BFL Asset Finvest Ltd: Intrinsic Value & Share Price Analysis

Q: What is the current share price and 52-week range of BFL Asset Finvest Ltd?

BFL Asset Finvest Ltd is trading at 7.66 as of 07 September 2026, with a FY2026-2027 high of 14.2 and low of 5.29. The stock is currently in the middle of its 52-week range. Market cap stands at 7.82 Cr..

Q: Is BFL Asset Finvest Ltd financially healthy?

Key indicators: ROCE of 22.8 % indicates efficient capital utilization. Dividend yield is 0.00 %.

Q: Is BFL Asset Finvest Ltd profitable and how is the profit trend?

BFL Asset Finvest Ltd reported a net profit of 1 Cr in Mar 2025 on revenue of 21 Cr. Compared to 1 Cr in Mar 2022, the net profit shows an improving trend.

Fair Value

₹85.70Undervalued by 1,018.80%vs CMP ₹7.66

P/E (24.4) × ROE (42.2%) × BV (₹10.20) × DY (2.00%)

₹28.99Undervalued by 278.46%vs CMP ₹7.66

MoS: +73.6% (Strong)Confidence: 56/100 (Moderate)Models: 6 Under, 1 Over

Model	Category	Value	Weight	Signal
PE-ROE	Earnings	₹75.95	27%	Under (+891.5%)
Graham Number	Earnings	₹16.73	19%	Under (+118.4%)
Earnings Power	Earnings	₹10.38	13%	Under (+35.5%)
DCF	Cash Flow	₹11.98	16%	Under (+56.4%)
Net Asset Value	Assets	₹10.21	9%	Under (+33.3%)
Earnings Yield	Earnings	₹12.20	9%	Under (+59.3%)
ROCE Capital	Returns	₹5.26	9%	Over (-31.3%)
Consensus (7 models)		₹28.99	100%	Undervalued

Key Drivers: Wide model spread (₹5–₹76) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: -11.4%

*Investments are subject to market risks

Analyst Summary

BFL Asset Finvest Ltd operates in the Non-Banking Financial Company (NBFC) segment, NSE: BFLAFL | BSE: 539662, current market price is ₹7.66, market cap is 7.82 Cr.. At a glance, stock P/E is 24.4, ROE is 42.2 %, ROCE is 22.8 %, book value is 10.2, dividend yield is 0.00 %. The latest intrinsic value estimate is ₹28.99, which is about 278.5% above the current price, so the page currently reads as potentially undervalued rather than fully priced. On operating trend, latest reported sales are about ₹21 Cr versus the prior period change of -23.3%, while latest net profit is about ₹1 Cr with a prior-period change of -46.1%. The 52-week range shown on this page is 14.2/5.29, which helps frame where the current quote sits within its recent trading band. Business context: About the Company - Qualitative AnalysisBFL Asset Finvest Ltd. is a Public Limited Listed company incorporated on 31/08/1995 and has its registered office in the State of Rajasthan, India. Company's Corporate Identification Number(CIN) is L…

This summary is generated from the stock page data available for BFL Asset Finvest Ltd: Intrinsic Value & Share Price Analysis and is refreshed automatically when the underlying metrics change.

Investment Snapshot

BFL Asset Finvest Ltd scores 63/100 (Average)

Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison

Stock Health88/100 · Strong

ROCE 22.8% ExcellentROE 42.2% ExcellentD/E 0.20 Low debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent

Smart Money50/100 · Moderate

Promoter holding at 27.1% Stable

Earnings Quality40/100 · Moderate

Working capital: 326 days Capital intensive

Quarterly Momentum40/100 · Moderate

Profit (4Q): -109% YoY Declining

Industry Rank90/100 · Strong

P/E 24.4 vs industry 39.2 Cheaper than peersROCE 22.8% vs industry 17.4% Above peersROE 42.2% vs industry 13.0% Above peers

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily.

Share Price and Basic Stock Data

Last Updated: August 25, 2026, 9:31 am

Market Cap	7.82 Cr.
Current Price	7.66
Intrinsic Value	₹28.99
High / Low	14.2/5.29
Stock P/E	24.4
Book Value	10.2
Dividend Yield	0.00 %
ROCE	22.8 %
ROE	42.2 %
Face Value	10.0
PEG Ratio	-2.14

Stock P/E, Current Price, and Intrinsic Value Over Time

Stock P/E Current Price Intrinsic Value

View Share Price Target for BFL Asset Finvest Ltd

Competitors

Stock Name ⇩	Market Cap ⇩	Current Price ⇩	High / Low ⇩	Stock P/E ⇩	Book Value ⇩	Dividend Yield ⇩	ROCE ⇩	ROE ⇩	Face Value ⇩
BFL Asset Finvest Ltd	7.82 Cr.	7.66	14.2/5.29	24.4	10.2	0.00 %	22.8 %	42.2 %	10.0
Dynamic Archistructures Ltd	25.0 Cr.	49.9	/	24.5	66.7	0.00 %	1.48 %	2.57 %	10.0
Aryaman Financial Services Ltd	741 Cr.	605	1,065/480	25.0	131	0.00 %	22.2 %	20.4 %	10.0
Avonmore Capital & Management Services Ltd	389 Cr.	13.8	23.9/9.04	25.2	13.7	0.00 %	5.87 %	3.62 %	1.00
Galada Finance Ltd	11.4 Cr.	38.0	43.9/19.7	23.2	20.7	0.00 %	10.3 %	7.33 %	10.0
Industry Average	31,121.66 Cr	393.85		39.20	494.41	0.26%	17.38%	13.02%	8.42

All Competitor Stocks of BFL Asset Finvest Ltd

Quarterly Result

Metric	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Revenue	0.32	0.33	0.47	12.50	13.12	1.32	9.06	7.60	0.12	4.23	9.63	2.53	7.79
Interest	0.07	0.18	0.06	0.16	0.11	0.04	0.05	0.02	0.03	0.03	0.04	0.05	0.15
Expenses	-0.01	0.56	0.16	10.65	10.25	2.91	3.55	4.49	4.76	6.85	2.99	3.44	8.45
Financing Profit	0.26	-0.41	0.25	1.69	2.76	-1.63	5.46	3.09	-4.67	-2.65	6.60	-0.96	-0.81
Financing Margin %	81.25%	-124.24%	53.19%	13.52%	21.04%	-123.48%	60.26%	40.66%	-3,891.67%	-62.65%	68.54%	-37.94%	-10.40%
Other Income	0.01	0.01	0.00	0.00	0.00	0.00	0.20	0.06	0.02	0.13	-0.01	-0.40	-1.67
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit before tax	0.27	-0.40	0.25	1.69	2.76	-1.63	5.66	3.15	-4.65	-2.52	6.59	-1.36	-2.48
Tax %	-77.78%	0.00%	0.00%	0.00%	0.00%	47.24%	0.00%	0.00%	0.00%	16.67%	0.00%	0.00%	-0.81%
Net Profit	0.48	-0.40	0.25	1.69	2.76	-2.40	5.66	3.15	-4.65	-2.93	6.59	-1.36	-2.46
EPS in Rs	0.47	-0.39	0.25	1.66	2.70	-2.35	5.55	3.09	-4.56	-2.87	6.46	-1.33	-2.41
Gross NPA %
Net NPA %

Last Updated: February 2, 2026, 9:46 pm

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 27, 2026, 1:35 am

Metric	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Revenue	0.06	0.27	0.92	1.69	0.56	6.14	2.95	1.33	3.11	1.16	27.41	21.02	24.18
Interest	0.00	0.03	0.15	0.01	0.04	1.09	0.93	0.67	0.27	0.40	0.37	0.12	0.27
Expenses	0.04	0.32	0.78	0.36	0.44	4.98	1.96	0.64	1.93	0.95	23.97	19.65	21.73
Financing Profit	0.02	-0.08	-0.01	1.32	0.08	0.07	0.06	0.02	0.91	-0.19	3.07	1.25	2.18
Financing Margin %	33.33%	-29.63%	-1.09%	78.11%	14.29%	1.14%	2.03%	1.50%	29.26%	-16.38%	11.20%	5.95%	9.02%
Other Income	0.00	0.10	0.02	0.00	0.01	0.04	0.00	0.00	0.00	0.34	0.00	0.40	-1.95
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit before tax	0.02	0.02	0.01	1.32	0.09	0.11	0.06	0.02	0.91	0.15	3.07	1.65	0.23
Tax %	0.00%	-50.00%	-100.00%	34.09%	66.67%	27.27%	66.67%	0.00%	25.27%	-140.00%	25.08%	25.45%
Net Profit	0.01	0.02	0.02	0.87	0.03	0.08	0.02	0.01	0.69	0.37	2.30	1.24	-0.16
EPS in Rs			0.04	1.70	0.03	0.08	0.02	0.01	0.68	0.36	2.25	1.22	-0.15
Dividend Payout %	0.00%	0.00%	0.00%	29.31%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year	2014-2015	2015-2016	2016-2017	2017-2018	2018-2019	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024	2024-2025
YoY Net Profit Growth (%)	100.00%	0.00%	4250.00%	-96.55%	166.67%	-75.00%	-50.00%	6800.00%	-46.38%	521.62%	-46.09%
Change in YoY Net Profit Growth (%)	0.00%	-100.00%	4250.00%	-4346.55%	263.22%	-241.67%	25.00%	6850.00%	-6846.38%	568.00%	-567.71%

BFL Asset Finvest Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:	55%
5 Years:	48%
3 Years:	89%
TTM:	-40%

Compounded Profit Growth
10 Years:	39%
5 Years:	128%
3 Years:	22%
TTM:	-72%

Stock Price CAGR
10 Years:	%
5 Years:	-30%
3 Years:	-18%
1 Year:	-35%

Return on Equity
10 Years:	5%
5 Years:	7%
3 Years:	9%
Last Year:	8%

Last Updated: September 5, 2025, 2:41 pm

Balance Sheet

Last Updated: May 28, 2026, 1:00 am

Month	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	3.74	3.74	5.10	10.20	10.20	10.20	10.20	10.20	10.20	10.20	10.20	10.20
Reserves	0.39	0.41	2.54	2.47	2.58	1.75	0.86	1.69	2.06	4.36	5.80	0.22
Borrowing	0.25	1.65	0.46	0.00	10.23	7.08	2.28	2.09	2.02	4.24	2.84	14.26
Other Liabilities	0.06	1.65	2.65	4.80	0.33	0.31	0.98	1.08	0.07	0.84	0.44	0.09
Total Liabilities	4.44	7.45	10.75	17.47	23.34	19.34	14.32	15.06	14.35	19.64	19.28	24.77
Fixed Assets	0.50	0.50	0.50	0.50	0.50	0.00	0.00	0.14	0.00	0.00	0.00	0.00
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	2.84	2.90	2.89	3.65	2.51	1.66	0.74	0.11	0.10	0.10	0.00	0.00
Other Assets	1.10	4.05	7.36	13.32	20.33	17.68	13.58	14.81	14.25	19.54	19.28	24.77
Total Assets	4.44	7.45	10.75	17.47	23.34	19.34	14.32	15.06	14.35	19.64	19.28	24.77

Reserves and Borrowings Chart

Cash Flow

Month	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity +	0.21	-1.28	-1.37	-3.72	-0.03	-2.94	5.44	-0.17	0.32	-1.80	1.58	-10.76
Cash from Investing Activity +	0.10	-0.01	0.00	-0.75	1.07	7.00	0.00	0.64	0.15	0.00	0.10	0.00
Cash from Financing Activity +	-0.25	1.25	1.42	4.50	-1.09	-4.08	-5.47	-0.47	-0.46	1.85	-1.69	10.79
Net Cash Flow	0.06	-0.03	0.05	0.02	-0.06	-0.02	-0.02	0.00	0.01	0.05	-0.01	0.02
Free Cash Flow	0.21	-1.28	-1.37	-3.72	-0.03	4.06	5.44	-0.31	0.46	-1.80	1.58	-10.76
CFO/OP	-420%	-914%	-103%	-3,100%	-3%	-293%	788%	5%	152%	-30%	146%	287%

Free Cash Flow

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Free Cash Flow	0.04	0.07	-0.87	-0.10	0.44	-5.25	-5.12	-1.64	-0.16	-1.07	19.73	16.81

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

Month	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Debtor Days	0.00	446.11	35.71	10.80	0.00	0.00	0.00	0.00	0.00	0.00	29.16	87.69
Inventory Days	7,056.67	1,505.62	365.00	1,209.06	1,319.62	235.20	371.48	1,642.50	327.39	436.97	92.64	274.63
Days Payable	1,581.67	45.62	0.00	0.00	28.08	0.00	0.00	0.00	0.00	0.00	0.00	0.20
Cash Conversion Cycle	5,475.00	1,906.11	400.71	1,219.86	1,291.54	235.20	371.48	1,642.50	327.39	436.97	121.81	362.12
Working Capital Days	2,494.17	1,297.78	924.40	997.81	5,488.04	492.21	936.63	1,907.33	994.07	1,076.12	155.80	325.93
ROCE %	0.43%	-0.45%	3.14%	19.14%	1.25%	6.73%	4.71%	4.26%	8.64%	1.49%	20.80%	9.40%

Financial Efficiency Indicators Chart

Share Holding Pattern

Month	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters	17.26%	17.26%	27.06%	27.06%	27.06%	27.06%	27.06%	27.06%	27.06%	27.06%	27.06%	27.06%
Public	82.74%	82.74%	72.95%	72.93%	72.94%	72.94%	72.94%	72.94%	72.94%	72.93%	72.94%	72.94%
No. of Shareholders	12,794	12,354	14,961	14,928	14,138	14,468	13,801	13,569	13,336	13,031	12,742	12,588

Shareholding Pattern Chart

No. of Shareholders

BFL Asset Finvest Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

Month	Mar 25	Mar 24	Mar 23	Mar 22	Mar 21
FaceValue	10.00	10.00	10.00	10.00	10.00
Basic EPS (Rs.)	1.21	2.25	0.36	0.67	0.01
Diluted EPS (Rs.)	1.21	2.25	0.36	0.67	0.01
Cash EPS (Rs.)	1.21	2.25	0.35	0.67	0.01
Book Value[Excl.RevalReserv]/Share (Rs.)	15.68	14.27	12.02	11.66	10.84
Book Value[Incl.RevalReserv]/Share (Rs.)	15.68	14.27	12.02	11.66	10.84
Revenue From Operations / Share (Rs.)	20.60	26.86	1.13	3.03	1.30
PBDIT / Share (Rs.)	1.74	3.37	0.53	1.17	0.67
PBIT / Share (Rs.)	1.74	3.37	0.53	1.17	0.67
PBT / Share (Rs.)	1.62	3.01	0.14	0.89	0.01
Net Profit / Share (Rs.)	1.21	2.25	0.35	0.67	0.01
PBDIT Margin (%)	8.43	12.55	47.88	38.50	51.91
PBIT Margin (%)	8.43	12.55	47.88	38.50	51.91
PBT Margin (%)	7.85	11.21	13.22	29.61	1.42
Net Profit Margin (%)	5.88	8.39	31.90	22.20	1.06
Return on Networth / Equity (%)	7.72	15.79	2.98	5.76	0.12
Return on Capital Employeed (%)	10.79	22.37	4.47	9.77	6.18
Return On Assets (%)	6.41	11.70	2.55	4.55	0.09
Total Debt / Equity (X)	0.17	0.29	0.16	0.17	0.20
Asset Turnover Ratio (%)	1.08	1.61	0.07	0.21	0.07
Current Ratio (X)	6.78	4.60	6.99	5.12	4.47
Quick Ratio (X)	1.83	3.23	6.57	4.61	3.96
Inventory Turnover Ratio (X)	2.11	0.00	0.00	0.00	0.00
Interest Coverage Ratio (X)	14.63	9.35	1.38	4.33	1.03
Interest Coverage Ratio (Post Tax) (X)	11.20	7.25	1.92	3.50	1.02
Enterprise Value (Cr.)	13.99	21.31	14.11	122.30	95.86
EV / Net Operating Revenue (X)	0.66	0.77	12.28	39.60	72.20
EV / EBITDA (X)	7.89	6.19	25.64	102.85	139.06
MarketCap / Net Operating Revenue (X)	0.53	0.62	10.56	38.94	70.51
Price / BV (X)	0.70	1.18	0.98	10.11	8.46
Price / Net Operating Revenue (X)	0.53	0.62	10.57	38.95	70.52
EarningsYield	0.11	0.13	0.03	0.01	0.00

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

[display_about_company_data title=”About the Company – Qualitative Analysis”]

FAQ

What is the intrinsic value of BFL Asset Finvest Ltd and is it undervalued?

As of 07 September 2026, BFL Asset Finvest Ltd's intrinsic value is ₹28.99, which is 278.46% higher than the current market price of ₹7.66, suggesting the stock is undervalued. This is calculated using the PE ratio method factoring in ROE (42.2 %), book value (₹10.2), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of BFL Asset Finvest Ltd?

BFL Asset Finvest Ltd is trading at ₹7.66 as of 07 September 2026, with a FY2026-2027 high of ₹14.2 and low of ₹5.29. The stock is currently in the middle of its 52-week range. Market cap stands at ₹7.82 Cr..

How does BFL Asset Finvest Ltd's P/E ratio compare to its industry?

BFL Asset Finvest Ltd has a P/E ratio of 24.4, which is below the industry average of 39.20. This is broadly in line with or below the industry average.

Is BFL Asset Finvest Ltd financially healthy?

Key indicators for BFL Asset Finvest Ltd: ROCE of 22.8 % indicates efficient capital utilization; ROE of 42.2 % shows strong shareholder returns. Dividend yield is 0.00 %.

Is BFL Asset Finvest Ltd profitable and how is the profit trend?

BFL Asset Finvest Ltd reported a net profit of ₹1 Cr in Mar 2025 on revenue of ₹21 Cr. Compared to ₹1 Cr in Mar 2022, the net profit shows an improving trend.

Does BFL Asset Finvest Ltd pay dividends?

BFL Asset Finvest Ltd has a dividend yield of 0.00 % at the current price of ₹7.66. The company is currently not paying meaningful dividends.