Share Price and Basic Stock Data
Last Updated: October 8, 2025, 10:43 pm
| PEG Ratio | 0.16 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Aastamangalam Finance Ltd, a Non-Banking Financial Company (NBFC), has a market capitalization of ₹69.2 Cr. The company reported a Price-to-Earnings (P/E) ratio of 8.34, Return on Equity (ROE) at 14.8%, and Return on Capital Employed (ROCE) at 13.0%. With an Operating Profit Margin (OPM) of 96.82%, the firm seems to have a strong grip on cost management. Looking at the quarterly and annual sales trends, the company has shown consistent growth in revenue over the past few quarters, indicating a positive market presence and effective business strategies. Operating profit patterns have also been stable, reflecting efficient cost control measures.
Profitability and Efficiency Metrics
Analyzing key metrics like OPM %, Net Profit, ROE, ROCE, and Interest Coverage Ratio (ICR), Aastamangalam Finance Ltd appears to be performing well in terms of profitability and efficiency. The company’s Net Profit stands at ₹8.28 Cr, with a healthy ROE of 14.8% and ROCE of 13.0%. The Interest Coverage Ratio of 5.64x indicates the firm’s ability to meet interest obligations comfortably. However, it is crucial to compare these figures with sector benchmarks to assess whether the margins and returns are truly efficient or under strain.
Balance Sheet Strength and Financial Ratios
The company’s Balance Sheet reflects reserves of ₹58.53 Cr and borrowings of ₹44.45 Cr, indicating a stable financial position. With a Current Credit Cycle (CCC) of 0.00 days, the firm efficiently converts its investments into cash. The Price-to-Book Value (P/BV) ratio of 0.58x suggests that the stock may be undervalued. Aastamangalam Finance Ltd’s Interest Coverage Ratio (ICR) of 5.64x points towards a healthy debt-servicing capacity. However, a deeper analysis of debt-equity and liquidity ratios is essential to gauge the overall financial health accurately.
Shareholding Pattern and Investor Confidence
The shareholding pattern reveals Promoters holding 28.49% of the company, while FIIs and DIIs data is not available, with the Public owning the majority stake at 71.52%. The presence of a significant public shareholding indicates investor interest and confidence in the company. Changes in promoter holdings and institutional participation can influence market perception and valuation. It is crucial to track these trends to understand how they impact the company’s stock performance and overall market sentiment.
Outlook, Risks, and Final Insight
Looking ahead, Aastamangalam Finance Ltd’s growth prospects seem promising, driven by factors such as its strong market presence, efficient cost management, and consistent revenue growth. However, risks such as regulatory changes in the NBFC sector and economic uncertainties could pose challenges. Strengthening operational efficiency and diversifying product offerings could enhance future performance. In conclusion, while the company demonstrates sound financial metrics and investor confidence, monitoring sector trends and mitigating potential risks will be key to sustaining long-term success.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Aastamangalam Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.1 Cr. | 1.41 | 1.91/0.84 | 94.0 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 12.1 Cr. | 1.21 | 15.6/1.06 | 19.0 | 1.31 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 578 Cr. | 177 | 285/130 | 79.8 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 17.7 Cr. | 19.3 | 41.0/17.5 | 13.3 | 24.9 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 44.6 Cr. | 99.1 | 181/90.0 | 34.6 | 212 | 1.01 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 31,221.00 Cr | 491.46 | 104.43 | 498.44 | 0.21% | 15.86% | 8.84% | 8.48 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.46 | 0.65 | 1.09 | 1.15 | 1.14 | 1.42 | 2.26 | 2.21 | 2.87 | 3.96 | 4.25 | 4.30 | 4.71 |
| Expenses | 0.11 | -0.07 | 0.05 | 0.17 | 0.13 | 0.16 | 0.11 | 0.20 | 0.10 | 0.26 | 0.26 | 2.13 | 0.15 |
| Operating Profit | 0.35 | 0.72 | 1.04 | 0.98 | 1.01 | 1.26 | 2.15 | 2.01 | 2.77 | 3.70 | 3.99 | 2.17 | 4.56 |
| OPM % | 76.09% | 110.77% | 95.41% | 85.22% | 88.60% | 88.73% | 95.13% | 90.95% | 96.52% | 93.43% | 93.88% | 50.47% | 96.82% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.22 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 1.18 | 0.00 | 0.79 | 0.39 | 0.42 | 0.55 | 0.57 | 0.57 | 0.57 | 0.57 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.35 | 0.72 | 1.04 | -0.19 | 1.01 | 0.47 | 1.76 | 1.59 | 2.22 | 3.35 | 3.42 | 1.60 | 3.99 |
| Tax % | 25.71% | 30.56% | 25.00% | -57.89% | 24.75% | 23.40% | 25.00% | 24.53% | 24.77% | 25.37% | 25.15% | 84.38% | 25.06% |
| Net Profit | 0.26 | 0.50 | 0.77 | -0.08 | 0.76 | 0.36 | 1.31 | 1.19 | 1.67 | 2.50 | 2.56 | 0.25 | 2.99 |
| EPS in Rs | 0.34 | 0.65 | 1.00 | -0.10 | 0.66 | 0.22 | 0.82 | 0.74 | 1.04 | 1.56 | 1.65 | 0.16 | 1.92 |
Last Updated: August 20, 2025, 12:50 am
Below is a detailed analysis of the quarterly data for Aastamangalam Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 4.71 Cr.. The value appears strong and on an upward trend. It has increased from 4.30 Cr. (Mar 2025) to 4.71 Cr., marking an increase of 0.41 Cr..
- For Expenses, as of Jun 2025, the value is 0.15 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 2.13 Cr. (Mar 2025) to 0.15 Cr., marking a decrease of 1.98 Cr..
- For Operating Profit, as of Jun 2025, the value is 4.56 Cr.. The value appears strong and on an upward trend. It has increased from 2.17 Cr. (Mar 2025) to 4.56 Cr., marking an increase of 2.39 Cr..
- For OPM %, as of Jun 2025, the value is 96.82%. The value appears strong and on an upward trend. It has increased from 50.47% (Mar 2025) to 96.82%, marking an increase of 46.35%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.57 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.57 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 3.99 Cr.. The value appears strong and on an upward trend. It has increased from 1.60 Cr. (Mar 2025) to 3.99 Cr., marking an increase of 2.39 Cr..
- For Tax %, as of Jun 2025, the value is 25.06%. The value appears to be improving (decreasing) as expected. It has decreased from 84.38% (Mar 2025) to 25.06%, marking a decrease of 59.32%.
- For Net Profit, as of Jun 2025, the value is 2.99 Cr.. The value appears strong and on an upward trend. It has increased from 0.25 Cr. (Mar 2025) to 2.99 Cr., marking an increase of 2.74 Cr..
- For EPS in Rs, as of Jun 2025, the value is 1.92. The value appears strong and on an upward trend. It has increased from 0.16 (Mar 2025) to 1.92, marking an increase of 1.76.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: June 16, 2025, 3:20 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 2.64 | 1.75 | 1.27 | 1.34 | 1.08 | 1.06 | 1.29 | 0.61 | 1.26 | 3.35 | 7.03 | 15.27 |
| Expenses | 0.56 | 0.71 | 0.74 | 0.68 | 0.69 | 0.42 | 1.18 | 0.07 | 0.99 | 0.25 | 0.56 | 2.73 |
| Operating Profit | 2.08 | 1.04 | 0.53 | 0.66 | 0.39 | 0.64 | 0.11 | 0.54 | 0.27 | 3.10 | 6.47 | 12.54 |
| OPM % | 78.79% | 59.43% | 41.73% | 49.25% | 36.11% | 60.38% | 8.53% | 88.52% | 21.43% | 92.54% | 92.03% | 82.12% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.22 |
| Interest | 0.00 | 0.02 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 1.18 | 1.64 | 2.26 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 | 0.01 |
| Profit before tax | 2.08 | 1.02 | 0.53 | 0.66 | 0.38 | 0.64 | 0.11 | 0.54 | 0.25 | 1.91 | 4.81 | 10.49 |
| Tax % | 23.56% | 22.55% | 13.21% | 10.61% | 26.32% | 31.25% | 72.73% | 11.11% | 48.00% | 24.08% | 25.16% | 21.07% |
| Net Profit | 1.59 | 0.79 | 0.45 | 0.59 | 0.28 | 0.44 | 0.03 | 0.48 | 0.13 | 1.45 | 3.60 | 8.28 |
| EPS in Rs | 2.06 | 1.03 | 0.58 | 0.77 | 0.36 | 0.57 | 0.04 | 0.62 | 0.17 | 1.88 | 2.25 | 5.33 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -50.31% | -43.04% | 31.11% | -52.54% | 57.14% | -93.18% | 1500.00% | -72.92% | 1015.38% | 148.28% | 130.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | 7.28% | 74.15% | -83.65% | 109.69% | -150.32% | 1593.18% | -1572.92% | 1088.30% | -867.11% | -18.28% |
Aastamangalam Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 24% |
| 5 Years: | 64% |
| 3 Years: | 130% |
| TTM: | 97% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 26% |
| 5 Years: | 208% |
| 3 Years: | 299% |
| TTM: | 83% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 11% |
| 5 Years: | 26% |
| 3 Years: | 61% |
| 1 Year: | 23% |
| Return on Equity | |
|---|---|
| 10 Years: | 8% |
| 5 Years: | 10% |
| 3 Years: | 13% |
| Last Year: | 15% |
Last Updated: September 5, 2025, 2:01 pm
Balance Sheet
Last Updated: September 10, 2025, 2:52 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 4.28 | 8.91 | 15.54 |
| Reserves | 6.64 | 7.43 | 7.88 | 8.47 | 8.75 | 9.19 | 9.22 | 9.70 | 9.82 | 19.30 | 28.77 | 58.53 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 36.14 | 40.22 | 44.45 |
| Other Liabilities | 0.15 | 0.20 | 0.23 | 0.15 | 0.02 | 0.12 | 0.63 | 0.25 | 0.53 | 0.89 | 2.66 | 3.15 |
| Total Liabilities | 11.07 | 11.91 | 12.39 | 12.90 | 13.06 | 13.59 | 14.13 | 14.23 | 14.63 | 60.61 | 80.56 | 121.67 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.07 | 0.05 | 0.03 | 0.03 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 6.25 | 6.96 | 7.89 | 8.39 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 4.82 | 4.95 | 4.50 | 4.51 | 13.06 | 13.58 | 14.12 | 14.22 | 14.56 | 60.56 | 80.53 | 121.64 |
| Total Assets | 11.07 | 11.91 | 12.39 | 12.90 | 13.06 | 13.59 | 14.13 | 14.23 | 14.63 | 60.61 | 80.56 | 121.67 |
Below is a detailed analysis of the balance sheet data for Aastamangalam Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 15.54 Cr.. The value appears strong and on an upward trend. It has increased from 8.91 Cr. (Mar 2024) to 15.54 Cr., marking an increase of 6.63 Cr..
- For Reserves, as of Mar 2025, the value is 58.53 Cr.. The value appears strong and on an upward trend. It has increased from 28.77 Cr. (Mar 2024) to 58.53 Cr., marking an increase of 29.76 Cr..
- For Borrowings, as of Mar 2025, the value is 44.45 Cr.. The value appears to be increasing, which may not be favorable. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has increased from 40.22 Cr. (Mar 2024) to 44.45 Cr., marking an increase of 4.23 Cr..
- For Other Liabilities, as of Mar 2025, the value is 3.15 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 2.66 Cr. (Mar 2024) to 3.15 Cr., marking an increase of 0.49 Cr..
- For Total Liabilities, as of Mar 2025, the value is 121.67 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 80.56 Cr. (Mar 2024) to 121.67 Cr., marking an increase of 41.11 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.03 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.03 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Other Assets, as of Mar 2025, the value is 121.64 Cr.. The value appears strong and on an upward trend. It has increased from 80.53 Cr. (Mar 2024) to 121.64 Cr., marking an increase of 41.11 Cr..
- For Total Assets, as of Mar 2025, the value is 121.67 Cr.. The value appears strong and on an upward trend. It has increased from 80.56 Cr. (Mar 2024) to 121.67 Cr., marking an increase of 41.11 Cr..
Notably, the Reserves (58.53 Cr.) exceed the Borrowings (44.45 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 2.08 | 1.04 | 0.53 | 0.66 | 0.38 | 0.64 | 0.11 | 0.54 | 0.27 | -33.04 | -33.75 | -31.91 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 52.14 | 147.09 | 22.84 | 0.00 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 52.14 | 147.09 | 22.84 | 0.00 |
| Working Capital Days | 208.77 | 302.43 | 408.11 | 866.19 | 3,808.84 | 0.00 | -144.30 | -137.62 | 173.81 | 50.12 | -113.19 | -74.34 |
| ROCE % | 20.54% | 9.19% | 4.44% | 5.30% | 3.02% | 4.83% | 0.82% | 3.93% | 1.85% | 8.37% | 9.37% | 13.02% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 5.33 | 4.04 | 3.39 | 0.29 | 1.12 |
| Diluted EPS (Rs.) | 5.33 | 4.04 | 3.39 | 0.29 | 1.12 |
| Cash EPS (Rs.) | 5.33 | 4.06 | 3.43 | 0.31 | 1.13 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 47.67 | 42.29 | 36.35 | 32.96 | 32.67 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 47.67 | 42.29 | 36.35 | 32.96 | 32.67 |
| Revenue From Operations / Share (Rs.) | 9.83 | 7.89 | 7.83 | 2.94 | 1.44 |
| PBDIT / Share (Rs.) | 8.21 | 7.22 | 7.27 | 0.60 | 0.55 |
| PBIT / Share (Rs.) | 8.20 | 7.19 | 7.22 | 0.57 | 0.54 |
| PBT / Share (Rs.) | 6.75 | 5.40 | 4.46 | 0.57 | 1.26 |
| Net Profit / Share (Rs.) | 5.33 | 4.04 | 3.39 | 0.29 | 1.12 |
| PBDIT Margin (%) | 83.53 | 91.46 | 92.83 | 20.48 | 38.53 |
| PBIT Margin (%) | 83.45 | 91.18 | 92.23 | 19.59 | 38.16 |
| PBT Margin (%) | 68.65 | 68.42 | 57.01 | 19.54 | 87.72 |
| Net Profit Margin (%) | 54.19 | 51.20 | 43.28 | 9.90 | 78.30 |
| Return on Networth / Equity (%) | 11.17 | 9.55 | 9.32 | 0.88 | 3.43 |
| Return on Capital Employeed (%) | 16.54 | 16.56 | 12.75 | 1.68 | 1.64 |
| Return On Assets (%) | 6.80 | 4.46 | 2.39 | 0.85 | 3.37 |
| Total Debt / Equity (X) | 0.60 | 1.07 | 2.32 | 0.00 | 0.00 |
| Asset Turnover Ratio (%) | 0.15 | 0.09 | 0.08 | 0.08 | 0.04 |
| Current Ratio (X) | 2.73 | 1.92 | 1.66 | 0.00 | 0.00 |
| Quick Ratio (X) | 2.73 | 1.92 | 1.66 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 5.64 | 4.02 | 2.64 | 429.50 | 2214.96 |
| Interest Coverage Ratio (Post Tax) (X) | 4.66 | 3.25 | 2.23 | 208.67 | 1652.13 |
| Enterprise Value (Cr.) | 85.18 | 75.01 | 31.75 | 5.77 | 5.14 |
| EV / Net Operating Revenue (X) | 5.58 | 10.67 | 9.48 | 4.59 | 8.38 |
| EV / EBITDA (X) | 6.68 | 11.67 | 10.21 | 22.38 | 21.74 |
| MarketCap / Net Operating Revenue (X) | 2.85 | 5.83 | 3.79 | 4.64 | 8.61 |
| Price / BV (X) | 0.58 | 1.09 | 0.81 | 0.41 | 0.37 |
| Price / Net Operating Revenue (X) | 2.85 | 5.83 | 3.79 | 4.64 | 8.61 |
| EarningsYield | 0.19 | 0.08 | 0.11 | 0.02 | 0.09 |
After reviewing the key financial ratios for Aastamangalam Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 5.33. This value is within the healthy range. It has increased from 4.04 (Mar 24) to 5.33, marking an increase of 1.29.
- For Diluted EPS (Rs.), as of Mar 25, the value is 5.33. This value is within the healthy range. It has increased from 4.04 (Mar 24) to 5.33, marking an increase of 1.29.
- For Cash EPS (Rs.), as of Mar 25, the value is 5.33. This value is within the healthy range. It has increased from 4.06 (Mar 24) to 5.33, marking an increase of 1.27.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 47.67. It has increased from 42.29 (Mar 24) to 47.67, marking an increase of 5.38.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 47.67. It has increased from 42.29 (Mar 24) to 47.67, marking an increase of 5.38.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 9.83. It has increased from 7.89 (Mar 24) to 9.83, marking an increase of 1.94.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 8.21. This value is within the healthy range. It has increased from 7.22 (Mar 24) to 8.21, marking an increase of 0.99.
- For PBIT / Share (Rs.), as of Mar 25, the value is 8.20. This value is within the healthy range. It has increased from 7.19 (Mar 24) to 8.20, marking an increase of 1.01.
- For PBT / Share (Rs.), as of Mar 25, the value is 6.75. This value is within the healthy range. It has increased from 5.40 (Mar 24) to 6.75, marking an increase of 1.35.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 5.33. This value is within the healthy range. It has increased from 4.04 (Mar 24) to 5.33, marking an increase of 1.29.
- For PBDIT Margin (%), as of Mar 25, the value is 83.53. This value is within the healthy range. It has decreased from 91.46 (Mar 24) to 83.53, marking a decrease of 7.93.
- For PBIT Margin (%), as of Mar 25, the value is 83.45. This value exceeds the healthy maximum of 20. It has decreased from 91.18 (Mar 24) to 83.45, marking a decrease of 7.73.
- For PBT Margin (%), as of Mar 25, the value is 68.65. This value is within the healthy range. It has increased from 68.42 (Mar 24) to 68.65, marking an increase of 0.23.
- For Net Profit Margin (%), as of Mar 25, the value is 54.19. This value exceeds the healthy maximum of 10. It has increased from 51.20 (Mar 24) to 54.19, marking an increase of 2.99.
- For Return on Networth / Equity (%), as of Mar 25, the value is 11.17. This value is below the healthy minimum of 15. It has increased from 9.55 (Mar 24) to 11.17, marking an increase of 1.62.
- For Return on Capital Employeed (%), as of Mar 25, the value is 16.54. This value is within the healthy range. It has decreased from 16.56 (Mar 24) to 16.54, marking a decrease of 0.02.
- For Return On Assets (%), as of Mar 25, the value is 6.80. This value is within the healthy range. It has increased from 4.46 (Mar 24) to 6.80, marking an increase of 2.34.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.60. This value is within the healthy range. It has decreased from 1.07 (Mar 24) to 0.60, marking a decrease of 0.47.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.15. It has increased from 0.09 (Mar 24) to 0.15, marking an increase of 0.06.
- For Current Ratio (X), as of Mar 25, the value is 2.73. This value is within the healthy range. It has increased from 1.92 (Mar 24) to 2.73, marking an increase of 0.81.
- For Quick Ratio (X), as of Mar 25, the value is 2.73. This value exceeds the healthy maximum of 2. It has increased from 1.92 (Mar 24) to 2.73, marking an increase of 0.81.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 5.64. This value is within the healthy range. It has increased from 4.02 (Mar 24) to 5.64, marking an increase of 1.62.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 4.66. This value is within the healthy range. It has increased from 3.25 (Mar 24) to 4.66, marking an increase of 1.41.
- For Enterprise Value (Cr.), as of Mar 25, the value is 85.18. It has increased from 75.01 (Mar 24) to 85.18, marking an increase of 10.17.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 5.58. This value exceeds the healthy maximum of 3. It has decreased from 10.67 (Mar 24) to 5.58, marking a decrease of 5.09.
- For EV / EBITDA (X), as of Mar 25, the value is 6.68. This value is within the healthy range. It has decreased from 11.67 (Mar 24) to 6.68, marking a decrease of 4.99.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 2.85. This value is within the healthy range. It has decreased from 5.83 (Mar 24) to 2.85, marking a decrease of 2.98.
- For Price / BV (X), as of Mar 25, the value is 0.58. This value is below the healthy minimum of 1. It has decreased from 1.09 (Mar 24) to 0.58, marking a decrease of 0.51.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 2.85. This value is within the healthy range. It has decreased from 5.83 (Mar 24) to 2.85, marking a decrease of 2.98.
- For EarningsYield, as of Mar 25, the value is 0.19. This value is below the healthy minimum of 5. It has increased from 0.08 (Mar 24) to 0.19, marking an increase of 0.11.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Aastamangalam Finance Ltd:
- Net Profit Margin: 54.19%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 16.54% (Industry Average ROCE: 15.86%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 11.17% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 4.66
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 2.73
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 8.42 (Industry average Stock P/E: 104.43)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.6
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 54.19%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | No. 51, Hunters Road, Chennai (Madras) Tamil Nadu 600112 | upasana_shares@yahoo.com https://www.upasanafinance.com |
| Management | |
|---|---|
| Name | Position Held |
| Mrs. Rekha M Jain | Non Executive Director |
| Mrs. Bhavika M Jain | Non Executive Director |
| Mrs. Kushbu M Jain | Non Executive Director |
| Mr. J Akash Jain | Independent Director |
| Mr. Bharat Kumar Dughar | Independent Director |
FAQ
What is the intrinsic value of Aastamangalam Finance Ltd?
Aastamangalam Finance Ltd's intrinsic value (as of 10 October 2025) is 48.50 which is 7.78% higher the current market price of 45.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹69.9 Cr. market cap, FY2025-2026 high/low of 56.4/26.5, reserves of ₹58.53 Cr, and liabilities of 121.67 Cr.
What is the Market Cap of Aastamangalam Finance Ltd?
The Market Cap of Aastamangalam Finance Ltd is 69.9 Cr..
What is the current Stock Price of Aastamangalam Finance Ltd as on 10 October 2025?
The current stock price of Aastamangalam Finance Ltd as on 10 October 2025 is 45.0.
What is the High / Low of Aastamangalam Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Aastamangalam Finance Ltd stocks is 56.4/26.5.
What is the Stock P/E of Aastamangalam Finance Ltd?
The Stock P/E of Aastamangalam Finance Ltd is 8.42.
What is the Book Value of Aastamangalam Finance Ltd?
The Book Value of Aastamangalam Finance Ltd is 47.7.
What is the Dividend Yield of Aastamangalam Finance Ltd?
The Dividend Yield of Aastamangalam Finance Ltd is 0.00 %.
What is the ROCE of Aastamangalam Finance Ltd?
The ROCE of Aastamangalam Finance Ltd is 13.0 %.
What is the ROE of Aastamangalam Finance Ltd?
The ROE of Aastamangalam Finance Ltd is 14.8 %.
What is the Face Value of Aastamangalam Finance Ltd?
The Face Value of Aastamangalam Finance Ltd is 10.0.