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Last Updated on: 02 August, 2025
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo
Stock Ticker - BSE: 539545 | NSE: APOORVA

Apoorva Leasing Finance & Investment Co Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: August 1, 2025, 2:33 pm

Market Cap 80.7 Cr.
Current Price 40.4
High / Low 68.0/27.9
Stock P/E231
Book Value 72.6
Dividend Yield0.00 %
ROCE0.32 %
ROE0.24 %
Face Value 10.0
PEG Ratio-6.30

Quick Insight

Apoorva Leasing Finance & Investment Co Ltd's current share price of ₹37.2 reflects a P/E ratio of 212, indicating a high valuation relative to earnings. With a ROE of 0.24% and ROCE of 0.32%, the company's profitability metrics are modest. The low P/BV ratio of 0.43x suggests that the stock is trading below its book value, potentially presenting a value opportunity for investors. Furthermore, the company's healthy Interest Coverage Ratio of 167.27x indicates a strong ability to meet interest obligations. However, the absence of borrowings and a high promoter holding of 52.66% could limit liquidity and growth prospects. Investors should carefully consider these factors before making investment decisions in Apoorva Leasing Finance & Investment Co Ltd.

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Apoorva Leasing Finance & Investment Co Ltd

Competitors of Apoorva Leasing Finance & Investment Co Ltd

Stock Name Market Cap Current Price High / Low Stock P/E Book Value Dividend Yield ROCE ROE Face Value
MKVentures Capital Ltd 640 Cr. 1,665 2,400/1,15168.2 2670.06 %16.5 %9.56 % 10.0
Modern Shares & Stockbrokers Ltd 12.4 Cr. 42.5 67.7/36.456.6 43.50.00 %3.32 %1.74 % 10.0
Monarch Networth Capital Ltd 2,744 Cr. 346 501/28017.8 1020.14 %33.3 %26.1 % 10.0
Monotype India Ltd 44.3 Cr. 0.63 2.42/0.614.31 0.020.00 %286 %% 1.00
Multipurpose Trading & Agencies Ltd 5.13 Cr. 10.4 13.3/8.2530.2 10.30.00 %4.44 %3.91 % 10.0
Industry Average6,688.26 Cr1,417.6681.253,733.880.37%21.18%13.30%7.34

All Competitor Stocks of Apoorva Leasing Finance & Investment Co Ltd

Quarterly Result

MetricMar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
Sales 2.171.321.910.920.910.940.971.020.750.670.670.19-0.35
Expenses 2.120.980.710.280.310.280.180.190.440.270.170.160.14
Operating Profit 0.050.341.200.640.600.660.790.830.310.400.500.03-0.49
OPM % 2.30%25.76%62.83%69.57%65.93%70.21%81.44%81.37%41.33%59.70%74.63%15.79%
Other Income 2.300.000.010.000.010.000.330.36-0.640.000.010.010.06
Interest 0.010.000.000.020.000.000.000.000.000.000.000.000.00
Depreciation 0.120.000.000.000.080.000.000.000.060.000.000.000.06
Profit before tax 2.220.341.210.620.530.661.121.19-0.390.400.510.04-0.49
Tax % 0.00%26.47%25.62%25.81%33.96%25.76%25.00%25.21%-25.64%25.00%25.49%25.00%-24.49%
Net Profit 2.220.260.910.470.350.490.840.89-0.280.300.380.03-0.37
EPS in Rs 1.110.130.460.240.180.250.420.45-0.140.150.190.02-0.19

Last Updated: July 16, 2025, 2:51 pm

Below is a detailed analysis of the quarterly data for Apoorva Leasing Finance & Investment Co Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

  • For Sales, as of Mar 2025, the value is -0.35 Cr.. The value appears to be declining and may need further review. It has decreased from 0.19 Cr. (Dec 2024) to -0.35 Cr., marking a decrease of 0.54 Cr..
  • For Expenses, as of Mar 2025, the value is 0.14 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.16 Cr. (Dec 2024) to 0.14 Cr., marking a decrease of 0.02 Cr..
  • For Operating Profit, as of Mar 2025, the value is -0.49 Cr.. The value appears to be declining and may need further review. It has decreased from 0.03 Cr. (Dec 2024) to -0.49 Cr., marking a decrease of 0.52 Cr..
  • For OPM %, as of Mar 2025, the value is 0.00%. The value appears to be declining and may need further review. It has decreased from 15.79% (Dec 2024) to 0.00%, marking a decrease of 15.79%.
  • For Other Income, as of Mar 2025, the value is 0.06 Cr.. The value appears strong and on an upward trend. It has increased from 0.01 Cr. (Dec 2024) to 0.06 Cr., marking an increase of 0.05 Cr..
  • For Interest, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 0.00 Cr..
  • For Depreciation, as of Mar 2025, the value is 0.06 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.00 Cr. (Dec 2024) to 0.06 Cr., marking an increase of 0.06 Cr..
  • For Profit before tax, as of Mar 2025, the value is -0.49 Cr.. The value appears to be declining and may need further review. It has decreased from 0.04 Cr. (Dec 2024) to -0.49 Cr., marking a decrease of 0.53 Cr..
  • For Tax %, as of Mar 2025, the value is -24.49%. The value appears to be improving (decreasing) as expected. It has decreased from 25.00% (Dec 2024) to -24.49%, marking a decrease of 49.49%.
  • For Net Profit, as of Mar 2025, the value is -0.37 Cr.. The value appears to be declining and may need further review. It has decreased from 0.03 Cr. (Dec 2024) to -0.37 Cr., marking a decrease of 0.40 Cr..
  • For EPS in Rs, as of Mar 2025, the value is -0.19. The value appears to be declining and may need further review. It has decreased from 0.02 (Dec 2024) to -0.19, marking a decrease of 0.21.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: June 16, 2025, 2:56 pm

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Sales 4.560.358.365.649.3020.4221.835.5310.055.073.701.19
Expenses 4.590.237.894.825.4513.8417.251.403.962.261.090.75
Operating Profit -0.030.120.470.823.856.584.584.136.092.812.610.44
OPM % -0.66%34.29%5.62%14.54%41.40%32.22%20.98%74.68%60.60%55.42%70.54%36.97%
Other Income 0.090.000.010.000.000.000.060.302.260.000.040.08
Interest 0.000.010.030.000.000.020.050.000.010.020.000.00
Depreciation 0.010.000.000.000.010.010.040.150.120.080.060.06
Profit before tax 0.050.110.450.823.846.554.554.288.222.712.590.46
Tax % 20.00%18.18%26.67%29.27%27.60%27.94%26.37%22.20%18.37%26.94%25.10%26.09%
Net Profit 0.040.080.330.582.784.723.353.336.711.981.950.34
EPS in Rs 0.020.040.170.291.392.361.681.673.360.990.980.17
Dividend Payout % 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)100.00%312.50%75.76%379.31%69.78%-29.03%-0.60%101.50%-70.49%-1.52%-82.56%
Change in YoY Net Profit Growth (%)0.00%212.50%-236.74%303.55%-309.53%-98.81%28.43%102.10%-171.99%68.98%-81.05%

Apoorva Leasing Finance & Investment Co Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:13%
5 Years:-44%
3 Years:-51%
TTM:-68%
Compounded Profit Growth
10 Years:16%
5 Years:-36%
3 Years:-58%
TTM:-82%
Stock Price CAGR
10 Years:%
5 Years:32%
3 Years:0%
1 Year:12%
Return on Equity
10 Years:2%
5 Years:2%
3 Years:1%
Last Year:0%

Last Updated: Unknown

Balance Sheet

Last Updated: July 25, 2025, 1:52 pm

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Equity Capital 19.9719.9719.9719.9719.9719.9719.9719.9719.9719.9719.9719.97
Reserves 99.8297.9198.2398.81102.24106.72110.44115.95120.65122.75124.94124.98
Borrowings 0.000.000.050.000.000.000.000.000.000.900.000.00
Other Liabilities 0.060.150.170.398.092.111.632.272.781.251.210.33
Total Liabilities 119.85118.03118.42119.17130.30128.80132.04138.19143.40144.87146.12145.28
Fixed Assets 0.000.000.003.876.466.456.936.6937.7048.9670.16100.06
CWIP 0.000.000.000.000.000.000.000.000.000.000.000.00
Investments 86.0516.2626.882.3346.2246.7047.9138.9121.0620.8815.7515.78
Other Assets 33.80101.7791.54112.9777.6275.6577.2092.5984.6475.0360.2129.44
Total Assets 119.85118.03118.42119.17130.30128.80132.04138.19143.40144.87146.12145.28

Below is a detailed analysis of the balance sheet data for Apoorva Leasing Finance & Investment Co Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

  • For Equity Capital, as of Mar 2025, the value is 19.97 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 19.97 Cr..
  • For Reserves, as of Mar 2025, the value is 124.98 Cr.. The value appears strong and on an upward trend. It has increased from 124.94 Cr. (Mar 2024) to 124.98 Cr., marking an increase of 0.04 Cr..
  • For Borrowings, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
  • For Other Liabilities, as of Mar 2025, the value is 0.33 Cr.. The value appears to be improving (decreasing). It has decreased from 1.21 Cr. (Mar 2024) to 0.33 Cr., marking a decrease of 0.88 Cr..
  • For Total Liabilities, as of Mar 2025, the value is 145.28 Cr.. The value appears to be improving (decreasing). It has decreased from 146.12 Cr. (Mar 2024) to 145.28 Cr., marking a decrease of 0.84 Cr..
  • For Fixed Assets, as of Mar 2025, the value is 100.06 Cr.. The value appears strong and on an upward trend. It has increased from 70.16 Cr. (Mar 2024) to 100.06 Cr., marking an increase of 29.90 Cr..
  • For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
  • For Investments, as of Mar 2025, the value is 15.78 Cr.. The value appears strong and on an upward trend. It has increased from 15.75 Cr. (Mar 2024) to 15.78 Cr., marking an increase of 0.03 Cr..
  • For Other Assets, as of Mar 2025, the value is 29.44 Cr.. The value appears to be declining and may need further review. It has decreased from 60.21 Cr. (Mar 2024) to 29.44 Cr., marking a decrease of 30.77 Cr..
  • For Total Assets, as of Mar 2025, the value is 145.28 Cr.. The value appears to be declining and may need further review. It has decreased from 146.12 Cr. (Mar 2024) to 145.28 Cr., marking a decrease of 0.84 Cr..

Notably, the Reserves (124.98 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity +-2.090.031.11-59.2246.371.995.135.0030.305.7420.6112.64
Cash from Investing Activity +0.3067.88-10.6124.46-46.68-1.38-2.298.13-30.25-9.85-33.13-12.95
Cash from Financing Activity +1.52-22.73-0.10-0.050.00-0.01-0.050.00-0.010.88-0.900.05
Net Cash Flow-0.2745.18-9.60-34.81-0.310.602.7913.120.04-3.24-13.42-0.25

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow-0.030.120.420.823.856.584.584.136.091.912.610.44

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Debtor Days0.000.8010.431.75306.119.4222.1617.3954.120.360.000.00
Inventory Days0.00168.770.001,156.5585.710.00160.880.00
Days Payable0.0018.361.755.19
Cash Conversion Cycle0.00169.5710.431.75306.111,147.61106.1317.3954.12156.050.000.00
Working Capital Days20,075.002,593.4258,619.002,425.777,221.052,693.941,288.051,191.814,811.001,866.403,444.822,906.19
ROCE %0.01%-0.03%0.10%0.41%0.69%3.19%5.28%3.58%3.06%4.33%1.92%1.80%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Promoters52.66%52.66%52.66%52.66%52.66%52.66%52.66%52.66%52.66%52.66%52.66%52.66%
Public47.34%47.34%47.33%47.33%47.34%47.34%47.34%47.35%47.34%47.34%47.33%47.34%
No. of Shareholders9971,0421,0491,0211,1471,1571,2081,2641,2701,2911,3091,653

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 0.211.041.033.371.72
Diluted EPS (Rs.) 0.211.041.033.371.72
Cash EPS (Rs.) 0.201.011.033.421.78
Book Value[Excl.RevalReserv]/Share (Rs.) 74.1574.5274.4773.3472.11
Book Value[Incl.RevalReserv]/Share (Rs.) 74.1574.5274.4773.3472.11
Revenue From Operations / Share (Rs.) 0.591.842.535.032.76
PBDIT / Share (Rs.) 0.271.341.413.042.21
PBIT / Share (Rs.) 0.241.311.372.982.13
PBT / Share (Rs.) 0.231.311.364.122.13
Net Profit / Share (Rs.) 0.170.970.993.361.70
NP After MI And SOA / Share (Rs.) 0.201.041.033.371.72
PBDIT Margin (%) 46.5772.6455.7560.4780.06
PBIT Margin (%) 41.4971.0854.1159.3177.30
PBT Margin (%) 40.0071.0853.6681.8777.26
Net Profit Margin (%) 30.2753.1239.1166.8061.69
NP After MI And SOA Margin (%) 35.3256.4340.8566.9862.37
Return on Networth / Equity (%) 0.281.401.414.682.43
Return on Capital Employeed (%) 0.331.751.844.062.96
Return On Assets (%) 0.281.381.364.492.34
Total Debt / Equity (X) 0.000.000.010.000.00
Asset Turnover Ratio (%) 0.010.020.030.060.03
Current Ratio (X) 86.1822.5527.3324.4037.94
Quick Ratio (X) 86.1822.5526.7324.0936.80
Interest Coverage Ratio (X) 167.276687.75125.95305.172008.00
Interest Coverage Ratio (Post Tax) (X) 114.094891.0089.35223.321488.68
Enterprise Value (Cr.) 64.4359.7236.2665.1517.84
EV / Net Operating Revenue (X) 54.3516.227.176.493.23
EV / EBITDA (X) 116.7122.3212.8510.734.04
MarketCap / Net Operating Revenue (X) 53.9316.159.187.925.83
Price / BV (X) 0.430.400.310.550.22
Price / Net Operating Revenue (X) 53.9616.169.187.925.83
EarningsYield 0.010.030.040.080.10

After reviewing the key financial ratios for Apoorva Leasing Finance & Investment Co Ltd, here is a detailed analysis based on the latest available data and recent trends:

  • For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
  • For Basic EPS (Rs.), as of Mar 25, the value is 0.21. This value is below the healthy minimum of 5. It has decreased from 1.04 (Mar 24) to 0.21, marking a decrease of 0.83.
  • For Diluted EPS (Rs.), as of Mar 25, the value is 0.21. This value is below the healthy minimum of 5. It has decreased from 1.04 (Mar 24) to 0.21, marking a decrease of 0.83.
  • For Cash EPS (Rs.), as of Mar 25, the value is 0.20. This value is below the healthy minimum of 3. It has decreased from 1.01 (Mar 24) to 0.20, marking a decrease of 0.81.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 74.15. It has decreased from 74.52 (Mar 24) to 74.15, marking a decrease of 0.37.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 74.15. It has decreased from 74.52 (Mar 24) to 74.15, marking a decrease of 0.37.
  • For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.59. It has decreased from 1.84 (Mar 24) to 0.59, marking a decrease of 1.25.
  • For PBDIT / Share (Rs.), as of Mar 25, the value is 0.27. This value is below the healthy minimum of 2. It has decreased from 1.34 (Mar 24) to 0.27, marking a decrease of 1.07.
  • For PBIT / Share (Rs.), as of Mar 25, the value is 0.24. This value is within the healthy range. It has decreased from 1.31 (Mar 24) to 0.24, marking a decrease of 1.07.
  • For PBT / Share (Rs.), as of Mar 25, the value is 0.23. This value is within the healthy range. It has decreased from 1.31 (Mar 24) to 0.23, marking a decrease of 1.08.
  • For Net Profit / Share (Rs.), as of Mar 25, the value is 0.17. This value is below the healthy minimum of 2. It has decreased from 0.97 (Mar 24) to 0.17, marking a decrease of 0.80.
  • For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 0.20. This value is below the healthy minimum of 2. It has decreased from 1.04 (Mar 24) to 0.20, marking a decrease of 0.84.
  • For PBDIT Margin (%), as of Mar 25, the value is 46.57. This value is within the healthy range. It has decreased from 72.64 (Mar 24) to 46.57, marking a decrease of 26.07.
  • For PBIT Margin (%), as of Mar 25, the value is 41.49. This value exceeds the healthy maximum of 20. It has decreased from 71.08 (Mar 24) to 41.49, marking a decrease of 29.59.
  • For PBT Margin (%), as of Mar 25, the value is 40.00. This value is within the healthy range. It has decreased from 71.08 (Mar 24) to 40.00, marking a decrease of 31.08.
  • For Net Profit Margin (%), as of Mar 25, the value is 30.27. This value exceeds the healthy maximum of 10. It has decreased from 53.12 (Mar 24) to 30.27, marking a decrease of 22.85.
  • For NP After MI And SOA Margin (%), as of Mar 25, the value is 35.32. This value exceeds the healthy maximum of 20. It has decreased from 56.43 (Mar 24) to 35.32, marking a decrease of 21.11.
  • For Return on Networth / Equity (%), as of Mar 25, the value is 0.28. This value is below the healthy minimum of 15. It has decreased from 1.40 (Mar 24) to 0.28, marking a decrease of 1.12.
  • For Return on Capital Employeed (%), as of Mar 25, the value is 0.33. This value is below the healthy minimum of 10. It has decreased from 1.75 (Mar 24) to 0.33, marking a decrease of 1.42.
  • For Return On Assets (%), as of Mar 25, the value is 0.28. This value is below the healthy minimum of 5. It has decreased from 1.38 (Mar 24) to 0.28, marking a decrease of 1.10.
  • For Total Debt / Equity (X), as of Mar 25, the value is 0.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 0.00.
  • For Asset Turnover Ratio (%), as of Mar 25, the value is 0.01. It has decreased from 0.02 (Mar 24) to 0.01, marking a decrease of 0.01.
  • For Current Ratio (X), as of Mar 25, the value is 86.18. This value exceeds the healthy maximum of 3. It has increased from 22.55 (Mar 24) to 86.18, marking an increase of 63.63.
  • For Quick Ratio (X), as of Mar 25, the value is 86.18. This value exceeds the healthy maximum of 2. It has increased from 22.55 (Mar 24) to 86.18, marking an increase of 63.63.
  • For Interest Coverage Ratio (X), as of Mar 25, the value is 167.27. This value is within the healthy range. It has decreased from 6,687.75 (Mar 24) to 167.27, marking a decrease of 6,520.48.
  • For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 114.09. This value is within the healthy range. It has decreased from 4,891.00 (Mar 24) to 114.09, marking a decrease of 4,776.91.
  • For Enterprise Value (Cr.), as of Mar 25, the value is 64.43. It has increased from 59.72 (Mar 24) to 64.43, marking an increase of 4.71.
  • For EV / Net Operating Revenue (X), as of Mar 25, the value is 54.35. This value exceeds the healthy maximum of 3. It has increased from 16.22 (Mar 24) to 54.35, marking an increase of 38.13.
  • For EV / EBITDA (X), as of Mar 25, the value is 116.71. This value exceeds the healthy maximum of 15. It has increased from 22.32 (Mar 24) to 116.71, marking an increase of 94.39.
  • For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 53.93. This value exceeds the healthy maximum of 3. It has increased from 16.15 (Mar 24) to 53.93, marking an increase of 37.78.
  • For Price / BV (X), as of Mar 25, the value is 0.43. This value is below the healthy minimum of 1. It has increased from 0.40 (Mar 24) to 0.43, marking an increase of 0.03.
  • For Price / Net Operating Revenue (X), as of Mar 25, the value is 53.96. This value exceeds the healthy maximum of 3. It has increased from 16.16 (Mar 24) to 53.96, marking an increase of 37.80.
  • For EarningsYield, as of Mar 25, the value is 0.01. This value is below the healthy minimum of 5. It has decreased from 0.03 (Mar 24) to 0.01, marking a decrease of 0.02.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Apoorva Leasing Finance & Investment Co Ltd as of August 2, 2025 is: 32.84

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of August 2, 2025, Apoorva Leasing Finance & Investment Co Ltd is Overvalued by 18.71% compared to the current share price 40.40

Intrinsic Value of Apoorva Leasing Finance & Investment Co Ltd as of August 2, 2025 is: 20.79

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of August 2, 2025, Apoorva Leasing Finance & Investment Co Ltd is Overvalued by 48.54% compared to the current share price 40.40

Last 5 Year EPS CAGR: -36.68%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The stock is trading at a low valuation with an average P/B ratio of 1.61 and average Dividend Yield of 60.66%.
  2. The stock has a low average Working Capital Days of 8.58, which is a positive sign.
  3. The company has higher reserves (110.29 cr) compared to borrowings (0.08 cr), indicating strong financial stability.
  4. The company has shown consistent growth in sales (8.00 cr) and profit (2.89 cr) over the years.
  1. The stock has a low average ROCE of 2.03%, which may not be favorable.
  2. The stock has a high average Cash Conversion Cycle of 68.55, which may not be favorable.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Apoorva Leasing Finance & Investment Co Ltd:
    1. Net Profit Margin: 30.27%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 0.33% (Industry Average ROCE: 21.18%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 0.28% (Industry Average ROE: 13.3%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 114.09
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 86.18
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 231 (Industry average Stock P/E: 81.25)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Apoorva Leasing Finance & Investment Co. Ltd. is a Public Limited Listed company incorporated on 07/10/1983 and has its registered office in the State of Delhi, India. Company's Corporate Identification Number(CIN) is L74899DL1983PLC016713 and registration number is 016713. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 1.19 Cr. and Equity Capital is Rs. 19.97 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Finance & InvestmentsBlock 34, House No 247, Trilokpuri, New Delhi Delhi 110091apoorvaleasing@gmail.com
http://www.apoorvaleasingfinance.com
Management
NamePosition Held
Mr. Atul Singh TyagiManaging Director & CFO
Mrs. Anupama Singh TyagiDirector
Mr. Antriksh SinghDirector
Mr. Akhil Kumar UpadhyayDirector
Mr. Vasu GambhirDirector
Ms. Sanjay KumarDirector

FAQ

What is the intrinsic value of Apoorva Leasing Finance & Investment Co Ltd?

Apoorva Leasing Finance & Investment Co Ltd's intrinsic value (as of 01 August 2025) is 32.84 18.71% lower the current market price of 40.40, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 80.7 Cr. market cap, FY2025-2026 high/low of 68.0/27.9, reserves of 124.98 Cr, and liabilities of 145.28 Cr.

What is the Market Cap of Apoorva Leasing Finance & Investment Co Ltd?

The Market Cap of Apoorva Leasing Finance & Investment Co Ltd is 80.7 Cr..

What is the current Stock Price of Apoorva Leasing Finance & Investment Co Ltd as on 01 August 2025?

The current stock price of Apoorva Leasing Finance & Investment Co Ltd as on 01 August 2025 is 40.4.

What is the High / Low of Apoorva Leasing Finance & Investment Co Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of Apoorva Leasing Finance & Investment Co Ltd stocks is ₹68.0/27.9.

What is the Stock P/E of Apoorva Leasing Finance & Investment Co Ltd?

The Stock P/E of Apoorva Leasing Finance & Investment Co Ltd is 231.

What is the Book Value of Apoorva Leasing Finance & Investment Co Ltd?

The Book Value of Apoorva Leasing Finance & Investment Co Ltd is 72.6.

What is the Dividend Yield of Apoorva Leasing Finance & Investment Co Ltd?

The Dividend Yield of Apoorva Leasing Finance & Investment Co Ltd is 0.00 %.

What is the ROCE of Apoorva Leasing Finance & Investment Co Ltd?

The ROCE of Apoorva Leasing Finance & Investment Co Ltd is 0.32 %.

What is the ROE of Apoorva Leasing Finance & Investment Co Ltd?

The ROE of Apoorva Leasing Finance & Investment Co Ltd is 0.24 %.

What is the Face Value of Apoorva Leasing Finance & Investment Co Ltd?

The Face Value of Apoorva Leasing Finance & Investment Co Ltd is 10.0.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Apoorva Leasing Finance & Investment Co Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE