Share Price and Basic Stock Data
Last Updated: November 20, 2025, 9:29 pm
| PEG Ratio | 0.38 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Aryaman Financial Services Ltd, operating in the Non-Banking Financial Company (NBFC) sector, reported a current share price of ₹682 with a market capitalization of ₹836 Cr. The company has shown a fluctuating revenue trend over recent years. For FY 2023, total sales stood at ₹56 Cr, a decline from ₹85 Cr in FY 2022. However, sales are projected to increase significantly, with TTM revenues reaching ₹125 Cr. The quarterly sales figures depict volatility, with a notable surge to ₹32 Cr in September 2023, followed by a drop to ₹17 Cr in December 2023. This inconsistency may reflect market conditions or operational challenges. Aryaman’s ability to stabilize and grow its revenues will be critical for future performance, especially given the competitive landscape of the NBFC sector, which generally expects steady growth in revenue streams.
Profitability and Efficiency Metrics
The profitability metrics of Aryaman Financial Services Ltd indicate a robust operational performance, with a reported operating profit margin (OPM) of 52%. For FY 2023, the net profit was recorded at ₹56 Cr, translating into a return on equity (ROE) of 31.3% and return on capital employed (ROCE) of 31.9%. These figures suggest that the company is effectively utilizing its equity and capital to generate profits. The interest coverage ratio (ICR) stood at an impressive 16.08x, highlighting the firm’s strong ability to meet interest obligations. However, the company faced a challenging quarter in March 2023, reporting an operating loss of ₹3 Cr. This anomaly raises concerns regarding consistent profitability, while the overall trend suggests a strong rebound potential, particularly in later quarters, evidenced by a return to profitability with a net profit of ₹18 Cr in September 2023.
Balance Sheet Strength and Financial Ratios
Aryaman Financial Services Ltd exhibits a solid balance sheet, with no reported borrowings, which is a significant advantage in the capital-intensive NBFC industry. The total debt-to-equity ratio stood at 0.21, indicating low leverage and a conservative approach to financing. The company’s book value per share rose to ₹105.12 as of March 2025, reflecting healthy asset management. Furthermore, the current ratio of 6.20 signifies strong liquidity, well above the typical sector standard, ensuring that the company can cover its short-term liabilities effectively. However, the price-to-book value (P/BV) ratio of 4.85x indicates that the stock may be overvalued compared to its book value, which could deter some value-focused investors. The enterprise value (EV) of ₹604.99 Cr relative to net operating revenue suggests that the market may have high expectations of future growth.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Aryaman Financial Services Ltd reveals a significant promoter holding of 63.92%, which reflects strong insider confidence in the company’s future. The public shareholding stood at 36.07%, with institutional investors (DIIs) holding a mere 0.01%, indicating limited institutional interest. The number of shareholders has been on an upward trajectory, rising from 1,600 in March 2023 to 2,731 by June 2025, suggesting increasing retail participation and interest in the company. This growing shareholder base could enhance liquidity and market interest. However, the lack of Foreign Institutional Investors (FIIs) could be a concern, as it may limit the stock’s exposure to larger pools of capital. The concentrated promoter stake combined with a low institutional presence may lead to volatility in the stock price, especially in times of market uncertainty.
Outlook, Risks, and Final Insight
The outlook for Aryaman Financial Services Ltd appears cautiously optimistic, bolstered by strong profitability metrics and a solid balance sheet. The company’s ability to maintain operational efficiency and profitability will be pivotal. However, risks such as revenue volatility and low institutional interest could pose challenges. If the company can stabilize its revenue streams and enhance institutional interest, it could experience significant growth. Conversely, persistent fluctuations in sales and reliance on promoter support without diversification into institutional investments could hinder performance. Overall, a focus on strategic growth initiatives and operational stability will be essential for Aryaman Financial Services to capitalize on its current strengths and mitigate potential risks.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Aryaman Financial Services Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.3 Cr. | 1.33 | 1.91/0.89 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 10.6 Cr. | 1.06 | 11.4/1.03 | 31.3 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 454 Cr. | 138 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.0 Cr. | 15.2 | 37.9/15.0 | 10.4 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 41.8 Cr. | 92.9 | 180/90.0 | 22.4 | 238 | 1.08 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 30,347.39 Cr | 468.72 | 55.40 | 522.84 | 0.21% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 9 | 7 | 25 | 13 | 12 | 32 | 17 | 6 | 11 | 25 | 38 | 39 | 29 |
| Expenses | 8 | 5 | 18 | 15 | 10 | 10 | 8 | 5 | 4 | 16 | 11 | 29 | 14 |
| Operating Profit | 2 | 2 | 7 | -3 | 1 | 21 | 8 | 1 | 7 | 9 | 26 | 11 | 15 |
| OPM % | 18% | 23% | 29% | -23% | 11% | 67% | 50% | 18% | 65% | 35% | 70% | 27% | 52% |
| Other Income | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 1 |
| Interest | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1 | 1 | 7 | -3 | 1 | 21 | 8 | 2 | 7 | 9 | 26 | 12 | 16 |
| Tax % | 24% | 15% | 11% | -4% | 25% | 13% | 16% | 16% | 14% | 24% | 16% | 13% | 15% |
| Net Profit | 1 | 1 | 6 | -3 | 1 | 18 | 7 | 1 | 6 | 7 | 22 | 11 | 13 |
| EPS in Rs | 0.68 | 0.82 | 3.70 | -1.84 | 0.63 | 9.23 | 4.42 | 0.82 | 3.14 | 4.52 | 12.19 | 6.83 | 8.20 |
Last Updated: August 19, 2025, 11:20 pm
Below is a detailed analysis of the quarterly data for Aryaman Financial Services Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 29.00 Cr.. The value appears to be declining and may need further review. It has decreased from 39.00 Cr. (Mar 2025) to 29.00 Cr., marking a decrease of 10.00 Cr..
- For Expenses, as of Jun 2025, the value is 14.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 29.00 Cr. (Mar 2025) to 14.00 Cr., marking a decrease of 15.00 Cr..
- For Operating Profit, as of Jun 2025, the value is 15.00 Cr.. The value appears strong and on an upward trend. It has increased from 11.00 Cr. (Mar 2025) to 15.00 Cr., marking an increase of 4.00 Cr..
- For OPM %, as of Jun 2025, the value is 52.00%. The value appears strong and on an upward trend. It has increased from 27.00% (Mar 2025) to 52.00%, marking an increase of 25.00%.
- For Other Income, as of Jun 2025, the value is 1.00 Cr.. The value appears to be declining and may need further review. It has decreased from 2.00 Cr. (Mar 2025) to 1.00 Cr., marking a decrease of 1.00 Cr..
- For Interest, as of Jun 2025, the value is 1.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 1.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 16.00 Cr.. The value appears strong and on an upward trend. It has increased from 12.00 Cr. (Mar 2025) to 16.00 Cr., marking an increase of 4.00 Cr..
- For Tax %, as of Jun 2025, the value is 15.00%. The value appears to be increasing, which may not be favorable. It has increased from 13.00% (Mar 2025) to 15.00%, marking an increase of 2.00%.
- For Net Profit, as of Jun 2025, the value is 13.00 Cr.. The value appears strong and on an upward trend. It has increased from 11.00 Cr. (Mar 2025) to 13.00 Cr., marking an increase of 2.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 8.20. The value appears strong and on an upward trend. It has increased from 6.83 (Mar 2025) to 8.20, marking an increase of 1.37.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: November 15, 2025, 3:55 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 6 | 9 | 13 | 28 | 39 | 87 | 89 | 138 | 85 | 56 | 70 | 118 | 125 |
| Expenses | 5 | 8 | 12 | 25 | 35 | 82 | 85 | 134 | 74 | 46 | 34 | 60 | 61 |
| Operating Profit | 1 | 1 | 1 | 4 | 5 | 5 | 4 | 4 | 11 | 10 | 36 | 58 | 64 |
| OPM % | 14% | 8% | 8% | 13% | 12% | 6% | 5% | 3% | 13% | 17% | 51% | 49% | 51% |
| Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6 |
| Interest | 0 | 0 | 0 | 0 | 1 | 2 | 3 | 3 | 2 | 3 | 4 | 4 | 2 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1 | 1 | 1 | 3 | 4 | 2 | 1 | 1 | 8 | 6 | 32 | 54 | 67 |
| Tax % | 21% | 25% | 25% | 24% | 22% | 26% | 29% | 23% | 11% | 19% | 14% | 17% | |
| Net Profit | 0 | 0 | 1 | 2 | 3 | 2 | 1 | 1 | 8 | 5 | 28 | 45 | 56 |
| EPS in Rs | 0.44 | 0.35 | 0.61 | 2.05 | 2.41 | 1.52 | 0.78 | 0.66 | 3.99 | 3.36 | 15.11 | 25.77 | 33.79 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 100.00% | 50.00% | -33.33% | -50.00% | 0.00% | 700.00% | -37.50% | 460.00% | 60.71% |
| Change in YoY Net Profit Growth (%) | 0.00% | -50.00% | -83.33% | -16.67% | 50.00% | 700.00% | -737.50% | 497.50% | -399.29% |
Aryaman Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2016-2017 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 29% |
| 5 Years: | 5% |
| 3 Years: | 10% |
| TTM: | 99% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 56% |
| 5 Years: | 103% |
| 3 Years: | 89% |
| TTM: | 84% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 50% |
| 5 Years: | 71% |
| 3 Years: | 146% |
| 1 Year: | 87% |
| Return on Equity | |
|---|---|
| 10 Years: | 16% |
| 5 Years: | 20% |
| 3 Years: | 25% |
| Last Year: | 31% |
Last Updated: September 5, 2025, 2:26 pm
No data available for the Balance Sheet data table.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 7 | 9 | 2 | 2 | 2 | 1 | 1 | 0 | 1 | 2 | 2 | 1 |
| Inventory Days | 446 | 204 | 194 | 8 | 151 | 150 | 165 | 78 | 108 | 146 | 260 | 134 |
| Days Payable | 4 | 3 | 4 | 3 | 46 | 9 | 0 | 1 | 1 | 5 | 2 | 11 |
| Cash Conversion Cycle | 449 | 210 | 192 | 7 | 107 | 142 | 166 | 77 | 108 | 143 | 260 | 123 |
| Working Capital Days | 92 | 88 | 119 | -38 | 101 | 2 | 33 | 79 | 97 | 119 | 103 | 54 |
| ROCE % | 5% | 4% | 4% | 12% | 9% | 7% | 6% | 5% | 12% | 9% | 26% | 32% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 38.64 | 23.55 | 4.40 | 6.44 | 0.71 |
| Diluted EPS (Rs.) | 38.64 | 23.55 | 4.40 | 6.44 | 0.71 |
| Cash EPS (Rs.) | 37.03 | 23.68 | 4.53 | 6.55 | 0.83 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 105.12 | 62.39 | 71.81 | 54.28 | 44.51 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 105.12 | 62.39 | 71.81 | 54.28 | 44.51 |
| Revenue From Operations / Share (Rs.) | 92.16 | 56.62 | 45.82 | 71.79 | 117.58 |
| PBDIT / Share (Rs.) | 47.28 | 30.85 | 8.23 | 9.38 | 3.42 |
| PBIT / Share (Rs.) | 47.15 | 30.72 | 8.10 | 9.27 | 3.31 |
| PBT / Share (Rs.) | 44.21 | 27.50 | 5.40 | 7.21 | 0.91 |
| Net Profit / Share (Rs.) | 36.91 | 23.55 | 4.40 | 6.44 | 0.71 |
| NP After MI And SOA / Share (Rs.) | 25.77 | 15.11 | 3.36 | 3.99 | 0.65 |
| PBDIT Margin (%) | 51.30 | 54.47 | 17.96 | 13.06 | 2.91 |
| PBIT Margin (%) | 51.16 | 54.24 | 17.67 | 12.91 | 2.81 |
| PBT Margin (%) | 47.97 | 48.56 | 11.79 | 10.03 | 0.77 |
| Net Profit Margin (%) | 40.04 | 41.58 | 9.60 | 8.97 | 0.60 |
| NP After MI And SOA Margin (%) | 27.96 | 26.67 | 7.33 | 5.55 | 0.55 |
| Return on Networth / Equity (%) | 24.51 | 24.21 | 6.99 | 11.04 | 2.16 |
| Return on Capital Employeed (%) | 30.52 | 31.69 | 10.46 | 16.03 | 7.09 |
| Return On Assets (%) | 14.02 | 11.01 | 2.96 | 4.71 | 0.91 |
| Total Debt / Equity (X) | 0.21 | 0.63 | 0.72 | 0.72 | 0.79 |
| Asset Turnover Ratio (%) | 0.58 | 0.45 | 0.46 | 0.92 | 1.72 |
| Current Ratio (X) | 6.20 | 3.34 | 3.07 | 3.08 | 2.78 |
| Quick Ratio (X) | 5.76 | 3.00 | 2.68 | 2.42 | 1.82 |
| Interest Coverage Ratio (X) | 16.08 | 9.59 | 3.05 | 4.54 | 1.43 |
| Interest Coverage Ratio (Post Tax) (X) | 13.55 | 8.32 | 2.63 | 4.12 | 1.30 |
| Enterprise Value (Cr.) | 604.99 | 294.86 | 148.71 | 78.61 | 75.13 |
| EV / Net Operating Revenue (X) | 5.36 | 4.46 | 2.78 | 0.93 | 0.54 |
| EV / EBITDA (X) | 10.45 | 8.18 | 15.46 | 7.17 | 18.77 |
| MarketCap / Net Operating Revenue (X) | 5.53 | 4.34 | 2.47 | 0.71 | 0.36 |
| Price / BV (X) | 4.85 | 3.94 | 2.35 | 1.42 | 1.41 |
| Price / Net Operating Revenue (X) | 5.53 | 4.34 | 2.47 | 0.71 | 0.36 |
| EarningsYield | 0.05 | 0.06 | 0.02 | 0.07 | 0.01 |
After reviewing the key financial ratios for Aryaman Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 38.64. This value is within the healthy range. It has increased from 23.55 (Mar 24) to 38.64, marking an increase of 15.09.
- For Diluted EPS (Rs.), as of Mar 25, the value is 38.64. This value is within the healthy range. It has increased from 23.55 (Mar 24) to 38.64, marking an increase of 15.09.
- For Cash EPS (Rs.), as of Mar 25, the value is 37.03. This value is within the healthy range. It has increased from 23.68 (Mar 24) to 37.03, marking an increase of 13.35.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 105.12. It has increased from 62.39 (Mar 24) to 105.12, marking an increase of 42.73.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 105.12. It has increased from 62.39 (Mar 24) to 105.12, marking an increase of 42.73.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 92.16. It has increased from 56.62 (Mar 24) to 92.16, marking an increase of 35.54.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 47.28. This value is within the healthy range. It has increased from 30.85 (Mar 24) to 47.28, marking an increase of 16.43.
- For PBIT / Share (Rs.), as of Mar 25, the value is 47.15. This value is within the healthy range. It has increased from 30.72 (Mar 24) to 47.15, marking an increase of 16.43.
- For PBT / Share (Rs.), as of Mar 25, the value is 44.21. This value is within the healthy range. It has increased from 27.50 (Mar 24) to 44.21, marking an increase of 16.71.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 36.91. This value is within the healthy range. It has increased from 23.55 (Mar 24) to 36.91, marking an increase of 13.36.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 25.77. This value is within the healthy range. It has increased from 15.11 (Mar 24) to 25.77, marking an increase of 10.66.
- For PBDIT Margin (%), as of Mar 25, the value is 51.30. This value is within the healthy range. It has decreased from 54.47 (Mar 24) to 51.30, marking a decrease of 3.17.
- For PBIT Margin (%), as of Mar 25, the value is 51.16. This value exceeds the healthy maximum of 20. It has decreased from 54.24 (Mar 24) to 51.16, marking a decrease of 3.08.
- For PBT Margin (%), as of Mar 25, the value is 47.97. This value is within the healthy range. It has decreased from 48.56 (Mar 24) to 47.97, marking a decrease of 0.59.
- For Net Profit Margin (%), as of Mar 25, the value is 40.04. This value exceeds the healthy maximum of 10. It has decreased from 41.58 (Mar 24) to 40.04, marking a decrease of 1.54.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 27.96. This value exceeds the healthy maximum of 20. It has increased from 26.67 (Mar 24) to 27.96, marking an increase of 1.29.
- For Return on Networth / Equity (%), as of Mar 25, the value is 24.51. This value is within the healthy range. It has increased from 24.21 (Mar 24) to 24.51, marking an increase of 0.30.
- For Return on Capital Employeed (%), as of Mar 25, the value is 30.52. This value is within the healthy range. It has decreased from 31.69 (Mar 24) to 30.52, marking a decrease of 1.17.
- For Return On Assets (%), as of Mar 25, the value is 14.02. This value is within the healthy range. It has increased from 11.01 (Mar 24) to 14.02, marking an increase of 3.01.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.21. This value is within the healthy range. It has decreased from 0.63 (Mar 24) to 0.21, marking a decrease of 0.42.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.58. It has increased from 0.45 (Mar 24) to 0.58, marking an increase of 0.13.
- For Current Ratio (X), as of Mar 25, the value is 6.20. This value exceeds the healthy maximum of 3. It has increased from 3.34 (Mar 24) to 6.20, marking an increase of 2.86.
- For Quick Ratio (X), as of Mar 25, the value is 5.76. This value exceeds the healthy maximum of 2. It has increased from 3.00 (Mar 24) to 5.76, marking an increase of 2.76.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 16.08. This value is within the healthy range. It has increased from 9.59 (Mar 24) to 16.08, marking an increase of 6.49.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 13.55. This value is within the healthy range. It has increased from 8.32 (Mar 24) to 13.55, marking an increase of 5.23.
- For Enterprise Value (Cr.), as of Mar 25, the value is 604.99. It has increased from 294.86 (Mar 24) to 604.99, marking an increase of 310.13.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 5.36. This value exceeds the healthy maximum of 3. It has increased from 4.46 (Mar 24) to 5.36, marking an increase of 0.90.
- For EV / EBITDA (X), as of Mar 25, the value is 10.45. This value is within the healthy range. It has increased from 8.18 (Mar 24) to 10.45, marking an increase of 2.27.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 5.53. This value exceeds the healthy maximum of 3. It has increased from 4.34 (Mar 24) to 5.53, marking an increase of 1.19.
- For Price / BV (X), as of Mar 25, the value is 4.85. This value exceeds the healthy maximum of 3. It has increased from 3.94 (Mar 24) to 4.85, marking an increase of 0.91.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 5.53. This value exceeds the healthy maximum of 3. It has increased from 4.34 (Mar 24) to 5.53, marking an increase of 1.19.
- For EarningsYield, as of Mar 25, the value is 0.05. This value is below the healthy minimum of 5. It has decreased from 0.06 (Mar 24) to 0.05, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Aryaman Financial Services Ltd:
- Net Profit Margin: 40.04%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 30.52% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 24.51% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 13.55
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 5.76
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 20.5 (Industry average Stock P/E: 55.4)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.21
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 40.04%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 102, Ganga Chambers, 6A/1, W.E.A., Karol Bagh, New Delhi Delhi 110051 | info@afsl.co.in http://www.afsl.co.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Shripal Shah | Executive Director |
| Mr. Shreyas Shah | Executive Director |
| Mrs. Meloni Shah | Non Executive Director |
| Mr. Prasad Anant Muley | Independent Director |
| Mr. Prakash Lavji Vaghela | Independent Director |
| Ms. Damini Baid | Independent Director |