Share Price and Basic Stock Data
Last Updated: November 11, 2025, 7:25 pm
| PEG Ratio | 0.00 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Capfin India Ltd, operating in the Finance & Investments sector, reported a current market capitalization of ₹52.8 Cr. The company’s stock price stood at ₹171. Sales figures have shown variability, with the most recent quarter ending September 2023 recording ₹0.04 Cr, compared to ₹1.92 Cr in June 2022, indicating a significant drop in revenue generation capabilities. Over the past few years, annual sales peaked at ₹3.43 Cr in FY 2015 before declining to ₹0.34 Cr in FY 2023. The trailing twelve months (TTM) sales stood at ₹0.93 Cr, revealing a marginal recovery compared to previous fiscal years. The erratic sales pattern raises questions about the company’s operational stability and market demand, particularly as industry averages typically reflect more consistent growth trajectories. The absence of a steady revenue stream can hinder Capfin’s ability to invest in growth opportunities and maintain competitiveness in a dynamic financial landscape.
Profitability and Efficiency Metrics
Capfin India Ltd reported a negative operating profit margin (OPM) of -716.67% in March 2025, showcasing severe inefficiencies in managing operational costs relative to sales. The company has struggled with profitability, as evidenced by its net profit of -₹0.09 Cr for FY 2025 and a history of negative net profits in several quarters. In March 2023, the net profit stood at ₹0.15 Cr, but this was followed by declines in subsequent periods, culminating in -₹0.33 Cr in March 2025. Return on equity (ROE) and return on capital employed (ROCE) were reported at 3.50% and 3.70%, respectively, which are significantly lower than typical sector benchmarks. This suggests that the company is not effectively utilizing shareholder funds or capital investments to generate substantial returns. The cash conversion cycle (CCC) also reflects inefficiencies, particularly with a staggering figure of 1,241.00 days in March 2024, indicating potential liquidity issues.
Balance Sheet Strength and Financial Ratios
As of March 2025, Capfin India Ltd reported reserves of ₹3.61 Cr, a significant increase from previous years, indicating improved financial positioning. However, the company’s borrowings remained minimal at ₹0.05 Cr, reflecting a conservative approach to leveraging debt. Total assets stood at ₹6.67 Cr, up from ₹2.59 Cr in March 2024, signaling growth in asset accumulation although the quality of these assets remains a concern given the low profitability metrics. The absence of depreciation and interest expenses suggests a lack of operational scale and capital investment, which could hinder long-term growth. The price-to-earnings (P/E) ratio is absent or undefined, further complicating the assessment of the company’s valuation against its earnings potential. Capfin’s financial ratios indicate that while the company has built up reserves, its operational performance has not translated into effective asset utilization or shareholder value generation.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Capfin India Ltd reflects a strong promoter presence, with promoters holding 66.18% of the equity as of March 2025. This indicates a significant level of control by a small group of investors, which can both stabilize and limit the company’s agility in responding to market changes. Conversely, public shareholding stood at 33.82%, which has decreased from over 81% in prior periods, indicating a shift in investor sentiment or confidence. The number of shareholders increased from 311 in December 2022 to 1,136 by March 2025, reflecting growing interest despite the company’s operational challenges. This increase in shareholders might suggest potential for future capital inflows, but the reduction in public ownership could also indicate a lack of confidence in the company’s prospects. The presence of institutional investors (FIIs and DIIs) is not applicable, which may limit the company’s access to larger pools of capital for growth.
Outlook, Risks, and Final Insight
Capfin India Ltd faces a challenging outlook characterized by significant operational inefficiencies and fluctuating revenue streams. The company’s high operating losses and declining profit margins pose risks to its financial sustainability. Additionally, the elevated cash conversion cycle indicates liquidity challenges that could impair operational flexibility. However, the increase in reserves and a strong promoter holding may provide some stability and potential for strategic repositioning. Future growth could depend on restructuring operations to enhance efficiency and profitability. The potential for attracting institutional investors remains limited given the current financial metrics, which could hinder access to necessary capital. Overall, Capfin must navigate its operational hurdles while leveraging its reserve strength to reposition itself for future growth opportunities in the competitive finance sector.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Capfin India Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Monarch Networth Capital Ltd | 2,423 Cr. | 306 | 484/280 | 15.7 | 102 | 0.33 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 37.3 Cr. | 0.53 | 2.42/0.46 | 3.62 | 0.02 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 4.14 Cr. | 8.36 | 12.6/8.25 | 10.3 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 28.7 Cr. | 55.9 | 72.0/47.6 | 20.6 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Naperol Investments Ltd | 487 Cr. | 847 | 1,578/0.00 | 50.6 | 2,055 | 1.06 % | 1.06 % | 0.95 % | 10.0 |
| Industry Average | 6,836.22 Cr | 1,408.59 | 108.87 | 3,866.74 | 0.33% | 21.83% | 14.30% | 7.26 |
Quarterly Result
| Metric | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.03 | 1.92 | 0.08 | 0.21 | 0.03 | 0.12 | 0.04 | 0.03 | 0.18 | 0.06 | 0.73 | 0.08 | 0.06 |
| Expenses | 0.05 | 1.95 | 0.04 | 0.21 | 0.02 | 0.09 | 0.03 | 0.15 | 0.78 | 0.05 | 0.21 | 0.01 | 0.49 |
| Operating Profit | -0.02 | -0.03 | 0.04 | 0.00 | 0.01 | 0.03 | 0.01 | -0.12 | -0.60 | 0.01 | 0.52 | 0.07 | -0.43 |
| OPM % | -66.67% | -1.56% | 50.00% | 0.00% | 33.33% | 25.00% | 25.00% | -400.00% | -333.33% | 16.67% | 71.23% | 87.50% | -716.67% |
| Other Income | 0.04 | 0.00 | 0.00 | 0.00 | 0.18 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.02 | -0.03 | 0.04 | 0.00 | 0.19 | 0.03 | 0.01 | -0.12 | -0.60 | 0.01 | 0.52 | 0.07 | -0.43 |
| Tax % | 50.00% | 0.00% | 0.00% | 15.79% | 0.00% | 0.00% | 0.00% | -33.33% | 0.00% | 19.23% | 0.00% | -23.26% | |
| Net Profit | 0.00 | -0.03 | 0.04 | 0.00 | 0.15 | 0.03 | 0.01 | -0.12 | -0.39 | 0.01 | 0.42 | 0.07 | -0.33 |
| EPS in Rs | 0.00 | -0.10 | 0.14 | 0.00 | 0.52 | 0.10 | 0.03 | -0.42 | -1.36 | 0.03 | 1.47 | 0.24 | -1.07 |
Last Updated: May 31, 2025, 6:37 am
Below is a detailed analysis of the quarterly data for Capfin India Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Sales, as of Mar 2025, the value is 0.06 Cr.. The value appears to be declining and may need further review. It has decreased from 0.08 Cr. (Dec 2024) to 0.06 Cr., marking a decrease of 0.02 Cr..
- For Expenses, as of Mar 2025, the value is 0.49 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.01 Cr. (Dec 2024) to 0.49 Cr., marking an increase of 0.48 Cr..
- For Operating Profit, as of Mar 2025, the value is -0.43 Cr.. The value appears to be declining and may need further review. It has decreased from 0.07 Cr. (Dec 2024) to -0.43 Cr., marking a decrease of 0.50 Cr..
- For OPM %, as of Mar 2025, the value is -716.67%. The value appears to be declining and may need further review. It has decreased from 87.50% (Dec 2024) to -716.67%, marking a decrease of 804.17%.
- For Other Income, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 0.00 Cr..
- For Interest, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 0.00 Cr..
- For Depreciation, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 0.00 Cr..
- For Profit before tax, as of Mar 2025, the value is -0.43 Cr.. The value appears to be declining and may need further review. It has decreased from 0.07 Cr. (Dec 2024) to -0.43 Cr., marking a decrease of 0.50 Cr..
- For Tax %, as of Mar 2025, the value is -23.26%. The value appears to be improving (decreasing) as expected. It has decreased from 0.00% (Dec 2024) to -23.26%, marking a decrease of 23.26%.
- For Net Profit, as of Mar 2025, the value is -0.33 Cr.. The value appears to be declining and may need further review. It has decreased from 0.07 Cr. (Dec 2024) to -0.33 Cr., marking a decrease of 0.40 Cr..
- For EPS in Rs, as of Mar 2025, the value is -1.07. The value appears to be declining and may need further review. It has decreased from 0.24 (Dec 2024) to -1.07, marking a decrease of 1.31.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:42 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 1.36 | 3.43 | 0.21 | 0.20 | 0.12 | 0.15 | 0.14 | 0.14 | 0.18 | 0.34 | 0.24 | 0.91 | 0.93 |
| Expenses | 1.32 | 3.41 | 0.67 | 0.14 | 0.11 | 0.12 | 0.12 | 0.10 | 0.13 | 0.12 | 0.91 | 0.74 | 1.11 |
| Operating Profit | 0.04 | 0.02 | -0.46 | 0.06 | 0.01 | 0.03 | 0.02 | 0.04 | 0.05 | 0.22 | -0.67 | 0.17 | -0.18 |
| OPM % | 2.94% | 0.58% | -219.05% | 30.00% | 8.33% | 20.00% | 14.29% | 28.57% | 27.78% | 64.71% | -279.17% | 18.68% | -19.35% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.04 | 0.02 | -0.46 | 0.07 | 0.01 | 0.03 | 0.04 | 0.05 | 0.05 | 0.22 | -0.67 | 0.17 | -0.18 |
| Tax % | 25.00% | 50.00% | 0.00% | 14.29% | 0.00% | 33.33% | 0.00% | 0.00% | 20.00% | 13.64% | -29.85% | 0.00% | |
| Net Profit | 0.03 | 0.02 | -0.47 | 0.05 | 0.01 | 0.01 | 0.03 | 0.04 | 0.04 | 0.18 | -0.46 | 0.16 | -0.09 |
| EPS in Rs | 0.09 | 0.07 | -1.64 | 0.17 | 0.03 | 0.03 | 0.10 | 0.14 | 0.14 | 0.63 | -1.61 | 0.52 | -0.17 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -33.33% | -2450.00% | 110.64% | -80.00% | 0.00% | 200.00% | 33.33% | 0.00% | 350.00% | -355.56% | 134.78% |
| Change in YoY Net Profit Growth (%) | 0.00% | -2416.67% | 2560.64% | -190.64% | 80.00% | 200.00% | -166.67% | -33.33% | 350.00% | -705.56% | 490.34% |
Capfin India Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -12% |
| 5 Years: | 45% |
| 3 Years: | 72% |
| TTM: | 200% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 23% |
| 5 Years: | 40% |
| 3 Years: | 59% |
| TTM: | 82% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 29% |
| 5 Years: | 128% |
| 3 Years: | 136% |
| 1 Year: | -50% |
| Return on Equity | |
|---|---|
| 10 Years: | -1% |
| 5 Years: | 0% |
| 3 Years: | -1% |
| Last Year: | 4% |
Last Updated: September 5, 2025, 2:46 pm
No data available for the Balance Sheet data table.
Cash Flow - No data available for this post.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 5.32 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 0.00 | 5.63 | 0.00 | 1,241.00 | 0.00 | |||||||
| Days Payable | 0.00 | 0.00 | ||||||||||
| Cash Conversion Cycle | 0.00 | 10.95 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1,241.00 | 0.00 |
| Working Capital Days | 61.73 | 35.12 | 34.76 | 18.25 | -60.83 | 146.00 | -52.14 | 26.07 | 405.56 | 0.00 | 304.17 | -24.07 |
| ROCE % | 1.12% | 0.56% | -13.69% | 2.22% | 0.31% | 0.92% | 1.21% | 1.57% | 1.69% | 7.41% | -23.72% | 3.70% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 13 | Mar 12 | Mar 11 |
|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.00 | 0.00 | 0.23 |
| Diluted EPS (Rs.) | 0.00 | 0.00 | 0.23 |
| PBDIT Margin (%) | 10.55 | 29.86 | 60.02 |
| PBIT Margin (%) | 10.55 | 29.86 | 59.89 |
| PBT Margin (%) | 10.55 | 29.86 | 59.89 |
| Net Profit Margin (%) | 10.55 | 29.86 | 50.77 |
| NP After MI And SOA Margin (%) | 10.55 | 29.86 | 50.77 |
After reviewing the key financial ratios for Capfin India Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 13, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 12) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 13, the value is 0.00. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 12) which recorded 0.00.
- For Diluted EPS (Rs.), as of Mar 13, the value is 0.00. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 12) which recorded 0.00.
- For PBDIT Margin (%), as of Mar 13, the value is 10.55. This value is within the healthy range. It has decreased from 29.86 (Mar 12) to 10.55, marking a decrease of 19.31.
- For PBIT Margin (%), as of Mar 13, the value is 10.55. This value is within the healthy range. It has decreased from 29.86 (Mar 12) to 10.55, marking a decrease of 19.31.
- For PBT Margin (%), as of Mar 13, the value is 10.55. This value is within the healthy range. It has decreased from 29.86 (Mar 12) to 10.55, marking a decrease of 19.31.
- For Net Profit Margin (%), as of Mar 13, the value is 10.55. This value exceeds the healthy maximum of 10. It has decreased from 29.86 (Mar 12) to 10.55, marking a decrease of 19.31.
- For NP After MI And SOA Margin (%), as of Mar 13, the value is 10.55. This value is within the healthy range. It has decreased from 29.86 (Mar 12) to 10.55, marking a decrease of 19.31.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Capfin India Ltd:
- Net Profit Margin: 10.55%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 0% (Industry Average ROCE: 21.83%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 0% (Industry Average ROE: 14.3%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 0 (Industry average Stock P/E: 108.87)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 10.55%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 1C/13, Basement, New Delhi Delhi 110005 | capfinindialtd@yahoo.co.in http://www.capfinindia.com |
| Management | |
|---|---|
| Name | Position Held |
| Ms. Rachita Mantry Kabra | Whole Time Director |
| Mr. Sanjay Kukreja | Independent Director |
| Mrs. Sarita Mantry | Non Executive Director |
| Mr. Ashok Kumar Mohta | Independent Director |