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Last Updated: April 2, 2026, 4:09 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 512247 | NSE: ASHCAP

Ashirwad Capital Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹1.88Overvalued by 29.06%vs CMP ₹2.65

P/E (23.4) × ROE (4.4%) × BV (₹2.25) × DY (2.00%)

₹1.46Overvalued by 44.91%vs CMP ₹2.65
MoS: -81.5% (Negative)Confidence: 68/100 (Moderate)Models: All 9: Overvalued
ModelCategoryValueWeightSignal
PE-ROEEarnings₹1.8823%Over (-29.1%)
Graham NumberEarnings₹2.3616%Over (-10.9%)
Earnings PowerEarnings₹0.5711%Over (-78.5%)
DCFCash Flow₹0.9414%Over (-64.5%)
Net Asset ValueAssets₹2.267%Over (-14.7%)
EV/EBITDAEnterprise₹1.139%Over (-57.4%)
Earnings YieldEarnings₹1.107%Over (-58.5%)
ROCE CapitalReturns₹1.347%Over (-49.4%)
Revenue MultipleRevenue₹0.215%Over (-92.1%)
Consensus (9 models)₹1.46100%Overvalued
Key Drivers: ROE 4.4% is below cost of equity. | Wide model spread (₹0–₹2) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 0.0%

*Investments are subject to market risks

Investment Snapshot

60
Ashirwad Capital Ltd scores 60/100 (Average)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health54/100 · Moderate
ROCE 5.2% WeakROE 4.4% WeakD/E 0.00 Low debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent
Smart Money50/100 · Moderate
Promoter holding at 51.0% Stable
Earnings Quality60/100 · Moderate
OPM stable around 90% SteadyWorking capital: 27 days (improving) Efficient
Quarterly Momentum88/100 · Strong
Revenue (4Q): +42% YoY AcceleratingProfit (4Q): +6% YoY PositiveOPM: 70.0% (up 7.5% YoY) Margin expansion
Industry Rank40/100 · Moderate
P/E 23.4 vs industry 98.5 Cheaper than peersROCE 5.2% vs industry 21.7% Below peersROE 4.4% vs industry 14.2% Below peers3Y sales CAGR: 0% Slow

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 4:09 am

Market Cap 23.8 Cr.
Current Price 2.65
Intrinsic Value₹1.46
High / Low 4.75/2.25
Stock P/E23.4
Book Value 2.25
Dividend Yield0.00 %
ROCE5.16 %
ROE4.38 %
Face Value 1.00
PEG Ratio0.00

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Ashirwad Capital Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Ashirwad Capital Ltd 23.8 Cr. 2.65 4.75/2.2523.4 2.250.00 %5.16 %4.38 % 1.00
CLIO Infotech Ltd 6.29 Cr. 5.71 8.89/4.0723.3 9.530.00 %0.50 %0.57 % 10.0
Gajanan Securities Services Ltd 17.3 Cr. 55.8 106/45.023.1 3980.00 %0.08 %0.19 % 10.0
Sundaram Finance Ltd 51,034 Cr. 4,593 5,642/4,20024.2 1,3620.76 %9.64 %15.3 % 10.0
Aditya Birla Capital Ltd 79,348 Cr. 303 369/16922.4 1230.00 %9.33 %11.5 % 10.0
Industry Average6,725.79 Cr1,029.6498.514,364.490.43%21.71%14.20%7.23

All Competitor Stocks of Ashirwad Capital Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales 0.030.030.230.440.820.150.370.410.080.180.021.130.10
Expenses 0.020.030.040.020.040.030.050.040.030.030.030.120.03
Operating Profit 0.010.000.190.420.780.120.320.370.050.15-0.011.010.07
OPM % 33.33%0.00%82.61%95.45%95.12%80.00%86.49%90.24%62.50%83.33%-50.00%89.38%70.00%
Other Income 0.020.080.030.060.020.120.050.100.010.030.040.140.02
Interest 0.000.000.000.000.000.000.000.000.000.080.000.140.00
Depreciation 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Profit before tax 0.030.080.220.480.800.240.370.470.060.100.031.010.09
Tax % 0.00%-12.50%9.09%10.42%7.50%20.83%10.81%12.77%16.67%20.00%33.33%15.84%11.11%
Net Profit 0.030.090.200.430.730.190.320.400.050.070.020.850.08
EPS in Rs 0.000.010.020.050.080.020.040.040.010.010.000.090.01

Last Updated: March 3, 2026, 12:10 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 26, 2026, 10:35 pm

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales 0.320.850.420.520.781.010.460.701.220.961.881.231.43
Expenses 0.110.140.82-0.14-0.260.110.120.090.090.100.140.160.21
Operating Profit 0.210.71-0.400.661.040.900.340.611.130.861.741.071.22
OPM % 65.62%83.53%-95.24%126.92%133.33%89.11%73.91%87.14%92.62%89.58%92.55%86.99%85.31%
Other Income 0.14-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.000.23
Interest -0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.000.080.22
Depreciation 0.020.030.020.010.010.010.010.010.010.010.010.010.00
Profit before tax 0.330.68-0.420.651.030.890.330.601.120.851.730.981.23
Tax % 24.24%22.06%-0.00%9.23%10.68%21.35%12.12%5.00%11.61%10.59%10.98%13.27%
Net Profit 0.260.53-0.420.590.920.700.290.580.990.761.550.841.02
EPS in Rs 0.030.06-0.050.070.100.080.030.060.110.080.170.090.11
Dividend Payout % 61.54%67.92%-0.00%27.12%43.48%57.14%-0.00%-0.00%-0.00%-0.00%-0.00%-0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)103.85%-179.25%240.48%55.93%-23.91%-58.57%100.00%70.69%-23.23%103.95%-45.81%
Change in YoY Net Profit Growth (%)0.00%-283.09%419.72%-184.54%-79.85%-34.66%158.57%-29.31%-93.92%127.18%-149.75%

Ashirwad Capital Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:4%
5 Years:22%
3 Years:0%
TTM:-61%
Compounded Profit Growth
10 Years:5%
5 Years:24%
3 Years:-5%
TTM:-68%
Stock Price CAGR
10 Years:15%
5 Years:30%
3 Years:9%
1 Year:-22%
Return on Equity
10 Years:7%
5 Years:7%
3 Years:7%
Last Year:4%

Last Updated: September 5, 2025, 2:26 pm

Balance Sheet

Last Updated: March 3, 2026, 12:32 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 4.004.004.004.004.004.004.004.004.004.006.009.009.00
Reserves 2.002.101.682.082.514.972.265.608.649.2612.9210.4011.26
Borrowings -0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.002.772.77
Other Liabilities 1.050.980.430.440.800.260.120.140.220.180.270.220.39
Total Liabilities 7.057.086.116.527.319.236.389.7412.8613.4419.1922.3923.42
Fixed Assets 0.260.230.220.200.190.180.170.170.160.150.140.150.15
CWIP -0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00
Investments 5.264.515.385.606.897.654.989.5311.9311.7316.2721.8721.92
Other Assets 1.532.340.510.720.231.401.230.040.771.562.780.371.35
Total Assets 7.057.086.116.527.319.236.389.7412.8613.4419.1922.3923.42

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + 0.40-1.321.88-0.06-0.12-0.630.14-0.02-0.04-1.65-1.282.16
Cash from Investing Activity + -0.481.34-1.680.51-0.361.440.05-1.160.770.891.28-4.85
Cash from Financing Activity + 0.000.000.000.000.000.000.000.000.000.000.002.69
Net Cash Flow -0.080.020.200.44-0.480.810.19-1.180.73-0.760.000.00
Free Cash Flow 0.48-1.321.88-0.06-0.12-0.630.14-0.02-0.04-1.65-1.282.14
CFO/OP 190%-186%-470%-9%-12%-70%41%-3%-4%-192%-74%202%

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow0.210.71-0.400.661.040.900.340.611.130.861.74-1.70

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 0.000.000.000.000.000.000.000.000.000.000.000.00
Inventory Days
Days Payable
Cash Conversion Cycle 0.000.000.000.000.000.000.000.000.000.000.000.00
Working Capital Days -365.00-249.06-26.07-210.58-308.8557.82-55.54-41.71-47.87539.90487.3126.71
ROCE %4.36%11.24%-7.13%11.05%16.36%11.50%4.33%7.57%10.07%6.56%10.75%5.16%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 51.00%51.00%51.00%51.00%51.00%51.01%51.01%51.01%51.01%51.01%51.01%51.01%
Government 0.00%0.00%0.00%0.83%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Public 49.00%49.01%49.00%48.17%49.01%49.01%49.00%49.00%49.00%49.00%49.00%49.00%
No. of Shareholders 17,42918,93719,94621,77128,44540,64250,53565,40469,26867,39665,62363,531

Shareholding Pattern Chart

No. of Shareholders

Ashirwad Capital Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 1.001.001.001.001.00
Basic EPS (Rs.) 0.090.260.190.250.14
Diluted EPS (Rs.) 0.090.260.190.250.14
Cash EPS (Rs.) 0.090.250.190.240.14
Book Value[Excl.RevalReserv]/Share (Rs.) 2.153.153.323.162.40
Book Value[Incl.RevalReserv]/Share (Rs.) 2.153.153.323.162.40
Revenue From Operations / Share (Rs.) 0.110.270.190.270.15
PBDIT / Share (Rs.) 0.110.280.210.280.15
PBIT / Share (Rs.) 0.110.280.210.270.15
PBT / Share (Rs.) 0.100.280.210.270.15
Net Profit / Share (Rs.) 0.090.250.180.240.14
PBDIT Margin (%) 103.57105.97112.31103.3099.08
PBIT Margin (%) 102.90105.54111.33102.5897.73
PBT Margin (%) 94.98105.54111.33102.5897.73
Net Profit Margin (%) 81.5594.3599.4490.7692.97
Return on Networth / Equity (%) 4.348.185.727.845.99
Return on Capital Employeed (%) 5.469.126.378.826.26
Return On Assets (%) 3.768.065.647.705.91
Total Debt / Equity (X) 0.140.000.000.000.00
Asset Turnover Ratio (%) 0.040.100.050.090.07
Current Ratio (X) 0.0912.9513.724.610.54
Quick Ratio (X) 0.0912.9513.724.610.54
Interest Coverage Ratio (X) 13.090.000.000.000.00
Interest Coverage Ratio (Post Tax) (X) 11.310.000.000.000.00
Enterprise Value (Cr.) 39.4830.6415.2227.2617.00
EV / Net Operating Revenue (X) 38.1918.6719.9424.9727.46
EV / EBITDA (X) 36.8717.6217.7624.1727.71
MarketCap / Net Operating Revenue (X) 35.5218.6819.9725.6827.53
Price / BV (X) 1.891.621.152.221.78
Price / Net Operating Revenue (X) 35.5418.6919.9725.6927.54
EarningsYield 0.020.050.040.030.03

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Ashirwad Capital Ltd. is a Public Limited Listed company incorporated on 03/05/1985 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L51900MH1985PLC036117 and registration number is 036117. Currently Company is involved in the business activities of Financial service activities, except insurance and pension funding. Company's Total Operating Revenue is Rs. 1.03 Cr. and Equity Capital is Rs. 9.00 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Finance & Investments303, Tantia Jogani Industrial Estate, Mumbai Maharashtra 400011Contact not found
Management
NamePosition Held
Mr. Dinesh Ramprasad PoddarChairman & Managing Director
Mr. Aryan Rajesh PoddarDirector
Mr. Rajesh Ramprasad PoddarDirector
Ms. Rhea Dinesh PoddarDirector
Mr. Prabhat Dinesh PoddarDirector
Mrs. Shilpa Dinesh PoddarDirector
Mr. Madhusudan LohiaIndependent Director
Mr. Rahul GuptaIndependent Director
Mr. Harsh AgarwalIndependent Director

FAQ

What is the intrinsic value of Ashirwad Capital Ltd and is it undervalued?

As of 10 April 2026, Ashirwad Capital Ltd's intrinsic value is ₹1.46, which is 44.91% lower than the current market price of ₹2.65, suggesting the stock is overvalued. This is calculated using the PE ratio method factoring in ROE (4.38 %), book value (₹2.25), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Ashirwad Capital Ltd?

Ashirwad Capital Ltd is trading at ₹2.65 as of 10 April 2026, with a FY2026-2027 high of ₹4.75 and low of ₹2.25. The stock is currently near its 52-week low. Market cap stands at ₹23.8 Cr..

How does Ashirwad Capital Ltd's P/E ratio compare to its industry?

Ashirwad Capital Ltd has a P/E ratio of 23.4, which is below the industry average of 98.51. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Ashirwad Capital Ltd financially healthy?

Key indicators for Ashirwad Capital Ltd: ROCE of 5.16 % is on the lower side compared to the industry average of 21.71%; ROE of 4.38 % is below ideal levels (industry average: 14.20%). Dividend yield is 0.00 %.

Is Ashirwad Capital Ltd profitable and how is the profit trend?

Ashirwad Capital Ltd reported a net profit of ₹1 Cr in Mar 2025 on revenue of ₹1 Cr. Compared to ₹1 Cr in Mar 2022, the net profit shows a declining trend.

Does Ashirwad Capital Ltd pay dividends?

Ashirwad Capital Ltd has a dividend yield of 0.00 % at the current price of ₹2.65. The company is currently not paying meaningful dividends.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Ashirwad Capital Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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