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Last Updated: April 2, 2026, 3:40 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 521194 | NSE: SILINV

SIL Investments Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹240.79Overvalued by 39.19%vs CMP ₹396.00

P/E (9.5) × ROE (1.2%) × BV (₹2,717.00) × DY (0.63%)

₹710.61Undervalued by 79.45%vs CMP ₹396.00
MoS: +44.3% (Strong)Confidence: 43/100 (Low)Models: 4 Under, 1 Fair, 4 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹255.3022%Over (-35.5%)
Graham NumberEarnings₹1,597.3916%Under (+303.4%)
Earnings PowerEarnings₹235.7113%Over (-40.5%)
DCFCash Flow₹599.9013%Under (+51.5%)
Net Asset ValueAssets₹2,714.497%Under (+585.5%)
EV/EBITDAEnterprise₹346.979%Over (-12.4%)
Earnings YieldEarnings₹417.407%Fair (+5.4%)
ROCE CapitalReturns₹454.687%Under (+14.8%)
Revenue MultipleRevenue₹77.795%Over (-80.4%)
Consensus (9 models)₹710.61100%Undervalued
Key Drivers: ROE 1.2% is below cost of equity. | Wide model spread (₹78–₹2,714) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 6.0%

*Investments are subject to market risks

Investment Snapshot

54
SIL Investments Ltd scores 54/100 (Average)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health58/100 · Moderate
ROCE 1.5% WeakROE 1.2% WeakD/E 0.00 Low debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent
Smart Money50/100 · Moderate
FII holding stable No changePromoter holding at 63.8% Stable
Earnings Quality40/100 · Moderate
OPM contracting (86% → 79%) Declining
Quarterly Momentum78/100 · Strong
Revenue (4Q): +17% YoY GrowingProfit (4Q): +22% YoY PositiveOPM: 91.0% (up 10.0% YoY) Margin expansion
Industry Rank40/100 · Moderate
P/E 9.5 vs industry 171.3 Cheaper than peersROCE 1.5% vs industry 11.4% Below peersROE 1.2% vs industry 25.6% Below peers3Y sales CAGR: 4% Slow

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

SIL Investments Ltd Investor Signals

Computed from valuation, cash flow, balance sheet, ownership and quarterly trend data already available in this stock page.

Value Trap Score
50/100
Moderate
Derived from: Cheapness + weak quality + weak cash support
Current data: P/E 9.5 vs Ind 171.3 | ROCE 1.5% | ROE 1.2% | CFO/NP N/A
Balance Sheet Stress
0/100
Comfortable
Derived from: Leverage + debt servicing + liquidity + debt trend
Current data: D/E 0.00x | IntCov 0.0x | Current 2,992.44x | Borrow/Reserve 0.00x
Cash Flow Reliability
29/100
Weak
Derived from: Cash backing of earnings + working capital pressure
Current data: CFO ₹0 Cr | NP ₹31 Cr | CFO/NP N/A
Ownership Accumulation
0
Neutral
Derived from: FII + DII + promoter direction, adjusted by crowding
Current data: FII 0.00 pp | DII 0.00 pp | Prom 0.00 pp
Business Momentum
-7
Stable
Derived from: Latest quarter sales + profit + OPM change
Current data: Q Sales -6.9% | Q NP 0.0% | Q OPM 0.0 pp
Derived FieldValueHow it is derived
Valuation Gap %+79.4%((Fair Value - CMP) / CMP) × 100
Borrowings / Reserves0.00xLatest borrowings divided by latest reserves
CFO / Net ProfitN/ALatest operating cash flow divided by latest net profit
FII Change0.00 ppLatest FII% minus previous FII%
DII Change0.00 ppLatest DII% minus previous DII%
Promoter Change0.00 ppLatest promoter% minus previous promoter%
Shareholder Count Change-29Latest shareholder count minus previous count
Quarterly Sales Change-6.9%Latest quarter sales vs previous quarter sales
Quarterly Profit Change0.0%Latest quarter net profit vs previous quarter net profit
Quarterly OPM Change0.0 ppLatest quarter OPM minus previous quarter OPM

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 3:40 am

Market Cap 420 Cr.
Current Price 396
Intrinsic Value₹710.61
High / Low 772/376
Stock P/E9.49
Book Value 2,717
Dividend Yield0.63 %
ROCE1.53 %
ROE1.16 %
Face Value 10.0
PEG Ratio1.57

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for SIL Investments Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
SIL Investments Ltd 420 Cr. 396 772/3769.49 2,7170.63 %1.53 %1.16 % 10.0
Indiabulls Enterprises Ltd 377 Cr. 19.0 26.8/13.7 9.640.00 %43.2 %483 % 2.00
Nahar Capital & Financial Services Ltd 350 Cr. 209 377/1915.30 9840.72 %3.78 %3.21 % 5.00
NBI Industrial Finance Company Ltd 495 Cr. 1,674 3,321/1,53930.6 10,8870.03 %0.35 %0.27 % 5.00
MKVentures Capital Ltd 315 Cr. 819 1,890/73266.7 2870.03 %16.6 %9.56 % 10.0
Industry Average17,128.74 Cr1,145.63171.253,616.520.48%11.38%25.55%6.58

All Competitor Stocks of SIL Investments Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales 520321216725221132927
Expenses 2222432343232
Operating Profit 31821917252218-2102625
OPM % 64%92%52%91%82%40%70%88%81%-333%80%91%91%
Other Income 0011010100100
Interest 11000000000-00
Depreciation 0000001111111
Profit before tax 21721917352218-2102624
Tax % 64%16%22%32%34%22%22%23%21%32%22%23%19%
Net Profit 11421311241714-382020
EPS in Rs 0.5913.451.4912.1710.531.893.2815.4113.03-2.547.4718.4418.37

Last Updated: March 3, 2026, 2:44 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 25, 2026, 8:46 pm

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales 292726321782639284944515569
Expenses 1234555677111210
Operating Profit 272523291742134224237404359
OPM % 95%94%89%89%97%81%87%78%86%85%79%78%86%
Other Income 1211147516322
Interest 131086400014000
Depreciation 0100000012233
Profit before tax 151615231712540274138414258
Tax % 17%21%11%15%20%18%11%23%19%24%27%25%
Net Profit 121213191362036213329303145
EPS in Rs 11.2211.5912.6117.97127.6918.8733.2219.1631.1526.5027.7729.1941.74
Dividend Payout % 11%11%10%8%1%8%8%13%8%9%9%9%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)0.00%8.33%46.15%615.79%-85.29%80.00%-41.67%57.14%-12.12%3.45%3.33%
Change in YoY Net Profit Growth (%)0.00%8.33%37.82%569.64%-701.08%165.29%-121.67%98.81%-69.26%15.57%-0.11%

SIL Investments Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:7%
5 Years:7%
3 Years:4%
TTM:10%
Compounded Profit Growth
10 Years:11%
5 Years:-3%
3 Years:-2%
TTM:20%
Stock Price CAGR
10 Years:25%
5 Years:32%
3 Years:23%
1 Year:0%
Return on Equity
10 Years:3%
5 Years:2%
3 Years:1%
Last Year:1%

Last Updated: September 5, 2025, 1:31 pm

Balance Sheet

Last Updated: December 10, 2025, 3:25 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 11111111111111111111111111
Reserves 1761871982173511,0047351,2592,3431,6882,1873,1352,868
Borrowings 9080677200004946000
Other Liabilities 1112121116231569266145226393364
Total Liabilities 2882892883113771,0377611,3392,6681,8892,4233,5393,242
Fixed Assets 17161616161616159795112110111
CWIP 0000000004000
Investments 1391401411432289436461,1952,4301,7162,2453,3453,100
Other Assets 132134132152133799912814174658331
Total Assets 2882892883113771,0377611,3392,6681,8892,4233,5393,242

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + -3-7-5-10-756824-17301001610
Cash from Investing Activity + 4971379-63-617-64-8814-14
Cash from Financing Activity + -2-2-2-2-2-2-2-346-6-48-3
Net Cash Flow -00012316-3136-18-7
Free Cash Flow -3-6-6-11-766823-17-52100-29
CFO/OP -5%-14%-21%-27%-24%354%83%-48%93%289%72%48%

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow-63.00-55.00-44.00-43.00174.0021.0034.0022.00-7.00-9.0040.0043.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 012000000000
Inventory Days
Days Payable
Cash Conversion Cycle 012000000000
Working Capital Days 492678849855250446392217-317
ROCE %10%9%8%10%51%4%4%3%2%2%2%2%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 63.79%63.79%63.79%63.79%63.79%63.79%63.79%63.79%63.79%63.79%63.79%63.79%
FIIs 0.00%0.00%0.00%0.00%0.04%0.10%0.30%0.09%0.09%0.09%0.09%0.09%
DIIs 0.05%0.05%0.05%0.05%0.05%0.05%0.05%0.05%0.05%0.05%0.05%0.05%
Public 36.16%36.15%36.16%36.15%36.10%36.05%35.86%36.06%36.06%36.07%36.07%36.05%
No. of Shareholders 4,2814,4414,4184,5226,0835,7325,75411,76811,81710,93410,58110,552

Shareholding Pattern Chart

No. of Shareholders

SIL Investments Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 29.1927.7626.5031.1619.15
Diluted EPS (Rs.) 29.1927.7626.5031.1619.15
Cash EPS (Rs.) 31.9229.9128.6332.2619.89
Book Value[Excl.RevalReserv]/Share (Rs.) 2965.502124.461642.202277.391217.06
Book Value[Incl.RevalReserv]/Share (Rs.) 2965.502124.461642.202277.391217.06
Revenue From Operations / Share (Rs.) 51.6848.0541.2946.1926.81
PBDIT / Share (Rs.) 41.9241.0540.5240.8025.84
PBIT / Share (Rs.) 39.5039.4438.8740.0125.42
PBT / Share (Rs.) 39.5039.0335.3938.7225.31
Net Profit / Share (Rs.) 29.5028.3026.9731.4719.46
NP After MI And SOA / Share (Rs.) 29.1627.7326.4731.1319.13
PBDIT Margin (%) 81.1085.4498.1388.3296.39
PBIT Margin (%) 76.4382.0894.1286.6194.81
PBT Margin (%) 76.4281.2285.7083.8394.41
Net Profit Margin (%) 57.0858.9065.3268.1472.60
NP After MI And SOA Margin (%) 56.4357.7264.1167.3971.37
Return on Networth / Equity (%) 0.981.331.651.401.59
Return on Capital Employeed (%) 1.181.722.231.622.01
Return On Assets (%) 0.871.211.481.231.51
Total Debt / Equity (X) 0.000.000.020.020.00
Asset Turnover Ratio (%) 0.010.020.010.020.02
Current Ratio (X) 3885.421543.1538.1651.402992.44
Quick Ratio (X) 3885.421543.1538.1651.402992.44
Dividend Payout Ratio (NP) (%) 8.569.009.438.0213.05
Dividend Payout Ratio (CP) (%) 7.908.518.877.8212.76
Earning Retention Ratio (%) 91.4491.0090.5791.9886.95
Cash Earning Retention Ratio (%) 92.1091.4991.1392.1887.24
Interest Coverage Ratio (X) 5110.4599.5911.6531.78243.63
Interest Coverage Ratio (Post Tax) (X) 3598.0569.668.7625.52184.50
Enterprise Value (Cr.) 599.17487.23308.77371.92163.51
EV / Net Operating Revenue (X) 10.939.567.057.595.75
EV / EBITDA (X) 13.4811.197.188.605.97
MarketCap / Net Operating Revenue (X) 11.119.706.617.287.24
Retention Ratios (%) 91.4390.9990.5691.9786.94
Price / BV (X) 0.190.220.170.150.16
Price / Net Operating Revenue (X) 11.119.706.627.287.24
EarningsYield 0.050.050.090.090.09

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

SIL Investments Ltd. is a Public Limited Listed company incorporated on 22/11/1934 and has its registered office in the State of Rajasthan, India. Company's Corporate Identification Number(CIN) is L17301RJ1934PLC002761 and registration number is 002761. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 45.28 Cr. and Equity Capital is Rs. 10.61 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Finance & InvestmentsPachpahar Road, Bhawanimandi Rajasthan 326502Contact not found
Management
NamePosition Held
Mr. C S NopanyChairman
Mrs. Shalini NopanyManaging Director
Mr. Brij Mohan AgarwalDirector-In-Charge
Mr. Abhrajit DuttaDirector
Mr. Shrikant MantriDirector
Mr. Sanjay Kumar MaheswaryDirector

FAQ

What is the intrinsic value of SIL Investments Ltd and is it undervalued?

As of 06 April 2026, SIL Investments Ltd's intrinsic value is ₹710.61, which is 79.45% higher than the current market price of ₹396.00, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (1.16 %), book value (₹2,717), dividend yield (0.63 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of SIL Investments Ltd?

SIL Investments Ltd is trading at ₹396.00 as of 06 April 2026, with a FY2026-2027 high of ₹772 and low of ₹376. The stock is currently near its 52-week low. Market cap stands at ₹420 Cr..

How does SIL Investments Ltd's P/E ratio compare to its industry?

SIL Investments Ltd has a P/E ratio of 9.49, which is below the industry average of 171.25. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is SIL Investments Ltd financially healthy?

Key indicators for SIL Investments Ltd: ROCE of 1.53 % is on the lower side compared to the industry average of 11.38%; ROE of 1.16 % is below ideal levels (industry average: 25.55%). Dividend yield is 0.63 %.

Is SIL Investments Ltd profitable and how is the profit trend?

SIL Investments Ltd reported a net profit of ₹31 Cr in Mar 2025 on revenue of ₹55 Cr. Compared to ₹33 Cr in Mar 2022, the net profit shows a declining trend.

Does SIL Investments Ltd pay dividends?

SIL Investments Ltd has a dividend yield of 0.63 % at the current price of ₹396.00. The company pays dividends, though the yield is modest.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in SIL Investments Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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