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Last Updated: April 2, 2026, 4:35 am
Author: Getaka|Social: XLinkedIn
Stock Ticker - BSE: 539552 | NSE: FMEC

F Mec International Financial Services Ltd: Intrinsic Value & Share Price Analysis

Fair Value

₹72.18Overvalued by 14.78%vs CMP ₹84.70

P/E (43.5) × ROE (12.4%) × BV (₹16.40) × DY (2.00%)

₹39.93Overvalued by 52.86%vs CMP ₹84.70
MoS: -112.1% (Negative)Confidence: 59/100 (Moderate)Models: 1 Under, 7 Over
ModelCategoryValueWeightSignal
PE-ROEEarnings₹103.5125%Under (+22.2%)
Graham NumberEarnings₹26.7618%Over (-68.4%)
Earnings PowerEarnings₹7.8012%Over (-90.8%)
DCFCash Flow₹47.7412%Over (-43.6%)
Net Asset ValueAssets₹16.438%Over (-80.6%)
EV/EBITDAEnterprise₹0.9010%Over (-98.9%)
Earnings YieldEarnings₹19.408%Over (-77.1%)
ROCE CapitalReturns₹0.228%Over (-99.7%)
Consensus (8 models)₹39.93100%Overvalued
Key Drivers: EPS CAGR 43.4% lifts DCF — verify sustainability. | Wide model spread (₹0–₹104) — high uncertainty.

PE-ROE · Graham · EPV · DCF · NAV · EV/EBITDA · DDM · Earnings Yield · ROCE Capital · Revenue Multiple | CoE: 12% · Terminal: 4% · EPS CAGR: 43.4%

*Investments are subject to market risks

Investment Snapshot

63
F Mec International Financial Services Ltd scores 63/100 (Average)
Based on 5 dimensions: health, institutional flow, earnings quality, momentum, and peer comparison
Stock Health77/100 · Strong
ROCE 14.9% GoodROE 12.4% GoodD/E 0.03 Low debtInterest Coverage 0.0x RiskyProfitable 5/5 years Consistent
Smart Money50/100 · Moderate
Promoter holding at 36.9% Stable
Earnings Quality50/100 · Moderate
Quarterly Momentum58/100 · Moderate
Profit (4Q): +18% YoY Positive
Industry Rank75/100 · Strong
P/E 43.5 vs industry 101.6 Cheaper than peersROCE 14.9% vs industry 15.8% AverageROE 12.4% vs industry 8.8% Above peers

Weights: Health 30% · Earnings Quality 25% · Momentum 20% · Industry Rank 15% · Smart Money 10%. Scores are computed from reported financials and recalculated daily. Not investment advice.

F Mec International Financial Services Ltd Investor Signals

Computed from valuation, cash flow, balance sheet, ownership and quarterly trend data already available in this stock page.

Value Trap Score
30/100
Low
Derived from: Cheapness + weak quality + weak cash support
Current data: P/E 43.5 vs Ind 101.6 | ROCE 14.9% | ROE 12.4% | CFO/NP N/A
Balance Sheet Stress
0/100
Comfortable
Derived from: Leverage + debt servicing + liquidity + debt trend
Current data: D/E 0.03x | IntCov 0.0x | Current 4.68x | Borrow/Reserve 0.00x
Cash Flow Reliability
29/100
Weak
Derived from: Cash backing of earnings + working capital pressure
Current data: CFO ₹0 Cr | NP ₹2 Cr | CFO/NP N/A
Ownership Accumulation
0
Neutral
Derived from: FII + DII + promoter direction, adjusted by crowding
Current data: FII N/A | DII N/A | Prom 0.00 pp
Business Momentum
+100
Stable
Derived from: Latest quarter sales + profit + OPM change
Current data: Q Sales N/A | Q NP +87.2% | Q OPM N/A
Derived FieldValueHow it is derived
Valuation Gap %-52.9%((Fair Value - CMP) / CMP) × 100
Borrowings / Reserves0.00xLatest borrowings divided by latest reserves
CFO / Net ProfitN/ALatest operating cash flow divided by latest net profit
FII ChangeN/ALatest FII% minus previous FII%
DII ChangeN/ALatest DII% minus previous DII%
Promoter Change0.00 ppLatest promoter% minus previous promoter%
Shareholder Count Change+31Latest shareholder count minus previous count
Quarterly Sales ChangeN/ALatest quarter sales vs previous quarter sales
Quarterly Profit Change+87.2%Latest quarter net profit vs previous quarter net profit
Quarterly OPM ChangeN/ALatest quarter OPM minus previous quarter OPM

