Recurring Deposit (RD) Calculator
Total Invested
₹300,000.00
Maturity Value
₹364,457.90
Interest Earned
₹64,457.90
17.69% of maturity is interest
IRR (Annualized, cashflow-based)
7.71%
Nominal effective rate: 7.71%
Post-Tax Maturity
₹345,120.53
Real Value (Today's ₹)
₹272,344.15
After inflation + tax: ₹257,894.14
Note: Bank-style quarterly crediting simulates monthly interest accrual credited into principal every quarter (optional quarter-end rounding).
Growth chart (Invested vs Balance) — hover for tooltip
Showing all months
| Month | Deposit | Invested | Balance | Interest |
|---|
The schedule shows every month from the beginning to maturity (up to 600 rows). Use CSV for offline.