Share Price and Basic Stock Data
Last Updated: February 11, 2026, 9:52 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
ARC Finance Ltd operates in the Finance & Investments sector, with its stock currently priced at ₹0.65 and a market capitalization of ₹56.6 Cr. Over the past quarters, the company has shown fluctuating sales trends. For instance, sales reported in March 2023 stood at ₹4.54 Cr, significantly increasing to ₹12.37 Cr in September 2024 before declining again to ₹3.65 Cr by March 2025. The trailing twelve months (TTM) sales were recorded at ₹31.18 Cr, indicating a potential recovery trajectory. However, the company’s sales performance has not been consistent, with some quarters, such as December 2022, reporting as low as ₹0.41 Cr. This inconsistency in revenue generation raises questions about the sustainability of its business model and market competitiveness, especially considering the broader financial services landscape in India.
Profitability and Efficiency Metrics
ARC Finance Ltd’s profitability metrics reveal a challenging operational environment. The operating profit margin (OPM) fluctuated dramatically, with a high of 698.33% recorded in June 2024, but it declined to a mere 1.15% as of the latest reporting period. The net profit for the year ending March 2025 was ₹3.31 Cr, demonstrating an improvement over the previous year’s loss of ₹2.87 Cr. However, the company continues to grapple with operational expenses that have grown alongside revenue, leading to inconsistent profit margins. The interest coverage ratio (ICR) stood at 3.77x, indicating that the company can cover its interest expenses, but this is below the sector average, suggesting potential risks if revenue does not stabilize. Overall, while there are pockets of profitability, the company faces significant efficiency challenges that could hinder long-term growth.
Balance Sheet Strength and Financial Ratios
The balance sheet of ARC Finance Ltd reflects a cautious financial position. As of March 2025, total borrowings were ₹14.74 Cr, while reserves stood at ₹11.43 Cr. The debt-to-equity ratio is notably low at 0.01x, indicating minimal reliance on debt financing, which is typically favorable in the finance sector. However, the current ratio is exceptionally high at 830.57, suggesting an abundance of current assets, which may not be effectively utilized. The return on equity (ROE) is low at 4.43%, and the return on capital employed (ROCE) is slightly better at 7.44%. These figures are below the industry average, which often hovers around 10-15% for robust financial firms, signaling potential inefficiencies in asset utilization and profitability generation.
Shareholding Pattern and Investor Confidence
The shareholding structure of ARC Finance Ltd indicates a strong public presence, with public shareholders comprising 93.03% of the total ownership as of September 2025. Promoters hold a declining stake of 6.97%, down from 12.02% in December 2022. This reduction in promoter ownership could reflect a lack of confidence in the company’s future prospects or an effort to raise capital through public interest. Notably, foreign institutional investors (FIIs) have maintained a 0% stake, indicating limited external interest in the company’s performance. The increase in the number of shareholders, which rose from 80,504 in December 2022 to 3,35,324 by September 2025, suggests a growing retail interest, albeit in a context of financial struggles. Investor confidence may be further influenced by the company’s performance volatility, as seen in fluctuating revenue and profitability metrics.
Outlook, Risks, and Final Insight
Looking ahead, ARC Finance Ltd faces both opportunities and risks. The company’s recent revenue uptick, especially in March 2025, suggests potential for growth if operational efficiencies can be improved. However, the volatility in earnings and the high cash conversion cycle of 571.89 days present significant risks. The lack of institutional backing may hinder the company’s ability to secure strategic partnerships or additional funding. Furthermore, the low ROE and fluctuating profit margins signal challenges in sustaining investor interest. Potential strategies for improvement could include optimizing operational costs and enhancing revenue streams through diversified financial products. In conclusion, while ARC Finance Ltd has shown resilience with recent sales growth, its path forward will depend on addressing its profitability issues and leveraging its strong public shareholder base.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 10.6 Cr. | 36.1 | 53.0/36.0 | 50.4 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,407 Cr. | 303 | 399/265 | 15.0 | 111 | 0.33 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 34.4 Cr. | 0.49 | 0.90/0.38 | 4.77 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 3.76 Cr. | 7.59 | 11.5/7.58 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 13.9 Cr. | 27.0 | 69.9/24.5 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 7,382.45 Cr | 1,252.81 | 71.84 | 4,367.26 | 0.37% | 21.71% | 14.20% | 7.28 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.92 | 0.41 | 4.54 | 0.40 | 0.48 | 0.55 | 7.82 | 0.60 | 12.37 | 6.67 | 3.65 | 0.81 | 20.05 |
| Expenses | 0.76 | 0.04 | 3.53 | 0.20 | 0.13 | 0.59 | 7.67 | -3.59 | 6.33 | 5.03 | 8.13 | 0.57 | 19.82 |
| Operating Profit | 0.16 | 0.37 | 1.01 | 0.20 | 0.35 | -0.04 | 0.15 | 4.19 | 6.04 | 1.64 | -4.48 | 0.24 | 0.23 |
| OPM % | 17.39% | 90.24% | 22.25% | 50.00% | 72.92% | -7.27% | 1.92% | 698.33% | 48.83% | 24.59% | -122.74% | 29.63% | 1.15% |
| Other Income | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.89 | -0.06 | -0.00 | -0.00 |
| Interest | 0.01 | -0.00 | 1.31 | 0.02 | 0.02 | 0.02 | 0.03 | 0.01 | 1.42 | 0.24 | 0.01 | 0.01 | 0.01 |
| Depreciation | 0.03 | -0.00 | 0.04 | 0.06 | 0.06 | 0.06 | 0.03 | 0.05 | 0.05 | 0.05 | 0.13 | 0.05 | 0.05 |
| Profit before tax | 0.12 | 0.37 | -0.34 | 0.12 | 0.27 | -0.12 | 0.09 | 4.13 | 4.57 | 0.46 | -4.68 | 0.18 | 0.17 |
| Tax % | 25.00% | 24.32% | 23.53% | 25.00% | 25.93% | -25.00% | 22.22% | 25.91% | 26.04% | 26.09% | -26.07% | 27.78% | 23.53% |
| Net Profit | 0.09 | 0.28 | -0.43 | 0.09 | 0.20 | -0.09 | 0.07 | 3.06 | 3.38 | 0.34 | -3.46 | 0.13 | 0.12 |
| EPS in Rs | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | -0.00 | 0.00 | 0.03 | 0.04 | 0.00 | -0.04 | 0.00 | 0.00 |
Last Updated: February 3, 2026, 4:46 am
Below is a detailed analysis of the quarterly data for ARC Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 20.05 Cr.. The value appears strong and on an upward trend. It has increased from 0.81 Cr. (Jun 2025) to 20.05 Cr., marking an increase of 19.24 Cr..
- For Expenses, as of Sep 2025, the value is 19.82 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.57 Cr. (Jun 2025) to 19.82 Cr., marking an increase of 19.25 Cr..
- For Operating Profit, as of Sep 2025, the value is 0.23 Cr.. The value appears to be declining and may need further review. It has decreased from 0.24 Cr. (Jun 2025) to 0.23 Cr., marking a decrease of 0.01 Cr..
- For OPM %, as of Sep 2025, the value is 1.15%. The value appears to be declining and may need further review. It has decreased from 29.63% (Jun 2025) to 1.15%, marking a decrease of 28.48%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Interest, as of Sep 2025, the value is 0.01 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.01 Cr..
- For Depreciation, as of Sep 2025, the value is 0.05 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.05 Cr..
- For Profit before tax, as of Sep 2025, the value is 0.17 Cr.. The value appears to be declining and may need further review. It has decreased from 0.18 Cr. (Jun 2025) to 0.17 Cr., marking a decrease of 0.01 Cr..
- For Tax %, as of Sep 2025, the value is 23.53%. The value appears to be improving (decreasing) as expected. It has decreased from 27.78% (Jun 2025) to 23.53%, marking a decrease of 4.25%.
- For Net Profit, as of Sep 2025, the value is 0.12 Cr.. The value appears to be declining and may need further review. It has decreased from 0.13 Cr. (Jun 2025) to 0.12 Cr., marking a decrease of 0.01 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.00. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 4:12 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.01 | 4.74 | 3.50 | 7.78 | 6.00 | 4.63 | 8.28 | 4.19 | 32.59 | 6.92 | 9.24 | 23.30 | 31.18 |
| Expenses | 0.04 | 4.34 | 3.06 | 7.56 | 5.78 | 5.10 | 7.98 | 3.89 | 31.94 | 5.09 | 8.59 | 16.92 | 33.55 |
| Operating Profit | -0.03 | 0.40 | 0.44 | 0.22 | 0.22 | -0.47 | 0.30 | 0.30 | 0.65 | 1.83 | 0.65 | 6.38 | -2.37 |
| OPM % | -300.00% | 8.44% | 12.57% | 2.83% | 3.67% | -10.15% | 3.62% | 7.16% | 1.99% | 26.45% | 7.03% | 27.38% | -7.60% |
| Other Income | 0.06 | -0.07 | 0.00 | 0.00 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | -0.95 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.10 | 0.02 | 0.01 | 0.21 | 1.32 | 0.09 | 1.70 | 0.27 |
| Depreciation | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.03 | 0.03 | 0.04 | 0.05 | 0.07 | 0.20 | 0.20 | 0.28 |
| Profit before tax | 0.02 | 0.32 | 0.42 | 0.20 | 0.21 | -0.60 | 0.25 | 0.25 | 0.39 | 0.44 | 0.37 | 4.48 | -3.87 |
| Tax % | 100.00% | 37.50% | 33.33% | 30.00% | 23.81% | -3.33% | 0.00% | 24.00% | 25.64% | 25.00% | 27.03% | 25.89% | |
| Net Profit | 0.01 | 0.20 | 0.28 | 0.14 | 0.15 | -0.58 | 0.24 | 0.18 | 0.28 | 0.33 | 0.27 | 3.31 | -2.87 |
| EPS in Rs | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | -0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | -0.04 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 1900.00% | 40.00% | -50.00% | 7.14% | -486.67% | 141.38% | -25.00% | 55.56% | 17.86% | -18.18% | 1125.93% |
| Change in YoY Net Profit Growth (%) | 0.00% | -1860.00% | -90.00% | 57.14% | -493.81% | 628.05% | -166.38% | 80.56% | -37.70% | -36.04% | 1144.11% |
ARC Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 17% |
| 5 Years: | 23% |
| 3 Years: | -11% |
| TTM: | 149% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 32% |
| 5 Years: | 76% |
| 3 Years: | 143% |
| TTM: | -66% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 75% |
| 3 Years: | 2% |
| 1 Year: | -33% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 2% |
| 3 Years: | 3% |
| Last Year: | 5% |
Last Updated: September 5, 2025, 2:21 pm
Balance Sheet
Last Updated: December 10, 2025, 3:49 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 0.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 50.50 | 87.15 | 87.15 |
| Reserves | 0.35 | 0.06 | 0.33 | 0.46 | 0.61 | 0.02 | 0.28 | 0.46 | 0.78 | 1.12 | 0.68 | 11.17 | 11.43 |
| Borrowings | 0.01 | 0.00 | 0.00 | 0.00 | 1.00 | 7.79 | 1.01 | 0.09 | 25.16 | 14.76 | 16.09 | 0.58 | 14.74 |
| Other Liabilities | 0.09 | 0.28 | 0.53 | 4.11 | 4.26 | 2.57 | 5.31 | 3.68 | 2.83 | 4.56 | 4.24 | 1.45 | 2.31 |
| Total Liabilities | 0.95 | 50.84 | 51.36 | 55.07 | 56.37 | 60.88 | 57.10 | 54.73 | 79.27 | 70.94 | 71.51 | 100.35 | 115.63 |
| Fixed Assets | 0.10 | 0.04 | 0.02 | 0.01 | 0.14 | 0.12 | 0.23 | 0.19 | 0.27 | 1.57 | 1.37 | 1.27 | 1.16 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.68 | 6.98 | 2.26 | 0.62 | 0.47 | 0.46 | 0.60 | 0.35 | 0.35 | 0.35 | 0.30 | 2.62 | 2.37 |
| Other Assets | 0.17 | 43.82 | 49.08 | 54.44 | 55.76 | 60.30 | 56.27 | 54.19 | 78.65 | 69.02 | 69.84 | 96.46 | 112.10 |
| Total Assets | 0.95 | 50.84 | 51.36 | 55.07 | 56.37 | 60.88 | 57.10 | 54.73 | 79.27 | 70.94 | 71.51 | 100.35 | 115.63 |
Below is a detailed analysis of the balance sheet data for ARC Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 87.15 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 87.15 Cr..
- For Reserves, as of Sep 2025, the value is 11.43 Cr.. The value appears strong and on an upward trend. It has increased from 11.17 Cr. (Mar 2025) to 11.43 Cr., marking an increase of 0.26 Cr..
- For Borrowings, as of Sep 2025, the value is 14.74 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 0.58 Cr. (Mar 2025) to 14.74 Cr., marking an increase of 14.16 Cr..
- For Other Liabilities, as of Sep 2025, the value is 2.31 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.45 Cr. (Mar 2025) to 2.31 Cr., marking an increase of 0.86 Cr..
- For Total Liabilities, as of Sep 2025, the value is 115.63 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 100.35 Cr. (Mar 2025) to 115.63 Cr., marking an increase of 15.28 Cr..
- For Fixed Assets, as of Sep 2025, the value is 1.16 Cr.. The value appears to be declining and may need further review. It has decreased from 1.27 Cr. (Mar 2025) to 1.16 Cr., marking a decrease of 0.11 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 2.37 Cr.. The value appears to be declining and may need further review. It has decreased from 2.62 Cr. (Mar 2025) to 2.37 Cr., marking a decrease of 0.25 Cr..
- For Other Assets, as of Sep 2025, the value is 112.10 Cr.. The value appears strong and on an upward trend. It has increased from 96.46 Cr. (Mar 2025) to 112.10 Cr., marking an increase of 15.64 Cr..
- For Total Assets, as of Sep 2025, the value is 115.63 Cr.. The value appears strong and on an upward trend. It has increased from 100.35 Cr. (Mar 2025) to 115.63 Cr., marking an increase of 15.28 Cr..
However, the Borrowings (14.74 Cr.) are higher than the Reserves (11.43 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.04 | 0.40 | 0.44 | 0.22 | -0.78 | -8.26 | -0.71 | 0.21 | -24.51 | -12.93 | -15.44 | 5.80 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 2,920.00 | 0.00 | 19.81 | 14.07 | 130.79 | 33.11 | 2.64 | 4.36 | 35.73 | 67.51 | 48.98 | 0.78 |
| Inventory Days | 9.75 | 7.27 | 148.50 | 101.80 | 266.50 | 175.53 | 413.25 | 115.96 | 1,229.08 | 1,076.47 | 571.35 | |
| Days Payable | 0.00 | 24.72 | 230.81 | 267.89 | 167.23 | 243.81 | 428.10 | 30.11 | 443.75 | 4.17 | 0.24 | |
| Cash Conversion Cycle | 2,920.00 | 9.75 | 2.36 | -68.23 | -35.30 | 132.38 | -65.64 | -10.49 | 121.57 | 852.85 | 1,121.29 | 571.89 |
| Working Capital Days | 4,745.00 | 3,347.37 | 5,035.96 | 2,329.81 | 3,031.32 | 3,939.32 | -33.06 | 20.04 | 123.76 | 494.23 | 817.69 | 376.28 |
| ROCE % | 2.35% | 1.52% | 0.83% | 0.39% | 0.45% | -0.91% | 0.49% | 0.51% | 0.94% | 2.46% | 0.69% | 7.44% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 1.00 | 1.00 | 1.00 | 10.00 |
| Basic EPS (Rs.) | 3.80 | 0.01 | 0.01 | 0.01 | 0.04 |
| Diluted EPS (Rs.) | 3.80 | 0.01 | 0.01 | 0.01 | 0.04 |
| Cash EPS (Rs.) | 0.04 | 0.01 | 0.01 | 0.01 | 0.04 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1.13 | 1.01 | 1.02 | 1.02 | 10.09 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1.13 | 1.01 | 1.02 | 1.02 | 10.09 |
| Revenue From Operations / Share (Rs.) | 0.26 | 0.18 | 0.13 | 0.64 | 0.82 |
| PBDIT / Share (Rs.) | 0.07 | 0.01 | 0.03 | 0.01 | 0.05 |
| PBIT / Share (Rs.) | 0.07 | 0.01 | 0.03 | 0.01 | 0.05 |
| PBT / Share (Rs.) | 0.05 | 0.01 | 0.01 | 0.01 | 0.04 |
| Net Profit / Share (Rs.) | 0.03 | 0.01 | 0.01 | 0.01 | 0.03 |
| PBDIT Margin (%) | 27.32 | 7.11 | 26.56 | 1.97 | 7.11 |
| PBIT Margin (%) | 26.45 | 4.93 | 25.51 | 1.81 | 6.09 |
| PBT Margin (%) | 19.21 | 3.97 | 6.39 | 1.17 | 5.86 |
| Net Profit Margin (%) | 14.21 | 2.93 | 4.73 | 0.87 | 4.34 |
| Return on Networth / Equity (%) | 3.36 | 0.53 | 0.63 | 0.55 | 0.35 |
| Return on Capital Employeed (%) | 6.14 | 0.87 | 3.34 | 1.14 | 0.49 |
| Return On Assets (%) | 3.30 | 0.37 | 0.46 | 0.35 | 0.33 |
| Long Term Debt / Equity (X) | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 |
| Total Debt / Equity (X) | 0.01 | 0.31 | 0.28 | 0.49 | 0.00 |
| Asset Turnover Ratio (%) | 0.27 | 0.12 | 0.09 | 0.48 | 0.07 |
| Current Ratio (X) | 830.57 | 3.61 | 3.81 | 2.86 | 15.65 |
| Quick Ratio (X) | 630.13 | 2.41 | 3.18 | 2.51 | 14.69 |
| Inventory Turnover Ratio (X) | 0.98 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 3.77 | 7.40 | 1.39 | 3.10 | 31.43 |
| Interest Coverage Ratio (Post Tax) (X) | 2.96 | 4.05 | 1.25 | 2.37 | 20.17 |
| Enterprise Value (Cr.) | 91.04 | 56.68 | 46.20 | 161.83 | 18.48 |
| EV / Net Operating Revenue (X) | 3.91 | 6.14 | 6.68 | 4.96 | 4.42 |
| EV / EBITDA (X) | 14.30 | 86.20 | 25.15 | 251.68 | 62.11 |
| MarketCap / Net Operating Revenue (X) | 3.93 | 4.43 | 4.67 | 4.26 | 4.60 |
| Price / BV (X) | 0.93 | 0.79 | 0.62 | 2.71 | 0.37 |
| Price / Net Operating Revenue (X) | 3.93 | 4.43 | 4.67 | 4.26 | 4.61 |
| EarningsYield | 0.03 | 0.01 | 0.01 | 0.00 | 0.01 |
After reviewing the key financial ratios for ARC Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 3.80. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 24) to 3.80, marking an increase of 3.79.
- For Diluted EPS (Rs.), as of Mar 25, the value is 3.80. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 24) to 3.80, marking an increase of 3.79.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.04. This value is below the healthy minimum of 3. It has increased from 0.01 (Mar 24) to 0.04, marking an increase of 0.03.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.13. It has increased from 1.01 (Mar 24) to 1.13, marking an increase of 0.12.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.13. It has increased from 1.01 (Mar 24) to 1.13, marking an increase of 0.12.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.26. It has increased from 0.18 (Mar 24) to 0.26, marking an increase of 0.08.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.07. This value is below the healthy minimum of 2. It has increased from 0.01 (Mar 24) to 0.07, marking an increase of 0.06.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.07. This value is within the healthy range. It has increased from 0.01 (Mar 24) to 0.07, marking an increase of 0.06.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.05. This value is within the healthy range. It has increased from 0.01 (Mar 24) to 0.05, marking an increase of 0.04.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.03. This value is below the healthy minimum of 2. It has increased from 0.01 (Mar 24) to 0.03, marking an increase of 0.02.
- For PBDIT Margin (%), as of Mar 25, the value is 27.32. This value is within the healthy range. It has increased from 7.11 (Mar 24) to 27.32, marking an increase of 20.21.
- For PBIT Margin (%), as of Mar 25, the value is 26.45. This value exceeds the healthy maximum of 20. It has increased from 4.93 (Mar 24) to 26.45, marking an increase of 21.52.
- For PBT Margin (%), as of Mar 25, the value is 19.21. This value is within the healthy range. It has increased from 3.97 (Mar 24) to 19.21, marking an increase of 15.24.
- For Net Profit Margin (%), as of Mar 25, the value is 14.21. This value exceeds the healthy maximum of 10. It has increased from 2.93 (Mar 24) to 14.21, marking an increase of 11.28.
- For Return on Networth / Equity (%), as of Mar 25, the value is 3.36. This value is below the healthy minimum of 15. It has increased from 0.53 (Mar 24) to 3.36, marking an increase of 2.83.
- For Return on Capital Employeed (%), as of Mar 25, the value is 6.14. This value is below the healthy minimum of 10. It has increased from 0.87 (Mar 24) to 6.14, marking an increase of 5.27.
- For Return On Assets (%), as of Mar 25, the value is 3.30. This value is below the healthy minimum of 5. It has increased from 0.37 (Mar 24) to 3.30, marking an increase of 2.93.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.01. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 24) which recorded 0.01.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.01. This value is within the healthy range. It has decreased from 0.31 (Mar 24) to 0.01, marking a decrease of 0.30.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.27. It has increased from 0.12 (Mar 24) to 0.27, marking an increase of 0.15.
- For Current Ratio (X), as of Mar 25, the value is 830.57. This value exceeds the healthy maximum of 3. It has increased from 3.61 (Mar 24) to 830.57, marking an increase of 826.96.
- For Quick Ratio (X), as of Mar 25, the value is 630.13. This value exceeds the healthy maximum of 2. It has increased from 2.41 (Mar 24) to 630.13, marking an increase of 627.72.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 0.98. This value is below the healthy minimum of 4. It has increased from 0.00 (Mar 24) to 0.98, marking an increase of 0.98.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 3.77. This value is within the healthy range. It has decreased from 7.40 (Mar 24) to 3.77, marking a decrease of 3.63.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 2.96. This value is below the healthy minimum of 3. It has decreased from 4.05 (Mar 24) to 2.96, marking a decrease of 1.09.
- For Enterprise Value (Cr.), as of Mar 25, the value is 91.04. It has increased from 56.68 (Mar 24) to 91.04, marking an increase of 34.36.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 3.91. This value exceeds the healthy maximum of 3. It has decreased from 6.14 (Mar 24) to 3.91, marking a decrease of 2.23.
- For EV / EBITDA (X), as of Mar 25, the value is 14.30. This value is within the healthy range. It has decreased from 86.20 (Mar 24) to 14.30, marking a decrease of 71.90.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 3.93. This value exceeds the healthy maximum of 3. It has decreased from 4.43 (Mar 24) to 3.93, marking a decrease of 0.50.
- For Price / BV (X), as of Mar 25, the value is 0.93. This value is below the healthy minimum of 1. It has increased from 0.79 (Mar 24) to 0.93, marking an increase of 0.14.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 3.93. This value exceeds the healthy maximum of 3. It has decreased from 4.43 (Mar 24) to 3.93, marking a decrease of 0.50.
- For EarningsYield, as of Mar 25, the value is 0.03. This value is below the healthy minimum of 5. It has increased from 0.01 (Mar 24) to 0.03, marking an increase of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in ARC Finance Ltd:
- Net Profit Margin: 14.21%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 6.14% (Industry Average ROCE: 21.71%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 3.36% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 2.96
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 630.13
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 71.84)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.01
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 14.21%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 18, Rabindra Sarani, Poddar Court, Kolkata West Bengal 700001 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Virendra Kumar Soni | Executive Director |
| Mr. Somnath Chitrakar | Executive Director |
| Mr. Gopal Singh | Independent Director |
| Mrs. Aparna Sharma | Independent Director |
| Mr. Asis Banerjee | Independent Director |
| Mrs. Shikha Singhal | Executive Director |
FAQ
What is the intrinsic value of ARC Finance Ltd?
ARC Finance Ltd's intrinsic value (as of 12 February 2026) is ₹0.61 which is 6.15% lower the current market price of ₹0.65, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's ₹56.6 Cr. market cap, FY2025-2026 high/low of ₹1.54/0.53, reserves of ₹11.43 Cr, and liabilities of ₹115.63 Cr.
What is the Market Cap of ARC Finance Ltd?
The Market Cap of ARC Finance Ltd is 56.6 Cr..
What is the current Stock Price of ARC Finance Ltd as on 12 February 2026?
The current stock price of ARC Finance Ltd as on 12 February 2026 is ₹0.65.
What is the High / Low of ARC Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of ARC Finance Ltd stocks is ₹1.54/0.53.
What is the Stock P/E of ARC Finance Ltd?
The Stock P/E of ARC Finance Ltd is .
What is the Book Value of ARC Finance Ltd?
The Book Value of ARC Finance Ltd is 1.13.
What is the Dividend Yield of ARC Finance Ltd?
The Dividend Yield of ARC Finance Ltd is 0.00 %.
What is the ROCE of ARC Finance Ltd?
The ROCE of ARC Finance Ltd is 7.44 %.
What is the ROE of ARC Finance Ltd?
The ROE of ARC Finance Ltd is 4.43 %.
What is the Face Value of ARC Finance Ltd?
The Face Value of ARC Finance Ltd is 1.00.