Share Price and Basic Stock Data
Last Updated: November 2, 2025, 3:38 am
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Banas Finance Ltd operates in the Finance & Investments sector, with its stock priced at ₹8.15 and a market capitalization of ₹73.0 Cr. The company has shown significant fluctuations in revenue over the reported periods. For instance, sales recorded a remarkable drop to -₹50.47 lakh in June 2022, followed by a gradual recovery, reaching ₹32.56 lakh by March 2024. However, the revenue for the trailing twelve months (TTM) stood at ₹62.25 Cr, demonstrating some recovery from the previous lows. Notably, the revenue for FY 2025 was reported at ₹43.48 Cr, indicating a year-on-year decline from ₹73.04 Cr in FY 2024. The company’s operational performance has been volatile, with operating profit margins (OPM) fluctuating drastically, peaking at 90.85% in FY 2022 and plummeting to -496.98% in FY 2023, before stabilizing at -86.02% in FY 2025. This volatility reflects inconsistent operational efficiency and market challenges faced by the company.
Profitability and Efficiency Metrics
Profitability metrics for Banas Finance Ltd indicate a challenging financial landscape. The net profit for FY 2025 was reported at -₹25.84 Cr, a significant drop from a profit of ₹69.37 Cr in FY 2022. This decline can be attributed to the operating profit margin, which stood at -86.02% in FY 2025, reflecting inefficiencies in cost management. The return on equity (ROE) was recorded at 16.0%, which is relatively strong; however, it contrasts sharply with the -10.77% recorded in FY 2025, indicating a deterioration in shareholder returns. The interest coverage ratio (ICR) was alarmingly low at -961.49x in FY 2025, highlighting the company’s inability to meet its interest obligations effectively. Despite these challenges, the company’s return on capital employed (ROCE) was reported at 22.6%, suggesting some efficiency in using capital to generate profits. Overall, while certain metrics like ROE show strength, the overall profitability landscape remains concerning.
Balance Sheet Strength and Financial Ratios
Banas Finance Ltd’s balance sheet reflects a significant shift in financial stability. As of March 2025, the company’s total assets stood at ₹170.76 Cr, with total liabilities of ₹170.76 Cr as well. With reserves reported at ₹80.23 Cr and borrowings at a minimal ₹0.86 Cr, the company maintains a low debt-to-equity ratio of 0.00, indicating a strong capital structure. However, the book value per share decreased to ₹20.28 from ₹63.18 in FY 2022, suggesting a decline in intrinsic value for shareholders. The current ratio was reported at a robust 181.80, well above the typical sector threshold of 1.5, indicating excellent liquidity. Conversely, the interest coverage ratio of -961.49x raises concerns regarding the company’s ability to service its debt, despite low borrowings. The price-to-book value ratio of 0.35x suggests that the stock is undervalued relative to its book value, which could attract value investors if operational challenges are addressed.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Banas Finance Ltd indicates a diversified ownership structure. As of March 2025, promoters held 26.58% of the company, a slight increase from 17.59% in September 2023. This rise in promoter shareholding may signal confidence in the company’s potential. The public holds a substantial 73.38%, while foreign institutional investors (FIIs) are not present, and domestic institutional investors (DIIs) hold a mere 0.03%. The number of shareholders has declined from 54,996 in September 2022 to 38,653 in June 2025, reflecting a loss of investor interest amidst recent financial performance challenges. The low institutional ownership could indicate a lack of confidence from larger investors, which may affect stock liquidity and price stability. However, the increased promoter stake may instill some confidence among retail investors, suggesting that management believes in a turnaround strategy.
Outlook, Risks, and Final Insight
The outlook for Banas Finance Ltd is mixed, with both strengths and risks present. On the positive side, the company’s low debt levels and strong liquidity position provide a buffer against financial distress, while the turnaround in revenue trends could signal a potential recovery. However, significant risks remain, particularly the alarming interest coverage ratio and declining profitability metrics, which could hinder operational growth. The company’s ability to manage costs and improve efficiencies will be crucial in restoring investor confidence and stabilizing earnings. Furthermore, the significant drop in shareholder numbers may lead to volatility in stock performance. In scenarios where the company successfully addresses its operational inefficiencies and stabilizes its profit margins, it could see a positive revaluation by the market. Conversely, continued financial instability may lead to further declines in shareholder sentiment and stock performance.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Banas Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 12.6 Cr. | 42.8 | 67.7/36.4 | 44.9 | 43.5 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,456 Cr. | 310 | 495/280 | 15.9 | 102 | 0.32 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 38.7 Cr. | 0.55 | 2.42/0.46 | 3.76 | 0.02 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 4.18 Cr. | 8.45 | 12.6/8.25 | 10.3 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 30.8 Cr. | 60.0 | 72.0/47.6 | 20.6 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 6,902.31 Cr | 1,416.54 | 113.03 | 3,771.11 | 0.32% | 21.70% | 14.20% | 7.28 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | -50.47 | -19.84 | 2.42 | 7.24 | 11.02 | 17.40 | 11.58 | 32.56 | 6.07 | 8.20 | 30.57 | 3.99 | 19.49 |
| Expenses | 6.75 | 1.70 | 9.63 | 22.22 | 4.95 | 4.06 | 17.42 | 19.45 | 13.36 | 18.59 | 31.09 | 23.81 | 10.06 |
| Operating Profit | -57.22 | -21.54 | -7.21 | -14.98 | 6.07 | 13.34 | -5.84 | 13.11 | -7.29 | -10.39 | -0.52 | -19.82 | 9.43 |
| OPM % | -297.93% | -206.91% | 55.08% | 76.67% | -50.43% | 40.26% | -120.10% | -126.71% | -1.70% | -496.74% | 48.38% | ||
| Other Income | 0.00 | 0.45 | 0.79 | 0.06 | 0.18 | 4.10 | 0.06 | 2.70 | 0.05 | 0.24 | 0.07 | 0.25 | 0.14 |
| Interest | 0.03 | 0.04 | 0.00 | 0.02 | 0.02 | 0.02 | 0.00 | 0.03 | 0.01 | 0.00 | 0.00 | 0.02 | 0.01 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -57.25 | -21.13 | -6.42 | -14.94 | 6.23 | 17.42 | -5.78 | 15.78 | -7.25 | -10.15 | -0.45 | -19.59 | 9.56 |
| Tax % | 0.00% | 0.00% | 0.00% | -301.07% | 4.49% | 0.00% | 0.00% | 197.15% | 0.00% | 1.97% | -44.44% | -59.21% | 0.00% |
| Net Profit | -57.25 | -21.13 | -6.42 | 30.04 | 5.95 | 17.42 | -5.78 | -15.32 | -7.25 | -10.35 | -0.26 | -7.99 | 9.55 |
| EPS in Rs | -5.96 | -2.20 | -0.67 | 3.13 | 0.62 | 1.81 | -0.60 | -1.59 | -0.81 | -1.16 | -0.03 | -0.89 | 1.07 |
Last Updated: August 19, 2025, 10:40 pm
Below is a detailed analysis of the quarterly data for Banas Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 19.49 Cr.. The value appears strong and on an upward trend. It has increased from 3.99 Cr. (Mar 2025) to 19.49 Cr., marking an increase of 15.50 Cr..
- For Expenses, as of Jun 2025, the value is 10.06 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 23.81 Cr. (Mar 2025) to 10.06 Cr., marking a decrease of 13.75 Cr..
- For Operating Profit, as of Jun 2025, the value is 9.43 Cr.. The value appears strong and on an upward trend. It has increased from -19.82 Cr. (Mar 2025) to 9.43 Cr., marking an increase of 29.25 Cr..
- For OPM %, as of Jun 2025, the value is 48.38%. The value appears strong and on an upward trend. It has increased from -496.74% (Mar 2025) to 48.38%, marking an increase of 545.12%.
- For Other Income, as of Jun 2025, the value is 0.14 Cr.. The value appears to be declining and may need further review. It has decreased from 0.25 Cr. (Mar 2025) to 0.14 Cr., marking a decrease of 0.11 Cr..
- For Interest, as of Jun 2025, the value is 0.01 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.02 Cr. (Mar 2025) to 0.01 Cr., marking a decrease of 0.01 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 9.56 Cr.. The value appears strong and on an upward trend. It has increased from -19.59 Cr. (Mar 2025) to 9.56 Cr., marking an increase of 29.15 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value appears to be increasing, which may not be favorable. It has increased from -59.21% (Mar 2025) to 0.00%, marking an increase of 59.21%.
- For Net Profit, as of Jun 2025, the value is 9.55 Cr.. The value appears strong and on an upward trend. It has increased from -7.99 Cr. (Mar 2025) to 9.55 Cr., marking an increase of 17.54 Cr..
- For EPS in Rs, as of Jun 2025, the value is 1.07. The value appears strong and on an upward trend. It has increased from -0.89 (Mar 2025) to 1.07, marking an increase of 1.96.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:49 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 5.62 | 7.46 | 8.09 | 9.54 | 4.27 | 13.86 | 8.89 | 14.45 | 100.59 | 20.18 | 73.04 | 43.48 | 62.25 |
| Expenses | 5.32 | 7.07 | 10.25 | 12.86 | 4.13 | 20.68 | 6.82 | 4.67 | 9.20 | 120.47 | 39.92 | 80.88 | 83.55 |
| Operating Profit | 0.30 | 0.39 | -2.16 | -3.32 | 0.14 | -6.82 | 2.07 | 9.78 | 91.39 | -100.29 | 33.12 | -37.40 | -21.30 |
| OPM % | 5.34% | 5.23% | -26.70% | -34.80% | 3.28% | -49.21% | 23.28% | 67.68% | 90.85% | -496.98% | 45.35% | -86.02% | -34.22% |
| Other Income | 0.01 | -0.01 | -0.00 | 0.02 | 0.01 | -0.00 | -0.00 | 0.02 | 0.36 | 0.70 | 0.60 | -0.00 | 0.70 |
| Interest | 0.22 | 0.77 | 1.01 | 1.84 | 0.01 | 0.42 | 0.51 | 0.25 | 0.11 | 0.10 | 0.09 | 0.04 | 0.03 |
| Depreciation | 0.03 | 0.02 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | 0.01 | 0.00 |
| Profit before tax | 0.06 | -0.41 | -3.17 | -5.14 | 0.14 | -7.24 | 1.56 | 9.55 | 91.64 | -99.69 | 33.63 | -37.45 | -20.63 |
| Tax % | 33.33% | 365.85% | 4.10% | -0.00% | 14.29% | -24.45% | 23.72% | -17.49% | 24.30% | -45.07% | 93.34% | -31.00% | |
| Net Profit | 0.03 | -1.91 | -3.30 | -5.14 | 0.12 | -5.47 | 1.20 | 11.22 | 69.37 | -54.76 | 2.25 | -25.84 | -9.05 |
| EPS in Rs | 0.01 | -0.43 | -0.74 | -1.15 | 0.03 | -1.22 | 0.27 | 1.12 | 6.90 | -5.70 | 0.23 | -2.88 | -1.01 |
| Dividend Payout % | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -6466.67% | -72.77% | -55.76% | 102.33% | -4658.33% | 121.94% | 835.00% | 518.27% | -178.94% | 104.11% | -1248.44% |
| Change in YoY Net Profit Growth (%) | 0.00% | 6393.89% | 17.02% | 158.09% | -4760.67% | 4780.27% | 713.06% | -316.73% | -697.21% | 283.05% | -1352.55% |
Banas Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 19% |
| 5 Years: | 37% |
| 3 Years: | -25% |
| TTM: | -8% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 17% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -2% |
| 5 Years: | 39% |
| 3 Years: | -14% |
| 1 Year: | -7% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | 0% |
| 3 Years: | -17% |
| Last Year: | -16% |
Last Updated: September 5, 2025, 2:36 pm
Balance Sheet
Last Updated: August 11, 2025, 3:26 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 11.38 | 11.38 | 11.38 | 11.38 | 11.38 | 11.38 | 11.38 | 25.65 | 25.65 | 48.05 | 48.05 | 89.58 |
| Reserves | 28.69 | 26.77 | 23.48 | 18.34 | 18.46 | 68.11 | 69.83 | 66.77 | 136.14 | 103.77 | 106.02 | 80.23 |
| Borrowings | 6.78 | 11.46 | 20.19 | 6.89 | 4.85 | 9.66 | 10.61 | 11.20 | 6.90 | 6.51 | 6.05 | 0.86 |
| Other Liabilities | 0.09 | 0.08 | 2.92 | 3.86 | 3.94 | 0.45 | 0.15 | 0.08 | 19.69 | 0.34 | 5.58 | 0.09 |
| Total Liabilities | 46.94 | 49.69 | 57.97 | 40.47 | 38.63 | 89.60 | 91.97 | 103.70 | 188.38 | 158.67 | 165.70 | 170.76 |
| Fixed Assets | 0.06 | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 | 0.05 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 0.00 | 1.55 | 15.28 | 20.64 | 44.44 | 138.43 | 88.45 | 110.12 | 124.98 |
| Other Assets | 46.88 | 49.67 | 57.95 | 40.45 | 37.06 | 74.29 | 71.30 | 59.23 | 49.92 | 70.20 | 55.56 | 45.73 |
| Total Assets | 46.94 | 49.69 | 57.97 | 40.47 | 38.63 | 89.60 | 91.97 | 103.70 | 188.38 | 158.67 | 165.70 | 170.76 |
Below is a detailed analysis of the balance sheet data for Banas Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 89.58 Cr.. The value appears strong and on an upward trend. It has increased from 48.05 Cr. (Mar 2024) to 89.58 Cr., marking an increase of 41.53 Cr..
- For Reserves, as of Mar 2025, the value is 80.23 Cr.. The value appears to be declining and may need further review. It has decreased from 106.02 Cr. (Mar 2024) to 80.23 Cr., marking a decrease of 25.79 Cr..
- For Borrowings, as of Mar 2025, the value is 0.86 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 6.05 Cr. (Mar 2024) to 0.86 Cr., marking a decrease of 5.19 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.09 Cr.. The value appears to be improving (decreasing). It has decreased from 5.58 Cr. (Mar 2024) to 0.09 Cr., marking a decrease of 5.49 Cr..
- For Total Liabilities, as of Mar 2025, the value is 170.76 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 165.70 Cr. (Mar 2024) to 170.76 Cr., marking an increase of 5.06 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.05 Cr.. The value appears strong and on an upward trend. It has increased from 0.02 Cr. (Mar 2024) to 0.05 Cr., marking an increase of 0.03 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 124.98 Cr.. The value appears strong and on an upward trend. It has increased from 110.12 Cr. (Mar 2024) to 124.98 Cr., marking an increase of 14.86 Cr..
- For Other Assets, as of Mar 2025, the value is 45.73 Cr.. The value appears to be declining and may need further review. It has decreased from 55.56 Cr. (Mar 2024) to 45.73 Cr., marking a decrease of 9.83 Cr..
- For Total Assets, as of Mar 2025, the value is 170.76 Cr.. The value appears strong and on an upward trend. It has increased from 165.70 Cr. (Mar 2024) to 170.76 Cr., marking an increase of 5.06 Cr..
Notably, the Reserves (80.23 Cr.) exceed the Borrowings (0.86 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -6.48 | -11.07 | -22.35 | -10.21 | -4.71 | -16.48 | -8.54 | -1.42 | 84.49 | -106.80 | 27.07 | -38.26 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Inventory Days | 524.42 | 235.17 | 535.33 | 117.08 | -0.00 | 9.49 | 22.46 | -0.00 | -0.00 | -0.00 | -0.00 | |
| Days Payable | 4.33 | -0.00 | -0.00 | -0.00 | 18.97 | 19.65 | ||||||
| Cash Conversion Cycle | 520.09 | 235.17 | 535.33 | 117.08 | -0.00 | -9.49 | 2.81 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Working Capital Days | 2,562.79 | 1,745.25 | 1,529.48 | 1,099.21 | -446.21 | -117.72 | -206.11 | 144.74 | 38.25 | 309.11 | 85.50 | 204.91 |
| ROCE % | 0.64% | 0.77% | -4.13% | -7.20% | 0.42% | -11.01% | 2.29% | 10.03% | 67.39% | -60.91% | 21.18% | -22.62% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -2.19 | 0.91 | -11.15 | 26.97 | 4.55 |
| Diluted EPS (Rs.) | -2.19 | 0.91 | -11.15 | 26.97 | 4.55 |
| Cash EPS (Rs.) | -2.88 | 0.46 | -11.40 | 27.05 | 4.37 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 20.28 | 32.44 | 31.74 | 63.18 | 36.25 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 20.28 | 32.44 | 31.74 | 63.18 | 36.25 |
| Revenue From Operations / Share (Rs.) | 4.79 | 8.56 | 3.69 | 4.65 | 2.08 |
| PBDIT / Share (Rs.) | -4.17 | 7.02 | -20.73 | 35.77 | 3.82 |
| PBIT / Share (Rs.) | -4.18 | 7.02 | -20.73 | 35.77 | 3.82 |
| PBT / Share (Rs.) | -4.18 | 7.00 | -20.75 | 35.73 | 3.72 |
| Net Profit / Share (Rs.) | -2.88 | 0.46 | -11.40 | 27.04 | 4.37 |
| NP After MI And SOA / Share (Rs.) | -2.18 | 0.91 | -11.31 | 26.93 | 4.54 |
| PBDIT Margin (%) | -87.25 | 81.95 | -561.89 | 769.86 | 183.96 |
| PBIT Margin (%) | -87.27 | 81.95 | -561.91 | 769.84 | 183.92 |
| PBT Margin (%) | -87.36 | 81.74 | -562.45 | 768.92 | 179.17 |
| Net Profit Margin (%) | -60.28 | 5.46 | -308.96 | 582.03 | 210.53 |
| NP After MI And SOA Margin (%) | -45.65 | 10.68 | -306.69 | 579.48 | 218.82 |
| Return on Networth / Equity (%) | -10.77 | 2.81 | -35.64 | 42.61 | 12.53 |
| Return on Capital Employeed (%) | -20.59 | 20.90 | -65.31 | 50.48 | 10.53 |
| Return On Assets (%) | -10.71 | 2.62 | -34.11 | 36.60 | 11.18 |
| Total Debt / Equity (X) | 0.00 | 0.03 | 0.04 | 0.04 | 0.12 |
| Asset Turnover Ratio (%) | 0.24 | 0.25 | 0.10 | 0.08 | 0.05 |
| Current Ratio (X) | 181.80 | 26.74 | 19.23 | 27.01 | 8.88 |
| Quick Ratio (X) | 181.80 | 26.74 | 19.23 | 27.01 | 8.88 |
| Interest Coverage Ratio (X) | -961.49 | 386.26 | -1033.10 | 839.44 | 38.73 |
| Interest Coverage Ratio (Post Tax) (X) | -663.29 | 26.76 | -567.06 | 635.64 | 45.32 |
| Enterprise Value (Cr.) | 57.12 | 65.09 | 49.68 | 127.17 | 25.52 |
| EV / Net Operating Revenue (X) | 1.33 | 1.58 | 2.80 | 10.67 | 4.79 |
| EV / EBITDA (X) | -1.53 | 1.93 | -0.49 | 1.39 | 2.60 |
| MarketCap / Net Operating Revenue (X) | 1.52 | 1.61 | 2.75 | 11.04 | 2.99 |
| Price / BV (X) | 0.35 | 0.42 | 0.31 | 0.81 | 0.17 |
| Price / Net Operating Revenue (X) | 1.52 | 1.61 | 2.75 | 11.04 | 2.99 |
| EarningsYield | -0.30 | 0.06 | -1.11 | 0.52 | 0.73 |
After reviewing the key financial ratios for Banas Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -2.19. This value is below the healthy minimum of 5. It has decreased from 0.91 (Mar 24) to -2.19, marking a decrease of 3.10.
- For Diluted EPS (Rs.), as of Mar 25, the value is -2.19. This value is below the healthy minimum of 5. It has decreased from 0.91 (Mar 24) to -2.19, marking a decrease of 3.10.
- For Cash EPS (Rs.), as of Mar 25, the value is -2.88. This value is below the healthy minimum of 3. It has decreased from 0.46 (Mar 24) to -2.88, marking a decrease of 3.34.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 20.28. It has decreased from 32.44 (Mar 24) to 20.28, marking a decrease of 12.16.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 20.28. It has decreased from 32.44 (Mar 24) to 20.28, marking a decrease of 12.16.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 4.79. It has decreased from 8.56 (Mar 24) to 4.79, marking a decrease of 3.77.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -4.17. This value is below the healthy minimum of 2. It has decreased from 7.02 (Mar 24) to -4.17, marking a decrease of 11.19.
- For PBIT / Share (Rs.), as of Mar 25, the value is -4.18. This value is below the healthy minimum of 0. It has decreased from 7.02 (Mar 24) to -4.18, marking a decrease of 11.20.
- For PBT / Share (Rs.), as of Mar 25, the value is -4.18. This value is below the healthy minimum of 0. It has decreased from 7.00 (Mar 24) to -4.18, marking a decrease of 11.18.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -2.88. This value is below the healthy minimum of 2. It has decreased from 0.46 (Mar 24) to -2.88, marking a decrease of 3.34.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is -2.18. This value is below the healthy minimum of 2. It has decreased from 0.91 (Mar 24) to -2.18, marking a decrease of 3.09.
- For PBDIT Margin (%), as of Mar 25, the value is -87.25. This value is below the healthy minimum of 10. It has decreased from 81.95 (Mar 24) to -87.25, marking a decrease of 169.20.
- For PBIT Margin (%), as of Mar 25, the value is -87.27. This value is below the healthy minimum of 10. It has decreased from 81.95 (Mar 24) to -87.27, marking a decrease of 169.22.
- For PBT Margin (%), as of Mar 25, the value is -87.36. This value is below the healthy minimum of 10. It has decreased from 81.74 (Mar 24) to -87.36, marking a decrease of 169.10.
- For Net Profit Margin (%), as of Mar 25, the value is -60.28. This value is below the healthy minimum of 5. It has decreased from 5.46 (Mar 24) to -60.28, marking a decrease of 65.74.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is -45.65. This value is below the healthy minimum of 8. It has decreased from 10.68 (Mar 24) to -45.65, marking a decrease of 56.33.
- For Return on Networth / Equity (%), as of Mar 25, the value is -10.77. This value is below the healthy minimum of 15. It has decreased from 2.81 (Mar 24) to -10.77, marking a decrease of 13.58.
- For Return on Capital Employeed (%), as of Mar 25, the value is -20.59. This value is below the healthy minimum of 10. It has decreased from 20.90 (Mar 24) to -20.59, marking a decrease of 41.49.
- For Return On Assets (%), as of Mar 25, the value is -10.71. This value is below the healthy minimum of 5. It has decreased from 2.62 (Mar 24) to -10.71, marking a decrease of 13.33.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.00. This value is within the healthy range. It has decreased from 0.03 (Mar 24) to 0.00, marking a decrease of 0.03.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.24. It has decreased from 0.25 (Mar 24) to 0.24, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 181.80. This value exceeds the healthy maximum of 3. It has increased from 26.74 (Mar 24) to 181.80, marking an increase of 155.06.
- For Quick Ratio (X), as of Mar 25, the value is 181.80. This value exceeds the healthy maximum of 2. It has increased from 26.74 (Mar 24) to 181.80, marking an increase of 155.06.
- For Interest Coverage Ratio (X), as of Mar 25, the value is -961.49. This value is below the healthy minimum of 3. It has decreased from 386.26 (Mar 24) to -961.49, marking a decrease of 1,347.75.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is -663.29. This value is below the healthy minimum of 3. It has decreased from 26.76 (Mar 24) to -663.29, marking a decrease of 690.05.
- For Enterprise Value (Cr.), as of Mar 25, the value is 57.12. It has decreased from 65.09 (Mar 24) to 57.12, marking a decrease of 7.97.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 1.33. This value is within the healthy range. It has decreased from 1.58 (Mar 24) to 1.33, marking a decrease of 0.25.
- For EV / EBITDA (X), as of Mar 25, the value is -1.53. This value is below the healthy minimum of 5. It has decreased from 1.93 (Mar 24) to -1.53, marking a decrease of 3.46.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 1.52. This value is within the healthy range. It has decreased from 1.61 (Mar 24) to 1.52, marking a decrease of 0.09.
- For Price / BV (X), as of Mar 25, the value is 0.35. This value is below the healthy minimum of 1. It has decreased from 0.42 (Mar 24) to 0.35, marking a decrease of 0.07.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 1.52. This value is within the healthy range. It has decreased from 1.61 (Mar 24) to 1.52, marking a decrease of 0.09.
- For EarningsYield, as of Mar 25, the value is -0.30. This value is below the healthy minimum of 5. It has decreased from 0.06 (Mar 24) to -0.30, marking a decrease of 0.36.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Banas Finance Ltd:
- Net Profit Margin: -60.28%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -20.59% (Industry Average ROCE: 21.7%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -10.77% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): -663.29
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 181.8
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 113.03)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -60.28%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | E-109, Crystal Plaza, Mumbai Maharashtra 400053 | banasfin@gmail.com https://banasfinance.wordpress.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Girraj Kishor Agrawal | Director |
| Mrs. Tanu Agarwal | Director & CEO |
| Mr. Vikash Kulhriya | Independent Director |
| Mr. Ashish Kachhara | Independent Director |
| Mr. Anant Chourasia | Independent Director |
FAQ
What is the intrinsic value of Banas Finance Ltd?
Banas Finance Ltd's intrinsic value (as of 03 November 2025) is 37.21 which is 354.33% higher the current market price of 8.19, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 73.4 Cr. market cap, FY2025-2026 high/low of 12.0/6.40, reserves of ₹80.23 Cr, and liabilities of 170.76 Cr.
What is the Market Cap of Banas Finance Ltd?
The Market Cap of Banas Finance Ltd is 73.4 Cr..
What is the current Stock Price of Banas Finance Ltd as on 03 November 2025?
The current stock price of Banas Finance Ltd as on 03 November 2025 is 8.19.
What is the High / Low of Banas Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Banas Finance Ltd stocks is 12.0/6.40.
What is the Stock P/E of Banas Finance Ltd?
The Stock P/E of Banas Finance Ltd is .
What is the Book Value of Banas Finance Ltd?
The Book Value of Banas Finance Ltd is 19.0.
What is the Dividend Yield of Banas Finance Ltd?
The Dividend Yield of Banas Finance Ltd is 0.00 %.
What is the ROCE of Banas Finance Ltd?
The ROCE of Banas Finance Ltd is 22.6 %.
What is the ROE of Banas Finance Ltd?
The ROE of Banas Finance Ltd is 16.0 %.
What is the Face Value of Banas Finance Ltd?
The Face Value of Banas Finance Ltd is 10.0.