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Last Updated on: 12 March, 2025
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo
Stock Ticker - BSE: 534809 | NSE: PCJEWELLER

PC Jeweller Ltd: Share Price Analysis, Intrinsic Value & Fundamentals (2025)

Share Price and Basic Stock Data

Last Updated: March 12, 2025, 12:25 pm

Market Cap 6,961 Cr.
Current Price 12.9
High / Low 19.6/4.41
Stock P/E19.3
Book Value 6.35
Dividend Yield0.00 %
ROCE1.74 %
ROE19.0 %
Face Value 1.00
PEG Ratio0.47

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for PC Jeweller Ltd

Competitors of PC Jeweller Ltd

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Thangamayil Jewellery Ltd 5,676 Cr. 1,826 2,567/1,10449.1 1660.55 %20.3 %28.0 % 10.0
Silgo Retail Ltd 71.4 Cr. 38.6 53.4/23.619.4 30.10.00 %10.1 %7.43 % 10.0
Shubhlaxmi Jewel Art Ltd 19.1 Cr. 21.7 90.0/21.715.7 25.70.00 %9.34 %6.21 % 10.0
Renaissance Global Ltd 1,291 Cr. 121 207/87.418.3 1120.00 %8.25 %6.51 % 2.00
Rajesh Exports Ltd 4,680 Cr. 158 333/153122 5260.00 %3.23 %2.24 % 1.00
Industry Average3,753.20 Cr292.79109.97112.830.07%7.23%11.61%6.75

All Competitor Stocks of PC Jeweller Ltd

Quarterly Result

MetricDec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024
Sales 611189547898854173684494048401505639
Expenses 57537946375081819411150311350350419527
Operating Profit 36-1908514736-20-43-54-73-25286112
OPM % 6%-101%15%16%4%-12%-64%-12%-182%-3%13%17%18%
Other Income 239766129-2545311394444
Interest 123114122122125124125124126130223
Depreciation 7777777554445
Profit before tax -91-2733379-67-152-170-137-201-12485123148
Tax % -19%-37%-129%-9%-9%98%1%1%-1%-2%-84%-45%0%
Net Profit -74-1737486-61-302-172-138-198-122156179148
EPS in Rs -0.16-0.370.160.18-0.13-0.65-0.37-0.30-0.43-0.260.340.380.27

Last Updated: February 28, 2025, 5:55 pm

Below is a detailed analysis of the quarterly data for PC Jeweller Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:

  • For Sales, as of Dec 2024, the value is ₹639.00 Cr.. The value appears strong and on an upward trend. It has increased from 505.00 Cr. (Sep 2024) to ₹639.00 Cr., marking an increase of ₹134.00 Cr..
  • For Expenses, as of Dec 2024, the value is ₹527.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 419.00 Cr. (Sep 2024) to ₹527.00 Cr., marking an increase of ₹108.00 Cr..
  • For Operating Profit, as of Dec 2024, the value is ₹112.00 Cr.. The value appears strong and on an upward trend. It has increased from 86.00 Cr. (Sep 2024) to ₹112.00 Cr., marking an increase of ₹26.00 Cr..
  • For OPM %, as of Dec 2024, the value is 18.00%. The value appears strong and on an upward trend. It has increased from 17.00% (Sep 2024) to 18.00%, marking an increase of 1.00%.
  • For Other Income, as of Dec 2024, the value is ₹44.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 44.00 Cr..
  • For Interest, as of Dec 2024, the value is ₹3.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2.00 Cr. (Sep 2024) to ₹3.00 Cr., marking an increase of ₹1.00 Cr..
  • For Depreciation, as of Dec 2024, the value is ₹5.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 4.00 Cr. (Sep 2024) to ₹5.00 Cr., marking an increase of ₹1.00 Cr..
  • For Profit before tax, as of Dec 2024, the value is ₹148.00 Cr.. The value appears strong and on an upward trend. It has increased from 123.00 Cr. (Sep 2024) to ₹148.00 Cr., marking an increase of ₹25.00 Cr..
  • For Tax %, as of Dec 2024, the value is 0.00%. The value appears to be increasing, which may not be favorable. It has increased from -45.00% (Sep 2024) to 0.00%, marking an increase of 45.00%.
  • For Net Profit, as of Dec 2024, the value is ₹148.00 Cr.. The value appears to be declining and may need further review. It has decreased from 179.00 Cr. (Sep 2024) to ₹148.00 Cr., marking a decrease of 31.00 Cr..
  • For EPS in Rs, as of Dec 2024, the value is 0.27. The value appears to be declining and may need further review. It has decreased from ₹0.38 (Sep 2024) to 0.27, marking a decrease of ₹0.11.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: March 6, 2025, 3:15 pm

MetricMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024TTM
Sales 3,9905,3256,3617,3018,4649,6108,6725,2062,8251,6052,4726041,594
Expenses 3,5074,7265,6316,5437,6998,6208,3744,7492,4101,6962,2167741,346
Operating Profit 482599730758765990298457415-91256-170248
OPM % 12%11%11%10%9%10%3%9%15%-6%10%-28%16%
Other Income 2036595097927780245316364137
Interest 127153227251286324354374396442499505136
Depreciation 10122323222119373528272017
Profit before tax 36546954053455473721258-508-108-632232
Tax % 20%24%30%25%24%27%70%34%-694%-23%88%-0%
Net Profit 29135637839842153618362-391-203-629361
EPS in Rs 0.810.991.061.111.181.360.000.210.13-0.84-0.44-1.350.73
Dividend Payout % 6%15%15%15%4%4%0%0%0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2013-20142014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-2024
YoY Net Profit Growth (%)22.34%6.18%5.29%5.78%27.32%-99.81%8200.00%-25.30%-730.65%48.08%-209.85%
Change in YoY Net Profit Growth (%)0.00%-16.16%-0.89%0.49%21.54%-127.13%8299.81%-8225.30%-705.34%778.73%-257.93%

PC Jeweller Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:-20%
5 Years:-41%
3 Years:-40%
TTM:118%
Compounded Profit Growth
10 Years:%
5 Years:%
3 Years:%
TTM:145%
Stock Price CAGR
10 Years:-1%
5 Years:62%
3 Years:84%
1 Year:118%
Return on Equity
10 Years:2%
5 Years:-6%
3 Years:-11%
Last Year:-19%

Last Updated: Unknown

Balance Sheet

Last Updated: November 14, 2024, 7:54 pm

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Sep 2024
Equity Capital 179179179179179394395395465465465465465
Reserves 1,2101,5031,8112,2303,1733,4873,5263,6083,8043,4233,2252,4662,963
Borrowings 2331,0046829708031,1162,1212,4292,4143,3913,7364,1504,010
Other Liabilities 1,8131,5462,0522,3713,2423,9871,6081,4651,21426620918881
Total Liabilities 3,4354,2334,7245,7517,3978,9847,6497,8977,8987,5457,6367,2697,519
Fixed Assets 638490918893741691391211157167
CWIP 1100011100100
Investments 44318513891988153232
Other Assets 2,9293,9634,6215,6527,2998,8727,5667,7207,7447,4217,5187,1967,450
Total Assets 3,4354,2334,7245,7517,3978,9847,6497,8977,8987,5457,6367,2697,519

Below is a detailed analysis of the balance sheet data for PC Jeweller Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:

