Naga Dhunseri Group Ltd: Intrinsic Value & Share Price Analysis

Q: What is the current share price and 52-week range of Naga Dhunseri Group Ltd?

Naga Dhunseri Group Ltd is trading at 2,371.00 as of 21 April 2026, with a FY2026-2027 high of 4,685 and low of 2,100. The stock is currently near its 52-week low. Market cap stands at 237 Cr..

Q: Is Naga Dhunseri Group Ltd financially healthy?

Key indicators: ROCE of 1.37 % is on the lower side. Dividend yield is 0.11 %.

Q: Is Naga Dhunseri Group Ltd profitable and how is the profit trend?

Naga Dhunseri Group Ltd reported a net profit of 27 Cr in Mar 2025 on revenue of 71 Cr. Compared to 73 Cr in Mar 2022, the net profit shows a declining trend.

Fair Value

₹7,843.36Undervalued by 230.80%vs CMP ₹2,371.00

P/E (23.5) × ROE (3.2%) × BV (₹13,064.00) × DY (0.11%)

₹4,162.02Undervalued by 75.54%vs CMP ₹2,371.00

MoS: +43% (Strong)Confidence: 43/100 (Low)Models: 4 Under, 4 Over

Model	Category	Value	Weight	Signal
PE-ROE	Earnings	₹5,470.15	24%	Under (+130.7%)
Graham Number	Earnings	₹5,951.45	17%	Under (+151%)
Earnings Power	Earnings	₹3,237.48	12%	Under (+36.5%)
DCF	Cash Flow	₹1,677.21	14%	Over (-29.3%)
Net Asset Value	Assets	₹13,065.51	8%	Under (+451.1%)
EV/EBITDA	Enterprise	₹200.08	10%	Over (-91.6%)
Earnings Yield	Earnings	₹1,205.00	8%	Over (-49.2%)
ROCE Capital	Returns	₹1,099.68	8%	Over (-53.6%)
Consensus (8 models)		₹4,162.02	100%	Undervalued

Key Drivers: EPS CAGR -30.3% drags value — could be higher if earnings stabilize. | ROE 3.2% is below cost of equity.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: -30.3%

*Investments are subject to market risks

Analyst Summary

Naga Dhunseri Group Ltd operates in the Finance & Investments segment, NSE: Code | BSE: Code, current market price is ₹2,371.00, market cap is 237 Cr.. At a glance, stock P/E is 23.5, ROE is 3.19 %, ROCE is 1.37 %, book value is 13,064, dividend yield is 0.11 %. The latest intrinsic value estimate is ₹4,162.02, which is about 75.5% above the current price, so the page currently reads as potentially undervalued rather than fully priced. On operating trend, latest reported sales are about ₹71 Cr versus the prior period change of 144.8%, while latest net profit is about ₹27 Cr with a prior-period change of -20.6%. This analysis page also carries profit and loss, shareholding pattern, ratio panels data, which improves the depth of the template beyond a thin price-only snapshot. The 52-week range shown on this page is 4,685/2,100, which helps frame where the current quote sits within its recent trading band. Business context: About the Company - Qualitative AnalysisNaga Dhunseri Group Ltd. is a Public Limited Listed company incorporated on 26/08/1918 and has its registered office in the State of West Bengal, India. Company's Corporate Identification Number(CIN) is L01132WB1918PLC003029 and registration number is 003029. Currently Company is…

This summary is generated from the stock page data available for Naga Dhunseri Group Ltd: Intrinsic Value & Share Price Analysis and is refreshed automatically when the underlying metrics change.

Investment Snapshot

Naga Dhunseri Group Ltd scores 50/100 (Average)

Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison

Stock Health58/100 · Moderate

ROCE 1.4% WeakROE 3.2% WeakD/E 0.00 Low debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent

Smart Money50/100 · Moderate

Promoter holding at 73.6% Stable

Earnings Quality50/100 · Moderate

Quarterly Momentum40/100 · Moderate

Profit (4Q): -58% YoY Declining

Industry Rank45/100 · Moderate

P/E 23.5 vs industry 171.3 Cheaper than peersROCE 1.4% vs industry 11.4% Below peersROE 3.2% vs industry 25.6% Below peers

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 3:22 am

Market Cap	237 Cr.
Current Price	2,371
Intrinsic Value	₹4,162.02
High / Low	4,685/2,100
Stock P/E	23.5
Book Value	13,064
Dividend Yield	0.11 %
ROCE	1.37 %
ROE	3.19 %
Face Value	10.0
PEG Ratio	-0.78

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Naga Dhunseri Group Ltd

Competitors

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Naga Dhunseri Group Ltd	237 Cr.	2,371	4,685/2,100	23.5	13,064	0.11 %	1.37 %	3.19 %	10.0
Muthoot Capital Services Ltd	298 Cr.	181	367/175	24.4	399	0.00 %	11.0 %	7.19 %	10.0
MKVentures Capital Ltd	315 Cr.	819	1,890/732	66.7	287	0.03 %	16.6 %	9.56 %	10.0
Keynote Financial Services Ltd	129 Cr.	232	479/220	14.3	269	0.43 %	9.27 %	11.1 %	10.0
Nahar Capital & Financial Services Ltd	350 Cr.	209	377/191	5.30	984	0.72 %	3.78 %	3.21 %	5.00
Industry Average	17,128.74 Cr	1,145.63		171.25	3,616.52	0.48%	11.38%	25.55%	6.58

All Competitor Stocks of Naga Dhunseri Group Ltd

Quarterly Result

Metric	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Revenue	4	0	5	9	12	3	9	4	2	56	120	169	138
Interest	0	0	0	0	0	0	0	0	0	3	4	6	4
Expenses	0	1	0	0	2	4	0	0	0	51	92	142	144
Financing Profit	3	-1	4	8	10	-0	8	3	1	2	24	20	-10
Financing Margin %	87%	-3,100%	89%	94%	84%	-11%	93%	84%	70%	3%	20%	12%	-7%
Other Income	11	4	5	10	0	0	0	0	11	1	2	3	3
Depreciation	0	0	0	0	0	0	0	0	0	1	5	5	5
Profit before tax	15	3	9	18	10	-1	8	3	12	1	20	17	-12
Tax %	1%	-2%	4%	7%	15%	-41%	11%	100%	9%	105%	13%	-5%	-13%
Net Profit	15	3	9	17	8	-0	17	12	11	-13	34	7	-11
EPS in Rs	145.10	27.90	90.30	166.80	84.50	-3.10	173.30	115.00	110.20	-53.60	273.50	-20.10	-79.30
Gross NPA %
Net NPA %

Last Updated: March 3, 2026, 6:46 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 25, 2026, 3:46 am

Metric	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	18	44	79	2	2	7	6	11	29	71	482
Interest	0	0	0	0	0	0	0	0	0	3	17
Expenses	16	31	64	2	8	2	1	2	2	53	429
Financing Profit	2	13	15	0	-6	5	5	9	27	15	36
Financing Margin %	12%	30%	19%	16%	-259%	71%	72%	81%	92%	21%	7%
Other Income	0	0	1	9	0	54	69	63	0	1	8
Depreciation	0	0	0	0	0	1	0	0	1	2	17
Profit before tax	2	13	15	9	-6	58	73	72	26	14	27
Tax %	-1%	19%	20%	4%	-16%	2%	0%	2%	11%	46%
Net Profit	-18	86	31	9	-5	57	73	70	34	27	17
EPS in Rs	-180.40	862.30	308.00	90.20	-54.40	571.50	730.30	704.20	338.40	344.90	120.50
Dividend Payout %	-1%	0%	1%	3%	-2%	0%	0%	0%	1%	1%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024	2024-2025
YoY Net Profit Growth (%)	577.78%	-63.95%	-70.97%	-155.56%	1240.00%	28.07%	-4.11%	-51.43%	-20.59%
Change in YoY Net Profit Growth (%)	0.00%	-641.73%	-7.01%	-84.59%	1395.56%	-1211.93%	-32.18%	-47.32%	30.84%

Naga Dhunseri Group Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2016-2017 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:	%
5 Years:	98%
3 Years:	125%
TTM:	449%

