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Summit Securities Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹1,189.83Overvalued by 24.17%vs CMP ₹1,569.00

P/E (16.3) × ROE (1.1%) × BV (₹7,847.00) × DY (2.00%)

₹2,450.06Undervalued by 56.15%vs CMP ₹1,569.00
MoS: +36% (Strong)Confidence: 48/100 (Moderate)Models: 3 Under, 1 Fair, 5 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹1,420.3423%Fair (-9.5%)
Graham NumberEarnings₹4,467.2517%Under (+184.7%)
Earnings PowerEarnings₹495.7311%Over (-68.4%)
DCFCash Flow₹2,703.9711%Under (+72.3%)
Net Asset ValueAssets₹10,256.317%Under (+553.7%)
EV/EBITDAEnterprise₹1,255.209%Over (-20%)
Earnings YieldEarnings₹1,130.307%Over (-28%)
ROCE CapitalReturns₹401.717%Over (-74.4%)
Revenue MultipleRevenue₹163.786%Over (-89.6%)
Consensus (9 models)₹2,450.06100%Undervalued
Key Drivers: ROE 1.1% is below cost of equity. | Wide model spread (₹164–₹10,256) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 19.4%

*Investments are subject to market risks

Analyst Summary

Summit Securities Ltd operates in the Finance & Investments segment, NSE: SUMMITSEC | BSE: 533306, current market price is ₹1,569.00, market cap is 1,710 Cr.. At a glance, stock P/E is 16.3, ROE is 1.14 %, ROCE is 1.52 %, book value is 7,847, dividend yield is 0.00 %. The latest intrinsic value estimate is ₹2,450.06, which is about 56.2% above the current price, so the page currently reads as potentially undervalued rather than fully priced. On operating trend, latest reported sales are about ₹119 Cr versus the prior period change of 16.7%, while latest net profit is about ₹69 Cr with a prior-period change of -9.2%. The 52-week range shown on this page is 2,559/1,306, which helps frame where the current quote sits within its recent trading band. Business context: About the Company - Qualitative AnalysisSummit Securities Ltd. is a Public Limited Listed company incorporated on 30/01/1997 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is…

This summary is generated from the stock page data available for Summit Securities Ltd: Intrinsic Value & Share Price Analysis and is refreshed automatically when the underlying metrics change.

Investment Snapshot

62
Summit Securities Ltd scores 62/100 (Average)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health58/100 · Moderate
ROCE 1.5% WeakROE 1.1% WeakD/E 0.00 Low debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent
Smart Money50/100 · Moderate
FII holding stable No changePromoter holding at 74.6% Stable
Earnings Quality50/100 · Moderate
OPM stable around 96% Steady
Quarterly Momentum100/100 · Strong
Revenue (4Q): +21% YoY AcceleratingProfit (4Q): +41% YoY StrongOPM: 94.0% (up 711.0% YoY) Margin expansion
Industry Rank45/100 · Moderate
P/E 16.3 vs industry 183.6 Cheaper than peersROCE 1.5% vs industry 10.4% Below peersROE 1.1% vs industry 24.3% Below peers3Y sales CAGR: 17% Moderate

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: May 5, 2026, 1:05 am

Market Cap 1,710 Cr.
Current Price 1,569
Intrinsic Value₹2,511.43
High / Low 2,559/1,306
Stock P/E16.3
Book Value 7,847
Dividend Yield0.00 %
ROCE1.52 %
ROE1.14 %
Face Value 10.0
PEG Ratio0.84

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Summit Securities Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Summit Securities Ltd 1,710 Cr. 1,569 2,559/1,30616.3 7,8470.00 %1.52 %1.14 % 10.0
Aditya Birla Money Ltd 819 Cr. 146 209/95.013.5 53.10.00 %9.86 %22.7 % 1.00
NBI Industrial Finance Company Ltd 624 Cr. 2,112 3,321/1,53938.6 10,8870.02 %0.35 %0.27 % 5.00
SIL Investments Ltd 483 Cr. 464 772/37610.9 2,7170.54 %1.53 %1.16 % 10.0
Nalwa Sons Investments Ltd 2,963 Cr. 5,748 8,778/4,659127 31,6680.00 %0.44 %0.32 % 10.0
Industry Average19,136.33 Cr1,281.65183.603,403.850.43%10.44%24.30%6.58

