Share Price and Basic Stock Data
Last Updated: October 29, 2025, 10:50 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
ARC Finance Ltd operates in the Finance & Investments sector, with a market capitalization of ₹68.0 Cr and a current share price of ₹0.78. The company reported total sales of ₹23.30 Cr for the fiscal year ending March 2025, a significant increase from ₹6.92 Cr in March 2023. This upward trajectory in revenue reflects a robust recovery, as evidenced by the quarterly sales figures, which rose sharply to ₹7.82 Cr in March 2024 from a mere ₹0.41 Cr in December 2022. However, the sales figures displayed volatility, with some quarters such as June 2023 and June 2024 recording sales of ₹0.40 Cr and ₹0.60 Cr, respectively. The reported operating profit margin (OPM) stood at 29.63%, indicating a relatively healthy operational efficiency compared to industry standards. Despite fluctuations, the company appears to be regaining ground, evidenced by the trailing twelve months (TTM) revenue of ₹23.50 Cr, which underscores a strong rebound in business activities.
Profitability and Efficiency Metrics
ARC Finance Ltd’s profitability metrics indicate a mixed performance. The company reported a net profit of ₹3.31 Cr for the fiscal year ending March 2025, a significant improvement from ₹0.33 Cr in March 2023. The net profit margin rose to 14.21%, showcasing enhanced profitability relative to previous years. However, the return on equity (ROE) was recorded at 3.36%, while the return on capital employed (ROCE) stood at 7.44%. These figures suggest that while the company is generating profits, the returns are relatively modest compared to the capital invested. The interest coverage ratio (ICR) reported at 3.77x indicates a comfortable ability to meet interest obligations, which is positive. Nonetheless, the cash conversion cycle (CCC) of 571.89 days raises concerns regarding operational efficiency and cash flow management. This extended CCC may suggest challenges in managing receivables and inventory effectively, which could impact future profitability.
Balance Sheet Strength and Financial Ratios
ARC Finance Ltd’s balance sheet reflects a mixed picture of financial health. The company reported total assets of ₹100.35 Cr as of March 2025, with total liabilities at ₹100.35 Cr, indicating a balanced sheet. Reserves have significantly increased to ₹11.17 Cr in March 2025 from ₹1.12 Cr in March 2023, highlighting improved retained earnings. Borrowings have decreased to ₹0.58 Cr, showcasing a prudent approach to debt management. The current ratio stood exceptionally high at 830.57x, suggesting robust liquidity that far exceeds typical industry standards. However, the price-to-book value (P/BV) ratio of 0.93x indicates that the stock is trading below its book value, which may suggest market skepticism regarding future growth prospects. The interest coverage ratio, while healthy, indicates that the company must remain vigilant about interest obligations as it grows. Overall, while the balance sheet shows strength in liquidity and reserves, the low ROE and concern over the P/BV ratio may require strategic adjustments.
Shareholding Pattern and Investor Confidence
The shareholding pattern of ARC Finance Ltd reveals a significant presence of public shareholders, accounting for 92.97% as of March 2025. This high public ownership indicates strong retail interest and confidence in the company’s recovery trajectory. Conversely, promoter holdings have declined to 6.97% from a stable 12.02% throughout the earlier quarters, which may raise questions about insider confidence in the company’s future. Foreign institutional investors (FIIs) hold a minimal 0.06%, suggesting limited interest from international investors. The number of shareholders has increased dramatically from 74,736 in September 2022 to 3,47,460 in March 2025, reflecting growing retail participation. This surge in shareholder numbers may provide a buffer against volatility, but the declining promoter stake could signal potential governance concerns. Overall, while public confidence appears strong, the promoter reduction warrants careful monitoring as it may impact strategic decision-making.
Outlook, Risks, and Final Insight
Looking ahead, ARC Finance Ltd’s recovery in sales and profitability presents a cautiously optimistic outlook. The significant increase in revenue and net profit for March 2025 signals a positive trend, but the company faces inherent risks. The extended cash conversion cycle and modest returns on equity indicate potential operational inefficiencies that could hinder sustained growth. Additionally, the declining promoter stake may raise governance concerns, potentially affecting investor sentiment. Strengths include robust liquidity and a growing shareholder base, which could provide stability. However, the company must address its operational challenges and enhance its return metrics to attract broader institutional interest. Ultimately, while ARC Finance Ltd is on a recovery path, its ability to manage risks effectively will determine its long-term success and investor confidence.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of ARC Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 11.7 Cr. | 40.0 | 67.7/36.4 | 41.9 | 43.5 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,448 Cr. | 309 | 495/280 | 15.8 | 102 | 0.32 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 38.7 Cr. | 0.55 | 2.42/0.46 | 3.76 | 0.02 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 4.19 Cr. | 8.47 | 12.7/8.25 | 10.3 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 28.8 Cr. | 56.2 | 72.0/47.6 | 20.6 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 6,822.91 Cr | 1,424.34 | 135.36 | 3,769.50 | 0.31% | 21.70% | 14.20% | 7.28 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.05 | 0.92 | 0.41 | 4.54 | 0.40 | 0.48 | 0.55 | 7.82 | 0.60 | 12.37 | 6.67 | 3.65 | 0.81 |
| Expenses | 0.76 | 0.76 | 0.04 | 3.53 | 0.20 | 0.13 | 0.59 | 7.67 | -3.59 | 6.33 | 5.03 | 8.13 | 0.57 |
| Operating Profit | 0.29 | 0.16 | 0.37 | 1.01 | 0.20 | 0.35 | -0.04 | 0.15 | 4.19 | 6.04 | 1.64 | -4.48 | 0.24 |
| OPM % | 27.62% | 17.39% | 90.24% | 22.25% | 50.00% | 72.92% | -7.27% | 1.92% | 698.33% | 48.83% | 24.59% | -122.74% | 29.63% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.89 | -0.06 | 0.00 |
| Interest | 0.00 | 0.01 | 0.00 | 1.31 | 0.02 | 0.02 | 0.02 | 0.03 | 0.01 | 1.42 | 0.24 | 0.01 | 0.01 |
| Depreciation | 0.00 | 0.03 | 0.00 | 0.04 | 0.06 | 0.06 | 0.06 | 0.03 | 0.05 | 0.05 | 0.05 | 0.13 | 0.05 |
| Profit before tax | 0.29 | 0.12 | 0.37 | -0.34 | 0.12 | 0.27 | -0.12 | 0.09 | 4.13 | 4.57 | 0.46 | -4.68 | 0.18 |
| Tax % | 24.14% | 25.00% | 24.32% | 23.53% | 25.00% | 25.93% | -25.00% | 22.22% | 25.91% | 26.04% | 26.09% | -26.07% | 27.78% |
| Net Profit | 0.21 | 0.09 | 0.28 | -0.43 | 0.09 | 0.20 | -0.09 | 0.07 | 3.06 | 3.38 | 0.34 | -3.46 | 0.13 |
| EPS in Rs | 0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.03 | 0.04 | 0.00 | -0.04 | 0.00 |
Last Updated: August 19, 2025, 11:30 pm
Below is a detailed analysis of the quarterly data for ARC Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.81 Cr.. The value appears to be declining and may need further review. It has decreased from 3.65 Cr. (Mar 2025) to 0.81 Cr., marking a decrease of 2.84 Cr..
- For Expenses, as of Jun 2025, the value is 0.57 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 8.13 Cr. (Mar 2025) to 0.57 Cr., marking a decrease of 7.56 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.24 Cr.. The value appears strong and on an upward trend. It has increased from -4.48 Cr. (Mar 2025) to 0.24 Cr., marking an increase of 4.72 Cr..
- For OPM %, as of Jun 2025, the value is 29.63%. The value appears strong and on an upward trend. It has increased from -122.74% (Mar 2025) to 29.63%, marking an increase of 152.37%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value appears strong and on an upward trend. It has increased from -0.06 Cr. (Mar 2025) to 0.00 Cr., marking an increase of 0.06 Cr..
- For Interest, as of Jun 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.01 Cr..
- For Depreciation, as of Jun 2025, the value is 0.05 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.13 Cr. (Mar 2025) to 0.05 Cr., marking a decrease of 0.08 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.18 Cr.. The value appears strong and on an upward trend. It has increased from -4.68 Cr. (Mar 2025) to 0.18 Cr., marking an increase of 4.86 Cr..
- For Tax %, as of Jun 2025, the value is 27.78%. The value appears to be increasing, which may not be favorable. It has increased from -26.07% (Mar 2025) to 27.78%, marking an increase of 53.85%.
- For Net Profit, as of Jun 2025, the value is 0.13 Cr.. The value appears strong and on an upward trend. It has increased from -3.46 Cr. (Mar 2025) to 0.13 Cr., marking an increase of 3.59 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.00. The value appears strong and on an upward trend. It has increased from -0.04 (Mar 2025) to 0.00, marking an increase of 0.04.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:56 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.01 | 4.74 | 3.50 | 7.78 | 6.00 | 4.63 | 8.28 | 4.19 | 32.59 | 6.92 | 9.24 | 23.30 | 23.50 |
| Expenses | 0.04 | 4.34 | 3.06 | 7.56 | 5.78 | 5.10 | 7.98 | 3.89 | 31.94 | 5.09 | 8.59 | 16.92 | 20.06 |
| Operating Profit | -0.03 | 0.40 | 0.44 | 0.22 | 0.22 | -0.47 | 0.30 | 0.30 | 0.65 | 1.83 | 0.65 | 6.38 | 3.44 |
| OPM % | -300.00% | 8.44% | 12.57% | 2.83% | 3.67% | -10.15% | 3.62% | 7.16% | 1.99% | 26.45% | 7.03% | 27.38% | 14.64% |
| Other Income | 0.06 | -0.07 | 0.00 | 0.00 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | -0.95 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.10 | 0.02 | 0.01 | 0.21 | 1.32 | 0.09 | 1.70 | 1.68 |
| Depreciation | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.04 | 0.05 | 0.07 | 0.20 | 0.20 | 0.28 |
| Profit before tax | 0.02 | 0.32 | 0.42 | 0.20 | 0.21 | -0.60 | 0.25 | 0.25 | 0.39 | 0.44 | 0.37 | 4.48 | 0.53 |
| Tax % | 100.00% | 37.50% | 33.33% | 30.00% | 23.81% | -3.33% | 0.00% | 24.00% | 25.64% | 25.00% | 27.03% | 25.89% | |
| Net Profit | 0.01 | 0.20 | 0.28 | 0.14 | 0.15 | -0.58 | 0.24 | 0.18 | 0.28 | 0.33 | 0.27 | 3.31 | 0.39 |
| EPS in Rs | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | 0.00 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 1900.00% | 40.00% | -50.00% | 7.14% | -486.67% | 141.38% | -25.00% | 55.56% | 17.86% | -18.18% | 1125.93% |
| Change in YoY Net Profit Growth (%) | 0.00% | -1860.00% | -90.00% | 57.14% | -493.81% | 628.05% | -166.38% | 80.56% | -37.70% | -36.04% | 1144.11% |
ARC Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 17% |
| 5 Years: | 23% |
| 3 Years: | -11% |
| TTM: | 149% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 32% |
| 5 Years: | 76% |
| 3 Years: | 143% |
| TTM: | -66% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 75% |
| 3 Years: | 2% |
| 1 Year: | -33% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 2% |
| 3 Years: | 3% |
| Last Year: | 5% |
Last Updated: September 5, 2025, 2:21 pm
Balance Sheet
Last Updated: October 10, 2025, 3:28 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 0.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 87.15 |
| Reserves | 0.35 | 0.06 | 0.33 | 0.46 | 0.61 | 0.02 | 0.28 | 0.46 | 0.78 | 1.12 | 0.68 | 11.17 |
| Borrowings | 0.01 | 0.00 | 0.00 | 0.00 | 1.00 | 7.79 | 1.01 | 0.09 | 25.16 | 14.76 | 16.09 | 0.58 |
| Other Liabilities | 0.09 | 0.28 | 0.53 | 4.11 | 4.26 | 2.57 | 5.31 | 3.68 | 2.83 | 4.56 | 4.24 | 1.45 |
| Total Liabilities | 0.95 | 50.84 | 51.36 | 55.07 | 56.37 | 60.88 | 57.10 | 54.73 | 79.27 | 70.94 | 71.51 | 100.35 |
| Fixed Assets | 0.10 | 0.04 | 0.02 | 0.01 | 0.14 | 0.12 | 0.23 | 0.19 | 0.27 | 1.57 | 1.37 | 1.27 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.68 | 6.98 | 2.26 | 0.62 | 0.47 | 0.46 | 0.60 | 0.35 | 0.35 | 0.35 | 0.30 | 2.62 |
| Other Assets | 0.17 | 43.82 | 49.08 | 54.44 | 55.76 | 60.30 | 56.27 | 54.19 | 78.65 | 69.02 | 69.84 | 96.46 |
| Total Assets | 0.95 | 50.84 | 51.36 | 55.07 | 56.37 | 60.88 | 57.10 | 54.73 | 79.27 | 70.94 | 71.51 | 100.35 |
Below is a detailed analysis of the balance sheet data for ARC Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 87.15 Cr.. The value appears strong and on an upward trend. It has increased from 50.50 Cr. (Mar 2024) to 87.15 Cr., marking an increase of 36.65 Cr..
- For Reserves, as of Mar 2025, the value is 11.17 Cr.. The value appears strong and on an upward trend. It has increased from 0.68 Cr. (Mar 2024) to 11.17 Cr., marking an increase of 10.49 Cr..
- For Borrowings, as of Mar 2025, the value is 0.58 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 16.09 Cr. (Mar 2024) to 0.58 Cr., marking a decrease of 15.51 Cr..
- For Other Liabilities, as of Mar 2025, the value is 1.45 Cr.. The value appears to be improving (decreasing). It has decreased from 4.24 Cr. (Mar 2024) to 1.45 Cr., marking a decrease of 2.79 Cr..
- For Total Liabilities, as of Mar 2025, the value is 100.35 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 71.51 Cr. (Mar 2024) to 100.35 Cr., marking an increase of 28.84 Cr..
- For Fixed Assets, as of Mar 2025, the value is 1.27 Cr.. The value appears to be declining and may need further review. It has decreased from 1.37 Cr. (Mar 2024) to 1.27 Cr., marking a decrease of 0.10 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 2.62 Cr.. The value appears strong and on an upward trend. It has increased from 0.30 Cr. (Mar 2024) to 2.62 Cr., marking an increase of 2.32 Cr..
- For Other Assets, as of Mar 2025, the value is 96.46 Cr.. The value appears strong and on an upward trend. It has increased from 69.84 Cr. (Mar 2024) to 96.46 Cr., marking an increase of 26.62 Cr..
- For Total Assets, as of Mar 2025, the value is 100.35 Cr.. The value appears strong and on an upward trend. It has increased from 71.51 Cr. (Mar 2024) to 100.35 Cr., marking an increase of 28.84 Cr..
Notably, the Reserves (11.17 Cr.) exceed the Borrowings (0.58 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.04 | 0.40 | 0.44 | 0.22 | -0.78 | -8.26 | -0.71 | 0.21 | -24.51 | -12.93 | -15.44 | 5.80 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 2,920.00 | 0.00 | 19.81 | 14.07 | 130.79 | 33.11 | 2.64 | 4.36 | 35.73 | 67.51 | 48.98 | 0.78 |
| Inventory Days | 9.75 | 7.27 | 148.50 | 101.80 | 266.50 | 175.53 | 413.25 | 115.96 | 1,229.08 | 1,076.47 | 571.35 | |
| Days Payable | 0.00 | 24.72 | 230.81 | 267.89 | 167.23 | 243.81 | 428.10 | 30.11 | 443.75 | 4.17 | 0.24 | |
| Cash Conversion Cycle | 2,920.00 | 9.75 | 2.36 | -68.23 | -35.30 | 132.38 | -65.64 | -10.49 | 121.57 | 852.85 | 1,121.29 | 571.89 |
| Working Capital Days | 4,745.00 | 3,347.37 | 5,035.96 | 2,329.81 | 3,031.32 | 3,939.32 | -33.06 | 20.04 | 123.76 | 494.23 | 817.69 | 376.28 |
| ROCE % | 2.35% | 1.52% | 0.83% | 0.39% | 0.45% | -0.91% | 0.49% | 0.51% | 0.94% | 2.46% | 0.69% | 7.44% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 1.00 | 1.00 | 1.00 | 10.00 |
| Basic EPS (Rs.) | 3.80 | 0.01 | 0.01 | 0.01 | 0.04 |
| Diluted EPS (Rs.) | 3.80 | 0.01 | 0.01 | 0.01 | 0.04 |
| Cash EPS (Rs.) | 0.04 | 0.01 | 0.01 | 0.01 | 0.04 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1.13 | 1.01 | 1.02 | 1.02 | 10.09 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1.13 | 1.01 | 1.02 | 1.02 | 10.09 |
| Revenue From Operations / Share (Rs.) | 0.26 | 0.18 | 0.13 | 0.64 | 0.82 |
| PBDIT / Share (Rs.) | 0.07 | 0.01 | 0.03 | 0.01 | 0.05 |
| PBIT / Share (Rs.) | 0.07 | 0.01 | 0.03 | 0.01 | 0.05 |
| PBT / Share (Rs.) | 0.05 | 0.01 | 0.01 | 0.01 | 0.04 |
| Net Profit / Share (Rs.) | 0.03 | 0.01 | 0.01 | 0.01 | 0.03 |
| PBDIT Margin (%) | 27.32 | 7.11 | 26.56 | 1.97 | 7.11 |
| PBIT Margin (%) | 26.45 | 4.93 | 25.51 | 1.81 | 6.09 |
| PBT Margin (%) | 19.21 | 3.97 | 6.39 | 1.17 | 5.86 |
| Net Profit Margin (%) | 14.21 | 2.93 | 4.73 | 0.87 | 4.34 |
| Return on Networth / Equity (%) | 3.36 | 0.53 | 0.63 | 0.55 | 0.35 |
| Return on Capital Employeed (%) | 6.14 | 0.87 | 3.34 | 1.14 | 0.49 |
| Return On Assets (%) | 3.30 | 0.37 | 0.46 | 0.35 | 0.33 |
| Long Term Debt / Equity (X) | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 |
| Total Debt / Equity (X) | 0.01 | 0.31 | 0.28 | 0.49 | 0.00 |
| Asset Turnover Ratio (%) | 0.27 | 0.12 | 0.09 | 0.48 | 0.07 |
| Current Ratio (X) | 830.57 | 3.61 | 3.81 | 2.86 | 15.65 |
| Quick Ratio (X) | 630.13 | 2.41 | 3.18 | 2.51 | 14.69 |
| Inventory Turnover Ratio (X) | 0.98 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 3.77 | 7.40 | 1.39 | 3.10 | 31.43 |
| Interest Coverage Ratio (Post Tax) (X) | 2.96 | 4.05 | 1.25 | 2.37 | 20.17 |
| Enterprise Value (Cr.) | 91.04 | 56.68 | 46.20 | 161.83 | 18.48 |
| EV / Net Operating Revenue (X) | 3.91 | 6.14 | 6.68 | 4.96 | 4.42 |
| EV / EBITDA (X) | 14.30 | 86.20 | 25.15 | 251.68 | 62.11 |
| MarketCap / Net Operating Revenue (X) | 3.93 | 4.43 | 4.67 | 4.26 | 4.60 |
| Price / BV (X) | 0.93 | 0.79 | 0.62 | 2.71 | 0.37 |
| Price / Net Operating Revenue (X) | 3.93 | 4.43 | 4.67 | 4.26 | 4.61 |
| EarningsYield | 0.03 | 0.01 | 0.01 | 0.00 | 0.01 |
After reviewing the key financial ratios for ARC Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 3.80. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 24) to 3.80, marking an increase of 3.79.
- For Diluted EPS (Rs.), as of Mar 25, the value is 3.80. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 24) to 3.80, marking an increase of 3.79.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 3. It has increased from 0.01 (Mar 24) to 0.04, marking an increase of 0.03.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.13. It has increased from 1.01 (Mar 24) to 1.13, marking an increase of 0.12.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.13. It has increased from 1.01 (Mar 24) to 1.13, marking an increase of 0.12.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.26. It has increased from 0.18 (Mar 24) to 0.26, marking an increase of 0.08.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.07. This value is below the healthy minimum of 2. It has increased from 0.01 (Mar 24) to 0.07, marking an increase of 0.06.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.07. This value is within the healthy range. It has increased from 0.01 (Mar 24) to 0.07, marking an increase of 0.06.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.05. This value is within the healthy range. It has increased from 0.01 (Mar 24) to 0.05, marking an increase of 0.04.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 2. It has increased from 0.01 (Mar 24) to 0.03, marking an increase of 0.02.
- For PBDIT Margin (%), as of Mar 25, the value is 27.32. This value is within the healthy range. It has increased from 7.11 (Mar 24) to 27.32, marking an increase of 20.21.
- For PBIT Margin (%), as of Mar 25, the value is 26.45. This value exceeds the healthy maximum of 20. It has increased from 4.93 (Mar 24) to 26.45, marking an increase of 21.52.
- For PBT Margin (%), as of Mar 25, the value is 19.21. This value is within the healthy range. It has increased from 3.97 (Mar 24) to 19.21, marking an increase of 15.24.
- For Net Profit Margin (%), as of Mar 25, the value is 14.21. This value exceeds the healthy maximum of 10. It has increased from 2.93 (Mar 24) to 14.21, marking an increase of 11.28.
- For Return on Networth / Equity (%), as of Mar 25, the value is 3.36. This value is below the healthy minimum of 15. It has increased from 0.53 (Mar 24) to 3.36, marking an increase of 2.83.
- For Return on Capital Employeed (%), as of Mar 25, the value is 6.14. This value is below the healthy minimum of 10. It has increased from 0.87 (Mar 24) to 6.14, marking an increase of 5.27.
- For Return On Assets (%), as of Mar 25, the value is 3.30. This value is below the healthy minimum of 5. It has increased from 0.37 (Mar 24) to 3.30, marking an increase of 2.93.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.01.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.01. This value is within the healthy range. It has decreased from 0.31 (Mar 24) to 0.01, marking a decrease of 0.30.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.27. It has increased from 0.12 (Mar 24) to 0.27, marking an increase of 0.15.
- For Current Ratio (X), as of Mar 25, the value is 830.57. This value exceeds the healthy maximum of 3. It has increased from 3.61 (Mar 24) to 830.57, marking an increase of 826.96.
- For Quick Ratio (X), as of Mar 25, the value is 630.13. This value exceeds the healthy maximum of 2. It has increased from 2.41 (Mar 24) to 630.13, marking an increase of 627.72.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 0.98. This value is below the healthy minimum of 4. It has increased from 0.00 (Mar 24) to 0.98, marking an increase of 0.98.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 3.77. This value is within the healthy range. It has decreased from 7.40 (Mar 24) to 3.77, marking a decrease of 3.63.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 2.96. This value is below the healthy minimum of 3. It has decreased from 4.05 (Mar 24) to 2.96, marking a decrease of 1.09.
- For Enterprise Value (Cr.), as of Mar 25, the value is 91.04. It has increased from 56.68 (Mar 24) to 91.04, marking an increase of 34.36.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 3.91. This value exceeds the healthy maximum of 3. It has decreased from 6.14 (Mar 24) to 3.91, marking a decrease of 2.23.
- For EV / EBITDA (X), as of Mar 25, the value is 14.30. This value is within the healthy range. It has decreased from 86.20 (Mar 24) to 14.30, marking a decrease of 71.90.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 3.93. This value exceeds the healthy maximum of 3. It has decreased from 4.43 (Mar 24) to 3.93, marking a decrease of 0.50.
- For Price / BV (X), as of Mar 25, the value is 0.93. This value is below the healthy minimum of 1. It has increased from 0.79 (Mar 24) to 0.93, marking an increase of 0.14.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 3.93. This value exceeds the healthy maximum of 3. It has decreased from 4.43 (Mar 24) to 3.93, marking a decrease of 0.50.
- For EarningsYield, as of Mar 25, the value is 0.03. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 24) to 0.03, marking an increase of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in ARC Finance Ltd:
- Net Profit Margin: 14.21%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 6.14% (Industry Average ROCE: 21.7%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 3.36% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 2.96
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 630.13
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 60.5 (Industry average Stock P/E: 135.36)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.01
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 14.21%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 18, Rabindra Sarani, Poddar Court, Kolkata West Bengal 700001 | arcfinancelimited@gmail.com http://www.arcfinance.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Virendra Kumar Soni | Executive Director |
| Mr. Somnath Chitrakar | Executive Director |
| Mr. Gopal Singh | Independent Director |
| Mrs. Aparna Sharma | Independent Director |
| Mr. Asis Banerjee | Independent Director |
| Mrs. Shikha Singhal | Executive Director |
FAQ
What is the intrinsic value of ARC Finance Ltd?
ARC Finance Ltd's intrinsic value (as of 29 October 2025) is 2.47 which is 220.78% higher the current market price of 0.77, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 67.1 Cr. market cap, FY2025-2026 high/low of 2.91/0.69, reserves of ₹11.17 Cr, and liabilities of 100.35 Cr.
What is the Market Cap of ARC Finance Ltd?
The Market Cap of ARC Finance Ltd is 67.1 Cr..
What is the current Stock Price of ARC Finance Ltd as on 29 October 2025?
The current stock price of ARC Finance Ltd as on 29 October 2025 is 0.77.
What is the High / Low of ARC Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of ARC Finance Ltd stocks is 2.91/0.69.
What is the Stock P/E of ARC Finance Ltd?
The Stock P/E of ARC Finance Ltd is 60.5.
What is the Book Value of ARC Finance Ltd?
The Book Value of ARC Finance Ltd is 1.13.
What is the Dividend Yield of ARC Finance Ltd?
The Dividend Yield of ARC Finance Ltd is 0.00 %.
What is the ROCE of ARC Finance Ltd?
The ROCE of ARC Finance Ltd is 7.44 %.
What is the ROE of ARC Finance Ltd?
The ROE of ARC Finance Ltd is 4.43 %.
What is the Face Value of ARC Finance Ltd?
The Face Value of ARC Finance Ltd is 1.00.