Share Price and Basic Stock Data
Last Updated: January 6, 2026, 9:05 pm
| PEG Ratio | -2.86 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Cindrella Financial Services Ltd operates as a Non-Banking Financial Company (NBFC), focusing on various financial services. The company reported a share price of ₹11.4 and a market capitalization of ₹4.74 Cr. Over the years, revenue has shown slight fluctuations, with total sales for FY 2025 reported at ₹0.32 Cr, a decline from ₹0.33 Cr in FY 2024. Notably, the sales figures for the trailing twelve months (TTM) stood at ₹0.18 Cr. Quarterly sales trends also indicated variability, peaking at ₹0.15 Cr in December 2024 but declining to ₹0.01 Cr in September 2023. This inconsistency in revenue generation could reflect challenges in maintaining stable income streams in a competitive financial landscape, where the typical sector performance often showcases higher revenue stability. The company’s operating profit margin (OPM) stood at 0.00%, indicating a struggle to convert sales into profits effectively.
Profitability and Efficiency Metrics
The profitability metrics of Cindrella Financial Services reveal a mixed performance. The net profit for FY 2025 was recorded at ₹0.19 Cr, down from ₹0.36 Cr in FY 2024. The earnings per share (EPS) for FY 2025 stood at ₹0.39, while the return on equity (ROE) was reported at 2.91%. These figures indicate relatively low profitability when compared to industry averages, which typically hover around higher ROE percentages for successful NBFCs. The company’s return on capital employed (ROCE) was just 2.61%, reflecting inefficiencies in utilizing capital for generating profits. Furthermore, the operating profit has displayed volatility, with an OPM of 60.37% in FY 2025, suggesting periods of substantial operational efficiency followed by challenges, as seen in the earlier quarters where OPM dipped significantly. Overall, while there are indicators of improving efficiency, the low overall profitability remains a concern.
Balance Sheet Strength and Financial Ratios
Cindrella Financial Services maintains a conservative balance sheet, with reported borrowings of ₹0.00 Cr, indicating no reliance on debt financing. The total assets as of FY 2025 were recorded at ₹6.67 Cr, with reserves amounting to ₹3.28 Cr. The book value per share stood at ₹19.95, which is significantly higher than the current market price, resulting in a price-to-book value (P/BV) ratio of 0.76x. This ratio suggests that the stock is trading at a discount compared to its book value, potentially indicating an undervaluation in the market. However, the current ratio stood at 0.00, which raises concerns regarding liquidity and the ability to meet short-term obligations. Furthermore, the efficiency ratios such as return on assets (ROA) at 2.88% also reflect the challenges faced by the company in generating returns from its asset base, which is lower than typical sector performance.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Cindrella Financial Services indicates a significant public stake of 69.80%, while promoter holdings were reported at 30.21%. This distribution suggests a relatively high level of public confidence in the company’s operations and governance. The total number of shareholders as of September 2025 stood at 2,914, reflecting a gradual increase in retail investment interest over recent quarters. Notably, the promoter shareholding has remained stable, reflecting a consistent commitment from the management. However, the absence of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) could indicate a lack of institutional interest, which often signals caution regarding the company’s growth prospects. The stability in promoter holdings, coupled with the growing number of retail shareholders, may provide a foundation for future confidence, but the lack of institutional backing remains a potential risk.
Outlook, Risks, and Final Insight
The outlook for Cindrella Financial Services remains cautious, given its historical revenue volatility and low profitability metrics. Strengths include a debt-free balance sheet, which provides flexibility in operations, and a stable promoter holding that could foster investor confidence. However, risks include the company’s ongoing struggle to generate consistent revenue and the potential liquidity issues indicated by the current ratio. Moreover, the absence of institutional investment raises concerns about broader market confidence in the company’s future growth. To enhance its position, Cindrella Financial Services may need to focus on diversifying its revenue streams and improving operational efficiency. In scenarios of improved market conditions, the company could leverage its asset base for better profitability, while persistent challenges could lead to increased scrutiny from investors and potential operational constraints.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.2 Cr. | 1.42 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 7.13 Cr. | 0.71 | 8.29/0.70 | 21.0 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 387 Cr. | 59.2 | 125/55.4 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 15.2 Cr. | 16.6 | 29.9/15.0 | 11.3 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 33.8 Cr. | 75.0 | 152/70.0 | 18.0 | 238 | 1.33 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 28,815.78 Cr | 442.78 | 50.35 | 522.43 | 0.23% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.13 | 0.04 | 0.05 | 0.04 | 0.15 | 0.03 | -0.03 | 0.03 |
| Expenses | 0.03 | 0.06 | 0.03 | 0.02 | 0.02 | 0.01 | 0.03 | 0.02 | 0.04 | 0.03 | 0.05 | 0.03 | 0.03 |
| Operating Profit | -0.01 | -0.04 | -0.01 | 0.00 | -0.01 | 0.12 | 0.01 | 0.03 | 0.00 | 0.12 | -0.02 | -0.06 | 0.00 |
| OPM % | -50.00% | -200.00% | -50.00% | 0.00% | -100.00% | 92.31% | 25.00% | 60.00% | 0.00% | 80.00% | -66.67% | 0.00% | |
| Other Income | 0.00 | 0.09 | -0.03 | 0.00 | 0.03 | 0.01 | 0.08 | 0.02 | 0.02 | 0.01 | -0.01 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.01 | 0.05 | -0.04 | 0.00 | 0.02 | 0.13 | 0.09 | 0.05 | 0.02 | 0.13 | -0.03 | -0.06 | 0.00 |
| Tax % | 400.00% | 100.00% | 125.00% | 50.00% | 46.15% | 11.11% | 20.00% | 0.00% | 23.08% | -33.33% | 0.00% | ||
| Net Profit | -0.01 | 0.85 | -0.21 | 0.21 | 0.04 | 0.06 | 0.06 | 0.08 | 0.01 | 0.10 | 0.01 | -0.03 | 0.01 |
| EPS in Rs | -0.02 | 2.04 | -0.50 | 0.50 | 0.10 | 0.14 | 0.14 | 0.19 | 0.02 | 0.24 | 0.02 | -0.07 | 0.02 |
Last Updated: December 27, 2025, 1:32 pm
Below is a detailed analysis of the quarterly data for Cindrella Financial Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 0.03 Cr.. The value appears strong and on an upward trend. It has increased from -0.03 Cr. (Jun 2025) to 0.03 Cr., marking an increase of 0.06 Cr..
- For Expenses, as of Sep 2025, the value is 0.03 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.03 Cr..
- For Operating Profit, as of Sep 2025, the value is 0.00 Cr.. The value appears strong and on an upward trend. It has increased from -0.06 Cr. (Jun 2025) to 0.00 Cr., marking an increase of 0.06 Cr..
- For OPM %, as of Sep 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00%.
- For Other Income, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Interest, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 0.00 Cr.. The value appears strong and on an upward trend. It has increased from -0.06 Cr. (Jun 2025) to 0.00 Cr., marking an increase of 0.06 Cr..
- For Tax %, as of Sep 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00%.
- For Net Profit, as of Sep 2025, the value is 0.01 Cr.. The value appears strong and on an upward trend. It has increased from -0.03 Cr. (Jun 2025) to 0.01 Cr., marking an increase of 0.04 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.02. The value appears strong and on an upward trend. It has increased from -0.07 (Jun 2025) to 0.02, marking an increase of 0.09.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:58 am