All Competitor Stocks of Summit Securities Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales 3711531820211071102812022
Expenses 11111111715111
Operating Profit 261152171920105-6-52711820
OPM % 75%80%94%98%95%94%96%99%-617%-50%97%99%94%
Other Income 000000-14000000
Interest 0000000000000
Depreciation 0000000000000
Profit before tax 26115217196105-6-52711820
Tax % -99%15%22%27%14%22%52%29%-21%-5%24%23%16%
Net Profit 458381514375-5-5209117
EPS in Rs 3.894.657.6735.1513.4413.212.7068.93-4.46-4.2618.5283.1615.61

Last Updated: February 4, 2026, 1:16 am

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 26, 2026, 12:16 am

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales 15265351413882297451102119179
Expenses 223333123444518
Operating Profit 1325513138357026704798114161
OPM % 89%94%95%54%98%92%86%89%95%93%96%96%90%
Other Income -00000000100-140
Interest 0000000000000
Depreciation 0000000000000
Profit before tax 1325513138357026714798100161
Tax % 2%0%1%-107%12%2%-2%29%29%21%23%32%
Net Profit 132550712134721851377669123
EPS in Rs 11.7622.6145.936.35111.2631.6266.0916.7946.6333.9969.4762.93113.03
Dividend Payout % 0%0%0%0%0%0%0%0%0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)92.31%100.00%-86.00%1628.57%-71.90%111.76%-75.00%183.33%-27.45%105.41%-9.21%
Change in YoY Net Profit Growth (%)0.00%7.69%-186.00%1714.57%-1700.47%183.67%-186.76%258.33%-210.78%132.86%-114.62%

Summit Securities Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:16%
5 Years:8%
3 Years:17%
TTM:30%
Compounded Profit Growth
10 Years:12%
5 Years:2%
3 Years:16%
TTM:12%
Stock Price CAGR
10 Years:23%
5 Years:42%
3 Years:55%
1 Year:-9%
Return on Equity
10 Years:2%
5 Years:1%
3 Years:1%
Last Year:1%

Last Updated: September 5, 2025, 1:36 pm

Balance Sheet

Last Updated: December 4, 2025, 2:02 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 11111111111111111111111111
Reserves 4354605115186393,6612,2894,9254,4715,0959,0159,85511,167
Borrowings 00001700000000
Other Liabilities 101094233471614994555341,0511,5101,710
Total Liabilities 4564815315336904,0192,4615,4354,9365,64010,07811,37712,888
Fixed Assets 0000000000000
CWIP 0000000000000
Investments 4524754945226674,0122,4275,4264,9035,61210,07111,36012,878
Other Assets 453711247349332861710
Total Assets 4564815315336904,0192,4615,4354,9365,64010,07811,37712,888

Reserves and Borrowings Chart

Cash Flow

MonthMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity + 2448231-480-14738367498
Cash from Investing Activity + -22-18-30-3710-54-23-22-43-57-77-99
Cash from Financing Activity + 000-000000000
Net Cash Flow 230-28-6625-2525-5-21-2-1
Free Cash Flow 2448231-479-14638367498
CFO/OP 97%100%102%48%-5%114%14%83%97%55%80%94%

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow13.0025.0051.003.00121.0035.0070.0026.0070.0047.0098.00114.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days -0-0-0-0-0-0-0-0-0-0-0-0
Inventory Days
Days Payable
Cash Conversion Cycle -0-0-0-0-0-0-0-0-0-0-0-0
Working Capital Days -225-122-4838-42-30-19-53-19-30-1511
ROCE %3%5%10%1%23%2%2%1%2%1%1%1%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 74.64%74.64%74.64%74.64%74.64%74.64%74.64%74.64%74.64%74.64%74.64%74.64%
FIIs 0.56%0.60%0.57%0.57%0.58%0.59%0.44%0.06%0.04%0.07%0.11%0.04%
DIIs 0.35%0.35%0.21%0.21%0.21%0.21%0.21%0.21%0.27%0.30%0.43%0.45%
Public 24.43%24.40%24.57%24.56%24.55%24.54%24.70%25.09%25.05%24.98%24.83%24.86%
No. of Shareholders 48,87548,09248,29447,85847,11847,42447,62153,79554,68553,98653,33554,637

