Share Price and Basic Stock Data
Last Updated: January 28, 2026, 12:00 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Gujarat Credit Corporation Ltd operates primarily in the finance and investments sector, with a current market capitalization of ₹70.00 Cr. The company’s stock price stood at ₹28.00. Over recent reporting periods, Gujarat Credit has reported zero sales from September 2022 through to the latest data in September 2023, indicating a complete lack of revenue generation. This consistent absence of sales highlights significant operational challenges, as the company has not recorded any income from its core activities. The company’s historical sales data shows that it previously had minimal revenues, peaking at ₹0.13 Cr in both FY 2018 and FY 2019, but has since declined to a state of inactivity. The absence of revenue is coupled with ongoing expenses, which have fluctuated but generally remain low, with the highest recorded expense being ₹0.32 Cr in March 2025. This trend raises concerns regarding the sustainability of operations and the company’s ability to generate cash flow moving forward.
Profitability and Efficiency Metrics
Gujarat Credit Corporation’s profitability metrics are notably weak, with a reported net profit of -₹0.14 Cr for the most recent period. The company’s operating profit has consistently remained negative since at least FY 2017, with the most recent operating loss of -₹0.45 Cr in FY 2025. The operating profit margin (OPM) has not been reported, reflecting the lack of profitability from operations. The Interest Coverage Ratio (ICR) has plummeted to -1411.50x, indicating an inability to cover interest obligations, which is a significant red flag for investors. Return on Equity (ROE) stands at 6.47%, while Return on Capital Employed (ROCE) is extremely low at 0.99%, further emphasizing the company’s inefficiency in generating returns. The negative profit figures alongside the inability to generate sales suggest that the company is struggling to achieve operational efficiency.
Balance Sheet Strength and Financial Ratios
The balance sheet of Gujarat Credit Corporation reflects a precarious financial position. With borrowings amounting to ₹17.11 Cr and reserves at ₹4.12 Cr, the company has a relatively high debt-to-equity ratio of 0.95, indicating a reliance on debt financing. The book value per share is ₹15.32, which is higher than the current price-to-book value ratio of 2.14x, suggesting that the shares may be overvalued in light of the company’s operational struggles. The current and quick ratios are both reported as 0.00, signaling potential liquidity issues that could hinder the company’s ability to meet short-term obligations. Additionally, the enterprise value of ₹40.34 Cr against the backdrop of zero sales raises questions about the overall valuation and market sentiment toward the company. This balance sheet analysis reveals vulnerabilities that could impact future growth and investor confidence.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Gujarat Credit Corporation indicates a significant public ownership of 68.39%, while promoters hold 31.61%. The number of shareholders has seen a decline, dropping from 9,149 in March 2023 to 8,668 in December 2025, indicating waning investor confidence. This trend of decreasing shareholders may reflect concerns over the company’s operational performance and profitability. The absence of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) suggests a lack of institutional interest, which is often viewed as a negative sentiment in the market. The consistent promoter holding, however, might imply a degree of commitment from the founding members, but the overall distribution shows that public sentiment is shifting away from the company, which could further impact its market performance and ability to raise capital in the future.
Outlook, Risks, and Final Insight
Gujarat Credit Corporation faces significant challenges moving forward, primarily due to its ongoing operational losses and lack of revenue generation. The absence of sales over multiple quarters raises serious questions about the viability of its business model and operational strategies. Risks include potential liquidity issues due to high debt levels, as indicated by the current and quick ratios being at 0.00, and the negative interest coverage ratio. However, the company’s reserves of ₹4.12 Cr provide a buffer, albeit limited, against immediate financial distress. A potential turnaround could hinge on strategic shifts to improve revenue generation and operational efficiency. If the company manages to stabilize and generate consistent sales, it may regain investor confidence and stabilize its shareholder base. Conversely, continued operational stagnation could lead to further declines in shareholder value and market perception.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 11.4 Cr. | 39.0 | 57.0/36.4 | 45.7 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,190 Cr. | 276 | 455/269 | 13.6 | 111 | 0.37 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 28.8 Cr. | 0.41 | 1.23/0.38 | 3.99 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 3.75 Cr. | 7.58 | 11.6/7.58 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 17.9 Cr. | 34.8 | 69.9/34.8 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 7,085.61 Cr | 1,245.73 | 67.41 | 3,844.55 | 0.38% | 21.71% | 14.20% | 7.28 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.06 | 0.07 | 0.02 | 0.08 | 0.04 | 0.04 | 0.05 | 0.07 | 0.03 | 0.03 | 0.32 | 0.09 | 0.08 |
| Operating Profit | -0.06 | -0.07 | -0.02 | -0.08 | -0.04 | -0.04 | -0.05 | -0.07 | -0.03 | -0.03 | -0.32 | -0.09 | -0.08 |
| OPM % | |||||||||||||
| Other Income | 0.10 | 0.00 | 0.16 | 0.10 | 0.06 | 0.00 | 0.07 | 0.00 | 0.04 | 0.04 | 0.09 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.04 | -0.07 | 0.14 | 0.02 | 0.02 | -0.04 | 0.02 | -0.07 | 0.01 | 0.01 | -0.23 | -0.09 | -0.08 |
| Tax % | 0.00% | 0.00% | 21.43% | 0.00% | 50.00% | 0.00% | -50.00% | 0.00% | 0.00% | 0.00% | -8.70% | 0.00% | 0.00% |
| Net Profit | -0.26 | -0.14 | 1.27 | 0.06 | -0.04 | -0.08 | -0.04 | -0.13 | -0.24 | 0.51 | -0.24 | -0.18 | -0.23 |
| EPS in Rs | -0.10 | -0.06 | 0.51 | 0.02 | -0.02 | -0.03 | -0.02 | -0.05 | -0.10 | 0.20 | -0.10 | -0.07 | -0.09 |
Last Updated: December 26, 2025, 4:50 pm
Below is a detailed analysis of the quarterly data for Gujarat Credit Corporation Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Expenses, as of Sep 2025, the value is 0.08 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.09 Cr. (Jun 2025) to 0.08 Cr., marking a decrease of 0.01 Cr..
- For Operating Profit, as of Sep 2025, the value is -0.08 Cr.. The value appears strong and on an upward trend. It has increased from -0.09 Cr. (Jun 2025) to -0.08 Cr., marking an increase of 0.01 Cr..
- For OPM %, as of Sep 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Interest, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is -0.08 Cr.. The value appears strong and on an upward trend. It has increased from -0.09 Cr. (Jun 2025) to -0.08 Cr., marking an increase of 0.01 Cr..
- For Tax %, as of Sep 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00%.
- For Net Profit, as of Sep 2025, the value is -0.23 Cr.. The value appears to be declining and may need further review. It has decreased from -0.18 Cr. (Jun 2025) to -0.23 Cr., marking a decrease of 0.05 Cr..
- For EPS in Rs, as of Sep 2025, the value is -0.09. The value appears to be declining and may need further review. It has decreased from -0.07 (Jun 2025) to -0.09, marking a decrease of 0.02.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:37 am
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.13 | 0.13 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.24 | 0.13 | 0.22 | 0.22 | 0.26 | 0.18 | 0.21 | 0.21 | 0.45 | 0.52 |
| Operating Profit | -0.24 | 0.00 | -0.09 | -0.22 | -0.26 | -0.18 | -0.21 | -0.21 | -0.45 | -0.52 |
| OPM % | 0.00% | -69.23% | ||||||||
| Other Income | 0.29 | 0.08 | 0.49 | 0.28 | 0.36 | 0.25 | 0.25 | 0.23 | 0.17 | 0.13 |
| Interest | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.02 | 0.07 | 0.39 | 0.05 | 0.09 | 0.06 | 0.03 | 0.02 | -0.28 | -0.39 |
| Tax % | 50.00% | 0.00% | 20.51% | 0.00% | 33.33% | 33.33% | 100.00% | 50.00% | -3.57% | |
| Net Profit | 0.15 | 0.15 | 0.20 | 0.09 | -0.20 | 1.50 | 0.03 | -0.11 | -0.87 | -0.14 |
| EPS in Rs | 0.06 | 0.06 | 0.08 | 0.04 | -0.08 | 0.60 | 0.01 | -0.04 | -0.35 | -0.06 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 0.00% | 33.33% | -55.00% | -322.22% | 850.00% | -98.00% | -466.67% | -690.91% |
| Change in YoY Net Profit Growth (%) | 0.00% | 33.33% | -88.33% | -267.22% | 1172.22% | -948.00% | -368.67% | -224.24% |
Gujarat Credit Corporation Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 8 years from 2017-2018 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | % |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 48% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 42% |
| 3 Years: | 7% |
| 1 Year: | 31% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 1% |
| 3 Years: | -2% |
| Last Year: | -7% |
Last Updated: September 5, 2025, 3:40 pm
Balance Sheet
Last Updated: December 4, 2025, 3:00 am
| Month | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.08 | 10.08 | 10.08 | 10.08 | 10.08 | 8.50 | 8.50 | 8.50 | 8.50 | 8.50 |
| Reserves | 2.22 | 2.43 | 2.46 | 2.53 | 2.36 | 5.46 | 5.48 | 5.39 | 4.52 | 4.12 |
| Borrowings | 17.79 | 17.82 | 17.45 | 17.50 | 17.47 | 17.44 | 18.61 | 17.38 | 12.44 | 17.11 |
| Other Liabilities | 0.04 | 0.04 | 0.12 | 0.07 | 0.06 | 0.10 | 0.12 | 1.44 | 7.05 | 2.75 |
| Total Liabilities | 30.13 | 30.37 | 30.11 | 30.18 | 29.97 | 31.50 | 32.71 | 32.71 | 32.51 | 32.48 |
| Fixed Assets | 26.69 | 26.94 | 27.02 | 27.05 | 27.08 | 27.11 | 28.01 | 28.39 | 29.04 | 29.21 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 3.05 | 3.21 | 2.83 | 2.86 | 2.62 | 4.15 | 4.16 | 4.06 | 3.45 | 3.23 |
| Other Assets | 0.39 | 0.22 | 0.26 | 0.27 | 0.27 | 0.24 | 0.54 | 0.26 | 0.02 | 0.04 |
| Total Assets | 30.13 | 30.37 | 30.11 | 30.18 | 29.97 | 31.50 | 32.71 | 32.71 | 32.51 | 32.48 |
Below is a detailed analysis of the balance sheet data for Gujarat Credit Corporation Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 8.50 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 8.50 Cr..
- For Reserves, as of Sep 2025, the value is 4.12 Cr.. The value appears to be declining and may need further review. It has decreased from 4.52 Cr. (Mar 2025) to 4.12 Cr., marking a decrease of 0.40 Cr..
- For Borrowings, as of Sep 2025, the value is 17.11 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 12.44 Cr. (Mar 2025) to 17.11 Cr., marking an increase of 4.67 Cr..
- For Other Liabilities, as of Sep 2025, the value is 2.75 Cr.. The value appears to be improving (decreasing). It has decreased from 7.05 Cr. (Mar 2025) to 2.75 Cr., marking a decrease of 4.30 Cr..
- For Total Liabilities, as of Sep 2025, the value is 32.48 Cr.. The value appears to be improving (decreasing). It has decreased from 32.51 Cr. (Mar 2025) to 32.48 Cr., marking a decrease of 0.03 Cr..
- For Fixed Assets, as of Sep 2025, the value is 29.21 Cr.. The value appears strong and on an upward trend. It has increased from 29.04 Cr. (Mar 2025) to 29.21 Cr., marking an increase of 0.17 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 3.23 Cr.. The value appears to be declining and may need further review. It has decreased from 3.45 Cr. (Mar 2025) to 3.23 Cr., marking a decrease of 0.22 Cr..
- For Other Assets, as of Sep 2025, the value is 0.04 Cr.. The value appears strong and on an upward trend. It has increased from 0.02 Cr. (Mar 2025) to 0.04 Cr., marking an increase of 0.02 Cr..
- For Total Assets, as of Sep 2025, the value is 32.48 Cr.. The value appears to be declining and may need further review. It has decreased from 32.51 Cr. (Mar 2025) to 32.48 Cr., marking a decrease of 0.03 Cr..
However, the Borrowings (17.11 Cr.) are higher than the Reserves (4.12 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -18.03 | -17.82 | -17.54 | -17.72 | -17.73 | -17.62 | -18.82 | -17.59 | -12.89 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | |||||||
| Inventory Days | |||||||||
| Days Payable | |||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | |||||||
| Working Capital Days | -112.31 | -224.62 | |||||||
| ROCE % | 0.20% | 1.29% | 0.17% | 0.33% | 0.23% | 0.09% | 0.06% | -0.97% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -1.03 | -0.10 | 0.03 | 1.79 | -0.21 |
| Diluted EPS (Rs.) | -1.03 | -0.10 | 0.03 | 1.79 | -0.21 |
| Cash EPS (Rs.) | -0.31 | 0.01 | 0.01 | 0.05 | 0.07 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 15.32 | 16.34 | 16.44 | 13.85 | 12.34 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 15.32 | 16.34 | 16.44 | 13.85 | 12.34 |
| PBDIT / Share (Rs.) | -0.33 | 0.02 | 0.04 | 0.07 | 0.11 |
| PBIT / Share (Rs.) | -0.33 | 0.02 | 0.03 | 0.06 | 0.10 |
| PBT / Share (Rs.) | -0.33 | 0.02 | 0.03 | 0.05 | 0.08 |
| Net Profit / Share (Rs.) | -0.31 | 0.01 | 0.01 | 0.03 | 0.06 |
| NP After MI And SOA / Share (Rs.) | -1.02 | -0.12 | 0.03 | 1.48 | -0.19 |
| Return on Networth / Equity (%) | -6.69 | -0.78 | 0.20 | 10.71 | -1.59 |
| Return on Capital Employeed (%) | -1.11 | 0.07 | 0.10 | 0.20 | 0.33 |
| Return On Assets (%) | -2.68 | -0.33 | 0.08 | 4.74 | -0.66 |
| Long Term Debt / Equity (X) | 0.95 | 1.35 | 1.33 | 1.25 | 1.40 |
| Total Debt / Equity (X) | 0.95 | 1.35 | 1.33 | 1.25 | 1.40 |
| Current Ratio (X) | 0.00 | 2.72 | 4.83 | 2.08 | 0.88 |
| Quick Ratio (X) | 0.00 | 2.72 | 4.83 | 2.08 | 0.88 |
| Interest Coverage Ratio (X) | -1411.50 | 0.00 | 0.00 | 157.00 | 160.55 |
| Interest Coverage Ratio (Post Tax) (X) | -1356.50 | 0.00 | 0.00 | 91.20 | 107.27 |
| Enterprise Value (Cr.) | 40.34 | 35.48 | 35.46 | 68.00 | 21.24 |
| EV / EBITDA (X) | -142.90 | 1460.07 | 873.49 | 866.21 | 184.39 |
| Price / BV (X) | 2.14 | 1.21 | 1.22 | 3.62 | 0.30 |
| EarningsYield | -0.03 | -0.01 | 0.00 | 0.02 | -0.05 |
After reviewing the key financial ratios for Gujarat Credit Corporation Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -1.03. This value is below the healthy minimum of 5. It has decreased from -0.10 (Mar 24) to -1.03, marking a decrease of 0.93.
- For Diluted EPS (Rs.), as of Mar 25, the value is -1.03. This value is below the healthy minimum of 5. It has decreased from -0.10 (Mar 24) to -1.03, marking a decrease of 0.93.
- For Cash EPS (Rs.), as of Mar 25, the value is -0.31. This value is below the healthy minimum of 3. It has decreased from 0.01 (Mar 24) to -0.31, marking a decrease of 0.32.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.32. It has decreased from 16.34 (Mar 24) to 15.32, marking a decrease of 1.02.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 15.32. It has decreased from 16.34 (Mar 24) to 15.32, marking a decrease of 1.02.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -0.33. This value is below the healthy minimum of 2. It has decreased from 0.02 (Mar 24) to -0.33, marking a decrease of 0.35.
- For PBIT / Share (Rs.), as of Mar 25, the value is -0.33. This value is below the healthy minimum of 0. It has decreased from 0.02 (Mar 24) to -0.33, marking a decrease of 0.35.
- For PBT / Share (Rs.), as of Mar 25, the value is -0.33. This value is below the healthy minimum of 0. It has decreased from 0.02 (Mar 24) to -0.33, marking a decrease of 0.35.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -0.31. This value is below the healthy minimum of 2. It has decreased from 0.01 (Mar 24) to -0.31, marking a decrease of 0.32.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is -1.02. This value is below the healthy minimum of 2. It has decreased from -0.12 (Mar 24) to -1.02, marking a decrease of 0.90.
- For Return on Networth / Equity (%), as of Mar 25, the value is -6.69. This value is below the healthy minimum of 15. It has decreased from -0.78 (Mar 24) to -6.69, marking a decrease of 5.91.
- For Return on Capital Employeed (%), as of Mar 25, the value is -1.11. This value is below the healthy minimum of 10. It has decreased from 0.07 (Mar 24) to -1.11, marking a decrease of 1.18.
- For Return On Assets (%), as of Mar 25, the value is -2.68. This value is below the healthy minimum of 5. It has decreased from -0.33 (Mar 24) to -2.68, marking a decrease of 2.35.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.95. This value is within the healthy range. It has decreased from 1.35 (Mar 24) to 0.95, marking a decrease of 0.40.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.95. This value is within the healthy range. It has decreased from 1.35 (Mar 24) to 0.95, marking a decrease of 0.40.
- For Current Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1.5. It has decreased from 2.72 (Mar 24) to 0.00, marking a decrease of 2.72.
- For Quick Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 2.72 (Mar 24) to 0.00, marking a decrease of 2.72.
- For Interest Coverage Ratio (X), as of Mar 25, the value is -1,411.50. This value is below the healthy minimum of 3. It has decreased from 0.00 (Mar 24) to -1,411.50, marking a decrease of 1,411.50.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is -1,356.50. This value is below the healthy minimum of 3. It has decreased from 0.00 (Mar 24) to -1,356.50, marking a decrease of 1,356.50.
- For Enterprise Value (Cr.), as of Mar 25, the value is 40.34. It has increased from 35.48 (Mar 24) to 40.34, marking an increase of 4.86.
- For EV / EBITDA (X), as of Mar 25, the value is -142.90. This value is below the healthy minimum of 5. It has decreased from 1,460.07 (Mar 24) to -142.90, marking a decrease of 1,602.97.
- For Price / BV (X), as of Mar 25, the value is 2.14. This value is within the healthy range. It has increased from 1.21 (Mar 24) to 2.14, marking an increase of 0.93.
- For EarningsYield, as of Mar 25, the value is -0.03. This value is below the healthy minimum of 5. It has decreased from -0.01 (Mar 24) to -0.03, marking a decrease of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Gujarat Credit Corporation Ltd:
- Net Profit Margin: 0%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -1.11% (Industry Average ROCE: 21.71%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -6.69% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): -1356.5
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 67.41)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.95
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 0%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | A-115, Siddhi Vinayak Towers, Ahmedabad Gujarat 380051 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Amam S Shah | Managing Director |
| Mrs. Binoti Shah | Director |
| Mr. Bahubali S Shah | Director |
| Mr. Priyank S Jhaveri | Independent Director |
| Mr. Vipul R Patel | Independent Director |
| Mr. Apurva R Hathi | Independent Director |
FAQ
What is the intrinsic value of Gujarat Credit Corporation Ltd?
Gujarat Credit Corporation Ltd's intrinsic value (as of 28 January 2026) is ₹3.61 which is 85.73% lower the current market price of ₹25.30, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹63.2 Cr. market cap, FY2025-2026 high/low of ₹47.8/24.6, reserves of ₹4.12 Cr, and liabilities of ₹32.48 Cr.
What is the Market Cap of Gujarat Credit Corporation Ltd?
The Market Cap of Gujarat Credit Corporation Ltd is 63.2 Cr..
What is the current Stock Price of Gujarat Credit Corporation Ltd as on 28 January 2026?
The current stock price of Gujarat Credit Corporation Ltd as on 28 January 2026 is ₹25.3.
What is the High / Low of Gujarat Credit Corporation Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Gujarat Credit Corporation Ltd stocks is ₹47.8/24.6.
What is the Stock P/E of Gujarat Credit Corporation Ltd?
The Stock P/E of Gujarat Credit Corporation Ltd is .
What is the Book Value of Gujarat Credit Corporation Ltd?
The Book Value of Gujarat Credit Corporation Ltd is 5.05.
What is the Dividend Yield of Gujarat Credit Corporation Ltd?
The Dividend Yield of Gujarat Credit Corporation Ltd is 0.00 %.
What is the ROCE of Gujarat Credit Corporation Ltd?
The ROCE of Gujarat Credit Corporation Ltd is 0.99 %.
What is the ROE of Gujarat Credit Corporation Ltd?
The ROE of Gujarat Credit Corporation Ltd is 6.47 %.
What is the Face Value of Gujarat Credit Corporation Ltd?
The Face Value of Gujarat Credit Corporation Ltd is 10.0.