Share Price and Basic Stock Data
Last Updated: December 29, 2025, 4:31 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
ARC Finance Ltd operates in the Finance & Investments sector, with a current share price of ₹0.66 and a market capitalization of ₹57.5 Cr. The company’s revenue has displayed significant fluctuations over the past quarters. Notably, sales for the quarter ending September 2022 stood at ₹0.92 Cr, dipping to ₹0.41 Cr in December 2022, before surging to ₹4.54 Cr by March 2023. However, sales fell again to ₹0.40 Cr in June 2023, followed by a recovery to ₹0.48 Cr in September 2023. The company recorded a remarkable sales figure of ₹12.37 Cr in September 2024, indicating potential growth momentum. The trailing twelve months (TTM) sales currently stand at ₹31.18 Cr, reflecting an annualized increase compared to ₹6.92 Cr in the fiscal year ending March 2023. The erratic revenue trends suggest a volatile operational environment, which may be impacted by market conditions and internal operational efficiencies.
Profitability and Efficiency Metrics
ARC Finance Ltd’s profitability metrics reveal a challenging landscape. The company reported an operating profit margin (OPM) of just 1.15%, which is significantly lower than typical industry standards. This is indicative of tight margins and operational inefficiencies. Despite achieving an operating profit of ₹1.01 Cr in March 2023, subsequent quarters saw fluctuations, including a negative operating profit of ₹0.04 Cr in December 2023. Net profit figures also reflect volatility, with a loss of ₹2.87 Cr reported in the TTM, contrasting with a net profit of ₹3.31 Cr for the fiscal year ending March 2025. The interest coverage ratio (ICR) stood at 3.77x, suggesting the company can cover its interest obligations comfortably, although consistent profitability remains a concern. The company’s return on equity (ROE) of 4.43% and return on capital employed (ROCE) of 7.44% are relatively low, indicating room for improvement in capital efficiency.
Balance Sheet Strength and Financial Ratios
ARC Finance Ltd’s balance sheet presents a mixed picture. The company reported total assets of ₹115.63 Cr as of September 2025, with total liabilities of ₹100.35 Cr, indicating a manageable leverage position. The borrowings stood at ₹14.74 Cr, while reserves increased significantly to ₹11.43 Cr, reflecting a healthier capital base compared to previous years. The price-to-book value (P/BV) ratio is currently at 0.93x, suggesting that the stock is trading below its book value, which could attract value investors. However, the cash conversion cycle (CCC) is notably long at 571.89 days, indicating inefficiencies in converting assets into cash, which may pose liquidity risks. The current ratio of 830.57x and quick ratio of 630.13x reflect a robust liquidity position, suggesting that the company can meet its short-term obligations comfortably.
Shareholding Pattern and Investor Confidence
The shareholding pattern of ARC Finance Ltd exhibits a predominance of public ownership, which comprises 93.03% of the total shares. Promoter holdings have declined to 6.97% as of September 2025 from a previous high of 12.02%, which may raise questions about insider confidence in the company’s future. Foreign Institutional Investors (FIIs) have not shown any interest, holding 0.00% of shares, while public interest appears robust, with the number of shareholders increasing to 3,35,324. This growing base of retail investors may reflect confidence in the company’s recovery potential despite the challenges faced. However, the lack of institutional backing could limit the stock’s liquidity and stability. The increasing number of shareholders indicates a potential for future growth, but the declining promoter stake may be a cause for concern among investors.
Outlook, Risks, and Final Insight
Looking ahead, ARC Finance Ltd faces both opportunities and risks. The potential for revenue growth is evident, particularly with the significant sales figures recorded in recent quarters. However, the company must address its profitability challenges and operational inefficiencies to sustain growth. Key risks include the long cash conversion cycle, which could strain liquidity, and the declining promoter stake, which may signal reduced confidence among insiders. Moreover, the absence of institutional investment could hinder market performance. If the company can improve its operational efficiencies and stabilize its revenue streams, it may enhance investor confidence and attract institutional interest. Conversely, continued volatility in sales and profitability could lead to further challenges in securing funding and maintaining market position. The management’s ability to navigate these dynamics will be crucial for future performance.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 12.2 Cr. | 41.5 | 67.7/36.4 | 48.7 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,395 Cr. | 302 | 484/280 | 15.4 | 111 | 0.33 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 29.5 Cr. | 0.42 | 1.83/0.38 | 4.09 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 5.30 Cr. | 10.7 | 11.9/8.25 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 20.8 Cr. | 40.6 | 69.9/40.6 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 7,152.25 Cr | 1,365.25 | 80.80 | 3,844.57 | 0.36% | 21.71% | 14.20% | 7.28 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.92 | 0.41 | 4.54 | 0.40 | 0.48 | 0.55 | 7.82 | 0.60 | 12.37 | 6.67 | 3.65 | 0.81 | 20.05 |
| Expenses | 0.76 | 0.04 | 3.53 | 0.20 | 0.13 | 0.59 | 7.67 | -3.59 | 6.33 | 5.03 | 8.13 | 0.57 | 19.82 |
| Operating Profit | 0.16 | 0.37 | 1.01 | 0.20 | 0.35 | -0.04 | 0.15 | 4.19 | 6.04 | 1.64 | -4.48 | 0.24 | 0.23 |
| OPM % | 17.39% | 90.24% | 22.25% | 50.00% | 72.92% | -7.27% | 1.92% | 698.33% | 48.83% | 24.59% | -122.74% | 29.63% | 1.15% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.89 | -0.06 | 0.00 | 0.00 |
| Interest | 0.01 | 0.00 | 1.31 | 0.02 | 0.02 | 0.02 | 0.03 | 0.01 | 1.42 | 0.24 | 0.01 | 0.01 | 0.01 |
| Depreciation | 0.03 | 0.00 | 0.04 | 0.06 | 0.06 | 0.06 | 0.03 | 0.05 | 0.05 | 0.05 | 0.13 | 0.05 | 0.05 |
| Profit before tax | 0.12 | 0.37 | -0.34 | 0.12 | 0.27 | -0.12 | 0.09 | 4.13 | 4.57 | 0.46 | -4.68 | 0.18 | 0.17 |
| Tax % | 25.00% | 24.32% | 23.53% | 25.00% | 25.93% | -25.00% | 22.22% | 25.91% | 26.04% | 26.09% | -26.07% | 27.78% | 23.53% |
| Net Profit | 0.09 | 0.28 | -0.43 | 0.09 | 0.20 | -0.09 | 0.07 | 3.06 | 3.38 | 0.34 | -3.46 | 0.13 | 0.12 |
| EPS in Rs | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.03 | 0.04 | 0.00 | -0.04 | 0.00 | 0.00 |
Last Updated: December 28, 2025, 3:02 am
Below is a detailed analysis of the quarterly data for ARC Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 20.05 Cr.. The value appears strong and on an upward trend. It has increased from 0.81 Cr. (Jun 2025) to 20.05 Cr., marking an increase of 19.24 Cr..
- For Expenses, as of Sep 2025, the value is 19.82 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.57 Cr. (Jun 2025) to 19.82 Cr., marking an increase of 19.25 Cr..
- For Operating Profit, as of Sep 2025, the value is 0.23 Cr.. The value appears to be declining and may need further review. It has decreased from 0.24 Cr. (Jun 2025) to 0.23 Cr., marking a decrease of 0.01 Cr..
- For OPM %, as of Sep 2025, the value is 1.15%. The value appears to be declining and may need further review. It has decreased from 29.63% (Jun 2025) to 1.15%, marking a decrease of 28.48%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Interest, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.01 Cr..
- For Depreciation, as of Sep 2025, the value is 0.05 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.05 Cr..
- For Profit before tax, as of Sep 2025, the value is 0.17 Cr.. The value appears to be declining and may need further review. It has decreased from 0.18 Cr. (Jun 2025) to 0.17 Cr., marking a decrease of 0.01 Cr..
- For Tax %, as of Sep 2025, the value is 23.53%. The value appears to be improving (decreasing) as expected. It has decreased from 27.78% (Jun 2025) to 23.53%, marking a decrease of 4.25%.
- For Net Profit, as of Sep 2025, the value is 0.12 Cr.. The value appears to be declining and may need further review. It has decreased from 0.13 Cr. (Jun 2025) to 0.12 Cr., marking a decrease of 0.01 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.00. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:12 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.01 | 4.74 | 3.50 | 7.78 | 6.00 | 4.63 | 8.28 | 4.19 | 32.59 | 6.92 | 9.24 | 23.30 | 31.18 |
| Expenses | 0.04 | 4.34 | 3.06 | 7.56 | 5.78 | 5.10 | 7.98 | 3.89 | 31.94 | 5.09 | 8.59 | 16.92 | 33.55 |
| Operating Profit | -0.03 | 0.40 | 0.44 | 0.22 | 0.22 | -0.47 | 0.30 | 0.30 | 0.65 | 1.83 | 0.65 | 6.38 | -2.37 |
| OPM % | -300.00% | 8.44% | 12.57% | 2.83% | 3.67% | -10.15% | 3.62% | 7.16% | 1.99% | 26.45% | 7.03% | 27.38% | -7.60% |
| Other Income | 0.06 | -0.07 | 0.00 | 0.00 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | -0.95 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.10 | 0.02 | 0.01 | 0.21 | 1.32 | 0.09 | 1.70 | 0.27 |
| Depreciation | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.04 | 0.05 | 0.07 | 0.20 | 0.20 | 0.28 |
| Profit before tax | 0.02 | 0.32 | 0.42 | 0.20 | 0.21 | -0.60 | 0.25 | 0.25 | 0.39 | 0.44 | 0.37 | 4.48 | -3.87 |
| Tax % | 100.00% | 37.50% | 33.33% | 30.00% | 23.81% | -3.33% | 0.00% | 24.00% | 25.64% | 25.00% | 27.03% | 25.89% | |
| Net Profit | 0.01 | 0.20 | 0.28 | 0.14 | 0.15 | -0.58 | 0.24 | 0.18 | 0.28 | 0.33 | 0.27 | 3.31 | -2.87 |
| EPS in Rs | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | -0.04 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 1900.00% | 40.00% | -50.00% | 7.14% | -486.67% | 141.38% | -25.00% | 55.56% | 17.86% | -18.18% | 1125.93% |
| Change in YoY Net Profit Growth (%) | 0.00% | -1860.00% | -90.00% | 57.14% | -493.81% | 628.05% | -166.38% | 80.56% | -37.70% | -36.04% | 1144.11% |
ARC Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 17% |
| 5 Years: | 23% |
| 3 Years: | -11% |
| TTM: | 149% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 32% |
| 5 Years: | 76% |
| 3 Years: | 143% |
| TTM: | -66% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 75% |
| 3 Years: | 2% |
| 1 Year: | -33% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 2% |
| 3 Years: | 3% |
| Last Year: | 5% |
Last Updated: September 5, 2025, 2:21 pm
Balance Sheet
Last Updated: December 10, 2025, 3:49 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 0.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 87.15 | 87.15 |
| Reserves | 0.35 | 0.06 | 0.33 | 0.46 | 0.61 | 0.02 | 0.28 | 0.46 | 0.78 | 1.12 | 0.68 | 11.17 | 11.43 |
| Borrowings | 0.01 | 0.00 | 0.00 | 0.00 | 1.00 | 7.79 | 1.01 | 0.09 | 25.16 | 14.76 | 16.09 | 0.58 | 14.74 |
| Other Liabilities | 0.09 | 0.28 | 0.53 | 4.11 | 4.26 | 2.57 | 5.31 | 3.68 | 2.83 | 4.56 | 4.24 | 1.45 | 2.31 |
| Total Liabilities | 0.95 | 50.84 | 51.36 | 55.07 | 56.37 | 60.88 | 57.10 | 54.73 | 79.27 | 70.94 | 71.51 | 100.35 | 115.63 |
| Fixed Assets | 0.10 | 0.04 | 0.02 | 0.01 | 0.14 | 0.12 | 0.23 | 0.19 | 0.27 | 1.57 | 1.37 | 1.27 | 1.16 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.68 | 6.98 | 2.26 | 0.62 | 0.47 | 0.46 | 0.60 | 0.35 | 0.35 | 0.35 | 0.30 | 2.62 | 2.37 |
| Other Assets | 0.17 | 43.82 | 49.08 | 54.44 | 55.76 | 60.30 | 56.27 | 54.19 | 78.65 | 69.02 | 69.84 | 96.46 | 112.10 |
| Total Assets | 0.95 | 50.84 | 51.36 | 55.07 | 56.37 | 60.88 | 57.10 | 54.73 | 79.27 | 70.94 | 71.51 | 100.35 | 115.63 |
Below is a detailed analysis of the balance sheet data for ARC Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 87.15 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 87.15 Cr..
- For Reserves, as of Sep 2025, the value is 11.43 Cr.. The value appears strong and on an upward trend. It has increased from 11.17 Cr. (Mar 2025) to 11.43 Cr., marking an increase of 0.26 Cr..
- For Borrowings, as of Sep 2025, the value is 14.74 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 0.58 Cr. (Mar 2025) to 14.74 Cr., marking an increase of 14.16 Cr..
- For Other Liabilities, as of Sep 2025, the value is 2.31 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.45 Cr. (Mar 2025) to 2.31 Cr., marking an increase of 0.86 Cr..
- For Total Liabilities, as of Sep 2025, the value is 115.63 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 100.35 Cr. (Mar 2025) to 115.63 Cr., marking an increase of 15.28 Cr..
- For Fixed Assets, as of Sep 2025, the value is 1.16 Cr.. The value appears to be declining and may need further review. It has decreased from 1.27 Cr. (Mar 2025) to 1.16 Cr., marking a decrease of 0.11 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 2.37 Cr.. The value appears to be declining and may need further review. It has decreased from 2.62 Cr. (Mar 2025) to 2.37 Cr., marking a decrease of 0.25 Cr..
- For Other Assets, as of Sep 2025, the value is 112.10 Cr.. The value appears strong and on an upward trend. It has increased from 96.46 Cr. (Mar 2025) to 112.10 Cr., marking an increase of 15.64 Cr..
- For Total Assets, as of Sep 2025, the value is 115.63 Cr.. The value appears strong and on an upward trend. It has increased from 100.35 Cr. (Mar 2025) to 115.63 Cr., marking an increase of 15.28 Cr..
However, the Borrowings (14.74 Cr.) are higher than the Reserves (11.43 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.04 | 0.40 | 0.44 | 0.22 | -0.78 | -8.26 | -0.71 | 0.21 | -24.51 | -12.93 | -15.44 | 5.80 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 2,920.00 | 0.00 | 19.81 | 14.07 | 130.79 | 33.11 | 2.64 | 4.36 | 35.73 | 67.51 | 48.98 | 0.78 |
| Inventory Days | 9.75 | 7.27 | 148.50 | 101.80 | 266.50 | 175.53 | 413.25 | 115.96 | 1,229.08 | 1,076.47 | 571.35 | |
| Days Payable | 0.00 | 24.72 | 230.81 | 267.89 | 167.23 | 243.81 | 428.10 | 30.11 | 443.75 | 4.17 | 0.24 | |
| Cash Conversion Cycle | 2,920.00 | 9.75 | 2.36 | -68.23 | -35.30 | 132.38 | -65.64 | -10.49 | 121.57 | 852.85 | 1,121.29 | 571.89 |
| Working Capital Days | 4,745.00 | 3,347.37 | 5,035.96 | 2,329.81 | 3,031.32 | 3,939.32 | -33.06 | 20.04 | 123.76 | 494.23 | 817.69 | 376.28 |
| ROCE % | 2.35% | 1.52% | 0.83% | 0.39% | 0.45% | -0.91% | 0.49% | 0.51% | 0.94% | 2.46% | 0.69% | 7.44% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 1.00 | 1.00 | 1.00 | 10.00 |
| Basic EPS (Rs.) | 3.80 | 0.01 | 0.01 | 0.01 | 0.04 |
| Diluted EPS (Rs.) | 3.80 | 0.01 | 0.01 | 0.01 | 0.04 |
| Cash EPS (Rs.) | 0.04 | 0.01 | 0.01 | 0.01 | 0.04 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1.13 | 1.01 | 1.02 | 1.02 | 10.09 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1.13 | 1.01 | 1.02 | 1.02 | 10.09 |
| Revenue From Operations / Share (Rs.) | 0.26 | 0.18 | 0.13 | 0.64 | 0.82 |
| PBDIT / Share (Rs.) | 0.07 | 0.01 | 0.03 | 0.01 | 0.05 |
| PBIT / Share (Rs.) | 0.07 | 0.01 | 0.03 | 0.01 | 0.05 |
| PBT / Share (Rs.) | 0.05 | 0.01 | 0.01 | 0.01 | 0.04 |
| Net Profit / Share (Rs.) | 0.03 | 0.01 | 0.01 | 0.01 | 0.03 |
| PBDIT Margin (%) | 27.32 | 7.11 | 26.56 | 1.97 | 7.11 |
| PBIT Margin (%) | 26.45 | 4.93 | 25.51 | 1.81 | 6.09 |
| PBT Margin (%) | 19.21 | 3.97 | 6.39 | 1.17 | 5.86 |
| Net Profit Margin (%) | 14.21 | 2.93 | 4.73 | 0.87 | 4.34 |
| Return on Networth / Equity (%) | 3.36 | 0.53 | 0.63 | 0.55 | 0.35 |
| Return on Capital Employeed (%) | 6.14 | 0.87 | 3.34 | 1.14 | 0.49 |
| Return On Assets (%) | 3.30 | 0.37 | 0.46 | 0.35 | 0.33 |
| Long Term Debt / Equity (X) | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 |
| Total Debt / Equity (X) | 0.01 | 0.31 | 0.28 | 0.49 | 0.00 |
| Asset Turnover Ratio (%) | 0.27 | 0.12 | 0.09 | 0.48 | 0.07 |
| Current Ratio (X) | 830.57 | 3.61 | 3.81 | 2.86 | 15.65 |
| Quick Ratio (X) | 630.13 | 2.41 | 3.18 | 2.51 | 14.69 |
| Inventory Turnover Ratio (X) | 0.98 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 3.77 | 7.40 | 1.39 | 3.10 | 31.43 |
| Interest Coverage Ratio (Post Tax) (X) | 2.96 | 4.05 | 1.25 | 2.37 | 20.17 |
| Enterprise Value (Cr.) | 91.04 | 56.68 | 46.20 | 161.83 | 18.48 |
| EV / Net Operating Revenue (X) | 3.91 | 6.14 | 6.68 | 4.96 | 4.42 |
| EV / EBITDA (X) | 14.30 | 86.20 | 25.15 | 251.68 | 62.11 |
| MarketCap / Net Operating Revenue (X) | 3.93 | 4.43 | 4.67 | 4.26 | 4.60 |
| Price / BV (X) | 0.93 | 0.79 | 0.62 | 2.71 | 0.37 |
| Price / Net Operating Revenue (X) | 3.93 | 4.43 | 4.67 | 4.26 | 4.61 |
| EarningsYield | 0.03 | 0.01 | 0.01 | 0.00 | 0.01 |
After reviewing the key financial ratios for ARC Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 3.80. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 24) to 3.80, marking an increase of 3.79.
- For Diluted EPS (Rs.), as of Mar 25, the value is 3.80. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 24) to 3.80, marking an increase of 3.79.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 3. It has increased from 0.01 (Mar 24) to 0.04, marking an increase of 0.03.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.13. It has increased from 1.01 (Mar 24) to 1.13, marking an increase of 0.12.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.13. It has increased from 1.01 (Mar 24) to 1.13, marking an increase of 0.12.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.26. It has increased from 0.18 (Mar 24) to 0.26, marking an increase of 0.08.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.07. This value is below the healthy minimum of 2. It has increased from 0.01 (Mar 24) to 0.07, marking an increase of 0.06.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.07. This value is within the healthy range. It has increased from 0.01 (Mar 24) to 0.07, marking an increase of 0.06.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.05. This value is within the healthy range. It has increased from 0.01 (Mar 24) to 0.05, marking an increase of 0.04.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 2. It has increased from 0.01 (Mar 24) to 0.03, marking an increase of 0.02.
- For PBDIT Margin (%), as of Mar 25, the value is 27.32. This value is within the healthy range. It has increased from 7.11 (Mar 24) to 27.32, marking an increase of 20.21.
- For PBIT Margin (%), as of Mar 25, the value is 26.45. This value exceeds the healthy maximum of 20. It has increased from 4.93 (Mar 24) to 26.45, marking an increase of 21.52.
- For PBT Margin (%), as of Mar 25, the value is 19.21. This value is within the healthy range. It has increased from 3.97 (Mar 24) to 19.21, marking an increase of 15.24.
- For Net Profit Margin (%), as of Mar 25, the value is 14.21. This value exceeds the healthy maximum of 10. It has increased from 2.93 (Mar 24) to 14.21, marking an increase of 11.28.
- For Return on Networth / Equity (%), as of Mar 25, the value is 3.36. This value is below the healthy minimum of 15. It has increased from 0.53 (Mar 24) to 3.36, marking an increase of 2.83.
- For Return on Capital Employeed (%), as of Mar 25, the value is 6.14. This value is below the healthy minimum of 10. It has increased from 0.87 (Mar 24) to 6.14, marking an increase of 5.27.
- For Return On Assets (%), as of Mar 25, the value is 3.30. This value is below the healthy minimum of 5. It has increased from 0.37 (Mar 24) to 3.30, marking an increase of 2.93.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.01.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.01. This value is within the healthy range. It has decreased from 0.31 (Mar 24) to 0.01, marking a decrease of 0.30.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.27. It has increased from 0.12 (Mar 24) to 0.27, marking an increase of 0.15.
- For Current Ratio (X), as of Mar 25, the value is 830.57. This value exceeds the healthy maximum of 3. It has increased from 3.61 (Mar 24) to 830.57, marking an increase of 826.96.
- For Quick Ratio (X), as of Mar 25, the value is 630.13. This value exceeds the healthy maximum of 2. It has increased from 2.41 (Mar 24) to 630.13, marking an increase of 627.72.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 0.98. This value is below the healthy minimum of 4. It has increased from 0.00 (Mar 24) to 0.98, marking an increase of 0.98.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 3.77. This value is within the healthy range. It has decreased from 7.40 (Mar 24) to 3.77, marking a decrease of 3.63.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 2.96. This value is below the healthy minimum of 3. It has decreased from 4.05 (Mar 24) to 2.96, marking a decrease of 1.09.
- For Enterprise Value (Cr.), as of Mar 25, the value is 91.04. It has increased from 56.68 (Mar 24) to 91.04, marking an increase of 34.36.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 3.91. This value exceeds the healthy maximum of 3. It has decreased from 6.14 (Mar 24) to 3.91, marking a decrease of 2.23.
- For EV / EBITDA (X), as of Mar 25, the value is 14.30. This value is within the healthy range. It has decreased from 86.20 (Mar 24) to 14.30, marking a decrease of 71.90.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 3.93. This value exceeds the healthy maximum of 3. It has decreased from 4.43 (Mar 24) to 3.93, marking a decrease of 0.50.
- For Price / BV (X), as of Mar 25, the value is 0.93. This value is below the healthy minimum of 1. It has increased from 0.79 (Mar 24) to 0.93, marking an increase of 0.14.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 3.93. This value exceeds the healthy maximum of 3. It has decreased from 4.43 (Mar 24) to 3.93, marking a decrease of 0.50.
- For EarningsYield, as of Mar 25, the value is 0.03. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 24) to 0.03, marking an increase of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in ARC Finance Ltd:
- Net Profit Margin: 14.21%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 6.14% (Industry Average ROCE: 21.71%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 3.36% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 2.96
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 630.13
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 80.8)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.01
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 14.21%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 18, Rabindra Sarani, Poddar Court, Kolkata West Bengal 700001 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Virendra Kumar Soni | Executive Director |
| Mr. Somnath Chitrakar | Executive Director |
| Mr. Gopal Singh | Independent Director |
| Mrs. Aparna Sharma | Independent Director |
| Mr. Asis Banerjee | Independent Director |
| Mrs. Shikha Singhal | Executive Director |
FAQ
What is the intrinsic value of ARC Finance Ltd?
ARC Finance Ltd's intrinsic value (as of 29 December 2025) is 0.61 which is 7.58% lower the current market price of 0.66, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 57.5 Cr. market cap, FY2025-2026 high/low of 1.58/0.63, reserves of ₹11.43 Cr, and liabilities of 115.63 Cr.
What is the Market Cap of ARC Finance Ltd?
The Market Cap of ARC Finance Ltd is 57.5 Cr..
What is the current Stock Price of ARC Finance Ltd as on 29 December 2025?
The current stock price of ARC Finance Ltd as on 29 December 2025 is 0.66.
What is the High / Low of ARC Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of ARC Finance Ltd stocks is 1.58/0.63.
What is the Stock P/E of ARC Finance Ltd?
The Stock P/E of ARC Finance Ltd is .
What is the Book Value of ARC Finance Ltd?
The Book Value of ARC Finance Ltd is 1.13.
What is the Dividend Yield of ARC Finance Ltd?
The Dividend Yield of ARC Finance Ltd is 0.00 %.
What is the ROCE of ARC Finance Ltd?
The ROCE of ARC Finance Ltd is 7.44 %.
What is the ROE of ARC Finance Ltd?
The ROE of ARC Finance Ltd is 4.43 %.
What is the Face Value of ARC Finance Ltd?
The Face Value of ARC Finance Ltd is 1.00.