Share Price and Basic Stock Data
Last Updated: December 4, 2025, 1:06 am
| PEG Ratio | 0.44 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
IDBI Bank Ltd operates in the public sector finance industry, with its share price standing at ₹97.6 and a market capitalization of ₹1,05,060 Cr. The bank’s revenue showed a robust upward trajectory, increasing from ₹4,639 Cr in June 2022 to ₹6,864 Cr by June 2023. The revenue further rose to ₹6,995 Cr in March 2024, reflecting a strong demand for banking services and effective operational strategies. Quarterly revenue trends indicate a consistent growth pattern, with peaks observed at ₹7,445 Cr in September 2024 and projected to reach ₹7,819 Cr by December 2024. This performance is indicative of the bank’s ability to adapt to changing market conditions and capitalize on growth opportunities in the financial sector.
Profitability and Efficiency Metrics
IDBI Bank’s profitability metrics signify an upward trend with a net profit of ₹7,941 Cr reported for the financial year ending March 2025, a significant increase from ₹3,728 Cr in March 2023. The net profit margin stood at 26.24% in March 2025, highlighting strong cost management and revenue generation strategies. Return on Equity (ROE) improved to 14.93%, showcasing enhanced profitability relative to shareholder equity. The bank’s financing margin percentage rose to 21% in March 2025, indicating effective interest rate management. However, it is essential to note that the operating profit margin is not available, which could limit the assessment of operational efficiency. Overall, the bank’s profitability and efficiency enhancements are evident, positioning it favorably within the public sector banking space.
Balance Sheet Strength and Financial Ratios
IDBI Bank’s balance sheet reflects a healthy financial position, with total assets reported at ₹4,12,962 Cr in March 2025, an increase from ₹3,31,498 Cr in March 2023. The bank’s equity capital stood at ₹10,752 Cr, while reserves grew significantly to ₹57,370 Cr, demonstrating strong retained earnings and a solid capital base. The Price-to-Book Value ratio is reported at 1.63, which is relatively low compared to the typical public sector banking range, suggesting potential undervaluation. Additionally, the bank’s cost-to-income ratio improved to 43.52%, indicating better operational efficiency. The net interest margin of 3.55% is favorable, but the absence of concrete figures for gross and net non-performing assets (NPA) limits a comprehensive risk assessment regarding asset quality.
Shareholding Pattern and Investor Confidence
The shareholding pattern of IDBI Bank reveals a strong promoter presence at 94.72%, indicating substantial control and commitment from the management. Foreign Institutional Investors (FIIs) have increased their stake slightly from 0.06% in December 2022 to 0.47% in September 2025, reflecting growing confidence among international investors. Domestic Institutional Investors (DIIs) have seen a slight decline, with their holdings reducing to 0.11% by September 2025. The number of shareholders increased to 6,99,102, suggesting rising interest from retail investors. This robust shareholding structure, combined with improving financial metrics, enhances investor confidence in the bank’s future prospects. However, the low FII and DII presence may indicate a lack of broader market engagement, which could be a concern for long-term sustainability.
Outlook, Risks, and Final Insight
IDBI Bank is well-positioned for future growth, bolstered by strong revenue and profitability trends. The bank’s ability to maintain a healthy balance sheet, alongside improved efficiency ratios, suggests a solid operational foundation. However, potential risks include the lack of reported NPA figures, which raises concerns about asset quality, especially in a fluctuating economic environment. Additionally, the limited FII and DII participation could hinder the bank’s ability to attract further investment. Looking ahead, if IDBI Bank can manage its asset quality effectively and enhance its market engagement, it could leverage its strengths to capitalize on growth opportunities in the Indian banking sector. The bank’s ongoing strategic initiatives will be crucial in navigating potential market challenges and sustaining its upward trajectory.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of IDBI Bank Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Union Bank of India | 1,15,609 Cr. | 151 | 160/101 | 6.25 | 165 | 3.14 % | 6.72 % | 17.0 % | 10.0 |
| UCO Bank | 37,531 Cr. | 30.0 | 52.0/26.8 | 14.9 | 25.9 | 1.30 % | 5.76 % | 8.38 % | 10.0 |
| State Bank of India (SBI) | 8,77,470 Cr. | 951 | 999/680 | 11.2 | 617 | 1.67 % | 6.47 % | 17.2 % | 1.00 |
| Punjab National Bank | 1,37,521 Cr. | 120 | 128/85.5 | 8.07 | 124 | 2.42 % | 6.32 % | 15.2 % | 2.00 |
| Punjab & Sind Bank | 20,187 Cr. | 28.5 | 56.3/25.2 | 17.4 | 19.2 | 0.25 % | 5.98 % | 7.03 % | 10.0 |
| Industry Average | 146,029.69 Cr | 222.78 | 10.09 | 177.23 | 1.94% | 6.22% | 14.34% | 7.46 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4,639 | 4,994 | 5,230 | 5,729 | 6,864 | 6,038 | 6,549 | 6,995 | 6,670 | 7,445 | 7,819 | 6,983 | 7,027 |
| Interest | 2,144 | 2,238 | 2,304 | 2,445 | 2,861 | 2,966 | 3,102 | 3,298 | 3,428 | 3,562 | 3,583 | 3,683 | 3,851 |
| Expenses | 2,571 | 2,430 | 2,563 | 3,167 | 3,067 | 1,701 | 2,444 | 2,565 | 1,553 | 2,781 | 2,382 | 2,415 | 2,091 |
| Financing Profit | -77 | 326 | 363 | 118 | 936 | 1,372 | 1,003 | 1,132 | 1,688 | 1,102 | 1,854 | 885 | 1,085 |
| Financing Margin % | -2% | 7% | 7% | 2% | 14% | 23% | 15% | 16% | 25% | 15% | 24% | 13% | 15% |
| Other Income | 1,190 | 1,058 | 923 | 1,404 | 907 | 1,025 | 1,031 | 961 | 857 | 1,368 | 810 | 2,107 | 1,472 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1,114 | 1,384 | 1,286 | 1,521 | 1,843 | 2,397 | 2,034 | 2,093 | 2,546 | 2,470 | 2,664 | 2,991 | 2,557 |
| Tax % | 31% | 45% | 27% | 21% | 33% | 42% | 27% | 21% | 32% | 25% | 28% | 31% | 21% |
| Net Profit | 773 | 782 | 950 | 1,223 | 1,234 | 1,393 | 1,515 | 1,672 | 1,739 | 1,869 | 1,954 | 2,094 | 2,024 |
| EPS in Rs | 0.71 | 0.72 | 0.88 | 1.13 | 1.14 | 1.29 | 1.40 | 1.55 | 1.61 | 1.73 | 1.81 | 1.94 | 1.88 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: August 1, 2025, 7:45 pm
Below is a detailed analysis of the quarterly data for IDBI Bank Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 3,851.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3,683.00 Cr. (Mar 2025) to 3,851.00 Cr., marking an increase of 168.00 Cr..
- For Expenses, as of Jun 2025, the value is 2,091.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 2,415.00 Cr. (Mar 2025) to 2,091.00 Cr., marking a decrease of 324.00 Cr..
- For Other Income, as of Jun 2025, the value is 1,472.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2,107.00 Cr. (Mar 2025) to 1,472.00 Cr., marking a decrease of 635.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 2,557.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2,991.00 Cr. (Mar 2025) to 2,557.00 Cr., marking a decrease of 434.00 Cr..
- For Tax %, as of Jun 2025, the value is 21.00%. The value appears to be improving (decreasing) as expected. It has decreased from 31.00% (Mar 2025) to 21.00%, marking a decrease of 10.00%.
- For Net Profit, as of Jun 2025, the value is 2,024.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2,094.00 Cr. (Mar 2025) to 2,024.00 Cr., marking a decrease of 70.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 1.88. The value appears to be declining and may need further review. It has decreased from 1.94 (Mar 2025) to 1.88, marking a decrease of 0.06.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: July 22, 2025, 3:40 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 26,608 | 28,164 | 28,058 | 27,805 | 23,046 | 22,102 | 20,854 | 19,956 | 18,316 | 20,592 | 26,446 | 28,917 | 29,274 |
| Interest | 20,558 | 22,387 | 21,931 | 22,019 | 17,376 | 16,162 | 13,841 | 11,408 | 9,122 | 9,130 | 12,226 | 14,257 | 14,680 |
| Expenses | 7,226 | 8,424 | 14,339 | 18,130 | 20,698 | 24,118 | 20,146 | 10,515 | 9,975 | 10,232 | 9,233 | 8,594 | 9,669 |
| Financing Profit | -1,176 | -2,647 | -8,212 | -12,344 | -15,028 | -18,178 | -13,133 | -1,967 | -781 | 1,229 | 4,986 | 6,067 | 4,925 |
| Financing Margin % | -4% | -9% | -29% | -44% | -65% | -82% | -63% | -10% | -4% | 6% | 19% | 21% | 17% |
| Other Income | 3,112 | 4,189 | 3,518 | 4,207 | 7,248 | 3,535 | 4,631 | 4,848 | 4,959 | 4,617 | 3,975 | 5,209 | 5,756 |
| Depreciation | 117 | 141 | 218 | 362 | 377 | 370 | 394 | 397 | 417 | 499 | 543 | 538 | 0 |
| Profit before tax | 1,819 | 1,401 | -4,912 | -8,498 | -8,157 | -15,013 | -8,896 | 2,484 | 3,760 | 5,346 | 8,418 | 10,738 | 10,681 |
| Tax % | 36% | 32% | -26% | -40% | 0% | 0% | 44% | 42% | 32% | 30% | 31% | 29% | |
| Net Profit | 1,166 | 957 | -3,574 | -4,997 | -8,116 | -14,970 | -12,819 | 1,532 | 2,557 | 3,728 | 5,814 | 7,656 | 7,941 |
| EPS in Rs | 7.18 | 5.87 | -17.44 | -24.36 | -26.37 | -19.37 | -12.36 | 1.41 | 2.36 | 3.45 | 5.38 | 7.10 | 7.36 |
| Dividend Payout % | 14% | 13% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 29% | 28% | 30% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -17.92% | -473.46% | -39.82% | -62.42% | -84.45% | 14.37% | 111.95% | 66.91% | 45.80% | 55.95% | 31.68% |
| Change in YoY Net Profit Growth (%) | 0.00% | -455.53% | 433.64% | -22.60% | -22.03% | 98.82% | 97.58% | -45.05% | -21.11% | 10.16% | -24.27% |
IDBI Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | 7% |
| 3 Years: | 16% |
| TTM: | 12% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 23% |
| 5 Years: | 21% |
| 3 Years: | 44% |
| TTM: | 26% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 18% |
| 3 Years: | 27% |
| 1 Year: | -4% |
| Return on Equity | |
|---|---|
| 10 Years: | -7% |
| 5 Years: | 9% |
| 3 Years: | 11% |
| Last Year: | 14% |
Last Updated: September 5, 2025, 6:45 am
Balance Sheet
Last Updated: December 4, 2025, 1:24 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,604 | 1,604 | 2,059 | 2,059 | 3,084 | 7,736 | 10,381 | 10,752 | 10,752 | 10,752 | 10,752 | 10,752 | 10,752 |
| Reserves | 22,028 | 22,771 | 26,000 | 21,204 | 18,824 | 30,610 | 24,455 | 26,876 | 31,819 | 35,567 | 40,321 | 50,868 | 57,370 |
| Deposits | 250,139 | 275,518 | 265,087 | 268,216 | 247,777 | 227,190 | 222,214 | 230,707 | 232,850 | 255,313 | 277,366 | 309,975 | 303,212 |
| Borrowing | 45,580 | 45,838 | 70,592 | 56,364 | 63,186 | 45,288 | 36,749 | 15,908 | 14,345 | 12,638 | 17,083 | 19,932 | 24,301 |
| Other Liabilities | 9,599 | 10,314 | 11,537 | 14,646 | 18,039 | 10,287 | 6,901 | 14,410 | 12,773 | 17,227 | 19,138 | 21,435 | 21,095 |
| Total Liabilities | 328,950 | 356,044 | 375,275 | 362,488 | 350,909 | 321,111 | 300,699 | 298,653 | 302,540 | 331,498 | 364,659 | 412,962 | 416,730 |
| Fixed Assets | 2,978 | 3,026 | 7,041 | 6,893 | 6,350 | 7,842 | 7,719 | 7,402 | 9,587 | 9,303 | 9,435 | 12,120 | 12,033 |
| CWIP | 22 | 54 | 481 | 541 | 502 | 468 | 488 | 471 | 400 | 477 | 108 | 80 | 0 |
| Investments | 103,419 | 97,347 | 92,810 | 93,075 | 91,848 | 93,328 | 81,996 | 81,471 | 83,475 | 100,409 | 115,719 | 118,453 | 123,246 |
| Other Assets | 222,531 | 255,617 | 274,943 | 261,980 | 252,208 | 219,474 | 210,496 | 209,309 | 209,078 | 221,309 | 239,398 | 282,309 | 281,451 |
| Total Assets | 328,950 | 356,044 | 375,275 | 362,488 | 350,909 | 321,111 | 300,699 | 298,653 | 302,540 | 331,498 | 364,659 | 412,962 | 416,730 |
Below is a detailed analysis of the balance sheet data for IDBI Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 10,752.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 10,752.00 Cr..
- For Reserves, as of Sep 2025, the value is 57,370.00 Cr.. The value appears strong and on an upward trend. It has increased from 50,868.00 Cr. (Mar 2025) to 57,370.00 Cr., marking an increase of 6,502.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 21,095.00 Cr.. The value appears to be improving (decreasing). It has decreased from 21,435.00 Cr. (Mar 2025) to 21,095.00 Cr., marking a decrease of 340.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 416,730.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 412,962.00 Cr. (Mar 2025) to 416,730.00 Cr., marking an increase of 3,768.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 12,033.00 Cr.. The value appears to be declining and may need further review. It has decreased from 12,120.00 Cr. (Mar 2025) to 12,033.00 Cr., marking a decrease of 87.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 80.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 80.00 Cr..
- For Investments, as of Sep 2025, the value is 123,246.00 Cr.. The value appears strong and on an upward trend. It has increased from 118,453.00 Cr. (Mar 2025) to 123,246.00 Cr., marking an increase of 4,793.00 Cr..
- For Other Assets, as of Sep 2025, the value is 281,451.00 Cr.. The value appears to be declining and may need further review. It has decreased from 282,309.00 Cr. (Mar 2025) to 281,451.00 Cr., marking a decrease of 858.00 Cr..
- For Total Assets, as of Sep 2025, the value is 416,730.00 Cr.. The value appears strong and on an upward trend. It has increased from 412,962.00 Cr. (Mar 2025) to 416,730.00 Cr., marking an increase of 3,768.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -243.00 | -267.00 | -251.00 | -250.00 | -227.00 | -203.00 | -202.00 | -220.00 | -223.00 | -245.00 | -268.00 | -301.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 5% | 4% | -14% | -20% | -38% | -50% | -35% | 4% | 6% | 8% | 12% | 14% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Motilal Oswal Nifty Midcap 150 Index Fund | 279,897 | 0.16 | 2.27 | 279,897 | 2025-04-22 17:25:32 | 0% |
| Nippon India ETF Nifty Midcap 150 | 260,763 | 0.16 | 2.11 | 260,763 | 2025-04-22 17:25:32 | 0% |
| Nippon India Nifty Midcap 150 Index Fund | 229,811 | 0.16 | 1.86 | 229,811 | 2025-04-22 17:25:32 | 0% |
| LIC MF Nifty Midcap 100 ETF | 128,697 | 0.2 | 1.04 | 128,697 | 2025-04-22 02:16:59 | 0% |
| Motilal Oswal Nifty Midcap 100 ETF | 95,475 | 0.2 | 0.77 | 95,475 | 2025-04-22 17:25:32 | 0% |
| Aditya Birla Sun Life Nifty Midcap 150 Index Fund | 33,223 | 0.16 | 0.27 | 33,223 | 2025-04-22 17:25:32 | 0% |
| Motilal Oswal Nifty 500 Index Fund | 24,491 | 0.03 | 0.2 | 24,491 | 2025-04-22 17:25:32 | 0% |
| Navi Nifty Midcap 150 Index Fund | 23,915 | 0.16 | 0.19 | 23,915 | 2025-04-22 17:25:32 | 0% |
| HDFC Nifty Midcap 150 Index Fund | 22,271 | 0.16 | 0.18 | 22,271 | 2025-04-22 17:25:32 | 0% |
| Edelweiss NIFTY Large Mid Cap 250 Index Fund | 11,175 | 0.08 | 0.09 | 11,175 | 2025-04-22 17:25:32 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 7.10 | 5.38 | 3.45 | 2.36 | 1.44 |
| Diluted EPS (Rs.) | 7.10 | 5.38 | 3.45 | 2.36 | 1.44 |
| Cash EPS (Rs.) | 7.56 | 5.87 | 3.89 | 2.73 | 1.72 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 47.53 | 40.12 | 35.45 | 31.72 | 29.15 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 57.31 | 47.50 | 43.08 | 39.59 | 34.99 |
| Operating Revenue / Share (Rs.) | 26.89 | 24.59 | 19.15 | 17.04 | 18.56 |
| Net Profit / Share (Rs.) | 7.06 | 5.36 | 3.43 | 2.34 | 1.35 |
| Net Profit After MI / Share (Rs.) | 7.10 | 5.38 | 3.45 | 2.36 | 1.41 |
| Net Profit Margin (%) | 26.24 | 21.79 | 17.90 | 13.74 | 7.25 |
| Net Profit After MI And SOA Nargin (%) | 26.38 | 21.88 | 17.99 | 13.83 | 7.58 |
| Operating Profit Margin (%) | 38.32 | 31.76 | 22.99 | 17.83 | 10.81 |
| Return On Assets (%) | 1.84 | 1.58 | 1.11 | 0.83 | 0.50 |
| Return On Equity / Networth (%) | 14.93 | 13.41 | 9.72 | 7.42 | 4.82 |
| Net Interest Margin (X) | 3.55 | 3.90 | 3.45 | 3.04 | 2.86 |
| Cost To Income (%) | 43.52 | 46.13 | 45.10 | 46.07 | 46.10 |
| Interest Income / Total Assets (%) | 7.00 | 7.25 | 6.21 | 6.05 | 6.68 |
| Non-Interest Income / Total Assets (%) | 1.24 | 1.07 | 1.38 | 1.62 | 1.62 |
| Operating Profit / Total Assets (%) | 0.59 | 0.50 | -0.26 | -0.79 | -1.13 |
| Operating Expenses / Total Assets (%) | 2.08 | 2.29 | 2.18 | 2.15 | 2.06 |
| Interest Expenses / Total Assets (%) | 3.45 | 3.35 | 2.75 | 3.01 | 3.81 |
| Enterprise Value (Rs.Cr.) | 392137.46 | 367465.65 | 299717.19 | 279620.93 | 275052.24 |
| EV Per Net Sales (X) | 13.56 | 13.90 | 14.56 | 15.26 | 13.78 |
| Price To Book Value (X) | 1.63 | 2.02 | 1.27 | 1.35 | 1.32 |
| Price To Sales (X) | 2.89 | 3.29 | 2.35 | 2.51 | 2.08 |
| Retention Ratios (%) | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.09 | 0.06 | 0.07 | 0.05 | 0.03 |
After reviewing the key financial ratios for IDBI Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 7.10. This value is within the healthy range. It has increased from 5.38 (Mar 24) to 7.10, marking an increase of 1.72.
- For Diluted EPS (Rs.), as of Mar 25, the value is 7.10. This value is within the healthy range. It has increased from 5.38 (Mar 24) to 7.10, marking an increase of 1.72.
- For Cash EPS (Rs.), as of Mar 25, the value is 7.56. This value is within the healthy range. It has increased from 5.87 (Mar 24) to 7.56, marking an increase of 1.69.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 47.53. It has increased from 40.12 (Mar 24) to 47.53, marking an increase of 7.41.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 57.31. It has increased from 47.50 (Mar 24) to 57.31, marking an increase of 9.81.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 7.06. This value is within the healthy range. It has increased from 5.36 (Mar 24) to 7.06, marking an increase of 1.70.
- For Net Profit Margin (%), as of Mar 25, the value is 26.24. This value exceeds the healthy maximum of 10. It has increased from 21.79 (Mar 24) to 26.24, marking an increase of 4.45.
- For Return On Assets (%), as of Mar 25, the value is 1.84. This value is below the healthy minimum of 5. It has increased from 1.58 (Mar 24) to 1.84, marking an increase of 0.26.
- For Retention Ratios (%), as of Mar 25, the value is 100.00. This value exceeds the healthy maximum of 70. There is no change compared to the previous period (Mar 24) which recorded 100.00.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in IDBI Bank Ltd:
- Net Profit Margin: 26.24%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.22%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 14.34%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 11.3 (Industry average Stock P/E: 10.09)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 26.24%
Fundamental Analysis of IDBI Bank Ltd
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Public Sector | IDBI Tower, WTC Complex, Mumbai Maharashtra 400005 | idbiequity@idbi.co.in http://www.idbibank.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. T N Manoharan | Chairman |
| Mr. Rakesh Sharma | Managing Director & CEO |
| Mr. Suresh Khatanhar | Deputy Managing Director |
| Mr. Samuel Joseph Jebaraj | Deputy Managing Director |
| Ms. P V Bharathi | Independent Director |
| Mr. Mukesh Kumar Gupta | Nominee Director |
| Mr. Deepak Singhal | Independent Director |
| Mr. Sanjay Gokuldas Kallapur | Independent Director |
| Mr. N Jambunathan | Independent Director |
| Mr. Samaresh Parida | Independent Director |
| Mr. Gyan Prakash Joshi | Independent Director |
| Mr. Bhuwanchandra B Joshi | Independent Director |
| Mr. Raj Kumar | Nominee Director |
| Mr. Sushil Kumar Singh | Nominee Director |
| Mr. Manoj Sahay | Nominee Director |
IDBI Bank Ltd. Share Price Update | |
|---|---|
| Share Price | Value |
| Today | ₹88.19 |
| Previous Day | ₹86.08 |
FAQ
What is the intrinsic value of IDBI Bank Ltd?
IDBI Bank Ltd's intrinsic value (as of 04 December 2025) is 79.62 which is 18.42% lower the current market price of 97.60, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 1,05,060 Cr. market cap, FY2025-2026 high/low of 107/65.9, reserves of ₹57,370 Cr, and liabilities of 416,730 Cr.
What is the Market Cap of IDBI Bank Ltd?
The Market Cap of IDBI Bank Ltd is 1,05,060 Cr..
What is the current Stock Price of IDBI Bank Ltd as on 04 December 2025?
The current stock price of IDBI Bank Ltd as on 04 December 2025 is 97.6.
What is the High / Low of IDBI Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of IDBI Bank Ltd stocks is 107/65.9.
What is the Stock P/E of IDBI Bank Ltd?
The Stock P/E of IDBI Bank Ltd is 11.3.
What is the Book Value of IDBI Bank Ltd?
The Book Value of IDBI Bank Ltd is 63.4.
What is the Dividend Yield of IDBI Bank Ltd?
The Dividend Yield of IDBI Bank Ltd is 2.15 %.
What is the ROCE of IDBI Bank Ltd?
The ROCE of IDBI Bank Ltd is 6.78 %.
What is the ROE of IDBI Bank Ltd?
The ROE of IDBI Bank Ltd is 13.6 %.
What is the Face Value of IDBI Bank Ltd?
The Face Value of IDBI Bank Ltd is 10.0.