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Last Updated: July 8, 2025, 6:20 pm
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 538433 | NSE: CCFCL

Classic Global Finance & Capital Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹0.58Overvalued by 44.76%vs CMP ₹1.05

P/E (129.0) × ROE (0.3%) × BV (₹1.62) × DY (2.00%)

₹0.58Overvalued by 44.76%vs CMP ₹1.05
MoS: -81% (Negative)Confidence: 53/100 (Moderate)Models: 1 Under, 5 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹0.5834%Over (-44.8%)
Graham NumberEarnings₹0.6025%Over (-42.9%)
Net Asset ValueAssets₹1.6211%Under (+54.3%)
Earnings YieldEarnings₹0.1011%Over (-90.5%)
ROCE CapitalReturns₹0.3211%Over (-69.5%)
Revenue MultipleRevenue₹0.188%Over (-82.9%)
Consensus (6 models)₹0.58100%Overvalued
Key Drivers: P/E of 129 makes PE-ROE unreliable — asset/earnings models are better benchmarks. | ROE 0.3% is below cost of equity.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: -0.2%

*Investments are subject to market risks

Investment Snapshot

56
Classic Global Finance & Capital Ltd scores 56/100 (Average)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health50/100 · Moderate
ROCE 0.8% WeakROE 0.3% WeakD/E 0.28 Low debtInterest Coverage 0.0x RiskyProfitable 4/5 years Consistent
Smart Money50/100 · Moderate
Promoter holding at 21.5% Stable
Earnings Quality55/100 · Moderate
OPM expanding (8% → 12%) ImprovingWorking capital: 2,513 days Capital intensive
Quarterly Momentum90/100 · Strong
Revenue (4Q): +57% YoY AcceleratingProfit (4Q): +50% YoY Strong
Industry Rank30/100 · Weak
P/E 129.0 vs industry 171.3 In-lineROCE 0.8% vs industry 11.4% Below peersROE 0.3% vs industry 25.6% Below peers3Y sales CAGR: 9% Moderate

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Classic Global Finance & Capital Ltd Investor Signals

Computed from valuation, cash flow, balance sheet, ownership and quarterly trend data already available in this stock page.

Value Trap Score
70/100
High
Derived from: Cheapness + weak quality + weak cash support
Current data: P/E 129.0 vs Ind 171.3 | ROCE 0.8% | ROE 0.3% | CFO/NP N/A
Balance Sheet Stress
20/100
Comfortable
Derived from: Leverage + debt servicing + liquidity + debt trend
Current data: D/E 0.28x | IntCov 0.0x | Current 2.55x | Borrow/Reserve 2.15x
Cash Flow Reliability
43/100
Mixed
Derived from: Cash backing of earnings + working capital pressure
Current data: CFO ₹0 Cr | NP ₹0 Cr | CFO/NP N/A
Ownership Accumulation
0
Neutral
Derived from: FII + DII + promoter direction, adjusted by crowding
Current data: FII N/A | DII 0.00 pp | Prom 0.00 pp
Business Momentum
-100
Early weakness
Derived from: Latest quarter sales + profit + OPM change
Current data: Q Sales -17.6% | Q NP -66.7% | Q OPM -10.5 pp
Derived FieldValueHow it is derived
Valuation Gap %-44.8%((Fair Value - CMP) / CMP) × 100
Borrowings / Reserves2.15xLatest borrowings divided by latest reserves
CFO / Net ProfitN/ALatest operating cash flow divided by latest net profit
FII ChangeN/ALatest FII% minus previous FII%
DII Change0.00 ppLatest DII% minus previous DII%
Promoter Change0.00 ppLatest promoter% minus previous promoter%
Shareholder Count Change0Latest shareholder count minus previous count
Quarterly Sales Change-17.6%Latest quarter sales vs previous quarter sales
Quarterly Profit Change-66.7%Latest quarter net profit vs previous quarter net profit
Quarterly OPM Change-10.5 ppLatest quarter OPM minus previous quarter OPM

Share Price and Basic Stock Data

Last Updated: July 8, 2025, 6:20 pm

Market Cap 3.86 Cr.
Current Price 1.05
Intrinsic Value₹0.58
High / Low /
Stock P/E129
Book Value 1.62
Dividend Yield0.00 %
ROCE0.83 %
ROE0.34 %
Face Value 1.00
PEG Ratio-648.86

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Classic Global Finance & Capital Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Classic Global Finance & Capital Ltd 3.86 Cr. 1.05 /129 1.620.00 %0.83 %0.34 % 1.00
Nalwa Sons Investments Ltd 2,617 Cr. 5,091 8,778/4,659112 31,6680.00 %0.44 %0.32 % 10.0
HCKK Ventures Ltd 11.5 Cr. 31.1 165/26.576.8 12.10.00 %6.93 %5.14 % 10.0
MKVentures Capital Ltd 315 Cr. 819 1,890/73266.7 2870.03 %16.6 %9.56 % 10.0
Manappuram Finance Ltd 21,618 Cr. 255 322/21953.0 1501.37 %11.0 %10.1 % 2.00
Industry Average17,128.74 Cr1,145.63171.253,616.520.48%11.38%25.55%6.58

All Competitor Stocks of Classic Global Finance & Capital Ltd

Quarterly Result

MetricDec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022
Sales 0.070.090.070.070.100.120.070.080.100.180.090.170.14
Expenses 0.060.100.070.070.100.100.070.080.090.160.110.140.13
Operating Profit 0.01-0.010.000.000.000.020.000.000.010.02-0.020.030.01
OPM % 14.29%-11.11%0.00%0.00%0.00%16.67%0.00%0.00%10.00%11.11%-22.22%17.65%7.14%
Other Income 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Interest 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Depreciation 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Profit before tax 0.01-0.010.000.000.000.020.000.000.010.02-0.020.030.01
Tax % 0.00%0.00%50.00%0.00%50.00%0.00%0.00%0.00%
Net Profit 0.01-0.010.000.000.000.010.000.000.010.01-0.020.030.01
EPS in Rs 0.00-0.000.000.000.000.000.000.000.000.00-0.010.010.00

Last Updated: February 28, 2025, 12:30 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: Unknown

MetricMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022TTM
Sales 0.030.020.411.371.331.210.360.330.300.350.430.58
Expenses 0.030.030.411.291.251.170.270.290.290.320.360.54
Operating Profit 0.00-0.010.000.080.080.040.090.040.010.030.070.04
OPM % 0.00%-50.00%0.00%5.84%6.02%3.31%25.00%12.12%3.33%8.57%16.28%6.90%
Other Income 0.000.010.020.010.000.000.000.000.000.000.000.00
Interest 0.000.000.000.000.000.000.000.000.000.000.040.00
Depreciation 0.000.000.000.010.000.000.010.010.000.000.000.00
Profit before tax 0.000.000.020.080.080.040.080.030.010.030.030.04
Tax % 50.00%37.50%25.00%25.00%25.00%33.33%0.00%33.33%33.33%
Net Profit 0.000.000.020.050.050.020.060.030.000.020.020.03
EPS in Rs 0.000.000.010.010.010.010.020.010.000.010.010.00
Dividend Payout % 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202021-2022
YoY Net Profit Growth (%)150.00%0.00%-60.00%200.00%-50.00%-100.00%0.00%
Change in YoY Net Profit Growth (%)0.00%-150.00%-60.00%260.00%-250.00%-50.00%100.00%

Classic Global Finance & Capital Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 7 years from 2014-2015 to 2021-2022.

