Share Price and Basic Stock Data
Last Updated: October 20, 2025, 7:38 pm
| PEG Ratio | 0.08 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Aastamangalam Finance Ltd operates as a Non-Banking Financial Company (NBFC) in India, focusing on providing financial services and products. As of the latest report, the company’s share price stood at ₹44.5 with a market capitalization of ₹69.2 Cr. Over recent quarters, Aastamangalam has demonstrated a robust revenue growth trajectory. Sales increased from ₹0.46 Cr in June 2022 to ₹2.26 Cr by December 2023, marking a significant upward trend. By June 2025, sales are projected to rise further to ₹4.71 Cr. This growth can be attributed to the company’s strong operational management, which has allowed it to maintain a high operating profit margin (OPM) of 96.82% in the most recent quarter. The company’s ability to generate sales efficiently is reflected in the total revenue from operations per share, which stood at ₹9.83 for the year ending March 2025, compared to ₹2.94 in March 2022. Such growth patterns indicate a solid demand for Aastamangalam’s financial products, positioning it favorably within the competitive NBFC landscape.
Profitability and Efficiency Metrics
Aastamangalam Finance Ltd has exhibited impressive profitability metrics, with a reported net profit of ₹8.28 Cr for the financial year ending March 2025, a substantial increase from ₹1.45 Cr in March 2023. The earnings per share (EPS) also rose significantly to ₹5.33, compared to ₹1.88 in the previous year. The company’s return on equity (ROE) stands at 14.8% while the return on capital employed (ROCE) is reported at 13.0%, both of which are commendable figures that suggest effective utilization of shareholder funds and capital. The interest coverage ratio (ICR) was robust at 5.64x, indicating that Aastamangalam can comfortably meet its interest obligations. However, the cash conversion cycle (CCC) of 0.00 days reflects an efficient operational cycle, suggesting that the company efficiently converts its investments into cash flow. These profitability and efficiency metrics paint a positive picture of Aastamangalam’s financial health, showcasing its ability to generate profits while managing costs effectively.
Balance Sheet Strength and Financial Ratios
The balance sheet of Aastamangalam Finance Ltd reflects a strong capital structure, with total borrowings reported at ₹44.45 Cr against reserves of ₹58.53 Cr, indicating a healthy reserve-to-borrowing ratio. The company maintains a low debt-to-equity ratio of 0.60, showcasing prudent financial management and a conservative approach to leveraging. The book value per share has risen to ₹47.67 as of March 2025, up from ₹36.35 in March 2023, indicating the company’s strengthening asset base. Additionally, the current ratio of 2.73 and quick ratio of 2.73 further illustrate Aastamangalam’s strong liquidity position, ensuring that it can meet short-term obligations. The operating profit margin (OPM) of 82.12% for the financial year ending March 2025 is significantly above industry averages, suggesting efficient cost management. These financial ratios and balance sheet strengths position Aastamangalam favorably in the NBFC sector, reflecting its capacity to sustain growth and navigate potential economic challenges.
Shareholding Pattern and Investor Confidence
Aastamangalam’s shareholding pattern reveals a healthy distribution of ownership, with promoters holding 28.49% and the public holding a substantial 71.52% as of March 2025. The number of shareholders has increased to 6,446, indicating growing investor interest and confidence in the company. The gradual decline in promoter shareholding from 47.19% in September 2022 to the current level may reflect a strategic dilution to enhance public participation. This shift can be perceived positively, as it indicates an intent to foster wider ownership and possibly enhance liquidity. However, the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) signals a potential area for improvement in attracting institutional capital. The strong public holding coupled with increasing shareholder numbers suggests a robust retail investor confidence, which is vital for the company’s long-term growth and stability in the market.
Outlook, Risks, and Final Insight
If Aastamangalam Finance Ltd sustains its current growth momentum, it could solidify its position within the competitive NBFC sector. However, potential risks include the company’s reliance on a single revenue stream and the changing regulatory landscape for NBFCs, which could impact operational flexibility. Additionally, while the current liquidity ratios are healthy, any adverse economic conditions could strain cash flows. Conversely, if the company continues to manage its expenses effectively and expand its product offerings, it could enhance profitability further. The consistent increase in sales and net profit, combined with strong operational efficiency, positions Aastamangalam favorably for future growth. Overall, while challenges exist, the company’s current financial health and operational strategies present a balanced scenario for its continued success in the financial services arena.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Aastamangalam Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 15.5 Cr. | 1.55 | 1.91/0.85 | 103 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 11.8 Cr. | 1.18 | 15.6/1.06 | 18.5 | 1.31 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 527 Cr. | 161 | 285/130 | 79.8 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 18.0 Cr. | 19.7 | 39.8/17.5 | 13.5 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 44.6 Cr. | 99.1 | 181/90.0 | 23.8 | 238 | 1.01 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 30,718.09 Cr | 488.62 | 102.79 | 494.63 | 0.21% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.46 | 0.65 | 1.09 | 1.15 | 1.14 | 1.42 | 2.26 | 2.21 | 2.87 | 3.96 | 4.25 | 4.30 | 4.71 |
| Expenses | 0.11 | -0.07 | 0.05 | 0.17 | 0.13 | 0.16 | 0.11 | 0.20 | 0.10 | 0.26 | 0.26 | 2.13 | 0.15 |
| Operating Profit | 0.35 | 0.72 | 1.04 | 0.98 | 1.01 | 1.26 | 2.15 | 2.01 | 2.77 | 3.70 | 3.99 | 2.17 | 4.56 |
| OPM % | 76.09% | 110.77% | 95.41% | 85.22% | 88.60% | 88.73% | 95.13% | 90.95% | 96.52% | 93.43% | 93.88% | 50.47% | 96.82% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.22 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 1.18 | 0.00 | 0.79 | 0.39 | 0.42 | 0.55 | 0.57 | 0.57 | 0.57 | 0.57 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.35 | 0.72 | 1.04 | -0.19 | 1.01 | 0.47 | 1.76 | 1.59 | 2.22 | 3.35 | 3.42 | 1.60 | 3.99 |
| Tax % | 25.71% | 30.56% | 25.00% | -57.89% | 24.75% | 23.40% | 25.00% | 24.53% | 24.77% | 25.37% | 25.15% | 84.38% | 25.06% |
| Net Profit | 0.26 | 0.50 | 0.77 | -0.08 | 0.76 | 0.36 | 1.31 | 1.19 | 1.67 | 2.50 | 2.56 | 0.25 | 2.99 |
| EPS in Rs | 0.34 | 0.65 | 1.00 | -0.10 | 0.66 | 0.22 | 0.82 | 0.74 | 1.04 | 1.56 | 1.65 | 0.16 | 1.92 |
Last Updated: August 20, 2025, 12:50 am
Below is a detailed analysis of the quarterly data for Aastamangalam Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 4.71 Cr.. The value appears strong and on an upward trend. It has increased from 4.30 Cr. (Mar 2025) to 4.71 Cr., marking an increase of 0.41 Cr..
- For Expenses, as of Jun 2025, the value is 0.15 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 2.13 Cr. (Mar 2025) to 0.15 Cr., marking a decrease of 1.98 Cr..
- For Operating Profit, as of Jun 2025, the value is 4.56 Cr.. The value appears strong and on an upward trend. It has increased from 2.17 Cr. (Mar 2025) to 4.56 Cr., marking an increase of 2.39 Cr..
- For OPM %, as of Jun 2025, the value is 96.82%. The value appears strong and on an upward trend. It has increased from 50.47% (Mar 2025) to 96.82%, marking an increase of 46.35%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.57 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.57 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 3.99 Cr.. The value appears strong and on an upward trend. It has increased from 1.60 Cr. (Mar 2025) to 3.99 Cr., marking an increase of 2.39 Cr..
- For Tax %, as of Jun 2025, the value is 25.06%. The value appears to be improving (decreasing) as expected. It has decreased from 84.38% (Mar 2025) to 25.06%, marking a decrease of 59.32%.
- For Net Profit, as of Jun 2025, the value is 2.99 Cr.. The value appears strong and on an upward trend. It has increased from 0.25 Cr. (Mar 2025) to 2.99 Cr., marking an increase of 2.74 Cr..
- For EPS in Rs, as of Jun 2025, the value is 1.92. The value appears strong and on an upward trend. It has increased from 0.16 (Mar 2025) to 1.92, marking an increase of 1.76.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 4:05 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 2.64 | 1.75 | 1.27 | 1.34 | 1.08 | 1.06 | 1.29 | 0.61 | 1.26 | 3.35 | 7.03 | 15.27 | 17.22 |
| Expenses | 0.56 | 0.71 | 0.74 | 0.68 | 0.69 | 0.42 | 1.18 | 0.07 | 0.99 | 0.25 | 0.56 | 2.69 | 2.80 |
| Operating Profit | 2.08 | 1.04 | 0.53 | 0.66 | 0.39 | 0.64 | 0.11 | 0.54 | 0.27 | 3.10 | 6.47 | 12.58 | 14.42 |
| OPM % | 78.79% | 59.43% | 41.73% | 49.25% | 36.11% | 60.38% | 8.53% | 88.52% | 21.43% | 92.54% | 92.03% | 82.38% | 83.74% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.22 | 0.22 |
| Interest | 0.00 | 0.02 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 1.18 | 1.64 | 2.31 | 2.28 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 | 0.01 | 0.00 |
| Profit before tax | 2.08 | 1.02 | 0.53 | 0.66 | 0.38 | 0.64 | 0.11 | 0.54 | 0.25 | 1.91 | 4.81 | 10.48 | 12.36 |
| Tax % | 23.56% | 22.55% | 13.21% | 10.61% | 26.32% | 31.25% | 72.73% | 11.11% | 48.00% | 24.08% | 25.16% | 20.99% | |
| Net Profit | 1.59 | 0.79 | 0.45 | 0.59 | 0.28 | 0.44 | 0.03 | 0.48 | 0.13 | 1.45 | 3.60 | 8.28 | 8.30 |
| EPS in Rs | 2.06 | 1.03 | 0.58 | 0.77 | 0.36 | 0.57 | 0.04 | 0.62 | 0.17 | 1.88 | 2.25 | 5.33 | 5.29 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -50.31% | -43.04% | 31.11% | -52.54% | 57.14% | -93.18% | 1500.00% | -72.92% | 1015.38% | 148.28% | 130.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | 7.28% | 74.15% | -83.65% | 109.69% | -150.32% | 1593.18% | -1572.92% | 1088.30% | -867.11% | -18.28% |
Aastamangalam Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 24% |
| 5 Years: | 64% |
| 3 Years: | 130% |
| TTM: | 97% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 26% |
| 5 Years: | 208% |
| 3 Years: | 299% |
| TTM: | 83% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 26% |
| 3 Years: | 61% |
| 1 Year: | 23% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 10% |
| 3 Years: | 13% |
| Last Year: | 15% |
Last Updated: September 5, 2025, 2:01 pm
Balance Sheet
Last Updated: September 10, 2025, 2:52 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 8.91 | 15.54 |
| Reserves | 6.64 | 7.43 | 7.88 | 8.47 | 8.75 | 9.19 | 9.22 | 9.70 | 9.82 | 19.30 | 28.77 | 58.53 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 36.14 | 40.22 | 44.45 |
| Other Liabilities | 0.15 | 0.20 | 0.23 | 0.15 | 0.02 | 0.12 | 0.63 | 0.25 | 0.53 | 0.89 | 2.66 | 3.15 |
| Total Liabilities | 11.07 | 11.91 | 12.39 | 12.90 | 13.06 | 13.59 | 14.13 | 14.23 | 14.63 | 60.61 | 80.56 | 121.67 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.07 | 0.05 | 0.03 | 0.03 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 6.25 | 6.96 | 7.89 | 8.39 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 4.82 | 4.95 | 4.50 | 4.51 | 13.06 | 13.58 | 14.12 | 14.22 | 14.56 | 60.56 | 80.53 | 121.64 |
| Total Assets | 11.07 | 11.91 | 12.39 | 12.90 | 13.06 | 13.59 | 14.13 | 14.23 | 14.63 | 60.61 | 80.56 | 121.67 |
Below is a detailed analysis of the balance sheet data for Aastamangalam Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 15.54 Cr.. The value appears strong and on an upward trend. It has increased from 8.91 Cr. (Mar 2024) to 15.54 Cr., marking an increase of 6.63 Cr..
- For Reserves, as of Mar 2025, the value is 58.53 Cr.. The value appears strong and on an upward trend. It has increased from 28.77 Cr. (Mar 2024) to 58.53 Cr., marking an increase of 29.76 Cr..
- For Borrowings, as of Mar 2025, the value is 44.45 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from 40.22 Cr. (Mar 2024) to 44.45 Cr., marking an increase of 4.23 Cr..
- For Other Liabilities, as of Mar 2025, the value is 3.15 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2.66 Cr. (Mar 2024) to 3.15 Cr., marking an increase of 0.49 Cr..
- For Total Liabilities, as of Mar 2025, the value is 121.67 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 80.56 Cr. (Mar 2024) to 121.67 Cr., marking an increase of 41.11 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.03 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.03 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Other Assets, as of Mar 2025, the value is 121.64 Cr.. The value appears strong and on an upward trend. It has increased from 80.53 Cr. (Mar 2024) to 121.64 Cr., marking an increase of 41.11 Cr..
- For Total Assets, as of Mar 2025, the value is 121.67 Cr.. The value appears strong and on an upward trend. It has increased from 80.56 Cr. (Mar 2024) to 121.67 Cr., marking an increase of 41.11 Cr..
Notably, the Reserves (58.53 Cr.) exceed the Borrowings (44.45 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 2.08 | 1.04 | 0.53 | 0.66 | 0.38 | 0.64 | 0.11 | 0.54 | 0.27 | -33.04 | -33.75 | -31.87 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 52.14 | 147.09 | 22.84 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 52.14 | 147.09 | 22.84 | 0.00 |
| Working Capital Days | 208.77 | 302.43 | 408.11 | 866.19 | 3,808.84 | 0.00 | -144.30 | -137.62 | 173.81 | 50.12 | -113.19 | -74.34 |
| ROCE % | 20.54% | 9.19% | 4.44% | 5.30% | 3.02% | 4.83% | 0.82% | 3.93% | 1.85% | 8.37% | 9.37% | 13.02% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 5.33 | 4.04 | 3.39 | 0.29 | 1.12 |
| Diluted EPS (Rs.) | 5.33 | 4.04 | 3.39 | 0.29 | 1.12 |
| Cash EPS (Rs.) | 5.33 | 4.06 | 3.43 | 0.31 | 1.13 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 47.67 | 42.29 | 36.35 | 32.96 | 32.67 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 47.67 | 42.29 | 36.35 | 32.96 | 32.67 |
| Revenue From Operations / Share (Rs.) | 9.83 | 7.89 | 7.83 | 2.94 | 1.44 |
| PBDIT / Share (Rs.) | 8.21 | 7.22 | 7.27 | 0.60 | 0.55 |
| PBIT / Share (Rs.) | 8.20 | 7.19 | 7.22 | 0.57 | 0.54 |
| PBT / Share (Rs.) | 6.75 | 5.40 | 4.46 | 0.57 | 1.26 |
| Net Profit / Share (Rs.) | 5.33 | 4.04 | 3.39 | 0.29 | 1.12 |
| PBDIT Margin (%) | 83.53 | 91.46 | 92.83 | 20.48 | 38.53 |
| PBIT Margin (%) | 83.45 | 91.18 | 92.23 | 19.59 | 38.16 |
| PBT Margin (%) | 68.65 | 68.42 | 57.01 | 19.54 | 87.72 |
| Net Profit Margin (%) | 54.19 | 51.20 | 43.28 | 9.90 | 78.30 |
| Return on Networth / Equity (%) | 11.17 | 9.55 | 9.32 | 0.88 | 3.43 |
| Return on Capital Employeed (%) | 16.54 | 16.56 | 12.75 | 1.68 | 1.64 |
| Return On Assets (%) | 6.80 | 4.46 | 2.39 | 0.85 | 3.37 |
| Total Debt / Equity (X) | 0.60 | 1.07 | 2.32 | 0.00 | 0.00 |
| Asset Turnover Ratio (%) | 0.15 | 0.09 | 0.08 | 0.08 | 0.04 |
| Current Ratio (X) | 2.73 | 1.92 | 1.66 | 0.00 | 0.00 |
| Quick Ratio (X) | 2.73 | 1.92 | 1.66 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 5.64 | 4.02 | 2.64 | 429.50 | 2214.96 |
| Interest Coverage Ratio (Post Tax) (X) | 4.66 | 3.25 | 2.23 | 208.67 | 1652.13 |
| Enterprise Value (Cr.) | 85.18 | 75.01 | 31.75 | 5.77 | 5.14 |
| EV / Net Operating Revenue (X) | 5.58 | 10.67 | 9.48 | 4.59 | 8.38 |
| EV / EBITDA (X) | 6.68 | 11.67 | 10.21 | 22.38 | 21.74 |
| MarketCap / Net Operating Revenue (X) | 2.85 | 5.83 | 3.79 | 4.64 | 8.61 |
| Price / BV (X) | 0.58 | 1.09 | 0.81 | 0.41 | 0.37 |
| Price / Net Operating Revenue (X) | 2.85 | 5.83 | 3.79 | 4.64 | 8.61 |
| EarningsYield | 0.19 | 0.08 | 0.11 | 0.02 | 0.09 |
After reviewing the key financial ratios for Aastamangalam Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 24, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 24, the value is 5.33. This value is within the healthy range. It has increased from 4.04 (Mar 23) to 5.33, marking an increase of 1.29.
- For Diluted EPS (Rs.), as of Mar 24, the value is 5.33. This value is within the healthy range. It has increased from 4.04 (Mar 23) to 5.33, marking an increase of 1.29.
- For Cash EPS (Rs.), as of Mar 24, the value is 5.33. This value is within the healthy range. It has increased from 4.06 (Mar 23) to 5.33, marking an increase of 1.27.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 47.67. It has increased from 42.29 (Mar 23) to 47.67, marking an increase of 5.38.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 47.67. It has increased from 42.29 (Mar 23) to 47.67, marking an increase of 5.38.
- For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 9.83. It has increased from 7.89 (Mar 23) to 9.83, marking an increase of 1.94.
- For PBDIT / Share (Rs.), as of Mar 24, the value is 8.21. This value is within the healthy range. It has increased from 7.22 (Mar 23) to 8.21, marking an increase of 0.99.
- For PBIT / Share (Rs.), as of Mar 24, the value is 8.20. This value is within the healthy range. It has increased from 7.19 (Mar 23) to 8.20, marking an increase of 1.01.
- For PBT / Share (Rs.), as of Mar 24, the value is 6.75. This value is within the healthy range. It has increased from 5.40 (Mar 23) to 6.75, marking an increase of 1.35.
- For Net Profit / Share (Rs.), as of Mar 24, the value is 5.33. This value is within the healthy range. It has increased from 4.04 (Mar 23) to 5.33, marking an increase of 1.29.
- For PBDIT Margin (%), as of Mar 24, the value is 83.53. This value is within the healthy range. It has decreased from 91.46 (Mar 23) to 83.53, marking a decrease of 7.93.
- For PBIT Margin (%), as of Mar 24, the value is 83.45. This value exceeds the healthy maximum of 20. It has decreased from 91.18 (Mar 23) to 83.45, marking a decrease of 7.73.
- For PBT Margin (%), as of Mar 24, the value is 68.65. This value is within the healthy range. It has increased from 68.42 (Mar 23) to 68.65, marking an increase of 0.23.
- For Net Profit Margin (%), as of Mar 24, the value is 54.19. This value exceeds the healthy maximum of 10. It has increased from 51.20 (Mar 23) to 54.19, marking an increase of 2.99.
- For Return on Networth / Equity (%), as of Mar 24, the value is 11.17. This value is below the healthy minimum of 15. It has increased from 9.55 (Mar 23) to 11.17, marking an increase of 1.62.
- For Return on Capital Employeed (%), as of Mar 24, the value is 16.54. This value is within the healthy range. It has decreased from 16.56 (Mar 23) to 16.54, marking a decrease of 0.02.
- For Return On Assets (%), as of Mar 24, the value is 6.80. This value is within the healthy range. It has increased from 4.46 (Mar 23) to 6.80, marking an increase of 2.34.
- For Total Debt / Equity (X), as of Mar 24, the value is 0.60. This value is within the healthy range. It has decreased from 1.07 (Mar 23) to 0.60, marking a decrease of 0.47.
- For Asset Turnover Ratio (%), as of Mar 24, the value is 0.15. It has increased from 0.09 (Mar 23) to 0.15, marking an increase of 0.06.
- For Current Ratio (X), as of Mar 24, the value is 2.73. This value is within the healthy range. It has increased from 1.92 (Mar 23) to 2.73, marking an increase of 0.81.
- For Quick Ratio (X), as of Mar 24, the value is 2.73. This value exceeds the healthy maximum of 2. It has increased from 1.92 (Mar 23) to 2.73, marking an increase of 0.81.
- For Interest Coverage Ratio (X), as of Mar 24, the value is 5.64. This value is within the healthy range. It has increased from 4.02 (Mar 23) to 5.64, marking an increase of 1.62.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 4.66. This value is within the healthy range. It has increased from 3.25 (Mar 23) to 4.66, marking an increase of 1.41.
- For Enterprise Value (Cr.), as of Mar 24, the value is 85.18. It has increased from 75.01 (Mar 23) to 85.18, marking an increase of 10.17.
- For EV / Net Operating Revenue (X), as of Mar 24, the value is 5.58. This value exceeds the healthy maximum of 3. It has decreased from 10.67 (Mar 23) to 5.58, marking a decrease of 5.09.
- For EV / EBITDA (X), as of Mar 24, the value is 6.68. This value is within the healthy range. It has decreased from 11.67 (Mar 23) to 6.68, marking a decrease of 4.99.
- For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 2.85. This value is within the healthy range. It has decreased from 5.83 (Mar 23) to 2.85, marking a decrease of 2.98.
- For Price / BV (X), as of Mar 24, the value is 0.58. This value is below the healthy minimum of 1. It has decreased from 1.09 (Mar 23) to 0.58, marking a decrease of 0.51.
- For Price / Net Operating Revenue (X), as of Mar 24, the value is 2.85. This value is within the healthy range. It has decreased from 5.83 (Mar 23) to 2.85, marking a decrease of 2.98.
- For EarningsYield, as of Mar 24, the value is 0.19. This value is below the healthy minimum of 5. It has increased from 0.08 (Mar 23) to 0.19, marking an increase of 0.11.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Aastamangalam Finance Ltd:
- Net Profit Margin: 54.19%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 16.54% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 11.17% (Industry Average ROE: 8.76%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 4.66
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 2.73
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 8.07 (Industry average Stock P/E: 82.83)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.6
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 54.19%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | No. 51, Hunters Road, Chennai (Madras) Tamil Nadu 600112 | upasana_shares@yahoo.com https://www.upasanafinance.com |
| Management | |
|---|---|
| Name | Position Held |
| Mrs. Rekha M Jain | Non Executive Director |
| Mrs. Bhavika M Jain | Non Executive Director |
| Mrs. Kushbu M Jain | Non Executive Director |
| Mr. J Akash Jain | Independent Director |
| Mr. Bharat Kumar Dughar | Independent Director |
FAQ
What is the intrinsic value of Aastamangalam Finance Ltd?
Aastamangalam Finance Ltd's intrinsic value (as of 21 October 2025) is 46.49 which is 7.87% higher the current market price of 43.10, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 67.0 Cr. market cap, FY2025-2026 high/low of 55.0/26.5, reserves of ₹58.53 Cr, and liabilities of 121.67 Cr.
What is the Market Cap of Aastamangalam Finance Ltd?
The Market Cap of Aastamangalam Finance Ltd is 67.0 Cr..
What is the current Stock Price of Aastamangalam Finance Ltd as on 21 October 2025?
The current stock price of Aastamangalam Finance Ltd as on 21 October 2025 is 43.1.
What is the High / Low of Aastamangalam Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Aastamangalam Finance Ltd stocks is 55.0/26.5.
What is the Stock P/E of Aastamangalam Finance Ltd?
The Stock P/E of Aastamangalam Finance Ltd is 8.07.
What is the Book Value of Aastamangalam Finance Ltd?
The Book Value of Aastamangalam Finance Ltd is 47.7.
What is the Dividend Yield of Aastamangalam Finance Ltd?
The Dividend Yield of Aastamangalam Finance Ltd is 0.00 %.
What is the ROCE of Aastamangalam Finance Ltd?
The ROCE of Aastamangalam Finance Ltd is 13.0 %.
What is the ROE of Aastamangalam Finance Ltd?
The ROE of Aastamangalam Finance Ltd is 14.8 %.
What is the Face Value of Aastamangalam Finance Ltd?
The Face Value of Aastamangalam Finance Ltd is 10.0.