 38.58%, marking an increase of 9.53%.
- For Other Income, as of Jun 2025, the value is 1.99 Cr.. The value appears strong and on an upward trend. It has increased from 0.11 Cr. (Mar 2025) to 1.99 Cr., marking an increase of 1.88 Cr..
- For Interest, as of Jun 2025, the value is 0.83 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.89 Cr. (Mar 2025) to 0.83 Cr., marking a decrease of 0.06 Cr..
- For Depreciation, as of Jun 2025, the value is 0.23 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.24 Cr. (Mar 2025) to 0.23 Cr., marking a decrease of 0.01 Cr..
- For Profit before tax, as of Jun 2025, the value is 2.94 Cr.. The value appears strong and on an upward trend. It has increased from 1.31 Cr. (Mar 2025) to 2.94 Cr., marking an increase of 1.63 Cr..
- For Tax %, as of Jun 2025, the value is 21.43%. The value appears to be increasing, which may not be favorable. It has increased from 20.61% (Mar 2025) to 21.43%, marking an increase of 0.82%.
- For Net Profit, as of Jun 2025, the value is 2.31 Cr.. The value appears strong and on an upward trend. It has increased from 1.04 Cr. (Mar 2025) to 2.31 Cr., marking an increase of 1.27 Cr..
- For EPS in Rs, as of Jun 2025, the value is 6.19. The value appears strong and on an upward trend. It has increased from 2.79 (Mar 2025) to 6.19, marking an increase of 3.40.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:56 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.67 | 3.30 | 1.75 | 1.10 | 1.78 | 3.56 | 28.25 | 15.17 | 70.10 | 44.38 | 19.97 | 30.26 | 28.08 |
| Expenses | 0.75 | 0.99 | 0.91 | 1.26 | 0.71 | 1.60 | 18.22 | 10.04 | 56.58 | 30.81 | 10.52 | 17.45 | 16.90 |
| Operating Profit | 0.92 | 2.31 | 0.84 | -0.16 | 1.07 | 1.96 | 10.03 | 5.13 | 13.52 | 13.57 | 9.45 | 12.81 | 11.18 |
| OPM % | 55.09% | 70.00% | 48.00% | -14.55% | 60.11% | 55.06% | 35.50% | 33.82% | 19.29% | 30.58% | 47.32% | 42.33% | 39.81% |
| Other Income | 0.06 | 0.08 | 0.26 | 0.14 | 0.13 | 0.15 | 0.57 | 0.77 | 3.90 | 1.77 | 1.11 | 0.09 | 2.15 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.23 | 1.29 | 0.08 | 0.15 | 0.49 | 0.20 | 2.16 | 2.81 |
| Depreciation | 0.02 | 0.07 | 0.07 | 0.07 | 0.09 | 0.14 | 0.15 | 0.22 | 0.23 | 0.31 | 0.16 | 0.95 | 1.04 |
| Profit before tax | 0.96 | 2.32 | 1.03 | -0.09 | 1.11 | 1.74 | 9.16 | 5.60 | 17.04 | 14.54 | 10.20 | 9.79 | 9.48 |
| Tax % | 17.71% | 24.57% | 16.50% | -233.33% | 2.70% | 13.22% | 27.40% | 26.79% | 25.29% | 30.67% | 21.47% | 26.35% | |
| Net Profit | 0.79 | 1.76 | 0.86 | 0.11 | 1.09 | 1.51 | 6.64 | 4.10 | 12.72 | 10.08 | 8.01 | 7.22 | 7.17 |
| EPS in Rs | 2.11 | 4.70 | 2.30 | 0.29 | 2.92 | 4.05 | 17.80 | 10.99 | 34.09 | 27.02 | 21.47 | 19.35 | 19.22 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 122.78% | -51.14% | -87.21% | 890.91% | 38.53% | 339.74% | -38.25% | 210.24% | -20.75% | -20.54% | -9.86% |
| Change in YoY Net Profit Growth (%) | 0.00% | -173.92% | -36.07% | 978.12% | -852.38% | 301.20% | -377.99% | 248.50% | -231.00% | 0.22% | 10.67% |
Apollo Finvest (India) Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 25% |