Growth

Compounded Sales Growth
10 Years:31%
5 Years:-19%
3 Years:9%
TTM:57%
Compounded Profit Growth
10 Years:%
5 Years:0%
3 Years:-13%
TTM:50%
Stock Price CAGR
10 Years:-28%
5 Years:33%
3 Years:26%
1 Year:0%
Return on Equity
10 Years:1%
5 Years:0%
3 Years:0%
Last Year:0%

Last Updated: September 5, 2025, 2:56 pm

Balance Sheet

Last Updated: March 3, 2026, 12:45 am

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Sep 2022
Equity Capital 3.523.523.523.523.523.673.673.673.673.673.673.67
Reserves -0.98-0.98-0.96-0.91-0.862.162.212.242.252.272.292.29
Borrowings -0.00-0.001.371.381.772.321.651.531.250.484.584.92
Other Liabilities 0.120.020.140.360.601.141.251.131.201.191.181.36
Total Liabilities 2.662.564.074.355.039.298.788.578.377.6111.7212.24
Fixed Assets -0.00-0.000.010.01-0.000.030.020.010.01-0.00-0.00-0.00
CWIP -0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00-0.00
Investments 0.920.220.751.250.500.500.500.50-0.00-0.00-0.00-0.00
Other Assets 1.742.343.313.094.538.768.268.068.367.6111.7212.24
Total Assets 2.662.564.074.355.039.298.788.578.377.6111.7212.24

Reserves and Borrowings Chart

Cash Flow

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022
Cash from Operating Activity + 0.00-0.030.060.050.170.300.210.180.14-0.08
Cash from Investing Activity + 0.11-1.36-0.07-0.37-3.930.72-0.470.170.60-4.06
Cash from Financing Activity + -0.101.370.010.393.70-0.67-0.12-0.28-0.774.10
Net Cash Flow 0.01-0.020.010.06-0.060.36-0.380.06-0.03-0.03
Free Cash Flow 0.00-0.040.060.050.140.300.210.180.14-0.08
CFO/OP 0%88%100%475%344%575%1,800%500%-114%

Free Cash Flow

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022
Free Cash Flow0.00-0.01-1.37-1.30-1.69-2.28-1.56-1.49-1.24-0.45-4.51

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022
Debtor Days -0.00-0.0062.3277.26153.68280.54790.83519.85425.83239.86195.23
Inventory Days -0.00-0.00-0.00-0.00
Days Payable
Cash Conversion Cycle -0.00-0.0062.3277.26153.68280.54790.83519.85425.83239.86195.23
Working Capital Days -1,216.67182.501,032.68194.49126.24989.424,136.674,966.215,316.834,953.572,512.56
ROCE %-0.00%0.62%2.02%1.90%0.64%1.02%0.40%0.14%0.44%0.83%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Promoters 21.54%21.54%21.54%21.54%21.54%21.54%21.54%21.54%21.54%21.54%21.54%21.54%
DIIs 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.10%0.10%
Public 78.46%78.46%78.46%78.46%78.46%78.46%78.46%78.46%78.46%78.46%78.36%78.36%
No. of Shareholders 4,1084,1194,1464,1464,0804,1144,0804,4144,0954,5294,5294,529

Shareholding Pattern Chart

No. of Shareholders

Classic Global Finance & Capital Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 1.001.001.001.001.00
Basic EPS (Rs.) 0.010.000.000.010.02
Diluted EPS (Rs.) 0.010.000.000.010.02
Cash EPS (Rs.) 0.010.010.000.010.01
Book Value[Excl.RevalReserv]/Share (Rs.) 1.621.621.611.611.60
Book Value[Incl.RevalReserv]/Share (Rs.) 1.621.621.611.611.60
Revenue From Operations / Share (Rs.) 0.110.090.080.080.09
PBDIT / Share (Rs.) 0.010.010.000.010.02
PBIT / Share (Rs.) 0.010.010.000.010.02
PBT / Share (Rs.) 0.010.010.000.010.02
Net Profit / Share (Rs.) 0.010.000.000.010.01
PBDIT Margin (%) 17.068.273.4912.9524.74
PBIT Margin (%) 17.067.932.2710.8321.23
PBT Margin (%) 7.607.862.2010.7821.22
Net Profit Margin (%) 5.615.181.648.9215.83
Return on Networth / Equity (%) 0.400.300.080.490.97
Return on Capital Employeed (%) 0.720.470.110.601.31
Return On Assets (%) 0.200.240.050.340.65
Long Term Debt / Equity (X) 0.700.000.000.000.00
Total Debt / Equity (X) 0.760.080.210.250.28
Asset Turnover Ratio (%) 0.040.040.030.030.04
Current Ratio (X) 2.683.582.832.712.55
Quick Ratio (X) 2.683.582.832.712.55
Interest Coverage Ratio (X) 1.80114.8249.49251.902652.29
Interest Coverage Ratio (Post Tax) (X) 1.5972.9524.29174.501697.51
Enterprise Value (Cr.) 6.541.521.862.243.56
EV / Net Operating Revenue (X) 15.214.326.166.829.78
EV / EBITDA (X) 89.1152.20176.4352.6739.52
MarketCap / Net Operating Revenue (X) 4.613.122.312.236.35
Price / BV (X) 0.330.180.110.120.39
Price / Net Operating Revenue (X) 4.623.132.312.236.35
EarningsYield 0.010.010.010.030.02

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Classic Global Finance And Capital Ltd. is a Public Limited Listed company incorporated on 05/01/1995 and has its registered office in the State of Punjab, India. Company's Corporate Identification Number(CIN) is L65921PB1995PLC015573 and registration number is 015573. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 0.43 Cr. and Equity Capital is Rs. 3.67 Cr. for the Year ended 31/03/2022.
INDUSTRYADDRESSCONTACT
Finance & InvestmentsOffice No. 8, IInd Floor, Sodhi Complex, Ludhiana Punjab 141003classicglobalfin@yahoo.com
http://www.classicgfcl.com
Management
NamePosition Held
Mr. Chandan TirkeyNon Exe.Non Ind.Director
Mr. Virender Singh RanaInd. Non-Executive Director
Ms. Gudiya DeviInd. Non-Executive Director

FAQ

What is the intrinsic value of Classic Global Finance & Capital Ltd and is it undervalued?

As of 05 April 2026, Classic Global Finance & Capital Ltd's intrinsic value is ₹0.58, which is 44.76% lower than the current market price of ₹1.05, suggesting the stock is overvalued. This is calculated using the PE ratio method factoring in ROE (0.34 %), book value (₹1.62), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Classic Global Finance & Capital Ltd?

Classic Global Finance & Capital Ltd is trading at ₹1.05 as of 05 April 2026, with a FY2026-2027 high of ₹ and low of ₹. Market cap stands at ₹3.86 Cr..

How does Classic Global Finance & Capital Ltd's P/E ratio compare to its industry?

Classic Global Finance & Capital Ltd has a P/E ratio of 129, which is below the industry average of 171.25. This is broadly in line with or below the industry average.

Is Classic Global Finance & Capital Ltd financially healthy?

Key indicators for Classic Global Finance & Capital Ltd: ROCE of 0.83 % is on the lower side compared to the industry average of 11.38%; ROE of 0.34 % is below ideal levels (industry average: 25.55%). Dividend yield is 0.00 %.

Is Classic Global Finance & Capital Ltd profitable and how is the profit trend?

Classic Global Finance & Capital Ltd reported a net profit of ₹0 Cr in Mar 2022 on revenue of ₹0 Cr. Compared to ₹0 Cr in Mar 2019, the net profit shows a declining trend.

Does Classic Global Finance & Capital Ltd pay dividends?

Classic Global Finance & Capital Ltd has a dividend yield of 0.00 % at the current price of ₹1.05. The company is currently not paying meaningful dividends.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Classic Global Finance & Capital Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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