SML ISUZU Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: June 25, 2025, 8:10 pm

Market Cap	2,706 Cr.
Current Price	1,874
High / Low	2,300/1,028
Stock P/E	22.2
Book Value	264
Dividend Yield	0.85 %
ROCE	27.1 %
ROE	36.4 %
Face Value	10.0
PEG Ratio	0.12

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for SML ISUZU Ltd

Competitors of SML ISUZU Ltd

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Force Motors Ltd	18,315 Cr.	13,900	14,589/6,125	33.5	2,302	0.15 %	29.8 %	20.7 %	10.0
SML ISUZU Ltd	2,706 Cr.	1,874	2,300/1,028	22.2	264	0.85 %	27.1 %	36.4 %	10.0
Olectra Greentech Ltd	9,515 Cr.	1,159	1,960/974	68.5	128	0.03 %	20.4 %	14.2 %	4.00
Tata Motors Ltd	2,47,983 Cr.	674	1,179/536	8.79	315	0.89 %	20.0 %	28.1 %	2.00
Ashok Leyland Ltd	70,727 Cr.	241	265/190	22.8	41.6	2.60 %	14.4 %	29.2 %	1.00
Industry Average	69,849.20 Cr	3,569.60		31.16	610.12	0.90%	22.34%	25.72%	5.40

All Competitor Stocks of SML ISUZU Ltd

Quarterly Result

Metric	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025
Sales	342	500	410	328	583	632	499	386	680	746	550	332	771
Expenses	340	483	405	312	540	585	459	364	608	665	505	313	681
Operating Profit	2	17	6	16	43	47	39	22	71	81	45	18	90
OPM %	1%	3%	1%	5%	7%	7%	8%	6%	10%	11%	8%	6%	12%
Other Income	1	0	0	1	2	2	0	1	2	1	2	2	2
Interest	4	5	4	7	9	5	7	8	11	8	6	7	9
Depreciation	10	11	11	11	10	12	12	12	12	12	12	12	12
Profit before tax	-11	2	-9	-1	25	32	21	3	50	62	29	1	71
Tax %	0%	-0%	-0%	-86%	-7%	1%	0%	6%	-4%	25%	24%	29%	26%
Net Profit	-11	2	-9	-0	27	32	21	3	52	46	22	1	53
EPS in Rs	-7.89	1.62	-6.34	-0.09	18.51	21.97	14.57	1.85	36.15	32.06	15.06	0.37	36.59

Last Updated: May 31, 2025, 7:44 am

Below is a detailed analysis of the quarterly data for SML ISUZU Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

For Sales, as of Mar 2025, the value is 771.00 Cr.. The value appears strong and on an upward trend. It has increased from 332.00 Cr. (Dec 2024) to 771.00 Cr., marking an increase of 439.00 Cr..
For Expenses, as of Mar 2025, the value is 681.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 313.00 Cr. (Dec 2024) to 681.00 Cr., marking an increase of 368.00 Cr..
For Operating Profit, as of Mar 2025, the value is 90.00 Cr.. The value appears strong and on an upward trend. It has increased from 18.00 Cr. (Dec 2024) to 90.00 Cr., marking an increase of 72.00 Cr..
For OPM %, as of Mar 2025, the value is 12.00%. The value appears strong and on an upward trend. It has increased from 6.00% (Dec 2024) to 12.00%, marking an increase of 6.00%.
For Other Income, as of Mar 2025, the value is 2.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 2.00 Cr..
For Interest, as of Mar 2025, the value is 9.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 7.00 Cr. (Dec 2024) to 9.00 Cr., marking an increase of 2.00 Cr..
For Depreciation, as of Mar 2025, the value is 12.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 12.00 Cr..
For Profit before tax, as of Mar 2025, the value is 71.00 Cr.. The value appears strong and on an upward trend. It has increased from 1.00 Cr. (Dec 2024) to 71.00 Cr., marking an increase of 70.00 Cr..
For Tax %, as of Mar 2025, the value is 26.00%. The value appears to be improving (decreasing) as expected. It has decreased from 29.00% (Dec 2024) to 26.00%, marking a decrease of 3.00%.
For Net Profit, as of Mar 2025, the value is 53.00 Cr.. The value appears strong and on an upward trend. It has increased from 1.00 Cr. (Dec 2024) to 53.00 Cr., marking an increase of 52.00 Cr..
For EPS in Rs, as of Mar 2025, the value is 36.59. The value appears strong and on an upward trend. It has increased from 0.37 (Dec 2024) to 36.59, marking an increase of 36.22.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: June 16, 2025, 4:01 pm

