Share Price and Basic Stock Data
Last Updated: January 28, 2026, 5:01 pm
| PEG Ratio | 0.21 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Classic Leasing & Finance Ltd operates in the finance and investments sector, with a current share price of ₹41.7 and a market capitalization of ₹12.5 Cr. The company reported a significant revenue growth trend, with sales rising from ₹0.03 Cr in September 2022 to ₹0.10 Cr in December 2023, and further projected to reach ₹0.69 Cr by March 2025. This growth trajectory reflects an overall improvement in operational performance. Notably, the total revenue from operations for the trailing twelve months (TTM) stood at ₹0.92 Cr, indicating a positive shift compared to previous years. The company has consistently recorded other income, which remained stable at ₹0.04 Cr across multiple quarters, contributing to its total revenue. However, despite these advancements, the overall sales figures still reflect a relatively small scale of operations compared to larger players in the finance sector, which typically report revenue in the hundreds of Crores.
Profitability and Efficiency Metrics
Classic Leasing reported an operating profit margin (OPM) of 66.67%, which is notably high compared to typical industry margins. This indicates strong operational efficiency, especially considering the fluctuating historical performance where OPM was negative in previous quarters. The company recorded a net profit of ₹0.63 Cr, showcasing a recovery from prior losses, particularly after a significant decline in the fiscal year 2022. The interest coverage ratio (ICR) stood at an impressive 24.64x, demonstrating robust capacity to manage interest obligations. However, the return on equity (ROE) remained negative at -11.03%, reflecting challenges in generating sufficient returns for shareholders. Furthermore, the return on capital employed (ROCE) for the year ending March 2025 was reported at 10.78%, indicating that while the company is improving, it still faces hurdles in maximizing its capital efficiency relative to its equity base.
Balance Sheet Strength and Financial Ratios
Classic Leasing’s balance sheet reveals a total borrowing of ₹9.80 Cr against reserves of -₹6.78 Cr, indicating a leveraged position with negative net worth. The company’s current ratio is reported at 0.56, which is below the industry norm of 1, suggesting potential liquidity concerns. The company’s debt-to-equity ratio stood at -2.36, underscoring the challenges it faces in equity financing and reliance on debt. The enterprise value (EV) of ₹19.28 Cr reflects the company’s valuation in relation to its operating revenue, which is relatively high at 28.08x. This suggests that investors may perceive higher risk due to the negative equity position. Additionally, the book value per share, inclusive of revaluation reserves, stood at -₹13.94, reinforcing the financial strain. These factors collectively highlight the need for the company to enhance its capital structure and improve its financial health.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Classic Leasing indicates a stable structure, with promoters holding 33.50% and the public owning 66.50% of shares, reflecting a strong retail investor base. As of September 2025, the total number of shareholders stood at 1,238, showing a gradual increase in investor interest over time, particularly with a rise from 613 in December 2022. This increase may suggest growing confidence in the company’s recovery and operational improvements. However, the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) raises concerns regarding broader market acceptance and institutional backing. The company’s ability to attract institutional investments may depend on further improvements in profitability and financial stability. Continued monitoring of shareholder dynamics is essential, as institutional support could significantly enhance market perception and liquidity.
Outlook, Risks, and Final Insight
Looking ahead, Classic Leasing & Finance Ltd faces both opportunities and challenges. The ongoing revenue growth trajectory and operational improvements are positive signs, but the company must address its negative equity and liquidity issues to attract institutional investors and bolster shareholder confidence. Key risks include the reliance on debt financing, which could strain cash flows if operational challenges persist, and the potential for market volatility impacting retail investor sentiment. Strengthening its capital structure and enhancing profitability will be critical for sustaining growth. If the company can maintain its upward trajectory while managing its financial health effectively, it may see improved investor sentiment. Conversely, failure to address these fundamental issues could lead to stagnation or further decline in market confidence.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 11.2 Cr. | 38.2 | 57.0/36.4 | 53.3 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,362 Cr. | 298 | 455/265 | 14.7 | 111 | 0.34 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 28.8 Cr. | 0.41 | 1.08/0.38 | 3.99 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 3.75 Cr. | 7.58 | 11.6/7.58 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 15.3 Cr. | 29.9 | 69.9/29.9 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 7,100.06 Cr | 1,250.26 | 77.42 | 4,367.94 | 0.39% | 21.71% | 14.20% | 7.28 |
Quarterly Result
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.03 | 0.03 | 0.09 | 0.04 | 0.09 | 0.10 | 0.17 | 0.09 | 0.17 | 0.18 | 0.25 | 0.22 | 0.27 |
| Expenses | 0.06 | 0.07 | 0.11 | 0.07 | 0.11 | 0.04 | 0.09 | 0.08 | 0.05 | 0.09 | 0.18 | 0.10 | 0.09 |
| Operating Profit | -0.03 | -0.04 | -0.02 | -0.03 | -0.02 | 0.06 | 0.08 | 0.01 | 0.12 | 0.09 | 0.07 | 0.12 | 0.18 |
| OPM % | -100.00% | -133.33% | -22.22% | -75.00% | -22.22% | 60.00% | 47.06% | 11.11% | 70.59% | 50.00% | 28.00% | 54.55% | 66.67% |
| Other Income | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.11 | 0.05 | 0.05 | 0.06 | 0.05 | 0.05 | 0.05 |
| Interest | 0.00 | 0.00 | 0.03 | 0.00 | 0.00 | 0.10 | 0.03 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 |
| Profit before tax | 0.01 | 0.00 | -0.01 | 0.01 | 0.02 | 0.00 | 0.15 | 0.06 | 0.17 | 0.15 | 0.09 | 0.17 | 0.23 |
| Tax % | 0.00% | -300.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | ||
| Net Profit | 0.01 | 0.00 | 0.02 | 0.01 | 0.02 | 0.00 | 0.16 | 0.06 | 0.17 | 0.15 | 0.08 | 0.17 | 0.23 |
| EPS in Rs | 0.03 | 0.00 | 0.07 | 0.03 | 0.07 | 0.00 | 0.53 | 0.20 | 0.57 | 0.50 | 0.27 | 0.57 | 0.77 |
Last Updated: December 27, 2025, 12:36 pm
Below is a detailed analysis of the quarterly data for Classic Leasing & Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Sales, as of Sep 2025, the value is 0.27 Cr.. The value appears strong and on an upward trend. It has increased from 0.22 Cr. (Jun 2025) to 0.27 Cr., marking an increase of 0.05 Cr..
- For Expenses, as of Sep 2025, the value is 0.09 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.10 Cr. (Jun 2025) to 0.09 Cr., marking a decrease of 0.01 Cr..
- For Operating Profit, as of Sep 2025, the value is 0.18 Cr.. The value appears strong and on an upward trend. It has increased from 0.12 Cr. (Jun 2025) to 0.18 Cr., marking an increase of 0.06 Cr..
- For OPM %, as of Sep 2025, the value is 66.67%. The value appears strong and on an upward trend. It has increased from 54.55% (Jun 2025) to 66.67%, marking an increase of 12.12%.
- For Other Income, as of Sep 2025, the value is 0.05 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.05 Cr..
- For Interest, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Depreciation, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00 Cr..
- For Profit before tax, as of Sep 2025, the value is 0.23 Cr.. The value appears strong and on an upward trend. It has increased from 0.17 Cr. (Jun 2025) to 0.23 Cr., marking an increase of 0.06 Cr..
- For Tax %, as of Sep 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Jun 2025) which recorded 0.00%.
- For Net Profit, as of Sep 2025, the value is 0.23 Cr.. The value appears strong and on an upward trend. It has increased from 0.17 Cr. (Jun 2025) to 0.23 Cr., marking an increase of 0.06 Cr..
- For EPS in Rs, as of Sep 2025, the value is 0.77. The value appears strong and on an upward trend. It has increased from 0.57 (Jun 2025) to 0.77, marking an increase of 0.20.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:57 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.04 | 0.11 | 0.06 | 0.08 | 0.16 | 0.11 | 0.11 | 0.05 | 0.08 | 0.16 | 0.39 | 0.69 | 0.92 |
| Expenses | 0.03 | 0.10 | 0.04 | 0.06 | 0.14 | 0.08 | 0.16 | 0.15 | 0.26 | 0.28 | 0.30 | 0.39 | 0.46 |
| Operating Profit | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.03 | -0.05 | -0.10 | -0.18 | -0.12 | 0.09 | 0.30 | 0.46 |
| OPM % | 25.00% | 9.09% | 33.33% | 25.00% | 12.50% | 27.27% | -45.45% | -200.00% | -225.00% | -75.00% | 23.08% | 43.48% | 50.00% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.06 | 0.12 | -7.61 | 0.17 | 0.24 | 0.20 | 0.21 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.14 | 0.02 | 0.02 |
| Depreciation | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 |
| Profit before tax | 0.00 | 0.00 | 0.02 | 0.02 | 0.02 | 0.03 | 0.01 | 0.00 | -7.79 | 0.02 | 0.18 | 0.47 | 0.64 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 1,400.00% | 0.13% | -150.00% | 0.00% | 0.00% | ||||
| Net Profit | 0.00 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | -0.13 | 0.00 | -7.80 | 0.04 | 0.18 | 0.46 | 0.63 |
| EPS in Rs | 0.00 | 0.03 | 0.03 | 0.07 | 0.07 | 0.07 | -0.43 | 0.00 | -26.00 | 0.13 | 0.60 | 1.53 | 2.11 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 0.00% | 100.00% | 0.00% | 0.00% | -750.00% | 100.00% | 100.51% | 350.00% | 155.56% |
| Change in YoY Net Profit Growth (%) | 0.00% | 100.00% | -100.00% | 0.00% | -750.00% | 850.00% | 0.51% | 249.49% | -194.44% |
Classic Leasing & Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2015-2016 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 20% |
| 5 Years: | 44% |
| 3 Years: | 105% |
| TTM: | 82% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 47% |
| 5 Years: | 42% |
| 3 Years: | % |
| TTM: | 138% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 52% |
| 3 Years: | 57% |
| 1 Year: | 125% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | % |
Last Updated: September 5, 2025, 2:56 pm
Balance Sheet
Last Updated: December 10, 2025, 4:05 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 |
| Reserves | 0.04 | -0.01 | 0.00 | 0.02 | 0.04 | 0.06 | -0.07 | -0.07 | -7.87 | -7.83 | -7.64 | -7.18 | -6.78 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 6.34 | 6.64 | 6.68 | 6.30 | 8.10 | 9.81 | 9.80 |
| Other Liabilities | 7.67 | 7.73 | 7.72 | 7.70 | 7.81 | 7.65 | 0.59 | 0.27 | 0.29 | 0.35 | 0.12 | 0.08 | 0.12 |
| Total Liabilities | 10.71 | 10.72 | 10.72 | 10.72 | 10.85 | 10.71 | 9.86 | 9.84 | 2.10 | 1.82 | 3.58 | 5.71 | 6.14 |
| Fixed Assets | 0.07 | 0.01 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.01 | 0.01 | 0.02 | 0.02 | 0.03 | 0.03 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 8.54 | 8.56 | 9.18 | 9.21 | 9.27 | 9.29 | 9.34 | 8.35 | 0.75 | 0.75 | 0.75 | 0.77 | 0.77 |
| Other Assets | 2.10 | 2.15 | 1.51 | 1.48 | 1.55 | 1.39 | 0.49 | 1.48 | 1.34 | 1.05 | 2.81 | 4.91 | 5.34 |
| Total Assets | 10.71 | 10.72 | 10.72 | 10.72 | 10.85 | 10.71 | 9.86 | 9.84 | 2.10 | 1.82 | 3.58 | 5.71 | 6.14 |
Below is a detailed analysis of the balance sheet data for Classic Leasing & Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 3.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 3.00 Cr..
- For Reserves, as of Sep 2025, the value is -6.78 Cr.. The value appears to be improving (becoming less negative). It has improved from -7.18 Cr. (Mar 2025) to -6.78 Cr., marking an improvement of 0.40 Cr..
- For Borrowings, as of Sep 2025, the value is 9.80 Cr.. The value appears to be improving (decreasing). However, Reserves are negative, which is a major warning sign. It has decreased from 9.81 Cr. (Mar 2025) to 9.80 Cr., marking a decrease of 0.01 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.12 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.08 Cr. (Mar 2025) to 0.12 Cr., marking an increase of 0.04 Cr..
- For Total Liabilities, as of Sep 2025, the value is 6.14 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 5.71 Cr. (Mar 2025) to 6.14 Cr., marking an increase of 0.43 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.03 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.03 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.77 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.77 Cr..
- For Other Assets, as of Sep 2025, the value is 5.34 Cr.. The value appears strong and on an upward trend. It has increased from 4.91 Cr. (Mar 2025) to 5.34 Cr., marking an increase of 0.43 Cr..
- For Total Assets, as of Sep 2025, the value is 6.14 Cr.. The value appears strong and on an upward trend. It has increased from 5.71 Cr. (Mar 2025) to 6.14 Cr., marking an increase of 0.43 Cr..
However, the Borrowings (9.80 Cr.) are higher than the Reserves (-6.78 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.03 | -6.39 | -6.74 | -6.86 | -6.42 | -8.01 | -9.51 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 1,161.36 | 0.00 | 0.00 | 0.00 | 0.00 | 33.18 | 365.00 | 45.62 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 6,205.00 | |||||||||||
| Days Payable | 0.00 | |||||||||||
| Cash Conversion Cycle | 0.00 | 1,161.36 | 0.00 | 0.00 | 0.00 | 0.00 | 33.18 | 6,570.00 | 45.62 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -54,476.25 | -18,880.45 | -38,811.67 | -28,789.38 | -14,326.25 | -20,639.09 | -33.18 | 7,884.00 | 5,110.00 | 1,710.94 | 2,536.28 | 2,549.71 |
| ROCE % | 0.00% | 0.00% | 0.67% | 0.66% | 0.66% | 0.98% | 0.49% | 0.00% | 0.18% | 3.05% | 12.98% | 10.78% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 1.54 | 0.61 | 0.13 | -25.99 | 0.01 |
| Diluted EPS (Rs.) | 1.54 | 0.61 | 0.13 | -25.99 | 0.01 |
| Cash EPS (Rs.) | 1.58 | 0.63 | 0.14 | -25.99 | 0.07 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | -13.94 | -15.48 | -16.09 | -16.22 | 9.77 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | -13.94 | -15.48 | -16.09 | -16.22 | 9.77 |
| Revenue From Operations / Share (Rs.) | 2.29 | 1.31 | 0.53 | 0.14 | 0.16 |
| PBDIT / Share (Rs.) | 1.65 | 1.08 | 0.15 | 0.03 | 0.06 |
| PBIT / Share (Rs.) | 1.61 | 1.05 | 0.14 | 0.02 | 0.00 |
| PBT / Share (Rs.) | 1.54 | 0.60 | 0.04 | -25.97 | 0.00 |
| Net Profit / Share (Rs.) | 1.54 | 0.61 | 0.13 | -25.99 | 0.01 |
| PBDIT Margin (%) | 72.11 | 82.27 | 29.65 | 25.55 | 39.68 |
| PBIT Margin (%) | 70.26 | 80.47 | 27.53 | 19.93 | 1.51 |
| PBT Margin (%) | 67.33 | 46.13 | 7.47 | -18104.10 | 1.49 |
| Net Profit Margin (%) | 67.23 | 46.74 | 24.32 | -18122.23 | 4.53 |
| Return on Networth / Equity (%) | -11.03 | -3.95 | -0.80 | 0.00 | 0.07 |
| Return on Capital Employeed (%) | -11.53 | 8.96 | 2.96 | 0.46 | 0.00 |
| Return On Assets (%) | 8.08 | 5.13 | 2.14 | -369.38 | 0.02 |
| Long Term Debt / Equity (X) | 0.00 | -1.74 | -1.29 | -1.36 | 2.25 |
| Total Debt / Equity (X) | -2.36 | -1.74 | -1.31 | -1.37 | 2.27 |
| Asset Turnover Ratio (%) | 0.14 | 0.14 | 0.08 | 0.01 | 0.01 |
| Current Ratio (X) | 0.56 | 53.59 | 3.19 | 5.39 | 6.86 |
| Quick Ratio (X) | 0.56 | 50.31 | 2.67 | 4.71 | 6.06 |
| Inventory Turnover Ratio (X) | 8.05 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 24.64 | 2.40 | 1.48 | 258.73 | 1465.90 |
| Interest Coverage Ratio (Post Tax) (X) | 23.97 | 2.36 | 2.21 | 18.28 | 168.45 |
| Enterprise Value (Cr.) | 19.28 | 11.85 | 9.04 | 10.94 | 11.45 |
| EV / Net Operating Revenue (X) | 28.08 | 30.17 | 56.25 | 254.28 | 229.70 |
| EV / EBITDA (X) | 38.94 | 36.67 | 189.69 | 995.18 | 578.82 |
| MarketCap / Net Operating Revenue (X) | 13.72 | 9.64 | 17.05 | 99.69 | 101.07 |
| Price / BV (X) | -2.25 | -0.81 | -0.56 | -0.88 | 1.72 |
| Price / Net Operating Revenue (X) | 13.73 | 9.64 | 17.07 | 100.00 | 101.20 |
| EarningsYield | 0.04 | 0.04 | 0.01 | -1.82 | 0.00 |
After reviewing the key financial ratios for Classic Leasing & Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 1.54. This value is below the healthy minimum of 5. It has increased from 0.61 (Mar 24) to 1.54, marking an increase of 0.93.
- For Diluted EPS (Rs.), as of Mar 25, the value is 1.54. This value is below the healthy minimum of 5. It has increased from 0.61 (Mar 24) to 1.54, marking an increase of 0.93.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.58. This value is below the healthy minimum of 3. It has increased from 0.63 (Mar 24) to 1.58, marking an increase of 0.95.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is -13.94. It has increased from -15.48 (Mar 24) to -13.94, marking an increase of 1.54.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is -13.94. It has increased from -15.48 (Mar 24) to -13.94, marking an increase of 1.54.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 2.29. It has increased from 1.31 (Mar 24) to 2.29, marking an increase of 0.98.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 1.65. This value is below the healthy minimum of 2. It has increased from 1.08 (Mar 24) to 1.65, marking an increase of 0.57.
- For PBIT / Share (Rs.), as of Mar 25, the value is 1.61. This value is within the healthy range. It has increased from 1.05 (Mar 24) to 1.61, marking an increase of 0.56.
- For PBT / Share (Rs.), as of Mar 25, the value is 1.54. This value is within the healthy range. It has increased from 0.60 (Mar 24) to 1.54, marking an increase of 0.94.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.54. This value is below the healthy minimum of 2. It has increased from 0.61 (Mar 24) to 1.54, marking an increase of 0.93.
- For PBDIT Margin (%), as of Mar 25, the value is 72.11. This value is within the healthy range. It has decreased from 82.27 (Mar 24) to 72.11, marking a decrease of 10.16.
- For PBIT Margin (%), as of Mar 25, the value is 70.26. This value exceeds the healthy maximum of 20. It has decreased from 80.47 (Mar 24) to 70.26, marking a decrease of 10.21.
- For PBT Margin (%), as of Mar 25, the value is 67.33. This value is within the healthy range. It has increased from 46.13 (Mar 24) to 67.33, marking an increase of 21.20.
- For Net Profit Margin (%), as of Mar 25, the value is 67.23. This value exceeds the healthy maximum of 10. It has increased from 46.74 (Mar 24) to 67.23, marking an increase of 20.49.
- For Return on Networth / Equity (%), as of Mar 25, the value is -11.03. This value is below the healthy minimum of 15. It has decreased from -3.95 (Mar 24) to -11.03, marking a decrease of 7.08.
- For Return on Capital Employeed (%), as of Mar 25, the value is -11.53. This value is below the healthy minimum of 10. It has decreased from 8.96 (Mar 24) to -11.53, marking a decrease of 20.49.
- For Return On Assets (%), as of Mar 25, the value is 8.08. This value is within the healthy range. It has increased from 5.13 (Mar 24) to 8.08, marking an increase of 2.95.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. It has increased from -1.74 (Mar 24) to 0.00, marking an increase of 1.74.
- For Total Debt / Equity (X), as of Mar 25, the value is -2.36. This value is within the healthy range. It has decreased from -1.74 (Mar 24) to -2.36, marking a decrease of 0.62.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.14. There is no change compared to the previous period (Mar 24) which recorded 0.14.
- For Current Ratio (X), as of Mar 25, the value is 0.56. This value is below the healthy minimum of 1.5. It has decreased from 53.59 (Mar 24) to 0.56, marking a decrease of 53.03.
- For Quick Ratio (X), as of Mar 25, the value is 0.56. This value is below the healthy minimum of 1. It has decreased from 50.31 (Mar 24) to 0.56, marking a decrease of 49.75.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 8.05. This value exceeds the healthy maximum of 8. It has increased from 0.00 (Mar 24) to 8.05, marking an increase of 8.05.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 24.64. This value is within the healthy range. It has increased from 2.40 (Mar 24) to 24.64, marking an increase of 22.24.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 23.97. This value is within the healthy range. It has increased from 2.36 (Mar 24) to 23.97, marking an increase of 21.61.
- For Enterprise Value (Cr.), as of Mar 25, the value is 19.28. It has increased from 11.85 (Mar 24) to 19.28, marking an increase of 7.43.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 28.08. This value exceeds the healthy maximum of 3. It has decreased from 30.17 (Mar 24) to 28.08, marking a decrease of 2.09.
- For EV / EBITDA (X), as of Mar 25, the value is 38.94. This value exceeds the healthy maximum of 15. It has increased from 36.67 (Mar 24) to 38.94, marking an increase of 2.27.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 13.72. This value exceeds the healthy maximum of 3. It has increased from 9.64 (Mar 24) to 13.72, marking an increase of 4.08.
- For Price / BV (X), as of Mar 25, the value is -2.25. This value is below the healthy minimum of 1. It has decreased from -0.81 (Mar 24) to -2.25, marking a decrease of 1.44.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 13.73. This value exceeds the healthy maximum of 3. It has increased from 9.64 (Mar 24) to 13.73, marking an increase of 4.09.
- For EarningsYield, as of Mar 25, the value is 0.04. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.04.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Classic Leasing & Finance Ltd:
- Net Profit Margin: 67.23%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -11.53% (Industry Average ROCE: 21.71%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -11.03% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 23.97
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.56
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 19.8 (Industry average Stock P/E: 77.42)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: -2.36
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 67.23%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 11/A, Allenby Road, 1st Floor, Kolkata West Bengal 700020 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Chandra Shekhar Sony | Managing Director |
| Ms. Minu Datta | Director |
| Mr. Prabir Ghosh | Director |
FAQ
What is the intrinsic value of Classic Leasing & Finance Ltd?
Classic Leasing & Finance Ltd's intrinsic value (as of 31 January 2026) is ₹59.93 which is 43.72% higher the current market price of ₹41.70, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's ₹12.5 Cr. market cap, FY2025-2026 high/low of ₹48.4/25.0, reserves of ₹-6.78 Cr, and liabilities of ₹6.14 Cr.
What is the Market Cap of Classic Leasing & Finance Ltd?
The Market Cap of Classic Leasing & Finance Ltd is 12.5 Cr..
What is the current Stock Price of Classic Leasing & Finance Ltd as on 31 January 2026?
The current stock price of Classic Leasing & Finance Ltd as on 31 January 2026 is ₹41.7.
What is the High / Low of Classic Leasing & Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Classic Leasing & Finance Ltd stocks is ₹48.4/25.0.
What is the Stock P/E of Classic Leasing & Finance Ltd?
The Stock P/E of Classic Leasing & Finance Ltd is 19.8.
What is the Book Value of Classic Leasing & Finance Ltd?
The Book Value of Classic Leasing & Finance Ltd is 12.6.
What is the Dividend Yield of Classic Leasing & Finance Ltd?
The Dividend Yield of Classic Leasing & Finance Ltd is 0.00 %.
What is the ROCE of Classic Leasing & Finance Ltd?
The ROCE of Classic Leasing & Finance Ltd is 10.8 %.
What is the ROE of Classic Leasing & Finance Ltd?
The ROE of Classic Leasing & Finance Ltd is %.
What is the Face Value of Classic Leasing & Finance Ltd?
The Face Value of Classic Leasing & Finance Ltd is 10.0.