Share Price and Basic Stock Data
Last Updated: November 28, 2025, 8:22 am
| PEG Ratio | -12.93 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Indbank Merchant Banking Services Ltd operates in the finance and investments sector, providing a range of financial services. As of the latest report, the company’s share price stood at ₹38.8, with a market capitalization of ₹172 Cr. Revenue from operations for the trailing twelve months (TTM) was reported at ₹23.91 Cr, indicating a solid growth trajectory compared to past figures. Historical sales data reveals a progressive increase, with revenue of ₹18.24 Cr recorded for the year ending March 2023, which rose to ₹26.57 Cr for the year ending March 2025. Quarterly sales also demonstrated a positive trend, with ₹6.04 Cr in September 2023 and projected growth towards ₹8.13 Cr by September 2024. This upward trajectory in revenue underscores the company’s ability to adapt and capture market opportunities effectively.
Profitability and Efficiency Metrics
Indbank’s profitability metrics reflect a stable performance in a competitive landscape. The company reported a net profit of ₹6.31 Cr for the TTM, translating to an earnings per share (EPS) of ₹1.91. The operating profit margin (OPM) was recorded at a healthy 43.50%, indicating robust operational efficiency in managing costs relative to revenues. The return on equity (ROE) stood at 9.67%, while the return on capital employed (ROCE) was reported at 13.4%, suggesting effective utilization of shareholder funds and capital. Additionally, the interest coverage ratio (ICR) was an impressive 99.01x, showcasing the company’s strong ability to meet interest obligations. However, the cash conversion cycle (CCC) of 81.87 days indicates a potential area for improvement in working capital management.
Balance Sheet Strength and Financial Ratios
Indbank’s balance sheet exhibits a solid foundation with total assets amounting to ₹118.09 Cr and total liabilities at ₹106.34 Cr as of March 2025. The company has managed to maintain a low debt profile, with borrowings standing at ₹3.06 Cr, resulting in a debt-to-equity ratio of 0.00, reflecting minimal reliance on external financing. Reserves have shown consistent growth, increasing from ₹30.13 Cr in March 2023 to ₹47.27 Cr by March 2025. Key financial ratios further illustrate the company’s financial health, with a current ratio of 4.12 and quick ratio also at 4.12, indicating strong liquidity. The price-to-book value (P/BV) ratio of 1.36x suggests that the stock is fairly valued compared to its book value, providing reassurance for potential investors.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Indbank reflects a stable ownership structure, with promoters holding 64.84% of the equity, indicating strong insider confidence in the company’s future. The public holds 35.08%, while foreign institutional investors (FIIs) and domestic institutional investors (DIIs) have minimal stakes at 0.00% and 0.09%, respectively. The number of shareholders has remained consistent, with 51,231 as of the latest report, highlighting a stable investor base. The low institutional ownership could be a double-edged sword; while it indicates less volatility from institutional trading, it may also suggest limited market interest from larger investors. This could impact liquidity and price movement, making it crucial for the company to enhance its visibility among institutional investors to gain broader market recognition.
Outlook, Risks, and Final Insight
Looking ahead, Indbank Merchant Banking Services Ltd is well-positioned for growth, supported by its strong revenue trends and profitability metrics. However, certain risks could impact its performance, including the low institutional investor presence, which may affect stock liquidity. Additionally, the company’s relatively high cash conversion cycle suggests potential inefficiencies in working capital management that could constrain cash flow. Furthermore, external economic factors such as interest rate fluctuations could pose challenges. To mitigate these risks, Indbank should focus on enhancing operational efficiencies and strengthening its institutional investor relationships. Overall, the company appears to be on a solid growth path, with opportunities to bolster its market presence and financial stability through strategic initiatives.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Indbank Merchant Banking Services Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Monarch Networth Capital Ltd | 2,441 Cr. | 308 | 484/280 | 15.7 | 111 | 0.33 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 35.2 Cr. | 0.50 | 2.42/0.46 | 4.87 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 4.96 Cr. | 10.0 | 12.6/8.25 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 24.8 Cr. | 48.4 | 72.0/47.6 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Naperol Investments Ltd | 466 Cr. | 810 | 1,433/772 | 48.4 | 2,055 | 1.10 % | 1.06 % | 0.95 % | 10.0 |
| Industry Average | 7,061.43 Cr | 1,444.02 | 75.87 | 3,872.22 | 0.35% | 21.83% | 14.30% | 7.26 |
All Competitor Stocks of Indbank Merchant Banking Services Ltd
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 3.51 | 4.33 | 5.40 | 4.22 | 5.43 | 6.04 | 6.60 | 6.86 | 7.70 | 8.13 | 5.63 | 5.31 | 6.69 |
| Expenses | 6.78 | 2.16 | 3.01 | 3.05 | 3.35 | 2.73 | 3.24 | 3.54 | 3.86 | 3.62 | 3.60 | 3.65 | 3.78 |
| Operating Profit | -3.27 | 2.17 | 2.39 | 1.17 | 2.08 | 3.31 | 3.36 | 3.32 | 3.84 | 4.51 | 2.03 | 1.66 | 2.91 |
| OPM % | -93.16% | 50.12% | 44.26% | 27.73% | 38.31% | 54.80% | 50.91% | 48.40% | 49.87% | 55.47% | 36.06% | 31.26% | 43.50% |
| Other Income | 3.88 | -0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.96 | 0.01 | 0.00 | 0.02 | 0.00 | 0.00 |
| Interest | 0.40 | 0.40 | 0.04 | 0.05 | 0.03 | 0.03 | 0.00 | 0.01 | 0.02 | 0.02 | 0.05 | 0.04 | 0.07 |
| Depreciation | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 | 0.09 | 0.10 | 0.09 | 0.12 | 0.11 | 0.11 | 0.10 | 0.06 |
| Profit before tax | 0.12 | 1.67 | 2.27 | 1.04 | 1.97 | 3.20 | 3.27 | 4.18 | 3.71 | 4.38 | 1.89 | 1.52 | 2.78 |
| Tax % | 666.67% | -13.77% | 22.91% | 48.08% | 22.84% | 24.38% | 21.71% | 39.95% | 23.18% | 24.66% | 38.10% | 25.00% | 23.02% |
| Net Profit | -0.69 | 1.90 | 1.75 | 0.54 | 1.52 | 2.42 | 2.56 | 2.50 | 2.85 | 3.30 | 1.17 | 1.14 | 2.14 |
| EPS in Rs | -0.16 | 0.43 | 0.39 | 0.12 | 0.34 | 0.55 | 0.58 | 0.56 | 0.64 | 0.74 | 0.26 | 0.26 | 0.48 |
Last Updated: August 1, 2025, 7:40 pm
Below is a detailed analysis of the quarterly data for Indbank Merchant Banking Services Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 6.69 Cr.. The value appears strong and on an upward trend. It has increased from 5.31 Cr. (Mar 2025) to 6.69 Cr., marking an increase of 1.38 Cr..
- For Expenses, as of Jun 2025, the value is 3.78 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3.65 Cr. (Mar 2025) to 3.78 Cr., marking an increase of 0.13 Cr..
- For Operating Profit, as of Jun 2025, the value is 2.91 Cr.. The value appears strong and on an upward trend. It has increased from 1.66 Cr. (Mar 2025) to 2.91 Cr., marking an increase of 1.25 Cr..
- For OPM %, as of Jun 2025, the value is 43.50%. The value appears strong and on an upward trend. It has increased from 31.26% (Mar 2025) to 43.50%, marking an increase of 12.24%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.07 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.04 Cr. (Mar 2025) to 0.07 Cr., marking an increase of 0.03 Cr..
- For Depreciation, as of Jun 2025, the value is 0.06 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.10 Cr. (Mar 2025) to 0.06 Cr., marking a decrease of 0.04 Cr..
- For Profit before tax, as of Jun 2025, the value is 2.78 Cr.. The value appears strong and on an upward trend. It has increased from 1.52 Cr. (Mar 2025) to 2.78 Cr., marking an increase of 1.26 Cr..
- For Tax %, as of Jun 2025, the value is 23.02%. The value appears to be improving (decreasing) as expected. It has decreased from 25.00% (Mar 2025) to 23.02%, marking a decrease of 1.98%.
- For Net Profit, as of Jun 2025, the value is 2.14 Cr.. The value appears strong and on an upward trend. It has increased from 1.14 Cr. (Mar 2025) to 2.14 Cr., marking an increase of 1.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.48. The value appears strong and on an upward trend. It has increased from 0.26 (Mar 2025) to 0.48, marking an increase of 0.22.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 5:09 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 7.15 | 10.11 | 9.03 | 10.54 | 13.82 | 10.39 | 11.47 | 14.91 | 20.62 | 18.24 | 24.76 | 26.57 | 23.91 |
| Expenses | 5.39 | 5.85 | 5.77 | 10.13 | 8.65 | 8.95 | 12.48 | 12.87 | 14.17 | 12.74 | 13.80 | 14.61 | 14.66 |
| Operating Profit | 1.76 | 4.26 | 3.26 | 0.41 | 5.17 | 1.44 | -1.01 | 2.04 | 6.45 | 5.50 | 10.96 | 11.96 | 9.25 |
| OPM % | 24.62% | 42.14% | 36.10% | 3.89% | 37.41% | 13.86% | -8.81% | 13.68% | 31.28% | 30.15% | 44.26% | 45.01% | 38.69% |
| Other Income | -0.64 | 2.63 | 0.59 | 6.55 | 0.81 | 2.13 | 5.77 | 4.56 | 3.83 | 1.62 | 2.11 | 0.24 | 0.03 |
| Interest | 0.14 | 0.29 | 0.11 | 0.81 | 1.58 | 1.53 | 1.52 | 1.53 | 1.53 | 0.89 | 0.08 | 0.26 | 0.25 |
| Depreciation | 0.67 | 0.69 | 0.60 | 0.53 | 0.43 | 0.23 | 0.30 | 0.19 | 0.20 | 0.37 | 0.38 | 0.44 | 0.33 |
| Profit before tax | 0.31 | 5.91 | 3.14 | 5.62 | 3.97 | 1.81 | 2.94 | 4.88 | 8.55 | 5.86 | 12.61 | 11.50 | 8.70 |
| Tax % | 3.23% | 15.40% | 12.10% | 5.16% | 44.08% | 2.76% | 28.91% | 17.01% | 18.60% | 40.10% | 28.63% | 26.43% | |
| Net Profit | 0.30 | 4.99 | 2.76 | 5.34 | 2.22 | 1.77 | 2.09 | 4.06 | 6.96 | 3.50 | 9.00 | 8.46 | 6.31 |
| EPS in Rs | 0.07 | 1.12 | 0.62 | 1.20 | 0.50 | 0.40 | 0.47 | 0.91 | 1.57 | 0.79 | 2.03 | 1.91 | 1.42 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 1563.33% | -44.69% | 93.48% | -58.43% | -20.27% | 18.08% | 94.26% | 71.43% | -49.71% | 157.14% | -6.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | -1608.02% | 138.17% | -151.91% | 38.16% | 38.35% | 76.18% | -22.83% | -121.14% | 206.86% | -163.14% |
Indbank Merchant Banking Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 18% |
| 3 Years: | 9% |
| TTM: | -5% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 32% |
| 3 Years: | 7% |
| TTM: | -17% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 18% |
| 5 Years: | 22% |
| 3 Years: | 14% |
| 1 Year: | -32% |
| Return on Equity | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | 8% |
| 3 Years: | 8% |
| Last Year: | 10% |
Last Updated: September 5, 2025, 7:00 am
Balance Sheet
Last Updated: November 9, 2025, 2:13 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 44.38 | 44.38 | 44.38 | 44.38 | 44.38 | 44.38 | 44.38 | 44.38 | 44.38 | 44.38 | 44.38 | 44.38 | 44.38 |
| Reserves | -2.68 | 1.91 | 4.67 | 9.98 | 12.13 | 13.86 | 15.83 | 19.90 | 26.75 | 30.13 | 38.99 | 47.27 | 51.18 |
| Borrowings | 0.00 | 0.00 | 0.00 | 1.58 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 2.79 | 0.00 | 0.01 | 3.06 |
| Other Liabilities | 9.60 | 6.20 | 8.66 | 24.39 | 24.47 | 9.30 | 13.94 | 19.91 | 21.33 | 20.08 | 22.97 | 26.43 | 18.17 |
| Total Liabilities | 51.30 | 52.49 | 57.71 | 80.33 | 81.01 | 67.54 | 74.15 | 84.19 | 92.46 | 97.38 | 106.34 | 118.09 | 116.79 |
| Fixed Assets | 5.66 | 5.06 | 4.53 | 4.07 | 3.73 | 3.58 | 3.33 | 3.37 | 3.71 | 3.55 | 3.32 | 3.13 | 0.58 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.13 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 3.40 | 3.47 | 3.04 | 2.10 | 1.24 | 0.45 | 0.19 | 0.80 | 1.30 | 1.37 | 2.44 | 1.83 | 4.66 |
| Other Assets | 42.24 | 43.96 | 50.14 | 74.16 | 76.04 | 63.51 | 70.63 | 80.02 | 87.32 | 92.46 | 100.58 | 113.13 | 111.55 |
| Total Assets | 51.30 | 52.49 | 57.71 | 80.33 | 81.01 | 67.54 | 74.15 | 84.19 | 92.46 | 97.38 | 106.34 | 118.09 | 116.79 |
Below is a detailed analysis of the balance sheet data for Indbank Merchant Banking Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 44.38 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 44.38 Cr..
- For Reserves, as of Sep 2025, the value is 51.18 Cr.. The value appears strong and on an upward trend. It has increased from 47.27 Cr. (Mar 2025) to 51.18 Cr., marking an increase of 3.91 Cr..
- For Borrowings, as of Sep 2025, the value is 3.06 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from 0.01 Cr. (Mar 2025) to 3.06 Cr., marking an increase of 3.05 Cr..
- For Other Liabilities, as of Sep 2025, the value is 18.17 Cr.. The value appears to be improving (decreasing). It has decreased from 26.43 Cr. (Mar 2025) to 18.17 Cr., marking a decrease of 8.26 Cr..
- For Total Liabilities, as of Sep 2025, the value is 116.79 Cr.. The value appears to be improving (decreasing). It has decreased from 118.09 Cr. (Mar 2025) to 116.79 Cr., marking a decrease of 1.30 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.58 Cr.. The value appears to be declining and may need further review. It has decreased from 3.13 Cr. (Mar 2025) to 0.58 Cr., marking a decrease of 2.55 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 4.66 Cr.. The value appears strong and on an upward trend. It has increased from 1.83 Cr. (Mar 2025) to 4.66 Cr., marking an increase of 2.83 Cr..
- For Other Assets, as of Sep 2025, the value is 111.55 Cr.. The value appears to be declining and may need further review. It has decreased from 113.13 Cr. (Mar 2025) to 111.55 Cr., marking a decrease of 1.58 Cr..
- For Total Assets, as of Sep 2025, the value is 116.79 Cr.. The value appears to be declining and may need further review. It has decreased from 118.09 Cr. (Mar 2025) to 116.79 Cr., marking a decrease of 1.30 Cr..
Notably, the Reserves (51.18 Cr.) exceed the Borrowings (3.06 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 1.76 | 4.26 | 3.26 | -1.17 | 5.14 | 1.44 | -1.01 | 2.04 | 6.45 | 2.71 | 10.96 | 11.95 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 150.59 | 235.03 | 300.33 | 318.60 | 210.50 | 184.43 | 29.28 | 78.58 | 59.65 | 82.45 | 67.52 | 81.87 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 150.59 | 235.03 | 300.33 | 318.60 | 210.50 | 184.43 | 29.28 | 78.58 | 59.65 | 82.45 | 67.52 | 81.87 |
| Working Capital Days | 429.32 | 600.39 | 625.31 | 587.67 | 452.42 | -23.19 | -308.36 | -286.66 | -71.87 | 1.40 | 71.94 | -29.67 |
| ROCE % | 3.35% | 14.00% | 6.80% | 12.36% | 9.87% | 5.68% | 7.51% | 10.27% | 14.89% | 7.02% | 13.41% | 13.44% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 1.91 | 2.03 | 0.79 | 1.57 | 0.91 |
| Diluted EPS (Rs.) | 1.91 | 2.03 | 0.79 | 1.57 | 0.91 |
| Cash EPS (Rs.) | 2.00 | 2.11 | 0.87 | 1.61 | 0.95 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 20.65 | 18.79 | 16.79 | 16.03 | 14.48 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 20.65 | 18.79 | 16.79 | 16.03 | 14.48 |
| Revenue From Operations / Share (Rs.) | 6.03 | 5.62 | 4.12 | 3.97 | 2.71 |
| PBDIT / Share (Rs.) | 2.72 | 2.73 | 1.43 | 2.31 | 1.49 |
| PBIT / Share (Rs.) | 2.62 | 2.64 | 1.35 | 2.27 | 1.44 |
| PBT / Share (Rs.) | 2.59 | 2.63 | 1.15 | 1.93 | 1.10 |
| Net Profit / Share (Rs.) | 1.91 | 2.03 | 0.78 | 1.57 | 0.91 |
| PBDIT Margin (%) | 45.03 | 48.55 | 34.74 | 58.18 | 54.89 |
| PBIT Margin (%) | 43.40 | 47.03 | 32.71 | 57.05 | 53.35 |
| PBT Margin (%) | 42.94 | 46.75 | 27.84 | 48.51 | 40.66 |
| Net Profit Margin (%) | 31.60 | 36.10 | 19.17 | 39.49 | 33.75 |
| Return on Networth / Equity (%) | 9.23 | 10.79 | 4.70 | 9.78 | 6.30 |
| Return on Capital Employeed (%) | 12.36 | 13.69 | 7.96 | 14.14 | 9.96 |
| Return On Assets (%) | 7.16 | 8.46 | 3.59 | 7.35 | 4.81 |
| Total Debt / Equity (X) | 0.00 | 0.00 | 0.03 | 0.00 | 0.00 |
| Asset Turnover Ratio (%) | 0.23 | 0.24 | 0.19 | 0.19 | 0.15 |
| Current Ratio (X) | 4.12 | 4.26 | 3.99 | 1.67 | 2.27 |
| Quick Ratio (X) | 4.12 | 4.26 | 3.99 | 1.67 | 2.27 |
| Interest Coverage Ratio (X) | 99.01 | 169.75 | 7.14 | 6.81 | 4.33 |
| Interest Coverage Ratio (Post Tax) (X) | 70.49 | 113.74 | 4.94 | 5.62 | 3.66 |
| Enterprise Value (Cr.) | 37.71 | 119.55 | 26.31 | 62.06 | 19.44 |
| EV / Net Operating Revenue (X) | 1.41 | 4.80 | 1.44 | 3.52 | 1.62 |
| EV / EBITDA (X) | 3.13 | 9.88 | 4.15 | 6.05 | 2.95 |
| MarketCap / Net Operating Revenue (X) | 4.65 | 7.64 | 5.11 | 5.45 | 4.70 |
| Price / BV (X) | 1.36 | 2.28 | 1.25 | 1.35 | 0.87 |
| Price / Net Operating Revenue (X) | 4.65 | 7.64 | 5.12 | 5.45 | 4.70 |
| EarningsYield | 0.06 | 0.04 | 0.03 | 0.07 | 0.07 |
After reviewing the key financial ratios for Indbank Merchant Banking Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 1.91. This value is below the healthy minimum of 5. It has decreased from 2.03 (Mar 24) to 1.91, marking a decrease of 0.12.
- For Diluted EPS (Rs.), as of Mar 25, the value is 1.91. This value is below the healthy minimum of 5. It has decreased from 2.03 (Mar 24) to 1.91, marking a decrease of 0.12.
- For Cash EPS (Rs.), as of Mar 25, the value is 2.00. This value is below the healthy minimum of 3. It has decreased from 2.11 (Mar 24) to 2.00, marking a decrease of 0.11.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 20.65. It has increased from 18.79 (Mar 24) to 20.65, marking an increase of 1.86.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 20.65. It has increased from 18.79 (Mar 24) to 20.65, marking an increase of 1.86.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 6.03. It has increased from 5.62 (Mar 24) to 6.03, marking an increase of 0.41.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 2.72. This value is within the healthy range. It has decreased from 2.73 (Mar 24) to 2.72, marking a decrease of 0.01.
- For PBIT / Share (Rs.), as of Mar 25, the value is 2.62. This value is within the healthy range. It has decreased from 2.64 (Mar 24) to 2.62, marking a decrease of 0.02.
- For PBT / Share (Rs.), as of Mar 25, the value is 2.59. This value is within the healthy range. It has decreased from 2.63 (Mar 24) to 2.59, marking a decrease of 0.04.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.91. This value is below the healthy minimum of 2. It has decreased from 2.03 (Mar 24) to 1.91, marking a decrease of 0.12.
- For PBDIT Margin (%), as of Mar 25, the value is 45.03. This value is within the healthy range. It has decreased from 48.55 (Mar 24) to 45.03, marking a decrease of 3.52.
- For PBIT Margin (%), as of Mar 25, the value is 43.40. This value exceeds the healthy maximum of 20. It has decreased from 47.03 (Mar 24) to 43.40, marking a decrease of 3.63.
- For PBT Margin (%), as of Mar 25, the value is 42.94. This value is within the healthy range. It has decreased from 46.75 (Mar 24) to 42.94, marking a decrease of 3.81.
- For Net Profit Margin (%), as of Mar 25, the value is 31.60. This value exceeds the healthy maximum of 10. It has decreased from 36.10 (Mar 24) to 31.60, marking a decrease of 4.50.
- For Return on Networth / Equity (%), as of Mar 25, the value is 9.23. This value is below the healthy minimum of 15. It has decreased from 10.79 (Mar 24) to 9.23, marking a decrease of 1.56.
- For Return on Capital Employeed (%), as of Mar 25, the value is 12.36. This value is within the healthy range. It has decreased from 13.69 (Mar 24) to 12.36, marking a decrease of 1.33.
- For Return On Assets (%), as of Mar 25, the value is 7.16. This value is within the healthy range. It has decreased from 8.46 (Mar 24) to 7.16, marking a decrease of 1.30.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.23. It has decreased from 0.24 (Mar 24) to 0.23, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 4.12. This value exceeds the healthy maximum of 3. It has decreased from 4.26 (Mar 24) to 4.12, marking a decrease of 0.14.
- For Quick Ratio (X), as of Mar 25, the value is 4.12. This value exceeds the healthy maximum of 2. It has decreased from 4.26 (Mar 24) to 4.12, marking a decrease of 0.14.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 99.01. This value is within the healthy range. It has decreased from 169.75 (Mar 24) to 99.01, marking a decrease of 70.74.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 70.49. This value is within the healthy range. It has decreased from 113.74 (Mar 24) to 70.49, marking a decrease of 43.25.
- For Enterprise Value (Cr.), as of Mar 25, the value is 37.71. It has decreased from 119.55 (Mar 24) to 37.71, marking a decrease of 81.84.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 1.41. This value is within the healthy range. It has decreased from 4.80 (Mar 24) to 1.41, marking a decrease of 3.39.
- For EV / EBITDA (X), as of Mar 25, the value is 3.13. This value is below the healthy minimum of 5. It has decreased from 9.88 (Mar 24) to 3.13, marking a decrease of 6.75.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 4.65. This value exceeds the healthy maximum of 3. It has decreased from 7.64 (Mar 24) to 4.65, marking a decrease of 2.99.
- For Price / BV (X), as of Mar 25, the value is 1.36. This value is within the healthy range. It has decreased from 2.28 (Mar 24) to 1.36, marking a decrease of 0.92.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 4.65. This value exceeds the healthy maximum of 3. It has decreased from 7.64 (Mar 24) to 4.65, marking a decrease of 2.99.
- For EarningsYield, as of Mar 25, the value is 0.06. This value is below the healthy minimum of 5. It has increased from 0.04 (Mar 24) to 0.06, marking an increase of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Indbank Merchant Banking Services Ltd:
- Net Profit Margin: 31.6%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 12.36% (Industry Average ROCE: 21.83%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 9.23% (Industry Average ROE: 14.3%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 70.49
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 4.12
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 25.7 (Industry average Stock P/E: 75.87)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 31.6%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | First Floor, Chennai (Madras) Tamil Nadu 600035 | investors@indbankonline.com http://www.indbankonline.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. V Haribabu | WholeTime Director & President |
| Mr. Devinder Kumar Singla | Independent Director |
| Mr. V A Prasanth | Independent Director |
| Mrs. R Padma | Independent Director |
| Mr. Vaijinath Gavarshetty | Independent Director |
| Mr. Ashutosh Choudhury | Nominee Director |
| Mr. Sunil Jain | Nominee Director |
FAQ
What is the intrinsic value of Indbank Merchant Banking Services Ltd?
Indbank Merchant Banking Services Ltd's intrinsic value (as of 30 November 2025) is 43.60 which is 18.80% higher the current market price of 36.70, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 162 Cr. market cap, FY2025-2026 high/low of 53.0/23.5, reserves of ₹51.18 Cr, and liabilities of 116.79 Cr.
What is the Market Cap of Indbank Merchant Banking Services Ltd?
The Market Cap of Indbank Merchant Banking Services Ltd is 162 Cr..
What is the current Stock Price of Indbank Merchant Banking Services Ltd as on 30 November 2025?
The current stock price of Indbank Merchant Banking Services Ltd as on 30 November 2025 is 36.7.
What is the High / Low of Indbank Merchant Banking Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Indbank Merchant Banking Services Ltd stocks is 53.0/23.5.
What is the Stock P/E of Indbank Merchant Banking Services Ltd?
The Stock P/E of Indbank Merchant Banking Services Ltd is 25.7.
What is the Book Value of Indbank Merchant Banking Services Ltd?
The Book Value of Indbank Merchant Banking Services Ltd is 21.5.
What is the Dividend Yield of Indbank Merchant Banking Services Ltd?
The Dividend Yield of Indbank Merchant Banking Services Ltd is 0.00 %.
What is the ROCE of Indbank Merchant Banking Services Ltd?
The ROCE of Indbank Merchant Banking Services Ltd is 13.4 %.
What is the ROE of Indbank Merchant Banking Services Ltd?
The ROE of Indbank Merchant Banking Services Ltd is 9.67 %.
What is the Face Value of Indbank Merchant Banking Services Ltd?
The Face Value of Indbank Merchant Banking Services Ltd is 10.0.