Generic selectors
Exact matches only
Search in title
Search in content
Post Type Selectors
post
Last Updated on: 23 February, 2024|Author: Getaka | Social: X Twitter Profile

Fundamental Analysis of Ugro Capital Ltd

About the Company - Ugro Capital Ltd

Ugro Capital Ltd. is a Public Limited Listed company incorporated on 10/02/1993 and has its registered office in the State of Maharashtra, India. Company’s Corporate Identification Number(CIN) is L67120MH1993PLC070739 and registration number is 070739. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company’s Total Operating Revenue is Rs. 307.27 Cr. and Equity Capital is Rs. 70.56 Cr. for the Year ended 31/03/2022.
INDUSTRYADDRESSCONTACT
Finance & InvestmentsEquinox Business Park, Mumbai Maharashtra 400070cs@ugrocapital.com
http://www.ugrocapital.com
Management
NamePosition Held
Mr. Shachindra NathVice Chairman & Mng.Director
Mr. Amit GuptaNon Executive Director
Mr. Chetan GuptaNon Executive Director
Mr. Karnam SekarIndependent Director
Mr. Manoj Kumar SehrawatNon Executive Director
Mr. Abhijit SenIndependent Director
Mr. Hemant BhargavaIndependent Director
Mr. Rajeev K AgarwalIndependent Director
Mrs. Smita AggarwalIndependent Director
Mr. Karuppasamy SingamIndependent Director
Mr. Satyananda MishraNon Exe.Chairman&Ind.Director

Ugro Capital Ltd. Share Price Update

Share PriceValue
Today₹267.55
Previous Day₹268.15

Basic Stock Data of Ugro Capital Ltd

Market Cap 2,482 Cr.
Current Price 268
High / Low320/144
Stock P/E24.7
Book Value 148
Dividend Yield0.00 %
ROCE10.9 %
ROE4.08 %
Face Value 10.0

Data Source: screener.in

Competitors of Ugro Capital Ltd

Stock NameMarket CapCurrent PriceHigh / LowStock P/EBook ValueDividend YieldROCEROEFace Value
Sundaram Finance Ltd 46,513 Cr. 4,1874,250/2,19029.0 9520.65 %8.00 %14.1 % 10.0
Manappuram Finance Ltd 15,570 Cr. 184193/1017.65 1251.61 %11.7 %16.6 % 2.00
AD Manum Finance Ltd 55.8 Cr. 74.497.5/40.014.4 85.80.00 %11.2 %8.15 % 10.0
DCM Financial Services Ltd 13.2 Cr. 5.937.60/3.25 21.80.00 %2.97 %% 10.0
Abhinav Leasing & Finance Ltd 10.6 Cr. 2.133.57/1.3417.8 1.130.00 %47.5 %1.78 % 1.00
Industry Average28.12 Cr54.0913.77237.150.45%16.27%8.13%6.6

Ugro Capital Ltd Quarterly Results

MonthDec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
Revenue3945516282111117149182209213245268
Interest1216222738505369829093105117
Expenses212724283951576481878299107
Financing Profit62575107161932384144
Financing Margin %15%4%10%11%6%9%6%11%11%15%18%17%16%
Other Income04013256885912
Depreciation3333342556899
Profit before tax32255810182234364146
Tax %-118%35%28%28%33%24%29%70%41%58%29%29%30%
Net Profit622336751314252933
EPS in Rs0.890.220.240.480.480.861.040.751.861.992.733.123.51
Gross NPA %1.70%1.70%1.70%2.46%1.80%1.90%
Net NPA %1.20%1.20%1.10%1.31%1.00%1.10%

Ugro Capital Ltd Quarterly Chart

Ugro Capital Ltd Profit & Loss

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023TTM
Revenue246242444105153312684935
Interest000000011445137293405
Expenses0211000368185142289375
Financing Profit23523237112433101154
Financing Margin %80%61%86%76%92%86%91%16%10%16%10%15%16%
Other Income0000000-4000034
Depreciation00000002712121832
Profit before tax235232323122084156
Tax %29%34%30%7%14%2%8%-155%-488%-137%28%53%
Net Profit1242323420291540101
EPS in Rs2.343.588.053.556.364.196.341.692.774.072.065.6411.35
Dividend Payout %0%0%0%0%0%0%0%0%0%0%0%0%

Ugro Capital Ltd Profit & Loss Yearly Chart

YoY Net Profit Growth
Year2012-20132013-20142014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-2023
YoY Net Profit Growth (%)100.00%100.00%-50.00%50.00%-33.33%50.00%33.33%400.00%45.00%-48.28%166.67%
Change in YoY Net Profit Growth (%)0.00%0.00%-150.00%100.00%-83.33%83.33%-16.67%366.67%-355.00%-93.28%214.94%

Ugro Capital Ltd Growth

Compounded Sales Growth
10 Years:66%
5 Years:187%
3 Years:87%
TTM:67%
Compounded Profit Growth
10 Years:37%
5 Years:68%
3 Years:27%
TTM:216%
Stock Price CAGR
10 Years:30%
5 Years:13%
3 Years:38%
1 Year:84%
Return on Equity
10 Years:3%
5 Years:3%
3 Years:3%
Last Year:4%

Ugro Capital Ltd Balance Sheet

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Sep 2023
Equity Capital5555555237171716991
Reserves171923252729327638518828969151,280
Preference Capital0000000140000
Borrowings0000000102557661,8023,1493,798
Other Liabilities001000072363786173161
Total Liabilities222428303234378681,2121,7552,8554,3065,331
Fixed Assets00000002038365685110
CWIP000000011146140
Investments3026152526361077355696059
Other Assets19243148817311,1011,6592,7244,1465,161
Total Assets222428303234378681,2121,7552,8554,3065,331

Ugro Capital Ltd Reserves and Borrowings Chart

Ugro Capital Ltd Cash Flow

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Cash from Operating Activity 3-224-109-41-86-799-347-1,125-1,220
Cash from Investing Activity -33-2611-61-1-347179-4643-85
Cash from Financing Activity 00000007543085081,0231,279
Net Cash Flow01-203-30321-312115-58-26

Ugro Capital Ltd Financial Efficiency Indicators

MonthMar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
ROE %5%7%15%6%10%6%8%1%2%3%2%4%

Ugro Capital Ltd Financial Efficiency Indicators Chart

Ugro Capital Ltd Share Holding Pattern

MonthMar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
Promoters2.88%2.88%2.88%2.88%2.87%2.87%2.87%2.87%2.87%2.19%2.24%2.24%
FIIs5.31%5.31%5.31%5.99%7.08%7.76%7.47%6.96%6.95%21.99%19.20%19.77%
DIIs8.44%7.42%4.66%2.03%2.10%2.03%2.02%2.02%2.02%5.46%5.81%4.46%
Public83.38%84.39%87.15%89.11%87.95%87.34%87.63%86.39%86.40%69.02%71.40%72.19%
Others0.00%0.00%0.00%0.00%0.00%0.00%0.00%1.75%1.75%1.34%1.34%1.34%
No. of Shareholders1,8382,7834,0378,71410,70310,54011,88711,83912,01014,37619,67722,478

Ugro Capital Ltd Shareholding Pattern Chart

No. of Ugro Capital Ltd Shareholders

This stock is not held by any mutual fund

Ugro Capital Ltd ROCE Trend

Ugro Capital Ltd EPS Trend

Ugro Capital Ltd Key Financial Ratios

MonthMar 23Mar 22Mar 21Mar 20Mar 19
FaceValue10.0010.0010.0010.0010.00
Basic EPS (Rs.)5.692.064.072.950.77
Diluted EPS (Rs.)5.662.054.072.870.75
Cash EPS (Rs.)8.283.815.743.812.46
Book Value[Excl.RevalReserv]/Share (Rs.)141.95136.99135.04130.66270.12
Book Value[Incl.RevalReserv]/Share (Rs.)141.95136.99135.04130.66270.12
Dividend / Share (Rs.)0.000.000.000.003.50
Revenue From Operations / Share (Rs.)94.7043.5521.2413.7116.69
PBDIT / Share (Rs.)56.9424.089.703.463.45
PBIT / Share (Rs.)54.4022.338.042.412.68
PBT / Share (Rs.)12.092.861.720.470.66
Net Profit / Share (Rs.)5.742.064.072.771.69
PBDIT Margin (%)60.1355.2945.6725.2120.66
PBIT Margin (%)57.4451.2737.8417.5716.08
PBT Margin (%)12.766.568.093.433.97
Net Profit Margin (%)6.054.7319.1720.1810.13
Return on Networth / Equity (%)4.041.503.012.110.62
Return on Capital Employeed (%)17.069.254.501.740.74
Return On Assets (%)0.920.501.641.600.45
Long Term Debt / Equity (X)1.160.720.310.050.00
Total Debt / Equity (X)3.201.860.800.270.01
Asset Turnover Ratio (%)0.180.130.100.090.08
Current Ratio (X)1.972.363.364.8224.87
Quick Ratio (X)1.972.363.364.8224.87
Dividend Payout Ratio (NP) (%)0.000.000.000.0050.23
Dividend Payout Ratio (CP) (%)0.000.000.000.0034.60
Earning Retention Ratio (%)0.000.000.000.0049.77
Cash Earning Retention Ratio (%)0.000.000.000.0065.40
Interest Coverage Ratio (X)1.351.241.541.787.68
Interest Coverage Ratio (Post Tax) (X)1.141.111.642.438.27
Enterprise Value (Cr.)3942.282792.181301.28802.41-23.28
EV / Net Operating Revenue (X)6.019.098.698.30-0.59
EV / EBITDA (X)9.9916.4319.0232.91-2.89
MarketCap / Net Operating Revenue (X)1.533.845.687.2110.90
Retention Ratios (%)0.000.000.000.0049.76
Price / BV (X)1.021.220.890.750.67
Price / Net Operating Revenue (X)1.533.845.687.2110.90
EarningsYield0.030.010.030.020.01

Ugro Capital Ltd Profitability Ratios (%)

Ugro Capital Ltd Liquidity Ratios

Ugro Capital Ltd Liquidity Ratios (%)

Ugro Capital Ltd Interest Coverage Ratios (X)

Ugro Capital Ltd Valuation Ratios

Fair Value / Intrinsic Value of Ugro Capital Ltd

Fair Value: ₹152.13

The stock is overvalued by 43.23% compared to the current price ₹268

*Investments are subject to market risks

Strength and Weakness of Ugro Capital Ltd

Unable to fetch valid data for stock valuation.

Should I Buy Ugro Capital Ltd Share Now?

  • Considering various financial indicators, investors might exercise caution regarding investment in Ugro Capital Ltd:
    1. Net Profit Margin: 6.05%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 17.06% (Industry Average ROCE: 6.16%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. Interest Coverage Ratio (Post Tax): 1.14
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    4. Quick Ratio: 1.97
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    5. ✗ Stock P/E: 25.0 (Industry average Stock P/E: 12.34)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    6. ✗ Total Debt / Equity: 3.20
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis suggests exercising caution. It's advisable to conduct further research or consult with financial experts before considering any investment.

About the Author

Author Avatar
Getaka

Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Ugro Capital Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE