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Last Updated on: 04 December, 2024
Author: Getaka|Social: Getaka Financial Technology X (Earlier Twitter) Profile Getaka Financial Technology LinkedIn Logo
Stock Ticker - BSE: 539399 | NSE: BELLACASA

Bella Casa Fashion & Retail Ltd: Intrinsic Value and Fundamental Analysis

Share Price and Basic Stock Data

Last Updated: December 4, 2024, 8:54 pm

Market Cap 843 Cr.
Current Price 629
High / Low685/158
Stock P/E62.3
Book Value 68.4
Dividend Yield0.28 %
ROCE14.2 %
ROE12.6 %
Face Value 10.0
PEG Ratio3.82

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Bella Casa Fashion & Retail Ltd

Competitors of Bella Casa Fashion & Retail Ltd

Stock NameMarket CapCurrent PriceHigh / LowStock P/EBook ValueDividend YieldROCEROEFace Value
Haria Exports Ltd 7.69 Cr. 6.669.36/3.8769.9 12.20.00 %0.64 %0.64 % 10.0
Haria Apparels Ltd 8.02 Cr. 5.246.80/4.3714.6 3.620.00 %18.6 %18.2 % 10.0
Garment Mantra Lifestyle Ltd 51.8 Cr. 2.584.61/2.2017.0 1.920.00 %7.86 %6.85 % 1.00
Cityman Ltd 32.2 Cr. 27.527.5/14.4 5.490.00 %4.69 %% 10.0
Bindal Exports Ltd 11.9 Cr. 25.825.8/16.128.3 22.10.00 %6.61 %2.96 % 10.0
Industry Average5,546.63 Cr1,890.8557.34141.680.17%12.79%15.00%7.28

All Competitor Stocks of Bella Casa Fashion & Retail Ltd

Quarterly Result

MonthSep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024
Sales68.2361.0952.0444.1365.6951.3740.5746.8864.1857.9661.0773.87106.81
Expenses58.6855.4847.4040.8860.6447.0937.6942.9159.2953.4755.4367.5197.91
Operating Profit9.555.614.643.255.054.282.883.974.894.495.646.368.90
OPM %14.00%9.18%8.92%7.36%7.69%8.33%7.10%8.47%7.62%7.75%9.24%8.61%8.33%
Other Income0.110.180.160.150.090.040.250.110.090.120.050.190.09
Interest1.281.241.211.091.310.730.770.911.040.931.011.161.99
Depreciation0.420.430.450.430.450.450.440.450.460.490.480.600.75
Profit before tax7.964.123.141.883.383.141.922.723.483.194.204.796.25
Tax %26.38%25.00%32.48%18.09%26.04%26.11%27.60%25.74%25.57%21.00%26.90%30.27%26.24%
Net Profit5.863.092.121.552.512.331.382.022.592.513.073.334.61
EPS in Rs4.372.311.581.161.871.741.031.511.931.872.292.493.44

Last Updated: November 6, 2024, 7:11 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: October 23, 2024, 2:59 pm

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024TTM
Sales58847884113125147163129206202230257
Expenses52787378104112130145118185186211236
Operating Profit555691217181121161921
OPM %9%6%6%7%8%10%12%11%9%10%8%8%8%
Other Income0010000011000
Interest4433334535444
Depreciation0011111112222
Profit before tax1122591212715101416
Tax %30%39%35%36%35%34%29%25%26%27%25%25%
Net Profit1111369951181012
EPS in Rs3.543.674.711.293.034.876.556.814.038.335.797.608.58
Dividend Payout %0%0%0%0%0%9%13%15%20%20%10%11%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2013-20142014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-2024
YoY Net Profit Growth (%)0.00%0.00%0.00%200.00%100.00%50.00%0.00%-44.44%120.00%-27.27%25.00%
Change in YoY Net Profit Growth (%)0.00%0.00%0.00%200.00%-100.00%-50.00%-50.00%-44.44%164.44%-147.27%52.27%

Bella Casa Fashion & Retail Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2013-2014 to 2023-2024.

Growth

Compounded Sales Growth
10 Years:11%
5 Years:9%
3 Years:21%
TTM:48%
Compounded Profit Growth
10 Years:28%
5 Years:3%
3 Years:23%
TTM:63%
Stock Price CAGR
10 Years:%
5 Years:43%
3 Years:54%
1 Year:217%
Return on Equity
10 Years:15%
5 Years:13%
3 Years:13%
Last Year:13%

Last Updated: Unknown

Balance Sheet

Last Updated: November 14, 2024, 5:43 pm

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Sep 2024
Equity Capital222991011111111111111
Reserves455362138444858647380
Borrowings24212625294847444958394378
Other Liabilities15181615324230234335293355
Total Liabilities4546495277121126122152163144161225
Fixed Assets1276661111141517171834
CWIP0000000010001
Investments0000000000011
Other Assets3339434671110114108136145126142190
Total Assets4546495277121126122152163144161225

Reserves and Borrowings Chart

Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Cash from Operating Activity +32-210-19-1116-3154
Cash from Investing Activity +-040-0-1-7-21-3-49-3
Cash from Financing Activity +-4-61-11263-1204-24-1
Net Cash Flow-01-100-0-0-03-30-0

Free Cash Flow

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Free Cash Flow-19.00-16.00-21.00-19.00-20.00-36.00-30.00-26.00-38.00-37.00-23.00-24.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024
Debtor Days724773587611011585121896561
Inventory Days243206240274325434353308443334381407
Days Payable134117129113210273149103227127110111
Cash Conversion Cycle181137185219192270319290337297336357
Working Capital Days10679111134122178201175230177177174
ROCE %17%17%15%15%20%19%19%17%10%17%12%14%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023
Promoters68.09%68.09%68.09%68.09%68.09%68.06%68.06%68.06%68.06%68.06%68.06%68.06%
Public31.91%31.91%31.91%31.91%31.91%31.94%31.94%31.94%31.94%31.95%31.94%31.95%
No. of Shareholders7181,0611,0221,0981,1711,2161,2661,3001,3131,3271,4171,548

Shareholding Pattern Chart

No. of Shareholders

This stock is not held by any mutual fund

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 24Mar 23Mar 22Mar 21Mar 20
FaceValue10.0010.0010.0010.0010.00
Basic EPS (Rs.)8.896.809.794.817.98
Diluted EPS (Rs.)8.896.809.794.817.98
Cash EPS (Rs.)10.528.3011.205.698.91
Book Value[Excl.RevalReserv]/Share (Rs.)73.9765.8860.6952.2648.05
Book Value[Incl.RevalReserv]/Share (Rs.)73.9765.8860.6952.2648.05
Dividend / Share (Rs.)1.770.701.910.951.20
Revenue From Operations / Share (Rs.)200.52175.83179.36112.27142.17
PBDIT / Share (Rs.)16.8513.9418.9410.2115.71
PBIT / Share (Rs.)15.2112.4017.479.2214.75
PBT / Share (Rs.)11.839.0013.396.4110.55
Net Profit / Share (Rs.)8.876.769.734.717.96
PBDIT Margin (%)8.407.9210.569.0911.05
PBIT Margin (%)7.587.059.738.2110.37
PBT Margin (%)5.895.127.465.707.42
Net Profit Margin (%)4.423.845.424.195.59
Return on Networth / Equity (%)11.9910.2616.029.0016.55
Return on Capital Employeed (%)20.1217.7925.7814.9029.04
Return On Assets (%)6.315.396.863.557.45
Long Term Debt / Equity (X)0.000.020.070.130.01
Total Debt / Equity (X)0.490.490.800.730.75
Asset Turnover Ratio (%)1.511.321.310.931.32
Current Ratio (X)1.911.981.711.661.68
Quick Ratio (X)0.540.580.750.700.72
Inventory Turnover Ratio (X)1.101.181.170.861.32
Dividend Payout Ratio (NP) (%)9.0123.8013.8712.7427.64
Dividend Payout Ratio (CP) (%)7.6019.3912.0410.5324.67
Earning Retention Ratio (%)90.9976.2086.1387.2672.36
Cash Earning Retention Ratio (%)92.4080.6187.9689.4775.33
Interest Coverage Ratio (X)4.994.104.653.633.74
Interest Coverage Ratio (Post Tax) (X)3.632.993.392.672.89
Enterprise Value (Cr.)386.41171.80244.12183.65153.06
EV / Net Operating Revenue (X)1.680.851.191.430.93
EV / EBITDA (X)19.9810.7411.2315.688.49
MarketCap / Net Operating Revenue (X)1.500.660.961.170.72
Retention Ratios (%)90.9876.1986.1287.2572.35
Price / BV (X)4.061.782.862.502.14
Price / Net Operating Revenue (X)1.500.660.961.170.72
EarningsYield0.020.050.050.030.07

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

Fair Value

Fair Value of Bella Casa Fashion & Retail Ltd as of December 4, 2024 is: 538.43

Calculation basis:

  • Fair value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.

This formula allows us to gauge the fair value of the stock by analyzing its fundamental indicators.

As of December 4, 2024, Bella Casa Fashion & Retail Ltd is Overvalued by 14.40% compared to the current share price 629.00

Intrinsic Value of Bella Casa Fashion & Retail Ltd as of December 4, 2024 is: 626.28

Calculation basis:

  • Intrinsic value = P/E Ratio * (Return on Equity / 100) * Book Value * (1 + Dividend Yield / 100) * (1 + EPS CAGR for Last 5 Years)
  • P/E Ratio (Price-to-Earnings Ratio): Represents the price of the stock relative to its earnings per share. A higher P/E ratio indicates that investors are willing to pay a higher price for the stock.
  • Return on Equity (ROE): Measures a company's profitability relative to its shareholder equity. It showcases the company's ability to generate profits using the investment made by its shareholders, offering valuable insight into its operational efficiency and financial performance.
  • Book Value: Represents the net asset value of the company per share. It is calculated as the total assets minus intangible assets and liabilities, divided by the number of outstanding shares.
  • Dividend Yield: The ratio of the annual dividend per share to the current market price per share. It offers valuable insights into the profitability of an investment through dividends.
  • EPS CAGR (Compound Annual Growth Rate): Represents the geometric mean growth rate of earnings per share over the last 5 years. It provides insight into the historical growth trajectory of the company's earnings.

This formula allows us to gauge the intrinsic value of the stock by analyzing its fundamental indicators along with EPS growth.

As of December 4, 2024, Bella Casa Fashion & Retail Ltd is Overvalued by 0.43% compared to the current share price 629.00

Last 5 Year EPS CAGR: 16.32%

*Investments are subject to market risks

Strength and Weakness

StrengthWeakness
  1. The stock has a high average ROCE of 16.00%, which is a positive sign.
  2. The company has shown consistent growth in sales (144.31 cr) and profit (8.15 cr) over the years.
  1. The stock has a high average Working Capital Days of 155.33, which may not be favorable.
  2. The stock has a high average Cash Conversion Cycle of 260.00, which may not be favorable.
  3. The company has higher borrowings (40.85) compared to reserves (34.54), which may suggest financial risk.

Stock Analysis

  • Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Bella Casa Fashion & Retail Ltd:
    1. Net Profit Margin: 4.42%
      • Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
    2. ROCE: 20.12% (Industry Average ROCE: 12.79%)
      • ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
    3. ROE%: 11.99% (Industry Average ROE: 13.97%)
      • ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
    4. Interest Coverage Ratio (Post Tax): 3.63
      • Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
    5. Quick Ratio: 0.54
      • Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
    6. Stock P/E: 62.3 (Industry average Stock P/E: 41.52)
      • Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
    7. Total Debt / Equity: 0.49
      • Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
    The current analysis is available for review. It's important to conduct thorough research and consider consulting with financial professionals before making any investment decisions.
    Stock Rating:

About the Company - Qualitative Analysis

Bella Casa Fashion & Retail Ltd. is a Public Limited Listed company incorporated on 05/02/1996 and has its registered office in the State of Rajasthan, India. Company’s Corporate Identification Number(CIN) is L17124RJ1996PLC011522 and registration number is 011522. Currently Company is involved in the business activities of Manufacture of all types of textile garments and clothing accessories. Company’s Total Operating Revenue is Rs. 205.81 Cr. and Equity Capital is Rs. 11.48 Cr. for the Year ended 31/03/2022.
INDUSTRYADDRESSCONTACT
Textiles - Readymade ApparelsE-102,103, EPIP, Sitapura Industrial Area, Jaipur Rajasthan 302022info@bellacasa.in
http://www.bellacasa.in
Management
NamePosition Held
Mr. Harish Kumar GuptaChairman & Wholetime Director
Mr. Pawan Kumar GuptaManaging Director
Mr. Saurav GuptaWhole Time Director
Mr. Gaurav GuptaWhole Time Director
Mr. Gunjan JainIndependent Director
Ms. Kalpana JunejaIndependent Director
Mr. Vikas MathurIndependent Director
Mr. Sharad MangalIndependent Director

FAQ

What is the latest intrinsic value of Bella Casa Fashion & Retail Ltd?

The latest intrinsic value of Bella Casa Fashion & Retail Ltd as on 04 December 2024 is ₹538.43, which is 14.40% lower than the current market price of ₹629.00. The stock has a market capitalization of 843 Cr. and recorded a high/low of ₹685/158 during the current fiscal year 2024-2025. As of Sep 2024, the company has reserves of ₹80 Cr and total liabilities of ₹225 Cr.

What is the Market Cap of Bella Casa Fashion & Retail Ltd?

The Market Cap of Bella Casa Fashion & Retail Ltd is 843 Cr..

What is the current Stock Price of Bella Casa Fashion & Retail Ltd as on 04 December 2024?

The current stock price of Bella Casa Fashion & Retail Ltd as on 04 December 2024 is 629.

What is the High / Low of Bella Casa Fashion & Retail Ltd stocks in FY 2024-2025?

In FY 2024-2025, the High / Low of Bella Casa Fashion & Retail Ltd stocks is 685/158.

What is the Stock P/E of Bella Casa Fashion & Retail Ltd?

The Stock P/E of Bella Casa Fashion & Retail Ltd is 62.3.

What is the Book Value of Bella Casa Fashion & Retail Ltd?

The Book Value of Bella Casa Fashion & Retail Ltd is 68.4.

What is the Dividend Yield of Bella Casa Fashion & Retail Ltd?

The Dividend Yield of Bella Casa Fashion & Retail Ltd is 0.28 %.

What is the ROCE of Bella Casa Fashion & Retail Ltd?

The ROCE of Bella Casa Fashion & Retail Ltd is 14.2 %.

What is the ROE of Bella Casa Fashion & Retail Ltd?

The ROE of Bella Casa Fashion & Retail Ltd is 12.6 %.

What is the Face Value of Bella Casa Fashion & Retail Ltd?

The Face Value of Bella Casa Fashion & Retail Ltd is 10.0.

About the Author

Author Avatar
Getaka

Getaka, CFA, a financial analyst with 15 years of experience in the industry. Getaka holds an MBA degree and the Chartered Financial Analyst designation, demonstrating his profound understanding of financial analysis and investment management. Throughout his career, he has conducted numerous financial analyses and due diligence processes for companies in the industry, and has a strong track record of identifying key trends and opportunities. He leverages his expertise to deliver a thorough financial analysis of a company, encompassing its financial performance, key ratios, future prospects, and risks. Getaka is committed to providing accurate, reliable, and trustworthy information to help readers make informed decisions about their finances and investments.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Bella Casa Fashion & Retail Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE