Share Price and Basic Stock Data
Last Updated: November 22, 2025, 10:45 am
| PEG Ratio | -0.23 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Banas Finance Ltd operates in the Finance & Investments sector, with a current share price of ₹9.76 and a market capitalization of ₹87.4 Cr. The company has reported fluctuating revenue figures, with sales for the fiscal year ending March 2023 standing at ₹20.18 Cr, a significant decline from ₹100.59 Cr in March 2022. However, sales have shown a recovery trend in the subsequent quarters, recording ₹73.04 Cr for the fiscal year ending March 2024. The trailing twelve months (TTM) revenue stood at ₹62.25 Cr, indicating a potential stabilization compared to the prior year. The quarterly sales data shows a notable increase from ₹11.02 Cr in June 2023 to ₹32.56 Cr in March 2024. Despite the volatility, the upward trend in recent quarters suggests a rebound in operational performance, which could position the company favorably in the competitive finance sector.
Profitability and Efficiency Metrics
The profitability metrics of Banas Finance Ltd reflect substantial challenges, with a net profit of ₹-9.05 Cr reported for the latest fiscal year. The operating profit margin (OPM) fluctuated significantly, reaching a high of 76.67% in September 2023, but reported -496.74% for March 2025, indicating extreme volatility in operational efficiency. The return on equity (ROE) stood at 16.0%, while the return on capital employed (ROCE) was reported at 22.6%, suggesting that the company is capable of generating returns on its equity and capital employed despite the negative net profit. Moreover, the interest coverage ratio (ICR) was exceptionally low at -961.49x, highlighting severe difficulties in covering interest expenses. This presents a risk for investors, as persistent losses and negative margins could affect the company’s ability to sustain operations and attract further investment.
Balance Sheet Strength and Financial Ratios
Banas Finance Ltd’s balance sheet shows no reported borrowings, which may suggest a conservative approach to debt. The price-to-book value (P/BV) ratio stood at 0.35x, indicating that the stock is undervalued relative to its book value per share of ₹20.28. The current ratio is extraordinarily high at 181.80, reflecting excellent short-term liquidity and suggesting the company can easily meet its current liabilities. However, the absence of reserves further complicates the financial landscape, as it limits the company’s ability to absorb shocks or fund future growth initiatives. Financial ratios such as the debt-to-equity ratio of 0.00 reinforce the absence of leverage, which while conservative, may also indicate missed opportunities for growth through debt financing. The overall financial health appears stable due to high liquidity, but the lack of reserves and profitability raises concerns about long-term sustainability.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Banas Finance Ltd indicates a diverse ownership structure, with promoters holding 26.58% of the company. The public holds a significant 73.38%, while foreign institutional investors (FIIs) are absent, and domestic institutional investors (DIIs) hold a mere 0.03%. The number of shareholders has decreased from 51,878 in December 2022 to 37,898 by September 2025, indicating potential diminishing investor confidence. This decline could be attributed to the company’s inconsistent financial performance and negative net profit figures. The lack of institutional backing may deter new investments, as institutional investors often provide stability and confidence in a company’s prospects. The substantial public ownership, however, reflects a grassroots interest in the company, which could be leveraged for future growth initiatives if the company can return to profitability.
Outlook, Risks, and Final Insight
The outlook for Banas Finance Ltd remains cautious, given its recent financial performance and operational challenges. The company faces risks including persistent negative profitability, as evidenced by a net profit of ₹-9.05 Cr and extreme fluctuations in operating margins. Additionally, the interest coverage ratio of -961.49x raises concerns about its ability to service any future debt obligations. However, the high liquidity position suggests that the company can navigate short-term financial challenges. Strengths include the absence of debt, which positions the company favorably against competitors who may be burdened by leverage, and a potential recovery in sales trends. If Banas Finance can stabilize its operations and leverage its liquidity to invest in growth, it may regain investor confidence and improve profitability. Conversely, continued financial instability could further erode shareholder value and market position.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Banas Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Monarch Networth Capital Ltd | 2,431 Cr. | 306 | 484/280 | 15.6 | 111 | 0.33 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 35.2 Cr. | 0.50 | 2.42/0.46 | 4.87 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 4.14 Cr. | 8.37 | 12.6/8.25 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 24.9 Cr. | 48.6 | 72.0/47.6 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Naperol Investments Ltd | 486 Cr. | 845 | 1,469/772 | 50.5 | 2,055 | 1.06 % | 1.06 % | 0.95 % | 10.0 |
| Industry Average | 7,095.06 Cr | 1,426.88 | 75.72 | 3,872.10 | 0.35% | 21.83% | 14.30% | 7.26 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | -50.47 | -19.84 | 2.42 | 7.24 | 11.02 | 17.40 | 11.58 | 32.56 | 6.07 | 8.20 | 30.57 | 3.99 | 19.49 |
| Expenses | 6.75 | 1.70 | 9.63 | 22.22 | 4.95 | 4.06 | 17.42 | 19.45 | 13.36 | 18.59 | 31.09 | 23.81 | 10.06 |
| Operating Profit | -57.22 | -21.54 | -7.21 | -14.98 | 6.07 | 13.34 | -5.84 | 13.11 | -7.29 | -10.39 | -0.52 | -19.82 | 9.43 |
| OPM % | -297.93% | -206.91% | 55.08% | 76.67% | -50.43% | 40.26% | -120.10% | -126.71% | -1.70% | -496.74% | 48.38% | ||
| Other Income | 0.00 | 0.45 | 0.79 | 0.06 | 0.18 | 4.10 | 0.06 | 2.70 | 0.05 | 0.24 | 0.07 | 0.25 | 0.14 |
| Interest | 0.03 | 0.04 | 0.00 | 0.02 | 0.02 | 0.02 | 0.00 | 0.03 | 0.01 | 0.00 | 0.00 | 0.02 | 0.01 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -57.25 | -21.13 | -6.42 | -14.94 | 6.23 | 17.42 | -5.78 | 15.78 | -7.25 | -10.15 | -0.45 | -19.59 | 9.56 |
| Tax % | 0.00% | 0.00% | 0.00% | -301.07% | 4.49% | 0.00% | 0.00% | 197.15% | 0.00% | 1.97% | -44.44% | -59.21% | 0.00% |
| Net Profit | -57.25 | -21.13 | -6.42 | 30.04 | 5.95 | 17.42 | -5.78 | -15.32 | -7.25 | -10.35 | -0.26 | -7.99 | 9.55 |
| EPS in Rs | -5.96 | -2.20 | -0.67 | 3.13 | 0.62 | 1.81 | -0.60 | -1.59 | -0.81 | -1.16 | -0.03 | -0.89 | 1.07 |
Last Updated: August 19, 2025, 10:40 pm
Below is a detailed analysis of the quarterly data for Banas Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 19.49 Cr.. The value appears strong and on an upward trend. It has increased from 3.99 Cr. (Mar 2025) to 19.49 Cr., marking an increase of 15.50 Cr..
- For Expenses, as of Jun 2025, the value is 10.06 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 23.81 Cr. (Mar 2025) to 10.06 Cr., marking a decrease of 13.75 Cr..
- For Operating Profit, as of Jun 2025, the value is 9.43 Cr.. The value appears strong and on an upward trend. It has increased from -19.82 Cr. (Mar 2025) to 9.43 Cr., marking an increase of 29.25 Cr..
- For OPM %, as of Jun 2025, the value is 48.38%. The value appears strong and on an upward trend. It has increased from -496.74% (Mar 2025) to 48.38%, marking an increase of 545.12%.
- For Other Income, as of Jun 2025, the value is 0.14 Cr.. The value appears to be declining and may need further review. It has decreased from 0.25 Cr. (Mar 2025) to 0.14 Cr., marking a decrease of 0.11 Cr..
- For Interest, as of Jun 2025, the value is 0.01 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.02 Cr. (Mar 2025) to 0.01 Cr., marking a decrease of 0.01 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 9.56 Cr.. The value appears strong and on an upward trend. It has increased from -19.59 Cr. (Mar 2025) to 9.56 Cr., marking an increase of 29.15 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value appears to be increasing, which may not be favorable. It has increased from -59.21% (Mar 2025) to 0.00%, marking an increase of 59.21%.
- For Net Profit, as of Jun 2025, the value is 9.55 Cr.. The value appears strong and on an upward trend. It has increased from -7.99 Cr. (Mar 2025) to 9.55 Cr., marking an increase of 17.54 Cr..
- For EPS in Rs, as of Jun 2025, the value is 1.07. The value appears strong and on an upward trend. It has increased from -0.89 (Mar 2025) to 1.07, marking an increase of 1.96.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: November 15, 2025, 3:50 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 5.62 | 7.46 | 8.09 | 9.54 | 4.27 | 13.86 | 8.89 | 14.45 | 100.59 | 20.18 | 73.04 | 43.48 | 62.25 |
| Expenses | 5.32 | 7.07 | 10.25 | 12.86 | 4.13 | 20.68 | 6.82 | 4.67 | 9.20 | 120.47 | 39.92 | 80.88 | 83.55 |
| Operating Profit | 0.30 | 0.39 | -2.16 | -3.32 | 0.14 | -6.82 | 2.07 | 9.78 | 91.39 | -100.29 | 33.12 | -37.40 | -21.30 |
| OPM % | 5.34% | 5.23% | -26.70% | -34.80% | 3.28% | -49.21% | 23.28% | 67.68% | 90.85% | -496.98% | 45.35% | -86.02% | -34.22% |
| Other Income | 0.01 | -0.01 | 0.00 | 0.02 | 0.01 | 0.00 | 0.00 | 0.02 | 0.36 | 0.70 | 0.60 | 0.00 | 0.70 |
| Interest | 0.22 | 0.77 | 1.01 | 1.84 | 0.01 | 0.42 | 0.51 | 0.25 | 0.11 | 0.10 | 0.09 | 0.04 | 0.03 |
| Depreciation | 0.03 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Profit before tax | 0.06 | -0.41 | -3.17 | -5.14 | 0.14 | -7.24 | 1.56 | 9.55 | 91.64 | -99.69 | 33.63 | -37.45 | -20.63 |
| Tax % | 33.33% | 365.85% | 4.10% | 0.00% | 14.29% | -24.45% | 23.72% | -17.49% | 24.30% | -45.07% | 93.34% | -31.00% | |
| Net Profit | 0.03 | -1.91 | -3.30 | -5.14 | 0.12 | -5.47 | 1.20 | 11.22 | 69.37 | -54.76 | 2.25 | -25.84 | -9.05 |
| EPS in Rs | 0.01 | -0.43 | -0.74 | -1.15 | 0.03 | -1.22 | 0.27 | 1.12 | 6.90 | -5.70 | 0.23 | -2.88 | -1.01 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -6466.67% | -72.77% | -55.76% | 102.33% | -4658.33% | 121.94% | 835.00% | 518.27% | -178.94% | 104.11% | -1248.44% |
| Change in YoY Net Profit Growth (%) | 0.00% | 6393.89% | 17.02% | 158.09% | -4760.67% | 4780.27% | 713.06% | -316.73% | -697.21% | 283.05% | -1352.55% |
Banas Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 19% |
| 5 Years: | 37% |
| 3 Years: | -25% |
| TTM: | -8% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 17% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -2% |
| 5 Years: | 39% |
| 3 Years: | -14% |
| 1 Year: | -7% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | 0% |
| 3 Years: | -17% |
| Last Year: | -16% |
Last Updated: September 5, 2025, 2:36 pm
No data available for the Balance Sheet data table.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Inventory Days | 524.42 | 235.17 | 535.33 | 117.08 | -0.00 | 9.49 | 22.46 | -0.00 | -0.00 | -0.00 | -0.00 | |
| Days Payable | 4.33 | -0.00 | -0.00 | -0.00 | 18.97 | 19.65 | ||||||
| Cash Conversion Cycle | 520.09 | 235.17 | 535.33 | 117.08 | -0.00 | -9.49 | 2.81 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Working Capital Days | 2,562.79 | 1,745.25 | 1,529.48 | 1,099.21 | -446.21 | -117.72 | -206.11 | 144.74 | 38.25 | 309.11 | 85.50 | 204.91 |
| ROCE % | 0.64% | 0.77% | -4.13% | -7.20% | 0.42% | -11.01% | 2.29% | 10.03% | 67.39% | -60.91% | 21.18% | -22.62% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -2.19 | 0.91 | -11.15 | 26.97 | 4.55 |
| Diluted EPS (Rs.) | -2.19 | 0.91 | -11.15 | 26.97 | 4.55 |
| Cash EPS (Rs.) | -2.88 | 0.46 | -11.40 | 27.05 | 4.37 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 20.28 | 32.44 | 31.74 | 63.18 | 36.25 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 20.28 | 32.44 | 31.74 | 63.18 | 36.25 |
| Revenue From Operations / Share (Rs.) | 4.79 | 8.56 | 3.69 | 4.65 | 2.08 |
| PBDIT / Share (Rs.) | -4.17 | 7.02 | -20.73 | 35.77 | 3.82 |
| PBIT / Share (Rs.) | -4.18 | 7.02 | -20.73 | 35.77 | 3.82 |
| PBT / Share (Rs.) | -4.18 | 7.00 | -20.75 | 35.73 | 3.72 |
| Net Profit / Share (Rs.) | -2.88 | 0.46 | -11.40 | 27.04 | 4.37 |
| NP After MI And SOA / Share (Rs.) | -2.18 | 0.91 | -11.31 | 26.93 | 4.54 |
| PBDIT Margin (%) | -87.25 | 81.95 | -561.89 | 769.86 | 183.96 |
| PBIT Margin (%) | -87.27 | 81.95 | -561.91 | 769.84 | 183.92 |
| PBT Margin (%) | -87.36 | 81.74 | -562.45 | 768.92 | 179.17 |
| Net Profit Margin (%) | -60.28 | 5.46 | -308.96 | 582.03 | 210.53 |
| NP After MI And SOA Margin (%) | -45.65 | 10.68 | -306.69 | 579.48 | 218.82 |
| Return on Networth / Equity (%) | -10.77 | 2.81 | -35.64 | 42.61 | 12.53 |
| Return on Capital Employeed (%) | -20.59 | 20.90 | -65.31 | 50.48 | 10.53 |
| Return On Assets (%) | -10.71 | 2.62 | -34.11 | 36.60 | 11.18 |
| Total Debt / Equity (X) | 0.00 | 0.03 | 0.04 | 0.04 | 0.12 |
| Asset Turnover Ratio (%) | 0.24 | 0.25 | 0.10 | 0.08 | 0.05 |
| Current Ratio (X) | 181.80 | 26.74 | 19.23 | 27.01 | 8.88 |
| Quick Ratio (X) | 181.80 | 26.74 | 19.23 | 27.01 | 8.88 |
| Interest Coverage Ratio (X) | -961.49 | 386.26 | -1033.10 | 839.44 | 38.73 |
| Interest Coverage Ratio (Post Tax) (X) | -663.29 | 26.76 | -567.06 | 635.64 | 45.32 |
| Enterprise Value (Cr.) | 57.12 | 65.09 | 49.68 | 127.17 | 25.52 |
| EV / Net Operating Revenue (X) | 1.33 | 1.58 | 2.80 | 10.67 | 4.79 |
| EV / EBITDA (X) | -1.53 | 1.93 | -0.49 | 1.39 | 2.60 |
| MarketCap / Net Operating Revenue (X) | 1.52 | 1.61 | 2.75 | 11.04 | 2.99 |
| Price / BV (X) | 0.35 | 0.42 | 0.31 | 0.81 | 0.17 |
| Price / Net Operating Revenue (X) | 1.52 | 1.61 | 2.75 | 11.04 | 2.99 |
| EarningsYield | -0.30 | 0.06 | -1.11 | 0.52 | 0.73 |
After reviewing the key financial ratios for Banas Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -2.19. This value is below the healthy minimum of 5. It has decreased from 0.91 (Mar 24) to -2.19, marking a decrease of 3.10.
- For Diluted EPS (Rs.), as of Mar 25, the value is -2.19. This value is below the healthy minimum of 5. It has decreased from 0.91 (Mar 24) to -2.19, marking a decrease of 3.10.
- For Cash EPS (Rs.), as of Mar 25, the value is -2.88. This value is below the healthy minimum of 3. It has decreased from 0.46 (Mar 24) to -2.88, marking a decrease of 3.34.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 20.28. It has decreased from 32.44 (Mar 24) to 20.28, marking a decrease of 12.16.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 20.28. It has decreased from 32.44 (Mar 24) to 20.28, marking a decrease of 12.16.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 4.79. It has decreased from 8.56 (Mar 24) to 4.79, marking a decrease of 3.77.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -4.17. This value is below the healthy minimum of 2. It has decreased from 7.02 (Mar 24) to -4.17, marking a decrease of 11.19.
- For PBIT / Share (Rs.), as of Mar 25, the value is -4.18. This value is below the healthy minimum of 0. It has decreased from 7.02 (Mar 24) to -4.18, marking a decrease of 11.20.
- For PBT / Share (Rs.), as of Mar 25, the value is -4.18. This value is below the healthy minimum of 0. It has decreased from 7.00 (Mar 24) to -4.18, marking a decrease of 11.18.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -2.88. This value is below the healthy minimum of 2. It has decreased from 0.46 (Mar 24) to -2.88, marking a decrease of 3.34.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is -2.18. This value is below the healthy minimum of 2. It has decreased from 0.91 (Mar 24) to -2.18, marking a decrease of 3.09.
- For PBDIT Margin (%), as of Mar 25, the value is -87.25. This value is below the healthy minimum of 10. It has decreased from 81.95 (Mar 24) to -87.25, marking a decrease of 169.20.
- For PBIT Margin (%), as of Mar 25, the value is -87.27. This value is below the healthy minimum of 10. It has decreased from 81.95 (Mar 24) to -87.27, marking a decrease of 169.22.
- For PBT Margin (%), as of Mar 25, the value is -87.36. This value is below the healthy minimum of 10. It has decreased from 81.74 (Mar 24) to -87.36, marking a decrease of 169.10.
- For Net Profit Margin (%), as of Mar 25, the value is -60.28. This value is below the healthy minimum of 5. It has decreased from 5.46 (Mar 24) to -60.28, marking a decrease of 65.74.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is -45.65. This value is below the healthy minimum of 8. It has decreased from 10.68 (Mar 24) to -45.65, marking a decrease of 56.33.
- For Return on Networth / Equity (%), as of Mar 25, the value is -10.77. This value is below the healthy minimum of 15. It has decreased from 2.81 (Mar 24) to -10.77, marking a decrease of 13.58.
- For Return on Capital Employeed (%), as of Mar 25, the value is -20.59. This value is below the healthy minimum of 10. It has decreased from 20.90 (Mar 24) to -20.59, marking a decrease of 41.49.
- For Return On Assets (%), as of Mar 25, the value is -10.71. This value is below the healthy minimum of 5. It has decreased from 2.62 (Mar 24) to -10.71, marking a decrease of 13.33.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.00. This value is within the healthy range. It has decreased from 0.03 (Mar 24) to 0.00, marking a decrease of 0.03.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.24. It has decreased from 0.25 (Mar 24) to 0.24, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 181.80. This value exceeds the healthy maximum of 3. It has increased from 26.74 (Mar 24) to 181.80, marking an increase of 155.06.
- For Quick Ratio (X), as of Mar 25, the value is 181.80. This value exceeds the healthy maximum of 2. It has increased from 26.74 (Mar 24) to 181.80, marking an increase of 155.06.
- For Interest Coverage Ratio (X), as of Mar 25, the value is -961.49. This value is below the healthy minimum of 3. It has decreased from 386.26 (Mar 24) to -961.49, marking a decrease of 1,347.75.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is -663.29. This value is below the healthy minimum of 3. It has decreased from 26.76 (Mar 24) to -663.29, marking a decrease of 690.05.
- For Enterprise Value (Cr.), as of Mar 25, the value is 57.12. It has decreased from 65.09 (Mar 24) to 57.12, marking a decrease of 7.97.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 1.33. This value is within the healthy range. It has decreased from 1.58 (Mar 24) to 1.33, marking a decrease of 0.25.
- For EV / EBITDA (X), as of Mar 25, the value is -1.53. This value is below the healthy minimum of 5. It has decreased from 1.93 (Mar 24) to -1.53, marking a decrease of 3.46.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 1.52. This value is within the healthy range. It has decreased from 1.61 (Mar 24) to 1.52, marking a decrease of 0.09.
- For Price / BV (X), as of Mar 25, the value is 0.35. This value is below the healthy minimum of 1. It has decreased from 0.42 (Mar 24) to 0.35, marking a decrease of 0.07.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 1.52. This value is within the healthy range. It has decreased from 1.61 (Mar 24) to 1.52, marking a decrease of 0.09.
- For EarningsYield, as of Mar 25, the value is -0.30. This value is below the healthy minimum of 5. It has decreased from 0.06 (Mar 24) to -0.30, marking a decrease of 0.36.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Banas Finance Ltd:
- Net Profit Margin: -60.28%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -20.59% (Industry Average ROCE: 21.83%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -10.77% (Industry Average ROE: 14.3%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): -663.29
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 181.8
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 8.26 (Industry average Stock P/E: 75.72)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -60.28%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | E-109, Crystal Plaza, Mumbai Maharashtra 400053 | banasfin@gmail.com https://banasfinance.wordpress.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Girraj Kishor Agrawal | Director |
| Mrs. Tanu Agarwal | Director & CEO |
| Mr. Vikash Kulhriya | Independent Director |
| Mr. Ashish Kachhara | Independent Director |
| Mr. Anant Chourasia | Independent Director |