Share Price and Basic Stock Data
Last Updated: October 18, 2025, 8:22 pm
| PEG Ratio | 6.06 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Explicit Finance Ltd operates in the finance and investments sector, with a current share price of ₹10.1 and a market capitalization of ₹9.33 Cr. The company’s revenue has demonstrated significant volatility over the past several quarters. Sales peaked at ₹22.86 Cr in March 2023 but subsequently declined to ₹9.40 Cr in March 2024, indicating a sharp decrease in revenue generation capabilities. The trailing twelve-month (TTM) revenue stood at ₹6.25 Cr, which further underscores the company’s struggle to maintain consistent sales. Quarterly sales figures reflect this trend, with the latest data showing sales of ₹2.69 Cr in September 2023, down from ₹6.40 Cr in September 2022. Furthermore, expenses have closely tracked sales, with total expenses reported at ₹22.85 Cr in March 2023 and slightly declining to ₹9.39 Cr in March 2024. This trend in revenues and expenses highlights the challenges faced by the company in achieving sustainable growth.
Profitability and Efficiency Metrics
Profitability metrics for Explicit Finance Ltd reveal ongoing challenges, particularly evident in its operating profit margin (OPM), which stood at 11.24% in June 2025. However, this comes after fluctuating margins in previous periods, including negative margins of -14.63% in June 2023 and -4.09% in September 2023. The company reported a net profit of ₹0.00 Cr for the latest reporting period, indicating an inability to convert sales into profits effectively. The return on equity (ROE) and return on capital employed (ROCE) remain alarmingly low at 0.00% and 0.13%, respectively, suggesting inefficiency in generating returns for shareholders. The interest coverage ratio (ICR) is recorded at 0.00x, reflecting a lack of capacity to cover interest obligations, a serious red flag for financial health. The cash conversion cycle stood at 10.62 days, which, while relatively efficient, is overshadowed by the company’s inability to generate consistent profits.
Balance Sheet Strength and Financial Ratios
The balance sheet of Explicit Finance Ltd shows a concerning financial posture characterized by negative reserves of ₹-1.36 Cr and no borrowings, indicating a reliance on equity financing without debt leverage. The company’s equity capital is stable at ₹9.27 Cr, but the absence of reserves suggests a lack of retained earnings to support growth or absorb losses, which has implications for long-term viability. The price-to-book value ratio is recorded at 0.91x, indicating that the stock is trading close to its book value, which is generally favorable in a distressed scenario. Current and quick ratios are extraordinarily high at 1211.94 and 1182.63, respectively, signaling strong liquidity but also raising questions about the effective utilization of assets. Furthermore, the company’s total assets stood at ₹7.96 Cr, reflecting a relatively stable asset base, yet the ongoing losses and lack of profitability inhibit potential growth prospects.
Shareholding Pattern and Investor Confidence
Explicit Finance Ltd’s shareholding pattern shows a dominant public stake of 87.90%, with promoters holding 12.10%. This distribution suggests a low level of insider confidence in the company, coupled with a growing number of shareholders, which stood at 2,555 as of June 2025, up from 2,174 in September 2022. This increase may indicate some level of interest from retail investors despite the company’s financial struggles. However, the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) further highlights a lack of institutional confidence in the company’s future prospects. The stability of the promoter’s stake over time indicates that they are not reducing their holdings, which could be interpreted as a sign of commitment to the company. Nonetheless, the lack of significant institutional investment raises concerns about the company’s attractiveness to larger investors.
Outlook, Risks, and Final Insight
If margins sustain at their current levels, the company may begin to stabilize its financial performance. However, significant risks remain, including the ongoing volatility in sales and profitability, as evidenced by the sharp fluctuations in revenue and net profit. The absence of reserves and the high liquidity ratios, while initially appearing favorable, could indicate inefficiencies in capital deployment. Additionally, the lack of institutional investor interest may hinder future capital raising efforts. If the company can implement effective operational strategies to enhance profitability and restore investor confidence, there might be potential for recovery. Conversely, continued losses and operational inefficiencies could lead to further deterioration of its financial standing, potentially jeopardizing its viability in the competitive finance and investments sector.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Explicit Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 12.1 Cr. | 41.3 | 67.7/36.4 | 43.2 | 43.5 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,445 Cr. | 308 | 495/280 | 15.8 | 102 | 0.32 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 37.3 Cr. | 0.53 | 2.42/0.46 | 3.62 | 0.02 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 4.49 Cr. | 9.08 | 12.7/8.25 | 10.3 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 24.4 Cr. | 47.6 | 72.0/47.6 | 20.6 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 6,763.07 Cr | 1,429.69 | 132.51 | 3,769.18 | 0.31% | 21.70% | 14.20% | 7.28 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 4.22 | 6.40 | 8.65 | 3.59 | 0.41 | 2.69 | 3.38 | 2.91 | 1.42 | 1.77 | 1.23 | 2.36 | 0.89 |
| Expenses | 4.57 | 6.29 | 8.78 | 3.24 | 0.47 | 2.80 | 3.02 | 3.09 | 1.51 | 1.73 | 1.15 | 2.40 | 0.79 |
| Operating Profit | -0.35 | 0.11 | -0.13 | 0.35 | -0.06 | -0.11 | 0.36 | -0.18 | -0.09 | 0.04 | 0.08 | -0.04 | 0.10 |
| OPM % | -8.29% | 1.72% | -1.50% | 9.75% | -14.63% | -4.09% | 10.65% | -6.19% | -6.34% | 2.26% | 6.50% | -1.69% | 11.24% |
| Other Income | 0.00 | -0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.35 | 0.10 | -0.13 | 0.34 | -0.06 | -0.11 | 0.36 | -0.17 | -0.09 | 0.04 | 0.08 | -0.03 | 0.10 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Net Profit | -0.35 | 0.10 | -0.13 | 0.34 | -0.06 | -0.11 | 0.36 | -0.18 | -0.10 | 0.04 | 0.08 | -0.03 | 0.10 |
| EPS in Rs | -0.38 | 0.11 | -0.14 | 0.37 | -0.06 | -0.12 | 0.39 | -0.19 | -0.11 | 0.04 | 0.09 | -0.03 | 0.11 |
Last Updated: August 19, 2025, 3:45 pm
Below is a detailed analysis of the quarterly data for Explicit Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.89 Cr.. The value appears to be declining and may need further review. It has decreased from 2.36 Cr. (Mar 2025) to 0.89 Cr., marking a decrease of 1.47 Cr..
- For Expenses, as of Jun 2025, the value is 0.79 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 2.40 Cr. (Mar 2025) to 0.79 Cr., marking a decrease of 1.61 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.10 Cr.. The value appears strong and on an upward trend. It has increased from -0.04 Cr. (Mar 2025) to 0.10 Cr., marking an increase of 0.14 Cr..
- For OPM %, as of Jun 2025, the value is 11.24%. The value appears strong and on an upward trend. It has increased from -1.69% (Mar 2025) to 11.24%, marking an increase of 12.93%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 0.01 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 0.01 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.10 Cr.. The value appears strong and on an upward trend. It has increased from -0.03 Cr. (Mar 2025) to 0.10 Cr., marking an increase of 0.13 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Net Profit, as of Jun 2025, the value is 0.10 Cr.. The value appears strong and on an upward trend. It has increased from -0.03 Cr. (Mar 2025) to 0.10 Cr., marking an increase of 0.13 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.11. The value appears strong and on an upward trend. It has increased from -0.03 (Mar 2025) to 0.11, marking an increase of 0.14.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:23 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 8.36 | 7.21 | 5.65 | 5.55 | 12.20 | 4.55 | 7.19 | 6.66 | 12.03 | 22.86 | 9.40 | 6.77 | 6.25 |
| Expenses | 8.44 | 7.19 | 5.62 | 5.60 | 12.34 | 4.73 | 7.25 | 6.73 | 12.55 | 22.85 | 9.39 | 6.79 | 6.07 |
| Operating Profit | -0.08 | 0.02 | 0.03 | -0.05 | -0.14 | -0.18 | -0.06 | -0.07 | -0.52 | 0.01 | 0.01 | -0.02 | 0.18 |
| OPM % | -0.96% | 0.28% | 0.53% | -0.90% | -1.15% | -3.96% | -0.83% | -1.05% | -4.32% | 0.04% | 0.11% | -0.30% | 2.88% |
| Other Income | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 | 0.10 | 0.04 | 0.04 | 0.25 | 0.01 | 0.01 | 0.02 | 0.01 |
| Interest | 0.00 | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Profit before tax | -0.06 | 0.00 | 0.00 | -0.06 | -0.14 | -0.08 | -0.02 | -0.03 | -0.27 | 0.01 | 0.02 | -0.01 | 0.19 |
| Tax % | 0.00% | 500.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |||
| Net Profit | -0.07 | 0.00 | 0.00 | -0.36 | -0.14 | -0.08 | -0.02 | -0.03 | -0.27 | 0.01 | 0.02 | 0.00 | 0.19 |
| EPS in Rs | -0.08 | 0.00 | 0.00 | -0.39 | -0.15 | -0.09 | -0.02 | -0.03 | -0.29 | 0.01 | 0.02 | 0.00 | 0.21 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 100.00% | 61.11% | 42.86% | 75.00% | -50.00% | -800.00% | 103.70% | 100.00% | -100.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | -38.89% | -18.25% | 32.14% | -125.00% | -750.00% | 903.70% | -3.70% | -200.00% |
Explicit Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | -1% |
| 3 Years: | -17% |
| TTM: | -40% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 733% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 38% |
| 3 Years: | 45% |
| 1 Year: | 28% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | -1% |
| 3 Years: | 0% |
| Last Year: | 0% |
Last Updated: September 5, 2025, 3:26 pm
Balance Sheet
Last Updated: September 10, 2025, 3:38 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 |
| Reserves | -0.48 | -0.48 | -0.48 | -0.84 | -0.98 | -1.35 | -1.49 | -1.11 | -1.38 | -1.37 | -1.36 | -1.36 |
| Borrowings | 0.00 | 0.21 | 0.03 | 0.03 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 0.01 | 0.08 | 0.08 | 0.15 | 0.15 | 0.14 | 0.37 | 0.41 | 0.03 | 0.02 | 0.05 | 0.05 |
| Total Liabilities | 8.80 | 9.08 | 8.90 | 8.61 | 8.46 | 8.06 | 8.15 | 8.57 | 7.92 | 7.92 | 7.96 | 7.96 |
| Fixed Assets | 0.04 | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.05 | 0.05 | 0.05 | 0.05 | 0.85 | 0.57 | 0.44 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 8.71 | 9.00 | 8.83 | 8.54 | 7.60 | 7.48 | 7.71 | 8.57 | 7.92 | 7.91 | 7.95 | 7.95 |
| Total Assets | 8.80 | 9.08 | 8.90 | 8.61 | 8.46 | 8.06 | 8.15 | 8.57 | 7.92 | 7.92 | 7.96 | 7.96 |
Below is a detailed analysis of the balance sheet data for Explicit Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 9.27 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 9.27 Cr..
- For Reserves, as of Mar 2025, the value is -1.36 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded -1.36 Cr..
- For Borrowings, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. However, Reserves are negative, which is a major warning sign. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.05 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.05 Cr..
- For Total Liabilities, as of Mar 2025, the value is 7.96 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 7.96 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.01 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Other Assets, as of Mar 2025, the value is 7.95 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 7.95 Cr..
- For Total Assets, as of Mar 2025, the value is 7.96 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 7.96 Cr..
However, the Borrowings (0.00 Cr.) are higher than the Reserves (-1.36 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.08 | -0.19 | 0.00 | -0.08 | -0.16 | -0.18 | -0.06 | -0.07 | -0.52 | 0.01 | 0.01 | -0.02 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 7.86 | 0.00 | 0.00 | 0.00 | 0.00 | 4.01 | 34.52 | 0.00 | 0.00 | 0.00 | 0.00 | 0.54 |
| Inventory Days | 14.53 | 15.19 | 18.46 | 35.12 | 54.16 | 178.86 | 87.62 | 116.53 | 52.60 | 8.46 | 18.97 | 10.64 |
| Days Payable | 0.00 | 3.67 | 4.78 | 8.95 | 3.61 | 0.00 | 0.00 | 3.70 | 1.06 | 0.00 | 0.00 | 0.56 |
| Cash Conversion Cycle | 22.39 | 11.52 | 13.67 | 26.17 | 50.55 | 182.87 | 122.14 | 112.83 | 51.54 | 8.46 | 18.97 | 10.62 |
| Working Capital Days | 366.75 | 429.80 | 560.10 | 547.83 | 210.02 | 180.49 | 105.59 | 105.23 | 45.81 | 8.62 | 19.03 | 12.40 |
| ROCE % | -0.67% | 0.11% | 0.22% | -0.69% | -1.67% | -0.99% | -0.25% | -0.38% | -3.36% | 0.25% | 0.25% | -0.13% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -0.01 | 0.02 | 0.01 | -0.30 | -0.42 |
| Diluted EPS (Rs.) | -0.01 | 0.02 | 0.01 | -0.30 | -0.42 |
| Cash EPS (Rs.) | 0.00 | 0.02 | 0.01 | -0.29 | -0.03 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 8.53 | 8.53 | 8.52 | 8.51 | 8.80 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 8.53 | 8.53 | 8.52 | 8.51 | 8.80 |
| Revenue From Operations / Share (Rs.) | 7.30 | 9.45 | 24.07 | 12.49 | 7.19 |
| PBDIT / Share (Rs.) | 0.00 | 0.02 | 0.02 | -0.29 | -0.03 |
| PBIT / Share (Rs.) | -0.01 | 0.01 | 0.01 | -0.29 | -0.03 |
| PBT / Share (Rs.) | -0.01 | 0.01 | 0.01 | -0.29 | -0.03 |
| Net Profit / Share (Rs.) | -0.01 | 0.01 | 0.01 | -0.29 | -0.03 |
| PBDIT Margin (%) | 0.01 | 0.25 | 0.08 | -2.36 | -0.43 |
| PBIT Margin (%) | -0.06 | 0.20 | 0.07 | -2.36 | -0.44 |
| PBT Margin (%) | -0.06 | 0.20 | 0.03 | -2.36 | -0.44 |
| Net Profit Margin (%) | -0.06 | 0.17 | 0.03 | -2.36 | -0.44 |
| Return on Networth / Equity (%) | -0.05 | 0.19 | 0.10 | -3.47 | -0.36 |
| Return on Capital Employeed (%) | -0.05 | 0.23 | 0.21 | -3.47 | -0.36 |
| Return On Assets (%) | -0.05 | 0.19 | 0.10 | -3.46 | -0.34 |
| Asset Turnover Ratio (%) | 0.85 | 1.10 | 2.82 | 1.40 | 0.79 |
| Current Ratio (X) | 1211.94 | 37.37 | 77.07 | 78.79 | 20.68 |
| Quick Ratio (X) | 1182.63 | 27.71 | 58.33 | 26.53 | 16.08 |
| Interest Coverage Ratio (X) | 0.00 | 0.00 | 2.40 | 0.00 | 0.00 |
| Interest Coverage Ratio (Post Tax) (X) | 0.00 | 0.00 | 2.00 | 0.00 | 0.00 |
| Enterprise Value (Cr.) | 5.38 | 5.00 | 2.76 | 2.77 | 1.26 |
| EV / Net Operating Revenue (X) | 0.79 | 0.57 | 0.12 | 0.23 | 0.18 |
| EV / EBITDA (X) | 6726.62 | 225.34 | 138.92 | -10.14 | -43.93 |
| MarketCap / Net Operating Revenue (X) | 1.07 | 0.70 | 0.19 | 0.30 | 0.24 |
| Price / BV (X) | 0.91 | 0.78 | 0.55 | 0.44 | 0.19 |
| Price / Net Operating Revenue (X) | 1.07 | 0.70 | 0.19 | 0.30 | 0.24 |
| EarningsYield | 0.00 | 0.00 | 0.00 | -0.07 | -0.01 |
After reviewing the key financial ratios for Explicit Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -0.01. This value is below the healthy minimum of 5. It has decreased from 0.02 (Mar 24) to -0.01, marking a decrease of 0.03.
- For Diluted EPS (Rs.), as of Mar 25, the value is -0.01. This value is below the healthy minimum of 5. It has decreased from 0.02 (Mar 24) to -0.01, marking a decrease of 0.03.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. It has decreased from 0.02 (Mar 24) to 0.00, marking a decrease of 0.02.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 8.53. There is no change compared to the previous period (Mar 24) which recorded 8.53.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 8.53. There is no change compared to the previous period (Mar 24) which recorded 8.53.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 7.30. It has decreased from 9.45 (Mar 24) to 7.30, marking a decrease of 2.15.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 2. It has decreased from 0.02 (Mar 24) to 0.00, marking a decrease of 0.02.
- For PBIT / Share (Rs.), as of Mar 25, the value is -0.01. This value is below the healthy minimum of 0. It has decreased from 0.01 (Mar 24) to -0.01, marking a decrease of 0.02.
- For PBT / Share (Rs.), as of Mar 25, the value is -0.01. This value is below the healthy minimum of 0. It has decreased from 0.01 (Mar 24) to -0.01, marking a decrease of 0.02.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -0.01. This value is below the healthy minimum of 2. It has decreased from 0.01 (Mar 24) to -0.01, marking a decrease of 0.02.
- For PBDIT Margin (%), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 10. It has decreased from 0.25 (Mar 24) to 0.01, marking a decrease of 0.24.
- For PBIT Margin (%), as of Mar 25, the value is -0.06. This value is below the healthy minimum of 10. It has decreased from 0.20 (Mar 24) to -0.06, marking a decrease of 0.26.
- For PBT Margin (%), as of Mar 25, the value is -0.06. This value is below the healthy minimum of 10. It has decreased from 0.20 (Mar 24) to -0.06, marking a decrease of 0.26.
- For Net Profit Margin (%), as of Mar 25, the value is -0.06. This value is below the healthy minimum of 5. It has decreased from 0.17 (Mar 24) to -0.06, marking a decrease of 0.23.
- For Return on Networth / Equity (%), as of Mar 25, the value is -0.05. This value is below the healthy minimum of 15. It has decreased from 0.19 (Mar 24) to -0.05, marking a decrease of 0.24.
- For Return on Capital Employeed (%), as of Mar 25, the value is -0.05. This value is below the healthy minimum of 10. It has decreased from 0.23 (Mar 24) to -0.05, marking a decrease of 0.28.
- For Return On Assets (%), as of Mar 25, the value is -0.05. This value is below the healthy minimum of 5. It has decreased from 0.19 (Mar 24) to -0.05, marking a decrease of 0.24.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.85. It has decreased from 1.10 (Mar 24) to 0.85, marking a decrease of 0.25.
- For Current Ratio (X), as of Mar 25, the value is 1,211.94. This value exceeds the healthy maximum of 3. It has increased from 37.37 (Mar 24) to 1,211.94, marking an increase of 1,174.57.
- For Quick Ratio (X), as of Mar 25, the value is 1,182.63. This value exceeds the healthy maximum of 2. It has increased from 27.71 (Mar 24) to 1,182.63, marking an increase of 1,154.92.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Enterprise Value (Cr.), as of Mar 25, the value is 5.38. It has increased from 5.00 (Mar 24) to 5.38, marking an increase of 0.38.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.79. This value is below the healthy minimum of 1. It has increased from 0.57 (Mar 24) to 0.79, marking an increase of 0.22.
- For EV / EBITDA (X), as of Mar 25, the value is 6,726.62. This value exceeds the healthy maximum of 15. It has increased from 225.34 (Mar 24) to 6,726.62, marking an increase of 6,501.28.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 1.07. This value is within the healthy range. It has increased from 0.70 (Mar 24) to 1.07, marking an increase of 0.37.
- For Price / BV (X), as of Mar 25, the value is 0.91. This value is below the healthy minimum of 1. It has increased from 0.78 (Mar 24) to 0.91, marking an increase of 0.13.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 1.07. This value is within the healthy range. It has increased from 0.70 (Mar 24) to 1.07, marking an increase of 0.37.
- For EarningsYield, as of Mar 25, the value is 0.00. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.00.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Explicit Finance Ltd:
- Net Profit Margin: -0.06%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -0.05% (Industry Average ROCE: 21.4%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -0.05% (Industry Average ROE: 13.12%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1182.63
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 51.2 (Industry average Stock P/E: 93.86)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -0.06%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 305, Sohan Commercial Plaza, Opp. Shivsena Office, Palghar Maharashtra 401210 | explicit_finance@rediffmail.com http://www.explicitfinance.net |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Rajesh Nanda | Managing Director |
| Mr. Gopal Bhagwatilal Dave | Director |
| Mr. Pushparaj Vilas Mayekar | Director |
| Mr. Jitendra Bhanushali | Director |
| Mr. Avinash Bhargavram Mainkar | Director |
| Ms. Hetal Bhanushali | Director |
FAQ
What is the intrinsic value of Explicit Finance Ltd?
Explicit Finance Ltd's intrinsic value (as of 18 October 2025) is 53.52 which is 409.71% higher the current market price of 10.50, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 9.73 Cr. market cap, FY2025-2026 high/low of 15.9/6.18, reserves of ₹-1.36 Cr, and liabilities of 7.96 Cr.
What is the Market Cap of Explicit Finance Ltd?
The Market Cap of Explicit Finance Ltd is 9.73 Cr..
What is the current Stock Price of Explicit Finance Ltd as on 18 October 2025?
The current stock price of Explicit Finance Ltd as on 18 October 2025 is 10.5.
What is the High / Low of Explicit Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Explicit Finance Ltd stocks is 15.9/6.18.
What is the Stock P/E of Explicit Finance Ltd?
The Stock P/E of Explicit Finance Ltd is 51.2.
What is the Book Value of Explicit Finance Ltd?
The Book Value of Explicit Finance Ltd is 8.54.
What is the Dividend Yield of Explicit Finance Ltd?
The Dividend Yield of Explicit Finance Ltd is 0.00 %.
What is the ROCE of Explicit Finance Ltd?
The ROCE of Explicit Finance Ltd is 0.13 %.
What is the ROE of Explicit Finance Ltd?
The ROE of Explicit Finance Ltd is 0.00 %.
What is the Face Value of Explicit Finance Ltd?
The Face Value of Explicit Finance Ltd is 10.0.