Share Price and Basic Stock Data
Last Updated: January 30, 2026, 10:21 pm
| PEG Ratio | 29.53 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Explicit Finance Ltd operates within the finance and investments sector, presenting a challenging revenue landscape. The company reported total sales of ₹22.86 Cr for the fiscal year ending March 2023, a significant increase from ₹12.03 Cr in March 2022. However, subsequent quarters revealed a stark decline, with sales dropping to ₹0.41 Cr in June 2023 and recovering slightly to ₹2.69 Cr by September 2023. The trailing twelve months (TTM) revenue stood at ₹5.30 Cr, indicating a downward trend in operational performance. The company’s historical performance reflects volatility, with revenue peaking at ₹12.20 Cr in March 2018 before experiencing a downward trajectory in subsequent years. This inconsistent revenue generation raises concerns about the company’s stability in a competitive market. The fluctuating sales figures highlight the need for strategic adjustments to enhance revenue consistency going forward.
Profitability and Efficiency Metrics
Explicit Finance Ltd’s profitability metrics reveal significant challenges, particularly with a net profit margin that has oscillated dramatically. The company recorded a net profit of only ₹0.04 Cr for the year ending March 2023, following a loss of ₹0.27 Cr in March 2022. The operating profit margin (OPM) was reported at -13.41%, indicating that expenses consistently outstrip revenues, a concern for stakeholders. Furthermore, the return on equity (ROE) and return on capital employed (ROCE) stood at 0.00% and 0.13%, respectively, signaling ineffective capital utilization. The interest coverage ratio (ICR) is notably low at 0.00x, suggesting that the company generates insufficient earnings to cover interest expenses, which could jeopardize financial stability. Overall, the metrics indicate a pressing need for operational efficiency improvements and a reassessment of cost structures to enhance profitability.
Balance Sheet Strength and Financial Ratios
The balance sheet of Explicit Finance Ltd shows a precarious financial position. As of March 2025, the company’s total assets were ₹7.96 Cr, while total liabilities were equal at ₹7.96 Cr, reflecting a precarious balance with no net asset value. Reserves stood at a negative ₹1.36 Cr, indicating accumulated losses over the years. The price-to-book value (P/BV) ratio is relatively low at 0.91x, suggesting that the market values the company less than its book value, which may deter potential investors. The current ratio is exceedingly high at 38.61x, indicating strong short-term liquidity; however, this may also reflect inefficiencies in asset utilization. The company has not incurred any borrowings, which may be seen as a strength, yet it also raises questions about growth potential and reliance on external financing for expansion.
Shareholding Pattern and Investor Confidence
Explicit Finance Ltd’s shareholding pattern reveals a stable yet concerning structure. As of September 2025, promoters hold a consistent 12.10% of the company, while public shareholders account for 87.92%, illustrating a significant public interest in the company. The number of shareholders increased from 2,217 in December 2022 to 2,566 by September 2025, reflecting growing investor interest despite the company’s financial challenges. However, the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) raises red flags regarding institutional confidence in the company. The high public shareholding could indicate a lack of confidence from institutional investors, which may hinder the company’s ability to raise capital for future growth initiatives. This reliance on retail investors could pose risks if market sentiment shifts negatively.
Outlook, Risks, and Final Insight
The outlook for Explicit Finance Ltd remains uncertain, characterized by both opportunities and risks. The significant drop in revenue and profitability metrics highlights operational inefficiencies that must be addressed to regain investor confidence. The company’s high liquidity ratio offers a buffer against immediate financial distress; however, it does not substitute for a robust growth strategy. Key risks include the potential for sustained losses, which could further erode shareholder value and deter future investments. Additionally, the absence of institutional backing could limit the company’s growth prospects. To enhance its market position, Explicit Finance Ltd must focus on strategic initiatives aimed at stabilizing revenues, improving profit margins, and potentially attracting institutional investors. Should the company successfully implement these changes, it may recover and position itself favorably in the finance sector.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 11.4 Cr. | 38.9 | 54.9/36.4 | 54.3 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,306 Cr. | 291 | 455/265 | 14.4 | 111 | 0.34 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 28.8 Cr. | 0.41 | 0.97/0.38 | 3.99 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 3.76 Cr. | 7.60 | 11.6/7.58 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 13.8 Cr. | 27.0 | 69.9/27.0 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 6,985.44 Cr | 1,247.45 | 69.98 | 4,367.94 | 0.39% | 21.71% | 14.20% | 7.28 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 6.40 | 8.65 | 3.59 | 0.41 | 2.69 | 3.38 | 2.91 | 1.42 | 1.77 | 1.23 | 2.36 | 0.89 | 0.82 |
| Expenses | 6.29 | 8.78 | 3.24 | 0.47 | 2.80 | 3.02 | 3.09 | 1.51 | 1.73 | 1.15 | 2.40 | 0.79 | 0.93 |
| Operating Profit | 0.11 | -0.13 | 0.35 | -0.06 | -0.11 | 0.36 | -0.18 | -0.09 | 0.04 | 0.08 | -0.04 | 0.10 | -0.11 |
| OPM % | 1.72% | -1.50% | 9.75% | -14.63% | -4.09% | 10.65% | -6.19% | -6.34% | 2.26% | 6.50% | -1.69% | 11.24% | -13.41% |
| Other Income | -0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.10 | -0.13 | 0.34 | -0.06 | -0.11 | 0.36 | -0.17 | -0.09 | 0.04 | 0.08 | -0.03 | 0.10 | -0.11 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Net Profit | 0.10 | -0.13 | 0.34 | -0.06 | -0.11 | 0.36 | -0.18 | -0.10 | 0.04 | 0.08 | -0.03 | 0.10 | -0.11 |
| EPS in Rs | 0.11 | -0.14 | 0.37 | -0.06 | -0.12 | 0.39 | -0.19 | -0.11 | 0.04 | 0.09 | -0.03 | 0.11 | -0.12 |
Last Updated: December 27, 2025, 1:04 am
Below is a detailed analysis of the quarterly data for Explicit Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 0.82 Cr.. The value appears to be declining and may need further review. It has decreased from 0.89 Cr. (Jun 2025) to 0.82 Cr., marking a decrease of 0.07 Cr..
- For Expenses, as of Sep 2025, the value is 0.93 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.79 Cr. (Jun 2025) to 0.93 Cr., marking an increase of 0.14 Cr..
- For Operating Profit, as of Sep 2025, the value is -0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.10 Cr. (Jun 2025) to -0.11 Cr., marking a decrease of 0.21 Cr..
- For OPM %, as of Sep 2025, the value is -13.41%. The value appears to be declining and may need further review. It has decreased from 11.24% (Jun 2025) to -13.41%, marking a decrease of 24.65%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Interest, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is -0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.10 Cr. (Jun 2025) to -0.11 Cr., marking a decrease of 0.21 Cr..
- For Tax %, as of Sep 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00%.
- For Net Profit, as of Sep 2025, the value is -0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.10 Cr. (Jun 2025) to -0.11 Cr., marking a decrease of 0.21 Cr..
- For EPS in Rs, as of Sep 2025, the value is -0.12. The value appears to be declining and may need further review. It has decreased from 0.11 (Jun 2025) to -0.12, marking a decrease of 0.23.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:45 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 8.36 | 7.21 | 5.65 | 5.55 | 12.20 | 4.55 | 7.19 | 6.66 | 12.03 | 22.86 | 9.40 | 6.77 | 5.30 |
| Expenses | 8.44 | 7.19 | 5.62 | 5.60 | 12.34 | 4.73 | 7.25 | 6.73 | 12.55 | 22.85 | 9.39 | 6.79 | 5.27 |
| Operating Profit | -0.08 | 0.02 | 0.03 | -0.05 | -0.14 | -0.18 | -0.06 | -0.07 | -0.52 | 0.01 | 0.01 | -0.02 | 0.03 |
| OPM % | -0.96% | 0.28% | 0.53% | -0.90% | -1.15% | -3.96% | -0.83% | -1.05% | -4.32% | 0.04% | 0.11% | -0.30% | 0.57% |
| Other Income | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 | 0.10 | 0.04 | 0.04 | 0.25 | 0.01 | 0.01 | 0.02 | 0.01 |
| Interest | 0.00 | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Profit before tax | -0.06 | 0.00 | 0.00 | -0.06 | -0.14 | -0.08 | -0.02 | -0.03 | -0.27 | 0.01 | 0.02 | -0.01 | 0.04 |
| Tax % | 0.00% | 500.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |||
| Net Profit | -0.07 | 0.00 | 0.00 | -0.36 | -0.14 | -0.08 | -0.02 | -0.03 | -0.27 | 0.01 | 0.02 | 0.00 | 0.04 |
| EPS in Rs | -0.08 | 0.00 | 0.00 | -0.39 | -0.15 | -0.09 | -0.02 | -0.03 | -0.29 | 0.01 | 0.02 | 0.00 | 0.05 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 100.00% | 61.11% | 42.86% | 75.00% | -50.00% | -800.00% | 103.70% | 100.00% | -100.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | -38.89% | -18.25% | 32.14% | -125.00% | -750.00% | 903.70% | -3.70% | -200.00% |
Explicit Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | -1% |
| 3 Years: | -17% |
| TTM: | -40% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 733% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 38% |
| 3 Years: | 45% |
| 1 Year: | 28% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | -1% |
| 3 Years: | 0% |
| Last Year: | 0% |
Last Updated: September 5, 2025, 3:26 pm
Balance Sheet
Last Updated: December 10, 2025, 4:17 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 |
| Reserves | -0.48 | -0.48 | -0.48 | -0.84 | -0.98 | -1.35 | -1.49 | -1.11 | -1.38 | -1.37 | -1.36 | -1.36 | -1.37 |
| Borrowings | 0.00 | 0.21 | 0.03 | 0.03 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 0.01 | 0.08 | 0.08 | 0.15 | 0.15 | 0.14 | 0.37 | 0.41 | 0.03 | 0.02 | 0.05 | 0.05 | 0.04 |
| Total Liabilities | 8.80 | 9.08 | 8.90 | 8.61 | 8.46 | 8.06 | 8.15 | 8.57 | 7.92 | 7.92 | 7.96 | 7.96 | 7.94 |
| Fixed Assets | 0.04 | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.05 | 0.05 | 0.05 | 0.05 | 0.85 | 0.57 | 0.44 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 8.71 | 9.00 | 8.83 | 8.54 | 7.60 | 7.48 | 7.71 | 8.57 | 7.92 | 7.91 | 7.95 | 7.95 | 7.93 |
| Total Assets | 8.80 | 9.08 | 8.90 | 8.61 | 8.46 | 8.06 | 8.15 | 8.57 | 7.92 | 7.92 | 7.96 | 7.96 | 7.94 |
Below is a detailed analysis of the balance sheet data for Explicit Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 9.27 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 9.27 Cr..
- For Reserves, as of Sep 2025, the value is -1.37 Cr.. The value appears to be worsening (becoming more negative). It has deteriorated from -1.36 Cr. (Mar 2025) to -1.37 Cr., marking a decline of 0.01 Cr..
- For Borrowings, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. However, Reserves are negative, which is a major warning sign. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.04 Cr.. The value appears to be improving (decreasing). It has decreased from 0.05 Cr. (Mar 2025) to 0.04 Cr., marking a decrease of 0.01 Cr..
- For Total Liabilities, as of Sep 2025, the value is 7.94 Cr.. The value appears to be improving (decreasing). It has decreased from 7.96 Cr. (Mar 2025) to 7.94 Cr., marking a decrease of 0.02 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.01 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 7.93 Cr.. The value appears to be declining and may need further review. It has decreased from 7.95 Cr. (Mar 2025) to 7.93 Cr., marking a decrease of 0.02 Cr..
- For Total Assets, as of Sep 2025, the value is 7.94 Cr.. The value appears to be declining and may need further review. It has decreased from 7.96 Cr. (Mar 2025) to 7.94 Cr., marking a decrease of 0.02 Cr..
However, the Borrowings (0.00 Cr.) are higher than the Reserves (-1.37 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.08 | -0.19 | 0.00 | -0.08 | -0.16 | -0.18 | -0.06 | -0.07 | -0.52 | 0.01 | 0.01 | -0.02 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 7.86 | 0.00 | 0.00 | 0.00 | 0.00 | 4.01 | 34.52 | 0.00 | 0.00 | 0.00 | 0.00 | 0.54 |
| Inventory Days | 14.53 | 15.19 | 18.46 | 35.12 | 54.16 | 178.86 | 87.62 | 116.53 | 52.60 | 8.46 | 18.97 | 10.64 |
| Days Payable | 0.00 | 3.67 | 4.78 | 8.95 | 3.61 | 0.00 | 0.00 | 3.70 | 1.06 | 0.00 | 0.00 | 0.56 |
| Cash Conversion Cycle | 22.39 | 11.52 | 13.67 | 26.17 | 50.55 | 182.87 | 122.14 | 112.83 | 51.54 | 8.46 | 18.97 | 10.62 |
| Working Capital Days | 366.75 | 429.80 | 560.10 | 547.83 | 210.02 | 180.49 | 105.59 | 105.23 | 45.81 | 8.62 | 19.03 | 12.40 |
| ROCE % | -0.67% | 0.11% | 0.22% | -0.69% | -1.67% | -0.99% | -0.25% | -0.38% | -3.36% | 0.25% | 0.25% | -0.13% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -0.01 | 0.02 | 0.01 | -0.30 | -0.42 |
| Diluted EPS (Rs.) | -0.01 | 0.02 | 0.01 | -0.30 | -0.42 |
| Cash EPS (Rs.) | 0.00 | 0.02 | 0.01 | -0.29 | -0.03 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 8.53 | 8.53 | 8.52 | 8.51 | 8.80 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 8.53 | 8.53 | 8.52 | 8.51 | 8.80 |
| Revenue From Operations / Share (Rs.) | 6.66 | 9.45 | 24.07 | 12.49 | 7.19 |
| PBDIT / Share (Rs.) | 0.00 | 0.02 | 0.02 | -0.29 | -0.03 |
| PBIT / Share (Rs.) | -0.01 | 0.01 | 0.01 | -0.29 | -0.03 |
| PBT / Share (Rs.) | -0.01 | 0.01 | 0.01 | -0.29 | -0.03 |
| Net Profit / Share (Rs.) | -0.01 | 0.01 | 0.01 | -0.29 | -0.03 |
| PBDIT Margin (%) | 0.01 | 0.25 | 0.08 | -2.36 | -0.43 |
| PBIT Margin (%) | -0.07 | 0.20 | 0.07 | -2.36 | -0.44 |
| PBT Margin (%) | -0.07 | 0.20 | 0.03 | -2.36 | -0.44 |
| Net Profit Margin (%) | -0.07 | 0.17 | 0.03 | -2.36 | -0.44 |
| Return on Networth / Equity (%) | -0.05 | 0.19 | 0.10 | -3.47 | -0.36 |
| Return on Capital Employeed (%) | -0.05 | 0.23 | 0.21 | -3.47 | -0.36 |
| Return On Assets (%) | -0.05 | 0.19 | 0.10 | -3.46 | -0.34 |
| Asset Turnover Ratio (%) | 0.77 | 1.10 | 2.82 | 1.40 | 0.79 |
| Current Ratio (X) | 38.61 | 37.37 | 77.07 | 78.79 | 20.68 |
| Quick Ratio (X) | 35.22 | 27.71 | 58.33 | 26.53 | 16.08 |
| Inventory Turnover Ratio (X) | 19.36 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 0.00 | 0.00 | 2.40 | 0.00 | 0.00 |
| Interest Coverage Ratio (Post Tax) (X) | 0.00 | 0.00 | 2.00 | 0.00 | 0.00 |
| Enterprise Value (Cr.) | 5.38 | 5.00 | 2.76 | 2.77 | 1.26 |
| EV / Net Operating Revenue (X) | 0.87 | 0.57 | 0.12 | 0.23 | 0.18 |
| EV / EBITDA (X) | 6726.62 | 225.34 | 138.92 | -10.14 | -43.93 |
| MarketCap / Net Operating Revenue (X) | 1.18 | 0.70 | 0.19 | 0.30 | 0.24 |
| Price / BV (X) | 0.91 | 0.78 | 0.55 | 0.44 | 0.19 |
| Price / Net Operating Revenue (X) | 1.18 | 0.70 | 0.19 | 0.30 | 0.24 |
| EarningsYield | 0.00 | 0.00 | 0.00 | -0.07 | -0.01 |
After reviewing the key financial ratios for Explicit Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -0.01. This value is below the healthy minimum of 5. It has decreased from 0.02 (Mar 24) to -0.01, marking a decrease of 0.03.
- For Diluted EPS (Rs.), as of Mar 25, the value is -0.01. This value is below the healthy minimum of 5. It has decreased from 0.02 (Mar 24) to -0.01, marking a decrease of 0.03.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. It has decreased from 0.02 (Mar 24) to 0.00, marking a decrease of 0.02.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 8.53. There is no change compared to the previous period (Mar 24) which recorded 8.53.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 8.53. There is no change compared to the previous period (Mar 24) which recorded 8.53.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 6.66. It has decreased from 9.45 (Mar 24) to 6.66, marking a decrease of 2.79.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 2. It has decreased from 0.02 (Mar 24) to 0.00, marking a decrease of 0.02.
- For PBIT / Share (Rs.), as of Mar 25, the value is -0.01. This value is below the healthy minimum of 0. It has decreased from 0.01 (Mar 24) to -0.01, marking a decrease of 0.02.
- For PBT / Share (Rs.), as of Mar 25, the value is -0.01. This value is below the healthy minimum of 0. It has decreased from 0.01 (Mar 24) to -0.01, marking a decrease of 0.02.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -0.01. This value is below the healthy minimum of 2. It has decreased from 0.01 (Mar 24) to -0.01, marking a decrease of 0.02.
- For PBDIT Margin (%), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 10. It has decreased from 0.25 (Mar 24) to 0.01, marking a decrease of 0.24.
- For PBIT Margin (%), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 10. It has decreased from 0.20 (Mar 24) to -0.07, marking a decrease of 0.27.
- For PBT Margin (%), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 10. It has decreased from 0.20 (Mar 24) to -0.07, marking a decrease of 0.27.
- For Net Profit Margin (%), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 5. It has decreased from 0.17 (Mar 24) to -0.07, marking a decrease of 0.24.
- For Return on Networth / Equity (%), as of Mar 25, the value is -0.05. This value is below the healthy minimum of 15. It has decreased from 0.19 (Mar 24) to -0.05, marking a decrease of 0.24.
- For Return on Capital Employeed (%), as of Mar 25, the value is -0.05. This value is below the healthy minimum of 10. It has decreased from 0.23 (Mar 24) to -0.05, marking a decrease of 0.28.
- For Return On Assets (%), as of Mar 25, the value is -0.05. This value is below the healthy minimum of 5. It has decreased from 0.19 (Mar 24) to -0.05, marking a decrease of 0.24.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.77. It has decreased from 1.10 (Mar 24) to 0.77, marking a decrease of 0.33.
- For Current Ratio (X), as of Mar 25, the value is 38.61. This value exceeds the healthy maximum of 3. It has increased from 37.37 (Mar 24) to 38.61, marking an increase of 1.24.
- For Quick Ratio (X), as of Mar 25, the value is 35.22. This value exceeds the healthy maximum of 2. It has increased from 27.71 (Mar 24) to 35.22, marking an increase of 7.51.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 19.36. This value exceeds the healthy maximum of 8. It has increased from 0.00 (Mar 24) to 19.36, marking an increase of 19.36.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Enterprise Value (Cr.), as of Mar 25, the value is 5.38. It has increased from 5.00 (Mar 24) to 5.38, marking an increase of 0.38.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.87. This value is below the healthy minimum of 1. It has increased from 0.57 (Mar 24) to 0.87, marking an increase of 0.30.
- For EV / EBITDA (X), as of Mar 25, the value is 6,726.62. This value exceeds the healthy maximum of 15. It has increased from 225.34 (Mar 24) to 6,726.62, marking an increase of 6,501.28.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 1.18. This value is within the healthy range. It has increased from 0.70 (Mar 24) to 1.18, marking an increase of 0.48.
- For Price / BV (X), as of Mar 25, the value is 0.91. This value is below the healthy minimum of 1. It has increased from 0.78 (Mar 24) to 0.91, marking an increase of 0.13.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 1.18. This value is within the healthy range. It has increased from 0.70 (Mar 24) to 1.18, marking an increase of 0.48.
- For EarningsYield, as of Mar 25, the value is 0.00. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.00.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Explicit Finance Ltd:
- Net Profit Margin: -0.07%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -0.05% (Industry Average ROCE: 21.71%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -0.05% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 35.22
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 178 (Industry average Stock P/E: 69.98)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -0.07%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 305, Sohan Commercial Plaza, Opp. Shivsena Office, Palghar Maharashtra 401210 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Rajesh Nanda | Managing Director |
| Mr. Avinash Mainkar | Director |
| Mr. Gopal Dave | Director |
| Mr. Nirmal Singh Raju | Director |
| Mr. Pushparaj Mayekar | Director |
| Ms. Hetal Bhanushali | Director |
FAQ
What is the intrinsic value of Explicit Finance Ltd?
Explicit Finance Ltd's intrinsic value (as of 06 February 2026) is ₹196.82 which is 2466.10% higher the current market price of ₹7.67, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹7.11 Cr. market cap, FY2025-2026 high/low of ₹15.9/6.18, reserves of ₹-1.37 Cr, and liabilities of ₹7.94 Cr.
What is the Market Cap of Explicit Finance Ltd?
The Market Cap of Explicit Finance Ltd is 7.11 Cr..
What is the current Stock Price of Explicit Finance Ltd as on 06 February 2026?
The current stock price of Explicit Finance Ltd as on 06 February 2026 is ₹7.67.
What is the High / Low of Explicit Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Explicit Finance Ltd stocks is ₹15.9/6.18.
What is the Stock P/E of Explicit Finance Ltd?
The Stock P/E of Explicit Finance Ltd is 178.
What is the Book Value of Explicit Finance Ltd?
The Book Value of Explicit Finance Ltd is 8.52.
What is the Dividend Yield of Explicit Finance Ltd?
The Dividend Yield of Explicit Finance Ltd is 0.00 %.
What is the ROCE of Explicit Finance Ltd?
The ROCE of Explicit Finance Ltd is 0.13 %.
What is the ROE of Explicit Finance Ltd?
The ROE of Explicit Finance Ltd is 0.00 %.
What is the Face Value of Explicit Finance Ltd?
The Face Value of Explicit Finance Ltd is 10.0.