Bella Casa Fashion & Retail Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹224.74Overvalued by 13.89%vs CMP ₹261.00

P/E (17.5) × ROE (13.5%) × BV (₹118.00) × DY (0.77%)

₹174.61Overvalued by 33.10%vs CMP ₹261.00
MoS: -49.5% (Negative)Confidence: 61/100 (Moderate)Models: 2 Fair, 8 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹252.3221%Fair (-3.3%)
Graham NumberEarnings₹198.6315%Over (-23.9%)
Earnings PowerEarnings₹7.4010%Over (-97.2%)
DCFCash Flow₹213.0713%Over (-18.4%)
Net Asset ValueAssets₹118.167%Over (-54.7%)
EV/EBITDAEnterprise₹180.238%Over (-30.9%)
Dividend DiscountDividends₹52.258%Over (-80%)
Earnings YieldEarnings₹148.607%Over (-43.1%)
ROCE CapitalReturns₹220.077%Over (-15.7%)
Revenue MultipleRevenue₹261.005%Fair (0%)
Consensus (10 models)₹174.61100%Overvalued
Key Drivers: Wide model spread (₹7–₹261) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 12.3%

*Investments are subject to market risks

Analyst Summary

Bella Casa Fashion & Retail Ltd operates in the Textiles - Readymade Apparels segment, NSE: BELLACASA | BSE: 539399, current market price is ₹261.00, market cap is 349 Cr.. At a glance, stock P/E is 17.5, ROE is 13.5 %, ROCE is 17.2 %, book value is 118, dividend yield is 0.77 %. The latest intrinsic value estimate is ₹174.61, around 33.1% below the current price, so expectations may already be running ahead of this modelled fair value. On operating trend, latest reported sales are about ₹349 Cr versus the prior period change of 51.7%, while latest net profit is about ₹16 Cr with a prior-period change of 60.0%. The 52-week range shown on this page is 525/220, which helps frame where the current quote sits within its recent trading band. Business context: About the Company - Qualitative AnalysisBella Casa Fashion & Retail Ltd. is a Public Limited Listed company incorporated on 05/02/1996 and has its registered office in the State of Rajasthan, India. Company's Corporate Identification Number…

This summary is generated from the stock page data available for Bella Casa Fashion & Retail Ltd: Intrinsic Value & Share Price Analysis and is refreshed automatically when the underlying metrics change.

Investment Snapshot

68
Bella Casa Fashion & Retail Ltd scores 68/100 (Average)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health73/100 · Strong
ROCE 17.2% GoodROE 13.5% GoodD/E 0.73 ModerateInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent
Smart Money40/100 · Moderate
DII holding down 0.83% MF sellingPromoter holding at 58.3% Stable
Earnings Quality50/100 · Moderate
OPM stable around 8% Steady
Quarterly Momentum90/100 · Strong
Revenue (4Q): +22% YoY AcceleratingProfit (4Q): +37% YoY Strong
Industry Rank80/100 · Strong
P/E 17.5 vs industry 35.8 Cheaper than peersROCE 17.2% vs industry 11.4% Above peers3Y sales CAGR: 19% Moderate

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 26, 2026, 1:03 am

Market Cap 349 Cr.
Current Price 261
Intrinsic Value₹174.61
High / Low 525/220
Stock P/E17.5
Book Value 118
Dividend Yield0.77 %
ROCE17.2 %
ROE13.5 %
Face Value 10.0
PEG Ratio1.43

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Bella Casa Fashion & Retail Ltd

Competitors

Stock Name Market Cap Current Price High / Low Stock P/E Book Value Dividend Yield ROCE ROE Face Value
Bella Casa Fashion & Retail Ltd 349 Cr. 261 525/22017.5 1180.77 %17.2 %13.5 % 10.0
Thomas Scott India Ltd 380 Cr. 259 474/23021.6 86.00.00 %20.4 %16.4 % 10.0
Gretex Industries Ltd 453 Cr. 292 301/180142 33.60.00 %5.30 %5.57 % 10.0
Active Clothing Co Ltd 216 Cr. 139 161/82.617.9 53.00.00 %11.7 %11.5 % 10.0
Zodiac Clothing Company Ltd 214 Cr. 78.0 125/58.5 71.00.00 %8.18 %16.2 % 10.0
Industry Average4,275.14 Cr1,402.5335.80143.320.26%11.36%15.66%7.21

All Competitor Stocks of Bella Casa Fashion & Retail Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Sales 51.3740.5746.8864.1857.9661.0773.87106.8180.8087.0889.91126.0389.81
Expenses 47.0937.6942.9159.2953.4755.4367.5197.9173.5780.9282.52115.6082.00
Operating Profit 4.282.883.974.894.495.646.368.907.236.167.3910.437.81
OPM % 8.33%7.10%8.47%7.62%7.75%9.24%8.61%8.33%8.95%7.07%8.22%8.28%8.70%
Other Income 0.040.250.110.090.120.050.190.090.130.500.760.720.94
Interest 0.730.770.911.040.931.011.161.991.580.600.931.451.67
Depreciation 0.450.440.450.460.490.480.600.750.780.810.921.011.09
Profit before tax 3.141.922.723.483.194.204.796.255.005.256.308.695.99
Tax % 26.11%27.60%25.74%25.57%21.00%26.90%30.27%26.24%29.80%17.33%25.40%26.24%25.71%
Net Profit 2.331.382.022.592.513.073.334.613.514.344.706.414.45
EPS in Rs 1.741.031.511.931.872.292.493.442.623.243.514.793.32

Last Updated: March 3, 2026, 11:52 am

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 27, 2026, 12:45 am

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales 847884113125147163129206202230349393
Expenses 787378104112130145118185186211320361
Operating Profit 5569121718112116192932
OPM % 6%6%7%8%10%12%11%9%10%8%8%8%8%
Other Income 0100000110013
Interest 4333345354455
Depreciation 0111111122234
Profit before tax 12259121271510142126
Tax % 39%35%36%35%34%29%25%26%27%25%25%26%
Net Profit 11136995118101620
EPS in Rs 3.674.711.293.034.876.556.814.038.335.797.6011.8014.86
Dividend Payout % 0%0%0%0%9%13%15%20%20%10%11%17%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)0.00%0.00%200.00%100.00%50.00%0.00%-44.44%120.00%-27.27%25.00%60.00%
Change in YoY Net Profit Growth (%)0.00%0.00%200.00%-100.00%-50.00%-50.00%-44.44%164.44%-147.27%52.27%35.00%

Bella Casa Fashion & Retail Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:16%
5 Years:16%
3 Years:19%
TTM:42%
Compounded Profit Growth
10 Years:34%
5 Years:12%
3 Years:12%
TTM:49%
Stock Price CAGR
10 Years:%
5 Years:45%
3 Years:41%
1 Year:-22%
Return on Equity
10 Years:15%
5 Years:13%
3 Years:12%
Last Year:13%

Last Updated: September 5, 2025, 2:36 pm

Balance Sheet

Last Updated: February 1, 2026, 2:26 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 2299101111111111111313
Reserves 553621384448586473136145
Borrowings 21262529484744495839433179
Other Liabilities 18161532423023433529333269
Total Liabilities 46495277121126122152163144161213305
Fixed Assets 7666111114151717183685
CWIP 0000000100001
Investments 0000000000111
Other Assets 39434671110114108136145126142176219
Total Assets 46495277121126122152163144161213305

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + 2-210-19-1116-315412
Cash from Investing Activity + 40-0-1-7-21-3-49-3-31
Cash from Financing Activity + -61-11263-1204-24-119
Net Cash Flow 1-100-0-0-03-30-00
Free Cash Flow 6-21-1-24-393-51312
CFO/OP 53%-35%37%18%-123%15%83%66%5%115%35%59%

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow-16.00-21.00-19.00-20.00-36.00-30.00-26.00-38.00-37.00-23.00-24.00-2.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 477358761101158512189656152
Inventory Days 206240274325434353308443334381407282
Days Payable 11712911321027314910322712711011170
Cash Conversion Cycle 137185219192270319290337297336357264
Working Capital Days -316402942888312187112107107
ROCE %17%15%15%20%19%19%17%10%17%12%14%17%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 68.06%68.06%68.06%68.06%68.06%68.06%68.06%58.34%58.34%58.34%58.34%58.34%
DIIs 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.83%0.83%0.80%0.00%0.00%
Public 31.94%31.95%31.94%31.95%31.94%31.94%31.95%40.83%40.83%40.87%41.67%41.66%
No. of Shareholders 1,3131,3271,4171,5481,9202,0882,9283,4424,0694,2904,4994,820

Shareholding Pattern Chart

No. of Shareholders

Bella Casa Fashion & Retail Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 12.438.896.809.794.81
Diluted EPS (Rs.) 12.438.896.809.794.81
Cash EPS (Rs.) 13.9910.528.3011.205.69
Book Value[Excl.RevalReserv]/Share (Rs.) 111.6973.9765.8860.6952.26
Book Value[Incl.RevalReserv]/Share (Rs.) 111.6973.9765.8860.6952.26
Dividend / Share (Rs.) 2.001.770.701.910.95
Revenue From Operations / Share (Rs.) 260.35200.52175.83179.36112.27
PBDIT / Share (Rs.) 22.0816.8513.9418.9410.21
PBIT / Share (Rs.) 19.8915.2112.4017.479.22
PBT / Share (Rs.) 15.9011.839.0013.396.41
Net Profit / Share (Rs.) 11.808.876.769.734.71
PBDIT Margin (%) 8.488.407.9210.569.09
PBIT Margin (%) 7.637.587.059.738.21
PBT Margin (%) 6.105.895.127.465.70
Net Profit Margin (%) 4.534.423.845.424.19
Return on Networth / Equity (%) 10.5611.9910.2616.029.00
Return on Capital Employeed (%) 16.3620.1217.7925.7814.90
Return On Assets (%) 7.416.315.396.863.55
Long Term Debt / Equity (X) 0.000.000.020.070.13
Total Debt / Equity (X) 0.120.490.490.800.73
Asset Turnover Ratio (%) 1.861.511.321.310.93
Current Ratio (X) 3.351.911.981.711.66
Quick Ratio (X) 1.320.540.580.750.70
Inventory Turnover Ratio (X) 3.421.101.181.170.86
Dividend Payout Ratio (NP) (%) 7.049.0123.8013.8712.74
Dividend Payout Ratio (CP) (%) 5.947.6019.3912.0410.53
Earning Retention Ratio (%) 92.9690.9976.2086.1387.26
Cash Earning Retention Ratio (%) 94.0692.4080.6187.9689.47
Interest Coverage Ratio (X) 5.544.994.104.653.63
Interest Coverage Ratio (Post Tax) (X) 3.963.632.993.392.67
Enterprise Value (Cr.) 547.01386.41171.80244.12183.65
EV / Net Operating Revenue (X) 1.571.680.851.191.43
EV / EBITDA (X) 18.5119.9810.7411.2315.68
MarketCap / Net Operating Revenue (X) 1.561.500.660.961.17
Retention Ratios (%) 92.9590.9876.1986.1287.25
Price / BV (X) 3.644.061.782.862.50
Price / Net Operating Revenue (X) 1.561.500.660.961.17
EarningsYield 0.020.020.050.050.03

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Bella Casa Fashion & Retail Ltd. is a Public Limited Listed company incorporated on 05/02/1996 and has its registered office in the State of Rajasthan, India. Company's Corporate Identification Number(CIN) is L17124RJ1996PLC011522 and registration number is 011522. Currently Company is involved in the business activities of Manufacture of all types of textile garments and clothing accessories. Company's Total Operating Revenue is Rs. 348.55 Cr. and Equity Capital is Rs. 13.39 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Textiles - Readymade ApparelsE-102,103, EPIP, Sitapura Industrial Area, Jaipur Rajasthan 302022Contact not found
Management
NamePosition Held
Mr. Harish Kumar GuptaChairman & Wholetime Director
Mr. Pawan Kumar GuptaManaging Director
Mr. Saurav GuptaWhole Time Director
Mr. Gaurav GuptaWhole Time Director
Mr. Surendra Singh BhandariAddnl.Non Exe.Independent Director
Mr. Govind SabooAddnl.Non Exe.Independent Director
Mrs. Nivedita Ravindra SardaAddnl.Non Exe.Independent Director
Mr. Nitin MathurAddnl.Non Exe.Independent Director

FAQ

What is the intrinsic value of Bella Casa Fashion & Retail Ltd and is it undervalued?

As of 29 April 2026, Bella Casa Fashion & Retail Ltd's intrinsic value is ₹174.61, which is 33.10% lower than the current market price of ₹261.00, suggesting the stock is overvalued. This is calculated using the PE ratio method factoring in ROE (13.5 %), book value (₹118), dividend yield (0.77 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Bella Casa Fashion & Retail Ltd?

Bella Casa Fashion & Retail Ltd is trading at ₹261.00 as of 29 April 2026, with a FY2026-2027 high of ₹525 and low of ₹220. The stock is currently near its 52-week low. Market cap stands at ₹349 Cr..

How does Bella Casa Fashion & Retail Ltd's P/E ratio compare to its industry?

Bella Casa Fashion & Retail Ltd has a P/E ratio of 17.5, which is below the industry average of 35.80. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is Bella Casa Fashion & Retail Ltd financially healthy?

Key indicators for Bella Casa Fashion & Retail Ltd: ROCE of 17.2 % indicates efficient capital utilization. Dividend yield is 0.77 %.

Is Bella Casa Fashion & Retail Ltd profitable and how is the profit trend?

Bella Casa Fashion & Retail Ltd reported a net profit of ₹16 Cr in Mar 2025 on revenue of ₹349 Cr. Compared to ₹11 Cr in Mar 2022, the net profit shows an improving trend.

Does Bella Casa Fashion & Retail Ltd pay dividends?

Bella Casa Fashion & Retail Ltd has a dividend yield of 0.77 % at the current price of ₹261.00. The company pays dividends, though the yield is modest.

Last Updated: April 26, 2026, 1:03 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 539399 | NSE: BELLACASA
Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Bella Casa Fashion & Retail Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE