Share Price and Basic Stock Data
Last Updated: February 25, 2026, 8:20 am
| PEG Ratio | 0.44 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
IDBI Bank Ltd operates in the public sector banking space and reported a market capitalization of ₹1,21,835 Cr. The bank’s revenue trajectory has shown a positive trend, with quarterly revenues increasing from ₹5,230 Cr in December 2022 to ₹6,864 Cr in June 2023, before settling at ₹6,038 Cr in September 2023. The revenue for the December 2023 quarter recorded at ₹6,549 Cr indicates a robust growth pattern. Annual revenue figures also reflect an upward trend, with total revenue reported at ₹20,592 Cr for FY 2023, and rising significantly to ₹26,446 Cr for FY 2024. The trailing twelve months (TTM) revenue stood at ₹28,938 Cr, indicating a strong operational performance. The bank’s focus on enhancing its interest income, which rose to ₹9,130 Cr in FY 2023 from ₹9,122 Cr in FY 2022, has also contributed to this growth. Overall, IDBI Bank’s revenue performance is commendable, marking a crucial turnaround from previous years.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Union Bank of India | 1,53,145 Cr. | 201 | 202/108 | 8.09 | 172 | 2.37 % | 6.72 % | 17.0 % | 10.0 |
| UCO Bank | 36,666 Cr. | 29.2 | 38.8/26.8 | 14.0 | 26.5 | 1.33 % | 5.76 % | 8.38 % | 10.0 |
| State Bank of India (SBI) | 11,29,181 Cr. | 1,223 | 1,235/680 | 13.9 | 641 | 1.30 % | 6.47 % | 17.2 % | 1.00 |
| Punjab National Bank | 1,50,592 Cr. | 131 | 135/85.5 | 8.46 | 130 | 2.21 % | 6.32 % | 15.2 % | 2.00 |
| Punjab & Sind Bank | 18,477 Cr. | 26.0 | 50.5/25.2 | 15.2 | 19.6 | 0.27 % | 5.98 % | 7.03 % | 10.0 |
| Industry Average | 175,993.54 Cr | 269.46 | 10.59 | 183.82 | 1.70% | 6.22% | 14.34% | 7.46 |
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5,230 | 5,729 | 6,864 | 6,038 | 6,549 | 6,995 | 6,670 | 7,445 | 7,819 | 6,983 | 7,027 | 7,109 | 7,080 |
| Interest | 2,304 | 2,445 | 2,861 | 2,966 | 3,102 | 3,298 | 3,428 | 3,562 | 3,583 | 3,683 | 3,851 | 3,816 | 3,862 |
| Expenses | 2,563 | 3,167 | 3,067 | 1,701 | 2,444 | 2,565 | 1,553 | 2,781 | 2,382 | 2,415 | 2,091 | 1,651 | 2,000 |
| Financing Profit | 363 | 118 | 936 | 1,372 | 1,003 | 1,132 | 1,688 | 1,102 | 1,854 | 885 | 1,085 | 1,642 | 1,218 |
| Financing Margin % | 7% | 2% | 14% | 23% | 15% | 16% | 25% | 15% | 24% | 13% | 15% | 23% | 17% |
| Other Income | 923 | 1,404 | 907 | 1,025 | 1,031 | 961 | 857 | 1,368 | 810 | 2,107 | 1,472 | 2,155 | 1,271 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1,286 | 1,521 | 1,843 | 2,397 | 2,034 | 2,093 | 2,546 | 2,470 | 2,664 | 2,991 | 2,557 | 3,797 | 2,489 |
| Tax % | 27% | 21% | 33% | 42% | 27% | 21% | 32% | 25% | 28% | 31% | 21% | 15% | 21% |
| Net Profit | 950 | 1,223 | 1,234 | 1,393 | 1,515 | 1,672 | 1,739 | 1,869 | 1,954 | 2,094 | 2,024 | 3,241 | 1,959 |
| EPS in Rs | 0.88 | 1.13 | 1.14 | 1.29 | 1.40 | 1.55 | 1.61 | 1.73 | 1.81 | 1.94 | 1.88 | 3.00 | 1.82 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: February 5, 2026, 3:06 pm
Below is a detailed analysis of the quarterly data for IDBI Bank Ltd based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Interest, as of Dec 2025, the value is 3,862.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3,816.00 Cr. (Sep 2025) to 3,862.00 Cr., marking an increase of 46.00 Cr..
- For Expenses, as of Dec 2025, the value is 2,000.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,651.00 Cr. (Sep 2025) to 2,000.00 Cr., marking an increase of 349.00 Cr..
- For Other Income, as of Dec 2025, the value is 1,271.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2,155.00 Cr. (Sep 2025) to 1,271.00 Cr., marking a decrease of 884.00 Cr..
- For Depreciation, as of Dec 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Dec 2025, the value is 2,489.00 Cr.. The value appears to be declining and may need further review. It has decreased from 3,797.00 Cr. (Sep 2025) to 2,489.00 Cr., marking a decrease of 1,308.00 Cr..
- For Tax %, as of Dec 2025, the value is 21.00%. The value appears to be increasing, which may not be favorable. It has increased from 15.00% (Sep 2025) to 21.00%, marking an increase of 6.00%.
- For Net Profit, as of Dec 2025, the value is 1,959.00 Cr.. The value appears to be declining and may need further review. It has decreased from 3,241.00 Cr. (Sep 2025) to 1,959.00 Cr., marking a decrease of 1,282.00 Cr..
- For EPS in Rs, as of Dec 2025, the value is 1.82. The value appears to be declining and may need further review. It has decreased from 3.00 (Sep 2025) to 1.82, marking a decrease of 1.18.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: February 24, 2026, 11:16 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 26,608 | 28,164 | 28,058 | 27,805 | 23,046 | 22,102 | 20,854 | 19,956 | 18,316 | 20,592 | 26,446 | 28,917 | 28,199 |
| Interest | 20,558 | 22,387 | 21,931 | 22,019 | 17,376 | 16,162 | 13,841 | 11,408 | 9,122 | 9,130 | 12,226 | 14,257 | 15,213 |
| Expenses | 7,226 | 8,424 | 14,339 | 18,130 | 20,698 | 24,118 | 20,146 | 10,515 | 9,975 | 10,232 | 9,233 | 8,594 | 8,156 |
| Financing Profit | -1,176 | -2,647 | -8,212 | -12,344 | -15,028 | -18,178 | -13,133 | -1,967 | -781 | 1,229 | 4,986 | 6,067 | 4,829 |
| Financing Margin % | -4% | -9% | -29% | -44% | -65% | -82% | -63% | -10% | -4% | 6% | 19% | 21% | 17% |
| Other Income | 3,112 | 4,189 | 3,518 | 4,207 | 7,248 | 3,535 | 4,631 | 4,848 | 4,959 | 4,617 | 3,975 | 5,209 | 7,005 |
| Depreciation | 117 | 141 | 218 | 362 | 377 | 370 | 394 | 397 | 417 | 499 | 543 | 538 | 0 |
| Profit before tax | 1,819 | 1,401 | -4,912 | -8,498 | -8,157 | -15,013 | -8,896 | 2,484 | 3,760 | 5,346 | 8,418 | 10,738 | 11,834 |
| Tax % | 36% | 32% | -26% | -40% | 0% | 0% | 44% | 42% | 32% | 30% | 31% | 29% | |
| Net Profit | 1,166 | 957 | -3,574 | -4,997 | -8,116 | -14,970 | -12,819 | 1,532 | 2,557 | 3,728 | 5,814 | 7,656 | 9,318 |
| EPS in Rs | 7.18 | 5.87 | -17.44 | -24.36 | -26.37 | -19.37 | -12.36 | 1.41 | 2.36 | 3.45 | 5.38 | 7.10 | 8.64 |
| Dividend Payout % | 14% | 13% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 29% | 28% | 30% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -17.92% | -473.46% | -39.82% | -62.42% | -84.45% | 14.37% | 111.95% | 66.91% | 45.80% | 55.95% | 31.68% |
| Change in YoY Net Profit Growth (%) | 0.00% | -455.53% | 433.64% | -22.60% | -22.03% | 98.82% | 97.58% | -45.05% | -21.11% | 10.16% | -24.27% |
IDBI Bank Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | 7% |
| 3 Years: | 16% |
| TTM: | 12% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 23% |
| 5 Years: | 21% |
| 3 Years: | 44% |
| TTM: | 26% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 18% |
| 3 Years: | 27% |
| 1 Year: | -4% |
| Return on Equity | |
|---|---|
| 10 Years: | -7% |
| 5 Years: | 9% |
| 3 Years: | 11% |
| Last Year: | 14% |
Last Updated: September 5, 2025, 6:45 am
Balance Sheet
Last Updated: December 4, 2025, 1:24 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,604 | 1,604 | 2,059 | 2,059 | 3,084 | 7,736 | 10,381 | 10,752 | 10,752 | 10,752 | 10,752 | 10,752 | 10,752 |
| Reserves | 22,028 | 22,771 | 26,000 | 21,204 | 18,824 | 30,610 | 24,455 | 26,876 | 31,819 | 35,567 | 40,321 | 50,868 | 57,370 |
| Deposits | 250,139 | 275,518 | 265,087 | 268,216 | 247,777 | 227,190 | 222,214 | 230,707 | 232,850 | 255,313 | 277,366 | 309,975 | 303,212 |
| Borrowing | 45,580 | 45,838 | 70,592 | 56,364 | 63,186 | 45,288 | 36,749 | 15,908 | 14,345 | 12,638 | 17,083 | 19,932 | 24,301 |
| Other Liabilities | 9,599 | 10,314 | 11,537 | 14,646 | 18,039 | 10,287 | 6,901 | 14,410 | 12,773 | 17,227 | 19,138 | 21,435 | 21,095 |
| Total Liabilities | 328,950 | 356,044 | 375,275 | 362,488 | 350,909 | 321,111 | 300,699 | 298,653 | 302,540 | 331,498 | 364,659 | 412,962 | 416,730 |
| Fixed Assets | 2,978 | 3,026 | 7,041 | 6,893 | 6,350 | 7,842 | 7,719 | 7,402 | 9,587 | 9,303 | 9,435 | 12,120 | 12,033 |
| CWIP | 22 | 54 | 481 | 541 | 502 | 468 | 488 | 471 | 400 | 477 | 108 | 80 | 0 |
| Investments | 103,419 | 97,347 | 92,810 | 93,075 | 91,848 | 93,328 | 81,996 | 81,471 | 83,475 | 100,409 | 115,719 | 118,453 | 123,246 |
| Other Assets | 222,531 | 255,617 | 274,943 | 261,980 | 252,208 | 219,474 | 210,496 | 209,309 | 209,078 | 221,309 | 239,398 | 282,309 | 281,451 |
| Total Assets | 328,950 | 356,044 | 375,275 | 362,488 | 350,909 | 321,111 | 300,699 | 298,653 | 302,540 | 331,498 | 364,659 | 412,962 | 416,730 |
Below is a detailed analysis of the balance sheet data for IDBI Bank Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 10,752.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 10,752.00 Cr..
- For Reserves, as of Sep 2025, the value is 57,370.00 Cr.. The value appears strong and on an upward trend. It has increased from 50,868.00 Cr. (Mar 2025) to 57,370.00 Cr., marking an increase of 6,502.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 21,095.00 Cr.. The value appears to be improving (decreasing). It has decreased from 21,435.00 Cr. (Mar 2025) to 21,095.00 Cr., marking a decrease of 340.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 416,730.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 412,962.00 Cr. (Mar 2025) to 416,730.00 Cr., marking an increase of 3,768.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 12,033.00 Cr.. The value appears to be declining and may need further review. It has decreased from 12,120.00 Cr. (Mar 2025) to 12,033.00 Cr., marking a decrease of 87.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 80.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 80.00 Cr..
- For Investments, as of Sep 2025, the value is 123,246.00 Cr.. The value appears strong and on an upward trend. It has increased from 118,453.00 Cr. (Mar 2025) to 123,246.00 Cr., marking an increase of 4,793.00 Cr..
- For Other Assets, as of Sep 2025, the value is 281,451.00 Cr.. The value appears to be declining and may need further review. It has decreased from 282,309.00 Cr. (Mar 2025) to 281,451.00 Cr., marking a decrease of 858.00 Cr..
- For Total Assets, as of Sep 2025, the value is 416,730.00 Cr.. The value appears strong and on an upward trend. It has increased from 412,962.00 Cr. (Mar 2025) to 416,730.00 Cr., marking an increase of 3,768.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -243.00 | -267.00 | -251.00 | -250.00 | -227.00 | -203.00 | -202.00 | -220.00 | -223.00 | -245.00 | -268.00 | -301.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 5% | 4% | -14% | -20% | -38% | -50% | -35% | 4% | 6% | 8% | 12% | 14% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| ITI Mid Cap Fund | 1,861,948 | 1.42 | 18.54 | N/A | N/A | N/A |
| Baroda BNP Paribas Value Fund | 1,350,000 | 1.2 | 13.44 | 1,400,000 | 2026-02-23 06:56:49 | -3.57% |
| ITI Value Fund | 587,621 | 1.71 | 5.85 | N/A | N/A | N/A |
| Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund | 18,679 | 0.07 | 0.19 | 18,316 | 2026-02-23 06:56:49 | 1.98% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 7.10 | 5.38 | 3.45 | 2.36 | 1.44 |
| Diluted EPS (Rs.) | 7.10 | 5.38 | 3.45 | 2.36 | 1.44 |
| Cash EPS (Rs.) | 7.56 | 5.87 | 3.89 | 2.73 | 1.72 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 47.53 | 40.12 | 35.45 | 31.72 | 29.15 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 57.31 | 47.50 | 43.08 | 39.59 | 34.99 |
| Operating Revenue / Share (Rs.) | 26.89 | 24.59 | 19.15 | 17.04 | 18.56 |
| Net Profit / Share (Rs.) | 7.06 | 5.36 | 3.43 | 2.34 | 1.35 |
| Net Profit After MI / Share (Rs.) | 7.10 | 5.38 | 3.45 | 2.36 | 1.41 |
| Net Profit Margin (%) | 26.24 | 21.79 | 17.90 | 13.74 | 7.25 |
| Net Profit After MI And SOA Nargin (%) | 26.38 | 21.88 | 17.99 | 13.83 | 7.58 |
| Operating Profit Margin (%) | 38.32 | 31.76 | 22.99 | 17.83 | 10.81 |
| Return On Assets (%) | 1.84 | 1.58 | 1.11 | 0.83 | 0.50 |
| Return On Equity / Networth (%) | 14.93 | 13.41 | 9.72 | 7.42 | 4.82 |
| Net Interest Margin (X) | 3.55 | 3.90 | 3.45 | 3.04 | 2.86 |
| Cost To Income (%) | 43.52 | 46.13 | 45.10 | 46.07 | 46.10 |
| Interest Income / Total Assets (%) | 7.00 | 7.25 | 6.21 | 6.05 | 6.68 |
| Non-Interest Income / Total Assets (%) | 1.24 | 1.07 | 1.38 | 1.62 | 1.62 |
| Operating Profit / Total Assets (%) | 0.59 | 0.50 | -0.26 | -0.79 | -1.13 |
| Operating Expenses / Total Assets (%) | 2.08 | 2.29 | 2.18 | 2.15 | 2.06 |
| Interest Expenses / Total Assets (%) | 3.45 | 3.35 | 2.75 | 3.01 | 3.81 |
| Enterprise Value (Rs.Cr.) | 392137.46 | 367465.65 | 299717.19 | 279620.93 | 275052.24 |
| EV Per Net Sales (X) | 13.56 | 13.90 | 14.56 | 15.26 | 13.78 |
| Price To Book Value (X) | 1.63 | 2.02 | 1.27 | 1.35 | 1.32 |
| Price To Sales (X) | 2.89 | 3.29 | 2.35 | 2.51 | 2.08 |
| Retention Ratios (%) | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.09 | 0.06 | 0.07 | 0.05 | 0.03 |
After reviewing the key financial ratios for IDBI Bank Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For Basic EPS (Rs.), as of Mar 25, the value is 7.10. This value is within the healthy range. It has increased from 5.38 (Mar 24) to 7.10, marking an increase of 1.72.
- For Diluted EPS (Rs.), as of Mar 25, the value is 7.10. This value is within the healthy range. It has increased from 5.38 (Mar 24) to 7.10, marking an increase of 1.72.
- For Cash EPS (Rs.), as of Mar 25, the value is 7.56. This value is within the healthy range. It has increased from 5.87 (Mar 24) to 7.56, marking an increase of 1.69.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 47.53. It has increased from 40.12 (Mar 24) to 47.53, marking an increase of 7.41.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 57.31. It has increased from 47.50 (Mar 24) to 57.31, marking an increase of 9.81.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 7.06. This value is within the healthy range. It has increased from 5.36 (Mar 24) to 7.06, marking an increase of 1.70.
- For Net Profit Margin (%), as of Mar 25, the value is 26.24. This value exceeds the healthy maximum of 10. It has increased from 21.79 (Mar 24) to 26.24, marking an increase of 4.45.
- For Return On Assets (%), as of Mar 25, the value is 1.84. This value is below the healthy minimum of 5. It has increased from 1.58 (Mar 24) to 1.84, marking an increase of 0.26.
- For Retention Ratios (%), as of Mar 25, the value is 100.00. This value exceeds the healthy maximum of 70. There is no change compared to the previous period (Mar 24) which recorded 100.00.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in IDBI Bank Ltd:
- Net Profit Margin: 26.24%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 6.22%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 14.34%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 13.1 (Industry average Stock P/E: 10.59)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 26.24%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Banks - Public Sector | IDBI Tower, WTC Complex, Mumbai Maharashtra 400005 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. T N Manoharan | Chairman |
| Mr. Rakesh Sharma | Managing Director & CEO |
| Mr. Sumit Phakka | Deputy Managing Director |
| Mr. Jayakumar S Pillai | Deputy Managing Director |
| Mr. Ajay Prakash Sawhney | Independent Director |
| Mrs. P V Bharathi | Independent Director |
| Mr. Deepak Singhal | Independent Director |
| Mr. Sanjay Gokuldas Kallapur | Independent Director |
| Mr. Bhuwanchandra B Joshi | Independent Director |
| Mr. Samaresh Parida | Independent Director |
| Mr. N Jambunathan | Independent Director |
| Mr. Manoj Sahay | Government Nominee Director |
| Mr. Sushil Kumar Singh | Government Nominee Director |
| Mr. Raj Kumar | Nominee Director |
| Mr. Sat Pal Bhanoo | Nominee Director |
FAQ
What is the intrinsic value of IDBI Bank Ltd?
IDBI Bank Ltd's intrinsic value (as of 25 February 2026) is ₹121.96 which is 7.93% higher the current market price of ₹113.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹1,21,642 Cr. market cap, FY2025-2026 high/low of ₹118/66.1, reserves of ₹57,370 Cr, and liabilities of ₹416,730 Cr.
What is the Market Cap of IDBI Bank Ltd?
The Market Cap of IDBI Bank Ltd is 1,21,642 Cr..
What is the current Stock Price of IDBI Bank Ltd as on 25 February 2026?
The current stock price of IDBI Bank Ltd as on 25 February 2026 is ₹113.
What is the High / Low of IDBI Bank Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of IDBI Bank Ltd stocks is ₹118/66.1.
What is the Stock P/E of IDBI Bank Ltd?
The Stock P/E of IDBI Bank Ltd is 13.1.
What is the Book Value of IDBI Bank Ltd?
The Book Value of IDBI Bank Ltd is 64.8.
What is the Dividend Yield of IDBI Bank Ltd?
The Dividend Yield of IDBI Bank Ltd is 1.86 %.
What is the ROCE of IDBI Bank Ltd?
The ROCE of IDBI Bank Ltd is 6.78 %.
What is the ROE of IDBI Bank Ltd?
The ROE of IDBI Bank Ltd is 13.6 %.
What is the Face Value of IDBI Bank Ltd?
The Face Value of IDBI Bank Ltd is 10.0.
