Share Price and Basic Stock Data
Last Updated: January 24, 2026, 4:53 pm
| PEG Ratio | 0.21 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Tribhovandas Bhimji Zaveri Ltd (TBZ), a prominent player in the Gems, Jewellery & Precious Metals industry, recorded a market capitalization of ₹1,148 Cr and a share price of ₹172. The company has exhibited a fluctuating revenue trajectory, with total sales for the fiscal year ending March 2023 reported at ₹2,394 Cr, a notable increase from ₹1,844 Cr in March 2022. However, the revenue for the current fiscal year is projected to decline to ₹2,299 Cr as per reported data. The quarterly sales figures illustrate this volatility; for instance, sales peaked at ₹812 Cr in December 2022 but fell to ₹465 Cr by March 2023. This decline was followed by a recovery to ₹571 Cr in June 2023, indicating a degree of inconsistency in TBZ’s sales performance. The trailing twelve months (TTM) revenue stands at ₹2,769 Cr, reflecting a year-on-year growth trend but highlighting the need for sustained performance to maintain investor confidence.
Profitability and Efficiency Metrics
TBZ’s profitability has shown resilience, with a reported net profit of ₹93 Cr for the latest fiscal year, translating to a net profit margin of 2.60%. This is an improvement from ₹40 Cr and a 1.67% margin in the previous fiscal year. The operating profit margin (OPM) stood at 9%, indicating a stable performance amidst fluctuating sales. The company recorded an interest coverage ratio (ICR) of 3.16x, which suggests that TBZ can comfortably meet its interest obligations, although the ratio is marginally lower than the typical industry benchmark. Return on Equity (ROE) was reported at 10.9%, while Return on Capital Employed (ROCE) rose to 12.0%. These figures reflect effective capital utilization, yet the margins remain below the sector’s higher averages, indicating potential areas for improvement in operational efficiency and cost management.
Balance Sheet Strength and Financial Ratios
TBZ’s balance sheet reveals a total borrowing of ₹822 Cr against reserves of ₹629 Cr, resulting in a debt-to-equity ratio of 1.06, which is relatively high compared to industry standards. This leverage indicates a reliance on debt for financing operations, which could pose risks if not managed prudently. The company’s current ratio stands at 1.55, suggesting adequate liquidity, while the quick ratio of 0.12 indicates less reliance on inventory to meet short-term liabilities. TBZ’s book value per share has increased to ₹98.49, up from ₹90.14, reflecting a strengthening asset base. However, the low inventory turnover ratio of 1.97 raises concerns about operational efficiency in managing stock levels. Overall, while TBZ’s balance sheet shows growth in assets, the high debt levels and slow inventory turnover present challenges that must be addressed.
Shareholding Pattern and Investor Confidence
The shareholding pattern of TBZ indicates strong promoter confidence, with promoters holding 74.12% of the shares consistently across recent quarters. This alignment may enhance investor trust, as it suggests that the founding members are committed to the company’s long-term vision. However, the absence of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) is noteworthy, with FIIs holding 0.00% and DIIs also at 0.00%, indicating a lack of institutional backing. The public stake stands at 25.88%, with the number of shareholders reported at 53,332, which reflects a diverse retail investor base. The stability in promoter holdings coupled with a growing number of shareholders suggests potential for increased market interest, although the lack of institutional investment could limit TBZ’s growth prospects and market credibility.
Outlook, Risks, and Final Insight
Looking ahead, TBZ faces both opportunities and challenges. On the positive side, the company’s consistent revenue growth and improving profitability metrics indicate potential for future expansion. However, risks such as high leverage, fluctuating sales performance, and low institutional investor participation could hinder its growth trajectory. The volatility in quarterly sales highlights the need for TBZ to establish a more predictable revenue model. Additionally, managing its debt levels effectively will be crucial to sustaining profitability. In scenarios where TBZ can enhance operational efficiency and attract institutional investment, the company could significantly improve its market position. Conversely, failure to address these risks may lead to stagnation or decline in shareholder confidence. The path forward will require strategic initiatives to bolster financial health and operational performance.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Tribhovandas Bhimji Zaveri Ltd (TBZ) | 1,091 Cr. | 163 | 233/155 | 7.57 | 104 | 1.38 % | 12.0 % | 10.9 % | 10.0 |
| Moksh Ornaments Ltd | 126 Cr. | 14.2 | 16.6/11.6 | 14.0 | 14.1 | 0.00 % | 13.3 % | 10.0 % | 2.00 |
| Lypsa Gems & Jewellery Ltd | 14.5 Cr. | 4.91 | 11.0/4.41 | 5.59 | 0.00 % | 45.1 % | 63.0 % | 10.0 | |
| Kanani Industries Ltd | 30.1 Cr. | 1.52 | 2.80/1.33 | 14.3 | 3.38 | 0.00 % | 1.21 % | 1.19 % | 1.00 |
| D. P. Abhushan Ltd | 3,133 Cr. | 1,372 | 1,895/1,210 | 16.8 | 222 | 0.00 % | 33.6 % | 35.1 % | 10.0 |
| Industry Average | 1,450.00 Cr | 311.13 | 13.17 | 69.81 | 0.28% | 21.04% | 24.04% | 6.60 |
All Competitor Stocks of Tribhovandas Bhimji Zaveri Ltd (TBZ)
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 537 | 812 | 465 | 571 | 481 | 741 | 507 | 596 | 567 | 928 | 529 | 624 | 688 |
| Expenses | 514 | 768 | 434 | 538 | 451 | 695 | 475 | 555 | 532 | 868 | 493 | 571 | 624 |
| Operating Profit | 23 | 44 | 31 | 32 | 30 | 46 | 31 | 41 | 35 | 60 | 36 | 53 | 64 |
| OPM % | 4% | 5% | 7% | 6% | 6% | 6% | 6% | 7% | 6% | 6% | 7% | 9% | 9% |
| Other Income | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 |
| Interest | 10 | 11 | 12 | 12 | 13 | 12 | 13 | 13 | 13 | 13 | 17 | 18 | 16 |
| Depreciation | 6 | 6 | 6 | 6 | 6 | 6 | 5 | 6 | 6 | 6 | 7 | 7 | 8 |
| Profit before tax | 8 | 27 | 14 | 15 | 12 | 29 | 15 | 23 | 17 | 42 | 14 | 30 | 42 |
| Tax % | 27% | 25% | 15% | 25% | 26% | 26% | 17% | 27% | 30% | 28% | 30% | 24% | 25% |
| Net Profit | 5 | 21 | 12 | 11 | 9 | 21 | 13 | 17 | 12 | 30 | 9 | 22 | 32 |
| EPS in Rs | 0.82 | 3.08 | 1.76 | 1.70 | 1.35 | 3.21 | 1.89 | 2.56 | 1.79 | 4.48 | 1.42 | 3.37 | 4.72 |
Last Updated: December 28, 2025, 6:31 pm
Below is a detailed analysis of the quarterly data for Tribhovandas Bhimji Zaveri Ltd (TBZ) based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 688.00 Cr.. The value appears strong and on an upward trend. It has increased from 624.00 Cr. (Jun 2025) to 688.00 Cr., marking an increase of 64.00 Cr..
- For Expenses, as of Sep 2025, the value is 624.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 571.00 Cr. (Jun 2025) to 624.00 Cr., marking an increase of 53.00 Cr..
- For Operating Profit, as of Sep 2025, the value is 64.00 Cr.. The value appears strong and on an upward trend. It has increased from 53.00 Cr. (Jun 2025) to 64.00 Cr., marking an increase of 11.00 Cr..
- For OPM %, as of Sep 2025, the value is 9.00%. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 9.00%.
- For Other Income, as of Sep 2025, the value is 2.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 2.00 Cr..
- For Interest, as of Sep 2025, the value is 16.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 18.00 Cr. (Jun 2025) to 16.00 Cr., marking a decrease of 2.00 Cr..
- For Depreciation, as of Sep 2025, the value is 8.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 7.00 Cr. (Jun 2025) to 8.00 Cr., marking an increase of 1.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 42.00 Cr.. The value appears strong and on an upward trend. It has increased from 30.00 Cr. (Jun 2025) to 42.00 Cr., marking an increase of 12.00 Cr..
- For Tax %, as of Sep 2025, the value is 25.00%. The value appears to be increasing, which may not be favorable. It has increased from 24.00% (Jun 2025) to 25.00%, marking an increase of 1.00%.
- For Net Profit, as of Sep 2025, the value is 32.00 Cr.. The value appears strong and on an upward trend. It has increased from 22.00 Cr. (Jun 2025) to 32.00 Cr., marking an increase of 10.00 Cr..
- For EPS in Rs, as of Sep 2025, the value is 4.72. The value appears strong and on an upward trend. It has increased from 3.37 (Jun 2025) to 4.72, marking an increase of 1.35.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:29 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,824 | 1,934 | 1,655 | 1,690 | 1,751 | 1,764 | 1,810 | 1,342 | 1,844 | 2,394 | 2,299 | 2,620 | 2,769 |
| Expenses | 1,685 | 1,854 | 1,612 | 1,617 | 1,672 | 1,681 | 1,690 | 1,216 | 1,762 | 2,269 | 2,153 | 2,439 | 2,555 |
| Operating Profit | 139 | 80 | 42 | 73 | 79 | 83 | 120 | 126 | 82 | 124 | 146 | 181 | 214 |
| OPM % | 8% | 4% | 3% | 4% | 5% | 5% | 7% | 9% | 4% | 5% | 6% | 7% | 8% |
| Other Income | 5 | 23 | 4 | 3 | 6 | 4 | 2 | 12 | 8 | 5 | 6 | 4 | 6 |
| Interest | 52 | 57 | 61 | 55 | 44 | 53 | 62 | 52 | 41 | 53 | 57 | 64 | 64 |
| Depreciation | 10 | 9 | 10 | 9 | 9 | 10 | 32 | 27 | 23 | 24 | 24 | 25 | 28 |
| Profit before tax | 83 | 38 | -26 | 12 | 32 | 23 | 28 | 60 | 26 | 52 | 72 | 96 | 127 |
| Tax % | 34% | 36% | 7% | -10% | 34% | 33% | 24% | 28% | 22% | 23% | 24% | 29% | |
| Net Profit | 55 | 24 | -28 | 13 | 21 | 16 | 21 | 43 | 20 | 40 | 54 | 68 | 93 |
| EPS in Rs | 8.25 | 3.65 | -4.13 | 1.94 | 3.19 | 2.33 | 3.21 | 6.48 | 3.02 | 6.02 | 8.16 | 10.25 | 13.99 |
| Dividend Payout % | 27% | 27% | 0% | 0% | 24% | 32% | 31% | 39% | 33% | 29% | 21% | 22% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -56.36% | -216.67% | 146.43% | 61.54% | -23.81% | 31.25% | 104.76% | -53.49% | 100.00% | 35.00% | 25.93% |
| Change in YoY Net Profit Growth (%) | 0.00% | -160.30% | 363.10% | -84.89% | -85.35% | 55.06% | 73.51% | -158.25% | 153.49% | -65.00% | -9.07% |
Tribhovandas Bhimji Zaveri Ltd (TBZ) has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | 8% |
| 3 Years: | 12% |
| TTM: | 14% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 25% |
| 3 Years: | 50% |
| TTM: | 23% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 38% |
| 3 Years: | 35% |
| 1 Year: | -23% |
| Return on Equity | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 8% |
| 3 Years: | 9% |
| Last Year: | 11% |
Last Updated: September 5, 2025, 1:50 pm
Balance Sheet
Last Updated: December 4, 2025, 2:08 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 |
