Delphi World Money Ltd: Intrinsic Value & Share Price Analysis

Q: What is the current share price and 52-week range of Delphi World Money Ltd?

Delphi World Money Ltd is trading at 6.54 as of 31 August 2026, with a FY2026-2027 high of 18.4 and low of 6.15. The stock is currently near its 52-week low. Market cap stands at 160 Cr..

Q: Is Delphi World Money Ltd financially healthy?

Key indicators: ROCE of 4.19 % is on the lower side. Dividend yield is 0.00 %.

Q: Is Delphi World Money Ltd profitable and how is the profit trend?

Delphi World Money Ltd reported a net profit of 2 Cr in Mar 2025 on revenue of 74 Cr. Compared to 8 Cr in Mar 2022, the net profit shows a declining trend.

Fair Value

₹6.35Fairly Valued by 2.91%vs CMP ₹6.54

P/E (27.8) × ROE (2.1%) × BV (₹13.40) × DY (2.00%)

₹8.64Undervalued by 32.11%vs CMP ₹6.54

MoS: +24.3% (Adequate)Confidence: 43/100 (Low)Models: 4 Under, 1 Fair, 4 Over

Model	Category	Value	Weight	Signal
PE-ROE	Earnings	₹6.71	22%	Fair (+2.6%)
Graham Number	Earnings	₹11.25	16%	Under (+72%)
Earnings Power	Earnings	₹4.32	11%	Over (-33.9%)
DCF	Cash Flow	₹5.63	13%	Over (-13.9%)
Net Asset Value	Assets	₹13.41	7%	Under (+105%)
EV/EBITDA	Enterprise	₹8.13	9%	Under (+24.3%)
Earnings Yield	Earnings	₹4.20	7%	Over (-35.8%)
ROCE Capital	Returns	₹22.07	9%	Under (+237.5%)
Revenue Multiple	Revenue	₹3.02	5%	Over (-53.8%)
Consensus (9 models)		₹8.64	100%	Undervalued

Key Drivers: ROE 2.1% is below cost of equity. | Wide model spread (₹3–₹22) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 5.6%

*Investments are subject to market risks

Analyst Summary

Delphi World Money Ltd operates in the Finance & Investments segment, NSE: DELPHIFX | BSE: 533452, current market price is ₹6.54, market cap is 160 Cr.. At a glance, stock P/E is 27.8, ROE is 2.09 %, ROCE is 4.19 %, book value is 13.4, dividend yield is 0.00 %. The latest intrinsic value estimate is ₹8.64, which is about 32.1% above the current price, so the page currently reads as potentially undervalued rather than fully priced. On operating trend, latest reported sales are about ₹74 Cr versus the prior period change of -23.7%, while latest net profit is about ₹2 Cr with a prior-period change of -86.7%. The 52-week range shown on this page is 18.4/6.15, which helps frame where the current quote sits within its recent trading band. Business context: About the Company - Qualitative AnalysisDelphi World Money Ltd. is a Public Limited Listed company incorporated on 09/10/1985 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) i…

This summary is generated from the stock page data available for Delphi World Money Ltd: Intrinsic Value & Share Price Analysis and is refreshed automatically when the underlying metrics change.

Investment Snapshot

Delphi World Money Ltd scores 53/100 (Average)

Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison

Stock Health50/100 · Moderate

ROCE 4.2% WeakROE 2.1% WeakD/E 1.91 High debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent

Smart Money50/100 · Moderate

FII holding stable No changePromoter holding at 61.3% Stable

Earnings Quality55/100 · Moderate

OPM expanding (25% → 27%) ImprovingWorking capital: 457 days Capital intensive

Quarterly Momentum65/100 · Strong

Revenue (4Q): -17% YoY DecliningProfit (4Q): +666% YoY StrongOPM: 6.3% (up 11.5% YoY) Margin expansion

Industry Rank40/100 · Moderate

P/E 27.8 vs industry 63.1 Cheaper than peersROCE 4.2% vs industry 10.9% Below peersROE 2.1% vs industry 11.6% Below peers3Y sales CAGR: 1% Slow

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily.

