Share Price and Basic Stock Data
Last Updated: November 22, 2025, 11:00 am
| PEG Ratio | -4.65 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
Cubical Financial Services Ltd, operating as a Non-Banking Financial Company (NBFC), reported a share price of ₹3.20 and a market capitalization of ₹20.9 Cr. The company has experienced fluctuating revenue over the years, with total sales standing at ₹1.16 Cr for the fiscal year ending March 2023, up from ₹2.16 Cr in March 2022. Notably, the company recorded a substantial increase in quarterly sales in September 2023, reaching ₹1.66 Cr, highlighting a strong recovery trend. However, the sales for the trailing twelve months (TTM) amounted to ₹1.41 Cr, indicating a decline compared to prior periods. The company’s operational performance has varied, as reflected in the operating profit margin (OPM), which was reported at 38.24% for March 2025, following a tumultuous period with negative margins in earlier quarters. The revenue per share for March 2025 stood at ₹0.37, slightly down from ₹0.41 in the previous year, indicating pressure on revenues despite an uptick in sales during certain quarters.
Profitability and Efficiency Metrics
The profitability metrics for Cubical Financial Services Ltd reveal a mixed performance, with a reported net profit of ₹0.16 Cr and a low return on equity (ROE) of 2.55% for March 2025. The company’s operating profit margin (OPM) has shown significant volatility, with a high of 231.82% in June 2023, before stabilizing to 38.24% in March 2025. The net profit margin for the same period stood at 15.51%, reflecting a robust position compared to typical sector benchmarks. However, the company faces challenges with its cash conversion cycle, which was reported at 32.88 days, indicating room for improvement in operational efficiency. The interest coverage ratio (ICR) remains unreported, raising concerns about the company’s ability to manage its interest obligations effectively. The lack of interest expenses is notable, suggesting limited debt financing, which may impact future growth opportunities.
Balance Sheet Strength and Financial Ratios
Cubical Financial Services Ltd’s balance sheet presents a unique picture, with no reported borrowings or reserves, indicating a conservative financing approach. The price-to-book value (P/BV) ratio stood at 0.89x, suggesting that the stock is trading below its book value, which is typically seen as a potential value indicator. The company’s current ratio was exceptionally high at 357.73, reflecting strong liquidity and the ability to cover short-term liabilities. However, the quick ratio of 354.48 also raises questions about the company’s asset management efficiency. The return on capital employed (ROCE) was reported at 4.56%, which is relatively low, indicating that the company is not generating significant returns on its capital base. The enterprise value (EV) of ₹13.25 Cr and the EV/EBITDA ratio of 19.53x suggest that the market may be pricing in higher operational risks associated with the company.
Shareholding Pattern and Investor Confidence
The shareholding pattern of Cubical Financial Services Ltd indicates a diverse ownership structure, with promoters holding 30.80% of the equity and the public holding 69.19%. The number of shareholders increased from 11,994 in December 2022 to 17,717 by March 2025, reflecting growing interest among retail investors. However, the absence of Foreign Institutional Investors (FIIs) and Domestic Institutional Investors (DIIs) suggests a lack of institutional confidence in the stock, which may impact its liquidity and overall market perception. The stability in the promoter holding over multiple quarters indicates a commitment to the company’s long-term vision, which could foster investor confidence. Nevertheless, the increasing public shareholding without institutional backing raises concerns about the volatility of the stock price, especially in times of market uncertainty.
Outlook, Risks, and Final Insight
Looking ahead, Cubical Financial Services Ltd faces both opportunities and challenges. The potential for revenue growth exists, particularly if the company can capitalize on the positive sales momentum observed in recent quarters. However, risks remain, including the volatility in profit margins and the low ROE, which may deter potential investors. The high liquidity ratios present a strong short-term position, but the lack of debt may limit growth potential in a capital-intensive environment. Additionally, the absence of institutional investors could lead to price instability. The company’s ability to improve operational efficiency and enhance profitability will be critical for its future performance. Investors should monitor the company’s financial health closely, especially its capacity to manage costs and leverage its liquidity for growth. Overall, while the fundamentals present a mixed picture, strategic moves could enhance shareholder value over time.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of Cubical Financial Services Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 13.3 Cr. | 1.33 | 1.91/0.93 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 10.8 Cr. | 1.08 | 11.4/1.03 | 31.9 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 450 Cr. | 138 | 269/130 | 80.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.2 Cr. | 15.4 | 37.9/15.0 | 10.6 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 41.4 Cr. | 92.0 | 180/90.0 | 22.1 | 238 | 1.09 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 28,817.59 Cr | 467.54 | 54.95 | 522.84 | 0.22% | 15.80% | 8.84% | 8.50 |
Quarterly Result
| Metric | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.21 | 0.34 | 0.15 | 0.30 | 0.35 | 0.22 | 1.66 | 0.37 | 0.48 | 0.25 | 1.46 | 0.37 | 0.34 |
| Expenses | -0.06 | 0.44 | 0.05 | 0.27 | 0.59 | -0.29 | 1.68 | 0.28 | -0.22 | 0.18 | 1.12 | 0.22 | 0.21 |
| Operating Profit | 0.27 | -0.10 | 0.10 | 0.03 | -0.24 | 0.51 | -0.02 | 0.09 | 0.70 | 0.07 | 0.34 | 0.15 | 0.13 |
| OPM % | 128.57% | -29.41% | 66.67% | 10.00% | -68.57% | 231.82% | -1.20% | 24.32% | 145.83% | 28.00% | 23.29% | 40.54% | 38.24% |
| Other Income | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | 0.27 | -0.10 | 0.11 | 0.03 | -0.24 | 0.51 | -0.02 | 0.09 | 0.70 | 0.07 | 0.34 | 0.15 | 0.13 |
| Tax % | 11.11% | 20.00% | 9.09% | 100.00% | 12.50% | 3.92% | 400.00% | -44.44% | 8.57% | 14.29% | 20.59% | 20.00% | 146.15% |
| Net Profit | 0.23 | -0.12 | 0.09 | 0.01 | -0.27 | 0.48 | -0.10 | 0.13 | 0.65 | 0.05 | 0.26 | 0.12 | -0.06 |
| EPS in Rs | 0.04 | -0.02 | 0.01 | 0.00 | -0.04 | 0.07 | -0.02 | 0.02 | 0.10 | 0.01 | 0.04 | 0.02 | -0.01 |
Last Updated: May 31, 2025, 6:34 am
Below is a detailed analysis of the quarterly data for Cubical Financial Services Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Sales, as of Mar 2025, the value is 0.34 Cr.. The value appears to be declining and may need further review. It has decreased from 0.37 Cr. (Dec 2024) to 0.34 Cr., marking a decrease of 0.03 Cr..
- For Expenses, as of Mar 2025, the value is 0.21 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.22 Cr. (Dec 2024) to 0.21 Cr., marking a decrease of 0.01 Cr..
- For Operating Profit, as of Mar 2025, the value is 0.13 Cr.. The value appears to be declining and may need further review. It has decreased from 0.15 Cr. (Dec 2024) to 0.13 Cr., marking a decrease of 0.02 Cr..
- For OPM %, as of Mar 2025, the value is 38.24%. The value appears to be declining and may need further review. It has decreased from 40.54% (Dec 2024) to 38.24%, marking a decrease of 2.30%.
- For Other Income, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 0.00 Cr..
- For Interest, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 0.00 Cr..
- For Depreciation, as of Mar 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Dec 2024) which recorded 0.00 Cr..
- For Profit before tax, as of Mar 2025, the value is 0.13 Cr.. The value appears to be declining and may need further review. It has decreased from 0.15 Cr. (Dec 2024) to 0.13 Cr., marking a decrease of 0.02 Cr..
- For Tax %, as of Mar 2025, the value is 146.15%. The value appears to be increasing, which may not be favorable. It has increased from 20.00% (Dec 2024) to 146.15%, marking an increase of 126.15%.
- For Net Profit, as of Mar 2025, the value is -0.06 Cr.. The value appears to be declining and may need further review. It has decreased from 0.12 Cr. (Dec 2024) to -0.06 Cr., marking a decrease of 0.18 Cr..
- For EPS in Rs, as of Mar 2025, the value is -0.01. The value appears to be declining and may need further review. It has decreased from 0.02 (Dec 2024) to -0.01, marking a decrease of 0.03.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: November 15, 2025, 3:41 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 2.20 | 7.09 | 6.41 | 6.97 | 2.69 | 3.67 | 1.06 | 1.31 | 2.16 | 1.16 | 2.73 | 2.42 | 1.41 |
| Expenses | 2.23 | 7.14 | 6.81 | 6.92 | 2.45 | 3.09 | 0.68 | 1.02 | 1.34 | 1.36 | 1.44 | 1.74 | 0.97 |
| Operating Profit | -0.03 | -0.05 | -0.40 | 0.05 | 0.24 | 0.58 | 0.38 | 0.29 | 0.82 | -0.20 | 1.29 | 0.68 | 0.44 |
| OPM % | -1.36% | -0.71% | -6.24% | 0.72% | 8.92% | 15.80% | 35.85% | 22.14% | 37.96% | -17.24% | 47.25% | 28.10% | 31.21% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.10 | 0.60 | 0.00 | 0.03 | -0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.03 | -0.05 | -0.40 | 0.15 | 0.84 | 0.58 | 0.41 | 0.28 | 0.82 | -0.20 | 1.29 | 0.68 | 0.44 |
| Tax % | 0.00% | 0.00% | 7.50% | 26.67% | 9.52% | 27.59% | 29.27% | 25.00% | 17.07% | 45.00% | 10.08% | 44.12% | |
| Net Profit | -0.03 | -0.05 | -0.43 | 0.11 | 0.76 | 0.43 | 0.29 | 0.20 | 0.67 | -0.29 | 1.16 | 0.38 | 0.16 |
| EPS in Rs | -0.00 | -0.01 | -0.07 | 0.02 | 0.12 | 0.07 | 0.04 | 0.03 | 0.10 | -0.04 | 0.18 | 0.06 | 0.02 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -66.67% | -760.00% | 125.58% | 590.91% | -43.42% | -32.56% | -31.03% | 235.00% | -143.28% | 500.00% | -67.24% |
| Change in YoY Net Profit Growth (%) | 0.00% | -693.33% | 885.58% | 465.33% | -634.33% | 10.86% | 1.52% | 266.03% | -378.28% | 643.28% | -567.24% |
Cubical Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -10% |
| 5 Years: | 18% |
| 3 Years: | 4% |
| TTM: | -12% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 25% |
| 5 Years: | 6% |
| 3 Years: | -17% |
| TTM: | -47% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -7% |
| 5 Years: | 19% |
| 3 Years: | -4% |
| 1 Year: | -9% |
| Return on Equity | |
|---|---|
| 10 Years: | 2% |
| 5 Years: | 3% |
| 3 Years: | 3% |
| Last Year: | 3% |
Last Updated: September 5, 2025, 2:51 pm
No data available for the Balance Sheet data table.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 3.09 | 2.28 | 6.81 | 16.28 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Days | 675.86 | 66.36 | 45.25 | 106.23 | 593.86 | 74.46 | 879.32 | 976.16 | 741.65 | 432.73 | 46.04 | |
| Days Payable | 5.24 | 0.00 | 29.41 | 0.00 | 0.00 | 1.46 | 33.18 | 4.24 | 15.53 | 7.53 | 13.15 | |
| Cash Conversion Cycle | 670.62 | 69.45 | 18.11 | 113.04 | 610.15 | 73.00 | 0.00 | 846.14 | 971.92 | 726.12 | 425.21 | 32.88 |
| Working Capital Days | 1,758.64 | 568.35 | 361.58 | 419.46 | 1,393.51 | 46.74 | 151.51 | 270.27 | 363.31 | 566.38 | 129.69 | -28.66 |
| ROCE % | -0.25% | -0.42% | -3.45% | 1.31% | 2.61% | 4.65% | 3.20% | 2.22% | 6.07% | -1.46% | 9.12% | 4.56% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 | Mar 21 |
|---|---|---|---|---|---|
| FaceValue | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Basic EPS (Rs.) | 0.06 | 0.18 | -0.04 | 0.10 | 0.03 |
| Diluted EPS (Rs.) | 0.06 | 0.18 | -0.04 | 0.10 | 0.03 |
| Cash EPS (Rs.) | 0.05 | 0.17 | -0.04 | 0.10 | 0.03 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 2.32 | 2.26 | 2.08 | 2.13 | 2.02 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 2.32 | 2.26 | 2.08 | 2.13 | 2.02 |
| Revenue From Operations / Share (Rs.) | 0.37 | 0.41 | 0.17 | 0.33 | 0.20 |
| PBDIT / Share (Rs.) | 0.10 | 0.19 | -0.03 | 0.12 | 0.04 |
| PBIT / Share (Rs.) | 0.10 | 0.19 | -0.03 | 0.12 | 0.04 |
| PBT / Share (Rs.) | 0.10 | 0.19 | -0.03 | 0.12 | 0.04 |
| Net Profit / Share (Rs.) | 0.05 | 0.17 | -0.04 | 0.10 | 0.03 |
| PBDIT Margin (%) | 28.04 | 47.07 | -16.93 | 37.77 | 21.73 |
| PBIT Margin (%) | 28.02 | 47.06 | -16.93 | 37.77 | 21.73 |
| PBT Margin (%) | 28.02 | 47.06 | -16.93 | 37.77 | 21.73 |
| Net Profit Margin (%) | 15.51 | 42.37 | -24.58 | 31.12 | 15.64 |
| Return on Networth / Equity (%) | 2.48 | 7.86 | -2.10 | 4.85 | 1.55 |
| Return on Capital Employeed (%) | 4.40 | 8.64 | -1.44 | 5.88 | 2.15 |
| Return On Assets (%) | 2.43 | 7.77 | -2.08 | 4.80 | 1.54 |
| Asset Turnover Ratio (%) | 0.15 | 0.19 | 0.08 | 0.15 | 0.09 |
| Current Ratio (X) | 357.73 | 801.13 | 253.13 | 118.60 | 296.75 |
| Quick Ratio (X) | 354.48 | 739.20 | 217.77 | 99.13 | 273.07 |
| Enterprise Value (Cr.) | 13.25 | 9.85 | 9.40 | 17.18 | 11.33 |
| EV / Net Operating Revenue (X) | 5.48 | 3.60 | 8.09 | 7.94 | 8.63 |
| EV / EBITDA (X) | 19.53 | 7.65 | -47.79 | 21.03 | 39.72 |
| MarketCap / Net Operating Revenue (X) | 5.58 | 3.67 | 8.13 | 8.07 | 8.74 |
| Price / BV (X) | 0.89 | 0.68 | 0.69 | 1.26 | 0.86 |
| Price / Net Operating Revenue (X) | 5.58 | 3.67 | 8.14 | 8.08 | 8.75 |
| EarningsYield | 0.02 | 0.11 | -0.03 | 0.03 | 0.01 |
After reviewing the key financial ratios for Cubical Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 2.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 2.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 0.06. This value is below the healthy minimum of 5. It has decreased from 0.18 (Mar 24) to 0.06, marking a decrease of 0.12.
- For Diluted EPS (Rs.), as of Mar 25, the value is 0.06. This value is below the healthy minimum of 5. It has decreased from 0.18 (Mar 24) to 0.06, marking a decrease of 0.12.
- For Cash EPS (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 3. It has decreased from 0.17 (Mar 24) to 0.05, marking a decrease of 0.12.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 2.32. It has increased from 2.26 (Mar 24) to 2.32, marking an increase of 0.06.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 2.32. It has increased from 2.26 (Mar 24) to 2.32, marking an increase of 0.06.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 0.37. It has decreased from 0.41 (Mar 24) to 0.37, marking a decrease of 0.04.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 0.10. This value is below the healthy minimum of 2. It has decreased from 0.19 (Mar 24) to 0.10, marking a decrease of 0.09.
- For PBIT / Share (Rs.), as of Mar 25, the value is 0.10. This value is within the healthy range. It has decreased from 0.19 (Mar 24) to 0.10, marking a decrease of 0.09.
- For PBT / Share (Rs.), as of Mar 25, the value is 0.10. This value is within the healthy range. It has decreased from 0.19 (Mar 24) to 0.10, marking a decrease of 0.09.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 0.05. This value is below the healthy minimum of 2. It has decreased from 0.17 (Mar 24) to 0.05, marking a decrease of 0.12.
- For PBDIT Margin (%), as of Mar 25, the value is 28.04. This value is within the healthy range. It has decreased from 47.07 (Mar 24) to 28.04, marking a decrease of 19.03.
- For PBIT Margin (%), as of Mar 25, the value is 28.02. This value exceeds the healthy maximum of 20. It has decreased from 47.06 (Mar 24) to 28.02, marking a decrease of 19.04.
- For PBT Margin (%), as of Mar 25, the value is 28.02. This value is within the healthy range. It has decreased from 47.06 (Mar 24) to 28.02, marking a decrease of 19.04.
- For Net Profit Margin (%), as of Mar 25, the value is 15.51. This value exceeds the healthy maximum of 10. It has decreased from 42.37 (Mar 24) to 15.51, marking a decrease of 26.86.
- For Return on Networth / Equity (%), as of Mar 25, the value is 2.48. This value is below the healthy minimum of 15. It has decreased from 7.86 (Mar 24) to 2.48, marking a decrease of 5.38.
- For Return on Capital Employeed (%), as of Mar 25, the value is 4.40. This value is below the healthy minimum of 10. It has decreased from 8.64 (Mar 24) to 4.40, marking a decrease of 4.24.
- For Return On Assets (%), as of Mar 25, the value is 2.43. This value is below the healthy minimum of 5. It has decreased from 7.77 (Mar 24) to 2.43, marking a decrease of 5.34.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.15. It has decreased from 0.19 (Mar 24) to 0.15, marking a decrease of 0.04.
- For Current Ratio (X), as of Mar 25, the value is 357.73. This value exceeds the healthy maximum of 3. It has decreased from 801.13 (Mar 24) to 357.73, marking a decrease of 443.40.
- For Quick Ratio (X), as of Mar 25, the value is 354.48. This value exceeds the healthy maximum of 2. It has decreased from 739.20 (Mar 24) to 354.48, marking a decrease of 384.72.
- For Enterprise Value (Cr.), as of Mar 25, the value is 13.25. It has increased from 9.85 (Mar 24) to 13.25, marking an increase of 3.40.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 5.48. This value exceeds the healthy maximum of 3. It has increased from 3.60 (Mar 24) to 5.48, marking an increase of 1.88.
- For EV / EBITDA (X), as of Mar 25, the value is 19.53. This value exceeds the healthy maximum of 15. It has increased from 7.65 (Mar 24) to 19.53, marking an increase of 11.88.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 5.58. This value exceeds the healthy maximum of 3. It has increased from 3.67 (Mar 24) to 5.58, marking an increase of 1.91.
- For Price / BV (X), as of Mar 25, the value is 0.89. This value is below the healthy minimum of 1. It has increased from 0.68 (Mar 24) to 0.89, marking an increase of 0.21.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 5.58. This value exceeds the healthy maximum of 3. It has increased from 3.67 (Mar 24) to 5.58, marking an increase of 1.91.
- For EarningsYield, as of Mar 25, the value is 0.02. This value is below the healthy minimum of 5. It has decreased from 0.11 (Mar 24) to 0.02, marking a decrease of 0.09.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
Unable to fetch valid data for stock valuation.Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in Cubical Financial Services Ltd:
- Net Profit Margin: 15.51%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 4.4% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 2.48% (Industry Average ROE: 8.76%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 0
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 354.48
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 128 (Industry average Stock P/E: 40.55)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 15.51%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 456, Aggarwal Metro Heights, New Delhi Delhi 110034 | cubfinser@yahoo.com https://www.cubical90.com |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Ashwani Kumar Gupta | Managing Director |
| Mrs. Jyoti Choudhary | Non Executive Director |
| Mr. Ashish Bhala | Independent Director |
| Mr. Subhash Kumar Changoiwala | Independent Director |
| Mr. Ram Gopal Dalmia | Independent Director |