Share Price and Basic Stock Data
Last Updated: February 2, 2026, 3:51 pm
| PEG Ratio | 0.39 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
IDBI Bank Ltd operates within the public sector banking industry, with its stock price currently at ₹99.7 and a market capitalization of ₹1,07,081 Cr. The bank has shown a notable revenue growth trajectory, with reported revenues rising from ₹4,994 Cr in September 2022 to ₹6,864 Cr in June 2023. This upward trend continued, with revenues recorded at ₹6,038 Cr in September 2023 and projected to reach ₹7,445 Cr by September 2024. The quarterly revenue figures indicate consistent growth, reflecting effective management strategies and an improving economic environment. The bank’s interest income also demonstrated a robust increase, climbing from ₹2,238 Cr in September 2022 to ₹2,966 Cr in September 2023. This growth in interest income, combined with a diversified revenue stream, positions IDBI Bank favorably in a competitive banking landscape.
Profitability and Efficiency Metrics
IDBI Bank has made significant strides in profitability, with a net profit of ₹9,313 Cr reported for the fiscal year ending March 2025. The bank’s return on equity (ROE) stood at 13.6%, which is competitive within the public sector banking space, typically ranging between 10-15%. The bank recorded a profit before tax of ₹10,738 Cr for the same period, indicating efficiency in operations. The net profit margin for FY 2025 was reported at 26.24%, reflecting a strong ability to convert revenues into profit. The financing margin improved significantly, reaching 21% in FY 2025, a notable recovery from previous years. However, while these metrics highlight profitability, the return on capital employed (ROCE) at 6.78% suggests room for improvement in capital utilization.
Balance Sheet Strength and Financial Ratios
IDBI Bank’s balance sheet reflects a solid foundation, with total assets reported at ₹416,730 Cr as of September 2025. The bank’s reserves have increased to ₹57,370 Cr, enhancing its financial stability. The equity capital has remained consistent at ₹10,752 Cr since FY 2021, indicating a stable capital structure. The bank’s cost-to-income ratio improved to 43.52% in FY 2025, showcasing efficient management of operational costs relative to income. However, the bank’s price-to-book value stood at 1.63x, which is higher than the typical range for public sector banks, indicating that the market may be pricing in future growth expectations. Furthermore, the net interest margin of 3.55% reflects effective interest rate management in a competitive environment.
Shareholding Pattern and Investor Confidence
The shareholding pattern of IDBI Bank demonstrates strong promoter confidence, with promoters holding a significant 94.72% stake as of September 2025. This high level of promoter ownership can instill confidence among investors, suggesting a commitment to the bank’s long-term strategy. Foreign institutional investors (FIIs) hold 0.47%, while domestic institutional investors (DIIs) account for 0.11%, indicating limited but growing interest from institutional investors. The number of shareholders has shown an upward trend, rising to 6,99,102 by September 2025, reflecting increasing retail investor interest. However, the low foreign and domestic institutional participation may present a challenge in attracting further investment, indicating a potential area for improvement in enhancing investor relations and market perception.
Outlook, Risks, and Final Insight
IDBI Bank’s outlook appears cautiously optimistic, given its strong revenue growth and improving profitability metrics. However, several risks loom. The bank’s reliance on interest income may expose it to interest rate fluctuations, potentially impacting net interest margins. Additionally, while the high promoter stake is a strength, it may limit the bank’s agility in decision-making due to potential governance challenges. The bank must also navigate the competitive landscape of public sector banks, which may pressure margins and profitability. In conclusion, while IDBI Bank has demonstrated resilience and growth, it must remain vigilant in managing risks and enhancing investor confidence to sustain its positive trajectory in the evolving banking sector.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Union Bank of India | 1,30,191 Cr. | 171 | 183/107 | 6.89 | 172 | 2.79 % | 6.72 % | 17.0 % | 10.0 |
| UCO Bank | 35,424 Cr. | 28.2 | 43.6/26.8 | 13.5 | 26.5 | 1.39 % | 5.76 % | 8.38 % | 10.0 |
| State Bank of India (SBI) | 9,49,554 Cr. | 1,029 | 1,084/680 | 12.0 | 617 | 1.53 % | 6.47 % | 17.2 % | 1.00 |
| Punjab National Bank | 1,40,271 Cr. | 122 | 135/85.5 | 7.87 | 130 | 2.37 % | 6.32 % | 15.2 % | 2.00 |
| Punjab & Sind Bank | 19,087 Cr. | 26.9 | 50.5/25.2 | 15.8 | 19.6 | 0.26 % | 5.98 % | 7.03 % | 10.0 |
| Industry Average | 152,920.85 Cr | 232.81 | 9.71 | 181.98 | 1.90% | 6.22% | 14.34% | 7.46 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4,994 | 5,230 | 5,729 | 6,864 | 6,038 | 6,549 | 6,995 | 6,670 | 7,445 | 7,819 | 6,983 | 7,027 | 7,109 |
| Interest | 2,238 | 2,304 | 2,445 | 2,861 | 2,966 | 3,102 | 3,298 | 3,428 | 3,562 | 3,583 | 3,683 | 3,851 | 3,816 |
| Expenses | 2,430 | 2,563 | 3,167 | 3,067 | 1,701 | 2,444 | 2,565 | 1,553 | 2,781 | 2,382 | 2,415 | 2,091 | 1,651 |
| Financing Profit | 326 | 363 | 118 | 936 | 1,372 | 1,003 | 1,132 | 1,688 | 1,102 | 1,854 | 885 | 1,085 | 1,642 |
| Financing Margin % | 7% | 7% | 2% | 14% | 23% | 15% | 16% | 25% | 15% | 24% | 13% | 15% | 23% |
| Other Income | 1,058 | 923 | 1,404 | 907 | 1,025 | 1,031 | 961 | 857 | 1,368 | 810 | 2,107 | 1,472 | 2,155 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1,384 | 1,286 | 1,521 | 1,843 | 2,397 | 2,034 | 2,093 | 2,546 | 2,470 | 2,664 | 2,991 | 2,557 | 3,797 |
| Tax % | 45% | 27% | 21% | 33% | 42% | 27% | 21% | 32% | 25% | 28% | 31% | 21% | 15% |
| Net Profit | 782 | 950 | 1,223 | 1,234 | 1,393 | 1,515 | 1,672 | 1,739 | 1,869 | 1,954 | 2,094 | 2,024 | 3,241 |
| EPS in Rs | 0.72 | 0.88 | 1.13 | 1.14 | 1.29 | 1.40 | 1.55 | 1.61 | 1.73 | 1.81 | 1.94 | 1.88 | 3.00 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: January 1, 2026, 9:46 am
Below is a detailed analysis of the quarterly data for IDBI Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 3,816.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 3,851.00 Cr. (Jun 2025) to 3,816.00 Cr., marking a decrease of 35.00 Cr..
- For Expenses, as of Sep 2025, the value is 1,651.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 2,091.00 Cr. (Jun 2025) to 1,651.00 Cr., marking a decrease of 440.00 Cr..
- For Other Income, as of Sep 2025, the value is 2,155.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,472.00 Cr. (Jun 2025) to 2,155.00 Cr., marking an increase of 683.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 3,797.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,557.00 Cr. (Jun 2025) to 3,797.00 Cr., marking an increase of 1,240.00 Cr..
- For Tax %, as of Sep 2025, the value is 15.00%. The value appears to be improving (decreasing) as expected. It has decreased from 21.00% (Jun 2025) to 15.00%, marking a decrease of 6.00%.
- For Net Profit, as of Sep 2025, the value is 3,241.00 Cr.. The value appears strong and on an upward trend. It has increased from 2,024.00 Cr. (Jun 2025) to 3,241.00 Cr., marking an increase of 1,217.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 3.00. The value appears strong and on an upward trend. It has increased from 1.88 (Jun 2025) to 3.00, marking an increase of 1.12.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 5:13 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 26,608 | 28,164 | 28,058 | 27,805 | 23,046 | 22,102 | 20,854 | 19,956 | 18,316 | 20,592 | 26,446 | 28,917 | 28,938 |
