IFL Enterprises Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: July 26, 2025, 2:50 pm

Market Cap	122 Cr.
Current Price	0.98
High / Low	1.38/0.56
Stock P/E	40.8
Book Value	0.63
Dividend Yield	0.00 %
ROCE	7.46 %
ROE	5.76 %
Face Value	1.00
PEG Ratio	61.61

Quick Insight

IFL Enterprises Ltd, operating within the trading and distribution sector, currently trades at ₹1.01 with a market capitalization of ₹126 crore. The company exhibits a high price-to-earnings ratio of 42.1, which may indicate overvaluation given its return on equity (ROE) of just 5.76% and return on capital employed (ROCE) of 7.46%. Notably, the absence of promoter and institutional investor stakes suggests a lack of confidence in the company's growth prospects. With 100% of shares held by the public, the company faces significant scrutiny from retail investors. Overall, the current valuation metrics indicate caution for potential investors, with a clear need for improved profitability and operational transparency.

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for IFL Enterprises Ltd

Competitors of IFL Enterprises Ltd

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
Minal Industries Ltd	88.5 Cr.	4.61	6.16/3.20	58.6	2.77	0.00 %	5.97 %	2.83 %	2.00
Mitshi India Ltd	13.7 Cr.	15.5	20.5/13.0	1,366	3.09	0.00 %	0.36 %	0.37 %	10.0
Modella Woollens Ltd	5.60 Cr.	61.5	80.0/52.5		3.63	0.00 %	%	%	10.0
MRC Agrotech Ltd	54.4 Cr.	26.6	26.6/10.2	55.0	15.0	0.00 %	5.89 %	4.46 %	10.0
MRP Agro Ltd	128 Cr.	115	174/99.3	18.6	29.3	0.00 %	39.2 %	30.3 %	10.0
Industry Average	10,653.77 Cr	183.25		140.13	114.01	0.24%	15.71%	9.21%	7.86

All Competitor Stocks of IFL Enterprises Ltd

Quarterly Result

Metric	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025
Sales	4.10	2.35	1.86	2.05	1.99	15.30	2.87	30.31	72.13
Expenses	4.93	2.32	1.78	1.11	3.20	15.37	3.21	29.78	70.37
Operating Profit	-0.83	0.03	0.08	0.94	-1.21	-0.07	-0.34	0.53	1.76
OPM %	-20.24%	1.28%	4.30%	45.85%	-60.80%	-0.46%	-11.85%	1.75%	2.44%
Other Income	0.91	0.44	0.35	0.27	0.62	0.32	0.00	0.00	2.29
Interest	0.00	0.00	0.00	0.00	0.01	0.01	0.00	0.00	0.00
Depreciation	0.02	0.01	0.02	0.03	0.19	0.07	0.21	0.12	0.13
Profit before tax	0.06	0.46	0.41	1.18	-0.79	0.17	-0.55	0.41	3.92
Tax %	50.00%	26.09%	26.83%	26.27%	-15.19%	88.24%	12.73%	0.00%	22.45%
Net Profit	0.03	0.34	0.31	0.88	-0.68	0.03	-0.62	0.41	3.04
EPS in Rs	0.00	0.00	0.00	0.01	-0.01	0.00	-0.00	0.00	0.02

Last Updated: July 15, 2025, 5:35 pm

Below is a detailed analysis of the quarterly data for IFL Enterprises Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

For Sales, as of Mar 2025, the value is 72.13 Cr.. The value appears strong and on an upward trend. It has increased from 30.31 Cr. (Dec 2024) to 72.13 Cr., marking an increase of 41.82 Cr..
For Expenses, as of Mar 2025, the value is 70.37 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 29.78 Cr. (Dec 2024) to 70.37 Cr., marking an increase of 40.59 Cr..
For Operating Profit, as of Mar 2025, the value is 1.76 Cr.. The value appears strong and on an upward trend. It has increased from 0.53 Cr. (Dec 2024) to 1.76 Cr., marking an increase of 1.23 Cr..
For OPM %, as of Mar 2025, the value is 2.44%. The value appears strong and on an upward trend. It has increased from 1.75% (Dec 2024) to 2.44%, marking an increase of 0.69%.
For Other Income, as of Mar 2025, the value is 2.29 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Dec 2024) to 2.29 Cr., marking an increase of 2.29 Cr..
For Interest, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 0.00 Cr..
For Depreciation, as of Mar 2025, the value is 0.13 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.12 Cr. (Dec 2024) to 0.13 Cr., marking an increase of 0.01 Cr..
For Profit before tax, as of Mar 2025, the value is 3.92 Cr.. The value appears strong and on an upward trend. It has increased from 0.41 Cr. (Dec 2024) to 3.92 Cr., marking an increase of 3.51 Cr..
For Tax %, as of Mar 2025, the value is 22.45%. The value appears to be increasing, which may not be favorable. It has increased from 0.00% (Dec 2024) to 22.45%, marking an increase of 22.45%.
For Net Profit, as of Mar 2025, the value is 3.04 Cr.. The value appears strong and on an upward trend. It has increased from 0.41 Cr. (Dec 2024) to 3.04 Cr., marking an increase of 2.63 Cr..
For EPS in Rs, as of Mar 2025, the value is 0.02. The value appears strong and on an upward trend. It has increased from 0.00 (Dec 2024) to 0.02, marking an increase of 0.02.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: June 16, 2025, 12:51 pm

Metric	Mar 2023	Mar 2024	Mar 2025
Sales	8	8	121
Expenses	9	8	119
Operating Profit	-1	-0	2
OPM %	-7%	-2%	2%
Other Income	1	2	3
Interest	0	0	0
Depreciation	0	0	0
Profit before tax	1	1	4
Tax %	28%	33%	25%
Net Profit	1	1	3
EPS in Rs	0.00	0.01	0.02
Dividend Payout %	0%	0%	0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2023-2024	2024-2025
YoY Net Profit Growth (%)	0.00%	200.00%
Change in YoY Net Profit Growth (%)	0.00%	200.00%

IFL Enterprises Ltd has shown a consistent positive trend in YoY Net Profit Growth (%) in the last 2 years from 2023-2024 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:	%
5 Years:	%
3 Years:	%
TTM:	1364%

Compounded Profit Growth
10 Years:	%
5 Years:	%
3 Years:	%
TTM:	252%

Stock Price CAGR
10 Years:	%
5 Years:	39%
3 Years:	-29%
1 Year:	-14%

Return on Equity
10 Years:	%
5 Years:	%
3 Years:	%
Last Year:	6%

Last Updated: Unknown

Balance Sheet

Last Updated: July 25, 2025, 1:04 pm

Month	Mar 2023	Mar 2024	Mar 2025
Equity Capital	18	25	75
Reserves	7	1	4
Borrowings	0	0	4
Other Liabilities	3	3	81
Total Liabilities	28	29	163
Fixed Assets	0	2	1
CWIP	0	0	0
Investments	0	0	0
Other Assets	28	27	162
Total Assets	28	29	163

Below is a detailed analysis of the balance sheet data for IFL Enterprises Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

For Equity Capital, as of Mar 2025, the value is 75.00 Cr.. The value appears strong and on an upward trend. It has increased from 25.00 Cr. (Mar 2024) to 75.00 Cr., marking an increase of 50.00 Cr..
For Reserves, as of Mar 2025, the value is 4.00 Cr.. The value appears strong and on an upward trend. It has increased from 1.00 Cr. (Mar 2024) to 4.00 Cr., marking an increase of 3.00 Cr..
For Borrowings, as of Mar 2025, the value is 4.00 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 0.00 Cr. (Mar 2024) to 4.00 Cr., marking an increase of 4.00 Cr..
For Other Liabilities, as of Mar 2025, the value is 81.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3.00 Cr. (Mar 2024) to 81.00 Cr., marking an increase of 78.00 Cr..
For Total Liabilities, as of Mar 2025, the value is 163.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 29.00 Cr. (Mar 2024) to 163.00 Cr., marking an increase of 134.00 Cr..
For Fixed Assets, as of Mar 2025, the value is 1.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2.00 Cr. (Mar 2024) to 1.00 Cr., marking a decrease of 1.00 Cr..
For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
For Investments, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
For Other Assets, as of Mar 2025, the value is 162.00 Cr.. The value appears strong and on an upward trend. It has increased from 27.00 Cr. (Mar 2024) to 162.00 Cr., marking an increase of 135.00 Cr..
For Total Assets, as of Mar 2025, the value is 163.00 Cr.. The value appears strong and on an upward trend. It has increased from 29.00 Cr. (Mar 2024) to 163.00 Cr., marking an increase of 134.00 Cr..

Reserves and Borrowings are well balanced.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Reserves and Borrowings Chart

Cash Flow

Month	Month		Mar 2023
Cash from Operating Activity +	-2	-2	35
Cash from Investing Activity +	-18	3	-85
Cash from Financing Activity +	18	-0	49
Net Cash Flow	-1	1	-0

Free Cash Flow

Month	Mar 2023	Mar 2024	Mar 2025
Free Cash Flow	-1.00	0.00	-2.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2023	Mar 2024	Mar 2025
Debtor Days	190	231	164
Inventory Days	49	26	0
Days Payable	29	105	246
Cash Conversion Cycle	210	152	-82
Working Capital Days	1,104	1,029	242
ROCE %		5%	7%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	May 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025
Promoters	3.67%	1.21%	1.21%	1.21%	1.21%	1.21%	2.26%	2.26%	2.76%	0.93%	0.00%	0.00%
Public	96.33%	98.80%	98.79%	98.79%	98.79%	98.79%	97.74%	97.74%	97.23%	99.08%	100.01%	100.00%
No. of Shareholders	127	129	398	1,643	4,992	12,623	54,944	63,235	64,890	1,27,906	1,48,095	1,52,196

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund.

ROCE / ROE Trend

EPS Trend

Key Financial Ratios

Month	Mar 25	Mar 24	Mar 23
FaceValue	1.00	1.00	10.00
Basic EPS (Rs.)	0.05	0.03	0.42
Diluted EPS (Rs.)	0.05	0.03	0.42
Cash EPS (Rs.)	0.04	0.04	0.30
Book Value[Excl.RevalReserv]/Share (Rs.)	1.05	1.02	13.75
Book Value[Incl.RevalReserv]/Share (Rs.)	1.05	1.02	13.75
Revenue From Operations / Share (Rs.)	1.62	0.32	4.49
PBDIT / Share (Rs.)	0.06	0.06	0.41
PBIT / Share (Rs.)	0.05	0.05	0.39
PBT / Share (Rs.)	0.05	0.05	0.39
Net Profit / Share (Rs.)	0.04	0.03	0.28
NP After MI And SOA / Share (Rs.)	0.04	0.03	0.28
PBDIT Margin (%)	3.74	18.52	9.25
PBIT Margin (%)	3.33	15.57	8.80
PBT Margin (%)	3.32	15.41	8.80
Net Profit Margin (%)	2.48	10.25	6.33
NP After MI And SOA Margin (%)	2.48	10.25	6.33
Return on Networth / Equity (%)	3.82	3.29	2.07
Return on Capital Employeed (%)	4.91	4.95	2.87
Return On Assets (%)	1.83	2.92	1.81
Long Term Debt / Equity (X)	0.04	0.01	0.00
Total Debt / Equity (X)	0.04	0.01	0.00
Asset Turnover Ratio (%)	1.25	0.28	0.00
Current Ratio (X)	1.99	9.04	8.13
Quick Ratio (X)	1.99	8.88	7.84
Dividend Payout Ratio (NP) (%)	0.00	26.90	0.00
Dividend Payout Ratio (CP) (%)	0.00	20.88	0.00
Earning Retention Ratio (%)	0.00	73.10	0.00
Cash Earning Retention Ratio (%)	0.00	79.12	0.00
Interest Coverage Ratio (X)	386.23	118.37	3781.00
Interest Coverage Ratio (Post Tax) (X)	256.73	66.52	2591.50
Enterprise Value (Cr.)	50.29	41.36	293.20
EV / Net Operating Revenue (X)	0.41	5.02	35.87
EV / EBITDA (X)	11.06	27.09	387.73
MarketCap / Net Operating Revenue (X)	0.38	5.10	35.89
Retention Ratios (%)	0.00	73.09	0.00
Price / BV (X)	0.60	1.64	11.73
Price / Net Operating Revenue (X)	0.38	5.10	35.89
EarningsYield	0.06	0.02	0.00

After reviewing the key financial ratios for IFL Enterprises Ltd, here is a detailed analysis based on the latest available data and recent trends:

For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.00.
For Basic EPS (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 5. It has increased from 0.03 (Mar 24) to 0.05, marking an increase of 0.02.
For Diluted EPS (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 5. It has increased from 0.03 (Mar 24) to 0.05, marking an increase of 0.02.
For Cash EPS (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 3. There is no change compared to the previous period (Mar 24) which recorded 0.04.
For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.05. It has increased from 1.02 (Mar 24) to 1.05, marking an increase of 0.03.
For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.05. It has increased from 1.02 (Mar 24) to 1.05, marking an increase of 0.03.
For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 1.62. It has increased from 0.32 (Mar 24) to 1.62, marking an increase of 1.30.
For PBDIT / Share (Rs.), as of Mar 25, the value is 0.06. This value is below the healthy minimum of 2. There is no change compared to the previous period (Mar 24) which recorded 0.06.
For PBIT / Share (Rs.), as of Mar 25, the value is 0.05. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 0.05.
For PBT / Share (Rs.), as of Mar 25, the value is 0.05. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 0.05.
For Net Profit / Share (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 2. It has increased from 0.03 (Mar 24) to 0.04, marking an increase of 0.01.
For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 2. It has increased from 0.03 (Mar 24) to 0.04, marking an increase of 0.01.
For PBDIT Margin (%), as of Mar 25, the value is 3.74. This value is below the healthy minimum of 10. It has decreased from 18.52 (Mar 24) to 3.74, marking a decrease of 14.78.
For PBIT Margin (%), as of Mar 25, the value is 3.33. This value is below the healthy minimum of 10. It has decreased from 15.57 (Mar 24) to 3.33, marking a decrease of 12.24.
For PBT Margin (%), as of Mar 25, the value is 3.32. This value is below the healthy minimum of 10. It has decreased from 15.41 (Mar 24) to 3.32, marking a decrease of 12.09.
For Net Profit Margin (%), as of Mar 25, the value is 2.48. This value is below the healthy minimum of 5. It has decreased from 10.25 (Mar 24) to 2.48, marking a decrease of 7.77.
For NP After MI And SOA Margin (%), as of Mar 25, the value is 2.48. This value is below the healthy minimum of 8. It has decreased from 10.25 (Mar 24) to 2.48, marking a decrease of 7.77.
For Return on Networth / Equity (%), as of Mar 25, the value is 3.82. This value is below the healthy minimum of 15. It has increased from 3.29 (Mar 24) to 3.82, marking an increase of 0.53.
For Return on Capital Employeed (%), as of Mar 25, the value is 4.91. This value is below the healthy minimum of 10. It has decreased from 4.95 (Mar 24) to 4.91, marking a decrease of 0.04.
For Return On Assets (%), as of Mar 25, the value is 1.83. This value is below the healthy minimum of 5. It has decreased from 2.92 (Mar 24) to 1.83, marking a decrease of 1.09.
For Long Term Debt / Equity (X), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 0.2. It has increased from 0.01 (Mar 24) to 0.04, marking an increase of 0.03.
For Total Debt / Equity (X), as of Mar 25, the value is 0.04. This value is within the healthy range. It has increased from 0.01 (Mar 24) to 0.04, marking an increase of 0.03.
For Asset Turnover Ratio (%), as of Mar 25, the value is 1.25. It has increased from 0.28 (Mar 24) to 1.25, marking an increase of 0.97.
For Current Ratio (X), as of Mar 25, the value is 1.99. This value is within the healthy range. It has decreased from 9.04 (Mar 24) to 1.99, marking a decrease of 7.05.
For Quick Ratio (X), as of Mar 25, the value is 1.99. This value is within the healthy range. It has decreased from 8.88 (Mar 24) to 1.99, marking a decrease of 6.89.
For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 26.90 (Mar 24) to 0.00, marking a decrease of 26.90.
For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 20. It has decreased from 20.88 (Mar 24) to 0.00, marking a decrease of 20.88.
For Earning Retention Ratio (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 73.10 (Mar 24) to 0.00, marking a decrease of 73.10.
For Cash Earning Retention Ratio (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 40. It has decreased from 79.12 (Mar 24) to 0.00, marking a decrease of 79.12.
For Interest Coverage Ratio (X), as of Mar 25, the value is 386.23. This value is within the healthy range. It has increased from 118.37 (Mar 24) to 386.23, marking an increase of 267.86.
For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 256.73. This value is within the healthy range. It has increased from 66.52 (Mar 24) to 256.73, marking an increase of 190.21.
For Enterprise Value (Cr.), as of Mar 25, the value is 50.29. It has increased from 41.36 (Mar 24) to 50.29, marking an increase of 8.93.
For EV / Net Operating Revenue (X), as of Mar 25, the value is 0.41. This value is below the healthy minimum of 1. It has decreased from 5.02 (Mar 24) to 0.41, marking a decrease of 4.61.
For EV / EBITDA (X), as of Mar 25, the value is 11.06. This value is within the healthy range. It has decreased from 27.09 (Mar 24) to 11.06, marking a decrease of 16.03.
For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 0.38. This value is below the healthy minimum of 1. It has decreased from 5.10 (Mar 24) to 0.38, marking a decrease of 4.72.
For Retention Ratios (%), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 30. It has decreased from 73.09 (Mar 24) to 0.00, marking a decrease of 73.09.
For Price / BV (X), as of Mar 25, the value is 0.60. This value is below the healthy minimum of 1. It has decreased from 1.64 (Mar 24) to 0.60, marking a decrease of 1.04.
For Price / Net Operating Revenue (X), as of Mar 25, the value is 0.38. This value is below the healthy minimum of 1. It has decreased from 5.10 (Mar 24) to 0.38, marking a decrease of 4.72.
For EarningsYield, as of Mar 25, the value is 0.06. This value is below the healthy minimum of 5. It has increased from 0.02 (Mar 24) to 0.06, marking an increase of 0.04.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of IFL Enterprises Ltd as of July 27, 2025 is: 1.21

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of July 27, 2025, IFL Enterprises Ltd is Undervalued by 23.47% compared to the current share price 0.98

Intrinsic Value of IFL Enterprises Ltd as of July 27, 2025 is: 1.22

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of July 27, 2025, IFL Enterprises Ltd is Undervalued by 24.49% compared to the current share price 0.98

Last 5 Year EPS CAGR: 0.66%

*Investments are subject to market risks

Strength and Weakness

Strength	Weakness
The stock is trading at a low valuation with an average P/B ratio of 0.16 and average Dividend Yield of 9.23%. The company has higher reserves (4.00 cr) compared to borrowings (1.33 cr), indicating strong financial stability. The company has shown consistent growth in sales (45.67 cr) and profit (2.00 cr) over the years.	The stock has a low average ROCE of 4.00%, which may not be favorable. The stock has a high average Working Capital Days of 81.33, which may not be favorable. The stock has a high average Cash Conversion Cycle of 93.33, which may not be favorable.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in IFL Enterprises Ltd:
1. Net Profit Margin: 2.48%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 4.91% (Industry Average ROCE: 15.71%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 3.82% (Industry Average ROE: 9.21%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 256.73
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 1.99
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 40.8 (Industry average Stock P/E: 140.13)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0.04
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

IFL Enterprises Ltd. is a Public Limited Listed company incorporated on 23/01/2009 and has its registered office in the State of Gujarat, India. Company's Corporate Identification Number(CIN) is L74110GJ2009PLC151201 and registration number is 151201. Currently Company is involved in the business activities of Retail sale via stalls and markets of textiles, clothing and footwear. Company's Total Operating Revenue is Rs. 68.48 Cr. and Equity Capital is Rs. 74.54 Cr. for the Year ended 31/03/2025.

INDUSTRY	ADDRESS	CONTACT
Trading & Distributors	Office No. 412, 4th Floor Shilp Zaveri, Samruddhi Soc., NR. Shyam Ahmedabad Gujarat 380015	Iflenterprice3@gmail.com www.iflenterprises.com

Management
Name	Position Held
Mr. Jitendra Vaishnav	Managing Director & CFO
Ms. Vinaben Kanaiyalal Joshi	Non Executive Director
Mr. Samad Ahmed Khan	Independent Director
Mr. Falguni Mehal Raval	Independent Director

FAQ

What is the intrinsic value of IFL Enterprises Ltd?

IFL Enterprises Ltd's intrinsic value (as of 26 July 2025) is 1.21 23.47% higher the current market price of 0.98, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 122 Cr. market cap, FY2025-2026 high/low of 1.38/0.56, reserves of 4 Cr, and liabilities of 163 Cr.

What is the Market Cap of IFL Enterprises Ltd?

The Market Cap of IFL Enterprises Ltd is 122 Cr..

What is the current Stock Price of IFL Enterprises Ltd as on 26 July 2025?

The current stock price of IFL Enterprises Ltd as on 26 July 2025 is 0.98.

What is the High / Low of IFL Enterprises Ltd stocks in FY 2025-2026?

In FY 2025-2026, the High / Low of IFL Enterprises Ltd stocks is ₹1.38/0.56.

What is the Stock P/E of IFL Enterprises Ltd?

The Stock P/E of IFL Enterprises Ltd is 40.8.

What is the Book Value of IFL Enterprises Ltd?

The Book Value of IFL Enterprises Ltd is 0.63.

What is the Dividend Yield of IFL Enterprises Ltd?

The Dividend Yield of IFL Enterprises Ltd is 0.00 %.

What is the ROCE of IFL Enterprises Ltd?

The ROCE of IFL Enterprises Ltd is 7.46 %.

What is the ROE of IFL Enterprises Ltd?

The ROE of IFL Enterprises Ltd is 5.76 %.

What is the Face Value of IFL Enterprises Ltd?

The Face Value of IFL Enterprises Ltd is 1.00.