Share Price and Basic Stock Data
Last Updated: October 18, 2025, 8:41 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Gujarat Credit Corporation Ltd operates in the finance and investments sector, with its current share price standing at ₹27.0 and a market capitalization of ₹67.5 Cr. The company has not reported any revenue from sales for several quarters, with figures consistently at ₹0.00 from June 2022 to June 2025. This stagnation raises concerns about the company’s operational viability and market presence. Expenses have fluctuated slightly, with the highest recorded expense of ₹0.32 in March 2025, which may indicate increasing operational costs despite zero sales. The absence of sales revenue, coupled with ongoing expenses, suggests a need for strategic reevaluation or operational overhaul to revitalize income streams. The company’s reliance on other income sources has been modest, peaking at ₹0.49 in March 2019 but showing a downward trend recently, further impacting overall revenue dynamics.
Profitability and Efficiency Metrics
The profitability metrics of Gujarat Credit Corporation Ltd reflect significant challenges. The company recorded a net profit of -₹0.87 in FY 2025, demonstrating a declining trend in profitability over the years. The operating profit margin (OPM) remains unreported, as the company has not generated sales revenue. The interest coverage ratio is notably alarming at -1411.50, indicating that the company is unable to cover its interest obligations with its earnings. Return on equity (ROE) stands at a low 6.47%, and return on capital employed (ROCE) is even lower at 0.99%, suggesting inefficient capital utilization. The company has also faced negative net profits in several quarters, with the most recent quarter (June 2025) showing a net profit of -₹0.18. The overall efficiency metrics indicate that Gujarat Credit Corporation is struggling to achieve profitability and maintain operational efficiency.
Balance Sheet Strength and Financial Ratios
The balance sheet of Gujarat Credit Corporation Ltd presents a mixed picture. As of FY 2025, total borrowings are reported at ₹12.44 Cr, with reserves at ₹4.52 Cr, reflecting a concerning debt-to-equity ratio of 0.99. This ratio suggests that the company has nearly equal levels of debt and equity, which can be risky in a volatile market. The current ratio is reported at 0.00, indicating potential liquidity issues, as it implies the company may not have enough current assets to cover its current liabilities. Book value per share has decreased to ₹14.73 from ₹16.34 in the previous year, which might impact investor sentiment. Furthermore, the enterprise value is ₹40.34 Cr, while the P/BV ratio is 2.23, indicating the market is valuing the company at a premium over its book value, which is unusual given its current performance metrics.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Gujarat Credit Corporation indicates a stable yet concerning landscape. Promoters hold 31.61% of the company, while the public holds 68.38%. The number of shareholders has decreased from 9,152 in September 2022 to 8,741 in June 2025, which could signify declining investor confidence. The absence of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) further reflects a lack of institutional support, which may be attributed to the company’s poor financial performance. The persistent public holding suggests some level of retail investor commitment, but the declining shareholder count might indicate a growing disenchantment with the company’s performance and future prospects. This shift could lead to increased volatility in the stock price if confidence continues to wane.
Outlook, Risks, and Final Insight
If margins sustain and operational strategies shift towards revenue generation, there could be a potential turnaround for Gujarat Credit Corporation. However, the company faces considerable risks, including its ongoing lack of sales revenue and high-interest coverage ratio, which could lead to financial distress. Additionally, the significant operational expenses relative to its income can further strain its financial health. If the company fails to address its liquidity issues and generate consistent income, it may struggle to attract new investors and maintain existing shareholder interest. On the flip side, if management can implement effective cost controls and reposition the business model to tap into profitable segments, there may be opportunities for recovery and growth in the future. A strategic focus on operational efficiency and market expansion will be crucial for revitalizing investor confidence and achieving sustainable profitability.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Gujarat Credit Corporation Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 12.1 Cr. | 41.3 | 67.7/36.4 | 43.2 | 43.5 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,445 Cr. | 308 | 495/280 | 15.8 | 102 | 0.32 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 37.3 Cr. | 0.53 | 2.42/0.46 | 3.62 | 0.02 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 4.49 Cr. | 9.08 | 12.7/8.25 | 10.3 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 24.4 Cr. | 47.6 | 72.0/47.6 | 20.6 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 6,763.07 Cr | 1,429.69 | 132.51 | 3,769.18 | 0.31% | 21.70% | 14.20% | 7.28 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.07 | 0.06 | 0.07 | 0.02 | 0.08 | 0.04 | 0.04 | 0.05 | 0.07 | 0.03 | 0.03 | 0.32 | 0.09 |
| Operating Profit | -0.07 | -0.06 | -0.07 | -0.02 | -0.08 | -0.04 | -0.04 | -0.05 | -0.07 | -0.03 | -0.03 | -0.32 | -0.09 |
| OPM % | |||||||||||||
| Other Income | 0.00 | 0.10 | 0.00 | 0.16 | 0.10 | 0.06 | 0.00 | 0.07 | 0.00 | 0.04 | 0.04 | 0.09 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.07 | 0.04 | -0.07 | 0.14 | 0.02 | 0.02 | -0.04 | 0.02 | -0.07 | 0.01 | 0.01 | -0.23 | -0.09 |
| Tax % | 0.00% | 0.00% | 0.00% | 21.43% | 0.00% | 50.00% | 0.00% | -50.00% | 0.00% | 0.00% | 0.00% | -8.70% | 0.00% |
| Net Profit | -0.85 | -0.26 | -0.14 | 1.27 | 0.06 | -0.04 | -0.08 | -0.04 | -0.13 | -0.24 | 0.51 | -0.24 | -0.18 |
| EPS in Rs | -0.34 | -0.10 | -0.06 | 0.51 | 0.02 | -0.02 | -0.03 | -0.02 | -0.05 | -0.10 | 0.20 | -0.10 | -0.07 |
Last Updated: August 19, 2025, 2:15 pm
Below is a detailed analysis of the quarterly data for Gujarat Credit Corporation Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Expenses, as of Jun 2025, the value is 0.09 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.32 Cr. (Mar 2025) to 0.09 Cr., marking a decrease of 0.23 Cr..
- For Operating Profit, as of Jun 2025, the value is -0.09 Cr.. The value appears strong and on an upward trend. It has increased from -0.32 Cr. (Mar 2025) to -0.09 Cr., marking an increase of 0.23 Cr..
- For OPM %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 0.09 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 0.09 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is -0.09 Cr.. The value appears strong and on an upward trend. It has increased from -0.23 Cr. (Mar 2025) to -0.09 Cr., marking an increase of 0.14 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value appears to be increasing, which may not be favorable. It has increased from -8.70% (Mar 2025) to 0.00%, marking an increase of 8.70%.
- For Net Profit, as of Jun 2025, the value is -0.18 Cr.. The value appears strong and on an upward trend. It has increased from -0.24 Cr. (Mar 2025) to -0.18 Cr., marking an increase of 0.06 Cr..
- For EPS in Rs, as of Jun 2025, the value is -0.07. The value appears strong and on an upward trend. It has increased from -0.10 (Mar 2025) to -0.07, marking an increase of 0.03.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: August 23, 2025, 1:00 pm
| Metric | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.13 | 0.13 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.24 | 0.13 | 0.22 | 0.22 | 0.26 | 0.18 | 0.21 | 0.21 | 0.45 | 0.47 |
| Operating Profit | -0.24 | 0.00 | -0.09 | -0.22 | -0.26 | -0.18 | -0.21 | -0.21 | -0.45 | -0.47 |
| OPM % | 0.00% | -69.23% | ||||||||
| Other Income | 0.29 | 0.08 | 0.49 | 0.28 | 0.36 | 0.25 | 0.25 | 0.23 | 0.17 | 0.17 |
| Interest | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.02 | 0.07 | 0.39 | 0.05 | 0.09 | 0.06 | 0.03 | 0.02 | -0.28 | -0.30 |
| Tax % | 50.00% | 0.00% | 20.51% | 0.00% | 33.33% | 33.33% | 100.00% | 50.00% | -3.57% | |
| Net Profit | 0.15 | 0.15 | 0.20 | 0.09 | -0.20 | 1.50 | 0.03 | -0.11 | -0.87 | -0.15 |
| EPS in Rs | 0.06 | 0.06 | 0.08 | 0.04 | -0.08 | 0.60 | 0.01 | -0.04 | -0.35 | -0.07 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 0.00% | 33.33% | -55.00% | -322.22% | 850.00% | -98.00% | -466.67% | -690.91% |
| Change in YoY Net Profit Growth (%) | 0.00% | 33.33% | -88.33% | -267.22% | 1172.22% | -948.00% | -368.67% | -224.24% |
Gujarat Credit Corporation Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 8 years from 2017-2018 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | % |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 48% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 42% |
| 3 Years: | 7% |
| 1 Year: | 31% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 1% |
| 3 Years: | -2% |
| Last Year: | -7% |
Last Updated: September 5, 2025, 3:40 pm
Balance Sheet
Last Updated: October 10, 2025, 4:12 pm
| Month | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.08 | 10.08 | 10.08 | 10.08 | 10.08 | 8.50 | 8.50 | 8.50 | 8.50 |
| Reserves | 2.22 | 2.43 | 2.46 | 2.53 | 2.36 | 5.46 | 5.48 | 5.39 | 4.52 |
| Borrowings | 17.79 | 17.82 | 17.45 | 17.50 | 17.47 | 17.44 | 18.61 | 17.38 | 12.44 |
| Other Liabilities | 0.04 | 0.04 | 0.12 | 0.07 | 0.06 | 0.10 | 0.12 | 1.44 | 7.05 |
| Total Liabilities | 30.13 | 30.37 | 30.11 | 30.18 | 29.97 | 31.50 | 32.71 | 32.71 | 32.51 |
| Fixed Assets | 26.69 | 26.94 | 27.02 | 27.05 | 27.08 | 27.11 | 28.01 | 28.39 | 29.04 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 3.05 | 3.21 | 2.83 | 2.86 | 2.62 | 4.15 | 4.16 | 4.06 | 3.45 |
| Other Assets | 0.39 | 0.22 | 0.26 | 0.27 | 0.27 | 0.24 | 0.54 | 0.26 | 0.02 |
| Total Assets | 30.13 | 30.37 | 30.11 | 30.18 | 29.97 | 31.50 | 32.71 | 32.71 | 32.51 |
Below is a detailed analysis of the balance sheet data for Gujarat Credit Corporation Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 8.50 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 8.50 Cr..
- For Reserves, as of Mar 2025, the value is 4.52 Cr.. The value appears to be declining and may need further review. It has decreased from 5.39 Cr. (Mar 2024) to 4.52 Cr., marking a decrease of 0.87 Cr..
- For Borrowings, as of Mar 2025, the value is 12.44 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from 17.38 Cr. (Mar 2024) to 12.44 Cr., marking a decrease of 4.94 Cr..
- For Other Liabilities, as of Mar 2025, the value is 7.05 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.44 Cr. (Mar 2024) to 7.05 Cr., marking an increase of 5.61 Cr..
- For Total Liabilities, as of Mar 2025, the value is 32.51 Cr.. The value appears to be improving (decreasing). It has decreased from 32.71 Cr. (Mar 2024) to 32.51 Cr., marking a decrease of 0.20 Cr..
- For Fixed Assets, as of Mar 2025, the value is 29.04 Cr.. The value appears strong and on an upward trend. It has increased from 28.39 Cr. (Mar 2024) to 29.04 Cr., marking an increase of 0.65 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 3.45 Cr.. The value appears to be declining and may need further review. It has decreased from 4.06 Cr. (Mar 2024) to 3.45 Cr., marking a decrease of 0.61 Cr..
- For Other Assets, as of Mar 2025, the value is 0.02 Cr.. The value appears to be declining and may need further review. It has decreased from 0.26 Cr. (Mar 2024) to 0.02 Cr., marking a decrease of 0.24 Cr..
- For Total Assets, as of Mar 2025, the value is 32.51 Cr.. The value appears to be declining and may need further review. It has decreased from 32.71 Cr. (Mar 2024) to 32.51 Cr., marking a decrease of 0.20 Cr..
However, the Borrowings (12.44 Cr.) are higher than the Reserves (4.52 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -18.03 | -17.82 | -17.54 | -17.72 | -17.73 | -17.62 | -18.82 | -17.59 | -12.89 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | |||||||
| Inventory Days | |||||||||
| Days Payable | |||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | |||||||
| Working Capital Days | -112.31 | -224.62 | |||||||
| ROCE % | 0.20% | 1.29% | 0.17% | 0.33% | 0.23% | 0.09% | 0.06% | -0.97% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -1.02 | -0.10 | 0.03 | 1.79 | -0.21 |
| Diluted EPS (Rs.) | -1.02 | -0.10 | 0.03 | 1.79 | -0.21 |
| Cash EPS (Rs.) | -0.31 | 0.01 | 0.01 | 0.05 | 0.07 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 14.73 | 16.34 | 16.44 | 13.85 | 12.34 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 14.73 | 16.34 | 16.44 | 13.85 | 12.34 |
| PBDIT / Share (Rs.) | -0.33 | 0.02 | 0.04 | 0.07 | 0.11 |
| PBIT / Share (Rs.) | -0.33 | 0.02 | 0.03 | 0.06 | 0.10 |
| PBT / Share (Rs.) | -0.33 | 0.02 | 0.03 | 0.05 | 0.08 |
| Net Profit / Share (Rs.) | -0.31 | 0.01 | 0.01 | 0.03 | 0.06 |
| NP After MI And SOA / Share (Rs.) | -1.02 | -0.12 | 0.03 | 1.48 | -0.19 |
| Return on Networth / Equity (%) | -6.95 | -0.78 | 0.20 | 10.71 | -1.59 |
| Return on Capital Employeed (%) | -1.13 | 0.07 | 0.10 | 0.20 | 0.33 |
| Return On Assets (%) | -2.72 | -0.33 | 0.08 | 4.74 | -0.66 |
| Long Term Debt / Equity (X) | 0.99 | 1.35 | 1.33 | 1.25 | 1.40 |
| Total Debt / Equity (X) | 0.99 | 1.35 | 1.33 | 1.25 | 1.40 |
| Current Ratio (X) | 0.00 | 2.72 | 4.83 | 2.08 | 0.88 |
| Quick Ratio (X) | 0.00 | 2.72 | 4.83 | 2.08 | 0.88 |
| Interest Coverage Ratio (X) | -1411.50 | 0.00 | 0.00 | 157.00 | 160.55 |
| Interest Coverage Ratio (Post Tax) (X) | -1356.50 | 0.00 | 0.00 | 91.20 | 107.27 |
| Enterprise Value (Cr.) | 40.34 | 35.48 | 35.46 | 68.00 | 21.24 |
| EV / EBITDA (X) | -142.90 | 1460.07 | 873.49 | 866.21 | 184.39 |
| Price / BV (X) | 2.23 | 1.21 | 1.22 | 3.62 | 0.30 |
| EarningsYield | -0.03 | -0.01 | 0.00 | 0.02 | -0.05 |
After reviewing the key financial ratios for Gujarat Credit Corporation Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -1.02. This value is below the healthy minimum of 5. It has decreased from -0.10 (Mar 24) to -1.02, marking a decrease of 0.92.
- For Diluted EPS (Rs.), as of Mar 25, the value is -1.02. This value is below the healthy minimum of 5. It has decreased from -0.10 (Mar 24) to -1.02, marking a decrease of 0.92.
- For Cash EPS (Rs.), as of Mar 25, the value is -0.31. This value is below the healthy minimum of 3. It has decreased from 0.01 (Mar 24) to -0.31, marking a decrease of 0.32.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 14.73. It has decreased from 16.34 (Mar 24) to 14.73, marking a decrease of 1.61.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 14.73. It has decreased from 16.34 (Mar 24) to 14.73, marking a decrease of 1.61.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -0.33. This value is below the healthy minimum of 2. It has decreased from 0.02 (Mar 24) to -0.33, marking a decrease of 0.35.
- For PBIT / Share (Rs.), as of Mar 25, the value is -0.33. This value is below the healthy minimum of 0. It has decreased from 0.02 (Mar 24) to -0.33, marking a decrease of 0.35.
- For PBT / Share (Rs.), as of Mar 25, the value is -0.33. This value is below the healthy minimum of 0. It has decreased from 0.02 (Mar 24) to -0.33, marking a decrease of 0.35.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -0.31. This value is below the healthy minimum of 2. It has decreased from 0.01 (Mar 24) to -0.31, marking a decrease of 0.32.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is -1.02. This value is below the healthy minimum of 2. It has decreased from -0.12 (Mar 24) to -1.02, marking a decrease of 0.90.
- For Return on Networth / Equity (%), as of Mar 25, the value is -6.95. This value is below the healthy minimum of 15. It has decreased from -0.78 (Mar 24) to -6.95, marking a decrease of 6.17.
- For Return on Capital Employeed (%), as of Mar 25, the value is -1.13. This value is below the healthy minimum of 10. It has decreased from 0.07 (Mar 24) to -1.13, marking a decrease of 1.20.
- For Return On Assets (%), as of Mar 25, the value is -2.72. This value is below the healthy minimum of 5. It has decreased from -0.33 (Mar 24) to -2.72, marking a decrease of 2.39.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.99. This value is within the healthy range. It has decreased from 1.35 (Mar 24) to 0.99, marking a decrease of 0.36.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.99. This value is within the healthy range. It has decreased from 1.35 (Mar 24) to 0.99, marking a decrease of 0.36.
- For Current Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1.5. It has decreased from 2.72 (Mar 24) to 0.00, marking a decrease of 2.72.
- For Quick Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 2.72 (Mar 24) to 0.00, marking a decrease of 2.72.
- For Interest Coverage Ratio (X), as of Mar 25, the value is -1,411.50. This value is below the healthy minimum of 3. It has decreased from 0.00 (Mar 24) to -1,411.50, marking a decrease of 1,411.50.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is -1,356.50. This value is below the healthy minimum of 3. It has decreased from 0.00 (Mar 24) to -1,356.50, marking a decrease of 1,356.50.
- For Enterprise Value (Cr.), as of Mar 25, the value is 40.34. It has increased from 35.48 (Mar 24) to 40.34, marking an increase of 4.86.
- For EV / EBITDA (X), as of Mar 25, the value is -142.90. This value is below the healthy minimum of 5. It has decreased from 1,460.07 (Mar 24) to -142.90, marking a decrease of 1,602.97.
- For Price / BV (X), as of Mar 25, the value is 2.23. This value is within the healthy range. It has increased from 1.21 (Mar 24) to 2.23, marking an increase of 1.02.
- For EarningsYield, as of Mar 25, the value is -0.03. This value is below the healthy minimum of 5. It has decreased from -0.01 (Mar 24) to -0.03, marking a decrease of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Gujarat Credit Corporation Ltd:
- Net Profit Margin: 0%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -1.13% (Industry Average ROCE: 21.7%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -6.95% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): -1356.5
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 132.51)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.99
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 0%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | A-115, Siddhi Vinayak Tower, Ahmedabad Gujarat 380051 | gujaratcredit@gmail.com http://www.gccl.co.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Amam S Shah | Managing Director |
| Mrs. Binoti Shah | Director |
| Mr. Bahubali S Shah | Director |
| Mr. Vipul H Raja | Director |
| Mr. Laxminarayan A Patel | Director |
| Mr. Priyank S Jhaveri | Director |
FAQ
What is the intrinsic value of Gujarat Credit Corporation Ltd?
Gujarat Credit Corporation Ltd's intrinsic value (as of 18 October 2025) is 4.13 which is 84.98% lower the current market price of 27.50, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 68.8 Cr. market cap, FY2025-2026 high/low of 79.8/25.0, reserves of ₹4.52 Cr, and liabilities of 32.51 Cr.
What is the Market Cap of Gujarat Credit Corporation Ltd?
The Market Cap of Gujarat Credit Corporation Ltd is 68.8 Cr..
What is the current Stock Price of Gujarat Credit Corporation Ltd as on 18 October 2025?
The current stock price of Gujarat Credit Corporation Ltd as on 18 October 2025 is 27.5.
What is the High / Low of Gujarat Credit Corporation Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Gujarat Credit Corporation Ltd stocks is 79.8/25.0.
What is the Stock P/E of Gujarat Credit Corporation Ltd?
The Stock P/E of Gujarat Credit Corporation Ltd is .
What is the Book Value of Gujarat Credit Corporation Ltd?
The Book Value of Gujarat Credit Corporation Ltd is 5.21.
What is the Dividend Yield of Gujarat Credit Corporation Ltd?
The Dividend Yield of Gujarat Credit Corporation Ltd is 0.00 %.
What is the ROCE of Gujarat Credit Corporation Ltd?
The ROCE of Gujarat Credit Corporation Ltd is 0.99 %.
What is the ROE of Gujarat Credit Corporation Ltd?
The ROE of Gujarat Credit Corporation Ltd is 6.47 %.
What is the Face Value of Gujarat Credit Corporation Ltd?
The Face Value of Gujarat Credit Corporation Ltd is 10.0.