Share Price and Basic Stock Data
Last Updated: December 16, 2025, 3:57 am
| PEG Ratio | -2.07 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Delphi World Money Ltd operates in the finance and investments sector, where it has faced significant fluctuations in revenue in recent years. The company’s sales recorded a peak of ₹97.74 Cr in FY 2023 but showed a slight decline to ₹96.95 Cr in FY 2024, followed by a further drop to ₹73.82 Cr in FY 2025. This downward trend raises questions about the sustainability of its revenue model, especially given the erratic quarterly performance. For instance, the revenue dipped dramatically in the quarters leading up to FY 2025, with the latest quarter showing sales of just ₹15.51 Cr, a stark contrast to earlier figures. Such volatility can be concerning for investors, as it may indicate challenges in maintaining consistent growth and market demand.
Profitability and Efficiency Metrics
Profitability metrics for Delphi World Money Ltd reveal a mixed performance. The company’s operating profit margin (OPM) stood at 19.10%, which appears relatively strong, especially in a sector that often experiences tight margins. However, the net profit of ₹1.72 Cr and a P/E ratio of 24.5 suggest that while profitability is present, it may not be robust enough to justify the market’s high expectations. The Interest Coverage Ratio (ICR) is concerning, recorded at -2.52x, implying that the company is struggling to cover its interest obligations. This situation indicates potential risks in debt servicing, particularly in a fluctuating revenue environment. Moreover, the return on equity (ROE) at 4.02% appears below industry standards, which could deter potential investors looking for higher returns on their investments.
Balance Sheet Strength and Financial Ratios
On the balance sheet front, Delphi World Money Ltd displays a mixed picture. The company reported reserves of ₹219.58 Cr, which is a positive indicator of its ability to weather financial storms. However, the borrowings of ₹10.68 Cr, while manageable, could pose risks if revenue continues to decline. The price-to-book value (P/BV) ratio at 5.52x suggests that the market may be overvaluing the stock relative to its book value, which could be a red flag for value-conscious investors. The cash conversion cycle (CCC) at 156.89 days is notably high, indicating inefficiencies in managing receivables and payables. This extended cycle can tie up capital, limiting the company’s financial flexibility and ability to reinvest in growth opportunities.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Delphi World Money Ltd shows a significant shift over recent quarters. Promoters held a dominant 89.55% stake as of March 2023, but this has reduced to 61.32% by November 2025. Such a decrease in promoter holding can often indicate a lack of confidence in the company’s future prospects, which may concern retail investors. The absence of Foreign Institutional Investors (FIIs) and the negligible stake of Domestic Institutional Investors (DIIs) further highlight a lack of institutional interest. However, the public shareholding increased to 38.68%, suggesting that retail investors are stepping in. This shift could be interpreted as a sign of confidence from smaller investors, although it raises questions about the long-term commitment from larger, institutional players.