Metric	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Sales	881	1,106	1,166	1,356	1,135	1,409	1,154	591	924	1,822	2,196	2,399
Expenses	850	1,036	1,079	1,246	1,090	1,335	1,142	660	965	1,740	2,017	2,164
Operating Profit	32	69	87	110	45	74	12	-69	-41	82	179	235
OPM %	4%	6%	7%	8%	4%	5%	1%	-12%	-4%	4%	8%	10%
Other Income	5	5	6	4	3	4	5	5	6	3	5	6
Interest	6	6	5	6	11	16	15	23	22	25	30	30
Depreciation	13	20	20	24	28	38	41	46	44	42	48	48
Profit before tax	18	49	68	84	9	24	-38	-133	-100	17	106	162
Tax %	2%	24%	25%	25%	10%	20%	-45%	0%	-1%	-15%	-1%	25%
Net Profit	17	37	51	63	8	20	-21	-133	-100	20	108	122
EPS in Rs	12.02	25.53	35.35	43.54	5.87	13.52	-14.55	-92.24	-68.94	13.71	74.55	84.08
Dividend Payout %	25%	24%	23%	18%	26%	22%	0%	0%	0%	0%	21%	0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2014-2015	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024	2024-2025
YoY Net Profit Growth (%)	117.65%	37.84%	23.53%	-87.30%	150.00%	-205.00%	-533.33%	24.81%	120.00%	440.00%	12.96%
Change in YoY Net Profit Growth (%)	0.00%	-79.81%	-14.31%	-110.83%	237.30%	-355.00%	-328.33%	558.15%	95.19%	320.00%	-427.04%

SML ISUZU Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:	8%
5 Years:	16%
3 Years:	37%
TTM:	9%

Compounded Profit Growth
10 Years:	12%
5 Years:	51%
3 Years:	48%
TTM:	14%

Stock Price CAGR
10 Years:	5%
5 Years:	37%
3 Years:	51%
1 Year:	-10%

Return on Equity
10 Years:	4%
5 Years:	1%
3 Years:	34%
Last Year:	36%

Last Updated: Unknown

Balance Sheet

Last Updated: June 16, 2025, 11:20 am

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	14	14	14	14	14	14	14	14	14	14	14	14
Reserves	262	288	326	389	384	399	370	241	147	163	271	368
Borrowings	-0	22	55	41	212	246	185	261	298	265	421	327
Other Liabilities	274	350	332	341	377	435	289	279	357	494	506	590
Total Liabilities	551	675	727	785	987	1,095	859	796	816	937	1,213	1,299
Fixed Assets	143	138	171	215	365	380	426	389	349	356	340	338
CWIP	9	27	40	78	35	27	3	5	16	11	11	42
Investments	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0	-0
Other Assets	399	511	515	492	587	688	429	403	450	569	861	919
Total Assets	551	675	727	785	987	1,095	859	796	816	937	1,213	1,299

Below is a detailed analysis of the balance sheet data for SML ISUZU Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

For Equity Capital, as of Mar 2025, the value is 14.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 14.00 Cr..
For Reserves, as of Mar 2025, the value is 368.00 Cr.. The value appears strong and on an upward trend. It has increased from 271.00 Cr. (Mar 2024) to 368.00 Cr., marking an increase of 97.00 Cr..
For Borrowings, as of Mar 2025, the value is 327.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 421.00 Cr. (Mar 2024) to 327.00 Cr., marking a decrease of 94.00 Cr..
For Other Liabilities, as of Mar 2025, the value is 590.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 506.00 Cr. (Mar 2024) to 590.00 Cr., marking an increase of 84.00 Cr..
For Total Liabilities, as of Mar 2025, the value is 1,299.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,213.00 Cr. (Mar 2024) to 1,299.00 Cr., marking an increase of 86.00 Cr..
For Fixed Assets, as of Mar 2025, the value is 338.00 Cr.. The value appears to be declining and may need further review. It has decreased from 340.00 Cr. (Mar 2024) to 338.00 Cr., marking a decrease of 2.00 Cr..
For CWIP, as of Mar 2025, the value is 42.00 Cr.. The value appears strong and on an upward trend. It has increased from 11.00 Cr. (Mar 2024) to 42.00 Cr., marking an increase of 31.00 Cr..
For Investments, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
For Other Assets, as of Mar 2025, the value is 919.00 Cr.. The value appears strong and on an upward trend. It has increased from 861.00 Cr. (Mar 2024) to 919.00 Cr., marking an increase of 58.00 Cr..
For Total Assets, as of Mar 2025, the value is 1,299.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,213.00 Cr. (Mar 2024) to 1,299.00 Cr., marking an increase of 86.00 Cr..

Notably, the Reserves (368.00 Cr.) exceed the Borrowings (327.00 Cr.), indicating a solid financial buffer.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

Month	Month		Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023
Cash from Operating Activity +	162	69	-12	121	-33	55	150	-47	-19	90	-50	177
Cash from Investing Activity +	22	-103	-13	-89	-98	-58	-47	-28	-7	-42	-46	-61
Cash from Financing Activity +	-182	11	17	-34	146	10	-97	60	17	-55	127	-148
Net Cash Flow	2	-23	-8	-2	15	8	6	-15	-8	-7	31	-32

Free Cash Flow

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Free Cash Flow	32.00	47.00	32.00	69.00	-167.00	-172.00	-173.00	-330.00	-339.00	-183.00	-242.00	-92.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2013	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024
Debtor Days	55	34	34	32	31	38	38	12	24	31	15	28
Inventory Days	110	133	129	146	107	158	146	109	202	143	105	125
Days Payable	53	90	90	74	70	92	94	67	142	118	73	71
Cash Conversion Cycle	112	77	73	104	69	104	91	54	84	56	48	81
Working Capital Days	84	47	37	58	45	63	56	19	60	38	18	56
ROCE %	17%	7%	19%	20%	22%	4%	6%	-4%	-20%	-16%	9%	24%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Sep 2021	Dec 2021	Mar 2022	Jun 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024
Promoters	43.96%	43.96%	43.96%	43.96%	43.96%	43.96%	43.96%	43.96%	43.96%	43.96%	43.96%	43.96%
FIIs	1.61%	1.62%	1.70%	1.64%	1.76%	16.69%	16.68%	15.11%	15.28%	15.43%	15.81%	15.32%
DIIs	1.28%	1.00%	0.94%	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.07%
Public	53.14%	53.41%	53.40%	54.39%	54.27%	39.35%	39.34%	40.92%	40.76%	40.59%	40.22%	40.65%
No. of Shareholders	32,260	29,245	30,315	29,069	27,553	26,794	25,687	24,113	24,883	25,023	25,447	27,367

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 25	Mar 24	Mar 23	Mar 22	Mar 21
FaceValue	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	84.08	74.54	13.71	-68.94	-92.24
Diluted EPS (Rs.)	84.08	74.54	13.71	-68.94	-92.24
Cash EPS (Rs.)	117.42	107.33	43.01	-38.84	-60.31
Book Value[Excl.RevalReserv]/Share (Rs.)	264.27	197.25	122.90	111.53	176.51
Book Value[Incl.RevalReserv]/Share (Rs.)	264.27	197.25	122.90	111.53	176.51
Dividend / Share (Rs.)	18.00	16.00	0.00	0.00	0.00
Revenue From Operations / Share (Rs.)	1656.76	1516.65	1258.11	638.29	408.52
PBDIT / Share (Rs.)	166.17	127.30	58.53	-24.33	-44.11
PBIT / Share (Rs.)	132.78	94.48	29.23	-54.39	-75.99
PBT / Share (Rs.)	112.14	73.52	11.93	-69.25	-92.11
Net Profit / Share (Rs.)	84.03	74.51	13.70	-68.90	-92.20
PBDIT Margin (%)	10.02	8.39	4.65	-3.81	-10.79
PBIT Margin (%)	8.01	6.22	2.32	-8.52	-18.60
PBT Margin (%)	6.76	4.84	0.94	-10.84	-22.54
Net Profit Margin (%)	5.07	4.91	1.08	-10.79	-22.56
Return on Networth / Equity (%)	31.79	37.77	11.14	-61.77	-52.23
Return on Capital Employeed (%)	36.43	34.81	16.82	-35.40	-31.02
Return On Assets (%)	9.36	8.89	2.11	-12.22	-16.76
Long Term Debt / Equity (X)	0.16	0.14	0.09	0.05	0.18
Total Debt / Equity (X)	0.84	1.46	1.45	1.80	0.80
Asset Turnover Ratio (%)	1.91	2.04	2.08	1.15	0.71
Current Ratio (X)	1.17	1.01	0.78	0.70	0.82
Quick Ratio (X)	0.42	0.29	0.16	0.20	0.23
Inventory Turnover Ratio (X)	2.98	3.50	4.16	2.60	1.67
Interest Coverage Ratio (X)	8.05	6.07	3.38	-1.64	-2.74
Interest Coverage Ratio (Post Tax) (X)	5.07	4.55	1.79	-3.64	-4.72
Enterprise Value (Cr.)	2567.42	3134.22	1319.50	993.43	828.28
EV / Net Operating Revenue (X)	1.07	1.43	0.72	1.07	1.40
EV / EBITDA (X)	10.67	17.00	15.57	-28.20	-12.97
MarketCap / Net Operating Revenue (X)	0.94	1.26	0.58	0.77	1.11
Price / BV (X)	5.92	9.69	6.00	4.44	2.56
Price / Net Operating Revenue (X)	0.94	1.26	0.58	0.77	1.11
EarningsYield	0.05	0.03	0.01	-0.13	-0.20

After reviewing the key financial ratios for SML ISUZU Ltd, here is a detailed analysis based on the latest available data and recent trends:

For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
For Basic EPS (Rs.), as of Mar 25, the value is 84.08. This value is within the healthy range. It has increased from 74.54 (Mar 24) to 84.08, marking an increase of 9.54.
For Diluted EPS (Rs.), as of Mar 25, the value is 84.08. This value is within the healthy range. It has increased from 74.54 (Mar 24) to 84.08, marking an increase of 9.54.
For Cash EPS (Rs.), as of Mar 25, the value is 117.42. This value is within the healthy range. It has increased from 107.33 (Mar 24) to 117.42, marking an increase of 10.09.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 264.27. It has increased from 197.25 (Mar 24) to 264.27, marking an increase of 67.02.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 264.27. It has increased from 197.25 (Mar 24) to 264.27, marking an increase of 67.02.
For Dividend / Share (Rs.), as of Mar 25, the value is 18.00. This value exceeds the healthy maximum of 3. It has increased from 16.00 (Mar 24) to 18.00, marking an increase of 2.00.
For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 1,656.76. It has increased from 1,516.65 (Mar 24) to 1,656.76, marking an increase of 140.11.
For PBDIT / Share (Rs.), as of Mar 25, the value is 166.17. This value is within the healthy range. It has increased from 127.30 (Mar 24) to 166.17, marking an increase of 38.87.
For PBIT / Share (Rs.), as of Mar 25, the value is 132.78. This value is within the healthy range. It has increased from 94.48 (Mar 24) to 132.78, marking an increase of 38.30.
For PBT / Share (Rs.), as of Mar 25, the value is 112.14. This value is within the healthy range. It has increased from 73.52 (Mar 24) to 112.14, marking an increase of 38.62.
For Net Profit / Share (Rs.), as of Mar 25, the value is 84.03. This value is within the healthy range. It has increased from 74.51 (Mar 24) to 84.03, marking an increase of 9.52.
For PBDIT Margin (%), as of Mar 25, the value is 10.02. This value is within the healthy range. It has increased from 8.39 (Mar 24) to 10.02, marking an increase of 1.63.
For PBIT Margin (%), as of Mar 25, the value is 8.01. This value is below the healthy minimum of 10. It has increased from 6.22 (Mar 24) to 8.01, marking an increase of 1.79.
For PBT Margin (%), as of Mar 25, the value is 6.76. This value is below the healthy minimum of 10. It has increased from 4.84 (Mar 24) to 6.76, marking an increase of 1.92.
For Net Profit Margin (%), as of Mar 25, the value is 5.07. This value is within the healthy range. It has increased from 4.91 (Mar 24) to 5.07, marking an increase of 0.16.
For Return on Networth / Equity (%), as of Mar 25, the value is 31.79. This value is within the healthy range. It has decreased from 37.77 (Mar 24) to 31.79, marking a decrease of 5.98.
For Return on Capital Employeed (%), as of Mar 25, the value is 36.43. This value is within the healthy range. It has increased from 34.81 (Mar 24) to 36.43, marking an increase of 1.62.
For Return On Assets (%), as of Mar 25, the value is 9.36. This value is within the healthy range. It has increased from 8.89 (Mar 24) to 9.36, marking an increase of 0.47.
For Long Term Debt / Equity (X), as of Mar 25, the value is 0.16. This value is below the healthy minimum of 0.2. It has increased from 0.14 (Mar 24) to 0.16, marking an increase of 0.02.
For Total Debt / Equity (X), as of Mar 25, the value is 0.84. This value is within the healthy range. It has decreased from 1.46 (Mar 24) to 0.84, marking a decrease of 0.62.
For Asset Turnover Ratio (%), as of Mar 25, the value is 1.91. It has decreased from 2.04 (Mar 24) to 1.91, marking a decrease of 0.13.
For Current Ratio (X), as of Mar 25, the value is 1.17. This value is below the healthy minimum of 1.5. It has increased from 1.01 (Mar 24) to 1.17, marking an increase of 0.16.
For Quick Ratio (X), as of Mar 25, the value is 0.42. This value is below the healthy minimum of 1. It has increased from 0.29 (Mar 24) to 0.42, marking an increase of 0.13.
For Inventory Turnover Ratio (X), as of Mar 25, the value is 2.98. This value is below the healthy minimum of 4. It has decreased from 3.50 (Mar 24) to 2.98, marking a decrease of 0.52.
For Interest Coverage Ratio (X), as of Mar 25, the value is 8.05. This value is within the healthy range. It has increased from 6.07 (Mar 24) to 8.05, marking an increase of 1.98.
For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 5.07. This value is within the healthy range. It has increased from 4.55 (Mar 24) to 5.07, marking an increase of 0.52.
For Enterprise Value (Cr.), as of Mar 25, the value is 2,567.42. It has decreased from 3,134.22 (Mar 24) to 2,567.42, marking a decrease of 566.80.
For EV / Net Operating Revenue (X), as of Mar 25, the value is 1.07. This value is within the healthy range. It has decreased from 1.43 (Mar 24) to 1.07, marking a decrease of 0.36.
For EV / EBITDA (X), as of Mar 25, the value is 10.67. This value is within the healthy range. It has decreased from 17.00 (Mar 24) to 10.67, marking a decrease of 6.33.
For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.94. This value is below the healthy minimum of 1. It has decreased from 1.26 (Mar 24) to 0.94, marking a decrease of 0.32.
For Price / BV (X), as of Mar 25, the value is 5.92. This value exceeds the healthy maximum of 3. It has decreased from 9.69 (Mar 24) to 5.92, marking a decrease of 3.77.
For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.94. This value is below the healthy minimum of 1. It has decreased from 1.26 (Mar 24) to 0.94, marking a decrease of 0.32.
For EarningsYield, as of Mar 25, the value is 0.05. This value is below the healthy minimum of 5. It has increased from 0.03 (Mar 24) to 0.05, marking an increase of 0.02.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of SML ISUZU Ltd as of June 25, 2025 is: 1,721.17

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of June 25, 2025, SML ISUZU Ltd is Overvalued by 8.16% compared to the current share price 1,874.00

Intrinsic Value of SML ISUZU Ltd as of June 25, 2025 is: 4,848.14

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of June 25, 2025, SML ISUZU Ltd is Undervalued by 158.71% compared to the current share price 1,874.00

Last 5 Year EPS CAGR: 181.68%

*Investments are subject to market risks

Strength and Weakness

Strength	Weakness
The company has higher reserves (300.67 cr) compared to borrowings (194.42 cr), indicating strong financial stability. The company has shown consistent growth in sales (200.58 cr) and profit (22.17 cr) over the years.	The stock has a low average ROCE of 7.33%, which may not be favorable. The stock has a high average Working Capital Days of 48.42, which may not be favorable. The stock has a high average Cash Conversion Cycle of 79.42, which may not be favorable.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in SML ISUZU Ltd:
1. Net Profit Margin: 5.07%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 36.43% (Industry Average ROCE: 22.34%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 31.79% (Industry Average ROE: 25.72%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 5.07
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 0.42
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 22.2 (Industry average Stock P/E: 31.16)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0.84
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

SML Isuzu Ltd. is a Public Limited Listed company incorporated on 26/07/1983 and has its registered office in the State of Punjab, India. Company's Corporate Identification Number(CIN) is L50101PB1983PLC005516 and registration number is 005516. Currently Company is involved in the business activities of Manufacture of motor vehicles. Company's Total Operating Revenue is Rs. 2398.99 Cr. and Equity Capital is Rs. 14.48 Cr. for the Year ended 31/03/2025.

INDUSTRY	ADDRESS	CONTACT
Auto - LCVs/HCVs	Village Asron, Nawanshahr Punjab 144533	investors@smlisuzu.com http://www.smlisuzu.com

Management
Name	Position Held
Mr. S K Tuteja	Chairman
Mr. Junya Yamanishi	Managing Director & CEO
Mr. Sudhir Nayar	Director
Mr. Chandra Shekhar Verma	Director
Mr. Atima Khanna	Director
Mr. Ryusuke Miyake	Director
Mr. Takahiro Jitosho	Director
Mr. Takashi Sakuma	Director
Mr. Tomoyuki Yamaguchi	Director

FAQ

What is the intrinsic value of SML ISUZU Ltd?

SML ISUZU Ltd's intrinsic value (as of 25 June 2025) is ₹1721.17 — 8.16% lower the current market price of 1,874.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 2,706 Cr. market cap, FY2025-2026 high/low of ₹2,300/1,028, reserves of 368 Cr, and liabilities of 1,299 Cr.

What is the Market Cap of SML ISUZU Ltd?

The Market Cap of SML ISUZU Ltd is 2,706 Cr..

What is the current Stock Price of SML ISUZU Ltd as on 25 June 2025?

The current stock price of SML ISUZU Ltd as on 25 June 2025 is 1,874.

What is the High / Low of SML ISUZU Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of SML ISUZU Ltd stocks is ₹2,300/1,028.

What is the Stock P/E of SML ISUZU Ltd?

The Stock P/E of SML ISUZU Ltd is 22.2.

What is the Book Value of SML ISUZU Ltd?

The Book Value of SML ISUZU Ltd is 264.

What is the Dividend Yield of SML ISUZU Ltd?

The Dividend Yield of SML ISUZU Ltd is 0.85 %.

What is the ROCE of SML ISUZU Ltd?

The ROCE of SML ISUZU Ltd is 27.1 %.

What is the ROE of SML ISUZU Ltd?

The ROE of SML ISUZU Ltd is 36.4 %.

What is the Face Value of SML ISUZU Ltd?

The Face Value of SML ISUZU Ltd is 10.0.