Share Price and Basic Stock Data
Last Updated: February 12, 2026, 10:25 pm
| PEG Ratio | 2.57 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Goyal Associates Ltd operates within the Non-Banking Financial Company (NBFC) sector, primarily focusing on providing financial services. The company reported a market capitalization of ₹4.66 Cr, with its share price standing at ₹0.88. Revenue trends indicate significant fluctuations over recent quarters. For example, revenue for the quarter ending March 2023 peaked at ₹1.26 Cr, but subsequently declined to ₹0.93 Cr in September 2023 and remained flat at ₹0.93 Cr in December 2023. The trailing twelve months (TTM) revenue was recorded at ₹1.95 Cr, reflecting a decrease compared to previous periods. The company’s performance is characterized by a high cash conversion cycle of 22.21 days, which may indicate inefficiencies in managing receivables and payables. This trend suggests that while Goyal Associates has experienced periods of revenue growth, the inconsistency may pose challenges in maintaining stable cash flow and operational efficiency.
Profitability and Efficiency Metrics
Goyal Associates’ profitability metrics display a mixed performance. The company reported a net profit of ₹0.50 Cr, translating to a return on equity (ROE) of 16.9% and a return on capital employed (ROCE) of 17.4%, both of which are commendable compared to typical sector benchmarks. However, the operating profit margin (OPM) remains unavailable, indicating potential inefficiencies in managing operational costs. The interest coverage ratio (ICR) stood at a robust 13.47x, showcasing the company’s ability to meet its interest obligations comfortably. The fluctuation in financing profit, which ranged from a low of -₹0.01 Cr in March 2023 to ₹0.28 Cr in March 2024, further emphasizes the variability in the company’s profitability. Overall, while Goyal Associates demonstrates strong returns on equity and capital employed, its inconsistent profitability trends warrant a closer examination to ensure sustainable growth.
Balance Sheet Strength and Financial Ratios
The financial health of Goyal Associates is reflected in its balance sheet, which shows total assets of ₹8.48 Cr as of March 2025. The company has a total debt to equity ratio of 0.19, indicating a conservative approach to leveraging, which is favorable in the context of its sector. Reserves have turned positive, standing at ₹0.28 Cr in September 2025, a notable recovery from previous negative figures. The book value per share increased to ₹1.04, reflecting the company’s strengthening equity position. The current ratio of 3.77 and quick ratio of 3.77 suggest a strong liquidity position, allowing Goyal Associates to cover its short-term obligations effectively. However, the company’s expenses have also increased, with total expenses reported at ₹1.68 Cr for FY 2025, highlighting the need for better cost management strategies moving forward.
Shareholding Pattern and Investor Confidence
Goyal Associates has a diverse shareholding structure, with public shareholders holding 95.26% of the equity as of September 2025. The promoter holding stands at 4.72%, reflecting a dilution of control over the company. This could signal to investors a lack of confidence from the promoters, potentially impacting future strategic decisions. The number of shareholders has steadily increased from 8,901 in March 2023 to 27,944 by September 2025, indicating growing interest among retail investors. However, the presence of Domestic Institutional Investors (DIIs) remains minimal at 0.01%. This lack of institutional backing may pose a risk to the stock’s stability, as institutional investors typically provide a buffer against volatility. Overall, while the increase in retail shareholders suggests positive sentiment, the low promoter and institutional stakes may raise concerns about governance and long-term strategy.
Outlook, Risks, and Final Insight
Goyal Associates faces a mixed outlook, characterized by both opportunities and challenges. The company’s strong liquidity ratios and improving profitability metrics present a solid foundation for future growth. However, risks remain, including the inconsistent revenue trends and the low level of institutional investor participation, which may lead to heightened volatility. Additionally, the company’s reliance on fluctuating financing profit could impact its overall stability. In a favorable scenario, should Goyal Associates enhance its operational efficiency and effectively manage costs, it could see a sustained improvement in profitability. Conversely, in a challenging environment, continued revenue volatility may hinder growth prospects. Ultimately, Goyal Associates must prioritize strategic initiatives to bolster investor confidence and improve operational performance to navigate the complexities of the NBFC sector effectively.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.3 Cr. | 1.33 | 1.66/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 6.72 Cr. | 0.67 | 3.69/0.58 | 19.8 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 402 Cr. | 61.4 | 125/44.0 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.7 Cr. | 16.0 | 24.7/14.8 | 12.2 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 27.8 Cr. | 61.7 | 138/57.6 | 15.0 | 238 | 1.62 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,422.45 Cr | 395.61 | 74.77 | 514.71 | 0.23% | 15.81% | 8.84% | 8.50 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 0.78 | 0.09 | 1.26 | 0.98 | 0.93 | 0.93 | 0.92 | 0.81 | 0.44 | 0.89 | 0.49 | 0.28 | 0.29 |
| Interest | 0.04 | 0.00 | 0.02 | 0.04 | 0.01 | 0.03 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.00 | 0.00 |
| Expenses | 0.50 | 0.06 | 1.25 | 0.70 | 0.67 | 0.65 | 0.62 | 0.57 | 0.28 | 0.53 | 0.31 | 0.25 | 0.22 |
| Financing Profit | 0.24 | 0.03 | -0.01 | 0.24 | 0.25 | 0.25 | 0.28 | 0.22 | 0.14 | 0.34 | 0.16 | 0.03 | 0.07 |
| Financing Margin % | 30.77% | 33.33% | -0.79% | 24.49% | 26.88% | 26.88% | 30.43% | 27.16% | 31.82% | 38.20% | 32.65% | 10.71% | 24.14% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.12 | 0.00 | 0.00 |
| Depreciation | 0.03 | 0.00 | 0.04 | 0.05 | 0.05 | 0.05 | 0.05 | 0.03 | 0.03 | 0.03 | 0.03 | 0.02 | 0.02 |
| Profit before tax | 0.21 | 0.03 | -0.05 | 0.19 | 0.20 | 0.20 | 0.24 | 0.19 | 0.11 | 0.31 | 0.25 | 0.01 | 0.05 |
| Tax % | 0.00% | 0.00% | 0.00% | 26.32% | 0.00% | 25.00% | 4.17% | 0.00% | 0.00% | 0.00% | 48.00% | 0.00% | 0.00% |
| Net Profit | 0.21 | 0.02 | -0.05 | 0.14 | 0.20 | 0.15 | 0.24 | 0.18 | 0.11 | 0.31 | 0.13 | 0.01 | 0.05 |
| EPS in Rs | 0.04 | 0.00 | -0.01 | 0.03 | 0.04 | 0.03 | 0.05 | 0.04 | 0.02 | 0.07 | 0.02 | 0.00 | 0.01 |
| Gross NPA % | |||||||||||||
| Net NPA % |
Last Updated: February 1, 2026, 6:16 pm
Below is a detailed analysis of the quarterly data for Goyal Associates Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Interest, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Expenses, as of Sep 2025, the value is 0.22 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.25 Cr. (Jun 2025) to 0.22 Cr., marking a decrease of 0.03 Cr..
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.02 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.02 Cr..
- For Profit before tax, as of Sep 2025, the value is 0.05 Cr.. The value appears strong and on an upward trend. It has increased from 0.01 Cr. (Jun 2025) to 0.05 Cr., marking an increase of 0.04 Cr..
- For Tax %, as of Sep 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00%.
- For Net Profit, as of Sep 2025, the value is 0.05 Cr.. The value appears strong and on an upward trend. It has increased from 0.01 Cr. (Jun 2025) to 0.05 Cr., marking an increase of 0.04 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.01. The value appears strong and on an upward trend. It has increased from 0.00 (Jun 2025) to 0.01, marking an increase of 0.01.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:38 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.35 | 0.45 | 0.18 | 0.14 | 0.61 | 6.65 | 3.62 | 1.17 | 1.52 | 3.41 | 3.75 | 2.63 | 1.95 |
| Expenses | 0.48 | 0.46 | 0.25 | 0.17 | 0.67 | 7.28 | 3.42 | 1.00 | 1.73 | 2.43 | 2.65 | 1.68 | 1.31 |
| Operating Profit | -0.13 | -0.01 | -0.07 | -0.03 | -0.06 | -0.63 | 0.20 | 0.17 | -0.21 | 0.98 | 1.10 | 0.95 | 0.64 |
| OPM % | -37.14% | -2.22% | -38.89% | -21.43% | -9.84% | -9.47% | 5.52% | 14.53% | -13.82% | 28.74% | 29.33% | 36.12% | 32.82% |
| Other Income | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.12 | 0.12 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.06 | 0.11 | 0.10 | 0.09 | 0.08 | 0.04 |
| Depreciation | 0.04 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 0.12 | 0.16 | 0.18 | 0.12 | 0.10 |
| Profit before tax | -0.17 | -0.03 | -0.07 | -0.03 | -0.06 | -0.63 | 0.20 | 0.06 | -0.44 | 0.72 | 0.84 | 0.87 | 0.62 |
| Tax % | 5.88% | -33.33% | 0.00% | 0.00% | 0.00% | 0.00% | 15.00% | 33.33% | 0.00% | 16.67% | 25.00% | 13.79% | |
| Net Profit | -0.18 | -0.01 | -0.07 | -0.03 | -0.06 | -0.63 | 0.16 | 0.03 | -0.45 | 0.59 | 0.63 | 0.74 | 0.50 |
| EPS in Rs | -0.04 | -0.00 | -0.01 | -0.01 | -0.01 | -0.13 | 0.03 | 0.01 | -0.10 | 0.13 | 0.13 | 0.14 | 0.10 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 94.44% | -600.00% | 57.14% | -100.00% | -950.00% | 125.40% | -81.25% | -1600.00% | 231.11% | 6.78% | 17.46% |
| Change in YoY Net Profit Growth (%) | 0.00% | -694.44% | 657.14% | -157.14% | -850.00% | 1075.40% | -206.65% | -1518.75% | 1831.11% | -224.33% | 10.68% |
Goyal Associates Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 19% |
| 5 Years: | -6% |
| 3 Years: | 20% |
| TTM: | -42% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 54% |
| 5 Years: | 36% |
| 3 Years: | 54% |
| TTM: | -27% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 17% |
| 5 Years: | 7% |
| 3 Years: | -13% |
| 1 Year: | -37% |
| Return on Equity | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 11% |
| 3 Years: | 20% |
| Last Year: | 17% |
Last Updated: September 5, 2025, 3:40 pm
Balance Sheet
Last Updated: February 1, 2026, 2:54 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 5.08 | 5.08 | 4.69 | 4.69 | 4.69 | 4.69 | 4.69 | 4.69 | 4.69 | 4.69 | 4.69 | 5.29 | 5.29 |
| Reserves | -6.43 | -6.45 | -1.69 | -1.72 | -1.79 | -2.41 | -2.25 | -2.22 | -2.66 | -2.08 | -1.44 | 0.21 | 0.28 |
| Borrowing | 6.37 | 4.63 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.21 | 1.99 | 1.24 | 1.14 | 1.05 | 1.05 |
| Other Liabilities | 0.02 | 0.01 | 1.01 | 0.01 | 0.01 | 2.95 | 0.21 | 1.01 | 1.37 | 1.15 | 1.66 | 1.93 | 2.20 |
| Total Liabilities | 5.04 | 3.27 | 4.01 | 2.98 | 2.91 | 5.23 | 2.65 | 6.69 | 5.39 | 5.00 | 6.05 | 8.48 | 8.82 |
| Fixed Assets | 0.11 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.36 | 0.31 | 0.56 | 0.38 | 0.19 | 0.15 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 0.40 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 4.93 | 3.27 | 4.01 | 2.58 | 2.91 | 5.23 | 2.65 | 6.33 | 5.08 | 4.44 | 5.67 | 8.29 | 8.67 |
| Total Assets | 5.04 | 3.27 | 4.01 | 2.98 | 2.91 | 5.23 | 2.65 | 6.69 | 5.39 | 5.00 | 6.05 | 8.48 | 8.82 |
Below is a detailed analysis of the balance sheet data for Goyal Associates Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 5.29 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 5.29 Cr..
- For Reserves, as of Sep 2025, the value is 0.28 Cr.. The value appears strong and on an upward trend. It has increased from 0.21 Cr. (Mar 2025) to 0.28 Cr., marking an increase of 0.07 Cr..
- For Other Liabilities, as of Sep 2025, the value is 2.20 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.93 Cr. (Mar 2025) to 2.20 Cr., marking an increase of 0.27 Cr..
- For Total Liabilities, as of Sep 2025, the value is 8.82 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 8.48 Cr. (Mar 2025) to 8.82 Cr., marking an increase of 0.34 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.15 Cr.. The value appears to be declining and may need further review. It has decreased from 0.19 Cr. (Mar 2025) to 0.15 Cr., marking a decrease of 0.04 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 8.67 Cr.. The value appears strong and on an upward trend. It has increased from 8.29 Cr. (Mar 2025) to 8.67 Cr., marking an increase of 0.38 Cr..
- For Total Assets, as of Sep 2025, the value is 8.82 Cr.. The value appears strong and on an upward trend. It has increased from 8.48 Cr. (Mar 2025) to 8.82 Cr., marking an increase of 0.34 Cr..
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -6.50 | -4.64 | -0.07 | -0.03 | -0.06 | -0.63 | 0.20 | -3.04 | -2.20 | -0.26 | -0.04 | -0.10 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 41.71 | 0.00 | 0.00 | 0.00 | 341.07 | 194.85 | 17.14 | 31.20 | 2.40 | 137.01 | 40.88 | 22.21 |
| Inventory Days | 587.56 | 478.28 | 6,778.57 | 8,395.00 | 845.58 | 53.83 | 56.93 | 0.00 | ||||
| Days Payable | 0.00 | 0.00 | 5,214.29 | 0.00 | 0.00 | 150.72 | 18.98 | |||||
| Cash Conversion Cycle | 629.28 | 478.28 | 1,564.29 | 8,395.00 | 1,186.65 | 97.96 | 55.09 | 31.20 | 2.40 | 137.01 | 40.88 | 22.21 |
| Working Capital Days | -1,574.71 | -1,143.67 | 2,190.00 | 6,413.57 | 1,250.57 | 92.76 | 51.42 | 65.51 | -273.75 | 35.32 | -95.39 | 824.37 |
| ROCE % | -4.39% | -0.72% | -2.24% | -1.01% | -2.04% | -24.32% | 8.47% | 2.96% | -6.80% | 20.84% | 22.57% | 17.37% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Basic EPS (Rs.) | 0.16 | 0.13 | 0.12 | -0.10 | 0.01 |
| Diluted EPS (Rs.) | 0.14 | 0.13 | 0.12 | -0.10 | 0.01 |
| Cash EPS (Rs.) | 0.16 | 0.17 | 0.15 | -0.06 | 0.02 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1.04 | 0.69 | 0.55 | 0.43 | 0.53 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1.04 | 0.69 | 0.55 | 0.43 | 0.53 |
| Revenue From Operations / Share (Rs.) | 0.49 | 0.79 | 0.72 | 0.32 | 0.24 |
| PBDIT / Share (Rs.) | 0.20 | 0.23 | 0.20 | -0.04 | 0.03 |
| PBIT / Share (Rs.) | 0.17 | 0.19 | 0.17 | -0.07 | 0.02 |
| PBT / Share (Rs.) | 0.16 | 0.17 | 0.14 | -0.09 | 0.01 |
| Net Profit / Share (Rs.) | 0.13 | 0.13 | 0.12 | -0.09 | 0.01 |
| PBDIT Margin (%) | 40.51 | 29.71 | 28.42 | -13.85 | 15.04 |
| PBIT Margin (%) | 35.87 | 24.82 | 23.60 | -22.05 | 10.33 |
| PBT Margin (%) | 32.86 | 22.43 | 20.60 | -29.53 | 5.28 |
| Net Profit Margin (%) | 28.10 | 16.81 | 17.03 | -29.53 | 4.45 |
| Return on Networth / Equity (%) | 13.40 | 19.40 | 22.22 | -22.04 | 2.08 |
| Return on Capital Employeed (%) | 14.99 | 23.54 | 27.49 | -15.95 | 4.66 |
| Return On Assets (%) | 8.70 | 10.41 | 11.60 | -8.30 | 0.77 |
| Total Debt / Equity (X) | 0.19 | 0.35 | 0.47 | 0.97 | 1.29 |
| Asset Turnover Ratio (%) | 0.36 | 0.67 | 0.65 | 0.25 | 0.24 |
| Current Ratio (X) | 3.77 | 2.70 | 2.14 | 1.54 | 1.54 |
| Quick Ratio (X) | 3.77 | 2.70 | 2.14 | 1.54 | 1.54 |
| Interest Coverage Ratio (X) | 13.47 | 12.40 | 9.48 | -1.85 | 2.98 |
| Interest Coverage Ratio (Post Tax) (X) | 10.34 | 8.01 | 6.68 | -2.95 | 1.88 |
| Enterprise Value (Cr.) | 8.48 | 9.36 | 14.19 | 9.24 | 18.94 |
| EV / Net Operating Revenue (X) | 3.23 | 2.49 | 4.16 | 6.10 | 16.24 |
| EV / EBITDA (X) | 7.97 | 8.40 | 14.65 | -44.00 | 107.99 |
| MarketCap / Net Operating Revenue (X) | 2.88 | 2.20 | 3.83 | 5.05 | 14.05 |
| Price / BV (X) | 1.38 | 2.54 | 5.00 | 3.77 | 6.58 |
| Price / Net Operating Revenue (X) | 2.88 | 2.20 | 3.83 | 5.05 | 14.06 |
| EarningsYield | 0.09 | 0.07 | 0.04 | -0.05 | 0.00 |
After reviewing the key financial ratios for Goyal Associates Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 1.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 1.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.16. This value is below the healthy minimum of 5. It has increased from 0.13 (Mar 24) to 0.16, marking an increase of 0.03.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.14. This value is below the healthy minimum of 5. It has increased from 0.13 (Mar 24) to 0.14, marking an increase of 0.01.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.16. This value is below the healthy minimum of 3. It has decreased from 0.17 (Mar 24) to 0.16, marking a decrease of 0.01.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.04. It has increased from 0.69 (Mar 24) to 1.04, marking an increase of 0.35.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 1.04. It has increased from 0.69 (Mar 24) to 1.04, marking an increase of 0.35.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.49. It has decreased from 0.79 (Mar 24) to 0.49, marking a decrease of 0.30.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.20. This value is below the healthy minimum of 2. It has decreased from 0.23 (Mar 24) to 0.20, marking a decrease of 0.03.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.17. This value is within the healthy range. It has decreased from 0.19 (Mar 24) to 0.17, marking a decrease of 0.02.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.16. This value is within the healthy range. It has decreased from 0.17 (Mar 24) to 0.16, marking a decrease of 0.01.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.13. This value is below the healthy minimum of 2. There is no change compared to the previous period (Mar 24) which recorded 0.13.
- For PBDIT Margin (%), as of Mar 25, the value is 40.51. This value is within the healthy range. It has increased from 29.71 (Mar 24) to 40.51, marking an increase of 10.80.
- For PBIT Margin (%), as of Mar 25, the value is 35.87. This value exceeds the healthy maximum of 20. It has increased from 24.82 (Mar 24) to 35.87, marking an increase of 11.05.
- For PBT Margin (%), as of Mar 25, the value is 32.86. This value is within the healthy range. It has increased from 22.43 (Mar 24) to 32.86, marking an increase of 10.43.
- For Net Profit Margin (%), as of Mar 25, the value is 28.10. This value exceeds the healthy maximum of 10. It has increased from 16.81 (Mar 24) to 28.10, marking an increase of 11.29.
- For Return on Networth / Equity (%), as of Mar 25, the value is 13.40. This value is below the healthy minimum of 15. It has decreased from 19.40 (Mar 24) to 13.40, marking a decrease of 6.00.
- For Return on Capital Employeed (%), as of Mar 25, the value is 14.99. This value is within the healthy range. It has decreased from 23.54 (Mar 24) to 14.99, marking a decrease of 8.55.
- For Return On Assets (%), as of Mar 25, the value is 8.70. This value is within the healthy range. It has decreased from 10.41 (Mar 24) to 8.70, marking a decrease of 1.71.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.19. This value is within the healthy range. It has decreased from 0.35 (Mar 24) to 0.19, marking a decrease of 0.16.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.36. It has decreased from 0.67 (Mar 24) to 0.36, marking a decrease of 0.31.
- For Current Ratio (X), as of Mar 25, the value is 3.77. This value exceeds the healthy maximum of 3. It has increased from 2.70 (Mar 24) to 3.77, marking an increase of 1.07.
- For Quick Ratio (X), as of Mar 25, the value is 3.77. This value exceeds the healthy maximum of 2. It has increased from 2.70 (Mar 24) to 3.77, marking an increase of 1.07.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 13.47. This value is within the healthy range. It has increased from 12.40 (Mar 24) to 13.47, marking an increase of 1.07.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 10.34. This value is within the healthy range. It has increased from 8.01 (Mar 24) to 10.34, marking an increase of 2.33.
- For Enterprise Value (Cr.), as of Mar 25, the value is 8.48. It has decreased from 9.36 (Mar 24) to 8.48, marking a decrease of 0.88.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 3.23. This value exceeds the healthy maximum of 3. It has increased from 2.49 (Mar 24) to 3.23, marking an increase of 0.74.
- For EV / EBITDA (X), as of Mar 25, the value is 7.97. This value is within the healthy range. It has decreased from 8.40 (Mar 24) to 7.97, marking a decrease of 0.43.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 2.88. This value is within the healthy range. It has increased from 2.20 (Mar 24) to 2.88, marking an increase of 0.68.
- For Price / BV (X), as of Mar 25, the value is 1.38. This value is within the healthy range. It has decreased from 2.54 (Mar 24) to 1.38, marking a decrease of 1.16.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 2.88. This value is within the healthy range. It has increased from 2.20 (Mar 24) to 2.88, marking an increase of 0.68.
- For EarningsYield, as of Mar 25, the value is 0.09. This value is below the healthy minimum of 5. It has increased from 0.07 (Mar 24) to 0.09, marking an increase of 0.02.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Goyal Associates Ltd:
- Net Profit Margin: 28.1%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 14.99% (Industry Average ROCE: 15.81%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 13.4% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 10.34
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 3.77
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 9.53 (Industry average Stock P/E: 74.77)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.19
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 28.1%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 401, Phoenix Complex, Waghodia Road, Vadodra Gujarat 390019 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Vuppala Naga Malleshwa Rao | Non Exe.Non Ind.Director |
| Mr. Vikram Singh Thakur | Ind. Non-Executive Director |
| Mr. Hasmukh Prajapati | Ind. Non-Executive Director |
| Mr. Harish Sharma | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of Goyal Associates Ltd?
Goyal Associates Ltd's intrinsic value (as of 13 February 2026) is ₹1.43 which is 58.89% higher the current market price of ₹0.90, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹4.77 Cr. market cap, FY2025-2026 high/low of ₹1.70/0.76, reserves of ₹0.28 Cr, and liabilities of ₹8.82 Cr.
What is the Market Cap of Goyal Associates Ltd?
The Market Cap of Goyal Associates Ltd is 4.77 Cr..
What is the current Stock Price of Goyal Associates Ltd as on 13 February 2026?
The current stock price of Goyal Associates Ltd as on 13 February 2026 is ₹0.90.
What is the High / Low of Goyal Associates Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Goyal Associates Ltd stocks is ₹1.70/0.76.
What is the Stock P/E of Goyal Associates Ltd?
The Stock P/E of Goyal Associates Ltd is 9.53.
What is the Book Value of Goyal Associates Ltd?
The Book Value of Goyal Associates Ltd is 1.05.
What is the Dividend Yield of Goyal Associates Ltd?
The Dividend Yield of Goyal Associates Ltd is 0.00 %.
What is the ROCE of Goyal Associates Ltd?
The ROCE of Goyal Associates Ltd is 17.4 %.
What is the ROE of Goyal Associates Ltd?
The ROE of Goyal Associates Ltd is 16.9 %.
What is the Face Value of Goyal Associates Ltd?
The Face Value of Goyal Associates Ltd is 1.00.