Outlook, Risks, and Final Insight
Looking ahead, Delphi World Money Ltd faces a combination of challenges and opportunities. The declining revenue trend and troubling interest coverage ratio signal potential financial distress, which could deter new investment. However, the company’s strong reserve position offers a cushion against sudden downturns. Investors should be cautious about the high P/BV ratio, as it may indicate overvaluation, particularly given the low ROE. Additionally, the high cash conversion cycle suggests inefficiencies that need addressing. Overall, while Delphi World Money Ltd has strengths in its reserve and operational margins, the risks associated with revenue volatility and high debt servicing obligations merit careful scrutiny. Retail investors should weigh these factors against their risk tolerance before making investment decisions.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 12.3 Cr. | 42.0 | 67.7/36.4 | 49.2 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,476 Cr. | 312 | 484/280 | 15.9 | 111 | 0.32 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 34.4 Cr. | 0.49 | 2.14/0.46 | 4.77 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 5.18 Cr. | 10.5 | 12.6/8.25 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 20.8 Cr. | 40.6 | 72.0/40.6 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 7,288.21 Cr | 1,388.31 | 82.15 | 3,844.37 | 0.36% | 21.70% | 14.20% | 7.22 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 20.89 | 20.74 | 21.53 | 23.22 | 22.57 | 21.22 | 21.36 | 15.51 | 15.28 | 14.29 | 12.58 | 12.56 | 11.94 |
| Expenses | 17.47 | 18.30 | 19.71 | 19.53 | 18.74 | 18.81 | 19.23 | 14.54 | 14.13 | 18.22 | 13.23 | 9.61 | 9.66 |
| Operating Profit | 3.42 | 2.44 | 1.82 | 3.69 | 3.83 | 2.41 | 2.13 | 0.97 | 1.15 | -3.93 | -0.65 | 2.95 | 2.28 |
| OPM % | 16.37% | 11.76% | 8.45% | 15.89% | 16.97% | 11.36% | 9.97% | 6.25% | 7.53% | -27.50% | -5.17% | 23.49% | 19.10% |
| Other Income | 2.75 | 2.96 | 2.93 | 4.48 | 3.15 | 4.44 | 4.30 | 4.58 | 4.50 | 5.07 | -7.68 | 4.74 | 4.61 |
| Interest | 0.65 | 0.67 | 0.55 | 0.25 | 0.33 | 0.57 | 0.66 | 0.68 | 0.71 | 0.86 | 0.76 | 0.70 | 0.57 |
| Depreciation | 0.25 | 0.25 | 0.15 | 0.26 | 0.21 | 0.25 | 0.21 | 0.23 | 0.20 | 0.18 | 0.50 | 0.27 | 0.22 |
| Profit before tax | 5.27 | 4.48 | 4.05 | 7.66 | 6.44 | 6.03 | 5.56 | 4.64 | 4.74 | 0.10 | -9.59 | 6.72 | 6.10 |
| Tax % | 29.60% | 15.85% | 40.74% | 32.64% | 29.81% | 35.16% | 39.93% | 26.08% | 24.68% | -60.00% | -39.21% | 57.14% | 26.07% |
| Net Profit | 3.71 | 3.77 | 2.41 | 5.15 | 4.52 | 3.90 | 3.34 | 3.43 | 3.57 | 0.17 | -5.83 | 2.87 | 4.51 |
| EPS in Rs | 3.33 | 3.39 | 2.17 | 4.63 | 4.06 | 3.50 | 3.00 | 3.08 | 3.21 | 0.15 | -5.24 | 2.58 | 4.05 |
Last Updated: August 19, 2025, 8:15 pm
Below is a detailed analysis of the quarterly data for Delphi World Money Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 11.94 Cr.. The value appears to be declining and may need further review. It has decreased from 12.56 Cr. (Mar 2025) to 11.94 Cr., marking a decrease of 0.62 Cr..
- For Expenses, as of Jun 2025, the value is 9.66 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 9.61 Cr. (Mar 2025) to 9.66 Cr., marking an increase of 0.05 Cr..
- For Operating Profit, as of Jun 2025, the value is 2.28 Cr.. The value appears to be declining and may need further review. It has decreased from 2.95 Cr. (Mar 2025) to 2.28 Cr., marking a decrease of 0.67 Cr..
- For OPM %, as of Jun 2025, the value is 19.10%. The value appears to be declining and may need further review. It has decreased from 23.49% (Mar 2025) to 19.10%, marking a decrease of 4.39%.
- For Other Income, as of Jun 2025, the value is 4.61 Cr.. The value appears to be declining and may need further review. It has decreased from 4.74 Cr. (Mar 2025) to 4.61 Cr., marking a decrease of 0.13 Cr..
- For Interest, as of Jun 2025, the value is 0.57 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.70 Cr. (Mar 2025) to 0.57 Cr., marking a decrease of 0.13 Cr..
- For Depreciation, as of Jun 2025, the value is 0.22 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.27 Cr. (Mar 2025) to 0.22 Cr., marking a decrease of 0.05 Cr..
- For Profit before tax, as of Jun 2025, the value is 6.10 Cr.. The value appears to be declining and may need further review. It has decreased from 6.72 Cr. (Mar 2025) to 6.10 Cr., marking a decrease of 0.62 Cr..
- For Tax %, as of Jun 2025, the value is 26.07%. The value appears to be improving (decreasing) as expected. It has decreased from 57.14% (Mar 2025) to 26.07%, marking a decrease of 31.07%.
- For Net Profit, as of Jun 2025, the value is 4.51 Cr.. The value appears strong and on an upward trend. It has increased from 2.87 Cr. (Mar 2025) to 4.51 Cr., marking an increase of 1.64 Cr..
- For EPS in Rs, as of Jun 2025, the value is 4.05. The value appears strong and on an upward trend. It has increased from 2.58 (Mar 2025) to 4.05, marking an increase of 1.47.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:52 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 4,694.84 | 4,464.43 | 4,786.80 | 5,992.40 | 7,696.00 | 9,163.53 | 180.93 | 117.85 | 72.50 | 97.74 | 96.95 | 73.82 | 49.02 |
| Expenses | 4,649.14 | 4,419.95 | 4,737.17 | 5,940.20 | 7,636.52 | 9,200.57 | 75.78 | 53.50 | 54.42 | 74.57 | 69.82 | 54.58 | 42.93 |
| Operating Profit | 45.70 | 44.48 | 49.63 | 52.20 | 59.48 | -37.04 | 105.15 | 64.35 | 18.08 | 23.17 | 27.13 | 19.24 | 6.09 |
| OPM % | 0.97% | 1.00% | 1.04% | 0.87% | 0.77% | -0.40% | 58.12% | 54.60% | 24.94% | 23.71% | 27.98% | 26.06% | 12.42% |
| Other Income | 0.36 | 1.79 | 2.73 | -0.33 | 3.88 | 10.45 | -0.16 | 0.47 | 0.88 | 1.78 | -0.97 | -12.86 | 4.45 |
| Interest | 12.92 | 11.43 | 12.56 | 10.86 | 6.81 | 4.43 | 12.17 | 5.51 | 3.67 | 2.58 | 2.60 | 3.25 | 2.40 |
| Depreciation | 4.46 | 5.48 | 4.70 | 4.57 | 4.45 | 2.73 | 32.40 | 1.34 | 1.33 | 0.91 | 0.90 | 1.15 | 1.20 |
| Profit before tax | 28.68 | 29.36 | 35.10 | 36.44 | 52.10 | -33.75 | 60.42 | 57.97 | 13.96 | 21.46 | 22.66 | 1.98 | 6.94 |
| Tax % | 36.23% | 36.55% | 37.66% | 36.80% | 34.47% | -59.64% | 35.14% | 29.64% | 43.34% | 29.92% | 32.92% | 1.01% | |
| Net Profit | 18.28 | 18.63 | 21.87 | 23.02 | 34.14 | -13.64 | 39.19 | 40.78 | 7.92 | 15.04 | 15.19 | 1.96 | 4.20 |
| EPS in Rs | 10.75 | 10.96 | 12.86 | 13.54 | 20.08 | -8.32 | 23.90 | 24.87 | 4.83 | 9.17 | 9.26 | 1.20 | 2.57 |
| Dividend Payout % | 47.43% | 46.54% | 39.64% | 15.07% | 3.39% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 1.91% | 17.39% | 5.26% | 48.31% | -139.95% | 387.32% | 4.06% | -80.58% | 89.90% | 1.00% | -87.10% |
| Change in YoY Net Profit Growth (%) | 0.00% | 15.48% | -12.13% | 43.05% | -188.26% | 527.27% | -383.26% | -84.64% | 170.48% | -88.90% | -88.09% |
Delphi World Money Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -34% |
| 5 Years: | -16% |
| 3 Years: | 1% |
| TTM: | -30% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 1% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | -14% |
