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Authum Investment & Infrastructure Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹526.17Undervalued by 21.80%vs CMP ₹432.00

P/E (10.1) × ROE (33.9%) × BV (₹192.00) × DY (0.05%)

₹364.93Overvalued by 15.53%vs CMP ₹432.00
MoS: -18.4% (Negative)Confidence: 43/100 (Low)Models: 1 Under, 4 Fair, 3 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹504.3824%Under (+16.8%)
Graham NumberEarnings₹429.9514%Fair (-0.5%)
Earnings PowerEarnings₹419.5914%Fair (-2.9%)
DCFCash Flow₹429.4114%Fair (-0.6%)
Net Asset ValueAssets₹191.398%Over (-55.7%)
EV/EBITDAEnterprise₹1.0610%Over (-99.8%)
Earnings YieldEarnings₹427.908%Fair (-0.9%)
ROCE CapitalReturns₹149.288%Over (-65.4%)
Consensus (8 models)₹364.93100%Overvalued
Key Drivers: Wide model spread (₹1–₹504) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: -4.1%

*Investments are subject to market risks

Analyst Summary

Authum Investment & Infrastructure Ltd operates in the Non-Banking Financial Company (NBFC) segment, NSE: AIIL | BSE: 539177, current market price is ₹432.00, market cap is 36,729 Cr.. At a glance, stock P/E is 10.1, ROE is 33.9 %, ROCE is 30.3 %, book value is 192, dividend yield is 0.05 %. The latest intrinsic value estimate is ₹364.93, around 15.5% below the current price, so expectations may already be running ahead of this modelled fair value. On operating trend, latest reported sales are about ₹4,580 Cr versus the prior period change of 76.6%, while latest net profit is about ₹4,241 Cr with a prior-period change of -1.0%. The 52-week range shown on this page is 684/271, which helps frame where the current quote sits within its recent trading band. Business context: About the Company - Qualitative AnalysisAuthum Investment & Infrastructure Ltd. is a Public Limited Listed company incorporated on 17/07/1982 and has its registered office in the State of Maharashtra, India. Company's Corporate Identificati…

This summary is generated from the stock page data available for Authum Investment & Infrastructure Ltd: Intrinsic Value & Share Price Analysis and is refreshed automatically when the underlying metrics change.

Investment Snapshot

67
Authum Investment & Infrastructure Ltd scores 67/100 (Average)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health79/100 · Strong
ROCE 30.3% ExcellentROE 33.9% ExcellentD/E 0.49 ModerateInterest Coverage 0.0x RiskyProfitable 3/5 years Mixed
Smart Money70/100 · Strong
FII holding up 6.54% (6mo) AccumulatingPromoter holding at 68.8% Stable
Earnings Quality60/100 · Moderate
Working capital: 17 days (improving) Efficient
Quarterly Momentum40/100 · Moderate
Profit (4Q): -10% YoY Declining
Industry Rank90/100 · Strong
P/E 10.1 vs industry 101.6 Cheaper than peersROCE 30.3% vs industry 15.8% Above peersROE 33.9% vs industry 8.8% Above peers

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 4:10 am

Market Cap 36,729 Cr.
Current Price 432
Intrinsic Value₹364.93
High / Low 684/271
Stock P/E10.1
Book Value 192
Dividend Yield0.05 %
ROCE30.3 %
ROE33.9 %
Face Value 1.00
PEG Ratio-2.44

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Authum Investment & Infrastructure Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Authum Investment & Infrastructure Ltd 36,729 Cr. 432 684/27110.1 1920.05 %30.3 %33.9 % 1.00
Global Health Ltd 26,589 Cr. 989 1,456/95547.0 1380.05 %19.7 %16.5 % 2.00
Capri Global Capital Ltd 16,932 Cr. 176 214/15120.1 69.40.11 %11.2 %11.8 % 1.00
Five-Star Business Finance Ltd 10,628 Cr. 360 850/3389.59 2310.56 %16.3 %18.6 % 1.00
SBFC Finance Ltd 9,291 Cr. 84.0 123/79.622.0 31.30.00 %11.6 %11.6 % 10.0
Industry Average22,241.21 Cr369.74101.56513.160.26%15.81%8.84%8.50

All Competitor Stocks of Authum Investment & Infrastructure Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue124-811952,1526911,3391,4171,0936171,4521,215605478
Interest 33-49217011-3710151018214269
Expenses 141-5344362554162141-71885622123
Financing Profit-50221292,0466551,3221,2459376141,2461,137540286
Financing Margin %-41%-27%66%95%95%99%88%86%100%86%94%89%60%
Other Income 2,1391,8986112182243594-0
Depreciation 2222221233358
Profit before tax 2,0871,9181882,0456551,3381,2469606141,2481,144539278
Tax % 1%-1%-10%5%8%-15%12%12%12%-41%18%-42%42%
Net Profit 2,0741,9381951,9406011,5371,0978435391,763943767161
EPS in Rs 24.4222.822.2922.847.0818.1012.919.926.3520.7611.109.031.90
Gross NPA %
Net NPA %

Last Updated: March 3, 2026, 12:04 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 26, 2026, 11:30 pm

MetricMar 2023Mar 2024Mar 2025TTM
Revenue5392,5934,5803,750
Interest 2817752151
Expenses 186-1,642484389
Financing Profit724,1584,0453,210
Financing Margin %13%160%88%86%
Other Income 4,289763218
Depreciation 98919
Profit before tax 4,3514,2264,0673,210
Tax % 1%-1%-4%
Net Profit 4,3044,2854,2413,634
EPS in Rs 50.6850.4649.9542.79
Dividend Payout % 0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2023-20242024-2025
YoY Net Profit Growth (%)-0.44%-1.03%
Change in YoY Net Profit Growth (%)0.00%-0.59%

Authum Investment & Infrastructure Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 2 years from 2023-2024 to 2024-2025.

Growth

Last Updated: September 5, 2025, 2:31 pm

Balance Sheet

Last Updated: February 1, 2026, 4:22 am

MonthMar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 17171717
Reserves 3,39910,32814,67216,255
Borrowing1,7041,1281,0542,986
Other Liabilities 1,779148344818
Total Liabilities 6,90011,62116,08720,076
Fixed Assets 317355414725
CWIP 0260
Investments 3,5438,94012,73915,782
Other Assets 3,0392,3242,9283,569
Total Assets 6,90011,62116,08720,076

Reserves and Borrowings Chart

Cash Flow

MonthMar 2023Mar 2024Mar 2025
Cash from Operating Activity + 2453,291326
Cash from Investing Activity + 48-2,266-290
Cash from Financing Activity + -627-1,175-127
Net Cash Flow -334-150-91
Free Cash Flow 2393,242253
CFO/OP 93%79%12%

Free Cash Flow

MonthMar 2023Mar 2024Mar 2025
Free Cash Flow185.00-2.00483.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2023Mar 2024Mar 2025
Debtor Days 082
Inventory Days
Days Payable
Cash Conversion Cycle 082
Working Capital Days -9562817
ROCE %51%30%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Jan 2026
Promoters 71.47%74.53%74.53%74.72%74.95%74.95%74.95%74.95%74.95%68.79%68.79%68.79%
FIIs 7.14%7.14%7.19%7.19%7.23%7.29%7.31%7.41%7.94%14.11%14.45%14.48%
DIIs 0.00%0.00%0.00%0.00%0.00%0.01%0.02%0.09%0.15%0.24%0.17%0.17%
Public 21.39%18.33%18.28%18.09%17.82%17.76%17.71%17.54%16.95%16.85%16.58%16.54%
No. of Shareholders 6,1376,2388,1478,56210,38523,59124,20529,63637,87437,61333,78937,458

Shareholding Pattern Chart

No. of Shareholders

Authum Investment & Infrastructure Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

Mutual Fund Holdings

Fund NameNo of SharesAUM (%)Amount Invested (Cr)Previous Number of SharesPrevious DatePercentage Change
ITI Small Cap Fund 48,105 0.46 13.0271,1052025-12-14 08:09:03-32.35%
ITI Multi Cap Fund 20,425 0.41 5.5333,0932025-12-15 07:00:15-38.28%

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23
FaceValue 1.001.001.00
Basic EPS (Rs.) 249.72252.28253.41
Diluted EPS (Rs.) 249.72252.28253.41
Cash EPS (Rs.) 250.35252.83254.03
Book Value[Excl.RevalReserv]/Share (Rs.) 865.10609.25201.20
Book Value[Incl.RevalReserv]/Share (Rs.) 865.10609.25201.20
Revenue From Operations / Share (Rs.) 269.63152.3431.73
PBDIT / Share (Rs.) 243.15249.7920.94
PBIT / Share (Rs.) 242.59249.3020.39
PBT / Share (Rs.) 239.53248.86256.26
Net Profit / Share (Rs.) 249.79252.35253.48
NP After MI And SOA / Share (Rs.) 249.79252.35253.48
PBDIT Margin (%) 90.17163.9666.00
PBIT Margin (%) 89.97163.6464.26
PBT Margin (%) 88.83163.35807.66
Net Profit Margin (%) 92.64165.64798.87
NP After MI And SOA Margin (%) 92.64165.64798.87
Return on Networth / Equity (%) 28.8741.41125.98
Return on Capital Employeed (%) 27.6640.589.36
Return On Assets (%) 26.3636.8762.37
Total Debt / Equity (X) 0.040.060.49
Asset Turnover Ratio (%) 0.330.270.00
Current Ratio (X) 12.899.312.04
Quick Ratio (X) 12.899.312.04
Dividend Payout Ratio (NP) (%) 0.100.000.00
Dividend Payout Ratio (CP) (%) 0.090.000.00
Earning Retention Ratio (%) 99.900.000.00
Cash Earning Retention Ratio (%) 99.910.000.00
Interest Coverage Ratio (X) 79.4165.031.27
Interest Coverage Ratio (Post Tax) (X) 82.5865.811.06
Enterprise Value (Cr.) 29732.6012497.524380.21
EV / Net Operating Revenue (X) 6.494.838.13
EV / EBITDA (X) 7.202.9512.32
MarketCap / Net Operating Revenue (X) 6.424.766.14
Retention Ratios (%) 99.890.000.00
Price / BV (X) 2.001.190.96
Price / Net Operating Revenue (X) 6.424.766.14
EarningsYield 0.140.341.30

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Authum Investment & Infrastructure Ltd. is a Public Limited Listed company incorporated on 17/07/1982 and has its registered office in the State of Maharashtra, India. Company's Corporate Identification Number(CIN) is L51109MH1982PLC319008 and registration number is 035088. Currently Company is involved in the business activities of Other financial service activities, except insurance and pension funding activities. Company's Total Operating Revenue is Rs. 4565.85 Cr. and Equity Capital is Rs. 16.98 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Non-Banking Financial Company (NBFC)707, Raheja Centre, Free Press Journal Marg, Mumbai Maharashtra 400021Contact not found
Management
NamePosition Held
Mr. Amit DangiWhole Time Director
Mrs. Asha AgarwalIndependent Director
Mr. Akash SuriWholeTime Director & CEO
Mr. Divy DangiWhole Time Director
Mr. Santosh NayarIndependent Director
Mr. Rahul BagariaIndependent Director
Mrs. Alpana DangiNon Exe.Non Ind.Director
Mr. Ajai KumarIndependent Director
Mr. Haridas BhatIndependent Director

FAQ

What is the intrinsic value of Authum Investment & Infrastructure Ltd and is it undervalued?

As of 22 April 2026, Authum Investment & Infrastructure Ltd's intrinsic value is ₹364.93, which is 15.53% lower than the current market price of ₹432.00, suggesting the stock is overvalued. This is calculated using the PE ratio method factoring in ROE (33.9 %), book value (₹192), dividend yield (0.05 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Authum Investment & Infrastructure Ltd?

Authum Investment & Infrastructure Ltd is trading at ₹432.00 as of 22 April 2026, with a FY2026-2027 high of ₹684 and low of ₹271. The stock is currently in the middle of its 52-week range. Market cap stands at ₹36,729 Cr..

How does Authum Investment & Infrastructure Ltd's P/E ratio compare to its industry?

Authum Investment & Infrastructure Ltd has a P/E ratio of 10.1, which is below the industry average of 101.56. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Authum Investment & Infrastructure Ltd financially healthy?

Key indicators for Authum Investment & Infrastructure Ltd: ROCE of 30.3 % indicates efficient capital utilization; ROE of 33.9 % shows strong shareholder returns. Dividend yield is 0.05 %.

Is Authum Investment & Infrastructure Ltd profitable and how is the profit trend?

Authum Investment & Infrastructure Ltd reported a net profit of ₹4,241 Cr in Mar 2025 on revenue of ₹4,580 Cr. Compared to ₹4,304 Cr in Mar 2023, the net profit shows a declining trend.

Does Authum Investment & Infrastructure Ltd pay dividends?

Authum Investment & Infrastructure Ltd has a dividend yield of 0.05 % at the current price of ₹432.00. The company pays dividends, though the yield is modest.

Data Source for Authum Investment & Infrastructure Ltd: Investor Presentation

Last Updated: April 2, 2026, 4:10 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 539177 | NSE: AIIL
Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Authum Investment & Infrastructure Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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