Share Price and Basic Stock Data
Last Updated: December 26, 2025, 11:21 pm
| PEG Ratio | 45.95 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Explicit Finance Ltd operates within the Finance & Investments sector, with a current market capitalization of ₹11.1 Cr and a share price of ₹11.9. The company’s revenue has seen considerable fluctuations over the recent quarters, with sales standing at ₹22.86 Cr for the fiscal year ending March 2023, a notable increase from ₹12.03 Cr in March 2022. However, this growth has not been consistent; the latest quarterly results for September 2023 reported sales of ₹2.69 Cr, down from ₹3.59 Cr in March 2023, reflecting ongoing volatility. The trailing twelve months (TTM) revenue is reported at ₹5.30 Cr, indicating a decline from the previous fiscal year. This fluctuating revenue pattern raises concerns about the company’s ability to maintain stable cash flows, which is crucial for operational sustainability in the competitive finance sector.
Profitability and Efficiency Metrics
The profitability metrics of Explicit Finance Ltd reveal significant challenges. The company recorded a net profit of just ₹0.04 Cr, translating to a P/E ratio of 277, which is exceptionally high and may indicate overvaluation given the lack of substantial earnings. The operating profit margin (OPM) stood at -13.41%, highlighting operational inefficiencies, particularly in recent quarters where OPM fluctuated dramatically, peaking at 10.65% in December 2023 but falling back to negative figures thereafter. The return on equity (ROE) remains at 0.00%, and the return on capital employed (ROCE) is a meager 0.13%, signaling ineffective use of capital. These metrics suggest that the company must enhance operational efficiency and profitability to attract investor confidence and achieve sustainable growth.
Balance Sheet Strength and Financial Ratios
Explicit Finance Ltd presents a balance sheet characterized by a lack of borrowings, with reported borrowings at ₹0.00 Cr, indicating a conservative capital structure. However, the company’s reserves are negative at -₹1.37 Cr, which raises red flags regarding financial health. The price-to-book value (P/BV) ratio is reported at 0.91x, suggesting that the market values the company at nearly its book value, a sign of caution among investors. The current ratio stood at an impressive 38.61, indicating a strong liquidity position, but such a high ratio could also imply inefficiencies in asset utilization. The interest coverage ratio (ICR) is at 0.00x, indicating that the company is not generating enough earnings to cover any interest obligations, which poses a risk if financial conditions were to change. Overall, while the liquidity position appears strong, the negative reserves and low profitability ratios point to potential vulnerabilities.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Explicit Finance Ltd reflects a stable distribution, with promoters holding 12.10% of the shares and the public holding a substantial 87.92%. The number of shareholders has increased from 2,217 in December 2022 to 2,566 by September 2025, indicating growing interest among retail investors. However, the absence of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) suggests a lack of confidence from larger, institutional players. The high public shareholding could be a double-edged sword; while it indicates broad retail interest, it may also reflect a lack of institutional backing, which is often seen as a vote of confidence in a company’s prospects. The stability in the promoter’s stake is a positive sign, but the overall reliance on retail investors may expose the company to volatility in market perception.