| 3 Years: | -20% |
| 1 Year: | -13% |
| Return on Equity | |
|---|---|
| 10 Years: | 12% |
| 5 Years: | 7% |
| 3 Years: | 3% |
| Last Year: | -4% |
Last Updated: September 5, 2025, 3:11 pm
Balance Sheet
Last Updated: December 4, 2025, 2:44 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 11.56 | 11.56 | 11.56 | 11.56 | 11.56 | 11.13 | 11.13 | 11.13 | 11.13 | 11.13 | 11.13 | 11.13 | 11.13 |
| Reserves | 69.99 | 77.53 | 88.96 | 124.97 | 175.06 | 93.56 | 132.35 | 173.03 | 180.87 | 195.57 | 210.56 | 212.43 | 219.58 |
| Borrowings | 144.17 | 85.46 | 77.58 | 63.11 | 118.90 | 55.95 | 75.22 | 33.36 | 31.28 | 0.62 | 30.97 | 27.63 | 10.68 |
| Other Liabilities | 109.02 | 96.71 | 89.98 | 101.75 | 102.62 | 132.48 | 40.45 | 74.18 | 78.58 | 99.04 | 67.40 | 58.30 | 49.82 |
| Total Liabilities | 334.74 | 271.26 | 268.08 | 301.39 | 408.14 | 293.12 | 259.15 | 291.70 | 301.86 | 306.36 | 320.06 | 309.49 | 291.21 |
| Fixed Assets | 46.54 | 41.50 | 38.46 | 38.51 | 38.59 | 7.92 | 54.85 | 5.43 | 3.93 | 3.40 | 2.52 | 3.63 | 3.22 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.23 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 27.22 | 26.15 | 28.84 | 53.76 | 80.49 | 0.38 | 0.38 | 0.27 | 0.00 | 0.00 | 0.00 | 0.00 | 171.19 |
| Other Assets | 260.98 | 203.61 | 200.78 | 209.12 | 288.83 | 284.82 | 203.92 | 286.00 | 297.93 | 302.96 | 317.54 | 305.86 | 116.80 |
| Total Assets | 334.74 | 271.26 | 268.08 | 301.39 | 408.14 | 293.12 | 259.15 | 291.70 | 301.86 | 306.36 | 320.06 | 309.49 | 291.21 |
Below is a detailed analysis of the balance sheet data for Delphi World Money Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 11.13 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 11.13 Cr..
- For Reserves, as of Sep 2025, the value is 219.58 Cr.. The value appears strong and on an upward trend. It has increased from 212.43 Cr. (Mar 2025) to 219.58 Cr., marking an increase of 7.15 Cr..
- For Borrowings, as of Sep 2025, the value is 10.68 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 27.63 Cr. (Mar 2025) to 10.68 Cr., marking a decrease of 16.95 Cr..
- For Other Liabilities, as of Sep 2025, the value is 49.82 Cr.. The value appears to be improving (decreasing). It has decreased from 58.30 Cr. (Mar 2025) to 49.82 Cr., marking a decrease of 8.48 Cr..
- For Total Liabilities, as of Sep 2025, the value is 291.21 Cr.. The value appears to be improving (decreasing). It has decreased from 309.49 Cr. (Mar 2025) to 291.21 Cr., marking a decrease of 18.28 Cr..
- For Fixed Assets, as of Sep 2025, the value is 3.22 Cr.. The value appears to be declining and may need further review. It has decreased from 3.63 Cr. (Mar 2025) to 3.22 Cr., marking a decrease of 0.41 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 171.19 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Mar 2025) to 171.19 Cr., marking an increase of 171.19 Cr..
