Share Price and Basic Stock Data
Last Updated: December 13, 2025, 9:13 am
| PEG Ratio | 0.33 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Tribhovandas Bhimji Zaveri Ltd (TBZ) operates in the vibrant gems and jewellery sector, a market that has seen fluctuating fortunes in recent years. The company reported a sales figure of ₹2,394 Cr for FY 2023, up from ₹1,844 Cr in FY 2022, showcasing a robust recovery post-pandemic. However, FY 2024 saw a slight decline to ₹2,299 Cr, indicating potential headwinds. In the latest quarterly results, TBZ recorded sales of ₹741 Cr in December 2023, which suggests a rebound from the previous quarter’s ₹507 Cr. This inconsistency in revenue could point to seasonal fluctuations or shifts in consumer demand, which are common in the jewellery market, especially around festive seasons. TBZ’s ability to maintain sales momentum will be crucial as it navigates this competitive landscape.
Profitability and Efficiency Metrics
When it comes to profitability, TBZ has demonstrated a commendable operating profit margin (OPM) of 7% for FY 2025, a notable improvement from 5% in FY 2023. The company’s net profit stood at ₹68 Cr for FY 2025, reflecting a healthy increase from ₹40 Cr in FY 2023. This uptick is encouraging, especially considering the pressures from rising costs in raw materials and operational expenses, which were ₹2,439 Cr for FY 2025. The interest coverage ratio of 3.16x indicates that TBZ is comfortably managing its interest obligations, which is a positive sign for investors. However, the cash conversion cycle of 215 days raises eyebrows; while it has improved from previous years, it still suggests that the company takes a relatively long time to convert its investments in inventory and receivables back into cash.
Balance Sheet Strength and Financial Ratios
TBZ’s balance sheet reveals both strengths and vulnerabilities. The company holds reserves of ₹629 Cr against borrowings of ₹822 Cr, leading to a debt-to-equity ratio of 1.06. This indicates a moderately leveraged position, which may heighten financial risk, particularly if market conditions worsen. The return on equity (ROE) at 10.4% reflects decent profitability relative to shareholder equity, while the return on capital employed (ROCE) of 20.3% is impressive, suggesting effective use of capital to generate earnings. However, the current ratio of 1.55 indicates that TBZ has a comfortable liquidity position, but with a quick ratio of just 0.12, it raises concerns about immediate liquidity given its reliance on inventory. Investors should monitor this closely, as it can impact operational flexibility.
Shareholding Pattern and Investor Confidence
The shareholding structure of TBZ shows a strong promoter holding at 74.12%, which can instill confidence among investors regarding management stability and commitment. However, the absence of institutional investors (FIIs and DIIs) may indicate a lack of confidence or interest from larger funds, which could affect market perception. The public float stands at 25.88%, with a notable increase in the number of shareholders from 30,378 in December 2022 to 53,332 by September 2025. This rising interest from retail investors may be a positive sign, suggesting that the company is gaining traction among smaller investors. However, the lack of institutional backing might make the stock more susceptible to volatility, as retail investors can be more reactive to market sentiments.
Outlook, Risks, and Final Insight
Looking ahead, TBZ’s growth trajectory appears to hinge on its ability to navigate sector-specific challenges, including fluctuating gold prices and changing consumer preferences. The company’s reliance on the jewellery segment, while historically strong, also exposes it to risks from economic downturns that could dampen consumer spending. Moreover, the high debt levels could become a concern if interest rates rise. On the upside, TBZ’s solid operational efficiencies and healthy profitability metrics suggest it is well-positioned to capitalize on any market recovery. Investors should weigh these strengths against the risks of market volatility and financial leverage. As TBZ continues to evolve, maintaining a keen focus on operational efficiency and strategic market positioning will be key to sustaining investor confidence and driving future growth.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Tribhovandas Bhimji Zaveri Ltd (TBZ) | 1,097 Cr. | 164 | 284/155 | 11.7 | 104 | 1.37 % | 12.0 % | 10.9 % | 10.0 |
| Moksh Ornaments Ltd | 124 Cr. | 14.1 | 23.0/11.6 | 13.9 | 14.1 | 0.00 % | 13.3 % | 10.0 % | 2.00 |
| Lypsa Gems & Jewellery Ltd | 14.9 Cr. | 5.05 | 11.0/4.65 | 5.59 | 0.00 % | 45.1 % | 63.0 % | 10.0 | |
| Kanani Industries Ltd | 35.2 Cr. | 1.78 | 2.86/1.42 | 16.7 | 3.38 | 0.00 % | 1.21 % | 1.19 % | 1.00 |
| D. P. Abhushan Ltd | 3,272 Cr. | 1,433 | 1,895/1,210 | 21.8 | 222 | 0.00 % | 33.6 % | 35.1 % | 10.0 |
| Industry Average | 1,497.67 Cr | 323.59 | 16.03 | 69.81 | 0.27% | 21.04% | 24.04% | 6.60 |
All Competitor Stocks of Tribhovandas Bhimji Zaveri Ltd (TBZ)
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 580 | 537 | 812 | 465 | 571 | 481 | 741 | 507 | 596 | 567 | 928 | 529 | 624 |
| Expenses | 561 | 514 | 768 | 434 | 538 | 451 | 695 | 475 | 555 | 532 | 868 | 493 | 571 |
| Operating Profit | 18 | 23 | 44 | 31 | 32 | 30 | 46 | 31 | 41 | 35 | 60 | 36 | 53 |
| OPM % | 3% | 4% | 5% | 7% | 6% | 6% | 6% | 6% | 7% | 6% | 6% | 7% | 9% |
| Other Income | 2 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 2 |
| Interest | 12 | 10 | 11 | 12 | 12 | 13 | 12 | 13 | 13 | 13 | 13 | 17 | 18 |
| Depreciation | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 5 | 6 | 6 | 6 | 7 | 7 |
| Profit before tax | 3 | 8 | 27 | 14 | 15 | 12 | 29 | 15 | 23 | 17 | 42 | 14 | 30 |
| Tax % | 30% | 27% | 25% | 15% | 25% | 26% | 26% | 17% | 27% | 30% | 28% | 30% | 24% |
| Net Profit | 2 | 5 | 21 | 12 | 11 | 9 | 21 | 13 | 17 | 12 | 30 | 9 | 22 |
| EPS in Rs | 0.37 | 0.82 | 3.08 | 1.76 | 1.70 | 1.35 | 3.21 | 1.89 | 2.56 | 1.79 | 4.48 | 1.42 | 3.37 |
Last Updated: August 20, 2025, 2:00 am
Below is a detailed analysis of the quarterly data for Tribhovandas Bhimji Zaveri Ltd (TBZ) based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 624.00 Cr.. The value appears strong and on an upward trend. It has increased from 529.00 Cr. (Mar 2025) to 624.00 Cr., marking an increase of 95.00 Cr..
- For Expenses, as of Jun 2025, the value is 571.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 493.00 Cr. (Mar 2025) to 571.00 Cr., marking an increase of 78.00 Cr..
- For Operating Profit, as of Jun 2025, the value is 53.00 Cr.. The value appears strong and on an upward trend. It has increased from 36.00 Cr. (Mar 2025) to 53.00 Cr., marking an increase of 17.00 Cr..
- For OPM %, as of Jun 2025, the value is 9.00%. The value appears strong and on an upward trend. It has increased from 7.00% (Mar 2025) to 9.00%, marking an increase of 2.00%.
- For Other Income, as of Jun 2025, the value is 2.00 Cr.. The value appears strong and on an upward trend. It has increased from 1.00 Cr. (Mar 2025) to 2.00 Cr., marking an increase of 1.00 Cr..
- For Interest, as of Jun 2025, the value is 18.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 17.00 Cr. (Mar 2025) to 18.00 Cr., marking an increase of 1.00 Cr..
- For Depreciation, as of Jun 2025, the value is 7.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 7.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 30.00 Cr.. The value appears strong and on an upward trend. It has increased from 14.00 Cr. (Mar 2025) to 30.00 Cr., marking an increase of 16.00 Cr..
- For Tax %, as of Jun 2025, the value is 24.00%. The value appears to be improving (decreasing) as expected. It has decreased from 30.00% (Mar 2025) to 24.00%, marking a decrease of 6.00%.
- For Net Profit, as of Jun 2025, the value is 22.00 Cr.. The value appears strong and on an upward trend. It has increased from 9.00 Cr. (Mar 2025) to 22.00 Cr., marking an increase of 13.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 3.37. The value appears strong and on an upward trend. It has increased from 1.42 (Mar 2025) to 3.37, marking an increase of 1.95.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:29 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,824 | 1,934 | 1,655 | 1,690 | 1,751 | 1,764 | 1,810 | 1,342 | 1,844 | 2,394 | 2,299 | 2,620 | 2,769 |
| Expenses | 1,685 | 1,854 | 1,612 | 1,617 | 1,672 | 1,681 | 1,690 | 1,216 | 1,762 | 2,269 | 2,153 | 2,439 | 2,555 |
| Operating Profit | 139 | 80 | 42 | 73 | 79 | 83 | 120 | 126 | 82 | 124 | 146 | 181 | 214 |
| OPM % | 8% | 4% | 3% | 4% | 5% | 5% | 7% | 9% | 4% | 5% | 6% | 7% | 8% |
| Other Income | 5 | 23 | 4 | 3 | 6 | 4 | 2 | 12 | 8 | 5 | 6 | 4 | 6 |
| Interest | 52 | 57 | 61 | 55 | 44 | 53 | 62 | 52 | 41 | 53 | 57 | 64 | 64 |
| Depreciation | 10 | 9 | 10 | 9 | 9 | 10 | 32 | 27 | 23 | 24 | 24 | 25 | 28 |
| Profit before tax | 83 | 38 | -26 | 12 | 32 | 23 | 28 | 60 | 26 | 52 | 72 | 96 | 127 |
| Tax % | 34% | 36% | 7% | -10% | 34% | 33% | 24% | 28% | 22% | 23% | 24% | 29% | |
| Net Profit | 55 | 24 | -28 | 13 | 21 | 16 | 21 | 43 | 20 | 40 | 54 | 68 | 93 |
| EPS in Rs | 8.25 | 3.65 | -4.13 | 1.94 | 3.19 | 2.33 | 3.21 | 6.48 | 3.02 | 6.02 | 8.16 | 10.25 | 13.99 |
| Dividend Payout % | 27% | 27% | 0% | 0% | 24% | 32% | 31% | 39% | 33% | 29% | 21% | 22% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -56.36% | -216.67% | 146.43% | 61.54% | -23.81% | 31.25% | 104.76% | -53.49% | 100.00% | 35.00% | 25.93% |
| Change in YoY Net Profit Growth (%) | 0.00% | -160.30% | 363.10% | -84.89% | -85.35% | 55.06% | 73.51% | -158.25% | 153.49% | -65.00% | -9.07% |
Tribhovandas Bhimji Zaveri Ltd (TBZ) has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | 8% |
| 3 Years: | 12% |
| TTM: | 14% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 25% |
| 3 Years: | 50% |
| TTM: | 23% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 38% |
| 3 Years: | 35% |
| 1 Year: | -23% |
| Return on Equity | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 8% |
| 3 Years: | 9% |
| Last Year: | 11% |
Last Updated: September 5, 2025, 1:50 pm
Balance Sheet
Last Updated: December 4, 2025, 2:08 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 |
| Reserves | 381 | 397 | 369 | 389 | 410 | 417 | 414 | 456 | 461 | 494 | 535 | 590 | 629 |
| Borrowings | 568 | 588 | 650 | 549 | 569 | 606 | 637 | 438 | 588 | 575 | 614 | 792 | 822 |
| Other Liabilities | 301 | 237 | 210 | 187 | 174 | 334 | 350 | 254 | 341 | 339 | 243 | 320 | 522 |
| Total Liabilities | 1,316 | 1,289 | 1,296 | 1,192 | 1,219 | 1,423 | 1,468 | 1,215 | 1,457 | 1,475 | 1,459 | 1,769 | 2,040 |
| Fixed Assets | 97 | 108 | 109 | 103 | 103 | 111 | 174 | 140 | 152 | 159 | 151 | 164 | 171 |
| CWIP | 2 | 5 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 1,218 | 1,176 | 1,187 | 1,088 | 1,116 | 1,312 | 1,294 | 1,075 | 1,305 | 1,316 | 1,308 | 1,604 | 1,869 |
| Total Assets | 1,316 | 1,289 | 1,296 | 1,192 | 1,219 | 1,423 | 1,468 | 1,215 | 1,457 | 1,475 | 1,459 | 1,769 | 2,040 |
Below is a detailed analysis of the balance sheet data for Tribhovandas Bhimji Zaveri Ltd (TBZ) based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 67.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 67.00 Cr..
- For Reserves, as of Sep 2025, the value is 629.00 Cr.. The value appears strong and on an upward trend. It has increased from 590.00 Cr. (Mar 2025) to 629.00 Cr., marking an increase of 39.00 Cr..
- For Borrowings, as of Sep 2025, the value is 822.00 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 792.00 Cr. (Mar 2025) to 822.00 Cr., marking an increase of 30.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 522.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 320.00 Cr. (Mar 2025) to 522.00 Cr., marking an increase of 202.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 2,040.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,769.00 Cr. (Mar 2025) to 2,040.00 Cr., marking an increase of 271.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 171.00 Cr.. The value appears strong and on an upward trend. It has increased from 164.00 Cr. (Mar 2025) to 171.00 Cr., marking an increase of 7.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 1.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,869.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,604.00 Cr. (Mar 2025) to 1,869.00 Cr., marking an increase of 265.00 Cr..
- For Total Assets, as of Sep 2025, the value is 2,040.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,769.00 Cr. (Mar 2025) to 2,040.00 Cr., marking an increase of 271.00 Cr..
However, the Borrowings (822.00 Cr.) are higher than the Reserves (629.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -429.00 | -508.00 | -608.00 | -476.00 | -490.00 | -523.00 | -517.00 | -312.00 | -506.00 | -451.00 | -468.00 | -611.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 1 | 0 | 0 | 0 | 5 | 5 | 1 | 1 | 0 | 0 | 3 | 0 |
| Inventory Days | 270 | 246 | 292 | 261 | 265 | 307 | 293 | 326 | 276 | 214 | 223 | 241 |
| Days Payable | 19 | 24 | 24 | 20 | 24 | 51 | 48 | 46 | 46 | 36 | 20 | 27 |
| Cash Conversion Cycle | 252 | 222 | 269 | 241 | 246 | 261 | 246 | 280 | 230 | 178 | 205 | 215 |
| Working Capital Days | 56 | 61 | 63 | 66 | 67 | 66 | 64 | 105 | 75 | 63 | 73 | 65 |
| ROCE % | 15% | 8% | 3% | 6% | 7% | 7% | 8% | 11% | 6% | 9% | 11% | 12% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 10.25 | 8.16 | 6.02 | 3.02 | 6.48 |
| Diluted EPS (Rs.) | 10.25 | 8.16 | 6.02 | 3.02 | 6.48 |
| Cash EPS (Rs.) | 14.06 | 11.71 | 9.69 | 6.40 | 10.47 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 98.49 | 90.14 | 83.98 | 79.06 | 78.36 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 98.49 | 90.14 | 83.98 | 79.06 | 78.36 |
| Revenue From Operations / Share (Rs.) | 392.70 | 344.51 | 358.70 | 276.31 | 201.11 |
| PBDIT / Share (Rs.) | 26.57 | 21.74 | 18.18 | 12.59 | 20.11 |
| PBIT / Share (Rs.) | 22.76 | 18.19 | 14.51 | 9.22 | 16.12 |
| PBT / Share (Rs.) | 14.35 | 10.73 | 7.80 | 3.89 | 8.96 |
| Net Profit / Share (Rs.) | 10.25 | 8.16 | 6.02 | 3.02 | 6.48 |
| NP After MI And SOA / Share (Rs.) | 10.25 | 8.16 | 6.02 | 3.02 | 6.48 |
| PBDIT Margin (%) | 6.76 | 6.31 | 5.06 | 4.55 | 9.99 |
| PBIT Margin (%) | 5.79 | 5.28 | 4.04 | 3.33 | 8.01 |
| PBT Margin (%) | 3.65 | 3.11 | 2.17 | 1.40 | 4.45 |
| Net Profit Margin (%) | 2.60 | 2.36 | 1.67 | 1.09 | 3.22 |
| NP After MI And SOA Margin (%) | 2.60 | 2.36 | 1.67 | 1.09 | 3.22 |
| Return on Networth / Equity (%) | 10.40 | 9.04 | 7.17 | 3.82 | 8.27 |
| Return on Capital Employeed (%) | 20.30 | 17.83 | 15.20 | 10.32 | 18.52 |
| Return On Assets (%) | 3.86 | 3.73 | 2.72 | 1.38 | 3.56 |
| Total Debt / Equity (X) | 1.06 | 0.88 | 0.86 | 0.96 | 0.67 |
| Asset Turnover Ratio (%) | 1.62 | 1.57 | 1.63 | 1.38 | 0.99 |
| Current Ratio (X) | 1.55 | 1.66 | 1.55 | 1.49 | 1.67 |
| Quick Ratio (X) | 0.12 | 0.11 | 0.09 | 0.09 | 0.11 |
| Inventory Turnover Ratio (X) | 1.97 | 1.13 | 1.13 | 1.18 | 0.77 |
| Dividend Payout Ratio (NP) (%) | 17.07 | 21.45 | 16.60 | 82.65 | 0.00 |
| Dividend Payout Ratio (CP) (%) | 12.44 | 14.94 | 10.31 | 39.07 | 0.00 |
| Earning Retention Ratio (%) | 82.93 | 78.55 | 83.40 | 17.35 | 0.00 |
| Cash Earning Retention Ratio (%) | 87.56 | 85.06 | 89.69 | 60.93 | 0.00 |
| Interest Coverage Ratio (X) | 3.16 | 2.91 | 2.71 | 2.36 | 2.81 |
| Interest Coverage Ratio (Post Tax) (X) | 2.22 | 2.09 | 1.90 | 1.57 | 1.91 |
| Enterprise Value (Cr.) | 1825.28 | 1179.27 | 848.07 | 917.42 | 727.84 |
| EV / Net Operating Revenue (X) | 0.69 | 0.51 | 0.35 | 0.49 | 0.54 |
| EV / EBITDA (X) | 10.29 | 8.13 | 6.99 | 10.92 | 5.42 |
| MarketCap / Net Operating Revenue (X) | 0.46 | 0.30 | 0.17 | 0.24 | 0.30 |
| Retention Ratios (%) | 82.92 | 78.54 | 83.39 | 17.34 | 0.00 |
| Price / BV (X) | 1.86 | 1.16 | 0.72 | 0.86 | 0.79 |
| Price / Net Operating Revenue (X) | 0.46 | 0.30 | 0.17 | 0.24 | 0.30 |
| EarningsYield | 0.05 | 0.07 | 0.09 | 0.04 | 0.10 |
After reviewing the key financial ratios for Tribhovandas Bhimji Zaveri Ltd (TBZ), here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 10.25. This value is within the healthy range. It has increased from 8.16 (Mar 24) to 10.25, marking an increase of 2.09.
- For Diluted EPS (Rs.), as of Mar 25, the value is 10.25. This value is within the healthy range. It has increased from 8.16 (Mar 24) to 10.25, marking an increase of 2.09.
- For Cash EPS (Rs.), as of Mar 25, the value is 14.06. This value is within the healthy range. It has increased from 11.71 (Mar 24) to 14.06, marking an increase of 2.35.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 98.49. It has increased from 90.14 (Mar 24) to 98.49, marking an increase of 8.35.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 98.49. It has increased from 90.14 (Mar 24) to 98.49, marking an increase of 8.35.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 392.70. It has increased from 344.51 (Mar 24) to 392.70, marking an increase of 48.19.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 26.57. This value is within the healthy range. It has increased from 21.74 (Mar 24) to 26.57, marking an increase of 4.83.
- For PBIT / Share (Rs.), as of Mar 25, the value is 22.76. This value is within the healthy range. It has increased from 18.19 (Mar 24) to 22.76, marking an increase of 4.57.
- For PBT / Share (Rs.), as of Mar 25, the value is 14.35. This value is within the healthy range. It has increased from 10.73 (Mar 24) to 14.35, marking an increase of 3.62.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 10.25. This value is within the healthy range. It has increased from 8.16 (Mar 24) to 10.25, marking an increase of 2.09.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 10.25. This value is within the healthy range. It has increased from 8.16 (Mar 24) to 10.25, marking an increase of 2.09.
- For PBDIT Margin (%), as of Mar 25, the value is 6.76. This value is below the healthy minimum of 10. It has increased from 6.31 (Mar 24) to 6.76, marking an increase of 0.45.
- For PBIT Margin (%), as of Mar 25, the value is 5.79. This value is below the healthy minimum of 10. It has increased from 5.28 (Mar 24) to 5.79, marking an increase of 0.51.
- For PBT Margin (%), as of Mar 25, the value is 3.65. This value is below the healthy minimum of 10. It has increased from 3.11 (Mar 24) to 3.65, marking an increase of 0.54.
- For Net Profit Margin (%), as of Mar 25, the value is 2.60. This value is below the healthy minimum of 5. It has increased from 2.36 (Mar 24) to 2.60, marking an increase of 0.24.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 2.60. This value is below the healthy minimum of 8. It has increased from 2.36 (Mar 24) to 2.60, marking an increase of 0.24.
- For Return on Networth / Equity (%), as of Mar 25, the value is 10.40. This value is below the healthy minimum of 15. It has increased from 9.04 (Mar 24) to 10.40, marking an increase of 1.36.
- For Return on Capital Employeed (%), as of Mar 25, the value is 20.30. This value is within the healthy range. It has increased from 17.83 (Mar 24) to 20.30, marking an increase of 2.47.
- For Return On Assets (%), as of Mar 25, the value is 3.86. This value is below the healthy minimum of 5. It has increased from 3.73 (Mar 24) to 3.86, marking an increase of 0.13.
- For Total Debt / Equity (X), as of Mar 25, the value is 1.06. This value exceeds the healthy maximum of 1. It has increased from 0.88 (Mar 24) to 1.06, marking an increase of 0.18.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 1.62. It has increased from 1.57 (Mar 24) to 1.62, marking an increase of 0.05.
- For Current Ratio (X), as of Mar 25, the value is 1.55. This value is within the healthy range. It has decreased from 1.66 (Mar 24) to 1.55, marking a decrease of 0.11.
- For Quick Ratio (X), as of Mar 25, the value is 0.12. This value is below the healthy minimum of 1. It has increased from 0.11 (Mar 24) to 0.12, marking an increase of 0.01.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 1.97. This value is below the healthy minimum of 4. It has increased from 1.13 (Mar 24) to 1.97, marking an increase of 0.84.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 17.07. This value is below the healthy minimum of 20. It has decreased from 21.45 (Mar 24) to 17.07, marking a decrease of 4.38.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 12.44. This value is below the healthy minimum of 20. It has decreased from 14.94 (Mar 24) to 12.44, marking a decrease of 2.50.
- For Earning Retention Ratio (%), as of Mar 25, the value is 82.93. This value exceeds the healthy maximum of 70. It has increased from 78.55 (Mar 24) to 82.93, marking an increase of 4.38.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 87.56. This value exceeds the healthy maximum of 70. It has increased from 85.06 (Mar 24) to 87.56, marking an increase of 2.50.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 3.16. This value is within the healthy range. It has increased from 2.91 (Mar 24) to 3.16, marking an increase of 0.25.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 2.22. This value is below the healthy minimum of 3. It has increased from 2.09 (Mar 24) to 2.22, marking an increase of 0.13.
- For Enterprise Value (Cr.), as of Mar 25, the value is 1,825.28. It has increased from 1,179.27 (Mar 24) to 1,825.28, marking an increase of 646.01.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.69. This value is below the healthy minimum of 1. It has increased from 0.51 (Mar 24) to 0.69, marking an increase of 0.18.
- For EV / EBITDA (X), as of Mar 25, the value is 10.29. This value is within the healthy range. It has increased from 8.13 (Mar 24) to 10.29, marking an increase of 2.16.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.46. This value is below the healthy minimum of 1. It has increased from 0.30 (Mar 24) to 0.46, marking an increase of 0.16.
- For Retention Ratios (%), as of Mar 25, the value is 82.92. This value exceeds the healthy maximum of 70. It has increased from 78.54 (Mar 24) to 82.92, marking an increase of 4.38.
- For Price / BV (X), as of Mar 25, the value is 1.86. This value is within the healthy range. It has increased from 1.16 (Mar 24) to 1.86, marking an increase of 0.70.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.46. This value is below the healthy minimum of 1. It has increased from 0.30 (Mar 24) to 0.46, marking an increase of 0.16.
- For EarningsYield, as of Mar 25, the value is 0.05. This value is below the healthy minimum of 5. It has decreased from 0.07 (Mar 24) to 0.05, marking a decrease of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Tribhovandas Bhimji Zaveri Ltd (TBZ):
- Net Profit Margin: 2.6%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 20.3% (Industry Average ROCE: 21.04%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 10.4% (Industry Average ROE: 24.04%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 2.22
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.12
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 11.7 (Industry average Stock P/E: 16.03)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 1.06
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 2.6%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Gems, Jewellery & Precious Metals | 241/43, Zaveri Bazar, Mumbai Maharashtra 400002 | investors@tbzoriginal.com http://www.tbztheoriginal.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Shrikant Zaveri | Chairman & Managing Director |
| Ms. Raashi Zaveri | Whole Time Director |
| Ms. Binaisha Zaveri | Whole Time Director |
| Mrs. Sudha Navandar | Ind. Non-Executive Director |
| Mr. Ramesh Chandak | Ind. Non-Executive Director |
| Ms. Preeti Sadarangani | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
Tribhovandas Bhimji Zaveri Ltd (TBZ)'s intrinsic value (as of 15 December 2025) is 107.56 which is 34.41% lower the current market price of 164.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 1,097 Cr. market cap, FY2025-2026 high/low of 284/155, reserves of ₹629 Cr, and liabilities of 2,040 Cr.
What is the Market Cap of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The Market Cap of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 1,097 Cr..
What is the current Stock Price of Tribhovandas Bhimji Zaveri Ltd (TBZ) as on 15 December 2025?
The current stock price of Tribhovandas Bhimji Zaveri Ltd (TBZ) as on 15 December 2025 is 164.
What is the High / Low of Tribhovandas Bhimji Zaveri Ltd (TBZ) stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Tribhovandas Bhimji Zaveri Ltd (TBZ) stocks is 284/155.
What is the Stock P/E of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The Stock P/E of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 11.7.
What is the Book Value of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The Book Value of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 104.
What is the Dividend Yield of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The Dividend Yield of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 1.37 %.
What is the ROCE of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The ROCE of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 12.0 %.
What is the ROE of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The ROE of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 10.9 %.
What is the Face Value of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The Face Value of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 10.0.