| 5 Years: | 1% |
| 3 Years: | -24% |
| TTM: | 23% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 2% |
| 3 Years: | -17% |
| TTM: | -5% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 43% |
| 5 Years: | 3% |
| 3 Years: | -9% |
| 1 Year: | -43% |
| Return on Equity | |
|---|---|
| 10 Years: | 17% |
| 5 Years: | 18% |
| 3 Years: | 15% |
| Last Year: | 11% |
Last Updated: September 5, 2025, 2:21 pm
Balance Sheet
Last Updated: September 10, 2025, 3:02 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.74 | 3.74 | 3.74 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 | 3.73 |
| Reserves | 9.05 | 10.82 | 11.68 | 11.80 | 12.88 | 14.73 | 21.31 | 25.40 | 38.16 | 48.27 | 56.38 | 63.60 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10.54 | 35.11 | 24.18 | 46.23 | 11.25 | 6.33 | 30.18 |
| Other Liabilities | 1.93 | 1.91 | 0.24 | 0.13 | 0.36 | 0.59 | 5.73 | 6.59 | 19.53 | 10.31 | 6.51 | 9.73 |
| Total Liabilities | 14.72 | 16.47 | 15.66 | 15.66 | 16.97 | 29.59 | 65.88 | 59.90 | 107.65 | 73.56 | 72.95 | 107.24 |
| Fixed Assets | 0.14 | 1.12 | 1.05 | 1.17 | 1.09 | 7.25 | 7.38 | 4.70 | 4.83 | 4.59 | 3.27 | 5.41 |
| CWIP | 0.00 | 0.00 | 0.20 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 6.11 | 5.56 | 4.76 | 6.26 | 4.19 | 2.72 | 25.61 | 27.72 | 30.98 | 48.70 | 11.52 | 8.75 |
| Other Assets | 8.47 | 9.79 | 9.65 | 8.23 | 11.69 | 19.62 | 32.89 | 27.48 | 71.84 | 20.27 | 58.16 | 93.08 |
| Total Assets | 14.72 | 16.47 | 15.66 | 15.66 | 16.97 | 29.59 | 65.88 | 59.90 | 107.65 | 73.56 | 72.95 | 107.24 |
Below is a detailed analysis of the balance sheet data for Apollo Finvest (India) Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 3.73 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 3.73 Cr..
- For Reserves, as of Mar 2025, the value is 63.60 Cr.. The value appears strong and on an upward trend. It has increased from 56.38 Cr. (Mar 2024) to 63.60 Cr., marking an increase of 7.22 Cr..
- For Borrowings, as of Mar 2025, the value is 30.18 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from 6.33 Cr. (Mar 2024) to 30.18 Cr., marking an increase of 23.85 Cr..
- For Other Liabilities, as of Mar 2025, the value is 9.73 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 6.51 Cr. (Mar 2024) to 9.73 Cr., marking an increase of 3.22 Cr..
- For Total Liabilities, as of Mar 2025, the value is 107.24 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 72.95 Cr. (Mar 2024) to 107.24 Cr., marking an increase of 34.29 Cr..
- For Fixed Assets, as of Mar 2025, the value is 5.41 Cr.. The value appears strong and on an upward trend. It has increased from 3.27 Cr. (Mar 2024) to 5.41 Cr., marking an increase of 2.14 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 8.75 Cr.. The value appears to be declining and may need further review. It has decreased from 11.52 Cr. (Mar 2024) to 8.75 Cr., marking a decrease of 2.77 Cr..
- For Other Assets, as of Mar 2025, the value is 93.08 Cr.. The value appears strong and on an upward trend. It has increased from 58.16 Cr. (Mar 2024) to 93.08 Cr., marking an increase of 34.92 Cr..
- For Total Assets, as of Mar 2025, the value is 107.24 Cr.. The value appears strong and on an upward trend. It has increased from 72.95 Cr. (Mar 2024) to 107.24 Cr., marking an increase of 34.29 Cr..
Notably, the Reserves (63.60 Cr.) exceed the Borrowings (30.18 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.92 | 2.31 | 0.84 | -0.16 | 1.07 | -8.58 | -25.08 | -19.05 | -32.71 | 2.32 | 3.12 | -17.37 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 76.50 | 134.94 | 177.29 | 282.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 76.50 | 134.94 | 177.29 | 282.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -34.97 | -49.77 | 214.83 | 305.27 | 403.96 | -261.45 | -52.46 | -124.63 | -84.14 | -62.51 | -33.45 | -83.23 |
| ROCE % | 7.75% | 16.89% | 5.94% | -0.90% | 6.66% | 8.55% | 23.44% | 10.01% | 24.31% | 19.86% | 16.04% | 14.69% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 19.34 | 21.47 | 27.01 | 34.10 | 10.99 |
| Diluted EPS (Rs.) | 19.33 | 21.47 | 27.01 | 34.10 | 10.99 |
| Cash EPS (Rs.) | 21.88 | 21.90 | 27.85 | 34.72 | 11.58 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 180.44 | 161.09 | 139.36 | 112.26 | 78.07 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 180.44 | 161.09 | 139.36 | 112.26 | 78.07 |
| Revenue From Operations / Share (Rs.) | 81.09 | 53.51 | 118.95 | 187.88 | 40.64 |
| PBDIT / Share (Rs.) | 34.57 | 28.29 | 40.93 | 46.43 | 15.65 |
| PBIT / Share (Rs.) | 32.02 | 27.86 | 40.09 | 45.81 | 15.06 |
| PBT / Share (Rs.) | 26.24 | 27.33 | 38.94 | 45.66 | 15.02 |
| Net Profit / Share (Rs.) | 19.34 | 21.47 | 27.00 | 34.10 | 10.99 |
| PBDIT Margin (%) | 42.62 | 52.86 | 34.41 | 24.71 | 38.49 |
| PBIT Margin (%) | 39.48 | 52.06 | 33.70 | 24.38 | 37.04 |
| PBT Margin (%) | 32.36 | 51.06 | 32.73 | 24.30 | 36.95 |
| Net Profit Margin (%) | 23.84 | 40.11 | 22.70 | 18.15 | 27.03 |
| Return on Networth / Equity (%) | 10.71 | 13.32 | 19.37 | 30.37 | 14.07 |
| Return on Capital Employeed (%) | 17.44 | 15.26 | 22.92 | 20.88 | 10.23 |
| Return On Assets (%) | 6.72 | 10.98 | 13.69 | 11.82 | 6.84 |
| Long Term Debt / Equity (X) | 0.00 | 0.10 | 0.21 | 0.86 | 0.83 |
| Total Debt / Equity (X) | 0.44 | 0.10 | 0.21 | 1.10 | 0.83 |
| Asset Turnover Ratio (%) | 0.33 | 0.27 | 0.48 | 0.83 | 0.24 |
| Current Ratio (X) | 2.59 | 13.77 | 8.20 | 3.93 | 10.82 |
| Quick Ratio (X) | 2.59 | 13.77 | 8.20 | 3.93 | 10.82 |
| Interest Coverage Ratio (X) | 5.98 | 53.34 | 35.70 | 299.21 | 445.15 |
| Interest Coverage Ratio (Post Tax) (X) | 4.35 | 41.48 | 24.55 | 220.77 | 313.59 |
| Enterprise Value (Cr.) | 250.47 | 362.25 | 222.11 | 341.48 | 143.08 |
| EV / Net Operating Revenue (X) | 8.28 | 18.14 | 5.00 | 4.87 | 9.43 |
| EV / EBITDA (X) | 19.42 | 34.32 | 14.54 | 19.71 | 24.51 |
| MarketCap / Net Operating Revenue (X) | 7.53 | 18.13 | 4.76 | 4.25 | 8.10 |
| Price / BV (X) | 3.38 | 6.02 | 4.06 | 7.12 | 4.21 |
| Price / Net Operating Revenue (X) | 7.53 | 18.13 | 4.76 | 4.25 | 8.10 |
| EarningsYield | 0.03 | 0.02 | 0.04 | 0.04 | 0.03 |
After reviewing the key financial ratios for Apollo Finvest (India) Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 19.34. This value is within the healthy range. It has decreased from 21.47 (Mar 24) to 19.34, marking a decrease of 2.13.
- For Diluted EPS (Rs.), as of Mar 25, the value is 19.33. This value is within the healthy range. It has decreased from 21.47 (Mar 24) to 19.33, marking a decrease of 2.14.
- For Cash EPS (Rs.), as of Mar 25, the value is 21.88. This value is within the healthy range. It has decreased from 21.90 (Mar 24) to 21.88, marking a decrease of 0.02.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 180.44. It has increased from 161.09 (Mar 24) to 180.44, marking an increase of 19.35.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 180.44. It has increased from 161.09 (Mar 24) to 180.44, marking an increase of 19.35.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 81.09. It has increased from 53.51 (Mar 24) to 81.09, marking an increase of 27.58.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 34.57. This value is within the healthy range. It has increased from 28.29 (Mar 24) to 34.57, marking an increase of 6.28.
- For PBIT / Share (Rs.), as of Mar 25, the value is 32.02. This value is within the healthy range. It has increased from 27.86 (Mar 24) to 32.02, marking an increase of 4.16.
- For PBT / Share (Rs.), as of Mar 25, the value is 26.24. This value is within the healthy range. It has decreased from 27.33 (Mar 24) to 26.24, marking a decrease of 1.09.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 19.34. This value is within the healthy range. It has decreased from 21.47 (Mar 24) to 19.34, marking a decrease of 2.13.
- For PBDIT Margin (%), as of Mar 25, the value is 42.62. This value is within the healthy range. It has decreased from 52.86 (Mar 24) to 42.62, marking a decrease of 10.24.
- For PBIT Margin (%), as of Mar 25, the value is 39.48. This value exceeds the healthy maximum of 20. It has decreased from 52.06 (Mar 24) to 39.48, marking a decrease of 12.58.
- For PBT Margin (%), as of Mar 25, the value is 32.36. This value is within the healthy range. It has decreased from 51.06 (Mar 24) to 32.36, marking a decrease of 18.70.
- For Net Profit Margin (%), as of Mar 25, the value is 23.84. This value exceeds the healthy maximum of 10. It has decreased from 40.11 (Mar 24) to 23.84, marking a decrease of 16.27.
- For Return on Networth / Equity (%), as of Mar 25, the value is 10.71. This value is below the healthy minimum of 15. It has decreased from 13.32 (Mar 24) to 10.71, marking a decrease of 2.61.
- For Return on Capital Employeed (%), as of Mar 25, the value is 17.44. This value is within the healthy range. It has increased from 15.26 (Mar 24) to 17.44, marking an increase of 2.18.
- For Return On Assets (%), as of Mar 25, the value is 6.72. This value is within the healthy range. It has decreased from 10.98 (Mar 24) to 6.72, marking a decrease of 4.26.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. It has decreased from 0.10 (Mar 24) to 0.00, marking a decrease of 0.10.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.44. This value is within the healthy range. It has increased from 0.10 (Mar 24) to 0.44, marking an increase of 0.34.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.33. It has increased from 0.27 (Mar 24) to 0.33, marking an increase of 0.06.
- For Current Ratio (X), as of Mar 25, the value is 2.59. This value is within the healthy range. It has decreased from 13.77 (Mar 24) to 2.59, marking a decrease of 11.18.
- For Quick Ratio (X), as of Mar 25, the value is 2.59. This value exceeds the healthy maximum of 2. It has decreased from 13.77 (Mar 24) to 2.59, marking a decrease of 11.18.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 5.98. This value is within the healthy range. It has decreased from 53.34 (Mar 24) to 5.98, marking a decrease of 47.36.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 4.35. This value is within the healthy range. It has decreased from 41.48 (Mar 24) to 4.35, marking a decrease of 37.13.
- For Enterprise Value (Cr.), as of Mar 25, the value is 250.47. It has decreased from 362.25 (Mar 24) to 250.47, marking a decrease of 111.78.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 8.28. This value exceeds the healthy maximum of 3. It has decreased from 18.14 (Mar 24) to 8.28, marking a decrease of 9.86.
- For EV / EBITDA (X), as of Mar 25, the value is 19.42. This value exceeds the healthy maximum of 15. It has decreased from 34.32 (Mar 24) to 19.42, marking a decrease of 14.90.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 7.53. This value exceeds the healthy maximum of 3. It has decreased from 18.13 (Mar 24) to 7.53, marking a decrease of 10.60.
- For Price / BV (X), as of Mar 25, the value is 3.38. This value exceeds the healthy maximum of 3. It has decreased from 6.02 (Mar 24) to 3.38, marking a decrease of 2.64.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 7.53. This value exceeds the healthy maximum of 3. It has decreased from 18.13 (Mar 24) to 7.53, marking a decrease of 10.60.
- For EarningsYield, as of Mar 25, the value is 0.03. This value is below the healthy minimum of 5. It has increased from 0.02 (Mar 24) to 0.03, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Apollo Finvest (India) Ltd:
- Net Profit Margin: 23.84%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 17.44% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 10.71% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 4.35
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 2.59
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 24.5 (Industry average Stock P/E: 103.03)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.44
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 23.84%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 301, Plot No. B-27, Commerce Centre, Off New Link Road, Mumbai Maharashtra 400053 | info@apollofinvest.com http://www.apollofinvest.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Mikhil R Innani | Managing Director & CEO |
| Ms. Diksha Nangia | WholeTime Director & CFO |
| Mr. Paritosh Ram Khatry | Independent Director |
| Dr. Kruti Khemani | Independent Director |
| Mr. Akash Saxena | Independent Director |
| Ms. Priyanka Roy | Independent Director |
FAQ
What is the intrinsic value of Apollo Finvest (India) Ltd?
Apollo Finvest (India) Ltd's intrinsic value (as of 26 October 2025) is 410.24 which is 12.71% lower the current market price of 470.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 175 Cr. market cap, FY2025-2026 high/low of 909/390, reserves of ₹63.60 Cr, and liabilities of 107.24 Cr.
What is the Market Cap of Apollo Finvest (India) Ltd?
The Market Cap of Apollo Finvest (India) Ltd is 175 Cr..
What is the current Stock Price of Apollo Finvest (India) Ltd as on 26 October 2025?
The current stock price of Apollo Finvest (India) Ltd as on 26 October 2025 is 470.
What is the High / Low of Apollo Finvest (India) Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Apollo Finvest (India) Ltd stocks is 909/390.
What is the Stock P/E of Apollo Finvest (India) Ltd?
The Stock P/E of Apollo Finvest (India) Ltd is 24.5.
What is the Book Value of Apollo Finvest (India) Ltd?
The Book Value of Apollo Finvest (India) Ltd is 180.
What is the Dividend Yield of Apollo Finvest (India) Ltd?
The Dividend Yield of Apollo Finvest (India) Ltd is 0.00 %.
What is the ROCE of Apollo Finvest (India) Ltd?
The ROCE of Apollo Finvest (India) Ltd is 14.7 %.
What is the ROE of Apollo Finvest (India) Ltd?
The ROE of Apollo Finvest (India) Ltd is 11.4 %.
What is the Face Value of Apollo Finvest (India) Ltd?
The Face Value of Apollo Finvest (India) Ltd is 10.0.