- For Other Assets, as of Sep 2025, the value is 116.80 Cr.. The value appears to be declining and may need further review. It has decreased from 305.86 Cr. (Mar 2025) to 116.80 Cr., marking a decrease of 189.06 Cr..
- For Total Assets, as of Sep 2025, the value is 291.21 Cr.. The value appears to be declining and may need further review. It has decreased from 309.49 Cr. (Mar 2025) to 291.21 Cr., marking a decrease of 18.28 Cr..
Notably, the Reserves (219.58 Cr.) exceed the Borrowings (10.68 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -98.47 | -40.98 | -27.95 | -10.91 | -59.42 | -92.99 | 29.93 | 30.99 | -13.20 | 22.55 | -3.84 | -8.39 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 10.27 | 6.55 | 6.47 | 5.87 | 2.83 | 1.26 | 24.79 | 164.74 | 245.13 | 172.57 | 219.87 | 156.89 |
| Inventory Days | 1.53 | 0.90 | 1.12 | 1.49 | 1.18 | 1.23 | ||||||
| Days Payable | 5.04 | 4.56 | 4.41 | 3.63 | 2.18 | 2.28 | ||||||
| Cash Conversion Cycle | 6.76 | 2.89 | 3.18 | 3.73 | 1.84 | 0.21 | 24.79 | 164.74 | 245.13 | 172.57 | 219.87 | 156.89 |
| Working Capital Days | -2.91 | -2.47 | 0.24 | 1.60 | -3.63 | 0.45 | 134.50 | 420.35 | 772.59 | 584.58 | 798.67 | 457.02 |
| ROCE % | 21.27% | 20.68% | 27.02% | 25.61% | 23.28% | -5.97% | 38.58% | 29.18% | 8.02% | 11.17% | 11.48% | 7.24% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 19 | Mar 18 | Mar 17 | Mar 16 | Mar 11 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -11.79 | 28.44 | 18.00 | 12.78 | 10.91 |
| Diluted EPS (Rs.) | -11.79 | 28.44 | 18.00 | 12.78 | 10.91 |
| Cash EPS (Rs.) | -9.80 | 33.37 | 24.00 | 22.97 | 12.99 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 94.08 | 154.77 | 108.80 | 77.73 | 38.65 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 94.08 | 154.77 | 108.80 | 77.73 | 38.65 |
| Revenue From Operations / Share (Rs.) | 8231.86 | 6651.28 | 5179.53 | 4134.90 | 2997.12 |
| PBDIT / Share (Rs.) | -10.05 | 54.79 | 45.93 | 44.83 | 25.11 |
| PBIT / Share (Rs.) | -12.51 | 50.94 | 41.94 | 40.70 | 23.03 |
| PBT / Share (Rs.) | -16.49 | 45.05 | 31.61 | 30.28 | 17.00 |
| Net Profit / Share (Rs.) | -12.25 | 29.52 | 20.01 | 18.84 | 10.92 |
| NP After MI And SOA / Share (Rs.) | -12.06 | 28.44 | 18.00 | 12.78 | 10.92 |
| PBDIT Margin (%) | -0.12 | 0.82 | 0.88 | 1.08 | 0.83 |
| PBIT Margin (%) | -0.15 | 0.76 | 0.80 | 0.98 | 0.76 |
| PBT Margin (%) | -0.20 | 0.67 | 0.61 | 0.73 | 0.56 |
| Net Profit Margin (%) | -0.14 | 0.44 | 0.38 | 0.45 | 0.36 |
| NP After MI And SOA Margin (%) | -0.14 | 0.42 | 0.34 | 0.30 | 0.36 |
| Return on Networth / Equity (%) | -12.82 | 18.37 | 16.54 | 16.44 | 28.24 |
| Return on Capital Employeed (%) | -8.97 | 27.66 | 31.28 | 39.35 | 19.68 |
| Return On Assets (%) | -4.57 | 8.21 | 7.13 | 5.66 | 5.85 |
| Long Term Debt / Equity (X) | 0.07 | 0.07 | 0.11 | 0.20 | 1.91 |
| Total Debt / Equity (X) | 0.52 | 0.64 | 0.47 | 0.80 | 1.91 |
