Jullundur Motor Agency (Delhi) Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: March 21, 2025, 9:42 pm

Market Cap	192 Cr.
Current Price	84.1
High / Low	121/72.4
Stock P/E	9.42
Book Value	87.9
Dividend Yield	2.38 %
ROCE	14.7 %
ROE	11.1 %
Face Value	2.00
PEG Ratio	420.32

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Jullundur Motor Agency (Delhi) Ltd

Competitors of Jullundur Motor Agency (Delhi) Ltd

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
IP Rings Ltd	177 Cr.	140	262/108		82.8	0.00 %	4.05 %	2.95 %	10.0
Talbros Automotive Components Ltd	1,626 Cr.	263	396/200	18.5	96.4	0.27 %	21.4 %	17.2 %	2.00
Sundram Fasteners Ltd	19,681 Cr.	937	1,506/893	35.9	173	0.73 %	18.5 %	16.2 %	1.00
Sintercom India Ltd	371 Cr.	135	186/110	341	36.7	0.00 %	4.82 %	1.15 %	10.0
Shriram Pistons & Rings Ltd	8,094 Cr.	1,838	2,399/1,651	17.0	487	0.54 %	27.9 %	25.2 %	10.0
Industry Average	9,993.50 Cr	2,685.12		55.43	499.34	0.89%	16.26%	14.26%	7.25

All Competitor Stocks of Jullundur Motor Agency (Delhi) Ltd

Quarterly Result

Metric	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024
Sales	99.42	113.33	94.00	92.81	103.96	117.91	94.23	100.58	107.64	120.87	101.10	98.80	107.92
Expenses	93.16	102.28	88.84	87.96	97.36	109.02	90.37	96.15	102.23	112.39	97.33	95.72	102.36
Operating Profit	6.26	11.05	5.16	4.85	6.60	8.89	3.86	4.43	5.41	8.48	3.77	3.08	5.56
OPM %	6.30%	9.75%	5.49%	5.23%	6.35%	7.54%	4.10%	4.40%	5.03%	7.02%	3.73%	3.12%	5.15%
Other Income	1.05	0.99	0.98	1.90	1.11	1.56	1.22	2.13	1.41	1.55	1.54	2.39	1.64
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.14	0.12	0.16	0.15	0.22	0.19	0.20	0.22	0.21	0.22	0.19	0.20	0.21
Profit before tax	7.17	11.92	5.98	6.60	7.49	10.26	4.88	6.34	6.61	9.81	5.12	5.27	6.99
Tax %	24.69%	24.41%	26.09%	19.09%	27.37%	26.12%	26.02%	23.82%	24.81%	23.75%	25.20%	26.00%	25.75%
Net Profit	5.40	9.01	4.43	5.33	5.44	7.59	3.61	4.83	4.96	7.48	3.83	3.91	5.18
EPS in Rs	2.36	3.94	1.94	2.33	2.38	3.32	1.58	2.11	2.17	3.27	1.68	1.71	2.27

Last Updated: February 28, 2025, 7:00 pm

Below is a detailed analysis of the quarterly data for Jullundur Motor Agency (Delhi) Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:

For Sales, as of Dec 2024, the value is ₹107.92 Cr.. The value appears strong and on an upward trend. It has increased from 98.80 Cr. (Sep 2024) to ₹107.92 Cr., marking an increase of ₹9.12 Cr..
For Expenses, as of Dec 2024, the value is ₹102.36 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 95.72 Cr. (Sep 2024) to ₹102.36 Cr., marking an increase of ₹6.64 Cr..
For Operating Profit, as of Dec 2024, the value is ₹5.56 Cr.. The value appears strong and on an upward trend. It has increased from 3.08 Cr. (Sep 2024) to ₹5.56 Cr., marking an increase of ₹2.48 Cr..
For OPM %, as of Dec 2024, the value is 5.15%. The value appears strong and on an upward trend. It has increased from 3.12% (Sep 2024) to 5.15%, marking an increase of 2.03%.
For Other Income, as of Dec 2024, the value is ₹1.64 Cr.. The value appears to be declining and may need further review. It has decreased from 2.39 Cr. (Sep 2024) to ₹1.64 Cr., marking a decrease of 0.75 Cr..
For Interest, as of Dec 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.00 Cr..
For Depreciation, as of Dec 2024, the value is ₹0.21 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.20 Cr. (Sep 2024) to ₹0.21 Cr., marking an increase of ₹0.01 Cr..
For Profit before tax, as of Dec 2024, the value is ₹6.99 Cr.. The value appears strong and on an upward trend. It has increased from 5.27 Cr. (Sep 2024) to ₹6.99 Cr., marking an increase of ₹1.72 Cr..
For Tax %, as of Dec 2024, the value is 25.75%. The value appears to be improving (decreasing) as expected. It has decreased from 26.00% (Sep 2024) to 25.75%, marking a decrease of 0.25%.
For Net Profit, as of Dec 2024, the value is ₹5.18 Cr.. The value appears strong and on an upward trend. It has increased from 3.91 Cr. (Sep 2024) to ₹5.18 Cr., marking an increase of ₹1.27 Cr..
For EPS in Rs, as of Dec 2024, the value is 2.27. The value appears strong and on an upward trend. It has increased from 1.71 (Sep 2024) to 2.27, marking an increase of 0.56.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: March 6, 2025, 3:47 pm

Metric	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	TTM
Sales	347	373	381	385	380	321	327	304	323	361	409	423	429
Expenses	328	353	364	369	362	306	310	291	301	337	383	401	408
Operating Profit	19	20	18	16	17	15	17	13	22	24	26	22	21
OPM %	6%	5%	5%	4%	5%	5%	5%	4%	7%	7%	6%	5%	5%
Other Income	3	2	5	4	4	4	5	5	6	5	6	6	7
Interest	1	1	1	0	0	0	0	0	0	0	0	0	0
Depreciation	1	1	1	1	1	1	1	1	1	0	1	1	1
Profit before tax	21	20	21	19	20	18	21	17	27	28	30	28	27
Tax %	30%	32%	31%	34%	35%	35%	35%	26%	26%	25%	25%	24%
Net Profit	15	14	15	12	13	12	13	13	20	21	23	21	20
EPS in Rs			4.88	4.19	4.39	4.02	4.51	4.26	8.92	9.30	9.98	9.15	8.93
Dividend Payout %	12%	17%	16%	19%	18%	20%	18%	23%	22%	22%	20%	22%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2013-2014	2014-2015	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024
YoY Net Profit Growth (%)	-6.67%	7.14%	-20.00%	8.33%	-7.69%	8.33%	0.00%	53.85%	5.00%	9.52%	-8.70%
Change in YoY Net Profit Growth (%)	0.00%	13.81%	-27.14%	28.33%	-16.03%	16.03%	-8.33%	53.85%	-48.85%	4.52%	-18.22%

Jullundur Motor Agency (Delhi) Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:	1%
5 Years:	5%
3 Years:	9%
TTM:	2%

Compounded Profit Growth
10 Years:	5%
5 Years:	9%
3 Years:	1%
TTM:	-3%

Stock Price CAGR
10 Years:	%
5 Years:	36%
3 Years:	7%
1 Year:	-18%

Return on Equity
10 Years:	11%
5 Years:	12%
3 Years:	13%
Last Year:	11%

Last Updated: Unknown

Balance Sheet

Last Updated: March 14, 2025, 3:26 pm

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Sep 2024
Equity Capital	3	6	6	6	6	6	6	6	5	5	5	5	5
Reserves	81	89	101	110	121	133	140	151	139	156	175	192	196
Borrowings	8	9	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	58	59	61	61	62	68	74	63	66	73	74	80	56
Total Liabilities	151	164	167	177	189	207	220	220	210	234	253	277	256
Fixed Assets	7	8	10	12	11	11	10	12	11	11	14	14	14
CWIP	1	1	1	0	0	0	0	0	0	0	0	0	0
Investments	17	23	4	4	14	17	22	15	16	15	15	17	18
Other Assets	126	132	152	161	163	179	189	192	183	208	223	246	224
Total Assets	151	164	167	177	189	207	220	220	210	234	253	277	256

Below is a detailed analysis of the balance sheet data for Jullundur Motor Agency (Delhi) Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:

For Equity Capital, as of Sep 2024, the value is ₹5.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded ₹5.00 Cr..
For Reserves, as of Sep 2024, the value is ₹196.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹192.00 Cr. (Mar 2024) to ₹196.00 Cr., marking an increase of 4.00 Cr..
For Borrowings, as of Sep 2024, the value is ₹0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2024) which recorded ₹0.00 Cr..
For Other Liabilities, as of Sep 2024, the value is ₹56.00 Cr.. The value appears to be improving (decreasing). It has decreased from ₹80.00 Cr. (Mar 2024) to ₹56.00 Cr., marking a decrease of 24.00 Cr..
For Total Liabilities, as of Sep 2024, the value is ₹256.00 Cr.. The value appears to be improving (decreasing). It has decreased from ₹277.00 Cr. (Mar 2024) to ₹256.00 Cr., marking a decrease of 21.00 Cr..
For Fixed Assets, as of Sep 2024, the value is ₹14.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded ₹14.00 Cr..
For CWIP, as of Sep 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded ₹0.00 Cr..
For Investments, as of Sep 2024, the value is ₹18.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹17.00 Cr. (Mar 2024) to ₹18.00 Cr., marking an increase of 1.00 Cr..
For Other Assets, as of Sep 2024, the value is ₹224.00 Cr.. The value appears to be declining and may need further review. It has decreased from ₹246.00 Cr. (Mar 2024) to ₹224.00 Cr., marking a decrease of 22.00 Cr..
For Total Assets, as of Sep 2024, the value is ₹256.00 Cr.. The value appears to be declining and may need further review. It has decreased from ₹277.00 Cr. (Mar 2024) to ₹256.00 Cr., marking a decrease of 21.00 Cr..

Notably, the Reserves (₹196.00 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Cash from Operating Activity +	10	10	6	7	-5	-5	7	7	20	11	3	12
Cash from Investing Activity +	2	-6	21	2	6	4	-2	-2	10	-2	0	-8
Cash from Financing Activity +	-3	-3	-13	-3	-3	0	-6	0	-35	-5	-5	-5
Net Cash Flow	9	1	14	6	-2	-1	-1	5	-4	4	-1	0

Free Cash Flow

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Free Cash Flow	11.00	11.00	18.00	16.00	17.00	15.00	17.00	13.00	22.00	24.00	26.00	22.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Debtor Days	51	49	50	47	52	62	66	57	57	61	57	58
Inventory Days	52	51	54	58	55	69	74	79	70	67	72	75
Days Payable	56	54	54	53	56	79	85	76	80	77	69	74
Cash Conversion Cycle	47	45	50	51	51	53	55	59	48	51	60	59
Working Capital Days	40	40	45	47	55	73	76	103	114	104	98	125
ROCE %	24%	21%	19%	17%	17%	14%	14%	11%	18%	18%	18%	15%

Financial Efficiency Indicators Chart

No data available for the Shareholding

No data available for the Shareholding Pattern chart.

No data available for the No. of Shareholders chart.

This stock is not held by any mutual fund

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 24	Mar 23	Mar 22	Mar 21	Mar 20
FaceValue	2.00	2.00	2.00	2.00	2.00
Basic EPS (Rs.)	11.21	11.87	10.61	7.86	4.70
Diluted EPS (Rs.)	11.21	11.87	10.61	7.86	4.70
Cash EPS (Rs.)	11.87	12.40	11.03	10.50	5.17
Book Value[Excl.RevalReserv]/Share (Rs.)	100.67	90.62	80.52	71.79	58.59
Book Value[Incl.RevalReserv]/Share (Rs.)	100.67	90.62	80.52	71.79	58.59
Revenue From Operations / Share (Rs.)	233.77	220.37	191.68	169.82	121.38
PBDIT / Share (Rs.)	15.75	16.51	14.73	14.15	6.91
PBIT / Share (Rs.)	15.27	16.11	14.43	13.77	6.51
PBT / Share (Rs.)	15.27	16.11	14.43	13.70	6.51
Net Profit / Share (Rs.)	11.39	12.00	10.73	10.12	4.77
NP After MI And SOA / Share (Rs.)	11.21	11.87	10.61	10.01	4.70
PBDIT Margin (%)	6.73	7.49	7.68	8.33	5.68
PBIT Margin (%)	6.53	7.30	7.52	8.10	5.36
PBT Margin (%)	6.53	7.30	7.52	8.06	5.36
Net Profit Margin (%)	4.87	5.44	5.59	5.96	3.92
NP After MI And SOA Margin (%)	4.79	5.38	5.53	5.89	3.87
Return on Networth / Equity (%)	11.24	13.21	13.30	14.07	8.08
Return on Capital Employeed (%)	15.08	17.65	17.78	19.03	11.04
Return On Assets (%)	7.84	9.22	8.96	9.50	5.68
Asset Turnover Ratio (%)	1.72	1.78	1.52	1.41	1.30
Current Ratio (X)	3.15	2.90	2.77	2.89	2.77
Quick Ratio (X)	2.19	1.95	1.98	2.08	1.82
Dividend Payout Ratio (NP) (%)	17.84	16.85	18.84	13.04	0.00
Dividend Payout Ratio (CP) (%)	17.11	16.30	18.33	12.57	0.00
Earning Retention Ratio (%)	82.16	83.15	81.16	86.96	0.00
Cash Earning Retention Ratio (%)	82.89	83.70	81.67	87.43	0.00
Interest Coverage Ratio (X)	0.00	0.00	0.00	190.44	0.00
Interest Coverage Ratio (Post Tax) (X)	0.00	0.00	0.00	137.24	0.00
Enterprise Value (Cr.)	205.93	120.16	130.71	58.77	33.71
EV / Net Operating Revenue (X)	0.38	0.23	0.29	0.15	0.09
EV / EBITDA (X)	5.72	3.19	3.88	1.82	1.64
MarketCap / Net Operating Revenue (X)	0.41	0.27	0.33	0.18	0.15
Retention Ratios (%)	82.15	83.14	81.15	86.95	0.00
Price / BV (X)	0.98	0.66	0.81	0.45	0.31
Price / Net Operating Revenue (X)	0.41	0.27	0.33	0.18	0.15
EarningsYield	0.11	0.19	0.16	0.31	0.25

After reviewing the key financial ratios for Jullundur Motor Agency (Delhi) Ltd, here is a detailed analysis based on the latest available data and recent trends:

For FaceValue, as of Mar 24, the value is 2.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 2.00.
For Basic EPS (Rs.), as of Mar 24, the value is 11.21. This value is within the healthy range. It has decreased from 11.87 (Mar 23) to 11.21, marking a decrease of 0.66.
For Diluted EPS (Rs.), as of Mar 24, the value is 11.21. This value is within the healthy range. It has decreased from 11.87 (Mar 23) to 11.21, marking a decrease of 0.66.
For Cash EPS (Rs.), as of Mar 24, the value is 11.87. This value is within the healthy range. It has decreased from 12.40 (Mar 23) to 11.87, marking a decrease of 0.53.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 100.67. It has increased from 90.62 (Mar 23) to 100.67, marking an increase of 10.05.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 100.67. It has increased from 90.62 (Mar 23) to 100.67, marking an increase of 10.05.
For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 233.77. It has increased from 220.37 (Mar 23) to 233.77, marking an increase of 13.40.
For PBDIT / Share (Rs.), as of Mar 24, the value is 15.75. This value is within the healthy range. It has decreased from 16.51 (Mar 23) to 15.75, marking a decrease of 0.76.
For PBIT / Share (Rs.), as of Mar 24, the value is 15.27. This value is within the healthy range. It has decreased from 16.11 (Mar 23) to 15.27, marking a decrease of 0.84.
For PBT / Share (Rs.), as of Mar 24, the value is 15.27. This value is within the healthy range. It has decreased from 16.11 (Mar 23) to 15.27, marking a decrease of 0.84.
For Net Profit / Share (Rs.), as of Mar 24, the value is 11.39. This value is within the healthy range. It has decreased from 12.00 (Mar 23) to 11.39, marking a decrease of 0.61.
For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is 11.21. This value is within the healthy range. It has decreased from 11.87 (Mar 23) to 11.21, marking a decrease of 0.66.
For PBDIT Margin (%), as of Mar 24, the value is 6.73. This value is below the healthy minimum of 10. It has decreased from 7.49 (Mar 23) to 6.73, marking a decrease of 0.76.
For PBIT Margin (%), as of Mar 24, the value is 6.53. This value is below the healthy minimum of 10. It has decreased from 7.30 (Mar 23) to 6.53, marking a decrease of 0.77.
For PBT Margin (%), as of Mar 24, the value is 6.53. This value is below the healthy minimum of 10. It has decreased from 7.30 (Mar 23) to 6.53, marking a decrease of 0.77.
For Net Profit Margin (%), as of Mar 24, the value is 4.87. This value is below the healthy minimum of 5. It has decreased from 5.44 (Mar 23) to 4.87, marking a decrease of 0.57.
For NP After MI And SOA Margin (%), as of Mar 24, the value is 4.79. This value is below the healthy minimum of 8. It has decreased from 5.38 (Mar 23) to 4.79, marking a decrease of 0.59.
For Return on Networth / Equity (%), as of Mar 24, the value is 11.24. This value is below the healthy minimum of 15. It has decreased from 13.21 (Mar 23) to 11.24, marking a decrease of 1.97.
For Return on Capital Employeed (%), as of Mar 24, the value is 15.08. This value is within the healthy range. It has decreased from 17.65 (Mar 23) to 15.08, marking a decrease of 2.57.
For Return On Assets (%), as of Mar 24, the value is 7.84. This value is within the healthy range. It has decreased from 9.22 (Mar 23) to 7.84, marking a decrease of 1.38.
For Asset Turnover Ratio (%), as of Mar 24, the value is 1.72. It has decreased from 1.78 (Mar 23) to 1.72, marking a decrease of 0.06.
For Current Ratio (X), as of Mar 24, the value is 3.15. This value exceeds the healthy maximum of 3. It has increased from 2.90 (Mar 23) to 3.15, marking an increase of 0.25.
For Quick Ratio (X), as of Mar 24, the value is 2.19. This value exceeds the healthy maximum of 2. It has increased from 1.95 (Mar 23) to 2.19, marking an increase of 0.24.
For Dividend Payout Ratio (NP) (%), as of Mar 24, the value is 17.84. This value is below the healthy minimum of 20. It has increased from 16.85 (Mar 23) to 17.84, marking an increase of 0.99.
For Dividend Payout Ratio (CP) (%), as of Mar 24, the value is 17.11. This value is below the healthy minimum of 20. It has increased from 16.30 (Mar 23) to 17.11, marking an increase of 0.81.
For Earning Retention Ratio (%), as of Mar 24, the value is 82.16. This value exceeds the healthy maximum of 70. It has decreased from 83.15 (Mar 23) to 82.16, marking a decrease of 0.99.
For Cash Earning Retention Ratio (%), as of Mar 24, the value is 82.89. This value exceeds the healthy maximum of 70. It has decreased from 83.70 (Mar 23) to 82.89, marking a decrease of 0.81.
For Interest Coverage Ratio (X), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 23) which recorded 0.00.
For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 0.00. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 23) which recorded 0.00.
For Enterprise Value (Cr.), as of Mar 24, the value is 205.93. It has increased from 120.16 (Mar 23) to 205.93, marking an increase of 85.77.
For EV / Net Operating Revenue (X), as of Mar 24, the value is 0.38. This value is below the healthy minimum of 1. It has increased from 0.23 (Mar 23) to 0.38, marking an increase of 0.15.
For EV / EBITDA (X), as of Mar 24, the value is 5.72. This value is within the healthy range. It has increased from 3.19 (Mar 23) to 5.72, marking an increase of 2.53.
For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 0.41. This value is below the healthy minimum of 1. It has increased from 0.27 (Mar 23) to 0.41, marking an increase of 0.14.
For Retention Ratios (%), as of Mar 24, the value is 82.15. This value exceeds the healthy maximum of 70. It has decreased from 83.14 (Mar 23) to 82.15, marking a decrease of 0.99.
For Price / BV (X), as of Mar 24, the value is 0.98. This value is below the healthy minimum of 1. It has increased from 0.66 (Mar 23) to 0.98, marking an increase of 0.32.
For Price / Net Operating Revenue (X), as of Mar 24, the value is 0.41. This value is below the healthy minimum of 1. It has increased from 0.27 (Mar 23) to 0.41, marking an increase of 0.14.
For EarningsYield, as of Mar 24, the value is 0.11. This value is below the healthy minimum of 5. It has decreased from 0.19 (Mar 23) to 0.11, marking a decrease of 0.08.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Jullundur Motor Agency (Delhi) Ltd as of March 24, 2025 is: ₹75.28

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of March 24, 2025, Jullundur Motor Agency (Delhi) Ltd is Overvalued by 10.49% compared to the current share price 84.10

Intrinsic Value of Jullundur Motor Agency (Delhi) Ltd as of March 24, 2025 is: 75.30

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of March 24, 2025, Jullundur Motor Agency (Delhi) Ltd is Overvalued by 10.46% compared to the current share price 84.10

Last 5 Year EPS CAGR: 0.02%

*Investments are subject to market risks

Strength and Weakness

Strength	Weakness
The stock has a high average ROCE of 17.17%, which is a positive sign. The company has higher reserves (137.23 cr) compared to borrowings (1.31 cr), indicating strong financial stability. The company has shown consistent growth in sales (366.38 cr) and profit (22.85 cr) over the years.	The stock has a high average Working Capital Days of 76.67, which may not be favorable. The stock has a high average Cash Conversion Cycle of 52.42, which may not be favorable.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Jullundur Motor Agency (Delhi) Ltd:
1. Net Profit Margin: 4.87%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 15.08% (Industry Average ROCE: 16.26%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 11.24% (Industry Average ROE: 14.26%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 0
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 2.19
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 9.42 (Industry average Stock P/E: 55.43)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

Jullundur Motor Agency (Delhi) Ltd. is a Public Limited Listed company incorporated on 07/09/1948 and has its registered office in the State of Haryana, India. Company's Corporate Identification Number(CIN) is L35999HR1998PLC033943 and registration number is 033943. Currently Company is involved in the business activities of Sale of motor vehicle parts and accessories. Company's Total Operating Revenue is Rs. 423.32 Cr. and Equity Capital is Rs. 4.57 Cr. for the Year ended 31/03/2024.

INDUSTRY	ADDRESS	CONTACT
Auto Ancl - Engine Parts	458-1/16, Sohna Road, Gurgaon Haryana 122001	info@jmaindia.com http://www.jmaindia.com

Management
Name	Position Held
CA. Subhash Chander Vasudeva	Chairman & Ind.Dire (Non-Exe)
Mr. Sarvjit Sondhi	Non Exe.Non Ind.Director
Mr. Ranjit Puri	Non Exe.Non Ind.Director
Mr. Sanjeev Kumar	Non Exe.Non Ind.Director
Mrs. Tanupriya Puri	Non Exe.Non Ind.Director
Mr. Deepak Arora	Non Exe.Non Ind.Director
Mrs. Shuchi Arora	Non Exe.Non Ind.Director
CA. Mohindar Mohan Khanna	Independent Director
Mr. Alok Sondhi	Independent Director
Mr. Rajesh Nangia	Independent Director
Mr. Sanjay Sondhi	Independent Director

FAQ

What is the latest intrinsic value of Jullundur Motor Agency (Delhi) Ltd?

The latest intrinsic value of Jullundur Motor Agency (Delhi) Ltd as on 24 March 2025 is 75.28, which is 10.49% lower than the current market price of ₹84.10, indicating the stock is overvalued by 10.49%. The intrinsic value of Jullundur Motor Agency (Delhi) Ltd is calculated using PE ratio method. The stock has a market capitalization of ₹192 Cr. and recorded a high/low of 121/72.4 during the current fiscal year 2024-2025. As of Sep 2024, the company has reserves of ₹196 Cr and total liabilities of 256 Cr.

What is the Market Cap of Jullundur Motor Agency (Delhi) Ltd?

The Market Cap of Jullundur Motor Agency (Delhi) Ltd is 192 Cr..

What is the current Stock Price of Jullundur Motor Agency (Delhi) Ltd as on 24 March 2025?

The current stock price of Jullundur Motor Agency (Delhi) Ltd as on 24 March 2025 is ₹84.1.

What is the High / Low of Jullundur Motor Agency (Delhi) Ltd stocks in FY 2024-2025?

In FY 2024-2025, the High / Low of Jullundur Motor Agency (Delhi) Ltd stocks is ₹121/72.4.

What is the Stock P/E of Jullundur Motor Agency (Delhi) Ltd?

The Stock P/E of Jullundur Motor Agency (Delhi) Ltd is 9.42.

What is the Book Value of Jullundur Motor Agency (Delhi) Ltd?

The Book Value of Jullundur Motor Agency (Delhi) Ltd is 87.9.

What is the Dividend Yield of Jullundur Motor Agency (Delhi) Ltd?

The Dividend Yield of Jullundur Motor Agency (Delhi) Ltd is 2.38 %.

What is the ROCE of Jullundur Motor Agency (Delhi) Ltd?

The ROCE of Jullundur Motor Agency (Delhi) Ltd is 14.7 %.

What is the ROE of Jullundur Motor Agency (Delhi) Ltd?

The ROE of Jullundur Motor Agency (Delhi) Ltd is 11.1 %.

What is the Face Value of Jullundur Motor Agency (Delhi) Ltd?

The Face Value of Jullundur Motor Agency (Delhi) Ltd is 2.00.