Share Price and Basic Stock Data
Last Updated: January 3, 2026, 1:05 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Apoorva Leasing Finance & Investment Co Ltd operates in the finance and investments sector, with a current market capitalization of ₹71.7 Cr and a share price of ₹35.9. The company has reported fluctuating revenue figures over recent quarters, with sales standing at ₹1.91 Cr in September 2022, declining to ₹0.91 Cr by March 2023, and recovering slightly to ₹0.97 Cr in September 2023. However, projections for the upcoming quarters indicate a concerning trend with sales expected to drop to ₹0.75 Cr in March 2024 and further down to ₹0.20 Cr in March 2025, reflecting challenges in maintaining consistent revenue streams. The company’s ability to generate sales has been inconsistent, and the trailing twelve-month (TTM) revenue is significantly lower at ₹0.26 Cr. This declining trend may raise concerns about the company’s market positioning and operational effectiveness in a competitive finance environment.
Profitability and Efficiency Metrics
The profitability metrics of Apoorva Leasing exhibit significant volatility, with a net profit of -₹0.26 Cr reported for the latest fiscal year. Operating profit margins (OPM) have varied, peaking at 81.44% in September 2023, but dropping sharply to 31.82% by September 2025. The company has maintained a high interest coverage ratio of 167.27x, indicating a robust ability to meet interest obligations, although it has reported no borrowings, reflecting a conservative financial approach. The return on equity (ROE) stands at 0.24%, while return on capital employed (ROCE) is at 0.32%, both of which are relatively low compared to typical sector averages. The operating profit of ₹2.81 Cr for FY 2023 suggests that while operational efficiency has been reported, the overall profitability remains constrained, necessitating a strategic review to enhance profit margins and operational effectiveness.
Balance Sheet Strength and Financial Ratios
The balance sheet of Apoorva Leasing demonstrates a strong equity base with total reserves reported at ₹125.14 Cr, reflecting prudent financial management. The company holds no borrowings, which positions it advantageously against debt-related risks. The current ratio is exceptionally high at 44.72, indicating excellent liquidity and the ability to cover short-term obligations. Additionally, the price-to-book value (P/BV) ratio is at 0.43x, suggesting that the stock may be undervalued compared to its book value. However, total liabilities are recorded at ₹145.28 Cr, which raises concerns about the company’s asset management and operational efficiency, especially given the low asset turnover ratio of 0.01%. The financial ratios indicate a solid capital structure but also highlight areas for improvement in generating income from its asset base.
Shareholding Pattern and Investor Confidence
Apoorva Leasing’s shareholding pattern reveals a stable ownership structure, with promoters holding 52.66% of the shares, while public shareholders constitute 47.34%. The number of shareholders has increased from 1,021 in December 2022 to 1,618 by September 2025, reflecting growing interest among retail investors. This increase in shareholder base may indicate confidence in the company’s long-term strategy, despite current profitability challenges. The absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) may suggest a lack of institutional confidence, which could be a concern for potential future growth. The consistency in promoter shareholding indicates a commitment to the company, but the reliance on public shareholders for capital raises questions about the overall market perception and investor sentiment concerning the company’s future performance.
Outlook, Risks, and Final Insight
The outlook for Apoorva Leasing is mixed, with strengths in its balance sheet and liquidity but significant risks stemming from declining revenue and profitability. The company’s lack of borrowings provides a buffer against financial strain, but its operational performance must improve to enhance profitability metrics. Risks include potential future revenue declines, as indicated by the downward trend in sales and net profit, alongside the low ROE and ROCE ratios. To strengthen its market position, Apoorva Leasing must focus on strategies to enhance operational efficiency, diversify revenue streams, and build investor confidence. The company faces the challenge of reversing its declining sales trajectory while maintaining its solid balance sheet. If successful, it could position itself for recovery and growth; however, failure to address these operational challenges may hinder its long-term viability in the competitive finance sector.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 11.8 Cr. | 40.3 | 64.0/36.4 | 47.2 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,482 Cr. | 313 | 484/280 | 16.0 | 111 | 0.32 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 30.2 Cr. | 0.43 | 1.71/0.38 | 4.19 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 5.04 Cr. | 10.2 | 11.6/8.25 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 21.8 Cr. | 42.4 | 69.9/38.6 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 7,293.96 Cr | 1,366.78 | 77.89 | 3,844.57 | 0.35% | 21.71% | 14.20% | 7.28 |
All Competitor Stocks of Apoorva Leasing Finance & Investment Co Ltd
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.91 | 0.92 | 0.91 | 0.94 | 0.97 | 1.02 | 0.75 | 0.67 | 0.67 | 0.19 | -0.35 | 0.20 | 0.22 |
| Expenses | 0.71 | 0.28 | 0.31 | 0.28 | 0.18 | 0.19 | 0.44 | 0.27 | 0.17 | 0.16 | 0.14 | 0.17 | 0.15 |
| Operating Profit | 1.20 | 0.64 | 0.60 | 0.66 | 0.79 | 0.83 | 0.31 | 0.40 | 0.50 | 0.03 | -0.49 | 0.03 | 0.07 |
| OPM % | 62.83% | 69.57% | 65.93% | 70.21% | 81.44% | 81.37% | 41.33% | 59.70% | 74.63% | 15.79% | 15.00% | 31.82% | |
| Other Income | 0.01 | 0.00 | 0.01 | 0.00 | 0.33 | 0.36 | -0.64 | 0.00 | 0.01 | 0.01 | 0.06 | 0.00 | 0.01 |
| Interest | 0.00 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.08 | 0.00 | 0.00 | 0.00 | 0.06 | 0.00 | 0.00 | 0.00 | 0.06 | 0.00 | 0.00 |
| Profit before tax | 1.21 | 0.62 | 0.53 | 0.66 | 1.12 | 1.19 | -0.39 | 0.40 | 0.51 | 0.04 | -0.49 | 0.03 | 0.08 |
| Tax % | 25.62% | 25.81% | 33.96% | 25.76% | 25.00% | 25.21% | -25.64% | 25.00% | 25.49% | 25.00% | -24.49% | 33.33% | 25.00% |
| Net Profit | 0.91 | 0.47 | 0.35 | 0.49 | 0.84 | 0.89 | -0.28 | 0.30 | 0.38 | 0.03 | -0.37 | 0.02 | 0.06 |
| EPS in Rs | 0.46 | 0.24 | 0.18 | 0.25 | 0.42 | 0.45 | -0.14 | 0.15 | 0.19 | 0.02 | -0.19 | 0.01 | 0.03 |
Last Updated: December 28, 2025, 3:31 am
Below is a detailed analysis of the quarterly data for Apoorva Leasing Finance & Investment Co Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 0.22 Cr.. The value appears strong and on an upward trend. It has increased from 0.20 Cr. (Jun 2025) to 0.22 Cr., marking an increase of 0.02 Cr..
- For Expenses, as of Sep 2025, the value is 0.15 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.17 Cr. (Jun 2025) to 0.15 Cr., marking a decrease of 0.02 Cr..
- For Operating Profit, as of Sep 2025, the value is 0.07 Cr.. The value appears strong and on an upward trend. It has increased from 0.03 Cr. (Jun 2025) to 0.07 Cr., marking an increase of 0.04 Cr..
- For OPM %, as of Sep 2025, the value is 31.82%. The value appears strong and on an upward trend. It has increased from 15.00% (Jun 2025) to 31.82%, marking an increase of 16.82%.
- For Other Income, as of Sep 2025, the value is 0.01 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Jun 2025) to 0.01 Cr., marking an increase of 0.01 Cr..
- For Interest, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 0.08 Cr.. The value appears strong and on an upward trend. It has increased from 0.03 Cr. (Jun 2025) to 0.08 Cr., marking an increase of 0.05 Cr..
- For Tax %, as of Sep 2025, the value is 25.00%. The value appears to be improving (decreasing) as expected. It has decreased from 33.33% (Jun 2025) to 25.00%, marking a decrease of 8.33%.
- For Net Profit, as of Sep 2025, the value is 0.06 Cr.. The value appears strong and on an upward trend. It has increased from 0.02 Cr. (Jun 2025) to 0.06 Cr., marking an increase of 0.04 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.03. The value appears strong and on an upward trend. It has increased from 0.01 (Jun 2025) to 0.03, marking an increase of 0.02.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:13 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 4.56 | 0.35 | 8.36 | 5.64 | 9.30 | 20.42 | 21.83 | 5.53 | 10.05 | 5.07 | 3.70 | 1.25 | 0.26 |
| Expenses | 4.59 | 0.23 | 7.89 | 4.82 | 5.45 | 13.84 | 17.25 | 1.40 | 3.96 | 2.26 | 1.09 | 0.74 | 0.62 |
| Operating Profit | -0.03 | 0.12 | 0.47 | 0.82 | 3.85 | 6.58 | 4.58 | 4.13 | 6.09 | 2.81 | 2.61 | 0.51 | -0.36 |
| OPM % | -0.66% | 34.29% | 5.62% | 14.54% | 41.40% | 32.22% | 20.98% | 74.68% | 60.60% | 55.42% | 70.54% | 40.80% | -138.46% |
| Other Income | 0.09 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.06 | 0.30 | 2.26 | 0.00 | 0.04 | 0.01 | 0.08 |
| Interest | 0.00 | 0.01 | 0.03 | 0.00 | 0.00 | 0.02 | 0.05 | 0.00 | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.04 | 0.15 | 0.12 | 0.08 | 0.06 | 0.06 | 0.06 |
| Profit before tax | 0.05 | 0.11 | 0.45 | 0.82 | 3.84 | 6.55 | 4.55 | 4.28 | 8.22 | 2.71 | 2.59 | 0.46 | -0.34 |
| Tax % | 20.00% | 18.18% | 26.67% | 29.27% | 27.60% | 27.94% | 26.37% | 22.20% | 18.37% | 26.94% | 25.10% | 26.09% | |
| Net Profit | 0.04 | 0.08 | 0.33 | 0.58 | 2.78 | 4.72 | 3.35 | 3.33 | 6.71 | 1.98 | 1.95 | 0.34 | -0.26 |
| EPS in Rs | 0.02 | 0.04 | 0.17 | 0.29 | 1.39 | 2.36 | 1.68 | 1.67 | 3.36 | 0.99 | 0.98 | 0.17 | -0.13 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 100.00% | 312.50% | 75.76% | 379.31% | 69.78% | -29.03% | -0.60% | 101.50% | -70.49% | -1.52% | -82.56% |
| Change in YoY Net Profit Growth (%) | 0.00% | 212.50% | -236.74% | 303.55% | -309.53% | -98.81% | 28.43% | 102.10% | -171.99% | 68.98% | -81.05% |
Apoorva Leasing Finance & Investment Co Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 13% |
| 5 Years: | -44% |
| 3 Years: | -51% |
| TTM: | -79% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 16% |
| 5 Years: | -36% |
| 3 Years: | -58% |
| TTM: | -96% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 24% |
| 3 Years: | -6% |
| 1 Year: | -8% |
| Return on Equity | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 2% |
| 3 Years: | 1% |
| Last Year: | 0% |
Last Updated: September 5, 2025, 2:21 pm
Balance Sheet
Last Updated: December 4, 2025, 2:23 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 19.97 | 19.97 | 19.97 | 19.97 | 19.97 | 19.97 | 19.97 | 19.97 | 19.97 | 19.97 | 19.97 | 19.97 | 19.97 |
| Reserves | 99.82 | 97.91 | 98.23 | 98.81 | 102.24 | 106.72 | 110.44 | 115.95 | 120.65 | 122.75 | 124.94 | 124.98 | 125.14 |
| Borrowings | 0.00 | 0.00 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.90 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 0.06 | 0.15 | 0.17 | 0.39 | 8.09 | 2.11 | 1.63 | 2.27 | 2.78 | 1.25 | 1.21 | 0.33 | 0.95 |
| Total Liabilities | 119.85 | 118.03 | 118.42 | 119.17 | 130.30 | 128.80 | 132.04 | 138.19 | 143.40 | 144.87 | 146.12 | 145.28 | 146.06 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 3.87 | 6.46 | 6.45 | 6.93 | 6.69 | 37.70 | 48.96 | 70.16 | 100.06 | 100.30 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 86.05 | 16.26 | 26.88 | 2.33 | 46.22 | 46.70 | 47.91 | 38.91 | 21.06 | 20.88 | 15.75 | 15.78 | 15.90 |
| Other Assets | 33.80 | 101.77 | 91.54 | 112.97 | 77.62 | 75.65 | 77.20 | 92.59 | 84.64 | 75.03 | 60.21 | 29.44 | 29.86 |
| Total Assets | 119.85 | 118.03 | 118.42 | 119.17 | 130.30 | 128.80 | 132.04 | 138.19 | 143.40 | 144.87 | 146.12 | 145.28 | 146.06 |
Below is a detailed analysis of the balance sheet data for Apoorva Leasing Finance & Investment Co Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 19.97 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 19.97 Cr..
- For Reserves, as of Sep 2025, the value is 125.14 Cr.. The value appears strong and on an upward trend. It has increased from 124.98 Cr. (Mar 2025) to 125.14 Cr., marking an increase of 0.16 Cr..
- For Borrowings, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.95 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.33 Cr. (Mar 2025) to 0.95 Cr., marking an increase of 0.62 Cr..
- For Total Liabilities, as of Sep 2025, the value is 146.06 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 145.28 Cr. (Mar 2025) to 146.06 Cr., marking an increase of 0.78 Cr..
- For Fixed Assets, as of Sep 2025, the value is 100.30 Cr.. The value appears strong and on an upward trend. It has increased from 100.06 Cr. (Mar 2025) to 100.30 Cr., marking an increase of 0.24 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 15.90 Cr.. The value appears strong and on an upward trend. It has increased from 15.78 Cr. (Mar 2025) to 15.90 Cr., marking an increase of 0.12 Cr..
- For Other Assets, as of Sep 2025, the value is 29.86 Cr.. The value appears strong and on an upward trend. It has increased from 29.44 Cr. (Mar 2025) to 29.86 Cr., marking an increase of 0.42 Cr..
- For Total Assets, as of Sep 2025, the value is 146.06 Cr.. The value appears strong and on an upward trend. It has increased from 145.28 Cr. (Mar 2025) to 146.06 Cr., marking an increase of 0.78 Cr..
Notably, the Reserves (125.14 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.03 | 0.12 | 0.42 | 0.82 | 3.85 | 6.58 | 4.58 | 4.13 | 6.09 | 1.91 | 2.61 | 0.51 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.80 | 10.43 | 1.75 | 306.11 | 9.42 | 22.16 | 17.39 | 54.12 | 0.36 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 168.77 | 0.00 | 1,156.55 | 85.71 | 0.00 | 160.88 | 0.00 | |||||
| Days Payable | 0.00 | 18.36 | 1.75 | 5.19 | ||||||||
| Cash Conversion Cycle | 169.57 | 10.43 | 1.75 | 306.11 | 1,147.61 | 106.13 | 17.39 | 54.12 | 156.05 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 2,593.42 | 58,619.00 | 2,423.58 | 7,221.05 | 2,693.94 | 1,288.05 | 1,191.81 | 4,811.00 | 1,866.40 | 3,444.82 | 2,906.19 | 4,917.28 |
| ROCE % | -0.03% | 0.10% | 0.41% | 0.69% | 3.19% | 5.28% | 3.58% | 3.06% | 4.33% | 1.92% | 1.80% | 0.32% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.21 | 1.04 | 1.03 | 3.37 | 1.72 |
| Diluted EPS (Rs.) | 0.21 | 1.04 | 1.03 | 3.37 | 1.72 |
| Cash EPS (Rs.) | 0.20 | 1.01 | 1.03 | 3.42 | 1.78 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 74.15 | 74.52 | 74.47 | 73.34 | 72.11 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 74.15 | 74.52 | 74.47 | 73.34 | 72.11 |
| Revenue From Operations / Share (Rs.) | 0.59 | 1.84 | 2.53 | 5.03 | 2.76 |
| PBDIT / Share (Rs.) | 0.27 | 1.34 | 1.41 | 3.04 | 2.21 |
| PBIT / Share (Rs.) | 0.24 | 1.31 | 1.37 | 2.98 | 2.13 |
| PBT / Share (Rs.) | 0.24 | 1.31 | 1.36 | 4.12 | 2.13 |
| Net Profit / Share (Rs.) | 0.17 | 0.97 | 0.99 | 3.36 | 1.70 |
| NP After MI And SOA / Share (Rs.) | 0.20 | 1.04 | 1.03 | 3.37 | 1.72 |
| PBDIT Margin (%) | 46.57 | 72.64 | 55.75 | 60.47 | 80.06 |
| PBIT Margin (%) | 41.49 | 71.08 | 54.11 | 59.31 | 77.30 |
| PBT Margin (%) | 41.21 | 71.08 | 53.66 | 81.87 | 77.26 |
| Net Profit Margin (%) | 30.27 | 53.12 | 39.11 | 66.80 | 61.69 |
| NP After MI And SOA Margin (%) | 35.32 | 56.43 | 40.85 | 66.98 | 62.37 |
| Return on Networth / Equity (%) | 0.28 | 1.40 | 1.41 | 4.68 | 2.43 |
| Return on Capital Employeed (%) | 0.33 | 1.75 | 1.84 | 4.06 | 2.96 |
| Return On Assets (%) | 0.28 | 1.38 | 1.36 | 4.49 | 2.34 |
| Total Debt / Equity (X) | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 |
| Asset Turnover Ratio (%) | 0.01 | 0.02 | 0.03 | 0.06 | 0.03 |
| Current Ratio (X) | 44.72 | 22.55 | 27.33 | 24.40 | 37.94 |
| Quick Ratio (X) | 44.72 | 22.55 | 26.73 | 24.09 | 36.80 |
| Interest Coverage Ratio (X) | 167.27 | 6687.75 | 125.95 | 305.17 | 2008.00 |