Compounded Profit Growth
10 Years:	%
5 Years:	53%
3 Years:	-22%
TTM:	5%

Stock Price CAGR
10 Years:	%
5 Years:	44%
3 Years:	48%
1 Year:	17%

Return on Equity
10 Years:	%
5 Years:	8%
3 Years:	5%
Last Year:	3%

Last Updated: September 5, 2025, 11:25 am

Balance Sheet

Last Updated: February 1, 2026, 1:06 am

Month	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Sep 2025
Equity Capital	1	1	1	1	1	1	1	1	1	1	1
Reserves	87	231	271	409	364	490	640	712	865	1,280	1,305
Borrowing	0	0	0	0	0	0	0	0	0	258	234
Other Liabilities	2	5	8	1	5	6	9	10	19	281	319
Total Liabilities	91	237	280	411	370	497	650	722	885	1,820	1,860
Fixed Assets	1	1	1	6	12	12	11	11	11	733	711
CWIP	0	0	0	0	0	0	0	0	0	80	89
Investments	70	215	239	397	341	473	629	704	861	850	857
Other Assets	20	22	39	8	17	12	9	7	13	156	204
Total Assets	91	237	280	411	370	497	650	722	885	1,820	1,860

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity +	-8	1	-8	1	6	-7	2	-1	5	-8
Cash from Investing Activity +	8	1	10	-4	3	-1	0	-0	0	20
Cash from Financing Activity +	-1	-2	1	-0	-0	-0	-1	-1	-1	4
Net Cash Flow	-1	1	3	-4	9	-8	2	-2	4	17
Free Cash Flow	-8	0	-12	-4	6	-8	2	-2	5	-17
CFO/OP	-335%	8%	-28%	231%	-106%	-117%	80%	-11%	31%	46%

Free Cash Flow

Month	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Free Cash Flow	16.00	31.00	64.00	2.00	8.00	2.00	1.00	2.00	2.00	-205.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Debtor Days	0	0	0	0	0	0	0	0	0	121
Inventory Days	342	136	114
Days Payable	0	3	0
Cash Conversion Cycle	342	133	114	0	0	0	0	0	0	121
Working Capital Days	254	91	93	1,123	216	327	88	64	24	50
ROCE %		8%	6%	3%	-2%	14%	13%	11%	3%	1%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Promoters	73.58%	73.58%	73.58%	73.58%	73.58%	73.58%	73.58%	73.58%	73.58%	73.58%	73.58%	73.58%
DIIs	0.44%	0.44%	0.44%	0.44%	0.44%	0.44%	0.44%	0.43%	0.43%	0.43%	0.43%	0.43%
Public	25.98%	25.98%	25.98%	25.98%	25.98%	25.98%	25.98%	25.98%	25.98%	25.98%	25.98%	25.98%
No. of Shareholders	1,892	2,219	2,278	2,347	2,245	2,447	2,508	2,810	2,837	2,838	2,883	2,838

Shareholding Pattern Chart

No. of Shareholders

Naga Dhunseri Group Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 25	Mar 24	Mar 23	Mar 22	Mar 21
FaceValue	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	272.22	338.42	704.20	730.32	571.45
Diluted EPS (Rs.)	272.22	338.42	704.20	730.32	571.45
Cash EPS (Rs.)	91.56	238.20	77.08	43.60	38.70
Book Value[Excl.RevalReserv]/Share (Rs.)	12807.44	8660.68	7125.10	6406.96	4912.26
Book Value[Incl.RevalReserv]/Share (Rs.)	12807.44	8660.68	7125.10	6406.96	4912.26
Revenue From Operations / Share (Rs.)	704.03	290.74	109.51	62.09	71.41
PBDIT / Share (Rs.)	185.54	271.81	93.07	49.68	55.07
PBIT / Share (Rs.)	170.19	266.54	88.08	44.66	49.87
PBT / Share (Rs.)	140.62	261.96	83.66	40.26	45.45
Net Profit / Share (Rs.)	76.22	232.92	72.09	38.57	33.50
NP After MI And SOA / Share (Rs.)	344.94	338.42	704.20	730.32	571.45
PBDIT Margin (%)	26.35	93.48	84.98	80.02	77.11
PBIT Margin (%)	24.17	91.67	80.43	71.93	69.83
PBT Margin (%)	19.97	90.09	76.39	64.84	63.63
Net Profit Margin (%)	10.82	80.11	65.82	62.12	46.91
NP After MI And SOA Margin (%)	48.99	116.39	643.04	1176.29	800.20
Return on Networth / Equity (%)	2.69	3.90	9.88	11.39	11.63
Return on Capital Employeed (%)	1.14	3.02	1.22	0.69	1.01
Return On Assets (%)	1.89	3.82	9.74	11.23	11.49
Total Debt / Equity (X)	0.20	0.00	0.00	0.00	0.00
Asset Turnover Ratio (%)	0.05	0.03	0.01	0.01	0.01
Current Ratio (X)	2.96	183.49	152.37	138.24	105.84
Quick Ratio (X)	2.77	183.49	152.37	138.24	105.84
Dividend Payout Ratio (NP) (%)	0.72	0.73	0.35	0.34	0.21
Dividend Payout Ratio (CP) (%)	0.69	0.72	0.35	0.33	0.21
Earning Retention Ratio (%)	99.28	99.27	99.65	99.66	99.79
Cash Earning Retention Ratio (%)	99.31	99.28	99.65	99.67	99.79
Interest Coverage Ratio (X)	5.59	59.40	21.04	11.30	12.45
Interest Coverage Ratio (Post Tax) (X)	3.19	51.90	17.30	9.77	8.57
Enterprise Value (Cr.)	731.36	209.26	126.62	126.30	73.39
EV / Net Operating Revenue (X)	10.39	7.20	11.56	20.34	10.28
EV / EBITDA (X)	39.42	7.70	13.60	25.42	13.33
MarketCap / Net Operating Revenue (X)	5.86	7.36	11.61	20.78	10.37
Retention Ratios (%)	99.27	99.26	99.64	99.65	99.78
Price / BV (X)	0.32	0.24	0.17	0.20	0.15
Price / Net Operating Revenue (X)	5.86	7.36	11.61	20.78	10.37
EarningsYield	0.08	0.15	0.55	0.56	0.77

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Naga Dhunseri Group Ltd. is a Public Limited Listed company incorporated on 26/08/1918 and has its registered office in the State of West Bengal, India. Company's Corporate Identification Number(CIN) is L01132WB1918PLC003029 and registration number is 003029. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 36.75 Cr. and Equity Capital is Rs. 1.00 Cr. for the Year ended 31/03/2025.

INDUSTRY	ADDRESS	CONTACT
Non-Banking Financial Company (NBFC)	Dhunseri House, Kolkata West Bengal 700020	Contact not found

Management
Name	Position Held
Mr. C K Dhanuka	Chairman
Mrs. Aruna Dhanuka	Non Executive Director
Mr. Rajendra Kumar Gupta	Independent Director
Mrs. Bharati Dhanuka	Non Executive Director
Mrs. Rusha Mitra	Independent Director
Mr. Bhanwar Lal Chandak	Independent Director
Mr. Anil Bhutoria	Independent Director

FAQ

What is the intrinsic value of Naga Dhunseri Group Ltd and is it undervalued?

As of 21 April 2026, Naga Dhunseri Group Ltd's intrinsic value is ₹4162.02, which is 75.54% higher than the current market price of ₹2,371.00, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (3.19 %), book value (₹13,064), dividend yield (0.11 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Naga Dhunseri Group Ltd?

Naga Dhunseri Group Ltd is trading at ₹2,371.00 as of 21 April 2026, with a FY2026-2027 high of ₹4,685 and low of ₹2,100. The stock is currently near its 52-week low. Market cap stands at ₹237 Cr..

How does Naga Dhunseri Group Ltd's P/E ratio compare to its industry?

Naga Dhunseri Group Ltd has a P/E ratio of 23.5, which is below the industry average of 171.25. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Naga Dhunseri Group Ltd financially healthy?

Key indicators for Naga Dhunseri Group Ltd: ROCE of 1.37 % is on the lower side compared to the industry average of 11.38%; ROE of 3.19 % is below ideal levels (industry average: 25.55%). Dividend yield is 0.11 %.

Is Naga Dhunseri Group Ltd profitable and how is the profit trend?

Naga Dhunseri Group Ltd reported a net profit of ₹27 Cr in Mar 2025 on revenue of ₹71 Cr. Compared to ₹73 Cr in Mar 2022, the net profit shows a declining trend.

Does Naga Dhunseri Group Ltd pay dividends?

Naga Dhunseri Group Ltd has a dividend yield of 0.11 % at the current price of ₹2,371.00. The company pays dividends, though the yield is modest.