Share Price and Basic Stock Data
Last Updated: December 24, 2025, 3:16 pm
| PEG Ratio | 1.92 |
|---|
Analyst Insight & Comprehensive Analysis
AI Stock Ranker – Real-Time Fundamental Strength Score
Business Overview and Revenue Trends
F Mec International Financial Services Ltd operates within the non-banking financial company (NBFC) sector, a space that has been marked by significant growth and transformation in recent years. As of the latest reporting period, the company’s market capitalization stood at ₹97.8 Cr, with its share price at ₹110. This valuation appears elevated, reflected in a price-to-earnings ratio of 67.9. However, the company’s revenue trajectory suggests a promising turnaround. Sales, which were just ₹0.33 Cr in FY 2014, surged to ₹6.64 Cr in FY 2025, indicating a robust compound annual growth rate. The latest quarterly figures also reveal that sales grew to ₹1.69 Cr by September 2024, showcasing a consistent upward trend. This growth is critical as it underscores the company’s ability to scale operations effectively in a competitive market.
Profitability and Efficiency Metrics
Profitability metrics for F Mec International have shown substantial improvement, albeit with some fluctuations. The operating profit margin (OPM) has exhibited a commendable recovery, rising to 46.84% in FY 2025 from a mere 35.19% in FY 2022. This suggests that the company has managed to enhance its operational efficiency amidst rising sales. However, the net profit margin, which stood at 24.52% in FY 2025, indicates that while the top line is growing, cost management remains a vital area of focus. The interest coverage ratio is exceptionally high at 2182.61x, reflecting a comfortable ability to meet interest obligations. This indicates not just profitability but also a strong financial cushion against potential downturns, which is reassuring for investors.
Balance Sheet Strength and Financial Ratios
The balance sheet of F Mec International reveals both strengths and areas of caution. The company’s borrowing levels have increased significantly, standing at ₹12.99 Cr by FY 2025, against reserves of ₹5.72 Cr. This raises concerns about leverage, especially in a sector sensitive to interest rate fluctuations. However, the low price-to-book value ratio of 0.30x suggests that the stock might be undervalued relative to its book value, potentially indicating an attractive entry point for investors. The return on equity (ROE) at 12.4% and return on capital employed (ROCE) at 14.9% reflect a reasonable return on investment, which is crucial for attracting further capital. While the metrics show promise, investors should remain vigilant about the company’s leverage and its implications on financial health.
Shareholding Pattern and Investor Confidence
Investor confidence in F Mec International appears stable, as evidenced by its shareholding pattern. The promoter holding has gradually increased to 36.91% as of March 2025, suggesting greater insider confidence in the company’s future prospects. Meanwhile, public shareholding stands at 63.09%, reflecting a diverse investor base with 1,174 shareholders as of the latest report. This could be interpreted as a positive sign of retail interest, which is crucial for liquidity. However, the absence of foreign institutional investment (FIIs) and domestic institutional investment (DIIs) may raise questions about broader market confidence. This could indicate a reliance on retail investors for price support, which can be volatile, thus necessitating a cautious outlook from potential investors.
Outlook, Risks, and Final Insight
Looking ahead, F Mec International Financial Services Ltd faces a dual-edged sword of potential growth and inherent risks. The promising revenue growth and profitability improvements point towards a favorable operating environment. However, the rising debt levels and the company’s reliance on retail investors could pose risks if market sentiment shifts. Investors should be aware of macroeconomic factors such as interest rate changes and regulatory environments that could impact the NBFC sector. Furthermore, while the operational metrics are encouraging, maintaining profitability amid rising costs will be crucial. Investors might think about the stock as a speculative play, balancing the potential for high returns against the risks associated with high valuations and leverage. Overall, while the company exhibits strong growth potential, prudent investor caution is advised.
Source: Getaka Fundamental Analysis | Generated using proprietary financial data.
Competitors
| Stock Name ⇩ | Market Cap ⇩ | Current Price ⇩ | High / Low ⇩ | Stock P/E ⇩ | Book Value ⇩ | Dividend Yield ⇩ | ROCE ⇩ | ROE ⇩ | Face Value ⇩ |
|---|---|---|---|---|---|---|---|---|---|
| Minolta Finance Ltd | 14.9 Cr. | 1.49 | 1.91/1.00 | 1.07 | 0.00 % | 0.40 % | 0.09 % | 1.00 | |
| Money Masters Leasing & Finance Ltd | 7.93 Cr. | 0.79 | 8.75/0.75 | 23.3 | 1.57 | 0.00 % | 4.42 % | 3.94 % | 1.00 |
| Moneyboxx Finance Ltd | 465 Cr. | 63.8 | 130/59.1 | 40.1 | 0.00 % | 8.65 % | 0.58 % | 10.0 | |
| Moongipa Capital Finance Ltd | 14.8 Cr. | 16.1 | 34.4/15.0 | 11.0 | 26.6 | 0.00 % | 12.1 % | 9.43 % | 10.0 |
| Morarka Finance Ltd | 37.8 Cr. | 84.0 | 162/74.8 | 20.2 | 238 | 1.19 % | 2.46 % | 2.17 % | 10.0 |
| Industry Average | 29,120.78 Cr | 455.87 | 53.36 | 522.46 | 0.22% | 15.80% | 8.84% | 8.50 |
All Competitor Stocks of F Mec International Financial Services Ltd
Quarterly Result
| Metric | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.12 | 0.15 | 0.37 | 0.40 | 0.36 | 0.45 | 0.86 | 2.07 | 1.46 | 1.69 | 1.76 | 1.74 | 1.97 |
| Expenses | 0.14 | 0.11 | 0.22 | 0.18 | 0.23 | 0.21 | 0.32 | 1.87 | 0.97 | 0.78 | 0.89 | 0.94 | 1.09 |
| Operating Profit | -0.02 | 0.04 | 0.15 | 0.22 | 0.13 | 0.24 | 0.54 | 0.20 | 0.49 | 0.91 | 0.87 | 0.80 | 0.88 |
| OPM % | -16.67% | 26.67% | 40.54% | 55.00% | 36.11% | 53.33% | 62.79% | 9.66% | 33.56% | 53.85% | 49.43% | 45.98% | 44.67% |
| Other Income | 0.04 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest | 0.00 | 0.02 | 0.03 | 0.03 | 0.00 | 0.02 | 0.02 | 0.03 | 0.05 | 0.15 | 0.26 | 0.36 | 0.39 |
| Depreciation | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.02 | 0.06 | 0.05 |
| Profit before tax | 0.01 | 0.01 | 0.11 | 0.18 | 0.12 | 0.22 | 0.51 | 0.17 | 0.45 | 0.76 | 0.59 | 0.38 | 0.44 |
| Tax % | 0.00% | 0.00% | 0.00% | 50.00% | 0.00% | 27.27% | 25.49% | 29.41% | 24.44% | 25.00% | 25.42% | 26.32% | 25.00% |
| Net Profit | 0.02 | 0.01 | 0.12 | 0.10 | 0.13 | 0.17 | 0.38 | 0.13 | 0.34 | 0.56 | 0.44 | 0.28 | 0.33 |
| EPS in Rs | 0.06 | 0.03 | 0.39 | 0.32 | 0.42 | 0.19 | 0.43 | 0.15 | 0.38 | 0.63 | 0.49 | 0.31 | 0.37 |
Last Updated: August 19, 2025, 3:45 pm
Below is a detailed analysis of the quarterly data for F Mec International Financial Services Ltd based on the most recent figures (Jun 2025) and their trends compared to the previous period:
- For Sales, as of Jun 2025, the value is 1.97 Cr.. The value appears strong and on an upward trend. It has increased from 1.74 Cr. (Mar 2025) to 1.97 Cr., marking an increase of 0.23 Cr..
- For Expenses, as of Jun 2025, the value is 1.09 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.94 Cr. (Mar 2025) to 1.09 Cr., marking an increase of 0.15 Cr..
- For Operating Profit, as of Jun 2025, the value is 0.88 Cr.. The value appears strong and on an upward trend. It has increased from 0.80 Cr. (Mar 2025) to 0.88 Cr., marking an increase of 0.08 Cr..
- For OPM %, as of Jun 2025, the value is 44.67%. The value appears to be declining and may need further review. It has decreased from 45.98% (Mar 2025) to 44.67%, marking a decrease of 1.31%.
- For Other Income, as of Jun 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Interest, as of Jun 2025, the value is 0.39 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 0.36 Cr. (Mar 2025) to 0.39 Cr., marking an increase of 0.03 Cr..
- For Depreciation, as of Jun 2025, the value is 0.05 Cr.. The value appears to be improving (decreasing) as expected. It has decreased from 0.06 Cr. (Mar 2025) to 0.05 Cr., marking a decrease of 0.01 Cr..
- For Profit before tax, as of Jun 2025, the value is 0.44 Cr.. The value appears strong and on an upward trend. It has increased from 0.38 Cr. (Mar 2025) to 0.44 Cr., marking an increase of 0.06 Cr..
- For Tax %, as of Jun 2025, the value is 25.00%. The value appears to be improving (decreasing) as expected. It has decreased from 26.32% (Mar 2025) to 25.00%, marking a decrease of 1.32%.
- For Net Profit, as of Jun 2025, the value is 0.33 Cr.. The value appears strong and on an upward trend. It has increased from 0.28 Cr. (Mar 2025) to 0.33 Cr., marking an increase of 0.05 Cr..
- For EPS in Rs, as of Jun 2025, the value is 0.37. The value appears strong and on an upward trend. It has increased from 0.31 (Mar 2025) to 0.37, marking an increase of 0.06.
Overall, while many items appear to show a positive trend, any significant downward movement warrant further investigation.
Profit & Loss - Annual Report
Last Updated: December 15, 2025, 3:45 am
| Metric | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Sales | 0.33 | 0.08 | 0.26 | 0.51 | 0.51 | 1.25 | 0.88 | 0.52 | 0.54 | 1.05 | 3.74 | 6.64 | 7.64 |
| Expenses | 0.00 | 0.07 | 0.25 | 0.47 | 0.46 | 0.19 | 0.76 | 0.39 | 0.35 | 0.64 | 2.56 | 3.53 | 4.15 |
| Operating Profit | 0.33 | 0.01 | 0.01 | 0.04 | 0.05 | 1.06 | 0.12 | 0.13 | 0.19 | 0.41 | 1.18 | 3.11 | 3.49 |
| OPM % | 100.00% | 12.50% | 3.85% | 7.84% | 9.80% | 84.80% | 13.64% | 25.00% | 35.19% | 39.05% | 31.55% | 46.84% | 45.68% |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.04 | 0.01 | 0.00 | 0.00 |
| Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 | 0.00 | 0.04 | 0.03 | 0.09 | 0.13 | 0.86 | 1.38 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.08 | 0.18 |
| Profit before tax | 0.33 | 0.01 | 0.01 | 0.04 | 0.05 | 0.05 | 0.10 | 0.07 | 0.14 | 0.34 | 1.04 | 2.17 | 1.93 |
| Tax % | 6.06% | 0.00% | 0.00% | 25.00% | 40.00% | 20.00% | 30.00% | 28.57% | 28.57% | 26.47% | 25.00% | 25.35% | |
| Net Profit | 0.31 | 0.01 | 0.01 | 0.03 | 0.02 | 0.04 | 0.07 | 0.05 | 0.10 | 0.25 | 0.78 | 1.62 | 1.44 |
| EPS in Rs | 1.00 | 0.03 | 0.03 | 0.10 | 0.06 | 0.13 | 0.23 | 0.16 | 0.32 | 0.81 | 0.88 | 1.82 | 1.61 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
YoY Net Profit Growth
| Year | 2014-2015 | 2015-2016 | 2016-2017 | 2017-2018 | 2018-2019 | 2019-2020 | 2020-2021 | 2021-2022 | 2022-2023 | 2023-2024 | 2024-2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| YoY Net Profit Growth (%) | -96.77% | 0.00% | 200.00% | -33.33% | 100.00% | 75.00% | -28.57% | 100.00% | 150.00% | 212.00% | 107.69% |
| Change in YoY Net Profit Growth (%) | 0.00% | 96.77% | 200.00% | -233.33% | 133.33% | -25.00% | -103.57% | 128.57% | 50.00% | 62.00% | -104.31% |
F Mec International Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.
Growth
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 56% |
| 5 Years: | 50% |
| 3 Years: | 131% |
| TTM: | 48% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 66% |
| 5 Years: | 87% |
| 3 Years: | 153% |
| TTM: | 58% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 110% |
| 3 Years: | 127% |
| 1 Year: | 44% |
| Return on Equity | |
|---|---|
| 10 Years: | 6% |
| 5 Years: | 9% |
| 3 Years: | 11% |
| Last Year: | 12% |
Last Updated: September 5, 2025, 3:30 pm
Balance Sheet
Last Updated: December 4, 2025, 2:51 am
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 3.10 | 8.89 | 8.89 | 8.89 |
| Reserves | 0.00 | 0.01 | 0.02 | 0.04 | 0.07 | 0.10 | 0.18 | 0.23 | 0.33 | 0.57 | 3.38 | 5.00 | 5.72 |
| Borrowings | 0.00 | 0.00 | 0.10 | 0.01 | 0.00 | 13.15 | 1.47 | 0.64 | 0.85 | 1.61 | 2.10 | 12.35 | 12.99 |
| Other Liabilities | 0.07 | 0.03 | 0.07 | 0.09 | 0.12 | 0.13 | 0.13 | 0.15 | 0.13 | 0.20 | 0.59 | 1.17 | 1.48 |
| Total Liabilities | 3.17 | 3.14 | 3.29 | 3.24 | 3.29 | 16.48 | 4.88 | 4.12 | 4.41 | 5.48 | 14.96 | 27.41 | 29.08 |
| Fixed Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.02 | 0.01 | 0.07 | 0.05 | 0.06 | 0.04 | 0.01 | 0.66 | 0.56 |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 1.09 | 0.93 | 0.84 | 0.84 | 0.83 | 0.83 | 0.21 | 0.31 | 0.21 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Assets | 2.08 | 2.21 | 2.45 | 2.40 | 2.44 | 15.64 | 4.60 | 3.76 | 4.14 | 5.44 | 14.95 | 26.75 | 28.52 |
| Total Assets | 3.17 | 3.14 | 3.29 | 3.24 | 3.29 | 16.48 | 4.88 | 4.12 | 4.41 | 5.48 | 14.96 | 27.41 | 29.08 |
Below is a detailed analysis of the balance sheet data for F Mec International Financial Services Ltd based on the most recent figures (Sep 2025) and their trends compared to the previous period:
- For Equity Capital, as of Sep 2025, the value is 8.89 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 8.89 Cr..
- For Reserves, as of Sep 2025, the value is 5.72 Cr.. The value appears strong and on an upward trend. It has increased from 5.00 Cr. (Mar 2025) to 5.72 Cr., marking an increase of 0.72 Cr..
- For Borrowings, as of Sep 2025, the value is 12.99 Cr.. The value appears to be increasing, which may not be favorable. However, Borrowings exceed Reserves, which may signal higher financial risk. It has increased from 12.35 Cr. (Mar 2025) to 12.99 Cr., marking an increase of 0.64 Cr..
- For Other Liabilities, as of Sep 2025, the value is 1.48 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 1.17 Cr. (Mar 2025) to 1.48 Cr., marking an increase of 0.31 Cr..
- For Total Liabilities, as of Sep 2025, the value is 29.08 Cr.. The value appears to be increasing, which may not be favorable. It has increased from 27.41 Cr. (Mar 2025) to 29.08 Cr., marking an increase of 1.67 Cr..
- For Fixed Assets, as of Sep 2025, the value is 0.56 Cr.. The value appears to be declining and may need further review. It has decreased from 0.66 Cr. (Mar 2025) to 0.56 Cr., marking a decrease of 0.10 Cr..
- For CWIP, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Investments, as of Sep 2025, the value is 0.00 Cr.. The value remains steady. There is no change compared to the previous period (Mar 2025) which recorded 0.00 Cr..
- For Other Assets, as of Sep 2025, the value is 28.52 Cr.. The value appears strong and on an upward trend. It has increased from 26.75 Cr. (Mar 2025) to 28.52 Cr., marking an increase of 1.77 Cr..
- For Total Assets, as of Sep 2025, the value is 29.08 Cr.. The value appears strong and on an upward trend. It has increased from 27.41 Cr. (Mar 2025) to 29.08 Cr., marking an increase of 1.67 Cr..
However, the Borrowings (12.99 Cr.) are higher than the Reserves (5.72 Cr.), which may signal higher financial risk.
Overall, while many items appear to show a positive trend, any significant downward movement or items where Borrowings exceed Reserves warrant further investigation.
Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Free Cash Flow
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Free Cash Flow | 0.33 | 0.01 | -0.09 | 0.03 | 0.05 | -12.09 | -1.35 | -0.51 | -0.66 | -1.20 | -0.92 | -9.24 |
Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)
Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.
Financial Efficiency Indicators
| Month | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 74.35 | 66.05 | 11.71 | 0.00 |
| Inventory Days | 0.00 | 0.00 | ||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 74.35 | 66.05 | 11.71 | 0.00 |
| Working Capital Days | 210.15 | 593.12 | 154.42 | 71.57 | 1,624.61 | 668.68 | 1,194.55 | -49.13 | 40.56 | 41.71 | -25.37 | 12.64 |
| ROCE % | 11.19% | 0.32% | 0.32% | 1.26% | 1.58% | 10.76% | 0.95% | 2.52% | 4.12% | 9.00% | 11.91% | 14.92% |
This stock is not held by any mutual fund.
Key Financial Ratios
| Month | Mar 20 | Mar 19 | Mar 18 | Mar 17 | Mar 16 |
|---|---|---|---|---|---|
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Basic EPS (Rs.) | 0.98 | 0.12 | 0.06 | 0.07 | 0.01 |
| Diluted EPS (Rs.) | 0.98 | 0.12 | 0.06 | 0.07 | 0.01 |
| Cash EPS (Rs.) | 1.04 | 0.14 | 0.07 | 0.06 | 0.01 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 10.57 | 10.67 | 10.56 | 10.49 | 10.42 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 10.57 | 10.67 | 10.56 | 10.49 | 10.42 |
| Revenue From Operations / Share (Rs.) | 2.84 | 4.03 | 1.66 | 1.63 | 0.82 |
| PBDIT / Share (Rs.) | 1.14 | 0.19 | 0.16 | 0.10 | 0.01 |
| PBIT / Share (Rs.) | 1.07 | 0.15 | 0.15 | 0.10 | 0.01 |
| PBT / Share (Rs.) | 1.07 | 0.15 | 0.15 | 0.10 | 0.01 |
| Net Profit / Share (Rs.) | 0.97 | 0.11 | 0.06 | 0.06 | 0.01 |
| NP After MI And SOA / Share (Rs.) | 0.97 | 0.11 | 0.06 | 0.06 | 0.01 |
| PBDIT Margin (%) | 40.07 | 4.75 | 9.75 | 6.36 | 2.09 |
| PBIT Margin (%) | 37.78 | 3.96 | 9.19 | 6.36 | 2.09 |
| PBT Margin (%) | 37.76 | 3.91 | 9.16 | 6.34 | 2.07 |
| Net Profit Margin (%) | 34.52 | 2.85 | 4.00 | 4.16 | 0.99 |
| NP After MI And SOA Margin (%) | 34.52 | 2.85 | 4.00 | 4.16 | 0.99 |
| Return on Networth / Equity (%) | 9.26 | 1.17 | 0.68 | 0.70 | 0.08 |
| Return on Capital Employeed (%) | 10.13 | 1.49 | 1.44 | 0.98 | 0.16 |
| Return On Assets (%) | 6.22 | 0.21 | 0.60 | 0.62 | 0.07 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 |
| Total Debt / Equity (X) | 0.44 | 4.32 | 0.00 | 0.00 | 0.03 |
| Asset Turnover Ratio (%) | 0.08 | 0.12 | 0.15 | 0.15 | 0.07 |
| Current Ratio (X) | 2.87 | 1.21 | 22.89 | 4.57 | 4.68 |
| Quick Ratio (X) | 2.87 | 1.21 | 22.89 | 4.56 | 4.68 |
| Interest Coverage Ratio (X) | 2182.61 | 105.25 | 319.81 | 300.12 | 105.18 |
| Interest Coverage Ratio (Post Tax) (X) | 1881.68 | 64.23 | 132.34 | 197.28 | 51.03 |
| Enterprise Value (Cr.) | 2.35 | 14.27 | 1.12 | 1.12 | 0.00 |
| EV / Net Operating Revenue (X) | 2.67 | 11.41 | 2.17 | 2.22 | 0.00 |
| EV / EBITDA (X) | 6.66 | 239.69 | 22.27 | 34.91 | 0.00 |
| MarketCap / Net Operating Revenue (X) | 1.13 | 0.75 | 1.84 | 1.87 | 0.00 |
| Price / BV (X) | 0.30 | 0.31 | 0.31 | 0.31 | 0.00 |
| Price / Net Operating Revenue (X) | 1.13 | 0.75 | 1.84 | 1.87 | 0.00 |
| EarningsYield | 0.30 | 0.03 | 0.02 | 0.02 | 0.00 |
After reviewing the key financial ratios for F Mec International Financial Services Ltd, here is a detailed analysis based on the latest available data and recent trends:
- For FaceValue, as of Mar 20, the value is 10.00. This value is within the healthy range. There is no change compared to the previous period (Mar 19) which recorded 10.00.
- For Basic EPS (Rs.), as of Mar 20, the value is 0.98. This value is below the healthy minimum of 5. It has increased from 0.12 (Mar 19) to 0.98, marking an increase of 0.86.
- For Diluted EPS (Rs.), as of Mar 20, the value is 0.98. This value is below the healthy minimum of 5. It has increased from 0.12 (Mar 19) to 0.98, marking an increase of 0.86.
- For Cash EPS (Rs.), as of Mar 20, the value is 1.04. This value is below the healthy minimum of 3. It has increased from 0.14 (Mar 19) to 1.04, marking an increase of 0.90.
- For Book Value[Excl.RevalReserv]/Share (Rs.), as of Mar 20, the value is 10.57. It has decreased from 10.67 (Mar 19) to 10.57, marking a decrease of 0.10.
- For Book Value[Incl.RevalReserv]/Share (Rs.), as of Mar 20, the value is 10.57. It has decreased from 10.67 (Mar 19) to 10.57, marking a decrease of 0.10.
- For Revenue From Operations / Share (Rs.), as of Mar 20, the value is 2.84. It has decreased from 4.03 (Mar 19) to 2.84, marking a decrease of 1.19.
- For PBDIT / Share (Rs.), as of Mar 20, the value is 1.14. This value is below the healthy minimum of 2. It has increased from 0.19 (Mar 19) to 1.14, marking an increase of 0.95.
- For PBIT / Share (Rs.), as of Mar 20, the value is 1.07. This value is within the healthy range. It has increased from 0.15 (Mar 19) to 1.07, marking an increase of 0.92.
- For PBT / Share (Rs.), as of Mar 20, the value is 1.07. This value is within the healthy range. It has increased from 0.15 (Mar 19) to 1.07, marking an increase of 0.92.
- For Net Profit / Share (Rs.), as of Mar 20, the value is 0.97. This value is below the healthy minimum of 2. It has increased from 0.11 (Mar 19) to 0.97, marking an increase of 0.86.
- For NP After MI And SOA / Share (Rs.), as of Mar 20, the value is 0.97. This value is below the healthy minimum of 2. It has increased from 0.11 (Mar 19) to 0.97, marking an increase of 0.86.
- For PBDIT Margin (%), as of Mar 20, the value is 40.07. This value is within the healthy range. It has increased from 4.75 (Mar 19) to 40.07, marking an increase of 35.32.
- For PBIT Margin (%), as of Mar 20, the value is 37.78. This value exceeds the healthy maximum of 20. It has increased from 3.96 (Mar 19) to 37.78, marking an increase of 33.82.
- For PBT Margin (%), as of Mar 20, the value is 37.76. This value is within the healthy range. It has increased from 3.91 (Mar 19) to 37.76, marking an increase of 33.85.
- For Net Profit Margin (%), as of Mar 20, the value is 34.52. This value exceeds the healthy maximum of 10. It has increased from 2.85 (Mar 19) to 34.52, marking an increase of 31.67.
- For NP After MI And SOA Margin (%), as of Mar 20, the value is 34.52. This value exceeds the healthy maximum of 20. It has increased from 2.85 (Mar 19) to 34.52, marking an increase of 31.67.
- For Return on Networth / Equity (%), as of Mar 20, the value is 9.26. This value is below the healthy minimum of 15. It has increased from 1.17 (Mar 19) to 9.26, marking an increase of 8.09.
- For Return on Capital Employeed (%), as of Mar 20, the value is 10.13. This value is within the healthy range. It has increased from 1.49 (Mar 19) to 10.13, marking an increase of 8.64.
- For Return On Assets (%), as of Mar 20, the value is 6.22. This value is within the healthy range. It has increased from 0.21 (Mar 19) to 6.22, marking an increase of 6.01.
- For Long Term Debt / Equity (X), as of Mar 20, the value is 0.00. This value is below the healthy minimum of 0.2. There is no change compared to the previous period (Mar 19) which recorded 0.00.
- For Total Debt / Equity (X), as of Mar 20, the value is 0.44. This value is within the healthy range. It has decreased from 4.32 (Mar 19) to 0.44, marking a decrease of 3.88.
- For Asset Turnover Ratio (%), as of Mar 20, the value is 0.08. It has decreased from 0.12 (Mar 19) to 0.08, marking a decrease of 0.04.
- For Current Ratio (X), as of Mar 20, the value is 2.87. This value is within the healthy range. It has increased from 1.21 (Mar 19) to 2.87, marking an increase of 1.66.
- For Quick Ratio (X), as of Mar 20, the value is 2.87. This value exceeds the healthy maximum of 2. It has increased from 1.21 (Mar 19) to 2.87, marking an increase of 1.66.
- For Interest Coverage Ratio (X), as of Mar 20, the value is 2,182.61. This value is within the healthy range. It has increased from 105.25 (Mar 19) to 2,182.61, marking an increase of 2,077.36.
- For Interest Coverage Ratio (Post Tax) (X), as of Mar 20, the value is 1,881.68. This value is within the healthy range. It has increased from 64.23 (Mar 19) to 1,881.68, marking an increase of 1,817.45.
- For Enterprise Value (Cr.), as of Mar 20, the value is 2.35. It has decreased from 14.27 (Mar 19) to 2.35, marking a decrease of 11.92.
- For EV / Net Operating Revenue (X), as of Mar 20, the value is 2.67. This value is within the healthy range. It has decreased from 11.41 (Mar 19) to 2.67, marking a decrease of 8.74.
- For EV / EBITDA (X), as of Mar 20, the value is 6.66. This value is within the healthy range. It has decreased from 239.69 (Mar 19) to 6.66, marking a decrease of 233.03.
- For MarketCap / Net Operating Revenue (X), as of Mar 20, the value is 1.13. This value is within the healthy range. It has increased from 0.75 (Mar 19) to 1.13, marking an increase of 0.38.
- For Price / BV (X), as of Mar 20, the value is 0.30. This value is below the healthy minimum of 1. It has decreased from 0.31 (Mar 19) to 0.30, marking a decrease of 0.01.
- For Price / Net Operating Revenue (X), as of Mar 20, the value is 1.13. This value is within the healthy range. It has increased from 0.75 (Mar 19) to 1.13, marking an increase of 0.38.
- For EarningsYield, as of Mar 20, the value is 0.30. This value is below the healthy minimum of 5. It has increased from 0.03 (Mar 19) to 0.30, marking an increase of 0.27.
Overall, while many metrics show healthy performance, any figures highlighted in red or significant downward trends warrant further investigation.
Strength and Weakness
| Strength | Weakness |
|---|---|
|
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Stock Analysis
- Considering all of the following key financial indicators, prospective investors are encouraged to conduct thorough research and seek professional guidance before considering any investment in F Mec International Financial Services Ltd:
- Net Profit Margin: 34.52%
- Net Profit Margin: This metric indicates the percentage of profit a company makes from its total revenue. A higher net profit margin is generally desirable as it reflects better profitability.
- ROCE: 10.13% (Industry Average ROCE: 15.8%)
- ROCE (Return on Capital Employed): ROCE measures a company's profitability and the efficiency with which its capital is employed. A higher ROCE indicates efficient use of capital.
- ROE%: 9.26% (Industry Average ROE: 8.84%)
- ROE (Return on Equity): ROE measures a company's profitability relative to shareholders' equity. A higher ROE indicates efficient use of shareholders' funds.
- Interest Coverage Ratio (Post Tax): 1881.68
- Interest Coverage Ratio: The interest coverage ratio measures a company's ability to cover its interest payments on outstanding debt. A ratio greater than 2 is generally considered healthy as it indicates the company can meet its interest obligations comfortably.
- Quick Ratio: 2.87
- Quick Ratio: The quick ratio assesses a company's ability to cover its short-term liabilities with its most liquid assets. A ratio higher than 1 suggests the company can meet its short-term obligations without relying heavily on inventory.
- Stock P/E: 73.2 (Industry average Stock P/E: 53.36)
- Stock P/E (Price-to-Earnings) Ratio: The P/E ratio compares a company's current share price to its earnings per share. A lower P/E ratio relative to industry peers or historical values may indicate that the stock is undervalued.
- Total Debt / Equity: 0.44
- Total Debt / Equity: This ratio measures a company's financial leverage by comparing its total debt to its total equity. A lower ratio indicates lower financial risk and greater financial stability.
Stock Rating: - Net Profit Margin: 34.52%
About the Company - Qualitative Analysis
| INDUSTRY | ADDRESS | CONTACT |
|---|---|---|
| Non-Banking Financial Company (NBFC) | 908, 9th Floor, New Delhi Delhi 110001 | Contact not found |
| Management | |
|---|---|
| Name | Position Held |
| Mr. Apoorve Bansal | Exe.Chairman & Mng.Director |
| Ms. Renuka Chouhan | Non Executive Woman Director |
| Mr. Rohit Dugar | Ind. Non-Executive Director |
| Mr. Kabeer Chaudhary | Ind. Non-Executive Director |
| Mr. Somesh Kumar | Ind. Non-Executive Director |
FAQ
What is the intrinsic value of F Mec International Financial Services Ltd?
F Mec International Financial Services Ltd's intrinsic value (as of 24 December 2025) is 121.47 which is 2.94% higher the current market price of 118.00, indicating undervalued. Calculated using the PE ratio method, this valuation considers the company's 105 Cr. market cap, FY2025-2026 high/low of 150/68.0, reserves of ₹5.72 Cr, and liabilities of 29.08 Cr.
What is the Market Cap of F Mec International Financial Services Ltd?
The Market Cap of F Mec International Financial Services Ltd is 105 Cr..
What is the current Stock Price of F Mec International Financial Services Ltd as on 24 December 2025?
The current stock price of F Mec International Financial Services Ltd as on 24 December 2025 is 118.
What is the High / Low of F Mec International Financial Services Ltd stocks in FY 2025-2026?
In FY 2025-2026, the High / Low of F Mec International Financial Services Ltd stocks is 150/68.0.
What is the Stock P/E of F Mec International Financial Services Ltd?
The Stock P/E of F Mec International Financial Services Ltd is 73.2.
What is the Book Value of F Mec International Financial Services Ltd?
The Book Value of F Mec International Financial Services Ltd is 16.4.
What is the Dividend Yield of F Mec International Financial Services Ltd?
The Dividend Yield of F Mec International Financial Services Ltd is 0.00 %.
What is the ROCE of F Mec International Financial Services Ltd?
The ROCE of F Mec International Financial Services Ltd is 14.9 %.
What is the ROE of F Mec International Financial Services Ltd?
The ROE of F Mec International Financial Services Ltd is 12.4 %.
What is the Face Value of F Mec International Financial Services Ltd?
The Face Value of F Mec International Financial Services Ltd is 10.0.

