Share Price and Basic Stock Data
Last Updated: February 14, 2026, 9:35 pm
| PEG Ratio | 0.20 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Tribhovandas Bhimji Zaveri Ltd (TBZ), operating in the Gems, Jewellery, and Precious Metals industry, reported a market capitalization of ₹1,097 Cr and a share price of ₹165. The company has demonstrated significant revenue growth, with sales increasing from ₹1,342 Cr in FY 2021 to ₹2,394 Cr in FY 2023. The trailing twelve months (TTM) sales stood at ₹2,769 Cr, showing a robust upward trajectory. Quarterly sales figures reflect this trend, with December 2022 sales at ₹812 Cr and December 2025 projected to reach ₹1,061 Cr. However, the company experienced a dip in sales in March 2023 at ₹465 Cr, indicating seasonal fluctuations typical in the jewellery sector. The overall sales growth was supported by a diverse product offering, appealing to a wide range of consumers across various price points, which is essential in a competitive industry where consumer preferences can shift rapidly.
Profitability and Efficiency Metrics
TBZ reported a net profit of ₹93 Cr for the latest fiscal year, translating to a net profit margin of 2.60%. Operating profit margins (OPM) stood at 12%, aligning with industry standards, yet reflecting a need for improved operational efficiency, especially given the high competition in the jewellery market. The interest coverage ratio (ICR) was recorded at 3.16x, indicating that the company can comfortably meet its interest obligations, which is a positive sign for potential investors. The return on equity (ROE) was reported at 10.9%, while return on capital employed (ROCE) stood at 12.0%, reflecting effective use of capital. However, the cash conversion cycle (CCC) of 215 days suggests that the company may face challenges in converting its inventory into cash, which could impact liquidity. Additionally, the operating profit increased from ₹124 Cr in FY 2023 to ₹181 Cr in FY 2025, indicating a positive trend in profitability.
Balance Sheet Strength and Financial Ratios
The balance sheet of TBZ indicates a total debt of ₹822 Cr against reserves of ₹629 Cr, leading to a debt-to-equity ratio of 1.06. This level of leverage is moderately high and may pose risks in times of economic downturns, particularly in a sector sensitive to consumer spending. The company reported total assets of ₹1,769 Cr, with fixed assets valued at ₹164 Cr. The book value per share stood at ₹98.49, providing a solid foundation for shareholder equity. The current ratio of 1.55 suggests adequate short-term liquidity to cover current liabilities, while the quick ratio of 0.12 indicates a potential liquidity crunch without inventory. Additionally, TBZ has reported a return on assets (ROA) at 3.86%, which is relatively low compared to industry peers, suggesting room for improvement in asset utilization. The efficiency ratios, including an inventory turnover ratio of 1.97, reflect the company’s efforts to manage inventory levels effectively.
Shareholding Pattern and Investor Confidence
TBZ’s shareholding pattern indicates a strong promoter holding at 74.12%, reflecting confidence from the founding family in the company’s future. However, foreign institutional investors (FIIs) have maintained a minimal presence, standing at 0.00% in recent quarters, which could suggest limited external interest in the stock. The public shareholding has increased slightly from 25.29% in December 2022 to 25.88% in September 2025, indicating growing retail investor interest. The total number of shareholders also rose to 53,332, which may demonstrate increasing retail engagement. On the downside, the absence of significant institutional investment could limit price support and liquidity in the stock. The company’s consistent dividend payout, with a payout ratio of 17.07% for FY 2025, also signals a commitment to returning value to shareholders, thus enhancing investor confidence.
Outlook, Risks, and Final Insight
The outlook for TBZ appears cautiously optimistic, supported by its robust revenue growth and strong promoter backing. However, risks remain, particularly regarding high leverage and inventory management challenges, as indicated by the extended cash conversion cycle. Furthermore, the jewellery sector is susceptible to economic fluctuations, consumer spending, and changing fashion trends, which can impact sales and profitability. TBZ’s ability to adapt to market dynamics will be crucial for sustaining growth. The company’s focus on enhancing operational efficiency and managing debt levels will be pivotal in navigating potential headwinds. Overall, if TBZ can leverage its strong brand equity and improve financial metrics, it may position itself favorably in the competitive jewellery landscape. Investors should remain vigilant regarding macroeconomic conditions and consumer sentiment, which will significantly influence the company’s performance in the coming years.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Tribhovandas Bhimji Zaveri Ltd (TBZ) | 1,049 Cr. | 157 | 233/147 | 7.28 | 104 | 1.43 % | 12.0 % | 10.9 % | 10.0 |
| Moksh Ornaments Ltd | 118 Cr. | 13.3 | 16.6/11.6 | 12.6 | 14.1 | 0.00 % | 13.3 % | 10.0 % | 2.00 |
| Lypsa Gems & Jewellery Ltd | 17.8 Cr. | 6.04 | 11.0/4.41 | 5.59 | 0.00 % | 45.1 % | 63.0 % | 10.0 | |
| Kanani Industries Ltd | 32.0 Cr. | 1.62 | 2.80/1.33 | 17.9 | 3.38 | 0.00 % | 1.21 % | 1.19 % | 1.00 |
| D. P. Abhushan Ltd | 2,810 Cr. | 1,231 | 1,730/1,172 | 15.1 | 222 | 0.00 % | 33.6 % | 35.1 % | 10.0 |
| Industry Average | 1,325.67 Cr | 281.79 | 13.22 | 69.81 | 0.29% | 21.04% | 24.04% | 6.60 |
All Competitor Stocks of Tribhovandas Bhimji Zaveri Ltd (TBZ)
Quarterly Result
| Metric | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 812 | 465 | 571 | 481 | 741 | 507 | 596 | 567 | 928 | 529 | 624 | 688 | 1,061 |
| Expenses | 768 | 434 | 538 | 451 | 695 | 475 | 555 | 532 | 868 | 493 | 571 | 624 | 930 |
| Operating Profit | 44 | 31 | 32 | 30 | 46 | 31 | 41 | 35 | 60 | 36 | 53 | 64 | 131 |
| OPM % | 5% | 7% | 6% | 6% | 6% | 6% | 7% | 6% | 6% | 7% | 9% | 9% | 12% |
| Other Income | 1 | 1 | 1 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 2 | 2 | 2 |
| Interest | 11 | 12 | 12 | 13 | 12 | 13 | 13 | 13 | 13 | 17 | 18 | 16 | 19 |
| Depreciation | 6 | 6 | 6 | 6 | 6 | 5 | 6 | 6 | 6 | 7 | 7 | 8 | 6 |
| Profit before tax | 27 | 14 | 15 | 12 | 29 | 15 | 23 | 17 | 42 | 14 | 30 | 42 | 108 |
| Tax % | 25% | 15% | 25% | 26% | 26% | 17% | 27% | 30% | 28% | 30% | 24% | 25% | 26% |
| Net Profit | 21 | 12 | 11 | 9 | 21 | 13 | 17 | 12 | 30 | 9 | 22 | 32 | 81 |
| EPS in Rs | 3.08 | 1.76 | 1.70 | 1.35 | 3.21 | 1.89 | 2.56 | 1.79 | 4.48 | 1.42 | 3.37 | 4.72 | 12.08 |
Last Updated: February 3, 2026, 7:16 pm
Below is a detailed analysis of the quarterly data for Tribhovandas Bhimji Zaveri Ltd (TBZ) based on the most recent figures (Dec 2025) and their trends compared to the previous period:
- For Sales, as of Dec 2025, the value is 1,061.00 Cr.. The value appears strong and on an upward trend. It has increased from 688.00 Cr. (Sep 2025) to 1,061.00 Cr., marking an increase of 373.00 Cr..
- For Expenses, as of Dec 2025, the value is 930.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 624.00 Cr. (Sep 2025) to 930.00 Cr., marking an increase of 306.00 Cr..
- For Operating Profit, as of Dec 2025, the value is 131.00 Cr.. The value appears strong and on an upward trend. It has increased from 64.00 Cr. (Sep 2025) to 131.00 Cr., marking an increase of 67.00 Cr..
- For OPM %, as of Dec 2025, the value is 12.00%. The value appears strong and on an upward trend. It has increased from 9.00% (Sep 2025) to 12.00%, marking an increase of 3.00%.
- For Other Income, as of Dec 2025, the value is 2.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2025) which recorded 2.00 Cr..
- For Interest, as of Dec 2025, the value is 19.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 16.00 Cr. (Sep 2025) to 19.00 Cr., marking an increase of 3.00 Cr..
- For Depreciation, as of Dec 2025, the value is 6.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 8.00 Cr. (Sep 2025) to 6.00 Cr., marking a decrease of 2.00 Cr..
- For Profit before tax, as of Dec 2025, the value is 108.00 Cr.. The value appears strong and on an upward trend. It has increased from 42.00 Cr. (Sep 2025) to 108.00 Cr., marking an increase of 66.00 Cr..
- For Tax %, as of Dec 2025, the value is 26.00%. The value appears to be increasing, which may not be favorable. It has increased from 25.00% (Sep 2025) to 26.00%, marking an increase of 1.00%.
- For Net Profit, as of Dec 2025, the value is 81.00 Cr.. The value appears strong and on an upward trend. It has increased from 32.00 Cr. (Sep 2025) to 81.00 Cr., marking an increase of 49.00 Cr..
- For EPS in Rs, as of Dec 2025, the value is 12.08. The value appears strong and on an upward trend. It has increased from 4.72 (Sep 2025) to 12.08, marking an increase of 7.36.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:29 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1,824 | 1,934 | 1,655 | 1,690 | 1,751 | 1,764 | 1,810 | 1,342 | 1,844 | 2,394 | 2,299 | 2,620 | 2,769 |
| Expenses | 1,685 | 1,854 | 1,612 | 1,617 | 1,672 | 1,681 | 1,690 | 1,216 | 1,762 | 2,269 | 2,153 | 2,439 | 2,555 |
| Operating Profit | 139 | 80 | 42 | 73 | 79 | 83 | 120 | 126 | 82 | 124 | 146 | 181 | 214 |
| OPM % | 8% | 4% | 3% | 4% | 5% | 5% | 7% | 9% | 4% | 5% | 6% | 7% | 8% |
| Other Income | 5 | 23 | 4 | 3 | 6 | 4 | 2 | 12 | 8 | 5 | 6 | 4 | 6 |
| Interest | 52 | 57 | 61 | 55 | 44 | 53 | 62 | 52 | 41 | 53 | 57 | 64 | 64 |
| Depreciation | 10 | 9 | 10 | 9 | 9 | 10 | 32 | 27 | 23 | 24 | 24 | 25 | 28 |
| Profit before tax | 83 | 38 | -26 | 12 | 32 | 23 | 28 | 60 | 26 | 52 | 72 | 96 | 127 |
| Tax % | 34% | 36% | 7% | -10% | 34% | 33% | 24% | 28% | 22% | 23% | 24% | 29% | |
| Net Profit | 55 | 24 | -28 | 13 | 21 | 16 | 21 | 43 | 20 | 40 | 54 | 68 | 93 |
| EPS in Rs | 8.25 | 3.65 | -4.13 | 1.94 | 3.19 | 2.33 | 3.21 | 6.48 | 3.02 | 6.02 | 8.16 | 10.25 | 13.99 |
| Dividend Payout % | 27% | 27% | 0% | 0% | 24% | 32% | 31% | 39% | 33% | 29% | 21% | 22% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -56.36% | -216.67% | 146.43% | 61.54% | -23.81% | 31.25% | 104.76% | -53.49% | 100.00% | 35.00% | 25.93% |
| Change in YoY Net Profit Growth (%) | 0.00% | -160.30% | 363.10% | -84.89% | -85.35% | 55.06% | 73.51% | -158.25% | 153.49% | -65.00% | -9.07% |
Tribhovandas Bhimji Zaveri Ltd (TBZ) has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | 8% |
| 3 Years: | 12% |
| TTM: | 14% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 14% |
| 5 Years: | 25% |
| 3 Years: | 50% |
| TTM: | 23% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 38% |
| 3 Years: | 35% |
| 1 Year: | -23% |
| Return on Equity | |
|---|---|
| 10 Years: | 5% |
| 5 Years: | 8% |
| 3 Years: | 9% |
| Last Year: | 11% |
Last Updated: September 5, 2025, 1:50 pm
Balance Sheet
Last Updated: December 4, 2025, 2:08 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 | 67 |
| Reserves | 381 | 397 | 369 | 389 | 410 | 417 | 414 | 456 | 461 | 494 | 535 | 590 | 629 |
| Borrowings | 568 | 588 | 650 | 549 | 569 | 606 | 637 | 438 | 588 | 575 | 614 | 792 | 822 |
| Other Liabilities | 301 | 237 | 210 | 187 | 174 | 334 | 350 | 254 | 341 | 339 | 243 | 320 | 522 |
| Total Liabilities | 1,316 | 1,289 | 1,296 | 1,192 | 1,219 | 1,423 | 1,468 | 1,215 | 1,457 | 1,475 | 1,459 | 1,769 | 2,040 |
| Fixed Assets | 97 | 108 | 109 | 103 | 103 | 111 | 174 | 140 | 152 | 159 | 151 | 164 | 171 |
| CWIP | 2 | 5 | 0 | 2 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 1,218 | 1,176 | 1,187 | 1,088 | 1,116 | 1,312 | 1,294 | 1,075 | 1,305 | 1,316 | 1,308 | 1,604 | 1,869 |
| Total Assets | 1,316 | 1,289 | 1,296 | 1,192 | 1,219 | 1,423 | 1,468 | 1,215 | 1,457 | 1,475 | 1,459 | 1,769 | 2,040 |
Below is a detailed analysis of the balance sheet data for Tribhovandas Bhimji Zaveri Ltd (TBZ) based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 67.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 67.00 Cr..
- For Reserves, as of Sep 2025, the value is 629.00 Cr.. The value appears strong and on an upward trend. It has increased from 590.00 Cr. (Mar 2025) to 629.00 Cr., marking an increase of 39.00 Cr..
- For Borrowings, as of Sep 2025, the value is 822.00 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 792.00 Cr. (Mar 2025) to 822.00 Cr., marking an increase of 30.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 522.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 320.00 Cr. (Mar 2025) to 522.00 Cr., marking an increase of 202.00 Cr..
- For Total Liabilities, as of Sep 2025, the value is 2,040.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1,769.00 Cr. (Mar 2025) to 2,040.00 Cr., marking an increase of 271.00 Cr..
- For Fixed Assets, as of Sep 2025, the value is 171.00 Cr.. The value appears strong and on an upward trend. It has increased from 164.00 Cr. (Mar 2025) to 171.00 Cr., marking an increase of 7.00 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 1.00 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 1.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 1,869.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,604.00 Cr. (Mar 2025) to 1,869.00 Cr., marking an increase of 265.00 Cr..
- For Total Assets, as of Sep 2025, the value is 2,040.00 Cr.. The value appears strong and on an upward trend. It has increased from 1,769.00 Cr. (Mar 2025) to 2,040.00 Cr., marking an increase of 271.00 Cr..
However, the Borrowings (822.00 Cr.) are higher than the Reserves (629.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -429.00 | -508.00 | -608.00 | -476.00 | -490.00 | -523.00 | -517.00 | -312.00 | -506.00 | -451.00 | -468.00 | -611.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 1 | 0 | 0 | 0 | 5 | 5 | 1 | 1 | 0 | 0 | 3 | 0 |
| Inventory Days | 270 | 246 | 292 | 261 | 265 | 307 | 293 | 326 | 276 | 214 | 223 | 241 |
| Days Payable | 19 | 24 | 24 | 20 | 24 | 51 | 48 | 46 | 46 | 36 | 20 | 27 |
| Cash Conversion Cycle | 252 | 222 | 269 | 241 | 246 | 261 | 246 | 280 | 230 | 178 | 205 | 215 |
| Working Capital Days | 56 | 61 | 63 | 66 | 67 | 66 | 64 | 105 | 75 | 63 | 73 | 65 |
| ROCE % | 15% | 8% | 3% | 6% | 7% | 7% | 8% | 11% | 6% | 9% | 11% | 12% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 10.25 | 8.16 | 6.02 | 3.02 | 6.48 |
| Diluted EPS (Rs.) | 10.25 | 8.16 | 6.02 | 3.02 | 6.48 |
| Cash EPS (Rs.) | 14.06 | 11.71 | 9.69 | 6.40 | 10.47 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 98.49 | 90.14 | 83.98 | 79.06 | 78.36 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 98.49 | 90.14 | 83.98 | 79.06 | 78.36 |
| Revenue From Operations / Share (Rs.) | 392.70 | 344.51 | 358.70 | 276.31 | 201.11 |
| PBDIT / Share (Rs.) | 26.57 | 21.74 | 18.18 | 12.59 | 20.11 |
| PBIT / Share (Rs.) | 22.76 | 18.19 | 14.51 | 9.22 | 16.12 |
| PBT / Share (Rs.) | 14.35 | 10.73 | 7.80 | 3.89 | 8.96 |
| Net Profit / Share (Rs.) | 10.25 | 8.16 | 6.02 | 3.02 | 6.48 |
| NP After MI And SOA / Share (Rs.) | 10.25 | 8.16 | 6.02 | 3.02 | 6.48 |
| PBDIT Margin (%) | 6.76 | 6.31 | 5.06 | 4.55 | 9.99 |
| PBIT Margin (%) | 5.79 | 5.28 | 4.04 | 3.33 | 8.01 |
| PBT Margin (%) | 3.65 | 3.11 | 2.17 | 1.40 | 4.45 |
| Net Profit Margin (%) | 2.60 | 2.36 | 1.67 | 1.09 | 3.22 |
| NP After MI And SOA Margin (%) | 2.60 | 2.36 | 1.67 | 1.09 | 3.22 |
| Return on Networth / Equity (%) | 10.40 | 9.04 | 7.17 | 3.82 | 8.27 |
| Return on Capital Employeed (%) | 20.30 | 17.83 | 15.20 | 10.32 | 18.52 |
| Return On Assets (%) | 3.86 | 3.73 | 2.72 | 1.38 | 3.56 |
| Total Debt / Equity (X) | 1.06 | 0.88 | 0.86 | 0.96 | 0.67 |
| Asset Turnover Ratio (%) | 1.62 | 1.57 | 1.63 | 1.38 | 0.99 |
| Current Ratio (X) | 1.55 | 1.66 | 1.55 | 1.49 | 1.67 |
| Quick Ratio (X) | 0.12 | 0.11 | 0.09 | 0.09 | 0.11 |
| Inventory Turnover Ratio (X) | 1.97 | 1.13 | 1.13 | 1.18 | 0.77 |
| Dividend Payout Ratio (NP) (%) | 17.07 | 21.45 | 16.60 | 82.65 | 0.00 |
| Dividend Payout Ratio (CP) (%) | 12.44 | 14.94 | 10.31 | 39.07 | 0.00 |
| Earning Retention Ratio (%) | 82.93 | 78.55 | 83.40 | 17.35 | 0.00 |
| Cash Earning Retention Ratio (%) | 87.56 | 85.06 | 89.69 | 60.93 | 0.00 |
| Interest Coverage Ratio (X) | 3.16 | 2.91 | 2.71 | 2.36 | 2.81 |
| Interest Coverage Ratio (Post Tax) (X) | 2.22 | 2.09 | 1.90 | 1.57 | 1.91 |
| Enterprise Value (Cr.) | 1825.28 | 1179.27 | 848.07 | 917.42 | 727.84 |
| EV / Net Operating Revenue (X) | 0.69 | 0.51 | 0.35 | 0.49 | 0.54 |
| EV / EBITDA (X) | 10.29 | 8.13 | 6.99 | 10.92 | 5.42 |
| MarketCap / Net Operating Revenue (X) | 0.46 | 0.30 | 0.17 | 0.24 | 0.30 |
| Retention Ratios (%) | 82.92 | 78.54 | 83.39 | 17.34 | 0.00 |
| Price / BV (X) | 1.86 | 1.16 | 0.72 | 0.86 | 0.79 |
| Price / Net Operating Revenue (X) | 0.46 | 0.30 | 0.17 | 0.24 | 0.30 |
| EarningsYield | 0.05 | 0.07 | 0.09 | 0.04 | 0.10 |
After reviewing the key financial ratios for Tribhovandas Bhimji Zaveri Ltd (TBZ), here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 10.25. This value is within the healthy range. It has increased from 8.16 (Mar 24) to 10.25, marking an increase of 2.09.
- For Diluted EPS (Rs.), as of Mar 25, the value is 10.25. This value is within the healthy range. It has increased from 8.16 (Mar 24) to 10.25, marking an increase of 2.09.
- For Cash EPS (Rs.), as of Mar 25, the value is 14.06. This value is within the healthy range. It has increased from 11.71 (Mar 24) to 14.06, marking an increase of 2.35.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 98.49. It has increased from 90.14 (Mar 24) to 98.49, marking an increase of 8.35.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 98.49. It has increased from 90.14 (Mar 24) to 98.49, marking an increase of 8.35.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 392.70. It has increased from 344.51 (Mar 24) to 392.70, marking an increase of 48.19.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 26.57. This value is within the healthy range. It has increased from 21.74 (Mar 24) to 26.57, marking an increase of 4.83.
- For PBIT / Share (Rs.), as of Mar 25, the value is 22.76. This value is within the healthy range. It has increased from 18.19 (Mar 24) to 22.76, marking an increase of 4.57.
- For PBT / Share (Rs.), as of Mar 25, the value is 14.35. This value is within the healthy range. It has increased from 10.73 (Mar 24) to 14.35, marking an increase of 3.62.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 10.25. This value is within the healthy range. It has increased from 8.16 (Mar 24) to 10.25, marking an increase of 2.09.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 10.25. This value is within the healthy range. It has increased from 8.16 (Mar 24) to 10.25, marking an increase of 2.09.
- For PBDIT Margin (%), as of Mar 25, the value is 6.76. This value is below the healthy minimum of 10. It has increased from 6.31 (Mar 24) to 6.76, marking an increase of 0.45.
- For PBIT Margin (%), as of Mar 25, the value is 5.79. This value is below the healthy minimum of 10. It has increased from 5.28 (Mar 24) to 5.79, marking an increase of 0.51.
- For PBT Margin (%), as of Mar 25, the value is 3.65. This value is below the healthy minimum of 10. It has increased from 3.11 (Mar 24) to 3.65, marking an increase of 0.54.
- For Net Profit Margin (%), as of Mar 25, the value is 2.60. This value is below the healthy minimum of 5. It has increased from 2.36 (Mar 24) to 2.60, marking an increase of 0.24.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 2.60. This value is below the healthy minimum of 8. It has increased from 2.36 (Mar 24) to 2.60, marking an increase of 0.24.
- For Return on Networth / Equity (%), as of Mar 25, the value is 10.40. This value is below the healthy minimum of 15. It has increased from 9.04 (Mar 24) to 10.40, marking an increase of 1.36.
- For Return on Capital Employeed (%), as of Mar 25, the value is 20.30. This value is within the healthy range. It has increased from 17.83 (Mar 24) to 20.30, marking an increase of 2.47.
- For Return On Assets (%), as of Mar 25, the value is 3.86. This value is below the healthy minimum of 5. It has increased from 3.73 (Mar 24) to 3.86, marking an increase of 0.13.
- For Total Debt / Equity (X), as of Mar 25, the value is 1.06. This value exceeds the healthy maximum of 1. It has increased from 0.88 (Mar 24) to 1.06, marking an increase of 0.18.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 1.62. It has increased from 1.57 (Mar 24) to 1.62, marking an increase of 0.05.
- For Current Ratio (X), as of Mar 25, the value is 1.55. This value is within the healthy range. It has decreased from 1.66 (Mar 24) to 1.55, marking a decrease of 0.11.
- For Quick Ratio (X), as of Mar 25, the value is 0.12. This value is below the healthy minimum of 1. It has increased from 0.11 (Mar 24) to 0.12, marking an increase of 0.01.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 1.97. This value is below the healthy minimum of 4. It has increased from 1.13 (Mar 24) to 1.97, marking an increase of 0.84.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 17.07. This value is below the healthy minimum of 20. It has decreased from 21.45 (Mar 24) to 17.07, marking a decrease of 4.38.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 12.44. This value is below the healthy minimum of 20. It has decreased from 14.94 (Mar 24) to 12.44, marking a decrease of 2.50.
- For Earning Retention Ratio (%), as of Mar 25, the value is 82.93. This value exceeds the healthy maximum of 70. It has increased from 78.55 (Mar 24) to 82.93, marking an increase of 4.38.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 87.56. This value exceeds the healthy maximum of 70. It has increased from 85.06 (Mar 24) to 87.56, marking an increase of 2.50.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 3.16. This value is within the healthy range. It has increased from 2.91 (Mar 24) to 3.16, marking an increase of 0.25.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 2.22. This value is below the healthy minimum of 3. It has increased from 2.09 (Mar 24) to 2.22, marking an increase of 0.13.
- For Enterprise Value (Cr.), as of Mar 25, the value is 1,825.28. It has increased from 1,179.27 (Mar 24) to 1,825.28, marking an increase of 646.01.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.69. This value is below the healthy minimum of 1. It has increased from 0.51 (Mar 24) to 0.69, marking an increase of 0.18.
- For EV / EBITDA (X), as of Mar 25, the value is 10.29. This value is within the healthy range. It has increased from 8.13 (Mar 24) to 10.29, marking an increase of 2.16.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.46. This value is below the healthy minimum of 1. It has increased from 0.30 (Mar 24) to 0.46, marking an increase of 0.16.
- For Retention Ratios (%), as of Mar 25, the value is 82.92. This value exceeds the healthy maximum of 70. It has increased from 78.54 (Mar 24) to 82.92, marking an increase of 4.38.
- For Price / BV (X), as of Mar 25, the value is 1.86. This value is within the healthy range. It has increased from 1.16 (Mar 24) to 1.86, marking an increase of 0.70.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.46. This value is below the healthy minimum of 1. It has increased from 0.30 (Mar 24) to 0.46, marking an increase of 0.16.
- For EarningsYield, as of Mar 25, the value is 0.05. This value is below the healthy minimum of 5. It has decreased from 0.07 (Mar 24) to 0.05, marking a decrease of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Tribhovandas Bhimji Zaveri Ltd (TBZ):
- Net Profit Margin: 2.6%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 20.3% (Industry Average ROCE: 21.04%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 10.4% (Industry Average ROE: 24.04%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 2.22
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.12
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 7.28 (Industry average Stock P/E: 13.22)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 1.06
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 2.6%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Gems, Jewellery & Precious Metals | 241/43, Zaveri Bazar, Mumbai Maharashtra 400002 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Shrikant Zaveri | Chairman & Managing Director |
| Ms. Raashi Zaveri | Whole Time Director |
| Ms. Binaisha Zaveri | Whole Time Director |
| Mrs. Sudha Navandar | Ind. Non-Executive Director |
| Mr. Ramesh Chandak | Ind. Non-Executive Director |
| Ms. Preeti Sadarangani | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
Tribhovandas Bhimji Zaveri Ltd (TBZ)'s intrinsic value (as of 14 February 2026) is ₹90.99 which is 42.04% lower the current market price of ₹157.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹1,049 Cr. market cap, FY2025-2026 high/low of ₹233/147, reserves of ₹629 Cr, and liabilities of ₹2,040 Cr.
What is the Market Cap of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The Market Cap of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 1,049 Cr..
What is the current Stock Price of Tribhovandas Bhimji Zaveri Ltd (TBZ) as on 14 February 2026?
The current stock price of Tribhovandas Bhimji Zaveri Ltd (TBZ) as on 14 February 2026 is ₹157.
What is the High / Low of Tribhovandas Bhimji Zaveri Ltd (TBZ) stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Tribhovandas Bhimji Zaveri Ltd (TBZ) stocks is ₹233/147.
What is the Stock P/E of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The Stock P/E of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 7.28.
What is the Book Value of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The Book Value of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 104.
What is the Dividend Yield of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The Dividend Yield of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 1.43 %.
What is the ROCE of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The ROCE of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 12.0 %.
What is the ROE of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The ROE of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 10.9 %.
What is the Face Value of Tribhovandas Bhimji Zaveri Ltd (TBZ)?
The Face Value of Tribhovandas Bhimji Zaveri Ltd (TBZ) is 10.0.