Share Price and Basic Stock Data
Last Updated: April 4, 2025, 10:31 am
PEG Ratio | 0.25 |
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Competitors of Aryaman Financial Services Ltd
Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
---|---|---|---|---|---|---|---|---|---|
Minolta Finance Ltd | 16.0 Cr. | 1.60 | 1.91/0.65 | 178 | 1.08 | 0.00 % | 0.59 % | 0.47 % | 1.00 |
Money Masters Leasing & Finance Ltd | 19.7 Cr. | 1.96 | 19.5/1.78 | 25.2 | 1.56 | 0.00 % | 2.57 % | 4.07 % | 1.00 |
Moneyboxx Finance Ltd | 780 Cr. | 239 | 373/158 | 73.3 | 81.0 | 0.00 % | 11.4 % | 7.45 % | 10.0 |
Moongipa Capital Finance Ltd | 18.7 Cr. | 20.4 | 41.0/17.7 | 9.63 | 8.69 | 0.00 % | 34.9 % | 31.6 % | 10.0 |
Morarka Finance Ltd | 45.9 Cr. | 102 | 191/95.0 | 16.4 | 387 | 5.88 % | 4.04 % | 3.58 % | 10.0 |
Industry Average | 24,811.25 Cr | 522.88 | 40.32 | 534.29 | 0.27% | 19.43% | 10.58% | 8.49 |
Quarterly Result
Metric | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | 8 | 24 | 9 | 7 | 25 | 13 | 12 | 32 | 17 | 6 | 11 | 25 | 38 |
Expenses | 8 | 24 | 8 | 5 | 18 | 15 | 10 | 10 | 8 | 5 | 4 | 16 | 11 |
Operating Profit | 0 | 0 | 2 | 2 | 7 | -3 | 1 | 21 | 8 | 1 | 7 | 9 | 26 |
OPM % | 4% | 2% | 18% | 23% | 29% | -23% | 11% | 67% | 50% | 18% | 65% | 35% | 70% |
Other Income | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Interest | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit before tax | -0 | 0 | 1 | 1 | 7 | -3 | 1 | 21 | 8 | 2 | 7 | 9 | 26 |
Tax % | 233% | 1,400% | 24% | 15% | 11% | -4% | 25% | 13% | 16% | 16% | 14% | 24% | 16% |
Net Profit | -0 | -0 | 1 | 1 | 6 | -3 | 1 | 18 | 7 | 1 | 6 | 7 | 22 |
EPS in Rs | -0.07 | -0.06 | 0.68 | 0.82 | 3.70 | -1.84 | 0.63 | 9.23 | 4.42 | 0.82 | 3.14 | 4.52 | 12.19 |
Last Updated: February 28, 2025, 3:25 pm
Below is a detailed analysis of the quarterly data for Aryaman Financial Services Ltd based on the most recent figures (Dec 2024) and their trends compared to the previous period:
- For Sales, as of Dec 2024, the value is ₹38.00 Cr.. The value appears strong and on an upward trend. It has increased from 25.00 Cr. (Sep 2024) to ₹38.00 Cr., marking an increase of 13.00 Cr..
- For Expenses, as of Dec 2024, the value is ₹11.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 16.00 Cr. (Sep 2024) to ₹11.00 Cr., marking a decrease of 5.00 Cr..
- For Operating Profit, as of Dec 2024, the value is ₹26.00 Cr.. The value appears strong and on an upward trend. It has increased from 9.00 Cr. (Sep 2024) to ₹26.00 Cr., marking an increase of 17.00 Cr..
- For OPM %, as of Dec 2024, the value is 70.00%. The value appears strong and on an upward trend. It has increased from 35.00% (Sep 2024) to 70.00%, marking an increase of 35.00%.
- For Other Income, as of Dec 2024, the value is ₹1.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 1.00 Cr..
- For Interest, as of Dec 2024, the value is ₹1.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 1.00 Cr..
- For Depreciation, as of Dec 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Sep 2024) which recorded 0.00 Cr..
- For Profit before tax, as of Dec 2024, the value is ₹26.00 Cr.. The value appears strong and on an upward trend. It has increased from 9.00 Cr. (Sep 2024) to ₹26.00 Cr., marking an increase of 17.00 Cr..
- For Tax %, as of Dec 2024, the value is 16.00%. The value appears to be improving (decreasing) as expected. It has decreased from 24.00% (Sep 2024) to 16.00%, marking a decrease of 8.00%.
- For Net Profit, as of Dec 2024, the value is ₹22.00 Cr.. The value appears strong and on an upward trend. It has increased from 7.00 Cr. (Sep 2024) to ₹22.00 Cr., marking an increase of 15.00 Cr..
- For EPS in Rs, as of Dec 2024, the value is 12.19. The value appears strong and on an upward trend. It has increased from 4.52 (Sep 2024) to 12.19, marking an increase of 7.67.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: March 6, 2025, 2:00 pm
Metric | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | 4 | 6 | 9 | 13 | 28 | 39 | 87 | 89 | 138 | 85 | 56 | 70 | 80 |
Expenses | 3 | 5 | 8 | 12 | 25 | 35 | 82 | 85 | 134 | 74 | 46 | 34 | 37 |
Operating Profit | 1 | 1 | 1 | 1 | 4 | 5 | 5 | 4 | 4 | 11 | 10 | 36 | 43 |
OPM % | 18% | 14% | 8% | 8% | 13% | 12% | 6% | 5% | 3% | 13% | 17% | 51% | 54% |
Other Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 |
Interest | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 3 | 3 | 2 | 3 | 4 | 4 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit before tax | 1 | 1 | 1 | 1 | 3 | 4 | 2 | 1 | 1 | 8 | 6 | 32 | 44 |
Tax % | 20% | 21% | 25% | 25% | 24% | 22% | 26% | 29% | 23% | 11% | 19% | 14% | |
Net Profit | 0 | 0 | 0 | 1 | 2 | 3 | 2 | 1 | 1 | 8 | 5 | 28 | 36 |
EPS in Rs | 0.41 | 0.44 | 0.35 | 0.61 | 2.05 | 2.41 | 1.52 | 0.78 | 0.66 | 3.99 | 3.36 | 15.11 | 20.67 |
Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
Year | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 |
---|---|---|---|---|---|---|---|---|
YoY Net Profit Growth (%) | 100.00% | 50.00% | -33.33% | -50.00% | 0.00% | 700.00% | -37.50% | 460.00% |
Change in YoY Net Profit Growth (%) | 0.00% | -50.00% | -83.33% | -16.67% | 50.00% | 700.00% | -737.50% | 497.50% |
Aryaman Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 8 years from 2016-2017 to 2023-2024.
Growth
Compounded Sales Growth | |
---|---|
10 Years: | 29% |
5 Years: | -4% |
3 Years: | -20% |
TTM: | 10% |
Compounded Profit Growth | |
---|---|
10 Years: | 43% |
5 Years: | 58% |
3 Years: | 184% |
TTM: | 66% |
Stock Price CAGR | |
---|---|
10 Years: | 42% |
5 Years: | 62% |
3 Years: | 105% |
1 Year: | 101% |
Return on Equity | |
---|---|
10 Years: | 11% |
5 Years: | 13% |
3 Years: | 17% |
Last Year: | 27% |
Last Updated: Unknown
Balance Sheet
Last Updated: December 14, 2024, 2:14 pm
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 11 | 11 | 11 | 11 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 | 12 |
Reserves | 3 | 3 | 5 | 6 | 14 | 17 | 19 | 18 | 24 | 30 | 44 | 61 | 74 |
Borrowings | 0 | 1 | 1 | 0 | 3 | 18 | 32 | 33 | 28 | 31 | 41 | 46 | 43 |
Other Liabilities | 1 | 1 | 4 | 5 | 8 | 18 | 16 | 14 | 20 | 26 | 36 | 41 | 52 |
Total Liabilities | 15 | 17 | 21 | 22 | 37 | 65 | 79 | 77 | 83 | 99 | 133 | 160 | 180 |
Fixed Assets | 2 | 2 | 2 | 2 | 3 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 4 | 5 | 7 | 6 | 24 | 35 | 28 | 21 | 30 | 39 | 58 | 62 | 70 |
Other Assets | 9 | 10 | 12 | 14 | 11 | 28 | 49 | 54 | 51 | 58 | 73 | 96 | 108 |
Total Assets | 15 | 17 | 21 | 22 | 37 | 65 | 79 | 77 | 83 | 99 | 133 | 160 | 180 |
Below is a detailed analysis of the balance sheet data for Aryaman Financial Services Ltd based on the most recent figures (Sep 2024) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2024, the value is ₹12.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 12.00 Cr..
- For Reserves, as of Sep 2024, the value is ₹74.00 Cr.. The value appears strong and on an upward trend. It has increased from 61.00 Cr. (Mar 2024) to ₹74.00 Cr., marking an increase of 13.00 Cr..
- For Borrowings, as of Sep 2024, the value is ₹43.00 Cr.. The value appears to be improving (decreasing). Additionally, since Reserves exceed Borrowings, this is considered a positive sign. It has decreased from 46.00 Cr. (Mar 2024) to ₹43.00 Cr., marking a decrease of 3.00 Cr..
- For Other Liabilities, as of Sep 2024, the value is ₹52.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 41.00 Cr. (Mar 2024) to ₹52.00 Cr., marking an increase of 11.00 Cr..
- For Total Liabilities, as of Sep 2024, the value is ₹180.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 160.00 Cr. (Mar 2024) to ₹180.00 Cr., marking an increase of 20.00 Cr..
- For Fixed Assets, as of Sep 2024, the value is ₹2.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 2.00 Cr..
- For CWIP, as of Sep 2024, the value is ₹0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Sep 2024, the value is ₹70.00 Cr.. The value appears strong and on an upward trend. It has increased from 62.00 Cr. (Mar 2024) to ₹70.00 Cr., marking an increase of 8.00 Cr..
- For Other Assets, as of Sep 2024, the value is ₹108.00 Cr.. The value appears strong and on an upward trend. It has increased from 96.00 Cr. (Mar 2024) to ₹108.00 Cr., marking an increase of 12.00 Cr..
- For Total Assets, as of Sep 2024, the value is ₹180.00 Cr.. The value appears strong and on an upward trend. It has increased from 160.00 Cr. (Mar 2024) to ₹180.00 Cr., marking an increase of 20.00 Cr..
Notably, the Reserves (74.00 Cr.) exceed the Borrowings (43.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow | 1.00 | 0.00 | 0.00 | 1.00 | 1.00 | -13.00 | -27.00 | -29.00 | -24.00 | -20.00 | -31.00 | -10.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
Month | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 111 | 7 | 9 | 2 | 2 | 2 | 1 | 1 | 0 | 1 | 2 | 2 |
Inventory Days | 446 | 204 | 194 | 8 | 151 | 150 | 165 | 78 | 108 | 146 | 260 | |
Days Payable | 4 | 3 | 4 | 3 | 46 | 9 | 0 | 1 | 1 | 5 | 2 | |
Cash Conversion Cycle | 111 | 449 | 210 | 192 | 7 | 107 | 142 | 166 | 77 | 108 | 143 | 260 |
Working Capital Days | 263 | 175 | 88 | 119 | -3 | 101 | 136 | 167 | 79 | 97 | 119 | 105 |
ROCE % | 5% | 5% | 4% | 4% | 12% | 9% | 7% | 6% | 5% | 12% | 9% | 26% |
This stock is not held by any mutual fund
Key Financial Ratios
Month | Mar 24 | Mar 23 | Mar 22 | Mar 21 | Mar 20 |
---|---|---|---|---|---|
FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Basic EPS (Rs.) | 23.55 | 4.40 | 6.44 | 0.71 | 0.80 |
Diluted EPS (Rs.) | 23.55 | 4.40 | 6.44 | 0.71 | 0.80 |
Cash EPS (Rs.) | 23.68 | 4.53 | 6.55 | 0.83 | 0.91 |
Book Value[Excl.RevalReserv]/Share (Rs.) | 62.39 | 71.81 | 54.28 | 44.51 | 36.08 |
Book Value[Incl.RevalReserv]/Share (Rs.) | 62.39 | 71.81 | 54.28 | 44.51 | 36.08 |
Revenue From Operations / Share (Rs.) | 56.62 | 45.82 | 71.79 | 117.58 | 75.93 |
PBDIT / Share (Rs.) | 30.85 | 8.23 | 9.38 | 3.42 | 3.65 |
PBIT / Share (Rs.) | 30.72 | 8.10 | 9.27 | 3.31 | 3.53 |
PBT / Share (Rs.) | 27.50 | 5.40 | 7.21 | 0.91 | 1.12 |
Net Profit / Share (Rs.) | 23.55 | 4.40 | 6.44 | 0.71 | 0.79 |
NP After MI And SOA / Share (Rs.) | 15.11 | 3.36 | 3.99 | 0.65 | 0.77 |
PBDIT Margin (%) | 54.47 | 17.96 | 13.06 | 2.91 | 4.80 |
PBIT Margin (%) | 54.24 | 17.67 | 12.91 | 2.81 | 4.64 |
PBT Margin (%) | 48.56 | 11.79 | 10.03 | 0.77 | 1.47 |
Net Profit Margin (%) | 41.58 | 9.60 | 8.97 | 0.60 | 1.05 |
NP After MI And SOA Margin (%) | 26.67 | 7.33 | 5.55 | 0.55 | 1.02 |
Return on Networth / Equity (%) | 24.21 | 6.99 | 11.04 | 2.16 | 3.02 |
Return on Capital Employeed (%) | 31.69 | 10.46 | 16.03 | 7.09 | 9.46 |
Return On Assets (%) | 11.01 | 2.96 | 4.71 | 0.91 | 1.18 |
Total Debt / Equity (X) | 0.63 | 0.72 | 0.72 | 0.79 | 1.10 |
Asset Turnover Ratio (%) | 0.45 | 0.46 | 0.92 | 1.72 | 1.14 |
Current Ratio (X) | 3.34 | 3.07 | 3.08 | 2.78 | 2.21 |
Quick Ratio (X) | 3.00 | 2.68 | 2.42 | 1.82 | 1.11 |
Interest Coverage Ratio (X) | 9.59 | 3.05 | 4.54 | 1.43 | 1.52 |
Interest Coverage Ratio (Post Tax) (X) | 8.32 | 2.63 | 4.12 | 1.30 | 1.33 |
Enterprise Value (Cr.) | 294.86 | 148.71 | 78.61 | 75.13 | 85.99 |
EV / Net Operating Revenue (X) | 4.46 | 2.78 | 0.93 | 0.54 | 0.96 |
EV / EBITDA (X) | 8.18 | 15.46 | 7.17 | 18.77 | 20.17 |
MarketCap / Net Operating Revenue (X) | 4.34 | 2.47 | 0.71 | 0.36 | 0.59 |
Price / BV (X) | 3.94 | 2.35 | 1.42 | 1.41 | 1.75 |
Price / Net Operating Revenue (X) | 4.34 | 2.47 | 0.71 | 0.36 | 0.59 |
EarningsYield | 0.06 | 0.02 | 0.07 | 0.01 | 0.01 |
After reviewing the key financial ratios for Aryaman Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 24, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 23) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 24, the value is 23.55. This value is within the healthy range. It has increased from 4.40 (Mar 23) to 23.55, marking an increase of 19.15.
- For Diluted EPS (Rs.), as of Mar 24, the value is 23.55. This value is within the healthy range. It has increased from 4.40 (Mar 23) to 23.55, marking an increase of 19.15.
- For Cash EPS (Rs.), as of Mar 24, the value is 23.68. This value is within the healthy range. It has increased from 4.53 (Mar 23) to 23.68, marking an increase of 19.15.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 62.39. It has decreased from 71.81 (Mar 23) to 62.39, marking a decrease of 9.42.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 24, the value is 62.39. It has decreased from 71.81 (Mar 23) to 62.39, marking a decrease of 9.42.
- For Revenue From Operations / Share (Rs.), as of Mar 24, the value is 56.62. It has increased from 45.82 (Mar 23) to 56.62, marking an increase of 10.80.
- For PBDIT / Share (Rs.), as of Mar 24, the value is 30.85. This value is within the healthy range. It has increased from 8.23 (Mar 23) to 30.85, marking an increase of 22.62.
- For PBIT / Share (Rs.), as of Mar 24, the value is 30.72. This value is within the healthy range. It has increased from 8.10 (Mar 23) to 30.72, marking an increase of 22.62.
- For PBT / Share (Rs.), as of Mar 24, the value is 27.50. This value is within the healthy range. It has increased from 5.40 (Mar 23) to 27.50, marking an increase of 22.10.
- For Net Profit / Share (Rs.), as of Mar 24, the value is 23.55. This value is within the healthy range. It has increased from 4.40 (Mar 23) to 23.55, marking an increase of 19.15.
- For NP After MI And SOA / Share (Rs.), as of Mar 24, the value is 15.11. This value is within the healthy range. It has increased from 3.36 (Mar 23) to 15.11, marking an increase of 11.75.
- For PBDIT Margin (%), as of Mar 24, the value is 54.47. This value is within the healthy range. It has increased from 17.96 (Mar 23) to 54.47, marking an increase of 36.51.
- For PBIT Margin (%), as of Mar 24, the value is 54.24. This value exceeds the healthy maximum of 20. It has increased from 17.67 (Mar 23) to 54.24, marking an increase of 36.57.
- For PBT Margin (%), as of Mar 24, the value is 48.56. This value is within the healthy range. It has increased from 11.79 (Mar 23) to 48.56, marking an increase of 36.77.
- For Net Profit Margin (%), as of Mar 24, the value is 41.58. This value exceeds the healthy maximum of 10. It has increased from 9.60 (Mar 23) to 41.58, marking an increase of 31.98.
- For NP After MI And SOA Margin (%), as of Mar 24, the value is 26.67. This value exceeds the healthy maximum of 20. It has increased from 7.33 (Mar 23) to 26.67, marking an increase of 19.34.
- For Return on Networth / Equity (%), as of Mar 24, the value is 24.21. This value is within the healthy range. It has increased from 6.99 (Mar 23) to 24.21, marking an increase of 17.22.
- For Return on Capital Employeed (%), as of Mar 24, the value is 31.69. This value is within the healthy range. It has increased from 10.46 (Mar 23) to 31.69, marking an increase of 21.23.
- For Return On Assets (%), as of Mar 24, the value is 11.01. This value is within the healthy range. It has increased from 2.96 (Mar 23) to 11.01, marking an increase of 8.05.
- For Total Debt / Equity (X), as of Mar 24, the value is 0.63. This value is within the healthy range. It has decreased from 0.72 (Mar 23) to 0.63, marking a decrease of 0.09.
- For Asset Turnover Ratio (%), as of Mar 24, the value is 0.45. It has decreased from 0.46 (Mar 23) to 0.45, marking a decrease of 0.01.
- For Current Ratio (X), as of Mar 24, the value is 3.34. This value exceeds the healthy maximum of 3. It has increased from 3.07 (Mar 23) to 3.34, marking an increase of 0.27.
- For Quick Ratio (X), as of Mar 24, the value is 3.00. This value exceeds the healthy maximum of 2. It has increased from 2.68 (Mar 23) to 3.00, marking an increase of 0.32.
- For Interest Coverage Ratio (X), as of Mar 24, the value is 9.59. This value is within the healthy range. It has increased from 3.05 (Mar 23) to 9.59, marking an increase of 6.54.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 24, the value is 8.32. This value is within the healthy range. It has increased from 2.63 (Mar 23) to 8.32, marking an increase of 5.69.
- For Enterprise Value (Cr.), as of Mar 24, the value is 294.86. It has increased from 148.71 (Mar 23) to 294.86, marking an increase of 146.15.
- For EV / Net Operating Revenue (X), as of Mar 24, the value is 4.46. This value exceeds the healthy maximum of 3. It has increased from 2.78 (Mar 23) to 4.46, marking an increase of 1.68.
- For EV / EBITDA (X), as of Mar 24, the value is 8.18. This value is within the healthy range. It has decreased from 15.46 (Mar 23) to 8.18, marking a decrease of 7.28.
- For MarketCap / Net Operating Revenue (X), as of Mar 24, the value is 4.34. This value exceeds the healthy maximum of 3. It has increased from 2.47 (Mar 23) to 4.34, marking an increase of 1.87.
- For Price / BV (X), as of Mar 24, the value is 3.94. This value exceeds the healthy maximum of 3. It has increased from 2.35 (Mar 23) to 3.94, marking an increase of 1.59.
- For Price / Net Operating Revenue (X), as of Mar 24, the value is 4.34. This value exceeds the healthy maximum of 3. It has increased from 2.47 (Mar 23) to 4.34, marking an increase of 1.87.
- For EarningsYield, as of Mar 24, the value is 0.06. This value is below the healthy minimum of 5. It has increased from 0.02 (Mar 23) to 0.06, marking an increase of 0.04.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Strength | Weakness |
---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Aryaman Financial Services Ltd:
- Net Profit Margin: 41.58%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 31.69% (Industry Average ROCE: 19.43%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 24.21% (Industry Average ROE: 10.37%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 8.32
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 3
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 24.7 (Industry average Stock P/E: 32.42)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.63
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 41.58%
About the Company - Qualitative Analysis
INDUSTRY | ADDRESS | CONTACT |
---|---|---|
Non-Banking Financial Company (NBFC) | 102, Ganga Chambers, 6A/1, W.E.A., Karol Bagh, New Delhi Delhi 110005 | info@afsl.co.in http://www.afsl.co.in |
Management | |
---|---|
Name | Position Held |
Mr. Shripal Shah | Executive Director |
Mr. Shreyas Shah | Executive Director |
Mrs. Meloni Shah | Non Executive Director |
Mr. Prasad Anant Muley | Independent Director |
Mr. Prakash Lavji Vaghela | Independent Director |
Ms. Damini Baid | Independent Director |
FAQ
What is the intrinsic value of Aryaman Financial Services Ltd?
Aryaman Financial Services Ltd's intrinsic value (as of 04 April 2025) is ₹406.46 — 20.30% lower the current market price of ₹510.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 596 Cr. market cap, FY2025-2026 high/low of ₹525/230, reserves of 74 Cr, and liabilities of 180 Cr.
What is the Market Cap of Aryaman Financial Services Ltd?
The Market Cap of Aryaman Financial Services Ltd is 596 Cr..
What is the current Stock Price of Aryaman Financial Services Ltd as on 04 April 2025?
The current stock price of Aryaman Financial Services Ltd as on 04 April 2025 is 510.
What is the High / Low of Aryaman Financial Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Aryaman Financial Services Ltd stocks is ₹525/230.
What is the Stock P/E of Aryaman Financial Services Ltd?
The Stock P/E of Aryaman Financial Services Ltd is 24.7.
What is the Book Value of Aryaman Financial Services Ltd?
The Book Value of Aryaman Financial Services Ltd is 73.6.
What is the Dividend Yield of Aryaman Financial Services Ltd?
The Dividend Yield of Aryaman Financial Services Ltd is 0.00 %.
What is the ROCE of Aryaman Financial Services Ltd?
The ROCE of Aryaman Financial Services Ltd is 25.8 %.
What is the ROE of Aryaman Financial Services Ltd?
The ROE of Aryaman Financial Services Ltd is 27.4 %.
What is the Face Value of Aryaman Financial Services Ltd?
The Face Value of Aryaman Financial Services Ltd is 10.0.