Share Price and Basic Stock Data
Last Updated: December 31, 2025, 8:03 pm
| PEG Ratio | 0.39 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Power Finance Corporation Ltd (PFC), a premier term lending institution in India, reported a current market capitalization of ₹1,17,286 Cr, with a stock price standing at ₹355. The company has demonstrated a consistent upward trend in revenue, recording ₹19,336 Cr in September 2022, which rose to ₹22,391 Cr by September 2023. This growth trajectory continued, with December 2023 revenue anticipated to reach ₹23,572 Cr, culminating in projected revenues of ₹24,141 Cr and ₹24,717 Cr for March 2024 and June 2024, respectively. This growth reflects a robust demand for financing in the power sector, where PFC has established itself as a key player. Over the last decade, annual revenue surged from ₹21,407 Cr in March 2014 to ₹77,807 Cr by March 2023, showcasing a compound annual growth rate (CAGR) that highlights the company’s strong market position and operational efficiency.
Profitability and Efficiency Metrics
PFC’s profitability metrics reveal a strong financial performance, with a reported net profit of ₹32,933 Cr for the trailing twelve months. The company has maintained a healthy Return on Equity (ROE) of 21.0%, indicating effective utilization of shareholders’ funds. The Profit Before Tax (PBT) for March 2025 is recorded at ₹38,632 Cr, with a corresponding net profit margin of 28.65%. This margin is indicative of PFC’s operational efficiency compared to typical sector averages, which often range from 20% to 25%. Additionally, the Interest Coverage Ratio (ICR) stood at 1.60x, reflecting the company’s ability to meet its interest obligations comfortably. However, the financing margin has shown slight fluctuations, with a high of 40% in March 2024, indicating potential volatility in financing conditions that could impact future profitability.
Balance Sheet Strength and Financial Ratios
PFC’s balance sheet remains robust, with total assets recorded at ₹1,178,086 Cr as of March 2025. The company’s reserves have grown significantly, reaching ₹123,686 Cr by September 2025, underscoring a solid foundation for future growth. The debt-to-equity ratio stood at 8.25x, which, while high, is not uncommon in the financial sector, particularly for institutions heavily involved in lending. The company has effectively managed its non-performing assets (NPAs), with Gross NPA percentage declining from 4.38% in September 2022 to 1.64% by March 2025, indicating improved asset quality. Additionally, the company’s Book Value per Share is reported at ₹356.77, providing a cushion for investors looking for intrinsic value. The financial ratios indicate that while PFC has significant leverage, its growing reserves and decreasing NPAs provide a counterbalance to potential risks associated with high debt levels.
Shareholding Pattern and Investor Confidence
The shareholding pattern of PFC reflects a stable institutional backing, with promoters holding 55.99% of the company’s shares as of March 2025. Foreign Institutional Investors (FIIs) have increased their stake to 18.84%, while Domestic Institutional Investors (DIIs) hold 16.04%. This broad base of institutional ownership indicates strong investor confidence in PFC’s strategic direction and financial health. The number of shareholders has also seen a significant rise, climbing to 10,97,217 by September 2025, suggesting growing public interest and participation in the company’s growth story. The steady dividend payout ratio of 23% in March 2025 further reassures investors of PFC’s commitment to returning value while maintaining sufficient capital for growth. This positive sentiment among investors is critical as the company navigates the competitive landscape of the financial services sector.
Outlook, Risks, and Final Insight
Looking ahead, PFC is well-positioned to capitalize on the increasing demand for financing in the power sector, bolstered by its solid financial metrics and improving asset quality. However, risks such as high leverage, indicated by a debt-to-equity ratio of 8.25x, and potential fluctuations in interest rates could impact profitability. Additionally, while NPAs have decreased, continued vigilance is necessary to maintain asset quality, especially in a dynamic economic environment. The company’s strong reserves and consistent revenue growth provide a buffer against these risks. Should PFC successfully navigate these challenges, it could enhance its market position significantly. Conversely, unforeseen economic disruptions or regulatory changes could adversely affect its operational performance. Investors should weigh these factors carefully as they consider PFC’s future potential in a rapidly evolving financial landscape.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Tourism Finance Corporation of India Ltd | 3,022 Cr. | 65.2 | 75.9/24.4 | 26.9 | 27.0 | 0.92 % | 10.7 % | 8.51 % | 2.00 |
| Power Finance Corporation Ltd (PFC) | 1,17,286 Cr. | 355 | 475/330 | 4.74 | 385 | 4.45 % | 9.73 % | 21.0 % | 10.0 |
| IFCI Ltd | 14,247 Cr. | 52.9 | 74.5/35.7 | 37.4 | 32.9 | 0.00 % | 8.08 % | 2.60 % | 10.0 |
| Housing & Urban Development Corporation Ltd (HUDCO) | 45,616 Cr. | 228 | 254/159 | 16.3 | 90.1 | 1.82 % | 9.62 % | 15.7 % | 10.0 |
| Industry Average | 45,042.75 Cr | 175.28 | 21.34 | 133.75 | 1.80% | 9.53% | 11.95% | 8.00 |
All Competitor Stocks of Power Finance Corporation Ltd (PFC)
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 19,336 | 19,639 | 20,061 | 21,009 | 22,391 | 23,572 | 24,141 | 24,717 | 25,722 | 26,798 | 29,265 | 28,539 | 28,890 |
| Interest | 11,413 | 12,129 | 12,637 | 13,670 | 14,313 | 14,827 | 15,154 | 15,521 | 16,008 | 16,562 | 16,584 | 17,204 | 17,314 |
| Expenses | 1,316 | 900 | -339 | -65 | -551 | 791 | -589 | 310 | 366 | 429 | 2,131 | 212 | 1,514 |
| Financing Profit | 6,608 | 6,610 | 7,763 | 7,404 | 8,629 | 7,954 | 9,577 | 8,886 | 9,348 | 9,807 | 10,550 | 11,123 | 10,062 |
| Financing Margin % | 34% | 34% | 39% | 35% | 39% | 34% | 40% | 36% | 36% | 37% | 36% | 39% | 35% |
| Other Income | 8 | 24 | 13 | 9 | 13 | 22 | 35 | 20 | 33 | 24 | 20 | 90 | 11 |
| Depreciation | 12 | 14 | 14 | 12 | 13 | 14 | 15 | 12 | 13 | 15 | 16 | 14 | 15 |
| Profit before tax | 6,604 | 6,619 | 7,762 | 7,401 | 8,629 | 7,961 | 9,597 | 8,894 | 9,368 | 9,816 | 10,554 | 11,199 | 10,057 |
| Tax % | 21% | 21% | 21% | 19% | 23% | 21% | 21% | 19% | 23% | 21% | 21% | 20% | 22% |
| Net Profit | 5,229 | 5,241 | 6,129 | 5,982 | 6,628 | 6,294 | 7,556 | 7,182 | 7,215 | 7,760 | 8,358 | 8,981 | 7,834 |
| EPS in Rs | 11.92 | 11.70 | 14.17 | 13.87 | 14.65 | 14.33 | 17.04 | 16.80 | 16.07 | 17.66 | 19.14 | 20.81 | 17.40 |
| Gross NPA % | 4.38% | 3.91% | 3.66% | 3.54% | 3.40% | 3.13% | 3.02% | 2.97% | 2.62% | 2.30% | 1.64% | 1.47% | |
| Net NPA % | 1.27% | 1.15% | 1.03% | 1.00% | 0.98% | 0.86% | 0.85% | 0.84% | 0.80% | 0.73% | 0.38% | 0.31% |
Last Updated: December 29, 2025, 2:07 pm
Below is a detailed analysis of the quarterly data for Power Finance Corporation Ltd (PFC) based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 17,314.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 17,204.00 Cr. (Jun 2025) to 17,314.00 Cr., marking an increase of 110.00 Cr..
- For Expenses, as of Sep 2025, the value is 1,514.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 212.00 Cr. (Jun 2025) to 1,514.00 Cr., marking an increase of 1,302.00 Cr..
- For Other Income, as of Sep 2025, the value is 11.00 Cr.. The value appears to be declining and may need further review. It has decreased from 90.00 Cr. (Jun 2025) to 11.00 Cr., marking a decrease of 79.00 Cr..
- For Depreciation, as of Sep 2025, the value is 15.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 14.00 Cr. (Jun 2025) to 15.00 Cr., marking an increase of 1.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 10,057.00 Cr.. The value appears to be declining and may need further review. It has decreased from 11,199.00 Cr. (Jun 2025) to 10,057.00 Cr., marking a decrease of 1,142.00 Cr..
- For Tax %, as of Sep 2025, the value is 22.00%. The value appears to be increasing, which may not be favorable. It has increased from 20.00% (Jun 2025) to 22.00%, marking an increase of 2.00%.
- For Net Profit, as of Sep 2025, the value is 7,834.00 Cr.. The value appears to be declining and may need further review. It has decreased from 8,981.00 Cr. (Jun 2025) to 7,834.00 Cr., marking a decrease of 1,147.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 17.40. The value appears to be declining and may need further review. It has decreased from 20.81 (Jun 2025) to 17.40, marking a decrease of 3.41.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:49 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 21,407 | 24,988 | 27,861 | 27,581 | 48,624 | 54,106 | 62,189 | 71,656 | 76,262 | 77,807 | 91,508 | 107,106 | 113,492 |
| Interest | 13,053 | 15,456 | 16,657 | 16,768 | 30,289 | 34,627 | 40,845 | 44,684 | 44,709 | 47,017 | 57,968 | 64,670 | 67,664 |
| Expenses | 748 | 1,103 | 2,042 | 5,538 | 6,583 | 1,696 | 7,332 | 7,102 | 8,215 | 4,290 | -33 | 3,833 | 4,287 |
| Financing Profit | 7,607 | 8,429 | 9,162 | 5,275 | 11,752 | 17,783 | 14,012 | 19,871 | 23,338 | 26,501 | 33,573 | 38,603 | 41,542 |
| Financing Margin % | 36% | 34% | 33% | 19% | 24% | 33% | 23% | 28% | 31% | 34% | 37% | 36% | 37% |
| Other Income | 23 | 25 | 25 | 30 | 42 | 94 | 105 | 46 | 79 | 47 | 69 | 85 | 145 |
| Depreciation | 5 | 8 | 20 | 41 | 15 | 15 | 24 | 25 | 35 | 52 | 53 | 56 | 60 |
| Profit before tax | 7,624 | 8,446 | 9,167 | 5,264 | 11,779 | 17,862 | 14,093 | 19,891 | 23,382 | 26,496 | 33,588 | 38,632 | 41,627 |
| Tax % | 28% | 29% | 33% | 58% | 25% | 29% | 33% | 21% | 20% | 20% | 21% | 21% | |
| Net Profit | 5,462 | 6,004 | 6,184 | 2,236 | 8,797 | 12,640 | 9,477 | 15,716 | 18,768 | 21,179 | 26,461 | 30,514 | 32,933 |
| EPS in Rs | 16.55 | 18.19 | 18.74 | 6.78 | 20.27 | 30.06 | 21.58 | 35.60 | 42.47 | 48.15 | 59.88 | 69.67 | 75.01 |
| Dividend Payout % | 22% | 20% | 30% | 59% | 31% | 0% | 35% | 22% | 23% | 22% | 23% | 23% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 9.92% | 3.00% | -63.84% | 293.43% | 43.69% | -25.02% | 65.83% | 19.42% | 12.85% | 24.94% | 15.32% |
| Change in YoY Net Profit Growth (%) | 0.00% | -6.93% | -66.84% | 357.27% | -249.74% | -68.71% | 90.86% | -46.41% | -6.57% | 12.09% | -9.62% |
Power Finance Corporation Ltd (PFC) has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 16% |
| 5 Years: | 11% |
| 3 Years: | 12% |
| TTM: | 16% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 26% |
| 3 Years: | 18% |
| TTM: | 17% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 16% |
| 5 Years: | 39% |
| 3 Years: | 61% |
| 1 Year: | -30% |
| Return on Equity | |
|---|---|
| 10 Years: | 19% |
| 5 Years: | 21% |
| 3 Years: | 21% |
| Last Year: | 21% |
Last Updated: September 5, 2025, 12:25 pm
Balance Sheet
Last Updated: December 4, 2025, 1:48 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,320 | 1,320 | 1,320 | 2,640 | 2,640 | 2,640 | 2,640 | 2,640 | 2,640 | 2,640 | 3,300 | 3,300 | 3,300 |
| Reserves | 26,202 | 31,091 | 34,708 | 34,205 | 37,194 | 44,481 | 46,760 | 58,127 | 69,036 | 81,518 | 97,847 | 114,438 | 123,686 |
| Borrowing | 159,215 | 187,795 | 200,660 | 202,993 | 441,151 | 539,488 | 596,561 | 659,682 | 660,476 | 751,158 | 861,961 | 971,758 | 1,000,961 |
| Other Liabilities | 7,582 | 8,705 | 10,531 | 19,700 | 41,546 | 42,260 | 48,560 | 55,257 | 58,848 | 60,796 | 75,770 | 88,590 | 94,682 |
| Total Liabilities | 194,320 | 228,912 | 247,220 | 259,537 | 522,531 | 628,869 | 694,521 | 775,707 | 791,000 | 896,112 | 1,038,877 | 1,178,086 | 1,222,629 |
| Fixed Assets | 72 | 102 | 198 | 296 | 161 | 196 | 238 | 341 | 719 | 782 | 764 | 761 | 764 |
| CWIP | 1 | 2 | 47 | 105 | 129 | 199 | 288 | 336 | 53 | 22 | 39 | 88 | 105 |
| Investments | 27 | 528 | 2,230 | 3,145 | 5,493 | 4,604 | 4,404 | 3,499 | 3,774 | 5,973 | 10,971 | 12,792 | 14,283 |
| Other Assets | 194,220 | 228,280 | 244,745 | 255,990 | 516,749 | 623,871 | 689,590 | 771,530 | 786,454 | 889,334 | 1,027,102 | 1,164,445 | 1,207,477 |
| Total Assets | 194,320 | 228,912 | 247,220 | 259,537 | 522,531 | 628,869 | 694,521 | 775,707 | 791,000 | 896,112 | 1,038,877 | 1,178,086 | 1,222,629 |
Below is a detailed analysis of the balance sheet data for Power Finance Corporation Ltd (PFC) based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 3,300.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 3,300.00 Cr..
- For Reserves, as of Sep 2025, the value is 123,686.00 Cr.. The value appears strong and on an upward trend. It has increased from 114,438.00 Cr. (Mar 2025) to 123,686.00 Cr., marking an increase of 9,248.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 94,682.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 88,590.00 Cr. (Mar 2025) to 94,682.00 Cr., marking an increase of 6,092.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 1,222,629.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,178,086.00 Cr. (Mar 2025) to 1,222,629.00 Cr., marking an increase of 44,543.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 764.00 Cr.. The value appears strong and on an upward trend. It has increased from 761.00 Cr. (Mar 2025) to 764.00 Cr., marking an increase of 3.00 Cr..
- For CWIP, as of Sep 2025, the value is 105.00 Cr.. The value appears strong and on an upward trend. It has increased from 88.00 Cr. (Mar 2025) to 105.00 Cr., marking an increase of 17.00 Cr..
- For Investments, as of Sep 2025, the value is 14,283.00 Cr.. The value appears strong and on an upward trend. It has increased from 12,792.00 Cr. (Mar 2025) to 14,283.00 Cr., marking an increase of 1,491.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,207,477.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,164,445.00 Cr. (Mar 2025) to 1,207,477.00 Cr., marking an increase of 43,032.00 Cr..
- For Total Assets, as of Sep 2025, the value is 1,222,629.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,178,086.00 Cr. (Mar 2025) to 1,222,629.00 Cr., marking an increase of 44,543.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 589.00 | -186.00 | -198.00 | -197.00 | -435.00 | -538.00 | -589.00 | -652.00 | -652.00 | -747.00 | -894.00 | -968.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 21% | 20% | 18% | 6% | 17% | 23% | 15% | 21% | 21% | 20% | 21% | 21% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| Kotak Midcap Fund | 24,701,368 | 1.48 | 895.92 | N/A | N/A | N/A |
| Nippon India Growth Mid Cap Fund | 19,200,000 | 1.66 | 696.38 | N/A | N/A | N/A |
| HDFC Balanced Advantage Fund | 18,500,000 | 0.62 | 671 | N/A | N/A | N/A |
| DSP Mid Cap Fund | 11,595,035 | 2.12 | 420.55 | N/A | N/A | N/A |
| Kotak Multicap Fund | 9,752,108 | 1.59 | 353.71 | N/A | N/A | N/A |
| Nippon India ELSS Tax Saver Fund | 9,111,111 | 2.13 | 330.46 | N/A | N/A | N/A |
| Canara Robeco Equity Hybrid Fund | 6,150,000 | 1.95 | 223.06 | N/A | N/A | N/A |
| Mirae Asset Large Cap Fund | 5,999,884 | 0.52 | 217.62 | N/A | N/A | N/A |
| DSP Large & Mid Cap Fund | 5,867,696 | 1.24 | 212.82 | N/A | N/A | N/A |
| Mirae Asset Large & Midcap Fund | 5,822,450 | 0.48 | 211.18 | 10,261,528 | 2025-12-08 05:14:22 | -43.26% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 69.67 | 59.88 | 60.19 | 53.08 | 44.50 |
| Diluted EPS (Rs.) | 69.67 | 59.88 | 60.19 | 53.08 | 44.50 |
| Cash EPS (Rs.) | 92.63 | 80.34 | 80.42 | 71.31 | 59.60 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 356.77 | 406.92 | 424.16 | 364.67 | 309.80 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 356.77 | 406.92 | 424.16 | 364.67 | 309.80 |
| Revenue From Operations / Share (Rs.) | 322.72 | 276.04 | 293.81 | 288.86 | 271.42 |
| PBDIT / Share (Rs.) | 313.20 | 277.58 | 278.64 | 258.13 | 244.66 |
| PBIT / Share (Rs.) | 313.03 | 277.42 | 278.45 | 258.00 | 244.57 |
| PBT / Share (Rs.) | 117.06 | 101.78 | 100.36 | 88.65 | 75.32 |
| Net Profit / Share (Rs.) | 92.47 | 80.18 | 80.22 | 71.17 | 59.51 |
| NP After MI And SOA / Share (Rs.) | 69.67 | 59.88 | 60.19 | 53.08 | 44.50 |
| PBDIT Margin (%) | 97.04 | 100.55 | 94.83 | 89.36 | 90.14 |
| PBIT Margin (%) | 96.99 | 100.49 | 94.77 | 89.31 | 90.10 |
| PBT Margin (%) | 36.27 | 36.87 | 34.15 | 30.68 | 27.74 |
| Net Profit Margin (%) | 28.65 | 29.04 | 27.30 | 24.63 | 21.92 |
| NP After MI And SOA Margin (%) | 21.58 | 21.69 | 20.48 | 18.37 | 16.39 |
| Return on Networth / Equity (%) | 19.52 | 19.53 | 18.88 | 19.55 | 19.33 |
| Return on Capital Employeed (%) | 65.86 | 67.44 | 65.09 | 12.09 | 11.15 |
| Return On Assets (%) | 1.95 | 1.90 | 1.77 | 1.77 | 1.51 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.00 | 6.50 | 8.17 |
| Total Debt / Equity (X) | 8.25 | 8.52 | 8.93 | 9.21 | 10.86 |
| Asset Turnover Ratio (%) | 0.09 | 0.09 | 0.06 | 0.06 | 0.06 |
| Current Ratio (X) | 1.14 | 1.14 | 1.13 | 3.43 | 3.90 |
| Quick Ratio (X) | 1.14 | 1.14 | 1.13 | 3.43 | 3.90 |
| Dividend Payout Ratio (NP) (%) | 23.32 | 24.38 | 16.61 | 24.01 | 17.97 |
| Dividend Payout Ratio (CP) (%) | 23.26 | 24.31 | 16.56 | 23.95 | 17.93 |
| Earning Retention Ratio (%) | 76.68 | 75.62 | 83.39 | 75.99 | 82.03 |
| Cash Earning Retention Ratio (%) | 76.74 | 75.69 | 83.44 | 76.05 | 82.07 |
| Interest Coverage Ratio (X) | 1.60 | 1.58 | 1.56 | 1.52 | 1.45 |
| Interest Coverage Ratio (Post Tax) (X) | 1.47 | 1.46 | 1.45 | 1.42 | 1.35 |
| Enterprise Value (Cr.) | 1136313.10 | 1020484.17 | 814942.50 | 708078.39 | 702506.88 |
| EV / Net Operating Revenue (X) | 10.67 | 11.20 | 10.51 | 9.28 | 9.80 |
| EV / EBITDA (X) | 10.99 | 11.14 | 11.08 | 10.39 | 10.88 |
| MarketCap / Net Operating Revenue (X) | 1.28 | 1.41 | 0.51 | 0.38 | 0.41 |
| Retention Ratios (%) | 76.67 | 75.61 | 83.38 | 75.98 | 82.02 |
| Price / BV (X) | 1.16 | 1.27 | 0.47 | 0.41 | 0.49 |
| Price / Net Operating Revenue (X) | 1.28 | 1.41 | 0.51 | 0.38 | 0.41 |
| EarningsYield | 0.16 | 0.15 | 0.39 | 0.47 | 0.39 |
After reviewing the key financial ratios for Power Finance Corporation Ltd (PFC), here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 69.67. This value is within the healthy range. It has increased from 59.88 (Mar 24) to 69.67, marking an increase of 9.79.
- For Diluted EPS (Rs.), as of Mar 25, the value is 69.67. This value is within the healthy range. It has increased from 59.88 (Mar 24) to 69.67, marking an increase of 9.79.
- For Cash EPS (Rs.), as of Mar 25, the value is 92.63. This value is within the healthy range. It has increased from 80.34 (Mar 24) to 92.63, marking an increase of 12.29.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 356.77. It has decreased from 406.92 (Mar 24) to 356.77, marking a decrease of 50.15.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 356.77. It has decreased from 406.92 (Mar 24) to 356.77, marking a decrease of 50.15.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 322.72. It has increased from 276.04 (Mar 24) to 322.72, marking an increase of 46.68.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 313.20. This value is within the healthy range. It has increased from 277.58 (Mar 24) to 313.20, marking an increase of 35.62.
- For PBIT / Share (Rs.), as of Mar 25, the value is 313.03. This value is within the healthy range. It has increased from 277.42 (Mar 24) to 313.03, marking an increase of 35.61.
- For PBT / Share (Rs.), as of Mar 25, the value is 117.06. This value is within the healthy range. It has increased from 101.78 (Mar 24) to 117.06, marking an increase of 15.28.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 92.47. This value is within the healthy range. It has increased from 80.18 (Mar 24) to 92.47, marking an increase of 12.29.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 69.67. This value is within the healthy range. It has increased from 59.88 (Mar 24) to 69.67, marking an increase of 9.79.
- For PBDIT Margin (%), as of Mar 25, the value is 97.04. This value is within the healthy range. It has decreased from 100.55 (Mar 24) to 97.04, marking a decrease of 3.51.
- For PBIT Margin (%), as of Mar 25, the value is 96.99. This value exceeds the healthy maximum of 20. It has decreased from 100.49 (Mar 24) to 96.99, marking a decrease of 3.50.
- For PBT Margin (%), as of Mar 25, the value is 36.27. This value is within the healthy range. It has decreased from 36.87 (Mar 24) to 36.27, marking a decrease of 0.60.
- For Net Profit Margin (%), as of Mar 25, the value is 28.65. This value exceeds the healthy maximum of 10. It has decreased from 29.04 (Mar 24) to 28.65, marking a decrease of 0.39.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 21.58. This value exceeds the healthy maximum of 20. It has decreased from 21.69 (Mar 24) to 21.58, marking a decrease of 0.11.
- For Return on Networth / Equity (%), as of Mar 25, the value is 19.52. This value is within the healthy range. It has decreased from 19.53 (Mar 24) to 19.52, marking a decrease of 0.01.
- For Return on Capital Employeed (%), as of Mar 25, the value is 65.86. This value is within the healthy range. It has decreased from 67.44 (Mar 24) to 65.86, marking a decrease of 1.58.
- For Return On Assets (%), as of Mar 25, the value is 1.95. This value is below the healthy minimum of 5. It has increased from 1.90 (Mar 24) to 1.95, marking an increase of 0.05.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 8.25. This value exceeds the healthy maximum of 1. It has decreased from 8.52 (Mar 24) to 8.25, marking a decrease of 0.27.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.09. There is no change compared to the previous period (Mar 24) which recorded 0.09.
- For Current Ratio (X), as of Mar 25, the value is 1.14. This value is below the healthy minimum of 1.5. There is no change compared to the previous period (Mar 24) which recorded 1.14.
- For Quick Ratio (X), as of Mar 25, the value is 1.14. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.14.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 23.32. This value is within the healthy range. It has decreased from 24.38 (Mar 24) to 23.32, marking a decrease of 1.06.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 23.26. This value is within the healthy range. It has decreased from 24.31 (Mar 24) to 23.26, marking a decrease of 1.05.
- For Earning Retention Ratio (%), as of Mar 25, the value is 76.68. This value exceeds the healthy maximum of 70. It has increased from 75.62 (Mar 24) to 76.68, marking an increase of 1.06.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 76.74. This value exceeds the healthy maximum of 70. It has increased from 75.69 (Mar 24) to 76.74, marking an increase of 1.05.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.60. This value is below the healthy minimum of 3. It has increased from 1.58 (Mar 24) to 1.60, marking an increase of 0.02.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.47. This value is below the healthy minimum of 3. It has increased from 1.46 (Mar 24) to 1.47, marking an increase of 0.01.
- For Enterprise Value (Cr.), as of Mar 25, the value is 1,136,313.10. It has increased from 1,020,484.17 (Mar 24) to 1,136,313.10, marking an increase of 115,828.93.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 10.67. This value exceeds the healthy maximum of 3. It has decreased from 11.20 (Mar 24) to 10.67, marking a decrease of 0.53.
- For EV / EBITDA (X), as of Mar 25, the value is 10.99. This value is within the healthy range. It has decreased from 11.14 (Mar 24) to 10.99, marking a decrease of 0.15.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 1.28. This value is within the healthy range. It has decreased from 1.41 (Mar 24) to 1.28, marking a decrease of 0.13.
- For Retention Ratios (%), as of Mar 25, the value is 76.67. This value exceeds the healthy maximum of 70. It has increased from 75.61 (Mar 24) to 76.67, marking an increase of 1.06.
- For Price / BV (X), as of Mar 25, the value is 1.16. This value is within the healthy range. It has decreased from 1.27 (Mar 24) to 1.16, marking a decrease of 0.11.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 1.28. This value is within the healthy range. It has decreased from 1.41 (Mar 24) to 1.28, marking a decrease of 0.13.
- For EarningsYield, as of Mar 25, the value is 0.16. This value is below the healthy minimum of 5. It has increased from 0.15 (Mar 24) to 0.16, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Power Finance Corporation Ltd (PFC):
- Net Profit Margin: 28.65%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 65.86% (Industry Average ROCE: 9.53%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 19.52% (Industry Average ROE: 11.95%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.47
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.14
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 4.74 (Industry average Stock P/E: 21.34)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 8.25
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 28.65%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance - Term Lending Institutions | 'Urjanidhi', 1, Barakhamba Lane, New Delhi Delhi 110001 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mrs. Parminder Chopra | Chairman & Managing Director |
| Mr. Rajiv Ranjan Jha | Director - Projects |
| Mr. Manoj Sharma | Director - Commercial |
| Mr. Sandeep Kumar | Director - Finance |
| Mr. Prasanna Tantri | Independent Director |
| Mrs. Usha Sajeev Nair | Independent Director |
| Mr. Bhaskar Bhattacharya | Independent Director |
| Mr. Naresh Dhanrajbhai Kella | Independent Director |
| Dr. Sudhir Mehta | Independent Director |
| Mr. Shashank Misra | Government Nominee Director |
FAQ
What is the intrinsic value of Power Finance Corporation Ltd (PFC)?
Power Finance Corporation Ltd (PFC)'s intrinsic value (as of 31 December 2025) is ₹320.23 which is 9.79% lower the current market price of ₹355.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹1,17,286 Cr. market cap, FY2025-2026 high/low of ₹475/330, reserves of ₹123,686 Cr, and liabilities of ₹1,222,629 Cr.
What is the Market Cap of Power Finance Corporation Ltd (PFC)?
The Market Cap of Power Finance Corporation Ltd (PFC) is 1,17,286 Cr..
What is the current Stock Price of Power Finance Corporation Ltd (PFC) as on 31 December 2025?
The current stock price of Power Finance Corporation Ltd (PFC) as on 31 December 2025 is ₹355.
What is the High / Low of Power Finance Corporation Ltd (PFC) stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Power Finance Corporation Ltd (PFC) stocks is ₹475/330.
What is the Stock P/E of Power Finance Corporation Ltd (PFC)?
The Stock P/E of Power Finance Corporation Ltd (PFC) is 4.74.
What is the Book Value of Power Finance Corporation Ltd (PFC)?
The Book Value of Power Finance Corporation Ltd (PFC) is 385.
What is the Dividend Yield of Power Finance Corporation Ltd (PFC)?
The Dividend Yield of Power Finance Corporation Ltd (PFC) is 4.45 %.
What is the ROCE of Power Finance Corporation Ltd (PFC)?
The ROCE of Power Finance Corporation Ltd (PFC) is 9.73 %.
What is the ROE of Power Finance Corporation Ltd (PFC)?
The ROE of Power Finance Corporation Ltd (PFC) is 21.0 %.
What is the Face Value of Power Finance Corporation Ltd (PFC)?
The Face Value of Power Finance Corporation Ltd (PFC) is 10.0.