Share Price and Basic Stock Data

Last Updated: August 25, 2026, 9:49 am

Market Cap	160 Cr.
Current Price	6.54
Intrinsic Value	₹8.64
High / Low	18.4/6.15
Stock P/E	27.8
Book Value	13.4
Dividend Yield	0.00 %
ROCE	4.19 %
ROE	2.09 %
Face Value	2.00
PEG Ratio	4.97

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Delphi World Money Ltd

Competitors

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Delphi World Money Ltd	160 Cr.	6.54	18.4/6.15	27.8	13.4	0.00 %	4.19 %	2.09 %	2.00
Maha Rashtra Apex Corporation Ltd	169 Cr.	60.0	75.5/37.2		163	0.00 %	1.51 %	1.69 %	10.0
GACM Technologies Ltd	172 Cr.	1.01	1.01/0.40	27.2	0.96	0.00 %	10.1 %	10.1 %	1.00
Indbank Merchant Banking Services Ltd	142 Cr.	32.1	47.2/28.2	19.6	22.2	0.00 %	10.3 %	7.36 %	10.0
Adinath Exim Resources Ltd	129 Cr.	140	178/78.0	112	59.9	0.00 %	0.93 %	1.44 %	10.0
Industry Average	7,136.06 Cr	1,160.49		63.07	3,648.38	0.43%	10.85%	11.62%	7.17

All Competitor Stocks of Delphi World Money Ltd

Quarterly Result

Metric	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Sales	21.53	23.22	22.57	21.22	21.36	15.51	15.28	14.29	12.58	12.56	11.94	11.94	11.38
Expenses	19.71	19.53	18.74	18.81	19.23	14.54	14.13	18.22	13.23	9.61	9.66	10.43	10.66
Operating Profit	1.82	3.69	3.83	2.41	2.13	0.97	1.15	-3.93	-0.65	2.95	2.28	1.51	0.72
OPM %	8.45%	15.89%	16.97%	11.36%	9.97%	6.25%	7.53%	-27.50%	-5.17%	23.49%	19.10%	12.65%	6.33%
Other Income	2.93	4.48	3.15	4.44	4.30	4.58	4.50	5.07	-7.68	4.74	4.61	2.78	0.37
Interest	0.55	0.25	0.33	0.57	0.66	0.68	0.71	0.86	0.76	0.70	0.57	0.37	0.14
Depreciation	0.15	0.26	0.21	0.25	0.21	0.23	0.20	0.18	0.50	0.27	0.22	0.21	0.22
Profit before tax	4.05	7.66	6.44	6.03	5.56	4.64	4.74	0.10	-9.59	6.72	6.10	3.71	0.73
Tax %	40.74%	32.64%	29.81%	35.16%	39.93%	26.08%	24.68%	-60.00%	-39.21%	57.14%	26.07%	28.84%	67.12%
Net Profit	2.41	5.15	4.52	3.90	3.34	3.43	3.57	0.17	-5.83	2.87	4.51	2.65	0.24
EPS in Rs	0.10	0.21	0.18	0.16	0.14	0.14	0.15	0.01	-0.24	0.12	0.18	0.11	0.01

Last Updated: March 3, 2026, 11:00 am

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 27, 2026, 3:45 am

Metric	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Sales	4,695	4,464	4,787	5,992	7,696	9,164	181	118	72	98	97	74	48
Expenses	4,649	4,420	4,737	5,940	7,637	9,201	76	54	54	75	70	55	40
Operating Profit	46	44	50	52	59	-37	105	64	18	23	27	19	7
OPM %	1%	1%	1%	1%	1%	-0%	58%	55%	25%	24%	28%	26%	16%
Other Income	0	2	3	-0	4	10	-0	0	1	2	-1	-13	12
Interest	13	11	13	11	7	4	12	6	4	3	3	3	2
Depreciation	4	5	5	5	4	3	32	1	1	1	1	1	1
Profit before tax	29	29	35	36	52	-34	60	58	14	21	23	2	17
Tax %	36%	37%	38%	37%	34%	-60%	35%	30%	43%	30%	33%	1%
Net Profit	18	19	22	23	34	-14	39	41	8	15	15	2	10
EPS in Rs	0.72	0.73	0.86	0.90	1.34	-0.56	1.60	1.66	0.32	0.61	0.62	0.08	0.42
Dividend Payout %	47%	47%	40%	15%	3%	0%	0%	0%	0%	0%	0%	0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2014-2015	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024	2024-2025
YoY Net Profit Growth (%)	5.56%	15.79%	4.55%	47.83%	-141.18%	378.57%	5.13%	-80.49%	87.50%	0.00%	-86.67%
Change in YoY Net Profit Growth (%)	0.00%	10.23%	-11.24%	43.28%	-189.00%	519.75%	-373.44%	-85.62%	167.99%	-87.50%	-86.67%

Delphi World Money Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:	-34%
5 Years:	-16%
3 Years:	1%
TTM:	-30%

Compounded Profit Growth
10 Years:	%
5 Years:	%
3 Years:	%
TTM:	1%

Stock Price CAGR
10 Years:	0%
5 Years:	-14%
3 Years:	-20%
1 Year:	-13%

Return on Equity
10 Years:	12%
5 Years:	7%
3 Years:	3%
Last Year:	-4%

Last Updated: September 5, 2025, 3:11 pm

Balance Sheet

Last Updated: June 1, 2026, 6:30 am

Month	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	11.56	11.56	11.56	11.56	11.13	11.13	11.13	11.13	11.13	11.13	11.13	49.05
Reserves	77.53	88.96	124.97	175.06	93.56	132.35	173.03	180.87	195.57	210.56	212.43	278.97
Borrowings	85.46	77.58	63.11	118.90	55.95	75.22	33.36	31.28	0.62	30.97	27.63	1.22
Other Liabilities	96.71	89.98	101.75	102.62	132.48	40.45	74.18	78.58	99.04	67.40	58.30	44.85
Total Liabilities	271.26	268.08	301.39	408.14	293.12	259.15	291.70	301.86	306.36	320.06	309.49	374.09
Fixed Assets	41.50	38.46	38.51	38.59	7.92	54.85	5.43	3.93	3.40	2.52	3.63	3.53
CWIP	0.00	0.00	0.00	0.23	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	26.15	28.84	53.76	80.49	0.38	0.38	0.27	0.00	0.00	0.00	0.00	252.19
Other Assets	203.61	200.78	209.12	288.83	284.82	203.92	286.00	297.93	302.96	317.54	305.86	118.37
Total Assets	271.26	268.08	301.39	408.14	293.12	259.15	291.70	301.86	306.36	320.06	309.49	374.09

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity +	71.85	13.33	24.10	64.75	-5.64	22.66	31.58	28.71	39.78	-31.59	-4.37	-12.68
Cash from Investing Activity +	-1.01	-9.36	-8.37	19.29	16.48	-5.42	-1.53	-26.92	-17.51	-17.29	37.11	-76.81
Cash from Financing Activity +	-68.43	-28.32	-14.19	-10.75	-43.28	-72.80	0.88	-5.30	-32.61	28.16	-7.06	71.91
Net Cash Flow	2.41	-24.34	1.54	73.29	-32.44	-55.56	30.93	-3.51	-10.34	-20.72	25.68	-17.58
Free Cash Flow	69.91	11.51	19.44	60.05	5.00	22.39	31.45	28.78	39.67	-32.67	-5.76	-13.25
CFO/OP	185%	65%	71%	145%	-20%	28%	52%	260%	187%	-97%	3%	-186%

Free Cash Flow

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Free Cash Flow	46.00	-41.46	-27.58	-11.11	-59.90	-92.95	29.78	30.64	-13.28	22.38	-3.97	-8.63

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Debtor Days	10.27	6.55	6.47	5.87	2.83	1.26	24.79	164.74	245.13	172.57	219.87	156.89
Inventory Days	1.53	0.90	1.12	1.49	1.18	1.23
Days Payable	5.04	4.56	4.41	3.63	2.18	2.28
Cash Conversion Cycle	6.76	2.89	3.18	3.73	1.84	0.21	24.79	164.74	245.13	172.57	219.87	156.89
Working Capital Days	-2.91	-2.47	0.24	1.60	-3.63	0.45	134.50	420.35	772.59	584.58	798.67	457.02
ROCE %	21.27%	20.68%	27.02%	25.61%	23.28%	-5.97%	38.58%	29.18%	8.02%	11.17%	11.48%	7.24%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters	89.55%	75.00%	75.00%	75.00%	75.00%	75.00%	75.00%	75.00%	75.00%	61.32%	61.32%	61.32%
FIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.52%	0.02%	0.00%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.13%	0.24%	0.00%	0.00%	0.00%	0.00%	0.00%
Government	0.00%	1.96%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Public	10.44%	23.02%	24.99%	24.99%	25.00%	24.87%	24.76%	25.00%	25.02%	38.17%	38.66%	38.67%
No. of Shareholders	8,089	10,492	11,034	11,233	10,470	9,711	9,570	9,849	9,513	10,051	14,730	14,998

Shareholding Pattern Chart

No. of Shareholders

Delphi World Money Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 19	Mar 18	Mar 17	Mar 16	Mar 11
FaceValue	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	-11.79	28.44	18.00	12.78	10.91
Diluted EPS (Rs.)	-11.79	28.44	18.00	12.78	10.91
Cash EPS (Rs.)	-9.80	33.37	24.00	22.97	12.99
Book Value[Excl.RevalReserv]/Share (Rs.)	94.08	154.77	108.80	77.73	38.65
Book Value[Incl.RevalReserv]/Share (Rs.)	94.08	154.77	108.80	77.73	38.65
Revenue From Operations / Share (Rs.)	8231.86	6651.28	5179.53	4134.90	2997.12
PBDIT / Share (Rs.)	-10.05	54.79	45.93	44.83	25.11
PBIT / Share (Rs.)	-12.51	50.94	41.94	40.70	23.03
PBT / Share (Rs.)	-16.49	45.05	31.61	30.28	17.00
Net Profit / Share (Rs.)	-12.25	29.52	20.01	18.84	10.92
NP After MI And SOA / Share (Rs.)	-12.06	28.44	18.00	12.78	10.92
PBDIT Margin (%)	-0.12	0.82	0.88	1.08	0.83
PBIT Margin (%)	-0.15	0.76	0.80	0.98	0.76
PBT Margin (%)	-0.20	0.67	0.61	0.73	0.56
Net Profit Margin (%)	-0.14	0.44	0.38	0.45	0.36
NP After MI And SOA Margin (%)	-0.14	0.42	0.34	0.30	0.36
Return on Networth / Equity (%)	-12.82	18.37	16.54	16.44	28.24
Return on Capital Employeed (%)	-8.97	27.66	31.28	39.35	19.68
Return On Assets (%)	-4.57	8.21	7.13	5.66	5.85
Long Term Debt / Equity (X)	0.07	0.07	0.11	0.20	1.91
Total Debt / Equity (X)	0.52	0.64	0.47	0.80	1.91
Asset Turnover Ratio (%)	26.41	22.23	21.30	0.00	0.00
Current Ratio (X)	1.72	1.46	1.46	1.35	2.02
Quick Ratio (X)	1.50	1.33	1.28	1.26	1.81
Dividend Payout Ratio (NP) (%)	0.00	10.54	0.00	58.68	18.32
Dividend Payout Ratio (CP) (%)	0.00	9.29	0.00	44.36	15.39
Earning Retention Ratio (%)	0.00	89.46	0.00	41.32	81.68
Cash Earning Retention Ratio (%)	0.00	90.71	0.00	55.64	84.61
Interest Coverage Ratio (X)	-2.52	9.31	4.89	4.30	4.17
Interest Coverage Ratio (Post Tax) (X)	1.40	6.01	3.23	2.81	2.81
Enterprise Value (Cr.)	544.70	1175.93	425.47	229.38	0.00
EV / Net Operating Revenue (X)	0.05	0.15	0.07	0.04	0.00
EV / EBITDA (X)	-48.70	18.56	8.01	4.42	0.00
MarketCap / Net Operating Revenue (X)	0.06	0.15	0.06	0.04	0.00
Retention Ratios (%)	0.00	89.45	0.00	41.31	81.67
Price / BV (X)	5.52	6.84	3.20	2.27	0.00
Price / Net Operating Revenue (X)	0.06	0.15	0.06	0.04	0.00
EarningsYield	-0.02	0.02	0.05	0.07	0.00

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

[display_about_company_data title=”About the Company – Qualitative Analysis”]

FAQ

What is the intrinsic value of Delphi World Money Ltd and is it undervalued?

As of 31 August 2026, Delphi World Money Ltd's intrinsic value is ₹8.64, which is 32.11% higher than the current market price of ₹6.54, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (2.09 %), book value (₹13.4), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Delphi World Money Ltd?

Delphi World Money Ltd is trading at ₹6.54 as of 31 August 2026, with a FY2026-2027 high of ₹18.4 and low of ₹6.15. The stock is currently near its 52-week low. Market cap stands at ₹160 Cr..

How does Delphi World Money Ltd's P/E ratio compare to its industry?

Delphi World Money Ltd has a P/E ratio of 27.8, which is below the industry average of 63.07. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Delphi World Money Ltd financially healthy?

Key indicators for Delphi World Money Ltd: ROCE of 4.19 % is on the lower side compared to the industry average of 10.85%; ROE of 2.09 % is below ideal levels (industry average: 11.62%). Dividend yield is 0.00 %.

Is Delphi World Money Ltd profitable and how is the profit trend?

Delphi World Money Ltd reported a net profit of ₹2 Cr in Mar 2025 on revenue of ₹74 Cr. Compared to ₹8 Cr in Mar 2022, the net profit shows a declining trend.

Does Delphi World Money Ltd pay dividends?

Delphi World Money Ltd has a dividend yield of 0.00 % at the current price of ₹6.54. The company is currently not paying meaningful dividends.