| Asset Turnover Ratio (%) | 26.41 | 22.23 | 21.30 | 0.00 | 0.00 |
| Current Ratio (X) | 1.72 | 1.46 | 1.46 | 1.35 | 2.02 |
| Quick Ratio (X) | 1.50 | 1.33 | 1.28 | 1.26 | 1.81 |
| Dividend Payout Ratio (NP) (%) | 0.00 | 10.54 | 0.00 | 58.68 | 18.32 |
| Dividend Payout Ratio (CP) (%) | 0.00 | 9.29 | 0.00 | 44.36 | 15.39 |
| Earning Retention Ratio (%) | 0.00 | 89.46 | 0.00 | 41.32 | 81.68 |
| Cash Earning Retention Ratio (%) | 0.00 | 90.71 | 0.00 | 55.64 | 84.61 |
| Interest Coverage Ratio (X) | -2.52 | 9.31 | 4.89 | 4.30 | 4.17 |
| Interest Coverage Ratio (Post Tax) (X) | 1.40 | 6.01 | 3.23 | 2.81 | 2.81 |
| Enterprise Value (Cr.) | 544.70 | 1175.93 | 425.47 | 229.38 | 0.00 |
| EV / Net Operating Revenue (X) | 0.05 | 0.15 | 0.07 | 0.04 | 0.00 |
| EV / EBITDA (X) | -48.70 | 18.56 | 8.01 | 4.42 | 0.00 |
| MarketCap / Net Operating Revenue (X) | 0.06 | 0.15 | 0.06 | 0.04 | 0.00 |
| Retention Ratios (%) | 0.00 | 89.45 | 0.00 | 41.31 | 81.67 |
| Price / BV (X) | 5.52 | 6.84 | 3.20 | 2.27 | 0.00 |
| Price / Net Operating Revenue (X) | 0.06 | 0.15 | 0.06 | 0.04 | 0.00 |
| EarningsYield | -0.02 | 0.02 | 0.05 | 0.07 | 0.00 |
After reviewing the key financial ratios for Delphi World Money Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 19, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 18) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 19, the value is -11.79. This value is below the healthy minimum of 5. It has decreased from 28.44 (Mar 18) to -11.79, marking a decrease of 40.23.
- For Diluted EPS (Rs.), as of Mar 19, the value is -11.79. This value is below the healthy minimum of 5. It has decreased from 28.44 (Mar 18) to -11.79, marking a decrease of 40.23.
- For Cash EPS (Rs.), as of Mar 19, the value is -9.80. This value is below the healthy minimum of 3. It has decreased from 33.37 (Mar 18) to -9.80, marking a decrease of 43.17.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 19, the value is 94.08. It has decreased from 154.77 (Mar 18) to 94.08, marking a decrease of 60.69.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 19, the value is 94.08. It has decreased from 154.77 (Mar 18) to 94.08, marking a decrease of 60.69.
- For Revenue From Operations / Share (Rs.), as of Mar 19, the value is 8,231.86. It has increased from 6,651.28 (Mar 18) to 8,231.86, marking an increase of 1,580.58.
- For PBDIT / Share (Rs.), as of Mar 19, the value is -10.05. This value is below the healthy minimum of 2. It has decreased from 54.79 (Mar 18) to -10.05, marking a decrease of 64.84.
- For PBIT / Share (Rs.), as of Mar 19, the value is -12.51. This value is below the healthy minimum of 0. It has decreased from 50.94 (Mar 18) to -12.51, marking a decrease of 63.45.
- For PBT / Share (Rs.), as of Mar 19, the value is -16.49. This value is below the healthy minimum of 0. It has decreased from 45.05 (Mar 18) to -16.49, marking a decrease of 61.54.