Shareholding Pattern Chart

No. of Shareholders

Summit Securities Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 62.9269.4734.0046.6316.79
Diluted EPS (Rs.) 62.9269.4734.0046.6316.79
Cash EPS (Rs.) 62.9469.4934.0146.6516.80
Book Value[Excl.RevalReserv]/Share (Rs.) 9049.998279.454683.474111.014528.01
Book Value[Incl.RevalReserv]/Share (Rs.) 9049.998279.454683.474111.014528.01
Revenue From Operations / Share (Rs.) 109.1893.7746.2767.9726.57
PBDIT / Share (Rs.) 104.8690.2543.1365.2523.81
PBIT / Share (Rs.) 104.8490.2343.1165.2323.79
PBT / Share (Rs.) 92.1590.2343.1165.2323.74
Net Profit / Share (Rs.) 62.9269.4733.9946.6316.79
NP After MI And SOA / Share (Rs.) 62.9269.4733.9946.6316.79
PBDIT Margin (%) 96.0496.2493.2096.0089.62
PBIT Margin (%) 96.0296.2293.1795.9789.55
PBT Margin (%) 84.4096.2293.1795.9789.33
Net Profit Margin (%) 57.6374.0773.4768.6063.17
NP After MI And SOA Margin (%) 57.6374.0773.4768.6063.17
Return on Networth / Equity (%) 0.690.830.721.130.37
Return on Capital Employeed (%) 1.000.970.831.440.47
Return On Assets (%) 0.600.750.651.020.33
Asset Turnover Ratio (%) 0.010.010.010.010.01
Current Ratio (X) 1677.364527.272425.442174.572588.84
Quick Ratio (X) 1677.364527.272425.442174.572588.84
Interest Coverage Ratio (X) 0.000.000.000.00414.06
Interest Coverage Ratio (Post Tax) (X) 0.000.000.000.00292.85
Enterprise Value (Cr.) 2118.891320.39562.52612.49579.32
EV / Net Operating Revenue (X) 17.8012.9211.158.2720.00
EV / EBITDA (X) 18.5413.4211.968.6122.31
MarketCap / Net Operating Revenue (X) 17.8312.9711.688.6920.25
Price / BV (X) 0.210.140.110.140.11
Price / Net Operating Revenue (X) 17.8312.9711.688.6920.25
EarningsYield 0.030.050.060.070.03

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Summit Securities Ltd. is a Public Limited Listed company incorporated on 30/01/1997 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L65921MH1997PLC194571 and registration number is 194571. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 54.75 Cr. and Equity Capital is Rs. 10.90 Cr. for the Year ended 31/03/2026.
INDUSTRYADDRESSCONTACT
Investment Company213, Bezzola Complex, B Wing, Mumbai Maharashtra 400071Contact not found
Management
NamePosition Held
Mr. Ramesh ChandakChairman(NonExe.&Ind.Director)
Ms. Shweta Ratnakar MusaleInd. Non-Executive Director
Mr. Hari Narain Singh RajpootNon Executive Director
Mr. Manish JainNon Executive Director
Mr. Abhay Vasant NerurkarInd. Non-Executive Director
Mr. Sunil Kamalakar TamhaneInd. Non-Executive Director
Mr. Rohin Feroze BomanjiInd. Non-Executive Director

FAQ

What is the intrinsic value of Summit Securities Ltd and is it undervalued?

As of 05 May 2026, Summit Securities Ltd's intrinsic value is ₹2450.06, which is 56.15% higher than the current market price of ₹1,569.00, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (1.14 %), book value (₹7,847), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Summit Securities Ltd?

Summit Securities Ltd is trading at ₹1,569.00 as of 05 May 2026, with a FY2026-2027 high of ₹2,559 and low of ₹1,306. The stock is currently near its 52-week low. Market cap stands at ₹1,710 Cr..

How does Summit Securities Ltd's P/E ratio compare to its industry?

Summit Securities Ltd has a P/E ratio of 16.3, which is below the industry average of 183.60. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Summit Securities Ltd financially healthy?

Key indicators for Summit Securities Ltd: ROCE of 1.52 % is on the lower side compared to the industry average of 10.44%; ROE of 1.14 % is below ideal levels (industry average: 24.30%). Dividend yield is 0.00 %.

Is Summit Securities Ltd profitable and how is the profit trend?

Summit Securities Ltd reported a net profit of ₹69 Cr in Mar 2025 on revenue of ₹119 Cr. Compared to ₹51 Cr in Mar 2022, the net profit shows an improving trend.

Does Summit Securities Ltd pay dividends?

Summit Securities Ltd has a dividend yield of 0.00 % at the current price of ₹1,569.00. The company is currently not paying meaningful dividends.

Last Updated: May 5, 2026, 1:05 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 533306 | NSE: SUMMITSEC
Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Summit Securities Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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