Outlook, Risks, and Final Insight
Looking ahead, Explicit Finance Ltd faces a mixed outlook. On one hand, the absence of debt and a solid liquidity position provide a foundation for potential growth. However, the company must address its profitability issues and negative reserves to build investor confidence. Key risks include the volatility in revenue generation, as evidenced by recent sales trends, and the operational inefficiencies that have led to negative profit margins. If the company can implement effective cost-control measures and enhance revenue stability, it may improve its financial health and attract institutional interest. Conversely, continued poor performance could lead to further declines in shareholder confidence, hampering future capital raising efforts. The company stands at a crossroads; strategic decisions made in the near term will significantly influence its trajectory.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 12.2 Cr. | 41.6 | 67.7/36.4 | 48.8 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,411 Cr. | 304 | 484/280 | 15.5 | 111 | 0.33 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 30.2 Cr. | 0.43 | 1.86/0.38 | 4.19 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 5.30 Cr. | 10.7 | 11.9/8.25 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 20.8 Cr. | 40.6 | 72.0/40.6 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 7,276.49 Cr | 1,371.94 | 80.29 | 3,844.37 | 0.39% | 21.71% | 14.20% | 7.28 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 6.40 | 8.65 | 3.59 | 0.41 | 2.69 | 3.38 | 2.91 | 1.42 | 1.77 | 1.23 | 2.36 | 0.89 | 0.82 |
| Expenses | 6.29 | 8.78 | 3.24 | 0.47 | 2.80 | 3.02 | 3.09 | 1.51 | 1.73 | 1.15 | 2.40 | 0.79 | 0.93 |
| Operating Profit | 0.11 | -0.13 | 0.35 | -0.06 | -0.11 | 0.36 | -0.18 | -0.09 | 0.04 | 0.08 | -0.04 | 0.10 | -0.11 |
| OPM % | 1.72% | -1.50% | 9.75% | -14.63% | -4.09% | 10.65% | -6.19% | -6.34% | 2.26% | 6.50% | -1.69% | 11.24% | -13.41% |
| Other Income | -0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.10 | -0.13 | 0.34 | -0.06 | -0.11 | 0.36 | -0.17 | -0.09 | 0.04 | 0.08 | -0.03 | 0.10 | -0.11 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Net Profit | 0.10 | -0.13 | 0.34 | -0.06 | -0.11 | 0.36 | -0.18 | -0.10 | 0.04 | 0.08 | -0.03 | 0.10 | -0.11 |
| EPS in Rs | 0.11 | -0.14 | 0.37 | -0.06 | -0.12 | 0.39 | -0.19 | -0.11 | 0.04 | 0.09 | -0.03 | 0.11 | -0.12 |
Last Updated: December 27, 2025, 1:04 am
Below is a detailed analysis of the quarterly data for Explicit Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 0.82 Cr.. The value appears to be declining and may need further review. It has decreased from 0.89 Cr. (Jun 2025) to 0.82 Cr., marking a decrease of 0.07 Cr..
- For Expenses, as of Sep 2025, the value is 0.93 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.79 Cr. (Jun 2025) to 0.93 Cr., marking an increase of 0.14 Cr..
- For Operating Profit, as of Sep 2025, the value is -0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.10 Cr. (Jun 2025) to -0.11 Cr., marking a decrease of 0.21 Cr..
- For OPM %, as of Sep 2025, the value is -13.41%. The value appears to be declining and may need further review. It has decreased from 11.24% (Jun 2025) to -13.41%, marking a decrease of 24.65%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Interest, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is -0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.10 Cr. (Jun 2025) to -0.11 Cr., marking a decrease of 0.21 Cr..
- For Tax %, as of Sep 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00%.
- For Net Profit, as of Sep 2025, the value is -0.11 Cr.. The value appears to be declining and may need further review. It has decreased from 0.10 Cr. (Jun 2025) to -0.11 Cr., marking a decrease of 0.21 Cr..
- For EPS in Rs, as of Sep 2025, the value is -0.12. The value appears to be declining and may need further review. It has decreased from 0.11 (Jun 2025) to -0.12, marking a decrease of 0.23.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:45 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 8.36 | 7.21 | 5.65 | 5.55 | 12.20 | 4.55 | 7.19 | 6.66 | 12.03 | 22.86 | 9.40 | 6.77 | 5.30 |
| Expenses | 8.44 | 7.19 | 5.62 | 5.60 | 12.34 | 4.73 | 7.25 | 6.73 | 12.55 | 22.85 | 9.39 | 6.79 | 5.27 |
| Operating Profit | -0.08 | 0.02 | 0.03 | -0.05 | -0.14 | -0.18 | -0.06 | -0.07 | -0.52 | 0.01 | 0.01 | -0.02 | 0.03 |
| OPM % | -0.96% | 0.28% | 0.53% | -0.90% | -1.15% | -3.96% | -0.83% | -1.05% | -4.32% | 0.04% | 0.11% | -0.30% | 0.57% |
| Other Income | 0.02 | 0.00 | 0.00 | 0.00 | 0.01 | 0.10 | 0.04 | 0.04 | 0.25 | 0.01 | 0.01 | 0.02 | 0.01 |
| Interest | 0.00 | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Profit before tax | -0.06 | 0.00 | 0.00 | -0.06 | -0.14 | -0.08 | -0.02 | -0.03 | -0.27 | 0.01 | 0.02 | -0.01 | 0.04 |
| Tax % | 0.00% | 500.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |||
| Net Profit | -0.07 | 0.00 | 0.00 | -0.36 | -0.14 | -0.08 | -0.02 | -0.03 | -0.27 | 0.01 | 0.02 | 0.00 | 0.04 |
| EPS in Rs | -0.08 | 0.00 | 0.00 | -0.39 | -0.15 | -0.09 | -0.02 | -0.03 | -0.29 | 0.01 | 0.02 | 0.00 | 0.05 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 100.00% | 61.11% | 42.86% | 75.00% | -50.00% | -800.00% | 103.70% | 100.00% | -100.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | -38.89% | -18.25% | 32.14% | -125.00% | -750.00% | 903.70% | -3.70% | -200.00% |
Explicit Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | -1% |
| 3 Years: | -17% |
| TTM: | -40% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 733% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 38% |
| 3 Years: | 45% |
| 1 Year: | 28% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | -1% |
| 3 Years: | 0% |
| Last Year: | 0% |
Last Updated: September 5, 2025, 3:26 pm
Balance Sheet
Last Updated: December 10, 2025, 4:17 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 | 9.27 |
| Reserves | -0.48 | -0.48 | -0.48 | -0.84 | -0.98 | -1.35 | -1.49 | -1.11 | -1.38 | -1.37 | -1.36 | -1.36 | -1.37 |
| Borrowings | 0.00 | 0.21 | 0.03 | 0.03 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 0.01 | 0.08 | 0.08 | 0.15 | 0.15 | 0.14 | 0.37 | 0.41 | 0.03 | 0.02 | 0.05 | 0.05 | 0.04 |
| Total Liabilities | 8.80 | 9.08 | 8.90 | 8.61 | 8.46 | 8.06 | 8.15 | 8.57 | 7.92 | 7.92 | 7.96 | 7.96 | 7.94 |
| Fixed Assets | 0.04 | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.05 | 0.05 | 0.05 | 0.05 | 0.85 | 0.57 | 0.44 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 8.71 | 9.00 | 8.83 | 8.54 | 7.60 | 7.48 | 7.71 | 8.57 | 7.92 | 7.91 | 7.95 | 7.95 | 7.93 |
| Total Assets | 8.80 | 9.08 | 8.90 | 8.61 | 8.46 | 8.06 | 8.15 | 8.57 | 7.92 | 7.92 | 7.96 | 7.96 | 7.94 |
Below is a detailed analysis of the balance sheet data for Explicit Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 9.27 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 9.27 Cr..
- For Reserves, as of Sep 2025, the value is -1.37 Cr.. The value appears to be worsening (becoming more negative). It has deteriorated from -1.36 Cr. (Mar 2025) to -1.37 Cr., marking a decline of 0.01 Cr..
- For Borrowings, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. However, Reserves are negative, which is a major warning sign. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.04 Cr.. The value appears to be improving (decreasing). It has decreased from 0.05 Cr. (Mar 2025) to 0.04 Cr., marking a decrease of 0.01 Cr..
- For Total Liabilities, as of Sep 2025, the value is 7.94 Cr.. The value appears to be improving (decreasing). It has decreased from 7.96 Cr. (Mar 2025) to 7.94 Cr., marking a decrease of 0.02 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.01 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 7.93 Cr.. The value appears to be declining and may need further review. It has decreased from 7.95 Cr. (Mar 2025) to 7.93 Cr., marking a decrease of 0.02 Cr..
- For Total Assets, as of Sep 2025, the value is 7.94 Cr.. The value appears to be declining and may need further review. It has decreased from 7.96 Cr. (Mar 2025) to 7.94 Cr., marking a decrease of 0.02 Cr..
However, the Borrowings (0.00 Cr.) are higher than the Reserves (-1.37 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.08 | -0.19 | 0.00 | -0.08 | -0.16 | -0.18 | -0.06 | -0.07 | -0.52 | 0.01 | 0.01 | -0.02 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 7.86 | 0.00 | 0.00 | 0.00 | 0.00 | 4.01 | 34.52 | 0.00 | 0.00 | 0.00 | 0.00 | 0.54 |
| Inventory Days | 14.53 | 15.19 | 18.46 | 35.12 | 54.16 | 178.86 | 87.62 | 116.53 | 52.60 | 8.46 | 18.97 | 10.64 |
| Days Payable | 0.00 | 3.67 | 4.78 | 8.95 | 3.61 | 0.00 | 0.00 | 3.70 | 1.06 | 0.00 | 0.00 | 0.56 |
| Cash Conversion Cycle | 22.39 | 11.52 | 13.67 | 26.17 | 50.55 | 182.87 | 122.14 | 112.83 | 51.54 | 8.46 | 18.97 | 10.62 |
| Working Capital Days | 366.75 | 429.80 | 560.10 | 547.83 | 210.02 | 180.49 | 105.59 | 105.23 | 45.81 | 8.62 | 19.03 | 12.40 |
| ROCE % | -0.67% | 0.11% | 0.22% | -0.69% | -1.67% | -0.99% | -0.25% | -0.38% | -3.36% | 0.25% | 0.25% | -0.13% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -0.01 | 0.02 | 0.01 | -0.30 | -0.42 |
| Diluted EPS (Rs.) | -0.01 | 0.02 | 0.01 | -0.30 | -0.42 |
| Cash EPS (Rs.) | 0.00 | 0.02 | 0.01 | -0.29 | -0.03 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 8.53 | 8.53 | 8.52 | 8.51 | 8.80 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 8.53 | 8.53 | 8.52 | 8.51 | 8.80 |
| Revenue From Operations / Share (Rs.) | 6.66 | 9.45 | 24.07 | 12.49 | 7.19 |
| PBDIT / Share (Rs.) | 0.00 | 0.02 | 0.02 | -0.29 | -0.03 |
| PBIT / Share (Rs.) | -0.01 | 0.01 | 0.01 | -0.29 | -0.03 |
| PBT / Share (Rs.) | -0.01 | 0.01 | 0.01 | -0.29 | -0.03 |
| Net Profit / Share (Rs.) | -0.01 | 0.01 | 0.01 | -0.29 | -0.03 |
| PBDIT Margin (%) | 0.01 | 0.25 | 0.08 | -2.36 | -0.43 |
| PBIT Margin (%) | -0.07 | 0.20 | 0.07 | -2.36 | -0.44 |
| PBT Margin (%) | -0.07 | 0.20 | 0.03 | -2.36 | -0.44 |
| Net Profit Margin (%) | -0.07 | 0.17 | 0.03 | -2.36 | -0.44 |
| Return on Networth / Equity (%) | -0.05 | 0.19 | 0.10 | -3.47 | -0.36 |
| Return on Capital Employeed (%) | -0.05 | 0.23 | 0.21 | -3.47 | -0.36 |
| Return On Assets (%) | -0.05 | 0.19 | 0.10 | -3.46 | -0.34 |
| Asset Turnover Ratio (%) | 0.77 | 1.10 | 2.82 | 1.40 | 0.79 |
| Current Ratio (X) | 38.61 | 37.37 | 77.07 | 78.79 | 20.68 |
| Quick Ratio (X) | 35.22 | 27.71 | 58.33 | 26.53 | 16.08 |
| Inventory Turnover Ratio (X) | 19.36 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 0.00 | 0.00 | 2.40 | 0.00 | 0.00 |
| Interest Coverage Ratio (Post Tax) (X) | 0.00 | 0.00 | 2.00 | 0.00 | 0.00 |
| Enterprise Value (Cr.) | 5.38 | 5.00 | 2.76 | 2.77 | 1.26 |
| EV / Net Operating Revenue (X) | 0.87 | 0.57 | 0.12 | 0.23 | 0.18 |
| EV / EBITDA (X) | 6726.62 | 225.34 | 138.92 | -10.14 | -43.93 |
| MarketCap / Net Operating Revenue (X) | 1.18 | 0.70 | 0.19 | 0.30 | 0.24 |
| Price / BV (X) | 0.91 | 0.78 | 0.55 | 0.44 | 0.19 |
| Price / Net Operating Revenue (X) | 1.18 | 0.70 | 0.19 | 0.30 | 0.24 |
| EarningsYield | 0.00 | 0.00 | 0.00 | -0.07 | -0.01 |
After reviewing the key financial ratios for Explicit Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -0.01. This value is below the healthy minimum of 5. It has decreased from 0.02 (Mar 24) to -0.01, marking a decrease of 0.03.
- For Diluted EPS (Rs.), as of Mar 25, the value is -0.01. This value is below the healthy minimum of 5. It has decreased from 0.02 (Mar 24) to -0.01, marking a decrease of 0.03.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. It has decreased from 0.02 (Mar 24) to 0.00, marking a decrease of 0.02.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 8.53. There is no change compared to the previous period (Mar 24) which recorded 8.53.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 8.53. There is no change compared to the previous period (Mar 24) which recorded 8.53.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 6.66. It has decreased from 9.45 (Mar 24) to 6.66, marking a decrease of 2.79.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 2. It has decreased from 0.02 (Mar 24) to 0.00, marking a decrease of 0.02.
- For PBIT / Share (Rs.), as of Mar 25, the value is -0.01. This value is below the healthy minimum of 0. It has decreased from 0.01 (Mar 24) to -0.01, marking a decrease of 0.02.
- For PBT / Share (Rs.), as of Mar 25, the value is -0.01. This value is below the healthy minimum of 0. It has decreased from 0.01 (Mar 24) to -0.01, marking a decrease of 0.02.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -0.01. This value is below the healthy minimum of 2. It has decreased from 0.01 (Mar 24) to -0.01, marking a decrease of 0.02.
- For PBDIT Margin (%), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 10. It has decreased from 0.25 (Mar 24) to 0.01, marking a decrease of 0.24.
- For PBIT Margin (%), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 10. It has decreased from 0.20 (Mar 24) to -0.07, marking a decrease of 0.27.
- For PBT Margin (%), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 10. It has decreased from 0.20 (Mar 24) to -0.07, marking a decrease of 0.27.
- For Net Profit Margin (%), as of Mar 25, the value is -0.07. This value is below the healthy minimum of 5. It has decreased from 0.17 (Mar 24) to -0.07, marking a decrease of 0.24.
- For Return on Networth / Equity (%), as of Mar 25, the value is -0.05. This value is below the healthy minimum of 15. It has decreased from 0.19 (Mar 24) to -0.05, marking a decrease of 0.24.
- For Return on Capital Employeed (%), as of Mar 25, the value is -0.05. This value is below the healthy minimum of 10. It has decreased from 0.23 (Mar 24) to -0.05, marking a decrease of 0.28.
- For Return On Assets (%), as of Mar 25, the value is -0.05. This value is below the healthy minimum of 5. It has decreased from 0.19 (Mar 24) to -0.05, marking a decrease of 0.24.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.77. It has decreased from 1.10 (Mar 24) to 0.77, marking a decrease of 0.33.
- For Current Ratio (X), as of Mar 25, the value is 38.61. This value exceeds the healthy maximum of 3. It has increased from 37.37 (Mar 24) to 38.61, marking an increase of 1.24.
- For Quick Ratio (X), as of Mar 25, the value is 35.22. This value exceeds the healthy maximum of 2. It has increased from 27.71 (Mar 24) to 35.22, marking an increase of 7.51.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 19.36. This value exceeds the healthy maximum of 8. It has increased from 0.00 (Mar 24) to 19.36, marking an increase of 19.36.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Enterprise Value (Cr.), as of Mar 25, the value is 5.38. It has increased from 5.00 (Mar 24) to 5.38, marking an increase of 0.38.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.87. This value is below the healthy minimum of 1. It has increased from 0.57 (Mar 24) to 0.87, marking an increase of 0.30.
- For EV / EBITDA (X), as of Mar 25, the value is 6,726.62. This value exceeds the healthy maximum of 15. It has increased from 225.34 (Mar 24) to 6,726.62, marking an increase of 6,501.28.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 1.18. This value is within the healthy range. It has increased from 0.70 (Mar 24) to 1.18, marking an increase of 0.48.
- For Price / BV (X), as of Mar 25, the value is 0.91. This value is below the healthy minimum of 1. It has increased from 0.78 (Mar 24) to 0.91, marking an increase of 0.13.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 1.18. This value is within the healthy range. It has increased from 0.70 (Mar 24) to 1.18, marking an increase of 0.48.
- For EarningsYield, as of Mar 25, the value is 0.00. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.00.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Explicit Finance Ltd:
- Net Profit Margin: -0.07%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -0.05% (Industry Average ROCE: 21.71%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -0.05% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 35.22
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 277 (Industry average Stock P/E: 80.29)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: -0.07%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 305, Sohan Commercial Plaza, Opp. Shivsena Office, Palghar Maharashtra 401210 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Rajesh Nanda | Managing Director |
| Mr. Avinash Mainkar | Director |
| Mr. Gopal Dave | Director |
| Mr. Nirmal Singh Raju | Director |
| Mr. Pushparaj Mayekar | Director |
| Ms. Hetal Bhanushali | Director |
FAQ
What is the intrinsic value of Explicit Finance Ltd?
Explicit Finance Ltd's intrinsic value (as of 28 December 2025) is 288.87 which is 2327.48% higher the current market price of 11.90, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 11.1 Cr. market cap, FY2025-2026 high/low of 15.9/6.18, reserves of ₹-1.37 Cr, and liabilities of 7.94 Cr.
What is the Market Cap of Explicit Finance Ltd?
The Market Cap of Explicit Finance Ltd is 11.1 Cr..
What is the current Stock Price of Explicit Finance Ltd as on 28 December 2025?
The current stock price of Explicit Finance Ltd as on 28 December 2025 is 11.9.
What is the High / Low of Explicit Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Explicit Finance Ltd stocks is 15.9/6.18.
What is the Stock P/E of Explicit Finance Ltd?
The Stock P/E of Explicit Finance Ltd is 277.
What is the Book Value of Explicit Finance Ltd?
The Book Value of Explicit Finance Ltd is 8.52.
What is the Dividend Yield of Explicit Finance Ltd?
The Dividend Yield of Explicit Finance Ltd is 0.00 %.
What is the ROCE of Explicit Finance Ltd?
The ROCE of Explicit Finance Ltd is 0.13 %.
What is the ROE of Explicit Finance Ltd?
The ROE of Explicit Finance Ltd is 0.00 %.
What is the Face Value of Explicit Finance Ltd?
The Face Value of Explicit Finance Ltd is 10.0.