| Interest | 20,558 | 22,387 | 21,931 | 22,019 | 17,376 | 16,162 | 13,841 | 11,408 | 9,122 | 9,130 | 12,226 | 14,257 | 14,934 |
| Expenses | 7,226 | 8,424 | 14,339 | 18,130 | 20,698 | 24,118 | 20,146 | 10,515 | 9,975 | 10,232 | 9,233 | 8,594 | 8,539 |
| Financing Profit | -1,176 | -2,647 | -8,212 | -12,344 | -15,028 | -18,178 | -13,133 | -1,967 | -781 | 1,229 | 4,986 | 6,067 | 5,465 |
| Financing Margin % | -4% | -9% | -29% | -44% | -65% | -82% | -63% | -10% | -4% | 6% | 19% | 21% | 19% |
| Other Income | 3,112 | 4,189 | 3,518 | 4,207 | 7,248 | 3,535 | 4,631 | 4,848 | 4,959 | 4,617 | 3,975 | 5,209 | 6,543 |
| Depreciation | 117 | 141 | 218 | 362 | 377 | 370 | 394 | 397 | 417 | 499 | 543 | 538 | 0 |
| Profit before tax | 1,819 | 1,401 | -4,912 | -8,498 | -8,157 | -15,013 | -8,896 | 2,484 | 3,760 | 5,346 | 8,418 | 10,738 | 12,008 |
| Tax % | 36% | 32% | -26% | -40% | 0% | 0% | 44% | 42% | 32% | 30% | 31% | 29% | |
| Net Profit | 1,166 | 957 | -3,574 | -4,997 | -8,116 | -14,970 | -12,819 | 1,532 | 2,557 | 3,728 | 5,814 | 7,656 | 9,313 |
| EPS in Rs | 7.18 | 5.87 | -17.44 | -24.36 | -26.37 | -19.37 | -12.36 | 1.41 | 2.36 | 3.45 | 5.38 | 7.10 | 8.63 |
| Dividend Payout % | 14% | 13% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 29% | 28% | 30% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -17.92% | -473.46% | -39.82% | -62.42% | -84.45% | 14.37% | 111.95% | 66.91% | 45.80% | 55.95% | 31.68% |
| Change in YoY Net Profit Growth (%) | 0.00% | -455.53% | 433.64% | -22.60% | -22.03% | 98.82% | 97.58% | -45.05% | -21.11% | 10.16% | -24.27% |
IDBI Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | 7% |
| 3 Years: | 16% |
| TTM: | 12% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 23% |
| 5 Years: | 21% |
| 3 Years: | 44% |
| TTM: | 26% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 18% |
| 3 Years: | 27% |
| 1 Year: | -4% |
| Return on Equity | |
|---|---|
| 10 Years: | -7% |
| 5 Years: | 9% |
| 3 Years: | 11% |
| Last Year: | 14% |
Last Updated: September 5, 2025, 6:45 am
Balance Sheet
Last Updated: December 4, 2025, 1:24 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,604 | 1,604 | 2,059 | 2,059 | 3,084 | 7,736 | 10,381 | 10,752 | 10,752 | 10,752 | 10,752 | 10,752 | 10,752 |
| Reserves | 22,028 | 22,771 | 26,000 | 21,204 | 18,824 | 30,610 | 24,455 | 26,876 | 31,819 | 35,567 | 40,321 | 50,868 | 57,370 |
| Deposits | 250,139 | 275,518 | 265,087 | 268,216 | 247,777 | 227,190 | 222,214 | 230,707 | 232,850 | 255,313 | 277,366 | 309,975 | 303,212 |
| Borrowing | 45,580 | 45,838 | 70,592 | 56,364 | 63,186 | 45,288 | 36,749 | 15,908 | 14,345 | 12,638 | 17,083 | 19,932 | 24,301 |
| Other Liabilities | 9,599 | 10,314 | 11,537 | 14,646 | 18,039 | 10,287 | 6,901 | 14,410 | 12,773 | 17,227 | 19,138 | 21,435 | 21,095 |
| Total Liabilities | 328,950 | 356,044 | 375,275 | 362,488 | 350,909 | 321,111 | 300,699 | 298,653 | 302,540 | 331,498 | 364,659 | 412,962 | 416,730 |
| Fixed Assets | 2,978 | 3,026 | 7,041 | 6,893 | 6,350 | 7,842 | 7,719 | 7,402 | 9,587 | 9,303 | 9,435 | 12,120 | 12,033 |
| CWIP | 22 | 54 | 481 | 541 | 502 | 468 | 488 | 471 | 400 | 477 | 108 | 80 | 0 |
| Investments | 103,419 | 97,347 | 92,810 | 93,075 | 91,848 | 93,328 | 81,996 | 81,471 | 83,475 | 100,409 | 115,719 | 118,453 | 123,246 |
| Other Assets | 222,531 | 255,617 | 274,943 | 261,980 | 252,208 | 219,474 | 210,496 | 209,309 | 209,078 | 221,309 | 239,398 | 282,309 | 281,451 |
| Total Assets | 328,950 | 356,044 | 375,275 | 362,488 | 350,909 | 321,111 | 300,699 | 298,653 | 302,540 | 331,498 | 364,659 | 412,962 | 416,730 |
Below is a detailed analysis of the balance sheet data for IDBI Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 10,752.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 10,752.00 Cr..
- For Reserves, as of Sep 2025, the value is 57,370.00 Cr.. The value appears strong and on an upward trend. It has increased from 50,868.00 Cr. (Mar 2025) to 57,370.00 Cr., marking an increase of 6,502.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 21,095.00 Cr.. The value appears to be improving (decreasing). It has decreased from 21,435.00 Cr. (Mar 2025) to 21,095.00 Cr., marking a decrease of 340.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 416,730.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 412,962.00 Cr. (Mar 2025) to 416,730.00 Cr., marking an increase of 3,768.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 12,033.00 Cr.. The value appears to be declining and may need further review. It has decreased from 12,120.00 Cr. (Mar 2025) to 12,033.00 Cr., marking a decrease of 87.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 80.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 80.00 Cr..
- For Investments, as of Sep 2025, the value is 123,246.00 Cr.. The value appears strong and on an upward trend. It has increased from 118,453.00 Cr. (Mar 2025) to 123,246.00 Cr., marking an increase of 4,793.00 Cr..
- For Other Assets, as of Sep 2025, the value is 281,451.00 Cr.. The value appears to be declining and may need further review. It has decreased from 282,309.00 Cr. (Mar 2025) to 281,451.00 Cr., marking a decrease of 858.00 Cr..
- For Total Assets, as of Sep 2025, the value is 416,730.00 Cr.. The value appears strong and on an upward trend. It has increased from 412,962.00 Cr. (Mar 2025) to 416,730.00 Cr., marking an increase of 3,768.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -243.00 | -267.00 | -251.00 | -250.00 | -227.00 | -203.00 | -202.00 | -220.00 | -223.00 | -245.00 | -268.00 | -301.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 5% | 4% | -14% | -20% | -38% | -50% | -35% | 4% | 6% | 8% | 12% | 14% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| ITI Mid Cap Fund | 1,861,948 | 1.44 | 19.18 | N/A | N/A | N/A |
| Baroda BNP Paribas Value Fund | 1,400,000 | 1.23 | 14.42 | N/A | N/A | N/A |
| ITI Value Fund | 587,621 | 1.71 | 6.05 | N/A | N/A | N/A |
| Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund | 18,316 | 0.07 | 0.19 | N/A | N/A | N/A |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 7.10 | 5.38 | 3.45 | 2.36 | 1.44 |
| Diluted EPS (Rs.) | 7.10 | 5.38 | 3.45 | 2.36 | 1.44 |
| Cash EPS (Rs.) | 7.56 | 5.87 | 3.89 | 2.73 | 1.72 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 47.53 | 40.12 | 35.45 | 31.72 | 29.15 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 57.31 | 47.50 | 43.08 | 39.59 | 34.99 |
| Operating Revenue / Share (Rs.) | 26.89 | 24.59 | 19.15 | 17.04 | 18.56 |
| Net Profit / Share (Rs.) | 7.06 | 5.36 | 3.43 | 2.34 | 1.35 |
| Net Profit After MI / Share (Rs.) | 7.10 | 5.38 | 3.45 | 2.36 | 1.41 |
| Net Profit Margin (%) | 26.24 | 21.79 | 17.90 | 13.74 | 7.25 |
| Net Profit After MI And SOA Nargin (%) | 26.38 | 21.88 | 17.99 | 13.83 | 7.58 |
| Operating Profit Margin (%) | 38.32 | 31.76 | 22.99 | 17.83 | 10.81 |
| Return On Assets (%) | 1.84 | 1.58 | 1.11 | 0.83 | 0.50 |
| Return On Equity / Networth (%) | 14.93 | 13.41 | 9.72 | 7.42 | 4.82 |
| Net Interest Margin (X) | 3.55 | 3.90 | 3.45 | 3.04 | 2.86 |
| Cost To Income (%) | 43.52 | 46.13 | 45.10 | 46.07 | 46.10 |
| Interest Income / Total Assets (%) | 7.00 | 7.25 | 6.21 | 6.05 | 6.68 |
| Non-Interest Income / Total Assets (%) | 1.24 | 1.07 | 1.38 | 1.62 | 1.62 |
| Operating Profit / Total Assets (%) | 0.59 | 0.50 | -0.26 | -0.79 | -1.13 |
| Operating Expenses / Total Assets (%) | 2.08 | 2.29 | 2.18 | 2.15 | 2.06 |
| Interest Expenses / Total Assets (%) | 3.45 | 3.35 | 2.75 | 3.01 | 3.81 |
| Enterprise Value (Rs.Cr.) | 392137.46 | 367465.65 | 299717.19 | 279620.93 | 275052.24 |
| EV Per Net Sales (X) | 13.56 | 13.90 | 14.56 | 15.26 | 13.78 |
| Price To Book Value (X) | 1.63 | 2.02 | 1.27 | 1.35 | 1.32 |
| Price To Sales (X) | 2.89 | 3.29 | 2.35 | 2.51 | 2.08 |
| Retention Ratios (%) | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.09 | 0.06 | 0.07 | 0.05 | 0.03 |
After reviewing the key financial ratios for IDBI Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 7.10. This value is within the healthy range. It has increased from 5.38 (Mar 24) to 7.10, marking an increase of 1.72.
- For Diluted EPS (Rs.), as of Mar 25, the value is 7.10. This value is within the healthy range. It has increased from 5.38 (Mar 24) to 7.10, marking an increase of 1.72.
- For Cash EPS (Rs.), as of Mar 25, the value is 7.56. This value is within the healthy range. It has increased from 5.87 (Mar 24) to 7.56, marking an increase of 1.69.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 47.53. It has increased from 40.12 (Mar 24) to 47.53, marking an increase of 7.41.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 57.31. It has increased from 47.50 (Mar 24) to 57.31, marking an increase of 9.81.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 7.06. This value is within the healthy range. It has increased from 5.36 (Mar 24) to 7.06, marking an increase of 1.70.
- For Net Profit Margin (%), as of Mar 25, the value is 26.24. This value exceeds the healthy maximum of 10. It has increased from 21.79 (Mar 24) to 26.24, marking an increase of 4.45.
- For Return On Assets (%), as of Mar 25, the value is 1.84. This value is below the healthy minimum of 5. It has increased from 1.58 (Mar 24) to 1.84, marking an increase of 0.26.
- For Retention Ratios (%), as of Mar 25, the value is 100.00. This value exceeds the healthy maximum of 70. There is no change compared to the previous period (Mar 24) which recorded 100.00.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in IDBI Bank Ltd:
- Net Profit Margin: 26.24%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.22%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 14.34%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 11.6 (Industry average Stock P/E: 9.71)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 26.24%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Public Sector | IDBI Tower, WTC Complex, Mumbai Maharashtra 400005 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. T N Manoharan | Chairman |
| Mr. Rakesh Sharma | Managing Director & CEO |
| Mr. Sumit Phakka | Deputy Managing Director |
| Mr. Jayakumar S Pillai | Deputy Managing Director |
| Mr. Ajay Prakash Sawhney | Independent Director |
| Mrs. P V Bharathi | Independent Director |
| Mr. Deepak Singhal | Independent Director |
| Mr. Sanjay Gokuldas Kallapur | Independent Director |
| Mr. Bhuwanchandra B Joshi | Independent Director |
| Mr. Samaresh Parida | Independent Director |
| Mr. N Jambunathan | Independent Director |
| Mr. Manoj Sahay | Government Nominee Director |
| Mr. Sushil Kumar Singh | Government Nominee Director |
| Mr. Raj Kumar | Nominee Director |
| Mr. Sat Pal Bhanoo | Nominee Director |
FAQ
What is the intrinsic value of IDBI Bank Ltd?
IDBI Bank Ltd's intrinsic value (as of 02 February 2026) is ₹108.21 which is 8.54% higher the current market price of ₹99.70, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹1,07,180 Cr. market cap, FY2025-2026 high/low of ₹118/66.1, reserves of ₹57,370 Cr, and liabilities of ₹416,730 Cr.
What is the Market Cap of IDBI Bank Ltd?
The Market Cap of IDBI Bank Ltd is 1,07,180 Cr..
What is the current Stock Price of IDBI Bank Ltd as on 02 February 2026?
The current stock price of IDBI Bank Ltd as on 02 February 2026 is ₹99.7.
What is the High / Low of IDBI Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of IDBI Bank Ltd stocks is ₹118/66.1.
What is the Stock P/E of IDBI Bank Ltd?
The Stock P/E of IDBI Bank Ltd is 11.6.
What is the Book Value of IDBI Bank Ltd?
The Book Value of IDBI Bank Ltd is 64.8.
What is the Dividend Yield of IDBI Bank Ltd?
The Dividend Yield of IDBI Bank Ltd is 2.09 %.
What is the ROCE of IDBI Bank Ltd?
The ROCE of IDBI Bank Ltd is 6.78 %.
What is the ROE of IDBI Bank Ltd?
The ROE of IDBI Bank Ltd is 13.6 %.
What is the Face Value of IDBI Bank Ltd?
The Face Value of IDBI Bank Ltd is 10.0.