Share Price and Basic Stock Data
Last Updated: January 19, 2026, 1:36 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
ARC Finance Ltd operates in the Finance & Investments sector, with its stock currently priced at ₹0.63 and a market capitalization of ₹54.9 Cr. The company has reported a notable fluctuation in its revenue, with sales recorded at ₹32.59 Cr for FY 2022 and declining to ₹6.92 Cr in FY 2023, before rebounding to ₹9.24 Cr in FY 2024. In the trailing twelve months (TTM), sales stood at ₹31.18 Cr, indicating a potential recovery trajectory. Quarterly sales figures reveal significant variability, with a peak of ₹20.05 Cr in September 2025, contrasting sharply with lower figures such as ₹0.41 Cr in December 2022. Such inconsistencies may reflect market volatility or operational challenges. The company’s operating profit margins (OPM) showed a stark contrast, with a high of 90.24% in December 2022, but subsequently fluctuating, indicating potential inefficiencies in cost management in subsequent quarters.
Profitability and Efficiency Metrics
ARC Finance’s profitability metrics reveal a challenging landscape, with a net profit of ₹0.33 Cr reported for FY 2023, which declined to ₹0.27 Cr in FY 2024. The company recorded a net loss of ₹2.87 Cr in its TTM analysis. The operating profit margin, which stood at 1.15% overall, saw significant volatility, peaking at 90.24% but later dipping to -122.74% in March 2025. This wide range suggests operational challenges and inconsistent cost management strategies. The interest coverage ratio (ICR) is reported at 3.77x, indicating that the company can cover its interest obligations comfortably, although this figure is lower than the typical range for robust financial health in the finance sector. The return on equity (ROE) of 4.43% and return on capital employed (ROCE) of 7.44% reflect modest profitability relative to the capital invested, signalling potential room for improvement in generating returns.
Balance Sheet Strength and Financial Ratios
ARC Finance’s balance sheet exhibits a mixed picture, with total borrowings reported at ₹14.74 Cr against reserves of ₹11.43 Cr, indicating a leverage position that could pose risks if not managed prudently. The company’s debt-to-equity ratio is 0.01, suggesting a low dependence on external financing, which is generally a positive sign. However, the cash conversion cycle (CCC) of 571.89 days raises concerns about operational efficiency and liquidity management, as longer cycles can hinder cash flow. The price-to-book value (P/BV) ratio stands at 0.93x, indicating that the stock is trading at a discount to its book value, which may attract value investors. Financial ratios such as current and quick ratios are exceptionally high at 830.57 and 630.13, respectively, reflecting strong liquidity but potentially indicating inefficiencies in utilizing assets effectively.
Shareholding Pattern and Investor Confidence
Investor confidence in ARC Finance is reflected in its shareholding pattern, where promoters hold 6.97% of the company, a decline from 12.02% in December 2024. This reduction may raise concerns about promoter commitment and could affect market sentiment. Conversely, public ownership stands at 93.03%, which suggests a broad base of retail investors. The number of shareholders has increased significantly from 80,504 in December 2022 to 335,324 by September 2025, indicating growing interest and potential confidence among retail investors. However, the absence of foreign institutional investment (FIIs), which remains at 0.00%, could imply a lack of institutional confidence in the company’s long-term prospects. This dynamic can impact the stock’s liquidity and valuation, as institutional investors typically provide stability.
Outlook, Risks, and Final Insight
Looking ahead, ARC Finance faces both opportunities and challenges. The company’s ability to stabilize its revenue and improve profitability metrics will be crucial for enhancing investor confidence. The substantial variability in sales and operating profits poses a significant risk, as does the high cash conversion cycle, which could strain liquidity. Additionally, a low promoter stake may deter institutional investment, impacting the stock’s performance. However, the company’s low debt levels and strong liquidity ratios present a foundation for potential recovery if operational efficiencies are improved. The market environment and competitive landscape will be critical determinants of future performance, as ARC Finance navigates its path towards sustainable growth and profitability.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 12.1 Cr. | 41.3 | 60.0/36.4 | 48.4 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,362 Cr. | 298 | 484/280 | 15.2 | 111 | 0.34 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 32.3 Cr. | 0.46 | 1.34/0.38 | 4.48 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 4.94 Cr. | 9.98 | 11.6/8.25 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 19.8 Cr. | 38.6 | 69.9/38.5 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 7,245.95 Cr | 1,307.60 | 69.79 | 3,844.57 | 0.37% | 21.71% | 14.20% | 7.28 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.92 | 0.41 | 4.54 | 0.40 | 0.48 | 0.55 | 7.82 | 0.60 | 12.37 | 6.67 | 3.65 | 0.81 | 20.05 |
| Expenses | 0.76 | 0.04 | 3.53 | 0.20 | 0.13 | 0.59 | 7.67 | -3.59 | 6.33 | 5.03 | 8.13 | 0.57 | 19.82 |
| Operating Profit | 0.16 | 0.37 | 1.01 | 0.20 | 0.35 | -0.04 | 0.15 | 4.19 | 6.04 | 1.64 | -4.48 | 0.24 | 0.23 |
| OPM % | 17.39% | 90.24% | 22.25% | 50.00% | 72.92% | -7.27% | 1.92% | 698.33% | 48.83% | 24.59% | -122.74% | 29.63% | 1.15% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.89 | -0.06 | 0.00 | 0.00 |
| Interest | 0.01 | 0.00 | 1.31 | 0.02 | 0.02 | 0.02 | 0.03 | 0.01 | 1.42 | 0.24 | 0.01 | 0.01 | 0.01 |
| Depreciation | 0.03 | 0.00 | 0.04 | 0.06 | 0.06 | 0.06 | 0.03 | 0.05 | 0.05 | 0.05 | 0.13 | 0.05 | 0.05 |
| Profit before tax | 0.12 | 0.37 | -0.34 | 0.12 | 0.27 | -0.12 | 0.09 | 4.13 | 4.57 | 0.46 | -4.68 | 0.18 | 0.17 |
| Tax % | 25.00% | 24.32% | 23.53% | 25.00% | 25.93% | -25.00% | 22.22% | 25.91% | 26.04% | 26.09% | -26.07% | 27.78% | 23.53% |
| Net Profit | 0.09 | 0.28 | -0.43 | 0.09 | 0.20 | -0.09 | 0.07 | 3.06 | 3.38 | 0.34 | -3.46 | 0.13 | 0.12 |
| EPS in Rs | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.03 | 0.04 | 0.00 | -0.04 | 0.00 | 0.00 |
Last Updated: December 28, 2025, 3:02 am
Below is a detailed analysis of the quarterly data for ARC Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 20.05 Cr.. The value appears strong and on an upward trend. It has increased from 0.81 Cr. (Jun 2025) to 20.05 Cr., marking an increase of 19.24 Cr..
- For Expenses, as of Sep 2025, the value is 19.82 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.57 Cr. (Jun 2025) to 19.82 Cr., marking an increase of 19.25 Cr..
- For Operating Profit, as of Sep 2025, the value is 0.23 Cr.. The value appears to be declining and may need further review. It has decreased from 0.24 Cr. (Jun 2025) to 0.23 Cr., marking a decrease of 0.01 Cr..
- For OPM %, as of Sep 2025, the value is 1.15%. The value appears to be declining and may need further review. It has decreased from 29.63% (Jun 2025) to 1.15%, marking a decrease of 28.48%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Interest, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.01 Cr..
- For Depreciation, as of Sep 2025, the value is 0.05 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.05 Cr..
- For Profit before tax, as of Sep 2025, the value is 0.17 Cr.. The value appears to be declining and may need further review. It has decreased from 0.18 Cr. (Jun 2025) to 0.17 Cr., marking a decrease of 0.01 Cr..
- For Tax %, as of Sep 2025, the value is 23.53%. The value appears to be improving (decreasing) as expected. It has decreased from 27.78% (Jun 2025) to 23.53%, marking a decrease of 4.25%.
- For Net Profit, as of Sep 2025, the value is 0.12 Cr.. The value appears to be declining and may need further review. It has decreased from 0.13 Cr. (Jun 2025) to 0.12 Cr., marking a decrease of 0.01 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.00. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:12 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.01 | 4.74 | 3.50 | 7.78 | 6.00 | 4.63 | 8.28 | 4.19 | 32.59 | 6.92 | 9.24 | 23.30 | 31.18 |
| Expenses | 0.04 | 4.34 | 3.06 | 7.56 | 5.78 | 5.10 | 7.98 | 3.89 | 31.94 | 5.09 | 8.59 | 16.92 | 33.55 |
| Operating Profit | -0.03 | 0.40 | 0.44 | 0.22 | 0.22 | -0.47 | 0.30 | 0.30 | 0.65 | 1.83 | 0.65 | 6.38 | -2.37 |
| OPM % | -300.00% | 8.44% | 12.57% | 2.83% | 3.67% | -10.15% | 3.62% | 7.16% | 1.99% | 26.45% | 7.03% | 27.38% | -7.60% |
| Other Income | 0.06 | -0.07 | 0.00 | 0.00 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | -0.95 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.10 | 0.02 | 0.01 | 0.21 | 1.32 | 0.09 | 1.70 | 0.27 |
| Depreciation | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.04 | 0.05 | 0.07 | 0.20 | 0.20 | 0.28 |
| Profit before tax | 0.02 | 0.32 | 0.42 | 0.20 | 0.21 | -0.60 | 0.25 | 0.25 | 0.39 | 0.44 | 0.37 | 4.48 | -3.87 |
| Tax % | 100.00% | 37.50% | 33.33% | 30.00% | 23.81% | -3.33% | 0.00% | 24.00% | 25.64% | 25.00% | 27.03% | 25.89% | |
| Net Profit | 0.01 | 0.20 | 0.28 | 0.14 | 0.15 | -0.58 | 0.24 | 0.18 | 0.28 | 0.33 | 0.27 | 3.31 | -2.87 |
| EPS in Rs | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | -0.04 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 1900.00% | 40.00% | -50.00% | 7.14% | -486.67% | 141.38% | -25.00% | 55.56% | 17.86% | -18.18% | 1125.93% |
| Change in YoY Net Profit Growth (%) | 0.00% | -1860.00% | -90.00% | 57.14% | -493.81% | 628.05% | -166.38% | 80.56% | -37.70% | -36.04% | 1144.11% |
ARC Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 17% |
| 5 Years: | 23% |
| 3 Years: | -11% |
| TTM: | 149% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 32% |
| 5 Years: | 76% |
| 3 Years: | 143% |
| TTM: | -66% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 75% |
| 3 Years: | 2% |
| 1 Year: | -33% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 2% |
| 3 Years: | 3% |
| Last Year: | 5% |
Last Updated: September 5, 2025, 2:21 pm
Balance Sheet
Last Updated: December 10, 2025, 3:49 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 0.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 87.15 | 87.15 |
| Reserves | 0.35 | 0.06 | 0.33 | 0.46 | 0.61 | 0.02 | 0.28 | 0.46 | 0.78 | 1.12 | 0.68 | 11.17 | 11.43 |
| Borrowings | 0.01 | 0.00 | 0.00 | 0.00 | 1.00 | 7.79 | 1.01 | 0.09 | 25.16 | 14.76 | 16.09 | 0.58 | 14.74 |
| Other Liabilities | 0.09 | 0.28 | 0.53 | 4.11 | 4.26 | 2.57 | 5.31 | 3.68 | 2.83 | 4.56 | 4.24 | 1.45 | 2.31 |
| Total Liabilities | 0.95 | 50.84 | 51.36 | 55.07 | 56.37 | 60.88 | 57.10 | 54.73 | 79.27 | 70.94 | 71.51 | 100.35 | 115.63 |
| Fixed Assets | 0.10 | 0.04 | 0.02 | 0.01 | 0.14 | 0.12 | 0.23 | 0.19 | 0.27 | 1.57 | 1.37 | 1.27 | 1.16 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.68 | 6.98 | 2.26 | 0.62 | 0.47 | 0.46 | 0.60 | 0.35 | 0.35 | 0.35 | 0.30 | 2.62 | 2.37 |
| Other Assets | 0.17 | 43.82 | 49.08 | 54.44 | 55.76 | 60.30 | 56.27 | 54.19 | 78.65 | 69.02 | 69.84 | 96.46 | 112.10 |
| Total Assets | 0.95 | 50.84 | 51.36 | 55.07 | 56.37 | 60.88 | 57.10 | 54.73 | 79.27 | 70.94 | 71.51 | 100.35 | 115.63 |
Below is a detailed analysis of the balance sheet data for ARC Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 87.15 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 87.15 Cr..
- For Reserves, as of Sep 2025, the value is 11.43 Cr.. The value appears strong and on an upward trend. It has increased from 11.17 Cr. (Mar 2025) to 11.43 Cr., marking an increase of 0.26 Cr..
- For Borrowings, as of Sep 2025, the value is 14.74 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 0.58 Cr. (Mar 2025) to 14.74 Cr., marking an increase of 14.16 Cr..
- For Other Liabilities, as of Sep 2025, the value is 2.31 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.45 Cr. (Mar 2025) to 2.31 Cr., marking an increase of 0.86 Cr..
- For Total Liabilities, as of Sep 2025, the value is 115.63 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 100.35 Cr. (Mar 2025) to 115.63 Cr., marking an increase of 15.28 Cr..
- For Fixed Assets, as of Sep 2025, the value is 1.16 Cr.. The value appears to be declining and may need further review. It has decreased from 1.27 Cr. (Mar 2025) to 1.16 Cr., marking a decrease of 0.11 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 2.37 Cr.. The value appears to be declining and may need further review. It has decreased from 2.62 Cr. (Mar 2025) to 2.37 Cr., marking a decrease of 0.25 Cr..
- For Other Assets, as of Sep 2025, the value is 112.10 Cr.. The value appears strong and on an upward trend. It has increased from 96.46 Cr. (Mar 2025) to 112.10 Cr., marking an increase of 15.64 Cr..
- For Total Assets, as of Sep 2025, the value is 115.63 Cr.. The value appears strong and on an upward trend. It has increased from 100.35 Cr. (Mar 2025) to 115.63 Cr., marking an increase of 15.28 Cr..
However, the Borrowings (14.74 Cr.) are higher than the Reserves (11.43 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.04 | 0.40 | 0.44 | 0.22 | -0.78 | -8.26 | -0.71 | 0.21 | -24.51 | -12.93 | -15.44 | 5.80 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 2,920.00 | 0.00 | 19.81 | 14.07 | 130.79 | 33.11 | 2.64 | 4.36 | 35.73 | 67.51 | 48.98 | 0.78 |
| Inventory Days | 9.75 | 7.27 | 148.50 | 101.80 | 266.50 | 175.53 | 413.25 | 115.96 | 1,229.08 | 1,076.47 | 571.35 | |
| Days Payable | 0.00 | 24.72 | 230.81 | 267.89 | 167.23 | 243.81 | 428.10 | 30.11 | 443.75 | 4.17 | 0.24 | |
| Cash Conversion Cycle | 2,920.00 | 9.75 | 2.36 | -68.23 | -35.30 | 132.38 | -65.64 | -10.49 | 121.57 | 852.85 | 1,121.29 | 571.89 |
| Working Capital Days | 4,745.00 | 3,347.37 | 5,035.96 | 2,329.81 | 3,031.32 | 3,939.32 | -33.06 | 20.04 | 123.76 | 494.23 | 817.69 | 376.28 |
| ROCE % | 2.35% | 1.52% | 0.83% | 0.39% | 0.45% | -0.91% | 0.49% | 0.51% | 0.94% | 2.46% | 0.69% | 7.44% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 1.00 | 1.00 | 1.00 | 10.00 |
| Basic EPS (Rs.) | 3.80 | 0.01 | 0.01 | 0.01 | 0.04 |
| Diluted EPS (Rs.) | 3.80 | 0.01 | 0.01 | 0.01 | 0.04 |
| Cash EPS (Rs.) | 0.04 | 0.01 | 0.01 | 0.01 | 0.04 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1.13 | 1.01 | 1.02 | 1.02 | 10.09 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1.13 | 1.01 | 1.02 | 1.02 | 10.09 |
| Revenue From Operations / Share (Rs.) | 0.26 | 0.18 | 0.13 | 0.64 | 0.82 |
| PBDIT / Share (Rs.) | 0.07 | 0.01 | 0.03 | 0.01 | 0.05 |
| PBIT / Share (Rs.) | 0.07 | 0.01 | 0.03 | 0.01 | 0.05 |
| PBT / Share (Rs.) | 0.05 | 0.01 | 0.01 | 0.01 | 0.04 |
| Net Profit / Share (Rs.) | 0.03 | 0.01 | 0.01 | 0.01 | 0.03 |
| PBDIT Margin (%) | 27.32 | 7.11 | 26.56 | 1.97 | 7.11 |
| PBIT Margin (%) | 26.45 | 4.93 | 25.51 | 1.81 | 6.09 |
| PBT Margin (%) | 19.21 | 3.97 | 6.39 | 1.17 | 5.86 |
| Net Profit Margin (%) | 14.21 | 2.93 | 4.73 | 0.87 | 4.34 |
| Return on Networth / Equity (%) | 3.36 | 0.53 | 0.63 | 0.55 | 0.35 |
| Return on Capital Employeed (%) | 6.14 | 0.87 | 3.34 | 1.14 | 0.49 |
| Return On Assets (%) | 3.30 | 0.37 | 0.46 | 0.35 | 0.33 |
| Long Term Debt / Equity (X) | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 |
| Total Debt / Equity (X) | 0.01 | 0.31 | 0.28 | 0.49 | 0.00 |
| Asset Turnover Ratio (%) | 0.27 | 0.12 | 0.09 | 0.48 | 0.07 |
| Current Ratio (X) | 830.57 | 3.61 | 3.81 | 2.86 | 15.65 |
| Quick Ratio (X) | 630.13 | 2.41 | 3.18 | 2.51 | 14.69 |
| Inventory Turnover Ratio (X) | 0.98 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 3.77 | 7.40 | 1.39 | 3.10 | 31.43 |
| Interest Coverage Ratio (Post Tax) (X) | 2.96 | 4.05 | 1.25 | 2.37 | 20.17 |
| Enterprise Value (Cr.) | 91.04 | 56.68 | 46.20 | 161.83 | 18.48 |
| EV / Net Operating Revenue (X) | 3.91 | 6.14 | 6.68 | 4.96 | 4.42 |
| EV / EBITDA (X) | 14.30 | 86.20 | 25.15 | 251.68 | 62.11 |
| MarketCap / Net Operating Revenue (X) | 3.93 | 4.43 | 4.67 | 4.26 | 4.60 |
| Price / BV (X) | 0.93 | 0.79 | 0.62 | 2.71 | 0.37 |
| Price / Net Operating Revenue (X) | 3.93 | 4.43 | 4.67 | 4.26 | 4.61 |
| EarningsYield | 0.03 | 0.01 | 0.01 | 0.00 | 0.01 |
After reviewing the key financial ratios for ARC Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 3.80. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 24) to 3.80, marking an increase of 3.79.
- For Diluted EPS (Rs.), as of Mar 25, the value is 3.80. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 24) to 3.80, marking an increase of 3.79.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 3. It has increased from 0.01 (Mar 24) to 0.04, marking an increase of 0.03.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.13. It has increased from 1.01 (Mar 24) to 1.13, marking an increase of 0.12.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.13. It has increased from 1.01 (Mar 24) to 1.13, marking an increase of 0.12.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.26. It has increased from 0.18 (Mar 24) to 0.26, marking an increase of 0.08.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.07. This value is below the healthy minimum of 2. It has increased from 0.01 (Mar 24) to 0.07, marking an increase of 0.06.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.07. This value is within the healthy range. It has increased from 0.01 (Mar 24) to 0.07, marking an increase of 0.06.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.05. This value is within the healthy range. It has increased from 0.01 (Mar 24) to 0.05, marking an increase of 0.04.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 2. It has increased from 0.01 (Mar 24) to 0.03, marking an increase of 0.02.
- For PBDIT Margin (%), as of Mar 25, the value is 27.32. This value is within the healthy range. It has increased from 7.11 (Mar 24) to 27.32, marking an increase of 20.21.
- For PBIT Margin (%), as of Mar 25, the value is 26.45. This value exceeds the healthy maximum of 20. It has increased from 4.93 (Mar 24) to 26.45, marking an increase of 21.52.
- For PBT Margin (%), as of Mar 25, the value is 19.21. This value is within the healthy range. It has increased from 3.97 (Mar 24) to 19.21, marking an increase of 15.24.
- For Net Profit Margin (%), as of Mar 25, the value is 14.21. This value exceeds the healthy maximum of 10. It has increased from 2.93 (Mar 24) to 14.21, marking an increase of 11.28.
- For Return on Networth / Equity (%), as of Mar 25, the value is 3.36. This value is below the healthy minimum of 15. It has increased from 0.53 (Mar 24) to 3.36, marking an increase of 2.83.
- For Return on Capital Employeed (%), as of Mar 25, the value is 6.14. This value is below the healthy minimum of 10. It has increased from 0.87 (Mar 24) to 6.14, marking an increase of 5.27.
- For Return On Assets (%), as of Mar 25, the value is 3.30. This value is below the healthy minimum of 5. It has increased from 0.37 (Mar 24) to 3.30, marking an increase of 2.93.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.01.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.01. This value is within the healthy range. It has decreased from 0.31 (Mar 24) to 0.01, marking a decrease of 0.30.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.27. It has increased from 0.12 (Mar 24) to 0.27, marking an increase of 0.15.
- For Current Ratio (X), as of Mar 25, the value is 830.57. This value exceeds the healthy maximum of 3. It has increased from 3.61 (Mar 24) to 830.57, marking an increase of 826.96.
- For Quick Ratio (X), as of Mar 25, the value is 630.13. This value exceeds the healthy maximum of 2. It has increased from 2.41 (Mar 24) to 630.13, marking an increase of 627.72.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 0.98. This value is below the healthy minimum of 4. It has increased from 0.00 (Mar 24) to 0.98, marking an increase of 0.98.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 3.77. This value is within the healthy range. It has decreased from 7.40 (Mar 24) to 3.77, marking a decrease of 3.63.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 2.96. This value is below the healthy minimum of 3. It has decreased from 4.05 (Mar 24) to 2.96, marking a decrease of 1.09.
- For Enterprise Value (Cr.), as of Mar 25, the value is 91.04. It has increased from 56.68 (Mar 24) to 91.04, marking an increase of 34.36.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 3.91. This value exceeds the healthy maximum of 3. It has decreased from 6.14 (Mar 24) to 3.91, marking a decrease of 2.23.
- For EV / EBITDA (X), as of Mar 25, the value is 14.30. This value is within the healthy range. It has decreased from 86.20 (Mar 24) to 14.30, marking a decrease of 71.90.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 3.93. This value exceeds the healthy maximum of 3. It has decreased from 4.43 (Mar 24) to 3.93, marking a decrease of 0.50.
- For Price / BV (X), as of Mar 25, the value is 0.93. This value is below the healthy minimum of 1. It has increased from 0.79 (Mar 24) to 0.93, marking an increase of 0.14.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 3.93. This value exceeds the healthy maximum of 3. It has decreased from 4.43 (Mar 24) to 3.93, marking a decrease of 0.50.
- For EarningsYield, as of Mar 25, the value is 0.03. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 24) to 0.03, marking an increase of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in ARC Finance Ltd:
- Net Profit Margin: 14.21%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 6.14% (Industry Average ROCE: 21.71%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 3.36% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 2.96
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 630.13
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 69.79)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.01
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 14.21%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 18, Rabindra Sarani, Poddar Court, Kolkata West Bengal 700001 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Virendra Kumar Soni | Executive Director |
| Mr. Somnath Chitrakar | Executive Director |
| Mr. Gopal Singh | Independent Director |
| Mrs. Aparna Sharma | Independent Director |
| Mr. Asis Banerjee | Independent Director |
| Mrs. Shikha Singhal | Executive Director |
FAQ
What is the intrinsic value of ARC Finance Ltd?
ARC Finance Ltd's intrinsic value (as of 19 January 2026) is ₹0.61 which is 0.00% lower the current market price of ₹0.61, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹53.2 Cr. market cap, FY2025-2026 high/low of ₹1.54/0.60, reserves of ₹11.43 Cr, and liabilities of ₹115.63 Cr.
What is the Market Cap of ARC Finance Ltd?
The Market Cap of ARC Finance Ltd is 53.2 Cr..
What is the current Stock Price of ARC Finance Ltd as on 19 January 2026?
The current stock price of ARC Finance Ltd as on 19 January 2026 is ₹0.61.
What is the High / Low of ARC Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of ARC Finance Ltd stocks is ₹1.54/0.60.
What is the Stock P/E of ARC Finance Ltd?
The Stock P/E of ARC Finance Ltd is .
What is the Book Value of ARC Finance Ltd?
The Book Value of ARC Finance Ltd is 1.13.
What is the Dividend Yield of ARC Finance Ltd?
The Dividend Yield of ARC Finance Ltd is 0.00 %.
What is the ROCE of ARC Finance Ltd?
The ROCE of ARC Finance Ltd is 7.44 %.
What is the ROE of ARC Finance Ltd?
The ROE of ARC Finance Ltd is 4.43 %.
What is the Face Value of ARC Finance Ltd?
The Face Value of ARC Finance Ltd is 1.00.