  • For Equity Capital, as of Sep 2024, the value is ₹465.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded ₹465.00 Cr..
  • For Reserves, as of Sep 2024, the value is ₹2,963.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹2,466.00 Cr. (Mar 2024) to ₹2,963.00 Cr., marking an increase of 497.00 Cr..
  • For Borrowings, as of Sep 2024, the value is ₹4,010.00 Cr.. The value appears to be improving (decreasing). However, Borrowings exceed Reserves, which may signal higher financial risk. It has decreased from ₹4,150.00 Cr. (Mar 2024) to ₹4,010.00 Cr., marking a decrease of 140.00 Cr..
  • For Other Liabilities, as of Sep 2024, the value is ₹81.00 Cr.. The value appears to be improving (decreasing). It has decreased from ₹188.00 Cr. (Mar 2024) to ₹81.00 Cr., marking a decrease of 107.00 Cr..
  • For Total Liabilities, as of Sep 2024, the value is ₹7,519.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from ₹7,269.00 Cr. (Mar 2024) to ₹7,519.00 Cr., marking an increase of 250.00 Cr..
  • For Fixed Assets, as of Sep 2024, the value is ₹67.00 Cr.. The value appears to be declining and may need further review. It has decreased from ₹71.00 Cr. (Mar 2024) to ₹67.00 Cr., marking a decrease of 4.00 Cr..
  • For CWIP, as of Sep 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded ₹0.00 Cr..
  • For Investments, as of Sep 2024, the value is ₹2.00 Cr.. The value appears to be declining and may need further review. It has decreased from ₹3.00 Cr. (Mar 2024) to ₹2.00 Cr., marking a decrease of 1.00 Cr..
  • For Other Assets, as of Sep 2024, the value is ₹7,450.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹7,196.00 Cr. (Mar 2024) to ₹7,450.00 Cr., marking an increase of 254.00 Cr..
  • For Total Assets, as of Sep 2024, the value is ₹7,519.00 Cr.. The value appears strong and on an upward trend. It has increased from ₹7,269.00 Cr. (Mar 2024) to ₹7,519.00 Cr., marking an increase of 250.00 Cr..

However, the Borrowings (4,010.00 Cr.) are higher than the Reserves (₹2,963.00 Cr.), which may signal higher financial risk.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Cash from Operating Activity +520-78633316794358-1,9317691-71910064
Cash from Investing Activity +-592246213-25-530-3789783894115307
Cash from Financing Activity +141571-5651647-4652-170-156570-111-108
Net Cash Flow6831-197312-24-302-5730-3419-37

Free Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Free Cash Flow249.00598.0048.00-212.00-38.00989.00296.00455.00413.00-94.00253.00-174.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Debtor Days624345496670841321856563110
Inventory Days1861942192252062322274349541,4651,0123,044
Days Payable1761051231261471605787150437
Cash Conversion Cycle711321401471251422534799881,5261,0723,147
Working Capital Days691361261421141212344178081,3078963,434
ROCE %36%29%28%26%22%23%7%8%6%-1%5%-2%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthSep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024
Promoters54.53%54.53%54.53%54.53%54.53%54.53%54.53%54.53%54.53%54.53%54.53%54.53%
FIIs0.79%0.80%0.99%1.12%1.41%2.15%1.65%1.04%0.84%0.78%0.93%2.57%
DIIs1.49%1.49%1.49%1.49%1.49%1.45%1.45%1.45%1.49%1.45%1.45%1.45%
Public43.19%43.17%42.97%42.85%42.56%41.87%42.36%42.98%43.15%43.24%43.08%41.45%
No. of Shareholders2,18,7692,19,3322,16,6192,06,8111,87,3831,72,8811,93,1852,01,2462,25,9162,30,3522,10,4002,09,539

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) -13.52-4.37-8.401.532.10
Diluted EPS (Rs.) -13.52-4.37-8.401.532.10
Cash EPS (Rs.) -13.09-3.78-7.802.083.05
Book Value[Excl.RevalReserv]/Share (Rs.) 62.9879.3083.5691.73101.34
Book Value[Incl.RevalReserv]/Share (Rs.) 62.9879.3083.5691.73101.34
Revenue From Operations / Share (Rs.) 13.0153.1334.5160.73131.82
PBDIT / Share (Rs.) -2.298.84-0.929.3813.47
PBIT / Share (Rs.) -2.738.25-1.528.6312.52
PBT / Share (Rs.) -13.57-2.32-10.920.163.17
Net Profit / Share (Rs.) -13.52-4.37-8.401.332.10
NP After MI And SOA / Share (Rs.) -13.52-4.37-8.401.332.10
PBDIT Margin (%) -17.6416.63-2.6715.4410.21
PBIT Margin (%) -21.0115.53-4.3914.219.49
PBT Margin (%) -104.35-4.36-31.630.272.40
Net Profit Margin (%) -103.95-8.21-24.342.191.59
NP After MI And SOA Margin (%) -103.95-8.21-24.342.191.59
Return on Networth / Equity (%) -21.46-5.50-10.051.452.07
Return on Capital Employeed (%) -4.2710.18-1.779.2011.91
Return On Assets (%) -8.65-2.66-5.180.781.05
Total Debt / Equity (X) 1.390.980.840.530.57
Asset Turnover Ratio (%) 0.080.320.200.330.63
Current Ratio (X) 1.371.632.022.162.04
Quick Ratio (X) 0.050.130.430.480.59
Inventory Turnover Ratio (X) 0.090.350.180.520.89
Interest Coverage Ratio (X) -0.210.83-0.091.111.44
Interest Coverage Ratio (Post Tax) (X) -0.240.580.101.161.22
Enterprise Value (Cr.) 6580.154831.864190.563375.512499.07
EV / Net Operating Revenue (X) 10.871.952.611.190.47
EV / EBITDA (X) -61.5911.75-97.667.734.70
MarketCap / Net Operating Revenue (X) 4.130.500.600.440.08
Price / BV (X) 0.850.330.240.290.11
Price / Net Operating Revenue (X) 4.130.500.600.440.08
EarningsYield -0.25-0.16-0.400.040.18

After reviewing the key financial ratios for PC Jeweller Ltd, here is a detailed analysis based on the latest available data and recent trends:

