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Last Updated: April 2, 2026, 3:59 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 538952 | NSE: ALFL

Abhinav Leasing & Finance Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹0.44Overvalued by 65.63%vs CMP ₹1.28

P/E (10.3) × ROE (3.9%) × BV (₹1.36) × DY (2.00%)

₹1.20Fairly Valued by 6.25%vs CMP ₹1.28
MoS: -6.7% (Negative)Confidence: 43/100 (Low)Models: 2 Under, 2 Fair, 4 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹0.7325%Over (-43%)
Graham NumberEarnings₹1.9218%Under (+50%)
Earnings PowerEarnings₹0.3512%Over (-72.7%)
DCFCash Flow₹3.0412%Under (+137.5%)
Net Asset ValueAssets₹1.368%Fair (+6.3%)
EV/EBITDAEnterprise₹0.0510%Over (-96.1%)
Earnings YieldEarnings₹1.208%Fair (-6.3%)
ROCE CapitalReturns₹0.878%Over (-32%)
Consensus (8 models)₹1.20100%Fairly Valued
Key Drivers: EPS CAGR 64.4% lifts DCF — verify sustainability. | ROE 3.9% is below cost of equity.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 64.4%

*Investments are subject to market risks

Investment Snapshot

53
Abhinav Leasing & Finance Ltd scores 53/100 (Average)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health54/100 · Moderate
ROCE 6.7% WeakROE 3.9% WeakD/E 0.00 Low debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent
Smart Money50/100 · Moderate
Promoter holding at 3.7% Stable
Earnings Quality60/100 · Moderate
Working capital: 11 days (improving) Efficient
Quarterly Momentum50/100 · Moderate
Industry Rank45/100 · Moderate
P/E 10.3 vs industry 101.6 Cheaper than peersROCE 6.7% vs industry 15.8% Below peersROE 3.9% vs industry 8.8% Below peers

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Abhinav Leasing & Finance Ltd Investor Signals

Computed from valuation, cash flow, balance sheet, ownership and quarterly trend data already available in this stock page.

Value Trap Score
60/100
Moderate
Derived from: Cheapness + weak quality + weak cash support
Current data: P/E 10.3 vs Ind 101.6 | ROCE 6.7% | ROE 3.9% | CFO/NP N/A
Balance Sheet Stress
20/100
Comfortable
Derived from: Leverage + debt servicing + liquidity + debt trend
Current data: D/E 0.00x | IntCov 0.0x | Current 0.25x | Borrow/Reserve 0.00x
Cash Flow Reliability
43/100
Mixed
Derived from: Cash backing of earnings + working capital pressure
Current data: CFO ₹0 Cr | NP ₹0 Cr | CFO/NP N/A
Ownership Accumulation
0
Neutral
Derived from: FII + DII + promoter direction, adjusted by crowding
Current data: FII N/A | DII N/A | Prom 0.00 pp
Business Momentum
-73
Watch closely
Derived from: Latest quarter sales + profit + OPM change
Current data: Q Sales N/A | Q NP -60.5% | Q OPM N/A
Derived FieldValueHow it is derived
Valuation Gap %-6.3%((Fair Value - CMP) / CMP) × 100
Borrowings / Reserves0.00xLatest borrowings divided by latest reserves
CFO / Net ProfitN/ALatest operating cash flow divided by latest net profit
FII ChangeN/ALatest FII% minus previous FII%
DII ChangeN/ALatest DII% minus previous DII%
Promoter Change0.00 ppLatest promoter% minus previous promoter%
Shareholder Count Change-57Latest shareholder count minus previous count
Quarterly Sales ChangeN/ALatest quarter sales vs previous quarter sales
Quarterly Profit Change-60.5%Latest quarter net profit vs previous quarter net profit
Quarterly OPM ChangeN/ALatest quarter OPM minus previous quarter OPM

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 3:59 am

Market Cap 6.40 Cr.
Current Price 1.28
Intrinsic Value₹1.20
High / Low 1.85/0.97
Stock P/E10.3
Book Value 1.36
Dividend Yield0.00 %
ROCE6.69 %
ROE3.86 %
Face Value 1.00
PEG Ratio0.16

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Abhinav Leasing & Finance Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Abhinav Leasing & Finance Ltd 6.40 Cr. 1.28 1.85/0.9710.3 1.360.00 %6.69 %3.86 % 1.00
Moongipa Capital Finance Ltd 12.4 Cr. 13.5 24.7/12.010.2 26.60.00 %12.1 %9.43 % 10.0
Authum Investment & Infrastructure Ltd 36,729 Cr. 432 684/27110.1 1920.05 %30.3 %33.9 % 1.00
Five-Star Business Finance Ltd 10,628 Cr. 360 850/3389.59 2310.56 %16.3 %18.6 % 1.00
AK Capital Services Ltd 997 Cr. 1,511 1,719/9309.59 1,5372.51 %8.48 %8.97 % 10.0
Industry Average22,241.21 Cr369.74101.56513.160.26%15.81%8.84%8.50

All Competitor Stocks of Abhinav Leasing & Finance Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue22.355.165.236.996.7813.7718.378.788.982.610.353.060.93
Interest 0.061.110.030.080.011.700.052.700.610.000.000.010.63
Expenses 22.383.935.286.976.4113.0518.126.4010.953.050.072.620.12
Financing Profit-0.090.12-0.08-0.060.36-0.980.20-0.32-2.58-0.440.280.430.18
Financing Margin %-0.40%2.33%-1.53%-0.86%5.31%-7.12%1.09%-3.64%-28.73%-16.86%80.00%14.05%19.35%
Other Income 0.03-0.080.120.100.160.080.060.392.040.260.000.000.00
Depreciation 0.020.020.010.010.010.010.010.010.010.010.010.010.01
Profit before tax -0.080.020.030.030.51-0.910.250.06-0.55-0.190.270.420.17
Tax % 0.00%0.00%0.00%0.00%0.00%5.49%0.00%0.00%0.00%31.58%0.00%0.00%0.00%
Net Profit -0.080.030.030.030.51-0.970.260.06-0.55-0.250.270.430.17
EPS in Rs -0.020.010.010.010.10-0.190.050.01-0.11-0.050.050.090.03
Gross NPA %
Net NPA %

Last Updated: March 3, 2026, 1:17 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 26, 2026, 1:46 pm

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue0.281.532.413.4821.546.2930.2474.4231.6843.0633.7439.206.95
Interest 0.060.020.790.540.150.450.240.370.812.561.810.400.64
Expenses 0.171.431.552.9421.335.8129.9773.9830.7640.3431.6938.595.86
Financing Profit0.050.080.070.000.060.030.030.070.110.160.240.210.45
Financing Margin %17.86%5.23%2.90%0.00%0.28%0.48%0.10%0.09%0.35%0.37%0.71%0.54%6.47%
Other Income 0.00-0.02-0.010.030.00-0.010.000.000.000.000.100.110.26
Depreciation 0.040.060.050.020.010.010.010.010.020.060.040.030.04
Profit before tax 0.010.000.010.010.050.010.020.060.090.100.300.290.67
Tax % 0.00%0.00%0.00%20.00%200.00%50.00%-33.33%22.22%10.00%16.67%20.69%
Net Profit 0.010.000.010.000.04-0.010.020.090.060.100.250.230.62
EPS in Rs 0.020.000.000.000.01-0.000.000.020.010.020.050.050.12
Dividend Payout % 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152016-20172018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)-100.00%-100.00%-125.00%300.00%350.00%-33.33%66.67%150.00%-8.00%
Change in YoY Net Profit Growth (%)0.00%0.00%-25.00%425.00%50.00%-383.33%100.00%83.33%-158.00%

Abhinav Leasing & Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:38%
5 Years:5%
3 Years:7%
TTM:-55%
Compounded Profit Growth
10 Years:28%
5 Years:63%
3 Years:57%
TTM:-176%
Stock Price CAGR
10 Years:-23%
5 Years:12%
3 Years:-12%
1 Year:-36%
Return on Equity
10 Years:1%
5 Years:2%
3 Years:3%
Last Year:4%

Last Updated: September 5, 2025, 2:01 pm

Balance Sheet

Last Updated: March 3, 2026, 12:22 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 5.005.005.005.005.005.005.005.005.005.005.005.005.00
Reserves 0.550.520.530.540.580.540.560.620.600.610.851.081.78
Borrowing0.000.0010.581.000.000.000.000.000.000.008.490.2225.50
Other Liabilities 0.426.360.110.242.817.013.827.8331.6457.3830.3725.6116.18
Total Liabilities 5.9711.8816.226.788.3912.559.3813.4537.2462.9944.7131.9148.46
Fixed Assets 0.400.130.080.060.050.040.030.020.210.150.100.070.06
CWIP 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Investments 1.440.000.011.810.630.600.560.650.660.660.667.657.05
Other Assets 4.1311.7516.134.917.7111.918.7912.7836.3762.1843.9524.1941.35
Total Assets 5.9711.8816.226.788.3912.559.3813.4537.2462.9944.7131.9148.46

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + 0.005.31-4.2011.20-1.100.180.277.4519.09-7.060.097.47
Cash from Investing Activity + 0.001.63-0.01-1.781.18-0.030.04-7.26-19.11-23.3419.214.46
Cash from Financing Activity + 0.00-7.064.25-9.580.000.000.000.000.0030.05-18.23-12.82
Net Cash Flow 0.00-0.110.03-0.160.070.150.300.19-0.03-0.351.06-0.90
Free Cash Flow 0.005.50-4.2011.20-1.100.180.277.4518.88-7.060.097.47
CFO/OP 0%5,310%-487%2,076%-519%42%100%1,693%2,077%-260%7%1,234%

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow0.171.43-9.031.9421.335.8129.9773.9830.7640.3423.2038.37

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 495.360.0072.700.008.812.9031.380.150.0022.631.301.86
Inventory Days 820.47524.69215.56100.64658.8325.105.4077.2553.6396.236.77
Days Payable 0.000.006.610.000.000.000.000.000.000.000.00
Cash Conversion Cycle 495.36820.47597.38208.95109.45661.7356.485.5577.2576.2697.538.63
Working Capital Days 1,994.46627.42389.2358.7460.49187.4310.38-32.22-295.53-157.1690.7610.99
ROCE %0.72%7.49%4.86%3.30%8.45%4.68%7.69%16.04%47.46%21.15%6.69%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 3.66%3.66%3.66%3.66%3.66%3.66%3.66%3.66%3.66%3.66%3.66%3.66%
Public 96.34%96.33%96.34%96.34%96.35%96.34%96.34%96.35%96.34%96.34%96.34%96.34%
No. of Shareholders 5,7255,7796,1627,2849,72711,46812,45615,15315,33015,16014,98214,925

Shareholding Pattern Chart

No. of Shareholders

Abhinav Leasing & Finance Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 1.001.001.001.001.00
Basic EPS (Rs.) 0.040.030.020.010.02
Diluted EPS (Rs.) 0.040.030.020.010.02
Cash EPS (Rs.) 0.050.040.030.010.01
Book Value[Excl.RevalReserv]/Share (Rs.) 1.221.171.121.121.12
Book Value[Incl.RevalReserv]/Share (Rs.) 1.221.171.121.121.12
Revenue From Operations / Share (Rs.) 7.846.758.616.3414.89
PBDIT / Share (Rs.) 0.140.410.540.180.08
PBIT / Share (Rs.) 0.130.400.520.170.08
PBT / Share (Rs.) 0.050.040.010.010.01
Net Profit / Share (Rs.) 0.040.030.010.010.01
PBDIT Margin (%) 1.846.156.292.860.58
PBIT Margin (%) 1.776.026.142.780.58
PBT Margin (%) 0.740.660.220.270.09
Net Profit Margin (%) 0.580.500.220.200.11
Return on Networth / Equity (%) 3.782.891.721.131.54
Return on Capital Employeed (%) 2.195.657.4215.737.70
Return On Assets (%) 0.720.370.150.170.64
Asset Turnover Ratio (%) 1.020.620.851.256.52
Current Ratio (X) 5.441.150.330.230.25
Quick Ratio (X) 3.390.210.120.040.11
Inventory Turnover Ratio (X) 8.810.000.000.000.00
Interest Coverage Ratio (X) 1.801.151.061.141.20
Interest Coverage Ratio (Post Tax) (X) 1.571.091.041.081.24
Enterprise Value (Cr.) 7.488.638.1412.993.12
EV / Net Operating Revenue (X) 0.190.250.180.400.04
EV / EBITDA (X) 10.324.163.0014.337.12
MarketCap / Net Operating Revenue (X) 0.200.290.190.430.05
Price / BV (X) 1.321.711.522.440.68
Price / Net Operating Revenue (X) 0.200.290.190.430.05
EarningsYield 0.020.010.010.000.02

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Abhinav Leasing & Finance Ltd. is a Public Limited Listed company incorporated on 20/07/1984 and has its registered office in the State of Delhi, India. Company's Corporate Identification Number(CIN) is L65100DL1984PLC018748 and registration number is 018748. Currently company belongs to the Industry of Non-Banking Financial Company (NBFC). Company's Total Operating Revenue is Rs. 39.20 Cr. and Equity Capital is Rs. 5.00 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Non-Banking Financial Company (NBFC)S-524, 1st Floor, New Delhi Delhi 110092Contact not found
Management
NamePosition Held
Mrs. Mamta AgarwalManaging Director
Mr. Amit AgarwalDirector & CFO
Mr. Atul Kumar AgarwalDirector
Mr. Rajeev GargIndependent Director
Mr. Nikhil BansalIndependent Director

FAQ

What is the intrinsic value of Abhinav Leasing & Finance Ltd and is it undervalued?

As of 04 April 2026, Abhinav Leasing & Finance Ltd's intrinsic value is ₹1.20, which is 6.25% lower than the current market price of ₹1.28, suggesting the stock is overvalued. This is calculated using the PE ratio method factoring in ROE (3.86 %), book value (₹1.36), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Abhinav Leasing & Finance Ltd?

Abhinav Leasing & Finance Ltd is trading at ₹1.28 as of 04 April 2026, with a FY2026-2027 high of ₹1.85 and low of ₹0.97. The stock is currently in the middle of its 52-week range. Market cap stands at ₹6.40 Cr..

How does Abhinav Leasing & Finance Ltd's P/E ratio compare to its industry?

Abhinav Leasing & Finance Ltd has a P/E ratio of 10.3, which is below the industry average of 101.56. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Abhinav Leasing & Finance Ltd financially healthy?

Key indicators for Abhinav Leasing & Finance Ltd: ROCE of 6.69 % is on the lower side compared to the industry average of 15.81%; ROE of 3.86 % is below ideal levels (industry average: 8.84%). Dividend yield is 0.00 %.

Is Abhinav Leasing & Finance Ltd profitable and how is the profit trend?

Abhinav Leasing & Finance Ltd reported a net profit of ₹0 Cr in Mar 2025 on revenue of ₹39 Cr. Compared to ₹0 Cr in Mar 2022, the net profit shows an improving trend.

Does Abhinav Leasing & Finance Ltd pay dividends?

Abhinav Leasing & Finance Ltd has a dividend yield of 0.00 % at the current price of ₹1.28. The company is currently not paying meaningful dividends.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Abhinav Leasing & Finance Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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