Fundamental Analysis of Indostar Capital Finance Ltd
About the Company - Indostar Capital Finance Ltd
Indostar Capital Finance Ltd. is a Public Limited Listed company incorporated on 21/07/2009 and has its registered office in the State of Maharashtra, India. Company’s Corporate Identification Number(CIN) is L65100MH2009PLC268160 and registration number is 268160. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company’s Total Operating Revenue is Rs. 1042.18 Cr. and Equity Capital is Rs. 136.08 Cr. for the Year ended 31/03/2022.
Indostar Capital Finance Ltd Profit & Loss Yearly Chart
Indostar Capital Finance Ltd Growth
Compounded Sales Growth
10 Years:
13%
5 Years:
3%
3 Years:
3%
TTM:
18%
Compounded Profit Growth
10 Years:
0%
5 Years:
-14%
3 Years:
37%
TTM:
-49%
Stock Price CAGR
10 Years:
%
5 Years:
-7%
3 Years:
-12%
1 Year:
57%
Return on Equity
10 Years:
0%
5 Years:
-6%
3 Years:
-4%
Last Year:
4%
Last Updated: July 17, 2024, 5:35 pm
Indostar Capital Finance Ltd Balance Sheet
Last Updated: July 10, 2024, 6:19 pm
Month
Mar 2014
Mar 2015
Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Sep 2023
Equity Capital
68
68
73
78
79
92
92
124
136
136
136
Reserves
1,067
1,217
1,468
1,824
1,996
2,914
2,588
3,562
2,793
2,976
3,041
Preference Capital
-0
-0
-0
-0
-0
-0
-0
12
-0
-0
Borrowings
1,898
2,574
3,001
3,373
4,823
9,062
7,142
6,008
6,223
5,648
5,651
Other Liabilities
127
133
151
213
296
232
306
388
508
357
252
Total Liabilities
3,161
3,992
4,693
5,489
7,194
12,300
10,129
10,082
9,661
9,116
9,080
Fixed Assets
1
1
3
9
56
370
383
366
386
377
369
CWIP
-0
-0
0
-0
8
-0
-0
-0
-0
-0
-0
Investments
61
55
-0
187
1,007
301
231
1,591
548
1,039
931
Other Assets
3,099
3,936
4,690
5,293
6,123
11,629
9,515
8,125
8,727
7,700
7,781
Total Assets
3,161
3,992
4,693
5,489
7,194
12,300
10,129
10,082
9,661
9,116
9,080
Indostar Capital Finance Ltd Reserves and Borrowings Chart
Indostar Capital Finance Ltd Cash Flow
Month
Mar 2014
Mar 2015
Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Cash from Operating Activity
-690
-547
-2,091
1,710
1,068
-1,564
899
-2,208
Cash from Investing Activity
-194
-842
260
-2,272
-992
1,165
-259
683
Cash from Financing Activity
589
1,459
2,787
-354
35
200
-540
1,959
Net Cash Flow
-294
71
956
-916
111
-199
99
434
Indostar Capital Finance Ltd Financial Efficiency Indicators
Month
Mar 2014
Mar 2015
Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Debtor Days
0
0
0
0
0
0
0
0
0
0
0
Inventory Days
Days Payable
Cash Conversion Cycle
0
0
0
0
0
0
0
0
0
0
0
Working Capital Days
-113
194
200
215
-135
-32
55
-15
-91
31
49
ROCE %
14%
14%
13%
10%
10%
4%
5%
-4%
9%
Indostar Capital Finance Ltd Financial Efficiency Indicators Chart
Indostar Capital Finance Ltd Share Holding Pattern
Month
Sep 2021
Dec 2021
Mar 2022
Jun 2022
Sep 2022
Dec 2022
Mar 2023
Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Promoters
88.16%
89.21%
89.21%
89.21%
89.21%
89.21%
89.21%
75.00%
75.00%
75.00%
75.00%
73.60%
FIIs
1.34%
1.17%
1.26%
1.20%
1.21%
1.18%
1.16%
1.29%
1.38%
1.33%
1.49%
2.12%
DIIs
2.47%
2.33%
1.59%
1.55%
1.54%
1.54%
1.54%
1.74%
1.80%
1.84%
1.77%
1.78%
Public
8.02%
7.29%
7.94%
8.04%
8.03%
8.08%
8.09%
21.97%
21.83%
21.83%
21.74%
22.51%
No. of Shareholders
83,484
81,709
80,970
79,792
77,804
76,948
74,441
75,666
75,229
72,852
70,435
69,112
Indostar Capital Finance Ltd Shareholding Pattern Chart
No. of Indostar Capital Finance Ltd Shareholders
This stock is not held by any mutual fund
Indostar Capital Finance Ltd ROCE Trend
Indostar Capital Finance Ltd EPS Trend
Indostar Capital Finance Ltd Key Financial Ratios
Month
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
FaceValue
10.00
10.00
10.00
10.00
10.00
Basic EPS (Rs.)
8.51
16.55
-59.51
-20.83
-35.18
Diluted EPS (Rs.)
8.51
16.55
-59.51
-20.83
-34.18
Cash EPS (Rs.)
10.95
19.45
-51.52
-14.60
-31.86
Book Value[Excl.RevalReserv]/Share (Rs.)
237.74
228.66
215.25
297.92
289.94
Book Value[Incl.RevalReserv]/Share (Rs.)
237.74
228.66
215.25
297.92
289.94
Revenue From Operations / Share (Rs.)
102.36
86.30
85.44
103.43
172.79
PBDIT / Share (Rs.)
62.48
63.08
-23.62
42.29
49.41
PBIT / Share (Rs.)
60.04
60.18
-26.22
39.58
46.16
PBT / Share (Rs.)
9.53
17.54
-65.87
-17.69
-47.23
Net Profit / Share (Rs.)
8.51
16.55
-54.12
-17.30
-35.11
NP After MI And SOA / Share (Rs.)
8.51
16.55
-54.12
-17.30
-35.11
PBDIT Margin (%)
61.03
73.10
-27.64
40.88
28.59
PBIT Margin (%)
58.64
69.73
-30.68
38.26
26.71
PBT Margin (%)
9.30
20.32
-77.09
-17.10
-27.33
Net Profit Margin (%)
8.31
19.17
-63.34
-16.72
-20.32
NP After MI And SOA Margin (%)
8.31
19.17
-63.34
-16.72
-20.32
Return on Networth / Equity (%)
3.58
7.23
-25.14
-5.80
-12.11
Return on Capital Employeed (%)
25.02
26.12
-7.24
8.51
8.87
Return On Assets (%)
1.04
2.46
-7.62
-2.12
-3.20
Long Term Debt / Equity (X)
0.00
0.00
0.67
0.54
0.77
Total Debt / Equity (X)
2.34
1.82
2.12
1.63
2.66
Asset Turnover Ratio (%)
0.13
0.12
0.11
0.11
0.14
Current Ratio (X)
1.31
1.39
1.87
2.18
1.78
Quick Ratio (X)
1.31
1.39
1.87
2.18
1.78
Dividend Payout Ratio (NP) (%)
0.00
0.00
0.00
0.00
-6.85
Dividend Payout Ratio (CP) (%)
0.00
0.00
0.00
0.00
-7.55
Earning Retention Ratio (%)
0.00
0.00
0.00
0.00
106.85
Cash Earning Retention Ratio (%)
0.00
0.00
0.00
0.00
107.55
Interest Coverage Ratio (X)
1.24
1.48
-0.59
0.73
0.52
Interest Coverage Ratio (Post Tax) (X)
1.17
1.39
-0.36
0.69
0.62
Enterprise Value (Cr.)
9143.04
6649.54
8610.50
9364.24
8909.54
EV / Net Operating Revenue (X)
6.56
5.66
7.41
7.32
5.58
EV / EBITDA (X)
10.75
7.75
-26.79
17.90
19.50
MarketCap / Net Operating Revenue (X)
1.82
1.21
2.47
3.02
1.45
Retention Ratios (%)
0.00
0.00
0.00
0.00
106.85
Price / BV (X)
0.78
0.45
0.98
1.05
0.86
Price / Net Operating Revenue (X)
1.82
1.21
2.47
3.02
1.45
EarningsYield
0.04
0.15
-0.25
-0.05
-0.14
Indostar Capital Finance Ltd Profitability Ratios (%)
Indostar Capital Finance Ltd Liquidity Ratios
Indostar Capital Finance Ltd Liquidity Ratios (%)
Indostar Capital Finance Ltd Interest Coverage Ratios (%)
Indostar Capital Finance Ltd Valuation Ratios
Fair Value
Fair Value: 259.62
Calculation basis:
Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.
Undervalued: 4.26% compared to the current price 249
Intrinsic Value: 565.57
Calculation basis:
Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.
This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators along with EPS growth.
Undervalued: 127.13% compared to the current price 249
Last 5 Year EPS CAGR: 117.84%
*Investments are subject to market risks
Strength and Weakness of Indostar Capital Finance Ltd Stock
Strength
Weakness
The stock has a low average Cash Conversion Cycle of 0.00, which is a positive sign.
The company has shown consistent growth in sales (280.36 cr) and profit (52.36 cr) over the years.
The stock has a low average ROCE of 6.82%, which may not be favorable.
The stock has a high average Working Capital Days of 32.55, which may not be favorable.
The company has higher borrowings (5,212.36) compared to reserves (2,318.55), which may suggest financial risk.
FAQ
What is the latest fair value of Indostar Capital Finance Ltd?
The latest fair value of Indostar Capital Finance Ltd is ₹259.62.
What is the Market Cap of Indostar Capital Finance Ltd?
The Market Cap of Indostar Capital Finance Ltd is 3,394 Cr..
What is the current Stock Price of Indostar Capital Finance Ltd as on 27 July 2024?
The current stock price of Indostar Capital Finance Ltd as on 27 July 2024 is 249.
What is the High / Low of Indostar Capital Finance Ltd stocks in FY 2024?
In FY 2024, the High / Low of Indostar Capital Finance Ltd stocks is 280/156.
What is the Stock P/E of Indostar Capital Finance Ltd?
The Stock P/E of Indostar Capital Finance Ltd is 29.3.
What is the Book Value of Indostar Capital Finance Ltd?
The Book Value of Indostar Capital Finance Ltd is 238.
What is the Dividend Yield of Indostar Capital Finance Ltd?
The Dividend Yield of Indostar Capital Finance Ltd is 0.00 %.
What is the ROCE of Indostar Capital Finance Ltd?
The ROCE of Indostar Capital Finance Ltd is 8.35 %.
What is the ROE of Indostar Capital Finance Ltd?
The ROE of Indostar Capital Finance Ltd is 3.65 %.
What is the Face Value of Indostar Capital Finance Ltd?
The Face Value of Indostar Capital Finance Ltd is 10.0.
Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.
Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Indostar Capital Finance Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
