Share Price and Basic Stock Data
Last Updated: November 14, 2025, 11:35 am
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Siel Financial Services Ltd operates within the finance and investments industry, with its stock currently priced at ₹33.7 and a market capitalization of ₹38.2 Cr. The company has faced significant challenges in generating revenue, having recorded zero sales across multiple quarters from June 2022 to September 2024. This consistent lack of sales indicates a critical operational issue affecting the company’s ability to generate income, as evidenced by its annual sales figures which peaked at only ₹0.72 Cr in March 2017 but have since diminished to negligible levels, recording ₹0.00 Cr in the most recent fiscal years. The absence of revenue generation poses a risk to the sustainability of the business model and may deter potential investors looking for growth and profitability in their portfolios.
Profitability and Efficiency Metrics
The financial performance of Siel Financial Services is characterized by negative profitability metrics. The company’s net profit for the latest reporting period stood at -₹0.33 Cr, reflecting ongoing operational losses. Historical data indicates a troubling trend, with net profits consistently in the negative territory, highlighted by a recorded net profit of -₹0.43 Cr in March 2022 and -₹0.25 Cr in March 2025. The operating profit margins (OPM) remain significantly negative, with the most recent figures indicating an OPM of -4,500% for March 2025. Efficiency ratios also reveal a concerning picture; the return on capital employed (ROCE) was reported at 12.45% in March 2025 but has fluctuated significantly in previous years, indicating volatility in operational efficiency. These factors collectively underscore the company’s struggle with profitability amidst operational inefficiencies.
Balance Sheet Strength and Financial Ratios
Siel Financial Services presents a concerning balance sheet, highlighted by total borrowings of ₹5.72 Cr and reserves standing at -₹17.01 Cr as of March 2025. The negative reserves indicate that the company has accumulated more losses than profits over the years, raising questions about its financial health. The total equity capital has remained stable at ₹11.32 Cr since March 2014, yet the book value per share is reported at -₹5.02, suggesting a lack of tangible asset backing for shareholders. Financial ratios like the current ratio of 0.01 and the total debt to equity ratio of -1.01 further demonstrate the company’s liquidity issues, where liabilities exceed assets. Such financial metrics could signal potential liquidity crises, making it imperative for the company to restructure its financial strategies to improve stability and investor confidence.
Shareholding Pattern and Investor Confidence
The shareholding structure of Siel Financial Services reflects a notable shift in investor confidence. Promoter holding, which stood at 64.30% up until March 2025, has seen a significant decline to 51.75% by June 2025. Conversely, public shareholding has increased to 47.10%, indicating a potential shift in investor sentiment towards greater public participation and possibly a lack of confidence in the promoters. Foreign Institutional Investors (FIIs) have made a marginal entry with a stake of 1.15%, suggesting limited interest from institutional investors, which often reflects broader market confidence. The number of shareholders has remained relatively stable at approximately 20,505, indicating a persistent but cautious interest from retail investors, despite the company’s ongoing struggles with profitability and operational efficiency.
Outlook, Risks, and Final Insight
The outlook for Siel Financial Services is fraught with risks, primarily stemming from its inability to generate revenue and consistent operational losses. The lack of sales, paired with negative profitability metrics, poses a significant challenge for the company to regain investor confidence and operational viability. However, potential strengths lie in the stable equity capital and the gradual increase in public shareholding, which could provide a foundation for future growth if operational issues are addressed. Moving forward, the company must focus on restructuring its operational strategies to enhance revenue generation and profitability, while effectively managing its financial liabilities. Should the company succeed in turning around its operations, it may captivate investor interest once again; however, continued losses could lead to further erosion of equity, necessitating urgent corrective measures to ensure long-term sustainability.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Siel Financial Services Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Monarch Networth Capital Ltd | 2,531 Cr. | 319 | 484/280 | 16.4 | 102 | 0.31 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 35.2 Cr. | 0.50 | 2.42/0.46 | 3.41 | 0.02 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 4.14 Cr. | 8.36 | 12.6/8.25 | 10.3 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 28.6 Cr. | 55.7 | 72.0/47.6 | 20.6 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Naperol Investments Ltd | 488 Cr. | 849 | 1,516/0.00 | 50.7 | 2,055 | 1.04 % | 1.06 % | 0.95 % | 10.0 |
| Industry Average | 6,849.03 Cr | 1,453.65 | 108.42 | 3,867.00 | 0.33% | 21.83% | 14.30% | 7.26 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Expenses | 0.07 | 0.12 | 0.08 | 0.11 | 0.09 | 0.10 | 0.08 | 0.27 | 0.09 | 0.11 | 0.13 | 0.12 | 0.12 |
| Operating Profit | -0.07 | -0.12 | -0.08 | -0.11 | -0.09 | -0.10 | -0.08 | -0.27 | -0.09 | -0.11 | -0.13 | -0.12 | -0.12 |
| OPM % | |||||||||||||
| Other Income | 0.11 | 0.09 | 0.09 | 0.09 | 0.09 | 0.10 | 0.09 | 0.09 | 0.09 | 0.12 | -0.01 | 0.00 | 0.05 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.04 | -0.03 | 0.01 | -0.02 | 0.00 | 0.00 | 0.01 | -0.18 | 0.00 | 0.01 | -0.14 | -0.12 | -0.08 |
| Tax % | 25.00% | -33.33% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |||
| Net Profit | 0.03 | -0.03 | 0.01 | -0.01 | 0.00 | 0.00 | 0.00 | -0.18 | 0.00 | 0.01 | -0.14 | -0.12 | -0.08 |
| EPS in Rs | 0.03 | -0.03 | 0.01 | -0.01 | 0.00 | 0.00 | 0.00 | -0.16 | 0.00 | 0.01 | -0.12 | -0.11 | -0.07 |
Last Updated: August 19, 2025, 9:00 pm
Below is a detailed analysis of the quarterly data for Siel Financial Services Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Expenses, as of Jun 2025, the value is 0.12 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.12 Cr..
- For Operating Profit, as of Jun 2025, the value is -0.12 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded -0.12 Cr..
- For OPM %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Other Income, as of Jun 2025, the value is 0.05 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Mar 2025) to 0.05 Cr., marking an increase of 0.05 Cr..
- For Interest, as of Jun 2025, the value is 0.01 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.00 Cr. (Mar 2025) to 0.01 Cr., marking an increase of 0.01 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is -0.08 Cr.. The value appears strong and on an upward trend. It has increased from -0.12 Cr. (Mar 2025) to -0.08 Cr., marking an increase of 0.04 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Net Profit, as of Jun 2025, the value is -0.08 Cr.. The value appears strong and on an upward trend. It has increased from -0.12 Cr. (Mar 2025) to -0.08 Cr., marking an increase of 0.04 Cr..
- For EPS in Rs, as of Jun 2025, the value is -0.07. The value appears strong and on an upward trend. It has increased from -0.11 (Mar 2025) to -0.07, marking an increase of 0.04.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:37 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.01 | 0.01 | 0.00 | 0.72 | 0.29 | 0.04 | 0.04 | 0.03 | 0.02 | 0.03 | 0.00 | 0.01 | 0.00 |
| Expenses | 0.04 | 0.05 | 0.08 | 0.26 | 0.13 | 0.10 | 0.18 | 0.21 | 0.45 | 0.39 | 0.56 | 0.46 | 0.48 |
| Operating Profit | -0.03 | -0.04 | -0.08 | 0.46 | 0.16 | -0.06 | -0.14 | -0.18 | -0.43 | -0.36 | -0.56 | -0.45 | -0.48 |
| OPM % | -300.00% | -400.00% | 63.89% | 55.17% | -150.00% | -350.00% | -600.00% | -2,150.00% | -1,200.00% | -4,500.00% | |||
| Other Income | 0.00 | 0.00 | 0.03 | 0.00 | 0.01 | 0.00 | 0.00 | -0.01 | 0.00 | 0.35 | 0.38 | 0.20 | 0.16 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.03 | -0.04 | -0.05 | 0.46 | 0.17 | -0.06 | -0.14 | -0.19 | -0.43 | -0.01 | -0.18 | -0.25 | -0.33 |
| Tax % | 0.00% | 0.00% | 0.00% | 30.43% | 23.53% | 0.00% | 14.29% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | |
| Net Profit | -0.03 | -0.04 | -0.05 | 0.32 | 0.13 | -0.06 | -0.16 | -0.19 | -0.43 | -0.01 | -0.18 | -0.25 | -0.33 |
| EPS in Rs | -0.03 | -0.04 | -0.04 | 0.28 | 0.11 | -0.05 | -0.14 | -0.17 | -0.38 | -0.01 | -0.16 | -0.22 | -0.29 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -33.33% | -25.00% | 740.00% | -59.38% | -146.15% | -166.67% | -18.75% | -126.32% | 97.67% | -1700.00% | -38.89% |
| Change in YoY Net Profit Growth (%) | 0.00% | 8.33% | 765.00% | -799.38% | -86.78% | -20.51% | 147.92% | -107.57% | 223.99% | -1797.67% | 1661.11% |
Siel Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | -24% |
| 3 Years: | -21% |
| TTM: | % |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | -15% |
| 3 Years: | 12% |
| TTM: | -83% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -3% |
| 5 Years: | 68% |
| 3 Years: | 20% |
| 1 Year: | -73% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | % |
Last Updated: September 5, 2025, 3:00 pm
No data available for the Balance Sheet data table.
Cash Flow - No data available for this post.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||
| Working Capital Days | -58,765.00 | -58,400.00 | -790.83 | -1,900.52 | -14,235.00 | -14,326.25 | -243.33 | 35,405.00 | -1,581.67 | -2,555.00 | ||
| ROCE % | -1.92% | -2.62% | -3.37% | 42.79% | 22.52% | -7.59% | -20.44% | -35.29% | -32.95% | -0.88% | -400.00% | -1,250.00% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | -0.22 | -0.16 | -0.01 | -0.38 | -0.17 |
| Diluted EPS (Rs.) | -0.22 | -0.16 | -0.01 | -0.38 | -0.17 |
| Cash EPS (Rs.) | -0.22 | -0.15 | -0.01 | -0.37 | -0.17 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | -5.02 | -4.80 | -4.64 | -4.63 | -4.25 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | -5.02 | -4.80 | -4.64 | -4.63 | -4.25 |
| PBDIT / Share (Rs.) | -0.22 | -0.15 | -0.01 | -0.37 | -0.16 |
| PBIT / Share (Rs.) | -0.22 | -0.15 | -0.01 | -0.37 | -0.16 |
| PBT / Share (Rs.) | -0.22 | -0.15 | -0.01 | -0.37 | -0.16 |
| Net Profit / Share (Rs.) | -0.22 | -0.15 | -0.01 | -0.37 | -0.17 |
| Return on Capital Employeed (%) | 12.45 | 9.95 | 0.45 | 27.07 | 16.32 |
| Return On Assets (%) | -225.55 | -227.28 | -3.02 | -17.62 | -43.63 |
| Long Term Debt / Equity (X) | -0.64 | -0.67 | -0.69 | -0.69 | -0.75 |
| Total Debt / Equity (X) | -1.01 | -1.00 | -1.02 | -0.99 | -1.09 |
| Current Ratio (X) | 0.01 | 0.01 | 0.01 | 0.56 | 0.16 |
| Quick Ratio (X) | 0.01 | 0.01 | 0.01 | 0.55 | 0.15 |
| Enterprise Value (Cr.) | 21.76 | 19.46 | 18.33 | 19.81 | 9.79 |
| EV / EBITDA (X) | -86.27 | -110.28 | -2513.77 | -46.16 | -51.88 |
| Price / BV (X) | -2.83 | -2.58 | -2.48 | -2.80 | -0.99 |
| EarningsYield | -0.01 | -0.01 | 0.00 | -0.02 | -0.04 |
After reviewing the key financial ratios for Siel Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 5. It has decreased from -0.16 (Mar 24) to -0.22, marking a decrease of 0.06.