- For Net Profit / Share (Rs.), as of Mar 19, the value is -12.25. This value is below the healthy minimum of 2. It has decreased from 29.52 (Mar 18) to -12.25, marking a decrease of 41.77.
- For NP After MI And SOA / Share (Rs.), as of Mar 19, the value is -12.06. This value is below the healthy minimum of 2. It has decreased from 28.44 (Mar 18) to -12.06, marking a decrease of 40.50.
- For PBDIT Margin (%), as of Mar 19, the value is -0.12. This value is below the healthy minimum of 10. It has decreased from 0.82 (Mar 18) to -0.12, marking a decrease of 0.94.
- For PBIT Margin (%), as of Mar 19, the value is -0.15. This value is below the healthy minimum of 10. It has decreased from 0.76 (Mar 18) to -0.15, marking a decrease of 0.91.
- For PBT Margin (%), as of Mar 19, the value is -0.20. This value is below the healthy minimum of 10. It has decreased from 0.67 (Mar 18) to -0.20, marking a decrease of 0.87.
- For Net Profit Margin (%), as of Mar 19, the value is -0.14. This value is below the healthy minimum of 5. It has decreased from 0.44 (Mar 18) to -0.14, marking a decrease of 0.58.
- For NP After MI And SOA Margin (%), as of Mar 19, the value is -0.14. This value is below the healthy minimum of 8. It has decreased from 0.42 (Mar 18) to -0.14, marking a decrease of 0.56.
- For Return on Networth / Equity (%), as of Mar 19, the value is -12.82. This value is below the healthy minimum of 15. It has decreased from 18.37 (Mar 18) to -12.82, marking a decrease of 31.19.
- For Return on Capital Employeed (%), as of Mar 19, the value is -8.97. This value is below the healthy minimum of 10. It has decreased from 27.66 (Mar 18) to -8.97, marking a decrease of 36.63.
- For Return On Assets (%), as of Mar 19, the value is -4.57. This value is below the healthy minimum of 5. It has decreased from 8.21 (Mar 18) to -4.57, marking a decrease of 12.78.
- For Long Term Debt / Equity (X), as of Mar 19, the value is 0.07. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 18) which recorded 0.07.
- For Total Debt / Equity (X), as of Mar 19, the value is 0.52. This value is within the healthy range. It has decreased from 0.64 (Mar 18) to 0.52, marking a decrease of 0.12.
- For Asset Turnover Ratio (%), as of Mar 19, the value is 26.41. It has increased from 22.23 (Mar 18) to 26.41, marking an increase of 4.18.
- For Current Ratio (X), as of Mar 19, the value is 1.72. This value is within the healthy range. It has increased from 1.46 (Mar 18) to 1.72, marking an increase of 0.26.
- For Quick Ratio (X), as of Mar 19, the value is 1.50. This value is within the healthy range. It has increased from 1.33 (Mar 18) to 1.50, marking an increase of 0.17.
- For Dividend Payout Ratio (NP) (%), as of Mar 19, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 10.54 (Mar 18) to 0.00, marking a decrease of 10.54.
- For Dividend Payout Ratio (CP) (%), as of Mar 19, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 9.29 (Mar 18) to 0.00, marking a decrease of 9.29.
- For Earning Retention Ratio (%), as of Mar 19, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 89.46 (Mar 18) to 0.00, marking a decrease of 89.46.
- For Cash Earning Retention Ratio (%), as of Mar 19, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 90.71 (Mar 18) to 0.00, marking a decrease of 90.71.
- For Interest Coverage Ratio (X), as of Mar 19, the value is -2.52. This value is below the healthy minimum of 3. It has decreased from 9.31 (Mar 18) to -2.52, marking a decrease of 11.83.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 19, the value is 1.40. This value is below the healthy minimum of 3. It has decreased from 6.01 (Mar 18) to 1.40, marking a decrease of 4.61.
- For Enterprise Value (Cr.), as of Mar 19, the value is 544.70. It has decreased from 1,175.93 (Mar 18) to 544.70, marking a decrease of 631.23.
- For EV / Net Operating Revenue (X), as of Mar 19, the value is 0.05. This value is below the healthy minimum of 1. It has decreased from 0.15 (Mar 18) to 0.05, marking a decrease of 0.10.
- For EV / EBITDA (X), as of Mar 19, the value is -48.70. This value is below the healthy minimum of 5. It has decreased from 18.56 (Mar 18) to -48.70, marking a decrease of 67.26.
- For MarketCap / Net Operating Revenue (X), as of Mar 19, the value is 0.06. This value is below the healthy minimum of 1. It has decreased from 0.15 (Mar 18) to 0.06, marking a decrease of 0.09.
- For Retention Ratios (%), as of Mar 19, the value is 0.00. This value is below the healthy minimum of 30. It has decreased from 89.45 (Mar 18) to 0.00, marking a decrease of 89.45.
- For Price / BV (X), as of Mar 19, the value is 5.52. This value exceeds the healthy maximum of 3. It has decreased from 6.84 (Mar 18) to 5.52, marking a decrease of 1.32.
- For Price / Net Operating Revenue (X), as of Mar 19, the value is 0.06. This value is below the healthy minimum of 1. It has decreased from 0.15 (Mar 18) to 0.06, marking a decrease of 0.09.
- For EarningsYield, as of Mar 19, the value is -0.02. This value is below the healthy minimum of 5. It has decreased from 0.02 (Mar 18) to -0.02, marking a decrease of 0.04.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Delphi World Money Ltd:
- Net Profit Margin: -0.14%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -8.97% (Industry Average ROCE: 21.4%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -12.82% (Industry Average ROE: 13.12%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.4
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.5
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 24.5 (Industry average Stock P/E: 51.34)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.52
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -0.14%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 8th Floor, Manek Plaza, Kalina CST Road, Mumbai Maharashtra 400098 | corp.relations@ebixcash.com http://www.indiaforexonline.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. T C Guruprasad | Chairman |
| Mr. Hariprasad Meenoth Panichikkil | Whole Time Director |
| Mr. Chaganti Samba Murty | Non Executive Director |
| Mr. Ajai Kumar | Independent Director |
| Ms. Vani Mahajan | Independent Director |
| Mr. Shri Pal Goel | Independent Director |
FAQ
What is the intrinsic value of Delphi World Money Ltd?
Delphi World Money Ltd's intrinsic value (as of 16 December 2025) is 113.32 which is 55.03% lower the current market price of 252.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 412 Cr. market cap, FY2025-2026 high/low of 256/100, reserves of ₹219.58 Cr, and liabilities of 291.21 Cr.
What is the Market Cap of Delphi World Money Ltd?
The Market Cap of Delphi World Money Ltd is 412 Cr..
What is the current Stock Price of Delphi World Money Ltd as on 16 December 2025?
The current stock price of Delphi World Money Ltd as on 16 December 2025 is 252.
What is the High / Low of Delphi World Money Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Delphi World Money Ltd stocks is 256/100.
What is the Stock P/E of Delphi World Money Ltd?
The Stock P/E of Delphi World Money Ltd is 24.5.
What is the Book Value of Delphi World Money Ltd?
The Book Value of Delphi World Money Ltd is 141.
What is the Dividend Yield of Delphi World Money Ltd?
The Dividend Yield of Delphi World Money Ltd is 0.00 %.
What is the ROCE of Delphi World Money Ltd?
The ROCE of Delphi World Money Ltd is 7.24 %.
What is the ROE of Delphi World Money Ltd?
The ROE of Delphi World Money Ltd is 4.02 %.
What is the Face Value of Delphi World Money Ltd?
The Face Value of Delphi World Money Ltd is 10.0.