| Reserves | 381 | 397 | 369 | 389 | 410 | 417 | 414 | 456 | 461 | 494 | 535 | 590 | 629 |
| Borrowings | 568 | 588 | 650 | 549 | 569 | 606 | 637 | 438 | 588 | 575 | 614 | 792 | 822 |
| Other Liabilities | 301 | 237 | 210 | 187 | 174 | 334 | 350 | 254 | 341 | 339 | 243 | 320 | 522 |
| Total Liabilities | 1,316 | 1,289 | 1,296 | 1,192 | 1,219 | 1,423 | 1,468 | 1,215 | 1,457 | 1,475 | 1,459 | 1,769 | 2,040 |
| Fixed Assets | 97 | 108 | 109 | 103 | 103 | 111 | 174 | 140 | 152 | 159 | 151 | 164 | 171 |
| CWIP | 2 | 5 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 1,218 | 1,176 | 1,187 | 1,088 | 1,116 | 1,312 | 1,294 | 1,075 | 1,305 | 1,316 | 1,308 | 1,604 | 1,869 |
| Total Assets | 1,316 | 1,289 | 1,296 | 1,192 | 1,219 | 1,423 | 1,468 | 1,215 | 1,457 | 1,475 | 1,459 | 1,769 | 2,040 |
Below is a detailed analysis of the balance sheet data for Tribhovandas Bhimji Zaveri Ltd (TBZ) based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 67.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 67.00 Cr..
- For Reserves, as of Sep 2025, the value is 629.00 Cr.. The value appears strong and on an upward trend. It has increased from 590.00 Cr. (Mar 2025) to 629.00 Cr., marking an increase of 39.00 Cr..
- For Borrowings, as of Sep 2025, the value is 822.00 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 792.00 Cr. (Mar 2025) to 822.00 Cr., marking an increase of 30.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 522.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 320.00 Cr. (Mar 2025) to 522.00 Cr., marking an increase of 202.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 2,040.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,769.00 Cr. (Mar 2025) to 2,040.00 Cr., marking an increase of 271.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 171.00 Cr.. The value appears strong and on an upward trend. It has increased from 164.00 Cr. (Mar 2025) to 171.00 Cr., marking an increase of 7.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 1.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,869.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,604.00 Cr. (Mar 2025) to 1,869.00 Cr., marking an increase of 265.00 Cr..
- For Total Assets, as of Sep 2025, the value is 2,040.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,769.00 Cr. (Mar 2025) to 2,040.00 Cr., marking an increase of 271.00 Cr..
However, the Borrowings (822.00 Cr.) are higher than the Reserves (629.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -429.00 | -508.00 | -608.00 | -476.00 | -490.00 | -523.00 | -517.00 | -312.00 | -506.00 | -451.00 | -468.00 | -611.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 1 | 0 | 0 | 0 | 5 | 5 | 1 | 1 | 0 | 0 | 3 | 0 |
| Inventory Days | 270 | 246 | 292 | 261 | 265 | 307 | 293 | 326 | 276 | 214 | 223 | 241 |
| Days Payable | 19 | 24 | 24 | 20 | 24 | 51 | 48 | 46 | 46 | 36 | 20 | 27 |
| Cash Conversion Cycle | 252 | 222 | 269 | 241 | 246 | 261 | 246 | 280 | 230 | 178 | 205 | 215 |
| Working Capital Days | 56 | 61 | 63 | 66 | 67 | 66 | 64 | 105 | 75 | 63 | 73 | 65 |
| ROCE % | 15% | 8% | 3% | 6% | 7% | 7% | 8% | 11% | 6% | 9% | 11% | 12% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 10.25 | 8.16 | 6.02 | 3.02 | 6.48 |
| Diluted EPS (Rs.) | 10.25 | 8.16 | 6.02 | 3.02 | 6.48 |
| Cash EPS (Rs.) | 14.06 | 11.71 | 9.69 | 6.40 | 10.47 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 98.49 | 90.14 | 83.98 | 79.06 | 78.36 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 98.49 | 90.14 | 83.98 | 79.06 | 78.36 |
| Revenue From Operations / Share (Rs.) | 392.70 | 344.51 | 358.70 | 276.31 | 201.11 |
| PBDIT / Share (Rs.) | 26.57 | 21.74 | 18.18 | 12.59 | 20.11 |
| PBIT / Share (Rs.) | 22.76 | 18.19 | 14.51 | 9.22 | 16.12 |
| PBT / Share (Rs.) | 14.35 | 10.73 | 7.80 | 3.89 | 8.96 |
| Net Profit / Share (Rs.) | 10.25 | 8.16 | 6.02 | 3.02 | 6.48 |
| NP After MI And SOA / Share (Rs.) | 10.25 | 8.16 | 6.02 | 3.02 | 6.48 |
| PBDIT Margin (%) | 6.76 | 6.31 | 5.06 | 4.55 | 9.99 |
| PBIT Margin (%) | 5.79 | 5.28 | 4.04 | 3.33 | 8.01 |
| PBT Margin (%) | 3.65 | 3.11 | 2.17 | 1.40 | 4.45 |
| Net Profit Margin (%) | 2.60 | 2.36 | 1.67 | 1.09 | 3.22 |
| NP After MI And SOA Margin (%) | 2.60 | 2.36 | 1.67 | 1.09 | 3.22 |
| Return on Networth / Equity (%) | 10.40 | 9.04 | 7.17 | 3.82 | 8.27 |
| Return on Capital Employeed (%) | 20.30 | 17.83 | 15.20 | 10.32 | 18.52 |
| Return On Assets (%) | 3.86 | 3.73 | 2.72 | 1.38 | 3.56 |
| Total Debt / Equity (X) | 1.06 | 0.88 | 0.86 | 0.96 | 0.67 |
| Asset Turnover Ratio (%) | 1.62 | 1.57 | 1.63 | 1.38 | 0.99 |
| Current Ratio (X) | 1.55 | 1.66 | 1.55 | 1.49 | 1.67 |
| Quick Ratio (X) | 0.12 | 0.11 | 0.09 | 0.09 | 0.11 |
| Inventory Turnover Ratio (X) | 1.97 | 1.13 | 1.13 | 1.18 | 0.77 |
| Dividend Payout Ratio (NP) (%) | 17.07 | 21.45 | 16.60 | 82.65 | 0.00 |
| Dividend Payout Ratio (CP) (%) | 12.44 | 14.94 | 10.31 | 39.07 | 0.00 |
| Earning Retention Ratio (%) | 82.93 | 78.55 | 83.40 | 17.35 | 0.00 |
| Cash Earning Retention Ratio (%) | 87.56 | 85.06 | 89.69 | 60.93 | 0.00 |
| Interest Coverage Ratio (X) | 3.16 | 2.91 | 2.71 | 2.36 | 2.81 |
| Interest Coverage Ratio (Post Tax) (X) | 2.22 | 2.09 | 1.90 | 1.57 | 1.91 |
| Enterprise Value (Cr.) | 1825.28 | 1179.27 | 848.07 | 917.42 | 727.84 |
| EV / Net Operating Revenue (X) | 0.69 | 0.51 | 0.35 | 0.49 | 0.54 |
| EV / EBITDA (X) | 10.29 | 8.13 | 6.99 | 10.92 | 5.42 |
| MarketCap / Net Operating Revenue (X) | 0.46 | 0.30 | 0.17 | 0.24 | 0.30 |
| Retention Ratios (%) | 82.92 | 78.54 | 83.39 | 17.34 | 0.00 |
| Price / BV (X) | 1.86 | 1.16 | 0.72 | 0.86 | 0.79 |
| Price / Net Operating Revenue (X) | 0.46 | 0.30 | 0.17 | 0.24 | 0.30 |
| EarningsYield | 0.05 | 0.07 | 0.09 | 0.04 | 0.10 |
After reviewing the key financial ratios for Tribhovandas Bhimji Zaveri Ltd (TBZ), here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 10.25. This value is within the healthy range. It has increased from 8.16 (Mar 24) to 10.25, marking an increase of 2.09.
- For Diluted EPS (Rs.), as of Mar 25, the value is 10.25. This value is within the healthy range. It has increased from 8.16 (Mar 24) to 10.25, marking an increase of 2.09.
- For Cash EPS (Rs.), as of Mar 25, the value is 14.06. This value is within the healthy range. It has increased from 11.71 (Mar 24) to 14.06, marking an increase of 2.35.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 98.49. It has increased from 90.14 (Mar 24) to 98.49, marking an increase of 8.35.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 98.49. It has increased from 90.14 (Mar 24) to 98.49, marking an increase of 8.35.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 392.70. It has increased from 344.51 (Mar 24) to 392.70, marking an increase of 48.19.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 26.57. This value is within the healthy range. It has increased from 21.74 (Mar 24) to 26.57, marking an increase of 4.83.
- For PBIT / Share (Rs.), as of Mar 25, the value is 22.76. This value is within the healthy range. It has increased from 18.19 (Mar 24) to 22.76, marking an increase of 4.57.
- For PBT / Share (Rs.), as of Mar 25, the value is 14.35. This value is within the healthy range. It has increased from 10.73 (Mar 24) to 14.35, marking an increase of 3.62.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 10.25. This value is within the healthy range. It has increased from 8.16 (Mar 24) to 10.25, marking an increase of 2.09.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 10.25. This value is within the healthy range. It has increased from 8.16 (Mar 24) to 10.25, marking an increase of 2.09.
- For PBDIT Margin (%), as of Mar 25, the value is 6.76. This value is below the healthy minimum of 10. It has increased from 6.31 (Mar 24) to 6.76, marking an increase of 0.45.
- For PBIT Margin (%), as of Mar 25, the value is 5.79. This value is below the healthy minimum of 10. It has increased from 5.28 (Mar 24) to 5.79, marking an increase of 0.51.
- For PBT Margin (%), as of Mar 25, the value is 3.65. This value is below the healthy minimum of 10. It has increased from 3.11 (Mar 24) to 3.65, marking an increase of 0.54.
- For Net Profit Margin (%), as of Mar 25, the value is 2.60. This value is below the healthy minimum of 5. It has increased from 2.36 (Mar 24) to 2.60, marking an increase of 0.24.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 2.60. This value is below the healthy minimum of 8. It has increased from 2.36 (Mar 24) to 2.60, marking an increase of 0.24.
- For Return on Networth / Equity (%), as of Mar 25, the value is 10.40. This value is below the healthy minimum of 15. It has increased from 9.04 (Mar 24) to 10.40, marking an increase of 1.36.
- For Return on Capital Employeed (%), as of Mar 25, the value is 20.30. This value is within the healthy range. It has increased from 17.83 (Mar 24) to 20.30, marking an increase of 2.47.
- For Return On Assets (%), as of Mar 25, the value is 3.86. This value is below the healthy minimum of 5. It has increased from 3.73 (Mar 24) to 3.86, marking an increase of 0.13.
- For Total Debt / Equity (X), as of Mar 25, the value is 1.06. This value exceeds the healthy maximum of 1. It has increased from 0.88 (Mar 24) to 1.06, marking an increase of 0.18.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 1.62. It has increased from 1.57 (Mar 24) to 1.62, marking an increase of 0.05.
- For Current Ratio (X), as of Mar 25, the value is 1.55. This value is within the healthy range. It has decreased from 1.66 (Mar 24) to 1.55, marking a decrease of 0.11.
- For Quick Ratio (X), as of Mar 25, the value is 0.12. This value is below the healthy minimum of 1. It has increased from 0.11 (Mar 24) to 0.12, marking an increase of 0.01.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 1.97. This value is below the healthy minimum of 4. It has increased from 1.13 (Mar 24) to 1.97, marking an increase of 0.84.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 17.07. This value is below the healthy minimum of 20. It has decreased from 21.45 (Mar 24) to 17.07, marking a decrease of 4.38.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 12.44. This value is below the healthy minimum of 20. It has decreased from 14.94 (Mar 24) to 12.44, marking a decrease of 2.50.
- For Earning Retention Ratio (%), as of Mar 25, the value is 82.93. This value exceeds the healthy maximum of 70. It has increased from 78.55 (Mar 24) to 82.93, marking an increase of 4.38.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 87.56. This value exceeds the healthy maximum of 70. It has increased from 85.06 (Mar 24) to 87.56, marking an increase of 2.50.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 3.16. This value is within the healthy range. It has increased from 2.91 (Mar 24) to 3.16, marking an increase of 0.25.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 2.22. This value is below the healthy minimum of 3. It has increased from 2.09 (Mar 24) to 2.22, marking an increase of 0.13.
- For Enterprise Value (Cr.), as of Mar 25, the value is 1,825.28. It has increased from 1,179.27 (Mar 24) to 1,825.28, marking an increase of 646.01.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.69. This value is below the healthy minimum of 1. It has increased from 0.51 (Mar 24) to 0.69, marking an increase of 0.18.
- For EV / EBITDA (X), as of Mar 25, the value is 10.29. This value is within the healthy range. It has increased from 8.13 (Mar 24) to 10.29, marking an increase of 2.16.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.46. This value is below the healthy minimum of 1. It has increased from 0.30 (Mar 24) to 0.46, marking an increase of 0.16.
- For Retention Ratios (%), as of Mar 25, the value is 82.92. This value exceeds the healthy maximum of 70. It has increased from 78.54 (Mar 24) to 82.92, marking an increase of 4.38.
- For Price / BV (X), as of Mar 25, the value is 1.86. This value is within the healthy range. It has increased from 1.16 (Mar 24) to 1.86, marking an increase of 0.70.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.46. This value is below the healthy minimum of 1. It has increased from 0.30 (Mar 24) to 0.46, marking an increase of 0.16.
- For EarningsYield, as of Mar 25, the value is 0.05. This value is below the healthy minimum of 5. It has decreased from 0.07 (Mar 24) to 0.05, marking a decrease of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Tribhovandas Bhimji Zaveri Ltd (TBZ):
- Net Profit Margin: 2.6%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 20.3% (Industry Average ROCE: 21.04%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 10.4% (Industry Average ROE: 24.04%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 2.22
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.12
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 7.57 (Industry average Stock P/E: 13.17)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 1.06
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 2.6%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Gems, Jewellery & Precious Metals | 241/43, Zaveri Bazar, Mumbai Maharashtra 400002 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Shrikant Zaveri | Chairman & Managing Director |
| Ms. Raashi Zaveri | Whole Time Director |
| Ms. Binaisha Zaveri | Whole Time Director |
| Mrs. Sudha Navandar | Ind. Non-Executive Director |
| Mr. Ramesh Chandak | Ind. Non-Executive Director |
| Ms. Preeti Sadarangani | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
Tribhovandas Bhimji Zaveri Ltd (TBZ)'s intrinsic value (as of 26 January 2026) is ₹94.57 which is 41.98% lower the current market price of ₹163.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹1,091 Cr. market cap, FY2025-2026 high/low of ₹233/155, reserves of ₹629 Cr, and liabilities of ₹2,040 Cr.
What is the Market Cap of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The Market Cap of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 1,091 Cr..
What is the current Stock Price of Tribhovandas Bhimji Zaveri Ltd (TBZ) as on 26 January 2026?
The current stock price of Tribhovandas Bhimji Zaveri Ltd (TBZ) as on 26 January 2026 is ₹163.
What is the High / Low of Tribhovandas Bhimji Zaveri Ltd (TBZ) stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Tribhovandas Bhimji Zaveri Ltd (TBZ) stocks is ₹233/155.
What is the Stock P/E of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The Stock P/E of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 7.57.
What is the Book Value of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The Book Value of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 104.
What is the Dividend Yield of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The Dividend Yield of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 1.38 %.
What is the ROCE of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The ROCE of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 12.0 %.
What is the ROE of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The ROE of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 10.9 %.
What is the Face Value of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The Face Value of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 10.0.