  • For FaceValue, as of Mar 24, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 10.00.
  • For Basic EPS (Rs.), as of Mar 24, the value is -13.52. This value is below the healthy minimum of 5. It has decreased from -4.37 (Mar 23) to -13.52, marking a decrease of 9.15.
  • For Diluted EPS (Rs.), as of Mar 24, the value is -13.52. This value is below the healthy minimum of 5. It has decreased from -4.37 (Mar 23) to -13.52, marking a decrease of 9.15.
  • For Cash EPS (Rs.), as of Mar 24, the value is -13.09. This value is below the healthy minimum of 3. It has decreased from -3.78 (Mar 23) to -13.09, marking a decrease of 9.31.
  • For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 62.98. It has decreased from 79.30 (Mar 23) to 62.98, marking a decrease of 16.32.
  • For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 62.98. It has decreased from 79.30 (Mar 23) to 62.98, marking a decrease of 16.32.
  • For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 13.01. It has decreased from 53.13 (Mar 23) to 13.01, marking a decrease of 40.12.
  • For PBDIT / Share (Rs.), as of Mar 24, the value is -2.29. This value is below the healthy minimum of 2. It has decreased from 8.84 (Mar 23) to -2.29, marking a decrease of 11.13.
  • For PBIT / Share (Rs.), as of Mar 24, the value is -2.73. This value is below the healthy minimum of 0. It has decreased from 8.25 (Mar 23) to -2.73, marking a decrease of 10.98.
  • For PBT / Share (Rs.), as of Mar 24, the value is -13.57. This value is below the healthy minimum of 0. It has decreased from -2.32 (Mar 23) to -13.57, marking a decrease of 11.25.
  • For Net Profit / Share (Rs.), as of Mar 24, the value is -13.52. This value is below the healthy minimum of 2. It has decreased from -4.37 (Mar 23) to -13.52, marking a decrease of 9.15.
  • For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is -13.52. This value is below the healthy minimum of 2. It has decreased from -4.37 (Mar 23) to -13.52, marking a decrease of 9.15.
  • For PBDIT Margin (%), as of Mar 24, the value is -17.64. This value is below the healthy minimum of 10. It has decreased from 16.63 (Mar 23) to -17.64, marking a decrease of 34.27.
  • For PBIT Margin (%), as of Mar 24, the value is -21.01. This value is below the healthy minimum of 10. It has decreased from 15.53 (Mar 23) to -21.01, marking a decrease of 36.54.
  • For PBT Margin (%), as of Mar 24, the value is -104.35. This value is below the healthy minimum of 10. It has decreased from -4.36 (Mar 23) to -104.35, marking a decrease of 99.99.
  • For Net Profit Margin (%), as of Mar 24, the value is -103.95. This value is below the healthy minimum of 5. It has decreased from -8.21 (Mar 23) to -103.95, marking a decrease of 95.74.
  • For NP After MI And SOA Margin (%), as of Mar 24, the value is -103.95. This value is below the healthy minimum of 8. It has decreased from -8.21 (Mar 23) to -103.95, marking a decrease of 95.74.
  • For Return on Networth / Equity (%), as of Mar 24, the value is -21.46. This value is below the healthy minimum of 15. It has decreased from -5.50 (Mar 23) to -21.46, marking a decrease of 15.96.
  • For Return on Capital Employeed (%), as of Mar 24, the value is -4.27. This value is below the healthy minimum of 10. It has decreased from 10.18 (Mar 23) to -4.27, marking a decrease of 14.45.
  • For Return On Assets (%), as of Mar 24, the value is -8.65. This value is below the healthy minimum of 5. It has decreased from -2.66 (Mar 23) to -8.65, marking a decrease of 5.99.
  • For Total Debt / Equity (X), as of Mar 24, the value is 1.39. This value exceeds the healthy maximum of 1. It has increased from 0.98 (Mar 23) to 1.39, marking an increase of 0.41.
  • For Asset Turnover Ratio (%), as of Mar 24, the value is 0.08. It has decreased from 0.32 (Mar 23) to 0.08, marking a decrease of 0.24.
  • For Current Ratio (X), as of Mar 24, the value is 1.37. This value is below the healthy minimum of 1.5. It has decreased from 1.63 (Mar 23) to 1.37, marking a decrease of 0.26.
  • For Quick Ratio (X), as of Mar 24, the value is 0.05. This value is below the healthy minimum of 1. It has decreased from 0.13 (Mar 23) to 0.05, marking a decrease of 0.08.
  • For Inventory Turnover Ratio (X), as of Mar 24, the value is 0.09. This value is below the healthy minimum of 4. It has decreased from 0.35 (Mar 23) to 0.09, marking a decrease of 0.26.
  • For Interest Coverage Ratio (X), as of Mar 24, the value is -0.21. This value is below the healthy minimum of 3. It has decreased from 0.83 (Mar 23) to -0.21, marking a decrease of 1.04.
  • For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is -0.24. This value is below the healthy minimum of 3. It has decreased from 0.58 (Mar 23) to -0.24, marking a decrease of 0.82.
  • For Enterprise Value (Cr.), as of Mar 24, the value is 6,580.15. It has increased from 4,831.86 (Mar 23) to 6,580.15, marking an increase of 1,748.29.
  • For EV / Net Operating Revenue (X), as of Mar 24, the value is 10.87. This value exceeds the healthy maximum of 3. It has increased from 1.95 (Mar 23) to 10.87, marking an increase of 8.92.
  • For EV / EBITDA (X), as of Mar 24, the value is -61.59. This value is below the healthy minimum of 5. It has decreased from 11.75 (Mar 23) to -61.59, marking a decrease of 73.34.
  • For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 4.13. This value exceeds the healthy maximum of 3. It has increased from 0.50 (Mar 23) to 4.13, marking an increase of 3.63.
  • For Price / BV (X), as of Mar 24, the value is 0.85. This value is below the healthy minimum of 1. It has increased from 0.33 (Mar 23) to 0.85, marking an increase of 0.52.
  • For Price / Net Operating Revenue (X), as of Mar 24, the value is 4.13. This value exceeds the healthy maximum of 3. It has increased from 0.50 (Mar 23) to 4.13, marking an increase of 3.63.
  • For EarningsYield, as of Mar 24, the value is -0.25. This value is below the healthy minimum of 5. It has decreased from -0.16 (Mar 23) to -0.25, marking a decrease of 0.09.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of PC Jeweller Ltd as of March 12, 2025 is: ₹19.00

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of March 12, 2025, PC Jeweller Ltd is Undervalued by 47.29% compared to the current share price 12.90

Intrinsic Value of PC Jeweller Ltd as of March 12, 2025 is: 26.83

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of March 12, 2025, PC Jeweller Ltd is Undervalued by 107.98% compared to the current share price 12.90

Last 5 Year EPS CAGR: 41.21%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The stock has a high average ROCE of 15.58%, which is a positive sign.
  2. The company has higher reserves (2,802.23 cr) compared to borrowings (2,081.46 cr), indicating strong financial stability.
  3. The company has shown consistent growth in sales (50.85 cr) and profit (178.31 cr) over the years.
  1. The stock has a high average Working Capital Days of 255.58, which may not be favorable.
  2. The stock has a high average Cash Conversion Cycle of 206.83, which may not be favorable.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in PC Jeweller Ltd:
    1. Net Profit Margin: -103.95%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: -4.27% (Industry Average ROCE: 7.23%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: -21.46% (Industry Average ROE: 11.61%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): -0.24
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 0.05
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 19.3 (Industry average Stock P/E: 109.97)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 1.39
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

PC Jeweller Ltd. is a Public Limited Listed company incorporated on 13/04/2005 and has its registered office in the State of Delhi, India. Company's Corporate Identification Number(CIN) is L36911DL2005PLC134929 and registration number is 134929. Currently Company is involved in the business activities of Manufacture of jewellery and related articles. Company's Total Operating Revenue is Rs. 189.45 Cr. and Equity Capital is Rs. 465.40 Cr. for the Year ended 31/03/2024.
INDUSTRYADDRESSCONTACT
Gems, Jewellery & Precious Metals2713, 3rd Floor, Bank Street, New Delhi Delhi 110005investors@pcjeweller.com
http://www.pcjeweller.com
Management
NamePosition Held
Mr. Balram GargManaging Director
Mr. Ramesh Kumar SharmaExecutive Director
Mrs. Sannovanda Machaiah SwathiIndependent Director
Dr. Manohar Lal SinglaIndependent Director
Mr. Krishan Kumar KhuranaIndependent Director
Mr. Miyar Ramanath NayakIndependent Director

FAQ

What is the latest intrinsic value of PC Jeweller Ltd?

The latest intrinsic value of PC Jeweller Ltd as on 12 March 2025 is 19.00, which is 47.29% higher than the current market price of 12.90, indicating the stock is undervalued by 47.29%. The intrinsic value of PC Jeweller Ltd is calculated using PE ratio method. The stock has a market capitalization of ₹6,961 Cr. and recorded a high/low of ₹19.6/4.41 during the current fiscal year 2024-2025. As of Sep 2024, the company has reserves of ₹2,963 Cr and total liabilities of ₹7,519 Cr.

What is the Market Cap of PC Jeweller Ltd?

The Market Cap of PC Jeweller Ltd is 6,961 Cr..

What is the current Stock Price of PC Jeweller Ltd as on 12 March 2025?

The current stock price of PC Jeweller Ltd as on 12 March 2025 is ₹12.9.

What is the High / Low of PC Jeweller Ltd stocks in FY 2024-2025?

In FY 2024-2025, the High / Low of PC Jeweller Ltd stocks is ₹19.6/4.41.

What is the Stock P/E of PC Jeweller Ltd?

The Stock P/E of PC Jeweller Ltd is 19.3.

What is the Book Value of PC Jeweller Ltd?

The Book Value of PC Jeweller Ltd is 6.35.

What is the Dividend Yield of PC Jeweller Ltd?

The Dividend Yield of PC Jeweller Ltd is 0.00 %.

What is the ROCE of PC Jeweller Ltd?

The ROCE of PC Jeweller Ltd is 1.74 %.

What is the ROE of PC Jeweller Ltd?

The ROE of PC Jeweller Ltd is 19.0 %.

What is the Face Value of PC Jeweller Ltd?

The Face Value of PC Jeweller Ltd is 1.00.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in PC Jeweller Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE