Share Price and Basic Stock Data
Last Updated: November 12, 2025, 3:54 am
| PEG Ratio | 0.43 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Power Finance Corporation Ltd (PFC), a key player in the finance sector focusing on term lending institutions, reported a share price of ₹395 and a market capitalization of ₹1,30,222 Cr. The company has demonstrated a robust upward trajectory in revenue, with total revenue increasing from ₹76,262 Cr in FY 2022 to ₹91,508 Cr in FY 2024. The trailing twelve months (TTM) revenue stood at ₹110,324 Cr, indicating a strong growth momentum. Quarterly revenue has consistently risen, with the latest figures showing ₹24,717 Cr in Jun 2024 and ₹25,722 Cr projected for Sep 2024. This growth can be attributed to increasing demand for power financing in India, driven by the government’s focus on infrastructure and renewable energy projects. The financing profit margin has also shown resilience, maintaining a range of 34% to 40% over the past several quarters, reflecting effective cost management and operational efficiency.
Profitability and Efficiency Metrics
PFC’s profitability metrics illustrate a solid performance, with a net profit of ₹30,514 Cr reported for FY 2025, up from ₹21,179 Cr in FY 2023. The company achieved a net profit margin of 28.65% in FY 2025, showcasing its ability to convert revenue into profit effectively. The return on equity (ROE) stood at 21.0%, which is favorable compared to industry averages, indicating efficient utilization of shareholder capital. The interest coverage ratio (ICR) of 1.60x further reinforces PFC’s ability to meet interest obligations, a crucial metric in the finance sector. However, the gross non-performing assets (NPA) ratio has decreased significantly from 5.02% in Jun 2022 to 1.64% in Mar 2025, reflecting improved asset quality and risk management practices. This trend is indicative of PFC’s disciplined lending practices and strong recovery strategies in place to mitigate credit risk.
Balance Sheet Strength and Financial Ratios
PFC’s balance sheet exhibits robust financial health, with total assets reaching ₹1,178,086 Cr in FY 2025, up from ₹896,112 Cr in FY 2023. The company reported reserves of ₹114,438 Cr, which contribute to a strong equity base and provide a buffer against potential financial downturns. The total debt-to-equity ratio stood at 8.25, highlighting a high level of leverage typical in the finance sector, but manageable given the company’s revenue generation capacity. The book value per share was reported at ₹356.77, indicating solid intrinsic value. Additionally, PFC’s cash earnings per share (EPS) reached ₹92.63 in FY 2025, showcasing the company’s ability to generate cash flow from operations. Despite the high leverage, the strong return on capital employed (ROCE) of 65.86% reflects effective capital utilization, positioning PFC favorably within the competitive landscape.
Shareholding Pattern and Investor Confidence
The shareholding pattern of PFC reflects a stable and confident investor base, with promoters holding 55.99% of the shares. Foreign institutional investors (FIIs) accounted for 18.84%, while domestic institutional investors (DIIs) held 16.04%. This distribution indicates a healthy mix of institutional and retail investor participation. The increasing number of shareholders, which rose to 10,97,217 by Mar 2025, signifies growing interest and confidence in PFC’s long-term prospects. The consistency in promoter holdings suggests a commitment to the company’s strategy and operations. However, the public shareholding has slightly declined to 9.13%, which may indicate a consolidation of ownership among institutional investors. Overall, the shareholder structure supports a stable governance framework, crucial for sustaining investor confidence in the financial sector.
Outlook, Risks, and Final Insight
Looking ahead, PFC is well-positioned to capitalize on India’s expanding power sector and infrastructure financing needs. However, it faces risks such as potential regulatory changes and fluctuations in interest rates that could impact profitability. The company’s high leverage could become a concern if there are significant economic downturns or defaults in its lending portfolio. Additionally, while the decreasing NPA ratio is a positive sign, maintaining asset quality will be critical as the lending environment evolves. The strength of PFC’s balance sheet, coupled with its effective risk management strategies, provides a solid foundation for navigating these challenges. In conclusion, PFC’s operational efficiency, robust profitability metrics, and supportive shareholding structure suggest a promising outlook, contingent upon its ability to manage risks effectively in a dynamic economic landscape.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Power Finance Corporation Ltd (PFC)
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Tourism Finance Corporation of India Ltd | 3,184 Cr. | 68.8 | 75.9/24.4 | 28.3 | 27.0 | 0.87 % | 10.7 % | 8.51 % | 2.00 |
| Power Finance Corporation Ltd (PFC) | 1,23,754 Cr. | 375 | 524/357 | 5.00 | 385 | 4.21 % | 9.73 % | 21.0 % | 10.0 |
| IFCI Ltd | 14,565 Cr. | 54.1 | 74.5/35.7 | 45.4 | 32.3 | 0.00 % | 8.08 % | 2.60 % | 10.0 |
| Housing & Urban Development Corporation Ltd (HUDCO) | 46,184 Cr. | 231 | 264/159 | 16.5 | 90.1 | 1.80 % | 9.62 % | 15.7 % | 10.0 |
| Industry Average | 46,921.75 Cr | 182.23 | 23.80 | 133.60 | 1.72% | 9.53% | 11.95% | 8.00 |
All Competitor Stocks of Power Finance Corporation Ltd (PFC)
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 18,532 | 19,336 | 19,639 | 20,061 | 21,009 | 22,391 | 23,572 | 24,141 | 24,717 | 25,722 | 26,798 | 29,265 | 28,539 |
| Interest | 10,837 | 11,413 | 12,129 | 12,637 | 13,670 | 14,313 | 14,827 | 15,154 | 15,521 | 16,006 | 16,562 | 16,584 | 17,204 |
| Expenses | 2,184 | 1,316 | 900 | -339 | -65 | -551 | 791 | -589 | 310 | 367 | 429 | 2,131 | 212 |
| Financing Profit | 5,511 | 6,608 | 6,610 | 7,763 | 7,404 | 8,629 | 7,954 | 9,577 | 8,886 | 9,348 | 9,807 | 10,550 | 11,123 |
| Financing Margin % | 30% | 34% | 34% | 39% | 35% | 39% | 34% | 40% | 36% | 36% | 37% | 36% | 39% |
| Other Income | 12 | 8 | 24 | 13 | 9 | 13 | 22 | 35 | 20 | 33 | 24 | 20 | 90 |
| Depreciation | 12 | 12 | 14 | 14 | 12 | 13 | 14 | 15 | 12 | 13 | 15 | 16 | 14 |
| Profit before tax | 5,511 | 6,604 | 6,619 | 7,762 | 7,401 | 8,629 | 7,961 | 9,597 | 8,894 | 9,368 | 9,816 | 10,554 | 11,199 |
| Tax % | 17% | 21% | 21% | 21% | 19% | 23% | 21% | 21% | 19% | 23% | 21% | 21% | 20% |
| Net Profit | 4,580 | 5,229 | 5,241 | 6,129 | 5,982 | 6,628 | 6,294 | 7,556 | 7,182 | 7,215 | 7,760 | 8,358 | 8,981 |
| EPS in Rs | 10.35 | 11.92 | 11.70 | 14.17 | 13.87 | 14.65 | 14.33 | 17.04 | 16.80 | 16.07 | 17.66 | 19.14 | 20.81 |
| Gross NPA % | 5.02% | 4.38% | 3.91% | 3.66% | 3.54% | 3.40% | 3.13% | 3.02% | 2.97% | 2.62% | 2.30% | 1.64% | 1.47% |
| Net NPA % | 1.57% | 1.27% | 1.15% | 1.03% | 1.00% | 0.98% | 0.86% | 0.85% | 0.84% | 0.80% | 0.73% | 0.38% | 0.31% |
Last Updated: August 20, 2025, 5:25 am
Below is a detailed analysis of the quarterly data for Power Finance Corporation Ltd (PFC) based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Interest, as of Jun 2025, the value is 17,204.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 16,584.00 Cr. (Mar 2025) to 17,204.00 Cr., marking an increase of 620.00 Cr..
- For Expenses, as of Jun 2025, the value is 212.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 2,131.00 Cr. (Mar 2025) to 212.00 Cr., marking a decrease of 1,919.00 Cr..
- For Other Income, as of Jun 2025, the value is 90.00 Cr.. The value appears strong and on an upward trend. It has increased from 20.00 Cr. (Mar 2025) to 90.00 Cr., marking an increase of 70.00 Cr..
- For Depreciation, as of Jun 2025, the value is 14.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 16.00 Cr. (Mar 2025) to 14.00 Cr., marking a decrease of 2.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 11,199.00 Cr.. The value appears strong and on an upward trend. It has increased from 10,554.00 Cr. (Mar 2025) to 11,199.00 Cr., marking an increase of 645.00 Cr..
- For Tax %, as of Jun 2025, the value is 20.00%. The value appears to be improving (decreasing) as expected. It has decreased from 21.00% (Mar 2025) to 20.00%, marking a decrease of 1.00%.
- For Net Profit, as of Jun 2025, the value is 8,981.00 Cr.. The value appears strong and on an upward trend. It has increased from 8,358.00 Cr. (Mar 2025) to 8,981.00 Cr., marking an increase of 623.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 20.81. The value appears strong and on an upward trend. It has increased from 19.14 (Mar 2025) to 20.81, marking an increase of 1.67.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: August 23, 2025, 2:17 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 21,407 | 24,988 | 27,861 | 27,581 | 48,624 | 54,106 | 62,189 | 71,656 | 76,262 | 77,807 | 91,508 | 107,106 | 110,324 |
| Interest | 13,053 | 15,456 | 16,657 | 16,768 | 30,289 | 34,627 | 40,845 | 44,684 | 44,709 | 47,017 | 57,968 | 64,670 | 66,356 |
| Expenses | 748 | 1,103 | 2,042 | 5,538 | 6,583 | 1,696 | 7,332 | 7,102 | 8,215 | 4,290 | -33 | 3,833 | 3,140 |
| Financing Profit | 7,607 | 8,429 | 9,162 | 5,275 | 11,752 | 17,783 | 14,012 | 19,871 | 23,338 | 26,501 | 33,573 | 38,603 | 40,828 |
| Financing Margin % | 36% | 34% | 33% | 19% | 24% | 33% | 23% | 28% | 31% | 34% | 37% | 36% | 37% |
| Other Income | 23 | 25 | 25 | 30 | 42 | 94 | 105 | 46 | 79 | 47 | 69 | 85 | 167 |
| Depreciation | 5 | 8 | 20 | 41 | 15 | 15 | 24 | 25 | 35 | 52 | 53 | 56 | 58 |
| Profit before tax | 7,624 | 8,446 | 9,167 | 5,264 | 11,779 | 17,862 | 14,093 | 19,891 | 23,382 | 26,496 | 33,588 | 38,632 | 40,937 |
| Tax % | 28% | 29% | 33% | 58% | 25% | 29% | 33% | 21% | 20% | 20% | 21% | 21% | |
| Net Profit | 5,462 | 6,004 | 6,184 | 2,236 | 8,797 | 12,640 | 9,477 | 15,716 | 18,768 | 21,179 | 26,461 | 30,514 | 32,314 |
| EPS in Rs | 16.55 | 18.19 | 18.74 | 6.78 | 20.27 | 30.06 | 21.58 | 35.60 | 42.47 | 48.15 | 59.88 | 69.67 | 73.68 |
| Dividend Payout % | 22% | 20% | 30% | 59% | 31% | 0% | 35% | 22% | 23% | 22% | 23% | 23% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 9.92% | 3.00% | -63.84% | 293.43% | 43.69% | -25.02% | 65.83% | 19.42% | 12.85% | 24.94% | 15.32% |
| Change in YoY Net Profit Growth (%) | 0.00% | -6.93% | -66.84% | 357.27% | -249.74% | -68.71% | 90.86% | -46.41% | -6.57% | 12.09% | -9.62% |
Power Finance Corporation Ltd (PFC) has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 16% |
| 5 Years: | 11% |
| 3 Years: | 12% |
| TTM: | 16% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 26% |
| 3 Years: | 18% |
| TTM: | 17% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 16% |
| 5 Years: | 39% |
| 3 Years: | 61% |
| 1 Year: | -30% |
| Return on Equity | |
|---|---|
| 10 Years: | 19% |
| 5 Years: | 21% |
| 3 Years: | 21% |
| Last Year: | 21% |
Last Updated: September 5, 2025, 12:25 pm
Balance Sheet
Last Updated: November 9, 2025, 2:43 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,320 | 1,320 | 1,320 | 2,640 | 2,640 | 2,640 | 2,640 | 2,640 | 2,640 | 2,640 | 3,300 | 3,300 | 3,300 |
| Reserves | 26,202 | 31,091 | 34,708 | 34,205 | 37,194 | 44,481 | 46,760 | 58,127 | 69,036 | 81,518 | 97,847 | 114,438 | 123,686 |
| Borrowing | 159,215 | 187,795 | 200,660 | 202,993 | 441,151 | 539,488 | 596,561 | 659,682 | 660,476 | 751,158 | 861,961 | 971,758 | 1,000,961 |
| Other Liabilities | 7,582 | 8,705 | 10,531 | 19,700 | 41,546 | 42,260 | 48,560 | 55,257 | 58,848 | 60,796 | 75,770 | 88,590 | 94,682 |
| Total Liabilities | 194,320 | 228,912 | 247,220 | 259,537 | 522,531 | 628,869 | 694,521 | 775,707 | 791,000 | 896,112 | 1,038,877 | 1,178,086 | 1,222,629 |
| Fixed Assets | 72 | 102 | 198 | 296 | 161 | 196 | 238 | 341 | 719 | 782 | 764 | 761 | 764 |
| CWIP | 1 | 2 | 47 | 105 | 129 | 199 | 288 | 336 | 53 | 22 | 39 | 88 | 105 |
| Investments | 27 | 528 | 2,230 | 3,145 | 5,493 | 4,604 | 4,404 | 3,499 | 3,774 | 5,973 | 10,971 | 12,792 | 14,283 |
| Other Assets | 194,220 | 228,280 | 244,745 | 255,990 | 516,749 | 623,871 | 689,590 | 771,530 | 786,454 | 889,334 | 1,027,102 | 1,164,445 | 1,207,477 |
| Total Assets | 194,320 | 228,912 | 247,220 | 259,537 | 522,531 | 628,869 | 694,521 | 775,707 | 791,000 | 896,112 | 1,038,877 | 1,178,086 | 1,222,629 |
Below is a detailed analysis of the balance sheet data for Power Finance Corporation Ltd (PFC) based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 3,300.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 3,300.00 Cr..
- For Reserves, as of Sep 2025, the value is 123,686.00 Cr.. The value appears strong and on an upward trend. It has increased from 114,438.00 Cr. (Mar 2025) to 123,686.00 Cr., marking an increase of 9,248.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 94,682.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 88,590.00 Cr. (Mar 2025) to 94,682.00 Cr., marking an increase of 6,092.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 1,222,629.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,178,086.00 Cr. (Mar 2025) to 1,222,629.00 Cr., marking an increase of 44,543.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 764.00 Cr.. The value appears strong and on an upward trend. It has increased from 761.00 Cr. (Mar 2025) to 764.00 Cr., marking an increase of 3.00 Cr..
- For CWIP, as of Sep 2025, the value is 105.00 Cr.. The value appears strong and on an upward trend. It has increased from 88.00 Cr. (Mar 2025) to 105.00 Cr., marking an increase of 17.00 Cr..
- For Investments, as of Sep 2025, the value is 14,283.00 Cr.. The value appears strong and on an upward trend. It has increased from 12,792.00 Cr. (Mar 2025) to 14,283.00 Cr., marking an increase of 1,491.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,207,477.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,164,445.00 Cr. (Mar 2025) to 1,207,477.00 Cr., marking an increase of 43,032.00 Cr..
- For Total Assets, as of Sep 2025, the value is 1,222,629.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,178,086.00 Cr. (Mar 2025) to 1,222,629.00 Cr., marking an increase of 44,543.00 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 589.00 | -186.00 | -198.00 | -197.00 | -435.00 | -538.00 | -589.00 | -652.00 | -652.00 | -747.00 | -894.00 | -968.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 21% | 20% | 18% | 6% | 17% | 23% | 15% | 21% | 21% | 20% | 21% | 21% |
Mutual Fund Holdings
| Fund Name | No of Shares | AUM (%) | Amount Invested (Cr) | Previous Number of Shares | Previous Date | Percentage Change |
|---|---|---|---|---|---|---|
| HDFC Balanced Advantage Fund - Regular Plan | 49,375,161 | 2.42 | 1653.57 | 49,375,161 | 2025-04-22 17:25:22 | 0% |
| HDFC Mid-Cap Opportunities Fund - Regular Plan | 37,237,034 | 2.39 | 1247.07 | 37,237,034 | 2025-04-22 13:31:13 | 0% |
| Nippon India Growth Fund | 30,500,112 | 4.78 | 1021.45 | 30,500,112 | 2025-04-22 17:25:22 | 0% |
| HDFC Top 100 Fund - Regular Plan | 23,253,180 | 2.81 | 778.75 | 23,253,180 | 2025-04-22 12:29:18 | 0% |
| Sundaram Mid Cap Fund | 12,284,897 | 4.43 | 411.42 | 12,284,897 | 2025-04-22 17:25:22 | 0% |
| Sundaram Mid Cap Fund - Institutional Plan | 12,284,897 | 4.43 | 411.42 | 12,284,897 | 2025-04-22 17:25:22 | 0% |
| DSP Flexi Cap Fund | 10,289,228 | 3.64 | 344.59 | 10,289,228 | 2025-04-22 17:25:23 | 0% |
| Mirae Asset Large & Midcap Fund | 10,261,528 | 1.13 | 343.66 | 10,261,528 | 2025-04-22 17:25:23 | 0% |
| DSP ELSS Tax Saver Fund | 10,242,136 | 2.72 | 343.01 | 10,242,136 | 2025-04-22 17:25:23 | 0% |
| Mirae Asset Midcap Fund | 9,495,652 | 2.48 | 318.01 | 9,495,652 | 2025-04-22 17:25:23 | 0% |
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 69.67 | 59.88 | 60.19 | 53.08 | 44.50 |
| Diluted EPS (Rs.) | 69.67 | 59.88 | 60.19 | 53.08 | 44.50 |
| Cash EPS (Rs.) | 92.63 | 80.34 | 80.42 | 71.31 | 59.60 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 356.77 | 406.92 | 424.16 | 364.67 | 309.80 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 356.77 | 406.92 | 424.16 | 364.67 | 309.80 |
| Revenue From Operations / Share (Rs.) | 322.72 | 276.04 | 293.81 | 288.86 | 271.42 |
| PBDIT / Share (Rs.) | 313.20 | 277.58 | 278.64 | 258.13 | 244.66 |
| PBIT / Share (Rs.) | 313.03 | 277.42 | 278.45 | 258.00 | 244.57 |
| PBT / Share (Rs.) | 117.06 | 101.78 | 100.36 | 88.65 | 75.32 |
| Net Profit / Share (Rs.) | 92.47 | 80.18 | 80.22 | 71.17 | 59.51 |
| NP After MI And SOA / Share (Rs.) | 69.67 | 59.88 | 60.19 | 53.08 | 44.50 |
| PBDIT Margin (%) | 97.04 | 100.55 | 94.83 | 89.36 | 90.14 |
| PBIT Margin (%) | 96.99 | 100.49 | 94.77 | 89.31 | 90.10 |
| PBT Margin (%) | 36.27 | 36.87 | 34.15 | 30.68 | 27.74 |
| Net Profit Margin (%) | 28.65 | 29.04 | 27.30 | 24.63 | 21.92 |
| NP After MI And SOA Margin (%) | 21.58 | 21.69 | 20.48 | 18.37 | 16.39 |
| Return on Networth / Equity (%) | 19.52 | 19.53 | 18.88 | 19.55 | 19.33 |
| Return on Capital Employeed (%) | 65.86 | 67.44 | 65.09 | 12.09 | 11.15 |
| Return On Assets (%) | 1.95 | 1.90 | 1.77 | 1.77 | 1.51 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.00 | 6.50 | 8.17 |
| Total Debt / Equity (X) | 8.25 | 8.52 | 8.93 | 9.21 | 10.86 |
| Asset Turnover Ratio (%) | 0.09 | 0.09 | 0.06 | 0.06 | 0.06 |
| Current Ratio (X) | 1.14 | 1.14 | 1.13 | 3.43 | 3.90 |
| Quick Ratio (X) | 1.14 | 1.14 | 1.13 | 3.43 | 3.90 |
| Dividend Payout Ratio (NP) (%) | 23.32 | 24.38 | 16.61 | 24.01 | 17.97 |
| Dividend Payout Ratio (CP) (%) | 23.26 | 24.31 | 16.56 | 23.95 | 17.93 |
| Earning Retention Ratio (%) | 76.68 | 75.62 | 83.39 | 75.99 | 82.03 |
| Cash Earning Retention Ratio (%) | 76.74 | 75.69 | 83.44 | 76.05 | 82.07 |
| Interest Coverage Ratio (X) | 1.60 | 1.58 | 1.56 | 1.52 | 1.45 |
| Interest Coverage Ratio (Post Tax) (X) | 1.47 | 1.46 | 1.45 | 1.42 | 1.35 |
| Enterprise Value (Cr.) | 1136313.10 | 1020484.17 | 814942.50 | 708078.39 | 702506.88 |
| EV / Net Operating Revenue (X) | 10.67 | 11.20 | 10.51 | 9.28 | 9.80 |
| EV / EBITDA (X) | 10.99 | 11.14 | 11.08 | 10.39 | 10.88 |
| MarketCap / Net Operating Revenue (X) | 1.28 | 1.41 | 0.51 | 0.38 | 0.41 |
| Retention Ratios (%) | 76.67 | 75.61 | 83.38 | 75.98 | 82.02 |
| Price / BV (X) | 1.16 | 1.27 | 0.47 | 0.41 | 0.49 |
| Price / Net Operating Revenue (X) | 1.28 | 1.41 | 0.51 | 0.38 | 0.41 |
| EarningsYield | 0.16 | 0.15 | 0.39 | 0.47 | 0.39 |
After reviewing the key financial ratios for Power Finance Corporation Ltd (PFC), here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 69.67. This value is within the healthy range. It has increased from 59.88 (Mar 24) to 69.67, marking an increase of 9.79.
- For Diluted EPS (Rs.), as of Mar 25, the value is 69.67. This value is within the healthy range. It has increased from 59.88 (Mar 24) to 69.67, marking an increase of 9.79.
- For Cash EPS (Rs.), as of Mar 25, the value is 92.63. This value is within the healthy range. It has increased from 80.34 (Mar 24) to 92.63, marking an increase of 12.29.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 356.77. It has decreased from 406.92 (Mar 24) to 356.77, marking a decrease of 50.15.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 356.77. It has decreased from 406.92 (Mar 24) to 356.77, marking a decrease of 50.15.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 322.72. It has increased from 276.04 (Mar 24) to 322.72, marking an increase of 46.68.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 313.20. This value is within the healthy range. It has increased from 277.58 (Mar 24) to 313.20, marking an increase of 35.62.
- For PBIT / Share (Rs.), as of Mar 25, the value is 313.03. This value is within the healthy range. It has increased from 277.42 (Mar 24) to 313.03, marking an increase of 35.61.
- For PBT / Share (Rs.), as of Mar 25, the value is 117.06. This value is within the healthy range. It has increased from 101.78 (Mar 24) to 117.06, marking an increase of 15.28.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 92.47. This value is within the healthy range. It has increased from 80.18 (Mar 24) to 92.47, marking an increase of 12.29.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 69.67. This value is within the healthy range. It has increased from 59.88 (Mar 24) to 69.67, marking an increase of 9.79.
- For PBDIT Margin (%), as of Mar 25, the value is 97.04. This value is within the healthy range. It has decreased from 100.55 (Mar 24) to 97.04, marking a decrease of 3.51.
- For PBIT Margin (%), as of Mar 25, the value is 96.99. This value exceeds the healthy maximum of 20. It has decreased from 100.49 (Mar 24) to 96.99, marking a decrease of 3.50.
- For PBT Margin (%), as of Mar 25, the value is 36.27. This value is within the healthy range. It has decreased from 36.87 (Mar 24) to 36.27, marking a decrease of 0.60.
- For Net Profit Margin (%), as of Mar 25, the value is 28.65. This value exceeds the healthy maximum of 10. It has decreased from 29.04 (Mar 24) to 28.65, marking a decrease of 0.39.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 21.58. This value exceeds the healthy maximum of 20. It has decreased from 21.69 (Mar 24) to 21.58, marking a decrease of 0.11.
- For Return on Networth / Equity (%), as of Mar 25, the value is 19.52. This value is within the healthy range. It has decreased from 19.53 (Mar 24) to 19.52, marking a decrease of 0.01.
- For Return on Capital Employeed (%), as of Mar 25, the value is 65.86. This value is within the healthy range. It has decreased from 67.44 (Mar 24) to 65.86, marking a decrease of 1.58.
- For Return On Assets (%), as of Mar 25, the value is 1.95. This value is below the healthy minimum of 5. It has increased from 1.90 (Mar 24) to 1.95, marking an increase of 0.05.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 25, the value is 8.25. This value exceeds the healthy maximum of 1. It has decreased from 8.52 (Mar 24) to 8.25, marking a decrease of 0.27.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.09. There is no change compared to the previous period (Mar 24) which recorded 0.09.
- For Current Ratio (X), as of Mar 25, the value is 1.14. This value is below the healthy minimum of 1.5. There is no change compared to the previous period (Mar 24) which recorded 1.14.
- For Quick Ratio (X), as of Mar 25, the value is 1.14. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.14.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 23.32. This value is within the healthy range. It has decreased from 24.38 (Mar 24) to 23.32, marking a decrease of 1.06.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 23.26. This value is within the healthy range. It has decreased from 24.31 (Mar 24) to 23.26, marking a decrease of 1.05.
- For Earning Retention Ratio (%), as of Mar 25, the value is 76.68. This value exceeds the healthy maximum of 70. It has increased from 75.62 (Mar 24) to 76.68, marking an increase of 1.06.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 76.74. This value exceeds the healthy maximum of 70. It has increased from 75.69 (Mar 24) to 76.74, marking an increase of 1.05.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 1.60. This value is below the healthy minimum of 3. It has increased from 1.58 (Mar 24) to 1.60, marking an increase of 0.02.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 1.47. This value is below the healthy minimum of 3. It has increased from 1.46 (Mar 24) to 1.47, marking an increase of 0.01.
- For Enterprise Value (Cr.), as of Mar 25, the value is 1,136,313.10. It has increased from 1,020,484.17 (Mar 24) to 1,136,313.10, marking an increase of 115,828.93.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 10.67. This value exceeds the healthy maximum of 3. It has decreased from 11.20 (Mar 24) to 10.67, marking a decrease of 0.53.
- For EV / EBITDA (X), as of Mar 25, the value is 10.99. This value is within the healthy range. It has decreased from 11.14 (Mar 24) to 10.99, marking a decrease of 0.15.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 1.28. This value is within the healthy range. It has decreased from 1.41 (Mar 24) to 1.28, marking a decrease of 0.13.
- For Retention Ratios (%), as of Mar 25, the value is 76.67. This value exceeds the healthy maximum of 70. It has increased from 75.61 (Mar 24) to 76.67, marking an increase of 1.06.
- For Price / BV (X), as of Mar 25, the value is 1.16. This value is within the healthy range. It has decreased from 1.27 (Mar 24) to 1.16, marking a decrease of 0.11.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 1.28. This value is within the healthy range. It has decreased from 1.41 (Mar 24) to 1.28, marking a decrease of 0.13.
- For EarningsYield, as of Mar 25, the value is 0.16. This value is below the healthy minimum of 5. It has increased from 0.15 (Mar 24) to 0.16, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Power Finance Corporation Ltd (PFC):
- Net Profit Margin: 28.65%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 65.86% (Industry Average ROCE: 9.53%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 19.52% (Industry Average ROE: 11.95%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.47
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.14
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 5 (Industry average Stock P/E: 23.8)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 8.25
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 28.65%
FAQ
What is the intrinsic value of Power Finance Corporation Ltd (PFC)?
Power Finance Corporation Ltd (PFC)'s intrinsic value (as of 11 November 2025) is 337.02 which is 10.13% lower the current market price of 375.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 1,23,754 Cr. market cap, FY2025-2026 high/low of 524/357, reserves of ₹123,686 Cr, and liabilities of 1,222,629 Cr.
What is the Market Cap of Power Finance Corporation Ltd (PFC)?
The Market Cap of Power Finance Corporation Ltd (PFC) is 1,23,754 Cr..
What is the current Stock Price of Power Finance Corporation Ltd (PFC) as on 11 November 2025?
The current stock price of Power Finance Corporation Ltd (PFC) as on 11 November 2025 is 375.
What is the High / Low of Power Finance Corporation Ltd (PFC) stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Power Finance Corporation Ltd (PFC) stocks is 524/357.
What is the Stock P/E of Power Finance Corporation Ltd (PFC)?
The Stock P/E of Power Finance Corporation Ltd (PFC) is 5.00.
What is the Book Value of Power Finance Corporation Ltd (PFC)?
The Book Value of Power Finance Corporation Ltd (PFC) is 385.
What is the Dividend Yield of Power Finance Corporation Ltd (PFC)?
The Dividend Yield of Power Finance Corporation Ltd (PFC) is 4.21 %.
What is the ROCE of Power Finance Corporation Ltd (PFC)?
The ROCE of Power Finance Corporation Ltd (PFC) is 9.73 %.
What is the ROE of Power Finance Corporation Ltd (PFC)?
The ROE of Power Finance Corporation Ltd (PFC) is 21.0 %.
What is the Face Value of Power Finance Corporation Ltd (PFC)?
The Face Value of Power Finance Corporation Ltd (PFC) is 10.0.