Classic Leasing & Finance Ltd: Intrinsic Value & Share Price Analysis

Share Price and Basic Stock Data

Last Updated: August 29, 2025, 8:07 pm

Quick Insight

Classic Leasing & Finance Ltd currently trades at a price of 35.4 with a market capitalization of 10.6 Cr. The P/E ratio stands at 18.6, indicating the company's earnings potential. The Return on Equity (ROE) is not provided, but the Return on Capital Employed (ROCE) is at 10.8%, suggesting efficient capital utilization. Operating Profit Margin (OPM) is robust at 54.55%, showcasing strong operational efficiency. With negative reserves at -7.18 Cr and borrowings of ₹9.81 Cr, the company's financial structure may raise concerns. However, a healthy Interest Coverage Ratio (ICR) of 24.64x provides a buffer. Overall, investors should closely monitor the company's leverage and profitability to assess its long-term sustainability.

Competitors of Classic Leasing & Finance Ltd

All Competitor Stocks of Classic Leasing & Finance Ltd

Quarterly Result

Last Updated: August 19, 2025, 9:05 pm

Below is a detailed analysis of the quarterly data for Classic Leasing & Finance Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:

• For Sales, as of Jun 2025, the value is 0.22 Cr.. The value appears to be declining and may need further review. It has decreased from 0.25 Cr. (Mar 2025) to 0.22 Cr., marking a decrease of 0.03 Cr..
• For Expenses, as of Jun 2025, the value is 0.10 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.18 Cr. (Mar 2025) to 0.10 Cr., marking a decrease of 0.08 Cr..
• For Operating Profit, as of Jun 2025, the value is 0.12 Cr.. The value appears strong and on an upward trend. It has increased from 0.07 Cr. (Mar 2025) to 0.12 Cr., marking an increase of 0.05 Cr..
• For OPM %, as of Jun 2025, the value is 54.55%. The value appears strong and on an upward trend. It has increased from 28.00% (Mar 2025) to 54.55%, marking an increase of 26.55%.
• For Other Income, as of Jun 2025, the value is 0.05 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.05 Cr..
• For Interest, as of Jun 2025, the value is 0.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.02 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 0.02 Cr..
• For Depreciation, as of Jun 2025, the value is 0.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.01 Cr. (Mar 2025) to 0.00 Cr., marking a decrease of 0.01 Cr..
• For Profit before tax, as of Jun 2025, the value is 0.17 Cr.. The value appears strong and on an upward trend. It has increased from 0.09 Cr. (Mar 2025) to 0.17 Cr., marking an increase of 0.08 Cr..
• For Tax %, as of Jun 2025, the value is 0.00%. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00%.
• For Net Profit, as of Jun 2025, the value is 0.17 Cr.. The value appears strong and on an upward trend. It has increased from 0.08 Cr. (Mar 2025) to 0.17 Cr., marking an increase of 0.09 Cr..
• For EPS in Rs, as of Jun 2025, the value is 0.57. The value appears strong and on an upward trend. It has increased from 0.27 (Mar 2025) to 0.57, marking an increase of 0.30.

Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.

Profit & Loss - Annual Report

Last Updated: June 16, 2025, 2:11 pm

Growth

Last Updated: Unknown

Balance Sheet

Last Updated: July 25, 2025, 1:33 pm

Below is a detailed analysis of the balance sheet data for Classic Leasing & Finance Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:

• For Equity Capital, as of Mar 2025, the value is 3.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 3.00 Cr..
• For Reserves, as of Mar 2025, the value is -7.18 Cr.. The value appears to be improving (becoming less negative). It has improved from -7.64 Cr. (Mar 2024) to -7.18 Cr., marking an improvement of 0.46 Cr..
• For Borrowings, as of Mar 2025, the value is 9.81 Cr.. The value appears to be increasing, which may not be favorable. However, Reserves are negative, which is a major warning sign. It has increased from 8.10 Cr. (Mar 2024) to 9.81 Cr., marking an increase of 1.71 Cr..
• For Other Liabilities, as of Mar 2025, the value is 0.08 Cr.. The value appears to be improving (decreasing). It has decreased from 0.12 Cr. (Mar 2024) to 0.08 Cr., marking a decrease of 0.04 Cr..
• For Total Liabilities, as of Mar 2025, the value is 5.71 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 3.58 Cr. (Mar 2024) to 5.71 Cr., marking an increase of 2.13 Cr..
• For Fixed Assets, as of Mar 2025, the value is 0.03 Cr.. The value appears strong and on an upward trend. It has increased from 0.02 Cr. (Mar 2024) to 0.03 Cr., marking an increase of 0.01 Cr..
• For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2024) which recorded 0.00 Cr..
• For Investments, as of Mar 2025, the value is 0.77 Cr.. The value appears strong and on an upward trend. It has increased from 0.75 Cr. (Mar 2024) to 0.77 Cr., marking an increase of 0.02 Cr..
• For Other Assets, as of Mar 2025, the value is 4.91 Cr.. The value appears strong and on an upward trend. It has increased from 2.81 Cr. (Mar 2024) to 4.91 Cr., marking an increase of 2.10 Cr..
• For Total Assets, as of Mar 2025, the value is 5.71 Cr.. The value appears strong and on an upward trend. It has increased from 3.58 Cr. (Mar 2024) to 5.71 Cr., marking an increase of 2.13 Cr..

However, the Borrowings (9.81 Cr.) are higher than the Reserves (-7.18 Cr.), which may signal higher financial risk.

Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.

Cash Flow

Free Cash Flow

Financial Efficiency Indicators

Key Financial Ratios

After reviewing the key financial ratios for Classic Leasing & Finance Ltd, here is a detailed analysis based on the latest available data and recent trends:

• For FaceValue, as of Mar 25, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 10.00.
• For Basic EPS (Rs.), as of Mar 25, the value is 1.54. This value is below the healthy minimum of 5. It has increased from 0.61 (Mar 24) to 1.54, marking an increase of 0.93.
• For Diluted EPS (Rs.), as of Mar 25, the value is 1.54. This value is below the healthy minimum of 5. It has increased from 0.61 (Mar 24) to 1.54, marking an increase of 0.93.
• For Cash EPS (Rs.), as of Mar 25, the value is 1.58. This value is below the healthy minimum of 3. It has increased from 0.63 (Mar 24) to 1.58, marking an increase of 0.95.
• For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is -13.94. It has increased from -15.48 (Mar 24) to -13.94, marking an increase of 1.54.
• For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is -13.94. It has increased from -15.48 (Mar 24) to -13.94, marking an increase of 1.54.
• For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 2.29. It has increased from 1.31 (Mar 24) to 2.29, marking an increase of 0.98.
• For PBDIT / Share (Rs.), as of Mar 25, the value is 1.65. This value is below the healthy minimum of 2. It has increased from 1.08 (Mar 24) to 1.65, marking an increase of 0.57.
• For PBIT / Share (Rs.), as of Mar 25, the value is 1.61. This value is within the healthy range. It has increased from 1.05 (Mar 24) to 1.61, marking an increase of 0.56.
• For PBT / Share (Rs.), as of Mar 25, the value is 1.54. This value is within the healthy range. It has increased from 0.60 (Mar 24) to 1.54, marking an increase of 0.94.
• For Net Profit / Share (Rs.), as of Mar 25, the value is 1.54. This value is below the healthy minimum of 2. It has increased from 0.61 (Mar 24) to 1.54, marking an increase of 0.93.
• For PBDIT Margin (%), as of Mar 25, the value is 72.10. This value is within the healthy range. It has decreased from 82.27 (Mar 24) to 72.10, marking a decrease of 10.17.
• For PBIT Margin (%), as of Mar 25, the value is 70.25. This value exceeds the healthy maximum of 20. It has decreased from 80.47 (Mar 24) to 70.25, marking a decrease of 10.22.
• For PBT Margin (%), as of Mar 25, the value is 67.32. This value is within the healthy range. It has increased from 46.13 (Mar 24) to 67.32, marking an increase of 21.19.
• For Net Profit Margin (%), as of Mar 25, the value is 67.23. This value exceeds the healthy maximum of 10. It has increased from 46.74 (Mar 24) to 67.23, marking an increase of 20.49.
• For Return on Networth / Equity (%), as of Mar 25, the value is -11.04. This value is below the healthy minimum of 15. It has decreased from -3.95 (Mar 24) to -11.04, marking a decrease of 7.09.
• For Return on Capital Employeed (%), as of Mar 25, the value is -11.53. This value is below the healthy minimum of 10. It has decreased from 8.96 (Mar 24) to -11.53, marking a decrease of 20.49.
• For Return On Assets (%), as of Mar 25, the value is 8.09. This value is within the healthy range. It has increased from 5.13 (Mar 24) to 8.09, marking an increase of 2.96.
• For Long Term Debt / Equity (X), as of Mar 25, the value is 0.00. This value is below the healthy minimum of 0.2. It has increased from -1.74 (Mar 24) to 0.00, marking an increase of 1.74.
• For Total Debt / Equity (X), as of Mar 25, the value is -2.36. This value is within the healthy range. It has decreased from -1.74 (Mar 24) to -2.36, marking a decrease of 0.62.
• For Asset Turnover Ratio (%), as of Mar 25, the value is 0.14. There is no change compared to the previous period (Mar 24) which recorded 0.14.
• For Current Ratio (X), as of Mar 25, the value is 0.56. This value is below the healthy minimum of 1.5. It has decreased from 53.59 (Mar 24) to 0.56, marking a decrease of 53.03.
• For Quick Ratio (X), as of Mar 25, the value is 0.56. This value is below the healthy minimum of 1. It has decreased from 50.31 (Mar 24) to 0.56, marking a decrease of 49.75.
• For Interest Coverage Ratio (X), as of Mar 25, the value is 24.64. This value is within the healthy range. It has increased from 2.40 (Mar 24) to 24.64, marking an increase of 22.24.
• For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 23.98. This value is within the healthy range. It has increased from 2.36 (Mar 24) to 23.98, marking an increase of 21.62.
• For Enterprise Value (Cr.), as of Mar 25, the value is 19.28. It has increased from 11.85 (Mar 24) to 19.28, marking an increase of 7.43.
• For EV / Net Operating Revenue (X), as of Mar 25, the value is 28.08. This value exceeds the healthy maximum of 3. It has decreased from 30.17 (Mar 24) to 28.08, marking a decrease of 2.09.
• For EV / EBITDA (X), as of Mar 25, the value is 38.94. This value exceeds the healthy maximum of 15. It has increased from 36.67 (Mar 24) to 38.94, marking an increase of 2.27.
• For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 13.72. This value exceeds the healthy maximum of 3. It has increased from 9.64 (Mar 24) to 13.72, marking an increase of 4.08.
• For Price / BV (X), as of Mar 25, the value is -2.25. This value is below the healthy minimum of 1. It has decreased from -0.81 (Mar 24) to -2.25, marking a decrease of 1.44.
• For Price / Net Operating Revenue (X), as of Mar 25, the value is 13.72. This value exceeds the healthy maximum of 3. It has increased from 9.64 (Mar 24) to 13.72, marking an increase of 4.08.
• For EarningsYield, as of Mar 25, the value is 0.04. This value is below the healthy minimum of 5. There is no change compared to the previous period (Mar 24) which recorded 0.04.

Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.

Fair Value

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Strength and Weakness