| Metric | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.04 | 0.07 | 0.04 | 0.08 | 0.11 | 0.12 | 0.23 | 1.08 | 0.33 | 0.32 | 0.18 |
| Expenses | 0.05 | 0.09 | 0.07 | 0.07 | 0.09 | 0.08 | 0.09 | 0.15 | 0.09 | 0.15 | 0.14 |
| Operating Profit | -0.01 | -0.02 | -0.03 | 0.01 | 0.02 | 0.04 | 0.14 | 0.93 | 0.24 | 0.17 | 0.04 |
| OPM % | -25.00% | -28.57% | -75.00% | 12.50% | 18.18% | 33.33% | 60.87% | 86.11% | 72.73% | 53.12% | 22.22% |
| Other Income | 0.00 | 0.26 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.01 | 0.24 | -0.03 | 0.01 | 0.02 | 0.04 | 0.14 | 0.93 | 0.24 | 0.17 | 0.04 |
| Tax % | 0.00% | 20.83% | 0.00% | 0.00% | 0.00% | 25.00% | 21.43% | 17.20% | 33.33% | 23.53% | |
| Net Profit | 0.06 | 0.26 | 0.05 | 0.11 | 0.49 | -0.22 | 0.23 | 1.57 | 0.36 | 0.19 | 0.09 |
| EPS in Rs | 0.14 | 0.62 | 0.12 | 0.26 | 1.18 | -0.53 | 0.55 | 3.77 | 0.87 | 0.46 | 0.21 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 333.33% | -80.77% | 120.00% | 345.45% | -144.90% | 204.55% | 582.61% | -77.07% | -47.22% |
| Change in YoY Net Profit Growth (%) | 0.00% | -414.10% | 200.77% | 225.45% | -490.35% | 349.44% | 378.06% | -659.68% | 29.85% |
Cindrella Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2016-2017 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 21% |
| 3 Years: | 7% |
| TTM: | -17% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | -17% |
| 3 Years: | -6% |
| TTM: | -63% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 29% |
| 3 Years: | -3% |
| 1 Year: | -11% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 8% |
| 3 Years: | 12% |
| Last Year: | 3% |
Last Updated: September 5, 2025, 2:56 pm
Balance Sheet
Last Updated: December 4, 2025, 2:38 am
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 |
| Reserves | 0.07 | 0.58 | 0.62 | 0.74 | 1.09 | 0.87 | 1.22 | 2.77 | 3.17 | 3.28 | 3.22 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 0.00 | 0.17 | 0.13 | 0.13 | 0.11 | 0.12 | 0.21 | 0.14 | 0.14 | 0.09 | 0.08 |
| Total Liabilities | 3.37 | 4.05 | 4.05 | 4.17 | 4.50 | 4.29 | 4.73 | 6.21 | 6.61 | 6.67 | 6.60 |
| Fixed Assets | 0.06 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 3.76 | 3.93 | 3.82 | 3.84 | 3.60 | 4.08 | 6.19 | 5.21 | 5.44 | 0.00 |
| Other Assets | 3.31 | 0.24 | 0.08 | 0.31 | 0.62 | 0.65 | 0.65 | 0.02 | 1.40 | 1.23 | 6.59 |
| Total Assets | 3.37 | 4.05 | 4.05 | 4.17 | 4.50 | 4.29 | 4.73 | 6.21 | 6.61 | 6.67 | 6.60 |
Below is a detailed analysis of the balance sheet data for Cindrella Financial Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 3.30 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 3.30 Cr..
- For Reserves, as of Sep 2025, the value is 3.22 Cr.. The value appears to be declining and may need further review. It has decreased from 3.28 Cr. (Mar 2025) to 3.22 Cr., marking a decrease of 0.06 Cr..
- For Borrowings, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.08 Cr.. The value appears to be improving (decreasing). It has decreased from 0.09 Cr. (Mar 2025) to 0.08 Cr., marking a decrease of 0.01 Cr..
- For Total Liabilities, as of Sep 2025, the value is 6.60 Cr.. The value appears to be improving (decreasing). It has decreased from 6.67 Cr. (Mar 2025) to 6.60 Cr., marking a decrease of 0.07 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.01 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Mar 2025) to 0.01 Cr., marking an increase of 0.01 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 5.44 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 5.44 Cr..
- For Other Assets, as of Sep 2025, the value is 6.59 Cr.. The value appears strong and on an upward trend. It has increased from 1.23 Cr. (Mar 2025) to 6.59 Cr., marking an increase of 5.36 Cr..
- For Total Assets, as of Sep 2025, the value is 6.60 Cr.. The value appears to be declining and may need further review. It has decreased from 6.67 Cr. (Mar 2025) to 6.60 Cr., marking a decrease of 0.07 Cr..
Notably, the Reserves (3.22 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.01 | -0.02 | -0.03 | 0.01 | 0.02 | 0.04 | 0.14 | 0.93 | 0.24 | 0.17 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 0.00 | |||||||||
| Days Payable | ||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 27,283.75 | 938.57 | 547.50 | 0.00 | 0.00 | -30.42 | -111.09 | -23.66 | -33.18 | 11.41 |
| ROCE % | -0.55% | -0.77% | 0.25% | 0.47% | 0.93% | 3.22% | 17.56% | 3.83% | 2.61% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.39 | 0.47 | 2.34 | 0.71 | -0.66 |
| Diluted EPS (Rs.) | 0.39 | 0.47 | 2.34 | 0.71 | -0.66 |
| Cash EPS (Rs.) | 0.39 | 0.47 | 2.34 | 0.36 | 0.09 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 19.95 | 19.62 | 18.41 | 13.69 | 12.64 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 19.95 | 19.62 | 18.41 | 13.69 | 12.64 |
| Revenue From Operations / Share (Rs.) | 0.84 | 0.63 | 0.19 | 0.25 | 0.35 |
| PBDIT / Share (Rs.) | 0.50 | 0.71 | 2.83 | 0.43 | 0.11 |
| PBIT / Share (Rs.) | 0.50 | 0.71 | 2.83 | 0.43 | 0.10 |
| PBT / Share (Rs.) | 0.50 | 0.71 | 2.83 | 0.43 | 0.10 |
| Net Profit / Share (Rs.) | 0.39 | 0.47 | 2.34 | 0.36 | 0.08 |
| NP After MI And SOA / Share (Rs.) | 0.58 | 1.09 | 4.77 | 0.70 | -0.66 |
| PBDIT Margin (%) | 60.37 | 114.11 | 1451.91 | 169.60 | 32.17 |
| PBIT Margin (%) | 60.37 | 114.11 | 1451.91 | 167.94 | 30.44 |
| PBT Margin (%) | 60.37 | 114.11 | 1451.91 | 167.94 | 30.44 |
| Net Profit Margin (%) | 46.55 | 75.04 | 1200.98 | 139.02 | 24.63 |
| NP After MI And SOA Margin (%) | 69.32 | 173.11 | 2446.55 | 272.77 | -187.45 |
| Return on Networth / Equity (%) | 2.92 | 5.56 | 25.90 | 5.16 | -5.25 |
| Return on Capital Employeed (%) | 2.51 | 3.58 | 15.01 | 3.02 | 0.83 |
| Return On Assets (%) | 2.88 | 5.44 | 25.29 | 4.92 | -5.11 |
| Asset Turnover Ratio (%) | 0.04 | 0.03 | 0.01 | 0.02 | 0.03 |
| Current Ratio (X) | 0.00 | 14690.81 | 258971.55 | 198943.47 | 145033.06 |
| Quick Ratio (X) | 0.00 | 14690.81 | 258971.55 | 198943.47 | 145033.06 |
| Enterprise Value (Cr.) | 4.72 | 5.27 | 3.27 | 3.19 | 0.99 |
| EV / Net Operating Revenue (X) | 17.00 | 25.36 | 50.87 | 37.32 | 8.46 |
| EV / EBITDA (X) | 28.16 | 22.23 | 3.50 | 22.01 | 26.30 |
| MarketCap / Net Operating Revenue (X) | 18.10 | 25.37 | 51.30 | 41.61 | 8.57 |
| Price / BV (X) | 0.76 | 0.81 | 0.54 | 0.78 | 0.24 |
| Price / Net Operating Revenue (X) | 18.10 | 25.40 | 51.55 | 41.62 | 8.59 |
| EarningsYield | 0.03 | 0.06 | 0.47 | 0.06 | -0.21 |
After reviewing the key financial ratios for Cindrella Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.39. This value is below the healthy minimum of 5. It has decreased from 0.47 (Mar 24) to 0.39, marking a decrease of 0.08.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.39. This value is below the healthy minimum of 5. It has decreased from 0.47 (Mar 24) to 0.39, marking a decrease of 0.08.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.39. This value is below the healthy minimum of 3. It has decreased from 0.47 (Mar 24) to 0.39, marking a decrease of 0.08.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 19.95. It has increased from 19.62 (Mar 24) to 19.95, marking an increase of 0.33.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 19.95. It has increased from 19.62 (Mar 24) to 19.95, marking an increase of 0.33.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.84. It has increased from 0.63 (Mar 24) to 0.84, marking an increase of 0.21.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.50. This value is below the healthy minimum of 2. It has decreased from 0.71 (Mar 24) to 0.50, marking a decrease of 0.21.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.50. This value is within the healthy range. It has decreased from 0.71 (Mar 24) to 0.50, marking a decrease of 0.21.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.50. This value is within the healthy range. It has decreased from 0.71 (Mar 24) to 0.50, marking a decrease of 0.21.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.39. This value is below the healthy minimum of 2. It has decreased from 0.47 (Mar 24) to 0.39, marking a decrease of 0.08.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 0.58. This value is below the healthy minimum of 2. It has decreased from 1.09 (Mar 24) to 0.58, marking a decrease of 0.51.
- For PBDIT Margin (%), as of Mar 25, the value is 60.37. This value is within the healthy range. It has decreased from 114.11 (Mar 24) to 60.37, marking a decrease of 53.74.
- For PBIT Margin (%), as of Mar 25, the value is 60.37. This value exceeds the healthy maximum of 20. It has decreased from 114.11 (Mar 24) to 60.37, marking a decrease of 53.74.
- For PBT Margin (%), as of Mar 25, the value is 60.37. This value is within the healthy range. It has decreased from 114.11 (Mar 24) to 60.37, marking a decrease of 53.74.