| Interest Coverage Ratio (Post Tax) (X) | 114.09 | 4891.00 | 89.35 | 223.32 | 1488.68 |
| Enterprise Value (Cr.) | 64.43 | 59.72 | 36.26 | 65.15 | 17.84 |
| EV / Net Operating Revenue (X) | 54.35 | 16.22 | 7.17 | 6.49 | 3.23 |
| EV / EBITDA (X) | 116.71 | 22.32 | 12.85 | 10.73 | 4.04 |
| MarketCap / Net Operating Revenue (X) | 53.93 | 16.15 | 9.18 | 7.92 | 5.83 |
| Price / BV (X) | 0.43 | 0.40 | 0.31 | 0.55 | 0.22 |
| Price / Net Operating Revenue (X) | 53.96 | 16.16 | 9.18 | 7.92 | 5.83 |
| EarningsYield | 0.01 | 0.03 | 0.04 | 0.08 | 0.10 |
After reviewing the key financial ratios for Apoorva Leasing Finance & Investment Co Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.21. This value is below the healthy minimum of 5. It has decreased from 1.04 (Mar 24) to 0.21, marking a decrease of 0.83.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.21. This value is below the healthy minimum of 5. It has decreased from 1.04 (Mar 24) to 0.21, marking a decrease of 0.83.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.20. This value is below the healthy minimum of 3. It has decreased from 1.01 (Mar 24) to 0.20, marking a decrease of 0.81.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 74.15. It has decreased from 74.52 (Mar 24) to 74.15, marking a decrease of 0.37.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 74.15. It has decreased from 74.52 (Mar 24) to 74.15, marking a decrease of 0.37.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.59. It has decreased from 1.84 (Mar 24) to 0.59, marking a decrease of 1.25.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.27. This value is below the healthy minimum of 2. It has decreased from 1.34 (Mar 24) to 0.27, marking a decrease of 1.07.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.24. This value is within the healthy range. It has decreased from 1.31 (Mar 24) to 0.24, marking a decrease of 1.07.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.24. This value is within the healthy range. It has decreased from 1.31 (Mar 24) to 0.24, marking a decrease of 1.07.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.17. This value is below the healthy minimum of 2. It has decreased from 0.97 (Mar 24) to 0.17, marking a decrease of 0.80.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 0.20. This value is below the healthy minimum of 2. It has decreased from 1.04 (Mar 24) to 0.20, marking a decrease of 0.84.
- For PBDIT Margin (%), as of Mar 25, the value is 46.57. This value is within the healthy range. It has decreased from 72.64 (Mar 24) to 46.57, marking a decrease of 26.07.
- For PBIT Margin (%), as of Mar 25, the value is 41.49. This value exceeds the healthy maximum of 20. It has decreased from 71.08 (Mar 24) to 41.49, marking a decrease of 29.59.
- For PBT Margin (%), as of Mar 25, the value is 41.21. This value is within the healthy range. It has decreased from 71.08 (Mar 24) to 41.21, marking a decrease of 29.87.
- For Net Profit Margin (%), as of Mar 25, the value is 30.27. This value exceeds the healthy maximum of 10. It has decreased from 53.12 (Mar 24) to 30.27, marking a decrease of 22.85.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 35.32. This value exceeds the healthy maximum of 20. It has decreased from 56.43 (Mar 24) to 35.32, marking a decrease of 21.11.
- For Return on Networth / Equity (%), as of Mar 25, the value is 0.28. This value is below the healthy minimum of 15. It has decreased from 1.40 (Mar 24) to 0.28, marking a decrease of 1.12.
- For Return on Capital Employeed (%), as of Mar 25, the value is 0.33. This value is below the healthy minimum of 10. It has decreased from 1.75 (Mar 24) to 0.33, marking a decrease of 1.42.
- For Return On Assets (%), as of Mar 25, the value is 0.28. This value is below the healthy minimum of 5. It has decreased from 1.38 (Mar 24) to 0.28, marking a decrease of 1.10.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.01. It has decreased from 0.02 (Mar 24) to 0.01, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 44.72. This value exceeds the healthy maximum of 3. It has increased from 22.55 (Mar 24) to 44.72, marking an increase of 22.17.
- For Quick Ratio (X), as of Mar 25, the value is 44.72. This value exceeds the healthy maximum of 2. It has increased from 22.55 (Mar 24) to 44.72, marking an increase of 22.17.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 167.27. This value is within the healthy range. It has decreased from 6,687.75 (Mar 24) to 167.27, marking a decrease of 6,520.48.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 114.09. This value is within the healthy range. It has decreased from 4,891.00 (Mar 24) to 114.09, marking a decrease of 4,776.91.
- For Enterprise Value (Cr.), as of Mar 25, the value is 64.43. It has increased from 59.72 (Mar 24) to 64.43, marking an increase of 4.71.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 54.35. This value exceeds the healthy maximum of 3. It has increased from 16.22 (Mar 24) to 54.35, marking an increase of 38.13.
- For EV / EBITDA (X), as of Mar 25, the value is 116.71. This value exceeds the healthy maximum of 15. It has increased from 22.32 (Mar 24) to 116.71, marking an increase of 94.39.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 53.93. This value exceeds the healthy maximum of 3. It has increased from 16.15 (Mar 24) to 53.93, marking an increase of 37.78.
- For Price / BV (X), as of Mar 25, the value is 0.43. This value is below the healthy minimum of 1. It has increased from 0.40 (Mar 24) to 0.43, marking an increase of 0.03.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 53.96. This value exceeds the healthy maximum of 3. It has increased from 16.16 (Mar 24) to 53.96, marking an increase of 37.80.
- For EarningsYield, as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. It has decreased from 0.03 (Mar 24) to 0.01, marking a decrease of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Apoorva Leasing Finance & Investment Co Ltd:
- Net Profit Margin: 30.27%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0.33% (Industry Average ROCE: 21.71%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0.28% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 114.09
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 44.72
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 77.89)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 30.27%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | Block 34, House No 247, Trilokpuri, New Delhi Delhi 110091 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Atul Singh Tyagi | Managing Director & CFO |
| Mrs. Anupama Singh Tyagi | Director |
| Mr. Antriksh Singh | Director |
| Mr. Akhil Kumar Upadhyay | Director |
| Mr. Vasu Gambhir | Director |
| Ms. Sanjay Kumar | Director |
FAQ
What is the intrinsic value of Apoorva Leasing Finance & Investment Co Ltd?
Apoorva Leasing Finance & Investment Co Ltd's intrinsic value (as of 03 January 2026) is ₹2.13 which is 94.07% lower the current market price of ₹35.90, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹71.7 Cr. market cap, FY2025-2026 high/low of ₹51.5/27.9, reserves of ₹125.14 Cr, and liabilities of ₹146.06 Cr.
What is the Market Cap of Apoorva Leasing Finance & Investment Co Ltd?
The Market Cap of Apoorva Leasing Finance & Investment Co Ltd is 71.7 Cr..
What is the current Stock Price of Apoorva Leasing Finance & Investment Co Ltd as on 03 January 2026?
The current stock price of Apoorva Leasing Finance & Investment Co Ltd as on 03 January 2026 is ₹35.9.
What is the High / Low of Apoorva Leasing Finance & Investment Co Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Apoorva Leasing Finance & Investment Co Ltd stocks is ₹51.5/27.9.
What is the Stock P/E of Apoorva Leasing Finance & Investment Co Ltd?
The Stock P/E of Apoorva Leasing Finance & Investment Co Ltd is .
What is the Book Value of Apoorva Leasing Finance & Investment Co Ltd?
The Book Value of Apoorva Leasing Finance & Investment Co Ltd is 72.6.
What is the Dividend Yield of Apoorva Leasing Finance & Investment Co Ltd?
The Dividend Yield of Apoorva Leasing Finance & Investment Co Ltd is 0.00 %.
What is the ROCE of Apoorva Leasing Finance & Investment Co Ltd?
The ROCE of Apoorva Leasing Finance & Investment Co Ltd is 0.32 %.
What is the ROE of Apoorva Leasing Finance & Investment Co Ltd?
The ROE of Apoorva Leasing Finance & Investment Co Ltd is 0.24 %.
What is the Face Value of Apoorva Leasing Finance & Investment Co Ltd?
The Face Value of Apoorva Leasing Finance & Investment Co Ltd is 10.0.