Ugro Capital Ltd: Intrinsic Value & Share Price Analysis

Q: What is the intrinsic value of Ugro Capital Ltd and is it undervalued?

As of 25 April 2026, Ugro Capital Ltd's intrinsic value is 136.02, which is 53.18% higher than the current market price of 88.80, suggesting the stock is undervalued. Calculated using the PE ratio method factoring in ROE (8.26 %), book value (159), dividend yield (0.00 %), and 5-year EPS CAGR.

Q: What is the current share price and 52-week range of Ugro Capital Ltd?

Ugro Capital Ltd is trading at 88.80 as of 25 April 2026, with a FY2026-2027 high of 196 and low of 80.0. The stock is currently near its 52-week low. Market cap stands at 1,379 Cr..

Q: Is Ugro Capital Ltd financially healthy?

Key indicators: ROCE of 11.0 % is moderate. Dividend yield is 0.00 %.

Q: Is Ugro Capital Ltd profitable and how is the profit trend?

Ugro Capital Ltd reported a net profit of 144 Cr in Mar 2025 on revenue of 1,396 Cr. Compared to 15 Cr in Mar 2022, the net profit shows an improving trend.

Fair Value

₹118.96Undervalued by 33.96%vs CMP ₹88.80

P/E (11.1) × ROE (8.3%) × BV (₹159.00) × DY (2.00%)

₹136.02Undervalued by 53.18%vs CMP ₹88.80

MoS: +34.7% (Strong)Confidence: 48/100 (Moderate)Models: 5 Under, 3 Over

Model	Category	Value	Weight	Signal
PE-ROE	Earnings	₹172.59	25%	Under (+94.4%)
Graham Number	Earnings	₹193.63	18%	Under (+118.1%)
Earnings Power	Earnings	₹59.03	12%	Over (-33.5%)
DCF	Cash Flow	₹195.90	12%	Under (+120.6%)
Net Asset Value	Assets	₹158.60	8%	Under (+78.6%)
EV/EBITDA	Enterprise	₹29.62	10%	Over (-66.6%)
Earnings Yield	Earnings	₹104.80	8%	Under (+18%)
ROCE Capital	Returns	₹59.48	8%	Over (-33%)
Consensus (8 models)		₹136.02	100%	Undervalued

Key Drivers: EPS CAGR 45.1% lifts DCF — verify sustainability. | Wide model spread (₹30–₹196) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 45.1%

*Investments are subject to market risks

Analyst Summary

Ugro Capital Ltd operates in the Finance & Investments segment, current market price is ₹88.80, market cap is 1,379 Cr.. At a glance, stock P/E is 11.1, ROE is 8.26 %, ROCE is 11.0 %, book value is 159, dividend yield is 0.00 %. The latest intrinsic value estimate is ₹136.02, which is about 53.2% above the current price, so the page currently reads as potentially undervalued rather than fully priced. On operating trend, latest reported sales are about ₹1,396 Cr versus the prior period change of 29.0%, while latest net profit is about ₹144 Cr with a prior-period change of 21.0%. The 52-week range shown on this page is 196/80.0, which helps frame where the current quote sits within its recent trading band. Business context: About the Company - Qualitative AnalysisUgro Capital Ltd. is a Public Limited Listed company incorporated on 10/02/1993 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L671…

This summary is generated from the stock page data available for Ugro Capital Ltd: Intrinsic Value & Share Price Analysis and is refreshed automatically when the underlying metrics change.

Investment Snapshot

Ugro Capital Ltd scores 50/100 (Average)

Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison

Stock Health61/100 · Moderate

ROCE 11.0% AverageROE 8.3% AverageD/E 0.80 ModerateInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent

Smart Money30/100 · Weak

FII holding down -4.42% (6mo) SellingPromoter holding at 1.7% Stable

Earnings Quality50/100 · Moderate

Quarterly Momentum40/100 · Moderate

Profit (4Q): -9% YoY Declining

Industry Rank55/100 · Moderate

P/E 11.1 vs industry 123.3 Cheaper than peersROCE 11.0% vs industry 21.7% Below peers

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 3:51 am

Market Cap	1,379 Cr.
Current Price	88.8
Intrinsic Value	₹136.02
High / Low	196/80.0
Stock P/E	11.1
Book Value	159
Dividend Yield	0.00 %
ROCE	11.0 %
ROE	8.26 %
Face Value	10.0
PEG Ratio	0.25

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for Ugro Capital Ltd

Competitors

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Ugro Capital Ltd	1,379 Cr.	88.8	196/80.0	11.1	159	0.00 %	11.0 %	8.26 %	10.0
PNB Gilts Ltd	1,279 Cr.	71.1	120/58.6	7.10	95.0	1.41 %	6.14 %	11.1 %	10.0
5Paisa Capital Ltd	1,526 Cr.	326	437/245	35.2	134	0.00 %	13.6 %	11.9 %	10.0
Dolat Algotech Ltd	1,230 Cr.	69.9	111/65.0	10.1	59.5	0.36 %	32.0 %	24.0 %	1.00
Rane Holdings Ltd	1,573 Cr.	1,101	1,835/981	77.6	786	3.45 %	9.64 %	8.02 %	10.0
Industry Average	7,036.59 Cr	1,048.03		123.26	4,364.27	0.41%	21.65%	14.13%	7.23

All Competitor Stocks of Ugro Capital Ltd

Quarterly Result

Metric	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Revenue	181.74	208.97	213.27	244.57	267.71	322.41	291.44	330.16	371.12	403.18	414.00	455.40	408.88
Interest	81.59	90.37	92.69	105.40	116.70	128.14	136.15	143.10	167.31	181.21	205.37	218.55	236.55
Expenses	80.88	86.90	82.47	98.66	107.13	136.41	112.65	138.94	152.19	160.78	155.51	167.39	188.10
Financing Profit	19.27	31.70	38.11	40.51	43.88	57.86	42.64	48.12	51.62	61.19	53.12	69.46	-15.77
Financing Margin %	10.60%	15.17%	17.87%	16.56%	16.39%	17.95%	14.63%	14.57%	13.91%	15.18%	12.83%	15.25%	-3.86%
Other Income	7.84	8.19	5.08	9.06	11.60	7.98	10.13	12.71	13.84	9.26	7.83	5.78	39.45
Depreciation	4.89	6.23	7.55	8.77	9.11	9.90	9.95	10.71	12.49	13.24	12.78	14.14	13.99
Profit before tax	22.22	33.66	35.64	40.80	46.37	55.94	42.82	50.12	52.97	57.21	48.17	61.10	9.69
Tax %	41.00%	58.29%	29.21%	29.17%	29.87%	41.58%	29.15%	29.11%	29.19%	29.14%	29.15%	29.12%	34.16%
Net Profit	13.12	14.04	25.24	28.89	32.53	32.69	30.36	35.52	37.51	40.55	34.13	43.31	6.38
EPS in Rs	1.47	1.57	2.16	2.47	2.78	2.78	2.58	3.02	3.18	3.44	2.92	3.71	0.41
Gross NPA %	1.70%	2.46%	1.80%	1.90%	2.00%	2.00%	2.00%	2.10%	2.10%	2.30%	2.50%	2.40%	2.20%
Net NPA %	1.10%	1.31%	1.00%	1.10%	1.10%	1.10%	1.20%	1.30%	1.50%	1.60%	1.70%	1.50%	1.40%

Last Updated: March 3, 2026, 2:04 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 26, 2026, 6:46 am

Metric	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	6	2	4	2	4	44	105	153	312	684	1,082	1,396	1,681
Interest	0	0	0	0	0	1	14	45	137	293	443	628	842
Expenses	1	1	0	0	0	36	81	85	142	289	425	565	672
Financing Profit	5	2	3	2	3	7	11	24	33	101	214	204	168
Financing Margin %	86%	76%	92%	86%	91%	16%	10%	16%	10%	15%	20%	15%	10%
Other Income	0	0	0	0	0	-4	0	0	0	0	0	46	62
Depreciation	0	0	0	0	0	2	7	12	12	18	35	46	54
Profit before tax	5	2	3	2	3	2	3	12	20	84	179	203	176
Tax %	30%	7%	14%	2%	8%	-155%	-488%	-137%	28%	53%	33%	29%
Net Profit	4	2	3	2	3	4	20	29	15	40	119	144	124
EPS in Rs	6.41	2.83	5.07	3.34	5.05	1.34	2.19	3.22	1.63	4.46	10.17	12.22	10.48
Dividend Payout %	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2014-2015	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024	2024-2025
YoY Net Profit Growth (%)	-50.00%	50.00%	-33.33%	50.00%	33.33%	400.00%	45.00%	-48.28%	166.67%	197.50%	21.01%
Change in YoY Net Profit Growth (%)	0.00%	100.00%	-83.33%	83.33%	-16.67%	366.67%	-355.00%	-93.28%	214.94%	30.83%	-176.49%

Ugro Capital Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:	89%
5 Years:	68%
3 Years:	65%
TTM:	35%

Compounded Profit Growth
10 Years:	56%
5 Years:	49%
3 Years:	115%
TTM:	19%

Stock Price CAGR
10 Years:	27%
5 Years:	14%
3 Years:	-2%
1 Year:	-23%

Return on Equity
10 Years:	5%
5 Years:	6%
3 Years:	8%
Last Year:	8%

Last Updated: September 5, 2025, 1:50 pm

Balance Sheet

Last Updated: December 4, 2025, 2:09 am

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Sep 2025
Equity Capital	5	5	5	5	5	23	71	71	71	69	92	92	114
Reserves	23	25	27	29	32	796	851	882	896	915	1,347	1,954	2,349
Borrowing	0	0	0	0	0	24	255	766	1,802	3,149	4,653	6,904	8,088
Other Liabilities	1	0	0	0	0	26	36	37	86	173	188	218	228
Total Liabilities	28	30	32	34	37	868	1,212	1,755	2,855	4,306	6,280	9,168	10,779
Fixed Assets	0	0	0	0	0	20	38	36	56	85	130	168	190
CWIP	0	0	0	0	0	11	1	4	6	14	0	0	0
Investments	26	15	25	26	36	107	73	55	69	60	59	103	492
Other Assets	3	14	8	8	1	731	1,101	1,659	2,724	4,146	6,091	8,897	10,098
Total Assets	28	30	32	34	37	868	1,212	1,755	2,855	4,306	6,280	9,168	10,779

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity +	-10	9	-4	1	-86	-799	-347	-1,125	-1,220	-1,535	-2,474	-348
Cash from Investing Activity +	11	-6	1	-1	-347	179	-46	43	-85	-230	-80	-1,577
Cash from Financing Activity +	0	0	0	0	754	308	508	1,023	1,279	1,814	2,655	2,947
Net Cash Flow	0	3	-3	0	321	-312	115	-58	-26	48	101	1,022
Free Cash Flow	0	9	-4	1	-101	-809	-359	-1,139	-1,261	-1,575	-2,527	-366
CFO/OP	-566%	281%	-207%	45%	-1,037%	-3,265%	-504%	-658%	-306%	-230%	-293%	-29%

Free Cash Flow

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Free Cash Flow	1.00	1.00	0.00	0.00	0.00	12.00	-174.00	-681.00	141.00	286.00	421.00	559.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
ROE %	15%	6%	10%	6%	8%	1%	2%	3%	2%	4%	10%	8%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Promoters	2.87%	2.19%	2.24%	2.24%	2.23%	2.23%	2.23%	2.23%	2.23%	2.25%	2.24%	1.70%
FIIs	6.95%	21.99%	19.20%	19.77%	19.76%	20.27%	20.44%	24.70%	27.25%	29.32%	28.99%	22.83%
DIIs	2.02%	5.46%	5.81%	4.46%	3.76%	2.55%	2.76%	2.40%	1.85%	1.62%	1.59%	1.38%
Public	86.40%	69.02%	71.40%	72.19%	72.91%	73.61%	73.25%	69.35%	67.34%	64.69%	65.07%	72.49%
Others	1.75%	1.34%	1.34%	1.34%	1.33%	1.33%	1.33%	1.33%	1.33%	2.12%	2.12%	1.60%
No. of Shareholders	12,010	14,376	19,677	22,478	28,773	40,872	38,997	39,182	39,622	42,370	42,189	39,150

Shareholding Pattern Chart

No. of Shareholders

Ugro Capital Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 25	Mar 24	Mar 23	Mar 22	Mar 21
FaceValue	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	15.68	13.39	5.69	2.06	4.07
Diluted EPS (Rs.)	14.71	13.20	5.66	2.05	4.07
Cash EPS (Rs.)	20.70	16.89	8.28	3.81	5.74
Book Value[Excl.RevalReserv]/Share (Rs.)	222.57	157.04	141.95	136.99	135.04
Book Value[Incl.RevalReserv]/Share (Rs.)	222.57	157.04	141.95	136.99	135.04
Revenue From Operations / Share (Rs.)	151.82	114.42	94.70	43.55	21.24
PBDIT / Share (Rs.)	95.41	71.73	56.94	24.08	9.70
PBIT / Share (Rs.)	90.37	67.88	54.40	22.33	8.04
PBT / Share (Rs.)	22.09	19.52	12.09	2.86	1.72
Net Profit / Share (Rs.)	15.65	13.03	5.74	2.06	4.07
PBDIT Margin (%)	62.84	62.69	60.13	55.29	45.67
PBIT Margin (%)	59.52	59.32	57.44	51.27	37.84
PBT Margin (%)	14.55	17.05	12.76	6.56	8.09
Net Profit Margin (%)	10.31	11.38	6.05	4.73	19.17
Return on Networth / Equity (%)	7.03	8.29	4.04	1.50	3.01
Return on Capital Employeed (%)	38.12	20.96	17.06	9.25	4.50
Return On Assets (%)	1.56	1.90	0.92	0.50	1.64
Long Term Debt / Equity (X)	0.00	0.99	1.16	0.72	0.31
Total Debt / Equity (X)	3.37	3.24	3.20	1.86	0.80
Asset Turnover Ratio (%)	0.18	0.19	0.18	0.13	0.10
Current Ratio (X)	1.27	1.83	1.97	2.36	3.36
Quick Ratio (X)	1.27	1.83	1.97	2.36	3.36
Interest Coverage Ratio (X)	1.40	1.48	1.35	1.24	1.54
Interest Coverage Ratio (Post Tax) (X)	1.23	1.27	1.14	1.11	1.64
Enterprise Value (Cr.)	7869.00	6209.26	3942.28	2792.18	1301.28
EV / Net Operating Revenue (X)	5.64	5.92	6.01	9.09	8.69
EV / EBITDA (X)	8.97	9.45	9.99	16.43	19.02
MarketCap / Net Operating Revenue (X)	1.08	1.92	1.53	3.84	5.68
Price / BV (X)	0.73	1.40	1.02	1.22	0.89
Price / Net Operating Revenue (X)	1.08	1.92	1.53	3.84	5.68
EarningsYield	0.09	0.05	0.03	0.01	0.03

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Ugro Capital Ltd. is a Public Limited Listed company incorporated on 10/02/1993 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L67120MH1993PLC070739 and registration number is 070739. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 1766.24 Cr. and Equity Capital is Rs. 152.82 Cr. for the Year ended 31/03/2026.

INDUSTRY	ADDRESS	CONTACT
Non-Banking Financial Company (NBFC)	Equinox Business Park, Mumbai Maharashtra 400070	Contact not found

Management
Name	Position Held
Mr. Satyananda Mishra	Non Exe.Chairman&Ind.Director
Mr. Shachindra Nath	Vice Chairman & Mng.Director
Mr. Karuppasamy Singam	Independent Director
Ms. Tabassum Abdulla Inamdar	Independent Director
Mr. Karnam Sekar	Independent Director
Mr. Hemant Bhargava	Independent Director
Mr. Rajeev K Agarwal	Independent Director
Mr. Suresh Eshwara Prabhala	Non Exe. & Nominee Director
Mr. Rohit Goyal	Non Exe. & Nominee Director
Mr. Chetan Gupta	Non Exe. & Nominee Director

FAQ

What is the intrinsic value of Ugro Capital Ltd and is it undervalued?

As of 25 April 2026, Ugro Capital Ltd's intrinsic value is ₹136.02, which is 53.18% higher than the current market price of ₹88.80, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (8.26 %), book value (₹159), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Ugro Capital Ltd?

Ugro Capital Ltd is trading at ₹88.80 as of 25 April 2026, with a FY2026-2027 high of ₹196 and low of ₹80.0. The stock is currently near its 52-week low. Market cap stands at ₹1,379 Cr..

How does Ugro Capital Ltd's P/E ratio compare to its industry?

Ugro Capital Ltd has a P/E ratio of 11.1, which is below the industry average of 123.26. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Ugro Capital Ltd financially healthy?

Key indicators for Ugro Capital Ltd: ROCE of 11.0 % is moderate. Dividend yield is 0.00 %.

Is Ugro Capital Ltd profitable and how is the profit trend?

Ugro Capital Ltd reported a net profit of ₹144 Cr in Mar 2025 on revenue of ₹1,396 Cr. Compared to ₹15 Cr in Mar 2022, the net profit shows an improving trend.

Does Ugro Capital Ltd pay dividends?

Ugro Capital Ltd has a dividend yield of 0.00 % at the current price of ₹88.80. The company is currently not paying meaningful dividends.