Share Price and Basic Stock Data
Last Updated: December 11, 2025, 4:57 pm
| PEG Ratio | 0.00 |
|---|
Last Updated on: 11 December, 2025
Stock Ticker - BSE: 532164 | NSE: MINOLTAF
Minolta Finance Ltd: Intrinsic Value & Share Price Analysis
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Minolta Finance Ltd operates in the Non-Banking Financial Company (NBFC) sector, a space that has seen considerable growth but also faces regulatory scrutiny. The company’s revenue trajectory has been somewhat erratic, with reported sales of ₹0.60 Cr in FY 2023, rising to ₹0.76 Cr in FY 2024, and eventually reaching ₹1.02 Cr in FY 2025. This upward trend is promising, especially when considering the trailing twelve months (TTM) figure of ₹2.84 Cr, indicating a significant potential for growth. The latest quarterly results also reflect this momentum, with sales climbing to ₹0.23 Cr in Q1 FY 2025, suggesting that the company is finding its footing in a competitive landscape. However, the volatility in revenue, particularly the dip to ₹0.09 Cr in December 2022, raises questions about consistency in performance.
Profitability and Efficiency Metrics
Profitability remains a mixed bag for Minolta Finance. The operating profit margin (OPM) stood at a remarkable 80.00% in June 2025, a turnaround from previous quarters where it fluctuated significantly, including a low of -77.78% in December 2022. This dramatic recovery is noteworthy, yet the overall financial health reflects a cautious optimism. The return on equity (ROE) and return on capital employed (ROCE) are relatively low, reported at 0.09% and 0.40%, respectively, indicating that while the company is generating profits, it is not efficiently utilizing its equity and capital. Investors should note that the interest coverage ratio (ICR) of 1.12x suggests the company is just managing to cover its interest expenses, which adds a layer of risk, particularly if revenues do not stabilize.
Balance Sheet Strength and Financial Ratios
Examining the balance sheet, Minolta Finance shows a concerning reliance on debt, with borrowings rising to ₹47.53 Cr in FY 2025. This level of debt, juxtaposed with reserves of only ₹0.74 Cr, raises alarms about financial leverage and sustainability. The price-to-book value (P/BV) ratio of 1.36x suggests the stock is trading at a premium relative to its book value, which can be a red flag for investors. On the positive side, the company’s cash conversion cycle stands at 0.00 days, indicating that it has no delays in converting its investments back into cash—a vital strength for liquidity. However, the overall financial ratios reflect a cautionary tale, where the high debt levels and low equity returns could pose risks in adverse market conditions.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Minolta Finance reveals a strong public presence, with the public holding 96.41% of the shares as of March 2025, while promoters hold a mere 3.59%. This distribution suggests a lack of control by the founding members, which often raises questions about long-term strategic direction. However, the number of shareholders has increased to 2,275, indicating growing interest from retail investors. This could be interpreted as a vote of confidence in the company’s recent performance improvements, although the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) may imply a lack of institutional backing, which could affect price stability and liquidity.
Outlook, Risks, and Final Insight
Looking ahead, Minolta Finance faces both opportunities and challenges. The recent surge in revenues is encouraging, but the volatility in sales and profitability metrics raises significant questions about future performance. The high debt levels present a risk, especially if interest rates rise or if the company’s operational performance falters. Investors should also consider the potential for regulatory changes in the NBFC sector, which could impact operational flexibility. Moreover, while the strong public shareholding indicates interest, the lack of institutional backing may lead to price volatility. As with any investment, a thorough evaluation of these risks and the company’s ability to sustain its recent growth will be crucial for prospective investors.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Minolta Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 12.1 Cr. | 1.21 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 9.33 Cr. | 0.93 | 9.18/0.85 | 27.4 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 436 Cr. | 133 | 269/126 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.6 Cr. | 17.0 | 34.4/15.0 | 11.6 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 38.3 Cr. | 85.2 | 165/74.8 | 20.5 | 238 | 1.17 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 28,825.22 Cr | 440.63 | 50.24 | 522.84 | 0.23% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.14 | 0.15 | 0.09 | 0.14 | 0.19 | 0.17 | 0.17 | 0.23 | 0.23 | 0.23 | 0.22 | 0.34 | 2.05 |
| Expenses | 0.12 | 0.12 | 0.16 | 0.13 | 0.18 | 0.16 | 0.16 | 0.20 | 0.22 | 0.22 | 0.19 | 0.25 | 0.41 |
| Operating Profit | 0.02 | 0.03 | -0.07 | 0.01 | 0.01 | 0.01 | 0.01 | 0.03 | 0.01 | 0.01 | 0.03 | 0.09 | 1.64 |
| OPM % | 14.29% | 20.00% | -77.78% | 7.14% | 5.26% | 5.88% | 5.88% | 13.04% | 4.35% | 4.35% | 13.64% | 26.47% | 80.00% |
| Other Income | 0.00 | 0.00 | 0.08 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.13 | 1.65 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.02 | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.03 | 0.01 | 0.01 | 0.03 | -0.04 | 0.00 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 25.00% | |
| Net Profit | 0.02 | 0.03 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.04 | 0.01 | 0.01 | 0.03 | -0.04 | 0.15 |
| EPS in Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -0.00 | 0.02 |
Last Updated: August 19, 2025, 12:44 pm
Below is a detailed analysis of the quarterly data for Minolta Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 2.05 Cr.. The value appears strong and on an upward trend. It has increased from 0.34 Cr. (Mar 2025) to 2.05 Cr., marking an increase of 1.71 Cr..
- For Expenses, as of Jun 2025, the value is 0.41 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.25 Cr. (Mar 2025) to 0.41 Cr., marking an increase of 0.16 Cr..
- For Operating Profit, as of Jun 2025, the value is 1.64 Cr.. The value appears strong and on an upward trend. It has increased from 0.09 Cr. (Mar 2025) to 1.64 Cr., marking an increase of 1.55 Cr..
- For OPM %, as of Jun 2025, the value is 80.00%. The value appears strong and on an upward trend. It has increased from 26.47% (Mar 2025) to 80.00%, marking an increase of 53.53%.
- For Other Income, as of Jun 2025, the value is 0.01 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Mar 2025) to 0.01 Cr., marking an increase of 0.01 Cr..
- For Interest, as of Jun 2025, the value is 1.65 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.13 Cr. (Mar 2025) to 1.65 Cr., marking an increase of 1.52 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.00 Cr.. The value appears strong and on an upward trend. It has increased from -0.04 Cr. (Mar 2025) to 0.00 Cr., marking an increase of 0.04 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value appears to be improving (decreasing) as expected. It has decreased from 25.00% (Mar 2025) to 0.00%, marking a decrease of 25.00%.
- For Net Profit, as of Jun 2025, the value is 0.15 Cr.. The value appears strong and on an upward trend. It has increased from -0.04 Cr. (Mar 2025) to 0.15 Cr., marking an increase of 0.19 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.02. The value appears strong and on an upward trend. It has increased from 0.00 (Mar 2025) to 0.02, marking an increase of 0.02.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: September 18, 2025, 2:11 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.10 | 0.21 | 1.15 | 0.47 | 0.40 | 0.58 | 0.65 | 0.32 | 0.39 | 0.60 | 0.76 | 1.02 | 2.84 |
| Expenses | 0.10 | 0.21 | 1.14 | 0.42 | 0.26 | 0.60 | 0.36 | 0.26 | 0.32 | 0.53 | 0.69 | 0.88 | 1.07 |
| Operating Profit | 0.00 | 0.00 | 0.01 | 0.05 | 0.14 | -0.02 | 0.29 | 0.06 | 0.07 | 0.07 | 0.07 | 0.14 | 1.77 |
| OPM % | 0.00% | 0.00% | 0.87% | 10.64% | 35.00% | -3.45% | 44.62% | 18.75% | 17.95% | 11.67% | 9.21% | 13.73% | 62.32% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.11 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.13 | 1.78 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.00 | 0.00 | 0.01 | 0.05 | 0.25 | -0.02 | 0.24 | 0.06 | 0.07 | 0.07 | 0.07 | 0.01 | -0.00 |
| Tax % | 0.00% | 40.00% | 16.00% | -750.00% | 20.83% | 33.33% | 28.57% | 28.57% | 28.57% | 100.00% | |||
| Net Profit | 0.00 | 0.00 | 0.01 | 0.04 | 0.21 | 0.13 | 0.19 | 0.05 | 0.05 | 0.05 | 0.05 | 0.01 | 0.15 |
| EPS in Rs | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.01 | 0.02 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 300.00% | 425.00% | -38.10% | 46.15% | -73.68% | 0.00% | 0.00% | 0.00% | -80.00% |
| Change in YoY Net Profit Growth (%) | 0.00% | 125.00% | -463.10% | 84.25% | -119.84% | 73.68% | 0.00% | 0.00% | -80.00% |
Minolta Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2016-2017 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 17% |
| 5 Years: | 9% |
| 3 Years: | 38% |
| TTM: | 255% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | -45% |
| 3 Years: | -42% |
| TTM: | 114% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 29% |
| 5 Years: | 44% |
| 3 Years: | 46% |
| 1 Year: | 26% |
| Return on Equity | |
|---|---|
| 10 Years: | 1% |
| 5 Years: | 0% |
| 3 Years: | 0% |
| Last Year: | 0% |
Last Updated: September 5, 2025, 3:55 pm
Balance Sheet
Last Updated: September 10, 2025, 4:00 pm
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Reserves | -1.34 | -1.35 | -1.02 | -0.99 | -0.78 | 0.34 | 0.53 | 0.58 | 0.62 | 0.68 | 0.73 | 0.74 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.54 | 0.54 | 0.72 | 0.92 | 1.33 | 47.53 |
| Other Liabilities | 0.82 | 0.84 | 0.59 | 0.53 | 0.47 | 0.19 | 0.27 | 0.38 | 1.73 | 1.32 | 0.16 | 0.51 |
| Total Liabilities | 9.48 | 9.49 | 9.57 | 9.54 | 9.69 | 10.53 | 11.34 | 11.50 | 13.07 | 12.92 | 12.22 | 58.78 |
| Fixed Assets | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 6.16 | 3.64 | 3.53 | 2.83 | 2.78 | 4.60 | 4.60 | 4.60 | 4.41 | 0.87 | 0.63 | 0.63 |
| Other Assets | 3.31 | 5.85 | 6.04 | 6.71 | 6.91 | 5.93 | 6.74 | 6.90 | 8.66 | 12.05 | 11.59 | 58.15 |
| Total Assets | 9.48 | 9.49 | 9.57 | 9.54 | 9.69 | 10.53 | 11.34 | 11.50 | 13.07 | 12.92 | 12.22 | 58.78 |
Below is a detailed analysis of the balance sheet data for Minolta Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 10.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 10.00 Cr..
- For Reserves, as of Mar 2025, the value is 0.74 Cr.. The value appears strong and on an upward trend. It has increased from 0.73 Cr. (Mar 2024) to 0.74 Cr., marking an increase of 0.01 Cr..
- For Borrowings, as of Mar 2025, the value is 47.53 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 1.33 Cr. (Mar 2024) to 47.53 Cr., marking an increase of 46.20 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.51 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.16 Cr. (Mar 2024) to 0.51 Cr., marking an increase of 0.35 Cr..
- For Total Liabilities, as of Mar 2025, the value is 58.78 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 12.22 Cr. (Mar 2024) to 58.78 Cr., marking an increase of 46.56 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 0.63 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.63 Cr..
- For Other Assets, as of Mar 2025, the value is 58.15 Cr.. The value appears strong and on an upward trend. It has increased from 11.59 Cr. (Mar 2024) to 58.15 Cr., marking an increase of 46.56 Cr..
- For Total Assets, as of Mar 2025, the value is 58.78 Cr.. The value appears strong and on an upward trend. It has increased from 12.22 Cr. (Mar 2024) to 58.78 Cr., marking an increase of 46.56 Cr..
However, the Borrowings (47.53 Cr.) are higher than the Reserves (0.74 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.00 | 0.00 | 0.01 | 0.05 | 0.14 | -0.02 | -0.25 | -0.48 | -0.65 | -0.85 | -1.26 | -47.39 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 73.00 | 34.76 | 6.35 | 15.53 | 18.25 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 49.95 | 1,344.74 | 3,285.00 | |||||||||
| Days Payable | 30.74 | 57.63 | 521.43 | |||||||||
| Cash Conversion Cycle | 73.00 | 34.76 | 25.56 | 15.53 | 18.25 | 1,287.11 | 2,763.57 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 11,059.50 | 10,220.00 | 1,856.74 | 5,047.87 | 5,721.38 | 440.52 | 314.46 | 501.88 | 112.31 | 54.75 | -9.61 | -146.72 |
| ROCE % | 0.00% | 0.00% | 0.11% | 0.56% | 2.74% | -0.20% | 2.71% | 0.54% | 0.62% | 0.61% | 0.59% | 0.40% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 22 | Mar 19 | Mar 18 | Mar 17 | Mar 16 |
|---|---|---|---|---|---|
| FaceValue | 1.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.01 | 0.05 | 0.05 | 0.05 | 0.05 |
| Diluted EPS (Rs.) | 0.01 | 0.05 | 0.05 | 0.05 | 0.05 |
| Cash EPS (Rs.) | 0.00 | 0.05 | 0.05 | 0.04 | 0.04 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 1.07 | 10.73 | 10.68 | 10.62 | 10.57 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 1.07 | 10.73 | 10.68 | 10.62 | 10.57 |
| Revenue From Operations / Share (Rs.) | 0.10 | 1.38 | 0.59 | 0.38 | 0.31 |
| PBDIT / Share (Rs.) | 0.01 | 0.06 | 0.06 | 0.06 | 0.06 |
| PBIT / Share (Rs.) | 0.01 | 0.06 | 0.06 | 0.06 | 0.06 |
| PBT / Share (Rs.) | 0.00 | 0.06 | 0.06 | 0.06 | 0.06 |
| Net Profit / Share (Rs.) | 0.00 | 0.05 | 0.05 | 0.04 | 0.04 |
| PBDIT Margin (%) | 13.93 | 5.04 | 11.59 | 16.98 | 19.71 |
| PBIT Margin (%) | 13.93 | 5.04 | 11.59 | 16.98 | 19.71 |
| PBT Margin (%) | 1.46 | 5.04 | 11.59 | 16.98 | 19.71 |
| Net Profit Margin (%) | 1.19 | 3.72 | 8.57 | 12.56 | 14.58 |
| Return on Networth / Equity (%) | 0.11 | 0.48 | 0.48 | 0.45 | 0.43 |
| Return on Capital Employeed (%) | 1.29 | 0.59 | 0.59 | 0.56 | 0.58 |
| Return On Assets (%) | 0.02 | 0.39 | 0.39 | 0.37 | 0.40 |
| Total Debt / Equity (X) | 4.43 | 0.12 | 0.08 | 0.06 | 0.05 |
| Asset Turnover Ratio (%) | 0.02 | 0.10 | 0.04 | 0.03 | 0.02 |
| Current Ratio (X) | 1.23 | 9.42 | 10.47 | 8.83 | 15.61 |
| Quick Ratio (X) | 1.23 | 9.41 | 9.95 | 8.40 | 14.74 |
| Inventory Turnover Ratio (X) | 85.95 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 1.12 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (Post Tax) (X) | 1.10 | 0.00 | 0.00 | 0.00 | 0.00 |
| Enterprise Value (Cr.) | 62.01 | 8.75 | 7.90 | 4.15 | 1.60 |
| EV / Net Operating Revenue (X) | 60.87 | 6.33 | 13.19 | 10.77 | 5.07 |
| EV / EBITDA (X) | 436.71 | 125.63 | 113.77 | 63.40 | 25.70 |
| MarketCap / Net Operating Revenue (X) | 14.33 | 5.64 | 11.87 | 9.33 | 3.88 |
| Price / BV (X) | 1.36 | 0.72 | 0.66 | 0.33 | 0.11 |
| Price / Net Operating Revenue (X) | 14.34 | 5.64 | 11.87 | 9.35 | 3.89 |
| EarningsYield | 0.00 | 0.01 | 0.01 | 0.01 | 0.03 |
After reviewing the key financial ratios for Minolta Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 22, the value is 1.00. This value is within the healthy range. It has decreased from 10.00 (Mar 19) to 1.00, marking a decrease of 9.00.
- For Basic EPS (Rs.), as of Mar 22, the value is 0.01. This value is below the healthy minimum of 5. It has decreased from 0.05 (Mar 19) to 0.01, marking a decrease of 0.04.
- For Diluted EPS (Rs.), as of Mar 22, the value is 0.01. This value is below the healthy minimum of 5. It has decreased from 0.05 (Mar 19) to 0.01, marking a decrease of 0.04.
- For Cash EPS (Rs.), as of Mar 22, the value is 0.00. This value is below the healthy minimum of 3. It has decreased from 0.05 (Mar 19) to 0.00, marking a decrease of 0.05.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 22, the value is 1.07. It has decreased from 10.73 (Mar 19) to 1.07, marking a decrease of 9.66.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 22, the value is 1.07. It has decreased from 10.73 (Mar 19) to 1.07, marking a decrease of 9.66.
- For Revenue From Operations / Share (Rs.), as of Mar 22, the value is 0.10. It has decreased from 1.38 (Mar 19) to 0.10, marking a decrease of 1.28.
- For PBDIT / Share (Rs.), as of Mar 22, the value is 0.01. This value is below the healthy minimum of 2. It has decreased from 0.06 (Mar 19) to 0.01, marking a decrease of 0.05.
- For PBIT / Share (Rs.), as of Mar 22, the value is 0.01. This value is within the healthy range. It has decreased from 0.06 (Mar 19) to 0.01, marking a decrease of 0.05.
- For PBT / Share (Rs.), as of Mar 22, the value is 0.00. This value is within the healthy range. It has decreased from 0.06 (Mar 19) to 0.00, marking a decrease of 0.06.
- For Net Profit / Share (Rs.), as of Mar 22, the value is 0.00. This value is below the healthy minimum of 2. It has decreased from 0.05 (Mar 19) to 0.00, marking a decrease of 0.05.
- For PBDIT Margin (%), as of Mar 22, the value is 13.93. This value is within the healthy range. It has increased from 5.04 (Mar 19) to 13.93, marking an increase of 8.89.
- For PBIT Margin (%), as of Mar 22, the value is 13.93. This value is within the healthy range. It has increased from 5.04 (Mar 19) to 13.93, marking an increase of 8.89.
- For PBT Margin (%), as of Mar 22, the value is 1.46. This value is below the healthy minimum of 10. It has decreased from 5.04 (Mar 19) to 1.46, marking a decrease of 3.58.
- For Net Profit Margin (%), as of Mar 22, the value is 1.19. This value is below the healthy minimum of 5. It has decreased from 3.72 (Mar 19) to 1.19, marking a decrease of 2.53.
- For Return on Networth / Equity (%), as of Mar 22, the value is 0.11. This value is below the healthy minimum of 15. It has decreased from 0.48 (Mar 19) to 0.11, marking a decrease of 0.37.
- For Return on Capital Employeed (%), as of Mar 22, the value is 1.29. This value is below the healthy minimum of 10. It has increased from 0.59 (Mar 19) to 1.29, marking an increase of 0.70.
- For Return On Assets (%), as of Mar 22, the value is 0.02. This value is below the healthy minimum of 5. It has decreased from 0.39 (Mar 19) to 0.02, marking a decrease of 0.37.
- For Total Debt / Equity (X), as of Mar 22, the value is 4.43. This value exceeds the healthy maximum of 1. It has increased from 0.12 (Mar 19) to 4.43, marking an increase of 4.31.
- For Asset Turnover Ratio (%), as of Mar 22, the value is 0.02. It has decreased from 0.10 (Mar 19) to 0.02, marking a decrease of 0.08.
- For Current Ratio (X), as of Mar 22, the value is 1.23. This value is below the healthy minimum of 1.5. It has decreased from 9.42 (Mar 19) to 1.23, marking a decrease of 8.19.
- For Quick Ratio (X), as of Mar 22, the value is 1.23. This value is within the healthy range. It has decreased from 9.41 (Mar 19) to 1.23, marking a decrease of 8.18.
- For Inventory Turnover Ratio (X), as of Mar 22, the value is 85.95. This value exceeds the healthy maximum of 8. It has increased from 0.00 (Mar 19) to 85.95, marking an increase of 85.95.
- For Interest Coverage Ratio (X), as of Mar 22, the value is 1.12. This value is below the healthy minimum of 3. It has increased from 0.00 (Mar 19) to 1.12, marking an increase of 1.12.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 22, the value is 1.10. This value is below the healthy minimum of 3. It has increased from 0.00 (Mar 19) to 1.10, marking an increase of 1.10.
- For Enterprise Value (Cr.), as of Mar 22, the value is 62.01. It has increased from 8.75 (Mar 19) to 62.01, marking an increase of 53.26.
- For EV / Net Operating Revenue (X), as of Mar 22, the value is 60.87. This value exceeds the healthy maximum of 3. It has increased from 6.33 (Mar 19) to 60.87, marking an increase of 54.54.
- For EV / EBITDA (X), as of Mar 22, the value is 436.71. This value exceeds the healthy maximum of 15. It has increased from 125.63 (Mar 19) to 436.71, marking an increase of 311.08.
- For MarketCap / Net Operating Revenue (X), as of Mar 22, the value is 14.33. This value exceeds the healthy maximum of 3. It has increased from 5.64 (Mar 19) to 14.33, marking an increase of 8.69.
- For Price / BV (X), as of Mar 22, the value is 1.36. This value is within the healthy range. It has increased from 0.72 (Mar 19) to 1.36, marking an increase of 0.64.
- For Price / Net Operating Revenue (X), as of Mar 22, the value is 14.34. This value exceeds the healthy maximum of 3. It has increased from 5.64 (Mar 19) to 14.34, marking an increase of 8.70.
- For EarningsYield, as of Mar 22, the value is 0.00. This value is below the healthy minimum of 5. It has decreased from 0.01 (Mar 19) to 0.00, marking a decrease of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Minolta Finance Ltd:
- Net Profit Margin: 1.19%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 1.29% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0.11% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1.1
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.23
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 50.24)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 4.43
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 1.19%
About the Company - Qualitative Analysis
Minolta Finance Ltd. is a Public Limited Listed company incorporated on 15/01/1993 and has its registered office in the State of West Bengal, India. Company's Corporate Identification Number(CIN) is L65921WB1993PLC057502 and registration number is 057502. Currently company belongs to the Industry of Non-Banking Financial Company (NBFC). Company's Total Operating Revenue is Rs. 1.02 Cr. and Equity Capital is Rs. 10.00 Cr. for the Year ended 31/03/2025.
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | Unique Pearl, BL-A, Hatiara, Roy Para, Kolkata West Bengal 700157 | minoltafinance@gmail.com www.minoltafinance.co.in |
| Management | |
|---|---|
| Name | Position Held |
| Mrs. Forum Jigar Gada | Executive Director |
| Mr. Arvind Jethalal Gala | Non Exe.Non Ind.Director |
| Mr. Kunjal Arvind Gala | Non Exe.Non Ind.Director |
| Mr. Mahesh Manharlal Shah | Non Exe. & Ind. Director |
| Mr. Manmohan Jindal | Non Exe. & Ind. Director |
| Mr. Papiya Nandy | Non Exe. & Ind. Director |
| Mr. Kinjal Darshit Parkhiya | Non Exe. & Ind. Director |
FAQ
What is the intrinsic value of Minolta Finance Ltd?
Minolta Finance Ltd's intrinsic value (as of 11 December 2025) is 0.01 which is 99.17% lower the current market price of 1.21, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 12.1 Cr. market cap, FY2025-2026 high/low of 1.91/1.00, reserves of ₹0.74 Cr, and liabilities of 58.78 Cr.
What is the Market Cap of Minolta Finance Ltd?
The Market Cap of Minolta Finance Ltd is 12.1 Cr..
What is the current Stock Price of Minolta Finance Ltd as on 11 December 2025?
The current stock price of Minolta Finance Ltd as on 11 December 2025 is 1.21.
What is the High / Low of Minolta Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Minolta Finance Ltd stocks is 1.91/1.00.
What is the Stock P/E of Minolta Finance Ltd?
The Stock P/E of Minolta Finance Ltd is .
What is the Book Value of Minolta Finance Ltd?
The Book Value of Minolta Finance Ltd is 1.07.
What is the Dividend Yield of Minolta Finance Ltd?
The Dividend Yield of Minolta Finance Ltd is 0.00 %.
What is the ROCE of Minolta Finance Ltd?
The ROCE of Minolta Finance Ltd is 0.40 %.
What is the ROE of Minolta Finance Ltd?
The ROE of Minolta Finance Ltd is 0.09 %.
What is the Face Value of Minolta Finance Ltd?
The Face Value of Minolta Finance Ltd is 1.00.