Share Price and Basic Stock Data
Last Updated: November 13, 2025, 9:07 pm
| PEG Ratio | 1.19 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
ICICI Bank Ltd, a prominent player in the Indian private banking sector, reported a market capitalization of ₹9,73,925 Cr and a share price of ₹1,363. The bank’s revenue trajectory has shown robust growth, with total revenue rising from ₹95,407 Cr in FY 2022 to ₹121,067 Cr in FY 2023, representing a year-on-year increase of approximately 27%. For FY 2024, revenue is expected to reach ₹159,516 Cr, further illustrating the bank’s strong operational performance. The quarterly revenue figures reflect this growth trend, with the latest quarter (Sep 2023) reporting revenue of ₹38,938 Cr, up from ₹34,439 Cr in Mar 2023. This consistent upward movement underscores the bank’s ability to capitalize on expanding market opportunities and customer base, positioning it favorably against typical sector growth rates.
Profitability and Efficiency Metrics
ICICI Bank’s profitability metrics demonstrate solid operational efficiency. The net profit for FY 2023 stood at ₹35,461 Cr, an increase from ₹26,538 Cr in FY 2022, which translates to a net profit margin of 29.20% for FY 2025. The bank’s return on equity (ROE) was reported at 17.9%, indicating effective use of shareholders’ equity to generate profits. Furthermore, the bank’s return on capital employed (ROCE) stood at 7.87%, reflecting efficient capital utilization. The interest expenses have also increased, reaching ₹50,543 Cr in FY 2023 from ₹41,167 Cr in FY 2022, which could indicate rising funding costs in a competitive lending environment. Despite this, the net interest margin of 3.68x for FY 2025 suggests that the bank is effectively managing its interest income relative to costs, maintaining a competitive edge in profitability.
Balance Sheet Strength and Financial Ratios
ICICI Bank’s balance sheet reflects substantial growth, with total assets increasing from ₹1,752,637 Cr in FY 2022 to ₹2,642,241 Cr in FY 2025. The bank’s reserves also saw significant growth, standing at ₹312,481 Cr in FY 2025, up from ₹213,101 Cr in FY 2023. This increase indicates a strengthening capital base, which enhances the bank’s ability to absorb potential losses and support future growth. The equity capital has steadily risen to ₹1,425 Cr in FY 2025. Financial ratios, such as the price-to-earnings (P/E) ratio of 18.3 and a price-to-book (P/B) ratio of 3.10, indicate a favorable valuation compared to typical sector averages. However, the cost-to-income ratio of 62.17% suggests that while the bank is growing, it may need to focus on cost management to enhance operational efficiency further.
Shareholding Pattern and Investor Confidence
The shareholding pattern of ICICI Bank indicates a healthy level of institutional confidence, with foreign institutional investors (FIIs) holding 46.77% and domestic institutional investors (DIIs) at 43.91% as of June 2025. This strong institutional backing can provide stability to the stock and reflects positive sentiment towards the bank’s management and growth prospects. The public shareholding stands at 9.06%, which is relatively low, indicating a concentration of ownership among institutional investors. The number of shareholders has increased to 18,75,924, suggesting growing retail interest in the bank’s stock. This increase in ownership and institutional confidence can be instrumental in supporting the bank’s market performance and overall valuation, especially in a competitive banking landscape.
Outlook, Risks, and Final Insight
Looking ahead, ICICI Bank’s growth trajectory appears promising due to its strong revenue growth, improving profitability, and solid balance sheet. However, potential risks include rising interest rates that may pressure net interest margins and increased competition in the banking sector. Additionally, the bank’s reliance on external funding sources could pose challenges if market conditions change. The bank’s ability to manage operational costs effectively and maintain asset quality will be crucial in sustaining its growth momentum. In a scenario where interest rates stabilize and economic conditions improve, ICICI Bank could leverage its strong capital base to explore new growth avenues. Conversely, if economic conditions worsen, it may face headwinds that could impact its profitability and asset quality. Overall, ICICI Bank’s fundamentals remain strong, positioning it well for future growth while highlighting the importance of vigilance in risk management.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of ICICI Bank Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 2,310 Cr. | 278 | 372/180 | 28.8 | 90.5 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,396 Cr. | 27.1 | 43.0/24.3 | 33.9 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,212 Cr. | 268 | 331/250 | 8.97 | 307 | 1.49 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 70,563 Cr. | 22.5 | 24.3/16.0 | 24.9 | 15.7 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 10,061 Cr. | 51.9 | 54.6/30.8 | 24.1 | 32.2 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 161,598.30 Cr | 412.24 | 18.27 | 239.71 | 0.61% | 6.84% | 11.80% | 6.48 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 26,159 | 28,850 | 31,619 | 34,439 | 37,106 | 38,938 | 40,865 | 42,607 | 44,582 | 46,326 | 47,037 | 48,387 | 49,080 |
| Interest | 11,089 | 11,997 | 12,978 | 14,479 | 16,368 | 17,908 | 19,409 | 20,424 | 21,122 | 22,225 | 22,633 | 23,047 | 23,090 |
| Expenses | 18,137 | 22,336 | 22,946 | 25,959 | 21,402 | 24,560 | 24,929 | 30,604 | 29,387 | 32,221 | 33,510 | 37,588 | 31,991 |
| Financing Profit | -3,068 | -5,483 | -4,305 | -6,000 | -663 | -3,530 | -3,473 | -8,421 | -5,927 | -8,120 | -9,106 | -12,248 | -6,002 |
| Financing Margin % | -12% | -19% | -14% | -17% | -2% | -9% | -8% | -20% | -13% | -18% | -19% | -25% | -12% |
| Other Income | 13,271 | 16,634 | 16,470 | 19,735 | 15,229 | 18,690 | 18,615 | 24,575 | 22,688 | 26,617 | 27,589 | 31,361 | 25,496 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 10,203 | 11,151 | 12,165 | 13,735 | 14,566 | 15,160 | 15,142 | 16,154 | 16,761 | 18,496 | 18,483 | 19,113 | 19,494 |
| Tax % | 25% | 25% | 25% | 25% | 24% | 25% | 26% | 26% | 26% | 25% | 25% | 25% | 26% |
| Net Profit | 7,698 | 8,361 | 9,166 | 10,236 | 11,014 | 11,351 | 11,515 | 12,200 | 12,463 | 13,906 | 13,847 | 14,354 | 14,456 |
| EPS in Rs | 10.62 | 11.49 | 12.60 | 14.11 | 15.20 | 15.56 | 15.76 | 16.62 | 16.62 | 18.38 | 18.25 | 18.96 | 19.00 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: August 1, 2025, 7:50 pm
Below is a detailed analysis of the quarterly data for ICICI Bank Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 23,090.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 23,047.00 Cr. (Mar 2025) to 23,090.00 Cr., marking an increase of 43.00 Cr..
- For Expenses, as of Jun 2025, the value is 31,991.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 37,588.00 Cr. (Mar 2025) to 31,991.00 Cr., marking a decrease of 5,597.00 Cr..
- For Other Income, as of Jun 2025, the value is 25,496.00 Cr.. The value appears to be declining and may need further review. It has decreased from 31,361.00 Cr. (Mar 2025) to 25,496.00 Cr., marking a decrease of 5,865.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 19,494.00 Cr.. The value appears strong and on an upward trend. It has increased from 19,113.00 Cr. (Mar 2025) to 19,494.00 Cr., marking an increase of 381.00 Cr..
- For Tax %, as of Jun 2025, the value is 26.00%. The value appears to be increasing, which may not be favorable. It has increased from 25.00% (Mar 2025) to 26.00%, marking an increase of 1.00%.
- For Net Profit, as of Jun 2025, the value is 14,456.00 Cr.. The value appears strong and on an upward trend. It has increased from 14,354.00 Cr. (Mar 2025) to 14,456.00 Cr., marking an increase of 102.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 19.00. The value appears strong and on an upward trend. It has increased from 18.96 (Mar 2025) to 19.00, marking an increase of 0.04.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: August 22, 2025, 6:01 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 49,479 | 54,964 | 59,294 | 60,940 | 62,162 | 71,982 | 84,836 | 89,163 | 95,407 | 121,067 | 159,516 | 186,331 | 190,830 |
| Interest | 29,711 | 32,318 | 33,996 | 34,836 | 34,262 | 39,178 | 44,666 | 42,659 | 41,167 | 50,543 | 74,108 | 89,028 | 90,996 |
| Expenses | 32,852 | 38,766 | 52,252 | 63,841 | 72,806 | 83,775 | 85,361 | 91,309 | 80,798 | 87,864 | 99,560 | 130,078 | 135,310 |
| Financing Profit | -13,084 | -16,120 | -26,955 | -37,737 | -44,906 | -50,971 | -45,190 | -44,805 | -26,558 | -17,341 | -14,152 | -32,775 | -35,476 |
| Financing Margin % | -26% | -29% | -45% | -62% | -72% | -71% | -53% | -50% | -28% | -14% | -9% | -18% | -19% |
| Other Income | 30,085 | 35,252 | 42,102 | 52,458 | 56,807 | 59,325 | 64,950 | 72,174 | 62,129 | 65,112 | 76,522 | 108,255 | 111,063 |
| Depreciation | 719 | 798 | 843 | 912 | 922 | 946 | 1,171 | 1,340 | 1,330 | 1,515 | 1,935 | 2,627 | 0 |
| Profit before tax | 16,282 | 18,334 | 14,304 | 13,809 | 10,978 | 7,408 | 18,589 | 26,028 | 34,241 | 46,256 | 60,434 | 72,854 | 75,587 |
| Tax % | 28% | 29% | 24% | 18% | 17% | 23% | 40% | 22% | 25% | 26% | 26% | 25% | |
| Net Profit | 11,677 | 12,942 | 10,927 | 11,340 | 9,100 | 5,689 | 11,225 | 20,364 | 26,538 | 35,461 | 46,081 | 54,569 | 56,563 |
| EPS in Rs | 17.38 | 19.20 | 15.92 | 15.90 | 12.00 | 6.60 | 14.78 | 26.58 | 36.14 | 48.74 | 63.02 | 71.65 | 74.59 |
| Dividend Payout % | 24% | 24% | 29% | 14% | 12% | 15% | 0% | 8% | 14% | 16% | 16% | 15% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 10.83% | -15.57% | 3.78% | -19.75% | -37.48% | 97.31% | 81.42% | 30.32% | 33.62% | 29.95% | 18.42% |
| Change in YoY Net Profit Growth (%) | 0.00% | -26.40% | 19.35% | -23.53% | -17.73% | 134.79% | -15.89% | -51.10% | 3.31% | -3.68% | -11.53% |
ICICI Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 13% |
| 5 Years: | 17% |
| 3 Years: | 25% |
| TTM: | 14% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 40% |
| 3 Years: | 27% |
| TTM: | 17% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 19% |
| 5 Years: | 30% |
| 3 Years: | 17% |
| 1 Year: | 14% |
| Return on Equity | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 17% |
| 3 Years: | 18% |
| Last Year: | 18% |
Last Updated: September 5, 2025, 6:35 am
Balance Sheet
Last Updated: August 11, 2025, 2:05 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,155 | 1,160 | 1,163 | 1,165 | 1,286 | 1,289 | 1,295 | 1,383 | 1,390 | 1,397 | 1,405 | 1,425 |
| Reserves | 75,275 | 83,545 | 92,948 | 103,467 | 109,344 | 112,964 | 121,665 | 156,204 | 180,663 | 213,101 | 254,739 | 312,481 |
| Deposits | 441,459 | 478,042 | 482,401 | 530,204 | 585,796 | 681,317 | 800,784 | 959,940 | 1,091,366 | 1,210,832 | 1,443,580 | 1,641,637 |
| Borrowing | 101,596 | 119,165 | 189,054 | 170,670 | 229,402 | 210,324 | 213,852 | 143,900 | 161,603 | 189,062 | 207,428 | 218,883 |
| Other Liabilities | 128,278 | 144,167 | 153,190 | 180,219 | 198,453 | 232,899 | 239,696 | 312,385 | 317,616 | 344,099 | 456,911 | 467,815 |
| Total Liabilities | 747,762 | 826,079 | 918,756 | 985,725 | 1,124,281 | 1,238,794 | 1,377,292 | 1,573,812 | 1,752,637 | 1,958,490 | 2,364,063 | 2,642,241 |
| Fixed Assets | 5,507 | 5,871 | 8,713 | 9,338 | 9,465 | 9,660 | 10,409 | 10,809 | 10,707 | 11,070 | 15,714 | 24,272 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 267,609 | 274,311 | 286,044 | 304,373 | 372,208 | 398,201 | 443,473 | 536,579 | 567,098 | 639,552 | 827,163 | 886,377 |
| Other Assets | 474,646 | 545,897 | 623,999 | 672,013 | 742,608 | 830,933 | 923,411 | 1,026,424 | 1,174,833 | 1,307,868 | 1,521,186 | 1,731,593 |
| Total Assets | 747,762 | 826,079 | 918,756 | 985,725 | 1,124,281 | 1,238,794 | 1,377,292 | 1,573,812 | 1,752,637 | 1,958,490 | 2,364,063 | 2,642,241 |
Below is a detailed analysis of the balance sheet data for ICICI Bank Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 1,425.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,405.00 Cr. (Mar 2024) to 1,425.00 Cr., marking an increase of 20.00 Cr..
- For Reserves, as of Mar 2025, the value is 312,481.00 Cr.. The value appears strong and on an upward trend. It has increased from 254,739.00 Cr. (Mar 2024) to 312,481.00 Cr., marking an increase of 57,742.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 467,815.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 456,911.00 Cr. (Mar 2024) to 467,815.00 Cr., marking an increase of 10,904.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 2,642,241.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,364,063.00 Cr. (Mar 2024) to 2,642,241.00 Cr., marking an increase of 278,178.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 24,272.00 Cr.. The value appears strong and on an upward trend. It has increased from 15,714.00 Cr. (Mar 2024) to 24,272.00 Cr., marking an increase of 8,558.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 886,377.00 Cr.. The value appears strong and on an upward trend. It has increased from 827,163.00 Cr. (Mar 2024) to 886,377.00 Cr., marking an increase of 59,214.00 Cr..
- For Other Assets, as of Mar 2025, the value is 1,731,593.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,521,186.00 Cr. (Mar 2024) to 1,731,593.00 Cr., marking an increase of 210,407.00 Cr..
- For Total Assets, as of Mar 2025, the value is 2,642,241.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,364,063.00 Cr. (Mar 2024) to 2,642,241.00 Cr., marking an increase of 278,178.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -409.00 | -440.00 | -430.00 | -467.00 | -513.00 | -598.00 | -715.00 | -868.00 | 79.00 | 86.00 | 98.00 | 129.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 15% | 15% | 11% | 10% | 7% | 4% | 8% | 13% | 15% | 17% | 19% | 18% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Flexi Cap Fund - Regular Plan | 48,000,000 | 9.47 | 5831.52 | 48,000,000 | 2025-04-22 17:25:32 | 0% |
| SBI Equity Hybrid Fund | 33,000,000 | 5.49 | 4009.17 | 33,000,000 | 2025-04-22 15:16:47 | 0% |
| Parag Parikh Flexi Cap Fund | 31,693,059 | 5.07 | 3850.39 | 31,693,059 | 2025-04-22 17:25:32 | 0% |
| HDFC Top 100 Fund - Regular Plan | 30,040,474 | 9.84 | 3649.62 | 30,040,474 | 2025-04-22 12:29:18 | 0% |
| HDFC Balanced Advantage Fund - Regular Plan | 27,787,724 | 3.59 | 3375.93 | 27,787,724 | 2025-04-22 17:25:32 | 0% |
| ICICI Prudential Value Discovery Fund | 25,625,266 | 6.38 | 3113.21 | 25,625,266 | 2025-04-22 17:25:32 | 0% |
| ICICI Prudential Equity & Debt Fund | 21,002,732 | 6.53 | 2551.62 | 21,002,732 | 2025-04-22 17:25:32 | 0% |
| Nippon India ETF Nifty 50 BeES | 19,768,752 | 7.73 | 2401.71 | 19,768,752 | 2025-04-22 09:14:30 | 0% |
| ICICI Prudential Multi Asset Fund | 18,956,800 | 4.95 | 2303.06 | 18,956,800 | 2025-04-22 17:25:32 | 0% |
| Aditya Birla Sun Life Frontline Equity Fund | 18,778,292 | 7.53 | 2281.37 | 18,778,292 | 2025-04-22 17:25:32 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Basic EPS (Rs.) | 72.41 | 63.19 | 48.86 | 36.21 | 27.26 |
| Diluted EPS (Rs.) | 71.14 | 61.96 | 47.84 | 35.44 | 26.83 |
| Cash EPS (Rs.) | 80.09 | 66.84 | 51.52 | 39.01 | 31.17 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 435.39 | 360.27 | 302.71 | 257.31 | 223.31 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 440.69 | 364.70 | 307.13 | 261.95 | 227.82 |
| Operating Revenue / Share (Rs.) | 261.59 | 227.12 | 173.35 | 137.28 | 128.90 |
| Net Profit / Share (Rs.) | 76.40 | 64.08 | 49.35 | 37.10 | 29.23 |
| Net Profit After MI / Share (Rs.) | 71.64 | 63.01 | 48.74 | 36.13 | 26.58 |
| Net Profit Margin (%) | 29.20 | 28.21 | 28.46 | 27.02 | 22.67 |
| Net Profit After MI And SOA Nargin (%) | 27.38 | 27.74 | 28.11 | 26.31 | 20.61 |
| Operating Profit Margin (%) | 26.47 | 27.79 | 25.40 | 22.15 | 17.05 |
| Return On Assets (%) | 1.93 | 1.87 | 1.73 | 1.43 | 1.16 |
| Return On Equity / Networth (%) | 16.45 | 17.49 | 16.10 | 14.04 | 11.90 |
| Net Interest Margin (X) | 3.68 | 3.61 | 3.60 | 3.09 | 2.95 |
| Cost To Income (%) | 62.17 | 60.38 | 60.77 | 62.86 | 64.34 |
| Interest Income / Total Assets (%) | 7.05 | 6.74 | 6.18 | 5.44 | 5.66 |
| Non-Interest Income / Total Assets (%) | 4.09 | 3.23 | 3.32 | 3.54 | 4.57 |
| Operating Profit / Total Assets (%) | -2.03 | -1.33 | -1.56 | -2.07 | -3.29 |
| Operating Expenses / Total Assets (%) | 4.83 | 4.13 | 4.20 | 4.17 | 4.84 |
| Interest Expenses / Total Assets (%) | 3.36 | 3.13 | 2.58 | 2.34 | 2.71 |
| Enterprise Value (Rs.Cr.) | 2700743.50 | 2330723.67 | 1943870.53 | 1700251.18 | 1459591.40 |
| EV Per Net Sales (X) | 14.49 | 14.61 | 16.06 | 17.82 | 16.37 |
| Price To Book Value (X) | 3.10 | 3.04 | 2.90 | 2.84 | 2.60 |
| Price To Sales (X) | 5.15 | 4.82 | 5.06 | 5.32 | 4.51 |
| Retention Ratios (%) | 86.20 | 87.34 | 89.77 | 94.48 | 100.00 |
| Earnings Yield (X) | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 |
After reviewing the key financial ratios for ICICI Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 72.41. This value is within the healthy range. It has increased from 63.19 (Mar 24) to 72.41, marking an increase of 9.22.
- For Diluted EPS (Rs.), as of Mar 25, the value is 71.14. This value is within the healthy range. It has increased from 61.96 (Mar 24) to 71.14, marking an increase of 9.18.
- For Cash EPS (Rs.), as of Mar 25, the value is 80.09. This value is within the healthy range. It has increased from 66.84 (Mar 24) to 80.09, marking an increase of 13.25.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 435.39. It has increased from 360.27 (Mar 24) to 435.39, marking an increase of 75.12.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 440.69. It has increased from 364.70 (Mar 24) to 440.69, marking an increase of 75.99.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 76.40. This value is within the healthy range. It has increased from 64.08 (Mar 24) to 76.40, marking an increase of 12.32.
- For Net Profit Margin (%), as of Mar 25, the value is 29.20. This value exceeds the healthy maximum of 10. It has increased from 28.21 (Mar 24) to 29.20, marking an increase of 0.99.
- For Return On Assets (%), as of Mar 25, the value is 1.93. This value is below the healthy minimum of 5. It has increased from 1.87 (Mar 24) to 1.93, marking an increase of 0.06.
- For Retention Ratios (%), as of Mar 25, the value is 86.20. This value exceeds the healthy maximum of 70. It has decreased from 87.34 (Mar 24) to 86.20, marking a decrease of 1.14.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in ICICI Bank Ltd:
- Net Profit Margin: 29.2%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 18.6 (Industry average Stock P/E: 18.27)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 29.2%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | ICICI Bank Tower, Near Chakli Circle, Vadodra Gujarat 390007 | companysecretary@icicibank.com http://www.icicibank.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Pradeep Kumar Sinha | Non Exe.Part Time Chairman |
| Mr. Sandeep Bakhshi | Managing Director & CEO |
| Mr. Rakesh Jha | Executive Director |
| Mr. Sandeep Batra | Executive Director |
| Mr. Ajay Kumar Gupta | Executive Director |
| Mr. S Madhavan | Independent Director |
| Mr. Radhakrishnan Nair | Independent Director |
| Mr. B Sriram | Independent Director |
| Ms. Vibha Paul Rishi | Independent Director |
| Ms. Neelam Dhawan | Independent Director |
| Mr. Rohit Bhasin | Independent Director |
| Mr. Punit Sood | Independent Director |
FAQ
What is the intrinsic value of ICICI Bank Ltd?
ICICI Bank Ltd's intrinsic value (as of 13 November 2025) is 1183.89 which is 14.58% lower the current market price of 1,386.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 9,90,343 Cr. market cap, FY2025-2026 high/low of 1,500/1,186, reserves of ₹312,481 Cr, and liabilities of 2,642,241 Cr.
What is the Market Cap of ICICI Bank Ltd?
The Market Cap of ICICI Bank Ltd is 9,90,343 Cr..
What is the current Stock Price of ICICI Bank Ltd as on 13 November 2025?
The current stock price of ICICI Bank Ltd as on 13 November 2025 is 1,386.
What is the High / Low of ICICI Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of ICICI Bank Ltd stocks is 1,500/1,186.
What is the Stock P/E of ICICI Bank Ltd?
The Stock P/E of ICICI Bank Ltd is 18.6.
What is the Book Value of ICICI Bank Ltd?
The Book Value of ICICI Bank Ltd is 441.
What is the Dividend Yield of ICICI Bank Ltd?
The Dividend Yield of ICICI Bank Ltd is 0.79 %.
What is the ROCE of ICICI Bank Ltd?
The ROCE of ICICI Bank Ltd is 7.87 %.
What is the ROE of ICICI Bank Ltd?
The ROE of ICICI Bank Ltd is 17.9 %.
What is the Face Value of ICICI Bank Ltd?
The Face Value of ICICI Bank Ltd is 2.00.