IFL Enterprises Ltd: Fundamental Analysis, Share Price Insights & Intrinsic Value (2024)

Share Price and Basic Stock Data

Last Updated: December 21, 2024, 12:47 am

Market Cap	72.8 Cr.
Current Price	0.97
High / Low	1.82/0.92
Stock P/E
Book Value	0.99
Dividend Yield	0.00 %
ROCE	5.06 %
ROE	3.36 %
Face Value	1.00
PEG Ratio	0.00

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for IFL Enterprises Ltd

Competitors of

Stock Name	Market Cap	Current Price	High / Low	Stock P/E	Book Value	Dividend Yield	ROCE	ROE	Face Value
MRC Agrotech Ltd	35.6 Cr.	17.4	20.5/10.2		15.2	0.00 %	%	%	10.0
MRP Agro Ltd	135 Cr.	135	161/42.2	57.9	14.6	0.00 %	12.3 %	9.53 %	10.0
Mrugesh Trading Ltd	0.11 Cr.	4.63	4.63/4.20	0.17	762	0.00 %	0.00 %	0.00 %	10.0
Mukta Agriculture Ltd	11.9 Cr.	5.50	7.84/3.20	54.2	10.3	0.00 %	0.29 %	0.26 %	10.0
Muller and Phipps (India) Ltd	18.7 Cr.	298	726/173		23.8	0.00 %	%	%	10.0
Industry Average	10,107.27 Cr	175.97		137.16	128.40	0.12%	12.22%	9.11%	8.32

All Competitor Stocks of

Quarterly Result

Month	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024
Sales	4.10	2.35	1.86	2.05	1.99	15.30
Expenses	4.93	2.32	1.78	1.11	3.20	15.37
Operating Profit	-0.83	0.03	0.08	0.94	-1.21	-0.07
OPM %	-20.24%	1.28%	4.30%	45.85%	-60.80%	-0.46%
Other Income	0.91	0.44	0.35	0.27	0.62	0.32
Interest	0.00	0.00	0.00	0.00	0.01	0.01
Depreciation	0.02	0.01	0.02	0.03	0.19	0.07
Profit before tax	0.06	0.46	0.41	1.18	-0.79	0.17
Tax %	50.00%	26.09%	26.83%	26.27%	-15.19%	88.24%
Net Profit	0.03	0.34	0.31	0.88	-0.68	0.03
EPS in Rs	0.00	0.00	0.00	0.01	-0.01	0.00

Last Updated: November 6, 2024, 6:31 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: November 22, 2024, 2:19 pm

Month	Mar 2023	Mar 2024	TTM
Sales	8.17	8.24	22.21
Expenses	8.71	8.39	22.81
Operating Profit	-0.54	-0.15	-0.60
OPM %	-6.61%	-1.82%	-2.70%
Other Income	1.30	1.68	1.06
Interest	0.00	0.02	0.02
Depreciation	0.04	0.24	0.45
Profit before tax	0.72	1.27	-0.01
Tax %	27.78%	33.07%
Net Profit	0.52	0.85	-0.19
EPS in Rs	0.01	0.01	-0.01
Dividend Payout %	0.00%	0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2023-2024
YoY Net Profit Growth (%)	63.46%
Change in YoY Net Profit Growth (%)	0.00%

IFL Enterprises Ltd has shown a consistent positive trend in YoY Net Profit Growth (%) in the last 1 years from 2023-2024 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:	%
5 Years:	%
3 Years:	%
TTM:	1%

Compounded Profit Growth
10 Years:	%
5 Years:	%
3 Years:	%
TTM:	63%

Stock Price CAGR
10 Years:	%
5 Years:	%
3 Years:	20%
1 Year:	-33%

Return on Equity
10 Years:	%
5 Years:	%
3 Years:	%
Last Year:	3%

Last Updated: Unknown

Balance Sheet

Last Updated: November 14, 2024, 2:31 pm

Month	Mar 2023	Mar 2024	Sep 2024
Equity Capital	18.19	25.01	74.40
Reserves	6.82	0.61	0.22
Borrowings	0.00	0.34	4.38
Other Liabilities	3.49	2.95	63.92
Total Liabilities	28.50	28.91	142.92
Fixed Assets	0.09	1.56	1.34
CWIP	0.00	0.00	0.00
Investments	0.03	0.21	0.21
Other Assets	28.38	27.14	141.37
Total Assets	28.50	28.91	142.92

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2023	Mar 2024
Cash from Operating Activity +	-1.79	-1.95
Cash from Investing Activity +	-17.78	2.65
Cash from Financing Activity +	18.28	-0.05
Net Cash Flow	-1.28	0.66

Free Cash Flow

Month	Mar 2023	Mar 2024
Free Cash Flow	-0.54	-0.49

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2023	Mar 2024
Debtor Days	190.32	230.78
Inventory Days	48.73	25.92
Days Payable	28.75	104.74
Cash Conversion Cycle	210.30	151.96
Working Capital Days	1,103.94	1,029.44
ROCE %		5.06%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Dec 2021	Mar 2022	May 2022	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024
Promoters	2.71%	3.67%	3.67%	1.21%	1.21%	1.21%	1.21%	1.21%	2.26%	2.26%	2.76%	0.93%
Public	97.29%	96.33%	96.33%	98.80%	98.79%	98.79%	98.79%	98.79%	97.74%	97.74%	97.23%	99.08%
No. of Shareholders	116	123	127	129	398	1,643	4,992	12,623	54,944	63,235	64,890	1,27,906

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE / ROE Trend

EPS Trend

Key Financial Ratios

Month	Mar 24	Mar 23
FaceValue	1.00	10.00
Basic EPS (Rs.)	0.03	0.42
Diluted EPS (Rs.)	0.03	0.42
Cash EPS (Rs.)	0.04	0.30
Book Value[Excl.RevalReserv]/Share (Rs.)	1.02	13.75
Book Value[Incl.RevalReserv]/Share (Rs.)	1.02	13.75
Revenue From Operations / Share (Rs.)	0.32	4.49
PBDIT / Share (Rs.)	0.06	0.41
PBIT / Share (Rs.)	0.05	0.39
PBT / Share (Rs.)	0.05	0.39
Net Profit / Share (Rs.)	0.03	0.28
NP After MI And SOA / Share (Rs.)	0.03	0.28
PBDIT Margin (%)	18.52	9.25
PBIT Margin (%)	15.57	8.80
PBT Margin (%)	15.41	8.80
Net Profit Margin (%)	10.25	6.33
NP After MI And SOA Margin (%)	10.25	6.33
Return on Networth / Equity (%)	3.29	2.07
Return on Capital Employeed (%)	4.95	2.87
Return On Assets (%)	2.92	1.81
Long Term Debt / Equity (X)	0.01	0.00
Total Debt / Equity (X)	0.01	0.00
Asset Turnover Ratio (%)	0.28	0.00
Current Ratio (X)	9.04	8.13
Quick Ratio (X)	8.88	7.84
Dividend Payout Ratio (NP) (%)	26.90	0.00
Dividend Payout Ratio (CP) (%)	20.88	0.00
Earning Retention Ratio (%)	73.10	0.00
Cash Earning Retention Ratio (%)	79.12	0.00
Interest Coverage Ratio (X)	118.37	3781.00
Interest Coverage Ratio (Post Tax) (X)	66.52	2591.50
Enterprise Value (Cr.)	41.36	293.20
EV / Net Operating Revenue (X)	5.02	35.87
EV / EBITDA (X)	27.09	387.73
MarketCap / Net Operating Revenue (X)	5.10	35.89
Retention Ratios (%)	73.09	0.00
Price / BV (X)	1.64	11.73
Price / Net Operating Revenue (X)	5.10	35.89
EarningsYield	0.02	0.00

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of IFL Enterprises Ltd as of December 26, 2024 is: 0.51

Calculation basis:

Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of December 26, 2024, IFL Enterprises Ltd is Overvalued by 47.42% compared to the current share price 0.97

Default values used*: Default value of 15 for Stock P/E is used

Intrinsic Value of IFL Enterprises Ltd as of December 26, 2024 is: 0.51

Calculation basis:

Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of December 26, 2024, IFL Enterprises Ltd is Overvalued by 47.42% compared to the current share price 0.97

Default values used*: Default value of 15 for Stock P/E is used

Last 5 Year EPS CAGR: -0.66%

*Investments are subject to market risks

Strength and Weakness

Strength	Weakness
The stock is trading at a low valuation with an average P/B ratio of 0.22 and average Dividend Yield of 12.19%. The stock has a low average Working Capital Days of 1.00, which is a positive sign. The company has higher reserves (2.55 cr) compared to borrowings (1.57 cr), indicating strong financial stability. The company has shown consistent growth in sales (12.87 cr) and profit (0.66 cr) over the years.	The stock has a low average ROCE of 2.53%, which may not be favorable. The stock has a high average Cash Conversion Cycle of 181.13, which may not be favorable.

Strength

Weakness

The stock is trading at a low valuation with an average P/B ratio of 0.22 and average Dividend Yield of 12.19%.
The stock has a low average Working Capital Days of 1.00, which is a positive sign.
The company has higher reserves (2.55 cr) compared to borrowings (1.57 cr), indicating strong financial stability.
The company has shown consistent growth in sales (12.87 cr) and profit (0.66 cr) over the years.

The stock has a low average ROCE of 2.53%, which may not be favorable.
The stock has a high average Cash Conversion Cycle of 181.13, which may not be favorable.

Stock Analysis

Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in IFL Enterprises Ltd:
1. Net Profit Margin: 10.25%
  - Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
2. ROCE: 4.95% (Industry Average ROCE: 12.22%)
  - ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
3. ROE%: 3.29% (Industry Average ROE: 9.11%)
  - ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
4. Interest Coverage Ratio (Post Tax): 66.52
  - Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
5. Quick Ratio: 8.88
  - Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
6. Stock P/E: 0 (Industry average Stock P/E: 137.16)
  - Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
7. Total Debt / Equity: 0.01
  - Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
Stock Rating:

About the Company - Qualitative Analysis

IFL Enterprises Ltd. is a Public Limited Listed company incorporated on 23/01/2009 and has its registered office in the State of Delhi, India. Company’s Corporate Identification Number(CIN) is L74110DL2009PLC186958 and registration number is 186958. Currently Company is involved in the business activities of Retail sale via stalls and markets of textiles, clothing and footwear. Company’s Total Operating Revenue is Rs. 1.46 Cr. and Equity Capital is Rs. 3.00 Cr. for the Year ended 31/03/2022.

INDUSTRY	ADDRESS	CONTACT
Trading & Distributors	Office No. 412, 4th Floor Shilp Zaveri, Samruddhi Soc., NR. Shyam Ahmedabad Delhi 380015	iflenterprises@rediffmail.com http://www.iflenterprises.com

Management
Name	Position Held
Mr. Jitendra Vaishnav	Managing Director & CFO
Ms. Vinaben Kanaiyalal Joshi	Non Executive Director
Mr. Samad Ahmed Khan	Independent Director
Mr. Falguni Mehal Raval	Independent Director

FAQ

What is the latest intrinsic value of IFL Enterprises Ltd?

The latest intrinsic value of IFL Enterprises Ltd as on 26 December 2024 is ₹0.51, which is 47.42% lower than the current market price of ₹0.97. The stock has a market capitalization of 72.8 Cr. and recorded a high/low of 1.82/0.92 during the current fiscal year 2024-2025. As of Sep 2024, the company has reserves of ₹0.22 Cr and total liabilities of ₹142.92 Cr.

What is the Market Cap of IFL Enterprises Ltd?

The Market Cap of IFL Enterprises Ltd is 72.8 Cr..

What is the current Stock Price of IFL Enterprises Ltd as on 26 December 2024?

The current stock price of IFL Enterprises Ltd as on 26 December 2024 is 0.97.

What is the High / Low of IFL Enterprises Ltd stocks in FY 2024-2025?

In FY 2024-2025, the High / Low of IFL Enterprises Ltd stocks is 1.82/0.92.

What is the Stock P/E of IFL Enterprises Ltd?

The Stock P/E of IFL Enterprises Ltd is .

What is the Book Value of IFL Enterprises Ltd?

The Book Value of IFL Enterprises Ltd is 0.99.

What is the Dividend Yield of IFL Enterprises Ltd?

The Dividend Yield of IFL Enterprises Ltd is 0.00 %.

What is the ROCE of IFL Enterprises Ltd?

The ROCE of IFL Enterprises Ltd is 5.06 %.

What is the ROE of IFL Enterprises Ltd?

The ROE of IFL Enterprises Ltd is 3.36 %.

What is the Face Value of IFL Enterprises Ltd?

The Face Value of IFL Enterprises Ltd is 1.00.