Share Price and Basic Stock Data

Last Updated: April 2, 2026, 4:35 am

Market Cap 75.3 Cr.
Current Price 84.7
Intrinsic Value₹39.93
High / Low 150/58.0
Stock P/E43.5
Book Value 16.4
Dividend Yield0.00 %
ROCE14.9 %
ROE12.4 %
Face Value 10.0
PEG Ratio1.00

Stock P/E, Current Price, and Intrinsic Value Over Time

View Share Price Target for F Mec International Financial Services Ltd

Competitors

Stock Name ⇩Market Cap ⇩Current Price ⇩High / Low ⇩Stock P/E ⇩Book Value ⇩Dividend Yield ⇩ROCE ⇩ROE ⇩Face Value ⇩
F Mec International Financial Services Ltd 75.3 Cr. 84.7 150/58.043.5 16.40.00 %14.9 %12.4 % 10.0
Dynamic Archistructures Ltd 25.0 Cr. 49.9 /41.6 72.40.00 %13.8 %9.54 % 10.0
Global Health Ltd 26,589 Cr. 989 1,456/95547.0 1380.05 %19.7 %16.5 % 2.00
Finkurve Financial Services Ltd 789 Cr. 56.4 154/48.036.0 23.50.00 %11.4 %8.81 % 1.00
CitiPort Financial Services Ltd 12.3 Cr. 39.6 52.9/17.551.2 10.60.00 %4.17 %0.96 % 10.0
Industry Average22,241.21 Cr369.74101.56513.160.26%15.81%8.84%8.50

All Competitor Stocks of F Mec International Financial Services Ltd

Quarterly Result

MetricDec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue0.370.400.360.450.862.071.461.691.761.741.972.172.56
Interest 0.030.030.000.020.020.030.050.150.260.360.390.370.38
Expenses 0.220.180.230.210.321.870.970.780.890.941.091.231.34
Financing Profit0.120.190.130.220.520.170.440.760.610.440.490.570.84
Financing Margin %32.43%47.50%36.11%48.89%60.47%8.21%30.14%44.97%34.66%25.29%24.87%26.27%32.81%
Other Income 0.000.000.000.010.000.010.010.000.000.000.000.000.22
Depreciation 0.010.010.010.010.010.010.000.000.020.060.050.050.05
Profit before tax 0.110.180.120.220.510.170.450.760.590.380.440.521.01
Tax % 0.00%50.00%0.00%27.27%25.49%29.41%24.44%25.00%25.42%26.32%25.00%25.00%27.72%
Net Profit 0.120.100.130.170.380.130.340.560.440.280.330.390.73
EPS in Rs 0.390.320.420.190.430.150.380.630.490.310.370.440.82
Gross NPA %
Net NPA %

Last Updated: March 3, 2026, 9:56 am

Quarterly Chart

Profit & Loss - Annual Report

Last Updated: February 27, 2026, 5:05 am

MetricMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Revenue0.330.080.260.510.511.250.880.520.541.053.746.648.44
Interest 0.000.000.000.000.001.000.000.040.030.090.130.861.50
Expenses 0.000.070.250.470.460.190.760.390.350.642.563.534.60
Financing Profit0.330.010.010.040.050.060.120.090.160.321.052.252.34
Financing Margin %100.00%12.50%3.85%7.84%9.80%4.80%13.64%17.31%29.63%30.48%28.07%33.89%27.73%
Other Income 0.000.000.000.000.000.000.000.000.000.040.010.000.22
Depreciation 0.000.000.000.000.000.010.020.020.020.020.020.080.21
Profit before tax 0.330.010.010.040.050.050.100.070.140.341.042.172.35
Tax % 6.06%0.00%0.00%25.00%40.00%20.00%30.00%28.57%28.57%26.47%25.00%25.35%
Net Profit 0.310.010.010.030.020.040.070.050.100.250.781.621.73
EPS in Rs 1.000.030.030.100.060.130.230.160.320.810.881.821.94
Dividend Payout % 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%

Profit & Loss Yearly Chart

YoY Net Profit Growth

Year2014-20152015-20162016-20172017-20182018-20192019-20202020-20212021-20222022-20232023-20242024-2025
YoY Net Profit Growth (%)-96.77%0.00%200.00%-33.33%100.00%75.00%-28.57%100.00%150.00%212.00%107.69%
Change in YoY Net Profit Growth (%)0.00%96.77%200.00%-233.33%133.33%-25.00%-103.57%128.57%50.00%62.00%-104.31%

F Mec International Financial Services Ltd has shown an inconsistent trend in YoY Net Profit Growth (%) in the last 11 years from 2014-2015 to 2024-2025.

Growth

Compounded Sales Growth
10 Years:56%
5 Years:50%
3 Years:131%
TTM:48%
Compounded Profit Growth
10 Years:66%
5 Years:87%
3 Years:153%
TTM:58%
Stock Price CAGR
10 Years:%
5 Years:110%
3 Years:127%
1 Year:44%
Return on Equity
10 Years:6%
5 Years:9%
3 Years:11%
Last Year:12%

Last Updated: September 5, 2025, 3:30 pm

Balance Sheet

Last Updated: February 1, 2026, 2:47 am

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital 3.103.103.103.103.103.103.103.103.103.108.898.898.89
Reserves 0.000.010.020.040.070.100.180.230.330.573.385.005.72
Borrowing0.000.000.100.010.0013.151.470.640.851.612.1012.3512.99
Other Liabilities 0.070.030.070.090.120.130.130.150.130.200.591.171.48
Total Liabilities 3.173.143.293.243.2916.484.884.124.415.4814.9627.4129.08
Fixed Assets 0.000.000.000.000.020.010.070.050.060.040.010.660.56
CWIP 0.000.000.000.000.000.000.000.000.000.000.000.000.00
Investments 1.090.930.840.840.830.830.210.310.210.000.000.000.00
Other Assets 2.082.212.452.402.4415.644.603.764.145.4414.9526.7528.52
Total Assets 3.173.143.293.243.2916.484.884.124.415.4814.9627.4129.08

Reserves and Borrowings Chart

Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity + -0.00-0.170.030.030.07-14.4010.471.31-1.05-1.34-9.07-12.87
Cash from Investing Activity + -0.000.17-0.140.12-0.061.251.270.290.350.781.613.82
Cash from Financing Activity + -0.00-0.000.10-0.09-0.0113.16-11.69-0.870.190.678.219.42
Net Cash Flow -0.00-0.01-0.020.07-0.010.010.040.73-0.510.110.750.37
Free Cash Flow -0.00-0.170.030.030.05-14.4010.391.31-1.08-1.35-9.07-13.60
CFO/OP 6%-1,700%300%75%160%-1,358%8,750%1,023%-532%-305%-747%-396%

Free Cash Flow

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Free Cash Flow0.000.070.150.460.46-12.96-0.71-0.25-0.50-0.970.46-8.82

Free Cash Flow = Income Generated from Operational Activities - Borrowings - Capital Work in Progress (CWIP)

Consistent positive free cash flow is crucial for businesses as it indicates their ability to generate cash from their core operations. It provides financial flexibility, allowing companies to invest in growth opportunities, pay dividends to shareholders, reduce debt, and weather economic downturns more effectively.

Free Cash Flow Chart

Financial Efficiency Indicators

MonthMar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days 0.000.000.000.000.000.000.000.0074.3566.0511.710.00
Inventory Days 0.000.00
Days Payable
Cash Conversion Cycle 0.000.000.000.000.000.000.000.0074.3566.0511.710.00
Working Capital Days 210.15593.12154.4271.571,624.61668.681,194.55-49.1340.5641.71-25.3712.64
ROCE %11.19%0.32%0.32%1.26%1.58%10.76%0.95%2.52%4.12%9.00%11.91%14.92%

Financial Efficiency Indicators Chart

Share Holding Pattern

MonthMar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters 33.29%33.29%33.29%33.29%36.91%36.91%36.91%36.91%36.91%36.91%36.91%36.91%
Public 66.70%66.71%66.71%66.72%63.10%63.08%63.10%63.09%63.10%63.10%63.09%63.10%
No. of Shareholders 4434484765836497017739769741,0891,1741,205

Shareholding Pattern Chart

No. of Shareholders

F Mec International Financial Services Ltd: Intrinsic Value & Share Price Analysis - Shareholder trend analysis

This stock is not held by any mutual fund.

ROCE Trend

EPS Trend

Key Financial Ratios

MonthMar 20Mar 19Mar 18Mar 17Mar 16
FaceValue 10.0010.0010.0010.0010.00
Basic EPS (Rs.) 0.980.120.060.070.01
Diluted EPS (Rs.) 0.980.120.060.070.01
Cash EPS (Rs.) 1.040.140.070.060.01
Book Value[Excl.RevalReserv]/Share (Rs.) 10.5710.6710.5610.4910.42
Book Value[Incl.RevalReserv]/Share (Rs.) 10.5710.6710.5610.4910.42
Revenue From Operations / Share (Rs.) 2.844.031.661.630.82
PBDIT / Share (Rs.) 1.140.190.160.100.01
PBIT / Share (Rs.) 1.070.150.150.100.01
PBT / Share (Rs.) 1.070.150.150.100.01
Net Profit / Share (Rs.) 0.970.110.060.060.01
NP After MI And SOA / Share (Rs.) 0.970.110.060.060.01
PBDIT Margin (%) 40.074.759.756.362.09
PBIT Margin (%) 37.783.969.196.362.09
PBT Margin (%) 37.763.919.166.342.07
Net Profit Margin (%) 34.522.854.004.160.99
NP After MI And SOA Margin (%) 34.522.854.004.160.99
Return on Networth / Equity (%) 9.261.170.680.700.08
Return on Capital Employeed (%) 10.131.491.440.980.16
Return On Assets (%) 6.220.210.600.620.07
Long Term Debt / Equity (X) 0.000.000.000.000.03
Total Debt / Equity (X) 0.444.320.000.000.03
Asset Turnover Ratio (%) 0.080.120.150.150.07
Current Ratio (X) 2.871.2122.894.574.68
Quick Ratio (X) 2.871.2122.894.564.68
Interest Coverage Ratio (X) 2182.61105.25319.81300.12105.18
Interest Coverage Ratio (Post Tax) (X) 1881.6864.23132.34197.2851.03
Enterprise Value (Cr.) 2.3514.271.121.120.00
EV / Net Operating Revenue (X) 2.6711.412.172.220.00
EV / EBITDA (X) 6.66239.6922.2734.910.00
MarketCap / Net Operating Revenue (X) 1.130.751.841.870.00
Price / BV (X) 0.300.310.310.310.00
Price / Net Operating Revenue (X) 1.130.751.841.870.00
EarningsYield 0.300.030.020.020.00

Profitability Ratios (%)

Liquidity Ratios

Liquidity Ratios (%)

Interest Coverage Ratios (%)

Valuation Ratios

About the Company - Qualitative Analysis

F Mec International Financial Services Ltd. is a Public Limited Listed company incorporated on 07/06/1993 and has its registered office in the State of Delhi, India. Company's Corporate Identification Number(CIN) is L65100DL1993PLC053936 and registration number is 053936. Currently Company is involved in the business activities of Other credit granting. Company's Total Operating Revenue is Rs. 6.64 Cr. and Equity Capital is Rs. 8.89 Cr. for the Year ended 31/03/2025.
INDUSTRYADDRESSCONTACT
Non-Banking Financial Company (NBFC)908, 9th Floor, New Delhi Delhi 110001Contact not found
Management
NamePosition Held
Mr. Apoorve BansalExe.Chairman & Mng.Director
Ms. Renuka ChouhanNon Executive Woman Director
Mr. Rohit DugarInd. Non-Executive Director
Mr. Kabeer ChaudharyInd. Non-Executive Director
Mr. Somesh KumarInd. Non-Executive Director

FAQ

What is the intrinsic value of F Mec International Financial Services Ltd and is it undervalued?

As of 05 April 2026, F Mec International Financial Services Ltd's intrinsic value is ₹39.93, which is 52.86% lower than the current market price of ₹84.70, suggesting the stock is overvalued. This is calculated using the PE ratio method factoring in ROE (12.4 %), book value (₹16.4), dividend yield (0.00 %), and 5-year EPS CAGR.

What is the current share price and 52-week range of F Mec International Financial Services Ltd?

F Mec International Financial Services Ltd is trading at ₹84.70 as of 05 April 2026, with a FY2026-2027 high of ₹150 and low of ₹58.0. The stock is currently in the middle of its 52-week range. Market cap stands at ₹75.3 Cr..

How does F Mec International Financial Services Ltd's P/E ratio compare to its industry?

F Mec International Financial Services Ltd has a P/E ratio of 43.5, which is below the industry average of 101.56. Trading at a steep discount to peers could signal a value opportunity or reflect concerns about the company's fundamentals.

Is F Mec International Financial Services Ltd financially healthy?

Key indicators for F Mec International Financial Services Ltd: ROCE of 14.9 % is moderate. Dividend yield is 0.00 %.

Is F Mec International Financial Services Ltd profitable and how is the profit trend?

F Mec International Financial Services Ltd reported a net profit of ₹2 Cr in Mar 2025 on revenue of ₹7 Cr. Compared to ₹0 Cr in Mar 2022, the net profit shows an improving trend.

Does F Mec International Financial Services Ltd pay dividends?

F Mec International Financial Services Ltd has a dividend yield of 0.00 % at the current price of ₹84.70. The company is currently not paying meaningful dividends.

Disclaimer: This article is for informational purposes only and should not be construed as financial advice. The author is not a SEBI registered financial advisor and does not have any vested interest in F Mec International Financial Services Ltd. Investors are advised to conduct their own due diligence and consult with a financial professional before making any investment decisions. The information provided in this article is based on publicly available data and the author's analysis, but it may not be comprehensive or up-to-date. The author and getaka.co.in are not responsible for any errors or omissions in the content. This article is not intended to promote any particular investment strategy or recommendation, and readers should consult with their own financial advisors before making any investment decisions. Data Source: NSE
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