Share Price and Basic Stock Data
Last Updated: October 15, 2025, 5:42 pm
| PEG Ratio | -2.93 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
Cindrella Financial Services Ltd operates in the Non-Banking Financial Company (NBFC) sector, with a current price of ₹11.2 and a market capitalization of ₹4.68 Cr. The company has shown mixed revenue trends over recent quarters. Sales stood at ₹0.01 Cr in June 2022 and gradually increased to ₹1.08 Cr by March 2023. However, there was a significant decline to ₹0.33 Cr in March 2024, followed by a further drop to ₹0.28 Cr in March 2025. The company’s quarterly sales have fluctuated, with the highest quarterly revenue of ₹0.15 Cr reported in December 2024. This inconsistency raises questions about revenue stability, especially given the expenses that have been relatively steady, peaking at ₹0.15 Cr in March 2025. Overall, the revenue trajectory reflects challenges within the operational framework, common in the NBFC sector, which often faces regulatory and market pressures.
Profitability and Efficiency Metrics
Profitability metrics for Cindrella Financial Services reveal a complex picture. The operating profit margins (OPM) fluctuated significantly, peaking at 92.31% in December 2023, which indicates a period of effective cost management. However, the OPM fell to 46.43% by March 2025. Net profit for the company was ₹1.57 Cr in March 2023, but it declined to ₹0.19 Cr in March 2025. The reported return on equity (ROE) stood at 2.91%, while return on capital employed (ROCE) was lower at 2.61%. The interest coverage ratio is not applicable, indicating no interest expenses, which is a positive aspect for the company’s financial health. The inconsistent profitability trends highlight the challenges Cindrella faces in maintaining sustainable margins and profitability in a competitive market.
Balance Sheet Strength and Financial Ratios
Cindrella Financial Services has a robust balance sheet with no borrowings, standing at ₹0.00 Cr, which positions the company favorably in terms of financial leverage. The reserves increased to ₹3.28 Cr by March 2025, reflecting a strengthening equity base. The price-to-book value ratio is reported at 0.76x, suggesting that the stock is trading below its book value, which may indicate undervaluation compared to sector norms. The current and quick ratios are both reported as 0.00, indicating a lack of liquid assets to cover short-term liabilities. This raises concerns regarding liquidity management. The enterprise value stands at ₹6.04 Cr, which, when compared to the net operating revenue, indicates a high valuation multiple of 17.00x, reflecting market skepticism regarding future revenue growth.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Cindrella Financial Services indicates a strong public ownership, with 69.80% held by the public and 30.21% by promoters as of March 2025. This distribution suggests a significant retail investor interest, although the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) may reflect a cautionary stance from institutional players. The total number of shareholders has increased to 2,919, showing a positive trend in shareholder engagement. However, the lack of institutional backing could be a risk factor, as institutional investors often bring stability and confidence in the stock. The consistent promoter holding over recent quarters reflects a commitment to the company, but the absence of institutional support may limit the stock’s potential for upward momentum.
Outlook, Risks, and Final Insight
If margins sustain at their recent highs and the company can stabilize its revenue, Cindrella Financial Services may enhance its profitability and investor appeal. However, the risks include potential regulatory changes within the NBFC sector and the company’s ability to manage its liquidity effectively given the low current and quick ratios. Additionally, the ongoing fluctuations in revenue and profit margins pose a challenge for long-term sustainability. The company must focus on improving operational efficiencies and addressing liquidity concerns to attract institutional investors. If the company enhances its operational strategies while maintaining its debt-free status, it may position itself favorably in the market, appealing to both retail and institutional investors in the future.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Cindrella Financial Services Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.1 Cr. | 1.41 | 1.91/0.85 | 94.0 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 |
| Money Masters Leasing & Finance Ltd | 12.0 Cr. | 1.19 | 15.6/1.06 | 18.7 | 1.31 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 519 Cr. | 159 | 285/130 | 79.8 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 17.1 Cr. | 18.7 | 40.1/17.5 | 12.9 | 24.9 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 45.3 Cr. | 101 | 181/90.0 | 24.2 | 238 | 0.99 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 30,404.41 Cr | 490.15 | 104.31 | 494.57 | 0.21% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.13 | 0.04 | 0.05 | 0.04 | 0.15 | 0.03 | -0.03 |
| Expenses | 0.04 | 0.03 | 0.06 | 0.03 | 0.02 | 0.02 | 0.01 | 0.03 | 0.02 | 0.04 | 0.03 | 0.05 | 0.03 |
| Operating Profit | -0.03 | -0.01 | -0.04 | -0.01 | 0.00 | -0.01 | 0.12 | 0.01 | 0.03 | 0.00 | 0.12 | -0.02 | -0.06 |
| OPM % | -300.00% | -50.00% | -200.00% | -50.00% | 0.00% | -100.00% | 92.31% | 25.00% | 60.00% | 0.00% | 80.00% | -66.67% | |
| Other Income | 0.96 | 0.00 | 0.09 | -0.03 | 0.00 | 0.03 | 0.01 | 0.08 | 0.02 | 0.02 | 0.01 | -0.01 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.93 | -0.01 | 0.05 | -0.04 | 0.00 | 0.02 | 0.13 | 0.09 | 0.05 | 0.02 | 0.13 | -0.03 | -0.06 |
| Tax % | 2.15% | 400.00% | 100.00% | 125.00% | 50.00% | 46.15% | 11.11% | 20.00% | 0.00% | 23.08% | -33.33% | 0.00% | |
| Net Profit | 0.95 | -0.01 | 0.85 | -0.21 | 0.21 | 0.04 | 0.06 | 0.06 | 0.08 | 0.01 | 0.10 | 0.01 | -0.03 |
| EPS in Rs | 2.28 | -0.02 | 2.04 | -0.50 | 0.50 | 0.10 | 0.14 | 0.14 | 0.19 | 0.02 | 0.24 | 0.02 | -0.07 |
Last Updated: August 19, 2025, 9:10 pm
Below is a detailed analysis of the quarterly data for Cindrella Financial Services Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is -0.03 Cr.. The value appears to be declining and may need further review. It has decreased from 0.03 Cr. (Mar 2025) to -0.03 Cr., marking a decrease of 0.06 Cr..
- For Expenses, as of Jun 2025, the value is 0.03 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.05 Cr. (Mar 2025) to 0.03 Cr., marking a decrease of 0.02 Cr..
- For Operating Profit, as of Jun 2025, the value is -0.06 Cr.. The value appears to be declining and may need further review. It has decreased from -0.02 Cr. (Mar 2025) to -0.06 Cr., marking a decrease of 0.04 Cr..
- For OPM %, as of Jun 2025, the value is 0.00%. The value appears strong and on an upward trend. It has increased from -66.67% (Mar 2025) to 0.00%, marking an increase of 66.67%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value appears strong and on an upward trend. It has increased from -0.01 Cr. (Mar 2025) to 0.00 Cr., marking an increase of 0.01 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Jun 2025, the value is -0.06 Cr.. The value appears to be declining and may need further review. It has decreased from -0.03 Cr. (Mar 2025) to -0.06 Cr., marking a decrease of 0.03 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value appears to be increasing, which may not be favorable. It has increased from -33.33% (Mar 2025) to 0.00%, marking an increase of 33.33%.
- For Net Profit, as of Jun 2025, the value is -0.03 Cr.. The value appears to be declining and may need further review. It has decreased from 0.01 Cr. (Mar 2025) to -0.03 Cr., marking a decrease of 0.04 Cr..
- For EPS in Rs, as of Jun 2025, the value is -0.07. The value appears to be declining and may need further review. It has decreased from 0.02 (Mar 2025) to -0.07, marking a decrease of 0.09.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:39 am
| Metric | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.04 | 0.07 | 0.04 | 0.08 | 0.11 | 0.12 | 0.23 | 1.08 | 0.33 | 0.32 | 0.19 |
| Expenses | 0.05 | 0.09 | 0.07 | 0.07 | 0.09 | 0.08 | 0.09 | 0.15 | 0.09 | 0.15 | 0.15 |
| Operating Profit | -0.01 | -0.02 | -0.03 | 0.01 | 0.02 | 0.04 | 0.14 | 0.93 | 0.24 | 0.17 | 0.04 |
| OPM % | -25.00% | -28.57% | -75.00% | 12.50% | 18.18% | 33.33% | 60.87% | 86.11% | 72.73% | 53.12% | 21.05% |
| Other Income | 0.00 | 0.26 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.01 | 0.24 | -0.03 | 0.01 | 0.02 | 0.04 | 0.14 | 0.93 | 0.24 | 0.17 | 0.06 |
| Tax % | 0.00% | 20.83% | 0.00% | 0.00% | 0.00% | 25.00% | 21.43% | 17.20% | 33.33% | 23.53% | |
| Net Profit | 0.06 | 0.26 | 0.05 | 0.11 | 0.49 | -0.22 | 0.23 | 1.57 | 0.36 | 0.19 | 0.09 |
| EPS in Rs | 0.14 | 0.62 | 0.12 | 0.26 | 1.18 | -0.53 | 0.55 | 3.77 | 0.87 | 0.46 | 0.21 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 333.33% | -80.77% | 120.00% | 345.45% | -144.90% | 204.55% | 582.61% | -77.07% | -47.22% |
| Change in YoY Net Profit Growth (%) | 0.00% | -414.10% | 200.77% | 225.45% | -490.35% | 349.44% | 378.06% | -659.68% | 29.85% |
Cindrella Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2016-2017 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 21% |
| 3 Years: | 7% |
| TTM: | -17% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | -17% |
| 3 Years: | -6% |
| TTM: | -63% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 29% |
| 3 Years: | -3% |
| 1 Year: | -11% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 8% |
| 3 Years: | 12% |
| Last Year: | 3% |
Last Updated: September 5, 2025, 2:56 pm
Balance Sheet
Last Updated: September 10, 2025, 3:22 pm
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 | 3.30 |
| Reserves | 0.07 | 0.58 | 0.62 | 0.74 | 1.09 | 0.87 | 1.22 | 2.77 | 3.17 | 3.28 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Liabilities | 0.00 | 0.17 | 0.13 | 0.13 | 0.11 | 0.12 | 0.21 | 0.14 | 0.14 | 0.09 |
| Total Liabilities | 3.37 | 4.05 | 4.05 | 4.17 | 4.50 | 4.29 | 4.73 | 6.21 | 6.61 | 6.67 |
| Fixed Assets | 0.06 | 0.05 | 0.04 | 0.04 | 0.04 | 0.04 | 0.00 | 0.00 | 0.00 | 0.00 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 3.76 | 3.93 | 3.82 | 3.84 | 3.60 | 4.08 | 6.19 | 5.21 | 5.44 |
| Other Assets | 3.31 | 0.24 | 0.08 | 0.31 | 0.62 | 0.65 | 0.65 | 0.02 | 1.40 | 1.23 |
| Total Assets | 3.37 | 4.05 | 4.05 | 4.17 | 4.50 | 4.29 | 4.73 | 6.21 | 6.61 | 6.67 |
Below is a detailed analysis of the balance sheet data for Cindrella Financial Services Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 3.30 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 3.30 Cr..
- For Reserves, as of Mar 2025, the value is 3.28 Cr.. The value appears strong and on an upward trend. It has increased from 3.17 Cr. (Mar 2024) to 3.28 Cr., marking an increase of 0.11 Cr..
- For Borrowings, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. Additionally, since Reserves exceed Borrowings, this is considered a positive sign. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 0.09 Cr.. The value appears to be improving (decreasing). It has decreased from 0.14 Cr. (Mar 2024) to 0.09 Cr., marking a decrease of 0.05 Cr..
- For Total Liabilities, as of Mar 2025, the value is 6.67 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 6.61 Cr. (Mar 2024) to 6.67 Cr., marking an increase of 0.06 Cr..
- For Fixed Assets, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
- For Investments, as of Mar 2025, the value is 5.44 Cr.. The value appears strong and on an upward trend. It has increased from 5.21 Cr. (Mar 2024) to 5.44 Cr., marking an increase of 0.23 Cr..
- For Other Assets, as of Mar 2025, the value is 1.23 Cr.. The value appears to be declining and may need further review. It has decreased from 1.40 Cr. (Mar 2024) to 1.23 Cr., marking a decrease of 0.17 Cr..
- For Total Assets, as of Mar 2025, the value is 6.67 Cr.. The value appears strong and on an upward trend. It has increased from 6.61 Cr. (Mar 2024) to 6.67 Cr., marking an increase of 0.06 Cr..
Notably, the Reserves (3.28 Cr.) exceed the Borrowings (0.00 Cr.), indicating a solid financial buffer.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | -0.01 | -0.02 | -0.03 | 0.01 | 0.02 | 0.04 | 0.14 | 0.93 | 0.24 | 0.17 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 0.00 | |||||||||
| Days Payable | ||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | 27,283.75 | 938.57 | 547.50 | 0.00 | 0.00 | -30.42 | -111.09 | -23.66 | -33.18 | 11.41 |
| ROCE % | -0.55% | -0.77% | 0.25% | 0.47% | 0.93% | 3.22% | 17.56% | 3.83% | 2.61% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.39 | 0.47 | 2.34 | 0.71 | -0.66 |
| Diluted EPS (Rs.) | 0.39 | 0.47 | 2.34 | 0.71 | -0.66 |
| Cash EPS (Rs.) | 0.39 | 0.47 | 2.34 | 0.36 | 0.09 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 19.95 | 19.62 | 18.41 | 13.69 | 12.64 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 19.95 | 19.62 | 18.41 | 13.69 | 12.64 |
| Revenue From Operations / Share (Rs.) | 0.84 | 0.63 | 0.19 | 0.25 | 0.35 |
| PBDIT / Share (Rs.) | 0.50 | 0.71 | 2.83 | 0.43 | 0.11 |
| PBIT / Share (Rs.) | 0.50 | 0.71 | 2.83 | 0.43 | 0.10 |
| PBT / Share (Rs.) | 0.50 | 0.71 | 2.83 | 0.43 | 0.10 |
| Net Profit / Share (Rs.) | 0.39 | 0.47 | 2.34 | 0.36 | 0.08 |
| NP After MI And SOA / Share (Rs.) | 0.58 | 1.09 | 4.77 | 0.70 | -0.66 |
| PBDIT Margin (%) | 60.37 | 114.11 | 1451.91 | 169.60 | 32.17 |
| PBIT Margin (%) | 60.37 | 114.11 | 1451.91 | 167.94 | 30.44 |
| PBT Margin (%) | 60.37 | 114.11 | 1451.91 | 167.94 | 30.44 |
| Net Profit Margin (%) | 46.55 | 75.04 | 1200.98 | 139.02 | 24.63 |
| NP After MI And SOA Margin (%) | 69.32 | 173.11 | 2446.55 | 272.77 | -187.45 |
| Return on Networth / Equity (%) | 2.92 | 5.56 | 25.90 | 5.16 | -5.25 |
| Return on Capital Employeed (%) | 2.51 | 3.58 | 15.01 | 3.02 | 0.83 |
| Return On Assets (%) | 2.88 | 5.44 | 25.29 | 4.92 | -5.11 |
| Asset Turnover Ratio (%) | 0.04 | 0.03 | 0.01 | 0.02 | 0.03 |
| Current Ratio (X) | 0.00 | 14690.81 | 258971.55 | 198943.47 | 145033.06 |
| Quick Ratio (X) | 0.00 | 14690.81 | 258971.55 | 198943.47 | 145033.06 |
| Enterprise Value (Cr.) | 4.72 | 5.27 | 3.27 | 3.19 | 0.99 |
| EV / Net Operating Revenue (X) | 17.00 | 25.36 | 50.87 | 37.32 | 8.46 |
| EV / EBITDA (X) | 28.16 | 22.23 | 3.50 | 22.01 | 26.30 |
| MarketCap / Net Operating Revenue (X) | 18.10 | 25.37 | 51.30 | 41.61 | 8.57 |
| Price / BV (X) | 0.76 | 0.81 | 0.54 | 0.78 | 0.24 |
| Price / Net Operating Revenue (X) | 18.10 | 25.40 | 51.55 | 41.62 | 8.59 |
| EarningsYield | 0.03 | 0.06 | 0.47 | 0.06 | -0.21 |
After reviewing the key financial ratios for Cindrella Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.39. This value is below the healthy minimum of 5. It has decreased from 0.47 (Mar 24) to 0.39, marking a decrease of 0.08.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.39. This value is below the healthy minimum of 5. It has decreased from 0.47 (Mar 24) to 0.39, marking a decrease of 0.08.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.39. This value is below the healthy minimum of 3. It has decreased from 0.47 (Mar 24) to 0.39, marking a decrease of 0.08.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 19.95. It has increased from 19.62 (Mar 24) to 19.95, marking an increase of 0.33.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 19.95. It has increased from 19.62 (Mar 24) to 19.95, marking an increase of 0.33.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.84. It has increased from 0.63 (Mar 24) to 0.84, marking an increase of 0.21.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.50. This value is below the healthy minimum of 2. It has decreased from 0.71 (Mar 24) to 0.50, marking a decrease of 0.21.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.50. This value is within the healthy range. It has decreased from 0.71 (Mar 24) to 0.50, marking a decrease of 0.21.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.50. This value is within the healthy range. It has decreased from 0.71 (Mar 24) to 0.50, marking a decrease of 0.21.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.39. This value is below the healthy minimum of 2. It has decreased from 0.47 (Mar 24) to 0.39, marking a decrease of 0.08.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 0.58. This value is below the healthy minimum of 2. It has decreased from 1.09 (Mar 24) to 0.58, marking a decrease of 0.51.
- For PBDIT Margin (%), as of Mar 25, the value is 60.37. This value is within the healthy range. It has decreased from 114.11 (Mar 24) to 60.37, marking a decrease of 53.74.
- For PBIT Margin (%), as of Mar 25, the value is 60.37. This value exceeds the healthy maximum of 20. It has decreased from 114.11 (Mar 24) to 60.37, marking a decrease of 53.74.
- For PBT Margin (%), as of Mar 25, the value is 60.37. This value is within the healthy range. It has decreased from 114.11 (Mar 24) to 60.37, marking a decrease of 53.74.
- For Net Profit Margin (%), as of Mar 25, the value is 46.55. This value exceeds the healthy maximum of 10. It has decreased from 75.04 (Mar 24) to 46.55, marking a decrease of 28.49.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 69.32. This value exceeds the healthy maximum of 20. It has decreased from 173.11 (Mar 24) to 69.32, marking a decrease of 103.79.
- For Return on Networth / Equity (%), as of Mar 25, the value is 2.92. This value is below the healthy minimum of 15. It has decreased from 5.56 (Mar 24) to 2.92, marking a decrease of 2.64.
- For Return on Capital Employeed (%), as of Mar 25, the value is 2.51. This value is below the healthy minimum of 10. It has decreased from 3.58 (Mar 24) to 2.51, marking a decrease of 1.07.
- For Return On Assets (%), as of Mar 25, the value is 2.88. This value is below the healthy minimum of 5. It has decreased from 5.44 (Mar 24) to 2.88, marking a decrease of 2.56.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.04. It has increased from 0.03 (Mar 24) to 0.04, marking an increase of 0.01.
- For Current Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1.5. It has decreased from 14,690.81 (Mar 24) to 0.00, marking a decrease of 14,690.81.
- For Quick Ratio (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 1. It has decreased from 14,690.81 (Mar 24) to 0.00, marking a decrease of 14,690.81.
- For Enterprise Value (Cr.), as of Mar 25, the value is 4.72. It has decreased from 5.27 (Mar 24) to 4.72, marking a decrease of 0.55.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 17.00. This value exceeds the healthy maximum of 3. It has decreased from 25.36 (Mar 24) to 17.00, marking a decrease of 8.36.
- For EV / EBITDA (X), as of Mar 25, the value is 28.16. This value exceeds the healthy maximum of 15. It has increased from 22.23 (Mar 24) to 28.16, marking an increase of 5.93.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 18.10. This value exceeds the healthy maximum of 3. It has decreased from 25.37 (Mar 24) to 18.10, marking a decrease of 7.27.
- For Price / BV (X), as of Mar 25, the value is 0.76. This value is below the healthy minimum of 1. It has decreased from 0.81 (Mar 24) to 0.76, marking a decrease of 0.05.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 18.10. This value exceeds the healthy maximum of 3. It has decreased from 25.40 (Mar 24) to 18.10, marking a decrease of 7.30.
- For EarningsYield, as of Mar 25, the value is 0.03. This value is below the healthy minimum of 5. It has decreased from 0.06 (Mar 24) to 0.03, marking a decrease of 0.03.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Cindrella Financial Services Ltd:
- Net Profit Margin: 46.55%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 2.51% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 2.92% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 51.3 (Industry average Stock P/E: 104.31)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 46.55%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 9, Mangoe Lane, Kolkata West Bengal 700001 | cscfsl2019@gmail.com www.cindrellafinancialservicesltd.com |
| Management | |
|---|---|
| Name | Position Held |
| Mrs. Sangita Devi Baid | Managing Director |
| Mr. Vivek Baid | Director |
| Mr. Anup Kumar Bhattacharya | Independent Director |
| Mr. Sunil Choraria | Independent Director |
FAQ
What is the intrinsic value of Cindrella Financial Services Ltd?
Cindrella Financial Services Ltd's intrinsic value (as of 15 October 2025) is 19.25 which is 73.42% higher the current market price of 11.10, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 4.62 Cr. market cap, FY2025-2026 high/low of 15.2/10.3, reserves of ₹3.28 Cr, and liabilities of 6.67 Cr.
What is the Market Cap of Cindrella Financial Services Ltd?
The Market Cap of Cindrella Financial Services Ltd is 4.62 Cr..
What is the current Stock Price of Cindrella Financial Services Ltd as on 15 October 2025?
The current stock price of Cindrella Financial Services Ltd as on 15 October 2025 is 11.1.
What is the High / Low of Cindrella Financial Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Cindrella Financial Services Ltd stocks is 15.2/10.3.
What is the Stock P/E of Cindrella Financial Services Ltd?
The Stock P/E of Cindrella Financial Services Ltd is 51.3.
What is the Book Value of Cindrella Financial Services Ltd?
The Book Value of Cindrella Financial Services Ltd is 15.8.
What is the Dividend Yield of Cindrella Financial Services Ltd?
The Dividend Yield of Cindrella Financial Services Ltd is 0.00 %.
What is the ROCE of Cindrella Financial Services Ltd?
The ROCE of Cindrella Financial Services Ltd is 2.61 %.
What is the ROE of Cindrella Financial Services Ltd?
The ROE of Cindrella Financial Services Ltd is 2.91 %.
What is the Face Value of Cindrella Financial Services Ltd?
The Face Value of Cindrella Financial Services Ltd is 10.0.