Share Price and Basic Stock Data
Last Updated: October 22, 2025, 4:42 am
| PEG Ratio | 0.46 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Power Finance Corporation Ltd (PFC) operates within the finance sector as a term lending institution, focusing primarily on the power sector. As of the latest reporting period, the company’s stock price stood at ₹403, with a market capitalization of ₹1,32,961 Cr. PFC has demonstrated robust revenue growth, with total revenue for the fiscal year ending March 2025 recorded at ₹107,106 Cr, up from ₹91,508 Cr in March 2024. This upward trend is further supported by quarterly revenues, which reached ₹24,141 Cr in March 2024 and ₹28,539 Cr in June 2025. The company reported a notable increase in revenue from ₹18,532 Cr in June 2022 to ₹21,009 Cr in June 2023, indicating a healthy growth trajectory. This growth aligns with the broader demand for financing in the power sector, which is critical for infrastructure development in India. The company’s ability to maintain a steady revenue stream positions it favorably in a competitive market.
Profitability and Efficiency Metrics
PFC’s profitability metrics reflect a solid operational performance. For the fiscal year ending March 2025, the net profit stood at ₹30,514 Cr, which is a significant increase from ₹26,461 Cr in March 2024. The earnings per share (EPS) also rose sharply to ₹69.67 from ₹59.88 in the previous fiscal year. The return on equity (ROE) remained consistent at 21.0%, showcasing the effective use of shareholders’ equity to generate profits. The interest coverage ratio (ICR) of 1.60 indicates that the company comfortably meets its interest obligations, although this is relatively low compared to typical sector standards. Moreover, the financing margin percentage has shown resilience, reported at 36% for the fiscal year 2025, highlighting the company’s ability to manage its financing costs effectively. However, the absence of operating profit margin (OPM) data limits the analysis of operational efficiency further.
Balance Sheet Strength and Financial Ratios
PFC’s balance sheet exhibits considerable strength, with total assets amounting to ₹1,178,086 Cr as of March 2025. The company reported reserves of ₹114,438 Cr, reflecting robust retained earnings. With total borrowings at ₹971,758 Cr, PFC maintains a high debt-to-equity ratio of 8.25, which is significantly higher than typical industry norms. This high leverage poses a risk, as it increases financial obligations, but it also indicates a strong reliance on debt to finance growth. The book value per share stood at ₹356.77, showcasing strong equity backing. The current ratio of 1.14 and quick ratio of 1.14 suggest that PFC has a stable liquidity position, enabling it to cover short-term liabilities. Overall, while the company demonstrates strong asset management and capital retention, its high leverage is a point of concern that warrants monitoring.
Shareholding Pattern and Investor Confidence
The shareholding pattern of PFC indicates a stable ownership structure, with promoters holding 55.99% of shares consistently over recent quarters. Foreign institutional investors (FIIs) accounted for 18.66%, while domestic institutional investors (DIIs) held 16.11%, suggesting a diversified investor base. The public shareholding stood at 9.21% as of June 2025. The total number of shareholders has seen a steady increase, reaching 11,28,203, which indicates growing investor interest and confidence in the company’s performance. This stability in shareholding, particularly among promoters, reinforces investor confidence in PFC’s long-term strategy and operational integrity. However, the relatively low public shareholding percentage may limit liquidity in the stock, potentially affecting price volatility during market fluctuations.
Outlook, Risks, and Final Insight
If margins sustain and the company continues its trajectory of revenue growth, PFC could further enhance its market position. However, the high debt levels present a significant risk, especially in an environment of rising interest rates, which could strain profitability. Additionally, the reliance on the power sector exposes PFC to sector-specific risks, including regulatory changes and economic downturns affecting power demand. Conversely, the stable ROE and improving net profit margins are positive indicators for future performance. The company’s focus on expanding its lending portfolio while managing its costs will be crucial in navigating these challenges. Overall, while PFC exhibits strengths in profitability and investor confidence, it must address its high leverage and sector-specific vulnerabilities to ensure sustainable growth moving forward.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Power Finance Corporation Ltd (PFC)
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Tourism Finance Corporation of India Ltd | 3,399 Cr. | 73.4 | 75.9/24.4 | 31.2 | 26.3 | 0.82 % | 10.7 % | 8.51 % | 2.00 |
| Power Finance Corporation Ltd (PFC) | 1,31,493 Cr. | 398 | 524/357 | 5.41 | 357 | 3.97 % | 9.73 % | 21.0 % | 10.0 |
| IFCI Ltd | 15,137 Cr. | 56.2 | 74.5/35.7 | 47.2 | 32.3 | 0.00 % | 8.08 % | 2.60 % | 10.0 |
| Housing & Urban Development Corporation Ltd (HUDCO) | 45,683 Cr. | 228 | 264/159 | 16.4 | 89.8 | 1.82 % | 9.62 % | 15.7 % | 10.0 |
| Industry Average | 48,928.00 Cr | 188.90 | 25.05 | 126.35 | 1.65% | 9.53% | 11.95% | 8.00 |
All Competitor Stocks of Power Finance Corporation Ltd (PFC)
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 18,532 | 19,336 | 19,639 | 20,061 | 21,009 | 22,391 | 23,572 | 24,141 | 24,717 | 25,722 | 26,798 | 29,265 | 28,539 |
| Interest | 10,837 | 11,413 | 12,129 | 12,637 | 13,670 | 14,313 | 14,827 | 15,154 | 15,521 | 16,006 | 16,562 | 16,584 | 17,204 |
| Expenses | 2,184 | 1,316 | 900 | -339 | -65 | -551 | 791 | -589 | 310 | 367 | 429 | 2,131 | 212 |
| Financing Profit | 5,511 | 6,608 | 6,610 | 7,763 | 7,404 | 8,629 | 7,954 | 9,577 | 8,886 | 9,348 | 9,807 | 10,550 | 11,123 |
| Financing Margin % | 30% | 34% | 34% | 39% | 35% | 39% | 34% | 40% | 36% | 36% | 37% | 36% | 39% |
| Other Income | 12 | 8 | 24 | 13 | 9 | 13 | 22 | 35 | 20 | 33 | 24 | 20 | 90 |
| Depreciation | 12 | 12 | 14 | 14 | 12 | 13 | 14 | 15 | 12 | 13 | 15 | 16 | 14 |
| Profit before tax | 5,511 | 6,604 | 6,619 | 7,762 | 7,401 | 8,629 | 7,961 | 9,597 | 8,894 | 9,368 | 9,816 | 10,554 | 11,199 |
| Tax % | 17% | 21% | 21% | 21% | 19% | 23% | 21% | 21% | 19% | 23% | 21% | 21% | 20% |
| Net Profit | 4,580 | 5,229 | 5,241 | 6,129 | 5,982 | 6,628 | 6,294 | 7,556 | 7,182 | 7,215 | 7,760 | 8,358 | 8,981 |
| EPS in Rs | 10.35 | 11.92 | 11.70 | 14.17 | 13.87 | 14.65 | 14.33 | 17.04 | 16.80 | 16.07 | 17.66 | 19.14 | 20.81 |
| Gross NPA % | 5.02% | 4.38% | 3.91% | 3.66% | 3.54% | 3.40% | 3.13% | 3.02% | 2.97% | 2.62% | 2.30% | 1.64% | 1.47% |
| Net NPA % | 1.57% | 1.27% | 1.15% | 1.03% | 1.00% | 0.98% | 0.86% | 0.85% | 0.84% | 0.80% | 0.73% | 0.38% | 0.31% |
Last Updated: August 20, 2025, 5:25 am
Below is a detailed analysis of the quarterly data for Power Finance Corporation Ltd (PFC) based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 17,204.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 16,584.00 Cr. (Mar 2025) to 17,204.00 Cr., marking an increase of 620.00 Cr..
- For Expenses, as of Jun 2025, the value is 212.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 2,131.00 Cr. (Mar 2025) to 212.00 Cr., marking a decrease of 1,919.00 Cr..
- For Other Income, as of Jun 2025, the value is 90.00 Cr.. The value appears strong and on an upward trend. It has increased from 20.00 Cr. (Mar 2025) to 90.00 Cr., marking an increase of 70.00 Cr..
- For Depreciation, as of Jun 2025, the value is 14.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 16.00 Cr. (Mar 2025) to 14.00 Cr., marking a decrease of 2.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 11,199.00 Cr.. The value appears strong and on an upward trend. It has increased from 10,554.00 Cr. (Mar 2025) to 11,199.00 Cr., marking an increase of 645.00 Cr..
- For Tax %, as of Jun 2025, the value is 20.00%. The value appears to be improving (decreasing) as expected. It has decreased from 21.00% (Mar 2025) to 20.00%, marking a decrease of 1.00%.
- For Net Profit, as of Jun 2025, the value is 8,981.00 Cr.. The value appears strong and on an upward trend. It has increased from 8,358.00 Cr. (Mar 2025) to 8,981.00 Cr., marking an increase of 623.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 20.81. The value appears strong and on an upward trend. It has increased from 19.14 (Mar 2025) to 20.81, marking an increase of 1.67.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: August 23, 2025, 2:17 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 21,407 | 24,988 | 27,861 | 27,581 | 48,624 | 54,106 | 62,189 | 71,656 | 76,262 | 77,807 | 91,508 | 107,106 | 110,324 |
| Interest | 13,053 | 15,456 | 16,657 | 16,768 | 30,289 | 34,627 | 40,845 | 44,684 | 44,709 | 47,017 | 57,968 | 64,670 | 66,356 |
| Expenses | 748 | 1,103 | 2,042 | 5,538 | 6,583 | 1,696 | 7,332 | 7,102 | 8,215 | 4,290 | -33 | 3,833 | 3,140 |
| Financing Profit | 7,607 | 8,429 | 9,162 | 5,275 | 11,752 | 17,783 | 14,012 | 19,871 | 23,338 | 26,501 | 33,573 | 38,603 | 40,828 |
| Financing Margin % | 36% | 34% | 33% | 19% | 24% | 33% | 23% | 28% | 31% | 34% | 37% | 36% | 37% |
| Other Income | 23 | 25 | 25 | 30 | 42 | 94 | 105 | 46 | 79 | 47 | 69 | 85 | 167 |
| Depreciation | 5 | 8 | 20 | 41 | 15 | 15 | 24 | 25 | 35 | 52 | 53 | 56 | 58 |
| Profit before tax | 7,624 | 8,446 | 9,167 | 5,264 | 11,779 | 17,862 | 14,093 | 19,891 | 23,382 | 26,496 | 33,588 | 38,632 | 40,937 |
| Tax % | 28% | 29% | 33% | 58% | 25% | 29% | 33% | 21% | 20% | 20% | 21% | 21% | |
| Net Profit | 5,462 | 6,004 | 6,184 | 2,236 | 8,797 | 12,640 | 9,477 | 15,716 | 18,768 | 21,179 | 26,461 | 30,514 | 32,314 |
| EPS in Rs | 16.55 | 18.19 | 18.74 | 6.78 | 20.27 | 30.06 | 21.58 | 35.60 | 42.47 | 48.15 | 59.88 | 69.67 | 73.68 |
| Dividend Payout % | 22% | 20% | 30% | 59% | 31% | 0% | 35% | 22% | 23% | 22% | 23% | 23% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 9.92% | 3.00% | -63.84% | 293.43% | 43.69% | -25.02% | 65.83% | 19.42% | 12.85% | 24.94% | 15.32% |
| Change in YoY Net Profit Growth (%) | 0.00% | -6.93% | -66.84% | 357.27% | -249.74% | -68.71% | 90.86% | -46.41% | -6.57% | 12.09% | -9.62% |
Power Finance Corporation Ltd (PFC) has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 16% |
| 5 Years: | 11% |
| 3 Years: | 12% |
| TTM: | 16% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 26% |
| 3 Years: | 18% |
| TTM: | 17% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 16% |
| 5 Years: | 39% |
| 3 Years: | 61% |
| 1 Year: | -30% |
| Return on Equity | |
|---|---|
| 10 Years: | 19% |
| 5 Years: | 21% |
| 3 Years: | 21% |
| Last Year: | 21% |
Last Updated: September 5, 2025, 12:25 pm
Balance Sheet
Last Updated: August 11, 2025, 2:32 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,320 | 1,320 | 1,320 | 2,640 | 2,640 | 2,640 | 2,640 | 2,640 | 2,640 | 2,640 | 3,300 | 3,300 |
| Reserves | 26,202 | 31,091 | 34,708 | 34,205 | 37,194 | 44,481 | 46,760 | 58,127 | 69,036 | 81,518 | 97,847 | 114,438 |
| Borrowing | 159,215 | 187,795 | 200,660 | 202,993 | 441,151 | 539,488 | 596,561 | 659,682 | 660,476 | 751,158 | 861,961 | 971,758 |
| Other Liabilities | 7,582 | 8,705 | 10,531 | 19,700 | 41,546 | 42,260 | 48,560 | 55,257 | 58,848 | 60,796 | 75,770 | 88,590 |
| Total Liabilities | 194,320 | 228,912 | 247,220 | 259,537 | 522,531 | 628,869 | 694,521 | 775,707 | 791,000 | 896,112 | 1,038,877 | 1,178,086 |
| Fixed Assets | 72 | 102 | 198 | 296 | 161 | 196 | 238 | 341 | 719 | 782 | 764 | 761 |
| CWIP | 1 | 2 | 47 | 105 | 129 | 199 | 288 | 336 | 53 | 22 | 39 | 88 |
| Investments | 27 | 528 | 2,230 | 3,145 | 5,493 | 4,604 | 4,404 | 3,499 | 3,774 | 5,973 | 10,971 | 12,792 |
| Other Assets | 194,220 | 228,280 | 244,745 | 255,990 | 516,749 | 623,871 | 689,590 | 771,530 | 786,454 | 889,334 | 1,027,102 | 1,164,445 |
| Total Assets | 194,320 | 228,912 | 247,220 | 259,537 | 522,531 | 628,869 | 694,521 | 775,707 | 791,000 | 896,112 | 1,038,877 | 1,178,086 |
Below is a detailed analysis of the balance sheet data for Power Finance Corporation Ltd (PFC) based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 3,300.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 3,300.00 Cr..
- For Reserves, as of Mar 2025, the value is 114,438.00 Cr.. The value appears strong and on an upward trend. It has increased from 97,847.00 Cr. (Mar 2024) to 114,438.00 Cr., marking an increase of 16,591.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 88,590.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 75,770.00 Cr. (Mar 2024) to 88,590.00 Cr., marking an increase of 12,820.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 1,178,086.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,038,877.00 Cr. (Mar 2024) to 1,178,086.00 Cr., marking an increase of 139,209.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 761.00 Cr.. The value appears to be declining and may need further review. It has decreased from 764.00 Cr. (Mar 2024) to 761.00 Cr., marking a decrease of 3.00 Cr..
- For CWIP, as of Mar 2025, the value is 88.00 Cr.. The value appears strong and on an upward trend. It has increased from 39.00 Cr. (Mar 2024) to 88.00 Cr., marking an increase of 49.00 Cr..
- For Investments, as of Mar 2025, the value is 12,792.00 Cr.. The value appears strong and on an upward trend. It has increased from 10,971.00 Cr. (Mar 2024) to 12,792.00 Cr., marking an increase of 1,821.00 Cr..
- For Other Assets, as of Mar 2025, the value is 1,164,445.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,027,102.00 Cr. (Mar 2024) to 1,164,445.00 Cr., marking an increase of 137,343.00 Cr..
- For Total Assets, as of Mar 2025, the value is 1,178,086.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,038,877.00 Cr. (Mar 2024) to 1,178,086.00 Cr., marking an increase of 139,209.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 589.00 | -186.00 | -198.00 | -197.00 | -435.00 | -538.00 | -589.00 | -652.00 | -652.00 | -747.00 | -894.00 | -968.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 21% | 20% | 18% | 6% | 17% | 23% | 15% | 21% | 21% | 20% | 21% | 21% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Balanced Advantage Fund - Regular Plan | 49,375,161 | 2.42 | 1653.57 | 49,375,161 | 2025-04-22 17:25:22 | 0% |
| HDFC Mid-Cap Opportunities Fund - Regular Plan | 37,237,034 | 2.39 | 1247.07 | 37,237,034 | 2025-04-22 13:31:13 | 0% |
| Nippon India Growth Fund | 30,500,112 | 4.78 | 1021.45 | 30,500,112 | 2025-04-22 17:25:22 | 0% |
| HDFC Top 100 Fund - Regular Plan | 23,253,180 | 2.81 | 778.75 | 23,253,180 | 2025-04-22 12:29:18 | 0% |
| Sundaram Mid Cap Fund | 12,284,897 | 4.43 | 411.42 | 12,284,897 | 2025-04-22 17:25:22 | 0% |
| Sundaram Mid Cap Fund - Institutional Plan | 12,284,897 | 4.43 | 411.42 | 12,284,897 | 2025-04-22 17:25:22 | 0% |
| DSP Flexi Cap Fund | 10,289,228 | 3.64 | 344.59 | 10,289,228 | 2025-04-22 17:25:23 | 0% |
| Mirae Asset Large & Midcap Fund | 10,261,528 | 1.13 | 343.66 | 10,261,528 | 2025-04-22 17:25:23 | 0% |
| DSP ELSS Tax Saver Fund | 10,242,136 | 2.72 | 343.01 | 10,242,136 | 2025-04-22 17:25:23 | 0% |
| Mirae Asset Midcap Fund | 9,495,652 | 2.48 | 318.01 | 9,495,652 | 2025-04-22 17:25:23 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 69.67 | 59.88 | 60.19 | 53.08 | 44.50 |
| Diluted EPS (Rs.) | 69.67 | 59.88 | 60.19 | 53.08 | 44.50 |
| Cash EPS (Rs.) | 92.63 | 80.34 | 80.42 | 71.31 | 59.60 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 356.77 | 406.92 | 424.16 | 364.67 | 309.80 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 356.77 | 406.92 | 424.16 | 364.67 | 309.80 |
| Revenue From Operations / Share (Rs.) | 322.72 | 276.04 | 293.81 | 288.86 | 271.42 |
| PBDIT / Share (Rs.) | 313.20 | 277.58 | 278.64 | 258.13 | 244.66 |
| PBIT / Share (Rs.) | 313.03 | 277.42 | 278.45 | 258.00 | 244.57 |
| PBT / Share (Rs.) | 117.06 | 101.78 | 100.36 | 88.65 | 75.32 |
| Net Profit / Share (Rs.) | 92.47 | 80.18 | 80.22 | 71.17 | 59.51 |
| NP After MI And SOA / Share (Rs.) | 69.67 | 59.88 | 60.19 | 53.08 | 44.50 |
| PBDIT Margin (%) | 97.04 | 100.55 | 94.83 | 89.36 | 90.14 |
| PBIT Margin (%) | 96.99 | 100.49 | 94.77 | 89.31 | 90.10 |
| PBT Margin (%) | 36.27 | 36.87 | 34.15 | 30.68 | 27.74 |
| Net Profit Margin (%) | 28.65 | 29.04 | 27.30 | 24.63 | 21.92 |
| NP After MI And SOA Margin (%) | 21.58 | 21.69 | 20.48 | 18.37 | 16.39 |
| Return on Networth / Equity (%) | 19.52 | 19.53 | 18.88 | 19.55 | 19.33 |
| Return on Capital Employeed (%) | 65.86 | 67.44 | 65.09 | 12.09 | 11.15 |
| Return On Assets (%) | 1.95 | 1.90 | 1.77 | 1.77 | 1.51 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.00 | 6.50 | 8.17 |
| Total Debt / Equity (X) | 8.25 | 8.52 | 8.93 | 9.21 | 10.86 |
| Asset Turnover Ratio (%) | 0.09 | 0.09 | 0.06 | 0.06 | 0.06 |
| Current Ratio (X) | 1.14 | 1.14 | 1.13 | 3.43 | 3.90 |
| Quick Ratio (X) | 1.14 | 1.14 | 1.13 | 3.43 | 3.90 |
| Dividend Payout Ratio (NP) (%) | 23.32 | 24.38 | 16.61 | 24.01 | 17.97 |
| Dividend Payout Ratio (CP) (%) | 23.26 | 24.31 | 16.56 | 23.95 | 17.93 |
| Earning Retention Ratio (%) | 76.68 | 75.62 | 83.39 | 75.99 | 82.03 |
| Cash Earning Retention Ratio (%) | 76.74 | 75.69 | 83.44 | 76.05 | 82.07 |
| Interest Coverage Ratio (X) | 1.60 | 1.58 | 1.56 | 1.52 | 1.45 |
| Interest Coverage Ratio (Post Tax) (X) | 1.47 | 1.46 | 1.45 | 1.42 | 1.35 |
| Enterprise Value (Cr.) | 1136313.10 | 1020484.17 | 814942.50 | 708078.39 | 702506.88 |
| EV / Net Operating Revenue (X) | 10.67 | 11.20 | 10.51 | 9.28 | 9.80 |
| EV / EBITDA (X) | 10.99 | 11.14 | 11.08 | 10.39 | 10.88 |
| MarketCap / Net Operating Revenue (X) | 1.28 | 1.41 | 0.51 | 0.38 | 0.41 |
| Retention Ratios (%) | 76.67 | 75.61 | 83.38 | 75.98 | 82.02 |
| Price / BV (X) | 1.16 | 1.27 | 0.47 | 0.41 | 0.49 |
| Price / Net Operating Revenue (X) | 1.28 | 1.41 | 0.51 | 0.38 | 0.41 |
| EarningsYield | 0.16 | 0.15 | 0.39 | 0.47 | 0.39 |
After reviewing the key financial ratios for Power Finance Corporation Ltd (PFC), here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 69.67. This value is within the healthy range. It has increased from 59.88 (Mar 24) to 69.67, marking an increase of 9.79.
- For Diluted EPS (Rs.), as of Mar 25, the value is 69.67. This value is within the healthy range. It has increased from 59.88 (Mar 24) to 69.67, marking an increase of 9.79.
- For Cash EPS (Rs.), as of Mar 25, the value is 92.63. This value is within the healthy range. It has increased from 80.34 (Mar 24) to 92.63, marking an increase of 12.29.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 356.77. It has decreased from 406.92 (Mar 24) to 356.77, marking a decrease of 50.15.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 356.77. It has decreased from 406.92 (Mar 24) to 356.77, marking a decrease of 50.15.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 322.72. It has increased from 276.04 (Mar 24) to 322.72, marking an increase of 46.68.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 313.20. This value is within the healthy range. It has increased from 277.58 (Mar 24) to 313.20, marking an increase of 35.62.
- For PBIT / Share (Rs.), as of Mar 25, the value is 313.03. This value is within the healthy range. It has increased from 277.42 (Mar 24) to 313.03, marking an increase of 35.61.
- For PBT / Share (Rs.), as of Mar 25, the value is 117.06. This value is within the healthy range. It has increased from 101.78 (Mar 24) to 117.06, marking an increase of 15.28.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 92.47. This value is within the healthy range. It has increased from 80.18 (Mar 24) to 92.47, marking an increase of 12.29.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 69.67. This value is within the healthy range. It has increased from 59.88 (Mar 24) to 69.67, marking an increase of 9.79.
- For PBDIT Margin (%), as of Mar 25, the value is 97.04. This value is within the healthy range. It has decreased from 100.55 (Mar 24) to 97.04, marking a decrease of 3.51.
- For PBIT Margin (%), as of Mar 25, the value is 96.99. This value exceeds the healthy maximum of 20. It has decreased from 100.49 (Mar 24) to 96.99, marking a decrease of 3.50.
- For PBT Margin (%), as of Mar 25, the value is 36.27. This value is within the healthy range. It has decreased from 36.87 (Mar 24) to 36.27, marking a decrease of 0.60.
- For Net Profit Margin (%), as of Mar 25, the value is 28.65. This value exceeds the healthy maximum of 10. It has decreased from 29.04 (Mar 24) to 28.65, marking a decrease of 0.39.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 21.58. This value exceeds the healthy maximum of 20. It has decreased from 21.69 (Mar 24) to 21.58, marking a decrease of 0.11.
- For Return on Networth / Equity (%), as of Mar 25, the value is 19.52. This value is within the healthy range. It has decreased from 19.53 (Mar 24) to 19.52, marking a decrease of 0.01.
- For Return on Capital Employeed (%), as of Mar 25, the value is 65.86. This value is within the healthy range. It has decreased from 67.44 (Mar 24) to 65.86, marking a decrease of 1.58.
- For Return On Assets (%), as of Mar 25, the value is 1.95. This value is below the healthy minimum of 5. It has increased from 1.90 (Mar 24) to 1.95, marking an increase of 0.05.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 8.25. This value exceeds the healthy maximum of 1. It has decreased from 8.52 (Mar 24) to 8.25, marking a decrease of 0.27.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.09. There is no change compared to the previous period (Mar 24) which recorded 0.09.
- For Current Ratio (X), as of Mar 25, the value is 1.14. This value is below the healthy minimum of 1.5. There is no change compared to the previous period (Mar 24) which recorded 1.14.
- For Quick Ratio (X), as of Mar 25, the value is 1.14. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.14.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 23.32. This value is within the healthy range. It has decreased from 24.38 (Mar 24) to 23.32, marking a decrease of 1.06.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 23.26. This value is within the healthy range. It has decreased from 24.31 (Mar 24) to 23.26, marking a decrease of 1.05.
- For Earning Retention Ratio (%), as of Mar 25, the value is 76.68. This value exceeds the healthy maximum of 70. It has increased from 75.62 (Mar 24) to 76.68, marking an increase of 1.06.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 76.74. This value exceeds the healthy maximum of 70. It has increased from 75.69 (Mar 24) to 76.74, marking an increase of 1.05.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.60. This value is below the healthy minimum of 3. It has increased from 1.58 (Mar 24) to 1.60, marking an increase of 0.02.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.47. This value is below the healthy minimum of 3. It has increased from 1.46 (Mar 24) to 1.47, marking an increase of 0.01.
- For Enterprise Value (Cr.), as of Mar 25, the value is 1,136,313.10. It has increased from 1,020,484.17 (Mar 24) to 1,136,313.10, marking an increase of 115,828.93.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 10.67. This value exceeds the healthy maximum of 3. It has decreased from 11.20 (Mar 24) to 10.67, marking a decrease of 0.53.
- For EV / EBITDA (X), as of Mar 25, the value is 10.99. This value is within the healthy range. It has decreased from 11.14 (Mar 24) to 10.99, marking a decrease of 0.15.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 1.28. This value is within the healthy range. It has decreased from 1.41 (Mar 24) to 1.28, marking a decrease of 0.13.
- For Retention Ratios (%), as of Mar 25, the value is 76.67. This value exceeds the healthy maximum of 70. It has increased from 75.61 (Mar 24) to 76.67, marking an increase of 1.06.
- For Price / BV (X), as of Mar 25, the value is 1.16. This value is within the healthy range. It has decreased from 1.27 (Mar 24) to 1.16, marking a decrease of 0.11.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 1.28. This value is within the healthy range. It has decreased from 1.41 (Mar 24) to 1.28, marking a decrease of 0.13.
- For EarningsYield, as of Mar 25, the value is 0.16. This value is below the healthy minimum of 5. It has increased from 0.15 (Mar 24) to 0.16, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Power Finance Corporation Ltd (PFC):
- Net Profit Margin: 28.65%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 65.86% (Industry Average ROCE: 9.53%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 19.52% (Industry Average ROE: 11.95%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.47
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.14
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 5.41 (Industry average Stock P/E: 25.05)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 8.25
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 28.65%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Term Lending Institutions | 'Urjanidhi', 1, Barakhamba Lane, New Delhi Delhi 110001 | investorsgrievance@pfcindia.com http://www.pfcindia.com |
| Management | |
|---|---|
| Name | Position Held |
| Mrs. Parminder Chopra | Chairman & Managing Director |
| Mr. Rajiv Ranjan Jha | Director - Projects |
| Mr. Manoj Sharma | Director - Commercial |
| Mr. Sandeep Kumar | Director - Finance |
| Mr. Prasanna Tantri | Independent Director |
| Mrs. Usha Sajeev Nair | Independent Director |
| Mr. Bhaskar Bhattacharya | Independent Director |
| Mr. Naresh Dhanrajbhai Kella | Independent Director |
| Dr. Sudhir Mehta | Independent Director |
| Mr. Shashank Misra | Government Nominee Director |
FAQ
What is the intrinsic value of Power Finance Corporation Ltd (PFC)?
Power Finance Corporation Ltd (PFC)'s intrinsic value (as of 22 October 2025) is 337.35 which is 15.24% lower the current market price of 398.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 1,31,493 Cr. market cap, FY2025-2026 high/low of 524/357, reserves of ₹114,438 Cr, and liabilities of 1,178,086 Cr.
What is the Market Cap of Power Finance Corporation Ltd (PFC)?
The Market Cap of Power Finance Corporation Ltd (PFC) is 1,31,493 Cr..
What is the current Stock Price of Power Finance Corporation Ltd (PFC) as on 22 October 2025?
The current stock price of Power Finance Corporation Ltd (PFC) as on 22 October 2025 is 398.
What is the High / Low of Power Finance Corporation Ltd (PFC) stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Power Finance Corporation Ltd (PFC) stocks is 524/357.
What is the Stock P/E of Power Finance Corporation Ltd (PFC)?
The Stock P/E of Power Finance Corporation Ltd (PFC) is 5.41.
What is the Book Value of Power Finance Corporation Ltd (PFC)?
The Book Value of Power Finance Corporation Ltd (PFC) is 357.
What is the Dividend Yield of Power Finance Corporation Ltd (PFC)?
The Dividend Yield of Power Finance Corporation Ltd (PFC) is 3.97 %.
What is the ROCE of Power Finance Corporation Ltd (PFC)?
The ROCE of Power Finance Corporation Ltd (PFC) is 9.73 %.
What is the ROE of Power Finance Corporation Ltd (PFC)?
The ROE of Power Finance Corporation Ltd (PFC) is 21.0 %.
What is the Face Value of Power Finance Corporation Ltd (PFC)?
The Face Value of Power Finance Corporation Ltd (PFC) is 10.0.