- For Diluted EPS (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 5. It has decreased from -0.16 (Mar 24) to -0.22, marking a decrease of 0.06.
- For Cash EPS (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 3. It has decreased from -0.15 (Mar 24) to -0.22, marking a decrease of 0.07.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is -5.02. It has decreased from -4.80 (Mar 24) to -5.02, marking a decrease of 0.22.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is -5.02. It has decreased from -4.80 (Mar 24) to -5.02, marking a decrease of 0.22.
- For PBDIT / Share (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 2. It has decreased from -0.15 (Mar 24) to -0.22, marking a decrease of 0.07.
- For PBIT / Share (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 0. It has decreased from -0.15 (Mar 24) to -0.22, marking a decrease of 0.07.
- For PBT / Share (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 0. It has decreased from -0.15 (Mar 24) to -0.22, marking a decrease of 0.07.
- For Net Profit / Share (Rs.), as of Mar 25, the value is -0.22. This value is below the healthy minimum of 2. It has decreased from -0.15 (Mar 24) to -0.22, marking a decrease of 0.07.
- For Return on Capital Employeed (%), as of Mar 25, the value is 12.45. This value is within the healthy range. It has increased from 9.95 (Mar 24) to 12.45, marking an increase of 2.50.
- For Return On Assets (%), as of Mar 25, the value is -225.55. This value is below the healthy minimum of 5. It has increased from -227.28 (Mar 24) to -225.55, marking an increase of 1.73.
- For Long Term Debt / Equity (X), as of Mar 25, the value is -0.64. This value is below the healthy minimum of 0.2. It has increased from -0.67 (Mar 24) to -0.64, marking an increase of 0.03.
- For Total Debt / Equity (X), as of Mar 25, the value is -1.01. This value is within the healthy range. It has decreased from -1.00 (Mar 24) to -1.01, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 1.5. There is no change compared to the previous period (Mar 24) which recorded 0.01.
- For Quick Ratio (X), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 1. There is no change compared to the previous period (Mar 24) which recorded 0.01.
- For Enterprise Value (Cr.), as of Mar 25, the value is 21.76. It has increased from 19.46 (Mar 24) to 21.76, marking an increase of 2.30.
- For EV / EBITDA (X), as of Mar 25, the value is -86.27. This value is below the healthy minimum of 5. It has increased from -110.28 (Mar 24) to -86.27, marking an increase of 24.01.
- For Price / BV (X), as of Mar 25, the value is -2.83. This value is below the healthy minimum of 1. It has decreased from -2.58 (Mar 24) to -2.83, marking a decrease of 0.25.
- For EarningsYield, as of Mar 25, the value is -0.01. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded -0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Siel Financial Services Ltd:
- Net Profit Margin: 0%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 12.45% (Industry Average ROCE: 21.83%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 14.3%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.01
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 108.42)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: -1.01
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 0%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 4th Floor, Soni Mansion, Indore Madhya Pradesh 452001 | sielfinancialservices@gmail.com http://www.sielfinancial.com |
| Management | |
|---|---|
| Name | Position Held |
| Mrs. Aveen Kaur Sood | Chairman & Wholetime Director |
| Mr. Amit Kumar | Independent Director |
| Mr. Bidhyadhar Sharma | Independent Director |
| Mrs. Ankita Bhargava | Independent Director |