Share Price and Basic Stock Data
Last Updated: November 3, 2025, 11:43 pm
| PEG Ratio | 0.07 |
|---|
Analyst Insight & Comprehensive Analysis
Business Overview and Revenue Trends
EFC (I) Ltd operates in the realty sector, with its market capitalization reported at ₹2,985 Cr and a current share price of ₹300. The company has shown significant growth in revenue, recording sales of ₹103 Cr for the fiscal year ending March 2023, which rose to ₹419 Cr in March 2024, and further to ₹657 Cr in March 2025. This upward trend continues with the trailing twelve months (TTM) sales reaching ₹774 Cr. The quarterly sales figures reflect this growth trajectory, with the latest reported revenue of ₹172 Cr in December 2023, peaking at ₹220 Cr in June 2025. Such performance indicates a robust demand for its offerings within the real estate market, which aligns with the overall industry growth trends as reported by various market analyses.
Profitability and Efficiency Metrics
The profitability of EFC (I) Ltd is noteworthy, with a reported net profit of ₹172 Cr, translating to an impressive net profit margin of 21.43% for the fiscal year 2025. The operating profit margin (OPM) stood at 50% for the same period, indicating efficient cost management and strong operational performance. The company’s return on equity (ROE) was recorded at 23.3%, while return on capital employed (ROCE) was at 21.4%. These figures suggest that EFC (I) Ltd is effectively utilizing its equity and capital to generate profits. Moreover, the interest coverage ratio (ICR) of 7.56x indicates a comfortable ability to meet interest obligations, reinforcing its financial health. However, the cash conversion cycle (CCC) of 55 days reflects a moderate efficiency in managing working capital.
Balance Sheet Strength and Financial Ratios
EFC (I) Ltd’s balance sheet shows a mix of strength and caution, with total borrowings reported at ₹878 Cr against reserves of ₹523 Cr. The long-term debt to equity ratio is reported at 0.38, suggesting a moderate leverage position. The company’s total liabilities stood at ₹1,697 Cr, while total assets amounted to ₹1,697 Cr, indicating a balanced structure. Financial ratios such as the price-to-book value (P/BV) ratio of 4.54x and the enterprise value (EV) to EBITDA ratio of 7.51x reflect a valuation that is high compared to typical sector averages, which could suggest overvaluation concerns. Additionally, the current ratio of 1.46 and quick ratio of 1.45 indicate sufficient liquidity to cover short-term obligations, providing a buffer against potential financial stress.
Shareholding Pattern and Investor Confidence
The shareholding pattern of EFC (I) Ltd reflects a diverse ownership structure, with promoters holding 45.46% of the equity as of June 2025. Institutional investors, including foreign institutional investors (FIIs) at 3.84% and domestic institutional investors (DIIs) at 6.71%, signify a level of institutional interest. The public holds 43.99% of the shares, indicating substantial retail investor participation. The increasing number of shareholders, which rose from 543 in December 2022 to 23,727 by June 2025, illustrates growing investor confidence in the company. However, the declining promoter stake from 66.14% in December 2022 to 45.46% in June 2025 may raise questions about management’s long-term commitment, potentially affecting market perception.
Outlook, Risks, and Final Insight
The outlook for EFC (I) Ltd appears positive given its strong revenue growth, profitability metrics, and solid balance sheet. However, risks persist, including potential fluctuations in real estate demand and the company’s heavy reliance on external borrowings. If market conditions deteriorate, the company may face challenges in maintaining its growth trajectory. Additionally, the declining promoter share could lead to concerns about control and strategic direction. Overall, EFC (I) Ltd is positioned well within the real estate sector, but it must navigate these risks carefully to sustain its growth and investor confidence. A focus on improving operational efficiency and managing debt levels will be crucial for the company’s future performance.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors of EFC (I) Ltd
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Hampton Sky Realty Ltd | 500 Cr. | 18.2 | 35.8/18.0 | 5.32 | 0.00 % | 6.07 % | 3.84 % | 1.00 | |
| Grovy India Ltd | 50.8 Cr. | 38.1 | 87.1/37.0 | 16.2 | 15.3 | 0.26 % | 7.63 % | 9.12 % | 10.0 |
| Gothi Plascon (India) Ltd | 40.8 Cr. | 40.0 | 53.6/36.3 | 26.9 | 11.0 | 4.99 % | 18.8 % | 14.2 % | 10.0 |
| Generic Engineering Construction & Projects Ltd | 236 Cr. | 41.4 | 55.9/22.0 | 19.4 | 49.9 | 0.00 % | 7.55 % | 2.97 % | 5.00 |
| Garnet Construction Ltd | 93.8 Cr. | 67.4 | 76.0/21.6 | 5.10 | 74.0 | 0.00 % | 9.96 % | 7.47 % | 10.0 |
| Industry Average | 20,034.60 Cr | 482.19 | 76.99 | 146.17 | 0.55% | 12.99% | 12.86% | 6.13 |
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0 | 15 | 26 | 60 | 56 | 98 | 172 | 93 | 102 | 166 | 177 | 211 | 220 |
| Expenses | 0 | 12 | 21 | 25 | 27 | 58 | 111 | 41 | 56 | 87 | 85 | 102 | 117 |
| Operating Profit | 0 | 3 | 5 | 35 | 29 | 40 | 61 | 52 | 46 | 79 | 93 | 109 | 102 |
| OPM % | 88% | 21% | 20% | 58% | 52% | 41% | 35% | 56% | 45% | 48% | 52% | 52% | 47% |
| Other Income | 0 | 0 | -2 | 0 | 1 | 1 | 2 | 6 | 3 | 5 | 4 | 5 | 4 |
| Interest | 0 | 1 | 0 | 6 | 10 | 7 | 11 | 7 | 5 | 7 | 18 | 15 | 12 |
| Depreciation | 0 | 0 | 0 | 16 | 17 | 20 | 20 | 19 | 23 | 21 | 26 | 30 | 28 |
| Profit before tax | 0 | 2 | 3 | 14 | 3 | 15 | 31 | 32 | 21 | 56 | 52 | 71 | 66 |
| Tax % | 26% | 34% | 34% | 32% | -7% | 24% | 33% | 13% | 26% | 34% | 23% | 32% | 29% |
| Net Profit | 0 | 1 | 2 | 9 | 3 | 11 | 21 | 28 | 16 | 37 | 40 | 48 | 47 |
| EPS in Rs | 0.37 | 0.19 | 0.32 | 1.29 | 0.67 | 1.04 | 2.01 | 2.81 | 1.52 | 2.90 | 3.81 | 3.09 | 3.46 |
Last Updated: August 19, 2025, 7:35 pm
Below is a detailed analysis of the quarterly data for EFC (I) Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 220.00 Cr.. The value appears strong and on an upward trend. It has increased from 211.00 Cr. (Mar 2025) to 220.00 Cr., marking an increase of 9.00 Cr..
- For Expenses, as of Jun 2025, the value is 117.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 102.00 Cr. (Mar 2025) to 117.00 Cr., marking an increase of 15.00 Cr..
- For Operating Profit, as of Jun 2025, the value is 102.00 Cr.. The value appears to be declining and may need further review. It has decreased from 109.00 Cr. (Mar 2025) to 102.00 Cr., marking a decrease of 7.00 Cr..
- For OPM %, as of Jun 2025, the value is 47.00%. The value appears to be declining and may need further review. It has decreased from 52.00% (Mar 2025) to 47.00%, marking a decrease of 5.00%.
- For Other Income, as of Jun 2025, the value is 4.00 Cr.. The value appears to be declining and may need further review. It has decreased from 5.00 Cr. (Mar 2025) to 4.00 Cr., marking a decrease of 1.00 Cr..
- For Interest, as of Jun 2025, the value is 12.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 15.00 Cr. (Mar 2025) to 12.00 Cr., marking a decrease of 3.00 Cr..
- For Depreciation, as of Jun 2025, the value is 28.00 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 30.00 Cr. (Mar 2025) to 28.00 Cr., marking a decrease of 2.00 Cr..
- For Profit before tax, as of Jun 2025, the value is 66.00 Cr.. The value appears to be declining and may need further review. It has decreased from 71.00 Cr. (Mar 2025) to 66.00 Cr., marking a decrease of 5.00 Cr..
- For Tax %, as of Jun 2025, the value is 29.00%. The value appears to be improving (decreasing) as expected. It has decreased from 32.00% (Mar 2025) to 29.00%, marking a decrease of 3.00%.
- For Net Profit, as of Jun 2025, the value is 47.00 Cr.. The value appears to be declining and may need further review. It has decreased from 48.00 Cr. (Mar 2025) to 47.00 Cr., marking a decrease of 1.00 Cr..
- For EPS in Rs, as of Jun 2025, the value is 3.46. The value appears strong and on an upward trend. It has increased from 3.09 (Mar 2025) to 3.46, marking an increase of 0.37.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: October 15, 2025, 3:26 am
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|
| Sales | 0 | 103 | 419 | 657 | 774 |
| Expenses | 0 | 48 | 237 | 329 | 391 |
| Operating Profit | -0 | 55 | 183 | 328 | 383 |
| OPM % | 54% | 44% | 50% | 50% | |
| Other Income | 0 | 1 | 9 | 18 | 18 |
| Interest | 0 | 15 | 35 | 46 | 52 |
| Depreciation | 0 | 34 | 76 | 100 | 105 |
| Profit before tax | 0 | 7 | 81 | 200 | 245 |
| Tax % | 50% | 46% | 22% | 30% | |
| Net Profit | 0 | 4 | 63 | 141 | 172 |
| EPS in Rs | 0.01 | 0.63 | 5.82 | 11.33 | 13.26 |
| Dividend Payout % | 0% | 0% | 0% | 0% |
YoY Net Profit Growth
| Year | 2023-2024 | 2024-2025 |
|---|---|---|
| YoY Net Profit Growth (%) | 1475.00% | 123.81% |
| Change in YoY Net Profit Growth (%) | 0.00% | -1351.19% |
EFC (I) Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 2 years from 2023-2024 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 66% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 2143% |
| TTM: | 95% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 50% |
| 5 Years: | 121% |
| 3 Years: | 181% |
| 1 Year: | 33% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 23% |
| Last Year: | 23% |
Last Updated: September 5, 2025, 3:21 pm
Balance Sheet
Last Updated: October 10, 2025, 3:58 pm
| Month | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|
| Equity Capital | 0.70 | 7 | 10 | 20 |
| Reserves | 1 | 66 | 417 | 523 |
| Borrowings | 0 | 324 | 406 | 878 |
| Other Liabilities | 0 | 80 | 146 | 276 |
| Total Liabilities | 2 | 476 | 979 | 1,697 |
| Fixed Assets | 0 | 341 | 371 | 702 |
| CWIP | 0 | 19 | 27 | 0 |
| Investments | 0 | 0 | 0 | 5 |
| Other Assets | 2 | 116 | 580 | 990 |
| Total Assets | 2 | 476 | 979 | 1,697 |
Below is a detailed analysis of the balance sheet data for EFC (I) Ltd based on the most recent figures (Mar 2025) and their trends compared to the previous period:
- For Equity Capital, as of Mar 2025, the value is 20.00 Cr.. The value appears strong and on an upward trend. It has increased from 10.00 Cr. (Mar 2024) to 20.00 Cr., marking an increase of 10.00 Cr..
- For Reserves, as of Mar 2025, the value is 523.00 Cr.. The value appears strong and on an upward trend. It has increased from 417.00 Cr. (Mar 2024) to 523.00 Cr., marking an increase of 106.00 Cr..
- For Borrowings, as of Mar 2025, the value is 878.00 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 406.00 Cr. (Mar 2024) to 878.00 Cr., marking an increase of 472.00 Cr..
- For Other Liabilities, as of Mar 2025, the value is 276.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 146.00 Cr. (Mar 2024) to 276.00 Cr., marking an increase of 130.00 Cr..
- For Total Liabilities, as of Mar 2025, the value is 1,697.00 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 979.00 Cr. (Mar 2024) to 1,697.00 Cr., marking an increase of 718.00 Cr..
- For Fixed Assets, as of Mar 2025, the value is 702.00 Cr.. The value appears strong and on an upward trend. It has increased from 371.00 Cr. (Mar 2024) to 702.00 Cr., marking an increase of 331.00 Cr..
- For CWIP, as of Mar 2025, the value is 0.00 Cr.. The value appears to be declining and may need further review. It has decreased from 27.00 Cr. (Mar 2024) to 0.00 Cr., marking a decrease of 27.00 Cr..
- For Investments, as of Mar 2025, the value is 5.00 Cr.. The value appears strong and on an upward trend. It has increased from 0.00 Cr. (Mar 2024) to 5.00 Cr., marking an increase of 5.00 Cr..
- For Other Assets, as of Mar 2025, the value is 990.00 Cr.. The value appears strong and on an upward trend. It has increased from 580.00 Cr. (Mar 2024) to 990.00 Cr., marking an increase of 410.00 Cr..
- For Total Assets, as of Mar 2025, the value is 1,697.00 Cr.. The value appears strong and on an upward trend. It has increased from 979.00 Cr. (Mar 2024) to 1,697.00 Cr., marking an increase of 718.00 Cr..
However, the Borrowings (878.00 Cr.) are higher than the Reserves (523.00 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow - No data available for this post.
Free Cash Flow
| Month | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|
| Free Cash Flow | 0.00 | -269.00 | -223.00 | -550.00 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|
| Debtor Days | 52 | 108 | 55 | |
| Inventory Days | 155 | |||
| Days Payable | 348 | |||
| Cash Conversion Cycle | 52 | -85 | 55 | |
| Working Capital Days | -48 | 100 | 4 | |
| ROCE % | 11% | 19% | 21% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 25 | Mar 24 | Mar 23 | Mar 22 |
|---|---|---|---|---|
| FaceValue | 2.00 | 2.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 14.14 | 14.06 | 9.20 | 0.18 |
| Diluted EPS (Rs.) | 14.14 | 14.06 | 8.34 | 0.18 |
| Cash EPS (Rs.) | 24.15 | 27.91 | 56.19 | 0.18 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 54.54 | 86.65 | 109.54 | 23.55 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 54.54 | 86.65 | 109.54 | 23.55 |
| Revenue From Operations / Share (Rs.) | 65.97 | 82.43 | 151.19 | 0.00 |
| PBDIT / Share (Rs.) | 34.67 | 38.56 | 82.41 | 0.27 |
| PBIT / Share (Rs.) | 24.66 | 23.36 | 31.87 | 0.27 |
| PBT / Share (Rs.) | 20.07 | 16.27 | 10.53 | 0.27 |
| Net Profit / Share (Rs.) | 14.14 | 12.72 | 5.66 | 0.18 |
| NP After MI And SOA / Share (Rs.) | 11.33 | 12.72 | 5.66 | 0.18 |
| PBDIT Margin (%) | 52.56 | 46.77 | 54.50 | 0.00 |
| PBIT Margin (%) | 37.38 | 28.34 | 21.08 | 0.00 |
| PBT Margin (%) | 30.42 | 19.73 | 6.96 | 0.00 |
| Net Profit Margin (%) | 21.43 | 15.42 | 3.74 | 0.00 |
| NP After MI And SOA Margin (%) | 17.17 | 15.42 | 3.74 | 0.00 |
| Return on Networth / Equity (%) | 20.77 | 14.83 | 5.32 | 0.76 |
| Return on Capital Employeed (%) | 17.88 | 14.14 | 5.83 | 1.16 |
| Return On Assets (%) | 6.63 | 6.61 | 0.81 | 0.76 |
| Long Term Debt / Equity (X) | 0.38 | 0.26 | 0.74 | 0.00 |
| Total Debt / Equity (X) | 0.42 | 0.26 | 0.80 | 0.00 |
| Asset Turnover Ratio (%) | 0.49 | 0.57 | 0.16 | 0.00 |
| Current Ratio (X) | 1.46 | 3.35 | 0.89 | 295.65 |
| Quick Ratio (X) | 1.45 | 3.16 | 0.89 | 295.65 |
| Interest Coverage Ratio (X) | 7.56 | 5.43 | 3.86 | 192.00 |
| Interest Coverage Ratio (Post Tax) (X) | 4.08 | 2.79 | 1.26 | 127.00 |
| Enterprise Value (Cr.) | 2593.09 | 1578.58 | 702.89 | 8.27 |
| EV / Net Operating Revenue (X) | 3.95 | 3.85 | 6.81 | 0.00 |
| EV / EBITDA (X) | 7.51 | 8.23 | 12.49 | 430.83 |
| MarketCap / Net Operating Revenue (X) | 3.75 | 4.01 | 6.25 | 0.00 |
| Price / BV (X) | 4.54 | 3.85 | 8.89 | 5.42 |
| Price / Net Operating Revenue (X) | 3.75 | 4.01 | 6.25 | 0.00 |
| EarningsYield | 0.04 | 0.03 | 0.01 | 0.00 |
After reviewing the key financial ratios for EFC (I) Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 25, the value is 2.00. This value is within the healthy range. There is no change compared to the previous period (Mar 24) which recorded 2.00.
- For Basic EPS (Rs.), as of Mar 25, the value is 14.14. This value is within the healthy range. It has increased from 14.06 (Mar 24) to 14.14, marking an increase of 0.08.
- For Diluted EPS (Rs.), as of Mar 25, the value is 14.14. This value is within the healthy range. It has increased from 14.06 (Mar 24) to 14.14, marking an increase of 0.08.
- For Cash EPS (Rs.), as of Mar 25, the value is 24.15. This value is within the healthy range. It has decreased from 27.91 (Mar 24) to 24.15, marking a decrease of 3.76.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 54.54. It has decreased from 86.65 (Mar 24) to 54.54, marking a decrease of 32.11.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 25, the value is 54.54. It has decreased from 86.65 (Mar 24) to 54.54, marking a decrease of 32.11.
- For Revenue From Operations / Share (Rs.), as of Mar 25, the value is 65.97. It has decreased from 82.43 (Mar 24) to 65.97, marking a decrease of 16.46.
- For PBDIT / Share (Rs.), as of Mar 25, the value is 34.67. This value is within the healthy range. It has decreased from 38.56 (Mar 24) to 34.67, marking a decrease of 3.89.
- For PBIT / Share (Rs.), as of Mar 25, the value is 24.66. This value is within the healthy range. It has increased from 23.36 (Mar 24) to 24.66, marking an increase of 1.30.
- For PBT / Share (Rs.), as of Mar 25, the value is 20.07. This value is within the healthy range. It has increased from 16.27 (Mar 24) to 20.07, marking an increase of 3.80.
- For Net Profit / Share (Rs.), as of Mar 25, the value is 14.14. This value is within the healthy range. It has increased from 12.72 (Mar 24) to 14.14, marking an increase of 1.42.
- For NP After MI And SOA / Share (Rs.), as of Mar 25, the value is 11.33. This value is within the healthy range. It has decreased from 12.72 (Mar 24) to 11.33, marking a decrease of 1.39.
- For PBDIT Margin (%), as of Mar 25, the value is 52.56. This value is within the healthy range. It has increased from 46.77 (Mar 24) to 52.56, marking an increase of 5.79.
- For PBIT Margin (%), as of Mar 25, the value is 37.38. This value exceeds the healthy maximum of 20. It has increased from 28.34 (Mar 24) to 37.38, marking an increase of 9.04.
- For PBT Margin (%), as of Mar 25, the value is 30.42. This value is within the healthy range. It has increased from 19.73 (Mar 24) to 30.42, marking an increase of 10.69.
- For Net Profit Margin (%), as of Mar 25, the value is 21.43. This value exceeds the healthy maximum of 10. It has increased from 15.42 (Mar 24) to 21.43, marking an increase of 6.01.
- For NP After MI And SOA Margin (%), as of Mar 25, the value is 17.17. This value is within the healthy range. It has increased from 15.42 (Mar 24) to 17.17, marking an increase of 1.75.
- For Return on Networth / Equity (%), as of Mar 25, the value is 20.77. This value is within the healthy range. It has increased from 14.83 (Mar 24) to 20.77, marking an increase of 5.94.
- For Return on Capital Employeed (%), as of Mar 25, the value is 17.88. This value is within the healthy range. It has increased from 14.14 (Mar 24) to 17.88, marking an increase of 3.74.
- For Return On Assets (%), as of Mar 25, the value is 6.63. This value is within the healthy range. It has increased from 6.61 (Mar 24) to 6.63, marking an increase of 0.02.
- For Long Term Debt / Equity (X), as of Mar 25, the value is 0.38. This value is within the healthy range. It has increased from 0.26 (Mar 24) to 0.38, marking an increase of 0.12.
- For Total Debt / Equity (X), as of Mar 25, the value is 0.42. This value is within the healthy range. It has increased from 0.26 (Mar 24) to 0.42, marking an increase of 0.16.
- For Asset Turnover Ratio (%), as of Mar 25, the value is 0.49. It has decreased from 0.57 (Mar 24) to 0.49, marking a decrease of 0.08.
- For Current Ratio (X), as of Mar 25, the value is 1.46. This value is below the healthy minimum of 1.5. It has decreased from 3.35 (Mar 24) to 1.46, marking a decrease of 1.89.
- For Quick Ratio (X), as of Mar 25, the value is 1.45. This value is within the healthy range. It has decreased from 3.16 (Mar 24) to 1.45, marking a decrease of 1.71.
- For Interest Coverage Ratio (X), as of Mar 25, the value is 7.56. This value is within the healthy range. It has increased from 5.43 (Mar 24) to 7.56, marking an increase of 2.13.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 25, the value is 4.08. This value is within the healthy range. It has increased from 2.79 (Mar 24) to 4.08, marking an increase of 1.29.
- For Enterprise Value (Cr.), as of Mar 25, the value is 2,593.09. It has increased from 1,578.58 (Mar 24) to 2,593.09, marking an increase of 1,014.51.
- For EV / Net Operating Revenue (X), as of Mar 25, the value is 3.95. This value exceeds the healthy maximum of 3. It has increased from 3.85 (Mar 24) to 3.95, marking an increase of 0.10.
- For EV / EBITDA (X), as of Mar 25, the value is 7.51. This value is within the healthy range. It has decreased from 8.23 (Mar 24) to 7.51, marking a decrease of 0.72.
- For MarketCap / Net Operating Revenue (X), as of Mar 25, the value is 3.75. This value exceeds the healthy maximum of 3. It has decreased from 4.01 (Mar 24) to 3.75, marking a decrease of 0.26.
- For Price / BV (X), as of Mar 25, the value is 4.54. This value exceeds the healthy maximum of 3. It has increased from 3.85 (Mar 24) to 4.54, marking an increase of 0.69.
- For Price / Net Operating Revenue (X), as of Mar 25, the value is 3.75. This value exceeds the healthy maximum of 3. It has decreased from 4.01 (Mar 24) to 3.75, marking a decrease of 0.26.
- For EarningsYield, as of Mar 25, the value is 0.04. This value is below the healthy minimum of 5. It has increased from 0.03 (Mar 24) to 0.04, marking an increase of 0.01.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
|
Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in EFC (I) Ltd:
- Net Profit Margin: 21.43%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 17.88% (Industry Average ROCE: 12.99%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 20.77% (Industry Average ROE: 12.86%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 4.08
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 1.45
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 22.2 (Industry average Stock P/E: 76.99)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.42
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 21.43%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Realty | 6th Floor, VB Capitol Building, Range Hill Road, Opp. Hotel Symphony, Pune Maharashtra 411007 | compliance@efclimited.in http://www.efclimited.in |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Umesh Kumar Sahay | Chairman & Managing Director |
| Mr. Abhishek Narbaria | Whole Time Director |
| Mr. Rajesh Chandrakant Vaishnav | Independent Director |
| Mr. Nikhil Dilipbhai Bhuta | Whole Time Director |
| Ms. Gayathri Srinivasan Iyer | Independent Director |
| Mr. Mangina Srinivas Rao | Independent Director |
FAQ
What is the intrinsic value of EFC (I) Ltd?
EFC (I) Ltd's intrinsic value (as of 03 November 2025) is 230.04 which is 21.76% lower the current market price of 294.00, indicating overvalued. Calculated using the PE ratio method, this valuation considers the company's 2,930 Cr. market cap, FY2025-2026 high/low of 374/171, reserves of ₹523 Cr, and liabilities of 1,697 Cr.
What is the Market Cap of EFC (I) Ltd?
The Market Cap of EFC (I) Ltd is 2,930 Cr..
What is the current Stock Price of EFC (I) Ltd as on 03 November 2025?
The current stock price of EFC (I) Ltd as on 03 November 2025 is 294.
What is the High / Low of EFC (I) Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of EFC (I) Ltd stocks is 374/171.
What is the Stock P/E of EFC (I) Ltd?
The Stock P/E of EFC (I) Ltd is 22.2.
What is the Book Value of EFC (I) Ltd?
The Book Value of EFC (I) Ltd is 54.5.
What is the Dividend Yield of EFC (I) Ltd?
The Dividend Yield of EFC (I) Ltd is 0.00 %.
What is the ROCE of EFC (I) Ltd?
The ROCE of EFC (I) Ltd is 21.4 %.
What is the ROE of EFC (I) Ltd?
The ROE of EFC (I) Ltd is 23.3 %.
What is the Face Value of EFC (I) Ltd?
The Face Value of EFC (I) Ltd is 2.00.