Share Price and Basic Stock Data
Last Updated: November 22, 2025, 8:44 am
| PEG Ratio | 1.17 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
ICICI Bank Ltd, a prominent player in the private sector banking industry, reported a share price of ₹1,383 and a market capitalization of ₹9,89,635 Cr. The bank exhibited robust revenue growth, with total revenue increasing from ₹95,407 Cr in March 2022 to ₹121,067 Cr in March 2023, and further projected to reach ₹159,516 Cr in March 2024 and ₹186,331 Cr in March 2025. This upward trajectory reflects a strong demand for banking services and an expanding customer base. Quarterly revenue figures also indicate consistent growth, rising from ₹26,159 Cr in June 2022 to ₹37,106 Cr in June 2023, and reaching ₹40,865 Cr by December 2023. This performance positions ICICI Bank favorably against its peers, underscoring its ability to capture market opportunities effectively.
Profitability and Efficiency Metrics
The profitability metrics for ICICI Bank reveal a commendable performance, with a reported net profit of ₹56,975 Cr for the trailing twelve months (TTM). This figure marks a substantial increase from ₹35,461 Cr in March 2023 and ₹26,538 Cr in March 2022. The net profit margin stood at 29.20% in March 2025, indicating efficient cost management and a strong operational framework. Return on Equity (ROE) improved to 17.9%, while Return on Capital Employed (ROCE) recorded at 7.87% reflects effective capital utilization. Despite the bank’s efficient operational performance, financing profit remains a concern, with a negative margin observed over multiple periods, signaling challenges in interest rate management. However, other income sources are increasing, suggesting diversification in revenue streams.
Balance Sheet Strength and Financial Ratios
ICICI Bank’s balance sheet demonstrates significant strength, with total assets reported at ₹2,642,241 Cr in March 2025, up from ₹1,958,490 Cr in March 2023. The bank’s reserves have also seen a remarkable increase, standing at ₹312,481 Cr, providing a solid equity base. The equity capital has risen steadily, now at ₹1,425 Cr, ensuring robust capital adequacy ratios. Financial ratios indicate a Price to Earnings (P/E) ratio of 18.6, which is competitive within the sector. The bank’s cost-to-income ratio at 62.17% suggests a focus on operational efficiency, although it remains higher than some industry benchmarks. The enterprise value per net sales is reported at 14.49x, reflecting a healthy valuation relative to its revenue generation.
Shareholding Pattern and Investor Confidence
ICICI Bank’s shareholding structure indicates a well-diversified ownership model, with Foreign Institutional Investors (FIIs) holding 45.56% and Domestic Institutional Investors (DIIs) at 45.06%. This high level of institutional ownership is a positive sign, showcasing investor confidence in the bank’s management and growth prospects. The number of shareholders has increased to 20,20,382, reflecting growing retail participation. Public shareholding stands at 9.11%, a healthy figure that illustrates broad market interest. The stability in the shareholding pattern, with FIIs and DIIs maintaining their stakes, suggests a supportive environment for future capital inflows and strategic initiatives. The consistent dividend payout ratio, reported at 15% for March 2025, further enhances investor appeal.
Outlook, Risks, and Final Insight
Looking ahead, ICICI Bank is positioned for continued growth, supported by its strong revenue trends and profitability metrics. However, risks such as fluctuating interest rates and potential regulatory challenges could impact its financial performance. The bank must navigate the competitive landscape while maintaining operational efficiency to uphold its profitability. Given the robust capital base and increasing reserves, ICICI Bank is well-equipped to manage these risks. A focus on enhancing its financing margins and further diversifying income streams will be crucial for sustaining growth. As the bank continues to leverage its strengths in customer service and technology, it is likely to remain a key player in the Indian banking sector, poised for long-term success amidst evolving market dynamics.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of ICICI Bank Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Fino Payments Bank Ltd | 2,314 Cr. | 278 | 372/180 | 28.8 | 90.5 | 0.00 % | 6.64 % | 13.3 % | 10.0 |
| ESAF Small Finance Bank Ltd | 1,394 Cr. | 27.0 | 43.0/24.3 | 33.9 | 0.00 % | 4.28 % | 23.5 % | 10.0 | |
| Capital Small Finance Bank Ltd | 1,255 Cr. | 278 | 331/250 | 9.28 | 307 | 1.44 % | 7.04 % | 10.4 % | 10.0 |
| Yes Bank Ltd | 70,344 Cr. | 22.4 | 24.3/16.0 | 24.8 | 15.7 | 0.00 % | 6.36 % | 5.46 % | 2.00 |
| Ujjivan Small Finance Bank Ltd | 10,495 Cr. | 54.2 | 55.2/30.8 | 25.2 | 32.2 | 0.00 % | 8.53 % | 12.4 % | 10.0 |
| Industry Average | 162,683.09 Cr | 415.43 | 18.33 | 241.49 | 0.60% | 6.84% | 11.80% | 6.48 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 26,159 | 28,850 | 31,619 | 34,439 | 37,106 | 38,938 | 40,865 | 42,607 | 44,582 | 46,326 | 47,037 | 48,387 | 49,080 |
| Interest | 11,089 | 11,997 | 12,978 | 14,479 | 16,368 | 17,908 | 19,409 | 20,424 | 21,122 | 22,225 | 22,633 | 23,047 | 23,090 |
| Expenses | 18,137 | 22,336 | 22,946 | 25,959 | 21,402 | 24,560 | 24,929 | 30,604 | 29,387 | 32,221 | 33,510 | 37,588 | 31,991 |
| Financing Profit | -3,068 | -5,483 | -4,305 | -6,000 | -663 | -3,530 | -3,473 | -8,421 | -5,927 | -8,120 | -9,106 | -12,248 | -6,002 |
| Financing Margin % | -12% | -19% | -14% | -17% | -2% | -9% | -8% | -20% | -13% | -18% | -19% | -25% | -12% |
| Other Income | 13,271 | 16,634 | 16,470 | 19,735 | 15,229 | 18,690 | 18,615 | 24,575 | 22,688 | 26,617 | 27,589 | 31,361 | 25,496 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 10,203 | 11,151 | 12,165 | 13,735 | 14,566 | 15,160 | 15,142 | 16,154 | 16,761 | 18,496 | 18,483 | 19,113 | 19,494 |
| Tax % | 25% | 25% | 25% | 25% | 24% | 25% | 26% | 26% | 26% | 25% | 25% | 25% | 26% |
| Net Profit | 7,698 | 8,361 | 9,166 | 10,236 | 11,014 | 11,351 | 11,515 | 12,200 | 12,463 | 13,906 | 13,847 | 14,354 | 14,456 |
| EPS in Rs | 10.62 | 11.49 | 12.60 | 14.11 | 15.20 | 15.56 | 15.76 | 16.62 | 16.62 | 18.38 | 18.25 | 18.96 | 19.00 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: August 1, 2025, 7:50 pm
Below is a detailed analysis of the quarterly data for ICICI Bank Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 23,090.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 23,047.00 Cr. (Mar 2025) to 23,090.00 Cr., marking an increase of 43.00 Cr..
- For Expenses, as of Jun 2025, the value is 31,991.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 37,588.00 Cr. (Mar 2025) to 31,991.00 Cr., marking a decrease of 5,597.00 Cr..
- For Other Income, as of Jun 2025, the value is 25,496.00 Cr.. The value appears to be declining and may need further review. It has decreased from 31,361.00 Cr. (Mar 2025) to 25,496.00 Cr., marking a decrease of 5,865.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 19,494.00 Cr.. The value appears strong and on an upward trend. It has increased from 19,113.00 Cr. (Mar 2025) to 19,494.00 Cr., marking an increase of 381.00 Cr..
- For Tax %, as of Jun 2025, the value is 26.00%. The value appears to be increasing, which may not be favorable. It has increased from 25.00% (Mar 2025) to 26.00%, marking an increase of 1.00%.
- For Net Profit, as of Jun 2025, the value is 14,456.00 Cr.. The value appears strong and on an upward trend. It has increased from 14,354.00 Cr. (Mar 2025) to 14,456.00 Cr., marking an increase of 102.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 19.00. The value appears strong and on an upward trend. It has increased from 18.96 (Mar 2025) to 19.00, marking an increase of 0.04.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: November 15, 2025, 5:12 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 49,479 | 54,964 | 59,294 | 60,940 | 62,162 | 71,982 | 84,836 | 89,163 | 95,407 | 121,067 | 159,516 | 186,331 | 192,685 |
| Interest | 29,711 | 32,318 | 33,996 | 34,836 | 34,262 | 39,178 | 44,666 | 42,659 | 41,167 | 50,543 | 74,108 | 89,028 | 90,788 |
| Expenses | 32,852 | 38,766 | 52,252 | 63,841 | 72,806 | 83,775 | 85,361 | 91,309 | 80,798 | 87,864 | 99,560 | 130,078 | 138,154 |
| Financing Profit | -13,084 | -16,120 | -26,955 | -37,737 | -44,906 | -50,971 | -45,190 | -44,805 | -26,558 | -17,341 | -14,152 | -32,775 | -36,257 |
| Financing Margin % | -26% | -29% | -45% | -62% | -72% | -71% | -53% | -50% | -28% | -14% | -9% | -18% | -19% |
| Other Income | 30,085 | 35,252 | 42,102 | 52,458 | 56,807 | 59,325 | 64,950 | 72,174 | 62,129 | 65,112 | 76,522 | 108,255 | 112,474 |
| Depreciation | 719 | 798 | 843 | 912 | 922 | 946 | 1,171 | 1,340 | 1,330 | 1,515 | 1,935 | 2,627 | 0 |
| Profit before tax | 16,282 | 18,334 | 14,304 | 13,809 | 10,978 | 7,408 | 18,589 | 26,028 | 34,241 | 46,256 | 60,434 | 72,854 | 76,217 |
| Tax % | 28% | 29% | 24% | 18% | 17% | 23% | 40% | 22% | 25% | 26% | 26% | 25% | |
| Net Profit | 11,677 | 12,942 | 10,927 | 11,340 | 9,100 | 5,689 | 11,225 | 20,364 | 26,538 | 35,461 | 46,081 | 54,569 | 56,975 |
| EPS in Rs | 17.38 | 19.20 | 15.92 | 15.90 | 12.00 | 6.60 | 14.78 | 26.58 | 36.14 | 48.74 | 63.02 | 71.65 | 74.91 |
| Dividend Payout % | 24% | 24% | 29% | 14% | 12% | 15% | 0% | 8% | 14% | 16% | 16% | 15% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 10.83% | -15.57% | 3.78% | -19.75% | -37.48% | 97.31% | 81.42% | 30.32% | 33.62% | 29.95% | 18.42% |
| Change in YoY Net Profit Growth (%) | 0.00% | -26.40% | 19.35% | -23.53% | -17.73% | 134.79% | -15.89% | -51.10% | 3.31% | -3.68% | -11.53% |
ICICI Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 13% |
| 5 Years: | 17% |
| 3 Years: | 25% |
| TTM: | 14% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 40% |
| 3 Years: | 27% |
| TTM: | 17% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 19% |
| 5 Years: | 30% |
| 3 Years: | 17% |
| 1 Year: | 14% |
| Return on Equity | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 17% |
| 3 Years: | 18% |
| Last Year: | 18% |
Last Updated: September 5, 2025, 6:35 am
Balance Sheet
Last Updated: August 11, 2025, 2:05 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,155 | 1,160 | 1,163 | 1,165 | 1,286 | 1,289 | 1,295 | 1,383 | 1,390 | 1,397 | 1,405 | 1,425 |
| Reserves | 75,275 | 83,545 | 92,948 | 103,467 | 109,344 | 112,964 | 121,665 | 156,204 | 180,663 | 213,101 | 254,739 | 312,481 |
| Deposits | 441,459 | 478,042 | 482,401 | 530,204 | 585,796 | 681,317 | 800,784 | 959,940 | 1,091,366 | 1,210,832 | 1,443,580 | 1,641,637 |
| Borrowing | 101,596 | 119,165 | 189,054 | 170,670 | 229,402 | 210,324 | 213,852 | 143,900 | 161,603 | 189,062 | 207,428 | 218,883 |
| Other Liabilities | 128,278 | 144,167 | 153,190 | 180,219 | 198,453 | 232,899 | 239,696 | 312,385 | 317,616 | 344,099 | 456,911 | 467,815 |
| Total Liabilities | 747,762 | 826,079 | 918,756 | 985,725 | 1,124,281 | 1,238,794 | 1,377,292 | 1,573,812 | 1,752,637 | 1,958,490 | 2,364,063 | 2,642,241 |
| Fixed Assets | 5,507 | 5,871 | 8,713 | 9,338 | 9,465 | 9,660 | 10,409 | 10,809 | 10,707 | 11,070 | 15,714 | 24,272 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 267,609 | 274,311 | 286,044 | 304,373 | 372,208 | 398,201 | 443,473 | 536,579 | 567,098 | 639,552 | 827,163 | 886,377 |
| Other Assets | 474,646 | 545,897 | 623,999 | 672,013 | 742,608 | 830,933 | 923,411 | 1,026,424 | 1,174,833 | 1,307,868 | 1,521,186 | 1,731,593 |
| Total Assets | 747,762 | 826,079 | 918,756 | 985,725 | 1,124,281 | 1,238,794 | 1,377,292 | 1,573,812 | 1,752,637 | 1,958,490 | 2,364,063 | 2,642,241 |
Below is a detailed analysis of the balance sheet data for ICICI Bank Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 1,425.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,405.00 Cr. (Mar 2024) to 1,425.00 Cr., marking an increase of 20.00 Cr..
- For Reserves, as of Mar 2025, the value is 312,481.00 Cr.. The value appears strong and on an upward trend. It has increased from 254,739.00 Cr. (Mar 2024) to 312,481.00 Cr., marking an increase of 57,742.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 467,815.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 456,911.00 Cr. (Mar 2024) to 467,815.00 Cr., marking an increase of 10,904.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 2,642,241.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2,364,063.00 Cr. (Mar 2024) to 2,642,241.00 Cr., marking an increase of 278,178.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 24,272.00 Cr.. The value appears strong and on an upward trend. It has increased from 15,714.00 Cr. (Mar 2024) to 24,272.00 Cr., marking an increase of 8,558.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 886,377.00 Cr.. The value appears strong and on an upward trend. It has increased from 827,163.00 Cr. (Mar 2024) to 886,377.00 Cr., marking an increase of 59,214.00 Cr..
- For Other Assets, as of Mar 2025, the value is 1,731,593.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,521,186.00 Cr. (Mar 2024) to 1,731,593.00 Cr., marking an increase of 210,407.00 Cr..
- For Total Assets, as of Mar 2025, the value is 2,642,241.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,364,063.00 Cr. (Mar 2024) to 2,642,241.00 Cr., marking an increase of 278,178.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -409.00 | -440.00 | -430.00 | -467.00 | -513.00 | -598.00 | -715.00 | -868.00 | 79.00 | 86.00 | 98.00 | 129.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 15% | 15% | 11% | 10% | 7% | 4% | 8% | 13% | 15% | 17% | 19% | 18% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Flexi Cap Fund - Regular Plan | 48,000,000 | 9.47 | 5831.52 | 48,000,000 | 2025-04-22 17:25:32 | 0% |
| SBI Equity Hybrid Fund | 33,000,000 | 5.49 | 4009.17 | 33,000,000 | 2025-04-22 15:16:47 | 0% |
| Parag Parikh Flexi Cap Fund | 31,693,059 | 5.07 | 3850.39 | 31,693,059 | 2025-04-22 17:25:32 | 0% |
| HDFC Top 100 Fund - Regular Plan | 30,040,474 | 9.84 | 3649.62 | 30,040,474 | 2025-04-22 12:29:18 | 0% |
| HDFC Balanced Advantage Fund - Regular Plan | 27,787,724 | 3.59 | 3375.93 | 27,787,724 | 2025-04-22 17:25:32 | 0% |
| ICICI Prudential Value Discovery Fund | 25,625,266 | 6.38 | 3113.21 | 25,625,266 | 2025-04-22 17:25:32 | 0% |
| ICICI Prudential Equity & Debt Fund | 21,002,732 | 6.53 | 2551.62 | 21,002,732 | 2025-04-22 17:25:32 | 0% |
| Nippon India ETF Nifty 50 BeES | 19,768,752 | 7.73 | 2401.71 | 19,768,752 | 2025-04-22 09:14:30 | 0% |
| ICICI Prudential Multi Asset Fund | 18,956,800 | 4.95 | 2303.06 | 18,956,800 | 2025-04-22 17:25:32 | 0% |
| Aditya Birla Sun Life Frontline Equity Fund | 18,778,292 | 7.53 | 2281.37 | 18,778,292 | 2025-04-22 17:25:32 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Basic EPS (Rs.) | 72.41 | 63.19 | 48.86 | 36.21 | 27.26 |
| Diluted EPS (Rs.) | 71.14 | 61.96 | 47.84 | 35.44 | 26.83 |
| Cash EPS (Rs.) | 80.09 | 66.84 | 51.52 | 39.01 | 31.17 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 435.39 | 360.27 | 302.71 | 257.31 | 223.31 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 440.69 | 364.70 | 307.13 | 261.95 | 227.82 |
| Operating Revenue / Share (Rs.) | 261.59 | 227.12 | 173.35 | 137.28 | 128.90 |
| Net Profit / Share (Rs.) | 76.40 | 64.08 | 49.35 | 37.10 | 29.23 |
| Net Profit After MI / Share (Rs.) | 71.64 | 63.01 | 48.74 | 36.13 | 26.58 |
| Net Profit Margin (%) | 29.20 | 28.21 | 28.46 | 27.02 | 22.67 |
| Net Profit After MI And SOA Nargin (%) | 27.38 | 27.74 | 28.11 | 26.31 | 20.61 |
| Operating Profit Margin (%) | 26.47 | 27.79 | 25.40 | 22.15 | 17.05 |
| Return On Assets (%) | 1.93 | 1.87 | 1.73 | 1.43 | 1.16 |
| Return On Equity / Networth (%) | 16.45 | 17.49 | 16.10 | 14.04 | 11.90 |
| Net Interest Margin (X) | 3.68 | 3.61 | 3.60 | 3.09 | 2.95 |
| Cost To Income (%) | 62.17 | 60.38 | 60.77 | 62.86 | 64.34 |
| Interest Income / Total Assets (%) | 7.05 | 6.74 | 6.18 | 5.44 | 5.66 |
| Non-Interest Income / Total Assets (%) | 4.09 | 3.23 | 3.32 | 3.54 | 4.57 |
| Operating Profit / Total Assets (%) | -2.03 | -1.33 | -1.56 | -2.07 | -3.29 |
| Operating Expenses / Total Assets (%) | 4.83 | 4.13 | 4.20 | 4.17 | 4.84 |
| Interest Expenses / Total Assets (%) | 3.36 | 3.13 | 2.58 | 2.34 | 2.71 |
| Enterprise Value (Rs.Cr.) | 2700743.50 | 2330723.67 | 1943870.53 | 1700251.18 | 1459591.40 |
| EV Per Net Sales (X) | 14.49 | 14.61 | 16.06 | 17.82 | 16.37 |
| Price To Book Value (X) | 3.10 | 3.04 | 2.90 | 2.84 | 2.60 |
| Price To Sales (X) | 5.15 | 4.82 | 5.06 | 5.32 | 4.51 |
| Retention Ratios (%) | 86.20 | 87.34 | 89.77 | 94.48 | 100.00 |
| Earnings Yield (X) | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 |
After reviewing the key financial ratios for ICICI Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 72.41. This value is within the healthy range. It has increased from 63.19 (Mar 24) to 72.41, marking an increase of 9.22.
- For Diluted EPS (Rs.), as of Mar 25, the value is 71.14. This value is within the healthy range. It has increased from 61.96 (Mar 24) to 71.14, marking an increase of 9.18.
- For Cash EPS (Rs.), as of Mar 25, the value is 80.09. This value is within the healthy range. It has increased from 66.84 (Mar 24) to 80.09, marking an increase of 13.25.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 435.39. It has increased from 360.27 (Mar 24) to 435.39, marking an increase of 75.12.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 440.69. It has increased from 364.70 (Mar 24) to 440.69, marking an increase of 75.99.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 76.40. This value is within the healthy range. It has increased from 64.08 (Mar 24) to 76.40, marking an increase of 12.32.
- For Net Profit Margin (%), as of Mar 25, the value is 29.20. This value exceeds the healthy maximum of 10. It has increased from 28.21 (Mar 24) to 29.20, marking an increase of 0.99.
- For Return On Assets (%), as of Mar 25, the value is 1.93. This value is below the healthy minimum of 5. It has increased from 1.87 (Mar 24) to 1.93, marking an increase of 0.06.
- For Retention Ratios (%), as of Mar 25, the value is 86.20. This value exceeds the healthy maximum of 70. It has decreased from 87.34 (Mar 24) to 86.20, marking a decrease of 1.14.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in ICICI Bank Ltd:
- Net Profit Margin: 29.2%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.84%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 11.8%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 18.4 (Industry average Stock P/E: 15.94)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 29.2%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Private Sector | ICICI Bank Tower, Near Chakli Circle, Vadodra Gujarat 390007 | companysecretary@icicibank.com http://www.icicibank.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Pradeep Kumar Sinha | Non Exe.Part Time Chairman |
| Mr. Sandeep Bakhshi | Managing Director & CEO |
| Mr. Rakesh Jha | Executive Director |
| Mr. Sandeep Batra | Executive Director |
| Mr. Ajay Kumar Gupta | Executive Director |
| Mr. S Madhavan | Independent Director |
| Mr. Radhakrishnan Nair | Independent Director |
| Mr. B Sriram | Independent Director |
| Ms. Vibha Paul Rishi | Independent Director |
| Ms. Neelam Dhawan | Independent Director |
| Mr. Rohit Bhasin | Independent Director |
| Mr. Punit Sood | Independent Director |
FAQ
What is the intrinsic value of ICICI Bank Ltd?
ICICI Bank Ltd's intrinsic value (as of 23 November 2025) is 1237.68 which is 9.66% lower the current market price of 1,370.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 9,78,983 Cr. market cap, FY2025-2026 high/low of 1,500/1,186, reserves of ₹312,481 Cr, and liabilities of 2,642,241 Cr.
What is the Market Cap of ICICI Bank Ltd?
The Market Cap of ICICI Bank Ltd is 9,78,983 Cr..
What is the current Stock Price of ICICI Bank Ltd as on 23 November 2025?
The current stock price of ICICI Bank Ltd as on 23 November 2025 is 1,370.
What is the High / Low of ICICI Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of ICICI Bank Ltd stocks is 1,500/1,186.
What is the Stock P/E of ICICI Bank Ltd?
The Stock P/E of ICICI Bank Ltd is 18.4.
What is the Book Value of ICICI Bank Ltd?
The Book Value of ICICI Bank Ltd is 466.
What is the Dividend Yield of ICICI Bank Ltd?
The Dividend Yield of ICICI Bank Ltd is 0.80 %.
What is the ROCE of ICICI Bank Ltd?
The ROCE of ICICI Bank Ltd is 7.87 %.
What is the ROE of ICICI Bank Ltd?
The ROE of ICICI Bank Ltd is 17.9 %.
What is the Face Value of ICICI Bank Ltd?
The Face Value of ICICI Bank Ltd is 2.00.
