Share Price and Basic Stock Data
Last Updated: December 6, 2025, 11:06 pm
| PEG Ratio | 0.20 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Classic Leasing & Finance Ltd operates in the finance and investments sector, a space that has seen varying degrees of volatility in recent years. The company’s revenue trajectory illustrates a tumultuous path, with reported sales standing at ₹0.39 Cr for FY 2024, up from ₹0.16 Cr in FY 2023. This growth trajectory appears encouraging, especially when considering the company’s performance in previous years, where revenue was as low as ₹0.04 Cr in FY 2014. However, the quarterly figures reveal a somewhat erratic pattern; for instance, sales dipped to ₹0.03 Cr in September 2022 but later surged to ₹0.17 Cr by March 2025. Such fluctuations suggest that while the company has potential, its revenue generation is still marked by inconsistency, which could be a concern for potential investors.
Profitability and Efficiency Metrics
Profitability metrics reveal a mixed bag for Classic Leasing & Finance. The operating profit margin (OPM) has seen significant fluctuations, from a staggering -225% in FY 2022 to a more favorable 43.48% in FY 2025. This recovery in OPM is promising, indicating improved operational efficiency. However, the company’s net profit margin of 67.23% in FY 2025, while impressive, is contingent on the sustainability of revenue growth. The interest coverage ratio (ICR) of 24.64x also stands out, suggesting that the company is comfortably managing its interest obligations. Yet, despite these positive signs, the return on equity (ROE) is currently negative at -11.03%, which raises questions about how effectively equity capital is being utilized to generate profits.
Balance Sheet Strength and Financial Ratios
The balance sheet of Classic Leasing & Finance shows several areas of concern. The company reported reserves of -₹7.18 Cr in FY 2025, indicating a deficit that could affect its ability to weather financial storms. Additionally, the current ratio stands at 0.56, suggesting that the company may struggle to meet short-term liabilities, which is a significant red flag for investors. On a positive note, the total borrowings have increased to ₹9.81 Cr, but this comes with a backdrop of negative book value per share of -₹13.94, which suggests that liabilities exceed assets significantly. This scenario could make potential investors wary, as a robust balance sheet is often a crucial factor in investment decisions.
Shareholding Pattern and Investor Confidence
Analyzing the shareholding structure reveals that promoters hold a stable 33.50% of the company, while the public holds a substantial 66.50%. This distribution indicates a healthy level of public participation, which can be a sign of investor confidence. The number of shareholders has also been on the rise, reaching 1,238 as of September 2025, suggesting an increasing interest in the company. However, the absence of foreign institutional investors (FIIs) and domestic institutional investors (DIIs) may indicate a lack of confidence from larger, institutional investors who typically conduct rigorous due diligence. This could be a concern, as institutional backing often lends credibility and stability to a company’s stock.
Outlook, Risks, and Final Insight
The outlook for Classic Leasing & Finance appears cautiously optimistic, but several risks loom large. The company’s erratic revenue trends and negative reserves signal that while growth is possible, sustainability remains a significant concern. Investors should be wary of the company’s reliance on fluctuating sales figures, which could lead to volatility in future earnings. Moreover, the negative equity and low liquidity ratios could hamper financial flexibility. On the flip side, a strong interest coverage ratio and improving operating margins present potential for a turnaround. Investors may want to consider these factors carefully, weighing the potential for growth against the financial risks involved, as navigating this investment requires a delicate balance of optimism and caution.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Classic Leasing & Finance Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Modern Shares & Stockbrokers Ltd | 12.3 Cr. | 41.8 | 67.7/36.4 | 49.0 | 44.4 | 0.00 % | 3.32 % | 1.74 % | 10.0 |
| Monarch Networth Capital Ltd | 2,364 Cr. | 298 | 484/280 | 15.2 | 111 | 0.34 % | 33.3 % | 26.2 % | 10.0 |
| Monotype India Ltd | 33.8 Cr. | 0.48 | 2.26/0.46 | 4.67 | 0.03 | 0.00 % | 286 % | % | 1.00 |
| Multipurpose Trading & Agencies Ltd | 5.20 Cr. | 10.5 | 12.6/8.25 | 9.25 | 0.00 % | 3.68 % | 3.38 % | 10.0 | |
| Munoth Financial Services Ltd | 23.0 Cr. | 44.8 | 72.0/43.7 | 19.9 | 0.00 % | 2.41 % | 3.38 % | 10.0 | |
| Industry Average | 7,205.35 Cr | 1,383.00 | 80.78 | 3,844.37 | 0.36% | 21.70% | 14.20% | 7.22 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.05 | 0.03 | 0.03 | 0.09 | 0.04 | 0.09 | 0.10 | 0.17 | 0.09 | 0.17 | 0.18 | 0.25 | 0.22 |
| Expenses | 0.04 | 0.06 | 0.07 | 0.11 | 0.07 | 0.11 | 0.04 | 0.09 | 0.08 | 0.05 | 0.09 | 0.18 | 0.10 |
| Operating Profit | 0.01 | -0.03 | -0.04 | -0.02 | -0.03 | -0.02 | 0.06 | 0.08 | 0.01 | 0.12 | 0.09 | 0.07 | 0.12 |
| OPM % | 20.00% | -100.00% | -133.33% | -22.22% | -75.00% | -22.22% | 60.00% | 47.06% | 11.11% | 70.59% | 50.00% | 28.00% | 54.55% |
| Other Income | 0.01 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.11 | 0.05 | 0.05 | 0.06 | 0.05 | 0.05 |
| Interest | 0.00 | 0.00 | 0.00 | 0.03 | 0.00 | 0.00 | 0.10 | 0.03 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 |
| Profit before tax | 0.02 | 0.01 | 0.00 | -0.01 | 0.01 | 0.02 | 0.00 | 0.15 | 0.06 | 0.17 | 0.15 | 0.09 | 0.17 |
| Tax % | 0.00% | 0.00% | -300.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | ||
| Net Profit | 0.02 | 0.01 | 0.00 | 0.02 | 0.01 | 0.02 | 0.00 | 0.16 | 0.06 | 0.17 | 0.15 | 0.08 | 0.17 |
| EPS in Rs | 0.07 | 0.03 | 0.00 | 0.07 | 0.03 | 0.07 | 0.00 | 0.53 | 0.20 | 0.57 | 0.50 | 0.27 | 0.57 |
Last Updated: August 19, 2025, 9:05 pm
Below is a detailed analysis of the quarterly data for Classic Leasing & Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 0.22 Cr.. The value appears to be declining and may need further review. It has decreased from 0.25 Cr. (Mar 2025) to 0.22 Cr., marking a decrease of 0.03 Cr..
- For Expenses, as of Jun 2025, the value is 0.10 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.18 Cr. (Mar 2025) to 0.10 Cr., marking a decrease of 0.08 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.12 Cr.. The value appears strong and on an upward trend. It has increased from 0.07 Cr. (Mar 2025) to 0.12 Cr., marking an increase of 0.05 Cr..
- For OPM %, as of Jun 2025, the value is 54.55%. The value appears strong and on an upward trend. It has increased from 28.00% (Mar 2025) to 54.55%, marking an increase of 26.55%.
- For Other Income, as of Jun 2025, the value is 0.05 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.05 Cr..
- For Interest, as of Jun 2025, the value is 0.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.02 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 0.02 Cr..
- For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.01 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 0.01 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.17 Cr.. The value appears strong and on an upward trend. It has increased from 0.09 Cr. (Mar 2025) to 0.17 Cr., marking an increase of 0.08 Cr..
- For Tax %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
- For Net Profit, as of Jun 2025, the value is 0.17 Cr.. The value appears strong and on an upward trend. It has increased from 0.08 Cr. (Mar 2025) to 0.17 Cr., marking an increase of 0.09 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.57. The value appears strong and on an upward trend. It has increased from 0.27 (Mar 2025) to 0.57, marking an increase of 0.30.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:38 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.04 | 0.11 | 0.06 | 0.08 | 0.16 | 0.11 | 0.11 | 0.05 | 0.08 | 0.16 | 0.39 | 0.69 | 0.82 |
| Expenses | 0.03 | 0.10 | 0.04 | 0.06 | 0.14 | 0.08 | 0.16 | 0.15 | 0.26 | 0.28 | 0.30 | 0.39 | 0.42 |
| Operating Profit | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.03 | -0.05 | -0.10 | -0.18 | -0.12 | 0.09 | 0.30 | 0.40 |
| OPM % | 25.00% | 9.09% | 33.33% | 25.00% | 12.50% | 27.27% | -45.45% | -200.00% | -225.00% | -75.00% | 23.08% | 43.48% | 48.78% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.06 | 0.12 | -7.61 | 0.17 | 0.24 | 0.20 | 0.21 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.14 | 0.02 | 0.02 |
| Depreciation | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 |
| Profit before tax | 0.00 | 0.00 | 0.02 | 0.02 | 0.02 | 0.03 | 0.01 | 0.00 | -7.79 | 0.02 | 0.18 | 0.47 | 0.58 |
| Tax % | 0.00% | 0.00% | 0.00% | 0.00% | 1,400.00% | 0.13% | -150.00% | 0.00% | 0.00% | ||||
| Net Profit | 0.00 | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | -0.13 | 0.00 | -7.80 | 0.04 | 0.18 | 0.46 | 0.57 |
| EPS in Rs | 0.00 | 0.03 | 0.03 | 0.07 | 0.07 | 0.07 | -0.43 | 0.00 | -26.00 | 0.13 | 0.60 | 1.53 | 1.91 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | 0.00% | 100.00% | 0.00% | 0.00% | -750.00% | 100.00% | 100.51% | 350.00% | 155.56% |
| Change in YoY Net Profit Growth (%) | 0.00% | 100.00% | -100.00% | 0.00% | -750.00% | 850.00% | 0.51% | 249.49% | -194.44% |
Classic Leasing & Finance Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 9 years from 2015-2016 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 20% |
| 5 Years: | 44% |
| 3 Years: | 105% |
| TTM: | 82% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 47% |
| 5 Years: | 42% |
| 3 Years: | % |
| TTM: | 138% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 52% |
| 3 Years: | 57% |
| 1 Year: | 125% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | % |
Last Updated: September 5, 2025, 2:56 pm
Balance Sheet
Last Updated: December 10, 2025, 4:05 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 | 3.00 |
| Reserves | 0.04 | -0.01 | 0.00 | 0.02 | 0.04 | 0.06 | -0.07 | -0.07 | -7.87 | -7.83 | -7.64 | -7.18 | -6.78 |
| Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 6.34 | 6.64 | 6.68 | 6.30 | 8.10 | 9.81 | 9.80 |
| Other Liabilities | 7.67 | 7.73 | 7.72 | 7.70 | 7.81 | 7.65 | 0.59 | 0.27 | 0.29 | 0.35 | 0.12 | 0.08 | 0.12 |
| Total Liabilities | 10.71 | 10.72 | 10.72 | 10.72 | 10.85 | 10.71 | 9.86 | 9.84 | 2.10 | 1.82 | 3.58 | 5.71 | 6.14 |
| Fixed Assets | 0.07 | 0.01 | 0.03 | 0.03 | 0.03 | 0.03 | 0.03 | 0.01 | 0.01 | 0.02 | 0.02 | 0.03 | 0.03 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 8.54 | 8.56 | 9.18 | 9.21 | 9.27 | 9.29 | 9.34 | 8.35 | 0.75 | 0.75 | 0.75 | 0.77 | 0.77 |
| Other Assets | 2.10 | 2.15 | 1.51 | 1.48 | 1.55 | 1.39 | 0.49 | 1.48 | 1.34 | 1.05 | 2.81 | 4.91 | 5.34 |
| Total Assets | 10.71 | 10.72 | 10.72 | 10.72 | 10.85 | 10.71 | 9.86 | 9.84 | 2.10 | 1.82 | 3.58 | 5.71 | 6.14 |
Below is a detailed analysis of the balance sheet data for Classic Leasing & Finance Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 3.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 3.00 Cr..
- For Reserves, as of Sep 2025, the value is -6.78 Cr.. The value appears to be improving (becoming less negative). It has improved from -7.18 Cr. (Mar 2025) to -6.78 Cr., marking an improvement of 0.40 Cr..
- For Borrowings, as of Sep 2025, the value is 9.80 Cr.. The value appears to be improving (decreasing). However, Reserves are negative, which is a major warning sign. It has decreased from 9.81 Cr. (Mar 2025) to 9.80 Cr., marking a decrease of 0.01 Cr..
- For Other Liabilities, as of Sep 2025, the value is 0.12 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.08 Cr. (Mar 2025) to 0.12 Cr., marking an increase of 0.04 Cr..
- For Total Liabilities, as of Sep 2025, the value is 6.14 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 5.71 Cr. (Mar 2025) to 6.14 Cr., marking an increase of 0.43 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.03 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.03 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.77 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.77 Cr..
- For Other Assets, as of Sep 2025, the value is 5.34 Cr.. The value appears strong and on an upward trend. It has increased from 4.91 Cr. (Mar 2025) to 5.34 Cr., marking an increase of 0.43 Cr..
- For Total Assets, as of Sep 2025, the value is 6.14 Cr.. The value appears strong and on an upward trend. It has increased from 5.71 Cr. (Mar 2025) to 6.14 Cr., marking an increase of 0.43 Cr..
However, the Borrowings (9.80 Cr.) are higher than the Reserves (-6.78 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.01 | 0.01 | 0.02 | 0.02 | 0.02 | 0.03 | -6.39 | -6.74 | -6.86 | -6.42 | -8.01 | -9.51 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 1,161.36 | 0.00 | 0.00 | 0.00 | 0.00 | 33.18 | 365.00 | 45.62 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 6,205.00 | |||||||||||
| Days Payable | 0.00 | |||||||||||
| Cash Conversion Cycle | 0.00 | 1,161.36 | 0.00 | 0.00 | 0.00 | 0.00 | 33.18 | 6,570.00 | 45.62 | 0.00 | 0.00 | 0.00 |
| Working Capital Days | -54,476.25 | -18,880.45 | -38,811.67 | -28,789.38 | -14,326.25 | -20,639.09 | -33.18 | 7,884.00 | 5,110.00 | 1,710.94 | 2,536.28 | 2,549.71 |
| ROCE % | 0.00% | 0.00% | 0.67% | 0.66% | 0.66% | 0.98% | 0.49% | 0.00% | 0.18% | 3.05% | 12.98% | 10.78% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 1.54 | 0.61 | 0.13 | -25.99 | 0.01 |
| Diluted EPS (Rs.) | 1.54 | 0.61 | 0.13 | -25.99 | 0.01 |
| Cash EPS (Rs.) | 1.58 | 0.63 | 0.14 | -25.99 | 0.07 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | -13.94 | -15.48 | -16.09 | -16.22 | 9.77 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | -13.94 | -15.48 | -16.09 | -16.22 | 9.77 |
| Revenue From Operations / Share (Rs.) | 2.29 | 1.31 | 0.53 | 0.14 | 0.16 |
| PBDIT / Share (Rs.) | 1.65 | 1.08 | 0.15 | 0.03 | 0.06 |
| PBIT / Share (Rs.) | 1.61 | 1.05 | 0.14 | 0.02 | 0.00 |
| PBT / Share (Rs.) | 1.54 | 0.60 | 0.04 | -25.97 | 0.00 |
| Net Profit / Share (Rs.) | 1.54 | 0.61 | 0.13 | -25.99 | 0.01 |
| PBDIT Margin (%) | 72.11 | 82.27 | 29.65 | 25.55 | 39.68 |
| PBIT Margin (%) | 70.26 | 80.47 | 27.53 | 19.93 | 1.51 |
| PBT Margin (%) | 67.33 | 46.13 | 7.47 | -18104.10 | 1.49 |
| Net Profit Margin (%) | 67.23 | 46.74 | 24.32 | -18122.23 | 4.53 |
| Return on Networth / Equity (%) | -11.03 | -3.95 | -0.80 | 0.00 | 0.07 |
| Return on Capital Employeed (%) | -11.53 | 8.96 | 2.96 | 0.46 | 0.00 |
| Return On Assets (%) | 8.08 | 5.13 | 2.14 | -369.38 | 0.02 |
| Long Term Debt / Equity (X) | 0.00 | -1.74 | -1.29 | -1.36 | 2.25 |
| Total Debt / Equity (X) | -2.36 | -1.74 | -1.31 | -1.37 | 2.27 |
| Asset Turnover Ratio (%) | 0.14 | 0.14 | 0.08 | 0.01 | 0.01 |
| Current Ratio (X) | 0.56 | 53.59 | 3.19 | 5.39 | 6.86 |
| Quick Ratio (X) | 0.56 | 50.31 | 2.67 | 4.71 | 6.06 |
| Inventory Turnover Ratio (X) | 8.05 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Coverage Ratio (X) | 24.64 | 2.40 | 1.48 | 258.73 | 1465.90 |
| Interest Coverage Ratio (Post Tax) (X) | 23.97 | 2.36 | 2.21 | 18.28 | 168.45 |
| Enterprise Value (Cr.) | 19.28 | 11.85 | 9.04 | 10.94 | 11.45 |
| EV / Net Operating Revenue (X) | 28.08 | 30.17 | 56.25 | 254.28 | 229.70 |
| EV / EBITDA (X) | 38.94 | 36.67 | 189.69 | 995.18 | 578.82 |
| MarketCap / Net Operating Revenue (X) | 13.72 | 9.64 | 17.05 | 99.69 | 101.07 |
| Price / BV (X) | -2.25 | -0.81 | -0.56 | -0.88 | 1.72 |
| Price / Net Operating Revenue (X) | 13.73 | 9.64 | 17.07 | 100.00 | 101.20 |
| EarningsYield | 0.04 | 0.04 | 0.01 | -1.82 | 0.00 |
After reviewing the key financial ratios for Classic Leasing & Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 1.54. This value is below the healthy minimum of 5. It has increased from 0.61 (Mar 24) to 1.54, marking an increase of 0.93.
- For Diluted EPS (Rs.), as of Mar 25, the value is 1.54. This value is below the healthy minimum of 5. It has increased from 0.61 (Mar 24) to 1.54, marking an increase of 0.93.
- For Cash EPS (Rs.), as of Mar 25, the value is 1.58. This value is below the healthy minimum of 3. It has increased from 0.63 (Mar 24) to 1.58, marking an increase of 0.95.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is -13.94. It has increased from -15.48 (Mar 24) to -13.94, marking an increase of 1.54.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is -13.94. It has increased from -15.48 (Mar 24) to -13.94, marking an increase of 1.54.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 2.29. It has increased from 1.31 (Mar 24) to 2.29, marking an increase of 0.98.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 1.65. This value is below the healthy minimum of 2. It has increased from 1.08 (Mar 24) to 1.65, marking an increase of 0.57.
- For PBIT / Share (Rs.), as of Mar 25, the value is 1.61. This value is within the healthy range. It has increased from 1.05 (Mar 24) to 1.61, marking an increase of 0.56.
- For PBT / Share (Rs.), as of Mar 25, the value is 1.54. This value is within the healthy range. It has increased from 0.60 (Mar 24) to 1.54, marking an increase of 0.94.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 1.54. This value is below the healthy minimum of 2. It has increased from 0.61 (Mar 24) to 1.54, marking an increase of 0.93.
- For PBDIT Margin (%), as of Mar 25, the value is 72.11. This value is within the healthy range. It has decreased from 82.27 (Mar 24) to 72.11, marking a decrease of 10.16.
- For PBIT Margin (%), as of Mar 25, the value is 70.26. This value exceeds the healthy maximum of 20. It has decreased from 80.47 (Mar 24) to 70.26, marking a decrease of 10.21.
- For PBT Margin (%), as of Mar 25, the value is 67.33. This value is within the healthy range. It has increased from 46.13 (Mar 24) to 67.33, marking an increase of 21.20.
- For Net Profit Margin (%), as of Mar 25, the value is 67.23. This value exceeds the healthy maximum of 10. It has increased from 46.74 (Mar 24) to 67.23, marking an increase of 20.49.
- For Return on Networth / Equity (%), as of Mar 25, the value is -11.03. This value is below the healthy minimum of 15. It has decreased from -3.95 (Mar 24) to -11.03, marking a decrease of 7.08.
- For Return on Capital Employeed (%), as of Mar 25, the value is -11.53. This value is below the healthy minimum of 10. It has decreased from 8.96 (Mar 24) to -11.53, marking a decrease of 20.49.
- For Return On Assets (%), as of Mar 25, the value is 8.08. This value is within the healthy range. It has increased from 5.13 (Mar 24) to 8.08, marking an increase of 2.95.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. It has increased from -1.74 (Mar 24) to 0.00, marking an increase of 1.74.
- For Total Debt / Equity (X), as of Mar 25, the value is -2.36. This value is within the healthy range. It has decreased from -1.74 (Mar 24) to -2.36, marking a decrease of 0.62.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.14. There is no change compared to the previous period (Mar 24) which recorded 0.14.
- For Current Ratio (X), as of Mar 25, the value is 0.56. This value is below the healthy minimum of 1.5. It has decreased from 53.59 (Mar 24) to 0.56, marking a decrease of 53.03.
- For Quick Ratio (X), as of Mar 25, the value is 0.56. This value is below the healthy minimum of 1. It has decreased from 50.31 (Mar 24) to 0.56, marking a decrease of 49.75.
- For Inventory Turnover Ratio (X), as of Mar 25, the value is 8.05. This value exceeds the healthy maximum of 8. It has increased from 0.00 (Mar 24) to 8.05, marking an increase of 8.05.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 24.64. This value is within the healthy range. It has increased from 2.40 (Mar 24) to 24.64, marking an increase of 22.24.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 23.97. This value is within the healthy range. It has increased from 2.36 (Mar 24) to 23.97, marking an increase of 21.61.
- For Enterprise Value (Cr.), as of Mar 25, the value is 19.28. It has increased from 11.85 (Mar 24) to 19.28, marking an increase of 7.43.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 28.08. This value exceeds the healthy maximum of 3. It has decreased from 30.17 (Mar 24) to 28.08, marking a decrease of 2.09.
- For EV / EBITDA (X), as of Mar 25, the value is 38.94. This value exceeds the healthy maximum of 15. It has increased from 36.67 (Mar 24) to 38.94, marking an increase of 2.27.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 13.72. This value exceeds the healthy maximum of 3. It has increased from 9.64 (Mar 24) to 13.72, marking an increase of 4.08.
- For Price / BV (X), as of Mar 25, the value is -2.25. This value is below the healthy minimum of 1. It has decreased from -0.81 (Mar 24) to -2.25, marking a decrease of 1.44.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 13.73. This value exceeds the healthy maximum of 3. It has increased from 9.64 (Mar 24) to 13.73, marking an increase of 4.09.
- For EarningsYield, as of Mar 25, the value is 0.04. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.04.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Classic Leasing & Finance Ltd:
- Net Profit Margin: 67.23%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: -11.53% (Industry Average ROCE: 21.7%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: -11.03% (Industry Average ROE: 14.2%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 23.97
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 0.56
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 19.5 (Industry average Stock P/E: 80.78)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: -2.36
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 67.23%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Finance & Investments | 11/A, Allenby Road, 1st Floor, Kolkata West Bengal 700020 | classicleasingnfinance@gmail.com www.classicleasing.net |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Chandra Shekhar Sony | Managing Director |
| Ms. Minu Datta | Director |
| Mr. Prabir Ghosh | Director |
FAQ
What is the intrinsic value of Classic Leasing & Finance Ltd?
Classic Leasing & Finance Ltd's intrinsic value (as of 11 December 2025) is 30.07 which is 26.66% lower the current market price of 41.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 12.3 Cr. market cap, FY2025-2026 high/low of 48.4/23.8, reserves of ₹-6.78 Cr, and liabilities of 6.14 Cr.
What is the Market Cap of Classic Leasing & Finance Ltd?
The Market Cap of Classic Leasing & Finance Ltd is 12.3 Cr..
What is the current Stock Price of Classic Leasing & Finance Ltd as on 11 December 2025?
The current stock price of Classic Leasing & Finance Ltd as on 11 December 2025 is 41.0.
What is the High / Low of Classic Leasing & Finance Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of Classic Leasing & Finance Ltd stocks is 48.4/23.8.
What is the Stock P/E of Classic Leasing & Finance Ltd?
The Stock P/E of Classic Leasing & Finance Ltd is 19.5.
What is the Book Value of Classic Leasing & Finance Ltd?
The Book Value of Classic Leasing & Finance Ltd is 12.6.
What is the Dividend Yield of Classic Leasing & Finance Ltd?
The Dividend Yield of Classic Leasing & Finance Ltd is 0.00 %.
What is the ROCE of Classic Leasing & Finance Ltd?
The ROCE of Classic Leasing & Finance Ltd is 10.8 %.
What is the ROE of Classic Leasing & Finance Ltd?
The ROE of Classic Leasing & Finance Ltd is %.
What is the Face Value of Classic Leasing & Finance Ltd?
The Face Value of Classic Leasing & Finance Ltd is 10.0.