Share Price and Basic Stock Data
Last Updated: November 7, 2025, 7:46 pm
| PEG Ratio | -1.25 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Morarka Finance Ltd operates as a Non-Banking Financial Company (NBFC) and has reported a market capitalization of ₹44.2 Cr, with its current price standing at ₹98.2. The company’s revenue trends have shown significant fluctuations over recent quarters, with sales of ₹5.19 Cr in June 2022, declining to ₹0.01 Cr by March 2023, before rebounding to ₹5.13 Cr in June 2023. However, subsequent quarters have seen lower sales, with ₹0.90 Cr in September 2023 and ₹0.75 Cr in December 2023. For the trailing twelve months (TTM), sales stood at ₹1.99 Cr. Despite the company’s ability to generate sales, the inconsistency raises concerns about revenue stability. Historical annual sales peaked at ₹7.58 Cr for the fiscal year ending March 2024, demonstrating the potential for growth but also the volatility inherent in its revenue streams. The company has shown a capacity to recover from downturns, yet maintaining consistent revenue remains a challenge.
Profitability and Efficiency Metrics
Profitability metrics for Morarka Finance Ltd indicate a mixed performance, with a reported return on equity (ROE) of 2.17% and a return on capital employed (ROCE) of 2.46%. The operating profit margin (OPM) has varied significantly, reported at 51.72% for the latest quarter, although it was as low as -900% in March 2023. This volatility in margins reflects operational challenges and a reliance on specific periods for profitability. The net profit for the most recent quarter stood at ₹0.14 Cr, down from ₹4.89 Cr in June 2022, indicating a decline in profitability. The company’s net profit margin has fluctuated, showing 111.87% for the year ending March 2025, which is significantly higher than typical sector averages. However, the high profit margins may not be sustainable given the erratic revenue patterns. The earnings per share (EPS) also reflect this inconsistency, with figures ranging from ₹10.86 in June 2022 to ₹0.31 in June 2025.
Balance Sheet Strength and Financial Ratios
Morarka Finance Ltd’s balance sheet reveals a strong position with no reported borrowings, standing at ₹0.00 Cr, which indicates a conservative financial strategy and limited leverage. The reserves have declined from ₹264.83 Cr in March 2022 to ₹90.79 Cr in March 2025, reflecting a decrease in retained earnings and potentially impacting future growth opportunities. The company’s book value per share is reported at ₹211.65, significantly higher than its current market price, indicating that the stock may be undervalued based on book value alone. The current ratio is exceptionally high at 21,693.05, suggesting that the company has sufficient liquidity to cover its short-term obligations, although this figure may signal inefficiency in asset utilization. The price-to-book value (P/BV) ratio stands at 0.48x, indicating that the stock is trading at a discount relative to its book value, which could be attractive for value investors.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Morarka Finance Ltd shows a strong promoter holding of 66.77%, which has remained stable over recent quarters. This level of promoter ownership generally signals confidence in the company’s prospects, as stakeholders have a vested interest in its success. Public ownership accounts for 33.23%, with the number of shareholders increasing from 2,955 in December 2022 to 4,171 by March 2025, suggesting growing interest among retail investors. However, the absence of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) may reflect a lack of institutional confidence or interest, which can be a risk factor for liquidity and price stability in the stock. The consistent promoter ownership combined with the gradual increase in public shareholders indicates a potential for sustained investor interest, although the lack of institutional backing could pose challenges during market downturns.
Outlook, Risks, and Final Insight
Looking forward, Morarka Finance Ltd has opportunities to capitalize on its strong liquidity and low leverage, which can facilitate growth initiatives or expansion into new markets. However, the company’s volatility in revenue and profitability poses significant risks, particularly the potential for fluctuating sales and margins that can impact financial stability. Additionally, the decline in reserves could limit future investment capabilities. The increasing number of shareholders suggests a positive trend in public interest, yet the absence of institutional investors remains a concern for long-term stability. The company must focus on stabilizing revenue streams and enhancing operational efficiency to mitigate risks. In a favorable scenario, Morarka could leverage its financial strengths to explore growth avenues, while in a less favorable scenario, continued volatility may hinder its ability to attract more significant institutional investment and could challenge its market position.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Morarka Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 12.4 Cr. | 1.24 | 1.91/0.86 | 82.7 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 10.7 Cr. | 1.07 | 14.2/1.03 | 31.6 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 505 Cr. | 155 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 16.7 Cr. | 18.2 | 37.9/17.1 | 12.4 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 44.0 Cr. | 97.9 | 180/90.0 | 23.6 | 238 | 1.02 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,386.64 Cr | 470.18 | 97.20 | 516.52 | 0.21% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 5.19 | 0.21 | 0.45 | 0.01 | 5.13 | 0.90 | 0.75 | 0.81 | 0.81 | 1.19 | 0.17 | 0.34 | 0.29 |
| Expenses | 0.11 | 0.06 | 0.11 | 0.10 | 0.13 | 0.08 | 0.13 | 0.12 | 0.13 | 0.11 | 0.15 | 0.16 | 0.14 |
| Operating Profit | 5.08 | 0.15 | 0.34 | -0.09 | 5.00 | 0.82 | 0.62 | 0.69 | 0.68 | 1.08 | 0.02 | 0.18 | 0.15 |
| OPM % | 97.88% | 71.43% | 75.56% | -900.00% | 97.47% | 91.11% | 82.67% | 85.19% | 83.95% | 90.76% | 11.76% | 52.94% | 51.72% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.99 | 0.00 | 0.00 | 0.23 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 5.08 | 0.15 | 0.34 | -0.09 | 5.00 | 0.82 | 0.62 | 0.69 | 1.67 | 1.08 | 0.02 | 0.41 | 0.15 |
| Tax % | 3.54% | 93.33% | 38.24% | 366.67% | 3.80% | 25.61% | 40.32% | 23.19% | 1.80% | 50.00% | -400.00% | -26.83% | 0.00% |
| Net Profit | 4.89 | 0.00 | 0.21 | -0.43 | 4.81 | 0.61 | 0.37 | 0.53 | 1.64 | 0.54 | 0.09 | 0.52 | 0.14 |
| EPS in Rs | 10.86 | 0.00 | 0.47 | -0.96 | 10.68 | 1.35 | 0.82 | 1.18 | 3.64 | 1.20 | 0.20 | 1.16 | 0.31 |
Last Updated: July 18, 2025, 1:55 pm
Below is a detailed analysis of the quarterly data for Morarka Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.29 Cr.. The value appears to be declining and may need further review. It has decreased from 0.34 Cr. (Mar 2025) to 0.29 Cr., marking a decrease of 0.05 Cr..
- For Expenses, as of Jun 2025, the value is 0.14 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.16 Cr. (Mar 2025) to 0.14 Cr., marking a decrease of 0.02 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.15 Cr.. The value appears to be declining and may need further review. It has decreased from 0.18 Cr. (Mar 2025) to 0.15 Cr., marking a decrease of 0.03 Cr..
- For OPM %, as of Jun 2025, the value is 51.72%. The value appears to be declining and may need further review. It has decreased from 52.94% (Mar 2025) to 51.72%, marking a decrease of 1.22%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 0.23 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 0.23 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.15 Cr.. The value appears to be declining and may need further review. It has decreased from 0.41 Cr. (Mar 2025) to 0.15 Cr., marking a decrease of 0.26 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value appears to be increasing, which may not be favorable. It has increased from -26.83% (Mar 2025) to 0.00%, marking an increase of 26.83%.
- For Net Profit, as of Jun 2025, the value is 0.14 Cr.. The value appears to be declining and may need further review. It has decreased from 0.52 Cr. (Mar 2025) to 0.14 Cr., marking a decrease of 0.38 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.31. The value appears to be declining and may need further review. It has decreased from 1.16 (Mar 2025) to 0.31, marking a decrease of 0.85.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: August 23, 2025, 12:52 pm
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.00 | 0.05 | 0.18 | 0.67 | 2.75 | 0.96 | 5.43 | 1.27 | 4.48 | 5.86 | 7.58 | 2.51 | 1.99 |
| Expenses | 0.32 | 0.22 | 0.33 | 0.45 | 0.37 | 0.42 | 0.45 | 0.36 | 0.42 | 0.38 | 0.46 | 0.56 | 0.56 |
| Operating Profit | -0.32 | -0.17 | -0.15 | 0.22 | 2.38 | 0.54 | 4.98 | 0.91 | 4.06 | 5.48 | 7.12 | 1.95 | 1.43 |
| OPM % | -340.00% | -83.33% | 32.84% | 86.55% | 56.25% | 91.71% | 71.65% | 90.62% | 93.52% | 93.93% | 77.69% | 71.86% | |
| Other Income | 0.11 | 0.16 | 0.17 | 0.05 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 1.22 | 0.23 |
| Interest | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.24 | -0.01 | 0.02 | 0.27 | 2.38 | 0.54 | 4.98 | 0.92 | 4.06 | 5.48 | 7.12 | 3.17 | 1.66 |
| Tax % | -8.33% | 300.00% | 50.00% | 29.63% | 1.26% | 12.96% | 0.60% | 25.00% | 8.87% | 14.42% | 11.38% | 11.99% | |
| Net Profit | -0.21 | -0.04 | 0.01 | 0.18 | 2.34 | 0.47 | 4.95 | 0.69 | 3.69 | 4.68 | 6.32 | 2.80 | 1.29 |
| EPS in Rs | -0.47 | -0.09 | 0.02 | 0.40 | 5.20 | 1.04 | 10.99 | 1.53 | 8.20 | 10.40 | 14.04 | 6.22 | 2.87 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 19.23% | 95.74% | 0.00% | 65.22% | 48.78% | 48.08% | 42.72% | 16.07% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 80.95% | 125.00% | 1700.00% | 1200.00% | -79.91% | 953.19% | -86.06% | 434.78% | 26.83% | 35.04% | -55.70% |
| Change in YoY Net Profit Growth (%) | 0.00% | 44.05% | 1575.00% | -500.00% | -1279.91% | 1033.11% | -1039.25% | 520.84% | -407.95% | 8.21% | -90.74% |
Morarka Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 48% |
| 5 Years: | -14% |
| 3 Years: | -18% |
| TTM: | -39% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 53% |
| 5 Years: | -11% |
| 3 Years: | -9% |
| TTM: | -59% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 34% |
| 5 Years: | 24% |
| 3 Years: | -12% |
| 1 Year: | -44% |
| Return on Equity | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | 2% |
| 3 Years: | 3% |
| Last Year: | 2% |
Last Updated: September 5, 2025, 3:51 pm
Balance Sheet
Last Updated: November 9, 2025, 4:12 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 | 4.50 |
| Reserves | 4.57 | 4.53 | 4.54 | 4.72 | 7.06 | 6.98 | 11.93 | 68.72 | 264.83 | 185.47 | 158.36 | 90.79 | 102.45 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 0.05 | 0.06 | 0.04 | 0.07 | 0.07 | 0.11 | 0.08 | 0.21 | 0.53 | 0.92 | 1.04 | 0.90 | 1.32 |
| Total Liabilities | 9.12 | 9.09 | 9.08 | 9.29 | 11.63 | 11.59 | 16.51 | 73.43 | 269.86 | 190.89 | 163.90 | 96.19 | 108.27 |
| Fixed Assets | 0.09 | 0.09 | 0.08 | 0.08 | 0.07 | 0.07 | 0.07 | 0.06 | 0.06 | 0.06 | 0.05 | 0.05 | 0.05 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 8.61 | 8.61 | 8.61 | 8.88 | 11.11 | 11.09 | 13.79 | 72.86 | 269.00 | 189.81 | 162.92 | 95.23 | 107.09 |
| Other Assets | 0.42 | 0.39 | 0.39 | 0.33 | 0.45 | 0.43 | 2.65 | 0.51 | 0.80 | 1.02 | 0.93 | 0.91 | 1.13 |
| Total Assets | 9.12 | 9.09 | 9.08 | 9.29 | 11.63 | 11.59 | 16.51 | 73.43 | 269.86 | 190.89 | 163.90 | 96.19 | 108.27 |
Below is a detailed analysis of the balance sheet data for Morarka Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 4.50 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 4.50 Cr..
- For Reserves, as of Sep 2025, the value is 102.45 Cr.. The value appears strong and on an upward trend. It has increased from 90.79 Cr. (Mar 2025) to 102.45 Cr., marking an increase of 11.66 Cr..
- For Borrowings, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 1.32 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.90 Cr. (Mar 2025) to 1.32 Cr., marking an increase of 0.42 Cr..
- For Total Liabilities, as of Sep 2025, the value is 108.27 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 96.19 Cr. (Mar 2025) to 108.27 Cr., marking an increase of 12.08 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.05 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.05 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 107.09 Cr.. The value appears strong and on an upward trend. It has increased from 95.23 Cr. (Mar 2025) to 107.09 Cr., marking an increase of 11.86 Cr..
- For Other Assets, as of Sep 2025, the value is 1.13 Cr.. The value appears strong and on an upward trend. It has increased from 0.91 Cr. (Mar 2025) to 1.13 Cr., marking an increase of 0.22 Cr..
- For Total Assets, as of Sep 2025, the value is 108.27 Cr.. The value appears strong and on an upward trend. It has increased from 96.19 Cr. (Mar 2025) to 108.27 Cr., marking an increase of 12.08 Cr..
Notably, the Reserves (102.45 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.32 | -0.17 | -0.15 | 0.22 | 2.38 | 0.54 | 4.98 | 0.91 | 4.06 | 5.48 | 7.12 | 1.95 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Inventory Days | 5,840.00 | |||||||||||
| Days Payable | 0.00 | |||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Working Capital Days | 1,095.00 | 344.72 | 92.61 | 43.80 | 91.25 | 16.80 | 57.48 | 13.85 | 10.59 | 13.00 | 16.00 | |
| ROCE % | -2.36% | -0.11% | 0.22% | 2.96% | 22.91% | 4.69% | 35.69% | 2.05% | 2.37% | 2.39% | 4.04% | 2.46% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 6.22 | 14.03 | 10.40 | 8.20 | 1.52 |
| Diluted EPS (Rs.) | 6.22 | 14.03 | 10.40 | 8.20 | 1.52 |
| Cash EPS (Rs.) | 6.22 | 14.04 | 10.40 | 8.21 | 1.53 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 211.65 | 361.74 | 421.96 | 598.23 | 162.63 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 211.65 | 361.74 | 421.96 | 598.23 | 162.63 |
| Dividend / Share (Rs.) | 1.00 | 6.00 | 5.00 | 4.00 | 1.00 |
| Revenue From Operations / Share (Rs.) | 5.55 | 16.85 | 13.01 | 9.96 | 2.81 |
| PBDIT / Share (Rs.) | 7.05 | 15.82 | 12.16 | 9.01 | 2.05 |
| PBIT / Share (Rs.) | 7.04 | 15.81 | 12.16 | 9.00 | 2.04 |
| PBT / Share (Rs.) | 7.04 | 15.81 | 12.16 | 9.00 | 2.04 |
| Net Profit / Share (Rs.) | 6.21 | 14.03 | 10.40 | 8.20 | 1.52 |
| PBDIT Margin (%) | 126.84 | 93.90 | 93.47 | 90.47 | 72.83 |
| PBIT Margin (%) | 126.73 | 93.86 | 93.42 | 90.40 | 72.56 |
| PBT Margin (%) | 126.73 | 93.86 | 93.42 | 90.40 | 72.56 |
| Net Profit Margin (%) | 111.87 | 83.27 | 79.89 | 82.37 | 54.15 |
| Return on Networth / Equity (%) | 2.93 | 3.87 | 2.46 | 1.37 | 0.93 |
| Return on Capital Employeed (%) | 3.29 | 4.34 | 2.86 | 1.50 | 1.25 |
| Return On Assets (%) | 2.90 | 3.85 | 2.45 | 1.36 | 0.93 |
| Asset Turnover Ratio (%) | 0.01 | 0.04 | 0.02 | 0.02 | 0.02 |
| Current Ratio (X) | 21693.05 | 181301.78 | 135791.86 | 269365.90 | 93947.72 |
| Quick Ratio (X) | 21645.64 | 181069.67 | 135650.00 | 269194.10 | 93743.94 |
| Inventory Turnover Ratio (X) | 11.98 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend Payout Ratio (NP) (%) | 96.53 | 35.64 | 38.47 | 12.19 | 0.00 |
| Dividend Payout Ratio (CP) (%) | 96.43 | 35.62 | 38.44 | 12.18 | 0.00 |
| Earning Retention Ratio (%) | 3.47 | 64.36 | 61.53 | 87.81 | 0.00 |
| Cash Earning Retention Ratio (%) | 3.57 | 64.38 | 61.56 | 87.82 | 0.00 |
| Enterprise Value (Cr.) | 45.95 | 66.44 | 47.61 | 46.14 | 14.39 |
| EV / Net Operating Revenue (X) | 18.37 | 8.76 | 8.13 | 10.29 | 11.38 |
| EV / EBITDA (X) | 14.48 | 9.33 | 8.69 | 11.38 | 15.62 |
| MarketCap / Net Operating Revenue (X) | 18.38 | 8.76 | 8.14 | 10.33 | 11.46 |
| Retention Ratios (%) | 3.46 | 64.35 | 61.52 | 87.80 | 0.00 |
| Price / BV (X) | 0.48 | 0.40 | 0.25 | 0.17 | 0.19 |
| Price / Net Operating Revenue (X) | 18.38 | 8.76 | 8.14 | 10.34 | 11.46 |
| EarningsYield | 0.06 | 0.09 | 0.09 | 0.07 | 0.04 |
After reviewing the key financial ratios for Morarka Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 6.22. This value is within the healthy range. It has decreased from 14.03 (Mar 24) to 6.22, marking a decrease of 7.81.
- For Diluted EPS (Rs.), as of Mar 25, the value is 6.22. This value is within the healthy range. It has decreased from 14.03 (Mar 24) to 6.22, marking a decrease of 7.81.
- For Cash EPS (Rs.), as of Mar 25, the value is 6.22. This value is within the healthy range. It has decreased from 14.04 (Mar 24) to 6.22, marking a decrease of 7.82.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 211.65. It has decreased from 361.74 (Mar 24) to 211.65, marking a decrease of 150.09.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 211.65. It has decreased from 361.74 (Mar 24) to 211.65, marking a decrease of 150.09.
- For Dividend / Share (Rs.), as of Mar 25, the value is 1.00. This value is within the healthy range. It has decreased from 6.00 (Mar 24) to 1.00, marking a decrease of 5.00.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 5.55. It has decreased from 16.85 (Mar 24) to 5.55, marking a decrease of 11.30.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 7.05. This value is within the healthy range. It has decreased from 15.82 (Mar 24) to 7.05, marking a decrease of 8.77.
- For PBIT / Share (Rs.), as of Mar 25, the value is 7.04. This value is within the healthy range. It has decreased from 15.81 (Mar 24) to 7.04, marking a decrease of 8.77.
- For PBT / Share (Rs.), as of Mar 25, the value is 7.04. This value is within the healthy range. It has decreased from 15.81 (Mar 24) to 7.04, marking a decrease of 8.77.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 6.21. This value is within the healthy range. It has decreased from 14.03 (Mar 24) to 6.21, marking a decrease of 7.82.
- For PBDIT Margin (%), as of Mar 25, the value is 126.84. This value is within the healthy range. It has increased from 93.90 (Mar 24) to 126.84, marking an increase of 32.94.
- For PBIT Margin (%), as of Mar 25, the value is 126.73. This value exceeds the healthy maximum of 20. It has increased from 93.86 (Mar 24) to 126.73, marking an increase of 32.87.
- For PBT Margin (%), as of Mar 25, the value is 126.73. This value is within the healthy range. It has increased from 93.86 (Mar 24) to 126.73, marking an increase of 32.87.
- For Net Profit Margin (%), as of Mar 25, the value is 111.87. This value exceeds the healthy maximum of 10. It has increased from 83.27 (Mar 24) to 111.87, marking an increase of 28.60.
- For Return on Networth / Equity (%), as of Mar 25, the value is 2.93. This value is below the healthy minimum of 15. It has decreased from 3.87 (Mar 24) to 2.93, marking a decrease of 0.94.
- For Return on Capital Employeed (%), as of Mar 25, the value is 3.29. This value is below the healthy minimum of 10. It has decreased from 4.34 (Mar 24) to 3.29, marking a decrease of 1.05.
- For Return On Assets (%), as of Mar 25, the value is 2.90. This value is below the healthy minimum of 5. It has decreased from 3.85 (Mar 24) to 2.90, marking a decrease of 0.95.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.01. It has decreased from 0.04 (Mar 24) to 0.01, marking a decrease of 0.03.
- For Current Ratio (X), as of Mar 25, the value is 21,693.05. This value exceeds the healthy maximum of 3. It has decreased from 181,301.78 (Mar 24) to 21,693.05, marking a decrease of 159,608.73.
- For Quick Ratio (X), as of Mar 25, the value is 21,645.64. This value exceeds the healthy maximum of 2. It has decreased from 181,069.67 (Mar 24) to 21,645.64, marking a decrease of 159,424.03.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 11.98. This value exceeds the healthy maximum of 8. It has increased from 0.00 (Mar 24) to 11.98, marking an increase of 11.98.
- For Dividend Payout Ratio (NP) (%), as of Mar 25, the value is 96.53. This value exceeds the healthy maximum of 50. It has increased from 35.64 (Mar 24) to 96.53, marking an increase of 60.89.
- For Dividend Payout Ratio (CP) (%), as of Mar 25, the value is 96.43. This value exceeds the healthy maximum of 50. It has increased from 35.62 (Mar 24) to 96.43, marking an increase of 60.81.
- For Earning Retention Ratio (%), as of Mar 25, the value is 3.47. This value is below the healthy minimum of 40. It has decreased from 64.36 (Mar 24) to 3.47, marking a decrease of 60.89.
- For Cash Earning Retention Ratio (%), as of Mar 25, the value is 3.57. This value is below the healthy minimum of 40. It has decreased from 64.38 (Mar 24) to 3.57, marking a decrease of 60.81.
- For Enterprise Value (Cr.), as of Mar 25, the value is 45.95. It has decreased from 66.44 (Mar 24) to 45.95, marking a decrease of 20.49.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 18.37. This value exceeds the healthy maximum of 3. It has increased from 8.76 (Mar 24) to 18.37, marking an increase of 9.61.
- For EV / EBITDA (X), as of Mar 25, the value is 14.48. This value is within the healthy range. It has increased from 9.33 (Mar 24) to 14.48, marking an increase of 5.15.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 18.38. This value exceeds the healthy maximum of 3. It has increased from 8.76 (Mar 24) to 18.38, marking an increase of 9.62.
- For Retention Ratios (%), as of Mar 25, the value is 3.46. This value is below the healthy minimum of 30. It has decreased from 64.35 (Mar 24) to 3.46, marking a decrease of 60.89.
- For Price / BV (X), as of Mar 25, the value is 0.48. This value is below the healthy minimum of 1. It has increased from 0.40 (Mar 24) to 0.48, marking an increase of 0.08.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 18.38. This value exceeds the healthy maximum of 3. It has increased from 8.76 (Mar 24) to 18.38, marking an increase of 9.62.
- For EarningsYield, as of Mar 25, the value is 0.06. This value is below the healthy minimum of 5. It has decreased from 0.09 (Mar 24) to 0.06, marking a decrease of 0.03.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Morarka Finance Ltd:
- Net Profit Margin: 111.87%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 3.29% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 2.93% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 21645.64
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 23.6 (Industry average Stock P/E: 97.2)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 111.87%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 511, Maker Chambers V, Mumbai Maharashtra 400021 | investors@morarkafinance.in http://www.morarkafinance.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. G R Morarka | Chairman |
| Ms. Priyanka G Morarka | Director |
| Ms. Divya Rao | Director |
| Mr. Arun Kumar Tulsian | Director |
| Ms. Nina Chatrath | Director |
| Ms. K Savitha Rao | Director |
FAQ
What is the intrinsic value of Morarka Finance Ltd?
Morarka Finance Ltd's intrinsic value (as of 09 November 2025) is 98.50 which is 0.61% higher the current market price of 97.90, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 44.0 Cr. market cap, FY2025-2026 high/low of 180/90.0, reserves of ₹102.45 Cr, and liabilities of 108.27 Cr.
What is the Market Cap of Morarka Finance Ltd?
The Market Cap of Morarka Finance Ltd is 44.0 Cr..
What is the current Stock Price of Morarka Finance Ltd as on 09 November 2025?
The current stock price of Morarka Finance Ltd as on 09 November 2025 is 97.9.
What is the High / Low of Morarka Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Morarka Finance Ltd stocks is 180/90.0.
What is the Stock P/E of Morarka Finance Ltd?
The Stock P/E of Morarka Finance Ltd is 23.6.
What is the Book Value of Morarka Finance Ltd?
The Book Value of Morarka Finance Ltd is 238.
What is the Dividend Yield of Morarka Finance Ltd?
The Dividend Yield of Morarka Finance Ltd is 1.02 %.
What is the ROCE of Morarka Finance Ltd?
The ROCE of Morarka Finance Ltd is 2.46 %.
What is the ROE of Morarka Finance Ltd?
The ROE of Morarka Finance Ltd is 2.17 %.
What is the Face Value of Morarka Finance Ltd?
The Face Value of Morarka Finance Ltd is 10.0.