- For Net Profit Margin (%), as of Mar 25, the value is 46.55. This value exceeds the healthy maximum of 10. It has decreased from 75.04 (Mar 24) to 46.55, marking a decrease of 28.49.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 69.32. This value exceeds the healthy maximum of 20. It has decreased from 173.11 (Mar 24) to 69.32, marking a decrease of 103.79.
- For Return on Networth / Equity (%), as of Mar 25, the value is 2.92. This value is below the healthy minimum of 15. It has decreased from 5.56 (Mar 24) to 2.92, marking a decrease of 2.64.
- For Return on Capital Employeed (%), as of Mar 25, the value is 2.51. This value is below the healthy minimum of 10. It has decreased from 3.58 (Mar 24) to 2.51, marking a decrease of 1.07.
- For Return On Assets (%), as of Mar 25, the value is 2.88. This value is below the healthy minimum of 5. It has decreased from 5.44 (Mar 24) to 2.88, marking a decrease of 2.56.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.04. It has increased from 0.03 (Mar 24) to 0.04, marking an increase of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1.5. It has decreased from 14,690.81 (Mar 24) to 0.00, marking a decrease of 14,690.81.
- For Quick Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 14,690.81 (Mar 24) to 0.00, marking a decrease of 14,690.81.
- For Enterprise Value (Cr.), as of Mar 25, the value is 4.72. It has decreased from 5.27 (Mar 24) to 4.72, marking a decrease of 0.55.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 17.00. This value exceeds the healthy maximum of 3. It has decreased from 25.36 (Mar 24) to 17.00, marking a decrease of 8.36.
- For EV / EBITDA (X), as of Mar 25, the value is 28.16. This value exceeds the healthy maximum of 15. It has increased from 22.23 (Mar 24) to 28.16, marking an increase of 5.93.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 18.10. This value exceeds the healthy maximum of 3. It has decreased from 25.37 (Mar 24) to 18.10, marking a decrease of 7.27.
- For Price / BV (X), as of Mar 25, the value is 0.76. This value is below the healthy minimum of 1. It has decreased from 0.81 (Mar 24) to 0.76, marking a decrease of 0.05.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 18.10. This value exceeds the healthy maximum of 3. It has decreased from 25.40 (Mar 24) to 18.10, marking a decrease of 7.30.
- For EarningsYield, as of Mar 25, the value is 0.03. This value is below the healthy minimum of 5. It has decreased from 0.06 (Mar 24) to 0.03, marking a decrease of 0.03.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Cindrella Financial Services Ltd:
- Net Profit Margin: 46.55%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 2.51% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 2.92% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 50.1 (Industry average Stock P/E: 50.35)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 46.55%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 9, Mangoe Lane, Kolkata West Bengal 700001 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mrs. Sangita Devi Baid | Managing Director |
| Mr. Vivek Baid | Director |
| Mr. Anup Kumar Bhattacharya | Independent Director |
| Mr. Sunil Choraria | Independent Director |
FAQ
What is the intrinsic value of Cindrella Financial Services Ltd?
Cindrella Financial Services Ltd's intrinsic value (as of 06 January 2026) is ₹18.68 which is 72.96% higher the current market price of ₹10.80, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹4.51 Cr. market cap, FY2025-2026 high/low of ₹15.2/10.3, reserves of ₹3.22 Cr, and liabilities of ₹6.60 Cr.
What is the Market Cap of Cindrella Financial Services Ltd?
The Market Cap of Cindrella Financial Services Ltd is 4.51 Cr..
What is the current Stock Price of Cindrella Financial Services Ltd as on 06 January 2026?
The current stock price of Cindrella Financial Services Ltd as on 06 January 2026 is ₹10.8.
What is the High / Low of Cindrella Financial Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Cindrella Financial Services Ltd stocks is ₹15.2/10.3.
What is the Stock P/E of Cindrella Financial Services Ltd?
The Stock P/E of Cindrella Financial Services Ltd is 50.1.
What is the Book Value of Cindrella Financial Services Ltd?
The Book Value of Cindrella Financial Services Ltd is 15.7.
What is the Dividend Yield of Cindrella Financial Services Ltd?
The Dividend Yield of Cindrella Financial Services Ltd is 0.00 %.
What is the ROCE of Cindrella Financial Services Ltd?
The ROCE of Cindrella Financial Services Ltd is 2.61 %.
What is the ROE of Cindrella Financial Services Ltd?
The ROE of Cindrella Financial Services Ltd is 2.91 %.
What is the Face Value of Cindrella Financial Services Ltd?
The Face Value of Cindrella Financial Services Ltd is 10.0.