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Last Updated on: 14 April, 2024|Author: Getaka | Social: X Twitter Profile
Stock Ticker - BSE: 540776 | NSE: 5PAISA

Fundamental Analysis of 5Paisa Capital Ltd

About the Company - 5Paisa Capital Ltd

5Paisa Capital Ltd. is a Public Limited Listed company incorporated on 10/07/2007 and has its registered office in the State of Maharashtra, India. Company’s Corporate Identification Number(CIN) is L67190MH2007PLC289249 and registration number is 289249. Currently Company is involved in the business activities of Security and commodity contracts brokerage. Company’s Total Operating Revenue is Rs. 296.66 Cr. and Equity Capital is Rs. 29.42 Cr. for the Year ended 31/03/2022.
INDUSTRYADDRESSCONTACT
Finance & InvestmentsIIFL House, Sun Infotech Park, Road no. 16, Plot no. B-23, Thane Maharashtra 400604csteam@5paisa.com
http://www.5paisa.com
Management
NamePosition Held
Mr. Narayan GangadharManaging Director & CEO
Mr. Prakarsh GagdaniWholeTime Director & CBO
Mr. Gourav MunjalWholeTime Director & CFO
Dr. Archana Niranjan HingoraniChairperson & Independent Director
Mr. Ravindra GarikipatiIndependent Director
Ms. Nirali SanghiIndependent Director
Mr. Milin MehtaIndependent Director

5Paisa Capital Ltd. Share Price Update

Share PriceValue
Today₹554.95
Previous Day₹549.50

Basic Stock Data of 5Paisa Capital Ltd

Last Updated: April 9, 2024, 7:08 pm

Market Cap 1,780 Cr.
Current Price 571
High / Low759/285
Stock P/E28.2
Book Value 161
Dividend Yield0.00 %
ROCE12.4 %
ROE10.6 %
Face Value 10.0

Data Source: screener.in

Competitors of 5Paisa Capital Ltd

Stock NameMarket CapCurrent PriceHigh / LowStock P/EBook ValueDividend YieldROCEROEFace Value
Motor & General Finance Ltd 137 Cr. 35.551.8/26.6 19.00.00 %3.07 %3.76 % 5.00
The Investment Trust of India Ltd (THEINVEST) 750 Cr. 144172/70.526.6 1240.00 %4.54 %1.86 % 10.0
Nalwa Sons Investments Ltd 1,758 Cr. 3,4213,880/2,07029.6 20,6000.00 %1.57 %1.14 % 10.0
Summit Securities Ltd 1,349 Cr. 1,2381,508/58120.3 7,1630.00 %0.98 %0.77 % 10.0
TCI Finance Ltd 6.82 Cr. 5.306.22/2.65 41.00.00 %%% 10.0
Industry Average800.16 Cr968.7615.305,589.400.00%2.03%1.51%9.00

5Paisa Capital Ltd Quarterly Results

MonthDec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
Sales505060688088848084918597100
Expenses40374561727566606165596370
Operating Profit101315791318202325263430
OPM %19%26%24%11%11%15%21%25%27%28%30%35%30%
Other Income0011000101000
Interest4455765565468
Depreciation1111122222222
Profit before tax481021610141519192520
Tax %29%25%27%15%25%27%27%24%25%25%25%23%25%
Net Profit3671147111114151915
EPS in Rs1.252.302.450.470.251.502.513.513.604.704.756.194.84

Last Updated: April 4, 2024, 4:32 pm

5Paisa Capital Ltd Quarterly Chart

5Paisa Capital Limited Profit & Loss

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023TTM
Sales72061108195298338356
Expenses22517899150251252248
Operating Profit-15-32-1710454787107
OPM %-199%-161%-28%9%23%16%26%30%
Other Income00000011
Interest1171521232121
Depreciation01145599
Profit before tax-16-33-25-1020185878
Tax %29%24%25%18%26%26%25%
Net Profit-12-25-19-815144459
EPS in Rs-3.30-9.92-7.43-3.105.764.6714.2219.24
Dividend Payout %0%0%0%0%0%0%0%

5Paisa Capital Ltd Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2017-20182018-20192019-20202020-20212021-20222022-2023
YoY Net Profit Growth (%)-108.33%24.00%57.89%287.50%-6.67%214.29%
Change in YoY Net Profit Growth (%)0.00%132.33%33.89%229.61%-294.17%220.95%

5Paisa Capital Ltd Growth

Compounded Sales Growth
10 Years:%
5 Years:77%
3 Years:46%
TTM:11%
Compounded Profit Growth
10 Years:%
5 Years:30%
3 Years:96%
TTM:88%
Stock Price CAGR
10 Years:%
5 Years:32%
3 Years:23%
1 Year:96%
Return on Equity
10 Years:%
5 Years:5%
3 Years:9%
Last Year:11%

5Paisa Capital Limited Balance Sheet

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Sep 2023
Equity Capital1313132526293131
Reserves765032113131330433470
Borrowings-01692219234279169280
Other Liabilities21521452664779711,0091,235
Total Liabilities1091312826248671,6091,6422,015
Fixed Assets02288111612
CWIP0002-00-0-0
Investments-0-03991482
Other Assets1091292776058511,5831,6182,001
Total Assets1091312826248671,6091,6422,015

5Paisa Capital Ltd Reserves and Borrowings Chart

5Paisa Capital Limited Cash Flow

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Cash from Operating Activity -21-5115-2372-14125
Cash from Investing Activity 2-5139-1-12-8
Cash from Financing Activity 87-127156-4225-85
Net Cash Flow68-5643-42-373-68

5Paisa Capital Ltd Financial Efficiency Indicators

MonthMar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023
Debtor Days2010120-000
Inventory Days
Days Payable
Cash Conversion Cycle2010120-000
Working Capital Days-210-20-177-75-577-1,026-941
ROCE %-39%-17%2%11%8%12%

5Paisa Capital Ltd Financial Efficiency Indicators Chart

5Paisa Capital Limited Share Holding Pattern

MonthMar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
Promoters34.53%29.97%29.96%29.95%29.95%29.94%32.68%32.68%33.33%33.39%33.27%32.84%
FIIs17.45%25.05%25.03%24.87%24.86%24.85%23.90%23.89%23.80%23.54%23.08%22.37%
DIIs0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.20%
Public48.02%44.98%45.01%45.17%45.19%45.19%43.39%43.40%42.86%43.05%43.63%44.57%
Others0.00%0.00%0.00%0.00%0.00%0.01%0.01%0.01%0.01%0.01%0.01%0.01%
No. of Shareholders15,74716,55417,57717,88621,47522,18824,33925,00526,27827,91432,04933,164

5Paisa Capital Ltd Shareholding Pattern Chart

No. of 5Paisa Capital Ltd Shareholders

5Paisa Capital Ltd Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)
DSP Banking & Financial Services Fund660690.713.98

5Paisa Capital Ltd ROCE Trend

5Paisa Capital Ltd EPS Trend

5Paisa Capital Ltd Key Financial Ratios

MonthMar 23Mar 22Mar 21Mar 20Mar 19
FaceValue10.0010.0010.0010.0010.00
Basic EPS (Rs.)14.424.725.76-3.39-14.88
Diluted EPS (Rs.)14.334.685.73-3.39-14.88
Cash EPS (Rs.)17.096.387.56-1.59-13.74
Book Value[Excl.RevalReserv]/Share (Rs.)151.21127.1361.1754.2635.27
Book Value[Incl.RevalReserv]/Share (Rs.)151.21127.1361.1754.2635.27
Revenue From Operations / Share (Rs.)110.28100.9575.6142.4847.60
PBDIT / Share (Rs.)28.5715.4317.423.65-13.37
PBIT / Share (Rs.)25.7013.7215.622.14-14.51
PBT / Share (Rs.)18.966.297.80-3.79-19.87
Net Profit / Share (Rs.)14.224.675.76-3.10-14.88
NP After MI And SOA / Share (Rs.)14.224.675.76-3.10-14.88
PBDIT Margin (%)25.9015.2823.048.59-28.09
PBIT Margin (%)23.3013.5920.655.04-30.47
PBT Margin (%)17.196.2310.31-8.91-41.73
Net Profit Margin (%)12.894.627.61-7.29-31.25
NP After MI And SOA Margin (%)12.894.627.61-7.29-31.25
Return on Networth / Equity (%)9.403.679.41-5.71-42.18
Return on Capital Employeed (%)16.6010.5625.053.77-37.85
Return On Assets (%)2.650.851.69-1.26-6.71
Total Debt / Equity (X)0.360.741.501.592.05
Asset Turnover Ratio (%)0.200.230.250.230.29
Current Ratio (X)1.381.281.181.221.10
Quick Ratio (X)1.381.281.181.221.10
Interest Coverage Ratio (X)4.242.082.230.61-2.50
Interest Coverage Ratio (Post Tax) (X)3.111.631.740.47-1.78
Enterprise Value (Cr.)-265.3793.47346.91232.02279.86
EV / Net Operating Revenue (X)-0.780.311.802.144.61
EV / EBITDA (X)-3.032.067.8024.94-16.43
MarketCap / Net Operating Revenue (X)2.563.423.302.625.00
Price / BV (X)1.872.714.082.056.75
Price / Net Operating Revenue (X)2.563.423.302.625.00
EarningsYield0.050.010.02-0.02-0.06

5Paisa Capital Ltd Profitability Ratios (%)

5Paisa Capital Ltd Liquidity Ratios

5Paisa Capital Ltd Liquidity Ratios (%)

5Paisa Capital Ltd Interest Coverage Ratios (X)

5Paisa Capital Ltd Valuation Ratios

Fair Value / Intrinsic Value of 5Paisa Capital Ltd

Fair Value: 490.89

The stock is overvalued by 14.03% compared to the current price ₹571

Calculation basis:

  • Fair value = (P/E Ratio * (Return on Equity / 100) * Book Value) * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

*Investments are subject to market risks

Strength and Weakness of 5Paisa Capital Ltd

StrengthWeakness
  1. The stock has a low average Working Capital Days of -285.86, which is a positive sign.
  2. The company has higher reserves (204.38 cr) compared to borrowings (161.13 cr), indicating strong financial stability.
  3. The company has shown consistent growth in sales (174.88 cr) and profit (12.00 cr) over the years.
  1. The stock has a low average ROCE of -3.29%, which may not be favorable.
  2. The stock has a high average Cash Conversion Cycle of 6.00, which may not be favorable.

Should I Buy 5Paisa Capital Ltd Share Now?

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in 5Paisa Capital Ltd:
    1. Net Profit Margin: 12.89%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 16.60% (Industry Average ROCE: 7.8%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 9.40% (Industry Average ROE: 10.42%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 3.11
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 1.38
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 28.2 (Industry average Stock P/E: 27.74)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. ✓ Total Debt / Equity: 0.36
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating: ★★★★︎☆

FAQ

What is the latest fair value of 5Paisa Capital Ltd?

The latest fair value of 5Paisa Capital Ltd is 490.89.

What is the Market Cap of 5Paisa Capital Ltd?

The Market Cap of 5Paisa Capital Ltd is 1,780 Cr..

What is the current Stock Price of 5Paisa Capital Ltd as on 13 April 2024?

The current stock price of 5Paisa Capital Ltd as on 13 April 2024 is 571.

What is the High / Low of 5Paisa Capital Ltd stocks in FY 2024?

In FY 2024, the High / Low of 5Paisa Capital Ltd stocks is ₹759/285.

What is the Stock P/E of 5Paisa Capital Ltd?

The Stock P/E of 5Paisa Capital Ltd is 28.2.

What is the Book Value of 5Paisa Capital Ltd?

The Book Value of 5Paisa Capital Ltd is 161.

What is the Dividend Yield of 5Paisa Capital Ltd?

The Dividend Yield of 5Paisa Capital Ltd is 0.00 %.

What is the ROCE of 5Paisa Capital Ltd?

The ROCE of 5Paisa Capital Ltd is 12.4 %.

What is the ROE of 5Paisa Capital Ltd?

The ROE of 5Paisa Capital Ltd is 10.6 %.

What is the Face Value of 5Paisa Capital Ltd?

The Face Value of 5Paisa Capital Ltd is 10.0.

About the Author

Author Avatar
Getaka

Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in 5Paisa Capital Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE