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Last Updated: April 2, 2026, 4:52 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 538446 | NSE: MONEYBOXX

Moneyboxx Finance Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹2.85Overvalued by 95.43%vs CMP ₹62.30

P/E (15.0) × ROE (0.6%) × BV (₹40.10) × DY (2.00%)

Defaults: P/E=15

₹8.52Overvalued by 86.32%vs CMP ₹62.30
MoS: -631.2% (Negative)Confidence: 63/100 (Moderate)Models: All 7: Overvalued
ModelCategoryValueWeightSignal
PE-ROEEarnings₹2.9423%Over (-95.3%)
Graham NumberEarnings₹13.0917%Over (-79%)
Earnings PowerEarnings₹1.1914%Over (-98.1%)
DCFCash Flow₹1.8117%Over (-97.1%)
Net Asset ValueAssets₹37.529%Over (-39.8%)
EV/EBITDAEnterprise₹13.7511%Over (-77.9%)
Earnings YieldEarnings₹1.909%Over (-97%)
Consensus (7 models)₹8.52100%Overvalued
Key Drivers: ROE 0.6% is below cost of equity. | Wide model spread (₹1–₹38) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 3.4% · Defaults: P/E=15

*Investments are subject to market risks

Investment Snapshot

43
Moneyboxx Finance Ltd scores 43/100 (Weak)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health39/100 · Weak
ROCE 8.7% AverageROE 0.6% WeakD/E 1.86 High debtInterest Coverage 0.0x RiskyProfitable 2/5 years Inconsistent
Smart Money60/100 · Moderate
FII holding up 0.01% (6mo) Slight increaseDII holding down 1.29% MF sellingPromoter increased by 2.21% Positive
Earnings Quality50/100 · Moderate
Quarterly Momentum40/100 · Moderate
Profit (4Q): -142% YoY Declining
Industry Rank30/100 · Weak
ROCE 8.7% vs industry 15.8% Below peersROE 0.6% vs industry 8.8% Below peers

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 4:52 am

Market Cap 435 Cr.
Current Price 62.3
Intrinsic Value₹8.52
High / Low 123/44.0
Stock P/E
Book Value 40.1
Dividend Yield0.00 %
ROCE8.65 %
ROE0.58 %
Face Value 10.0
PEG Ratio0.00

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for Moneyboxx Finance Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
Moneyboxx Finance Ltd 435 Cr. 62.3 123/44.0 40.10.00 %8.65 %0.58 % 10.0
Avonmore Capital & Management Services Ltd 322 Cr. 11.4 24.2/10.014.0 13.40.00 %10.6 %8.59 % 1.00
Bombay Oxygen Investments Ltd 294 Cr. 19,625 31,998/18,50018.6 34,3050.18 %3.89 %3.62 % 100
Industrial Investment Trust Ltd 294 Cr. 130 243/10852.9 2000.00 %1.27 %0.91 % 10.0
Capital Trade Links Ltd 197 Cr. 15.3 32.2/14.327.7 5.790.00 %7.42 %3.63 % 1.00
Industry Average22,241.21 Cr369.74101.56513.160.26%15.81%8.84%8.50

All Competitor Stocks of Moneyboxx Finance Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue13.1818.6023.4928.4533.4542.3045.6349.4951.7452.0859.0255.0054.62
Interest 5.747.058.5110.1610.6713.4715.0815.6215.8616.7520.6021.0121.09
Expenses 10.7410.7412.5715.9619.2723.4424.5930.0133.7836.8635.6231.3930.80
Financing Profit-3.300.812.412.333.515.395.963.862.10-1.532.802.602.73
Financing Margin %-25.04%4.35%10.26%8.19%10.49%12.74%13.06%7.80%4.06%-2.94%4.74%4.73%5.00%
Other Income 0.010.020.030.050.070.110.070.080.080.060.090.070.10
Depreciation 0.450.520.670.710.901.071.551.831.942.392.462.352.40
Profit before tax -3.740.311.771.672.684.434.482.110.24-3.860.430.320.43
Tax % -28.07%-35.48%7.91%18.56%25.00%6.77%4.02%3.79%16.67%36.79%44.19%9.38%20.93%
Net Profit -2.700.421.641.372.014.124.302.030.20-5.290.240.280.35
EPS in Rs -0.580.080.330.270.340.680.700.310.03-0.810.040.040.05
Gross NPA %
Net NPA %

Last Updated: March 3, 2026, 7:46 am

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 14, 2026, 3:16 am

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue1211124112350128199221
Interest 000000141122436379
Expenses 121112610183771125135
Financing Profit0-00-0-00-3-3-6-814107
Financing Margin %16%-0%33%-2%-13%16%-70%-28%-28%-16%11%5%3%
Other Income 0000000010000
Depreciation 00000011123810
Profit before tax 0-00-0-00-3-4-7-10113-3
Tax % 24%17%31%0%0%-26%4%-23%-43%-32%13%58%
Net Profit 0-00-0-00-4-3-4-791-4
EPS in Rs 0.06-0.020.06-0.03-0.070.06-0.88-0.74-0.86-1.371.500.19-0.68
Dividend Payout % 0%0%0%0%0%0%0%0%0%0%0%0%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)25.00%-33.33%-75.00%228.57%-88.89%
Change in YoY Net Profit Growth (%)0.00%-58.33%-41.67%303.57%-317.46%

Moneyboxx Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 5 years from 2020-2021 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:57%
5 Years:117%
3 Years:106%
TTM:42%
Compounded Profit Growth
10 Years:33%
5 Years:19%
3 Years:33%
TTM:-124%
Stock Price CAGR
10 Years:36%
5 Years:22%
3 Years:-8%
1 Year:-49%
Return on Equity
10 Years:-1%
5 Years:-1%
3 Years:1%
Last Year:1%

Last Updated: September 5, 2025, 3:51 pm

Balance Sheet

Last Updated: February 1, 2026, 3:04 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 12171717171720202225303333
Reserves 222222741351138228229
Borrowing000001174699241452652639
Other Liabilities 00000013614483129
Total Liabilities 1519191919204573140331669944930
Fixed Assets 0000012237202930
CWIP 0000001223020
Investments 000000000211036
Other Assets 1519191919194269135319639913864
Total Assets 1519191919204573140331669944930

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + -0-300114-32-35-59-124-224-225
Cash from Investing Activity + 0-00-00-1-2-1-3-11-21-11
Cash from Financing Activity + 04-0-00-0272966185284278
Net Cash Flow -0100214-7-84503941
Free Cash Flow -0-400114-34-36-61-129-228-234
CFO/OP -5%32,900%32%-1,100%-776%4,388%1,578%-6,096%-1,356%-914%-392%-300%

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow1.002.001.001.001.001.00-11.00-36.00-81.00-204.00-381.00-527.00

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 0308800000031
Inventory Days 2761172,3461,3385280
Days Payable 00000
Cash Conversion Cycle 2761202,3461,4275280000031
Working Capital Days 3,9682,9205,9036,7244,54814719042-42-58-5243
ROCE %1%-0%2%-0%-1%1%-8%-0%4%5%11%9%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthJun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Promoters 54.04%55.11%46.86%47.83%47.72%44.69%44.69%44.66%44.59%44.59%44.59%46.80%
FIIs 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.01%
DIIs 0.00%0.00%0.83%0.85%0.85%1.20%1.20%1.29%1.29%1.24%0.30%0.00%
Public 45.97%44.89%52.31%51.32%51.43%54.11%54.12%54.05%54.12%54.17%55.11%53.20%
No. of Shareholders 1,5001,4912,1522,3802,8114,2774,1614,1064,0544,0384,9724,829

Shareholding Pattern Chart

No. of Shareholders

Moneyboxx Finance Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE / ROE Trend

EPS Trend

Key Financial Ratios

MonthMar 25Mar 24Mar 23Mar 22Mar 21
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 0.393.45-2.94-1.82-1.48
Diluted EPS (Rs.) 0.393.40-2.94-1.82-1.48
Cash EPS (Rs.) 2.744.09-2.04-1.29-1.08
Book Value[Excl.RevalReserv]/Share (Rs.) 79.8555.3830.6615.9812.03
Book Value[Incl.RevalReserv]/Share (Rs.) 79.8555.3830.6615.9812.03
Revenue From Operations / Share (Rs.) 60.9341.8820.2310.465.46
PBDIT / Share (Rs.) 22.6618.605.402.300.28
PBIT / Share (Rs.) 20.3017.504.711.87-0.11
PBT / Share (Rs.) 0.903.46-3.99-3.02-1.93
Net Profit / Share (Rs.) 0.383.00-2.73-1.72-1.48
PBDIT Margin (%) 37.1844.4126.7122.005.30
PBIT Margin (%) 33.3041.7923.2717.85-2.11
PBT Margin (%) 1.488.26-19.72-28.87-35.40
Net Profit Margin (%) 0.627.15-13.49-16.46-27.09
Return on Networth / Equity (%) 0.475.41-8.90-10.77-12.31
Return on Capital Employeed (%) 25.1029.739.938.37-0.87
Return On Assets (%) 0.131.36-2.04-2.64-4.07
Long Term Debt / Equity (X) 0.000.000.350.180.00
Total Debt / Equity (X) 2.442.633.122.831.86
Asset Turnover Ratio (%) 0.240.250.210.210.18
Current Ratio (X) 1.311.301.461.401.44
Quick Ratio (X) 1.311.301.461.401.44
Interest Coverage Ratio (X) 1.171.320.620.470.15
Interest Coverage Ratio (Post Tax) (X) 1.021.210.680.640.18
Enterprise Value (Cr.) 1218.631107.82564.37337.60185.06
EV / Net Operating Revenue (X) 6.138.6811.2014.9416.87
EV / EBITDA (X) 16.4719.5341.9167.90318.07
MarketCap / Net Operating Revenue (X) 3.796.097.7110.9812.99
Price / BV (X) 2.894.605.097.185.90
Price / Net Operating Revenue (X) 3.796.097.7110.9812.99
EarningsYield 0.000.01-0.01-0.01-0.02

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

Moneyboxx Finance Ltd. is a Public Limited Listed company incorporated on 16/11/1994 and has its registered office in the State of Delhi, India. Company's Corporate Identification Number(CIN) is L30007DL1994PLC260191 and registration number is 260191. Currently company belongs to the Industry of Non-Banking Financial Company (NBFC). Company's Total Operating Revenue is Rs. 198.94 Cr. and Equity Capital is Rs. 32.65 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Non-Banking Financial Company (NBFC)523-A, Somdutt Chamber-II, 9, Bhikaji Cama Place, New Delhi Delhi 110066Contact not found
Management
NamePosition Held
Mr. Uma Shankar PaliwalChairman & Ind.Dire (Non-Exe)
Mr. Deepak AggarwalWhole Time Director
Mr. Mayur ModiWhole Time Director
Mr. Atul GargNon Exe.Non Ind.Director
Mr. Govind GuptaNon Exe.Non Ind.Director
Ms. Ratna Dharashree VishwanathanInd. Non-Executive Director
Mr. Shantanu Chandrakant PendseyInd. Non-Executive Director

FAQ

What is the intrinsic value of Moneyboxx Finance Ltd and is it undervalued?

As of 18 April 2026, Moneyboxx Finance Ltd's intrinsic value is ₹8.52, which is 86.32% lower than the current market price of ₹62.30, suggesting the stock is overvalued. This is calculated using the PE ratio method factoring in ROE (0.58 %), book value (₹40.1), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of Moneyboxx Finance Ltd?

Moneyboxx Finance Ltd is trading at ₹62.30 as of 18 April 2026, with a FY2026-2027 high of ₹123 and low of ₹44.0. The stock is currently near its 52-week low. Market cap stands at ₹435 Cr..

How does Moneyboxx Finance Ltd's P/E ratio compare to its industry?

Moneyboxx Finance Ltd has a P/E ratio of , which is below the industry average of 101.56. This is broadly in line with or below the industry average.

Is Moneyboxx Finance Ltd financially healthy?

Key indicators for Moneyboxx Finance Ltd: ROCE of 8.65 % is on the lower side compared to the industry average of 15.81%; ROE of 0.58 % is below ideal levels (industry average: 8.84%). Dividend yield is 0.00 %.

Is Moneyboxx Finance Ltd profitable and how is the profit trend?

Moneyboxx Finance Ltd reported a net profit of ₹1 Cr in Mar 2025 on revenue of ₹199 Cr. Compared to ₹-4 Cr in Mar 2022, the net profit shows an improving trend.

Does Moneyboxx Finance Ltd pay dividends?

Moneyboxx Finance Ltd has a dividend yield of 0.00 % at the current price of ₹62.30. The company is currently not paying meaningful dividends.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in Moneyboxx Finance Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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