Lakshmi Finance & Industrial Corporation Ltd: Intrinsic Value & Share Price Analysis

Q: What is the current share price and 52-week range of Lakshmi Finance & Industrial Corporation Ltd?

Lakshmi Finance & Industrial Corporation Ltd is trading at 117.00 as of 20 April 2026, with a FY2026-2027 high of 250 and low of 111. The stock is currently near its 52-week low. Market cap stands at 35.1 Cr..

Q: Is Lakshmi Finance & Industrial Corporation Ltd financially healthy?

Key indicators: ROCE of 4.28 % is on the lower side. Dividend yield is 2.56 %.

Fair Value

₹300.53Undervalued by 156.86%vs CMP ₹117.00

P/E (29.2) × ROE (6.2%) × BV (₹202.00) × DY (2.56%)

₹151.35Undervalued by 29.36%vs CMP ₹117.00

MoS: +22.7% (Adequate)Confidence: 48/100 (Moderate)Models: 4 Under, 1 Fair, 5 Over

Model	Category	Value	Weight	Signal
PE-ROE	Earnings	₹220.11	20%	Under (+88.1%)
Graham Number	Earnings	₹135.00	15%	Under (+15.4%)
Earnings Power	Earnings	₹116.90	10%	Fair (-0.1%)
DCF	Cash Flow	₹39.45	12%	Over (-66.3%)
Net Asset Value	Assets	₹201.53	7%	Under (+72.2%)
EV/EBITDA	Enterprise	₹76.53	8%	Over (-34.6%)
Dividend Discount	Dividends	₹30.60	8%	Over (-73.8%)
Earnings Yield	Earnings	₹40.10	7%	Over (-65.7%)
ROCE Capital	Returns	₹537.93	8%	Under (+359.8%)
Revenue Multiple	Revenue	₹25.63	5%	Over (-78.1%)
Consensus (10 models)		₹151.35	100%	Undervalued

Key Drivers: EPS CAGR -26.8% drags value — could be higher if earnings stabilize. | Wide model spread (₹26–₹538) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: -26.8%

*Investments are subject to market risks

Investment Snapshot

Lakshmi Finance & Industrial Corporation Ltd scores 54/100 (Average)

Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison

Stock Health61/100 · Moderate

ROCE 4.3% WeakROE 6.2% AverageD/E 0.00 Low debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent

Smart Money50/100 · Moderate

Promoter holding at 47.0% Stable

Earnings Quality75/100 · Strong

OPM expanding (45% → 61%) ImprovingWorking capital: -75 days (improving) Efficient

Quarterly Momentum35/100 · Weak

Revenue (4Q): -35% YoY DecliningProfit (4Q): -85% YoY DecliningOPM: 80.7% (up 239.2% YoY) Margin expansion

Industry Rank35/100 · Weak

P/E 29.2 vs industry 98.5 Cheaper than peersROCE 4.3% vs industry 21.7% Below peersROE 6.2% vs industry 14.2% Below peers3Y sales CAGR: -1% Shrinking

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 3:14 am

Market Cap	35.1 Cr.
Current Price	117
Intrinsic Value	₹151.35
High / Low	250/111
Stock P/E	29.2
Book Value	202
Dividend Yield	2.56 %
ROCE	4.28 %
ROE	6.21 %
Face Value	10.0
PEG Ratio	-1.09

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Lakshmi Finance & Industrial Corporation Ltd

Competitors

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Lakshmi Finance & Industrial Corporation Ltd	35.1 Cr.	117	250/111	29.2	202	2.56 %	4.28 %	6.21 %	10.0
5Paisa Capital Ltd	1,271 Cr.	270	437/245	29.3	134	0.00 %	13.6 %	11.9 %	10.0
Emkay Global Financial Services Ltd	514 Cr.	196	410/173	28.5	116	0.76 %	20.4 %	20.9 %	10.0
3P Land Holdings Ltd	58.5 Cr.	31.5	58.8/26.4	27.5	93.0	0.00 %	2.31 %	1.74 %	2.00
STEL Holdings Ltd	799 Cr.	433	635/342	27.0	1,005	0.00 %	1.30 %	0.97 %	10.0
Industry Average	6,725.79 Cr	1,029.64		98.51	4,364.49	0.43%	21.71%	14.20%	7.23

All Competitor Stocks of Lakshmi Finance & Industrial Corporation Ltd

Quarterly Result

Metric	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Sales	1.58	1.34	4.08	3.18	5.11	3.55	6.76	4.81	2.02	1.69	5.46	1.47	2.44
Expenses	0.39	1.91	0.37	0.42	0.43	1.75	0.46	0.52	5.22	6.43	0.40	3.09	0.47
Operating Profit	1.19	-0.57	3.71	2.76	4.68	1.80	6.30	4.29	-3.20	-4.74	5.06	-1.62	1.97
OPM %	75.32%	-42.54%	90.93%	86.79%	91.59%	50.70%	93.20%	89.19%	-158.42%	-280.47%	92.67%	-110.20%	80.74%
Other Income	0.00	0.01	0.00	0.02	0.00	0.01	0.01	0.02	0.00	0.00	0.00	0.00	0.01
Interest	0.01	0.01	0.00	0.00	0.00	0.00	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Depreciation	0.04	0.04	0.03	0.04	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05	0.05
Profit before tax	1.14	-0.61	3.68	2.74	4.63	1.76	6.25	4.25	-3.26	-4.80	5.00	-1.68	1.92
Tax %	14.91%	-44.26%	27.72%	24.09%	19.87%	-8.52%	23.68%	18.59%	-38.04%	-45.00%	25.20%	-26.19%	30.21%
Net Profit	0.98	-0.34	2.66	2.09	3.72	1.91	4.77	3.46	-2.02	-2.64	3.74	-1.24	1.34
EPS in Rs	3.27	-1.13	8.87	6.97	12.40	6.37	15.90	11.53	-6.73	-8.80	12.47	-4.13	4.47

Last Updated: March 4, 2026, 2:46 am

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 24, 2026, 8:16 pm

Metric	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Sales	4.52	6.52	4.55	4.49	6.63	2.95	2.75	15.03	7.96	3.59	14.86	7.69	11.06
Expenses	3.37	1.10	1.10	1.24	1.86	3.34	12.36	1.37	1.53	3.25	1.90	5.03	10.39
Operating Profit	1.15	5.42	3.45	3.25	4.77	-0.39	-9.61	13.66	6.43	0.34	12.96	2.66	0.67
OPM %	25.44%	83.13%	75.82%	72.38%	71.95%	-13.22%	-349.45%	90.88%	80.78%	9.47%	87.21%	34.59%	6.06%
Other Income	0.28	0.36	0.38	0.00	0.02	0.55	0.56	0.47	0.01	0.01	0.03	0.02	0.01
Interest	0.00	0.04	0.00	0.00	0.00	0.03	0.02	0.01	0.04	0.03	0.01	0.04	0.04
Depreciation	0.08	0.07	0.07	0.06	0.05	0.14	0.13	0.13	0.15	0.14	0.17	0.21	0.20
Profit before tax	1.35	5.67	3.76	3.19	4.74	-0.01	-9.20	13.99	6.25	0.18	12.81	2.43	0.44
Tax %	0.00%	11.82%	3.46%	1.25%	2.53%	-6,400.00%	-28.48%	34.60%	8.80%	-205.56%	18.97%	-47.33%
Net Profit	1.35	5.00	3.63	3.15	4.62	0.62	-6.59	9.15	5.71	0.55	10.38	3.58	1.20
EPS in Rs	4.50	16.67	12.10	10.50	15.40	2.07	-21.97	30.50	19.03	1.83	34.60	11.93	4.01
Dividend Payout %	40.00%	18.00%	28.93%	33.33%	25.97%	0.00%	-9.10%	9.84%	15.76%	109.09%	11.56%	25.14%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2014-2015	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024	2024-2025
YoY Net Profit Growth (%)	270.37%	-27.40%	-13.22%	46.67%	-86.58%	-1162.90%	238.85%	-37.60%	-90.37%	1787.27%	-65.51%
Change in YoY Net Profit Growth (%)	0.00%	-297.77%	14.18%	59.89%	-133.25%	-1076.32%	1401.75%	-276.44%	-52.77%	1877.64%	-1852.78%

Lakshmi Finance & Industrial Corporation Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:	2%
5 Years:	23%
3 Years:	-1%
TTM:	-25%

Compounded Profit Growth
10 Years:	-3%
5 Years:	21%
3 Years:	-14%
TTM:	-80%

Stock Price CAGR
10 Years:	%
5 Years:	33%
3 Years:	27%
1 Year:	-15%

Return on Equity
10 Years:	8%
5 Years:	12%
3 Years:	9%
Last Year:	6%

Last Updated: September 5, 2025, 9:30 am

Balance Sheet

Last Updated: December 4, 2025, 1:33 am

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Sep 2025
Equity Capital	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00	3.00
Reserves	26.34	30.23	32.59	35.74	39.09	38.32	30.72	39.23	44.05	43.68	53.51	55.85	57.46
Borrowings	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Other Liabilities	1.51	2.54	2.20	1.04	1.42	1.80	1.97	2.40	2.72	2.26	3.21	2.58	3.34
Total Liabilities	30.85	35.77	37.79	39.78	43.51	43.12	35.69	44.63	49.77	48.94	59.72	61.43	63.80
Fixed Assets	0.17	0.09	0.13	0.71	0.67	0.82	0.69	0.57	0.81	0.67	0.67	0.91	0.82
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	25.60	30.24	32.25	35.89	33.40	34.11	26.12	38.01	39.98	45.76	52.21	54.37	54.22
Other Assets	5.08	5.44	5.41	3.18	9.44	8.19	8.88	6.05	8.98	2.51	6.84	6.15	8.76
Total Assets	30.85	35.77	37.79	39.78	43.51	43.12	35.69	44.63	49.77	48.94	59.72	61.43	63.80

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity +	-0.10	-1.09	-3.04	-1.10	-3.96	1.88	0.79	-2.96	-0.19	1.24	-3.27	-3.29
Cash from Investing Activity +	3.14	2.09	2.88	0.17	8.64	0.40	-0.29	2.63	5.81	-4.27	7.63	2.16
Cash from Financing Activity +	-0.43	-0.56	-0.87	-0.95	-1.01	-1.19	-0.87	-0.71	-1.06	-1.12	-0.86	-1.40
Net Cash Flow	2.61	0.45	-1.04	-1.89	3.67	1.10	-0.37	-1.04	4.56	-4.15	3.50	-2.53
Free Cash Flow	-0.10	-1.09	-3.12	-1.10	-3.97	1.88	0.79	-2.97	-0.20	1.24	-3.42	-3.30
CFO/OP	0%	-17%	-61%	-25%	-75%	-556%	-9%	-16%	6%	456%	-17%	-70%

Free Cash Flow

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Free Cash Flow	1.15	5.42	3.45	3.25	4.77	-0.39	-9.61	13.66	6.43	0.34	12.96	2.66

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Debtor Days	0.00	0.00	77.81	43.08	152.50	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Inventory Days	0.00
Days Payable
Cash Conversion Cycle	0.00	0.00	77.81	43.08	152.50	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Working Capital Days	-85.60	-122.04	-64.18	1.63	133.23	-165.80	-177.85	-14.57	-94.46	-203.34	-40.77	-75.47
ROCE %	4.66%	18.25%	10.90%	8.58%	11.73%	0.05%	-24.47%	36.87%	14.09%	0.45%	24.81%	4.28%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Promoters	47.00%	47.00%	47.00%	47.00%	47.00%	47.00%	47.00%	47.00%	47.00%	47.00%	47.00%	47.00%
DIIs	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%
Public	52.97%	52.97%	52.97%	52.97%	52.97%	52.97%	52.97%	52.97%	52.97%	52.97%	52.97%	52.97%
No. of Shareholders	4,448	4,428	4,828	5,359	5,111	5,104	5,201	5,723	5,684	5,898	5,674	5,513

Shareholding Pattern Chart

No. of Shareholders

Lakshmi Finance & Industrial Corporation Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 25	Mar 24	Mar 23	Mar 22	Mar 21
FaceValue	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	11.93	34.59	1.84	19.02	30.51
Diluted EPS (Rs.)	11.93	34.59	1.84	19.02	30.51
Cash EPS (Rs.)	12.62	35.15	2.31	19.52	30.94
Book Value[Excl.RevalReserv]/Share (Rs.)	196.17	188.38	155.60	156.83	140.78
Book Value[Incl.RevalReserv]/Share (Rs.)	196.17	188.38	155.60	156.83	140.78
Dividend / Share (Rs.)	3.00	4.00	2.00	3.00	3.00
Revenue From Operations / Share (Rs.)	25.65	49.52	11.96	25.04	50.09
PBDIT / Share (Rs.)	8.93	43.31	1.15	21.46	47.12
PBIT / Share (Rs.)	8.24	42.76	0.67	20.97	46.69
PBT / Share (Rs.)	8.11	42.72	0.59	20.85	46.65
Net Profit / Share (Rs.)	11.93	34.59	1.84	19.02	30.51
PBDIT Margin (%)	34.80	87.47	9.63	85.72	94.06
PBIT Margin (%)	32.12	86.34	5.66	83.75	93.21
PBT Margin (%)	31.61	86.26	4.94	83.28	93.12
Net Profit Margin (%)	46.52	69.85	15.34	75.98	60.91
Return on Networth / Equity (%)	6.08	18.36	1.17	12.12	21.67
Return on Capital Employeed (%)	4.09	21.78	0.42	12.94	32.03
Return On Assets (%)	5.82	17.37	1.12	11.46	20.50
Asset Turnover Ratio (%)	0.12	0.27	0.07	0.15	0.37
Current Ratio (X)	56.25	70.86	48.76	41.55	46.95
Quick Ratio (X)	56.25	70.86	48.76	41.55	46.95
Dividend Payout Ratio (NP) (%)	33.52	5.78	163.48	15.77	6.55
Dividend Payout Ratio (CP) (%)	31.69	5.68	129.88	15.37	6.46
Earning Retention Ratio (%)	66.48	94.22	-63.48	84.23	93.45
Cash Earning Retention Ratio (%)	68.31	94.32	-29.88	84.63	93.54
Interest Coverage Ratio (X)	68.49	1101.20	13.34	179.01	1070.59
Interest Coverage Ratio (Post Tax) (X)	92.55	880.44	22.25	159.66	694.30
Enterprise Value (Cr.)	47.40	44.68	33.24	20.63	20.53
EV / Net Operating Revenue (X)	6.16	3.01	9.26	2.75	1.37
EV / EBITDA (X)	17.70	3.44	96.17	3.20	1.45
MarketCap / Net Operating Revenue (X)	6.72	3.44	9.83	3.91	1.68
Retention Ratios (%)	66.47	94.21	-63.48	84.22	93.44
Price / BV (X)	0.87	0.90	0.75	0.62	0.59
Price / Net Operating Revenue (X)	6.72	3.44	9.83	3.91	1.68
EarningsYield	0.06	0.20	0.01	0.19	0.36

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Lakshmi Finance & Industrial Corporation Ltd. is a Public Limited Listed company incorporated on 20/11/1923 and has its registered office in the State of Telangana, India. Company's Corporate Identification Number(CIN) is L65920TG1923PLC000044 and registration number is 000044. Currently Company is involved in the business activities of Financial service activities, except insurance and pension funding. Company's Total Operating Revenue is Rs. 7.69 Cr. and Equity Capital is Rs. 3.00 Cr. for the Year ended 31/03/2025.

INDUSTRY	ADDRESS	CONTACT
Finance & Investments	1st Floor, Suryodaya, Hyderabad Telangana 500016	Contact not found

Management
Name	Position Held
Mr. K Harishchandra Prasad	Managing Director
Mr. S Suryanarayana	Director
Mr. K Kapil Prasad	Director
Mrs. Madhurika Nalluri Venkat	Director
Dr. D Nageswara Rao	Director
Mrs. Bolleni Shanti Sree	Director
Mr. Ramaprasad	Director

FAQ

What is the intrinsic value of Lakshmi Finance & Industrial Corporation Ltd and is it undervalued?

As of 20 April 2026, Lakshmi Finance & Industrial Corporation Ltd's intrinsic value is ₹151.35, which is 29.36% higher than the current market price of ₹117.00, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (6.21 %), book value (₹202), dividend yield (2.56 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Lakshmi Finance & Industrial Corporation Ltd?

Lakshmi Finance & Industrial Corporation Ltd is trading at ₹117.00 as of 20 April 2026, with a FY2026-2027 high of ₹250 and low of ₹111. The stock is currently near its 52-week low. Market cap stands at ₹35.1 Cr..

How does Lakshmi Finance & Industrial Corporation Ltd's P/E ratio compare to its industry?

Lakshmi Finance & Industrial Corporation Ltd has a P/E ratio of 29.2, which is below the industry average of 98.51. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Lakshmi Finance & Industrial Corporation Ltd financially healthy?

Key indicators for Lakshmi Finance & Industrial Corporation Ltd: ROCE of 4.28 % is on the lower side compared to the industry average of 21.71%; ROE of 6.21 % is below ideal levels (industry average: 14.20%). Dividend yield is 2.56 %.

Is Lakshmi Finance & Industrial Corporation Ltd profitable and how is the profit trend?

Lakshmi Finance & Industrial Corporation Ltd reported a net profit of ₹4 Cr in Mar 2025 on revenue of ₹8 Cr. Compared to ₹6 Cr in Mar 2022, the net profit shows a declining trend.

Does Lakshmi Finance & Industrial Corporation Ltd pay dividends?

Lakshmi Finance & Industrial Corporation Ltd has a dividend yield of 2.56 % at the current price of ₹117.00. This is a relatively attractive yield for income-seeking investors.